i know you have seen it back home with shepard businesses and foreclosed homes. you have heard it from constituents desperate for work, and we have seen it in the burdens families have been grappling with us since this recession hit, things we have been grappling with for years. being able to save up enough to retire or to help a child with college expenses or pay health care. these problems have not gone away. it is still our responsibility to address them. all that has happened is we have gone from having the largest senate majority in a generation to having the second largest in a generation, and we have got to remember that. there was apparently a headline in the village voice announced that republicans win a 49-51 majority. that is worth thinking about. we still have to leave. saving and creating jobs has to continue to be our focus in 2010. last year we gave small businesses tax relief and expanded lending. i do not know if you are aware that loans have gone up 78 or 80%, which indicates the degree to which there is still a huge demand among small businesse