neil: i.?>> we have to remembere people proposing the changes these are same people who lost nationally across the country, in 2012, so if this is what people want, you get what you pay for. neil: in a are argue, with the success of chris christie in new jersey, he is a guy that, your friends have called, i don know if you agree, a rino, no different tha a john mccain or a mitt romney, saying that is sill he winning in a landslide in very blue state, new jersey, we want more like him, less like those crazy mark meckler-tes. >> i think t theyrobably do want more like him. and i think you have to look at trenton, and new jersey, see what is going on, a state tt lags behind theest of the nation economically. unemployment numbers are dismal, poverty is up. and property tax burden is up. and you have a guy who despite his personal popularity cannot take a majority in house or senate in new jersey, if that is what you are looking for across america, follow the chris chstie model, it seemso be working

neil: think fast. what is the difference of a toyota that could suddenly accelerate and a tesla that could just suddenly blow up. so wat the heck is going on here? >> the fist car caught fire in seattle, washington. and it was a tesla. he ran over a piece of metal and this was during the government shutdown. and it didn't require them to send people out because we were shutdown and when they reopen, they never investigated this particular case. i assume the guy has a new car, tesla offered him a new deal on another one. in the meantime, this is a serious issue with toyota, gm, any manufacturer, they would call them on the carpet and basically draw and quarter them in front of the press, congressional hearings and went tesla, they let it go. so 10 days later there's another car that catches fire. in this case it's something that happened and they hit a wall. but your car is not likely to blow up. this car burned to the ground and there's no safety recall or checking to se what is going on, this is any o

neil: maybe it is not. if we had not seen the markets panicking in the face of what could be the biggest government failure the maybe says vietnam, then maybe they see passage of are they just whistling. >> the market has responded. what does the government actually do well except compass get our money? the end of the day the reason the market fell is because we're printing money on unprecedented levels of price inflation. that is why the market is up. no question in my mind about that. price obviously they cannot continue to go in polar opposite directions year. you get a sense that the market would need a sense of the gravity of health care situation and tumble long, or the health care thing does correct itself and we are off to the races with that and the market. i don't know. where the stand? >> in the near term as a stimulant effect. think about it. the health care system has had to bring in all of these people to process all of these new changes. a lot of supports staff being hired, nurses and aides,

neil: all right. let's look at latest numbers we're getting out of the guard en state -- garden state, new jersey. chris christie is wracking up a big victory. you will talk about how big that victory should be. 20 years ago this young lady did it kristine todd whitman, taking down an incumbent. different margin than now, what do you make of this? a lot of people are reading into this, this will launch a presidential campaign by christie. do you agree? >> certainly reflective of his leadership, depending when you look at numbers, if he wracks up good numbers which it what it appears that he is doing with hispanics and minorities and women. this is somebody you should look at. if you look at history of our country, all of the great models we have, jefferson and adams did not agree on much. they did not agree how country should be run, but they knew they had to reach consensus. and that is what gave us the great documents we have today that keep us going. there is nothing wrong with consensus, christie

neil: yeah. what -- are you worried though they are up to something sinister. >> we're always worried, now there is a capability in hands of government that can track where people go, we believe that everyday people should be free to move about their lives without suspiciousness. where we travel is very private, it can disclose a lot about us, the doctors we visit and religious affiliations we're associated with. neil: thank you, we don't know. in the meantime, they always say, if life gives you lemonsic make lemonade. when i was a kid, i prepared my parents. we have done that is real care law, you know the news, you know the ridiculously low sign ups, but hats off to the administration for a selling point, better than we thought. are you kidding me? it's as simple as this. at bny mellon, our business is investments. managing them, moving them, making them work. we oversee 20% of the world's financial assets. and that gives us scale and insight no one else has. investment management combined with

neil: absolutely, general, always an honor. >> thank you, neil. neil: all right we come back, this latest assault on banks, they have to cough up billions, forget the lawsuit. you might think they have pockets that are deeper than the grand canyon. where do you think they will have to make up for that? your mortgage. neil: now it is bank of america in the government across hairs, they could pay billions of what they knew as a result of the houses crises. this the pile on those who want to get a mortgage or refinance for those who already have. >> i don't think there is a doubt, unintended consequence is withdrawing of credit. you had da dodd-frank, and they limit debit fees, they put a lot of regulation, and sum be -- cue on the banks. you had that come out of the market, banks are going to say, if we're getting sued over making mortgages, we'll going to withdraw credit. >> you know, we discussed the topic before. i think you would agree. there are co-sinners. it was the banks who were encouraged, aggressively so, it start lending. they were not l

