dave ramsey is the host of the dave ramsey show. welcome, dave. >> thanks. good to be with you again. >> on the face of it, a good bit of fun. one, big, winner, what is wrong with that? >> the problem is several things. rich people don't play the lottery. look who is standing in line snp it is darryl and his other brother darryl. >> there is a point to that. and i know that all statistics say they tend to be ill educated and poorer and those statistics are there, but at the same time aren't they the very people that need a bit of hope. because it is false hope. that is the problem. they take the same amount of money and invest it. and so we are teaching people that a game of chance with low probability of winning is actually the way of winning your destiny today. instead of working hard and leaving laid. >> i want to bring in two men opposite sides of the powerball. it gives false hope and it should be cancelled. >> the option would not allow that, it is important that we continue to talk about the lottery. it is not an in vessvestmeninve. anybody that is sp

dave ramsey is the host of the dave ramsey show. welcome, dave. >> thanks. good to be with you again. >> on the face of it, a good bit of fun. one, big, winner, what is wrong with that? >> the problem is several things. rich people don't play the lottery. look who is standing in line snp it is darryl and his other brother darryl. >> there is a point to that. and i know that all statistics say they tend to be ill educated and poorer and those statistics are there, but at the same time aren't they the very people that need a bit of hope. because it is false hope. that is the problem. they take the same amount of money and invest it. and so we are teaching people that a game of chance with low probability of winning is actually the way of winning your destiny today. instead of working hard and leaving laid. >> i want to bring in two men opposite sides of the powerball. it gives false hope and it should be cancelled. >> the option would not allow that, it is important that we continue to talk about the lottery. it is not an investment. anybody that is spending t

dave: not entirely. this is the simpson-bowles report brought out five democratic senators voted in favor of this. this lowers tax rates to a top rate 23%. if you keep -- and keep some deductions. alan simpson co-author of this report says you don't have to raise taxes. go into this tax code where there are $1 trillion of tax expenditures and tax year marks and pull the babies out. stuart: i got it. do you really think a president who has just the quick reelection and the leader of the senate who has just said we are going to hack--- hike tax rate on a rich the think they'll go with simpson-bowles? connell: they sign their names. in signature used to be an oaf, something people took seriously. you could go back to those and say did you believe in this or not. was this not you committing yourself to lowering tax breaks and broadening the base? we ave to have some kind of compromise. i am not a politician. i hate compromise but the fact is -- stuart: barack obama is raise taxes on the rich, raise tax rates

please welcome dave fleming and john miller. >> now, all along the parade route this song that echoed through the ballpark and my broadcast partner on the radio dave fleming somehow has involuntary reaction to it. a lot of people think he's so into it. whenever the music comes on he can't contain himself. it's not even that and i'm going to show you it right now. >> i'm not sure where you're going with this john. >> it's uncontrollable for him so he's not really into even the thought of it but i want to show you what really happens. we seen him do it so many times in the ballpark. along the parade route they were pleading for him to do it. >> i don't know. >> so really -- now keep your eyes on dave. watch what happens when i say "oh gangom style". >> john, can do it with me too. >> okay, okay. i can't help it. [cheers and applause] now, another thing that occurred to us was that giants winning on the road the way they did, the one thing the giants' players really missed was that ability to share it with all of you, and we thought because they're right in the back here we could give th

>> yes, they are dave. it's very early and people are already they are out here camping out for black friday. here in pinole you can see there are tents out here. outdoor chairs, even a card table out here. it's very early in the morning. so so far there hasn't been much of a peep from the tents. there was one lady that came out to go to the bathroom. she is not quite ready to talk yet. employees here say this is the earliest shoppers have come out to make sure they are the first in line to take advantage of of course the holiday deals like big screen tvs and laptop computers. doors are supposed to open at midnight on friday. you can see she is going back into her tent right now. but you can actually be here earlier to get tickets i guess so you can can be the first to get some of these block buster deals. nation-wide black friday sales are expected to be down from last year. according to consumer research group big insight. 147million people will get up early for this big shopping day. now that is down fiv

