they are advertising for medicare patients. they make money on medicare. medicare is deficient. it works. most of medicare is the private sector. has 8000 private-sector employees who are contract the maybe 700 other people who supervise it -- who are contract it out. up just a couple of follow- questions before we open it up to the fore. the big point of contention is how efficient is medicare? david, i will let you respond. thingse are a couple of i would love to talk about but i am not sure we will have time. medicare does rely on private several private insurance companies. doesn't it seem strange that it would cost medicare so much less to contract out to have a claim filled, then the contractor would play it would pay for their own claim? -- then the contractor would pay for their own claim? i have been a contractor. i have run a business. contracted to you always gets the worst deal. why is it that a bluecross would charge medicare so much less for processing a claim that it costs itself? what we need to understand about the health care economy is that medicare, medicaid,

i mean, even though medicare, we are all concerned about medicare's financial future. it's in some of the best shape it's been in in decades, and that does give us a window of opportunity to allow some of these things to be experimented with before we go off and cut off the first dollar coverage just because, hey, we need to save some money in 2030. >> one question that has come up inferentially throughout this discussion, and it's because i wrote it down, i can repeat it. that is, any other proposals that we're talking about with or without safeguards for low-income people, are only getting incineration and will only get serious consideration -- getting consideration and will only get serious consideration to generate savings in the medicare program while we discuss deficit reduction and medicare being in an unsustainable situation? >> i mean, maybe yes and maybe know. i mean, these proposals have been talked about in the context of a visit and debt reduction. it would be conceivable that they would be talked about in the context of the sgr, physician payment reform f

medicare is a popular program. host: that's the future of medicare. tom scully headed up for the centers for medicare and medicaid services, and we also want to talk about the history of medicare as it is -- the 48th anniversary of that program. our phone lines are on the screen and we want to hear from medicare beneficiaries as well. special one for you 202-585-3883 as we talk from tom scully from new york this morning. let's just for those that might not be so clear, what's the difference between medicare and medicaid? guest: medicare is roughly 50 million people. about 42 million are seniors over 65. there's another large group, about eight million, that are disabled. and there's also probably about 400,000 dialysis patients. regardless of your age, you get covered by medicare. if you are disabled you are clared social security disabled, you qualify for medicare regardless of age. the bulk of it is for seniors over the age of 65. there's some differences in the way medicare program is structured, about 72% of people are in the traditional program r

remember, all medicare supplement insurance plans help cover what medicare doesn't pay. and could save you thousands a year in out-of-pocket costs. call now to request your free decision guide. and learn more about the kinds of plans that will be here for you now -- and down the road. i have a lifetime of experience. so i know how important that is. >>> now for some headlines trending online. lady gaga says the reason she cancelled her world tour is she had broken her hip. >> she said she had a hole in her hip the size of quarter. ♪ she told women's wear daily that the doctor said she would need a full hip replacement if she did just one more show on her tour. >> she said she's been recuperating for six months and is planning to make a comeback performance at the mtv video music awards in august. >> that would hurt. >>> the south korean golf sensation could make history this week. inbee park is her name. she's be the first player to win the four professional majors in the same calendar year which is the true grand slam of golf. >> the tournament is taking place in scot

-- fragmentation of medicare. it does not make sense. no one would design that program today. however, i want to make two kinds of comments. one is on messages from focus groups that i've reviewed over the past two years trying to test out some of these ideas with seniors. and i think it's fair to say that the idea of a deductible that comes every january after you've just spent christmas with your grandkids is a nonstarter. there's simply no way to sell that to retirees. now, i do think that retirees understand that maybe there should be some cost sharing at the point of service, but the deductible is just an impossible sell is what i can report. now, i'm not saying it's bad policy, i'm just saying that a flat, across-the-board approach is a very difficult one to convince seniors that works. so i'm much more interested in the kind of variable benefit that sheila reported on from the bipartisan policy center, particularly something that's key to the value of the benefit design. and i applaud the idea of exempting

so when i found out medicare doesn't pay all my medical expenses, i got a medicare supplement insurance plan. [ male announcer if you're eligible for medicare, you may know it only covers about 80% of yr part b medical expenses. the rest is up to you. call and find out about aarp medicare supplement insurance plan, insured by unitedhealthcare insurance company. like all standardized medicare supplement plans, it could save you thousands in out-of-pocket costs. ca now to request your free decision guide. i've been with my doctor for 12 years. now i know i'll be able to stick with him. you'll be able to visit any doctor or hospital that accepts medicare patients. and you never need a referral. see why millions of people have already enrolled in the only medicare supplement insurance plans endorsed by aarp. don't wait. call now. ♪ ♪ ♪ [ male announcer ] if you can't stand the heat, get off the test track. get the mercedes-benz you've been buing for at the summer event, going on now at your authorized mercedes-benz dealer. but hurry, offers enduly 31st. >> one of the best things you c

