this is "world news." tonight, fee frenzy. the biggest bank in america unleashes a huge new fee of basic services. so, we asked other banks tonight, will they take a pledge not to squeeze fair kups hers? jump starting jobs. a new way to put money in your pocket, just a click away. something you can do right now in your town, helping bring america back. chaos and coverup? bombshell testimony about what michael jackson's doctor did as the superstar lay dying. crash course. for the first time, an airline teaches passengers how to survive a disaster. and, look who's shopping. do you recognize the woman behind that cart at target? what did she buy?

good evening. it is found in millions of american wallets, the debit card, a staple of modern american life. but tonight, a shock. the goliath, bank of america, 57 million customers, the biggest bank in the country, has announced it is adding still another fee. $60 a year just to use your debit card. so, all day, we've been asking, what should you do and what about the other banks? will they follow suit? abc's matt gutman decided to find out. >> reporter: it's a colossus on the move, and $900 billion in deposits, almost 20% bigger than its nearest competitor, wells fargo. the standard bank of america sets is the standard for the entire u.s. banking industry. >> fees for debit card usage is just something we're going to see a lot more of in the weeks and months ahead, because banks are going to be making less revenue every time a consumer swipes that card. >> reporter: the new fees, totaling $60 a year, will only

apply to those using their debit cards for purchases. rolled out early next year, they'll be added to existing bank fees. >> with the recent regulations, as a result, we decided to introduction the monthly usage fee s. >> reporter: bank of america is not the first bank to add a $5 per month fee for using a debit card. atlanta based sun trust blazed the way this summer. giants wells fargo and jpmorgan chase are testing $3 debit card fees. the new fees would generate billions for an industry that just last year posted $76 billion in profits. so we asked the nation's three other biggest banks whether they would hold the line, or if we're looking at the new industry standard. citibank was most explosive. >> i'm wondering if you're going to follow suit. >> we've not. and we certainly don't have any immediate plans to. >> reporter: will citigroup roll out similar charges? absolutely not.

>> reporter: citibank and pnc said they'd hold the line for now. now, diane, if you are a bank of america customer, the bank says it can waive those fees if you upgrade to a premium account. that mean you have to have a higher minimum monthly balance or you can switch to a credit union or a community bank and they offer free banking. diane? >> you have the three other banks to commit, for now, to not doing it. thank you so much, matt. and a survey of the nation's top ceos showed today only about one-third of them say they plan to hire in the next six months. and that's down dramatically from three months ago. so, abc news has launched a team, led by "20/20" anchor chris cuomo to search out ideas that are bringing america back, neighbors giving neighbors extra cash and a helping hand. >> i worked at an ad agency and got laid off in 2009.

>> i'm having trouble finding a full-time job. >> reporter: for them and close to 2,000 others, the answer to steady work is at taskrabbit, a sort of ebay for odd jobs. someone short on time or talent posts a task and what they are willing to pay. people who want the work bid, one wins, presto. ikea table assembled. groceries gotten. dog walked. diane hohen, a 47-year-old single mother in boston. she markets sports merchandise, but in this economy, she went from making $40,000 to about half that. soon, she was struggling to pay her bills and she has a promise to keep to her daughter. >> i basically needed a way to make more money to pay my mortgage and to let my daughter have a beautiful wedding. >> reporter: enter taskrabbit. diane started trying different tasks, sometimes completing as many as five in a single day, making 200 bucks in a process. >> so now, today, there's a cupcake delivery. >> reporter: amazing how many people need cupcakes delivered. what are we going to bid?

>> i think i'm going to put $40. >> reporter: sure enough, the out-of-town girlfriend who needs cupcakes for her beau lets diane know she got the job. so we're in business. >> we're in business. >> reporter: and so, we're off through boston. >> i heard these are amazing cupcakes. >> red sox cupcakes. th they. >> reporter: they make you sick if you're a yankee fan. tasks like these have put over $10 million in rabbits' pockets so far. the company started three years ago, matching tasks and rabbits after background checks in one city and now it's spreading across the country. >> i had lawyers coming to the site, really amazing, high skilled, quality people who had just been laid off. >> reporter: like 40-year-old marc hedges, who worked in construction as a mason. today, he is across town in lincoln, hanging pictures for new friend richard, who posted the task because he has trouble walking. back in 2008, marc lost his job wasn't sure what would come

