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SESSIONAL PAPERS
VOL. LXXV. PART II
EIGHTH SESSION
OF THE
TWENTIETH LEGISLATURE
OF THE
PROVINCE OF ONTARIO
SESSION 1943 x,^ .
TORONTO
Printed and Published by T. E. Bowman, Printer to the King's Most Elxcellent Majesty
1944
CONTENTS
FOR PART II
REPORTS
DEPARTMENT OF LANDS AND FORESTS
INSPECTOR OF LEGAL OFFICES
DEPARTMENT OF INSURANCE
LOAN CORPORATIONS
DEPARTMENT OF PUBLIC WORKS
DEPARTMENT OF GAME AND FISHERIES
DEPARTMENT OF LABOUR
DEPARTMENT OF EDUCATION
UNIVERSITY OF TORONTO
REPORT
OF THE
Minister of Lands and Forests
OF THE
PROVINCE OF ONTARIO
For the Fiscal Year ending
31st March, 1942
PRINTED BY ORDER OF
THE LEGISLATIVE ASSEMBLY OF ONTARIO
SESSIONAL PAPER No. 3. 1943
ONTARIO
TORONTO
Printed and Published by T. E. Bowman. Printer to the King's Most Excellent Majesty
1 943
To His Honour,
The Lieutenant-Governor of ths Province of Ontario.
May It Plbase Your Honour:
The undersigned begs respectfully to present to your Honour, the Annual
Report of the Department of Lands and Forests for the fiscal year, 1st April, 1941,
to 31st March, 1942.
N. O. HiPEL,
Minister.
[3]
CONTENTS
I. General Introduction 7
II. Reports by Divisions 8
Accounts 8
Air Service 22
Forest Protection 26
Land and Recreational Areas 39
Law 55
Operation and Personnel 56
Reforestation and Conservation 61
Research 66
Surveys 67
Timber Management 68
III. PuLPWooD Agreements 105
[5]
i
INTRODl'C TION
The report of this year will take a slightly changed form to correspond
with the work of the Department.
1. Organization
(a) The major changes in the year were in June, 1941. The Depart-
ment's Head Office was divided into ten Divisions as follows: —
Accounts — Responsible for all fiscal matters and centralizing accounting.
Forest Protection — Includes protection from fire, insects and disease.
Timber Management — Includes Sale and Management of the forest crop.
Stirveys — Includes ground and aerial survey of Timber, Land, and
Water Resources.
Air Service — Formerly a part of fire protection, now a separate unit.
Reforestation and Conservation — As formerly, deals with production of
tree seedlings for woodlots and Crown plantations, and advises on planting,
private forest management and conservation measures.
Land and Recreational Areas — The former lands branch, and now
incorporates parks and unsubdivided land.
Operation and Personnel — A new Division to take over office manage-
ment, information, personnel (formerly handled by several branches) and
Staff training.
Law — Raised to Division status and responsible for all legal matters
in the Department.
Research — A new Division created to commence research work in
forestry problems which are not being studied by outside research organ-
izations.
Note — Internal staff changes permitted the formation of these Divi-
sions without increasing total staff.
(b) Creation of Forest Regions — The 13 forest Districts were grouped
into 5 Regions, and senior District Foresters were appointed as Regional
Foresters. The purpose is to co-ordinate the work of the several districts
under their control especially with reference to transfer of fire-fighting
equipment and personnel to danger points. Regional Foresters are also
called upon to formulate plans for forest management.
(c) Zone Foresters — Southern Ontario was divided into 5 reforestation
zones and foresters who worked out from head office were transferred to
the field to bring them into closer touch with the woodlot owners.
(d) Land Agencies — Formerly reporting directly to Toronto, were
incorporated as part of the district organization.
Note — The headquarters and personnel changes involved are listed
under Operation and Personnel.
2. Report of Select Committee
The report of the Select Committee, inquiring into the Administration
of the Department of Lands and Forests has been very carefully studied,
and summarized.
[7]
REPORT OF THE No. 3
REPORTS BY DIVISIONS.
DIVISION OF ACCOUNTS
A re-organization has been effected in this Division, calling for changes
in personnel, equipment, accounting system and handling of Departmental
cash receipts.
Centralization of Accounting
Accounting at Main Office and Field Offices has been centralized.
Equipment
The increased volume of accounting detail in the Division of Accounts
as a consequence of the centralization policy, has permitted the use of
mechanical equipment on operations formerly performed by hand.
System
The accounting procedure for the year under review was the subject of
study, with the purpose of increasing efficiency. As a result of this study, a
new system was developed, to become effective 1st April, 1942, the commence-
ment of the next fiscal year.
DEPARTMENT OF LANDS AND FORESTS FOR 1942
FINANCIAL REPORTS
L Cash Receipts and Disbursements:
Statement for the year ending 31st March, 1942, is set out on Schedule
A, page 12. The following summarizes the result of operations for the
year.
Total— Cash Receipts $5,164,331 .82
Cash Disbursements 2,654,355.88
Excess of Receipts over Disbursements $2,509,975.94
2. Comparison of Results with those of Prior Years:
(a) Receipts
In Schedule B, page 16, cash receipts for the year under review have
been compared with those of the previous four years, which data may be
summarized as follows:
Years ending 31st March
Division 1938
Main Office $
Water Power Rentals 427,874
Provincial Land Tax 234,761
Casual Fees 3,102
Forest Protection 61,152
Timber Management 3,502,447
Surveys 462
Land and Recreational Areas 186,041
Air Service 11,310
Reforestation and
Conservation 8,890
1939
1940
1941
1942
$
$
$ .
$
406,019
402,529
571,352
628,691
129,178
133,936
169,609
146,802
3,664
3,072
3,161
3,462
47,596
56,424
54,918
55,620
3,912,072
2,863,862
4,153,237
4,122,576
24,000
23,550
13,904
23,136
195,232
221,406
175,040
167,310
6,563
4,211
5,687
10,902
4,254
5,335
5,642
5,833
4,436,039 4,728,578 3,714,325 5,152,550 5,164,332
(b) Disbursements:
In Schedule C, page 19, the disbursements for the year under review
have been compared with those of the previous four years, grouped accord-
ing to branches. The result may be summarized as follows:
Division 1938
Main Office $ 246,024
Forest Protection and
Timber Management .... 1,696,429
Surveys 62,166
Land and Recreational Areas 41,280
Air Service 279,874
Reforestation and
Conservation 255,194
Total Disbursements charge-
able to Appropriations as
voted 2,580,967
Additional Disbursements,
uncontrollable items,
chargeable to Special
Warrants 9,372
Total Disbursements 2,590,339
Years ending 31st March
1939
1940
1941
1942
$ 228,200
$ 222,608
$ 232,005
$ 231,727
1,637,370
55,809
45,599
320,150
1,621,607
70,918
41,722
252,412
1,557,964
4,118
38,729
296,761
1,706,768
11,377
39,768
269,237
335,005
316,337
2,525,604
322,178
2,451,755
306,677
2,622,133
2,565,554
2,100
2,741
88,802
2,622,133
2,527,704
2,454,496
2,654,356
10 RKFORT OF THE No. 3
(c) Trend of Receipts and Disbursements:
i. Receipts:
Annual Receipts 1938 as against 1942 show an increase of approximate-
ly $728,000.00 or 16.4 per cent. This increase is due in large part to
increased revenue from:
Water Power Rentals S200,817 .00
Timber Management 620,129.00
$820,946 00
ii. Disbursements:
Annual Disbursements 1938 as against 1942 show an increase of
approximately $64,000.00 or 2. 5 per cent. This increase is accounted for
by the cost of living bonus effective during the year ending 31st March,
1942, calling for an expenditure of $72,548.00 by Special Warrant.
It will be noted that the increased expenditure in Reforesta-
tion of $51,483.00
is more than returned through savings on
Main Office $14,297 . 00
Surveys 50,789.00
Air Service 10,637 . 00
— $75,723.00
The trend of expenditures is slightly upward, though not nearly as
pronounced as the upward trend in cash receipts.
(d) Classification of Accounts:
Statements set out in this report are classified of necessity in accord-
ance with the Appropriations and Estimates of the years concerned.
Grouping of accounts has, where the information would permit, been made
in accordance with the standard classification of accounts by Divisions,
which has been put into effect from 1st April, 1942.
DEPARTMENT OF LANDS AND FORESTS FOR 1942
11
Schedule A
Statement of Receipts and Disbursements For Year Knding 31st March, 1942
Receipts
$ c.
$ c.
$ c.
M.\iN' Office:
Water Power Rentals
628,691.25
146,801.88
3,461.64
41,960.84
76,880.64
Provincial Land Tax
Sundry Fees, etc.
351.22
524.88
2,585.54
37,320.69
4,277.39
50.00
312.76
Land and Recreational Areas Division
Land Sales
778,954.77
L^niversity Lands
Land Rentals (other than Parks)
Leases and Licenses of Occupation
Bruce Beach ....
68,435.03
2,093.51
6,352.10
23,427.83
13,032.96
8,909.55
Timagami Islands
Park Revenue
Algonquin
Rentals 7,837.88
Perquisites 1,014.00
Licenses 9,014.65
Telephone 2,415.39
Sale of Material 2 848 32
Miscellaneous 297.59
Rondeau
Rentals 10,193.39
Sale of Material . 2 765 52
^liscellaneous 74 05
Quetico
Rentals 90.00
Licenses 7,667.50
Sale of Furs 891 . 55
Miscellaneous 260.50
45,370.34
118,841.48
778,954.77
12
REPORT OF THE
No. 3
Schedule A (Continued)
Statement of Receipts and Disbursements For Year Ending 31st Marh, 1942
Disbursements
Main Office:
Minister's Salary' — Statutor>-
Lands Branch
Salaries — Permanent
Temporary
Maintenance
Travelling Expenses.
Forests Branch
Salaries — Permanent
Temporary-
Maintenance
Travelling Expense.
Compensation, etc. for workmen injured in
Government service, as awarded by the
Workmen's Compensation Board
Moving Expenses of officials
Statutory- Refunds
Commutation of Veteran's Land Grants ....
Legal Fees and Expenses
Field Services:
Forest Protection and Timber
.\l\nagement branches
Agents — Salaries
Maintenance
Clearing Townsites and Removing Fire
Hazards
Forest Service — Salaries
Operating Expenses.
Insect Control — Salaries
Operating Expenses. . .
Radio Service
Woodmen's Employment Act-
Salaries
Maintenance.
115,181.94
10,777.91
55,696.13
620.83
17,799.75
6.295.94
999,061.98
599,921.54
2,700.00
7,989.05
7,500.00
774.15
8,000.00
125,959.85
12,983.99
2,076.16
56,316.96
10,989.00
825.22
13,755.68
178.17
156.82
50.00
435.25
24,095.69
19,978.72
1,598,983.52
10,689.05
44,746.95
8,274.15
231,727.10
1,706.768.08
1,938.495.18
DEPARTMENT OF LANDS AND FORESTS FOR 1942
13
Schedule A (Continued)
Statement of Receipts and Disbursements For Year Ending 31st March, 1942
Receipts
$ c.
$ c.
$ c.
Forward
45,370.34
785.95
118,841.48
46,156.29
2,311.89
15,436.73
40,075.62
107.47
778,954.77
Ipperwash Beach
Rentals 534.25
Miscellaneous 251 .70
Back to the Land Movement
560.16
1,734.68
17.05
Division of Forest Protection
167.309.66
55,619.82
Division of Timber Management
Timber Dues and Bonus
3,695,167.49
355,947.37
68,788.19
2,673.45
35.55
23,100.00
^liscellaneous
Division of Sur\-eys
4,122,576.50
Division of Air Service
23,135.55
10,902.02
Division Reforestation and Conservation
Miscellaneous
5,833.50
5,164,331.82
5,164,331.82
14
REPORT OF THE
Xo. 3
Schedule A {Continued)
Statement of Receipts and Disbursements For Year Ending 31st March, 1942
Disbursements
$ c.
$ c.
$ c.
1,938,495.18
Division of Surveys
200.00
11,049.08
127.89
To provide for Flowage Easements and
11,376.97
Division of Lamd .\nd Recre.mional Areas
Annuities and Bonuses to Indians under
Treatv No 9
22,080.00
13,451.25
3,436.23
800.00
Rondeau Provincial Park — Salaries
Maintenance. . . .
10,135.51
3,315.74
Ipperwash Beach Park — Salaries
Maintenance
1,685.80
1,750.43
Purchase of I and for \e\v Parks
39,767.48
Division of .\\k Service
Salaries
161,231.32
108,005.91
269,237.23
Division of Reforestation
' • AND Conservation
222,370.10
84,306.90
Maintenance '
306.677.00
Total Disbursements chargeable to
Special Warrants
Investigation of the affairs and financial
position of the Ahitibi Power and Paper
2,565,553.86
16.254.02
72,548.00
2,654,355.88
2 509,975 . 94
5,164,331.82
IG
REPORT OF THE
No. 3
Schedule B
Comparison of Receipts for 5 years ending 31st March, 1942
1938
Main Oi'Fice
Water Power Rental.
Provincial Land Tax .
Casual Fees.
Division of Forest Protection
Radio Service
Miscellaneous
Division of Timber Management .
Division of Surveys
Lac Seul Storage Dam
Refunds — re. Flowage Easements ,
Long Lac Diversion
Miscellaneous
Division of Land and Recreational Areas
Land Sales (other than parks)
Land Rentals (other than parks)
Park Revenue — including Park Rentals
Algonquin
Rondeau
Quetico
Ipperwash Beach
Miscellaneous
Division of Air Service
Miscellaneous
Division of Reforestation and Conservation
Miscellaneous
Total Receipts.
427,873.50
234,761.42
3.101.73
31,359.41
29,792.77
61,152.18
3,502,446.76
462.12
462.12
70,248.55
61,766.48
30,576.50
14.810.23
6,455.76
23.60
2.160.03
186,041.15
11,309.51
8,890.46
4,436.038.83
DEPARTMENT OF LANDS AND FORESTS FOR 1942
17
Schedule B
Comparison of Receipts for 5 years ending 31st March, 1942
1939
1940
1941
1942
406,019.17
402,529.44
571,351.76
628,691.25
129.178.01
133,935.87
169,608.77
146,801.88
3,663.60
3,072.18
3,160.63
3,461.64
17,932.06
29,664.28
18,198.42
38,225.27
56,423.69
16,412.33
38,505.43
54,917.76
15,436.73
40,183.09
47,596.34
55,619.82
3,912,072.51
2,863,861.71
4,153,237.20
4,122,576.50
5,030.54
8,873.90
35.55
24,000.00
23,550.00
23,100.00
24,000.00
23,550.00
13,904.44
23,135.55
75,212.06
68,894.60
94,947.38
75,206.92
53,820.61
75,230.38
41,960.84
76,880.64
31,886.42
11,305.16
6,764.56
200.70
968.31
29,449.38
13,075.74
6,112.40
436.16
2,177.89
24,289.30
12,363.71
7,403.95
552.93
1,379.62
175,040.50
23,427.83
13,032.96
8,909.55
785.95
2,311.89
195,231.81
221,405.87
167,309.66
6,562.75
4,210.87
5,687.24
10,902.02
4,253.89
5,334.99
5,642.14
5,833.50
4,728,578.08
3,714,324.62
5,152,550.44
5,164,331.82
18
REPORT OF THE
No. 3
Schedule C
Comparison of Disbursements for 5 years ending 31st March, 1942
Main Office
Minister's Salary
Lands
Salaries
Maintenance
Travelling
Forests
Salaries
Maintenance
Travelling
Compensation to Injured Workmen . .
Moving Expenses of Officials
Statutory Refunds
Commutation V'eterans' Land Grants.
Legal Fees and Expenses
Back to Land Movement
Field Services
Forest Protection and Timber Management
Agents
Salaries
Maintenance
Clearing Townsites
Forest Service
Salaries
Maintenance
Insect Control
Salaries
Maintenance
Grants
Radio Service
Woodmen's Employment Act
Salaries
Maintenance
Refunds — Miscellaneous
$ 8,000.00
123,066.61
14,477.94
1,663.33
86,240.50
10,139.22
1,534.38
723.27
50.00
77.50
51.11
246,023.86
26,468.00
' 9,'76l'63
1.567,342.27
Forward .
6,951.59
75, 129^30"
8,919.35
' 1,857 ; 38
1,696,428.92
1.942.452.78
DKPARTMENT of lands and forests for 1942
19
Schedule C
Comparison of Disbursements for 5 years ending 31st March, 1942
1939
1940
1941
1942
« 8,000.00
S 8,000.00
S 8,000.00
S 8,000.00
122,459.49
14,673.74
1,465.91
119,273.61
13,827.67
1,607.34
120,154.35
11,549.47
2,063.19
125,959.85
12,983.99
2,076.16
67,675.00
11,810.57
1,465.81
67,695.26
10,273.91
1,008.71
60,436.59
10,993.76
826.39
16,921.36
56,316.96
10,989.00
825.22
13,755.68
178.17
362.06
50.00
921.85
1,059.50
156.82
50 00
237 20
435 25
S22S,199.78
§222,608.35
$ 232,004.61
S231,727.10
19,648.59
5,658.12
8,358.84
19,602.18
5,898.25
14,801 . 16
18,531.88
5,039.13
14,950.12
17,799.75
6,295.94
19,978.72
966,227.76
557,591.62
960,979.93
550,145.45
965,775.34
491,353.75
999,061.98
599,921.54
2,700.00
364.54
3,500.00
2,700.00
3,438.73
2,700.00
4,542.09
2,700.00
7,989.05
64,999.61
56,001.90
46,823.91
44,746.95
7,500.00
821.15
7,500.00
538.90
7,500.00
747.71
7,500.00
774.15
1,637,370.23
1,621,606.50
1,557,963.93
1,706,768.08
1,865,570.01
1,844,214.85
1,789,968.54
1,938,495.18
20
REPORT OF THE
No. 3
Schedule C (Continued)
Comparison of Disbursements for 5 years ending 31st March, 1942
1938
Forward.
Division of Surveys
Board of Surveyors — Grant
Lac Seul Storage Dam
Surveying
Acquiring Flo wage Easements. . .
Compensation — Damage Claims.
Division of Land and Recreation Areas
Annuities to Indians
Rondeau Park
Ipperwash Park
New Parks
Division of Air Service
Salaries
Maintenance
Division of Reforestation and Conservation
Salaries
Maintenance
Forestry Act
Allowance to School Sections
Total Disbursements chargeable to Appropriations as voted .
Division of Special Warrants
Investigation —
Natural Resources
Abitibi
Blind River Pine Co
Long Point Park Commission.
Surveying — Long Lac
Cost of Living Bonus
Total Cash Disbursements.
1,942,452.78
200.00
61,966^47
62,166.47
20,820.00
15,522.52
4,937.72
41,280.24
156,326.86
123,547.04
279,873.90
190,861.07
61,290.46
2,342.39
700.00
255,193.92
2,580,967.31
3,209.80
1,000.00
5,162.16
9,371.96
2,590,339.27
UKPARTMENT OF LANDS AND FORESTS FOR 1942
21
Schedule C {Contintud)
Comparison of Disbursements for 5 years ending 31st March, 1942
1939
1940
1941
1942
1,865,570.01
200.00
1,844,214.85
200.00
843.23
50,906.24
11,989.21
6,978.85
70,917.53
21,912.00
15,133.85
4,676.61
1,789,968.54
200.00
35.55
3,500.68
382.20
1,938,495.18
200.00
55,608.82
11,049.08
127.89
55,808.82
21,800.00
14,220.18
9,578.96
4,118.43
22,108.00
13,602.67
3,018.80
11,376.97
22,080.00
13,451.25
3,436.23
800.00
45,599.14
166,023.45
154,127.07
41,722.46
154,913.04
97,498.83
252,411.87
222,219.50
94,117.88
38,729.47
154,343.91
142,417.33
296,761.24
224,596.09
97,581.43
39,767.48
161,231.32
108,005.91
320,150.52
226,913.57
107,391.25
269,237.23
222,370.10
84,306.90
700 00
335,004.82
2.622,133.31
316,337.38
2,525,604.09
2,100.00
322,177.52
2,451,755.20
418.15
2,322.53
306,677.00
2,565,553.86
16,254.02
72,548.00
2,100.00
2,527,704.09
2,740.68
88,802.02
2,622,133.31
2,454,495.88
2,654,355.88
22 REPORT OF THE No. 3
DIVISION OF AIR SERVICE
During the past year the efificiency of the Air Service has been main-
tained. It has been possible to replace enlistments by competent personnel
in the face of war conditions.
Several semi-transport machines were added to the fleet during the
year in continuance of the policy of replacing many of the lighter ships
with those of greater capacity.
Winter operations were this year confined to two aircraft, one based
at Algonquin Park, and utilized for the purpose of game patrols, and such
Park administration as was necessary, and one based at Sault Ste. Marie,
which has been used in bringing out drill cores from an iron ore area
which is being developed by the Algoma Ore Properties, Limited. The
Department considers the development of iron ore as of the utmost im-
portance, and we have accorded this Company every co-operation within
our means.
Our building program last year was not extensive, consisting only of
four small housing units for pilots and machines. Maintenance and repair
of Service buildings was carried on throughout the year.
We have done our utmost to co-operate with the Department of
Munitions and Supply in the conservation of aviation fuels and oils.
Instructions have been issued to our staff that all flying is to be restricted
to bare necessities. The situation in respect to gas and oil drums is very
acute, and we have been doing everything possible to co-operate with the
oil companies in returning drums as quickly as possible, so as to tie up
the minimum number in our operations.
The following tables analyze the operations of the Air Service for
the past fiscal year.
DEPARTMENT OF LANDS AND FORESTS FOR 1942
23
Allocation of Aircraft
1941-42
Base Registration
Algonquin Park CF-OAX
Biscotasing CF-OAZ
CF-OAA
Caribou Lake CF-OAR
Fort Frances CF-BGM
Ignace CF-OAV
Kenora CF-OAP
CF-OAO
Oba Lake CF-OAS
G-CAOZ
Orient Bay G-CAND
Pays Plat CF-OAW
Pickle Lake G-CAPB
Port Arthur CF-OAY
CF-OAH
Red Lake CF-BGN
Remi Lake CF-BGJ
Sault Ste. Marie CF-OBA
G-CAPA
G-CAOU
G-CAOY
Sudbury G-CAOW
Sioux Lookout CF-OAJ
CF-OAE
CF-OAF
Temagami CF-AOH
Twin Lakes CF-OAQ
CF-OAD
Type
Stinson
Stinson
Moth
Buhl
Stinson
Stinson
Fairchild 71C
Moth
Buhl
Moth
Vedette
Stinson
Moth
Stinson
Hamilton
Stinson
Stinson
Stinson
Moth
Moth
Moth
Moth
Hamilton
Moth
Moth
Fairchild KR-34
Buhl
Moth
24
REPORT OF THE
No. 3
Transport Aircraft — Effective Loads Carried
1941-42
Aircraft
Hours Flown
Effective Load
Buhl
CF-OAQ
295.40
205.35
293.05
179.15
185.00
195.45
276.00
181.50
230.15
349.15
213.10
259.55
310.20
175.05
432.20
137.50
127,667 Lbs.
63 Tons, 1667 Lbs.
Buhl
CF-OAR
93,697 Lbs.
46 Tons, 1697 Lbs.
Buhl
CF-OAS
147,322 Lbs.
73 Tons, 1322 Lbs.
Fairchild 71C
CF-OAP
127,578 Lbs.
63 Tons, 1578 Lbs.
Hamilton
CF-OAH
110,803 Lbs.
55 Tons, 803 Lbs.
Hamilton
CF-OAJ
134,490 Lbs.
67 Tons, 490 Lbs.
Stinson
CF-OBA
119,880 Lbs.
59 Tons, 1880 Lbs.
Stinson
CF-BGJ
60,537 Lbs.
30 Tons, 537 Lbs.
Stinson
CF-BGM
151,685 Lbs.
75 Tons, 1685 Lbs.
Stinson
CF-BGN
274,915 Lbs.
137 Tons, 915 Lbs.
Stinson
CF-OAV
55,935 Lbs.
27 Tons, 1935 Lbs.
Stinson
CF-OAW
137,399 Lbs.
68 Tons, 1399 Lbs.
Stinson
CF-OAX
54,455 Lbs.
27 Tons, 455 Lbs.
Stinson
CF-OAY
45,030 Lbs.
22 Tons, 1030 Lbs.
Stinson
CF-OAZ
404,468 Lbs.
202 Tons, 468 Lbs.
Vedette
G-CAND
39,540 Lbs.
19 Tons, 1540 Lbs.
DEPARTMENT OF LANDS AND FORESTS FOR 1942 25
Total Transport Section: —
Total Flying Time Hours 3,920 . 20
Total Loading Lbs 2,085,401
Total Loading Tons 1,042 Tons, 1,401 Lbs.
Hours Flown on Various Phases of Flying Operations
1941-42
1924-41
1941-42
Total
Fire Detection
Game Detection
Fire Suppression
Photography
Sketching
Transportation — Ordinary
Transportation — Special. .
Mercy Flights
Ferrying
Forced Landings
Flying Instruction
Observers Instruction
Operations
Tests — Aircraft
Dusting
Tests — Wireless
Tests — Radio
38,356.05
189.35
30,704.36
1,372.35
3,426.23
25,626.32
5,408.35
205.15
5,077.12
858.29
2,856.02
94.09
4,929.03
1,324.32
41.35
69.10
8.25
120,548.13
1,163.40
7.20
1,666.00
2.30
70.15
2,073.58
185.20
12.27
261.15
6.25
31.15
149.20
34.00
5,663.45
39,519.45
196.55
32,370.36
1,375.05
3,496.38
27,700.30
5,593.55
217.42
5,338.27
864.54
2,887.17
94.09
5,078.23
1.358.32
41.35
69.10
8.25
126,211.58
Totals
1924-41
1941-42
Total
Passengers Carried
64,909
62,429
127,338
8,270,225
27,033,857
13,516 Tons
1,857 Lbs.
6,948
3,193
10,141
489,304
2,209,680
1,104 Tons
1,680 Lbs.
71,857
Personnel Carried
65,622
137,479
Miles Flown
8,759,529
Effective Loads Flown (Lbs.)
29,243,537
Effective Loads Flown (Tons)
14,621 Tons
1,537 Lbs.
26 RKPORT OF THE No. 3
DIVISION OF FOREST PROTECTION
Skvkrity of the Fire Season, 1941
The season of 1941 was marked by very high early spring fire hazards
which reached a peak during the week of May 21 to 26, when four large
fires burned out of control. High hazards continued to August 10, when
general rains set in, reducing the fire- hazard for the balance of .the season
in the northern part of the Province, while high hazards continued in the
area south of the French River, Lake Nipissing and Mattawa River up
to the close of the fire season in October.
Fire Protection Conditions Respecting Summer Logging Operations
During the past few years, summer woods operations have increased
to such an extent that they constitute a major problem in fire protection.
In 1941, instructions which form a part of all woods operations permits
were issued to all operators. These instructions restrict smoking, forbid
lunch fires, require reporting of fires, maintenance of certain fire-fighting
equipment by the operators and organization of camp personnel as auxiliary
fire suppression units.
Permanent Improvements
Due to the desire to co-operate fully in the war effort, the program of
improvements was curtailed during the year to essential projects.
Communications
The radio communication system is in a state of reorganization. The
commercial radio system was operated throughout the year to supply
communication facilities to the remote mining areas in the northern part
of the District of Kenora.
Equipment
Due to war time restrictions, only necessary purchases of equipment
were made. Shortly after Japan entered the war on December 7, the
Department shipped to the British Columbia A.R.P. 100 complete fire
fighting units with 250,000 feet of 1^ inch fire-fighting hose. The material
was on loan until the opening of the 1942 season, when an arrangement
was made whereby the Department was supplied equipment to replace all
shipped to British Columbia.
Hazard Disi-osai,
Brush burning operations were continued on the timber sale area on
the east side of Lake Nipigon and in parts of Timagami.
DEPARTMENT OF LANDS AND FORESTS FOR 1942
27
Permanent Improvements
Completed to March 31, 1942
Buildings
Cabins
Storehouses
Boathouses
Combined Storehouses and Boathouses
Bunkhouses
Offices
503
108
43
25
68
27
Garages and Car Houses 68
Other Buildings 178
Hose Towers 63
Wooden Lookout Towers 65
Steel Lookout Towers 224
Communications
Permanent Telephone Lines (Miles) 44943^
Temporary Telephone Lines (Miles) 2}/^
District
Total
Tower
Sets
Portable
Sets
Boat
Sets
Pack
Sets
Model
30
Miscel-
laneous
Sioux Lookout
22
18
14
22
15
13
18
36
29
15
14
10
14
11
12
14
34
18
1
2
4
1
1
1
1
1
2
1
2
1
9
2
7
6
Kapuskasing
Cochrane
2
.
Sault Ste Marie
2
Sudbury
North Bay
4
Total.
187
142
17
7
3
5
13
In addition to the above, aircraft were equipped with R.C.A. aircraft
sets as follows: —
OAV — Kenora District
OAW — Port Arthur District
OAY — Port Arthur District
BGM — Fort Frances District
BGN — Sioux Lookout District
During the year 12 new 30-watt output medium wave radio trans-
mitters were constructed. These were supplied with Hallicrafters Sky-
traveller model S-29 receivers. These units were to complete the ground
medium wave communication system and for communication with aircraft
in flight.
This equipment was distributed as follows: —
Sioux Lookout 1 set
Fort Frances 4 sets
Port Arthur 2 sets
Kapuskasing 1 set
Sault Ste. Marie 1 set
Sudbury 3 sets
28
REPORT OF THF
Radio Revenues and Expenditures
The total expenditures for radio during the year were 846,504.81;
net revenue amounted to Slo,436.73.
Item 1941-42 1940-41 1939-40 1938-39
Payroll 26,194.10 27,824.57 30,952.11 39,152.44
Equipment 7,195.21 5,686.73 10,642.44 7,972.26
Improvements 448.12 — 370.19 117.63
Freight, Express, etc 1,264.83 1,037.20 926.48 1,192.56
Maintenance 5,232.53 3,582.45 2,998.80 9,691.00
Travel 2,516.62 4,132.25 3,657.60 4,939.85
Miscellaneous 1,895.54 4,561.71 6,454.28 1,906.87
44,746.95 46,824.91 56,001.90 64,999.61
Cost of living bonus
(Paid by Special
Warrant Treasury) . . 1,757.86 — — —
Totals S46,504 . 81 $46,824 . 91 $56,001 . 90 $64,999 . 61
Revenue $15,436.73 $16,412.33 $18,198.42 $17,932.06
NUMBER OF MEN ON DUTY INCLUDING CHIEF AND
DEPUTY CHIEF RANGERS
1941
1940
1939
1938
1937
1936
94
82
88
98
93
53
129
116
115
107
101
68
461
362
258
274
258
128
791
709
762
799
788
433
1,009
1.025
1.074
1.077
951
785
1,072
1,080
1,114
1.110
979
913
1,081
1.088
1,140
1.130
977
939
1,084
1,092
1.141
1.150
988
945
1,095
1.093
1.142
1,142
998
940
1,085
1,094
1,139
1,141
1,000
934
941
1,022
1,082
1,100
965
916
739
783
838
924
871
874
380
477
335
560
351
391
232
336
220
419
209
183
158
192
190
264
114
127
1935
April 1
April 15
May 1
May 15
June 1
June 15
Jt'iyi
July 15
August 1
August 15. . . .
September 1 . .
September L">
October 1
October 15. . .
October 31...
65
297
521
860
933
925
934
932
935
929
472
229
117
90
DEPARTMENT OF LANDS AND FORESTS FOR 1942
29
The average daily force, including Chief and Deputy Chief rangers,
was as follows: April, 154; May, 777; June, 1,070; July, 1,083; August,
1,077; September, 733; October, 227. The largest number of men on duty
at any one time, including Chief and Deputy Chief Rangers was 1,099.
(3) Expenditures
The total expenditure for the year, exclusive of Administration and
of the Provincial Air Service, was $1,091,854.48; the amount of fire tax
collected was $276,577.26; miscellaneous revenue $40,075.62.
CLASSIFICATION OF EXPENDITURES
Item
1941-42
1940-41
1939-40
1938-39
Payroll
$582,328.56
54,350.14
39,653.12
234,930.83
14,632.18
43,725.76
77,919.15
15,383.42
3,867.79
2,734.26
$555,773.82
58,527.38
34,488.37
124,190.37
12,058.77
42,130.52
77,508.89
15,118.56
3,836.00
1,377.50
•$571,003.77
88.152.35
49,615.99
74,095.54
12,337.82
41,318.10
82,565.75
15,406.09
4,421.65
967.05
$604,973.08
88,238.77
Improvements.
Extra Fire Fighting
70,307.69
122,270.34
Freight, Express, Postage, etc.
Gasoline and Oil
13,215.06
40,644.74
78,904.22
Travel
18,869.46
Rent
4,213.50
Miscellaneous . . . .
8.984.15
Cost of Living Bonus (paid by
Sp>ecial Warrant, Treasury).
$1,069,525.21
22,329.27
$925,010.18
$939,894.11
1,050,621.01
Totals
$1,091,854.48
$925,010.18
$939,894.11
$1,050,621.01
CLASSIFICATION OF FOREST FIRES
By Month
Month
1941
1940
1939
1938
1937
1936
1935
No.
Per
Cent
Per
Cent
Per
Cent
Per
Cent
Per
Cent
Per
Cent
Per
Cent
April
85
398
273
331
124
52
2
6.7
31.5
21.6
26.2
9.9
4.1
10.2
12.0
11.0
22.4
27.8
10.7
5.9
1.3
17.6
12.0
41.8
22.3
4.4
0.6
1.6
18.9
8.8
18.1
21.8
10.4
18.4
2.0
2.6
21.1
26.0
25.4
20.1
4.7
0.1
0.5
6.0
11.5
43.9
35.7
2.1
0.3
6.5
May
42.6
June
11.9
Tulv. .. .
9.9
23.3
September
October
3.7
2.1
1,265
100.0
100.0
100.0
100.0
100.0
100.0
100.0
30
REPORT OF THK
No. 3
CLASSIFICATION OF FOREST FIRES
By Origin
Origin
1941
1940
1939
1938
1937
1936
1935
No.
Per
Cent
Per
Cent
Per
Cent
Per
Cent
Per
Cent
Per
Cent
Per
Cent
Settlers
103
271
81
278
45
2
219
20
23
3
60
160
8.2
21.4
6.4
22.0
3.6
■i7;3"
1.6
1.8
0.2
4.8
12.7
6.3
33.4
2.4
20.9
2.3
0.5
17.6
1.2
3.3
0.2
3.0
8.9
5.6
33.8
3.0
19.8
1.8
0.3
16.8
1.8
9.1
0.5
2.0
5.5
7.5
34.2
1.9
19.0
3.4
0.3
13.3
2.1
8.4
0.8
2.0
7.1
7.8
19.8
3.1
20.9
3.2
1.2
18.1
2.4
8.9
1.2
2.4
11.0
5 2 ' 1^ 8
Campers
20.9
1.8
33.3
1.5
0.4
15.3
0.8
12.0
0.7
0.9
7 2
26 1
Railways
2.8
7.7
Logging Operatings
Mining Operations.
Smokers
Road Construction.
Incendiary
Prospectors
Miscellaneous
Unknown.
2.4
0.6
22.8
1.5
12.8
1.0
2.4
7 1
1,265
100.0
100.0
100.0
100.0
100.0
100.0 i 100.0
CLASSIFICATION OF FOREST FIRES
By Size
Size
1941
1940
1939 1938
1937
1936 j 1935
No.
Per
Cent
Per
Cent
Per
Cent
Per
Cent
Per Per
Cent Cent
Per
Cent
Quarter acre and under
Over quarter to 5 acres
Over 5 to 10 acres
Over 10 to 100 acres
Over 100 to 500 acres
Over 500 to 1000 acres
Over 1000 to 10,000 acres. . .
Over 10,000 acres
278
506
94
235
89
23
32
8
22.0
40.0
7.4
18.6
7.0
1.8
2.5
0.7
22.1
43.5
9.7
16.8
5.5
1.0
1.0
0.4
30.8
47.8
6.7
1.1.7
2.4
0.3
0.2
0.1
24.1
47.4
8.0
15.6
3.1
0.6
1.1
0.1
25.5
38.1
7.7
19.4
5.0
1.7
2.4
0.2
20.2
36.2
8.0
19.0
7.0
2.9
5.1
1.6
22.5
35.2
9.5
21.7
7.0
1.5
2.1
0.5
Totals
1,265
100.0
100.0
100.0
100.0
100.0
100.0
100.0
CLASSIFICATION OF AREA BURNED OVER
By Month
District
April
May
June
July
August
Sept.
Oct.
Totals
Acres
Acres
Acres
Acres
Acres
Acres
Acres
Acres
Sioux Lookout
166
322
450
2,924
2
40
198
289
733
34
322
80
15,265
191
8
93,929
23,355
47,666
56.386
382,435
1,611
292
955
66
7,348
13
933
394
1,474
324
2,043
368
1,303
847
591
2,781
57
13
3,109
1.279
1.473
86
531
8,186
2,216
393
845
32
12
6
434
25,592
595
Fort Frances
477
Port Arthur
101,329
Kapuskasing
25,030
Cochrane
32
506
7
138
36
143
8
50.685
North Bay
Sudbury. .
2
11
57.502
385 316
Sauk Ste. Marie. . .
11,036
Parry Sound
Algonquin
257
589
8
4.138
3 249
Tweed
1,598
Totals
5,560
622,159
15,638
20.969
1.354
867
666,547
DEPARTMKNT OF LANDS AND FORESTS FOR 1942
:u
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REPORT OF THE
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DEPARTMKXT OF LANDS AND FORESTS FOR 1942
33
CLASSIFICATION OF LAND BURNED OVER
District
Crown Land
Area in
Acres
Private Land
Area in
Acres
Totals
No. of
Fires
Area in
Acres
Sioux Lookout. .
Kenora
Fort Frances. . .
Port Arthur
Kapuskasing. . . .
Cochrane
North Bay
Sudbury
Sault Ste. Marie
Parry Sound. . . .
Algonquin
Tweed
Totals
21,295
389
16
82,174
15,739
17,037
54,144
64,202
9,972
2,524
3,003
1,298
4,297
206
461
19,155
9,291
33,648
3,358
321,114
1,064
1,614
246
300
115
44
20
101
53
118
79
145
92
259
116
123
25,592
595
477
101,329
25,030
50,685
57,502
385,316
11,036
4,138
3,249
1,598
271,793
394,754
1,265
666,547
34
REPORT OF THE
No. 3
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DEPARTMENT OF LANDS AND F"ORESTS FOR 1942
35
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^1
DHPARTMKNT OF LANDS AND FORESTS FOR 1942
37
STATliMENT OF PERMITS ISSUED
District
Number of Permits
1941 1940 1939 1938 1937 1936 1935
Sioux Lookout. .
Kenora
Fort Frances. . . .
I'ort Arthur. . . .
Kapuskasing. . . .
Cochrane
Sault Ste. Marie
Sudbury
North Bay
Parry Sound . . .
Pembroke
Tweed
Totals
232
376
203
563
947
2.275
288
886
1.458
306
124
175
215
791
300
1,671
2,757
3,397
361
1,436
2,885
303
178
228
322
811
424
1,083
3,188
3,304
500
1.811
3,117
443
245
317
315
1,069
69
1,457
2,544
2,706
583
1,959
3,321
498
169
345
362
711
54
1,043
2,838
3,926
567
1,445
3,216
624
197
417
609
1,168
42
969
4,178
5,089
562
1,977
3,259
669
86
356
569
1,023
52
952
4,048
5,498
823
2,387
2.481
615
176
354
7,833
14,522
15,565
15,035
15,400
18,964
18,988
MEANS OF FIRE DETECTION
District
Total
Fires
Air
Service
Towers
Rangers
Public
Sioux Lookout
Kenora
115
44
20
101
53
118
79
145
92
259
116
123
43
10
4
18
5
20
12
10
39
12
24
34
70
24
114
45
98
18
li
17
32
13
21
10
13
17
4
34
18
Fort Frances
4
J^ort Arthur .
26
Kapuskasing
19
Cochrane
62
North Bay
1
2
10
2
20
31
52
Sault Ste. Marie
Parr\' Sound
48
130
AlgonQuin
34
21
Totals
1,265
115
502
169
479
38
REPORT OF THE
No. 3
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DEPARTMENT OF LANDS AND FORESTS FOR 1942 39
DIVISION OF LAND AND RECREATIONAL AREAS
Between April 1st and June 25, 1*.)41, land aflniinistration was carried
on as in former years.
Study of Land Administration Policies
On June 25, 194L the sale and free grant location of Crown lands was
temporarily discontinued to enable a comprehensive study to be made of
the administration of such lands, for agriculture, summer resort and other
uses, in order to estai)lish a new basis for Departmental policies in land
administration.
Free Grant Lands
Lands formerh- (jpen to Free Grant location were closed and the free
granting of lands discontinued, e.xcepting to ex-soldiers. Future sale of
agricultural lands, at a uniform price of 50c. per acre, payable prior to
sale, was authorized. The instalment system of purchase of lands was
abolished.
Amalgamation of Field Services
On September 4, 1941, a start was made to amalgamate the Land
administration service with the Timber and Forest Protection services in
the field, under the District Foresters. Timber administration and Forest
Protection were prior to that date, under control of District Foresters, but
Land Administration was for the most part separate, with independent
offices responsible directly to Toronto office. Decentralized control of
administration of lands was effected, which enables field offices of the
Department to undertake administrative action which formerly was a
responsibility of Head Office.
Provincial Parks
During the past year the Departmental administration continued to
follow the underlying purposes for which Provincial Parks were established.
In general these areas were set aside to control water, to preserve primeval
forest areas, to protect birds, fish and animals, to provide fields for experi-
ments in forestry, and organized resorts for public health and recreation.
It is readily apparent that some of these purposes cannot apply to the
smaller Parks.
Highlights of 1941
Visitors — During the year the number of visitors to the Parks reached
an all time high, as indicated by hotel bookings, outfitters' businesses and
the use of public camping grounds.
Under a co-operative plan, developed in the 1941 season, organized
Boys' and Girls' camps assisted in fire protection.
Game and Fish Preservation
In pursuance of its policy of preserving fish and game in Provincial
Parks, the Department was active during the year. For example, extensive
studies were carried out by the Biological Research Laboratory at Opeongo
Lake in Algonquin Park to determine the best means of keeping up the
40
REPORT OF THE
Xo. 3
fish population. Certain lakes were closed to fishing. A large number of
fingerlings were planted in Park lakes. A number of fur poachers were
apprehended.
Changes in Boundaries
The area of Quetico Park was increased from 1720 to 1770 square
miles by inclusion of an area in the north-east corner, taking in Eva Lake.
No changes in area were effected in the other Parks.
ANNUAL REPORT DIVISION OF LAND AND RECREATIONAL
AREAS
Revised Fiscal Year Ending March 31st, 1942
Free Grant Territory for Agricultural Use
No. of Areas in
Parcels Acres
Lands located 46 5,920.80
Lands sold 54 2.743 .44
Land locations cancelled 284 34,713.636
Lands patented 131 14,972.957
Lands assigned 85 10,350 .438
Lands restored 3 340 . 25
Sale Lands for Agricultural Use
Lands sold 143 12,642.717
Lands cancelled 555 48.156 . 146
Lands patented 137 15,797 . 648
Lands assigned 140 13,997 .29
Cities, Towns and Townsites
Lands sold 40 12.658
Lands patented 85 31 . 191
Lands cancelled 3 .52
Lands assigned 3 .44
Returned Soldiers
Lands located 4 501 .00
Lands cancelled 19 1 ,769 . 75
(Patents included with Free Grant Territory Report)
Summer Resort Lands
Mainland sold 80 270 . 955
Mainland patented 72 204 . 739
Mainland cancelled 1 1.13
Mainland assigned 2 6 . 75
Islands sold 46 152 . 945
Islands patented 26 156 . 72
Islands cancelled — —
Islands assigned 1 1 .
Miscellaneous Conveyances
Lands sold ' 13 1.740.813
Lands patented 21 2,138.812
Lands vested 2 5 . 74
DEPARTMENT OF LANDS AND FORESTS FOR 1942 41
PATENTS OFFICE
Statement of Patents, etc., issued during the Year ending March 31, 1942
Sale Land Patents 137
" " " (Miscellaneous) 21
158
Sale Land Patents (Summer Resort) 98
Free Grant Patents Ill
Sale Patents (Free Grant Territory) 20
131
Pine Patents 24
Release of Pine 6
Transfers (Town Lots) 21
Patents " " 64
85
Vesting Orders 2
504
Mining Land Patents 703
Mining Rights Patents 2
Mining Leases 154
859
Crown Leases 31
Algonquin Park Leases 21
Bruce Beach Leases 3
" " Renewals 17
Rondeau Park Leases 6
Quetico Park Leases 1
Temagami Island Leases 14
93
Licenses of Occupation (Mines) 157
(Lands) 400
" " " (Algonquin) 1
401
578
Licenses of Occupation cancelled 20
Crown Leases cancelled 7
42
REPORT OF THE
No. 3
Statement showing the number of locations and of acres located; of sales and of acres sold;
of lots cancelled for non-performance of settlement duties; and of Patents issued in
Free Grant Townships during the year ending March 31, 1942.
