payne for his hard work when i was out. two of the biggest advertising giants, joining forces. a dangerous level. here is why omnicom, at targeted advertising it reaches just the

i am charles payne in for neil cavuto. the hispanic will for decades has been for the democratic party. against john mccain and mitt romney. many say that they will lock up elections for generations many young hispanics are starting to support the gop. mr. ortega says that this happens

i am charles payne in for neil cuto. $18 billion budget hole forced to declare bankruptc trying to get creditors take a fraction to walk away al helpyou deal with the pension problems but it is trying to get every penny it can in refusing to back down in t big reason meniscus sa

welcome, i am charles payne in for neil cavuto. the president's speech today in illinois confirming that he is going to keep committing to help the housing market. >> the good news is over the past four years we have helped homeowners stay in their homes and prices are up and fewer americans see their homes underwater. but we are not done yet. charles: did you hear that last part? >> we are not done yet. >> we are not done yet. charles:

i am charles payne. the president's big economic speech today confirms he is committed to keep helping the housing market spin negative good news is over the past four years we have helped people in oklahoma state in their home and sales are up and prices are up and fewer americans are under water. but we're not done yet. charles: did you hear that last part? let me play it again. >> we're not done yet. we are not done yet. charles: he is not done yet but maybe he should be. today period half of the people getting mortgages from uncle sam have defaulted. it is time for the government to but out. it doesn't look like you were too enthusiastic. >> remember when reagin would joke this curious words were i am from washington and i am here to help you? the words we're not dead yet it should now scared every taxpayer because the government got us into the housing crisis with the easy money policy with the subsidies is now the government is in the process to stop the market to get back to where we need to be do

i am charles payne in for neil cavuto. the hispanic will for decades has been for the democratic party. against john mccain and mitt romney. many say that they will lock up elections for generaons many young hispanics are starting to support the gop. mr. ortega says that this happens

i am charles payne in for neil cavuto. $18 billion budget hole forced to deare bankruptcy trying to get creditors to take a fraion to walk away also hes you deal with the nsion problems but it is trying to get every penny it can in refusing to back down the big reason meniscus sa

charles payne, elizabeth macdonald, my good colleagues here. lizzie, you begin. your reaction? >> my reaction, first thing, one the first things he said about gridlock. he is attacking the gop for gridlock. every second-term president since eisenhower had an opposition power to deal with. the issue is the republicans don't like his policies. >> controlling one house. >> controlling one house. thank you for that. the republicans opposing his ideas he sees as really bad for america. the last time they came to agreement, was the sequester deal the president trashed in his speech. it is a huge drag in 16 trillion-dollar economy. we're talking $85 billion in cuts so far. that is the drop in the bucket of a huge american economy. we're hearing right now, maybe $600 billion more in tax hikes coming from the president in the debt ceiling deal coming this october 1st. he may reoffer that other deal he had last sent. >> liz, he is talking about the, the broad outlines and i think breaking news, as you do so, a fiscal deal that apparently has been reached, or at least is being negotiated

i'm charles payne. to our panel, look at that. charles, your book circle of friends in stores everywhere, go out and buy it now.

stay on time to make some money with charles payne. he is following up on lumber liquidators. >> i did this last year with you guys. but here's the thing that i wanted to really talk about. so much anxiety from the market is high. let's talk about the lumber liquidators yesterday to today. are you nuts? are you kidding me? this is a 16 trillion-dollar economy. this creates opportunity. so stop giving up on america, as far as the stock market is concerned, there are ways to find winners or losers. when investments are based on a few things. i saw something remarkable. his 36 month year old store has been open. typically the older the store, the lower this store sales. but the numbers that came out this morning showed operating margins expanding. first order he went 11% to 7% and 12.9%. cheryl: when you are talking about this stock, he said go for it. our viewers would've profited if they would've listened to you when you made that call. >> absolutely. >> lumber liquidators all of the time, it is not the 6 degrees of kevin bacon, one or

i am charles payne in for neil cavuto. $18 billion budget hole forced to declare bankruptcy trying to get creditors to take a fraction to walk away also helps you deal with the pension problems but it is trying to get every penny it can in refusing to back down in the big reason meniscus

welcome back i am charles payne inor neil cavuto, president's approval rating falling for a secondtraight quarter. mcposting disappoting profit today, former mcdonald's usa ceo said there is a lot to worry about. you see a correlation with disappointing mcdonald's numbers and the preside

charles: welcome i am charles payne in for nl cavuto. >> health care costs have slowed. you are getting better protection, more value for each dollar that you spend. on your health care. healthcare inflation is not skyrocketing the way it was. charles: audience do not look too enthusiastic, he talked up the good but not a peep about the bad.