neil: think fast. what is the difference of a toyota that could suddenly accelerate and a tesla that could just suddenly blow up. so what the heck is going on here? >> the first car caught fire in seattle, washington. and it was a tesla. he ran over a piece of metal and this was during the government shutdown. and it didn't require them to send people out because we were shutdown and when they reopen, they never investigated this particular case. i assume the guy has a new car, tesla offered him a new deal on another one. in the meantime, this is a serious issue with toyota, gm, any manufacturer, they would call them on the carpet and basically draw and quarter them in front of the press, congressional hearings and went tesla, they let it go. so 10 days later there's another car that catches fire. in this case it's something that happened and they hit a wall. but your car is not likely to blow up. this car burned to the ground and there's no safety recall or checking to see what is going on, this is an

neil: used fake? >> any publicity he is the one that wil unite the various parties of the republican party to bring them gether. we have problems after hurricane sandy but even though he has tea party sympathies he does not have the stigma that people try to put on people like him. writing for the presidency has a lot to do with something important. neil: day you really think he is all that? >> good or bad? neil: great civic id he is the most formidable caidate that the reblicans have right now obsolete. neil: we will see mr. smart pants. >> how about consulting customers? is the women who should not be wearing them you are the probm. this is the quicksilver cash back card from capital one. it's not the "fumbling around with rotating categories" card. it's not the etting blindsided by limits" card. it's the no-game-playing, no-earning-limit-hing, deep-bomb-throwing, give-me-the-ball-and-i'll-take- it-to-the-house, cash back card. this is the quicksilver cash card from capital one. unlimited 1.5% cash

neil: does it? >> just because the judge cuts an order does not mean there is money there many people pay $25 a month or $50 a month on multimillion dollar restitution orders then you have forfeiterrure that goes to the government, to take profit out of crime, you can negotiate and have the fore figh forfeiture ts restitution. neil: who releases that money? >> there is an arm of the government, that is responsible for overseeing things like this, in addition, they are either on probation or on super visor release, once they are released they are also under supervision. if not restitution, it is not going back to the victims. neil: amazing, randy thank you. >> all right. china all that and then some, not the chinese saying that, when i told you, a growing number of americans, americans, condition vined of that. -- convinced of that, that we're no longer all, that after this. plan plan with premium service like one of the best on-time delivery records and a low claims ratio, we do whatever it takes to

neil: think fast. wh is the difference of a toyota that could suddenly accelerate and a tesla that could just suddenly blow up. so what the heck is going on here? >> the first car caught fire in seattle, wahington. and it was a tesla. he ran over a piece of metal and this was during the government shutdown. and it didn't require them to send people out because we were shutdown and when they reopen, they never investigated this particular case. i assume the guy has a new car, tesla offered him a new deal on another one. in the meantime, this is a serious issue with toyota, gm, any manufacturer, they would call them on the carpet and basically draw and quarter them in front of the press, congressional hearings and went tesla, they let it go. so 10 days later there's another car that catches fire. in this case it's something that happened and they hit a wall. but your car isot likely to blow up. this car burned to the ground and there's no safety recall or checking to see what is going on, this is any oth

neil: usedake? >> any publicity he is the one thatill ute the various parties of the republican party to bring them together. we have problems after hurricane sandy but even though he has tea party sympathies he does not have the stigma that people try to put on people like him. writing for the presidency has a lot to do with something important. neil: day you really think he is all that? >> good or bad? neil: great civic id he is the most formidabl candidate that the republicans have right now obsolete. neil: we will see mr. smart pants. >> how about consulting cuomers? is the women who should not be wearing them you are the problem. neil: we have of blitz right now lulu lemon is outraged as the ceo say the sea through yoga pants problem is another product defect get some women's bodies just don't work in the pants. you sound like an ass if hit ahe moneymakers is bad business? vicki shows the n yoga position floods in mouse. when the retail executives insult their clients? that is so bad for sales

neil: used fake? >> any publicity he is the one that will unite the various parties of the republican party to bring them together. we have problems after hurrane sandy but even though he has tea party sympathies he does not have the stigma that people try to put on people like him. writing for the presidency has a lot to do with something important. neil: day you really think he is all that? >> good or bad? neil: great civic id he is the most formidable candidate tthe republicans have right now obsolete. neil: we willee mr. smart pants. >> how aut consulting customers? is the women who should not be wearing them you are the problem. as a biness owner, i'm constantly putting out fires. so i deserve a small business credit card with amazing rewards. with the spark cascard from capital one, i get 2% cash back on ery purchas every day. i break my back around here. filly soone's cognizing me with unlimited rewards! meetings start at 11, cindy. [ male announcer get the spark business card from capital one.

