the ceo is with carolin at the ubs conference. >> yes, absolutely. i want to say welcome to the ceo of moleskin. thank you so much for joining us this morning. nine-month revenues, you're confident you'll be achieving double digit revenue growth for 2013. how much of a headwind was the stronger euro? >> the euro certainly didn't help. in the end, our tougher clients, 1.5 million. but on the other end, the managing team was focused on working on growth opportunities we have in many different channels. >> ubs puts out a lot of great research and one of the research papers was they called you the little black dress of notebooks. they point out that you've seen fantastic revenue growth, 24% over the last few years. very high margins, best in class. how difficult is it going to be or how easy to keep that up? >> well, there is nothing easy these days. but as i mentioned, we're very focused on the many growth opportunities we see in the new direct consumer channels that we are developing, retail and e-commerce. as our nine-month 2013 numbers show, we're do

michael abraham, the cohead of vnl sponsors group at you ubs. ross, we've got another fantastic interview coming up for you. we'll be speaking to the eu competition team about many things, about google as a banging union and, of course, the forex investigation, union, that's coming up after the break. stay with us. [ male announcer ] how can power consumption in china, impact wool exports from new zealand, textile production in spain, and the use of medical technology in the u.s.? at t. rowe price, we understand the connections of a complex, global economy. it's just one reason over 70% of our mutual funds beat their 10-year lipper average. t. rowe price. invest with confidence. request a prospectus or summary prospectus with investment information, risks, fees and expenses to read and consider carefully before investing. >>> you're watching "worldwide exchange." i'm ross westgate. the headlines from around the globe, dallas fed president richard fisher says the central bank's bond buying program can't go on forever. he also told cnbc the fed co

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paul richards, fed of fx distribution over at ubs. we'll take a quick break, come back and do some final trades. we'll find out who you think won our debate on whole foods and of course we'll check the twitter trade as that company goes public today right here on the new york stock exchange, and that's coming up next. so there i was again, explaining my moderate to severe chronic plaque psoriasis to another new stylist. it was a total embarrassment. and not the kind of attention i wanted. so i had a serious talk with my dermatologist about my treatment options. this time, she prescribed humira-adalimumab. humira helps to clear the surface of my skin by actually working inside my body. in clinical trials, most adults with moderate to severe plaque psoriasis saw 75% skin clearance. and the majority of people were clear or almost clear in just 4 months. humira can lower your ability to fight infections, including tuberculosis. serious, sometimes fatal events, such as infections, lymphoma, or other types of cancer have happened. blood, li

ubs's u.s. equity and derivative strategist, told gained at ubs we set high. closing bell 7 minutes away. record day. watch the numbers. wall street is cheering on the dow jones industrials, as in the and russell 2,000. they all have various records they are about to break. many of the stocks are widely held which means you'll likely own some somewhere in your portfolio. you can't miss the last seven minutes, tracking your money, the markets, it matters to you, it matters to us. we do care so stay tuned. ya know, with new fedex one rate you can fill that box and pay one flat rate. iidn't know the coal thinwas real. it's very real... david rivera. riva, david. [ male announcer ] fedex one rate. simple, flat rate shipping with the reliability of fedex. and this park is the inside of yr body. see the eciapsylliumiber in metamucil actually gels to trap some carb to help maintain healthy blood sugar levels. metucil. 3 amazing benefits in 1 super fiber. became big business overnit? ♪ like, really big... then expande ♪ or their new product tanked? ♪ or not? wha

ubs upgrading the stock to buy from neutral on expectations that the electronics retailer will boost its earnings. liz: exxon made huge news --

's timto face cts, wli. your little ub will ha h s shot at e big time anthey will have failed. glee cluwill canled, and all that money fiins has be funneling u ve crossed the line. am not going to si idly by anymore. i'm reasonably confident that you will be adding revenge t ing being married... don't. ...running a highb and finding a hairstyle love ya ke a sista geyour hands o me. u're n going to push woman, are you? hey, finn. i st cald yourom shtold me you'd be here. yeahyou kn, footba season ended, so i'm jt cleaning o my tng unds lsomething that could' waited ti monday. yohearanyt? yeah. pretty ba i can'be the. and i can? i can'tven be in the sa rooas her without crying le a gi you know i know how you feel. ali kn is that between you and me-- e to be e bigg man? becaussotimesbeinecial... sucks. i just waneverything to be like it-- liket never haened yo? well, fi... .you can't always t at youan listen, ll be in the choir room. oh, mr. shue, you foot. after these messages.t.win ts is thereamy chicken corn chowder. i mean,ook at it. sondulgent. did i tell you i am othe... [ b