like all standardized medicare supplement plans, they pick up some of what medicare doesn't pay. and save you up to thousands of dollars in out-of-pocket costs. call today to request a free decision guide to help you better understand what medicare is all about. d which aarp medicare supplement plan works best for you. with these types of plans, you'll be able to visit any doctor or hospital that accepts medicare patients... plus, there are no networks, and you'll never need a referral to see a specialist there's a range of plans to choose from, too. and they all travel with you. anywhere in the country. join the millions who have already enrolled in the only dicare supplement insurance plans endorsed by aarp, an organization serving the needs of people 50 and over for generations... and provided by unitedhealthcare insurance company, which has over 30 years of experience behind it. call today. remember, medicare supplement insurance helps cover some of what medicare doesn't pay -- expenses that could really add up. these kindof plans could save you up to thousands in out-of-pock

remember, all medicare supplement insurance plans help cover what medicare doesn't pay. and could save you thousands a year in out-of-pocket costs. call now to request your free decision guide. and learn more about the kinds of plans that will be here for you now -- and down the road. i have a lifetime of experience. so i know how important that is. melissa: you may not be hearing as much about it right now but make no mistake, the irs targeting scandal is far from over. congressional investigators are expanding their probe to nail down exactly how this started and who's to blame. but so far investigators have gotten plenty of conflicting information from irs officials. i recently spoke to the man who knows the inner working of the irs down to the smallest details and that's former irs commissioner mark everson to hear his thoughts on how it all happened. you have to be sitting at home listening to these stories and they either sound right to you or they sound implausible to you. so far, what sound right to you? >> well, thanks for having me, melissa. let me say this. my

remember, all medicare supplement insurance plans help cover what medicare doesn't pay. and could save you thousands a year in out-of-pocket costs. call now to request your free decision guide. and learn more about the kinds of plans that will be here for you now -- and down the road. i have a lifetime of experience. so i know how important that is. >>> the president of the united states has just gone into the white house press briefing room. let's listen. >> well, i wanted to come out here first of all to tell you that jay is prepared for all your questions and is very much looking forward to the session. second thing is, i want to let you know that over the next couple of weeks there are going to obviously be a whole range of issues, economic, immigration, et cetera. we'll try to arrange a fuller press conference to address your questions. the reason i actually wanted to come out today is not to take questions but to speak to an issue that obviously has gotten a lot of attention over the course of the last week. the issue of the trayvon martin ruling. i gave a prelimin

like all standardized medicar, they help ver so of what medicare doesn't pay. i did a little research. with a medicare supplement plan, you'll be able to stay with your doctor. oh, you know, i love that guy. mm-hmm. [ male announcer ] these types of plans let you visit any doctor or hospal that accepts medicare patients. and there are no networks. is this a one-size-fits-all kind of thing? no. there are lots of plan options. it all depends on what we need and how much we want to spend. [ male announcer ] call now to request your free decision guide. it could help you find an aarp medicare supplement plan at's right for you. what happens when we travel? the plans go with us. anywhere in the country. i like that. you know what else? unitedhealthcare insurance company has years and years of experience. what do you say? ♪ i'm in. [ male announcer ] join the millions already enrolled in the only medicare supplement insurance plans endorsed by aarp. remember, all medicare supplement ans help cover some of what medicare doesn't pay and could really save you in out-o

like all standardized medicare supplement plans, they pick up some of what medicare doesn't pay. and save you up to thousands of dollars in out-of-pocket costs. call today to request a free decision guide to help you better understand what medicare is allbout. and which aarp medicare supplement plan works best for you. with these types of plans, you'll be able to visit any doctor or hospital that accepts medicare patients... plus, there are no networks, and you'll never need a referral to see a specialist. there's a range of plans to choose from, too. and they allravel with you. anywhere in the country. join the millions who have already enrolled endorsed by aarp, an organization serving the needs of people 50 and over for generations... and provided by unitedhealthcare insurance company, which has over 3years of experience behind it. call today. remember, medicare supplement insurance helps cover some of what medicare doesn't pay -- expenses at could really add up. these kinds of plans could save you up to thousands out-of-pocket costs... you'll be able choose any doctor who acc

medicare program. later, bill allison of the sunlight foundation discusses congressional fund-raising third plus, your phone call, e-mail, and sweets. "washington journal" is next. ♪ with four days to go before congress leaves washington for the month of august legislative action focused on spending bills and possibly a deal on the student loan rate. here is what we are watching in washington today, a verdict is expected at 1 p.m. eastern in the bradley manning case. and the senate banking committee will talk with bank implementing the dodd frank reform bill. live coverage on c-span three at 10 a.m. we will begin us morning on washin

like all standardized medicare supplement plans, they pick up some of what medicare doesn't pay. and save you up to thousands of dollars in out-of-pocket costs. call today to request a free decision guide to help you better understand what medicare is all about. and which aarp medicare supplement plan works best for you. with these types of plans, you'll be able to visit any doctor or hospital that accepts medicare patients... plus, there are no networks, and you'll never need a referral to see a specialist. there's a rangof plans to choose from, too. and they all travel with you. anywhere in the country. join the millions who have already enrolled in the only medicare supplement insurance plans endorsed by aarp, an organization serving the needs of people 50 and over for generatis... and provided by unitedhealthcare insurance company, which has over 30 years of experience behind it. call today. remember, medicare supplement insurance helps cover some of what medicare doesn't pay -- expenses that could realladd up. these kinds of pns could save you up to thousands in out-of-pocke