!
District
or
County
District
Forester
Locations
Sales Cancel-
lations
Patents
No.
Acres
Ko.
Acres
No.
Acres
No.
Acres
Jocelyn
\lgoma ....
~rontenac . .
Haliburton..
Hastings . . .
Kenora
Lennox and
Addington. .
Muskoka. . .
Nipissing . .
D. H. Smith
Sault Ste.
Marie. . . .
M Ardenne
1
1
1
186
5
2
2
8
5
1
2
1
2
10
1
1
1
7
601
286.50.
192
956
499
100
173
175
283
204
861.50
50
64.50
50
823
96
Tweed
144
Cardiff
Glamorgan.. . .
1
197
u
Hangor
u
1
1
1
104
" ....
1
100
97
Dungannon . . .
Faraday
Herschel
48
u
25
"
1
100
14
1525
Mayo
McClure
"
1
64.50
49.50
38.50
1
37
2
113.5
Monteagle. . . .
u
4
2
12
1
383
u
137
Wicklow
1
104
12
1134.50
1292.76
Wollaston
49.50
Aubrey
Rrif ton
\V. D. Cram
Kenora
57.50
1
4
1
173.50
641
152.50
1
160
Fton
Jaffray
Langton
Melgund
Melick
u
1
55.66
u
2
1
1
302.50
150.50
137.50
"
1
152.50
2
1
3
242.116
176
1
1
162
147
1
10.84
72
Pellatt
220
1
112.15
1
1
2
2
1
1
163
76.75
241
234.706
80
93.10
Sandford
u
«
2
270
3
483
Van Home
a
Wabigoon
Wain Wright. . .
Zealand
Rowell
"
1
153.50
1
1
4
1
158
187
1
159.50
5
60.50
1
2
6
119.96
157.50
443
526.13
161.27
Abinger
Denbigh
Sioux
Lookout
M. Ardenne
Tweed
1
202
R L Snow-
1
100
Cardwell
Parry Sound
1
200
Morrison
1
1
2
100
75
275
Oakley
Ridout
u
1
96
2
294
•<
Watt
«
1
100
Wood
u
2
367
Badgerow
Bondfield
J. p. M archil-
1
1
2
68.50
10
178
1
1
2
158
4
400
10
North Bay..
1
100
285
1
1
100
160
"
Kirkpatrick .
..
1
40
..
1
3
4
100
414
404
Mattawan
"
3
337.03
Papineau
Springer
1 " . .
ll
28
46 95
138
DEPARTMENT OF LANDS AND FORESTS FOR 1942
43
Township
District
or
County
District
Forester
Locations
Sales
Cancel-
lations
Patents
No
. Acres
Nc
. Acres
Nc
. Acres
Nc
Acres
Chisholm . .
Nipissing. .
Parry Sounc
Peterboro.. .
Rainy River
Renfrew. . . .
R. L. Snow
Parry Sounc
E. L. Ward
L 50
2 199
1 80
6 668
2 150
Airy
Lyell
]
]
]
90
Croft
R. L. Snow
Parr>- Sounc
100
Hagerman . . . .
Henvey
113
2 170
1 243
1 128
«
Joly
«
VIcConkey. . . .
Mills
«
1
1
1
1
100
»
1
142
Monteith .
u
100
Nipissing
«
4
2
340
200
114
« ■ ■ ' "
1
100
F'atterson
1
1
100
a
100
Ryerson . . . .
«
1
100
S. Himsworth .
u ' ' '
1
100
Strong
1
100
M. Ardenne
Tweed
7
2
5
8
634.50
201
518
859
"
Oahvay
Aylsworth .
"
J.M.Whalen
Fort Frances
1
2
82
Fiurriss
319 50
Dance
1
3
199
377.50
1
39
.50
7
8
1
2
2
2
1
1
1
1
2
10
1
809.75
1771
154
166
320
158.75
189
80.50
116
160
241
1638.50
79
Dewart
Fleming
Kingsford
[,ash
: • ■ ■ ■
1
1
160
159
Mather. . .
Miscampbell . .
Nelles
«
1
3
2
241
Pattullo
«
Potts
u
1
2
1
156.065
Pratt
u
Richardson . .
" ....
4
484.50
2
3
49
70.50
Sifton .
Spohn. .
W. D. Cram
Kenora
M. Ardenne
Tweed . .
1
5
1
164
680
162
1
2
2
159 50
Sutherland. . . .
Tait
3
2
32.5
4
6
973.50
337.50
309
McCrosson
3
7
334
923.87
i\Iorson
1
1
159.50
160
1
159 50
Tovell
1
18
Brougham ....
Rrudenell. .
3
2
1
326
268
104
3
294
dratton . .
Griffith..
a
1
2
50
Lyndoch
u
1
1
104
90
6
1
2
1
2
1
1
1
20
838
97
200
100
216
250
100
134
2785
141 45
Matawatchan
a
Radcliffe
«
2
2
2
269
Raglan
u
1
58.50
158.50
Sebastopol
Clara
E. L. Ward^
1
116
166
Hagarty
Head
1
73
«
u
2
180.8
South Algona..
3
300
44
REPORT OF THE
No. 3
Township
District
or
County
District
Forester
Locations
Sales
Cancel-
lations
Patents
No.
Acres
No.
Acres
No.
Acres
No.
Acres
Wylie
Appleby
Baldwin
Renfrew
Sudbury
ThunderBay
E. L. Ward.
1
100
P McEwen.
1
1
9
2
3
1
■479' ■
140
2
1
311 59
18 77
Broder
a
3
1
1
1
271.75
95
160
209.50
Dill
u
Hagar
u
'
128.50
1
128.50
u
Jennings
a ' ' ' '
1
136.50
1
51.50
1
78
Morgan
Martland
u
1
1
3
1
4
1
76
153.50
478
160
397.25
22
J.P.Marchil-
Ratter
North Bay
J. B. Mat-
thews
2
3
339.50
Blake
160
320
1
1
179
15
Port Arthur.
3
2
2
302.7
Dawson Rd
199.41
u
3
458
2
1
231
161
298.50
Gillies
" ....
1
160
1
152.50
Lybster
Marks
u
160
": ■'■'■
1
3
80
372
1
5
2
157.50
692
319.50
Pardee
Pearson
Scoble
u
2
161.50
2
317 50
Stirling
Ware
u
1
1
142.50
80.25
Totals..
2
160
2
78.50
4615,920.80
54
2,743.44
284
34,713.636
131
14,972.951
No. of Lots Assigned
No. of Cancellations
—85. No. of Acres Assigned— 10,350.
Restored — 3. No. of Acres Restored-
438.
-340.25.
DEPARTMENT OF LANDS AND FORESTS FOR 1942
45
Statement showing the number of sales and of acres sold; of lots cancelled for non-performance of
settlement duties- and of patents issued in Townships other than Free-(j.rant during the
year ending March 31st, 1942.
District
or
County
District
Forester
Sales
Can
cellations
Patents
Township
No.
Acres
No.
Acres
No.
Acres
Bright
Cobden
Johnson
Thompson . .
Shedden
Victoria
Wicksteed . . .
Blount
i\lgoma
Cochrane
Frontenac
D u Smith
1
1
145
158
5. S. Marie . .
1
86
57
1
57
1
159
3 MrFwen
1
160
2
320
T. E. Mackey
rCapuskasing
A Hurd
1
46
3
2
3
4
18
1
224
161.75
235.50
475.25
1493
80.75
Bowman
II
1
90
Calder
Calvert
Carr
1
76
"
2
167.213
2
237.196
Clergue
Clute
Colquhoun
Currie
Dundonald . . .
Fox
Fournier
German
Glackmeyer. . .
Haggart
" :;:'.:
1
4
80
277.45
5
7
4
1
2
3
2
2
1
2
2
2
2
3
5
4
2
1
388.50
526.21
313.75
79
234
236.75
141.50
305
75
143.64
150
151
161
225
481.50
360.50
161
157.50
3
294.834
«
4
483.27
\ '.'.:::
1
2
1
2
1
7
2
1
78
158.75
80
134.75
151
657.34
172.95
78.07
2
1
1
243
229.75
44.50
3
293.73
Hanna
Kendrey
Kennedy
Lamarche ....
Leitch
Matheson
McCart
Mountjoy ....
Newmarket. . .
Playfair
Pyne
1
1
2
4
1
5
1
2
1
150
u
76.75
«
3
2
2
2
3
225
158.75
153.50
161
241.52
225
418.50
80
692
75.75
312.78
2
1
1
161.50
24
76.25
8
1
3
2
641.25
75.50
227
159
169
Stock
Taylor
Teefy
Barker
Casgrain
Devitt
Eilber
Fauquier
Hanlan
Idington
Kendall
Lowther
Machin
McCowan . . . .
McCrea
Nansen
O'Brien
Owens
Shackleton
Williamson . .
Bedford
Kennebec
Olden
Hen
T.E.MacKey
Kapuskasing
1
74.50
1
28
94
53
10
15
21
32
25
21
6
21
2
3
20
6
7
75
2030
7012.70
4123.156
857
1239.50
2058.50
2424
1852
1769
482.50
1662
150.50
247.50
1889
449
670
2
3
2
2
4
1
a
a
1
a
1
298
1
1
1
4
1
2
74.50
75
75
302.50
57
150
281
246
248.50
451
100
341
291
u
75
u
257.50
1
72.97
73.14
M. Ardenne..
Tweed
6
1
1
1
2
542.50
99
149
100
107
a
4
250.50
198
467
1
95
1
1
47.50
99.50
u
1
114
Huntingdon..
1
100
[ 1
100
46
REPORT OF THE
No. 3
District
or
County
District
Forester
Sales
Cancellations
Patents
Township
No.
Acres
No.
Acres
No.
Acres
Marmora
Frontenac
Kenora
Lanark
Lennox and
Addington
Nipissing
Peterborough . .
Renfrew
Sudbury
Thunder Bay.. .
Timiskaming. . .
Mr. Ardenne
Tweed
1
1
100
Hartman
W. D. Cram
160
Kirkup
Drayton
Drayton
Kenora
K. Acheson. .
SiouxLookout
M. Ardenne..
Tweed
J. P. Marchil-
1
1
3
1
1
1
55.6
154
44.04
40
200
79.75
1
148
Sheffield
1
1
158
157.50
North Bay.. .
Hugel
I oudon
1
1
160
160
1
2
18
94
320
2800.55
Phelps
Widdifield ....
Harvey
Adniaston
1
2
2
1
3
1
1
1
160
M. Ardenne..
Tweed
1
3
1
3
1
161.50
192.3
200
350
150
241.25
331
200
Bagot
Blithfield
246.99
150
40
Awrey
Bigwood
Bur wash
P. McEwen. .
Sudbury
1
1
4
1
7
1
1
74.75
157
319.75
80.25
544.50
80
155.26
6
478.46
77.05
1
160
Cherriman
Cleland
2
292 94
Creighton
Delamere
1
161
Dowling
Drvden
2
1
2
1
1
1
223.13
u
2
121.38
80.50
Drury
"
1
80
243
1
146
146
Foleyet
Hallam
Harrow
«
76.50
« : : : : :
1
1
3
160
25.31
506.50
1
162
160
Loughrin
3
402.50
2
1
1
317.25
J,
1
79.50
212.50
M*"o
180
May
'.'.'.'.'.
2
2
2
1
293.50
200
153.25
3
Salter
ScoUard
Shakespeare.. .
2
239.8
Waters
J. p. Marchil-
don
North Bay
J.B.Mathews
1
2
2
1
165
287.50
159
159
2
237.20
Haddo
Henry
Devon
2
1
1
2
1
267.25
169
160
320
120
1
120
Jacques
1
1
1
127.75
u
74.10
Nipigon
Upsala
Rrpthniir
u
158.50
J. p. Marchil-
1
158
1
1
160
80.25
Blain
North Bay.. .
1
80
Casey.
2
1
29.25
318
78.50
>(
1
154
u
154
"
2
39.874
Dack
1
160.50
DEPARTMENT OF LANDS AND FORESTS FOR 1942
47
District
or
County
District
Forester
Sales
Cancellations
Patents
lownship
No.
Acres
No.
Acres
No.
Acres
Evanturel ....
Temiskaming .
Victoria
Bruce
J. P. Marchil-
don
North Bay . .
1
71.50
71.50
IGl
160
400.50
Harley
Hen wood
Hudson
:: • ■ • ■ '•
1
1
80
80.75
1
1
40 30
168
Ingram
Lorrain
" : : : : ;
1
1
80
97.7
40
4
366
2
1
2
3
197
Marter
Marquis
Pacaud
2
2
5
3
80
319.75
160
80
80
81
79.75
315
359.50
229.50
80
120
319 858
a
400.251
Pense
u
1
80
Robillard
Savard
: '■'■
1
1
81
79.75
Sharpe
Truax
Benoil
A. Hurd
2
161
Eby
Otto
Cochrane
80
83.50
98
Tweed
Unattached
1
84
84
Bruce
155
Charlottenb'gh
Glenelg
Glengarry
Grey
Leeds . ......
3
1
249.99
100
250
100
99
Kitley
Albion
::
1
1
100
14.88
100
Peel
14.88
Belmont
Peterborough . .
200
Totals. . .
143
12,642.717
555
48,156.146
137
15,797.648
No. of Lots Assigned— 140. No. of Acres Assigned— 13,997.29.
48
REPORT OF THE
No. 3
Statement showing the number of sales, acres sold and patents issued in Cities, Towns and
Town Plots.
District
or
County
Sales
Patents
Towns, etc.
No.
Acres
No.
Acres
Hornepayne
Algoma
1
2
1.16
.28
3
30
1
4
1
90
W'awa
3 64
Alma
Bruce.
5 84
Southampton
6
.25
1
1.23
«
2
50
«
1
.102
Tisdale
u
1
1
2
4
1
1
11
2
3
1
1
1
4
078
Valgagne
Whitney . ....
«
1
7
.15
1.983
15
u
275
Essex
2.619
Owen Sound
Grey. . .
1 525
Drjden
.25
8
2
4
1
1
1.372
.46
1.32
.23
1
1.71
«
.59
«
1 10
Winnipeg River
u
23
Niagara
Peml)roke
Lincoln
Renfrew
.75
F()le\et
Emjiire
Sudbury
Thunder Bay
1
1
.14
.211
.42
1
1
1
2
1
1
.30
«
.17
«
1
.19
17
Rossport
«
402
a
■5
1
1
.80
1.644
.276
16
Spring Lake
Ciauthier
«
1 644
Timiskaming
Ingram
1
2
1
.138
«
.18
Swa.stika
«
1
.11
.20
Totals
40
12.658
85
31.191
No. of Sales Cancelled — 3.
No. of Lots Assigned — 3.
No. of Acres Cancelled— .52.
No. of Acres Assigned — .44.
Locations by Returned Soldiers and Cancellations
for Non-Performance of Settlement Duties.
Agency
Locations
Cancellations
District
No.
Acres
No.
Acres
5
4
3
379 25
325 50
Nipissing
482 50
1
2
178.50
243.00
Sudliury
Sudbury
4
1
2
344 25
Timiskaming
78 50
North Bay
1
79.50
159 75
Totals
4
501.00
19
1,769.75
DEPARTMENT OF LANDS AND FORESTS FOR 1942
49
ISLANDS SOLD AND PATENTED
Under Summer Resort Regulations
Part or Parcel
Township
Sales
No.
Area
Patents
No.
Area
District of Algoma:
Pel. 18, Pine Island
Pel. 29, Pine Island
Tarbutt .
County of Frontenac:
Island, Draper Lake, 0pp. Lot 16, Con. 10.
Island, St. Lawrence River, 0pp. Lot 7, Con. 8
Coutity of Halibiirton:
B. Deer Lake
Loughborough
Pittsburgh. . . .
County of Hastings:
Island, Baptiste Lake, Opp. Twp.
District of Kenora:
L.K. 506, Sioux Narrows
Pt. Scottv's, Lake of the Woods .
G. 1744 Lake of the Woods
G. 1969, Lake of the Woods
Pt. A13, Clearwater Bay
County of Lennox and Addington:
Island. Westlemkoon Lake . . .
District of Manitoitlin:
Pel. 29, T.P. 196, Georgian Bay.
Pel. A, T. P. 532, Georgian Bay .
Pel. B, T.P. 532, Georgian Bay.
T.P. 615, Georgian Bay
T.P. 1372, Georgian Bay
T.P. 813 McGregor Bay
Pel. 1, J.D. 1559
Pel. 2, J.D. 1559
Pel. 3, J.D. 1559
Pel. 4, J.D. 1559
Pel. 5, J.D. 1559
Pel. 6, J.D. 1559
District of Muskoka:
Island, Opp. Lot 21, Con. 10 . . .
Pel. 4, Horseshoe, Severn River.
District of Nipissing:
97 and 98, French River .
9C, Lake Nipissing
C. 1
M. 2, Lake Nipissing ...
S. 4, Lake Nipissing
488, Lake Timagami. ...
District of Parry Sound:
C. 276, Georgian Bay
385 C, Georgian Bay
B. 188, Georgian Bay
D. 248, Georgian Bay
Pt. Frying Pan, Georgian Bay
Wild Duck, Georgian Bay. . . .
B. 426, Georgian Bay
24A, Georgian Bay
Pel. 18, 30A, Georgian Bay. . .
316A, Georgian Bay
Cardiff.
Hersehel
Ashby
Baxter
Bertram
Caldwell . . .
Loudon
MacPherson
Springer. ...
Carling.
a
Conger.
Cowper .
Harrison
5.8
4.9
.455
.45
3.4
2.4
3.9
5.28
1.13
2.6
4.9
4.9
4.9
4.9
4.9
4.9
.63
1.2
1.9
.8
4.6
1.8
17.
5.07
.39
9.25
4.9
6.71
3.4
5.28
1.13
10.
10.9
.26
4.44
49.
2.20
1.9
17.
.64
14.3
.5
50
REPORT OF THE
ISLANDS SOLD AND PATENTED
Under Summer Resort Regulations
I*art or Parcel
Township
Sales
Patents
No.
Area
No.
Area
731 and 732A, Georgian Bay
778A Georgian Bay
Harrison
McKellar
Mowat
1
1
1
1
3.51
.5
1.26
2.5
.3
3.5
Island, Manitouwabing Lake, 0pp. Lot 15,
Con B
1
1.26
A E 42
D 9 Georgian Bay
Wallbridge
Methuen
1
3
County of Peterborough:
33, Koshkabogamog Lake
District of Rainy River:
Loc 1 Island 8 Clearwater Lake
1
3
County of Renfrew:
A Crolden Lake
South Algona ....
Blezard
Broder
1
1
1
1.
1.2
1.98
District of Sudbury:
Island, VVhitson Lake, 0pp. Lot 5, Con. 5. . . .
Island, Silver Lake, 0pp. Lot 7, Con. 5
Island, St. Charles Lake, 0pp. Lot 7, Con. 6. .
Island, St. Charles Lake, Opp. Lot 7, Con. 6. .
2 Ella I ake
1
1
1.3
«
1.4
Capreol
Harrow
67
1
1
1
1
1
1
1
1.9
2.
9.08
1.
8.
4.65
4.13
Pt. LaCloche, Opp. Lot 10, Con. 3
Forbes, Tyson Lake
T P 3163 Lake Panache
1
9.08
91
91
Grenfell
TP 3164 Lake Panache
District of Timiskaming:
M A 9 Sesekinika Lake
R Larder Lake
1
4.13
Totals
46
152.945
26
156.72
No. of Assignments, 1. Area, 1.
DEPARTMENT OF LANDS AND FORESTS FOR 1942
51
MISCELLANEOUS CONVEYANCES, ETC. ISSUED
District or County
Sales
Patents, Etc.
Townshij)
No.
Acres
No.
Acres
Miscellaneous:
Wicksteed
1
1
46.
2.5
Walker
Cochrane
Williamson
1
2
9.35
Maiden
1
1
1
12.
1572.
.04
52.
1572.
Windsor
u
.04
Yonge
Leeds .
100.
Airv
Nipissing
1
1
1
22.7
1.04
.333
7.88
Proudfoot
Parry Sound
.333
6.2
1
1
.75
2.9
\Ilen
Sudburv ...
}
2.9
Broder
.23
Dowling
«
17.579
Harris .
Timiskaming
1
5.1
5.1
2.
1
.12
42.24
u
u
61.
u
«
19.35
u
«
1
75.33
75.33
u
164.67
u
.61
Vesting Orders:
Keooel
Grey
1
1
3.20
2.54
3.20
2.54
Totals
15
1746.553
23
2144.552
62
REPORT OF THE
MAINLAND SOLD AND PATENTED
Under Summer Resort Regulations
Part or Parcel
Township
Sales
No. Area
Patents
No. Area
District of Algoma:
Pt. Lot 11, Con. 5
Pt. S.W. i^Sec. 2....
Pel. 5, Lot 1, Con. 4. .
Pt. Lot 1, Con. 4
Lot 6, Plan M. 80. . . .
Lot 7, Plan M. 80. . . .
Pt. Lot 12, Con. 6....
Pt. Lot 6, Con. 1
Pt. Lot 3, Con. 6
Loc. 42, Patton Lake.
Pel. 1, Lot 7, Con. 4..
I't. Lot 12, Con. 5
Lot 12, Plan M.85...
Lot 2, Plan M. 79. . . .
District of Cochrane:
Pel. 2, Lot 9, Con. 9.
Pt. Lot 9, Con. 4. . . .
Pt. Lot 7. Con. 6. . . .
Pt. Lot 7, Con. 6...
Pt. Lot 11, Con. 1...
Pt. Lot 11, Con. 1...
County of Haliburton:
Pt. Lot 26, Con. 5
Pt. Lot 30, Con. 6
Pt. Lot 30, Con. 6
Lot 3, Con. 4
Lot 3, Con. 4
Lots 11 and 12, Con. 15
Lot 34, Con. 15
Lot 20, Con. 10
Lot 20, Con. 10
Pt. Lot 21, Con. 3
Pel. 1, Lot 8, Con. 12
Lot 2, Plan M. 139
Pel. 40, Lot 5, Con. 2
Pt. Lot 13, Con. 4
Pt. Lot 23, Con. 10
Pt. Lot 8, Con. 11
Pt. Lots 7 and 8, Con. 11 . .
Pt. Lot 23. Con. 11
Pel. 19. Plan M. 144.
County of Hastings:
Pt. Lot 24, Con. 6
Pel. 42, Lot 6, Con. 12.
Pel. 43, Lot 6. Con. 12.
Pel. 50. Lot 6, Con. 12.
Pt. IVI. 7. Plan .506. . .
District of Kenora:
Pel. 18, Ran^e 1 . .
Pel. 21. Range 1 . .
Pt. RanRC 5
Pt. Range 5
I't. Range 5
Pt. Range 5
Pt. Lot 12. Con. 2.
Aberdeen .
Aweres. . .
Cobden . .
Day
Kirkwood .
McMahon.
Striker. . . .
Fauquier
German . .
Stock
Cardiflf. . . .
Glamorgan
Lutterworth
McClintock.
Stanhope.
Herschel .
McClure .
W'icklow
Dravton Res.
Langton.
4.15
'.'95
.72
^98"
.202
.514
.559
2.19
1
2.
1.66
.93
2.32
5.
4.2
1.75
7.
4.6
1
1.63
6.
'2^25
o.
30.34
1.
2.
4.15
'2^80
7.37
6.31
13.
5.3
4.35
11.50
3.71
JKPARTMENT OF LANDS AND FORESTS FOR 1942
53
MAINLAND SOLD AND PATENTED
L'nder Summer Resort Regulations
Part or I^arcel
Township
Sales
Patents
No.
Area
No.
Area
District of Kenora — Continued:
Pt. Lot G, Con. 4
1
.99
Pt Lot 5, Con. 6
Malachi
Pellatt
Temple
1
1
1.
.5
Pt Loc 5 527. .
Pt Lot 2 Con 2 ...
1
1
1
4.95
Pt I ot 2 Con 2
4.64
County of Lanark:
Pt. Lot 18 and 19, Con. 10
3.
County of Lennox and Addington:
Pt Lot 3 Con 4 ...
Ashby
1
.12
Pt Lot 21 Con 4
1
3.1
District of Muskoka:
Pt Lot 20 Con 9
Baxter
1
3.89
Pt. Lot 22, Con. 10
1
1.35
Pel. 16 Lots 33 and 34 Con 11
a
1
.85
Pt Lot 3 Con 10
Cardwell
1
1
1
3.43
Pt I ot 30 Con 14
ChaflFey
4.86
Pt. Lot 30, Con. 14
3.27
Pt. Lot 48, Con. 8
1
1
1
1
4.22
5.
1.3
5.5
Pt. Lot 48, Con. 14. .
Pt. Lot 8, Con. 6 .
Medora
Oakley
Pel 2 Lot 11 Con 8
Pt Lot 25 Con 8
1
1
4.65
Pel 3 Plan M 99
u
5.2
Pel. 7, Plan M. 99
u
3.6
Pt. Lot 2, Con. 9 . . . . :
Ridout
1
1
1
5.
3.
1.2
Pt. Lot 1, Con. 12. ..
Wood. .
Pt Lot 2 Con. 12
Pt Lot E Con 19
u
1
1
1.
Pt Lot H Con 19
u
4.93
District of Nipissing:
Pt. Lot 5, Con. 6
1
5.
Pt. Lot 24, Con. 15.
Bondfield
1
1
1
2.
Pt. Lots 22 and 23 Con 16
1.29
Pt Lots 22 and 23 Con 16
u
1.07
Pt Lots 22 and 23 Con 16
u
1.04
Pt Lot 10 Con 15
East Ferris
Olrig
1
6.84
Loe's 2 and 3, Plan M. 214^
1
1
3
1
1
2.02
Pt. Lot 22, Con. 15
Papineau
Carling. . .
1
5.
5.
District of Parry Sound:
Pts. Lot 41, Con. 7
6.10
Pt. Lots 42 and 43 Con 8
5.
Pt. Lot 75 Con. 11
u
5.
Pt Lot 74 Con 12
u
1
1
3.
2.6
Pt Lots 74 and 75 Con 12
u
Pt. Lot 12, Con. 9
1
6.
Pt Lot 29 Con 9
1
1
1
1
2.
5.
4.44
5.
Pt Lot 25 Con A
Cowper
Pt. Lot 22, Con. 10
Hardy
Pt. Lot 13, Con. 7. . . .
McDougall
Pt. Lot 28, Con. 7. . . .
1
1
5.
Pt. Lot 24, Con. 2. .
3.
Pt. Lot 16, Con. 7
1
4.9
54
REPORT OF THE
No. 3
MAINLAND SOLD AND PATENTED
Under Summer Resort Regulations
Part or Parcel
Township
Sales
Patents
No.
Area
No.
Area
County of Peterborough:
Pt Lot 3 Con 1
Cavendish
1
1 7
Pels 32 33, 34, 35, Pt. Lot 16, Con. 3
1
1
1
1
1
3.25
2.968
1.27
.412
1.22
Pt Lot 5 Con. 5
District of Rainy River:
Pt Park Res D Caliper Lake
1
1
.412
Loc 131 Burditt Lake
1 22
Loc 59 One-Sided Lake
County of Renfrew:
Pt Lot 21 Con 1
Burns
1 5
Pt. Lot 13, Con. 13
1
.50
Pt. Lot 7, Con. 9
Radeliffe
1
1
1
1
4.8
District of Sudbury:
Pt Lot 10 Con 1 .
Fairbank
.74
Pt Lot 10 Con 1
2.11
Pt Lot 4 Con 4
Gough
5
Pt Lot 11 Con A
Harrow
2.5
1.
2.2
Pt Lot 11 Con 3
Pt. Lot 4, Con. 1
1
1
3.77
Pt. Lot 4, Con. 1
1.13
Pt. Lot 8, Con. 6
Martland
Maclennan
McKim
5.
4.3
3.47
4.45.
1.03
1.14
2.6
1.11
1.04
5.
Pel. 46 Lake Wanapitei
Pt. Lot 1 Con. 1 .
1
3.47
Pt Lot 22 Con 4
Seollard . .
Pel 4 Lot 5 Con 2
Waters
Pel 5 Lot 5 Con 2
1
1.14
Pt Lot 5 Con 2
u
Pt Lot 5 Con 2
u
Pt. Lot 5, Con. 2
«
1
1
1
1
1
1.04
Pt. Lot 5, Con. 2
«
5.06
Pt. Loc. F.L. 23 ... .
83
5.
Pel. Between A.E. 26 and F.L. 11, Lake
Panache
83
.66
Loc. A.E. 10 Lake Panache
83 . . .
1
1
1
1
1
1
1
1
5.8
.3
10.
2.
2.
2.
2.
2.
2.
5.8
District of Thunder Bay:
Loc. 27 Lot 14 Con 8
Gorham
Otto
District of Timiskaming:
Pel 1 Lot 1 Con 2
Pel 2 Lot 1 Con 2
Pel 3 Lot 1 Con 2
u
Pel 4 I ot 1 Con '>
a
Pel. 5, Lot 1 , Con. 2
u
Pel. Cy, Lot 1, Con. 2
u
Pel. 7, Lot 1, Con. 2
u
Totals
80
270.955
72
204.739
No. of Cancellations, 1
No. of Assignments, 2.
Area, 1.13.
Area. 6.75.
DKPARTMKNT OF LANDS AND FORESTS FOR 1942 55
LAW DIVISION
The functions of the Law Division are to draft legislation, to give
counsel in the preparation of agreements, regulations and Recommenda-
tions-to-Council, and to report upon the legal position of the Department
in reference to any matters upon which it is engaged.
In addition to the foregoing, the Law Branch is charged with the
settlement of disputes, so far as that is practicable, in which the Depart-
ment may be interested or involved.
Legislation Affecting the Department
New Acts:
1. Abitibi Power and Paper Co. Ltd.
Moratorium Act, 1942.
Statutes of Ontario, 1942, Chap 2, page 17.
2. Steep Rock Iron Ore Development Act, 1942.
Statutes of Ontario, 1942, Chap. 35, page 125.
Amendments to Existing Acts:
I. Public Lands Act:
1. Abolition of the ofifice of Deputy Minister of Forestry.
2. Abolition of the office of Deputy Minister which was
attached to the position of Surveyor-General.
3. Provision for the granting of patents to persons who have
occupied public lands for agricultural purposes, and who
have not been regularly located, but are eligible to take up
public lands under the Act.
IL Railway Fire Charges Act:
To provide that the tenant of any Railway lands acquired
by the Crown shall pay the annual charge under the said
Act.
PuLPWooD Agreements:*
1. Ontario Paper Company, Limited — August 22, 1941.
2. Spruce Falls Power & Paper Co. Ltd. — September 9, 1941.
3. Spruce Falls Power & Paper Co. Ltd.— October 23, 1941.
4. Brompton Pulp and Paper Co. Ltd. — February 18, 1942.
5. Northern Paper Mills, Limited — February 19, 1942.
Prosecutions and Charges:
Prosecutions: No.
Under Forest Fires Prevention Act 22
Found guilty 19
Acquitted 3
Charges: No.
Under Provincial Parks Act 13
Found guilty 13
*See complete memoranda of agreements, page 105.
56
REPORT OF THE
No. 3
DIVISION OF OPERATION AND PERSONNEL
A New Division
As mentioned in the General Introduction, the Division of Operation and
Personnel is one of three new Divisions created in 1941. This section of the
report is more lengthy than others as it is necessary to give details of the
re-organization of the department as a whole, with which this branch was
charged.
Function
This Division is charged with the function of organizing and co-ordinat-
ing the activities of the various Divisions of the Department to effect an
efficient and economic business administration. It is further charged with
the preparation and dissemination of all general information concerning the
Department's activities.
A chart showing the duties of the Division is given below:
Division of Operation and Personnel
Operation
Organization
Office
Management
Equipment and
Supplies
Personnel
Appointments
Selection and
Placements
Classification
Training
Workmen's
Compensation
Board
Information and
Education
Correspondence
Photography
Progress Reports
Lectures
Public School
work
Publication
work
Exhibits
Motion Pictures
Forest Codes
Progress During The Year 1941-4^
Operation
(1) Organization —
In the ten-month period during which the Division operated, to the
close of the past fiscal year, its main activity was in the field of organiza-
tion.
Main Office Organization
Minister
Deputy Minister
Chiefs of Divisiotis
Air Timber Land and Surveys Operation Forest Refores- Law
Service Manage- Recrea- and Pro- tation and
ment tional Personnel tection Conser-
Areas vation
Research
The chief feature of the reorganization was a definite division of the
Departmental work to each of ten Divisions, including clear definition of
functions of each. Standards were defined so that the Departmental
policies are clearly understood in order to translate them into routine
practice.
DEPARTMENT OF LANDS AND FORESTS FOR 1942 57
The division of labour effected is indicated in the following:
1. Division of Accounts
Incorporated accounts which were handled separately by the Forestry
Branch (Fire Protection, Reforestation and Aerial Surveys), by the Woods
and Forests Branch (now Division of Timber Management) and by the
Provincial Land Tax Office.
2. Division of Air Service (Headquarters at Sault Ste. Marie).
Retains much the same functions as formerly, but is relieved of certain
accounts and personnel duties.
3. Division of Forest Protection
(1) Relinquished accounts to Departmental Division of Accounts.
(2) Relinquished personnel records, including Workmen's Compensa-
tion and also separate Supplies office to new Division of Operation and
Personnel.
(3) Incorporated insect and tree diseases, and radio.
4. Division of Land and Recreational Areas
Records transferred to Division of Operation and Personnel.
Accounts transferred to Division of Accounts.
5. Division of Law
This new Division co-operates directly with all of the Division Chiefs as
well as Main Office.
6. Division of Operation and Personnel
Incorporates all functions noted in chart previously shown. Relieves
various branches of special duties in operation, personnel, records, supplies
and information. Includes a Stenographic Pool for peak periods of work
in all Divisons.
7. Division of Reforestation and Conservation
Accounts of the old Forestry Branch transferred to Division of Accounts.
Personnel and Supplies to Division of Operation and Personnel.
8. Division of Research
This new Division is designed to keep the administrative Divisions
posted with advanced basic information, especially in the field of timber
management and protection.
9. Division of Surveys
Incorporates Aerial Surveys with Ground Surveys.
10. Division of Timber Management
Is relieved of collection of timber dues, ground rent and fire tax by
Division of Accounts.
In addition to the foregoing, all individual officers who were formerly
more or less isolated from any Division have now become members of one
or another Division.
58
rp:port of the
No. 3
Field Organization: — The chief changes in the field organization were:
(a) In Northern Ontario.
1. Amalgamation of Land administration with the Timber Manage-
ment and Forest Protection services, under the District Foresters. The
two latter services were amalgamated in 1934.
2. A further consolidation of the Timber Management service was
effected by placing several of the old Crown Timber Agencies which still
operated separately, directly under the District Foresters.
3. Authority has been delegated to the District Foresters to issue
cutting permits for small amounts of timber without reference to Head
Office.
4. The District Foresters are now responsible for all activities in their
Districts.
5. Creation of Regional Foresters to co-ordinate the work of the
several Districts under the supervision of each. The duties of the District
Foresters remain unchanged. In the brief period under which the Regional
system has operated, it has been noted as one result that the Regional
Foresters were able to allocate men and equipment among their several
Districts where and when most needed to suppress fires.
6. Creation of a new temporary Forest District with headquarters at
Geraldton.
The following charts show the present organization in the field: —
Northern Ontario
Region 1
Districts
Tweed
Algonquin
Parry Sound
Region 2
Districts
Sudbury
North Bay
Sault Ste. Marie
Head Office
Region 3
Districts
Kapuskasing
Cochrane
Region 4
Districts
Port Arthur
Geraldton
Region 5
Districts
Kenora
Fort Frances
Sioux Lookout
(b) In Southern Ontario
Creation of Zone Foresters in agricultural Southern Ontario to bring
Foresters into direct personal contact with land owners. Five of the six
Zones planned have already been established.
Southern Ontario
Head Office
Southwestern Central Western Georgian Bay Counties Lake Erie Central Eastern Eastern
(2) Office Management —
This Division is charged with office management to effect an efficient
business routine. This includes arrangement of office space for personnel,
filing systems, elimination of duplication of effort and in general the
development of facility of working conditions. The redistribution of staff
has reduced office space approximately 25%.
DEPARTMENT OF LANDS AND FORESTS FOR 1942 59
Divisional filing systems are in process of development.
(3) Equipment and Supply —
Purchase and distribution of equipment and supplies are in the hands
of this Division. During the year every effort was made to furnish the
staff with modern office equipment and machines, to the e.xtent that the
war would permit, in order to attain maximum return from personnel
effort.
Personnel
Chief Officers of the Department
Head Office
Minister — Hon. N. O. Hipel
Deputy Minister — F. A. MacDougall
Division Chief
Accounts J. G. McMillen
Air Service G. E. Ponsford (Sault Ste. Marie)
Forest Protection J. A. Brodie, Acting for C. R. Mills,
(enlisted)
Land and Recreational Areas . . . H. \V. Crosbie
Law J. B. Metzler
Operation and Personnel P. O. Rhynas
Reforestation and Conservation .. .E. J. Zavitz
Research J. A. Brodie
Surveys C. H. Fullerton
Timber Management J. F. Sharpe
Field Offices
Northern Ontario
Region Regional Forester District District Forester District H.Q.
1 H. W. Crosbie Tweed A. P. Leslie Tweed
Algonquin E. L. Ward Pembroke
Parry Sound R. L. Snow Parry Sound
2 P. McEwEN Sudbury P. McEwen Sudbury-
North Bay J. P. ^LA.RCHILDON North Bay
Sault Ste. Marie D. H. Smith, acting for G. H. R.
Phillips (enlisted) Sault Ste. Marie
3 T. E. Mackey Kapuskasing T. E. Mackey Kapuskasing
Cochrane A. Hurd (Acting) Cochrane
4 J. B. Matthews. . . Port Arthur J. R. Mc Donell acting for
F. J. Dawson (enlisted) Port Arthur
Geraldton U. \V. Fiskar Geraldton
5 W. D. Cram Kenora W. D. Cram Kenora
Fort Frances J. M. Whalen, acting for G. W.
Delahey (enlisted) Fort Frances
Sioux Lookout K. Acheson Sioux Lookout
60 REPORT OF THE No. 3
Southern Ontario
Zone Zone Forester Headquarters
Eastern A. B. Wheatlkv Kemptville
Central Eastern G. M. Linton (Acting) (also Superintend-
ent Orono Forest Nursery) Orono (temporarily)
(ieorgian Bay Counties J. F. L. Simmons Toronto (temporarily)
Central Western I. C. Marritt Gait
Lake Erie F. S. Newman (Acting) (also Superintend-
ent St. Williams Forest Nursery) St. Williams (^temptjrarily)
Southwestern C. H. Zavitz Chatham
The Division of Operation and Personnel is in charge of Personnel
Management, as indicated in the foregoing. Redistribution of personnel was
effected in an effort to place members of the staff in positions to which they
are better adapted. No additions were made to the staff, all changes being
effected by means of transfers.
Personnel Training
A beginning was made in personnel training. Two members of the
field staff were given a special course in the Faculty of Forestry at the
University of Toronto. Members of the main office staff were encouraged
to take special courses and several did so. A course in scaling was con-
ducted during the year.
Staff Changes
On June 1st. 1941, The Honourable N. O. Hipel and the Honourable
Peter Heenan e.xchanged Cabinet portfolios, Mr. Hipel becoming Minister of
Lands and Forests and Mr. Heenan, Minister of Labour. A few days later,
upon the resignation of Mr. W. C. Cain after a period of nearly forty years
of service with the Department, Mr. F. A. MacDougall was appointed
Deputy Minister. Mr. MacDougall had previously been District Forester
of the Algonquin District and Superintendent of Algonquin Provincial
Park. Other staff changes are noted in list at the close of this section
of the report.
Deaths
It is with deep regret that the Department reports the untimely deaths
of Mr. A. IC. Whytall, District Forester at Parry Sound, on November
27th, 1941, and of Mr. R. F. Goodall, District Forester at Sault Ste. Marie
on January 28th, 1942.
Information and Education
In order to render a better account of the Department's stewardship of
Ontario's forest heritage to its owners, the People, a special officer in this
Division has been designated to answer all general inquiries and to issue
progress reports.
The following publications were available for distribution during the
year:
TiMBKR Management
Forest Resources of Ontario (booklet)
Forestry Industry (mimeo paper)
DEPARTMENT OF LANDS AND FORESTS FOR 1942 61
Forest Protection
Ont.irio I'orest Fire Law (card)
Reforestation and Conservation
The Farm Woodlot (booklet)
Windbreaks and Shelterbelts (folder)
Trees for Schools (pamphlet)
Poorest Tree Planting (booklet)
Forest Trees for Distribution (folder)
Care of Trees (pamphlet)
F"arm Forestry (folder)
Land and Recreational Areas
Lands for Settlement (mimeo paper)
Summer Resort Lands (mimeo paper)
Algonquin Park (folder)
Surveys
List of Townships in Province of Ontario (booklet)
List of Lithographed Maps and Plans (paper)
General
Annual Reports of the Department (booklet)
Other publications are in course of preparation.
DIVISION OF REFORESTATION AND CONSERVATION
Extension Forestry
Zone Foresters: During the year, a new policy of decentralizing
forestry and conservation activities in Southern Ontario was made effective
by the creation of Zone Foresters. It is planned to divide Southern On-
tario into six Zones, and five have already been established. While the
period of operation has been too short to estimate the effectiveness of this
system, it has already been noticed that the Zone Foresters have gained a
more intimate knowledge of the particular problems of the territories to
which they have been assigned, and that their personal contacts with the
land owners have been more satisfactory than correspondence.
Forest Nurseries
Operations in the Nurseries opened at a very early date owing to the
extreme heat in early April. The growing season was favourable at all
stations with the exception of Orono. The average precipitation at Orono
for May and June of the previous ten years was 5.05 inches, whereas this
season it was only 1 .60 inches.
62 REPORT OF THK No. 3
Protection
No fire damage occurred in any plantations during this past season.
Close co-operation with the Federal Forest Insects Division has been
maintained and considerable spraying was done at Midhurst and Orono to
combat the spruce bud-worm which has reached these districts. Work
continues on the eradication of currants and gooseberries to prevent the
spread of the White Pine Blister Rust.
Tree Distribution
The distribution of trees to private land owners declined during the
season, although the number of applications increased. Tables giving the
distribution of the various planting projects are contained in the following
pages.
County Forests
The development of county forests has been continued this past
season. Fire lines and roads have been developed and maintained, and
about two million trees were planted in the various county forests.
DKPARTMKNT OF LANDS AND FORESTS FOR 1942
63
TRKKS DISTKIBl! IKIJ H) I'KIVATE LANDOWNERS, 1941
County or District
Applicants
Conifers
Hardwoods
Cuttings
Totals
AlKoma
18
188
175
75
4
47
24
161
237
164
36
21
27
220
121
37
132
56
150
6
64
113
21
43
29
72
9
237
151
10
503
83
191
255
63
195
100
132
24
40
7
25
23
364
23
31
19
6
57
146
137
124
163
638
31,749
131,693
118,525
()0,682
156
50,425
37,390
330,518
362,461
88,945
38,315
9,640
28,347
137,116
85,008
36,820
105,716
66,763
116,919
3,375
55,155
208,052
13,100
23,690
17,813
38,786
2,450
149,976
175,299
23,655
1,310,059
85,178
196,105
229,694
117,121
136,734
61,829
76,742
50,220
17,366
1,802
27,400
16,911
794.050
17.220
18.465
9.475
1,900
34.518
91.653
109,920
120,383
102,403
532,375
2,691
53,176
31,582
11,025
130
9,235
20,300
51,345
71,695
42,706
6.134
7,160
4,153
28,470
32,208
4,555
36,188
5,380
37,675
335
28,583
30,678
2,295
5,651
4.418
10,531
1.050
71.605
11,070
1,150
171,493
27,310
39,545
106,932
3.443
23.274
37,714
23,461
1,917
7,075
610
2.260
3.167
102.767
6.099
2.944
705
530
2.708
39,543
23.600
50,358
32,320
104,272
260
3,600
3,725
5,825
950
5,150
13,325
16,974
1,280
2,239
50
1,005
1,407
5,075
805
5,885
1,385
2,137
410
4,804
6,325
450
880
725
2,225
100
7,788
2,711
550
18,816
2,300
19,527
6,110
455
■ 3,564
1,447
3,555
150
1.860
■ 1,450
470
9,455
375
1,256
420
500
1,102
3,146
6,035
8,575
2,039
24.384
34,700
Brant
188,469
Bruce
153.832
77.532
286
60,610
Dundas
62,840
Durham
395,188
Elgin
451,130
132,931
46,688
16,850
33.505
Gre>'
166,993
Haldimand
122,291
Haliburton
42,180
Halton
147,789
73,528
156,731
4,120
Kent
88,542
Lambton
245,055
Lanark
15,845
Leeds
30,221
Lennox and Addington. . .