folks,ub i'm not one to sit in judgment. i prefer to jump up and down in judgment. this is tip of the hat, wag of the finger. ( cheers and applause ). first up, folks, just seconds ago i think i made it clear, i'm no fan of drug addicts. just thinking about them makes me so angry i need another xanax. that's why i was high on life when i learned with a new study from the university of pennsylvania that found a father's cocaine use makes his sons lessensitive to the drug, and thereby more likely to resist addictive behaviors. which means if you do not have a crippling cocaine addiction, be sure to thank your dad. see if you can find him. he's probably giving out handies at the bus station. ( laughter ) that's why i'm giving a tip of my hat to hopped-up pops. congratulations. ( applause ) you have finally-- ( cheers ) you have finally-- you have finally earned that father of the year mug you stole from the hallmark store after biting the cashier. researchers found that cocaine causes d.n.a. alterations in sperm in which the changes are transmitted to males in the next

##úb ( cheers and applause ). >> stephen: thank you very much. thank you very much. welcome back, everybody. nation, as you know, this is my last show before thanksgiving. and sometimes it's hard to get through the holiday without the thing you're most thankful for-- me. ( laughter ) which is why this year, you can have stephen colbert as a guest at your thanksgiving dinner. ( cheers and applause ) all you have to do-- i know,in, calm down, calm down. we'll get there. all you have to do is set a place at your table, put your laptop at it, and fire up this exciting new dvd, "stephenstephn colbert's guess who's coming to dinner? it's me, stephen colbert." as you can see -- ( cheers ) here i am, dressed as a roast turkey enjoying a drum stick, because nothing evokes the hardship of the first colonies like cannibalism. ( laughter ) for just three increasing payments of $39.99, i'll be your thanksgiving guest of honor. all that's left is take your credit card numbers and record the dvd, let's do that part right now. jim, come on, let's do it. >> okay, here we go. >> steph

other things like general arguments ub supported speculation of potential harm aren't enough to meet this standard. here no substantial evidence has been provided that the negative declaration is inadequate. so this st has not been met. second, the nag dak was the project of a thorough review of staff. in fact it was upheld by the planning commission following by the previous appeal following in 2010, in which many of the issues were raised and on the basis of substantial evidence property concluts -- concludes that it could not affect the faevenlth -- affect. it's scale and design and the public views of the vista and area. historic resources and parking and loading and many items. it specifically impact to noise in the community which we have heard about this evening. both during construction and after completion would be less than significant for purposes of ceqa. this analysis applies to the entire neighborhood including the adjacent marsh theatre. this is a document analyzed that raises the concerns of the appellant. for these reasons request ask this be denied. thank you. i'm a

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. >> alex h limitations, we all ubs tha understand that. but he is a guthat believes in getting e ball out quickly, not turni it ove and that formula is wking offensively. they're not liging the world on fire. they're not pay on the matoon t. they're not bad either. >>> earlyecond quarter, kral down a touchdown, mohammed finds the holend races down the deline, game was tied. later in the quarter it was -- ns it into the e zo, buffalo goes up 17-10, kral loses the ge 41-24 is your final. well after losing their last two on the road, e warriors have co home and exploded offensivelto win two straight at oracle arena. tonight they try to keep that momentum going against t utah >> a lot ofeople look at utah and say that's ane and nin basketball team. but that's a team that's always goingoome out and play hard. they're going crash offensive rebounds off of the board. they're gointo run their set and they have good basketball players. >> don't forget it's filipin and the warriors are using the opportunity to raise money for those impacted by the s