charles: welcome i am charles payne in for neil cavuto. >> health care costs have slowed. you are getting better protection, more value for each dollar that you spend. on your health care. healthcare inflation is not skyrocketing the way it was. charles: audience do not look too enthusiastic, he talked up the good but not a peep about the bad.

i am charles payne in for neil cavuto. $18 billion budget hole forced to declare bankruptcy trying to get creditors to take a fraction to walk away also helps you deal with the peion problems but it is trying to get every penny it can in refusing to back down in the big reason meniscus says it is in this position in t f f firstlace but we could forecast this a couple years ago. >> and interesting development we're not sure what is going on with the bankruptcy. it looks like being mean violate to michigan state law which it is a sad day when one of the greatest cities once called paris of the midwest forced into bankruptcy but also gave help maybe it could get on financial footing but it is all up in the air and once again becae of a lsuit. charles: like greece greece, portugal, spain that does not necessarily make the problem go away. >> it is like a new plan and rebuilding is spend $100 million more than it check-in. what did they think it would have been? the population decline dramatically since 2000, 40,000 buildings standing empty. half of the traffic lights in the city don't wor

welcome back i am charles payne in for neil cavuto, president's approval rating falling for a second straight quarter. mcposting disappointing profit today, former mcdonald's usa ceo said there is a lot to worry about. you see a correlation with disappointing mcdonald's numbers and the

payne for his hard work when i was out. two of the biggest advertising giants, joining forces. a dangerous level. here is why omnicom, at targeted advertising it reaches just the right demographic groups, they are good at studying people's internet surfing behavior. where they surf, how long they surf. that is a lot of data, monitoring a lot of users, with every point and click, leave a digital footprint. and don't google and facebook already know it, they have joined forces to try to combat it, then, these are not your average high-tech sleuths, they got it down to a science. pinpointing it down. so focused, so sweeping corporate clients pay top dollar to chase customers, say we'll spend dollar on their products, when these guys do to your privacy, is just starting, to aclu's chris, said in could be more like high-tech piratey, what these guys, have, in their arsenal are such stunning high-tech skills, at mining data and your preference in when do you on the net it mind boggles. >> it is. imagine, they are doing what big b

welcome, i am charles payne in for neil cavuto. the president's speech today in illinois confirming that he is going to keep committing to help the housing market. >> the good news is over the past four years we have helped homeowners stay in their homes and prices are up and fewer americans see their homes underwater. but we are not done yet. charles: did you hear that last part? >> we are not done yet. >> we are not done yet. charles: know, he is not done yet. maybe you should be. our next guest says it is time for the government to butt out. you didn't seem too enthusiastic about the speech. >> remember when reagan used to joke that the most used words in the english language are i'm from washington, i'm here to help you? charles: yes. >> the stairs every taxpayer and responsible homeowner. the government got us into the housing prices in the first place with easy money and now the government and now the president is threatening that he is going to do more. charles: here is the thing. this is what you hear from a lot of people t

cheryl: charles payne. dennis: nicole petallides at the floor of the new york stock exchange. nicole: we have been talking about housing. housing coming back, their the h over the years, however as we have seen yield rising, that puts pressure on housing overall. the latest numbers we got, construction of new homes a real disappointment down nearly 10%. you are seeing the homebuilders with a barrels despite the fact we got that week number. it is correlated to the race. those are moved to mortgage rates and more favorable mortgage rates to help people with refinancing or buying new homes, that ultimately is with the homebuilders are hoping for. dennis: thank you very much, nicole. cheryl: complying with the affordable care act, the obama administration giving business a break and house republicans wants to give average americans that same deal. details from washington. dennis: the big apple cooked. live report from ne new york central park as temperatures soar. somebody will fry an egg out there. this man is about to be the millionth customer. would you mind if i go ahead of y

