isseason in the picking up with bank of america, goldman sachs, and morgan stanley reporting. the president of the united states will be meeting with prime minister of japan shinzo abe. bank of canada will make a rate decision. we get the fed book as well. still with me, craig, rachel, and matt. just time for some final thoughts. i want to reflect on the final quarter as quarterly earnings come through. what has changed in the last three months despite all the volatility we have seen in equities and global politics? rachel: that is just it, i don't think a lot has changed, and yet the market has gotten flustered by the pickup in equity volatility. in the zip code of 15 to 20, it doesn't disrupt things. earnings are going to be solid. you have tax reform that is going to help. we agree with the market. s&p 500 earnings up 70%. supply and demand. it has been a relatively calm period. near-term smooth sailing on global economies. the comment that the pace of growth is slowing, absolutely true, but that could lead us back into a goldilocks environment. >> i think we are in the gol