plus, every volkswagen cludes no-charge, scheduled, ca-free maintenance. so, what's this punchdub days about? you know, where you punch someone in the arm every time u see a volkswagen. red one! [ baby crying ] test drive? [ male announcer ] with great deals on all 13 models, it's a whole new volkswagen. and a whole new game. ♪ >> bill: back of the book segment tonight, how do you feel about folks making money when you get sick? here is what i said earlier in tonight's talking points memo. according to public records, profits for the top five health insurance companies rose 56% last year. however, the profit margin in the industry is just 2.2%, and that's not big. another, however, according to the house energy and commerce committee some health care big shots are doing very well. at well point, for example, 39 executives are paid more than a million bucks a year. last year, the company spent 27 million on lavish retreats for their brass. at a time when many folks are suffering, that is a tough pill to swallow, pardon the pun. >> bill: with us now fox ne