northbound 101 dave and pam. it looks like a car rear ended a garbage truck in san francisco northbound 101. the vehicle is now on fire. and we're not sure how bad the injuries are but there could be injuries. northbound 101 sat candle -- 101 at candle stick park. if i were you, i would use 280 instead to get into san francisco because traffic is beginning to stack up getting out of south city driving up to brisbane. watch for this crash fire department from brisbane and san francisco are there. it sounds like a bad one. let's move along to san francisco itself. northbound and southbound 101 that traffic is moving along nicely with no major problems coming up to the 80 split. this mornings commute at the bay bridge toll plaza we have a little bit of an early crowd here in some of the lanes. fast track getting through okay. let's go to steve. >>> sal, thank you. record highs are likely today. we'll go from very, very warm to very, very cool to cold just this week. i'm getting reading some conflicting reports on sa

>> yeah, dave. it looks like i'm going to volunteer to work both christmas and thanksgiving just so i know i will be warm. >> it's good you still have your sense of humor, brian, where do you look to blame? i'm seeing pictures of people who had to rip out insulation and driveway to avoid molding. who do you blame here? >> it's quite obvious. peter king chairman of the homeland security he happens to be my congressman. his frustration mirrors what saying. lawmakers can't even get through to the power authority. they can't get an answer. sarcastic condescending approach that lipa has had has made things worse. we find out thought they had no plan. as early in 2006 in studies that are done. using outdated equipment. using language kobal from the 90's. last year the average person had their power out for a month. if it's out for a month. well, irene is not going to happen again. that's a once in a lifetime storm. the next year it's worse. there is no water in place. there is no gasoline in place. there

that is dave cote, the chairman and ceo of honeywell. for the fix the debt campaign and the american who understands the crisis that we are in. coming up. the clock is ticking. call cramer to find out how to fire away at cramer on the lightning round. can he withstand your onslaught of stocks? and later, ready for takeoff? shares of boeing have been caught in a holding pattern this year. but could the flight path be changing or will fiscal cliff concerns keep it grounded? cramer is taking out his technical tool set to read the plan. coming up on "mad money." >>> it is time for the lightning round. >> i know you like gld, but i'm looking at sandstorm. >> i know that group, these are the ones that do, how would we describe them? these guys lend other miners money and they are good, but remember, if gold goes down, they won't be drilling. let's go to jerry in ohio. >> i would like to know about qcom. >> magnificent quarter, doing well, getting respect. may i add cisco reported a good number today and it is going to help broadcom which has b

but there just isn't a dave in every town more's the pity so his isn't a model which could be rolled out nationwide in its current form but financial experts say lessons can be learnt for a healthier banking system one point is clear and this is a point that the bank made in a way is that banking has just moved too far away from its roots and its basic need to understand to saving which has been lost. in madras where highly leveraged changing lives to. date ultimate goal is to bring banking back to its roots no more faceless conglomerates where computers and mavericks make the decisions and the one percent pockets unimaginable bonuses instead local banks for local people run by the community to benefit the community it's not a new idea in fact it's how banking used to be before the megabucks and mega banks stepped in and dave still taking to get some political support you have to take save us money and invest in real productive. activity and to take responsibility for doing it which is not the way that banking currently works in his comic who kind of crazy way he is showing the way t

morsey did there. >> right, dave. and mohammed morsi is actually egypt's first democratically elected president. but many of his people are protesting because he issued this decree that puts all his decisions in the past, present and future above judicial review. he can do whatever he wants and the lower courts can't. ' assembly writing egypt's new constitution can do so without any objections now, the u.s. state department issued a statement making their reservations about president morsey crystal clear and basically stating that the entire idea of the arab spring was the opposite of what's happening in egypt. the state department says, quote: one of the aspirations of the revolution was to ensure that power would not be overly concentrated in the hands of any one person or institution. the current constitutional vacuum in egypt only resolved by checks and balances and fundamental freedoms, individual rights and rule of law consistent with egypt's international commitment. u.s. officials have also said president mors

