butch zemar consults with business owners on their health insurance plans. "more questions than anything else. clarity. as we move closer and closer, we're waiting for clarity from the government, and they're trying to organize their things like the shop exchange or the regular health insurance marketplace. so there's more questions than anything else as to how things are going to roll out." this policy shift may also confound workers, leaving them worried about their health insurance options according to richard kirsch. "it's also going to be confusing to their workers because if their workers don't believe their emplyer is required to give coverage, they may think they don't get coverage." looking ahead on obamacare, more still needs to be settled, like those state exchanges which are slated to open up in october of this year. "there are a lot of things that aren't readily available. this could be a sign of more postponement of the bill as we move forward to implementation." so could more obamacare changes be in store? "i don't think anyone will be foolish