neil: now we know. they knew, and now we gone something else, that i did their darnest to make sure we never knew, now we know as well, they might still be playing games to make sure we don't know what is to cooe. millions more young people who just are not signing up. we can do the math. but don't think for a minute the administration or those who love the law have not, they have, it has, and it is worried. a health careaw spiralling out of control into an abyss. despite what you hear, an official white house line allow this one year delay to do its thing for us to sort out this mess. here is the problem with delay, sometimes all they push back is the inevitable. tonight health care expert tell it unless they can get more people to sign up and fast, you might as well stick a syringe in this right now, david cutler is not saying that in so many words but when the man they call architect of obamacare said this could be in the beginning of a date spiral that tells you a little what you need to know. top h

neil: absolutely, general, always an honor. >> thank you, neil. neil: all right we come back, this latest assault on banks, they have to cough up billions, forget the lawsuit. you might think they have pockets that are deeper than the grand canyon. where do you think they will have to make up for that? your mortgage. at od, whatever business you're in, that's the business we're in with premium service like one of the best on-time delivery records and a low claims ratio, we do whatever it takes to make your business our business. od. helping the world keep promises. neil: now it is bank of america in the government across hairs, they could pay billions of what they knew as a result of the houses crises. this the pile on those who want to get a mortgage or refinance for those who already have. >> i don't think there is a doubt, unintended consequence is withdrawing of credit. you had da dodd-frank, and they limit debit fees, they put a lot of regulation, and sum be -- cue on the banks. you had that come out of the market, banks are going to say, if

neil: used fake? >> a publicity he is the one that will unite the various rties of the republican party to bring them togeer. we have problems after hurricane sandy but even though he has tea party sympathies he does not have the stigma that people try to put on people like him. writing for the presidency has a lot to do with something important. il: day you really think he is all that? >> good or bad? neil: great civic id he is the most formidable candidate that the republicans have right now obsolete. neil: we will see mr. smart pants. >> how about consulting customers? is the women who should not be wearing them you are the problem. we went out and asked people a simple question: how old is the oldest person you've known? we gave people a sticker and had them show us. we learned a lot of us have known someone who's lived well intoheir 90s. and that's a great thing. but even though we're living longer, one thing that hasn't changed mh is the official retirement age. ♪ the question is how do you ma

neil: thank you gina. thank you very much. >> thank you, neil. neil: what when we come back, twitter is going public tomorrow, our ttter followers are going crazy right now, one person tweeting, should be interesting since theompany has yet to find way to make moneyy and another sayinghey are old enough to remember t last tech bubble burst. is the exchange that is handling this cvinced? the ahead of new york stock exchange on why he said this is different very different. when we made our commitment to thgulf, bp had two big goals: help the gulf recover and learn from what happened so we could bear energy company. i can tell you - safety is at the heart of everything we do. we've added cutting-edge technology, like a new deepwaterell cap and a state-of-thert monitoring center, whe experts watch over all drilling activity twenty-four-seven. and we're sharing what we've learned, so we can all produce energy more safely. you are gonna need a wingman. and with my cash back, you are money. forget him. my airline miles will take your game worldwide. wha

neil: does it? >> just because the judge cuts an order does not mean there is money there many people pay $25 a month or $50 a month on multimillion dollar restitution orders then you have forfeiterrure that goes to the government, to take profit out of crime, you can negotiate and have the fore figh forfeiture ts restitution. neil: who releases that money? >> there is an arm of the government, that is responsible for overseeing things like this, in addition, they are either on probation or on super visor release, once they are released they are also under supervision. if not restitution, it is not going back to the victims. neil: amazing, randy thank you. >> all right. china all that and then some, not the chinese saying that, when i told you, a growing number of americans, americans, condition vined of that. -- convinced of that, that we're no longer all, that after this. plan plan so i can reach ally bank 24/7, but there are no branches? 24/7. i'm sorry, i'm just really reluctant to try new thing

neil: thank you. shut down recession, bull shut. [ female announcer ] what if the next big thing, isn't a thing at all? it's lots of things. all waking up. connecting to the global phenomenon we call the internet of everything. ♪ it's going to be amazing. and exciting. and maybe, most remarkably, not that far away. we're going to wake the world up. and wch, with eyes wide, as it gets to work. cisco. tomorrow starts here. >> republicans are threatening a shut down that will hurt our economy. >> businesses will be harmed. >> higher interest rates for car payments and student loans. >> families will be hurt it. >> shut down as hurt our econo economy. >> just vote and end the shut down, today. neil: if you don't every dog and cat will die. they warned that government shut down would totally shut the economy down. but consumers, did note share that view. spending rising last month, continuing a trend that has been all these months since the shut downing going into the shut down, typical government scare