his hometown as burnley but instead of fancy holidays and expensive cars when the credit crisis hit dave wanted to give something back so he decided to open a bank this late two thousand and eight early two thousand and nine my mini. me to get funded for their bosses as they are done for the last fifteen years but overnight that just stopped the banks just stopped lending to the to the customers and i'm thinking of a done something wrong have they made a mistake of that up at the gas bill electric bill or form bill you know it's not the people that are the problem it's the banks that have the problem try thought arland of them so that's what it bank on dave he says although thanks to extensive red tape he's not actually allowed to call himself a bank and he's keen to differentiate himself from banks in other ways too he offers five percent on savings and he lends that money out to his local community and no bonuses any profits go to charity in our state. there just isn't a day in every town more's the pity so his isn't a model which could be rolled out nationwide in its current form but

dave has been an award winning newsmen for 35 years. he has been broadcasting for 35 years. he started when he was 17, so i have not had a chance to ask him what that special experience might have been about, but maybe you'll get a chance to ask him about this. i was interested in reading about all the places that he has worked. he has ben in new york city, washington d.c., he has been in los angeles. probably the most interesting for me was the fact that he was in philadelphia for a number of years. we know in the department of aging and adult services that philadelphia has one of the most interesting and creative network of services for older adults in the country. it is really accessible to older adults. some of the most creative work we have seen at around the country. dave is also on the board of several civic organizations including the challengers boys and girls club, and cure autism now. edave -- dave, take it away. >> and good morning, can you hear me? in the back, can you hear me? i can see you. good morning, and thank you very much. if no one told you this morning

for coming up thank you dave fyshwick is a cheeky northern charmer he made his fortune selling minibuses in his hometown of burnley but instead of fancy holidays and expensive cars when the credit crisis hit dave wanted to give something back so he decided to open a bank says late two thousand and eight early two thousand and nine my mini. me to get funded for their bosses as they are doing for the last fifteen years but overnight that just stopped the banks just stop led to the to the customers and i'm thinking have it done something wrong have they made a mistake of that up at the gas bill electric bill you know it's not the people that are the problem it's the banks have the problem so i thought well i'll end of the so that's what it bank on dave he says although thanks to extensive red tape he's not actually allowed to call himself a bank and he's keen to differentiate himself from banks in other ways too he offers five percent on savings and he lends that money out to his local community and no bonuses and the profits go to charity. there just isn't a day in every town more's the pi

of burnley but instead of fancy holidays and expensive cars when the credit crisis hit dave wanted to give something back so he decided to open a bank it is late two thousand and eight early two thousand and nine my many customers are coming along to me to get funded for their bosses as they have done for the last fifteen years but all. overnight that just stopped the banks just stopped lending to the to the customers and i'm thinking have a done something wrong have they made a mistake of that up at the gas bill electric bill or form bill you know it's not the people that are the problem it's the banks that have the problem try thought arland of them so that's what it bank on dave he says although thanks to extensive red tape he's not actually allowed to call himself a bank and he's keen to differentiate himself from banks in other ways too he offers five percent on savings and he lends that money out to his local community and no bonuses and he profits go to charity. but there just isn't a day in every town more's the pity so his isn't a model which could be rolled out nationwide in

but there just isn't a dave in every town more's the pity so his isn't a model which could be rolled out nationwide in its current form but financial experts say lessons can be learnt for a healthier banking system one point is clear and this is a point that the bank makes anyway is that banking is just too far away from its roots and its basic need to understand. saving which has been. mad rush where highly leveraged against it was that. dates ultimate goal is to bring banking back to its roots no more faceless conglomerates where computers and mavericks make the decisions and the one percent . it's unimaginable bonuses instead local banks the local people run by the community to benefit the community it's not a new idea in fact it's how banking used to be full the mega mega banks stepped in and dave still taking to get some political support you have to take save us money and invest it in real productive activity to take responsibility for doing it which is not the way that banking currently works in his comical kind of crazy way showing the way to a better banking system which is