adam: if you could hear me, ubs closed up at new 52-week high, $99.90. they are a little optimistic about the holiday season, i would be contrarian that consumer credit, is falling. aren't we getting signals that the consumer falling back going into the shopping buying spree? >> i don't think they will pull back in terms of runway of improvement in jobs and improvement in incomes suggest that people's confidence levels which is indicator that drives that. >> expansion in consumer credit is still very much intact. what happens, adam, after in the january time period you get the hangover effect, spending a little too much and they pull back on spending in the first quarter. we always get a little bit of volatility and consumer discretionary space in the first quarter. wantwant to say one thing about gary's home building piece, there is fundamental argument in the household formation neighborhood that really does bode well for home-building stocks but with lumber at an all-time high and jobs really not getting kind of footing it could be some time to come b

the company, which refurbishing hand-held bar-code readers for companies like starbucks and ubs has grown. >> i pinch myself. we have reached over 150 employees - we are still trying to keep the small kind of feeling. it gets harder. i don't know everybody's first name like i used to. it's a mixed feeling. you have to grow because you give more, but you can't know everything. >> even so there are long-time employees who view their co-worker as an extended family. >> i've been here for 15 years. it's part of my family. >> responsibility to his employees is one of the things that weighed on kat when he considered uprooting the company 15 years ago. >> i was concerned about getting the workforce. >> through networking and referrals, local officials helped kat train and find employees. they were hit hard by the recession. for the first time kat was forced to lay off people to stop the haemorrhaging. he convinced employees to work a 7-hour work day. they have rebounded and are poised to grow. the company expects to double its workforce. this is a new hire. getting the job was a relief after be

well, today, goldman sachs downgrading gap and ubs -- i'm sorry, ubs upgrading kohl's. let's bring in retail expert himself, jan. i want to start with sears and k-mart opening up at 6 a.m. thanksgiving. is it worth it. >> i'm in favor of giving customers what they want, thanksgiving at 6 a.m. is not what the customers want. they won't do enough business to pay the light bill. i think it's a bad idea. people tested it before. it's never worked well. my guess is this is not the solution to sales problems at sears and k-mart. >> it smacks a little of desperation. i understand all kinds of retailers are pulling out all kinds of early promotions and doing what they can. at the same time we're hearing gasoline prices are dropping. is it really that dire out there for the shopper at the moment? >> it's pretty tough out there. i think one thing that might save is us gasoline dropping. that puts a lot of money back into discretionary income. so, i am a little more optimistic than i was, now that i see gas prices continuing down, the consumer feeling a little better about that, i

##úb >> welcome back, everybody, my guest tonight is an professor with the new book the story of the human body evolution, health and disease. >> i picked health. >> please welcome daniel lieberman. (cheers and applause) hey, good to see you, how are you, nice to see you again, daniel. all right. you have been on the show before, talked about barefoot run last time. >> yes. >> it is getting cold, i prefer to wear socks when it is cold. i'm just getting old and the older you get the more a crave warmth. >> stephen: that's one of the things that mod hirnl does that old humans didn't do, we get old, right. that's one of the advantages we have over them, we can just, in a fight we can just outlast them. >> that's true. >> what is interesting is the hunters gatherers, nasty miserable lives. >> stephen: they did. >> well, actually, the hunter gatherers if they survived childhood they had pretty high childhood mortality rates but if they survived they lived to their 60s, 70s and 80s and were extraordinarily healthy as far as we could tell. they had heart disease. they didn't have type ii di

search takes us to the castle in the dan ub river. dr.n baltic history from ucla but lives here in serbia for decades. author of kiss of the butterfly. vampire novel based on folklore. >> lived few miles from where we are standing right now, this man. of he takes me to a village here. >> at the end of the row of corn is a cemetery. >>reporter: it appears out of nowhere. only known by the villagers here. first recorded vampire is buried. >> find out what they discover in a kun 40 where people still put garlic on the door to ward off vampire go to our web site for the full story or down load orr our news app. find it there as well. >> interesting if you walk natural sports bar. see garlic over the door. >> larry is there. >> try to keep people out or. >> keep me away from others. all right sports light up the into it in l.a. combining for is.points. warriors >> come off opening night blow out of the lakers warriors paid a visit to l.a. quick transition from euphoria to reality. happy halloween. how would you like this upside your head.