next. what's that stress and strain like? >> it's terrible. all of a sudden, your bills are on the back burner. you start worrying. you start freaking out. so, what happened was i started looking around. i found taskrabbit. >> reporter: marc says he's made more than $25,000 so far and is building his own construction business. and diane has also found a way to sweeten her cash flow to the tune of $5,000 a month, as well as sweetening up someone's birthday. ♪ happy birthday to you >> reporter: taskrabbit, one more way to help bring america back. >> thank you! >> reporter: offering people a chance to make some money and something even more valuable -- a sense of pride. >> great idea. how many more people could they absorb with it? >> reporter: there are big possibilities here. they are just in a handful of cities across the country. they already have 2,000 people. they could multiply that, 5,000, 10,000, 15,000 as they move into more and more communities. >> and not just the unemployed. >> reporter: that's a little bit of the dark reflection that we're seeing here. initially, mostly unemployed

people wanted to find these tasks. now, they are finding people with jobs but who need extra money. times are so tight that the underemployed, 11 million people in this country -- >> underemployed. and up to $5,000 a month? >> reporter: if you work hard, you make your money, you're a good rabbit. >> okay, thank you so much, chris. and now, we turn to the toughest anti-immigration law in america that went into effect today in alabama. a crackdown so severe it's been described as the arizona law on steroids. police have broad new powers to stop and detain anyone they deem suspicious and even use their children in classrooms to track them down. abc's steve 0 sosunsami is in birmingham tonight. >> this is what democracy looks like! >> reporter: across alabama today, demonstrators were furious, calling this the arizona law with an alabama twist.

>> to me, it says that our government promotes racism. >> we have to move. we have to leave everything. >> reporter: it was approved by the state legislature and widely backed by voters here. the police can check for papers, detain undocumented residents without bail and the public schools are now forced to share with authorities the citizenship status of all newly enrolled students. >> we have the strongest immigration law in the country. >> reporter: at center point high in birmingham, principal van phillips says several students came to him this morning, worried he was going to kick them out. >> i'm not ins. it's not my job to police who is legal, who is illegal. >> reporter: some of them were student athletes and class officers and, yes, some are undocumented. they told me they now come to school in fear. >> i came to school thinking, are they going to pull me out of class? are they going to ask me questions? >> they're saying we can't have the same rights as citizens because they're not citizens but i really want to know, what's the real definition of citizen? >> reporter: educators here say they feel they've been put in a tough spot, and that under the law, all they plan to do is report information. >> we are turning no one away. no one is being asked to

withdraw. >> reporter: we talked with one parent who pulled her nephew out of school today anyway. he's undocumenteded a and didn't want to be identified. tomorrow, they are moving to california. >> we don't want to move, but this thing is -- we can do nothing about it. we're people, we're humans. i don't know. >> reporter: these knew rules for the schools are just one part of this law and the law didn't just come out of thin air. there are many people across this state who believe, for example, that jobs are being lost to people who are here illegally. diane? >> all right, steve, thank you so much for your reporting tonight. and inside a california courtroom today, we heard new details about the chaotic scene around michael jackson as he lay dying. that critical 911 call and also questions about a coverup. abc's jim avila is following the case, moment by moment, and he was inside that courtroom today. >> nothing but the truth, so help you god. >> yes, ma'am. >> reporter: alberto alvarez may be the key witness in the case

against michael jackson's personal doctor. bodyguard, head of the advance team and first in the room where dr. conrad murray was desperately working to bring their boss back to life. it was alvarez who finally dialed 911. >> we have a gentleman here that needs help and he's not breathing. he's not breathing. >> where's he at now? >> he's on the bed, sir. he's on the bed. >> okay, let's get him on the floor. >> reporter: for the prosecution, alvarez makes it clear the doctor, who's a cardiologist, is not doing cpr correctly, pummelling his chest on the soft surface of jackson's bed, instead of the floor. and puts dr. murray firmly in control of the scene. >> the doctor's been the only one here. >> okay, the doctor see what happened? >> doctor, did you see what happened, sir? he's pumping his chest but he's not responding to anything, sir, please. >> reporter: alvarez rushes to the bedroom minutes after dr. murray called staff. >> he was laying on his back with his hands extended out.