neil: think fast. what is the difference of a toyota that could suddenly accelerate and a tesla that could justuddenly blow up. so what the heck is going on here? >> the first car caught fire in seattle, washington. and it was a tesla. he ran over a piece of metal and this was during the government shutdown. and it didn't require them to send people out because we were shutdown and when they reopen, they never investigated this particular case. i assume the guy has a new car, tesla offered him a new deal on another one. in the meantime, this is a serious issue with toyota, gm, any manufacturer, they would call them on the carpet and basically draw and quarter them in front of the press, congressional hearings and went tesla, they let it go. so 10 days later there's another car that catches fire. in this case it's something that happened and they hit a wall. but your car is not likely to blow up. this car burned to the ground and there's no safety recall or checking to see what is going on, this is any

neil: now we know. they knew, and now we gone something else, that i did their darnest to make sure we never knew, now we know as well, they might still be playing games to make sure we don't know what is to cooe. millions more young people who just are not signing up. we can do the math. but don't think for a minute the administration or those who love the law have not, they have, it has, and it is worried. a health care law spiralling out of control into an abyss. despite what you hear, an official white house line allow this one year delay to do its thing for us to sort out this mess. here is the problem with delay, sometimes all they push back is the inevitable. tonight health care expert tell it unless they can get more people to sign up and fast, you might as well stick a syringe in this right now, david cutler is not saying that in so many words but when the man they call architect of obamacare said this could be in the beginning of a date spiral that tells you a little what you need to know. top

neil: the obama administration requesting aid. but many want to wait until they know where each dollar is going. think of all the money that we have wasted, the money that went to haiti to help them out but never really help them out all right, don't say i didn't warn you with good intentions. 60 billion allocated for hurricane sandy. the government is having trouble tracking where the money is going as well. we have the heritage budget expert now. none of this surprises me. but it is a reminder, particularly chris christie of new jersey who said we need the money now and this includes attacks of speaker boehner and the others. >> there were billions of dollars and it was awful. when we looked at it, there was so much money and now the fact that we are not even tracking is this to find out where that money is going. that is just the tip of the iceberg and there were billions of dollars from the get-go to get around with the sequester so lawmakers could spend more. neil: maybe it was a go slow approach, but apparently of the money

neil: used fake? >> any publicity he is the one that will unite the various parties of the republican party to bring them together. we have problems after hurricane sandy but even though he has tea party sympathies he does not have the stigma that people try to put on people like him. writing for the presidency has a lot to do with someing important. il: day you really think he is all that? >>oodr bad? neil: great civic id he is the most formidable candidate that the republicans have right now obsolete. neil: we wi see mr. smart pants. >> how about consulting customers? is the women who should not be wearing them you are the oblem. customer erin swenson ordered shoes from us online customer's not happy, i'm not happy.'t fit. sales go down, i'm not happy. merch comes back, i'm not happy. use ups. they make returns easy. unhappy customer becomes happy customer. then, repeat customer. easy returns, i'm happy. repeat customers, i'm happy. sales go up, i'm happy. i ordered another pair. i'm happy. (both) i

neil: used fake? >> any publicity he is the one that will unite the various parties of the republican party to bring them together. we have problems after hurricane sandy but even though he has tea party sympathies he does not have the stigma that people try to put on people like him. writing for the presidency has a lot to do with something important. neil: day you really think he is all that? >> good or bad? neil: great civic id he is the most formidable candidate that the republicans have right now obsolete. neil: we will see mr. smart pants. >> how about consulting customers? is the women who should not be wearing them you are the problem. [ male announcer ] this store knows how to handle a saturday crowd. ♪ [ male announr ] the parking lot helps by leing us know who's coming. the carts keep everyone on the rig track. the power tools iroduce themselves. all the bits and bulbs keep themselves scked. and the doors even hand the checkout so we can work on that thing that's stuck in the thing. [ fem