the interesting case is the head of ubs after it wrapped up transgressions. the chief executive was not directly implicated and not charged with a crime but he stepped down and said look, the buck stops with me. i take responsibility. i'm resigning. was he pressured by the board? i don't knowme. at least there was public accountability. it has to be decided case by case. was it tolerated? there knowledge? what's the best way to prevent it in the future? >> in the very least, if the fine is hefty enough with sec and other cases, it certainly sends a message, a sort of chill through corporate america, does it not? >> the point is to detour others. that's a great example, they look at the dollar signs and don't want to see it happen to them. i think it will probably have a very variable deterrent affect. if they have to sacrifice earnings from gains on the stock, in theory, they may pressure the board to hold people accountable and remove ceos. that's how shareholder dem mockemoc -- democracy is supposed to work. >>> still ahead, what is at stake for consumers a

it has been ub believable over there. bad weather deying desperately needed aid from reaching those victims, b as nbc's kerry smith report there is some progress. trying desperaly to get o ofll the hard-h areas. where money can't buywater, medical treatment, or food. only food. food. money. no places. no televisions. no cell phones. no technology. food. we nd food. >> reporter: help is now neen some of the hardest to reach locations where these u.s. veterans are headingo provide assistance. search a rescue >> we respond very quickly before se of the largerid organitions. sxwloot u.s. milary has now begun running round t clock relief organizations. >> we've got expeditiona runways to allow planes to land at night. >> the filipino army has been can reach those who need it most. some are trying t clean up, and it's an almost futile exercise in thi staggering mess. others have just begun the sorrowl task of recovering and buryg the dead. his daughter was ripped from h arms. ramohas been traveling across the philippines for th

ub en un segundo pasÓ de ser lÍder a ser vÍctima de la carrera iba a poco mÁs de 72 kilÓmetros por horas, cuando cayÓ su motor fallas con trineo casi le rompe las piernas pasÓ a 8 centÍmetros. lo golpeÓ 170. un tercero dio el Último golpe, la quinn ciÓn de golpes lo dejo gravemente herido. lo llevaron al hospital en donde revelaron que se rompiÓ el fÉmur en 3 lugares tambiÉn por o 8 coso tifrmgs rosa.. con cirugÍa y transfusiÓn de santiago. tiene una cuenta mÉdica de mÁs de 250 mil dÓlares. un cuarto de millar de dÓlares es mucho pero y librÓ. puede salir de un abrir y cerrar de ojos. >> nuestro equipo de choques extremos buscÓ los 10 mejores choques de pavimento. para la lista de choques extremo. >> regresamos con choques extremos a irte a casa en un nivel impactante. >> choques extremos era una cÁlida tarde de verano en australia cuando grande se fue al fondo. muy al fondo. stewart campbell un piloto acrÓbata, el primer as iuliano que tiene la vista fija en otro rÉcord mundial, intentarÁ saltar una distancia de mÁs de 100 rÉcord para vencer es brian carlson. >> e

welcome back our mower players, katie nixon and mike ryan, chief investment strategist at ubs wealth management. katie, i'm going to start with you. you think there is more room for the market to run based on valuations, correct? >> we do. we like the u.s. market still based on three things. first of all as you mentioned valuation does not look stretched. in fact, we're right around historical median. fundamentals look positive. we came through a pretty good quarter of earnings and revenue growth. then thirdly we believe strongly that we'll still have this fiscal tailwind and monetary tailwind into the new year. >> mike, i think you disagree a little bit and you think that stocks have had a nice run certainly and been correct on that call all along. you think now we're fairly valued, is that correct? >> yeah. i actually don't disagree with what katie just said. i think market is going to continue to move higher. markets are only trading at fair value and when you get fair valued markets you get fair returns. we're not going to kind of get the big closing of the gap or the rerating of

jpmorgan chase, citigroup, barclays, ubs, deutsche bank and royal bank of scotland are also facing probes.usa today reports --it's believed regulator are examining evidence that bank traders used inside information for rate rigging. the banks are cooperating. the cia is paying at&t for data to help with counter-terrorism investigations.the cia reportedly will pay at&t more than $10 million a year to access phone records.it could add to worries of government spying and privacy.but the program includes safeguards such as "masking" several digits of phone numbers. fannie mae and freddie mac are closing in on paying back all the money owed to taxpayers from the 2008 bailout. the wall street journal reports.. fannie and freddie have recieved nearly $188 billion from the treasury through the bailout.combined-- the two will have made more than $185 billion in payments to the treasury by the end of the year.since the finanical collapse-- freddie has reported 8 straight quarters of profitablity.fannie has reported 7. its all about a room with a view. real estate site trulia ranked the latest luxury ho

