>> yes, please. >> okay, great. come on in, michelle. >> i think the only thing that may stand between me getting $5,000 would be maybe just getting a job -- showing her that i can do it, and that i will get a full-time job as soon as possible. >> it's good to see you. >> good to see you, too. >> so, you're almost working a whole week now. >> yeah. >> you're almost there! >> almost there. >> okay, which is a far cry from what you'll have to do if you ever decide to go back to law school, because you will have to work 70 or 80 hours a week. >> right. >> so there's nothing too much wrong with getting some practice. >> right. >> michelle completed all the challenges, but did she get all the lessons? until she gets a full-time job, there's no way to make her budget balance. so will she succeed in the long term? only time will tell. but my time with her's up. i think that you have a huge amount of distance to go. i believe that you look very carefully for direction, that you haven't yet developed the maturity to find your own way, and so if they leave you to be self-directing, you flounder a

bit. you start defining yourself by all the wrong things, like sunglasses and shoes and handbags. >> right. >> so i think one of the things you have to work on is developing that sense of what it is you want and how you're gonna be self-directing for the rest of your life. because the last thing you want to be is the person who only takes direction. >> okay. >> make sense? >> yeah, that makes sense. >> i have for you a check for $3,000. >> oh. >> i hope you're gonna use this to pay down your debt... >> mm-hmm. >> ...because this will go a long way to knocking off some of that interest you're gonna have. >> okay. >> okay? >> thank you. >> you're very welcome. >> it was quite a challenge for her to make some drastic changes, but we were there to support her and she did a lot of it on her own, and we're quite proud of her. >> i think the best thing to come out of it is the realization within myself that i need to make changes in regards to how i spend money. future feels good.

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but it's only just as good as them. it's not really better and it's tough to bring people black to blackberry without a product that's really better. >> the company is no longer called research in motion. they're calling themselves blackberry. what will this revamp of blackberry's branding and this

new z-10 phone? >> they've tried to nail this consumer product that's a big, sleek smartphone without the physical keyboard. they have those. they haven't succeeded up until now. the reviews have been good. people like the hardware now, they like the software. they sold more than they expected during the initial launch in europe. what about the htc-1? >> i have it right here. that's another nice smartphone. it's similar to an iphone or samsu samsung galaxy smartphone. it has a metal body rather than a plastic-bodied phone. >> you can do everything on these phones. >> we're a parody in terms of they all take good pictures, run popular apps, they all do facebook and twitter. you're buying on based on which

one you like better in terms of design and the special things they do. >> what would you expect for the smartphone market and how things evolve? >> i think we'll see a more towards bigger screens, 5 inch, even bigger as people use these instead of laptops or tablets when they go somewhere. and maybe things like motion control, you hover your hanover it or tap it or eye control when you can scroll up and down by looking at the phone. >> wow, they're talking to us. they're touching us. >> now they're watching us. >> it's amazing. great to have you on the program. thank you so much for walking through this this market. and when you're trying to travel for peanuts, which city gives you the best bargain on the mini bar? trip tips coming up, stay with us. but my airline miles take it worldwide. [ male announcer ] it shouldn't be this hard. with creditcards.com, it's easy to search hundreds of cards and apply online. creditcards.com.

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check out the website, otm.cnbc.com. follow me on twitter and google plus, look for @maria bartiromo. on monday, federal reserve chairman ben bernanke appears at the london school of economics. he will appear with the head of the bank of england as well as the chief economist of the imf. on tuesday we have more housing news that will be released. the s&p/case-schiller home index is out as well as the number of new homes sold last month. on thursday we get the third revision of the gross domestic product of last year. friday