as burnley but instead of fancy holidays and expensive cars when the credit crisis hit dave wanted to give something back so he decided to open a bank it is late two thousand and eight early two thousand and nine mime. to me to get funded for their bosses as they are doing for the last fifteen years but overnight that just stopped the banks just stopped lending to the to the customers and i'm thinking have it done something wrong have they made a mistake of that up at the gas bill electric bill you know it's not the people that are the problem it's the banks have the problem so i thought well i'll end of the book so that's what it banked on dave he says although thanks to extensive red tape he's not actually allowed to call himself a bank and he's keen to differentiate himself from banks in other ways too he offers five percent on savings and he lends that money out to his local community and no bonuses and he profits go to charity. but there just isn't a day in every town more's the pity so his isn't a model which could be rolled out nationwide in its current form but financial exper

world number one here dave fyshwick is a cheeky northern charmer he made his fortune selling minibuses in his hometown as burnley but instead of fancy holidays and expensive cars when the credit crisis hit dave wanted to give something back so he decided to open a bank says late two thousand and eight early two thousand and nine my many customers were coming along to me to get from good for their bosses as they are doing for the last fifteen years but overnight that just stopped and the banks just stopped it led to the to the customers and i'm thinking have they done something wrong have they made a mistake of that up at the gas bill electric bill you know it's not the people that have the problem it's the banks that have the problems so i thought well. so that's what it bank on dave he says although thanks to extensive red tape he's not actually allowed to call himself a bank and he's keen to differentiate himself from banks in other ways too he offers five percent on savings and he lends that money out to his local community and no bonuses and he profits go to charity and. there just

his hometown of burnley but instead of fancy holidays and expensive cars when the credit crisis hit dave wanted to give something back so he decided to open a bank late two thousand and eight early two thousand and nine my mini. me to get funded for as the last fifteen years but overnight that just stopped the banks just stop lending to the to the customers and i'm thinking have they done something wrong have they made a mistake of that up at the gas bill electric bill you know it's not the people that are the problem it's the banks the problem so i thought well i'll end of the so that's what it banked on dave he says although thanks to extensive red tape he's not actually allowed to call himself a bank and he's keen to differentiate himself from banks in other ways too he offers five percent savings and he lends that money out to his local community and no bonuses and the profits go to charity now in our state. there just isn't a day in every town more's the pity so his isn't a model which could be rolled out nationwide in its current form but financial experts say lessons can be learnt

dave, thanks so much. as you know, the battle for truth is underway, general david petraeus testified the cia's benghazi talking points toward change do not include an al-qaeda reference. but changed by whom? congressman peter king is the chairman of the homeland security committee and the member of the house intelligence committee inside the closed door committee and thanks for being here. >> thank you, alisyn. >> all right, so did general david petraeus tell you yesterday that he always believed that this was the result of a terror attack and is that what he told you on september 14th, the first time he testified in front of your committee? >> well, general petraeus, as said lately, did believe from the start it was a terrorist attack, quite frankly, that wasn't my recollection of his original briefing and that really has to be resolved in the future. whatever that is. my concern right now is though, you know, why, why, when the cia had it right originally that this was a terror attacks why those talking

if the old want you to follow me look like you dave fyshwick is a cheeky northern charmer he made his fortune selling minibuses in his hometown as burnley but instead of fancy holidays and expensive cars when the credit crisis hit dave wanted to give something back so he decided to open a bank says late two thousand and eight early two thousand and nine my mini. me to get funded for their bosses as they are done for the last fifteen years but overnight that just stopped the banks just stopped lending to the to the customers and i'm thinking of a done something wrong have they made a mistake of that up at the gas bill electric bill or form bill you know it's not the people that are the problem it's the banks that have the problem try thought outland of them so that's what it bank on dave he says although thanks to extensive red tape he's not actually allowed to call himself a bank and he's keen to differentiate himself from banks in other ways too he offers five percent on savings and he lends that money out to his local community and no bonuses any profits go to charity in our state.