like all standardized medicare pplementnsurance plans, they help cover some of what medicare doesn't pay. i did a little research. with a medicare supplement plan, you'll be able to stay with your doctor. oh, you know, i love that guy. mm-hmm. [ male announcer ] these types of plans let you visit any doctor ohoital that accepts medicare paties. and there are no network is this a one-size-fits-all kind of thing? no. there are lots of plan options. it all depends on what we need and how much we want to spend. [ male announcer ] call now to request your free decision guide. it could help you find an aarp medicare supplement plan that's right for you. what happens when we travel? the plans go with us. anywhere in the country. i like that. you know what else? unitedhealthcare insurance company has ars and years of experience. what do you say? ♪ i'm in. [ male announcer ] join the millions already enrolled in the only medicare supplement insurance plans endorsed by aarp. remember, all medicare supplement plans help cover some of what medicare doesn't pay and could really save you in out-

they are advertising for medicare patients. they make money on medicare. medicare is deficient. it works. most of medicare is the private sector. medicare has 8000 private-sector employees who are contract the dow and maybe 700 other people who supervise it -- who are contract it out. >> just a couple of follow-up questions before we open it up to the fore. the big point of contention is how efficient is medicare? david, i will let you respond. >> there are a couple of things i would love to talk about but i am not sure we will have time. medicare does rely on private contractors and several private insurance companies. doesn't it seem strange that it would cost medicare so much less to contract out to have a claim filled, then the contractor would play it would pay for their own claim? -- then the contractor would pay for their own claim? i have been a contractor. i have run a business. the guy who is contracted to you always gets the worst deal. why is it that a bluecross would charge medicare so much less for processing a claim that it costs itself? what we need to understand

medicare program. later, bill allison of the sunlight foundation discusses congressional fund-raising third plus, your phone call, e-mail, and sweets. "washington journal" is next. ♪ with four days to go before congress leaves washington for the month of august legislative action focused on spending bills and possibly a deal on the student loan rate. here is what we are watching in washington today, a verdict is expected at 1 p.m. eastern in the bradley manning case. and the senate banking committee will talk with bank implementing the dodd frank reform bill. live coverage on c-span three at 10 a.m. we will begin us morning on washington journal of prospects for peace deal in the middle east. john kerry kicked off talks washington last night with israeli and palestinian negotiators. what is your reaction? democrats, 202-585-3880. -3881.icans, 202-585 585-3882.nce, 202- you can also e-mail us at journal@c-span.org. headline -- we want to get your thoughts on this this morning. middle east talks resumi

we're cracking down on medicare fraud. let's make medicare stronger for all of us. let's make medicare stronger wyuu1 0 you know who you are. you can part a crowd, without saying a word... if you have yet to master the quiet sneeze... you stash tissues like a squirrel stashes nuts... well muddlers, muddle no more. try zyrtec®. it gives you powerful allergy relief. and zyrtec® is different than claritin® because zyrtec® starts working at hour one on the first day you take it. claritin® doesn't start working until hour three. zyrtec®. love the air. let's get caught up on the stories we are following. >> research scientist accused of killing his wife waived extra diction in west virginia where he was arrested. he is expected to be transferred to pennsylvania tomorrow. he's accused of poisoning autumn klein a urologist with a lethal dose of cyanide. >>> the leader of a california mega church spoke about the mental illness his son struggled with and spoke about erasing the stigma surrounding it. >>> country fast food workers are calling for higher wages and the rig

remember, all medicare supplement insurance plans help cover what medicare doesn't pay. and could save you thousands a year in out-of-pocket costs. call now to request your free decision guide. and learn more about the kinds of plans that will be here for you now -- and down the road. i have a lifetime of experience. so i know how important that is. >>> we believe in absolutely gun-free, zero tolerance, totally safe schools. [ applause ] that means no guns in america's schools, period. >> i call on congress today to act immediately to appropriate whatever is necessary to put armed police officers in every single school in this nation. >> the nra's wayne with a complete about face on guns and classrooms. i want to bring in two people that couldn't agree more with guns in schools. joining me is marry ann and vice president of the american federation of teachers and works on school safety policies and political commentator, both on the grill tonight. ben ferguson, give me one good reason why arming 20 teachers and administrators is a sensible way to reduce gun violence in a