22,956
51.542
Manitoulin .
3,600
Middlesex
229.369
Muskoka
189,080
25,355
Norfolk
1,500,368
Northumberland
114,788
255,177
Oxford
342,736
Parry Sound
121,019
Patricia
Peel
163,572
Perth
100,990
103,758
Prescott . . .
52,287
Prince Edward
26.301
Rainy River
2,412
31,110
Russell
20,548
906,272
23,694
Sudbury
22,665
Thunder Bay
10.600
Timiskaming
2,930
Victoria
38,328
Waterloo
134,342
Welland
139,555
179,316
136,762
York
661,031
Totals.
5,997
6,708.062
1,437,221
215,036
8,360,319
64
REPORT OF THE
No. 3
SUMMARY OF TREES DISTRIBUTED, 1941
Total
Ship-
ments
Conifers
Hard-
woods
Cuttings
Total
Trees
Private Lands:
Reforestation and Windbreaks . . .
School Children
Semi-Public Properties
Municipal Properties:
County Forests
F"orest Plantations
Roads
School Grounds
School Demonstration Plots
Sundry
Provincial Crown Lands:
Forest Stations
Northern Plantations
Forests
Ranger Plantations
Parks
Highways
Hydro Electric Power Commission
Hospitals
Penal Institutions
Sundry
Dominion Crown Lands
Miscellaneous
Totals
5,997
951
83
6,708,062
392,375
78,485
1,740,875
557,935
69,800
5,000
26,056
187,961
750,400
50,000
21,675
18,500
62,500
10,960
3,475
1,011
38,900
108,776
113,450
1,437,221
273,689
28,717
175,800
229,685
7,400
215,036
3,881
7,265
2,000
558
3,000
16,116
1,200
7,800
36,425
875
680
42,650
27,295
38,885
7.260
10.946,196
2,327.438
475
100
3,600
3,550
1,200
237,665
8,360,319
669,945
114,467
1,918,675
788,178
77,200
8,000
42,647
187,961
750,400
50,000
22,975
26,300
102,525
10,960
4.350
1,691
81,550
139,621
153,535
13,511,299
DEPARTMENT OF LANDS AND FORESTS FOR 1942
65
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66 REPORT OF THE No. 3
DIVISION OF RESEARCH
On July 24th, 1941, a Division of Research was established within the
Department of Lands and Forests to carry on investigative and research
work in connection with the forest resources of the Province.
During the year activities were limited to organization of the work of
the Division and the continuation of projects previously being conducted by
the Department. Shortage of personnel, due to wartime conditions, has
prevented full development of the work of the Division.
Projects under way are as follows: —
Forest Management Studies
1. Continuation of studies of slash burning after logging in pine stands
in the Timagami area.
2. Continuation of studies of slash burning in pulpwood stands in
the Lake Nipigon area.
3. Studies of Pulpwood exports.
4. Studies of stumpage prices in Ontario.
Forest Protection Studies
\. Diplodie pinea disease. A study of the parasites of the pine spittle
bug. Damage and salvage prospects in Scots pine plantations.
2. Needle blight of White pine.
3. The customary spring and fall visits were made to nurseries at St.
Williams, Midhurst and Orono for inspection and disease control.
4. The program of biennial field reconnaissance of White pine blister
rust conditions was continued in the Madawaska and Ottawa River valleys.
5. F'urther data was collected in connection with sulphur fume damage
in the Sudbury area.
6. Co-operation was continued with the Division of Entomology.
Department of Agriculture, Ottawa, in connection with the insect survey,
Some 220,000 cocoons of the larch sawfly were collected and forwarded to
the Federal Government Parasite Laboratory at Belleville.
Library
A research library was established.
DEPARTMENT OF LANDS AND FORESTS FOR 1942
67
DIVISION OF SURVEYS
The following surveys were made during the fiscal year ending March
31st, 1942:
Aerial Surveys
For Timber
Companies
For Dept. of L. & F.
and Timber Co's.
For Dept. of
Lands and Forests
For Other
Departments
Company
Area
Company
Area
Department Only
Area
1?.-.
Department
Area
Sq.
Mi.
♦AbitibiP. &P...
*Ontario Paper. .
155
178
Spruce Falls P. & P.
*Poupore Lbr
364
387
*Lands & Forests
154
912
747
984
10
Hydro Elec.
♦Hydro Elec.
Highways . . .
♦Mines
12
64
8
10
10
28
63
Totals
333
751
2,807
195
Grand Total — 4,086 Square Miles
♦Includes preparation of Maps.
Ground Surveys
I. Ground Control Lines for Aerial Photographic Surveys:
1. For Department of Lands and Forests, for Land Disposal Purposes:
Survey of islands and shore parcels, Lake of the Woods, for summer
resorts 169 miles
2. For Abitibi Power and Paper Co., Ltd.: Surveys consisting mainly
of traverses of streams to obtain control lines of certain of the
Company's pulpwood concessions near Lake Nipigon 93 miles
and north and east of Lake Superior 84 miles
II. Ground Surveys only, for Department of Lands and Forests:
A. For Summer Resort Purposes:
(1) Survey of Lots on shores of Gumming and Pickerel Lakes,
District of Algoma.
(2) Survey to establish lot angles in the Township of Wood, Dis-
trict of Muskoka.
B. For Water Control Purposes:
Survey of dams on Whitefish River, District of Sudbury.
C. For Parking Lot Purposes:
Survey of small parcel adjacent to Long Point Municipal Park,
Township of South Walsingham.
Note: The securing of data in the field forms only part of the total cost of a survey. In the case
of aerial surveys, the work in the office, depending on the mapping that may be required,
will cost from 45 per cent to 70 per cent of the total cost, and, in the case of ground surveys,
from 3S14 per cent to 50 per cent.
68 REPORT OF THE No. 3
DIVISION OF TIMBER MANAGEMENT
Timber Operations
Operating Season, 1941-42 — The season saw a continued expansion
throughout the wood-using industries of Ontario due to the war, although
over-all production was somewhat less than in previous years due to labour
shortage in woods operations. To make fuller use of the limited labour
available, the cutting season was extended and summer operations became
general.
Statement of Timber Cut, 1940-41
Table on page 69 contains a statement of the timber cut during the 1940-41
operating season and returned during 1941. Preliminary returns for 1941-42
indicate that production was slightly less, due to the scarcity of woods
labour, and to other production problems.
Timber Sales, 1941-42 ■
Details of new sales of timber made during the year are given on pages
70 to 88 inclusive. Details of areas abandoned are given on pages 89 to 104
inclusive.
Mills Licensed, 1941-42
Mills licensed in accordance with the regulations of the Mills Licensing
Act, were as follows:
Sawmills — less than 30,000 board feet per diem 1192
Sawmills — 30,000 board feet per diem, or more 37
Pulp and Paper Mills 34
1263
Pulpwood Exported and Imported during the Calendar Year 1941
Exports: Exports from Ontario are: Crown Land 404,328 cords,
other lands 230,970 cords, making a total of 635,298 cords.
Imports: To date no complete records have been kept. Partial
returns show imports of approximately 400,000 cords.
Conditions Governing Operating, 1941
Conditions applying to sawlog and pulpwood operations during the
fiscal year were established by an Order-in-Council of April 28th, 1941.
Crown Timber Regulations Respecting Permits
The Crown Timber Regulations as issued under authority of the
Crown Timber Act, were amended by Order-in-Council dated February
27th, 1942, principally in respect to the disposal of small quantities of
timber under Permit.
Settlers' Timber Cutting Permits in the Clay Belt
During the year a new policy was made effective in the Northern Clay
Belt, under which bona fide settlers have the right to cut pulpwood from
DEPARTMENT OF LANDS AND FORESTS FOR 1942
69
Crown Lands, providing certain requirements with respect to settlement are
met. Under certain conditions, a married man may obtain 100 cords and
a single man 50 cords per year. An amount of $1.00 per cord is held
back, 50% going to the Department as dues, and 50% refunded to the
settler on evidence that the settlement requirements for the year have been
met satisfactorily.
Scaling Examination
One scaling examination was held at Minden, Ontario during the year,
with the following results:
No. of candidates 59
No. obtaining full licenses (Sawlogs and Pulpwood) 16
No. obtaining Pulpwood License only 10
The remaining candidates were unsuccessful, or were recommended for
a license after further experience.
Amounts of Timber Cut
Season 1940-41
Species Pieces and Feet
White Pine and Red Pine 2,498,787 115,311,772
Jackpine 4,169,352 75,336,997
Spruce 2,211,602 53,307,069
Balsam 62,643 847,506
Hemlock 696,613 24,649,409
Birch 254,726 16,425,963
Maple 77,345 3,936,938
Other Hardwoods 84,138 2,962,628
Poplar 153,621 3,073,492
Cedar 11,420 152,468
Tamarac 532 14,806
Total 10,220,779 296,019,048
Pieces Lineal Feet
Ties 553,472 —
Poles 9,166 —
Posts 37,346 —
Fuelwood — —
Logging and Mining Timber — 1,972,559
Miscellaneous 238 —
Cords
47,515
1,267,951
96,419
28,200
184
1,440,269
Cords
106,858
3,487
Area Under Pulpwood Agreement
Square Miles
1934 53,416M
1935 52,849^
1936 52,898M
1937 54,6253^^
Square Miles
1938 62,643
1939 65,330
1940 65,497H
1941 66,5091/^
70
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DEPARTMENT OF LANDS AND FORESTS FOR 1942 105
MEMORANDUM OF AGREEMENT dated this 22nd day of August,
1941.
BETWEEN:
HIS MAJESTY THE KING, represented herein by the
Minister of Lands and Forests, for the Province of Ontario,
hereinafter referred to as "the Crown"
OF THE FIRST PART
— and —
THE ONTARIO PAPER COMPANY LIMITED, herein-
after referred to as "the Company"
OF THE SECOND PART
WHEREAS the Company has erected and is operating a pulp and
paper plant in the Town of Thorold, in the Province of Ontario, and in
connection therewith has invested a very large sum of money in the said
Province and affords employment to a large number of persons:
AND WHEREAS in the manufacture of its products the Company
acquires a large supply of pulpwood from the Province of Ontario, which
supply had previously been acquired largely from points outside the
Province of Ontario;
AND WHEREAS it is deemed desirable in the interests of the Province
and of the Company that the matters hereinafter provided for should be
definitely determined and evidenced by this agreement;
AND WHEREAS the Company being a wholly-owned subsidiary of
the Tribune Company, publisher of the Chicago Tribune (hereinafter
called The Tribune) was incorporated in 1912 in Ontario and operates as
a manufacturing department of The Tribune for the purpose of providing
newsprint for The Tribune and its wholly-owned affiliates;
AND WHEREAS in accordance with a settled policy the Company
has never produced newsprint for sale commercially but only for The
Tribune and its wholly-owned affiliate, the News Syndicate Co., Inc.;
AND WHEREAS the position of the Company as a non-commercial
mill not engaged or intending to engage in the manufacture of newsprint
for sale commercially or for delivery directly or indirectly to any publisher
other than its principal and wholly-owned affiliate above mentioned has
hitherto been recognized by the Governments of Ontario and Quebec;
NOW^ THEREFORE THIS AGREEMENT WITNESSETH that in
consideration of the covenants and agreements hereinafter contained the
parties hereto covenant and agree each with the other as follows:
1. The Company will not sell or supply, either directly or indirectly,
newsprint to any person or company other than the above mentioned
principal, The Tribune, or its wholly-owned affiliates and will not engage
in the manufacture of newsprint for sale commercially or for delivery
106
REPORT OF THE
No. 3
directly or indirectly to any person or company other than the said principal
or its wholly-owned affiliates.
2. The Company will not during the period covered by this agreement
(without the consent in writing of the Minister of Lands and Forests for
the time being) instal any new paper machines (other than to replace
existing machines) in addition to those now installed in its mill at Thorold,
Ontario.
3. In the event of the Company committing a deliberate breach of
any of the terms hereof, the Minister may, after thirty days notice in
writing to the Company at its Head Office, presently situated at Thorold,
Ontario, declare this contract to be null and void. Provided that in the
event of any difference between the parties as to whether any such breach
had occurred the Company may within such thirty days period give notice
in writing to the Minister that the matter shall be referred for trial to the
Supreme Court of Ontario for a declaratory judgment that such breach
has not occurred. In such event the onus shall be upon the Company to
establish that the breach relied on has not occurred and the Minister shall
not make the declaration above mentioned until the final adjudication
of such matter by such court. The Company shall commence its proceedings
in Court within ten days after giving such notice or failing so to do the
Minister may proceed to make such declaration.
4. The Crown affirms the position of the Company as a non-commer-
cial newsprint manufacturer and agrees that no requirements, directions
or regulations will be imposed upon the Company for the period of this
agreement requiring the Company to restrict its production insofar as that
production is solely for the purpose of providing newsprint for its principal
and its wholly-owned affiliates or any of them.
5. This agreement shall remain in effect until the 31st of May, 1958,
and may thereafter be renewed by consent of the parties.
6. This agreement shall enure to the benefit of and be binding upon
the parties hereto and upon their respective successors and assigns.
Signed, Sealed and Delivered
in the presence of
"F. A. MacDOUGALL"
PAUL F. SWANSON'
Minister ok Lands and Forests for
THE Province of Ontario
"N. O. HIPEL"
The Ontario Paper Company Ltd.
"ARTHUR A. SCHMON"
President
"E. M. ANTRIM"
Secretarv
(seal)
(the ONTARIO
paper company
limited)
DEPARTMENT OF LANDS AND FORESTS FOR 1942 107
THIS AGREEMENT, made this Ninth day of September, A.D. 1941,
BETWEEN:
HIS MAJESTY THE KING, represented by the Minister of
Lands and Forests for the Province of Ontario, hereinafter
referred to as the "Crown",
OF THE FIRST PART
— and —
SPRUCE FALLS POWER AND PAPER COMPANY,
LIMITED, hereinafter referred to as the "Company",
OF THE SECOND PART
WHEREAS there are now vested in the Company all the rights
conferred upon Saphronous A. Mundy and Elihu Stewart by a certain
agreement dated the 9th day of February, 1918, between the Minister of
Lands, Forests and Mines for the Province of Ontario and the said Saph-
ronous A. Mundy and Elihu Stewart, to cut pulpwood and Pine Timber
on the lands therein mentioned, as amended by various subsequent agree-
ments with the Crown, for a term of twenty-one years from the First
day of January, A.D. 1920 (subject to renewal as therein provided), which
term has now expired;
AND WHEREAS there are also vested in the Company all the rights
conferred upon Spruce Falls Company, Limited by an agreement dated
the 5th day of January, 1926 between His Majesty the King, represented
therein by the Minister of Lands and Forests for the Province of Ontario,
and said Spruce Falls Company, Limited;
AND WHEREAS in performance of the obligations imposed by the
said agreements the Company has erected and is operating a newsprint
mill of an annual production capacity of approximately 200,000 tons and
a sulphite pulp mill of an annual production capacity of approximately
85,000 tons at Kapuskasing, Ontario, and has plant far above its obligations
and has further enlargements in contemplation;,
AND WHEREAS in recognition of the rights of renewal contained
in the said Agreement, and to grant and assure unto the Company an
adequate raw material supply, having regard to its present and future
requirements, it is expedient that the cutting rights on the areas now held
by the Company should be renewed, and that additional areas as herein-
after mentioned should be granted to the Company, and that the whole
should be consolidated into a single concession agreement to extend for a
uniform period of time upon the basis hereinafter set forth;
NOW THEREFORE THIS AGREEMENT WITNESSETH that in
consideration of the covenants and agreements on the part of the Company
herein contained, and with the approval of the Lieutenant-Governor-in-
Council, and subject to the terms and conditions hereof, the parties hereto
agree as follows:
108 REPORT OF THE
1. The Crown, pursuant to the Crown Timber Act, doth hereby
grant to the Company for a period of twenty-one years from the First day
of January, A.D. 1941 (subject to renewal as hereinafter provided) the right
to cut and remove all species of timber on the areas described in Schedules
"A" and "B" hereto annexed, which form part of this Agreement.
It is understood and agreed that if at any time during the said period
of twenty-one years, or any renewal or renewals thereof as hereinafter
provided for, the Minister is of the opinion that there is not sufficient
pulpwood timber on the areas described in the Schedules hereto annexed
to supply the Company with sufficient pulpwood to enable it to operate
its plant as now existing or hereafter enlarged to its full capacity, the
Minister will grant to the Company the right to cut pulpwood timber on
other ungranted Crown lands, to be designated by him and to be situate
as near as possible to the Town of Kapuskasing, on the same terms and
conditions as are herein contained, save and except as to prices, which
shall be fixed by the Minister.
2. The Company shall pay to the Honourable the Treasurer of the
Province of Ontario, subject to the provisions and conditions herein con-
tained, and subject to such other conditions, orders and regulations as
may now be in force or hereafter may be passed or enacted relative thereto,
the following prices for timber cut, namely:
(a) As to timber cut for pulpwood purposes from the areas
described in Schedule "A" hereto:
Spruce pulpwood — Crown dues plus a bonus of 35^ a cord.
Balsam pulpwood — Crown dues plus a bonus of 55^ a cord.
Other pulpwood — Crown dues plus a bonus of 55^ a cord.
(b) As to timber cut for pulpwood purposes from the areas
described in Schedule "B" hereto:
Spruce pulpwood — Crown dues plus a bonus of 65p a cord.
Balsam pulpwood — Crown dues plus a bonus of 50^ a cord.
Other pulpwood — Crown dues plus a bonus of 10^ a cord.
3. The Company shall provide employment during each year for a
sufficient number of employees within or adjacent to the Town of Kapus-
kasing and in bush operations to assure the efficient operation of its pulp
and paper mills.
4. The Company covenants and agrees that on or before the First
day of May, A.D. 1942, it will erect in the vicinity of Fauquier, Ontario,
or at such other location as the Minister may approve, a sawmill or saw-
mills having a minimum capacity of 50,000 feet, board measure, per diem.
As security for the due performance of its obligation to erect the said
sawmill the Company shall on or before the First day of October, A.D.
1941 lodge with the Department of Lands and Forests its corporate bond
in the penal sum of One Hundred Thousand Dollars (SlOO, 000.00). and in
the event of the Company failing to erect said sawmill the Crown shall be
entitled to enforce the said bond against the Company, and in addition
the Company shall forfeit the rights herein granted to it of cutting and
utilizing the large-sized timber on the areas described in the Schedules
DEPARTMENT OF LANDS AND FORESTS FOR 1942 109
hereto annexed for sawmill purposes, but such default shall not prejudice
the cutting rights of the Company for pulpwood timber on the said areas
to be used in the operation of its pulp and paper mills.
5. On or before the F"irst day of October, A.D. 1941 the Company
shall deposit in the Department of Lands and Forests a bond or bonds
of a Guarantee Company in favour of His Majesty in the penal sum of
One Hundred Thousand Dollars ($100,000.00), or such other security as
may be satisfactory to the Minister for the due performance by the Com-
pany of its obligations hereunder, save and except those imposed by para-
graph 4 hereof.
6. Whenever in the opinion of the Minister there is timber large
enough to be used for purposes other than pulpwood on the areas herein
described, the same shall be cut into logs and paid for by the Company
at such prices as may be determined by the Minister in writing. All
timber cut into logs shall be manufactured into lumber or other products
in the Province of Ontario to the satisfaction of the Minister, provided
that where to the extent and in the opinion of the Minister such class of
timber is not required or being used by the Company the Minister may
offer such timber for sale by public competition or otherwise dispose of it,
having regard for market requirements.
7. The Company shall not hew any timber into ties without having
first obtained the consent in writing of the Minister, and if such consent
be given the price to be paid by the Company for ties so hewn shall be
fixed by the Minister in and by the writing containing such consent.
8. All pulpwood cut by the Company under this Agreement shall be
manufactured into newsprint, pulp, or other finished product of pulp at
the Company's plant situated at Kapuskasing, Ontario.
9. It is distinctly understood and agreed that only the right to cut
timber as aforesaid is granted to the Company, and not the soil and
freehold in the areas described in the Schedules hereto annexed, nor is any
interest therein demised to the Company except insofar as may be necessary
to cut and remove the timber thereon.
10. It is distinctly understood that the right is hereby reserved to
the Crown to deal with the lands above described, and the timber standing,
growing and being thereon, for forest management and other purposes as
the Minister may see fit, and in particular — but not so as in any way to
limit the generality of the foregoing — it is hereby specially stipulated and
agreed as follows:
(a) the Crown reserves and excepts from the lands above described
the right of way of any and all railway or travelled roads, islands,
Indian reserves, and all lands under the water of all rivers, lakes
and streams; also all lands heretofore patented, licensed, leased,
located or applied for in respect of which such proceedings have
been taken or shall hereafter be taken as in the opinion of the
Minister entitled the applicant or applicants to a lease or patent
of such lands, together with the right to sell, lease, locate or other-
wise dispose of any lands within the areas described in the Schedules
no REPORT OF THE No. 3
hereto annexed for settlement, mining, summer resort or other
purposes on such terms and conditions as may be deemed advisable.
(b) All water powers and privileges on the said areas or territory are
reserved to the Crown.
(c) The Company shall not have the right to cut or remove timber
of any kind from any lands already under timber license or permit
from the Crown without the special permission in writing of the
Minister.
11. The Company shall, within five years from the date hereof, file
in the Department of Lands and Forests a plan or scheme in detail pre-
pared by the said Company providing for the placing of its supply of
pulpwood on a sustained yield basis.
12. The Company shall apply to and get the permission in writing
of the Minister at least Sixty (60) days prior to the commencement of its
operations for the area within said territory on which the cutting shall take
place, and the Company shall not be entitled to cut in the said territory
on areas other than those designated in such permission. At the end of
each season's operations, and on or before the First day of June in each
and every year, the Company shall file with the Minister a map indicating
thereon the area cut over during the preceding season, and the kinds and
quantities of wood and timber taken therefrom.
13. The Minister shall, in and by the written permission provided
for in the preceding paragraph hereof, designate the kind or kinds of
timber to be cut on the areas covered by such permission, and the Com-
pany shall cut all merchantable wood and timber so designated on such
area in such manner as the Minister may from time to time direct.
14. The Company shall take such precautions and employ such
means to prevent injury or destruction by fire upon said territory as the
Minister may require, and shall pay an annual charge for fire protection
of S6.40 per square mile, or such other rate as may be from time to time
fixed by the Lieutenant-Governor-in-Council. The Minister shall fix the
area upon which fire protection charge is payable. The Company shall
exercise due diligence in ascertaining whether or not its timber areas are
being invaded from time to time by insects or disease, and shall furnish
the Minister with such information as it has been able to obtain, as often
as the Minister may require.
15. Pulpwood taken out in 4 ft. or 8 ft. lengths shall be measured,
returned and paid for on the basis of 128 cubic feet to each stacked cord.
Pulpwood taken out in lengths above 8 feet shall be measured in the log
on the cubic basis, and such 100 cubic feet shall constitute a cord. Ar-
rangements may be made, with the approval of the Minister, whereby
lengths of 8 feet may be measured, returned and paid for on the same
basis as lengths over 8 feet.
16. It is distinctly understood and agreed that the Crown does not
guarantee any quantity of wood on the areas described in the Schedules
hereto annexed, or upon any other areas which may be granted to the
Company pursuant hereto.
DKPARTMHNT OF LANDS AND FORESTS FOR 1942 HI
17. Proper sworn returns of the quantity of wood and other timber
cut each season shall be made to the Government in conformity with the
Crown timber Regulations, and payment shall be made for such wood and
timber not later than the First day of October in each year, and the
Government shall have all the rights and powers in respect of enforcing
such payment as are now provided under the Crown Timber Act. On all
accounts due and payable on the First day of October which remain
unpaid after the 31st day of October in the same year interest at the rate
of 1% per month shall be charged until paid, calculated from the First
day of October.
18. The Minister, or such officer or officers of the Crown as he may
designate, shall have the right to inspect the timber operations on the
allotted territory at any time he may deem it advisable, or in the public
interest, so to do. and if such inspection shall show that the timber opera-
tions are carried on in such a way that any merchantable or valuable
timber which should be removed is being left or destroyed, he shall have
the right to estimate the said timber and charge the same to the Company
at the same rate of dues and bonus as if it had been actually removed,
together with such penalty or penalties as the Minister may fix. The
cutting and removing of the timber on the territory, or any part thereof,
shall not be deemed to have been completed until it has been examined
by an officer of the Crown, and the operation has been declared satisfactory
by the Minister.
19. No refuse, sawdust, chemicals or matter of any other kind shall
be placed or deposited in any river, stream or other waters which shall be
or may be injurious to game and fish life.
20. All slash made about camps, along tote roads, railroads or any
other areas which constitute a serious fire menace shall be disposed of by
and at the expense of the Company in accordance with the Forest Fires
Prevention Act and amendments thereto and regulations made thereunder.
21. The Company shall co-operate to the satisfaction of the Minister
in the purchase of all bona fide settlers' pulpwood.
22. All bona fide accounts due for settlers' pulpwood purchased by
the Company shall constitute a first claim against the Company.
23. If upon the termination of said period of twenty-one years the
Company shall have fully performed the terms and conditions herein set
forth to the satisfaction of the Minister, it shall be entitled to a renewal
hereof for a further term of twenty-one years upon such terms and con-
ditions (including the prices to be paid for wood and timber) as may then
be fixed by the Minister. If at the expiration of such renewal the Company
shall have in all respects fully performed the terms and conditions herein
set forth and shall have maintained its plant and property in a high state
of efficiency to the satisfaction of the Minister in all respects, and if it
shall then appear to the Minister desirable in the public interest to con-
tinue and maintain the operation of the said plant, the Minister shall grant
to the Company a further renewal or renewals of this Agreement on such
terms and conditions (including the prices to be paid for wood and timber)
as may then be fixed by him.
112 REPORT OF THE No. 3
24. The Crown Timber Act and amendments thereto, and all other
Acts and regulations of general application relating to the cutting, measur-
ing, removing and driving of timber off and from Crown lands, shall be
applicable to the operations of the Company, and shall be binding upon
and enure to the Company as fully and effectually as if they had been set
forth herein. Provided always that nothing contained in such Acts and
regulations shall limit, restrict or curtail the duties, liabilities and obliga-
tions imposed upon the Company by virtue of this Agreement.
25. The Company shall route all its freight both incoming and outgo-
ing over the line of the Temiskaming and Northern Ontario Railway
Commission whenever as favourable rates can be obtained by routing such
freight by or over that line as by any other route.
2G. As required by the Minister, upon reasonable notice, the Company
will at the market price from time to time furnish to Canadian Publishers
each month such a proportion of the output of the paper mill as shall be
demanded by the Minister; provided, however, that the Company shall
not be required to so furnish more than fifteen percent from time to time
of its total output.
27. The Company covenants and agrees to employ Canadian labour
and to co-operate with the Crown in maintaining standard rates of wages
and otherwise meeting all the requirements as may be provided by the
Industrial Standards Act or such other statutory enactments in that behalf
as now or may hereafter be in force.
28. It is agreed that upon the Company depositing in the Department
of Lands and Forests the bonds or other security as required by paragraphs
numbered four and five hereof, the Minister shall cause any bond or bonds,
corporate or guarantee company, held as security for the performance of
obligations under the agreement made with Saphronous A. Mundy and
Elihu Stewart dated the 9th day of February, 1918, as subsequently
amended, and of obligations under the agreement made with Spruce Falls
Company, Limited dated the oth day of January, A.D. 1926, to be can-
celled and the parties to such bond or bonds to be released from liability
thereunder.
29. As and from the First day of January, A.D. 1941 this Agreement
shall supersede all cutting authorities heretofore made or issued by the
Crown and held by the Company in respect of the areas and the types
and classes of timber covered by this Agreement, without limiting the lia-
bility of the Company to the Crown to pay all Crown dues or other
charges incurred in respect thereof prior to the said date.
30. In the event of the Company at any time making default under
the terms of this Agreement, the Minister may give notice in writing to
the Company, which shall be sent to it by registered post addressed to it
at Toronto, Ontario, stating the default complained of and requiring the
Company to make good such default, and if, at the expiration of ninety
days from the date of such notice, the default complained of has not been
made good, the Minister may forthwith declare the rights of the Company
under this Agreement forfeited.
Provided, however, that any default or delay on the part of the
Company in the performance or observance of any of the terms and pro-
DP:PARTMKXT of lands and forests for 1942
113
visions of this Agreement occasioned in whole or in part through extended
interruption to power supply, strikes, fire, tempest, war, action by princes
or sovereign states, act of God, or other cause beyond the control of the
Company, shall not be or be deemed to be a default on the part of the
Company under this Agreement;
Provided further that the Minister shall be entitled to waive all rights
of forfeiture arising under this Agreement by reason of any default if, in
the opinion of the Minister, the cause of such default justifies the waiving
of such right, and thereupon this Agreement shall be construed and the
Company's rights hereunder shall continue as though no such default had
occurred.
31. In this Agreement "Minister" shall mean the Minister of Lands
and Forests.
32. The Company hereby covenants and agrees to and with the
Crown to observe, perform and keep all the covenants, agreements, pro-
visions and conditions on its part herein contained.
33. The decision of the Minister as to the true intent and meaning
of this Agreement shall be final and binding upon the Company.
34. This Agreement shall be binding upon and enure to the benefit
of the Company and its assigns, but this Agreement and the rights of the
Company hereunder shall not be assigned without the consent of the
Minister.
IN WITNESS WHEREOF the parties hereto have executed this
Agreement the day and year first above written.
Signed, Sealed and Delivered
in the presence of:
"J. B. METZLER"
as to the Minister of Lands
and Forests.
"R. W. S. JOHNSTON"
as to Spruce Falls Power and
Paper Company Limited.
"N. O. HIPEL" (seal)
Minister of Lands and Forests.
Spruce Falls Power and Paper
Company, Limited.
By:
"F. J. SENSENBRENNER"
President.
And : (seal)
"GEO. BARBER"
Secretary.
This is Schedule "A" referred to in the Agreement made between His
Majesty the King and Spruce Falls Power and Paper Company, Limited
dated the Ninth day of September, A.D. 1941.
Firstly: All and singular the Townships of Curney, Teetzel, Torrance,
Pearce, Nixon, and Neely in the District of Cochrane, said to contain
486 square miles, more or less.
114 REPORT OF THE \o. 3
Secondly: All and singular the Townships of Shearer, Parnell, Cumming.
Fergus, Ecclestone, Cargill, Sulman, and Swanson, in the District of
Cochrane; the Townships of Opazatika, Bourinot, Shanly, Usnac,
Oscar. Concobar, Radisson, Maude and Allenby, in the District of
Algoma; said to contain 1254 square miles, more or less.
Thirdly: Parts of the Township of O'Brien in the District of Cochrane,
more particularly described as follows:
Being composed of Lots Numbers 1 to 29 inclusive in the 1st, 2nd,
3rd, 4th, 5th and 6th Concessions of the said Township, containing
an area of 16,633 acres, more or less.
ALSO Lots Numbers 1 to 10 inclusive in the 13th. 14th. 15th and
16th Concessions, and Lots Numbers 1 to 20 inclusive in the 17th
and 18th Concessions, containing an area of 7.402 acres, more or
less.
ALSO Lots Numbers 26 to 29 inclusive in the 17th and 18th
Concessions, containing 692 acres, more or less.
Making a total area of 24,727 acres, more or less.
Which said three parcels comprise the areas originally granted to
Saphronous A. Mundy and Elihu Stewart, pursuant to a certain
Agreement dated the 9th day of February, 1918 and to certain subse-
quent amending agreements, and assigned to Spruce Falls Power and
Paper Company, Limited.
Fourthly: All and Singular the Townships of Mons, Amundsen, Davin,
Lougheed, Abbott and Cromlech, in the District of Algoma; the
Townships of Lincoln, Paul, Alcorn and Collins in the District of
Sudbury, and the south part of the Township of Owens, being com-
posed of Lots 1 to 29 inclusive, in Concessions I to \TII inclusive, and
Lots 13 to 29 inclusive, in Concession IX, all in the said Township of
Owens, in the District of Cochrane; containing in all 688 and ^ square
miles, more or less.
Which Fourth Parcel is granted to Spruce F"alls Power and Paper
Company, Limited under and pursuant to the terms and provisions of
the within Agreement.
This is Schedule "B" referred to in the Agreement made between His
Majesty the King and Spruce Falls Power and Paper Company, Limited
dated the Ninth day of September, A.D. 1941.
Firstly: All and Singular the Townships of Clouston, Buchan, Wadsworth,
Lisgar, Seaton, Fenton, Staples, Casselman, Slack, Griffin, Watson,
Poulett, Hicks, Stringer, MacX'icar, Carmichael, Ford, Oke, Aitken,
P'ortune, (luilfoyle, Boyle, Bradley, Harzon. Mowbray, Hopkins,
Cockshutt, Howells, Clay, Tucker, Beardmore, Hurdman, Agate,
Marceau, Sheldon, Traill, and the West one-half of the Township of
Adanac, all in the District of Cochrane, containing 2827 scjuare miles,
more or less;
Which said first parcel comprises the areas originally granted to
Spruce Falls Company, Limited, pursuant to a certain agreement dated
DEPARTMENT OF LANDS AND FORESTS FOR 1942 115
the 5th day of January, 1926, and assigned to Spruce Falls Power and
Paper Company, Limited.
Secondly: All and Singular the Townships of Melrose and Reeves, in the
District of Sudbury, the Township of Strachan, the South half of the
Township of Burritt and the South Half of Weichel, in the District of
Cochrane, containing 324 square miles, more or less.
Which second parcel is granted to Spruce Falls Power and Papef
Company, Limited under and pursuant to the terms and provisions or
the within Agreement.
116 REPORT OF THE No. 3
MEMORANDUM OF AGREEMENT dated this 23rd day of October.
A.D. 1941.
BETWEEN:
HIS MAJESTY THE KING, as represented by the Minister
of Lands and Forests for the Province of Ontario, hereinafter
referred to as "the Crown",
OF THE FIRST PART
— and —
SPRUCE FALLS POWER AND PAPER COMPANY,
LIMITED, hereinafter referred to as "the Company",
OF THE SECOND PART
WHEREAS the Company has erected and is operating a pulp and
paper plant in the Town of Kapuskasing in the Province of Ontario, and in
connection therewith has invested a very large sum of money in the said
Province and afifords employment to a large number of persons;
AND WHEREx'\S in the manufacture of its products the Company
requires a large supply of pulpwood, which has been assured to it under
the provisions of a certain Agreement dated the 9th day of September,
A.D. 1941;
AND WHEREAS The New York Times Company contributed a
substantial portion of the capital required to erect and develop the said
pulp and paper plant;
AND WHEREAS the Company has engaged to supply to The New
York Times Company, its successors and assigns, its entire requirements
of newsprint, which constitute the major portion of the output of newsprint
of the Company, and to that extent the Company has not sold and does
not intend to sell newsprint in the open market:
AND WHEREAS to the extent that the Company has engaged to
supply to The New York Times Company, its successors and assigns, its
entire requirements of newsprint, the position of the Company as a non-
commercial mill has hitherto been recognized by the Government of Ontario;
AND WHEREAS it is deemed desirable in the interests of the Province
and of the Company that the matters hereinafter provided for should be
definitely determined and evidenced by this Agreement;
NOW THEREFORE THIS AGREEMENT WITNESSETH that in
consideration of the covenants and agreements hereinafter contained the
parties hereto covenant and agree each with the other as follows:
1. To the extent to which the Company is engaged to supply the
entire requirements of newsprint of the New York Times Company, its
successors and assigns, as aforesaid, the Company agrees that it will not
sell or supply newsprint either directly or indirectly to any other person or
Company.
DEPARTMENT OF LANDS AND FORESTS P'OR 1942
117
2. The Company will not during the period covered by this Agreement
(without the consent in writing of the Minister of Lands and Forests for
the Province of Ontario) install any new paper machine, other than to
replace existing machines, in addition to those now installed in its mill at
Kapuskasing, Ontario.
3. In the event of the Company committing a deliberate breach of
any of the terms hereof, the Minister may, after thirty days notice in
writing to the Company at its Head Office, presently situate at Toronto,
Ontario, declare this contract to be null and void. Provided that in the
event of any difference between the parties as to whether any such breach
had occurred the Company may within such thirty day period give notice
in writing to the Minister and the matter shall be referred for trial to the
Supreme Court of Ontario for a declaratory judgment that such breach has
not occurred. In such event the onus shall be upon the Company to
establish that the breach relied on has not occurred and the Minister
shall not make the declaration above mentioned until the final adjudication
of such matter by such court. The Company shall commence its proceed-
ings in Court within ten days after giving such notice or failing so to do
the Minister may proceed to make such declaration.
4. The Crown afifirms the position of the Company as a non-com-
mercial newsprint manufacturer to the extent to which the Company is
engaged to supply the entire requirements of newsprint of The New York
Times Company, its successors and assigns as aforesaid, and agrees that
to that extent only no requirements, directions or regulations will be
imposed upon the Company for the period of this Agreement requiring the
Company to restrict its production of newsprint.
5. This Agreement shall remain in effect until the First day of
January, A.D. 1962, and may thereafter be renewed by the consent of the
parties.
6. This Agreement shall enure to the benefit of and be binding upon
the parties hereto and upon their respective successors and assigns.
Signed, Sealed and Delivered
in the presence of:
"F. A. MacDOUGALL"
"R. W. S. JOHNSON"
as to Spruce Falls Power and
Paper Company, Limited.
(seal)
"N. O. HIPEL"
Minister of Lands and Forests
FOR THE Province of Ontario.
Spruce Falls Power and Paper
Company, Limited.
By: "GEO. BARBER"
Secretary-Treasurer .
And: "J. S. D. TORY"
A s si slant- Secretary.
(seal)
118 REPORT OP^ THE No. 3
MEMORANDUM OF AGREEMENT dated this 18th day of
February, A.D., 1942.
BETWEEN:
HIS MAJESTY THE KING, represented herein by the
Minister of Lands and Forests for the Province of Ontario,
hereinafter called the "CROWN"
OF THE FIRST PART
and
BROMPTON PULP & PAPER COMPANY, LIMITED,
hereinafter called the "COMPANY"
OF THE SECOND PART
WHEREAS the Company proposes to engage in the manufacture of
chemical pulp in the Province of Ontario and for such purpose will even-
tually require pulpwood in an estimated amount of 175,000 cords per
annum;
AND WHEREAS the Company has become the assignee of a certain
Agreement made the 3rd day of March, A.D. 1937 between His Majesty
the King and Lake Sulphite Pulp Company, Limited whereby the Crown
granted to the said Lake Sulphite Pulp Company, Limited the right to cut
and remove the pulpwood on certain areas therein described upon the
terms and conditions therein set forth;
AND WHEREAS the Company has also become entitled to the benefit
of a certain Agreement made between His Majesty the King and Nipigon
Corporation, Limited dated the 30th day of January, A.D. 1926;
AND WHEREAS the aforesaid two Agreements were amended by
Agreement dated the 24th day of July, A.D. 1937, made between His
Majesty the King, Lake Sulphite Pulp Company, Limited and the said
Nipigon Corporation, Limited;
AND WHEREAS the Company and the Crown have mutually agreed
that the above recited Agreements should be superseded by a new Agree-
ment upon the terms and conditions as hereinafter set forth;
NOW THEREFORE THIS INDENTURE WITNESSETH that in
consideration of the covenants and agreements on the part of the Company
herein contained, the Crown, with the approval of the Lieutenant-Governor-
in-Council, and subject to the terms and conditions hereof, doth grant to
the Company for a period of twenty-one years from the 18th day of
February, A.D. 1942, the right to cut and remove the timber in and upon
the areas described in Schedule "A" hereto, which forms part of this
Agreement.
1. The Company shall jiay to the Honourable the Treasurer of the
Province of Ontario, subject to the provisions and conditions herein con-
DEPARTMENT OF LANDS AND FORESTS FOR 1942 119
tained and subject to such other conditions, orders and regulations as may
be passed or made in relation thereto, the following rates or timber cut —
Sp;)ruce pulpwood %l .323^ per cord
Balsam pulpwood 70<^ per cord
Banksian or Jack Pine pulpwood 40^ per cord
Other pulpwood 40^ per cord
Sawlog or other timber at such prices as the Minister, subject to the
provisions of {paragraph numl)ered 10 hereof, may from time to time
determine.
IT IS UNDERSTOOD AND AGREED that the rates for pulpwood
as above set out shall not be increased and that no bonus is to be charged
by the Crown or paid by the Company. In the event of the Crown
reducing its dues on spruce pulpwood below $1.32^ per cord and/or on
balsam pulpwood below .70^ per cord and/or on banksian or other pulp-
wood below .40<^ per cord, the Company shall be given the benefit of such
reduction and during the period such reduction is in force shall pay for
pulpwood cut under this agreement the Crown dues reduced as aforesaid.
2. On or before the 1st day of June, A.D. 1942, the Company will
commence work on construction, erection and installation or completion
of a pulp mill for the production of chemical sulphate pulp at Red Rock,
Ontario, or at such other place in the District of Thunder Bay as the
Minister may approve, having an initial capacity of approximately 200
tons of pulp per diem, and on or before the 1st day of June, A.D. 1943,
the Company agrees that it will have completed and placed in operation
the said pulp mill, and will have expended in the completion thereof and
in the necessary equipment and appurtenances thereto approximately
$2,500,000 of lawful money of Canada or so much thereof as may be
necessary to completely equip an efficient mill of the said capacity.
3. As security for the due performance by the Company of its obliga-
tions hereunder, the Company shall deposit with the Crown the sum of
$50,000 of lawful money of Canada, or Bearer Bonds of the Dominion of
Canada or of the Province of Ontario having a face value of $50,000 in
lieu thereof, and in addition shall deposit in the Department of Lands and
Forests a bond or bonds of a Guarantee Company in favour of His Majesty
in the penal sum of $100,000, or such other security as may be satisfactory
to the Minister for the due performance by the Company of its obligations
hereunder. Upon the completion of the pulp mill as provided for in
paragraph 2 hereof the cash or bonds to the amounts of $50,000 deposited
as aforesaid shall be applied on account of charges for timber and other
charges as the same accrue in the course of the Company's operation.
4. In the event of the Company at any time making default under
the terms of this Agreement, the Minister may give notice in writing to the
Company, which shall be sent to it by registered post addressed to it at
820 Sun Life Building, Montreal, Quebec, stating the default complained
of and requiring the Company to make good such default, and if at the
expiration of six months from the date of such notice the default com-
plained of has not been made good, the Minister may declare the rights of
the Company under this Agreement forfeited and thereupon the said
120 REPORT OF THE No. 3
deposit shall be forfeited and become the absolute property of the Crown
and this Agreement shall be terminated.
PROVIDED, however, that any default or delay on the part of the
Company in the performance or observance of any of the terms and pro-
visions of this Agreement occasioned in whole or in part through extended
interruption to power supply, strikes, fire, sabotage, tempest, war, action
by princes or sovereign states, act of God, or other cause beyond the
control of the Company shall not be or be deemed to be a default on the
part of the Company under this Agreement;
PROVIDED FURTHER that the Minister shall be entitled to waive
all rights of forfeiture arising under this Agreement by reason of any
default if, in the opinion of the Minister, the cause of such, default justifies
the waiving of such right, and thereupon this Agreement shall be construed
and the Company's rights hereunder shall continue as though no such
default had occurred.
5. IT IS DISTINCTLY UNDERSTOOD that the right is hereby
reserved to the Crown to deal with the lands above described, and the
timber standing, growing and being thereon, for forest management and
other purposes as the Minister may see fit, and in particular — but not so as
in any way to limit the generality of the foregoing— it is hereby specially
stipulated and agreed as follows:
(a) The Crown reserves and excepts from the lands above described
the right of way of any and all railways or travelled roads,
islands, Indian reserves, and all lands under the water of all rivers,
lakes and streams; also all lands heretofore patented, licensed,
leased, located or applied for in respect of which such proceedings
have been taken or shall hereafter be taken as in the opinion of
the Minister entitled or will entitle the applicant or applicants to
a lease or patent of such lands, together with the right to sell,
lease, locate or otherwise dispose of any lands within the areas
described in the Schedule hereto annexed for settlement, mining,
summer resort or other purposes on such terms and conditions as
may be deemed advisable;
(b) all water powers and privileges on the said areas or territory are
reserved to the Crown;
(c) the Company shall not have the right to cut or remove timber
of any kind from any lands already under timber license or permit
from the Crown without the special permission in writing of the
Minister.