purpos >> did you loo at that and say, oh, yeah,t's ather thing that anoth guy at theome brew computer ub has made or did you say it was gng to change t world? >> i didn't think it was world-chging at that point. it was another one of several things that were already the app one wasn't a very ced. thriing machine. i can go into technical detail - >> no, no. let the guys jump in. >> how many people were in the ho brew computer club, the original. >> original meeting was 30 people. when we incorporated i 1976 or '77, there were five members. if someby says they were a member of the club, there were only five people but that's just a legal technicali. the rm held 274 people, i overflow it. sometimes we would the mailing list -- i just came across the mailing list from 1977 last night, and it's about 300-some names. in1978 we had to unroll a roll of teletype paper across t entire room it was 3,000 names. so pick a number. >> you're having a reunion of the fellow were they allellows? >> no. >> reunio of these people come monday. >> that's right. mond night we're going to be athe cputer history

search takes us to the castle in the dan ub river. dr. james lyon is an expert in baltic history from ucla but lives here in serbia for decades. author of kiss of the butterfly. vampire novel based on folklore. >> lived few miles from where we are standing right now, this man. of he takes me to a village here. >> at the end of the row of corn is a cemetery. >>reporter: it appears out of nowhere. only known by the villagers here. first recorded vampire is buried. >> find out what they discover in a kun 40 where people still put garlic on the door to ward off vampire go to our web site for the full story or down load orr our news app. find it there as well. >> interesting if you walk natural sports bar. see garlic over the door. >> larry is there. >> try to keep people out or. >> keep me away from others. all right sports light up the into it in l.a. combining for 80 points. warriors to thsuffered in silence... hoped... and lived in a state of fear... welcome to a new state... of health. welcome to covered california. the place to find qual

search takes us to the castle in the dan ub river. dr. james lyon is an expert in baltic history from ucla but lives here in serbia for decades. author of kiss of the butterfly. vampire novel based on folklore. >> lived few miles from where we are standing right now, this man. of he takes me to a village here. >> at the end of the row of corn is a cemetery. >>reporter: it appears out of nowhere. only known by the villagers here. first recorded vampire is buried. >> find out what they discover in a kun 40 where people still put garlic on the door to ward off vampire go to our web site for the full story or down load orr our news app. find it there as well. >> interesting if you walk natural sports bar. see garlic over the door. >> larry is there. >> try to keep people out or. >> keep me away from others. all right sports light up the into it in l.a. combining for 80 points. warriors ♪ ♪ ♪ i ♪ know i can't deny... ♪ that i got a new feeling ♪ deep inside... ♪ [ female announcer ] with five perfectly sweetened whole grains... y

they please ubs ag. a galaxy of stars attended the event to support the charity. back to black music producer and dj mark ronson former mrs mick jagger and monetary home and british pop star pixie lott were just some of the big names tennis courts the evening ended with a performance by ads consequently singer boy george. the foundation recently launched adjust the tension that grandkids twenty schools across england and they have to be in fifty by the end of the academic year. i'm cindy martin st and one. london is on . zz you the answer to the rain ice and snow impacted on some holiday travel plans on the east coast as millions of americans took to planes trains and automobiles to make their ways home for thanksgiving. although the fee and widespread gridlock did not happen. in washington at the southern end of the east coast railroad system. their only minor delays due mostly to the large crowds boarding trains in washington and new york traveling between the two cities over seven thousand passengers were set to travel on amtrak trains across the us likely to b

i want it on to the difficulties facing pressures that in swiss bank ubs says that it did have doubts whether psa will be able to remain a stand alone carmaker. you cannot with that said coleman did just this week will promote books you make of that. i would like to sit to suppose that we get the financial security which is key in eleven billion euros. but we clearly need to improve our situation in europe. she's the reason lies with the difficult decision. like closings and then a full man. to really improve our financial situation there up as the very same time we need to do the bow tied if you're up and receive news that i would say is outside europe are growing with all four eighty four to five percent of proceeds will take you up so we need to keep on walking in that direction. speaking of those tends to diversify outside your bed and the chinese carmaker dong feng is seen as one potential source of cash for pleasures that renowned it's considering taking its stake cavity where all those negotiations at this stage today it dawned on sony's apocryphal twenty years we know them qui