i am charles payne in for neil cavuto. the hispanic will for decades has been for the democratic party. against john mccain and mitt romney. many say that they will lock up elections for generaons many young hispanics are starting to support the gop. mr. ortega says that this happens to be a testament to the gop's friend. i did not realize that it was centered on the youth. >> yes, absolutely. a lot of hispanics have never really heard what the two parties stand r. i convinced that obama conservatives, havto look for a way to tell my story and talk about specifically how conservative policies can help grow the economy and create more opportunities in education and education and elsewhere and that is a compelling message. charles: isn't that what john mccain did? did they have to tailor the specifically to the audience? >> i think they may need to. i think we saw a lot of that in previous campaigns where there was a sort of assumption where you have conservative tendencies in the parties are really being specific about how

charles: welcome them everybody. i'm charles payne in for neil cavuto. all we we have been during the president's talk about the econy. instead of saying he wants to work with republicans, he has been blaming and attacking republicans saying that they are the es holding a middle-class town. melissa frances on if the president is looking for the economy to pick up ford is looking t pick a fight. >> she says you cannot be against something, you have to be for something. how about being for the keystone xl pipeline costs. e talks about the economy and liticians. why don't we get behind some projects that could actually create jobs. keystone could create 20,000 jobs out of the gate. that is conservative. some people think it is 40,000. half a million barrels of oil per day would wipe out our need to bring in venezuela and south american oil. this is something that could create jobs and lower prices for americans. get behind that. charles: cell is feels to me as if you are now for my ideas yyur have any. it is weird. >> his ideas are contradicting. on the one

charles: welcome them everybody. i'm charles payne in for neil cavuto. all we we have been during the president's talk about the economy. instead of saying he wants to work with republicans, he has been blaming andttttacking publicans saying that they are the es holding a middle-class town. melissa frances on if the president is looking for the econy to pick up ford is looking to pick a fight. >> she says you cannot be against something, you have to be for something. how about being for the keystone xl pipeline costs. the talks about the economy and liticians. why don't we get behind some projects that could actuall create jobs. keystone could create 20,000 jobs out of the gate. that is conservative. some people think it is 40,000. half a million barrels of oil per day would wipe out our need to bring in venezuela and south american oil. this is something that could create jobs and lower prices for americans. get behind that. charles: cell is feels to me as if you are now for my ideas yyur have any. it is weird. >> his ideas are contradicting. on the one

charles: welcome them everybody. i'm charles payne in for nl cavuto. all we we have been during the president's talk about the economy. instead of saying he wants to work with republicans, he has been blaming and attacking republicans saying that they are the ones holding a middle-class town. melissa frances on if the presidents looking for the economy to pick up ford is looking to pick a fight. >> she says you cannot be against something, you have to be for something. how about being for the keystone xl pipeline costs. the talks about the economy and politicians. why don't we get behind some projectshat could actually create jobs. keystone could create 20,000 bs out of the gate. that is conservative. some people think it is 40,000. lf a million barrels of oil per day would wipe out our need to bring in venezuela and south american oil. this is something that could create jobs and lower prices for americans get behind that. charles: cell is feels to me as if you areow for my ideas yyur have any. it is weird. >> his ideas are contradicting. on the one h

welcome back i am charles payne in for neil cavuto, remember this woman? >> you got obama -- you know. gave us a phone. >> how did he give you a phone. >> you sign up. you got low income, disability. charles: she is thrilled to get a government subsidized phone but now a push on capitol hill to hang up on that program. it has grown to $2 billion, now

charles: welcome i am charles payne in for nl cavuto. >> health care costs have slowed. you are getting better protection, more value for each dollar that you spend. on your health care. healthcare inflation is not skyrocketing the way it was. charles: audience do not look too enthusiastic, he talked up the good but not a peep about the bad. 87% of companies are expecting health care costs to rise, and 65% of individuals the sme thing, and hours cut because of the law. jimmy runs jim's restaurant, said it could cost me million bucks, and jimmy,s there are a million is a lot of money, why such a big hit? >> you take those, you look at those employee that are currently on your insuran plan plan2. we've offered it, then, we're doing our surveys to find out if if they are going to be included in that, i think all inll, it will be aery heavy ticket for al of the people in the retail business, particular restaurant operators. we still don't know if it is september or october when the insurance companies come out say this is what your coverage will cost you next year. >> jimmy,