6. The Company shall, within five years from the date hereof, file in
the Department of Lands and Forests a working plan prepared by the said
Company providing for the placing of its supply of pulpwood on a sus-
tained yield basis.
7. The Company shall apply to and get the permission in writing
of the Minister at least sixty days prior to the commencement of its
operations for the area within such territory on which the cutting shall
take place and the Company shall not be entitled to cut in the said terri-
DEPARTMENT OF LANDS AND FORESTS FOR 1942 121
tory on areas other than those designated in such jxTniissic^n, provided,
however, that the Minister shall not be entitled by withholding permission
to prevent the Company from cutting the estimated amount of pulpwood
required by it annually as aforesaid. At the end of each season's opera-
tions and on or before the 1st day of June in each and every year the
Company shall file with the Minister a map indicating thereon the area
cut over during the preceding season and the kinds and quantities of wood
and timber taken therefrom.
8. The Minister shall, in and by the written permission provided for
in the preceding paragraph hereof, designate the kind or kinds of timber
to be cut on the areas covered by such permission, and the Company shall
cut all merchantable wood and timber so designated on such areas in such
manner as the Minister may from time to time direct.
9. The Company shall take such precautions and employ such means
to prevent injury or destruction by fire upon said territory as the Minister
may require and shall pay in advance an annual charge for fire protection
of $6.40 per square mile upon 3,000 square miles. It is agreed that no
charges for fire protection shall be payable by the Company from the date
of this Agreement to the 31st of March, A.D. 1944, and that such charges
shall be first levied for the year commencing the 1st day of April, A.D.
1944. In the event of the Company failing to pay the said charges within
one month after the same become due, interest at the rate of six per cent
per annum will be charged thereon until paid. The Company shall exercise
due diligence in ascertaining whether or not its timber areas are being
invaded by insects or disease and shall furnish the Minister with such
information as it has been able to obtain as often as the Minister may
require.
10. It is understood that the Minister may require the Company to
produce in any year standard sawlogs in an amount not exceeding the
quantity available in the area in which the Company is cutting during such
year and in no event exceeding 150,000 per annum, said sawlogs to be
delivered by the Company to such purchaser as the Minister in writing
shall direct. The price to be paid to the Company shall be as mutually
agreed upon between the Company and the purchaser and in the event of
their failing to agree, the Minister shall fix the price of such sawlogs, taking
into consideration all reasonable costs of producing the same.
It is further understood and agreed that all sawlogs taken off the areas
of the Company in any year by any timber operator other than the Com-
pany shall be deducted from the number of sawlogs required to be produced
by the Company in the same year as aforesaid.
11. It is understood and agreed that if at the expiration of five years
from the date of this Agreement it is established to the satisfaction of the
Minister that there is not sufficient pulpwood on the area hereby granted
to the Company to permit the cutting of 175,000 cords of pulpwood
annually on a sustained yield basis, the Crown will enlarge the areas of the
Company to permit such a cutting on such a basis.
In the event of it becoming necessary for the Crown to make available
to the Company additional areas or additional pulpwood, the Company
122 REPORT OF THE No. 3
may, at its option, require such additional areas or such additional pulp-
wood to be allocated or supplied respectively, so far as it is practicable for
the Crown so to do, from the Long Lac Concession, provided, however,
that the additional pulpwood to be so supplied from such Concession shall
not exceed 25,000 cords in any one year.
12. Pulpwood taken out in four or eight foot lengths shall be measured,
returned and paid for on the basis of 128 cubic feet in each stacked cord.
Pulpwood taken out in lengths in excess of eight feet shall be measured in
the log on the cubic basis and each 100 cubic feet shall constitute a cord.
13. It is distinctly understood that the Crown does not guarantee
any quantity of wood on the said territory and that the only right con-
ferred upon the Company hereby is the right to cut and remove wood and
timber sufficient to enable the Company to operate its mill continuously to
its full capacity during said term of twenty-one years, and any extension
or extensions thereof as are hereinafter provided for, on such areas within
said territory or within any other territory as from time to time may be
designated by the Minister, pursuant and subject to the terms and con-
ditions herein contained, and subject to such further conditions and regula-
tions as to the cutting, measuring, removing and driving of the same as
may from time to time be imposed by the Lieutenant-Governor-in-Council,
or by the Minister.
14. It is understood and agreed that the Company shall pay in ad-
vance the sum of SI, 500. 00 annually in satisfaction of all ground rent which
may be payable in respect of the areas granted under this Agreement, such
sum to become due and be payable on or before the first day of April in
each year. In the event of the Company failing to pay the said ground
rent within one month after the due date, interest at the rate of six per
cent per annum shall be charged thereon until paid. It is agreed that such
sum shall be first levied for the year commencing the first dav of April,
A.D. 1944.
15. Proper sworn returns of the quantity of pulpwood and other
timber cut each season shall be made to the Crown in conformity with the
Crown timber regulations, and payment shall be made for such wood and
timber not later than the 1st day of October in each year, and the Crown
shall have all the rights and powers in respect of enforcing such payment
as are now provided under the Crown Timber Act. On all accounts due
and payable on the 1st day of October which remain unpaid after the
31st day of October in the same year, interest at the rate of six per cent
per annum shall be charged until paid, calculated from the 1st day of
October.
16. The Minister, or any officer or officers of the Department of Lands
and Forests shall have the right to inspect the timber operations on the
allotted territory at any time. If such inspection shall show that the timber
operations are carried on in such a way that any merchantable or valuable
timber which should be removed is being left or destroyed, the Minister
shall have the right to have the said timber estimated and charge the same
to the Company at the same rate as if it had been actually removed pur-
suant to the terms of this Agreement, together with such penalty or
penalties as the Minister may fix. The cutting and removing of the timber
DEPARTMENT OF LANDS AND FORESTS FOR 1942 123
on the territory, or any part tliereof, shall not be deemed to have been
completed until it has been examined by an officer of the Crown, and the
operation has been declared satisfactory by the Minister.
17. No refuse, sawdust, chemicals or matter of any other kind shall be
placed or deposited in any river, stream or other waters which shall be or
may be injurious to game and fish life.
18. All slash made about camps, dumps, along tote roads, railways,
or any other areas which constitute a fire menace shall be disposed of by
and at the expense of the Company in accordance with the Forest Fires
Prevention Act and amendments thereto and regulations made thereunder.
19. The Company shall co-operate to the satisfaction of the Minister
in the purchase of all bona fide settlers' pulpwood and in making such
purchases the Company shall be deemed to be performing to an extent
based upon the amount of pulpwood so purchased the obligations imposed
on it by paragraph numbered 27 hereof.
20. All bona fide accounts due for settlers' pulpwood purchased by the
Company shall constitute a first claim against the Company.
21. The Company is granted under this agreement no right to the soil
of the said areas or to the use thereof, except as may be necessary for
cutting and removing the said timber as aforesaid, and operations incidental
thereto.
22. If, upon the termination of said period of twenty-one years, the
Company shall have fully performed the obligations imposed upon it as
herein set forth, it shall be entitled at its option to an extension of its rights
under this Agreement for a further period of twenty-one years at such
prices and upon such terms and conditions as may then be fixed by the
Minister.
23. The Manufacturing Conditions of the Crown Timber Act shall
be binding upon the Company and shall apply to its operations under this
Agreement as fully and effectually as if they had been set forth herein.
24. This Agreement shall be subject to all Acts of the Legislature of
the Province of Ontario which are now or which may hereafter be in force
and all regulations duly made under the provisions of any such Acts, so
far as they may be of general application to the cutting, measuring, re-
moving and driving of timber on and from Crown lands throughout the
Province, and the same shall be binding upon and enure unto the Company
and shall apply to its operations under this Agreement as fully and effec-
tually as if they had been set forth herein.
25. The Crown grants to the Company the right to use the waters
of all rivers, lakes and streams within the cutting areas during the term of
this Agreement, and of any renewal or extension thereof, for the driving
of pulpwood or timber and also the right to make, construct, operate and
maintain improvements therein and thereto for the purpose of facilitating
the floating of pulpwood or timber. The construction, operation and
maintenance of any improvements made upon any waters within the said
cutting areas and the driving of timber shall be carried out subject to and
124 REPORT OF THE Xo. 3
in pursuance of the Lakes and Rivers Improvement Act, R.S.O. 1937,
Chap. 45 and Reguhitions made thereunder.
26. It is agreed that the Company shall be entitled to carry out the
cutting and driving of timber either by its own employees or by contractors
or jobbers.
27. The Company undertakes and agrees that, subject to the provisions
of paragraph numbered 4 hereof, it will during normal times afford employ-
ment in connection with its woods operations and mill operations either directly
or indirectly to approximately 500 employees for six months in each and
every year during the term of this Agreement.
28. The Company covenants and agrees to employ Canadian labour
and to co-operate with the Crown in maintaining standard rates of wages
and otherwise meeting all the requirements as may be provided by the In-
dustrial Standards Act or such other statutory enactments in that behalf
as are now or may hereafter be in force.
29. It is mutually understood and agreed that the Crown will
not grant cutting rights to any other Party for any kind or class of
timber on the areas herein described during the currency of this Agree-
ment or any renewal or renewals thereof and further that the Crown
will forthwith terminate the rights of any other Party to operate on
the areas herein described for any kind or class of timber where such
rights to operate have been granted by the Crown. PROVIDED that if the
Crown is unable to terminate the rights of the Party or Parties presently oper-
ating as aforesaid on Areas 4 and 9A described in the said Schedule within one
year from the date thereof, the Company may at any time within ten
(10) years thereafter request the Crown to substitute other areas therefor and
if no such request is received by the Crown from the Company within the
said period the said two areas shall be deemed to have been accepted
by the Company as part of the concession areas.
It is further understood and agreed that the cutting rights hereby
granted to the Company on the areas described in the said Schedule are
subject to any rights granted to any Third Party or Parties to operate for
timber to which either Lake Sulphite Pulp Company Limited or Nipigon
Corporation Limited agreed prior to the Receivership of Lake Sulphite
Pulp Company Limited.
Notwithstanding the provisions of paragraph numbered 11 hereof, it is
further understood and agreed between the Parties hereto that with respect
to Areas Numbered 8 and 10 described in the said Schedule, the Company
inay, within five (5) years from the date hereof, notify the Crown that the
same are not suitable for its purposes, in which event the Crown agrees to
substitute other areas for the two areas aforesaid. If no such notice is
given to the Crown by the Company within the said period, such areas
shall be deemed to have been accepted by the Company as part of the
concession areas.
30. It is mutually understood and agreed between the Parties that
as and from the date of these presents the Agreement made between the
Crown and Lake Sulphite Pulp Company, Limited dated the 3rd day of
March, A.D. 1937, and the Agreement made between the Crown and Nipi-
DEPARTMENT OF LANDS AND FORESTS FOR 1942 125
gon Corporation, Limiu-d dated the iiOth day of January, A.D. 1920, and
the Agreement made between the Oown, Lake Sulphite Pulp Company,
Limited and Nipigon Corporation Limited dated the 24th day of July, 1937,
amending the aforesaid two Agreements, shall be at an end, and the Crown
hereby releases the Company and the said Lake Sulphite Pulp Company,
Limited and Nipigon Corporation, Limited in respect of any and all of the
obligations imposed under the terms of the said Agreements.
31. The Company hereby covenants and agrees to observe, perform
and keep all the covenants, provisions, agreements and conditions on its
part herein contained.
32. In case of any disagreement as to the true intent and meaning
of this Agreement the same shall be referred to arbitration by a single
arbitrator under The Arbitration Act (Ontario) R.S.O. 1937, Chapter 109
and the award of such arbitrator shall be final and binding.
33. In this Agreement "Minister" shall mean the Minister of Lands
and Forests for the time being of the Province of Ontario.
34. This agreement shall be binding upon and enure to the benefit of
the Company and its assigns, but this Agreement and the rights of the
Company hereunder shall not be assigned without the consent of the
Minister.
IN WITNESS WHEREOF the Parties hereto have executed these
presents the day and year above written.
Signed, Sealed and Delivered
in the presence of:
J. B. METZLER
A. McCANN
The Department of Lands and
Forests, Province of Ontario
N. O. HIPEL
Minister
Brompton Pulp & Paper Company
Limited
R. W. STEELE
Vice-President
L. A. TUCKER
Secretary
This is SCHEDULE "A" referred to in the Agreement
between the Crown and Brompton Pulp Si Paper Company
Limited, dated the 18th day of February, 1942.
ALL AND SINGULAR the areas situate, lying and being in the
District of Thunder Bay and Province of Ontario, more particularly
described as follows:
1. COMMENCING at a point on the high water mark of the north
shore of Lake Superior, said point being the southwest angle of the Pic
River pulp and timber limit as shown on a plan of Survey made by M. E.
Crouch, Ontario Land Surveyor, dated the 2nd day of August, 1919 of
126 REPORT OF THE No. 3
record in the Department of Lands and Forests for Ontario as Number
P. 122; THENCE northerly along the west boundary of said limit a
distance of 23 miles more or less to the north-west angle thereof; THENCE
northerly a distance of 8 miles along the production northerly of the west
boundary of the said limit to a point east astronomically from a point on
the east limit of the Nipigon Provincial Forest distant 8 miles from the
southeast angle of the said Provincial Forest; THENCE east astronomically
a distance of 15 miles; THENCE south astronomically a distance of 32
miles more or less to the high water mark on the north shore of Lake
Superior; THENCE westerly following said high water mark to the place
of commencement, containing 495 square miles, more or less.
2. COMMENCING AT THE POINT of intersection of the produc-
tion easterly of the north boundary of the Township of Nipigon and the
production southerly of the east boundary of the Township of Ledger;
THENCE north along the production southerly of the east boundary of
the Township of Ledger to the southeast angle of the said Township;
THENCE east astronomically along the south boundary of the Nipigon
Provincial Forest, a distance of 17 miles; THENCE south astronomically a
distance of 16 and ^ miles, more or less, to the high water mark on the
north shore of Nipigon Bay; THENCE westerly along said high water
mark to the mouth of the Jackfish River; THENCE northerly along the
centre line of the said River to a point due east of the point of commence-
ment; THENCE due west to the said point of commencement containing
215 square miles more or less.
2A. COMMENCING at the southeast angle of the previously de-
scribed parcel 2; THENCE northerly along the east boundary of said
parcel 2 to the southerly boundary of the Nipigon Provincial Forest;
THENCE easterly along the said southerly boundary of the said Provincial
Forest, a distance of 5 miles more or less to the southeast angle of the said
Provincial Forest; THENCE north along the east boundary of the said
Provincial Forest, a distance of 8 miles; THENCE east astronomically a
distance of 12 and J/^ miles more or less to the production southerly of the
east boundary of Legault Township; THENCE southerly a distance of 5
miles along the said production; THENCE southwesterly a distance of 16
miles more or less to the point of intersection of the production southerly
of the east boundary of the Nipigon Provincial Forest and the production
easterly of the Northern boundary of Township 91; THENCE south
astronomically a distance of 13 and )^ miles more or less to the high water
mark of Nipigon Bay; THENCE westerly along the said high water mark
to the point of commencement containing 212 square miles more or less.
3. BEING COMPOSED of the Townships of Booth, Purdom and
Ledger, containing an area of 150 square miles more or less.
4. COMMENCING at the Southwest angle of the Township of
Barbara; THENCE easterly along the southerly boundary of the Town-
ships of Barbara, Meader and Pifher to the southeast angle of the Town-
ship of Pifher, a distance of 15 miles more or less; THENCE northerly
along the east boundary of the Township of Pifher to the northeast angle
thereof, a distance of 6 miles more or less; THENCE along the production
northerly of the east boundary of the Township of Pifher, a distance of 8
DKPARTMENT OF LANDS AND FORESTS FOR 1942 127
inik-s; TH l-'.NC"K west astroiiomicall)' to the high water mark on the shore
of Lake Nipigon. a distance of 10 miles more or less; THENCE southerly
along the shore of the said Lake to the point of commencement, containing
205 square miles more or less.
5. COMMENCING at the northwest angle of the Township of Hipel;
THENCE southerly along the west boundaries of the Townships of Hipel
and Colter to the southwest angle of the said Township of Colter, a
distance of 12 miles more or less; THENCE along the production southerly
of the west boundary of the Township of Colter, a distance of 16 miles;
THENCE northeasterly a distance of 20 miles more or less to the south-
east angle of the Township of Lindsley; THENCE north along the east
boundary of the Townships of Lindsley and Kirby to the northeast angle
of the Township of Kirby; THENCE west along the north boundary of the
Townships of Kirby and the Township of Hipel, a distance of 12 miles more
or less to the point of commencement containing an area of 240 square
miles more or less.
6. The area bounded on the north by the south limit of the right of
way of the Canadian National Railway, on the west by Kenna Creek, on
the south by Lake Nipigon and Ombabika Bay, on the east by a road
running in a southwesterly direction from Minataree Station on the Can-
adian National Railway to the high water mark on the shore of Ombabika
Bay, containing 143 square miles more or less.
7. COMMENCING at the point of intersection of the southerly
limit of the right of way of the Canadian National Railways with the west
limit of the Nipigon Provincial Forest; THENCE southerly along the said
west limit of the said Provincial Forest to a point 31 miles north of a base
line run by Ontario Land Surveyor, K. G. Ross in 1922; THENCE east
astronomically to the high water mark on the shore of Lake Nipigon;
THENCE northerly along the said high water mark to the mouth of Kenna
Creek; THENCE northerly along the west limit of Kenna Creek to the
south limit of the right of way of the Canadian National Railways;
THENCE westerly along the said south limit to the point of commence-
ment containing 178 square miles more or less.
7A. COMMENCING at a point on the west limit of the Nipigon
Provincial Forest distant 31 miles north of the base line run by Ontario
Land Surveyor, K. G. Ross in 1922; THENCE south to a point 20 miles
north of the said base line; THENCE east astronomically to the high
water mark on the shore of Lake Nipigon; THENCE northerly along the
said high water mark to a point east astronomically from the point of
commencement; THENCE west astronomically to the point of commence-
ment containing 185 square miles more or less.
8. COMMENCING at a point on the west limit of the Nipigon
Provincial Forest distant 20 miles north of the base line run by Ontario
Land Surveyor, K. G. Ross in 1922; THENCE west astronomically a
distance of 25 miles; THENCE north astronomically to the south limit of
the right of way of the Canadian National Railways; THENCE easterly
along the said south limit to the west limit of the Nipigon Provincial
Forest; THENCE southerly along the said west limit to the point of
commencement containing 476 square miles more or less.
128 REPORT OF THE No. 3
9. COMMENCING at the high water mark on the east shore of
Nipigon Lake at a point west astronomically from Jackpine Station on the
Canadian National Railways; THENCE southerly along the said high
water mark of Lake Nipigon, Pijitawabik Bay and Orient Bay to the
southernmost point of said Orient Bay; THENCE following along the
westerly limit of the right of way of the Canadian National Railways
to the North limit of the Township of Ledger; THENCE east along the
said north limit of the said Township to the northeast angle thereof;
THENCE south along the east limit of the said Township to the southeast
angle thereof; THENCE east along the south limit of the Nipigon Provin-
cial Forest to the southeast angle thereof; THENCE north along the east
limit of the said Provincial Forest, a distance of 8 miles; THENCE east
astronomically to the production southerly of the east limit of the Town-
ship of Legault; THENCE north along the said production to the southeast
angle of the Township of Legault; THENCE north along the east limit of
the Township of Legault to the south limit of the right of way of the
Canadian National Railways; THENCE westerly along the said south limit
of the said right of way to Jackpine Station; THENCE west astronomically
to the point of commencement containing 1183 square miles more or less
but reserving from the foregoing described area that portion reserved to
P. A. Legrow under timber license dated the 11th day of March, 1940.
9A. COMMENCING at the point on the north limit of the Township
of Purdom, intersected by the high water mark on the east bank of the
Nipigon River; THENCE northerly along the said high water mark to
Lake Nipigon; THENCE easterly following the high water mark along the
shore of Lake Nipigon to Pijitaw^abik Bay; THENCE southerly along the
high water mark on the westerly shore of the said Bay and of Orient Bay
to the southernmost point of the said Orient Bay; THENCE following
along the westerly limit of the right of way of the Canadian National
Railways to the north limit of the Township of Ledger; THENCE westerly
along the said north limit of the said Township and the north limit of the
Township of Purdom to the point of commencement containing 90 square
miles more or less.
10. BEING all that part of the Nipigon Provincial Forest bounded
on the north by the Township of Ledger and on the west by the high
water mark of Helen Lake, containing 47 square miles more or less.
RESERVING from the foregoing described areas, the rights of way of
all Railways, the rights of way of all Highways, all Indian Reserves, all
Townsites and all Water Power Reserves.
DEPARTMENT OF LANDS AND FORESTS FOR 1942 129
THIS ACREEMEXT, made this Nineteenth day of February, A.D.
1942,
BETWEEN:
HIS MAJESTY THE KING in the n>ht of the Province of
Ontario as represented by the Honourable the Minister of
Lands and Forests, hereinafter called the "Crown",
OF THE FIRST PART,
— and —
NORTHERN PAPER MILLS, LIMITED, hereinafter called
the "Company",
OF THE SECOND PART.
WHEREAS the Company for the past fifteen years has been carrying
on the business of cutting and peeling pulpwood for exportation to the
United States of America, where its output has been supplied to its parent
Company, Northern Paper Mills, carrying on the manufacture of toilet
tissue, towels and napkins at Green Bay, Wisconsin;
AND WHEREAS the Company has made expenditures for logging
railroads, camps and equipment representing an investment in excess of
One Hundred Thousand Dollars ($100,000.00) in the Province of Ontario;
AND WHEREAS the Company annually has afforded employment for
500 men on an average in its bush operations, and in addition has purchas-
ed every year a large quantity of pulpwood from the settlers in Ontario;
AND WHEREAS the Company has applied to the Crown to be per-
mitted to cut pulpwood on the Township of Talbot, in the District of
Algoma, and it has been deemed advisable and in the public interest to
grant cutting rights upon the said Township upon the terms and conditions
herein contained ;
NOW THEREFORE THIS AGREEMENT WITNESSETH that the
Crown, with the approval of the Lieutenant-Governor in Council and
subject to the terms and conditions hereof, doth grant to the Company for
a period ending the Thirty-first day of December, A.D. 1946 the right to
cut and remove for export pulpwood on and from the Township of Talbot
in the District of Algoma.
1. The Company shall pay to the Treasurer of the Province of
wntario for all pulpwood cut on the said Township under the terms hereof
the sum of S2.2o per cord, inclusive of Crown dues, bonus and export
levy. Before commencing operations in any year the Company shall pay
to the Treasurer of the Province of Ontario a sum of money which shall be
the equivalent of 20% of the value of the pulpwood proposed to be cut by
the Company during the next ensuing operating season. The balance of
the amount owing by the Company for pulpwood cut during any operating
season shall be paid on or before the First day of October in the calendar
year in which such pulpwood is scaled and a return thereof is made to the
Department of Lands and Forests, and in any event prior to the exporta-
tion of such pulpwood.
130 REPORT OF THE No. 3
2. The Company shall cut a minimum of 25,000 cords of pulpwood in
each operating season during the currency of this Agreement, and shall not
cut beyond a maximum of 40,000 cords of pulpwood in any season. The
Company shall file in the Department of Lands and Forests a complete
operating plan for the term granted hereunder which shall be satisfactory
to the Minister, and before commencing operations in any season shall
give such particulars as the Minister may require as to the proposed oper-
ation and shall obtain the consent in writing of the Minister to proceed
with such operation.
3. The Company shall pay annually in advance ground rent and fire
protection charges at the rate of SI 1.40 per square mile on an area of 81
square miles, commencing on the First day of April, A.D. 1942.
4. Pulpwood taken out in four or eight-foot lengths shall be measured,
returned and paid for on the basis of 128 cubic feet in each stacked cord.
Pulpwood taken out in lengths in excess of eight feet shall be measured in
the log on the cubic basis and each 100 cubic feet shall constitute a cord.
5. It is agreed that the Company will furnish fifteen (15) per centum
of the pulpwood cut by it from the said Township during any operating
season, at the prevailing market price in the area, for domestic use, as the
Minister shall direct.
6. In addition to any pulpwood supplied under the provisions of
Paragraph 5 hereof, the Company, upon notice being given to it by the
Minister at least 90 days prior to the commencement of any operating
season, shall cut during such season an additional quantity of Spruce and
Balsam pulpwood, not exceeding 10,000 cords, for domestic use, and such
pulpwood shall be delivered as the Minister shall direct. The price to be
paid to the Company by the purchaser shall be as mutually agreed upon,
and, in the event of a disagreement, shall be the current market price
applicable in the area and in the year in which the said pulpwood is
required to be delivered.
7. The Company covenants and agrees that it will not supply, either
direct or indirect, any of the pulpwood cut under the terms hereof for the
manufacture of newsprint outside of the Dominion of Canada.
8. The Crown agrees that it will permit the exportation of the bal-
ance, if any, of pulpwood remaining in Ontario at the expiration of this
Agreement which has been cut by the Company under the terms hereof.
9. It is distinctly understood that the Crown does not guarantee any
quantity of wood on the area hereby granted to the Company.
10. Proper sworn return of the quantity of pulpwood cut each season
shall be made to the Crown in conformity with the Crown Timber Regula-
tions, and payment therefor shall be made as hereinbefore set forth, and
the Crown shall have all the rights and powers in respect of enforcing such
payment as are now provided under the Crown Timber Act. On all
accounts which remain unpaid at the due date interest shall be charged
until paid at the rate of 6% per annum.
11. The Minister, or any officer or officers of the Department of
Lands and Forests, shall have the right to inspect the pulpwood operations
on the allotted territory at any time. If such inspection shall show that
DEPARTMENT OF LANDS AND FORESTS FOR 1942 131
the pulpwood operations are carried on in such a way that any merchant-
able or valued pulpwood timber which should be removed is being left or
destroyed, the Minister shall have the right to have the said pulpwood
timber estimated and charge the same to the Company at the same rate as
if it had been actually removed pursuant to the terms of this Agreement,
together with such penalty or penalties as the Minister may fix. The
cutting and removing of the pulpwood timber of the territory, or any part
thereof, shall not be deemed to have been completed until it has been
examined by an officer of the Crown, and the operation has been declared
satisfactory by the Minister.
12. No refuse, sawdust, chemicals or matter of any other kind shall be
placed or deposited in any river, stream or other waters which shall be or
may be injurious to game and fish life.
13. All slash made about camps, dumps, along tote roads, railways, or
any other areas which constitute a fire menace, shall be disposed of by and
at the expense of the Company in accordance with the Forest Fires Pre-
vention Act and amendments thereto and regulations made thereunder.
14. The Company shall co-operate to the satisfaction of the Minister
in the purchase of all bona fide settlers' pulpwood. All bona fide accounts
due for settlers' pulpwood purchased by the Company shall constitute a
first claim against the Company.
15. The Company is granted under this Agreement no right to the
soil of the said areas or to the use thereof, except as may be necessary for
cutting and removing the said pulpwood timber as aforesaid, and operations
incidental thereto.
16. This Agreement shall be subject to all Acts of the Legislature of
the Province of Ontario which are now or which may hereafter be in force
and all regulations duly made under the provisions of any such Acts, so far
as they may be of general application to the cutting, measuring, removing
and driving of pulpwood timber on and from Crown lands throughout the
Province, and the same shall be binding upon and enure unto the Company
and shall apply to its operations under this Agreement as fully and effectu-
ally as if they had been set forth herein.
17. The Crown grants to the Company the right to use the waters of
all rivers, lakes and streams within the cutting areas during the term of this
Agreement for the driving of pulpwood, and also the right to make, con-
struct, operate and maintain improvements therein and thereto for the
purpose of facilitating the floating of pulpwood. The construction, oper-
ation and maintenance of any improvements made upon any waters within
the said cutting areas and the drivdng of pulpwood shall be carried out
subject to and in pursuance of the Lakes and Rivers Improvement Act,
R.S.O. 1937, Chap. 45, and Regulations made thereunder.
18. The Company covenants and agrees to employ Canadian labour
and to co-operate with the Crown in maintaining standard rates of wages
and otherwise meeting all the requirements as may be provided by the
Industrial Standards Act or such other statutory enactments in that behalf
as are now or may hereafter be in force.
19. In the event of the Company making default in the performance
of its obligations under the terms of this Agreement, the Minister may
132
REPORT OF THE
So. 3
upon 60 days' notice in writing given to the Company at its Head Office, at
Coppell, Ontario declare the rights of the Company hereunder forfeited and
may order the retention in Ontario of all pulpwood cut under the terms of
this Agreement which has not been exported at the date of such forfeiture.
Provided, however, that any default on the part of the Company in the
performance or observance of any of the provisions of this Agreement
occasioned in whole or in part through strikes, fire, tempest, war, sabotage,
action by princes or sovereign states, acts of God, or other causes beyond
the control of the Company, shall not be deemed to be a default on the
part of the Company.
20. The Minister shall have the right to waive all rights of forfeiture
arising under this Agreement by reason of any default if, in the opinion of
the Minister, the cause of such default justifies the waiving of such right,
and thereupon this Agreement shall be construed and the Company's
rights hereunder shall continue as though no such default had occurred.
21. Immediately upon the execution of these presents, the Company
shall have the right to commence the construction of logging roads and
other improvements necessary to its proposed operations on the area hereby
granted to it.
22. The Company covenants and agrees that it will not permit
operations on the said area by any person, firm or corporation for pulpwood,
save and except for the use of the Company, without the consent in writing
of the Minister.
23. In case of any disagreement as to the true intent and meaning of
this Agreement, the same shall be referred to arbitration by a single
arbitrator under the Arbitration Act (Ontario) R.S.O. 1937, Chapter 109.
and the award of such arbitrator shall be final and binding.
24. The Company hereby covenants and agrees to observe, perform
and keep all the covenants, provisions, agreements and conditions on its
part herein contained.
25. In this Agreement "Minister" shall mean the Minister of Lands
and Forests for the time being of the Province of Ontario.
26. This Agreement shall be binding upon and enure to the benefit of
the Company and its assigns, but this Agreement and the rights of the
Company hereunder shall not be assigned without the prior knowledge and
consent of the Minister.
IN WITNESS WHEREOF the parties hereto have executed these
presents the day and year first above written.
SiGXED, Sealed and Delivered
in the presence of:
"J. B. METZLER"
as to Hon. N. O. Hipel.
"HELEN JINCKSON."
"B. F. FRISGUE."
"N. O. HIPEL."
(seal)
Minister of Lands and Forests.
Northern* Paper Mills, Limited.
By: "R. B. HANSEN."
President.
And: "A. K. McNAUGHTON."
Secretary.
of the
INSPECTOR OF LE(;AL
OFFICES
ONTARIO
1942
PRINTED BY ORDER OF
THE LEGISLATIVE ASSEMBLY OF ONTARIO
SESSIONAL PAPER NO. 5, 1943
TORONTO
Printed and Published by T. E. Bowman
Printer to the King's Most Excellent Majesty
1943
To The Hoxolrablk Albert Matthews,
Lieutenant-Governor of the Province of Ontario.
May It Please Yoi'r Honour:
The undersigned begs respectfully to present to Your
Honour the Annual Report of the Inspector of Legal Offices
for the year ending 31st December, 1942.
G. D. COXANT,
Attorney-C^eneral
Toronto, March 24th, 1943
3]
Ke|)ort
Inspeclor of l.ojjjal Offices
Oiilarii), 1942
Parliaincnl Buildings,
Toronto, Ontario
The Hoxoi RAHLI-: G. D. Conant, K.C,
Attorney-dcncral of the Province of Ontario.
Sir:
I have the honour to present my report as Inspector of Legal Offices for
the year ending 31st December, 1942.
During most of the year Mr. H. R. Poison, Senior Assistant Inspector,
acted as Magistrate in the County of Waterloo and was able to utilize only
a small portion of his time in looking after his duties as Assistant Inspector.
As a result, more work and responsibility were thrown on Mr. H. C. Moore
and Messrs. J. H. Dignam and F. J. Reddin, the Auditors. In this connection
these gentlemen took on their added responsibilities with particular care, and
I am sure that the work of the office generally has maintained its proper
standard. Mr. Poison was appointed Magistrate at Kitchener permanently
as of the first of this year, and will be a credit to the Bench. He is to be
congratulated on his deserved promotion, and all our good wishes go with him.
As has been the custom, Mr. Moore visited substantially all of the Land
Titles and Registry Offices during the year, and spent a particularly useful
time in northwestern Ontario, assisting the various Local Masters of Title
there. Messrs. Dignam and Reddin, as has been the practice, have made an
audit and inspection of all the legal offices in the Province, except a few small
Division Court offices.
It has been my privilege to visit a great many offices in difterent parts
of the Province during the year, and I have found invariably that the officials
in these different offices have been zealous in the performance of their duties
and in their desire to co-operate with the public to the fullest extent.
It is very gratifying to state at this time that there have been very few
complaints against any of the officials administering the various court offices
in the Province, and, in fact, such few as arose were more questions of dis-
agreement with rulings than complaints.
The following is the total revenue collected by the legal offices of the
Province and the disposition of such money:
6 INvSPECTOR OF LEGAL OFFICES FOR 1942
TOTAL KENENIK COLLKCTKI) 1)1 KINC; 1942
LEGAL OFFICES, PROVLNCE OF ONTARIO
Magistrates' Fines $ 286,507.79
Magistrates' Fees 27,982.99
(The above amounts do not include statutory amounts paid to munici-
palities, nor fines and fees paid direct by Magistrates to the Federal
Government and to the In.spectors under The Liquor Control Act.j
Registrars of Deeds and Local Masters of Titles, Fees 46,578.12
Registrars of Deeds and Local Masters of Titles, Land Transfer Tax 371,336.01
Local Registrars, S.C.O., Countv and District Court Clerks and Surrogate Registrars,
Cash Fees " 174,289.80
Local Registrars, vS.C.O., Countv and District Court Clerks and Surrogate Registrars,
Law Stamps '. 389,179.10
Crown Attorneys and Clerks of the Peace, Fees , 43,919.95
Crown Attorneys and Clerks of the Peace, Fines and Estreated Bail 2,534.05
SherifTs' Fees .' 39.909.28
Division Court Clerks' and Bailiffs' Fees 35,946.97
Mi.scellaneous Revenue 6,957.25
$1,425,141.31
DISPOSITION
Amount Paid through Inspector of Legal Offices to Treasury Department S 664,626.20
Amount Paid Direct to Treasury Department in Land Transfer Tax 371,336.01
Amount Paid Direct to Treasury Department in Purchase of Law Stam])s 389,179.10
$1,425,141.31
Amount Paid to Inspector of Legal Offices and Transferred to the Treasury Depart-
ment, Afterwards Transferred by Journal Entry to Other Departments of
the Government, as follows:
Department of Highways $ 99.464.13
Department of Game and Fisheries 11,718.52
$ 111,182.65
It must be noted that the volume of fees remitted to the Treasury is not
as large as last year, although the volume in land transfer tax increased to
a very considerable extent. Magistrates' fines and fees have been reduced,
owing to gasoline restrictions, and court fees have decreased in volume, owing
to various government regulations and restrictions on purchasing goods.
I attach hereto the schedules and statements in reference to the specific
details of the offices and administration:
1. Statements — Osgoode Hall Offices (Surrogate Clerk, Administrative
Branch, Appellate Division and Master's Office).
2. Financial Statement of Judicial Offices, namely. Sheriffs. Surrogate
Judges, Local Masters, S.C.O., County and District Court Clerks
and Surrogate Registrars, Crown Attorneys and Clerks of the Peace.
3. Financial Statement representing Local Masters of Titles and Registrars
of Deeds.
4. Financial Statement respecting Magistrates.
5. Statement re Juvenile Courts.
6. Statement re Division Court Clerks and Bailiffs.
7. Appointments.
All of which is respectfully submitted.
I have the honour to be, Sir.
Your obedient servant,
Hugh H. Donald.
Inspector of Legal Offices
Statements
and
Appointments
REPORT OF
No. 5
ANNUAL KKI'OKT FOR YEAR 1942, SURROGATE CLERK'S OFFICE
1. X umber of .Notices of Application for Probate and Administration and Certificates
Issued 13,038
2. Number of Notices of Application for Guardianshij) Received and Certificates Issued. 59
3. Number of Caveats Filed 71
.4. Number of Searches in Office Paid for Other than by Surrogate Registrars 201
5. Number of Deeds of Election Filed 4
6. Total Number of Supreme ("ourl Orders Filed 22
7. Total Fees for 1942 87,122.80
lUI'OlM (U I III; lU SINKSS OK I HE AI)>IIM.STHArn K HHANCII K>l{ HIE
M :\i{ i;m)IN<; with the nui ok dec emri;h, 1942
SENIOR RE(;iSTRAR\S BRANCH
Number of wrils or summons issued (of which 36 were concurrent writs) 2,219
Actions entered in procedure book, commenced by writs issued during the year 1942... 1,796
Actions entered in procedure book, transferred from county court during 1942 25
Actions entered in procedure book, commenced by writ during jjrevious years 50
Actions entered in procedure book otherwise than by writs 125
Records passed 1,228
Writs of execution, Ji. fa., issued 272
Writs of execution, renewals, alias and pluries. 287
Actions entered for trial with jury 1 74
Actions entered for trial witliout jury 989
Amount of jury fees paid City Treasurer ' $522.00
Court orders ; 3,264
Mechanics' lien orders entered 145
Attorney-General orders entered 147
Fiats 'entered 525
Change of names filed 163
judgments after trial, etc. 378
judgments by default, mortgage actions ; 213
judgments by default, ordinary actions 90
Judgments nisi signed 676
judgments absolute signed 634
judgments in mechanics' liens 21
judgments in respect of writs issued, year 1937 ! 3
judgments in respect of writs issued, year 1938 10
judgments in respect of writs issued, year 1939 36
judgments in respect of writs issued, year 1940 .*. 94
judgments in respect of writs issued, \^ear 1941 892
judgments in respect of writs issued, year 1942 964
Interlocutory judgments signed 5
Total judgments entered 2,016
Amount recovered on judgments, exclusive of costs $1,712,974.96
Amount of taxed costs (including disbursements on judgments of all kinds) S64.908.95
Fees paid in law stamps in Registrar's Office $34,682.50
Fees i)aid in law stamps in Ap]>cllate Division §1,219.70
IXSl'Kt'Tok ()!• Li:C.AL ()F1'R'1-:S F(JR 1942
' IN TIIK SIPKK.MK COIKT OF OINTAKK) (COUKT OF APPKAL)
KKI'OKT FOI{ TIIK YKAK KNDINC; .Jlsl DKCKMHKK, 19*2
!. XnniluT of C'riminal Ai)|)oals sel down, of wliich 91 were heard and disposed of, and 6
not made ready
2. Nnniher of Criminal Appeals heard and disposed of, of which 15 were set down in \94\
and 91 in 1942
><. Number of Criminal Applications "in writinj^" for leave to ajipeal refused
4. Number of Civil Api)eals set down
5. Number of Civil Apjieals heard and disposed of, of wliich 41 were set down in 1941 and
193 in 1942
6. Number of Appeals standing for judgment as of 31st December, 1942
7. Number of Court Motions heard and disjjosetl of
8. Number of Appeals in which written reasons for judK'nient were given
106
84
316
235
nil
25
95
APIMvM.S 1II;AI{I) AM) DISI'OSKI) OK
CRIMINAL
J?y Attorney-General for < )ntario
Bv Accused
Convic- New
lion Dis- Varied Trial Total
Qi:ashed missed Directed
Supreme Court Trial or Single Judge
County or District Court
Division Court
CIVIL
Allowed
Dis-
missed
W
;iried
New
Trial
Directed
Settled
Total
2^
76
49
7
3
11
9
2
1
119
22
84
9
22
1
32
ANM AL RETURN OK KEES COLLECTED IN LAW STAMPS, ^L\STER'S OKFICE,
AND TAXLNG OKKICE, KOR YEAR ENDING 31st DECEMBER, 1942
Master and Assistant Master (References) $ 593.20
Mechanics' Liens 187.00
Mortgage References 1,030.10
Taxing OflRcers' Fees 1,104.20
$2,914.50
10
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22
REPORT OF
No. 5
Net Surplus
Income or Fees
Sal.vry of Paid to
Officer [ Province
$ c.
18,936.27
12,424.89
67,425.75
bonus.
$ c.
4,200.00
4.725.00
annum plus
4,235.00
3,701.25
3,185,00
1,279.08
2,625.00
3,150.00
4,200.00
2,600.00
1,600.00
1,600.00
1,600.00
1,600.00
1,600.00
1 ,600.00
1,600,00
1,600.00
a
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$ c.
47,799.91
14,819.86
11,808.55
$7,000.00 per
2
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Total Fees
Earned
$ c.
70,936.18
31,969.75
161,628.95
ommuted at
Fees
Earned
IN Law
Stamps
^ :
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Fees
Earned
IN
Cash
$ C.
70,936.18
31,969.75
79.234.30
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DlSBlRSE-
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S c.
1,195.84
372.56
35.57
2,867.19
832.00
610.14
174.60
1,919.23
977.00
583.52
96.56
1,378.56
8.094.43
Allowance
Paid by
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FOR Office
E.xpknses
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Salary
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REPORT OF
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INSPECTOR OF LEGAL OFFICES FOR 1942
25
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26
REPORT OF
^ £
■r. ;
^ i
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Amount
Received
BY
Province
1/-
oc
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:o?og
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.: r^ t- oc >C "-) vO — ^1
■*' ^c -^ o '^' <; oc t-
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^t^ ir^ — t^ 00 -t t- "^
Salaries and
Other Expenses
Paid by
Province
^S :^ rx ^: 5 5 ::: ;;:
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6-JC O -._ r<;_ (> ,^_ ^_ 00
"-J . t^ >W 'W^ >^, i^f trT O
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Total
PlxRNINCiS
$ c.
2,291.15
5
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JUVENILE COLRTS AND Ol I ICKKS
'V\n' .|ii\«'iiile l)('lii><|(ifiith Act (1908 C.aiiadu) hus Im*«*ii procluiiiifd uii«l
Jiivfiiilf Courts fslahiishcd in llic follov^ iiig areus:
L<K ATION
Brant County
Carleton Co^unlv (includinfj
Ottawa) *
Address
Brantford.
Ottawa
Dufferin County Orangeville
Essex County [Windsor
Cirey County
Haldimand County
Huron County
Lincoln County
Middlesex County
Nipissing District
Norfolk County
Oshawa (City)
Perth County
Port Colborne (Town)
Stormont, Dundas and
Glengarry
Prescott and Russell
Temiskaming District
Toronto (City;
Waterloo County
Wentworth County.
(Jwen Sound
Dunnville
Stratford
St. Catharines
London
North Bay
Simcoe
Oshawa
Stratford
Niagara Falls
Cornwall
Vankleek Hill
Haileybury
Toronto
Gait
Hamilton.
Juvenile Coi ki
Judge
A. D. Hardy.
A. J. Fraser...
J. R. Blake
FK()B.\TI0.N .\S\)
Children's Aid
Officers
Judge W. T. Robb
D. M. Brodie
A. J. Hanrahan (Deputy)
E. C. Spereman
(Vacant)
J. A. Makins
Judge J. G. S. Stanbury
D. B. Menzies
J. H. McCurry
Judge E. S. Livermore
F. S. Ebbs
J. A. Makins
J. B. Hopkins
P. C. Bergeron
R. Labrosse
S. Atkinson
H. S. Mott
Ross Hossack ( Deputy j j
H. A. Burbidge
Jas. McKay (Deputy)
J. P. Temple
J. R. McKnight
Maurice Racette
A. E. Trout
C. R. Bilger
H. T. Edwards
H. Fonger
A. G. \. Bradshaw
John Brown
F. V. Miller
O. M. Alger
Hugh Ferguson
H. C. Nugent
J. R McCarthy
H. S. Mott and staff
Arthur Pullan
E. J. Leith
32
REPORT OF
Xo.
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REPORT OF
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IXSI'EC'TOR ()1- Li:C.AL ()l-FIC'i:S I-()R 1942 41
siiKKiFFS, ixm:m. HKCISTKAHS, DKITTY I{I:c;IST|{AI{S.
(oiNTV coi |{T ci.Kitks AM) siHi{<K;\ri; i{i:<,isri{Ai{s
Marg;irol Mulcahy, of PcMiibrokc, Out., to be Deputy Local Registrar of the
Supreme Court, Deputy Registrar of the Surrogate Court and Deputy
Clerk of the County Court in and for the County of Renfrew. — (Jazette,
3rd Jan., 1942.
Mildred Justice, of Barrie, Unt., to be Deputy Registrar of the Surrogate
Court in and for the County of Simcoe. — (iazeite, 3rd Jan., 1942.
Marie Marguerite Madeline Plouffe, of North Bay, Ont., appointed Deputy
Local Registrar, S.C.O., Deputy Clerk of the District Court and Deputy
Registrar of Surrogate Court. — Order-in-Council, 1st May, 1942.