remember, all medicare supplement plans help cover some of what medicare doesn't pay and could really save you in out-of-pocket dical costs. you'll be able to choose your own doctor or hospital as long as they accept medicare patients. and with these plans, there could be low or no copays. you do your push-ups today? prepare to be amazed. [ male announcer ] don't wait. call today to request your free decision guide and find the aarp medicare supplement plan to go the distance with you. go long. gerri: what a cool graphics. [laughter] that was also on. money-saving mandate we are helping you to save money while travellng a handful of phrases that can help you put more mey in your pocket. rick, welcome back to the show. >> the graphics are hard for me to see but i am sure they are cool. [laughter] gerri: can i get the upgrade just forrasking? >> i think if airlines have their way you would not asking human but this marco but there are ways. if you are moving up with some of the of larger airlines absoluty you can ask for the upgrade even with the smart phone with the international fligh

medicare is efficient, it works. most of medicare is the private sector. sectorre has 8000 private- employees who are contracted out and maybe 700 other people whose supervisors work for the government. questions. of exactly how efficient is medicare? let me let you respond. couple ofstick with a things. i am sure we will have time. private does rely on contractors. it relies on several private insurance companies. does it seem strange that it would cost medicare so much less to contract out to have -- why is that? i have been a contractor. when new contract out something like ad sales, you give yourself a better deal. that blue cross would charge medicare so much less a processing a client? but we need to understand is medicare of and medicaid, a private insurance are fundamentally different payments that encourage different business models. what private insurers do, is the do very careful analysis of claims. medicare is a public and political body. in ans for everything undiscriminating way. that means access treatment, and low prices. mcdonald's mixed t

like all standardized medicare supplement plans, they pick up some of what medicare doesn't pay. and save you up to thousands of dollars in out-of-pocket costs. call today to request a free decision guide to help you better understand what medicare is all about. and which aarp medicare supplement plan works best for you. with these types of plans, you'll be able to visit any doctor or hospital that accepts medicare patients... plus, there are no networks, and you'll never need a referral to see a specialist. there's a range of plans to choose from, too. and they all travel with you. anywhere in the country. join the millions who have already enrolled in the only medicare supplement insurance plans endorsed by aarp, an organization serving the needs of people 50 and over for generations... and provided by unitedhealthcare insurance company, which has over 30 years of experience behind it. call today. remember, medicare supplement insurance helps cover some of what medicare doesn't pay -- expenses that could really add up. these kinds of plans could save you up to thousands in out-

and which aarp medicare supplement plan might work best for you. there's a range to choose from, depending on your needs and your budget. and they all travel with you -- anywhere in the country. best of all, you'll be joining the millions who have already enrolled in the only medicare supplement insurance plans endorsed by aarp, an organization serving the needs of people 50 and over for generations. ♪ remember, all medicare supplement insurance plans help cover some of what medicare doesn't pay. and could save you in out-of-pocket medical costs. you'll be able to choose any doctor or hospital that accepts medicare patients. and you never need referrals. so call now to request a free decision guide and learn more. after all, when you're going the distance, it's nice to have the experience and commitment to go along with you. keep dreaming. keep doing. go long. >>> and now let's get the latest in sports from my colleague betty nguyen. >> good morning, mara. tiger woods and other top golfers are teague off at the british open in scotland. of course

like all standardized medicare supplement plans, they pick up some of what medicare doesn't pay. and save you up to thousands of dollars in out-of-pocket costs. call today to request a free decision guide to help you better understand what medicare is all about. and whh aarp medicare supplement plan works best for you. with these types of plans, you'll be able to visit any doctor or hospital that accepts medicare patients... plusthere are no networks, and you'll nevereed a referral to see specialist. there's a range of plans to choose from, too. and they all tvel with you. anywhere in the country. join the millions who have already enrolled in the only medicare supplement insurance plans endorsed by aarp, an organization serving the needs of people 50 and over for generations... and provided by unitedhealthcare insurance compan which has over 30 years of experience behind it. call today. remember, medicare supplement insurance helps cover some of what medicare doesn't pay -- expenses that could rlly add up. these kinds of plans could save y up to thousands you'll be able choose a

we're cracking down on medicare fraud. let's make medicare stronger for all of us. through ssave hundredsp train, on beautyrest and posturepedic. choose $300 in free gifts with tempur-pedic. even choose 48 months interest-free financing on the new tempur-choice. the triple choice sale ends sunday at sleep train. >>> i did not have sexual relations with that woman. >> the story is false. it's ridiculous. i've been in love with the same woman for 30 plus years. >> i have never sexually harassed anyone. >> you didn't send that photo to that woman in washington state? >> did not send it to that woman in washington state. >> but you're not 100% sure the photo is you? >> i'll say we're doing everything we can to answer that question, but we're doing an investigation. >> guest host in for piers morgan and why men cheat. joining me gloria allred. a psychologist wrote there are five reasons powerful men cheat and applaud if you agree, one, because they can. [ applause ] >> two this is interesting, i only want the women to respond, power is a great sex drive for women? [ appl