but neil cavuto is the real deal neil: lookout, espn. neil: lookout, espn. fox has a secret weapon. see these hands? they gripped the wheel of a humvee in afghanistan. these hands? six years treating soldiers. twelve years, flying choppers. my hands? they're here for the person who fought in afghanistan. i made the call and got support for my sister. my hands are here for the person who treated those soldiers. i helped connect my son with the care he's earned. mine take care of the person who flew those helicopters. and if life gets overwhelming they're ready to dial the veterans crisis line. the veterans crisis line is here for all veterans and their loved ones. call 1-800-273-8255 and press 1. or chat online at veteranscrisisline.net you fill up my senses ♪like a sleepy blue ocean ♪you fill up my senses ♪come fill me again neil: regis philbin? sports guru? espn is getting rattled. regis is rumbling. rupert murdoch's latest plan to take over the univse. >> i have always loved sports. there were times in my career over the years -- >> you did stuff befor fox sports? >> yes. an

but neil cavuto is the real deal neil: lookout, espn. fox has a secret weapon. neil: regis philbin? sports guru? espn is getting rattled. regis is rumbling. rupert murdoch's latest plan to take over the universe. >> i have always loved sports. there were times in my career over the years -- >> you did stuff before fox sports? >> yes. and we would always talk about sports on my talk ow with my cohost and neither one of them would listen to me. [laughter] and they'd say, what is this about. >> i'm wondering, you joke about yourself, an 81-year-old guy, would he think of this? >> i think that it can be done. i hope it can be done. instead of just athetes, we need entertainers in there as well. we have a guy coming up next wednesday on the show, bill cosby. who played defensive back for temple university. they are growing into a pretty good football machine. so all of a sudden on my notre dame schedule this year, it's the first game that they play and bill cosby do about as well. and i said, we have to get them on the show. he flew down to philadelphia to give the team a pep talk. [laug

but neil cavuto is the real deal neil: lookout, espn. we went out and asked people a simple question: how old is the oldest person you've known? we gave people a sticker and had them show us. we learned a lot of us have known someone who's lived well into their 90s. and that's a great thing. but even though we're living longer, one thing that hasn't changed much is the official retirement age. ♪ the question is how do you make sure you have the money you need to enjoy all of these years. ♪ neil: regis philbin? sports guru? espn is getting rattled. regis is rumbling. rupert murdoch's latest plan to take over the universe. >> i have always loved sports. there were times in my career over the years -- >> you did stuff before fox sports? >> yes. and we would always talk about sports on my talk show with my cohost and neither one of them would listen to me. [laughter] and they'd say, what is this about. >> i'm wondering, you joke about yourself, an 81-year-old guy, would he think of this? >> i think that it can be done. i hope it can be d

neil: 200%? >> 11 years. neil: okay. so that said easy monday -- easy money printing press mentality. the crash killed us and housing was a disaster. and it is only a matter of time the stock market, led junk-bond market and of course, the biggest bubble of all. i wish i knew but i do know that when you have the fed buying 85 billion per month to put the interest rate of zero for six years, holding down the entire yield curve in a totally artificial leg and i suspect not a lot. >> the law of supply a in demand has not been repealed buying 85 million per mth which is all of the treasury, every incremental part over half of gse fannie and freddie is being bought by the fed. neil: but with the economy that week the rates may not be that hi after all. >> to was not buying half of the treasury issues were all treasury in half of gse supply and demand would clear the market may be 200 and 300 basis points easily. so therefore we need to get the fed out of the market. neil: you don't like the artificiality of that but early nex

i am neil cavuto. the president delaying expiration notices for millions of americans receiving letters from their insurance companies. but you're a year from now, then the president says that things will be better than the website will be running smoothly. all of these hassles will be over. tonight, the startling revolt on the left that has democrats increasingly saying that that won't be sad. so why does that? a lot of them are very worried that this mess is going to mess up the democrat's reelection plans and maybe take the entire party down and who knows what happened a couple of years later. are we getting ahead of ourselves? probably, but that the president allay any concerns today? his critics say he did not. moving on to ron -- juan williams. >> it's easy to save you can keep your coverage. but that is up to the companies and a lot of times up to the state. >> i think it's great that they have acknowledged this is a very serious problem. but the health plan, they have been working to implement

neil: i.?>> we have to remembere people proposing the changes these are same people who lost nationally across the country, in 2012, so if this is what people want, you get what you pay for. neil: in a are argue, with the success of chris christie in new jersey, he is a guy that, your friends have called, i don't know if you agree, a rino, no different than a john mccain or a mitt romney, saying that is sill he winning in a landslide in very blue state, new jersey, we want more like him, less like those crazy mark meckler-types. >> i think they probably do want more like him. and i think you have to look at trenton, and new jersey, see what is going on, a state that lags behind the rest of the nation economically. unemployment numbers are dismal, poverty is up. and property tax burden is up. and you have a guy who despite his personal popularity cannot take a majority in house or senate in new jersey, if that is what you are looking for across america, follow the chris christie model, it seems