Grant R. McLennan, of Almonte, Ont., appointed Sheriff, Local Registrar,
S.C.O., Clerk of the County Court and Registrar of the vSurrogate Court
for the County of Lanark. — Order-in-Council, 24th May, 1942.
Sidney Granville Sims, of Hamilton, Ont., appointed Local Registrar, S.C.O.,
County Court Clerk and .Surrogate Registrar, and Acting Official Receiver
in Bankruptcy, pro tern. — Order-in-Council, 12th Aug., 1942.
Bernice Alberta Farrance, of H^lmilton, Ont., appointed Deputy Local Registrar.
S.C.O., Deputy County Court Clerk and Deputy Surrogate Registrar for
the County of Wentworth. — Order-in-Council, 1st Sept., 1942.
William G. Pugsley, one of His Majesty's Counsel, of the City of Ottawa, Ont.,
to be Local Master of the Supreme Court, Local Registrar of the Supreme
Court, Local Master of Titles, in and for the County of Carleton, and
Official Receiver in Bankruptcy for Division Number Twelve. — (Gazette,
17th October, 1942.
Edward F. Donohoe, of Kitchener, Ont., appointed Surrogate Registrar for
the Countv of Waterloo. — Order-in-Council, 22nd Dec, 1942, effective
1st Jan., 1943.
CROWN AITOKNKYS AND CLEKKS OF TIIK FP:ACE
Clarence F. Tuer, one of His Majesty's Counsel, of Haileybury, Ont., appointed
Acting Crown Attorney and Acting Clerk of the Peace in and for the
District of Temiskaming during the absence on military service of Dalton
Dean, Acting Crown Attorney and Acting Clerk of the Peace in and for
the said District of Temiskaming. — (jazette, 1st Aug., 1942.
Claude Campbell Savage, one of His Majesty's Counsel, of the City of London,
Ont., to be Crown Attorney and Clerk of the Peace in and for the County
of M\<id\esQ\.— Gazette, 21st Nov., 1942, effective from 1st Dec, 1942.
LOCAL MASTERS, S.C.O., COUNTY AND SLRROGATE JUDGES
His Honour Judge H. E. Grosch to be Judge of the Surrogate Court and
Local Master, S.C.O.— Order-in-Council, 28th May, 1942.
His Honour Judge J. C. M. German appointed Judge of the County Court,
United Counties of Northumberland and Durham. — Order-in-Council,
28th May, 1942.
His Honour Judge E. S. Livermore, to be Judge of the Surrogate Court and
Local Master of the Supreme Court in and for the County of Norfolk.
—Gazette, 31st Oct., 1942.
Appointment of His Honour Judge H. E. Grosch, by Order-in-Council, 28th
Mav, 1942, as Local Master, S.C.O., is revoked by Order-in-Council,
22nd Dec, 1942.
42 R IMPORT OF No. 5
MA(;iSTIlATK.S ANO DEPLTY MAGISTRATKS
Frederick Carter Macdonald, of Bcaverton. Ont., to be a Deputy Magistrate
(and also a Police Magistrate within the meaning of the Criminal Code)
for every Municipality and all Municipalities and all territory without
Municipal organization within the Province of Ontario. — (iazette, 3rd
Jan., 1942.
Ivan Burns Craig, of the City of Chatham, Out., Harrister-at-Law. to be a
Magistrate (and also a Police Magistrate within the meaning of the
Criminal Code) for every Munieipalit}^ and all Municipalities and all
territory without Municipal organization within the Province of Ontario.
— (iazette, 3rd Jan., 1942.
A. Bernard Collins, K.C., of the City of Belleville, Ont., appointed a Deputy
Magistrate (and also a Police Magistrate within the meaning of the
Criminal Code) for every Municipality and all Municipalities and all
territory without Municipal organization within the Province of Ontario.
—Gazette, 24th Jan., 1942.
Joseph Douglas McNish, K.C., of the City of Toronto, Ont., to be a Magistrate
(and also a Police Magistrate within the meaning of the Criminal Code)
for every Municipality and all Municipalities and all territory without
Municipal organization within the Province of Ontario, and also in and
for the City of Toronto.— Gazette, 11th Apr., 1942.
John Synan Latchford, of Cornwall, Ont., appointed a Deputy Magistrate
for the Province of Ontario. — Order-in-Council, 16th Apr., 1942.
Charles Weir, of the City of Sarnia, Ont.. Barrister-at-Law, to be appointed
a Deputy Magistrate (and also a Police Magistrate within the meaning
of the Criminal Code) for every Municipality and all Municipalities and
all territory without Municipal organization within the Province of
Ontario.— Gazette, 25th Apr., 1942.
J. A. R. McCuaig, of Port Arthur, Ont., to be Deputy Magistrate (and also
a Deputy Police Magistrate within the meaning of the Criminal Code)
for every Municipality and all Municipalities and all territory without
Municipal organization within the Province of Ontario. — Gazette, 25th
Apr, 1942.
Wilson N. Robinson, of Oakville, Ont., appointed a Deputy Magistrate for
the Province of Ontario. — Order-in-Council, 28th May, 1942.
Maitland Goldwin Gould, of North Bay, Ont., appointed Magistrate for
the Province of Ontario in room and stead of J. H. McCurrv, retired.
—Order-in-Council, 28th May, 1942.
Fred. S. Doyle, of Smith's Falls, Ont., appointed a Deputy Magistrate for
the Province of Ontario. — Order-in-Council, 4th June, 1942.
Leslie MacDonald Ball, Barrister-at-Law, of the City of Woodstock, Ont., to
be a Deputy Magistrate (and also a Deputy Police Magistrate within
the meaning of the Criminal Code) for every Municipality and all Munici-
palities and all territory without Municipal organization within the
Province of Ontario during the absence on militarv service of R. G. Groom,
Magistrate of Woodstock, Ont.— Gazette, 1 1th July, 1942.
Allan J. Fraser, to be a Deputy Magistrate (and also a Deputy Police Magis-
trate within the meaning of the Criminal Code) for every Municipality
and all Municipalities and all territory without Municipal organization
within the Province of Ontario. — Gazette, 21st Xov., 1942.
INSPIU'TOR ()!• L1:(;AL OI'I'ICICS FOR 1<;42 43
William John Golden, Deputy Magistrate of Little Current, Ont., to be a
Magistrate (and also a Police Magistrate within the meaning of the
Criminal Code) for every Municipality and all Municipalities and all
territory without Municipal organization within the Province of Ontario.
—Cazeite, IQth Dec, 1942.
Hugh Robert Poison, of Kitchener, Ont., appointed a Magistrate in and for
the Province of Ontario. — Order-in-('ouncil, 22nd Dec, 1942, effective
1st Jan., 1943.
.irVKMLE COIUT .|H)(;KS AM) rHOBATIOIN OFFICERS
Cj. E. Strike, of Ottawa, Ont., appointed Acting judge of Juvenile Court for
the Citv of Ottawa during illness of [. F. McKinley. — Order-in-Council,
23rd Apr., 1942.
R. Labrosse, of Vankleek Hill, Ont., appointed Acting Judge of Juvenile Court
for the United Counties of Prescott and Russell. — Order-in-Council, 28th
May, 1942.
A. H. Lieff, of Ottawa, Ont., appointed Acting Judge of Juvenile Court for
the County of Carleton. — Order-in-Council, 15th June, 1942.
J. B. Hopkins, of Niagara Falls, Ont., appointed Juvenile Court Judge for
the Town of Port Colborne, in room and stead of J. C. Massie, deceased.
— Order-in-Council, 1st Sept., 1942.
Order-in-Council dated 23rd Apr., 1942, appointing G. E. Strike, of Ottawa,
Ont., as Acting Judge of Juvenile Court in and for the City of Ottawa
be revoked. — Order-in-Council, 1st Sept., 1942.
His Honour Judge E. S. Livermore, County Court Judge for the County of
Norfolk, appointed Judge of Juvenile Court for the County of Norfolk.
—Order-in-Coitncil, '27th Oct.' 1942.
Maurice Racette, of Ottawa, Ont., appointed Assistant Probation Officer for
the County of Carleton. — Order-in-Council, 27th Oct., 1942.
Allan J. Fraser, of Ottawa, Ont., appointed Judge of Juvenile Court and
Senior Probation Officer for the Citv of Ottawa and County of Carleton.
—Ordcr-iu-Council, 10th Nov., 1942.
LOCAL MASTERS OF TITLES AND REGISTRARS OF DEEDS
Alexander W. Bell, of Oshawa, Ont., to be Local Master of Titles for the
County of Ontario. — Gazette, 3rd Jan., 1942.
Alexander W. Bell, of Oshawa, Ont.. to be Registrar of Deeds for the Registry
Division of the County of Ontario. — Gazette, 3rd Jan., 1942.
Chas. A. Wilson, of Cochrane, Ont., appointed Acting Deputy Local Master
of Titles for the District of Cochrane. — Order-in-Council, 1st May, 1942.
R. D. Bray, of Ottawa, Ont., appointed Deputy Local Master of Titles, pro
tempore, for the County of Carleton, including City of Ottawa.- — Order-
in-Council, 24th June, 1942.
Miss Margaret Sutherland, of Fort WiUiam, Ont., appointed Deputy Local
Master of Titles for Registry Division of the District of Fort William.
—Order-in-Council, 2nd Oct., 1942.
Marie R. A. A. Levesque, of Cochrane, Ont., appointed Acting Deputy Local
Master of Titles for the District of Cochrane. — Order-in-Council, 10th
Xov.,1942.
John Joseph McDonald, of Arthur, Ont., appointed Registrar of Deeds for
the Registry Division of North Wellington. — Order-in-Council, 22nd
Dec, 1942.
44 REPORT OF No. 5
JUSTICES OF THE PEACE
Albert Gingras, of Verner, Ont., appointed a Justice of the Peace for the
District of Nipissing. — Order-in-Council, 2nd Apr., 1942.
Alex. McDonald, Mattawa. Ont., appointed a Justice of the Peace for the
District of Nipissing. — Order-in-Council, 2nd Apr., 1942.
George Miller Watts, of Shelburne, Ont., appointed a Justice of the Peace for
the County of Dnfievin.— Order-in-Council, 15th June, 1942.
Arthur William Nicol, of Leaside, Ont., appointed a Justice of the Peace for
the Province of Ontario. — Order-in-Council, 30th June, 1942.
Milo J. Smith, of Chatham, Ont., appointed a Justice of the Peace for the
County of Kent. — Order-in-Council, 8th July, 1942.
Fred. Lowden Wright, of Acton, Ont., appointed a Justice of the Peace for
the County of Halton. — Order-in-Council, 14th July, 1942.
William Leonard Dreany, of Geraldton, Ont., appointed a Justice of the Peace
for the District of Thunder Bay. — Order-in-Council, I4th July, 1942.
James Albert Knowles, 48 De Vere Gardens, Toronto, appointed a Justice of
the Peace for the County of York. — Order-in-Council, 14th July, 1942.
Walter B. Fenwick, of Toronto, Ont., appointed a Justice of the Peace for
the County of York. — Order-in-Council, 14th July, 1942.
Edwin Roy Sayles, of Renfrew, Ont.. appointed a Justice of the FVace for the
County of Renfrew. — Order-in-Council, 15th July, 1942.
William Ronald Cargill, of Moosonee, Ont., appointed a Justice of the Peace
for the District of Cochrane. — Order-in-Council, 2nd Oct., 1942.
Edric S. Johnson, of Grimsby, Ont., appointed a Justice of the Peace for the
County of Lincoln. — Order-in-Council, 2nd Oct., 1942.
Miss Mary Louise Locke, of Sandwich, Ont., appointed a Justice of the Peace
for the County of Essex. — Order-in-Council, 2nd Oct., 1942.
Earl Spencer Scott, of Arthur, Ont., appointed a Justice of the Peace for the
County of Wellington. — Order-in-Council, 10th Nov., 1942.
Mrs. Ethel Welch, of Simcoe, Ont., appointed a Justice of the Peace for the
County of Norfolk. — Order-in-Council, 24th Nov., 1942.
George Arnold Southern, of Port Arthur, Ont., appointed a Justice of the
Peace for the District of Thunder Bay. — Order-in-Council, 24th Nov., 1942.
Arthur Edmond Joseph Falardeau, of Kapuskasing, Ont., appointed a Justice
of the Peace for the District of Cochrane. — Order-in-Council, 24th Nov., '42.
Christopher Ferdinand Airey, of Niagara Falls, Ont.. appointed a Justice of
the Peace for the Province of Ontario. — Order-in-Council, 22nd Dec, 1942.
Gordon Frederick Glaves, of St. George, Ont., appointed a Justice of the Peace
for the County of Brant. — Order-in-Council, 22nd Dec, 1942.
Barney Weiss, of Ottawa, Ont., appointed a Justice of the Peace for the County
of Carleton. — Order-in-Conncil, 22nd Dec, 1942.
CORONERS
Donald Stirling MacLennan, M.D., of New Toronto, Ont., to be a Coroner
in and for the County of York. — Gazette, 3rd Jan., 1942.
E. P. Byrne, M.D., of the City of Ottawa, Ont., to be a Coroner in and for
the County of Carleton. — (Jazette, 24th Jan., 1042.
J. B. Symington, ]\LD., of Sault Ste. Marie, Ont., to be a Coroner in and
for the District of Algoma. — Cazette, 24th Jan., 1Q42.
Philip John George Morgan, M.D., of Windsor, Ont., to be a Coroner in and
for the County of Essex.— Cazette, 28th Mar., 1942.
Gratton Clifford Graham, M.D., of Fenelon Falls, Ont.. to be a Coroner in
and for the County of Xicioria.— Order-in-Council, 28th May, 1942.
INSPECTOR OF LKC^.AI. Ol-FKMCS I-OR V)42 45
Howard Greene Barrie, M.D., of Paris, Ont., to be a Coroner in and for the
County of Brant. — (Jazette, 28th Mar., 1942.
Duncan James Sinclair, M.D., of the City of Woodstock, to be a Coroner in
and for the County of Oxiord.—Cazette, iStli Apr., 1042.
Wilfrid A. Crawford, M.D., of Winghatn, Onl., to l)e a Coroner in and for
the County of Huron. — (iazette, 25th Apr., 1942.
Alexander Charles Baillie, M.D., of Orillia, Ont.. to be a Coroner in and for
the County of Simcoe. — (iazette, 16th May, 1942.
Ralph Percival Johns, M.D., of Willowdale, Ont., to be a Coroner in and for
the County of York. — iiazette, 16th May, 1942.
lack Gale Whitteker, M.D., of Rodney, Ont., to be a Coroner in and for the
County of VAgxn.—i.'azette, 16th May, 1942.
John Joseph McCniire, M.D., of Smith's Falls, Ont., to be a Coroner in and
for the County of Lanark. — Order-in-Coimcil, 28th May, 1942.
Joseph Maurice Dupont, M.D., of Kapuskasing, Ont., to be a Coroner for
the District of Cochrvine. —Order-in-Coiincil, 28th May, 1942.
Charles W. Sawers, M.D., of Watford, Ont., to be a Coroner in and for the
County of L^mh\or\.— (iazette, 25th July, 1942.
Chester N. Mooney, M.D., of the City of Toronto, Ont.. an Associate Coroner
in and for the City of Toronto, whose jurisdiction has been extended to
include the County of York.— Gazette, 3rd Oct., 1942.
William Dawson Stuart Jamieson, M.D., of Brussels, Ont., to be a Coroner
in and for the County of Huron. — (iazette, 17th Oct., 1942.
John Albert McEwen, M.D., of Carleton Place, Ont., to be a Coroner in and
for the County of Lanark. — (iazette, 19th Dec, 1942.
Agnes Larkin Jamieson, M.D., of Haliburton, Ont., to be a Coroner in and
for the County of Haliburton during the absence on military service of
Dr. L. H. Carroll, a Coroner in and for the said County of Haliburton.
—(iazette, 19th Dec, 1942.
niMSION (Ol HT CLERKS AND BAILIFFS
Charles Fenton Lewis, of Woodbridge, Ont., to be Clerk of the Seventh Division
Court of the County of York. — (iazette, 3rd Jan., 1942.
William Robert Campbell, of Orangeville, Ont., to be Bailiff of the First
Division Court of the County of Duft'erin.— C7a3^/i^, 3rd Jan., 1942.
Gerald Russel Baker, of Norwood, Ont., to be Bailiff of the Second Division
Court of the County of Peterborough. — (iazette, 24th Jan., 1942.
John James Stewart, of Norwood, Ont., to be Clerk of the vSecond Division
Court of the County of Peterborough. — (iazette, 24th Jan., 1942.
Thomas Lloyd Boyle, of Wiarton, Ont., to be Bailiff of the Eighth Division
Court of the County of Bruce. — (Jazette, 31st Jan., 1942.
Hilliard Harry Webb, of Brockville, Ont., to be Clerk of the First Division
Court of the United Counties of Leeds and Grenville. — (iazette, 31st Jan., '42.
William Grant Allen, of Warkworth, Ont., to be Bailiff of the Ninth Division
Court of the United Counties of Northumberland and Durham. — Gazette,
7th Mar., 1942.
C. S. Burger, of Fairground, Ont., to be Division Court Clerk and Bailiff of
the Seventh Division Court of the Countv of Norfolk. — Gazette, 14th
Mar., 1942.
E. M. McMurrav, of Niagara Falls, Ont., to be Clerk of the Fourth Division
Court of the County of ^eWdiXiA.— Gazette, 21st Mar., 1942.
46 REPORT OF No. 5
Alvin McDowell, of Tilbury, Ont., to be Bailiff of the Seventh Division Court
of the County of Kent.— Gazette, 21st Mar., 1942.
AUie David Snetsinger, of Cornwall, Ont., to be BailifT of the Third Division
Court of the United Counties of Stormont, Dundas and Glengarrv. —
Gazette, 9th May, 1942.
Gordon Frederick Glaves, of St. George, Ont., to be Clerk of the Third Divi-
sion Court of the County of Brant. — (Gazette, 9th May, 1942.
John Francis Denneny, of Cornwall. Ont., to be Clerk of the Third Division
Court of the United Counties of Stormont, Dundas and Glengarry. —
Gazette, 9th May, 1942.
Herbert Grenville Lehigh, of Coe Hill, Ont., to be Acting Clerk of the Second
Division Court of the County of Hastings during the absence on military
service of C. H. Doolittle. — Gazette, 16th May, 1942.
Bruce Hamilton, of Clarksburg, Ont., to be Acting BailifT of the Fourth Divi-
sion Court of the County of Grey. — (lazette, 16th May, 1942.
Richard Denver Bodkin, of Florence, Ont., to be Clerk of the Third Division
Court of the County of Lambton. — Gazette, 6th June, 1942.
A. Tancred Renaud, of Amherstburg, Ont., to be Bailiff of the Second Division
Court of the County of Essex. — Gazette, 6th June, 1942.
William Ernest Wicker, of Port Dover, Ont., to be Bailiff of the Eighth Divi-
sion Court of the County of Norfolk. — Gazette, 20th June, 1942.
Moyes Clayton Honey, of Jarvis, Ont., to be Clerk of the Fourth Division
Court of the County of Haldimand. — Gazette, 27th June, 1942.
John Marks, of Norwood, Ont., to be Bailiff of the Second Division Court of
the County of Peterborough. — Gazette, 4th July, 1942.
Thomas Gundry, of the Town of Goderich, Ont., to be Clerk of the First
Division Court of the County of Huron. — Gazette, I8th July, 1942.
William H. Arthur, of Meaford, Ont., to be Bailiff of the Fourth Division
Court of the County of Grey at Clarksburg, Ont. — Gazette, 22nd Aug., 1942.
Olive Irene Heiben, of Listowel, Ont., to be Clerk of the Sixth Division Court
of the County of Perth. — Gazette, 5th Sept., 1942.
Ethelda Williams, of Tilbury, Ont., to be Clerk of the Seventh Division Court
of the County of Kent. — Gazette, 5th Sept., 1942.
Harry Wilson Asseltine, of Verona, Ont., to be Clerk of the Fourth Division
Court of the County of Frontenac. — Gazette, 3rd Oct., 1942.
Joseph Elphege Patenaude, of Hawkesbury, Ont., to be BailifT of the Seventh
Division Court of the United Counties of Prescott and Russell. — Gazette,
10th Oct., 1942.
William John Brown, of Wingham, Ont., to be Bailiff of the Eighth Division
Court of the County of Huron. — 'Gazette, 17th Oct., 1942.
Malcolm John Smith, of Iroquois, Ont., to be Bailiff of the Sixth Division
Court of the United Counties of Stormont, Dundas and Glengarry. —
Gazette, 31st Oct., 1942.
Georges Desloges, of Kapuskasing, Ont., to be Clerk of the Fourth Division
Court of the District of Cochrane. — Gazette, 5th Dec, 1942.
Irene May Rinch, of Newcastle, Ont., to be Clerk of the Second Division
Court of the United Counties of Northumberland and Durham. — (Gazette,
5th Dec, 1942.
Alexander Gordon Cameron, of Parkhill, Ont., to be Clerk and Bailiff of
the Second Division Court of the County of Middlesex. — Gazette, 12th
Dec, 1942.
INSPECTOR OF LEGAL OFFICES FOR 1942 47
Joseph Henri Gelineau, of Hawkesbury, Ont., to be Bailiff of the Seventh
Division Court of the United Counties of Prescott and Russell. — (j'azette,
19th Dec, 1942.
Wilfrid Ross Binkley, of Walkerton, Ont., to be Bailiff of the First Division
Court of the County of Bruce. — (,'azette, 19th Dec, 1942.
George R. Davey, of Port Perry, Ont., to be Clerk of the Third Division Court
of the County of Ontario. — Gazette, 8th Jan., 1943.
William Alex. Gibson, of Fort Erie, Ont., to be Acting Clerk of the Third
Division Court of the County of Welland. — Gazette, 15th Jan., 1943.
Harold El wood Dunn, of Alliston, Ont., to be Clerk of the Eighth Division
Court of the County of Simcoe. — Gazette, 19th Jan., 1943.
Fred Archie Ferguson, of Frankford, Ont., to be Bailiff' of the Eighth Division
Court of the County of Hastings. — Gazette, 11th Feb., 1943.
Alden Herbert Morrison, of Hornepayne, Ont., to be Bailiff of the Hornepayne
portion of the Fifth Division Court of the District of Thunder Bay. —
Gazette, I8th Feb., 1943.
Rene Camille Berthiaume, of Hawkesbury, Ont., to be Clerk of the Seventh
Division Court of the United Counties of Prescott and Russell. — Gazette,
26th Mar.. 1943.
SIXTY-FOURTH
ANNUAL REPORT
OF THE
SUPERINTENDENT OF INSURANCE
FOR THE PROVINCE OF
ONTARIO
1943
(BUSINESS OF 1942)
PRINTED BY ORDER OF
THE LEGISLATIVE ASSEMBLY OF ONTARIO
TORONTO
Printed and Published by T. E. Bowman
Printer to the King's Most Excellent Majesty
1943
ONTARIO
DEPARTMENT OF INSURANCE
To The Honourable Leslie E. Blackwell, K.C, M.P.P.
Minister in Charge of the Department of Insurance.
I have the honour to submit herewith the Sixty-fourth Annual Report of
the Superintendent of Insurance for the year 1943 (business for the year ended
December 31, 1942). This Report includes the Preliminary Tables respecting
1942 business as printed under date May 20, 1943.
The Report is arranged in four divisions, in addition to an index of all
insurers licensed to carry on business in Ontario and classes of insurance for
which authorized, as follows:
I. Annual Statements.
II. Annual Statement Abstracts.
III. Statistical Tables.
IV. Appendices.
The first division, entitled "Annual Statements," contains extracts from
the Annual Statements filed with the Department by all licensed insurers,
arranged alphabetically by class of insurer. Insurers registered under The
Canadian and British Insurance Companies Act, 1932, or The Foreign Insur-
ance Companies Act, 1932 (Dominion Acts), have been required to file only
Modified Statements, summarizing their assets and liabilities and showing their
underwriting experience within the Province only, with the Department, and
this skeleton information only has been included in this Report.
Division II, entitled "Annual Statement Abstracts." contains tabulated
summaries showing the financial condition of all joint-stock and cash-mutual
fire insurance companies and fraternal societies not registered under the above
mentioned Dominion Insurance Acts. Some discrepancies will be observed
between the figures shown in these tables and those shown in the statements
of individual insurers in Division I, the latter containing changes made as
a result of inspection reports. In such cases the figures included in Division I
should be understood to prevail.
Division III, entitled "Statistical Tables," shows in tabular form the
premiums and losses of and other information pertaining to all licensed insurers,
except mutual benefit societies.
Division IV includes, as "Appendices," certain miscellaneous information
and a review of certain legislation enacted at the 1943 session of the Legislative
Assembly of this Province.
Life Insurance
There were 40 companies licensed to write life insurance in the Province
of Ontario as of December 31st, 1942, as compared to 41 companies at the
end of the previous year.
The withdrawing company was the Mutual Life and Citizens Assurance
Company, Limited, of Sydney, Australia, which did not renew its license as of
July 1st, 1941. This company had approximately S7, 000, 000 of business in
force at December 31st, 1941,' and the figures for renewal premiums on this
business and payments to policyholders in 1942 have been included in the
tables of statistics.
The companies now licensed consist of 27 Canadian companies, 6 British
and 7 American.
ANNUAL REPORT
Premium income received from Ontario policyholders has increased
steadily since 1935 when these premiums amounted to 87 million dollars. The
premium income in 1942 was 8105,900,000, an increase of $7,300,000 over the
1941 figure. This represents an increase of about 1 ]A% over the 1941 premiums,
and is the largest increase recorded in recent years. These increases in 1940
and 1941 were about 2% of the previous years' premiums and amounted to
about 82,000,000 in each year.
All types of insurance. showed increases in the year with ordinary assur-
ances increasing from 867,000,000 to 871,000,000. However, the largest
proportional increase was in group assurances, that increased from 84,500,000
to $5,700,000, an increase of approximately 26%.
A comparative summary of premium income for the past five years is as
follows :
1942
1941 1 1940
1939
1938
Net Premium Income:
-Ordinary
Assurances-Industrial
$71,080,352
20,740,238
5,726,206
8,392,614
$67,228,107 $65,503,969
19,135,278 19,025,189
4,566,469 4,062,406
7.702.159! 7.587.547
$64,416,787
18,986,346
3,731,724
7,021,777
500
$64,108,038
19,416,585
3.545,658
7,119,322
Consideration for Sinking
1
Totals
$105,939,410! $98,632,013 $96,179,1111 $94,157,134
$94,189,603
Disbursements to policyholders in Ontario and their beneficiaries showed
consistent increases in recent vears up until 1940 when they amounted to
$69,000,000. In 1941, they were reduced sharply to 864,300,000, and this
year they are again reduced and amount to 862,400,000. The reductions in
the last two vears are mainly due to a decrease in surrender values that this
year amount'to 813,700,000 as compared with 817,200,000 and 821.000,000
in 1941 and 1940, respectively. Death claims in 1942 have increased bv some
$2,300,000 to 823,500.000 as compared with 821,200,000 in 1941.
The following is an analysis of disbursements to Ontario policyholders and
their beneficiaries during 1942:
1942
Total
FOR
Ordinary
Industrial
Group
Total
1941
Assurance Contracts
Death Claims
$18,302,032
6,838,999
$2,555,225
2.368.257
$2,726,802
$23,584,059
$21,272,228
9,207,256 9.803.1.33
10,303,843; 3,427,184
766,214| 34,500
8,909,4311 2,773,197
3,828
277,110
13,734,855
1.077.824
17.263.330
Disability Claims
1,099,527
Dividends
322,932; 12,005,560
11,878,222
Totals . . .
$45,120,519 $11,158,363
$3,330,672| $59,609,554
161 316 440
Annuity Contr.\cts
Payments to Annuitants
Death Benefits
$1,299,739
277.551
724,485
4,510
110,583
$490
$219,877
14,779
178,794
26,736
$1,520,106 $1,471,287
292.330^ 487.844
Surrender Values
903,279 888.362
Disabilitv Claims
31.246
110.583
29 525
Dividends
124,960
Totals
$2,416,868
$490
$440,186
$2,857,544
$3,001,978
Total PA\TkiENTs in Respect
OF All Contr.\cts
$47,537,387
$11,158,853
$3,770,8581 $62,467,098
$64,318,418
SUPERINTENDENT OF INSURANCE FOR 1942
New business written in Ontario during 1942 amounted to S368,000,000
as compared with S330,00(),0()() and $276,000,000 in 1941 and 1940, respec-
tively. Thus the new business written in 1942 is some $92,000,000 greater
than that written in 1940 or an increase of one-third.
Although the amount of insurance written in 1942 has increased over
1941, the number of new policies written has decreased from 297,000 to 289,000,
indicating an increase in the amount of the average new policy written. The
average new policy in 1942 was $1,272; in 1941, $1,112; and in 1940, $1,018.
As would be expected from the substantial volume of new business written,
the insurance in force in' the Province of Ontario has increased very substan-
tially during the year to 83,714,000,000, which represents an increase of
$254,000,000 during the year.
A comparative summary of new business issued and amount in force as
at 31st December for the years 1938 to 1942, inclusive, is given below:
Policies in Ontario
1942
1941
1940
1939
1938
New Issued :
Number
Amount
In Force Dec. 31:
Number
Amount
289,223
$367,966,881
3,050,018
$3,714,400,345
296,652
$329,995,138
2,928,007
$3,459,787,079
271,718
$276,659,803
2,829,575
$3,252,147,913
258,945
$274,578,462
2,796,297
$3,132,854,556
323,081
$298,203,413
2,817,509
$3,049,007,493
Fraternal Insurance
As at December 31st, 1942, there were forty-four fraternal societies
licensed to operate in the Province of Ontario, which is one more than last year.
The new society is the Ukrainian Workingmen's Association of Scranton,
Pennsylvania, which was licensed in Ontario as from July 1st, 1942.
Total premiums and dues collected from members in 1942 were $2,407,030,
which is a slight increase over the figure for 1941 of 82,393,000. These pre-
miums and dues were 82,528,000 in 1938 and decreased slightly each year up
until 1941.
Disbursements to policyholders and beneficiaries in Ontario (excluding
expenses) in 1942 amounted to $3,009,128 as compared with $3,019,000 in
1941.
Adult mortuary certificates in force in Ontario increased slightly during
1942 from 872,300,000 to $73,081,000. Juvenile mortuary certificates also
increased during 1942 from $3,424,000 to $3,914,000. New business written
both juvenile and adult showed a net increase of approximately $520,000 as
compared with an increase of $700,000 in 1941.
Fire Insurance
Three hundred and twenty-two companies had licenses to transact fire
insurance in Ontario during 1942, which is one more than in 1941. New
licenses were issued to two Joint Stock companies, and one New England
Factory Mutual was reinsured.
Net premiums written in Ontario by all companies in 1942 were 820,401,537,
a decrease of $1,542,509 from the 1941 figure. This decrease was to be expected
as a large volume of three-year policies on mercantile and manufacturing risks
was written in 1941, following the repeal in that year of vSection 104 of The
Insurance Act which limited the term of fire policies on such risks to one year.
Net premiums written this year show an increase of almost $2,000,000 over the
1940 figure of $18,454,755.
ANNUAL REPORT
Xo. 6
Net premiums earned are not affected by the term for which pohcies are
written, and in 1942 totalled 820,245,439, an increase of $1,362,752 over 1941
or 7.2% as compared with an increase of 2.6% in 1941 over 1940.
Total net losses incurred in Ontario in 1942 were 59,045,197, an increase
of 81,529,718 over the 1941 figure of 87,515,479. Fire losses in 1942 were the
highest suffered in Ontario in recent years and no doubt part of the increase
can be ascribed to the generally higher valuations prevailing in wartime. The
ratio of net losses incurred to net premiums earned has also increased to 44.68%
as compared with 39.80% for 1941 and 40.39% for 1940. Premiums earned
and losses incurred for the various classes of insurers defined by the Act are
tabulated below, together with the same figures for 1941. The experience of
each insurer is shown in Table X and a comparative summary appears in
Table XIII on page 69
1942
1941
Net
Premiums
Earned
Net
Losses
Incurred
Ratio
Net
Losses
Incurred
TO Net
Premiums
Earned
Net
Premiu-ms
Earn^ed
Net
Losses
Incurred
Ratio
Net
Losses
Incurred
to Net
Premiums
Earned
14,143.475
1,679,908
485,134
948.583
1,663,144
450.209
230,926
5.863.139
882,406
109,944
551.317
689.863
292.650
sg 256
4,^5
52.53
22.66
58.12
41.48
65.00
38.65
87 98
$
13,056.714
1.644.337
434.320
913.836
1,623,795
402.836
213.755
593,094
$
4.862.405
973,048
133.513
191.455
707,271
187.109
25.546
435,132
.7^
Mutuals:
59.18
(b) Associated Xew England
Factory Mutuals
30.74
20.95
Cash Mutuals:
(a) Without Share Capital
(b) With Share Capital
43.56
46.45
11.95
Lloyds
Totals
644,060 566,622
73.37
20.245.439 9,045.197
44.68
18.882,687
7.515.479 1 39.80
Farmers' Mutual Fire Insurance
(See Abstract Tables of assets, liabilities, receipts and disbursements on
pages 78 to 85; loss ratios on pages 216 and 217; and other data on pages
202 to 204.)
Experience of the farmers' mutuals continued to be favourable in 1942,
with substantial improvement in all aggregate figures, and with 63 of the 67
companies strengthening their financial positions.
Net insurance in force increased 23 millions to 606 millions, and the
number of policies increased 5,400 to 200,500. On 170,400 policies of direct
insurance amounting to 606 miUions there were 30,100 reinsurance policies
amounting to 51 miUions. (These reinsurance figures apply to both "ceded"
and "accepted" totals, because the farmers' mutuals are restricted by statute
to reinsurance only with other insurers of the same class.) The 1942 increase
was 23 milhons in direct insurance and 5 millions in reinsurance, but since only
about one-third of the policies expire each year, new and renewed insurance in
1942 exceeded expired and cancelled insurance in 1942 by about 12% in direct
insurance and about 3>3>^(^ in reinsurance. That is, the companies are off-
setting a sharp increase in direct policies written by making greater use of
reinsurance. This is borne out in average policies, the average direct policy
being up S65 (S195 on 1942 business) at 83,555, whereas the average net direct
policy is up only 840 (8120 on 1942 business) at $3,255.
Net losses paid decreased 8136,000 at 8867,000. and there was a decrease
of 890,600 (9.3%) in net losses incurred, to 8882,400. Cost of management
was up 825,000 at 8355,400, the increase consisting of agents' fees on a greater
SUPERINTENDENT OF INSURANCE FOR 1942
volume of insurance written, and some increase in salaries and directors' fees.
In terms of cents per SI 00 of the average net amount of insurance in force
during 1942, cost of insurance was down 1.78c. at 20.82c., the increase of .25c.
in management expense (5.98c.) slightly ofi'setting a decrease of 2.03c. in loss
cost (14.84c.). The companies had good loss experience in 1926 (15.49c.),
1920 (15.84c.) and 1915 (15.74c.), but we have to go back to 1909 (13.40c.)
to find a better figure than 1942.
Net premiums received increased $72,000 to 81,709,000, and net premiums
earned were also up $35,600 to $1,680,000. Although investments made
($1,091,000) exceeded investments reahzed ($211,000) by $880,000, interest
earned was up only $13,000 to $173,600.
The ratio of net losses incurred to net premiums earned showed a decrease
from 59.18 in 1941 to 52.53 in 1942, but this improvement was offset to some
extent by an increase from 20.11 to 21.16 in the ratio of management expense
to net premiums earned.
Aggregate surplus increased $548,000 to $4,764,000, which is equivalent
to an increase of 6.3c. to 78.6c. per $100 of net insurance in force. Liquidity
(excess of bonds and cash over net unpaid losses, borrowed money and other
cash liabilities) showed a substantial increase of 8605,000 to $5,503,000, or
90.8c. per $100 of net insurance in force. These figures are net after donations
of $32,000 to the M.F.U.A. British Aid Fund and $6,100 to the Canadian
Red Cross and other war charities, and the setting aside of $27,500 for refunds
from surplus by the Canadian Millers' Mutual (50%), the DuflPerin Farmers'
Mutual (20%), the South Easthope Farmers' Mutual (25%) and the Otter
Mutual (15%). Several rate reductions were effected, and there was also a
trend to broaden the protection given by the companies' policies — particularly
with respect to increased limits of liability on live stock. Five companies
have made general rate reductions to date in 1943.
A special feature of 1942 operation of these companies was a fire preven-
tion campaign, with the objective of reducing net losses incurred during the
year by 25% as compared to the average of the preceding five years. They
did not succeed in this, but they did effect a decrease of 15%, when the figures
are calculated on the fairest basis — i.e., in cents per 8100 of insurance. The
campaign is being continued in 1943.
Automobile Insurance
One hundred and seventy-three companies were licensed to transact
automobile insurance in Ontario in 1942, which is an increase of one over the
previous year. A new license was issued to one joint stock company during
the year.
Net premiums written in 1942 were 811,840,998, a decrease of 81,474,566
or 11% from the 1941 figure of 813,315,564. From 1933 to 1941, these pre-
miums showed regular and substantial increases, but a decrease this year was
to be expected as a result of wartime restrictions on automobiles in 1942 and
a reduction in premium rates put into effect by companies this year.
Net premiums earned were 812,672,499, which is only slightly less than
last year. The premium earned figure does not fully reflect the reduction in
writings in 1942 as a considerable proportion of the writings in that year will
not be earned until 1943.
Losses incurred amounted to 85,097,897, a reduction of $1,653,811 from
the 1941 figure. The ratio of net losses incurred to net premiums earned m
1942 was 40.23%, as compared to 53.20% in 1941, and is the lowest ratio
shown in any of the past seventeen years as is shown by the following tabula-
tion of the premiums and losses from 1926 to 1942. The loss ratios for 1941
ANNUAL REPORT
No. 6
and 1942 are not strictly comparable with previous years as the expenses for
settling and adjusting claims are not included in 1941 and 1942 losses, while
they were included in previous years.
Net
Premiums
"Written
Net
Premiums
Earned
Net
Losses
Incurred
Ratio
Net Losses
Incurred to
Net Premiums
E.^rned
1926
S
3,743,532
4,643,948
6,280,675
8,324,146
9,361,901
8,830,502
7,769,765
6,462,809
6,931,896
7,017,027
7,920,609
9,550,354
10,409,413
11,194,996
12,135,244
13,315,564
11,840,998
$
3,657,994
4,295,003
5,670,656
7,520,896
8,934,508
8,968,620
8,017,672
6,904,414
6,748,426
6,963,890
7,553,033
8,862,667
10,048,543
10,882,626
11,750,570
12,686,272
12,672,499
S
2,037,903
2,835,352
3,603,260
4,314,383
4,378,698
4,601,104
3,805,268
3,551,142
4,007,387
4,123,233
4,717,954
5,860,657
6,043,133
5,837,725
6,700,382
6,751,708
5,097,897
%
55 7
1927
66 0
1928
63 5
1929
57 4
1930
1931
49.0
51 30
1932
47.46
1933
51.43
1934
59.38
1935
59.21
1936
62.46
1937
1938
66.16
60.14
1939
53 64
1940
57 02
1941
53 20
1942
40.23
The figures shown in the foregoing table afford a rough indication of the
underwriting experience of the companies in the aggregate from the standpoint
of the shareholders or members of the several companies; they do not indicate
the reasonableness of the premium rates shown in any particular manual of
rates or charged by any particular company, because insurers which are not
member companies of the Canadian Underwriters' Association write approxi-
mately sixty per cent of the automobile insurance premiums reported for
Ontario at "non-tariff" rates, which are generally lower than "tariff" rates.
Loss-Cost Experience
The automobile insurance loss-cost experience in the Province continues
to be filed by insurers with the statistical agency designated pursuant to section
72 of The Insurance Act (The Canadian Underwriters' Association).
On November 1, 1943, the statistical agency was instructed to tabulate
the automobile insurance data in Ontario of all insurers transacting such
business for the calendar year 1942, transactions in respect of 1938, 1939,
1940, 1941 and 1942 policy years, and for the first six months of calendar
year 1943 transactions in respect of pohcy year 1942. The tabulated results
so directed to be compiled were subsequently filed with the Department.
Development factors to reduce the 1942 incomplete policy year experience
(valued as at June 30, 1943) to a complete policy year basis were approved
by the Department on December 2, 1943. During December, 1943, experience
exhibits were received containing automobile insurance loss-cost indications
directed to be developed from the tabulated results of the complete policy
years 1938, 1939, 1940 and 1941, and the incomplete policy year 1942 (valued
as of June 30, 1943).
Automobile Insurance Prewium Rates
Sections 302, 303 and 304 of the Act, providing for government regulation
of automobile insurance premium rates, are not in force. Insurers and rating
bureaux are not required to file their schedules of premium rates with the
SUPERINTENDENT OF INSURANCE FOR 1942
Department. Nevertheless, by analysis of the loss-cost experience data filed
pursuant to section 72 of the Act, the Department is in a position at all times
to report to you upon the reasonableness of automobile insurance premium
rates fixed, made or charged in the Province. Complete loss-cost experience
data for the automobile insurance business of all insurers in the Province,
stock and mutual, taritT, non-tarifY and Lloyd's, is presently on file, com-
mencing with the policy year 1927. Automobile insurance loss-cost experience
data is now required to be filed in seven provinces (excluding Quebec and
Nova Scotia)
Standard Forms
The work of the Committee of Underwriters, which Committee makes
recommendations from time to time respecting the forms of application, policy
and endorsement to be used for the writing of automobile insurance in the
several provinces under the "Uniform Automobile Insurance Act," has been
covered in previous Reports since 1932. (For last reference see page ix of the
1942 Report.) A list of the "Standard" forms, revised to November 1, 1942,
is given in Appendix VI of this Report.
During November, 1942, special forms of automobile insurance applica-
tion and policy covering owners and drivers of automobiles registered pursuant
to Wartime Industrial Transit Plan were approved by the Association of
Superintendents of Insurance upon the recommendation of the Committee of
Underwriters. Separate non-owned forms were also approved to cover the
Plant, Transit Controller of Department of Munitions and Supply and the
Plant or Local Transit Officer. A year later (November, 1943 J additional
forms were approved by the Association, extending the above mentioned
coverages where vehicles other than private passenger vehicles were operating
under Wartime Industrial Transit Plan, i.e. buses operating under Stage
Permits. All these insurance forms are shown in Appendix VI to this Report
following the list of "Standard" automobile insurance forms. This insurance
is written through the Wartime Insurance Pool.
In accordance with the practice followed in previous years, the Committee
of Underwriters was named for the 1943-44 season on November 17, 1943.
The personnel of this Committee is the same as shown in the 1940 Report on
page X, with the addition of Mr. Hugh Ham, of British America-Western
Assurance Companies. Mr. D. M. Dewar replaced Mr. E. M. Hill as Vice-
Chairman, but Mr. Hill still remains on the Committee
ANNUAL REPORT
No. 6
Casualty and Miscellaneous Insurance
(Other than Automobile)
The following table shows net premiums written and net losses incurred
(excluding adjusting expenses) for 1942 for these classes of insurance.
Class of Insurance
Net
Premiums
Written
Ratio
Net Losses
Incurred to
Net Premiums
Written
Accident — Personal
Accident — Public Liability
Accident — Employers' Liability. .
Accident and Sickness Combined.
Aircraft
Boiler-^Boiler
Boiler — Machinery
Credit
Earthquake
Explosion
Forgery
Guarantee — Fidelity
Guarantee — Surety
Hail
Inland Transportation
Live Stock
Marine
Personal Property
Plate Glass '
Real Propert}^
Sickness
Sprinkler Leakage
Theft
Weather
Windstorm
27.56
27.37
43.73
69.87
60.32
5.11
27.63
2.68
TOT.\LS .
43.67
Net premiums written have increased 83,859,652 over the 1941 figure of
$lv3,661,749. The greater part of this increase is in marine insurance which
has increased 82,700,000 and in accident and sickness insurance which has
increased 8677,000. Net losses incurred have increased by 82,394,000 and this
increase is also largely made up by increases in marine and accident and sick-
ness insurance. The ratio of net losses incurred to net premiums written is
43.67% as compared with 38.48% and an increase in this ratio for marine
insurance from 31.53% \'^
62.06% to 69.87% largely accounts for the increase.
Jurisdiction
In my 1942 Report there is printed as Appendix V the judgment of the
Supreme Court of Canada, delivered October 6, 1942, in a Reference as to
the validity of section 16 of The vSpecial War Revenue Act, as amended by
section 4 of Chapter 27 of the Statutes of 1940-41. To the question as to
whether section 16 as amended is ultra vires of the Parliament of Canada
either in whole or in part, and if so, in what particular or to what extent,
the unanimous judgment of the court was' "Yes, in its entirety."