remember, all medicare supplement insurance plans help cover what medicare doesn't pay. and could save you thousands a year in out-of-pocket costs. call now to request your free decision guide. and learn more about the kinds of plans that will be here for you now -- and down the road. i have a lifetime of experience. so i know how important that is. >>> tough times for "american idol." >> keith urban, nicki minaj, randy jackson and mariah carey. >> a popular show's ratings have been falling. "idol" faces a new problem. nearly a dozen former contestants are suing the show claiming ray cy ining racist be producers. nischelle turn er. >> reporter: it's been the biggest show on television. a show with a diversion group of judges and contestants, which has produced four african-american winner. out of 12 competitions. but now a lawsuit filed in federal court on behalf of ten former "idol" contestants says the producers of the show engaged in racist behavior. they are asking the courts for more than $25 million each. fox, which broadcasts "idol" and producers behind the show d

medicare. they can afford to complain. sadly, these red states will make the poor people suffer. and i am just wondering, what can people in the red states do to help themselves with their own legislature will not even help them? i will take my information off the line. bigt: one of the controversies on going, one thing the supreme court did last year when it upheld the law is it made the medicare part of this optional. it said the law can go into effect but states do not have to expand the medicare program. -- the medicaid program. they assumed the medicaid expansion was going to happen, and that would give health insurance medicaid coverage up to 133 percent of poverty. so therefore, it did not allow people with income under 100% a party to purchase insurance on the exchanges. that means we have half the state's expanding medicaid, but half the states that are not. in some of the red states they are not expanding medicaid. it means for some people who are not eligible for medicaid, they are n

remember, all medicare supplement insurance plans help cover what medicare doesn't pay. and could save you thousands a year in out-of-pocket costs. call now to request your free decision guide. and learn more about the kinds of plans that will be here for you now -- and down the road. i have a lifetime of experience. so i know how important that is. >>> could happen as early as this week. israeli and palestinian leaders could sit down and talk face-to-face in washington. the u.s. secretary john kerry has spent months shuttling back and forth to the region. six, seven visits to try to get this on the table. despite this breakthrough to maybe start talks ben wedeman tells us why there's mr. skeptics out there. >> reporter: bringing about peace between israelis and palestinians is a task that's occupied one u.s. administration after another. the process has seen countless handshakes and photo ops and many have pledged to do what it take to make it happen. >> we've come quite a long way. we've got quite a long way to go. we're not going to tire until i've given it my last ou

so when i found out medicare doesn't pay all my medical expenses, i got a medicare supplement insurance plan. [ male announc ] if you're eligible for medicare, you may know it only covers about 80% of your part b medical expenses. the rest is up to you. call and find out about an aarp medicare supplement insurance plan, insured by unitedhealthcare insurance company. like all staardized medicare supplement plans, it could save you thousands in out-of-pocket costs. call now to request your free decision guide. i've beewith my doctor for 12 years. now i know i'll be able to stick with him. you'll be able to visit any doctor or hospital that accepts medicare patients. plus, there are no networks, and you never need a referral. see why millions of people have already enrolled in the only medicare supplement insurance plans endorsed by aarp. don't wait. call now. ♪ gerri: the fda warning consumers not to buy a popular vitamin. the government says that the supplement made by a healthy life chemistry contains potentially harmful substances. several reports of illnesses prompted the fda to mak

. .his is a private program medicare advantage you have instead of having medicare supplemental. the republicans gave big increases to medicare a bandage. on the theory wanted to get a lot of people into medicare advantage and phase out original medicare. and so to the point where medicare advantage was being paid 114 percent of what a cost to provide traditional medicare, a democrat said that was kind of ridiculous. you are overpaying medicare advantage. they took the money back and they said we're going to pay medicare advantage 100 percent of what it costs to provide traditional medicare. as the caller points out the results of that, a lot of people are getting extra benefits and it is true that when the cuts begin to go into effect, a lot of people are going to start losing those extra benefits and they're not very happy about it. that is where we are. the affordable care act did-part of what the medicare cuts are is taking some of that additional money that was given to medicare advantage in 2003 and they're taking that money away. that is essentially where we are and that i

we're cracking down on medicare fraud. let's make medicare stronger for all of us. i'm antonio verboten. that's when i used the carlos danger name generator. apparently that's the name anthony weiner used. he said he's staying in the race to be new york city's next mayor after "new york times" and "new york daily news" called for him to drop out. his wife was by his side. she spoke in his defense after he admitted he september on sexting after he resigned. >>> dana caught up with anthony weiner outside of his apartment. what is he saying now? >> reporter: there was a gaggle of press, as you can imagine, and effectively what anthony weiner was trying to say, nothing to see here, nothing has changed, i'm still running for mayor, and nothing will stop me from doing that. listen to what he told reporters on that issue. >> everyone has to decide, look, i know there are people who may well never conceive about it because of the things that are in my past, i -- you know, i have to tell you, for those of you out on the campaign trail, you know, they want to talk about housi