. >> welcome, everyone, i am charles payne in for neil cavuto. once the health care law kicks in, business owners will scramble to cover. patty is famous for getting in president obama space over health care just a couple of years ago. tell the audience what is so devastating? >> well, they want people to have insurance. give them an individual manda, they are trying to balance that with the best of small business. >> either that or they are going to have to pay the 2000-dollar fine. charles: guess which one i might pick? may maybe all along this was the idea to usher these people under the governments weighing. >> you are a smart man. because i think that is a content exactly what they want what happens is more and more regulation, what happened in 2014, it is making it impossible for small business owners to be profitable. i don't understand why there is nobody up in washington who have ever found the front of a paycheck. he doesn't understand that you just can't keep this going. >> we were told about all of the economic benefits. he said liste

charles: welcome i am charles payne in for neil cavuto. >> health care costs have slowed. you are getting better protection, more value for each dollar that you spend. on your health care. healthcare inflation is not skyrocketing the way it was. charles: audience do not look too enthusiastic, he talked up the good but not a peep about the bad. 87% of companies are expecting health care costs to rise, and 65% of individuals the same thing, and hours cut because of the law. jimmy runs jim's restaurant, said it could cost more than a million bucks, and jimmy,s there are a million is a lot of money, why such a big hit? >> you take those, you look at those employee that are currently on your insurance pl plan2. we've offered it, then, we're doing our surveys to find out if if they are going to be included in that, i think all in all, it will be a very heavy ticket for all of the people in the retail business, particular restaurant operators. we still don't know if it is september or october when the insurance companies come out say this is what your coverage will cost you next

charles: welcome them everybody. i'm charles payne in for neil cavuto. all we we have been during the president's talk about the economy. instead of saying he wants to work with republicans, he has been blaming and attacking republicans saying that they are the ones holding a middle-class town. melissa frances on if the president is looking for the economy to pick up ford is looking to pick a fight. >> she says you cannot be against something, you have to be for something. how about being for the keystone xl pipeline costs. the talks about the economy and politicians. why don't we get behind some projects that could actually create jobs. keystone could create 20,000 jobs out of the gate. that is conservative. some people think it is 40,000. half a million barrels of oil per day would wipe out our need to bring in venezuela and south american oil. this is something that could create jobs and lower prices for americans. get behind that. charles: cell is feels to me as if you are now for my ideas yyur have any. it is weird. >> his ideas are contradicting. o

fox business network's charles payne and elizabeth mcdonald. what do you think? >> local officials in d.c. have wanted a walmart for ten years because it cheap goods to the area, cheap groceries. not good groceries where walmart wants to build. there is no walmart in a nine mile raid are just. now, they are moving to say, walmart, listen you have to do a living wage because your workers are on the edge of poverty. $26,000 a year but the thing is, what they are overlooking, they bring economic development time and again. they bring other stores that create jobs. >> neil: i don't think they care about the customers or the revenues anyway. >> this is called the large retailer accountability act. anybody has the nerve to use accountability kills me. this is what liberals talk about. income and equality so the top fifth percent of washington, d.c. still, $190,000 a year. bottom fifth, $9,000 a year. even 8.50 you are going to make double in poverty. but this is the problem. poor and black people, when are they going to stand up and fight the politicians. ward 8. >> 94

charles: welcome them everybody. i'm charles payne in for neil cavuto. all we we have been during the president's talk about the econy. instead of saying he wan to work with republicans, he has been blaming and attacking republicans saying that they are the ones holding a middle-class town. melissa frances on if the president is looking for the economy to pick up ford is looking to pick a fight. >> she says you cannot be against something, you have to be for something. how about being for the keystone xl pipele costs. the talks about the economy and politicians. why don't we get behind some projects that could actually create jobs. keystone could create 20,000 jobs out of the gate. that is conservative. some people think it is 40,000. half aillion barrels of oil per day would wipe out our need to bring in venezuela and south american o. this is something that could create jobs and lower prices for americans. get behind that. charles: cell is feels to me as if you are now for my ideas yr have any. it is weird. >> his ideas are contradicting. on the one ha