sal. >> all right pam and dave. i think we are getting a little more crowded now as you can see by the picture i'm about to show you. there it is the bay bridge toll plaza metering lights went on early. people are out there. the traffic is moving along okay getting on to the bridge. you will see just a little bit of slow traffic here. we haven't had a lot of crashes out there which is good. moving along and taking a look at the commute on the 880 freeway. north and southbound 880 that traffic is moving along nicely with no major problems. and if you are driving on the nimitz freeway southbound 880 looks good all the way to the south bay. no major problems on northbound 101 coming through san jose just yet. 6:09 let's go to steve. >>> thank you, sal. a very good morning. cloudy. mostly cloudy here. jet stream stayed to the north. there was really, really good totals over the weekend. especially up in the russian river. three to four inches of rain. that really gets things cranking. now we get a little break today. th

and dave petraeus, once such a public hero, now forced into the shadows. while there is plenty of anger over petraeus' behavior with paula broadwell, the overwhelming reaction i have heard from troops is one of sadness mixed with pride for his years of leadership and hardship, diane, in this nation's wars. >> thank you so much, martha, for all your reporting on this. >>> but what about that woman in tampa martha mentioned front and center in the headlines. a wife and mother, jill kelley and abc's chief investigative correspondent brian ross set out to learn how she forged such a close relationship with the general. >> reporter: as the home of the u.s. central command and the special operations command, access to the macdill air force base in tampa is closely guarded, but 37-year-old jill kelley, whose calls to the fbi and e-mails to general allen are at the center of the scandal had no problem becoming close over the years to the country's most powerful generals stationed there, including david petraeus and john allen. >> jill is known as a gracious host,

hometown of burnley but instead of fancy holidays and expensive cars when the credit crisis hit dave wanted to give something back so he decided to open a bank two thousand and eight early two thousand and nine my mini. me to get funded for. fifteen years but overnight that just stopped the banks just stopped lending to the to the customers and i'm thinking have a done something wrong have they made a mistake of the. you know it's not the people that are the problem it's the banks the problem try thought outland so that's what i did bank on dave he says although thanks to extensive red tape he's not actually allowed to call himself a bank and he's keen to differentiate himself from banks in other ways too he offers five percent on savings and he lends that money out to his local community and no bonuses and the profits go to charity. but there just isn't a day in every town more's the pity so his isn't a model which could be rolled out nationwide in its current form but financial experts say lessons can be learnt for a healthier banking system one point is clear and this is a point t

his hometown as burnley but instead of fancy holidays and expensive cars when the credit crisis hit dave wanted to give something back so he decided to open a bank his late two thousand and eight early two thousand and nine my many customers are coming along to me to get funded for their bosses as they have done for the last fifteen years but overnight that just. the banks just stopped lending to the to the customers and i'm thinking have it done something wrong have they made a mistake of that up at the gas. you know it's not the people that are the problem it's the banks that have the problem so i thought well i'll end of the so that's what it bank on dave he says although thanks to extensive red tape he's not actually allowed to call himself a bank and he's keen to differentiate himself from banks in other ways too he offers five percent on savings and he lends that money out to his local community and no bonuses any profits go to charity. but there just isn't a day in every town more's the pity since his isn't a model which could be rolled out nationwide in its current form but finan

>> we have news chopper 2 over it dave and pam. westbound bay bridge a couple lanes closed here on the span. you can see the incline section. news chopper 2 showing us these live pictures. bridge down to three lanes. normally five lanes there. so again give yourself extra time and we'll come up with more after the short break. let's go back to the dave and pam. >>> thank you. we'll be on that throughout the morning. >>> coming up also the news came out a short time ago the maker of twinkies and dingdongs made a drastic move that is effecting thousands of jobs. >>> an exclusive report from vallejo. police arresting a 14-year-old boy in a shocking kidnap for ransom case. >>> rain is moving in right now. it looks like a wet commute from this point forward. we'll have more coming up after the break.