remember all medicare supplement plans help cover some of what medicare doesn't pay and could really save you in out-of-pocket medical costs. you'll be able to choose your own doctor or hospital as long as they accept medicare patients. and with these plans, there could be low or no copays. you do your push-ups today? prepare to be amazed. [ male announcer ] don't wait. call today to request your free decision guide and find the aarp medicare supplement plan to go the distance with you. go long. >>> welcome back to "the lead." "school's out for summer" giggles perhaps, shoving one another as they skipped off to five weeks of the well-earned vacation. i'm exaggerating a bit. immigration reform gun safety and a plan for the economy among the issues they have yet to address. . the president's visit did not go smoothly of course the white house refutes that. olivier, democrats that participated say there was push back from one congressman about nominating larry summers the next chair of the federal reserve. what is the tension going on? >> it's between liberals who blame larry summers fo

they're advertising for medicare patients. they make money on medicare. medicare is efficient. it works. and by the way, this actually, you'll like this, most of medicare is the private sector. medicare has 8,000 private sector employees who are contracted out and maybe 700 of their people who supervise it actually work for the government. so i will stop there. >> i'm just going to do a couple of follow-up questions before we open it up to the floor. i think the big point of contention here is exactly how efficient is medicare, what role does it play in the system that you see it play since steve wrapped up, david, let me let you respond. >> let me stick with that. a couple of things i would love to talk about. i'm sure we'll have time. steve's last point, medicare, in fact, does rely on private contractors to process its claims. it relies on several private insurance companies. doesn't it seem strange that it would cost medicare so much less to contract out, to have a claim filled than the contractor would pay for their own claims? why is that? >> you want me to tell you? >> l

remember, all medicare supplement insurance plans help cover what medicare doesn't pay. and could save you thousands a year in out-of-pocket costs. call now to request your free decision guide. and learn more about the kinds of plans that will be here for you now -- and down the road. i have a lifetime of experience. so i know how important that is. >>> i feel i must sit up taller and be more proper as i tell you this story. it is the mother of all baby watches. all of great britain, the rest of the world, and of course we the media have our eyes on london's st. mary's hospital. that is where the duchess of cambridge could give birth at any moment to the future queen or king. our royal correspondent max foster is boiling water as we speak and he joins us live from london. how are you holding up? you're on baby watch and you have been for some time. >> reporter: what can i say? i mean, we're not used to sun in the uk. so i think it's all going to our heads a bit. if we spin the camera around, you can see the sort of waiting game as it unfolds. being called the great kate

remember, all medicare supplement insurance plans what medicare doesn't pay. help cover and could save you thousands a year in out-of-pocket costs. call now to request your free decision guide. and learn more about the kinds of plans that will be here for you now -- and down the road. i have a lifetime of experience. so i know how importanthat is. gerri: you might want to think twice before buying a candy bar in the checkout line. your insurer may be watching gerri: did you know your shopping habits are being watched? employers, even insurance companies, are peeking at your shopping carts to monitor your health and to make sure you're not eating too many candy bars. joining me john ulzheimer, consumer education president for smartcredit.com. great to have you on set here. >> thank you so much. gerri: what are these insurers looking for? how are they tracking us? >> it's a little creepy. they're tracking us in a variety of ways.ac a lot of information we're giving tm voluntarily signing up for things like corporate wellness programs where they trk things how ma

remember, all medicare supplement plans help cover some of what medicare doesn't pay and could really save you in out-of-pocket medical costs. you'll be able to choose your own doctor or hospital as long as they accept medicare patients. and with these plans, there could be low or no copays. you do your push-ups today? prepare to be amazed. [ male announcer ] don't wait. call today to request your free decision guide and find the aarp medicare supplement plan to go the distance with you. go long. let's say you pay your guy around 2% to manage your money. that's not much you think. except it's 2% every year. does that make a difference? search "cost of financial advisors" ouch. over time it really adds up. then go to e-trade and find out how much our advice costs. spoiler alert: it's low. really? yes, really. e-trade offers investment advice and guidance from dedicated, professional financial consultants. it's guidance on your terms, not ours. that's how our system works. e-trade. less for us. more for you. >>> president obama pays a visit to capitol hill meeting with democrats in an e

like all standardized medicare supplement plans, they pick up some of what medicare doesn't pay. and save you up to thousands of dollars in out-of-pocket costs. call today to request a free decision guide to help you better understd what medicare is all about. and which aarp medicare supplement plan works best for you. with these types of plans, you'll be able to visit any doctor or hospital that accepts medicare patients... plus, there are no networks, and you'll never need a referral to see a specialist. there's a range of plans to choose from, too. and ey all travel with you. anywhere in the country. join the millions who have already enrolled in the only medicare supplement insurance plans endorsed by aa, an organization serving the needs of people 50 and over for generations... and provided by unitedhealthcare insurance company, which has over 30 years of experience behind it. call today. remember, medicare supplement insurance helps cover some of wh medicare doesn't pay -- expenses that could really add up. these kinds of plans could save you up to thousands in out-of-pocke