i am charles payne in for neil cavuto. the hispanic will for decades has been for the democratic party. against john mccain and mitt romney. many say that they will lock up elections for generations many young hispanics are starting to support the gop. mr. ortega says that this happens to be a testament to the gop's friend. i did not realize that it was centered on the youth. >> yes, absolutely. a lot of hispanics have never really heard what the two parties stand for. i convinced that obama conservatives, have to look for a way to tell my story and talk about specifically how conservative policies can help grow the economy and create more opportunities in education and education and elsewhere and that is a compelling message. charles: isn't that what john mccain did? did they have to tailor the specifically to the audience? >> i think they may need to. i think we saw a lot of that in previous campaigns where there was a sort of assumption where you have conservative tendencies in the parties are really being specific abou

>> welcome, everyone, i am charles payne in for neil cavuto. once the health care law kicks in, business owners will scramble to cover. patty is famous for getting in president obama space over health care just a couple of years ago. tell the audience what is so devastating? >> well, they want people to have insurance. give them an individual mandate, they are trying to balance that with the best of small business. >> either that or they are going to have to pay the 2000-dollar fine. charles: guess which one i might pick? may maybe all along this was the idea to usher these people under the governments weighing. >> you are a smart man. because i think that is a content exactly what they want what happens is more and more regulation, what happened in 2014, it is making it impossible for small business owners to be profitable. i don't understand why there is nobody up in washington who have ever found the front of a paycheck. he doesn't understand that you just can't keep this going. >> we were told about all of the economic benefits. he said lis

charles payne was on earlier. he had an interesting perspective on what's behind the delay. >> it is sort of a realization, at least from the white house, that there is a problem with this thing. but the idea that we'll just push it off for one year, okay. so these dark storm clouds that were right in front of us, they're pushed out, but we know they're coming rapidly. what we're seeing this year is a lot of businesses have already stopped hiring because of these laws and the implementation of these laws. it's unlikely they'll go out and hire tomorrow because they're only put off a year. they listened to the people of america, they would say listen, let's go back to the drawing board, or in this particular instance, they would have said let's not do it at all. >> brian: yeah. and by the way, it's going to hurt us. big company, corporations like ours offer health insurance. that's okay in most situations, although they might decide to take the penalty, $2,000 and let us go on our own of the but it's the retail, agr

welcome back i am charles payne in for neil cavuto, remember this woman? >> you got obama -- >> you know. gave us a phone. >> how did he give you a phone. >> you sign up. you got low income, disability. charles: she is thrilled to get a government subsidized phone but now a push on capitol hill to hang up on that program. it has grown to $2 billion, now

fox business network's charles payne joins us now. as it turns out, this latest statistic from the bureau of labor statistics shows not all jobs are created equally. >> and certainly not jobs in 200,000 private sector jobs, low-paying jobs that don't move the economic needle but probably more disturbing and to your point, full-time employment, people working full-time for economic reasons, there are a handful of people who want to work part time. part-time workers for economic reasons, 320,000, that is a gigantic spike up. that's huge. >>steve: we've got a graphic that shows full time versus parts time. this was for one month. part-time jobs went up 360,000 jobs, but we lost close to a quarter of a million full-time jobs. everybody wants a full-time job. >> there's no full-time jobs in this economy is what some say. part of that goes back to the decision of obamacare where it says this employer mandate we'll push it off for a year. employers have already put this into work. late last year the c.e.o. of darton group said we're going to