neil: and many of them would pick elsewhere. [laughter] neil: doing it you have rules? >> no rules, it's a free-for-all. >> i have rules, but i never follow them and that's my problem. i know that i get carried away. and i know what people say. [laughter] >> when i hear macy's is open on thanksgiving, i say what have we done to our country. [laughter] >> oh, you are so grumpy. [laughter] [laughter] >> that's not the right thing to say. >> is clearly going to be thrown out of his thanksgiving dinner. >> the chinese restaurants are excellent on thanksgiving. you've got a good place to go. >> with the point that you have to worry about is that the chinese restaurants are open, but i restaurants could be open as well. neil: you guys just sort of goal with the flow and you don't make a big deal of it. but you must let it go, right? or don't you? >> actually have one of those. >> usually liquor will help you with that. >> there have been times. [laughter] [laughter] >> but we do have, seriously, there are times when we argue. but we we know going in that that can happen anyti

neil: yeah. what -- are you worried though they are up to something sinister. >> we're always worried, now there is a capability in hands of government that can track where people go, we believe that everyday people should be free to move about their lives without suspiciousness. where we travel is very private, it can disclose a lot about us, the doctors we visit and religious affiliations we're associated with. neil: thank you, we don't know. in the meantime, they always say, if life gives you lemonsic make lemonade. when i was a kid, i prepared my parents. we have done that is real care law, you know the news, you know the ridiculously low sign ups, but hats off to the administration for a selling point, better than we thought. are you kidding me? the ocean ge. the peruvian anchovy harvest suffers. it raises the price of fishmeal, cattle feed and beef. bny mellon turns insights like these into powerful investment strategies. for a university endowment. it funds a marine biologist... who studie

neil: they are good on selling an image. and in the end you don't get a second chance to make a second impression. it will be very hard to overcome that. >> it is an unbelievable mandate in the life of an everyday citizen. it has been added and it has raised the price. >> there is a chance that you could die. the president is not showing any sound that he will be an angry and concerned democrats to delay it. he's not going to do that. so where are we going. >> i think the first thing that you have is when it comes to you this includes the political well being and he just doesn't care. >> the systems that would never fail can put together a workable system in support of a public policy issue on behalf of the lives of people on behalf of himself. this is the most narcissistic president that we have ever had. if it is about us, he doesn't give a darn. neil: i will put you down as a maybe for the president. thank you, my friend. >> green energy, it's had it's >> green energy, it's had it's place. customer erin swenson ordered sh

neil: thank you gina. thank you very much. >> thank you, neil. neil: what when we come back, twitter is going public tomorrow, our twitter followers are going crazy right now, one person tweeting, should be interesting since the company has yet to find way to make money and another saying they are old enough to remember the last tech bubble burst. is the exchange that is handling this convinced? the ahead of new york stock exchange on why he said this is different very different. at od, whatever business you're in, th's the business we're in. with premium service like one of the best on-time delivery records and a low claims ratio, we do whatever it takes to make your business our business. od. helping the world keep promises. re shopping. mo dining out. and a with it more identity theft. by the time this holiday season is over, more an a million identities may be stolen. every time you ll out our wallet, shop online, or hit the road, you give thieves a chance to ruin your holiday by the ti you're ne watchg this, as many as 35 more identities may

neil: you are rig about that. when we say to you that you can't abide with us, we are going to impose the consequences and that's when we will start sending the right signal to our students. neil: people want the lawyer for the deal. your listeners do not play victim and make excuses, life is unfair, get over it, move on, take charge and don't blame anyone. but when i thought about this, the people that cheat who end up going to the government, working at backwards to your point. we do have a system that does reward the victims now and disproportionately those who might have had bad luck and then to equate those that are truly hungry, one out of three americans getting food assistance and something is terribly awry with our system and it goes back to, a lot of it goes back to expecting someone else to clean up our messes. >> we have raised a society where we never want to take personal responsibility and instead we would like someone else to take care of us. we have moved from anentire country that was built upon

neil: maybe it is not. if we had not seen the markets panicking in the face of what could be the biggest government failure the maybe says vietnam, then maybe they see passage of arare they jus whistling. >> the market has responded. what does the government actually do we exceptompass get our money? the end of the day the reason the market fell is because we're printingoney on unprecedented levels of price inflation. that is why the market is up. no question in my mind about that. price obviously they cannot contue to go in polar opposite directions year. you get a sense that the market would need a sense of the gravity of health care situation and tumble long, or the health care thing does correct itself and we are off to the races with that and the market. i don't know. where the stand? >> in the near term as a stimulant effect. think about it. the health care sysm has had to bring in all of these people to process all of these new changes. a lot of supports staff being hired, nurses and aides, phasing o