let's headack over to pam and dave. >>> thank you. high winds, wet roads certainly making it difficult for drivers especially rob the bridge -- especially on the bridges. rosemary orozco is out near the bridge. i can speak personally. it was a very intense drive overnight. how sit out there this morning? >> reporter: you know it is improving. it's still very wet. in fact soaking wet. you can see the rain coming down. but the wind not driving it as often. the gusts are picking up at times. but not as bad as what we saw earlier this morning. giving you a live look here at the san rafael richmond bridge. you can see the lights are back on but that wasn't the case a little bit earlier. you mentioned it and we came across it as well. when we moved across the bridge it was very, very dark. even a little scary. the gusts were really pushing at times which makes it pretty dangerous. because you have calm conditions and all of a sudden you feel your car swaying from side to said. the winds have calmed down just a little bit. but they do contin

at 5:30 let's go back to dave and pam. >>> time right now 5:30. president obama will have a second term as president claiming victory over republican challenger mitt romney. here's a quick look at the electoral map. only the state of florida is still too close to call. however, the president has at least 303 electoral votes. 270 are needed to win the white house. this is the scene last night in chicago at president obama's victory party. during his speech, the president talked about working with both sides of the aisle. >> in the coming weeks and months, i am looking forward to reaching out and working with leaders of both parties to meet the challenges we can only solve together. >> now the president and his family spent the night in chicago. they will return to the white house this afternoon. >> hundreds of president obama's local supporters got together to watch returns come in. >> yes we can. yes we can. >> this was the democratic watch party as the former tower record store in the castro district. the crowd cheered as states were called in th

his hometown as burnley but instead of fancy holidays and expensive cars when the credit crisis hit dave wanted to give something back so he decided to open a bank his late two thousand and eight early two thousand and nine my mini. me to get funded for their bosses as they are done for the last fifteen years but overnight that just stopped the banks just stopped lending to the to the customers and i'm thinking have a done something wrong have they made a mistake of that up at the gas bill electric bill a form bill you know it's not the people that are the problem it's the banks that have the problem try thought aland of them so that's what it bank on dave he says although thanks to extensive red tape he's not actually allowed to call himself a bank and he's keen to differentiate himself from banks in other ways too he offers five percent on savings and he lends that money out to his local community and no bonuses any profits go to charity in our state but there just isn't a day in every town more's the pity so his isn't a model which could be rolled out nationwide in its current form bu

welcome to a brand new day it's wednesday november 7th i'm dave clark. >> good morning, i'm pam cook. thank you for waking up with us this morning. let's check in with steve paulson. the weather is already changing i guess. but i did vote for warm weather, steve. >> then election came in for you on monday and tuesday. but for us rooking for colder weather the results will show up later today and more likely tomorrow. we have a very strong cold front coming in. today is that between day. 60s and 70s. a lot of the fog and low clouds are back. temperatures will begin their cool down. >>> traffic on 24 westbound between walnut creek and oakland looks good. the fog is not low here. steve has mentioned the fog. definitely foggier and chillier. the commute looks good on 80 now. but this last night there the freeway waclosed for more than five hours. this taxi cab happened in san francisco. it happened about two hours ago on 8th. the cab driver lost control and hit two parked cars and a parking meter before crashing into the side of the market there. firefighters had to use the jaws of life t

and aurora, colorado, with dan's favorite, dave matthews. >> it's the other way around. >> i'm the dave fan. he's the pit bull fan. >> reporter: i confuse you guys all the time. i'm sorry. i apologize. >> jake, thanks so much. >>> as jake mentioned, it's all about the battleground states and the eight, key races. last night for mitt romney, it was all about ohio. abc's david muir is with the romney campaign in newington, new hampshire. good morning to you, david. >> reporter: good morning, bianna. we have kid rock on the romney campaign. we listened to him last night in ohio. in new hampshire, mitt romney holding a rally a short time from now. voters know this is where his second home is. he was the governor of neighboring massachusetts. but the real sign of this campaign is not taking the four electoral votes for granted. as jake alluded to all eyes of the campaign on the states they're truly eyeing. overnight, mitt romney in the must-win state of ohio, with his wife, ann, his five sons, his running mate. all of them echoed which state could decide the election. >> you know it. you're