welcome back i am charles payne in for neil cavuto, remember this woman? >> you got obama -- >> you know. gave us a phone. >> how did he give you a phone. >> you sign up. you got low income, disability. charles: she is thrilled to get a government subsidized phone but now a push on capitol hill to hang up on that program. it has grown to $2 billion, now track phone, is fighting to keep that money coming in. it is attacking my first guest with ads like this to pull the plug. louisiana republican senator david vetter is joining us now, must be a little intimidating going up against the richest man in the world. >> let's be fair, i think he bumped down to second richest. he is behind bill gates, he really needs the income stream, we're denying him these rate ppying dollars, talk about a welfare corporate king. this is the poster boy. charles: we did not see him like this during carter administration. to your point, his company, they get $9.25 per month from every welfare track phone to goes out there, talking about a whole lot of phones, a bunch of money. >>

welcome back i am charles payne in for neil cavuto, remember this woman? >> you got obama -- you know. gave us a phone. >> how did he give you a phone. >> you sign up. you got low income, disability. charles: she is thrilled to get a government subsidized phone but now a push on capitol hill to hang up on that program. it has grown to $2 billion, now track phone, is fighting to keep that money coming in. it is attacking my first guest with ads like this to pull the plug. louisiana republican senator david vetter is joining us now, must be a little intimidating going up against the richest man in the world. >> let's be fair, i think he bumped down to second richest. he is behind bill gates, he really needs the income stream, we're denying him these rate ppying dollars, talk about a welfare corporate kg. this is the poster boy. charles: we did not see him like this during carter administration. to your point, his company, they get $9.25 per month from every welfare track phone to goes out there, talking about a whole l of phones, a bunch of money. >> yeah, i

payne for his hard work when i was out. two of the biggest advertising giants, joining forces. a dangerous level. here is why omnicom, at targeted advertising it reaches just the right demographic groups, they ar good at studying people's inteet surfing behavior. where they surf,ow long they surf. that is a lot of data, monitoring a lot of users, with every point and click, leave a digital footprint. and don't google and facebook already know it, they have ined forces to try to combat it, then, these are not your average high-tech sleuths, they got it down to a science. pinpointing it down. so focused, so sweeping corporate clients pay top dollar to chase customers, say we'll spend dollar on their products, when these guys do to your privacy, is just starting, to aclu's chris, said in could be more like high-tech piratey, what these gs, have, in their arsenal are such stunning high-tech skills, at ming data and your pference in when do you on the net it mind boggles. >> it is. imagine, they are doing what big brother never

to charles payne that is a problem. >> it is a serious problem. instead of talking about growing inequality, a result of opportunity, he talked about it being morally wrong. if you and i came into this building and there were different sets of rules, that would be morally wrong. if i dropped out of high school in 11th grade and you smoked weed all day and you worked your way through college, that is not inequality. that is what america is. he tried to condemn captain lifl. he tried to condemn success. he pro moments immediate okay rit. same speech, people that lost their homes in no fault of their own. if i own a business and i have ten employees and things get bad, i'm not going to fire my best employees. to a certain degree you did lose it because you weren't up to snuff. bottom line is the president is pushing this agenda that america is somehow a mean-spirited country and we are going backwards when in fact every single year we get more closer to a perfect union that we strive for. >> stuart: i have a bite where he is talking about social tens

welcome back i am charles payne in for neil cavuto, president's approval rating falling for a second straight quarter. mcposting disappointing profit today, former mcdonald's usa ceo said there is a lot to worry about. you see a correlation with disappointing mcdonald's numbers and the president's approval rating. >> it is clear our economy is bifurcated. i'll tell you here in illinois, middle class and lower are suffering, excessive regulation, we have problem with jobs and lack of jobs, we get the deflected issued and going after immigration, and health care, all these scandals. the masses have no confidence in the future, they don't know what the health care is going to cost, they have no idea when their insurance rates are going to be, they are confused and lost, in my restaurants, i see 50-year-old women, i talk to them about the, they say sale thing, i just got laid off, my husband got laid off, we're unsure about the future. we cannot afford to go out and east any more. come on government, get out of the way, we can do it ourselves if we would stop getting so much damn help fr