neil: how do we undo a? >> i think we ed to ask whether this program needs to occur in the first place. it started in the 80s and the idea was to give people a choice to call their moms who needed to end it expaed to include cell phones and i think that really opened it up for fraud and abuse it can have multiple cell phones, and it's harder to have multiple landmines. it's also easier to turn a profit on some of this. because i can take it to the pawn shop and make a quick but your if there is no oversight, it's very easy for me to get refunds. and i was being honest. if i set out to do it and was willing to lie, you really see how easy it is to get them. >> thank you so much. ok, one of these guys has a high political rating, and it is not the one that you think. >> of you purchase illegal drugs in last two years? >> yes, i neil: getting smoked by the guy admitting that he smoked crack. president obama is approval rating dropping to 37%. toronto's mayor is about 42%. your to figure out what is going on, ch

[laughter] neil: i want to thank you. in the meantime, the latest privacy invasion and the government. and this one could be outright illegal. we debated and you decided. we will have that next friday night, buddy. you are gonna need a wingman. and with my cash back, you are money. forget him. my airline miles will take your game worldwide. what i'meally looking for is -- i got two words for you -- re-wards. ♪ there's got to be better cards than this. [ male announcer ] there's a better way with creditcards.com. compare hundreds of cards from all the major banks to find the one that's right for you. it's simple. search, compare, and apply at creditcards.com. first round's on me. then you'll know how uncomfortable it can be. [ crickets chirping ] but did you know that the lack of saliva can also lead to tth decay and bad breath? [ exhales deeply ] [ male annocer ] well there is biotene. specially formulated with moisturizers and lubricants, biotene can provide soothi relief and it helps keep your mouth healthy, too. [ ap

neil: they are good on selling an image. and in the end you don't get a second chance to make a second impression. it will be very hard to overcome that. >> it is an unbelievable mandate in the life of an everyday citizen. it has been added and it has raised the price. >> there is a chance that you could die. the president is not showing any sound that he will be an angry and concerned democrats to delay it. he's not going to do that. so where are we going. >> i think the first thing that you have is when it comes to you this includes the political well being and he just doesn't care. >> the systems that would never fail can put together a workable system in support of a public policy issue on behalf of the lives of people on behalf of himself. this is the most narcissistic president that we have ever had. if it is about us, he doesn't give a darn. neil: i will put you down as a maybe for the president. thank you, my friend. >> green energy, it's had it's place. customer erin swenson ordered shoes from us online but they did

neil: let me be brief. the nfl is being accused of not doing enough to protect players from concussions. so anyway, they have to be careful. >> the nhl injected themselves years ago. and they commissioned their own study and no requirement that they did that. and they didn't do anything but change the checking procedure. >> there is a lot of that going on. people are still going to the game and selling out ticket and and i mean, hockey is the word of the day. >> no one needs to draw you a diagram. the same way football is if you did in the effort had been made a little bit to do that, that means the players stop getting really vague players. you're going to get hit by another player and you could get hurt and that's the inherent. >> we protect her players. they are changing the rules and there's a problem when they talk about it all the time and they say how is this going to change the way this will be a part of it. >> the sport has this not for excessive violence, but for the risk that you take playing it.

. >> neil good to be with you. neil: i tell, you are not going to defund this or kill it or make a law illegal. so, it back to either how you make it better or a scrap it, come out with something else, it is hard to just stop it. but the expense for this is now getting notable, and the problems are getting more than notable. so it is raising concerns about whether big government is worth it. yosay what? >> well, i have to look to the experience we had here with romneycare in massachusets, where there were a number of change and corrects made legislatively, and regulatorily in early months, and where only 123 people were enrolled in first month, yet today, everyone in the commonwealth of massachusets is enrolled. >> did you -- when mitt romney was talking about this with me. it was saying some of the early shockers, like health care, premium hikes and rest that did not happen to degree it is now, is that true? >> that is true. it didn't happen all at once we had gone through that, over a period o a dozen or more yea