i'm dave clark. >> i'm tori campbell. it's thursday, november 8th. >>> everything is back to normal at a burlington hotel that had a carbon monoxide overnight. ktvu channel 2 reporter tara moriarty is live at the embassy suites. this is a pretty big hazmat response that affected a lot of people. tara? >> reporter: that's right. this is very close to the airport. the hotel was booked. a lot of people had flights so you can imagine that they were nervous about making them on time. behind me you can see a lot of windows are still open at the top of the hotel right there. these people got a 1:30 a.m. wakeup call that they did not expect. they were stuck out in the cold for for hours. that's because firefighters responded to a call here after midnight. crews called in hazmat, did some air sampling. and within an hour, they evacuated the building. hundreds of guests were staying here, again, the hotel booked. and the trace was a faulty boiler. >> they did an air sampling and found there was a high level of

tonight dave cody talks about his role in the fix the debt campaign. his take on whether we can avoid the fiscal cliff. plus, ready for takeoff? caught in the holding pattern this year. could the flight path be changing or will fiscal cliff concerns keep it grounded? reading the flight plan on tonight's edition of off the charts coming up on "mad money." s s. >>> it has become clear that the fuel for service vehicles probably not going to be aided by washington for at least the next four years. they may have reached the exp expectation. last night this company got really good news. these plans will be able to produce enough to support a network of fueling stations. clean enjoy is becoming for integrated which would give them an edge down the road. let's find out more about how the company is doing and where it is headed. talk about what this means for your company and also for truckers across the country. >> it simporn fimportant for us. we got an endorsement. and they no as you know, they know a lot about natural gas around the world. it is very impor

i'm dave clark. >> i'm tori campbell. it's wednesday, november 14th. pg&e crews continue to work at san francisco's city hall this morning. they've been there an south africaal -- an electrical explosion last night in the basement. claudine wong is live where it is expected to open to the public. will it be business as usual? >> reporter: we're told that city hall will open back up this morning. we have several pg&e trucks behind me. there's one next to me. if you come up here in the steps of city hall, you can see the lights are back on. they've been on since we arrived here this morning. generators are also on and they've -- at one point we thought we saw one them pop off. if we take a look over here, the generators are still right here at city hall. they've been busy all night making sure things are running inside. you see the tops of those generators? can see they are working hard and you can see the crews coming in and out of here. as far as when everything will be back to normal you, i can show

his hometown as burnley but instead of fancy holidays and expensive cars when the credit crisis hit dave wanted to give something back so he decided to open a bank says late two thousand and eight early two thousand and nine my mini. me to get funded for their bosses as they are done for the last fifteen years but overnight that just stopped the banks just stopped lending to the to the customers and i'm thinking other done something wrong have they made a mistake of that up at the gas bill electric bill or form bill you know it's not the people that are the problem it's the banks that have the problem try thought arland of them so that's what it bank on dave he says although thanks to extensive red tape he's not actually allowed to call himself a bank and he's keen to differentiate himself from banks in other ways too he offers five percent on savings and he lends that money out to his local community and no bonuses and he profits go to charity. if there just isn't a day in every town more's the pity so his isn't a model which could be rolled out nationwide in its current form but financ

we are safer because of the work that dave petraeus has done. >> reporter: as paula broadwell remained in washington staying with her brother and still not talking, officials say the investigation was triggered in may when general john allen received an e-mail from an account called kelleypatrol. sources close to kelley say it warned the general to stay away from her, that she could ruin him. general allen says people close to jill kelley forwarded it to her on the account she shares with her husband, scott, thinking she had sent it as a joke. sources close to kelley said she had told general allen she had not sent it but was concerned she was being stalked or electronically hacked because the e-mail referred to a meeting she and general allen had scheduled in washington for the following week. in june, people close to kelley say she and her husband received as many as four similar e-mails from different accounts, telling jill she's up to no good, asking her husband, "do you know what your wife is up to" when she has dinner with general petraeus. she turned over all of the e-mails to a

but i agree with dave. i think what really hurt him, michael brown, was this constant news of mismanagement in the campaign, questions. and this has come at the wrong time. and people just simply said no, we just don't trust it. >> d.c. voters also decisively approved three ethics related charter amendments that would allow council members to expel other members for gross misconduct and would require both the mayor and the council members to resign if they're convict of a felony. >> this is the result of the