i am charles payne in for neil cavuto. $18 billion budget hole forced to deare bankruptcy trying to get creditors to take a fraion to walk away also hes you deal with the nsion problems but it is trying to get every penny it can in refusing to back down the big reason meniscus says it is in this position in the first place but we could forecast this a couple years ago. >> and interesting development we're not sure what is going on withhe bankruptcy. it looks like being mean violate to michigan state law which it is a sad day en one of the greatest cities once called paris of the midwest forced into barucy but also gave help maybe it could get on financial footing but it is all up in the air and once again because of a lawsuit. charles: like greece eece, portugal, spain that does not necessarily make the problem go away. >> it is like a new plan and rebuilding is spend $100 million more than it check-in. what did they think it would have been? the population decline dramatically since 2000, 40,000 buildings standing emp. half of the traffic lights in the city don't work. this is a crisis

charles: welcome i am charles payne, a lot of people, young people, are real nervous to take the first step into the stock market. big problem is they think about these headlines and they think about the meltdown, and not about how they can actually build themselves up, i'm going to do my best to disavow you the idea that you should be asquared of the stock market. first, look at why, why do so many people focus on the bad times, bad news and headlines, and how that is making them miss out on the good times, business psychologist dr. jim taylor is joining us from san francisco, why do we focus so much on the negative headlines? we don't see good things around us in particular stock market going up and housing market going to up. >> 3 forces that i see at work, to explain why people are terrified to get in market, our instinct is survival. for as long as we've been around we run away, we're more than likely to survive. but times have changed. we rarely come across sabre tooth tigers. so what at one point ensured our physical survival can threat threaten 4 our finish survival. and we bas

charles: welcome them everybody. i'm charles payne in for neil cavuto. all we we have been during the president's talk about the economy. instead of saying he wants to work with republicans, he has be blaming and attacking republicans saying that they are the ones holding a middle-class town. melissa frances on if the president is lookingor the economy to pick up ford is looking to pick a fight. >> she says you cannot be against something, you have to be for something. how about being for the keystone xl pipele costs. the talks about the economy and politicians. why don't we get behind some projects that could actually create jobs. keystone could create 20,000 jobs out of the gate. that is conservative. some people think it is 40,000. half a million barrels of oil per day would wipe t our need to bring in venezuela and south american oil. this is something that could create jobs and lower prices for americans. get behind that charles: cell is feels to me as if you are now for my ideas yyur have any. it is weird. >> his ideas are contradicting. on the one

we talked about this with charles payne. the 10-year treasury yields up. the u.s. dollar up and equities up. not every day you feel all three are moving in the same direction. i agree. cheryl: nicole, the higher rates unfortunately taking a toll on homebuilders stocks. one of the favorite sectors we've had all year for investors. >> you're right. absolutely that is one area that got hit hard. names like lennar and toll brothers, down 3%. this group did not farewell today. david: here is something you would have known about watching our show two days before, the day before july 4th. we had a guy saying, turmoil in egypt, this is good for the egypt etf. it is up 4%. if you followed that guy's advice you would be 4% richer. talk about the u.s. markets. they did all right too. up 1 1/2% or 2 1/2 if you follow the nasdaq. closing bell rings] cheryl: dell one of the worst performers on the s&p. we're talking about at that last hour. >> that is one to watch. david: terrific day for the market. everybody is shocked, shocked, rates can go up and so can the market. all the i

i am charles payne in for neil cuto. $18 billion budget hole forced to declare bankruptc trying to get creditors take a fraction to walk away al helpyou deal with the pension problems but it is trying to get every penny it can in refusing to back down in t big reason meniscus says it is in this position inhe first place but we could forecast this a couple years ago. >> andinteresting development we're not sure what is going on with the bankruptcy. it looks like being mean violate to michigan state law which it is a sad day when oneof thee greatest cities once called paris of the dwest forced into bankruptcy but also gave help maybe it could get on financial footing but it is all up in the air and once again because of a lawsuit charles: like greece greece, portugal, spain that does not necessarily make the problem go away. >> it is like a new pn and rebuilding is spend $100 million more than it check-in. what did they think it would have been? the population decline dramatically since 2000, 40,000 buildings standing empty. half of the traffic lights in the city don't work. this ia cris