neil: thank you, sheila. >> thank ou. neil: do anyof you remember the protest things to push on unemployment befits past the 99 week when the agreement that was 300 days ago. the democrats are pushing for still more jobless been in. bny mellon combines investment management & investment servicing, giving us unique insights which help us attract the industry's brightest minds who create perful strategies for a country's investments which are used to build new schools to build more bright minds. invested in the world. bny mellon. customer erin swenson ordebut they didn't fit.line customer's not happy, i'm not happy. sales go down, i'm not happy. merch comes back, i'm not happy. use ups. they make returns easy. unhappy customer becomes happy customer. then, repeat customer. easy returns, i'm happy. repeat customers, i'm happy. sales go up, i'm happy. i ordered anotr pair. i'm happy. (both) i'm happy. i'm happy. hay. happy. happy. happy. happy happy. i love logistics. ♪ [ male announcer ] the parking lot helps by letting us

neil: what does that mean? >> go ahead? neil: what does that mean that you can't revise it or do you jump the line and start over? >> well, i'm not a policymaker, and regulator nutso we do and the rest is appointed by her governor. we regulate, we don't make policy. and we implement that and have been doing that at the state level for 100 years to the recent recession and very well as regulators of the insurance industry. but up to this point, the president is proposing a last-minute change in the system in the system is interconnected and to do that, raising the question of solvency issues are first accountability in order to protect consumers, which is what we we're there to do, our first responsibility is to make sure that the companies that they buy their coverage from a salvaged and to change the rules after you are embedded into the law and input into the process, guaranteed issue, higher rates for other groups, suppressed rates for other groups, it threatens the solvency of the system by doing so. and he threatened t

neil: thank you, sheila. >> thank you. neil: do any of you remember the protest things to push on unemployment benefitspast the 99 week when the agreement that was 300 days ago. the democrats are pushing for the democrats are pushing for still more jobless been in. [beep] [indistinct chatter] [kids talking at once] [speaking foreign language] [heart beating] [heartbeat continues] [faint singing] [heartbeat, music playing louder] ♪ i'm feeling better since you know me ♪ ♪ i was a lonely soul, but that'she old me... ♪ announcer: this song was created with heartbeats of children in need. find out how it can help frontline health workers bring hope to millions of children at everybeatmatters.org. >> has been 240 weeks and 11 mporary extension since e first unemployment benefits were filed. instead of pushing for more handouts, maybe they should be pushing for more jobs. linda i here to hash it out with adam lashinsky. >> this is the type of backwards thinking that we have been getting accustomed to coming out of ashing

[laughter] neil: i want to thank you. in the meantime, the latest privacy invasion and the government. and this one could be outright illegal. we debated and you decided. we went out and asked people a simple question: how olis the oldest person you've known? we gave people a sticker and had them show us. we learned a lot of us have known someone who's lived well into their 90s. and that's a great thing. but even though we're living longer, one thing that hasn't changed much is the official retirement age. ♪ the question is how do you make sure you have the money you need to enjoy all of the years. ♪ to enjoy a♪l of the years. (train horn) vo: wherever our trains go, the economy comes to life. norfolk southern. one line, infinite possibilities. the one you have probably heard about this. the government is constantly tracking the vehicle, it's like, oh my goodness, he beats his children and their. [laughter] enact critics are saying it's a massive privacy invasion. we have two individuals on this topic. >> i think it

neil: let mee brief. the nfl is being accused of not doing enough to protect players from concussions. so anyway, they have to be careful. >> the nhl injected themselves years ago. and they commissioned their own study and no requirement that th did that. and they didn't do anything but change the checking rocedure. >> there is a lot of that going on. people are still going to the game and selling out ticket and and i mean, hockey is the word of the day. >> no one needs to draw you a diagram. the same way football is if you did in the effort had been made a little bit to do that, that means the players stop getting really vague players. you're going to get hit by another player and you could get hurt and that's the inherent. >> we protect her players. they are changing the rules and there's a problem when they talk about it all the time an they say how is this going to change the way this will be a part of it. >> the sport has thi not for excessive violence, but forhe risk that you take playing it. >> foo

[laughter] neil: i want to thank you. in the meantime, the latest privacy invasion and the government. and this one could be outright illegal. we debated and you decided. we will have that next the one you have probably heard about this. the government is constantly tracki the vehicle, it's like, oh my goodness, he beats his children and their. [laughter] enact critics are saying it's a massive privacy invasion. we have two individuals on this topic. >> i think it's more than creepy, i think it's unacceptable. to have a device in your vehicle that tracks what you're doing and if you pass the light, all of these specifics that are now unregulated. the government h yet to regulate who can use that for what purposes it's like oh, i got ke oh, i got this and they tried to introduce that and try to use that against people as evidenced. >> what do you think we might do think that this can gooo far? >> you definitely can't go too far. when they are tracking how many people are in your ca, how fast you're going, if there is an ar