>> she was 84 that point and if we had done the surgeries they recommend it would have cost medicare 80 to $150,000 but she declined all that so her death i would say was probably a 10 or 20,000-dollar death because she was in a hospice. she declined most extraordinary intervention so we got a lot of social work, lot of healing and a lot of reinsurance from the team but we didn't get high-tech expensive feudal painful interventions that so many people suffered. >> are there people who choose all methods possible to sustain life? >> yes. >> why? >> i think they're a couple of reasons. one is we just have to allow everyone their choice and their range of autonomy as they approach their own death and i think the other reason is we have a tear in an ignorance of death now. up until 1900 people died randomly throughout their lifespan and they actually read books with titles like the art of dying. they actually considered a part of the spiritual obligation to put. themselves for their own death. so they were very good on thick substance, or avery and courage that it takes to die, to face h

remember, all medicare supplement plans help cover some of what medicare doesn't pay and could really save you in out-of-pocket medical costs. you'll be able to choose your own doctor or hospital as long as they accept medicare patients. and with these plans, there could be low or no copays. you do your push-ups today? prepare to be amazed. [ male announcer ] don't wait. call today to request your free decision guide and find the aarp medicare supplement plan to go the distance with you. go long. >> shepard: this is "studio b." the bottom of the hour, time for the top of the news. at least 38 people are confirmed dead, now 18 others hurt, after a tour bus plunged 150 off a bridge into a wooded hear. it happened in italy where officials are calling it won of the worst road crashes that country has ever seen. the bus carried chang pilgrims, many children, when it slammed into several cars that slowed for traffic, and then crashed threw a barrier and over the edge. rescuers used electric saws to cut through the metal and tried to reach victims and survivors, pausing to listen for cries f

like all standardized medicare supplement plans, they pick up some of what medicare doesn't pay. and save you up to thousands of dollars in outf-pocket costs. call today to request a free decision guide to help you better understand what medicare is all about. and which aarp medicare supplement plan works best for you. with these types of plans, you'll be able to visit any doctor or hospital that accepts medicare patients... plus, there are no networks, and you'll never need a rerral to see a specialist. there's a range of plans to choose from, too. and they all travel with you. anywhere in the country. join the millions who have already enrolled in the only medicare supplement insurance plans endorsed by aarp, an organization serving the needs of people 50 and over for generations... and provided by unitedhealthcare insurance company, which has over 30 years of experience behind it. call today. remember, medicare supplement insurance helps cover some of what medicare doesn't pay -- expenses that could really add up. these kinds of plans could save you up to thousands in out-of-p

like all standardized medicare supplement insurance pns, they help cover some of what medicare doesn pay. i did a little research. with a medicare supplement plan, you'll be able to stay with your doctor. oh, you know, i love that guy. mm-hmm. [ male announcer ] these types of plans let you visit any doctor or hospitalhat accepts medicare patients. and there are no networks. is this a one-size-fits-all kind of thing? no. there are lots of plan options. it all depends on what we need and how much we want to spend. [ male announcer ] call now to request your free decision guide. it could help you find an aarp medicare supplement plan that's right for you. what happens when we travel? thplans go with us. anywhere in the country. i like that. you know what else? unitedhealthcare insurance company has years and years of experience. what do you say? ♪ i'm in. [ male announcer ] join the millions already enrolled in the only medicare supplement insurance plans endorsed by aarp. remember, all medicare supplement plans help cover some of what medicare doesn't pay and could really save you i

we're cracking down on medicare fraud. let's make medicare stronger for all of us. i was having trouble i was having trouble getting out of bed in the morning because my back hurt so bad. the sleep number bed conforms to you. i wake up in the morning with no back pain. i can adjust it if i need to...if my back's a little more sore. and by the time i get up in the morning, i feel great! if you have back pain, toss and turn at night or wake up tired with no energy, the sleep number bed could be your solution. the sleep number bed's secret is it's air chambers which provide ideal support and put you in control of the firmness. and the bed is perfect for couples because each side adjusts independently to their unique sleep number. here's what clinical research has found: 93% of participants experienced back-pain relief 90% reported reduced aches and pains 87% fell asleep faster and enjoyed more deep sleep. for study summaries, call this number now. we'll include a free dvd and brochure about the sleep number bed including prices, and models plus a free $50 savings card.

so when i found out medicare doesn't pay all my medical expenses, i got a medicare supplement insurance plan. [ male announcer ] if you're eligible for medicare, you may know it only covers about 80% of your part b medical expenses. the rest is up to you. call and find out about an aarp medicare supplement insurance plan, insured by unitedhealthcare insurance company. like all standardized medicare supplement plans, it could save you thousands in out-of-pocket costs. call now to request your free decision guide. i've been with my doctor for 12 years. now i know i'll be able to stick with him. you'll be able to visit any doctor or hospital that accepts medicare patients. plus, there are no networks, and you never need a referral. see why millions of people have already enrolled in the only medicare supplement insurance plans endorsed by aarp. don't wait. call now. o0 c1 as soon as you feelon it, try miralax. it works differently than other laxatives. it draws water into your colon to unblock your system naturally. don't wait to feel great. miralax. new kellogg's raisin bran® with omega