you can see the ub remains on going to such concerns. he sees a bright future for himself and his condition. i checked on and on that i might end up catching a hundred crabs and costing ninety of them back into the water. even then it's worthwhile. this isn't the typical unions could hardly be happier with the invaders from rushmore this immaculate. this edition is getting settled i spend so what staying until next time i'll be the same items. bye for now. you'll he is students of the national manager carmel optimist on sit down with a theme a member of the croatian daily to police today's class is about hope presence of the copics can influence criminal investigation. it's a good thing. and that they did it and. it's a day at mcdonald's. the game. and then. four times a year and last for about a month. since two thousand and six gracious support the training and mentoring of the outcome national army are contributing several minute trip by st james the international security assistance forces in afghanistan. this is my second tour in pa

the socorro is a perfect example of that they end up shutting down the silk road that was a beast the ub of law clerk a new day and to be actually shut that down which is actually a very good thing for the currency of the hole is the life you associate with associated with pointed straight at me with the silk road. and so since it's been shut down god because he didn't get above ten percent off or boat wall dollars and since then people realize that it's not just a motorbike market. and it's actually a legitimate currency gains actually gone up one hundred percent since the well coming up it's the worlds apart would post up some of blago. but before we go. here are some of the week's images from the olympic flame was record breaking journey across russia. with less than a hundred days before the winter games in sochi the olympic flame is continuing its ambitious relay started in the north pole and in just a few days will blast off for the international space station. the torch is passing through towns and cities of the world's biggest country currently touring that russia's north. don't

it's been highly critical of aig in the past says it will act as an intimate journey for any id and ubs customers who don't wish to approach the bank directly. it's an unusual pairing are on the left up to the hall of the ice mortgage holders organization and on the right to a senior at the executives the two organizations rarely see eye to eye and the eye and hit show regularly takes and b to task over its dealings with people in mortgage difficulty. but as of today the support group is teaming up with the ab to help address it to rehearse crisis. in a very very afraid i am on team with nine runs this is an objective to rebalance us and to have the gumption to halt was provided you do the bike into the house we understand when someone is reluctant to deal with us directly. so not mistake it usable more opportunity and seemed to need a job is to get a message that seemed too i was entranced offered a sustainable solution. it was only three months ago that bim hit show was already giving in its criticism of may ap after chief executive david oakley said that twenty percent of customers i

ubs out with a similar note. >> great point. more insight on that potentially now from the floor as we look at fund flows. new data showing investors are pouring into equities at a near record rate. rick santelli in chicago to find out why. good morning. >> good morning. i'd like to welcome our guest, charles beaterman, thanks for taking time out of your busy day, clarls. >> good to be with you. >> clarlharles has i see the do, ten-year close to 260, it was at 247, can you go over stock inflows, bond outflows, what they mean, short term, long term? >> first, most people don't seem to get that qe is a zero sum game. the fed inflates the available cash by $4 billion a day, $85 billion a month, a 1 trillion a year. price of financial assets go up. prices of financial assets are inflating it makes sense for those who have assets to buy equities. 3 of the 6 biggest equity inflows ever have occurred this year. in october we saw huge inflow, 52 billion into equity etfs and mutual funds. conversely, there's an outflow out of bond funds

we'll talk about how you can retire younger with ubs managing director louise gunderson. that is next. cheryl: plus a big cable tie-up may be in the works. dennis kneale ahead on time warner and that cable company reaching out to comcast. ashley: in tech minute videogame wars, crowds were out early as microsoft's xbox one hit store shelves to take on sony's new playstation 4. cheryl: we'll look at some of the winners and losers on the s&p. biogen a winner. time warner cable. the stock is moving on the news. ♪ (train horn) vo: wherev our trains go, the economy comes to life. norfolk southern. one line, infinite possibilities. tracy: we are high by 30 points. closed above the 16,000 mark. unless research on them. also taking a look. during the day. a lot of the sports apparel makers. having a strong impact on the dow. almost three points. the new york stock exchange. you're looking at this. what a stock today. >> what a stock. at $20 up 42%. $28.32. water run for this particular name. they have their opening today. the ipo. and they're known for their style for both men a