the counte i am charles payne in for neil cavuto. $18 billiobudget hole forced to declare bankruptcy trying to get creditors to take a fraction to walk away also helps you deal with the pension problems but it is trying to get every penny it can in refusing to back down in the big reason meniscus says it is in this position in the first place but we could forecast this a couple years ago. >> and interesting development we're not sure what is going on with the bankruptcy. it looks like being mean violate to michigan state law which it is a sad day when one of the greatest cities once called paris of the midwest forced into bankruptcy but also gave help maybe it could get on financial footing but it is all up in the r and once again because of a lawsuit. charles: like greece greece, portugal, spain that does not necessarily make the problem go away. >> it is like a new plan and rebuilding is spend $100illion more than it check-in. what did they think it would have been? the population decline dramatically sin 2000, 40,000 buildings standing empty. half of the traffic lights in the city

payne, mercedes colwin. tony sayegh, who we love buu we couldn't fit you on the set. >> what i about that? cold in siberia. >> i know, i know. maybe i will let you go first. what i loved about this, is for example, when men were asked, are you the primary fincial decisionmar, 69% of them said yes but only 13% of their spouses agreed with them. there is a little bit of a disconnect there. we seehisime and again in this study. are you in charge of the making the decision. the person said yes, and the spouse said, i don't thi so. tony what do you think about that, are you in charge? >> melissa, my wife and i make every decision0/50. melissa: come on. get off the set! melissa: give me areak. >> my name is not tony. it is ward cleaver. we're the perfect american family. these statistics that come out of the poll do not shock me at all. i think there is natural oppositional relationship between spouses. when the husband thinks something, the wife thinks the opposite. when the wife thinks something the husband thin

welcome back i am charles payne inor neil cavuto, president's approval rating falling for a secondtraight quarter. mcposting disappoting profit today, former mcdonald's usa ceo said there is a lot to worry about. you see a correlation with disappointing mcdonald's numbers and the president's approval rating. >> it is clear our economy is bifurcated. i'll tell you here in illinois, middle class and lower are suffering, excessive regulation, we have probl wh jobs and lack of jobs, we get the deflected issued and going after immigration, and health care, all these scandals. the masses have no confidence in the future, they don't know what the health care is going to cost, they have no idea when their insurance rates are going to be, they are confusednd lost, in my restaurants, i see 50-year-old women, i talk to them about the, they say sale thing, i just got laid off, my husband got laid off, we're unsurebout the future. we cannot afford to go out and east any more. come on government, get out of the way, we can do it ourselves if we would stop getting so much damn help from washington. char

i am charles payne in for neil cavuto. $18 billion budget hole forced to declare bankruptcy trying to get creditors to take a fraction to walk awa also helps you deal with the pension problems but it is trying to get every penny it can in refusing to back down in the big reason meniscus says it is in this position in the first place but we could forecast this a couple years ago. >> and interesting development 're not sur what is going on with the bankruptcy. it looks like being mean violate to michigan state law which it is a sad day when one of the greatest cities once called paris of the midwest forced into bankruptcy but also gave help maybe could get on financial footing but it is all up in the air and once again because of a lawsuit. charles: like greece greece, portugal, spain that does not necessarily make the problem go away. >> it is like a new plan and rebuilding is spend $100 million more than it check-in. what did they think it would have been? the population decline dramatically since 2000, 40,000 buildings standing empty. half of the traffic lights in the city don't work

watch charles payne's special, "making your market," that's tonight at 8 p.m. eastern, tune in. it will be awesome. >> how can you not love him? melissa: the "willis report" is next. dennis: i'm dennis kneale in for gerri willis. is america the land of inequal opportunity as president obama proclaims? he says that's holding the economy back, and i'll set the president straight. also, this guy's been call the al capone of wall street, and, today, the feds took him down, or the firm, but does the federal government have a solid case against steve cohen, or is it a witch hunt? who is next to fall? consumer reports rates the chevy impala the best sedan of 2014, the first time an american-made car got that distinction in 20 years. consumer reports is here to say what's hot about this hot rod. all that and more tonight on "the willis report." ♪ dennis: welcome. never saw a guy happier than when i get to substitute for an anchor here. we begin with my outrage of the day. does our president needs to be on prozac? he should be selling the hope and calling for new growth. instead, he be