but due to current law, the organization cannot access medicare data. if we open up medicare claims data, we will further improve quality and we will lower costs. lawmakers have a clear choice. go backwards and try for the 40th time to repeal the affordable care act or put progress in our country ahead of politics. we welcome our colleagues to join us in moving our country and our health care delivery system forward. and i would now yield to senator murphy. mr. murphy: thank you very much, senator baldwin. thank you to the state of wisconsin for in a lot of ways leading the way and showing us what's possible when it comes to delivery system reform. it's pretty amazing some of the statistics that you used, senator baldwin, when you talk about how much waste there is in the system today. you know, the estimates are from the council of economic advisors $700 billion from the new england health care institute, $850 billion, to put that in context, even if the, you know, median of the two is right, somewhere in the high $700 billion, that's $100 billion more

remember, all medicare supplement insurance plans help cover what medicare doesn't pay. and could save you thousands a year in out-of-pocket costs. call now to request your free decision guide. and learn more about the kinds of plans that will be here for you now -- and down the road. i have a lifetime of experience. so i know how important that is. >>> we saw at the top of the program in his closing argument, defense attorney mark o'hara told jurors he wished they also had the option to find george zimmerman completely innocent. he believes zimmerman should have never been charged and for >> but you didn't quite say it that way. you made it sound like if it wasn't for ben crump, george zimmerman would be free at this time and we would not be in this trial. >> that's correct. i think it was a made-up story for purposes that had nothing to do with george zimmerman and that they victimized him and complain about trayvon martin being victimized. george zimmerman was victimized by a publicity campaign to smear him when he wasn't and a murderer when he wasn't. >> and so angel

like all standardized medicare supplement insurance plans, they help cover some of what medicare doesn't pay. i did a little research. with a medicare supplement plan, you'll be able to stay with your doctor. oh, you know, i love that guy. mm-hmm. [ male announcer ] these types of plans let you visit any doctor or hospital that accepts medicare patients. and there are no networks. is this a one-size-fits-all kind of thin no. there are lots of plan options. it all depends on what we need and how much we want to spend. [ male announcer ] call now to requt your free decision guide. it could help you find an aarp medicare supplement plan that's right for you. what happens when we travel? the plans go with us. anywhere in the country. i like that. you know what else? unitedhealthcare insurance company has years and years of experience. what do you say? ♪ i'm in. [ male announcer ] join the millions already enrolled in the only medicare supplement insurance plans endorsed by aarp. remember, all medicare supplement plans help cover some of what y and could really save you in out-of-pocket med

and if it is not pediatric care, they are usually part of medicare as well. interesting and exciting innovation in the most exciting one is on medicaid as part of a broader conversation across private and public payers and others to fundamentally rethink how people get care. and it pays in a way that supports that as opposed to just writing checks for services. >> i think you're right. i know you did not mean to mislead the committee by heralding the great success of florida's medicaid privatization. it was just approved a couple weeks ago. so the pilot program event was known as a real disaster. the state's own study condemned the results and we have patients unable to gain access and private providers leave the state. so be careful when he testified before congress when they say it is a great success when the evidence and everyone across the board had really condemned what has happened it is like night and day. brought new conditions exist with consumer protections and providers if they back out and we will be penalized and the medical loss ratios could be

like all standardized medicare sulement plans, they pick up some of wt medicare doesn't pay. and save you up to thoands of dollars in out-of-pocket costs. call today to request a free dision guide to help you better understand what medicare is all about. and which aarp medicare supplement plan works best for you. with these types of plans, you'll be able to visi any doctor or hospital that accepts medicare patients... plus, there are noetworks, and you'll never need a referral to see a specialist. there's a range of plans to choose from, too. and they all travel with you. anywhere in the country. join the millions who have already enrolled in the onlmedicare supplement insurance plans endorsed by aarp, an organization serving the needs of people 50 and over for generations... and provided by unitedhealthcare insurance company, whh has over 30 years of experience behind it. call today. remember, medicare supplement insurance helps cover some of what medicare doesn't pay -- expenses that could really add up. these kinds plans could save you up to thousands in out-of-cket costs.

remember, all medicare supplement insurance plans help cover what medicare doesn't pay. and could save you thousands a year in out-of-pocket costs. call now to request your free decision guide. and learn more about the kinds of plans that will be here for you now -- and down the road. i have a lifetime of experience. so i know how important that is. ♪ neil: you know, it is good to be caned. when it comes online retailers, amazon is undisputed. that puts walmart and a whole host of shellshocked book wholesalers. as others staggered trying to build a competitive boy and his son is taking advantage of the fact that none of them come remotely close. quietly hiking prices on books simply because it can. let's go. first on whether amazon is saying those big price rates are gone. what is going on? >> well, they did a good job of forcing out the competition, just like we saw in the past with railroads and steel and oil and to the victor go the spoils. daddy not blame them. in the good news is monopolies can never last for a bit -- never last foreverr someone will come and disl