On March 8. 1943, notice of application to the Judicial Committee of
the Privy Council for leave to appeal from this judgment was given. This
SUPERINTENDENT OF INSURANCE FOR 1942
was refused in an oral judgment on July 26, 1943. No formal report as to
the reasons for the refusal appears to have been given, but there is printed
in Appendix V to this Report a review of the proceedings as published in
Canadian Insurance Law Service Bulletin No. 717 (issue of November 20, 1943).
Parliament Buildings, Toronto
December 15, 1943
Superintendent of Insurance
CONTENTS
Page
Preliminary Text in
Index and License Register xrv
I.— ANNUAL STATEMENTS
(a) Joint Stock Insurance Companies 1
(b) Mutual Insurance Corporations 77
I. Farmers' Mutuals — Fire and Weather (Tables only) 78
II. Associated New England Factory Mutuals 86
III. Other Mutuals 89
(c) Cash-M utual Insurance Corporations 95
(d) Fraternal Societies 103
(e) Mutual Benefit Societies 141
(f) Companies Not Within (a) (b) (c) (d) and (e) 159
(g) Reciprocal or Inter-insurance Exchanges 167
(h) Lloyd's 173
(i) Pension Fund Associations 177
II.— ANNUAL STATEMENT ABSTRACTS
Respecting Insurers other than Mutual Benefit Societies, Pension Fund Associations and
Insurers filing modified statements only pursuant to Section 73 (2) of the Act.
Assets and Liabilities; Income and Disbursements, etc., by Classes of Insurers 187
Development of Claims Valuations 193
III.— STATISTICAL TABLES
Comparative Summaries for Mutual Fire Insurance Corporations Not Licensed Under
Dominion Insurance Acts:
Table I. Assets, Liabilities, Amount at Risk, etc. (1910-1942) 202
Table II. Receipts and Expenditures, Cost of Management, etc. (1907-1942) 203
Table III. Cost of Insurance (1902-1942) 204
Underwriting Experience (Premiums and Losses) for Year 1942 by Qasses of Insurance,
Reported by All Insurers Operating in Ontario:
Table IV. Life Insurance Companies — Premium Income 205
Table V. Life Insurance Companies — Disbursements to Policyholders 206
Table VI. Life Insurance Companies — Exhibit of Policies 209
Table VII. Fraternal Societies — Premium Income and Disbursements to Certificate
Holders 210
Table VIII. Fraternal Societies— Exhibit of Mortuary Certificates (Adult) 211
VIII (a) (Juvenile) 212
Table IX. Fraternal Societies — Exhibit of Certificates Other than Mortuary 213
Table X. Fire Insurance 214
Table XL Automobile Insurance 221
Table XII. Casualty and Miscellaneous Insurance (Other than Automobile) 223
Table XIII. Summary of Premiums and Losses (All Classes Except Life) 243
IV.— APPENDICES
I. Review of 1 943 Insurance Legislation 247
II. Valuation of Securities 248
III. Head Offices, Principal Offices, etc., of Insurers Incorporated by Ontario (Except
Mutual Benefit Societies) 250
IV. Classification of Experience on Fire Risks 252
V. Court Decisions 256
VI. Standard Automobile Insurance Forms, including Forms for "Wartime Industrial
Transit Plan 257
VII. Underwriters' Agencies 269
VIII. Guarantee Bonds — List of Insurers Whose Bonds Are Authorized by Order-in-
Council for Court and Other Special Purposes 269
[ XIII ]
ANNUAL REPORT— SUPERINTENDENT f)F IXSURANCE
INDEX AND LICENSE REGISTER
As at December 31st, 1942
CLASS A— JOINT STOCK INSURANCE COMPANIES
Ref.
No.
Name of Insurer
Classes of Insurance
Annual
State-
ment
Page No.
Acadia Fire Insurance.
Aetna Casualty and Surety.
Aetna Insurance Company. .
Aetna Life Insurance Company. .
Agricultural Insurance Company .
Alliance Assurance Company
Alliance Insurance of Philadelphia.
American Alliance Insurance.
American Automobile Fire
Ameiican .\utomobile Insurance.
American Central Insurance. . . .
American Credit Indemnity
American Equitable Assurance. .
American Home Fire Assurance.
American Insurance Company. .
American Surety Company
Anglo-Scottish Insurance Company,
Arex Indemnity Company.
Atlas Assurar ce Company
Automobile Insurance Company. .
Baloise Fire Insurance Company .
Baltimore American Ins. of N.Y..
Bankers and Shippers Insurance. .
Beaver Fire Insurance Company .
Bee Fire Insurance of Paris
Boiler Inspection and Insurance.
Boston Insurance Company
28 British America Assurance.
British Canadian Insurance.
British Crown Assurance Corp.
British Empire Assurance Co.. .
British and European Insurance.,
British and Foreign Marine Ins...
British Cleneral Insurance Co
British Law Insurance Company.
British Northwestern Fire Ins.
British Oak Insurance Co
British Traders" Insurance Co. . . .
Caledonian-American Insurance. .
Caledonian Insurance Company. .
California Insurance Company. . .
Camden Fire Insurance Asso. . . .
Canada Accident and Fire Assur..
Canada Life Assurance Comjiany.
Canada Secuiity Assurance Co. . .
Canadian Fire Insurance Co.
Fire, Inland 1 ransportation, Property Damage, Sprinkler Leak-
age. Theft and Weather Insurance
Automobile and Guarantee Insurance
Fire. Aircraft, Automobile, Hail, Inland Transportation, Marine,
Property Damage. Sprinkler Leakaee and Weather Insurance
Life, Accident and Sickness Insurance
Fire, Automobile, Inland Transportation, Marine. Property
Damage, Sprinkler Leakage and Weather Insurance
Fire, Property Damage, Sprinkler Leakage and Weather Ins
Fire. Automobile. Hail, Inland Transportation, Marine, Property
Damage. Sprinkler Leakage and Weather Insurance
Fire, Automobile, Hail, Inland Transportation. Property Damage,
Sprinkler Leakage, Theft and Weather Insurance
Automobile Insurance
Automoble and Accident Insurance
Fire, Automobile, Hail, Property Damage, Sprinkler Leakage
and Weather Insurance
Credit Insurance
Fire, Property Damage, Sprinkler Leakage and Weather In;
Fire, Property Damage and Sprinkler Leakage Insurance . .
Fire, Automobile, Inland 1 ransportation. Marine, Property
Damage, Sprinkler Leakage, Theft and Weather Ins
Guarantee and Theft Insurance
Fire, Accident, Automobile, Guarantee, Plate Glass, Property
Damage, Sprinkler Leakage, Theft and Weather Insurance
Automobile, Employer's Liability, Public Liability, Iheit and
Workmen's Compensation Insurance
Fire, Accident, Automobile, Inland Transportation, Plate Glass
Property Damage. Sprinkler Leakage, 1 heft and Weather Ins
Fire, Aircraft, Inland '1 ransportation. Marine, Property Damage
Damage. '1 heft and Weather Insurance
Fire Insurance
Fire, Inland Transportation, Property Damage and Theft Ins..
Fire Insurance
Fire, Sprinkler Leakage and Weather Insurance
Fire, Property Damage, Sprinkler Leakage and Weather Ins.. .
Boiler and Machinery Insurance
Fire, Automobile, Inland Transportation, Marine, Property
Damage, Sprinkler Leakage, Theft and Weather Ins
Fire, Accident, Aircraft, Automobile, Employers' Liability,
Guarantee. Inland Transportation. Marine. Plate Glass,
Property Damage. Public Liability, Sickness. Sprinkler Leak-
age, Theft, Weather and Workmen's Compensation Ins....
Fire, Accident. Automobile. Boiler and Machinery, Employers
Liability, Guarantee, Inland Transportation, Marine, Plate
Glass, Property Damage, Public Liability, Sickness, Sprinkler
Leakage, Theft, Weather and Workmen's Compensation Ins
Fire, Property Damage, Sprinkler Leakage and Weather Ins.. .
Fire, Accident, Automobile, Employers' Liability, Guarantee
Inland Transportation, Marine, Plate Glass, Property Damage,
Public Liability, Sickness, Sprinkler Leakage, Theft, Weather
and Workmen's Compensation Insurance
Fire. Inland Transportation. Property Damage and Theft Ins..
Marine Insurance
Fire, Automobile and Property Damage Insurance
Fire. Automobile. Inland Transportation, Property Damage.
Sprinkler Leakage and Weather Insurance
Fire. Accident, Employers' Liability, Inland Transportation,
Plate Glass, Property Damage, Public Liability, Sickness,
Sprinkler Leakage Theft and Weather Insurance
Fire, Automobile, Inland Transportation and Property Damage
Insurance
Fire, Automobile, Marine, Property Damage, Sprinkler Leakage
and Weather Ins-irance
Fire, Inland Transportation, Property Damage. Sprinkler Leak-
age. Theft and Weather Insurance
Fire, .'\utomobilc. Inland Transportation. Property Damage.
Sprinkler Leakage. Theft and Weather Insurance
Fire, Property Damage, Sprinkler Leakage and Weather Ins.. ,
Fire, Automobile, Inland Transportatic n. Property Damage and
Sprinkler Leakage Insurance
Fire. Accident, Automobile, Boiler and Machinery. Employers'
Liability, Guarantee, Inland Transportation, Plate Glass,
Property Damage, Public Liability. Sickness. Sprinkler Leak-
age, Theft. Weather and Workmen's Compensation Ins
Life Insurance
Fire. Accident, Automobile. Employers' Liability. Guarantee.
Hail, Inland Transportation, Plate Glass, Property Damage,
Public Liability, Sicknes-s, Sprinkler Leakage Theft, Weather
and Workmen's Compensation Insurance.
Fire, Accident, Automobile, Employers' Liability, Guarantee
Hail, Live Stock, Plate Glass. Property Damage, Public,
Liability, Sprinkler Leakage. Theft and '^Veathcr Insurance.]
INDEX FOR 1942
INDEX AND LICENSE KEGISTEK (Cont'd)
CLASS A— JOINT STOCK INSURANCE COMPANIES
Rbf.
No.
Name op Insurer
Classes of Insurance
Annual
State-
ment
Pace No.
47 Canadian General Insurance Co.
Canadian Indemnity Company. . . .
Canadian Surety Company
Car and General Ins. Corp
Casualty Company of Canada
Central Insurance Company
Central Union Insurance Company
Century Insurance Company
China Fire Insurance Company . . .
Citizens Insurance of New Jersey. .
City of New York Insurance Co. . .
Columbia Insurance of New York.
Commercial Life Assurance Co. . . .
Commercial Union Assurance Co . .
01 Confederal
62
Life Association .
Connecticut Fire Insurance.
Consolidated Fire and Casualty .
Continental Casualty Company .
65 Continental Insurance Company.
66 I Continental Life Insurance
67 jComhill Insurance Company
68 I Crown Life Insurance Company. .
69 [Dominion of Canada General Ins.
70 Dominion Fire Insurance Co.. . .
71 I Dominion Life Assurance Co. . . .
72 ; Drapers' and General Insurance.
73 I Eagle Fire Co. of New York. . . .
74 JEagle Star Insurance Company.
75 iT. Eaton Life Assurance Co
76 'Empire Life Insurance Company.
77 Employers' Liability Assurance . .
Employers Reinsurance Corp'n.
Ensign Insurance Company. . . .
Equitable Fire and Marine Ins.
Equitable Life Insurance Company .
Essex and Suffolk Eqxiitable Ins. Soc
83 Eureka-Security Fire and Marine..
84 E.xcelsior Life Insurance Co
85 Excess Insurance Company
86 Federal Fire Co. of Canada
Feder?! Insurance Company
Fidelity and Casualty of New York
Fidelity Insurance of Canada
Fidelity-Phenix Fire of New York .
Fire, Accident, Automobile, Employers' Liability, Guarantee.
Inland Transportation, Plate Glass, Property Damage, Public
Liability, Sickness, Sprinkler Leakage, Theft, Weather and
Workmen's Compensation Insurance
Fire, Accident, Automobile, Employers' Liability, Guarantee,
Hail, Inland Transportation, Plate Glass, Property Damage,
Public Liability. Sickness, Sprinkler Leakage. Theft and
Weather Insurance
Fire. Accident, Aircraft, Automobile, Employers' Liability,
Guarantee, Inland Transportation, Plate Glass, Property
Damage, Public Liability. Sprinkler Leakage and Theft Ins.
Fire, Accident, Automobile, Employers' Liability, Property
Damage, Public Liability, Sickness. Sprinkler Leakage and
Weather Insurance
Fire. Accident, Automobile, Employers' Liability, Guarantee,
Inland Transportation, Plate Glass, Property Damage, Public
Liability, Sickness and Theft Insurance
Fire, Automobile, Property Damage, Sprinkler Leakage and
Weather Insurance
Fire, Property Damage, Sprinkler Leakage and Weather Ins..
Fire. Accident, Automobile. Guarantee, Inland Transportation,
Marine, Plate Glass, Property Damage, Sprinkler Leakage.
Theft and W'eather Insurance
Fire, Automobile, Property Damage, Sprinkler Leakage and
Weather Insurance
Fire. Hail, Inland Transportation, Property Damage, Sprinkler
Leakape, Theft and Weather Insurance
Fire. Hail, Marine, Property Damage, Sprinkler Leakage and
Weather Insurance
Fire, Inland Transportation, Marine, Property Damage,
Sprinkler Leakage, Theft and Weather Insurance
Life Insurance
Fire, Life, Accident. Automobile. Employers' Liability, Inland
Transportation, Marine, Plate Glass, Property Damage,
Public Liability, Sickness, Sprinkler Leakage, Theft, Weather
and Wrrkmen's Compensation Insurance
Life, Accident and Sickness Insurance
Fire, Hail, Inland Transportation, Marine, Property Damage,
Sprinkler Leakage and Weather Insurance
Fire, Accident, Automobile. Guarantee, Inland Transportation,
Plate Glass, Property Damage, Sickness and Theft Insurance
.\ccident, Automobile, Employers' Liability, Plate Glass, Public
Liability, Sickness and Theft Insurance
Fire, Aircraft, Automobile, Hail, Inland Transportation, Marine,
Property Damage, Sprinkler Leakage, Theft and Weather Ins,
Life Insurance
Fire, Automobile and Property Damage Insurance
Life Insurance
Fire, Life, Accident, Automobile, Boiler and Machinery, Em-
ployers' Liability, Guarantee, Inland Transportation, Plate
Glass, Public Liability, Sickness and Theft Insurance
Fire, Accident, Automobile and Plate Glass Insurance
Life Insurance
Fire, Automobile and Property Damage Insurance
Fire, .\ntomobile and Inland Transportation Insurance
Fire. Inland Transportation, Marine, Plate Glass, Property
Damage, Sprinkler Leakage and Weather Insurance
Life Insurance
Life Insurance
Fire, Accident, .\utomobile. Boiler and Machinery, Employers'
Liability, Guarantee, Inland Transportation. Plate Glass,
Property Damage. Public Liability, Sickness, Sprinkler Leak-
age, Theft, Weather and Workmen's Compensation Ins. . .
Accident, Automobile, Credit, Employers' Liability, Guarantee,
Property Damage, Public Liability, Theft and Workmen's
Compensation (limited to contracts of reinsurance)
Fire and Sprinkler Leakage Insurance
Fire, Hail, Inland Transportation, Marine, Property Damage
Sprinkler Leakage and Weather Insurance
Life Insurance •
Fire, Inland Transportation, Property Damage, Sprinkler Leak-
age, Theft and Weather Insurance
Fire and Automob.le Insiu-ance
Life Insurance
Fire Insurance
Fire, Accident, Automobile, Employers' Liability, Guarantee
Inland Transportation, Plate Glass, Property Damage, Public
Liability and Fheft Insurance
Fire, Automobile, Inland 1 ransportation. Marine, Property
Damage and Weather Insurance
Accident, Aircraft, Automobile, Boiler and Machinery, G-
antee, Plate Glass, Sickness and Theft Insurance
Accident. Automobile. Employers' Liability, Guarantee, Inland
Transportation, Plate Glass, Property Damage, Public
Liability, Sickness, Thelt and Workmen's Compensation Ins.
Fire, Automobile, Hail, Inland Transportation, Marine, Property
Damage, Sprinkler Leakage. Theft and Weather Ins
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
\<,. b
INDEX AND LICENSE RP:GISTEK {Cont'd)
CLASS A— JOINT STOCK INSURANCE COMPANIES
Ref.
No
Name of Insurer
Classes of Insuranxe
; Annual
State-
ment
Page No.
Fire Association of Philadelphia . . .
Fire Insurance Co. of Canada
Fireman's Fund Insurance Co
Firemen's Ins. of Newark. N.J
First American Fire Ins. Co
Fonciere Fire of Paris, France
Franklin Fire Insurance Company.
General Accident Assur. of Canada
Genera! Ace, Fire & Life Assur.
Hartford Live Stock Insurance. . . .
Hartford Steam Boiler Inspection.
Helvetia Swiss Fire Insurance
Home Fire and Marine Ins
Home Insurance Company
Homestead Fire Insurance
Hudson Bay Insurance Company.
General Exchange Ins. Corp'n . .
General Security Ins. of Canada.
Gibraltar Fire & Marine Ins
Girard Fire and Marine Ins
Glens Falls Insurance Company .
Globe Indemnity of Canada
Globe & Republic of America ....
Grain Insurance and Guarantee . .
Granite State Fire Insurance Co. .
Great American Indemnity Co. . .
Great American Insurance Co. . . .
Great West Life .Assurance
Guarantee Co. of N. America. . . .
Guardian Assurance Company. . .
Guardian Insurance of Canada. . .
Guildhall Insurance Company. . . .
Halifax Insurance Company
Hand-in-Hand Insurance Co
Hanover Fire Insurance Company
Hartford Accident and Indemnity
Hartford Fire Insurance Co
Fire, Automobile, Inland TranEportation, Marine. Property
Damage. Sprinkler Leakage, 1 heft and Weather Insurance.
Fire, Property Damage and Sprinkler Leakage Insurance
Fire, Automobile, Inland ; ransportation. Marine, Property
Damage, Sprinkler Leakaee. 'Iheft and Weather Ins
Fire, Automobile, Hail, Sprinkler Leakage and Weather Ins. . . .
Fire, Hail, Inland Transportation, Property Damage, Sprinkler
Leakage, Theft and Weather Insurance
Fire Insurance
Fire, Automobile, Hail. Inland Transportation, Marine, Property
Damage, Sprinkler Leakage, Theft and Weather Ins
Fire, Accident, Automobile, Boiler and Machinery, Employers'
Liability, Guarantee, Inland Transportation, Plate Glass,
Property Damage, Public Liability, Sickness, Sprinkler Leak-
age, Theft and Weather Insurance.
Fire, Accident, Automobile, Employers' Liability, Inland Trans-
ortation, Plate Glass, Property Damage, Public Liability,
ickness. Sprinkler Leakage, Theft and Weather Ins
Automobile Insurance (excluding Liability Insurance)
Fire, Accident, Automobile, Guarantee, Hail. Inland Trans-
portation, Plate Glass, Property Damage, Sickness. Sprinkler
Leakage, Theft and Weather Insurance
Fire, Automobile, Hail, Inland Transportation. Property
Damage and Theft
Fire, Hail and Weather Insurance
Fire, Automobile, Inland Transportation, Marine, Property
Damage, Sprinkler Leakage, Theft and Weather Ins
Fire, Accident, Automobile. Boiler and Machinery, Guarantee,
Inland Transportation, Plate Glass. Property Damage, Sick-
ness, Sprinkler Leakage, "Iheft, Weather and Workmen's Com-
pensation Insurance
Fire Insurance
Fire. Guarantee and Theft Insurance (limited to renewal of
Insurance Contracts in Ontario).
Fire Insurance '
Accident, Automobile. Aircraft, Employers' Liability, Guar-
antee, Plate Glass, Public Liability, Sickness and Theft Ins..
Fire. Automobile, Aircraft, Hail, Inland '1 ransportation, Marine.
Property Damage. Sprinkler Leakage, Theft and Weather Ins.
Life. Accident and Sickness Insurance
Guarantee and Theft Insurance
Fire, Accident, Employers' Liability, Inland Transportation,
Property Damage, Publi' Liability, Sprinkler Leakage. Theft
and Weather Insurance
Fire, Accident, Aircraft, Automobile, Boiler and Machinery,
Employers' Liability, Guarantee, Inland Transportation,
Plate Glass, Property Damage, Public Liability, Sickness,
Sprinkler Leakage. Theft and Weather Insurance
Fire, Accident, Automobile. Employers' Liability. Inland Trans-
portation, Plate Glass, Property Damage, Public Liability,
Sickness, Sprinkler Leakage, Theft and Weather Insurance. .
Fire, Automobile, Accident, Aircraft. Boiler and Machinery,
Guarantee, Hail, Inland Transportation. Live Stock. Plate
Glass, Property Damage, Sickness, Sprinkler Leakage, Theft
and Weather Insurance
Fire, Automobile, Inland Transportation, Plate Glass. Property
Damage. Sprinkler Leakage and Weather Insurance :
Fire, Property Damage, Sprinkler Leakage and Weather Ins.
Accident, Aircraft, .Automobile, Employers' Liability. Guar-
antee, Live Stock, Plate Glass, Public Liability, Sickness,
Theft and Workmen's Compensation Insurance. . . |
Fire, Aircraft, Automobile, Hail, Inland Transportation, Marine..
Property Damage. Sprinkler Leakage. Theft and Weather Ins.
Live Stock Insurance
Imperial Assurance Company
Imperial Guarantee & Accident Ins.
Imperial Insurance Office
Imperial Life Assurance of Canada.
Boiler and Machinery (limited to contracts of reinsurance) . .
Fire Insurance
Fire, Inland Transportation, Marine, Property Damage,
Sprinkler Leakage, Theft and Weather Insurance
Fire, Automobile, Hail, Inland Transjxirtation, Marine. Property
Damage. Sprinkler Leakage, Theft and Weather Insurance .]
Fire, Automobile, Inland Transportation. Marine. Property.
Damage. Sprinkler Leakage, Theft and Weather Insurance.!
Fire, Accident, Automobile. Boiler and Machinery. Guarantee.!
Inland Transportation. Plate Gla^s. Property Damage. Sick-,
ness. Sprinkler Leakage, Theft and Weat.'ier Insurance
Fire, Property Damage, Sprinkler Leaka>^e and Weather Ins.
Fire, Accident, Automobile, Employers' Liability, Ciuaraiitee.'
Inland '1 ransportation, Marine, Plate Glass, Property Dam-|
age. Public Liability, Sickness. Sprinkler Leakage. Theft.'
Weather anil Workmen's Compensation I
Fire. Accident. Automobile. Employers' Liability. Guarantee.!
Inland '1 ransportation. Plate Glass. Property Damage. Public
Liability, Sickness, Sprinkler Leakage, iheft. Weather -and
Workmen's Compensation Insurance
Life Insurance
INDEX FOR 1942
INDEX AND LICENSE KECJISTEK (Cont'd)
CLASS A— JOINT STOCK INSURANCE COMPANIES
Rkf
No
Name of Insurer
Classes of Insurance
Annual
State-
ment
Page No.
Infiemnity Insurance Company of
X. America. Philadelphia, Pa.. . .
Indemnity Marine Assurance. . . . . .
Insurance Company of N'. America.
International Fidelity Insurance. . . .
Jersey Insurance of Xew York
Law. Union and Rock Insurance. .
Legal and General Assurance Soc.
Liverpool & London & Globe Ins.
Liverpool- Manitoba Assurance . . ,
Local Government Guarantee Soc
London Assurance
London-Canada Insurance
London and County Insurance. . . ,
London Guarantee and Accident. .
London & Lancashire Guar. & Ace
London & Lancashire Insurance. .
London Life Insurance Company.
London & Provincial Marine
General Insurance
London & Scottish Assurance ....
Loyal Protective Life Insurance.
Lumbermen's Insurance Company
Manufacturers Life Insurance. . . .
Marine Insurance Company
Maryland Casualty Company. . . .
Maryland Insurance Company. . .
Mercantile Insurance Company . .
Merchants Fire Assurance Corp'n of
Xew York
Merchants Fire Insurance Co
Merchants and Mfgrs. of X.Y
Merchants Marine Insurance
Mercury Insurance Company
Metropolitan Casualty of N.Y
Michigan Fire & Marine Insurance.
Monarch Life Assurance
Montreal Life Insurance
Motor Union Insurance Company . .
National-Ben Franklin Fire Ins
Xational Fire Ins. of Hartford
National Liberty of America
Xational Life Assurance Company.
Xational-Liverpool Ins. Company . .
Xational Provincial Ins. Co
Xational Security Insurance
Accident. Automobile, Guarantee. Live Stock, Plate Glass,
Sickness and Theft Insurance
Inland Transportation. Marine and Property Damape Ins. . . .
Fire. Aircraft, Automobile, Hail. Inland Transportation, Marine
Property Damage. Sprinkler Leakage and Weather Ins
Guarantee Insurance
Fire, Automobile. Sprinkler Leakage and Weather Insurance. . .
Fire. Accident, Automobile, Employers' Liability, Guarantee
Inland Transportation. Plate Glass. Property Damage. Public
Liability. Sickness, Sprinkler Leakage, Theft, Weather and
Workmen's Compensation Insurance
Fire, Accident, Inland Transportation, Plate Glass, Property
Damage, Sickness, Sprinkler Leakage. Theft and Weather Ins.
Fire. Life. Accident. Automobile. Boiler and Machinery. Guar-
antee. Inland Transportation. Marine. Plate Glass. Property
Damage, Sickness. Sprinkler Leakage, Theft, Weather and
Workmen's Compensation Insurance
Fire. Automobile, Property Damage, Sprinkler Leakage and
Weather Insurance
Fire, Property Damage and Sprinkler Leakage Insurance
Fire, Accident, Automobile. Employers' Liability, Inland Trans-
portation. Marine. Plate Glass. Property Damage. Public
Liability. Sickness. Sprinkler Leakage. Theft and Weather Ins
Fire, Automobile. Hail. Inland Transportation. Property
Damage. Sprinkler Leakage. Theft and Weather Insurance. .
Fire. Automobile. Property Damage. Sprinkler Leakage and
Weather Insurance
Fire. Accident. Aircraft. Automobile. Boiler and Machinery
Employers' Liability. Guarantee. Inland Transportation
Plate Glass. Property Damage. Public Liability, Sickness
Sprinkler Leakage. Theft and Weather Insurance
Fire. Accident. Automobile. Employers' Liability. Guarantee
Inland Transportation. Plate Glass. Property Damage. Public
Liability. Sickness. Sprinkler Leakage, "Theft and Workmen's
Compensation Insurance
Fire. Automobile, Inland Transportation, Property Damage
Sprinkler Leakage and Weather Insurance
Life, Accident and Sickness Insurance
Fire, Accident, Automobile, Employers' Liability, Guarantee,
Inland 1 ransportation, Plate Glass. Property Damage,
Public Liability, Sickness, Sprinkler Leakage, Theft and
Weather Insurance
Fire. Accident. Automobile, Employers' Liability. Hail. Plate
Glass. Property Damage. Public Liability. Sickness, Sprinkler
Leakage, iheft and Weather Insurance
Life. Accident and Sickness Insurance
Fire. Inland Transportation. Property Damage and Theft Ins.
Life Insurance
Fire. Aircraft, Automobile, Inland Transportation Marine and
Property Damage Insurance
Accident, Aircraft, Automobile. Boiler and Machinery. Em-
ployers' Liability. Guarantee. Plate Glass, Property Damage,
Public Liability, Sickness. Sprinkler Leakage. Theft and
Workmen's Compensation Insurance
Fire. Hail. Inland 'Transportation. Property Damage. Sprinkler
Leakage. Theft and Weather Insurance
Fire. Accident. Automobile. Employers' Liability. Inland
Transportation. Property Damage, Sprinkler Leakage, Theft
and Weather Insurance
Fire, Property Damage, Sprinkler Leakage and Weather Ins
Fire and Automobile Insurance
Fire, Property Damage, Sprinkler Leakage and Weather Ins
Fire. Automobile. Property Damage. Sprinkler Leakage and
Weather Insurance
Fire. Automobile, Property Damage, Sprinkler Leakage and
Weather Insurance
Accident, Automobile, Guarantee, Plate Glass. Sickness and
Theft Insurance -
Fire, Automobile, Hail, Inland Transportation, Property
Damage, Sprinkler Leakage and Weather Insurance
Life Insurance
Life Insurance
Fire. Accident. Automobile. Marine, Plate Glass, Property
Damage, Public Liability, Sprinkler Leakage and Weather Ins.
Fire, Automobile, Inland Transportation. Property Damage,
Sprinkler Leakage and Theft Insurance
Fire. Aircraft. Automobile. Inland Transportation and Property
Damage Insurance
Fire. Automobile, Hail. Inland Transportation, Marine, Property
Damage, Sprinkler Leakage, Theft and Weather Insurance.
Life Insurance
Fire, Property Damage. Sprinkler Leakage and Weather Ins.. .
Fire. Plate Glass. Property Damage. Sprinkler Leakage and
Weather Insurance
Fire Insurance
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
INDEX AND LICENSE REGISTER (Cont'd)
CLASS A— JOINT STOCK INSURANCE COMPANIES
Ref.
No.
Name of Insurer
Classes of Insurance
1 .Annual
' State-
ment
Page Xo.
National Surety Corporation
National Union Fire of Pittsburg, Pa
Nationale Fire Ins. of Paris. France.
Newark Fire Insurance Company.. .
New Brunswick Fire Insurance.
180 New England Fire Insurance. . . .
181 New Hampshire Fire Insurance.
182 New York Fire Insurance
183 New York Underwriters
Niagara Fire Insurance.
North American Accident. . . .
North British & Mercantile Ir
North Empire Fire . . . .
North River Insurance.
Northern Life Assurance
Northwest Casualty Company ...
Northwestern National Insurance.
Norwich Union Fire Insurance Soc.
Occidental Fire Insurance .
North West Fire Insurance . . . ,
Northern Assurance Company .
Occidental Life Insurance
Ocean Accident & Guarantee Corp'n
Pacific Coast Fire Insurance .
Pacific Fire Insurance
Palatine Insurance Company .
Patriotic Assurance Company.
Pearl Assurance Company. . .
Phenix Fire of Paris, France .
Philadelphia Fire & Marine. .
Phoenix Assurance Company
Phoeni.x Insurance of Hartford .
Pilot Insurance Company
Pioneer Insurance Company
Planet Assurance Company
Protective Association of Canada. .
on Insurance.
Providence Washington I
Provincial Insurance Company. ,
Prudential Assurance Company .
Quebec Fire Assurance Company.
Queen City Fire Insurance
Queen Insurance of America
'Guarantee Insurance (as a discontinuing Company only)
Fire, Aircraft, Automobile, Inland Transportation. Property
i Damage. Sprinkler Leakage and Weather Insurance
IFire and Property Damage Insurance
Fire, Automobile. Property Damage. Sprinkler Leakage and
Weather Insurance
Fire. Hail. Inland Transportation, Marine, Property Damage,
Sprinkler Leakage. Theft and Weather Insurance
Fire. Automobile. Hail and Property Damage Insurance
Fire and Automobile Insurance
Fire, Propertv Damage, Sprinkler Leakage and Weather Ins.
Fire, Automobile, Hail. Inland Transportation. Marine, Property
Damage, Sprinkler Leakage and Weather Insurance
Fire, Automobile. Hail, Inland Transportation. Property
Damage, Sprinkler Leakage, Theft and Weather Insurance. .
Accident and Sickness Insurance ■.•■.:
Fire, Accident, .\utomobile. Employers' Liability, Guarantee,
Inland Transportation, Plate Glass, Property Damage. Public
Liability, Sickness, Sprinkler Leakage, Theft, Weather and
i Workmen's Compensation Insurance
iFire. Inland Transportation. Property Damage, Sprinkler Leak-
age. Theft and Weather Insurance
[Fire, Aircraft, Inland Transportation, Marine, Property Damage.
Sprinkler Leakage and Weather Insurance
Fire and Property Damage Insurance
Fire. Accident, Automobile. Boiler and Machinery, Employers'
Liability, Guarantee, Inland Transportation, Marine, Plate
Glass, Property Damage, Public Liability. Sickness, Sprinkler
Leakage, Theft. Weather and Workmen's Compensation Ins.
iLife Insurance
lAutomobile. Plate Glass and Theft Insurance
iFire, Automobile, Inland Transportation, Property Damage,
I Sprinkler Leakage, Theft and Weather Insurance
jl'ire. Accident. Automobile, Employers' Liability, Guarantee.
Inland Transportation. Marine. Plate Glass, Property
Damage, Public Liability. Sickness. Sprinkler Leakage, Theft,
! Weather and Workmen's Compensation Insurance.
Fire, Accident, Automobile. Employers' Liability, Hail, Plate
I Glass. Property Damage, Public Liability. Sickness, Sprinkler
Leakage, Theft, Weather and Workmen's Compensation Ins.
Life. Accident and Sickness Insurance
^Fire. Accident, Automobile, Boiler and Machinery. Employers'
Liability. Guarantee. Inland Transportation. Plate Glass,
[ Property Damage, Public Liability. Sickness. Sprinkler Leak-
age. Theft. Weather and Workmenis Compensation Ins..._. . .
Fire, Accident. Automobile, Inland Transportation, Marine,
I Property Damage. Sprinkler Leakage. Theft and Weather Ins.
I Fire. Inland Transportation. Property Damage. Sprinkler Leak-
I age. '1 heft and Weather Insurance
|Fire. Automobile and Property Damage Insurance
j Fire. .Automobile, Property Damage, Sprinkler Leakage, Theft
and Weather Insurance
'Fire. Accident, Automobile. Guarantee. Inland Transportation,
j Property Damage. Sprinkler Leakage. Theft and Weather Ins.
Fire. Automobile and Property Damage Insurance (limited to
renewal of insurance contracts)
IFire, Hail, Inland Transportation, Marine, Property Damage.
I Sprinkler Leakage and Weather Insurance
Fire. Aircraft, Automobile. Accident, Employers' Liability.
i Guarantee, Inland Transportation. Marine. Plate Glass,
Property Damage, Public Liability, Sickness, Sprinkler Leak-
age, Theft and Weather Insurance
Fire, Aircraft, Hail, Inland Transportation, Marine, Property
Damage, Sprinkler Leakage and Weather Insurance
Fire. Accident. Automobile. Boiler and Machinery. Employers'
Liability. Guarantee, Hail, Inland Transportation, Marine.
Plate Glass, Property Damage, Public Liability, Sickness,
Sprinkler Leakage, Theft, Weather and Workmen's Com-
pensation Insurance
iFire, Automobile, Property Damage, Sprinkler Leakage and
Weather Insurance
Fire. Property Damage. Sprinkler Leakage and Weather Ins. . .
Accident and Sickness Insurance
Fire. Automobile, Hail, Inland Transportation, Marine, Property
Damage, Sprinkler Leakage and 'VVeather Insurance
Fire. Automobile and Property Damage Insurance
Fire. Life, Accident, Automobile, Employers' Liability, Guar-
antee. Inland 1 ransportation, Plate Glass. Property Damage,
Public Liability. Sickness, Sprinkler Leakage, '1 heft. Weather
and Workmen's Compensation Insurance
Fire. Inland 1 ransportation. Property Damage. Sprinkler Leak'
age and Weather Insurance
Fire, Hail. Inland Transportation, Property Damage. Sprinkler
Leakage and Weather Insurance
Fire. Automobile. Inland Transportation, Marine, Property
Damage. Sprinkler Leakage and Weather Insurance
INDEX FOR 1^42
IINUKX AND LICENSE KEGISTEK (Conrd)
CLASS A— JOINT STOCK INSURANCE COMPANIES
Name of Insurer
Classes of iNsiiRANCE
Annual
State-
ment
Page No.
Railway Passen^!ers Assurance.
Reliance Insurance Company.
Royal Exchange Assurance . . .
Roy.il Insurance Company
Royal Scottish Insurance Co
St. Paul Fire & Marine Insurance.
Saint Paul-Mercury Indennnity . .
SauveKarde. La. Life Insurance
Scottish Canadian .Assurance. . .
Scottish Insurance Corporation
Scottish Metropolitan .Assurance.
Scottish Union & National Ins
Sea Insurance Company
Security Insurance of New Haven .
Security National Insurance
Sentinel Fire Insurance
South British Insurance Company
Southern Insurance Company
Sovereign Life Assurance. . . .
Springfield Fire & Marine . . .
Standard Marine Insurance. .
State .Assurance Company . ,
Sterling Insurance Company.
Sun Insurance (-)rtice
Sun Life Assurance Company.
Svea Fire & Life Insurance . . .
Sw itzerland General Insurance .
Toronto General Insurance . . . .
Travelers Fire Insurance
Travelers Indemnity Company.
Travelers Insurance Company .
Union Assurance Society
Union Fire. .\cc. & Gener
France
of Paris
Union Insurance Society of Canton
Marine & General Insurance,
United British Insurance.
United Firemen's I
United States Fidelity & Guaranty
United States Fire Insurance.
United States Guarantee
Urbaire Fire Ins. of Paris. France.
Fire, Accident. Automobile, Employers' Liability, Guarantee,
Inland Transportation, Plate Glass, Property Damage, Public
Liability. Sickness. Sprinkler LeakaKC, Theft, Weather and
Worknien's Compensation Insurance
Fire, Hail, Inland Transportation. Property Damage. Sprinkler
Leakage. Theft and Weather Insurance
Fire, Accident. Automobile, Employers' Liability, tluarantee.
Inland Transportation, Marine, Property Damage, Public
Liability, Sickness, Sprinkler Leakage, '1 heft. Weather and
Workmen's Compensation Insurance
Fire, Life, Accident, Automobile, Boiler and Machinery, Guar-
antee, Inland Transportation, Marine, Plate Glass, Property
Damage, Sickness, Sprinkler Leakage, 1 heft. Weather and
Workmen's Compensation Insurance
Fire, Property Damage. Sprinkler Leakage and Weather Ins. . .
Fire, Aircraft, Automobile. Hail. Inland Transportation, Marine,
Property Damage. Sprinkler Leakage. Theft and Weather Ins.
Accident and Automobile Insurance
Life Insurance
Fire, Property Damage, Sprinkler Leakage and Weather Ins.. .
Fire and Property Damage Insurance
Fire. Accident. Automobile, Employers' Liability, Guarantee,
Inland Transportation. Plate Glass. Property Damage, Public
Liability, Sickness, Sprinkler Leakage, W'eather and Work-
men's Compensation Insurance
Fire, Automobile, Inland Transportation, Property Damage,
Sprinkler Leakage. Theft and Weather Insurance
Fire, Inland Transportation, Marine, Property Damage and
Weather Insurance
Fire, Automobile, Inland Transportation. Marine, Property
Damage. Sprinkler Leakage, Theft and Weather Insurance. .
Fire Insurance
Fire, Hail, Inland Transportation, Property Damage. Sprinkler
Leakage and Weather Insurance
Fire, Accident, Automobile. Employers' Liability, Inland Trans-
portation. Plate Glass, Property Damage. Public Liability.
Theft and Workmen's Compensation Insurance
Fire, Automobile. Plate Glass, Property Damage. Sprinkler
Leakage and Weather Insurance
Life Insurance
Fire, Aircraft, Automobile. Inland Transportation, Property
Damage. Sprinkler Leakage, Theft and "Weather Insurance. .
Inland 1 ransportktion and Marine Insurance
Fire, Property Damage. Sprinkler Leakage and Weather Ins. . .
Fire Insurance
Fire, Accident, Automobile, Employers' Liability, Guarantee,
Inland Transportation. Marine, Plate Glass, Property
Damage. Public Liability. Sickness, Sprinkler Leakage, "Theft,
Weather and Workmen's Compensation Insurance
Life Insurance
Fire, Sprinkler Leakage and Weather Insurance 'limited to
renewals of insurance contracts)
Fire Insurance
Fire, Accident, Automobile, Employers' Liability, Guarantee,
Inland Transportation, Plate Glass, Property Damage. Public
Liability. Sickness. Theft. Weather and Workmen's Compen-
sation Insurance
Fire, Aircraft. Automobile. Inland Transportation. Property
Damage Sprinkler Leakage and Weather Insurance
Aircraft. Automobile. Boiler and Machinery, Guarantee, Plate
Glass, Public Liability and Theft Insurance
Life. Accident, Aircraft. Automobile. Employers' Liability,
Public Liability, Sickness and Workmen's Compensation Ins.
Fire. Accident, Automobile. Employers' Liability, Inland Trans-
portation. Plate Glass. Property Damage, Public Liability,
Sickness. Theft and Workmen's Compensation Insurance. . .
Fire, Automobile. Property Damage, Sprinkler Leakage and
Weather Insurance
Fire, Accident, Automobile. Employers' Liability, Guarantee.
Inland Transportation, Marine. Plate Glass. Property
Damage. Public Liability. Sickness. Sprink'er Leakage. Iheft,
Weather ana Workmen's Compensation Insurance
Fire, Accident, Automobile. Employers' Liability. Guarantee,
Inland Transportation, Marine, Plate Glass, Property
Damage. Public Liability, Sickness, Sprinkler Leakage, Theft
and Weather Insurance
Fire, Automobile, Property Damage. Sprinkler Leakage and
Weather Insurance
Fire. Property Damage. Sprinkler Leakage and Weather Ins. . .
Accident. Aircraft. Automobile, Employers' Liability, Guar-
antee. Plate Glass. Public Liability, Sickness, Theft and
Workmen's Compensation Insurance
Fire, Aircraft, Automobile. Inland Transportation, Marine,
Property Damage, Sprinkler Leakage and Weather Ins
Automobile, Employers' Liability. Public Liability and Theft Ins.
Fire, Property Damage. Sprinkler Leakage and Weather Ins . .
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
INDEX AND LICENSE REGISTER (Cont'd)
CLASS A— JOINT STOCK INSURANCE COMPANIES
Ref.
No.
Name of Insurer
Classes of Insurance
Annual
State-
ment
Page No.
Victory Insurance Company
Wellington Fire Insurance
Westchester Fire Insurance
Western Assurance Company
73
259
260
261
Fire. Accident, Automobile. Guarantee, Inland Transportation.
Plate Glass, Property Damage and Theft Insurance
Fire, Automobile, Hail. Inland Transportation, Marine, Property
Damage. Sprinkler Leakage and Weather Insurance
Fire, Accident, Aircraft, Automobile. Boiler and Machinery.
Employers' Liability, Guarantee. Inland Transportation,
Marine. Plate Glass. Property Damage, Public Liability, Sick-
ness, Sprinkler Leakage. Theft. Weather and Workmen's
74
74
74
262
74
263
264
265
266
267
Westminster Fire Office
World Fire & Marine Insurance. . . .
World Marine & General Ins
Yorkshire Insurance Company
Zurich Gen. Accident & Liability. .
Fire. Property Damage, Sprinkler Leakage and Weather Ins. . .
Fire. Automobile. Hail. Inland Transportation. Marine. Property
Damage, Sprinkler Leakage and Weather Insurance
Fire. Accident. Automobile, Boiler and Machinery. Employers'
Liability, Guarantee, Inland Transportation, Plate Glass,
Property Damage, Public Liability, Sickness. Sprinkler Leak-
age, Theft, Weather and Workmen's Compensation Ins
Fire, Accident, Automobile, Boiler and Machinery, Employers'
Liability. Guarantee, Inland Transportation, Live Stock,
Marine, Plate Glass, Property Damage, Public Liability,
Sickness," Sprinkler Leakage, Theft and Weather Insurance. .
Accident, Automobile, Employers' Liability, Inland Transpor-
tation, Plate Glass. Public Liability. Sickness and Theft Ins.
75
75
75
75
7S
CLASS B— MUTUAL INSURANCE CORPORATIONS
Ref.
No.
Name of Insurer
Classes of Insurance
Annual
State-
ment
Page No.
Farmers' Mutual— Fire
78
78
Ayr Farmers'
Fire Insurance
78
78
78
78
78
78
9
Canadian Millers' Mutual
Fire insurance limited to insuring on the prernium
note plan against fire and lightning, buildings,
plant and stocks of millers and grain dealers used
in connection with the milling or grain trade, also
dwellings and outbuildings and contents thereof
owned by such millers and grain dealers or their
78
78
78
Culross
78
78
14
Dorchester North and South
78
15
78
78
17
Dumfries. North, and Waterloo. South
78
18
78
78
78
21
78
78
78
24
78
25
78
Formosa Mutual
Germania Farmers'
Glengarry Farmers'
Grand River Farmers'
78
78
28
78
78
78
31
Grey and Bruce
Guelph Township
78
32
78
79
79
35
79
36
Hopewell Creek
79
79
79
39
79
40
79
79
42
79
43
79
44
London Township
Fire Insurance
79
INDEX FOR 1941
INDEX AND LICENSE REGISTER (Cont'd)
CLASS B— MUTUAL INSURANCE CORPORATIONS
Ret.