that's right, dave, this system is packing a punch. already beginning, parts of the bay, mainly in the north bay and that will continue until the front begins to get here but i think there will be impressive totals out of the north bay. and it is really mild pause of that strong breeze. piedmont maybe out of ocean beach, mike polanski said the -- polanski said the rain has started and mostly cloudy and windy for most of the peninsular and that rain will pick up tonight and it will be pretty intense. it's going to be more of a wind event for the sierra tonight and actually a lake wind advisory or snow advisory and the snow will start high and drop. i saw a south wind so it is mild. rain developing for some, mainly north abut it is in part of the bay. near 70s towards morgan hill and gilroy. thanksgiving looks good and it will be really thick in the valley. >>> more people are driving while on drugs and what the local police department is really looking out for. >>> live in gilroy where chiefs are targeting certain types of stores. >>> w

pam, dave? >>> four people were shot at usc, it happened at a halloween party, we wi tell you what may have triggered that and also about the lockdown. >>> people are remembering a popular oakland business owner, we will tell you what they had had say. >>> give yourself some extra time driving into downtown san jose. . >>> welcome back to the news news, there he is -- ktvu channel 2 morning news, there he is president barack obama is right on cue. this is the base in maryland, president barack obama is getting ready to head out to wisconsin, the first of three campaign stops and he will also campaign in nevada and colorado and he is resuming after canceling events to focus on federal response as president barack obama heads tonight air force one. >>> here is a look at some of the top stories we are following. in san lorenzo, a hit-and-run crash knocked out power to dozens of questions. chp is out there directing traffic on those wet roads and you probably will not get the power back until later

we have dave heineman in a fox business exclusive. what a headache for you. we have been talking to governors all week long. everyone has their own story. yours, in particular, is extremely worrisome. explain what would happen if we go over the fiscal cliff. >> well, first of all, let me say good afternoon. it is always great to be with you. i am concerned not only about the farming cliff, but the overall fiscal cliff. we need america to come together. we need to create more jobs in america like we have done here in nebraska, as you know. we have 3.8% unemployment rate here in nebraska. i want you to know that i have talk to our farmers and ranchers. they are prepared to take their fair share of budget reductions if it will put america a better economic shape. liz: i know. i know. do you think it will happen? it does not look overall at the moment, governor. >> it does not. the president needs to lead just like the governor's lead in their states. they ought to stay together as long as it takes to develop a framework for a real positive solution to move forwa

go back over to dave and tori. >>> 9 minutes before 9. two hot button issues on the ballot in other states are legalizing same sex marriage and the recreational use of marijuana. washington state oregon and colorado could become the first states to allow adults to possess small amounts of pot. in the meantime, in maine maryland and washington state, voters will decide whether or not to legalize same sex marriage. it has been rejected in all 32 states that have held popular votes on the issue. ktvu has special election 2012 coverage today. we start at 4 p.m. and polls close on the east coast we will have up-to-the minute results on ktvu.com and mobile ktvu and there's an expanded edition of the 10:00 news for complete bay area election coverage. >>> time is 8:52. a former san jose elementary school principal has been found guilty for failing to report suspected sexual abuse of a student. former ob whale he -- whaley principal was sentenced to 100 hours of community service and fined 600 dollars. now the teacher craig chandler was arrested

that led to her arrest. >>> dave matthews group is the late toast pledge aid. the band is donating all sales from the november 30 aj concert to a hurricane relief fund. they're expected to bring in $1 million. way to go, dave. >>> finally, access hollywood asked ben affleck, the 2002 sexiest man alive if channing tatum is deserving of the title. check out what he had to say. >> i think he is and always has been. channing is a really good guy. he's a very good guy. an extremely sexy man. i mean what else can you say? >> is and always has been. that is a bold endorsement. access hollywood.com also ran a poll. they asked readers if they thought channing was the sexiest man aly. 65% said no. i'm surprised about that. >> there are so many opinions. >> yeah. >> you get to that level of good looking, you know, it's just personal. >> you know what that's like. >> personal preference. >> you deal with this every day. >> i'm surprised that 35% said he is hands down. >> i was wondering why bill karins wasn't in the running. >> "way too early" is next. >>> violence erupts