>> reporter: dr. murray tells him to call for an ambulance, but alvarez is distracted by a scream. it's the children. >> they were right behind me and paris screamed out, "daddy!" >> reporter: so alvarez rushes him out of the room and is about to call 911, but there is another delay, 15 minutes in all, as dr. murray asks him to do something else. a critical request, prosecutors contend, shows dr. murray's guilt. >> he reached over and grabbed a handful of vials and reached out to me and said, "put these in a bag." >> reporter: then alvarez says dr. murray pointed to the iv bag and asked that it, too, be put away. inside that bag was a bottle, dripping a milky, white liquid, with the appearance of propofol. just how valuable was that testimony? alvarez says he turned down a half million dollars for a tv interview, $200,000 from "the

national enquirer," though he hasn't been able to find a job since michael jackson died. and he's broke. diane? >> all right, jim, thank you, on this case every day. and tonight, we hear from a unique american voice, someone who has had a front row seat to democracy. retired supreme court justice john paul stevens. he has written a new memoir, "five chiefs," and "gma" anchor george stephanopoulos sat down with him to ask, if after 60 years on the bench, he regrets any of the decisions he handed down, and he does. the one voting to reinstate the death penalty. >> over the years, the -- i was disappointed to find they expanded the category of cases rather dramatically and they also have relaxed procedures in ways that actually give the prosecutor advantages in capital cases that i don't think he has in ordinary criminal cases. >> and that decision to reinstate the death penalty was back in the mid-1970s. and still ahead on "world

news," the new course on surviving a plane crash. do you know which seat gives you the best chance of making it out alive? and was this the biggest choke in history? and what did it teach the rest of us about sometimes coming up short? [ male announcer ] every day, thousands of people are choosing advil®. here's one story. [ regis ] we love to play tennis. as a matter of fact it was joy who taught me how to play tennis.

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pilot error. it was in japan. one pilot, on a commercial airline flight, went to the restroom. his co-pilot thought he was hitting the button to unlock the door and let him back in. but instead he hit a vital control of a rudder. and in 30 seconds, the passengers plunged 6,234 feet, straight down. and then, the co-pilot pulled the plane out. everyone on board that flight survived, with a few bumps and bruises. but would you knoll what to do in a life threatening emergency on a plane, whenever moment counts? for the first time, a major airline has decided to train passengers for a crisis in the air. abc's ron claiborne on what passengers learned. >> reporter: british airways started the crash course in airline safety five years ago and has so far trained 11,000 people, mostly top corporate customers, on what to do in case of an emergency. in a one-day course, passengers inside a cabin simulate

evacuation through real smoke in a real hurry escaping the aircraft on a real slide. >> stay down! stay down! >> reporter: the idea? make sure passengers know how to survive a real emergency. >> it's critical that every passenger on every flight pay attention and be situationally aware. >> reporter: even on the now-famous us airways hudson river emergency landing, hailed as an example of a well executed evacuation, only 10 out of the 150 passengers grabbed their life jackets. you don't have to take a trip to b.a.'s course to improve your chances of surviving an airline emergency. most of the most important lessons? have a preflight plan, including know how many rounds you are from the nearest exit. adopt the brace position, head down, hands on back of head. in case there's smoke, get down low, move quickly following the floor lighting leading to the exit. unbuckle your seat belt before opening the exit window. and don't hesitate at the

emergency slide. jump feet first with your hands across your chest. another tip? leave the bag behind if you evacuate in one survey of passengers who survived an emergency, 37% said people grabbing their carry-on bags slowed things down. >> taking time to grab your stuff could be the difference between life and death. >> reporter: aviation safety experts say the key in a real crash, getting everyone off the plane in no more than 90 pekd seconds. and the better prepared you are, the better your chances of surviving. and a british airways instructor says their goal is to teach people to react faster than anyone else so they are in the aisle first and on the slide first. b.a. is considering off everying the crash course to frequent flyers. and no american based carrier offers similar training. and diane, the u.s. government statistics show that right now, more than 95% of people involved in airline incidents, accidents, they do make it out alive.