No.
Name of Insurer
Classes of Insurance
Annual
State-
ment
Page No.
45
McOillivray
Fire Insurance
79
Fire Insurance
Fire Insurance
Fire Insurance
79
47
48
79
79
A9
Fire Insurance
Fire Insurance
Fire Insurance
79
50
North Kent
79
51
Oneida Farmers'
79
S?
79
79
54
Peel County Farmers'
Peel and Maryborough
Prescott Farmers'
79
SS
79
56
Fire Insurance
Fire Insurance
79
57
58
59
60
61
62
79
Saltfleet and Binbrook
Southwold Farmers'
79
Fire Insurance
79
Fire Insurance
79
Usbome and Hibbert
79
Fire Insurance
79
63
Waterloo, North. Farmers'
79
79
65
Westminster Township
Williams. East
Yarmouth . .
Fire Insurance
79
66
79
67
Fire Insurance
79
68
Farmers' Mutual— Weather
79
69
Weather Insurance
79
Associated New England Factory Mutuals
Fire Insurance
Fire Insurance
Fire Insurance. . .
86
2
3
4
5
6
7
8
9
10
Blackstone Mutual Fire
86
86
Cotton and Woolen Manufacturers'
Fall River Manufacturers' Mutual
Fire Insurance
Fire Insurance
86
87
Firemen's Mutual
87
87
Philadelphia Manufacturers' Mutual Fire
87
Fire Insurance
87
87
88
Other Mutuals
Central Manufacturers' Mutual
Hardware Dealers' Mutual
Fire. Automobile, Inland Transportation. Property
89
89
2
Fire. Automobile. Inland Transportation. Property
Damage, Sprinkler Leakage, Theft and Weather
Insurance
Fire. Property Damage. Sprinkler Leakage and
89
89
89
Liberty Mutual
89
4
Accident, Automobile, Employers' Liability. Guar-
antee, Theft and Workmen's Compensation Ins.
Fire, Property Damage. Sprinkler Leakage and
5
Ltmiber Mutual Fire of Boston
Lumbermens Mutual Casualty
Lumbermens Mutual of Mansfield". Ohio
Metropolitan Life Insurance
Mill Owners' Mutual Fire of Iowa
Mutual Benefit Health & Accident
89
89
6
Automobile, Accident. Boiler and Machinery, Plate
90
7
90
8
9
Life, Accident and Sickness Insurance
Fire, Property Damage, Sprinkler Leakage and
90
90
10
Accident and Sickness Insurance ...
91
11
91
12
Mutual Implement A Hardware
National Retailers Mutual
Fire, Automobile. Inland Transportation, Property
Damage, Sprinkler Leakage, Theft and Weather
Insurance
Fire and Automobile Insurance
Life Insurance
Fire, Automobile, Inland Transportation, Property
Damage, Sprinkler Leakage and Weather Ins. . . .
Fire, Property Damage, Sprinkler Leakage and
92
92
14
15
16
New York Life Insurance
Northwestern Mutual Fire Assoc
Pennsylvania Lumbermen's Mutual
Prudential Insurance
Royal Guardians
92
93
93
17
93
18
93
19
94
20
State Farm Mutual Automobile
94
71
94
22
United Mutual Fire
Fire. Automobile, Property Damage, Sprinkler Leak-
age and Weather Insurance
94
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
INDEX AND LICENSE REGISTER {Coned)
CLASS C— CASH-MUTUAL INSURANCE CORPORATIONS
Ref.
No.
Name of Insurer
Classes of Insurance
Annual
State-
ment
Page No.
Fire, Accident, Automobile, Guarantee, Inland
Transportation, Plate Glass, Property Damage.
97
Fire, Automobile, Inland Transportation, Plate
Glass, Property Damage. Public Liability, Theft
and Weather Insurance
Fire Insurance
Fire, Inland Transportation, Plate Glass, Property
DamaKe, Sprinkler Leakage, Theft and Weather
Insurance
Fire Insurance
Fire, Inland Transportation, Property Damage and
Theft Insurance
Fire, Accident, Automobile, Boiler and Machinery,
Employers' Liability, Guarantee, Hail, Inland
Transportation, Marine, Plate Glass, Property
Damage. Public Liability, Sprinkler Leakage.
Theft and Weather Insurance (excluding Insurance
on the Premium Note Plan)
3
97
97
S
97
99
Waterloo Mutual Fire
7
99
101
CLASS D— FRATERNAL SOCIETIES
Ref.
No.
Name of Insurer
Aid Association for Lutherans
Alliance Nationale
Artisans La Societe des Canadiens-Francais.
Associated Canadian 1 ravellers
♦Canadian Order of Chosen Friends
Canadian Order of Foresters
Canadian Woodmen of the World
Catholic Mutual Benefit Assoc, of Canada. .
9 Catholic Order of Foresters
10 City of Ottawa Superannuation Fund
11 Civil Service Mutual Benefit Society
12 Commercial Travelers Mut. Ace. Assoc, of Amer.
13 Commercial Travellers Assoc, of Canada
14 Croatian Fraternal Union of America
15 First Catholic Slovak Union of the U.S. of Amer.
16 I Grand Orange Lodge of British America
17 [Hamilton Firemen's Benefit Fund
18 j Hamilton Police Benefit Fund
19 I Independent Order of Foresters
20 'Jewish National Workers Alliance of America. .
2 1 Knights of Columbus
London Police Benefit Fund Association
Lutheran Brotherhood
Maccabees, The
Ministers Life and Casualty Union
National Fraternal Society of the Deaf
Ontario Commercial Travellers' Association. . . .
Ontario Secondary Teachers' Fraternal Society
Order of Italo-Canadians
Ottawa Firemen's Sup. and Benefit Fund
Ottawa Police Benefit Fund Association
Royal Arcanum
Slovene National Benefit Society
Sons of England Benefit Society
Sons of Scotland Benevolent Association
Stratford. City of. Municipal Benefit Fund. . . .
Toronto Fire Dept. Super, and Ben. Fund
Toronto Police Benefit Fund
Ukrainian National Association
Ukrainian Working Men's Association
L'Union St. Joseph du Canada
United Commercial Travelers of America,
Order of
Woman's Benefit Association
Workmen's Circle
Classes of Insurance
Insurance
Insurance and Sick and Funeral Benefits
Insurance and Sick and Funeral Benefits
and Accident Insurance
Insurance and Sick and Funeral Benefits
Insurance and Sick and Funeral Benefits
Insurance and Sick and Funeral Benefits
Insurance and Sick and Funeral Benefits.
Limited to renewals of contracts in Ontario)
Insurance
Insurance
Insurance
Accident and Sickness Insurance
Insurance
Insurance and Sick and Funeral Benefits
Insurance
Insurance
Insurance
Insurance
Insurance and Sick and Funeral Benefits
Insurance and Sick and Funeral Benefits
Life Insurance
Accident Insurance.
Life Insurance
Life Insurance
Annual
State-
ment
Page No.
105
105
105
105
106
109
112
113
113
127
113
115
115
115
115
122
116
117
118
118
118
118
119
120
120
120
120
120
122
124
125
128
128
128
131
131
132
133
135
135
136
139
140
140
*Name changed to Reliable Life Insurance Company, June 30th, 1943.
INDEX FUR 1942
liNDKX AND LICENSE REGISTER (Cont'd)
CLASS E— MUTUAL BENEFIT SOCIETIES
Rep.
No.
1
2
3
4
S
6
7
8
9
10
12
13
14
IS
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
Name of Insurer
Classes of Insurance
I Annual
I State-
! ment
Page No.
A. & P. (Toronto) ManaKers" Mutual Benefit Society Sick and
A. & P. (Toronto) Mutual Benefit Society iSick and
Ani;lo-Pulish Mutual Benefit Society |Sick and
Aristocrat Mutual Benefit Society Sick and
Army and Navy Veterans Society of Hamilton. . . .
Army and Navy Veterans Society
Beaver Sick and Funeral Benefit Club
Beizetchiner Benei Yankov Mutual Benefit Society
Bled Mutual Benefit Society
Border Cities Italian Club
Brantford Coach and Body Mut. Ben. Society. . . .
Brantford Hungarian Mut. Ben. Society
Brantford Polish .Mut. Ben. & Friendly Society
Br " - . . . _ _ ~
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
... Limited, Emp. Ben. Soc. iSick and
Brunner Mond Mutual Benefit Society.
Canada Cycle and Motor Co. Emp. Mut. Ben. Society
Canada J'oils Workmen's Mutual Benefit Society
Canada Packers Mutual Benefit Association
Canadian Acme Screw & Oear Emp. Mut. Ben. Society
Canadian Allis-Chalmers Emp. Mut. Ben. Society
Canadian General Electric Company, Ward St. Works Divisii
Emp. Sick Ben. Society, Toronto. Ont
Canadian Hebrew Benevolent Society
Canadian Nat. E.xpressmen's Mutual Ben. Assoc
Canadian Order of Rechabites .
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Canadian Pacific E.xpressmen's Sick Ben. Assoc iSick and
Cheerio Mutual Benefit Society of Windsor ISick and
Cockshutt Plow Company Relief Association [Sick and
Conference Mutual Benefit Society Sick and
Consumers Gas Company's Employees' Mut. Ben. Society ,Sick and
Czenstochower Aid Society Sick and
Daughters of England Ben. Soc Sick and
Dominion Forge and Stamping Co., Ltd., Emp. Mut. Ben. Assoc. Sick and
Driltzer Young Mens Mutual Benefit Society Sick and
Dunlop Tire and Rubber Goods Emp. Mut. Ben. Society .Sick and
Evening Telegram Employees' Benefit Society
Foresters, Ancient Order of
Globe Printing Company's Emp. Ben. Soc
Goodwill Mutual Benefit Society
Grand Order of Israel Benefit Society
B. Greening Wire Company, Emp. Ben. Soc
Gutta Percha and Rubber Co., Ltd., Emp. Sick Benefit Soc,
Hamilton St. Stanislaus Mutual Benefit Soc
Hebrew Friendly Society of Toronto
Hebrew Sick Benefit Society
Hibernians, Ancient Order of
Imperial Varnish & Colour Sick Ben. Soc
Independent Mutual Benefit Federation
Italian Brotherly Mutual Ben. Society
Italian Ladies' ^Iut. Ben. Society
Italian Mut. Ben. Society of Port Arthur
Italian Mut. Ben. Soc. of Port Colbome and Humberstone
Italo-Canadese Ben. Soc
Judean Benevolent and Friendly Society
Kieltzer Sick Benefit Soc. of Toronto
Knights of Malta of Canada
Knights of Pythias
Labour League Mutual Benefit Society
Lagover Mutual Benefit Society
Leaside Mutual Aid Society
Linitzer Sick Benefit Society ^
Loyal Orange Young Briton Lodge 33
Loyal Order of Moose of Ontario
Loyal True Blue Association
MacLean Pub. Co.. Limited. Mech. Div.. Mut. Ben. Assoc
Massey-Harris Co., Verity Works, S ck and Funeral Ben. Assoc. .
Massey-Harris Co.. Ltd.. Brantford Emp. Ben. Association....
Massey-Harris Toronto Emp. Mutual Benefit Society
Mentor Mutual Benefit Society
Mozirer Sick Benefit Society
Mutual Benefit Soc. of Alumnae Assoc, Victoria Hospital School
of Nursing
Mutual Masonic Compact of St. Catharines and Niagara District.
National Cash Register Emp. Ben. Society
National Slovak Mutual Benefit Society
Odd Fellows. Grand Lodge of Ontario. Independent Order of . . . .
Order of Sons of Italy of Ontario. Mut. Ben. Society
Ostrowetz Independent Mutual Benefit Society
Ottawa Hebrew Benefit Society
Ozrower Mutual Benefit Society
Pilsudski PoHsh Mutual Benefit Society of Fort William
Polish Alliance Friendly Society of Canada
Polish National Union of Canada Mut. Ben. Society
Postal Benefit Association of Toronto
Pride of Israel Sick Benefit Society
85 [Provincial Grand Lodge, Manchester Unity. I.O.O.F.
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Funeral
Benefits.
Benefits.
Benefits.
Benefits.
Benefits.
Benefits,
Benefits.
Benefits.
Benefits.
Benefits.
Benefits .
Benefits.
Benefits.
Benefits.
Benefits.
Benefits .
Benefits.
Benefits.
Benefits.
Benefits.
Benefits.
Benefits.
Benefits.
Benefits .
Benefits.
Benefits.
Benefits.
Benefits .
Benefits .
Benefits.
Benefits.
Benefits.
Benefits.
Benefits.
Benefits .
Benefits.
Benefits.
Benefits .
Benefits .
Benefits .
Benefits .
Benefits.
Benefits .
Benefits.
Benefits,
Benefits.
Benefits .
Benefits .
Benefits.
Benefits.
Benefits.
Benefits .
Benefits.
Benefits.
Benefits.
Benefits.
Benefits.
Benefits .
Benefits.
Benefits.
Benefits .
Benefits .
Benefits.
Benefits.
Benefits.
Benefits.
Benefits .
Benefits .
Benefits .
Benefits .
Benefits.
Benefits.
Benefits.
Benefits.
Benefits.
Benefits .
Benefits.
Benefits .
Benefits .
Benefits .
Benefits .
Benefits.
Benefits .
Benefits.
Benefits .
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
146
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
143
147
147
147
147
147
147
147
147
147
147
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
Nf). 6
INDEX AND LICENSE REGISTER (Cont'd)
CLASS E— MUTUAL BENEFIT SOCIETIES
Ref.
No.
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
no
111
112
113
114
115
Name of Insurer
Classes of Insurance
Annual
State-
ment
Page No.
Radomer Mutual Benefit Society
Rani Ghar Grotto Mutual Benefit Society
Rogers, Wm.. Manufacturing Company Welfare Society
Sawyer-Massey Company, Ltd.. Emp. Mut. Ben. Assoc
Slingsby Manufacturing Co.. Ltd., Emp. Sick Benefit Assoc
Soc. Figli d'ltalia di Mutuo Soccorso St. Antonia di Ottawa. . . .
Soc. Italiana di Mutuo Soccorso Guglielmo Marconi
Soc. di Mutuo Soccorso Recalmutese.
Societa di Mutuo Soccorso La Trinacria di Toronto
Sons and Daughters of Canadian Lithuanian Mut. Ben. Society.
Sons and Daughters of Ireland Protestant Association
Sons of Abraham Mutual Benefit Society
Sons of David Mutual Benefit Society
Sons of Jacob Benevolent Society
St. Boniface Benefit Society
St. David's Mutual Benefit Society
St. Joseph Aid Society of Formosa
Star of Italy Mutual Aid & Benevolent Society
Star Mutual Benefit Society
Toronto Civic Employees' Benevolent Association
Toronto Hebrew Benevolent Society
Toronto Hydro-Electric System Employees' Mut Ben. Soc
Toronto Independent Benevolent Association
Toronto Musical Protective Association
Transportation Club of Toronto •.
Ukrainian National Mut. Ben. Assoc, of Fort William
Ulga Mutual Benefit Society
Union of Ukrainian Brotherhoods
V'itese Mutual Benefit Society
Warsaw Lodzer Mutual Benefit Association
Watson Mfg. Company Mut. Ben. Society
York Township Civic Mut. Ben. Society
Young Men's Hebrew .\ssociation
Zion Benevolent Society
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
and Funeral
Benefits
Benefits
Benefits
Benefits
Benefits
Benefits
Benefits
Benefits
Benefits
Benefits
Benefits
Benefits
Benefits
Benefits
Benefits
Benefits ,
Benefits,
Benefits,
Benefits ,
Benefits ,
Benefits .
Benefits.
Benefits.
Benefits .
Benefits.
Benefits.
Benefits .
Benefits .
Benefits .
Benefits .
Benefits.
Benefits.
Benefits.
Benefits.
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
147
148
148
148
148
148
148
148
148
148
148
148
148
148
CLASS F— COMP.^NIES DULY INCORPOR.4TED TO UNDERTAKE INSURA.NCE CONTRACTS AND
NOT WITHIN ANY OF THE CLASSES MENTIONED IN CLASSES A, B, C, D AND E
Ref.
No.
N.^ME OF I.N-SURER
Classes of Insurance
Annual
State-
ment
Page No.
1
Canadian Mercantile Insurance
Commerce Mutual Fire Insurance Company
Equitable Fire Insurance (Stock Mutual)
Missisquoi and Rouville Mutual Fire
Mutual Life Assurance of Canada
Fire and Property Damage (limited to the
2
Fire and Property Damage Insurance (limited
161
3
4
Fire Insurance (limited to the cash plan)
Fire and Property Damage Insurance (limited
161
163
5
165
165
7
Norwich Union Life Insurance Society
Life Insurance
165
8
Stanstead and Sherbrooke Insurance
Fire and Property Damage Insurance (limited
to the cash plan)
165
CLASS G— RECIPROCAL OR INTER-INSURANCE EXCHANGES
Ref.
No.
Name of Insurer
Classes of Insurance
Annual
State-
ment
Page No
Fire. Automobile and Inland Transportation. . .
Fire and Inland Transportation Insurance
2
169
3
169
Canners Exchange
171
S
171
6
Fire and Inland Transportation Insurance
171
171
Fire and Inland Transportation Insurance
Fire and Inland Transportation Insurance
172
9
New 'York Reciprocal Underwriters . .
172
10
172
11
Warner Reciprocal Insurers
Fire Insurance
172
INDEX FOR 1942
INDEX AND LICENSE REGISTER (Conrti)
CLASS H— LLOYD'S
Ref.
No.
Name of Insurer
Classes of Insurance
Annual
State-
ment
Page No.
1
Non-Marine Underwriters, Members of Lloyd's ... AH classes except Life Insurance
175
Note: — The Order-in-Council dated the 29th day of November, 1934, approviriK the application for license
of the Non-Marine Underwriters, Members of Lloyd's, London, contained the following regulation: — "That in the
list of licensed insurers to be published by the Superintendent of Insurance in The Ontario Gazette, pursuant to the
provisions of Section 9 ot The Ontario Insurance Act, the Superintendent is hereby authorized to include such
summarized statements concerning members of Lloyd's licensed under the said Act as the Minister may deem sufficient
and appropriate" Accordingly, the names of such members are not printed herein but are on file for inspection at
the Onice of the Superintendent of Insurance.
CLASS I— PENSION FUND ASSOCIATIONS
Ref.
No.
Name of Insurer
Classes of Insurance
Annual
State-
ment
Page No.
1
Life Insurance (limited topension fund contracts)
179
2
Societe Saint Jean Baptiste de Montreal
Lifelnsurance (limited topensionfund contracts)
181
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
INDEX ADDENDA
NAMES OF INSURERS AUTHORIZED TO TRANSACT ADDITIONAL CLASSES OF INSURANCE
BETWEEN DECEMBER 15, 1942, AND DATE OF THIS REPORT
Name of Insurer
Effective
Date of
I Supplementary
i License
Additional Classes of Insurance
FOR WHICH Authorized
Joint Stock
Gibraltar Fire & Marine Insurance Company
Zurich General Accident & Liability Ins. Co.. Ltd.
Cash Mutual
Gore District Mutual Fire Insurance Company
Gore District Mutual Fire Insurance Company
Portage La Prairie Mutual Insurance Company. . .
Apr. 10. 1943
Hail. Inland Transportation, Property
Damage and Theft Insurance
Guarantee Insurance
Apr. 21, 1943 Accident and Sickness Insurance
Aug. 26, 1943 : Guarantee Insurance
Apr. 2, 1943 [inland Transportation and Property Dam-
f- age Insurance.
NAMES OF INSURERS NEWLY LICENSED BETWEEN DECEMBER 15, 1942,
AND DATE OF THIS REPORT
Name of Insurer
Effective
Date of
License
Classes of Insur-knce
Clasi A
British Aviation Insurance Company Limited.
Home Assurance Company of Canada
New Zealand Insurance Company Limited . . . .
B — Other Muluals
Cuna Mutual Insurance Society
Michigan Mutual Liability Company
Jan. 1, 1943
Apr. 17. 1943
Apr. 7. 1943
Accident. Aircraft and Property Damage
Insurance.
Fire, Accident. Automobile, Boiler and
Machinery. Guarantee, Inland Trans-
portation, Livestock, Plate Glass, Prop-
erty Damage, Public Liability, Sickness,
Sprinkler Leakage. Theft and Weather
Insurance.
Fire, Automobile. Inland Transportation,
Plate Glass, Property Damage, Public
Liability and Theft Insurance.
May. 4, 1943 Life Insurance
Aug. 17, 1943 Automobile and Inland Transportation
Insurancedimited to operations in Ontario
of public vehicles and public commercial
I vehicles owned and registered in the
I United States).
NAMES OF INSURERS WITHDRAWN OR CEASED TO TRANS.ACT BUSINESS BETWEEN
DECEMBER 15, 1942, AND DATE OF THIS REPORT
Name of Insurer
I
ANNUAL STATEMENTS
(A)
JOINT-STOCK INSURANCE COMPANIES
N.B. — The following is the note referre«l lo at the foot of certain pages pertaining
to Joint-Stock, Mutual, Cash-Mutual, Fraternal, Reciprocal and Miscellaneous
Insurers, viz.:
The insurer is also registered pursuant to The Ciuutdian (irifl Itritisli Insurance
Cornpiinies id, 1932, or The Foreifin Insurance Companies tri, l')32, as the case may
be, and its alTairs arc reported upon in detail in the Annual Report of the Dominion
Superintendent of Insurance. Accordingly it has been required to itlf only a modified
statement with the Ontario Department as authorized by Regulations passed under
Section 73 (2) of the Act,
(A)
THE ACADIA FIRE INSURANCE COMPANY*
Heau Office, Halifax, N.S.
Officers. — President, W. M. P. Webster, Halifax; Vice-President, T. F. Tobin, K.C., Halifax;
Secretary-Treasurer. G. R. Wilson, Halifax.
Directors. — T. F. Tobin. K.C.. A. N. Jones, W. M. P. Webster, M. S. Clarke, of Halifax;
Wm. Lawiie, Montreal.
Chief or General Agent in Ontario. — E. J. McGrail, 465 Bay St.. Toronto.
Date of Incorporation. — March 31. 1862. Date commenced business in Canada. — 1862.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 400,000 Premiums — Ontario (net) $ 49,148
Total assets 1.236.326 Premiums — Total business (net).. 179,867
Total liabilities 207,390 Claims — Ontario (net) 17.468
Surplus protection of policyholders. 1,028,936 Claims — Total business (net) .... 74,832
THE AETNA CASUALTY AND SURETY COMPANY*
Head Office. H.^rtford, Conn.
Principal Office in Canada. Montreal. Que.
Manager or Chief Executive Officer in Canada. — E. J. Christmas. Montreal.
Chief or General Agent in Ontario. — Ian Armour. Victory Bldg., Toronto.
Date of Incorporation. — May 2, 1883. Date commenced business in Canada. — May 26, 1921
Premiums Written — Claims Incurred
Capital stock paid in cash $3,000,000 Premiums — Ontario (net) $10,175
Assets in Canada 111,650 Premiums — Canada (net) 33,768
Liabilities in Canada 11.796 Claims — Ontario (net) 5.835
Claims — Canada (net) 8.046
AETNA INSURANCE COMPANY*
He.\d Office, Hartford, Conn.
Principal Office in Canada. Toronto. Ont.
Manager or C hief Executive Officer in Canada. — T. W. Gooding, Metropolitan Bldg.. Toronto.
Chief or General Agent in Ontario. — Robt. H. Leckey, Metropolitan Bldg.. Toronto.
Date of I ncor poralion. — June 5. 1819. Date commenced business in Canada. — 1821.
Premiums Written — Claims Incurred
Capital stock paid in cash $7,500,000 Premiums — Ontario (net) $ 490.116
Assets in Canada 1.617.900 Premiums — Canada (net) 1,043.092
Liabilities in Canada 706.985 Claims — Ontario (net) 144.885
Claims — Canada (net) 498,285
AETNA LIFE INSURANCE COMPANY*
Head Office. Hartford. Conn.
Principal Office in Canada. Montreal. Que.
Manager or Chief Executive Officer in Canada. — E. J. Christmas. Montreal.
Chief or General Agent in Ontario. — Ian Armour. Victory Bldg., Toronto.
Date of I ncorporation. — June, 1850. Date commenced business in Canada. — 1850.
Capital stock paid in cash $15,000,000 Premiums and Disbursements
Life: Life:
Assets in Canada 18,796,947 Premiums — Ontario (net) $1,891,010
Ontario business in force (gross). . . 106.738.423 Premiums — Canada (net) 2.943.479
Canadian business in force (gross) . 163.732.619 Total disbursements to policy-
holders (net)— In Ontario 944.308
In Canada 1,640,428
Premiums Written — Claims Incurred
Other than Life: Other than Life:
Assets in Canada 223.876 Premiums — Ontario (net) 505.832
Liabilities in Canada 258.210 Premiums — Canada (net) 604,699
Claims — Ontario (net) 518,638
Claims — Canada (net) 593,020
*See note on page 1.
[3
4 ANNUAL REPORT— SUPERIXTEXDEXT OF INSURANCE No. 6
AGRICl LTl RAL INSURANCE COMPANY*
Head Office, Watertown, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Milton H. Webber. Toronto.
Chief or General Agent in Ontario. — Milton H. Webber, 12 Wellington St. E., Toronto.
Date of Incorporation. — 1863. Date commenced business in Canada. — 1870.
Premiums Written — Clai.ms Incirred
Capital stock paid in cash .$3,000,000 Premiums — Ontario (net) $102,609
Assets in Canada 374.124 Premiums — Canada (net) 176,656
Liabilities in Canada 213.132 Claims — Ontario (net) 52.780
Claims — Canada (net) 89,916
ALLIANCK AS-Sl RANCE COMPANY, LIMITED*
Head Oi-fice. Lo.vdon. Eng.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — F. J. Flanagan, Montreal.
Chief or General Agent in Ontario. — Hcber R. Smith, 36 Toronto St., Toronto.
Date of Incorporation. — August 4, 1824. Date commenced business in Canada. — March 1. 1892.
Premiums Written — Claims Incurred
Capital stock paid in cash £1.000.000 Premiums — Ontario (net) $105,579
Assets in Canada $853,761 Premiums— Canada (net) 332.645
Liabilities in Canada 281.008 Claims — Ontario (net) 57.022
Claims — Canada (net) 184.208
ALLIANCE INSURANCE COMPANY OF PHILADELPHIA*
Head Office. Philadelphia, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. C. Mills, 80 Richmond St. W., Toronto.
Chief or General Agent in Ontario. — H. C. Mills. 80 Richmond St. W.. Toronto.
Date of I ncor poration. — Dec. 5, 1904. Dale commenced business in Canada. — October, 1917.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $ 739.161
Assets in Canada 1.313,602 Premiums — Canada (net) 1.455.153
Liabilities in Canada 526,506 Claims — -Ontario (net) 268.764
Claims — Canada (net) 443,777
AMERICAN ALLIANCE INSURANCE COMPANY*
Head Office. N'ew York, X.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. H. Harvey, 465 St. John St.. Montreal.
Chief or General Agent in Ontario. — Geo. E. Howe. 812 Metropolitan Bldg., Toronto.
Date of I ncor poration. — 1897. Dale commenced business in Canada. — 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash $3,000,000 Premiums — Ontario (net) $19,843
Assets in Canada 420.834 Premiums — Canada (net) 74.698
Liabilities in Canada 59,312 Claims — Ontario (net) 3.537
Claims — Canada (net) 26.531
AMERICAN AUTOMOBILE FIRE INSURANCE COMPANY*
Head Office. St. Louis. Mo.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officet in Canada. — H. Begg. Toronto.
Chief or General .Xgent in Ontario. — -H. Bcgg. 14 Toronto St., Toronto.
Dale of Incorporation. — 1927. Dale commenced business in Canada. — 1927.
Premiums Written — Claims Incurred
Capital stock paid in cash $300,000 Premiums — Ontario (net) $123,400
Assets in Canada 253.640 Premiums — Canada (net) 182.416
Liabilities in Canada 116,393 Claims — Ontario (net) 28.106
Claims — Canada (net) 47.643
♦See note on page 1.
JOINT-STOCK INSURANCE COMPANIES FOR 1942
AiMKKICAN AITOMOBILK INSUKANCE COMPANY*
Head Office. St. Louis, Mo.
Principal Office in Canada, Toronto. Ont.
Manager or Chief Executive Officer in Canada. — H. Begg. Toronto.
Chief or General Agent in Ontario. — H. Begg. 14 Toronto St., Toronto.
Date of Incorporation. — 1911. Date commenced business in Canada. — March 20. 1923.
Premiums Written — Claims I.ncurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $390,751
Assets in Canada 951,015 Premiums — Canada (net) 539,601
Liabilities in Canada 551,775 Claims — Ontario (net) 122,897
Claims — Canada (net) 210.676
AMERICAN CENTRAL INSURANCE COMPANY*
Head Office, St. Louis, Mo.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — A. C. Hall. 388 St. James St. West. Montreal.
Chief or General Agent in Ontario. — H. J. Kerr. 83 Richmond St. West. Toronto.
Dale of I ncor poration. — 1853. Dale commenced business in Canada. — April, 1909.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $18,384
Assets in Canada 249,625 Premiums — -Canada (net) 50.151
Liabilities in Canada 50.237 Claims — Ontario (net) 7.439
Claims — Canada (net) 19,050
AMERICAN CREDIT INDEMNITY COMPANY OF NEW YORK*
Head Office, Baltimore, Md.
Principal Office in Canada. Toronto, Ont.
Manager or Chief Executive Officer in Canada. — O. B. Thibaudeau. Toronto.
Chief or General Agent in Ontario. — -O. B. Thibaudeau. Metropolitan Bldg., Toronto.
Date of Incorporation. — 1893. Date commenced business in Canada. — March 6, 1923.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,500,000 Premiums — Ontario (net) $123,486
Assets in Canada 585,075 Premiums — Canada (net) 231,785
Liabilities in Canada 324.779 Claims — Ontario (net) 1.939
Claims — Canada (net) 4.047
AMERICAN EQUITABLE ASSURANCE COMPANY OF NEW YORK*
Head Office. New York. X.Y.
Principal Office in Canada. Montreal. Que.
Manager or Chief Executive Officer in Canada. — J. Marchand. 276 St. James St. W.. Montreal.
Chief or General Agent in Ontario. — C. M. Henderson. Metropolitan Bldg.. Toronto.
Dale of Incorporation. — 1918. Date commenced business in Canada. — October 6, 1919.
Premiums Written — -Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $114,693
Assets in Canada 398.251 Premiums — -Canada (net) 288,280
Liabilities in Canada 253,722 Claims — Ontario (net) 26,865
Claims— Canada (net) 113,248
AMERICAN HOME FIRE ASSURANCE COMPANY*
Head Office. Xew York. X.Y.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — R. E. Schofield, 465 St. John St., Montreal.
Chief or General Agent in Ontario. — John R. Cox, Canada Permanent Bldg., Toronto.
Date of Incorporation. — May 29, 1928. Date commenced business in Canada. — Oct. 16, 1929.
Premiums Written — Clai.ms Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $ 32.824
Assets in Canada 182,895 Premiums — Canada (net) 100,809
Liabilities in Canada 93,823 Claims — Ontario (net) 18'5^^
Claims — Canada (net) 49,652
see note on page 1.
6 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE AMERICAN INSURANCE COMPANY*
Head Office. Newark, X.J.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — John J. Kilgour, Toronto.
Chief or General Agent in Ontario. — John J. Kilgour. 805 Metropolitan Bldg.. Toronto.
Date of Incorporation. — Feb. 20, 1846. Date commenced business in Canada. — June 28, 1912.
Premiums Writte n — Claims Incurred
Capital stock paid in cash $3,343,740 Premiums — Ontario (net) $ 68.894
Assets in Canada 320,136 Premiums — Canada (net) 164.274
Liabilities in Canada 92,267 Claims — Ontario (net) 26,216
Claims — Canada (net) 81,454
AMERICAN SURETY COMPANY OF NEW YORK*
Head Office, Xew York, X.Y.
Principal Office in Canada, Toronto. Ont.
Manager or Chief Executive Officer in Canada. — -John B. Alexander, 803 Canada Permanent
Bldg., Toronto.
Chief or General Agent in Ontario. — John B. Alexander. 803 Canada Permanent Bldg., Toronto.
Date of I ncorporation. — April 1. 1884. Date commenced business in Canada. — July, 1887.
Premiums Written — Claims Incurred
Capital stock paid in cash $7,500,000 Premiums — Ontario (net) $13,963
Assets in Canada 261,614 Premiums — Canada (net) 33,112
Liabilities in Canada 38,306 Claims — ^Ontario (net) -2S4
Claims — Canada (net) -1,594
ANGLO-SCOTTISH INSURANCE COMPANY, LIMITED*
Head Office, London. Eng.
Principal Office in Canada, Vancouver, B.C.
Manager or Chief E.xecutive Officer in Canada. — Thos. W. Greer, 325 Howe St., Vancouver.
Chief or General Agent in Ontario. — -Armstrong, De Witt & Crossin Ltd., Excelsior Life
Bldg., Toronto.
Date of Incorporation. — 1909. Date commenced business in Canada. — May, 1923.
Premiums Written — Claims Incurred
Capital stock paid in cash £105.000 Premiums — Ontario (net) $ 87.215
Assets in Canada $599,174 Premiums — Canada (net) 192,777
Liabilities in Canada 221,546 Claims — Ontario (net) 32.598
Claims — Canada (net) 75.322
AREX INDEMNITY COMPANY*
Head Office. New York. N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Valentine W. Gerrish, 25 King St. W".. Toronto.
Chief or General Agent in Ontario. — Valentine W. Gerrish. 25 King St. W.. Toronto.
Date of 1 ncor poration. — October 24. 1935. Dale commenced business in Canada. — May. 1937.
Premiums Written — Claims Incurred
Capital stock paid in cash $451,770 Premiums — Ontario (net) $15,231
Assets in Canada 138.882 Premiums — Canada (net) 46,703
Liabilities in Canada 45,930 Claims — Ontario (net) 14,714
Claims — Canada (net) 28.425
ATLAS ASSURANCE COMPANY, LIMITED*
Head Office. London, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Clarence E. Sanders, Montreal.
Chief or General Agent in Ontario. — Irving W. Smith, 61 Adelaide St. E., Toronto.
Date of I ncorporation. — 1808. Dale commenced business in Canada. — March 7, 1887.
Premiums Written — Claims Incurred
Capital stock paid in cash £550.000 Premiums — Ontario (net) $212,846
Assets in Canada $1,200,239 Premiums — Canada (net) 627.082
Liabilities in Canada 557.612 Claims — Ontario (net) 87,298
Claims — Canada (net) 236.295
•See note on page 1.
JOINT-STOCK INSURANCE COMPANIES FOR 1942
Al TOMOHILK INSURANCE COMPANY OF HARTFORD, CONNECTICLT*
Head Office Hartford, Conn.
Principal Office in Canada. Montreal, Que.
Managrr or ChieJ Executive Officer in Canada. — Chas. G. Ross, Montreal.
Chief or General Agent in Ontario. — Arthur Tucker, 1601 Metropolitan Bldg.. Toronto.
Date of I ncorporation. — 1907. Date commenced business in Canada. — May 17, 1924.
Premiums Written — Claims Incurred
Capital stock paid in cash $5,000,000 Premiums — Ontario (net) $2.3,141
Assets in Canada 183.002 Premiums — Canada (net) 72,791
Liabilities in Canada 28,394 Claims — Ontario (net) 8,768
Claims — Canada (net) 17.402
BALOISE FIRE INSURANCE COMPANY, LIMITED*
Head Office. Basle, Switzerland
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — A. H. Johnstone, 276 St. James St. W., Montreal.
Chief or General Agent in Ontario. — Herbert H. Begg, 14 Toronto St., Toronto.
Dale of Incorporation. — 1863. Date commenced business in Canada. — March 1, 1922.
Swiss Premiums Written — Claims Incurred
Capital stock paid in cash Frcs. 4.000.000 Premiums — Ontario (net) $28,966
Assets in Canada $212,027 Premiums — Canada (net) 97.187
Liabilities in Canada 98,692 Claims — Ontario (net) 16,536
Claims — Canada (net) 66,842
THE BALTIMORE AMERICAN INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — G.R. Thomson, 414 St. James St. W., Montreal.
Chief or General Agent in Ontario. — Norman G. Bethune, 15 Toronto St., Toronto.
Date of Incorporation. — 1925. Date commenced business in Canada. — June, 1936.
Canadian business reinsured by the Home Insurance Company of New York.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,500,000 Premiums — Ontario (net) Nil
Assets in Canada 204,350 Premiums — Canada (net) Nil
Liabilitiesin Canada Nil Claims — Ontario (net) Nil
Claims — Canada (net) Nil
BANKERS & SHIPPERS INSURANCE COMPANY OF NEW YORK*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. Begg, 14-24 Toronto St., Toronto.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto St., Toronto.
Date of Incorporation. — December 20, 1918. Dale commenced business in Canada. — 1935.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $34,026
Assets in Canada 137.703 Premiums — Canada (net) 72.639
Liabilities in Canada 65,373 Claims — Ontario (net) 20,453
Claims — Canada (net) 48,787
BEAVER FIRE INSURANCE COMPANY*
Head Office, Winnipeg, Man.
Officers. — President, C. E. Sword, Tororto; Vice-President. D. H. Laird, K.C., Winnipeg;
Managing Director, C. A. R. MacLeod, Winnipeg; Secretary, Cyril Lee, Winnipeg.
Directors. — C. E. Sword, D. H. Laird, K.C., N. Andre, S. W. Campbell, G. C. Gumming.
G. W. Northwood, C. A. R. MacLeod, J. W. Price, W. R. Brydon.
Chief or General Agent in Ontario. — C. E. Sword, Metropolitan Bldg., Toronto.
Date of Incorporation. — May, 1913. Date commenced business in Canada. — December, 1913.
Premiums Written — Claims Incurred
Capital stock paid in cash $300,500 Premiums — Ontario (net) $ 3,657
Total assets 511,474 Premiums — Total business (net).. 17,693
Total liabilities 58.136 Claims — Ontario (net) 2,219
Surplus protection of policyholders. 453,338 Claims — Total business (net) .... 9,217
♦See note on page 1.
8 AXXUAL REPORT— SUPERINTENDENT OF TXSURAXCE No. 6
THE BEE FIRE INSURANCE COMPANY*
Head Office, Parj[s, France
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — W. G. Wilson, 465 St. John St., Montreal.
Chief or General Agent in Ontario. — J. H. Kennedy, 402 Canada Permanent Bldg., Toronto.
Date of Incorporation. — May 27, 1857. Date commenced business in Canada. — Dec. 22, 1932.
French Premiums Written — Claims Incurred
Capital stock paid in cash. . . . Frcs. 30,000.000 Premiums — Ontario (net) $40,966
Assets in Canada $172,350 Premiums^Canada (net) 88.425
Liabilities in Canada 77,778 Claims — Ontario (net) 13.105
Claims — Canada (net). 39,791
THE BOILER INSPECTION & INSURANCE COMPANY OF CANADA*
Head Office, Toronto, Ont.
Officers. — President, Henry N. Roberts, Toronto; Vice-Presidents, J. P. Byrne, R. R.
Corson, Toronto; Manager, J. P. Byrne, Toronto; Secretary, L. T. Gregg, Toronto.
Directors — Henry N. Roberts, J. R. L. Starr, K.C., R. R. Corson, J. P. Byrne, Toronto;
H. Mudge, Montreal; C. C. Gardiner, D. F. Reese, Hartford, Conn.
Date of Incorporation. — April 8, 1875. Date commenced business in Canada. — October 9. 1875.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 100,100 Premiums — Ontario (net) $218,388
Total assets 1.336.764 Premiums — Total business (net).. 448.689
Total liabilities 711,500 Claims — Ontario (net) 54.642
Surplus protection of policyholders. 625,264 Claims — Total business (net) .... 107,672
BOSTON INSURANCE COMPANY*
Head Office, Boston, Mass.
Principal Office in Canada,' Winnipeg, Man.
Manager or Chief Executive Officer in Canada. — Geo. J. K. Irvine, 701 Lindsay Bldg.,
Winnipeg.
Chief or General Agent in Ontario. — Murphy, Love, Hamilton & Bascom, Dominion Bank
Building, Toronto.
Date of Incorporation. — 1873. Dale commenced business in Canada. — 191S.
Premiums Written — Claims Incurred
Capital stock paid in cash $3,000,000 Premiums — Ontario (net) $ 7.540
Assets in Canada 377.121 Premiums — Canada (net) 317. (67
Liabilities in Canada 354,640 Claims — Ontario (net) 354
Claims — Canada (net) 233.620
THE BRITISH AMERICA ASSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, E. A. Brownell. Toronto; Vice-President. Geo. A. Morrow. Toronto;
General Manager. Kenneth Thorn, Toronto; Managing Director, G. Stubington, Toronto;
Secretary, C. R. Morrow.
Directors. — E. A. Brownell. W. J. Hastie. K. M. Pringle. E. Willans, Geo. A. Morrow.
H. C. Cox. W. M. Cox. K.C.. Hon. G. Howard Ferguson. P.C, K.C., S. H. Logan. Hon. Leighton
McCarthy, P.C, K.C.. Graham Morrow. G. Stubington, K. Thorn, Toronto; H. J. Wyatt,
New York; W. E. Meikle. Winnipeg.
Chief or General Agent in Ontario. — E. -A.. Brownell. 16-22 Wellington St. E.. Toronto.
Date of Incorporation. — Feb. 13, 1833. Date commenced business in Canada. — June 19, 1835.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 750.000 Premiums — Ontario (net) ...... . $ 505.790
Total assets 7. 485. 549 Premiums — 1 otal business (net). . 2.875.903
Total liabilities n.!t64.360 Claims — Ontario (net) 247.159
Surplus protection of policyholders. 3.521.189 Claims — Total business (net). . . . 1.370,791
^See note on page 1.
JOINT-STOCK INSURANCE COMPAMES FOR 1942 9
THE BKITISII CANADIAN INSURANCK COMPANY*
Head Office, Montreal. Que.
Officer!:. — President, E. A. Brownell; Vice-President, Geo. A. Morrow. Toronto; General
Manager. Kenneth Thorn. Toronto; Managing Director, G. Stubington; Secretary, C, R. Morrow.
Diredors. — E. A. Brownell, H. C. Cox. G. A. Morrow. W. J. Hastie, G. Stubington.
G. Morrow. Toronto.
Chiff or General Agent in Ontario. — E. A. Brownell, 16-22 Wellington St. East, Toronto.
Dale of I ncor poration. — 1917. Date commenced business in Canada. — 1917.
Premiums Writte.v — Claims Incurred
Capital stock paid m cash $300,000 Premiums — Ontario (net) $ 65,471
Total assets 799,408 Premiums — Total business (net).. 210,735
Total liabilities 268,212 Claims — Ontario (net) 18,409
Surplus protection of policyholders. 531,196 Claims — Total business (net). . .. 82,137
TIIK BKITISII CROWN ASSURANCE CORPORATION, LIMITED*
Head Office, Glasgow, Scotland
Principal Office in Canada, Toronto. Ont.
Manager or Chief Executive Officer in Canada. — J. H. Riddel. Toronto.
Chief or General .Agent in Ontario. — J. H. Riddel. 217 Bay St.. Toronto.
Date of I ncorporalion. — March. 1907. Date commenced business in Canada. — Nov. 2, 1917
Premiums Written — Claims Incurred
Capital stock paid in cash £25,000 Premiums — Ontario (net) $115,801
Assets in Canada $358,714 Premiums — ^Canada(net) 254.655
Liabilities in Canada 276.115 Claims — Ontario (net) 46,796
Claims — Canada (net) 128.600
THE BRITISH EMPIRE ASSURANCE COMPANY*
Head Office. Toronto. Ont.
Officers. — President. E. A. Brownell, Toronto; Vice-President, G. A. Morrow. Toronto;
General Manager, Kenneth Thorn, Toronto; Managing Director. G. Stubington; Secretary,
C. R. Morrow. Toronto.
Directors. — E. A. Brownell. W. M. Cox. K.C.. H. C. Cox. G. A. Morrow, W. J. Hastie,
E. Willans, G. Morrow. K. M. Pringle. G. Stubington, Toronto.
Chief or General .Agent in Ontario. — E. A. Brownell. 16-22 Wellington St. East, Toronto.
Date of Incorporation. — June 11, 1928. Date commenced business in Canada. — June 30, 1928.
Premiums Written — Claims Incurred
Capital stock paid in cash $100,000 Premiums — Ontario (net) $108,114
Total assets 739.633 Premiums — Total business (net).. 265.861
Total liabilities 348.420 Claims — Ontario (net) 42.869
Surplus protection of policyholders. 391,213 Claims — Total business (net) ... . 108.621
BRITISH & EUROPEAN INSURANCE COMPANY, LIMITED*
Head Office. London. Eng.