." >> hair ub is also a leader in hair therapies, with its extreme hair therapy program. >> the ext program and product regimen includes high-quality shampoos, cleansers, and conditners as well as the fda-approved hair re-growth agent minoxidil it is an excellent program for men and women in the early stages of hair loss and has been proven to work for many people. the success of the program depends onour level and type of hair loss. i recommend you have a consultation at hr club to determine whether or not you are a good ext candidate. >> hair club also offers, in select areas, the gold andard in hair transplantation -- microscopifollicular unihr transplants. it's natural, permanent, and your transplanted hair is guaranteed to grow the way mother nature programmed it to. >> if you are a hair-transplant candidate, when choosing a hair-transplant physician, the three most important aspects you must consider are artistry, experience, and patient care. hair club's physicians are highly experienced artists having performed more 50,000 procedures, and patient care at hair club is paramount. >> w

disapprove of the law, only 40% approve, 15 percentage point gap is largest that gallup horizon myself ubed in the las-- has ret year. >> joining us congressman trey goudie, member of house oversight and judiciary committee, chairs immigration and border security subcommitez, your reaction to the president's announcement today of a mix. in which he gave insurance commissioners and companies a executive privilege of discretion. >> two observations, i thought we lived in a constitutional republican, not a monarchy. i don't think that the president is by fiat rewrite law, i'm almost positive he can not, other actions on his behalf notwithstanding. in an industry as heavily recession gated and complex at chunk, you can't just turn on a dime, say even though i told you 27 different times, that you could keep your own health insurance, i am going to actually back that up. even though i misled you to begin with, it does not work that way. secondarily, i think more important, is understanding that chronology, tomorrow house of representatives will vote to upton's bill that keeps that promise for th

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it's expanded into other businesses since, attracting investment from big banks like ubs. all right. let's show you where we stand with u.s. futures right now ahead of the open today. remember, the dow is coming off a record close yesterday. we had that stronger gdp number a little bit earlier. and yesterday, i should say, that thought made people think maybe the fed is going to taper a little bit earlier than expected. the dow down 152 points. off 23 points for the s&p yesterday. we'll get the futures board for you in just a second. european equities right now are currently declined at 7 to 2 outpacing advancers at the moment. there we go. there's the wall. and maybe we can show the futures, as well. that would be fairly handy. is the futures board ready to go? there we go. thank you very much. we are implied higher at the open jobs report. that will depend a lot. s&p 500 are currently up 6. the dow up 44 and the nasdaq up 15. >>> just if time for christmas, the auction season gets under way in new york. next, cnbc's robert frank filed this report. >> the big art auctions

drew mattis, ubs chief economist is here in studio. we begin with nicole petallides on floor of the new york stock exchange. see how the markets reacted to janet yellen's testimony, nicole? >> there is a lot goings-on on wall street, janet yellen's testimony was not too disruptive. pretty much stayed in line with easy money for wall street and the like. with the printing of money the markets continue to stay with their up arrows. also worth noting that all three of our major averages hit some sort of a record. the dow jones industrial average average and s&p 500, all-time record highs. nasdaq clocked in a high of its own dating back 13 years. great day again for the bulls. this is the 36th time, 3th time for the dow jones does trees. that being said we also heard from president obama pertaining to obama care, right? the affordable care act act which they're working to fix. meantime the markets have been pretty steady for this afternoon since president obama spoke in a very narrow range, maybe 20 points. we are watching cisco systems, w

rig, ubs raised price target, up to 59 bucks up from 53 bucks. that is a gain of 3.7%. they reached an agreement with carl icahn there, giving it a boost right now. back to you. tracy: thanks, nicole. total returns for the s&p up over 26% this year the equity market clearly has its groove back. one of the reasons for the market's gains, huge flows from equities, from retail investors, maybe not so huge. wall street's term for mom-and-pop of course is the retail investor. so in the past extreme bullishness from retail has been a signal of market tops, leading us to our twitter question of the day. so with everyone piling back into stocks is it time for you to get the heck out? are you selling? tweet us your responses. we'll show them at the bottom of the screen. here to debate the issue, blackrock chief investment strategist, russ koesterich and our own list mcdonald. russ, send it out to you first. a lot of retail people have missed the run and looking at it and saying i got to get in but is it really that many people we're talking about here? >> well, we are seeing flo