>> so, you train to be a passenger. you said that you had to evacuate once and only the co-pilot got hurt? >> reporter: everybody went down the slide the co-pilot broke his ankle. everybody else was okay. >> all right, thank you, ron. and coming up, look who turned up in target. i love to eat. i love hanging out with my friends. i have a great fit with my dentures. i love kiwis. i've always had that issue with the seeds getting under my denture. super poligrip free -- it creates a seal of the dentures in my mouth. even well-fitting dentures let in food particles. super poligrip is zinc free. with just a few dabs, it's clinically proven to seal out more food particles so you're more comfortable and confident while you eat. super poligrip free made the kiwi an enjoyable experience. [ charlie ] try zinc free super poligrip. and these come together, one thing you can depend on is that these will come together. delicious and wholesome. some combinations were just meant to be.

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team spent the day rappelling down the side of the washington monument, inspecting it, inch by inch, looking for damage from last month's 5.8 magnitude earthquake. and, of course, you remember this video of the quake, giving tourists inside at the time a real scare. the monument does remain closed indefinitely. earlier this week, we told you about a setback for the women of saudi arabia, the culture steeped in the veil, where women are forbidden to drive. on tuesday, a woman who had driven in protest was sentenced to ten lashings with a whip. but the saudi king, king abdullah, announced that he would not let her be flogged. he was calling it off. and look who turned up at target today. first lady michelle obama, that's right. 1/2 gafting her cart through the checkout line. she was spotted at a target in alexandria, virginia, and the white house won't say what she had in the bags. but they did say it's not uncommon for her to slip out, run an errand, eat at a local

restaurant and otherwise enjoy city outside the white house gates. and coming up, the science of losing your confidence, big time. what really happened to the red sox? could it happen to any of us? i habe a cohd. yeah, i toog nyguil bud i'm stild stubbed up. [ male announcer ] truth is, nyquil doesn't un-stuff your nose. really? [ male announcer ] alka-seltzer plus liquid gels fights your worst cold symptoms, plus it relieves your stuffy nose. [ deep breath ] thank you! that's the cold truth!

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and finally tonight, that epic collapse, maybe the biggest in sports history? the season is over for the boston red sox, who didn't just miss getting into the playoffs, they imploded. so, what could possibly explain such a spectacular downfall? we turn to our impatient john berman, who admits his heart is breaking tonight. >> cannot make the catch! >> reporter: it was ugly, it was gruesome, it was shocking. >> he scores! and the baltimore orioles stun the boston red sox! >> reporter: it was almost mathematically impossible. at the beginning of seethe, the red sox were so far ahead in the standings, it was estimated they had a 99.6% chance of making the playoffs. 99.6. >> i don't know how to explan it. >> reporter: researchers do. there's a highly scientific term for it. choking. >> worst performance than you've exhibited in the past, because

there's a lot on the line. >> reporter: choking in the big game, blowing the big test, botching the big job interview. it happens for a couple of reasons. number one? paralysis by analysis. >> we start paying a lot of attention to habits or behaviors that should just run off on auto pilot. >> reporter: that unhittable pitch you've thrown a million times without thinking under the spotlight? a meat ball. >> i don't think i've ever been apart of something like this. >> reporter: maybe he should have, because a solution? don't just practice, practice under pressure. what mi why the military does live fire training. reason number two in memory failure. this isn't forgetting things, it's remembering the wrong things. negative things. >> confirming the idea that you really aren't able to play for the playoffs. you aren't going to succeed. >> reporter: girls told the negative stereotype that they're bad at math do worse on tests. in baseball, losing begets losing. a month of it in the red sox's

heads. reminded of it constantly. >> you look back on the season what's the thing that stands out most to you? >> september. >> reporter: solution? remember the good moments. so, red sox nation, let's make a deal. let's never, ever speak of this again. ever. john berman, abc news, new york. >> we will go very gentle on john. and we thank you for watching. we're always on at abcnews.com. do not forget to watch "nightline" coming along later tonight. and we'll see you right back here tomorrow night. hope it's a wonderful night for you. ho see you again tomorrow. look, every day we're using more and more energy.

the world needs more energy. where's it going to come from? ♪ that's why right here, in australia, chevron is building one of the biggest natural gas projects in the world. enough power for a city the size of singapore for 50 years. what's it going to do to the planet? natural gas is the cleanest conventional fuel there is. we've got to be smart about this. it's a smart way to go. ♪