. >> then you have what i will call the rick santilli problem, right, which is, you know, rick santilli of cnbc, the kind of iconic moment in which the tea party started was him ranting on the floor of the chicago mercantile policy. it with us going help home owners and basically saying your tax dollars are baling out the losers. the losers who bought a bathroom. my question is on the policy merits, you're right. they should have used that money to write down principal reductions and we'll talk about what that means but they were so impossibly toxic that they would have blown up if they did it. >> i'm sorry. the coward ess by rick santilli should. be what the president does ore the secretary should do when they take an oath of office. they had an obligation to the american people and the congress. part of that was a meaningful homeowner policy. and, frankly the fact that they were going to be scared by rick santilli and that's why they spent $3 billion to $4 billion. i mean that's cowardess, not leadership it's not rick santilli. it's that he represents some general revulsion and genera