Principal Office in Canada, Montreal. Que.
Manager or Chief Executive Officer in Canada. — A. C. Hall, Montreal.
Chief or General .Agent in Ontario. — H. J. Kerr, 83 Richmond St. West. Toronto.
Date of Incorporation. — 1908. Date commenced business in Canada. — July 7. 1923.
^ . Premiums Written — Claims Incurred
Capital stock paid in cash £50,000 Premiums — -Ontario (net) $ 9.192
Assets m Canada $114,294 Premiums — Canada (net) 25.076
Liabilities in Canada 36.758 Claims — Ontario (net) 3,721
Claims — Canada (net) 9,526
*See note on page 1.
10 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE Xo. 6
BRITISH & FOREIGN MARINE INSURANCE COMPANY LIMITED
Head Office, Liverpool, Eng.
Principal Office in Canada. Montreal, Que.
Chief Agent in Canada. — C. G. Ross, Montreal.
Date of I ncorporation. — Aug. 5, 1867. Date commenced business in Canada. — May 16, 1888.
Capital stock paid in cash, £1,340,000.
Statement for the Year Ended December 31, 1942
Assets in Canada
Agents' balances and premiums uncollected, written on or after October 1, 1942 $14,334 77
Total Assets in Canada $14,334 77
Liabilities in Canada
Total provision for (a) Unpaid claims in Canada $ 5.257 62
(b) Expenses of adjustment of said claims 262 88
Total net reserve, $646.86; carried out at 80% thereof 517 48
Total Liabilities in Canada
Revenue Account in Canada
Net premiums written, marine $37,954 05
Reserve of unearned premiums:
At beginning of year Nil
At end of year $ 517 48
Increase 517 48
Net premiums earned $37,436 57
Net claims incurred $26,770 93
Net adjustment expenses incurred 404 62
Total claims and expenses 27,175 5£
Underwriting Gain $10,261 02
BRITISH GENERAL INSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — A. C. Hall, Montreal.
Chief or General Agent in Ontario. — Halbert J. Kerr, 83 Richmond St. West, Toronto.
Date of Incorporation. — 1904. Date commenced business in Canada. — January 1, 1920.
Premiums Written — Claims Incirred
Capital stock paid in cash £175.000 Premiums — Ontario (net) $ 51.583
Assets in Canada $235,899 Premiums — Canada (net) 125,033
Liabilities in Canada 122,282 Claims — Ontario (net) 19.771
Claims — Canada (net) 48.179
THE BRITISH LAW INSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — D. K. MacDonald, 469 St. John St.. Montreal.
Chief or General Agent in Ontario. — D. L. Durrant, 205 Metropolitan Bldg.. Toronto.
Date of Incorporation. — 1888. Dale commenced business in Canada. — January 15, 1925.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,459,980 Premiums — Ontario (net) $15_141
Assets in Canada 2.S7.716 Premiums — Canada (net) 7l'787
Liabilities in Canada 106.828 Claims — Ontario (net) 9. '842
Claims — Canada (net) 28.230
*See note on page 1 .
JOIXT-STOCK INSURANCE COMPANIES FOR 1942 11
BRITISH NORTHWESTERN FIRE INSURANCE COMPANY*
HiJAD Office, Toronto, Ont.
Officers. — President, J. H. Riddel, Toronto; Vice-President. S. Fairley; Managing Director,
J. H. Riddel. Toronto; Secretary, S. Fairley.
Directors. — ^J. H. Riddel. H. T. Fairley, S. Fairley, F. S. Corrigan. W. E. Young. W. H.
Despard. H. J. Humphrey, Toronto; S. A. Bennett. Brian E. S. Mountain, Sir E. M. Mountain,
London, Eng.
Date of I ncor poration. — 1906. Date commenced business in Canada. — February 20. 1912t.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 248.699 Premiums — Ontario (net) $ 59.638
Total assets 1.269,120 Premiums — Total business (net). . 149.987
Total liabilities 295,354 Claims — Ontario (net) 23,259
Surplus protection of policyholders. 973.766 Claims — ^Total business (net) .... 60.834
THE BRITISH OAK INSURANCE COMPANY, LIMITED*
He.\d Office. London, Eng.
Principal Office in Canada. Toronto, Ont.
Manager or Chief Executive Officer in Canada.^Co)in E. Sword, Toronto.
Chief or General Agent in Ontario. — Colin E. Sword. 44 Victoria St., Toronto.
Date of I ncorporalion. — 1908. Date commenced business in Canada. — September 3, 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash £176.000 Premiums — Ontario (net) $59,187
Assets in Canada $330,301 Premiums — Canada (net) 152,312
Liabilities in Canada 141.954 Claims — Ontario (net) 24.428
Claims — Canada (net) 97.391
BRITISH TRADERS INSURANCE COMPANY, LIMITED*
Head Office, Sydney, Australia
Principal Office in Canada, Toronto. Ont.
Manager or Chief Executive Officer in Canada. — Colin E. Sword. Toronto.
Chief or General Agent in Ontario. — Colin E. Sword, 44 Victoria St.. Toronto.
Date of Organization. — 1865. Date commenced business in Canada. — February 20, 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash £192,000 Premiums— Ontario (net) $145,976
Assets in Canada $1,337,863 Premiums — Canada (net) 298,875
Liabilities in Canada 260,481 Claims — Ontario (net) 78,297
Claims — Canada (net) 154,540
CALEDONIAN-AMERICAN INSURANCE COIVIPANY*
Head Office, Hartford, Conn.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — Douglas Cownie, McGill Bldg., Montreal.
Chief or General Agent in Ontario. — Thomas Irvine Co. Ltd., Excelsior Life Bldg., Toronto.
Date of Incorporation. — 1897. Date commenced business in Canada. — February 10, 1920.
Premiums Written — Claims Incurred
Capital stock paid in cash $500,000 Premiums — Ontario (net) $12,438
Assets in Canada 161,326 Premiums — Canada (net) 42,158
Liabilities in Canada 45,058 Claims — -Ontario (net) 6.811
Claims — Canada (net) 17,539
CALEDONIAN INSURANCE COMPANY*
Head Office, Edinburgh, Scotland
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Douglas Cownie, Montreal.
Chief or General Agent in Ontario. — Muntz & Beatty Ltd., Temple Bldg., Toronto.
Date of Organization. — 1805. Date commenced business in Canada. — February, 1883.
Premiums Written — Claims Incurred
Capital stock paid in cash £155,000 Premiums — Ontario (net) $110,623
Assets in Canada $468,316 Premiums — Canada (net) 273,121
Liabilities in Canada 269,096 Claims — Ontario (net) 47.189
Claims — Canada (net) 118.276
*See note on page 1.
tPrior to this date business was confined to Province of Manitoba
12 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE CALIFORNIA INSURANCE COMPANY*
Head Office, San Francisco, Cal.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — A. C. Hall, 388 St. James St. W., Montreal.
Chief or General Agent in Ontario. — H. J. Kerr, 83 Richmond St. W., Toronto.
Date of I ncorporation. — 1864. Dale commenced business in Canada. — November 18, 1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $ 9,192
Assets in Canada 190,699 Premiums — Canada (net) 25.076
Liabilities in Canada 29,041 Claims — Ontario (net) 3.721
. Claims — Canada (net) 9,526
CAMDEN FIRE INSURANCE ASSOCIATION*
Head Office, Camden, X.J.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — John B. Alexander, 802 Canada Permanent
Bldg., Toronto.
Chief or General Agent in Ontario. — John B. Alexander, Toronto.
Date of Incorporation. — March, 1841. Dale commenced busineis in Canada. — Feb. 26, 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $ 29.576
Assets in Canada 235,184 Premiums — Canada (net) 131,086
Liabilities in Canada 104,836 Claims — Ontario (net) 17,208
Claims — Canada (net) 61,938
THE CANADA ACCIDENT AND FIRE ASSURANCE COMPANY*
Head Office. Montreal, Que.
Officers. — President, C. H. Godfrey, Montreal; Vice-President, A. C. Hall, Montreal;
Secretary, H. F. Roden, Montreal; General Manager. A. C. Hall. Montreal.
Directors. — C. H. Godfrey. John Holroyde, Alfred Lambert, H. F. Roden, A. C. Hall,
Montreal.
Chief or General Agent in Ontario. — H. J. Kerr, 83 Richmond St. W.. Toronto.
Date of Incorporation. — June 23, 1887. Dale commenced business in Canada. — Sept. 10. 1888.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 43,320 Premiums — Ontario (net) $187,982
Total assets 1,608,003 Premiums — Total business (net).. 630.810
Total liabilities 632.975 Claims — Ontario (net) 71.378
Surplus protection of policyholders. 975,028 Claims — Total business (net) .... 237,878
THE CANADA LIFE ASSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, A. N. Mitchell, Toronto; Chairman of the Board, Hon. Leighton
McCarthy, .P. C. K.C.. Toronto; Chairman of the London Board, H. C. Cox. Oakville; Vice-
Presidents, R. A. Laidlaw, E. G. Baker, Toronto; General Manager, S. C. McEvenue, Toronto;
Chief Actuary, L. K. File, F.I.A.. F.A.S., Toronto; Secretary, J. H. Domelle, Toronto; Ass't
General Manager and Treasurer, E. C. (iill, F.A.S., Toronto; Ass't General Manager, W. J.
Beattie, Toronto; Medical Director, S. J. Streight, O.B.E., M.D., Toronto.
Directors. — Hon. Leighton McCarthy. P.C, K.C., A. E. Arscott, J. A. McLeod, R. A.
Laidlaw, Rt. Hon. Sir Thomas White, G.C.M.G., E. G. Baker, C. A. Bogert, A. N. Mitchell.
W. N. Tilley, K.C., J. M. Macdonnell, Toronto; H. C. Cox, Oakville; Aime Geoffrion, K.C..
B.C.L., Montreal; Hon. Chas. Stewart, P.C, Ottawa; John Stuart, Chicago; A. V. Davis.
Pittsburgh.
Date of Incorporation. — April 25, 1849. Date commenced business in Canada. — Aug. 21, 1847
Premiums and Disbursements
Capital stock paid in cash $ 1,000,000 Premiums — Ontario (net) $ 6,860.619
Total assets 292,483,518 Premiums — Total business (net). 25.379.646
Ontario business in force (gross) .. .251,182,311 Total disbursements to policy-
Total busines in force (gross) 823,481,085 holders (net) — In Ontario .... 4,863,301
Total business. 24,169.582
♦See note on page 1.
JOINT-STOCK INSURANCE COMPANIES FOR 1942 13
CANADA SECURITY ASSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President and General Manager, E. M. Whitley. Toronto; Vice-President, John B.
Laidlaw, Toronto; Secretary, Thos. James, Toronto.
DiTfctors. — E. M. Whitley. C. C. Paull. J. E. Haskins, C. D. Henderson, Fred W. Lamont.
Dr. W. E. Ferguson. John B. Laidlaw, W. H. Bosley. Toronto; G. B. Patteson. Ottawa.
Date of Incorporation. — May 11, 1920. Date commenced business in Canada. — August 28. 1920.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 500.000 Premiums — Ontario (net) $121,228
Total assets 1.195.316 Premiums — Total business (net). . 313,678
Total liabilities 322.746 Claims — Ontario (net) 51.189
Surplus protection of policyholders. 872.570 Claims — Total business (net) .... 110.367
THE CANADIAN FIRE INSURANCE COMPANY*
Head Office, Winnipeg, Man.
Officers. — President and Managing Director. C. S. Riley, Winnipeg; Vice-President and
General Manager. A. L. Denison, Winnipeg; Secretary. Jas. A. Dowler, Winnipeg.
Directors. — R. T. Riley. C. S. Riley. A. L. Denison, James A. Crowe. H. C. Ashdown.
W, A. Murphy, G. H. Aikins, K.C., Winnipeg.
Chief or General Agent in Ontario. — F. N. Boyd, Federal Bldg.. Toronto.
Date of I ncorporation. — 1887. Date commenced business in Canada. — September 1. 1897.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $ 268.697
Total assets 3,346,199 Premiums — Total business (net).. 1,016,166
Total liabilities 1.202.201 Claims — Ontario (net) 83.823
Surplus protection of policyholders. 2.143.998 Claims — Total business (net) ... . 341,926
CANADIAN GENERAL INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, W. P. Fess. Toronto; Vice-President. A. E. Naylor, Toronto; Manager,
W. F. Spry, Toronto; Secretary and Treasurer, C. W. Sykes.
Directors. — W. P. Fess. A. E. Naylor, G. Larratt Smith, K.C.. D. H. Gibson. W. F. Spry,
Toronto; Sen. X. M. Paterson, Fort William; R. G. Ivey, London; C. W. Webster, Montreal;
E. Anderson, K.C., LL.D., Winnipeg.
Date of Incorporation. — April 27. 1907. Date commenced business in Canada. — Nov. 5, 1908.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 500,000 Premiums — Ontario (net) $ 391,628
Total assets 2,267,632 Premiums — Total business (net).. 1,038,547
Total liabilities 1,235,354 Claims — Ontario (net) 122,394
Surplus protection of policyholders. 1,032.278 Claims — Total business (net) .... 400,114
THE CANADIAN INDEMNITY COMPANY*
Head Office. Winnipeg. Man.
Officers. — President and Managing Director. C. S. Riley. Winnipeg; Vice-President and
General Manger. A. L. Denison, Winnipeg; Secretary. Jas. A. Dowler. Winnipeg.
Directors. — R. T. Riley. C. S. Riley. H. C. Ashdown. J. H. Riley. A. L. Denison. J. A
Crowe. W. A. Murphy. G. H. Aikins. Winnipeg; A. F. Culver. Montreal.
Chief or General Agent in Ontario. — W. C. Riley, Canadian Indemnity Co.. Toronto.
Date of Incorporation. — March 23. 1916. Date commenced business in Canada. — Nov. 21, 1919.
Premiums W'ritten — Claims Incurred
Capital stock paid in cash $ 500,000 Premiums — Ontario (net) $ 339.372
Total assets 2.654.135 Premiums — ^Total business (net).. 1,279.354
Total liabilities 1.403.842 Claims— Ontario (net) 77.919
Surplus protection of policyholders. 1,250,293 Claims — Total business (net) .... 406.727
"See note on page 1.
14 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE CANADIAN SURETY COMPANY*
Head Office, Toronto. Ont.
Officers. — President, A. F. Lafrentz, New York; Vice-President and General Manager.
John B. Alexander, Toronto; Secretary, Geo. F. Gregory. Toronto.
Directors. — F. W. Lafrentz, A. F. Lafrentz. D. H. Cook, F. J. Parry, New York; A. C.
Matthews. F. G. Osier. M. A. Bradshaw, John B. Alexander. Toronto; C. S. Band, W. Donald
Matthews, Paul J. Myler.
Date of Incorporation. — May 19. 1911. Dale commenced business in Canada. — July, 1913.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 500,000 Premiums — Ontario (net) $222,584
Total assets 1,989,636 Premiums — Total business (net).. 691,098
Total liabilities 689,636 Claims — Ontario (net) 78,754
Surplus protection of policyholders. 1,300,000 Claims — Total business (net) ... . 182,997
CAR & GENERAL INSURANCE CORPORATION, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — C. Stuart Malcolm, Montreal.
Chief or General Agent in Ontario.— H. B. Rowe, Concourse Bldg., Toronto.
Date of Incorporation. — 1903. Dale commenced business in Canada. — January, 1919.
Premiums Written — Claims Incurred
Capital stock paid in cash £130.745 Premiums — Ontario (net) $ 52.043
Assets in Canada $398,936 Premiums — Canada (net) 170.070
Liabilities in Canada 191.318 Claims — Ontario (net) 7,667
Claims — Canada (net) 52,542
THE CASUALTY COMPANY OF CANADA*
Head Office, Toronto, Ont.
Officers. — President, E. D. Gooderham, Toronto; Vice-Presidents, H. W. Falconer, D. G.
Ross, M.P., Torcyito; Managing Director, A. W. Eastmure, Toronto; Treasurer, J. C. Dodds.
Directors. — E. D. Gooderham, H. W. Falconer, D. G. Ross, L. M. Keachie, H. R. Jackman.
A. W. Eastmure. J. P. Nicolls, H. S. Gooderham, Col. G. G. Blackstock.
Date of Incorporation. — May 19, 1912. Date commenced business in Canada. — Jan. 1, 1916.
Premiums Written — Claims Incurred
Capital stock paid in cash $301,600 Premiums — Ontario (net) $231,046
Total assets 751,923 Premiums — Total business (net).. 332,288
Total liabilities 370,610 Claims— Ontario (net) 89.251
Surplus protection of policyholders. 381,313 Claims — Total business (net) .... 134.264
THE CENTRAL INSURANCE COMPANY, LIMITED*
Head Office. London. Eng.
Principal Office in Canada. Montreal. Que.
Manager or Chief Executive Officer in Canada. — James Matson, 500 Place d'Armes. Montreal.
Chief or General Agent in Ontario. — F. S. McDermott. 112 Yonge St.. Toronto.
Date of Incorporation. — June 25, 1907. Date commenced business in Canada. — June 25. 1923.
Premiums Written — Claims Incurred
Capital stock paid in cash £100,000 Premiums — Ontario (net) $25,222
Assets in Canada $234,033 Premiums — Canada (net) 76.085
Liabilities in Canada 91,044 Claims — Ontario (net) 10,545
Claims — Canada (net) 30,270
^Sce note on page 1,
JOINT-STOCK INSURANCE COMPANIES FOR 1942 IS
CKMHAL L.MON INSURANCE COMPANY*
Head Office, Flemington, N.J.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — G. W. Pearson, 371 Bay St., Toronto.
Chief or General Agent in Ontario. — G. W. Pearson. 371 Bay St., Toronto.
Date of Incorporation. — 1928. Dale commenced business in Canada. — January 2, 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $500,000 Premiums— Ontario (net) $ 6,023
Assets in Canada 157.741 Premiums — Canada (net 12,579
Liabilities in Canada 19.247 Claims— Ontario (net) 2,260
Claims — Canada (net) 4,603
THE CENTURY INSURANCE COMPANY, LIMITED*
Head Office, London, En'g.
Principal Office in Canada, Vancouver, B.C.
Manager or Chief Executive Officer in Canada. — T. W. Greer, 325 Howe St.. Vancouver.
Chief or General Agent in Ontario. — Reed, Shaw & McNaught. 64 Wellington St. W., Toronto.
Date of I ncor poration. — 1885. Date commenced business in Canada. — 1917.
Premiums Written — Claims Incurred
Capital stock paid in cash £450.000 Premiums — Ontario (net) $122,736
Assets in Canada $904,092 Premiums — Canada (net) 271,416
Liabilities in Canada 288.187 Claims — Ontario (net) 71.681
Claims — Canada (net) 127,520
THE CHINA FIRE INSURANCE COMPANY, LIMITED*
Head Office, Sydney. Australia
Principal Office in Canada. Toronto. Ont.
Manager or Chief Executive Officer in Canada. — Colin E. Sword. Toronto.
Chief or General Agent in Ontario. — Colin E. Sword. 44 Victoria St., Toronto.
Date of I ncorporation. — 1870. Date commenced business in Canada. — July 2, 1919.
Premiums Written — Claims Incurred
Capital stock paid in cash Mex. $2,000,000 Premiums — Ontario (net) $10,658
Assets in Canada 109.187 Premiums— Canada (net) 24.334
Liabilities in Canada 23.025 Claims — Ontario (net) 4,492
Claims — Canada (net) 11,819
THE CITIZENS INSURANCE COMPANY OF NEW JERSEY*
Head Office. Flemington. X.J.
Principal Office in Canada. Toronto. Ont.
Manager or Chief Executive Officer in Canada. — B. W. Ballard. Toronto.
Chief or General Agent in Ontario. — B. W. Ballard, 24 Wellington St. E., Toronto.
Date of I ncor poration. — 1929. Dale commenced business in Canada. — January, 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $3,966
Assets in Canada 236.799 Premiums — Canada (net) 37.154
Liabilities in Canada 19.991 Claims — Ontario (net) 923
Claims — Canada (net) 21.432
CITY OF NEW YORK INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — G. R. Thomson, Montreal.
Chief or General Agent in Ontario. — Norman G. Bethune, 15 Toronto St., Toronto.
Date of Incorporation. — 1905. Date commenced business in Canada. — July 1, 1927.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,500,000 Premiums — Ontario (net) Nil
Assets in Canada 256.328 Premiums — Canada (net) t
Liabilities in Canada Nil Claims — -Ontario (net) Nil
Claims — Canada (net) t
*See note on page 1.
tincluded in figures of Home Insurance Company.
16 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
COLUMBIA INSURANCE COMPANY OF NEW YORK*
Head Office, New York, X.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Wm. Lawrie, 480 St. Francois Xavier St.,
Montreal.
Chief or General Agent in Ontario. — W. Rae Blight, 22 Toronto St.. Toronto.
Dale of Incorporation. — 1901. Dale commenced business in Canada. — October 11, 1917.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $19,886
Assets in Canada 271,519 Premiums — Canada (net) 61,873
Liabilities in Canada 70,389 Claims — Ontario (net) 5.912
Claims— Canada (net) 24.604
THE COMMERCIAL LIFE ASSURANCE COMPANY OF CANADA*
Head Office, Toronto, Ont.
Officers. — President, R. H. Cautley, Edmonton; 1st Vice-President and Managing Director,
J. W. Glenwright, Toronto; 2nd Vice-President, W. C. Hodgson, Toronto; Consulting Actuary,
Geo. Ryrie.
Directors. — R. H. Cautley, Norman Allin, M.D., H. W. B. Douglas. W. T. Henry, Edmonton;
J. W. Glenwright, W. C. Hodgson, H. B. Begg, H. H. Bishop, F. J. Colgan, Toronto; L. G.
Calder, Montreal; John A. East, Saskatoon; F. O. Hodgson, Vancouver.
Chief or General Agent in Ontario. — J. W. Glenwright, 350 Bay St., Toronto.
Date of Incorporation. — April 4, 1911. Date commenced business in Canada. — Oct. 4. 1913.
Pre.miums and Disbursements
Capital stock paid in cash $ 148,480 Premiums — Ontario (net) $ 86.152
Total assets 2,877,743 Premiums — Total business (net).. 346,506
Ontario business in force (gross) .. . 3,706,106 Total disbursements to policy-
Total business in force (gross) 12,124,054 holders (net) — In Ontario 11,367
Total business. . 223,483
COMMERCIAL UNION ASSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — A. C. Hall, Montreal.
Chief or General Agent in Ontario. — H. J. Kerr, 83-85 Richmond St. W., Toronto.
Date of Incorporation. — Sept. 28, 1861. Date commenced business in Canada. — Sept. 11, 1863.
Capital stock paid in cash £3,540,000 Premiums and Disbursements
Life: Life:
Assets in Canada $1,324,648 Premiums — Ontario (net) $ 274
Ontario business in force (gross) . . . 39,238 Premiums — Canada (net) 3,469
Canadian business in force (gross) . 224,396 Total disbursements to policy-
holders (net) — In Ontario 1,064
In Canada 1,064
Premiums Written — Claims Incurred
Other than Life: Other than Life:
Assets in Canada 1,212.633 Premiums — Ontario (net) 317,261
Liabilities in Canada 804,325 Premiums — Canada (net) 879,335
Claims — Ontario (net) 148,387
Claims — Canada (net) 377,846
>ee note on page 1.
JOINT-STOCK INSURANCE COMPANIES FOR 1942
CONFEDERATION LIFE ASSOCIATION*
Head Office. Toronto, Ont.
Officers. — President. Chas. S. Macdonald. M.A.. Toronto; Vice-Presidents. Col. J. F. Michie,
R. S. Waldie. Toronto; General Manager. V. R. Smith. M.A., A. I. A.. A.A.S.. F.A.I. A., Toronto;
Secretary. James L. McLachlin. B.A.. A. I. A.. A.A.S.. Toronto; Ass't General Managers, J. H.
Birkenshaw. B.A.. F.A.S.. F.A.I. A.. Toronto. C. D. Devlin, J. K. Macdonald, B.A.. J. G. Godsoe,
B.A.. LL.B.; Actuary, B. T. Holmes, A. I. A.. F.A.S.. F.A.I. A.
Directors. — Charles S. Macdonald. Col. J. F. Michie. C. R. Dent, James E. Ganong, A. C.
Matthews. R. S. Waldie. Walter C. Laidlaw. Arthur F. White. R. V. LeSueur. F. Grenville
Rolph. V. R. Smith. M.A., Toronto; P. A. Thomson. Montreal.
Date of Incorporation. — April 14. 1871. Dale commenced business in Canada. — Oct. 31, 1871.
Capital stock paid in cash $ 300.000 Premiums and Disbursements
Life: Life:
Total assets 148.638.159 Premiums — Ontario (net) $ 3,758,955
Ontario business in force (gross) .. .133.644.127 Premiums — Total business (net).. 16.058,400
Total business in force (gross) 468.584.408 Total disbursements to policy-
holders (net) — In Ontario 2,502,669
Total business. . 10.652.845
Pre.miums Written — Claims Incurred
Other than Life: Other than Life:
Total assets 318.135 Premiums — Ontario (net) 166.332
Total liabilities 105.478 Premiums — Total business (net). . 272.073
Claims — Ontario (net) 137.384
Claims — Total business (net) .... 196.209
THE CONNECTICUT FIRE INSURANCE COMPANY*
Head Office. Hartford. Conn.
Principal Office in Canada. Montreal. Que.
Joint Managers or Chief Executive Officers in Canada. — S. M. Elliott and A. H. Vallance.
Montreal.
Chief or General Agent in Ontario. — B. J. G. Davies. 10 Adelaide St. E.. Toronto.
Date of Incorporation. — June. 1850. Date commenced business in Canada. — 1886.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $ 84,625
Assets in Canada 637,457 Premiums — Canada (net) 354,735
Liabilities in Canada 230,542 Claims — ^Ontario (net) 31,215
Claims — Canada (net) 172,468
CONSOLIDATED FIRE AND CASUALTY INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President and Managing Director, H. Begg, Toronto; Vice-Presidents, P. R.
Gardiner. Toronto. J. C. H. Dussault, K.C., Montreal^ Secretary, H. L. Kearns, Toronto;
Treasurer. J. G. Hutchinson, Toronto.
Directors. — J. C. H. Dussault, K.C., Montreal; Leigh M. McCarthy, P. R. Gardiner, H. Begg
W. R. Begg. Geo. McXamara, J. G. Hutchinson, H. B. Begg, H. L. Kearns, Col. K. R. Marshall.
C.M.G., D.S.O., Frank Shannon, Toronto; J. M. Pigott. Hamilton.
Date of Incorporation. — May 20. 1930. Date commenced business in Canada. — May 21. 1931.
Premiums Written — -Claims Incurred
Capital stock paid in cash $220,000 Premiums — Ontario (net) $208,389
Total assets 654,369 Premiums — Total business (net).. 304.414
Total liabilities 282.072 Claims — -Ontario (net) 76.450
Surplus protection of policyholders. 372,297 Claims — Total business (net) .... 116.255
CONTINENTAL CASUALTY COMPANY*
Head Office. Chicago, III.
Principal Office in Canada. Toronto, Ont.
Manager or Chief Executive Officer in Canada. — R. D. Bedolfe. Toronto.
Chief or General Agent in Ontario. — R. D. Bedolfe, Federal Bldg., Toronto.
Date of Incorporation. — 1897. Date commenced business in Canada. — November 6, 1917.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,500,000 Premiums — Ontario (net) $ 556.743
Assets in Canada 1.172,635 Premiums — Canada (net) 1,198,215
Liabilities in Canada 637,605 Claims— Ontario (net) 238,048
Claims— Canada (net) 428.868
*See note on page 1.
18 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE CONTINENTAL INSURANCE COMPANY OF NEW YORK*
Head Office. New York, X.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — W. E. Baldwin, Montreal.
Chief or General Agent in Ontario. — A. C. L. Wildman, 36 Toronto St., Toronto.
Date of Incorporation. — Jan., 1853. Date commenced business in Canada. — Nov. 26, 1910.
Premiums Written — Claims Incurred
Capital stock paid in cash $5,000,000 Premiums — Ontario (net) $232,968
Assets in Canada 1,384,228 Premiums — Canada (net) 927,103
Liabilities in Canada 473.413 Claims — Ontario (net) 71,227
Claims — Canada (net) 672,037
THE CONTINENTAL LIFE INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, John W. Hobbs, Toronto; Vice-President and Managing Director,
N. J. Lander, Toronto; Secretary, Geo. Hunt; Chairman of the Board, Sidney Jones, Toronto;
Actuary, J. Hunter, F.F.A., F.A.S., Toronto.
Directors. — N. J. Lander, G. R. Medland, Sidney Jones, G. W. Rutter, John W. Hobbs,
John T. Richardson, K.C., T. D'Arcy Leonard, K.C., K. D. McKenzie, J. J. Lome Ardiel,
Toronto; Sir George Garneau, Quebec; W. A. Dryden, Brooklin; Chas. T. McHattie, Vancouver.
Date of Incorporation. — 1899. Date commenced business in Canada. — November, 1899.
Premiums and Disbursements
Capital stock paid in cash $ 200,000 Premiums — Ontario (net) $ 693,759
Total assets 11,961,227 Premiums — Total business (net).. 1,339,458
Ontario business in force (gross) . . . 24,872,841 Total disbursements to policy-
Total business in force (gross) 48,476,409 holders (net) — In Ontario 299,746
Total business. . 651,012
CORNHILL INSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — O. W. Dettmers, Montreal.
Chief or General Agent in Ontario. — McKay Insurance Agency, 43 Victoria St.. Toronto
Date of Incorporation. — 1905. Date commenced busitiess in Canada. — June 22, 1922.
Premiums Written — Claims Incurred
Capital stock paid in cash £250,000 Premiums — Ontario (net) $ 95,276
Assets in Canada $456,808 Premiums — Canada (net) 321,622
Liabilities in Canada 271,763 Claims — Ontario (net) 53,218
Claims — Canada (net) 166,806
THE CROWN LIFE INSURANCE COMP.\NY*
Head Office, Toronto, Ont.
Officers. — President, Hon. G. H. Ferguson, Toronto; 1st Vice-President, C. W. Somers.
Toronto; 2nd Vice-President. H. D. Burns, Toronto; General Manager, H. R. Stephenson,
F.A.S., A. I. A., Toronto; Treasurer, R. T. Couch, Toronto; Secretary, P. McDonald. Toronto;
Actuary, F. W. Hill, F.A.S.; Medical Officer, H. D. Delamere, M.D.; Superintendent of Agencies.
E. J. S. Brown.
Directors. — H. R. Stephenson, C. W. Somers, W. F. Watkins, F. Erickson Brown, K.C.,
H. D. Burns, G. E. Spragge, Hon. G. Howard Ferguson, Toronto; G. O. Somers, Pasadena, Cal.;
Geo. A. Morson, Havana, Cuba; Hon. E. L. Patenaude, P.C, K.C.. LL.D., Montreal; Norman F.
Wilson, Ottawa.
Dale of Incorporation. — June 14, 1900. Date commenced business in Canada. — Sept. 10. 1901.
Premiums and Disbursements
Capital stock paid in cash $ 278.440 Premiums — Ontario (net) $1,640,539
Total assets 53,485.690 Premiums — Total business (net).. 7,749,721
Ontario business in force (gross) .. . 62,770,274 Total disbursements to policy-
Total business in force (gross) 262,144,496 holders (net) — In Ontario 825,619
Total business . . 2,860,156
^See note on page 1,
JOINT-STOCK INSURANCE COMPANIES FOR 1942
THE DOMINION OF CANADA GENERAL INSURANCE COMPANY*
Head Office. Toronto. Ont.
Officers. — President. E. D. Gooderham. Toronto; Vice-Presidents. H. W. Falconer. D. G.
Ross. M.P., Toronto; Managing Director. H. W. Falconer, Toronto; Treasurer, J. C. Dodds;
General Superintendent, J. C. Stuart; Actuary, J. E. White.
Directors. — H. R. Jackman. D. G. Ross. M.P., E. D. Gooderham, Col. G. G. Blackstock.
L. M. Keachie, H. S. Gooderham, H. W. Falconer, A. F. Ball, Toronto; J. P. Nicolls. Vancouver;
F. E. Bronson, Ottawa.
Pale of Incorporation. — June 23. 1887. Date commenced business in Canada. — Nov. 5, 1887.
Capital stock paid in cash $ 1.005,300 Premiums and Disbursements
Life: Life:
Total assets 2,908.437 Premiums — Ontario (net) $ 246,713
Ontario business in force (gross)... 10.319.224 Premiums^— Total business (net).. 439.812
Total business in force (gross) 17.604.728 Total disbursements to policy-
holders (net) — In Ontario 54.136
Total business . . 100.522
Premiums Written — Clai.ms Incurred
Other than Life: Other than Life:
Total assets 3.537,202 Premiums — Ontario (net) 958,871
Total liabilities 1,639.640 Premiums — Total business (net). . 1.274.189
Claims — Ontario (net) 306,463
Claims — Total business (net) .... 416,225
THE DOMINION FIRE INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — ;-President. C. S. Macdonald. Toronto; 1st Vice-President, R. H. L. Massie, Toronto;
2nd Vice-President, Hamilton Cassels, K.C., Toronto.
Directors. — R. H. L. Massie. Hamilton Cassels, K.C., John A. Fraser. C. S. Macdonald,
Dunlop Stewart. Toronto; R. A. Brock, Montreal; Alfred F. James. Col. Howard Greene, Chas. D.
James. Milwaukee.
Dale of Incorporation. — 1904. Date commenced business in Canada. — May 11. 1907.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 300,000 Premiums — Ontario (net) $217,100
Total assets 1,472.949 Premiums — Total business (net).. 331,973
Total liabilities 427.497 Claims — Ontario (net) 71.187
Surplus protection of policyholders. 1.045,452 Claims — Total business (net) ... . 117.808
THE DOMINION LIFE ASSURANCE COMPANY*
Head Office. Waterloo, Ont.
Officers. — President and Managing Director. Ford S. Kumpf. Waterloo; Vice-President,
G. A. Dobbie. Gait; Actuary. A. J. Huenergard; Secretary, H. Schaus; Treasurer. F. L. Whitaker;
General Superintendent of Agencies, J. J. Murray.
Directors. — A. J. Andrews, K.C.. Winnipeg; W. L. Hilliard. M.D.. Ford S. Kumpf, J. E. F.
Seagram, Waterloo; J. H. Gundy, Toronto; C. Gordon Cockshutt, Brantford; W. H. Malkin.
Vancouver; G. Alex. Forbes. Hespeler; G. A. Dobbie, Gait; Hon. Sen. W. D. Euler, M.P.. P.C,
Kitchener; Hon. Sen. A. C. Hardy, P.C, K.C., BrockviUe; J. A. Simard, Montreal.
Date of Incorporation. — -March 20, 1889. Date commenced business in Canada. — July 12. 1889.
Premiums and Disbursements
Capital stock paid in cash $ 280.000 Premiums — Ontario (net) $2,148,951
Total assets 52,538,411 Premiums — Total business (net).. 5,530,838
Ontario business in force (gross) .. . 73,838,110 Total disbursements to policy-
Total business in force (gross) 186,444.487 holders (net) — In Ontario 1,356,204
Total business. . 3.247,892
THE DRAPERS' AND GENERAL INSURANCE COMPANY, LIMITED*
Head Office, Kendal. Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — O. W. Dettmers, Montreal.
Chief or General Agent in Ontario. — H. Begg. 14-24 Toronto St., Toronto.
Date of Incorporation. — 1908. Date commenced business in Canada. — January 29, 1940.
Premiums Written — Claims Incurred
Capital stock paid in cash £40.636 Premiums — Ontario (net) $14,407
Assets in Canada $209,944 Premiums — Canada (net) 60.402
Liabilities in Canada 49,880 Claims — Ontario (net) 7,255
Claims — Canada (net) 25,252
•See note on page 1.
20 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE EAGLE FIRE COMPANY OF NEW YORK*
Head Office, New York. N'.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — E. M. Whitley, Toronto.
Chief or General Agenl in Ontario. — E. M. Whitley, 12 Wellington St. E., Toronto.
Date of I ncorporalion. — 1806. Date commenced business in Canada. — January 1, 1937.
Premiums Written — Clai.ms Inclrred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $31,669
Assets in Canada 207,791 Premiums— Canada (net) 82,726
Liabilities in Canada 71,725 Claims— Ontario (net) 9,926
Claims — Canada (net) 33.111
EAGLE STAR INSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — J. H. Riddel, Toronto.
Chief or General Agent in Ontario. — ^J. H. Riddel, 217 Bay St., Toronto.
Date of Incorporation. — 1904. Date commenced business in Canada. — May, 1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $16,303,111 Premiums — Ontario (net) $349,197
Assets in Canada 611,363 Premiums^Canada (net) 1.451,925
Liabilities in Canada 91,037 Claims — Ontario (net) 187,327
Claims — Canada (net) 682.572
THE T. EATON LIFE ASSURANCE COxMPANY*
Head Office, Toronto, Ont.
Officers. — President, J. D. Eaton. Toronto; Vice-Presidents, O. D. Vaughan. J. A. Living-
stone, T. C. Eaton, Toronto; Manager and Secretary-Treasurer, J. A. Livingstone, Toronto;
Actuary, A. E. Harkness, A.A.S., Toronto; Medical Director, T. D. Archibald, M.D.
Directors.— O. D. Vaughan. Mrs. J. S. Burnside, J. Elliott, J. A. Livingstone, T. C. Musgrave.
J. G. McKee. E. A. Eaton, J. D. Eaton, T. C. Eaton. A. H. Grainger. Toronto; R. S. McCordick,
Winnipeg; F. B. Walls, Montreal; C. H. Boothe, Hamilton.
Date of Incorporation. — May 11, 1920. Date commenced business in Canada. — August 20. 1920.
Premiums and Disbursements
Capital stock paid in cash $ 250,000 Premiums — Ontario (net) $ 512,101
Total assets 11,231,367 Premiums — Total business (net).. 1,035.270
Ontario business in force (gross)... 17,835,400 Total disbursements to policy-
Total business in force (gross) 35,548,586 holders (net) — In Ontario 313,323
Total business. . 512,681
THE EMPIRE LIFE INSURANCE COMPANY
Head Office, Kingston, Ont,
I ncorporated. — January 11, 1923. Commenced business in the Province. — January 30, 1923.
Officers. — Chairman of the Board and President, C. P. Fell; Vice-President. G. J. Guy;
General Manager, L. T. Boyd; Actuary, H. H. Blakeman; Treasurer and Acfg Secretary.
J. R. Paterson.
Directors. — C. P. Fell, A. H. K. Russell. X. A. Fairhead. A. Bruce Matthews, Geo. M. Orr.
Toronto; N. P. Lambert. Ottawa; Geo. J. Guy. Port Kelson; D. W. McCormick, Gait; D. R.
McLaughlin, Georgetown.
Auditors. — E. J. Howson, F.C.A., and A. B. Shepard, F.C.E., of Thorne. Mulholland.
Howson & McPherson, Chartered Accountants. Toronto.
Statement for the Year Ended December 31, 1942
('apital Stock
No. OF A.MOUNT AMOI NT
Shares Siuscribeu fur Paid in Cash
Amount of capital stock authorized, $2,500,000.
No. of shares. 50.000. Par value. $50.
Capital stock at beginning and end of year 26.170 $1,308,500 GO $ 313.170 00
Premium on Capital Stock
Total amount paid to December 31. 1942 . . .$ 928.720 00
■See note on pa^
JOINT-STOCK INSURANCE COMPANIES FOR 1942
Suiiiiiiury liuluiice Sheet
Assets
Total ledger assets at book
value $1
Deduct excess of total book
value of ledger assets over
total authorized value
,391,144 10
467,803 89
Total ledger assets at author-
ized value $10,923,340 21
Non-ledger assets 257,771 09
Total assets $11,181,111 30
Deduct assets not admitted. .. . 8.976 15
Total Admitted Assets. .$11,172,135 15
Liabilities
Total liabilities.
$10,528,959 76
xcess of assets over liabilities:
Capital stock paid
in cash $313,170 00
Surplus 330.005 39
Total $11,172,135 15
Movement of Ledger Accounts
Total ledger assets at book
value. December 31. 1941. .
Increase in ledger assets in 1942:
Income
Increase in ledger liabilities-
sundry accounts payable.
.$ 1.686,443 68
491 60
Total increase $ 1,686,935 28
Total $12,544,509 59
Decrease in ledger assets in
1942:
Disbursements $ 1.153,365 49
Total ledger assets at book
value. December 31. 1942. . 11.391,144 10
Total $12,544,509 59
Ledger Assets
Book value of real estate, less encumbrances: office premises. $113,027.83; held
for sale. $271,923.38 $ 384,951 21
Amounts owing under agreements of sale of real estate 40.557 73
Mortgage loans on real estate 1.320.625 17
Loans on policies and other amounts secured by the Company's policies in force.. 827.537 13
Book value of bonds, debentures and debenture stocks 7.523,477 62
Book value of stocks 1.187.534 33
Cash on hand and in banks 93,872 57
Agents' ledger balances 10,668 50
Sundry accounts receivable 1,919 84
Total Ledger Assets at Book Value $11,391,144 10
Deduct excess of total book value of ledger assets over total authorized value.. . . 467.803 89
Total Ledger Assets at Authorized Value $10,923,340 21
Non-Ledger Assets
Total interest, dividends and rents due and accrued $ 116.755 22
Total net premiums due and uncollected and deferred 141,015 87
Total Non-Ledger Assets
257.771 09
Total Assets $11, 181. Ill 30
Deduct Assets Not Admitted
Cash advanced to or in the hands of officers or agents
8.976 15
Total Admitted Assets $11,172,135 15
Liabilities
Net reserve under assurance, annuity and other contracts in force for payments
not due. dependent on life, disability or any other contingency or on a term
certain $10,001,057 00
Net liability for admitted outstanding claims under contracts 107.551 04
Provision for unref)orted death claims 15.000 00
Provision for disability claims unreported or reported but not admitted 3.000 00
Amounts left with the Company at interest (pertaining to assurance and annuity
contracts), including interest accumulations thereon 142,417 00
Premiums received from policyholders in advance 13,521 54
Net dividends to policyholders due and unpaid 503 38
Provision for accrued profits to policyholders not included above 74,114 00
Balance of shareholders' surplus account, including dividends due and unpaid.... 17.783 13
Provincial, municipal and other taxes due and accrued 26.508 51
Salaries, rents and office expenses due and accrued 3.464 65
Medical examiners' fees due and accrued 108 00
Commissions to agents due and accrued 3.517 77
Contingency reserve 100.000 00
Staff pension, assurance and savings funds 18.436 62
Miscellaneous accounts payable 1.977 12
Total Liabilities $10,528,959 76
22
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
Assurance premiums, ordinary.
Less reinsurance premiums. . . .
Net assurance premiums, ordinary.. . .
Net assurance premiums, group.
Net annuity considerations, ordinary..
Total net premium income and con-
Income
First Year
.$157,200 37
7,219 87
,$149,980 50
170 82
2,654 23
Renewal
$ 988,728 83
22,302 31
$ 966,426 52
247 71
34,440 84
Single
;i3,689 39
Totals
$1,159,618 59
29,522 18
$1,130,096 41
418 53
37,095 07
ideration for annuities.
$152,805 55 $1,001,115 07 $13,689 39 $1,167,610 01
Amounts left with the Company at interest (arising out of assurance
contracts) :
Dividends
Other amounts .
$ 2.621 21
35,598 54
Interest, dividends and rents
Income from all other sources:
Staff pension fund contributions — by employees, $4,285.89; by
the Company. $4.285.89 $ 8.571 78
Not taken fees 539 50
Gross profit on sale or maturity of ledger assets
38.219 75
459.438 95
9.111 28
12,063 69
Total In COME $1,686,443 68
Death Claims
AND Annuity
Payments
Maturities
Disbursements
Surrender
Values
Disability
Claims Dividends
Assurances. net.$475.307 74 $67,367 00 $145,250 14 $7,272 83 $15,982 97 $
15,317
12.483 41
339 88
Totals
711.180 68
28.141 28
Total net disbursements in respect of assurance and annuity contracts
Net payments under supplementary contracts involving life contingencies
Net reduction in premiums resulting from application of dividends
Amounts left with the Company at interest (arising out of assurance and annuit
contracts) and interest accumulations thereon withdrawn:
Dividends
Other amounts
739.321 96
5,492 20
716 07
$ 788 32
17.593 74
Taxes, licenses and fees: Taxes on premiums, $15,410.52; taxes on investments (other
than real estate), $5,488.57; licenses and fees. $880.66; other taxes. $1,400.34. .
Head office expenses: Salaries. $70,240.78; directors' fees. $865.00; auditors' fees.
$2,000.00; travelling expenses. $3,757.59; rents (including $7,200.00 for Com-
pany's occupancy of its own buildings). $8,006.04; miscellaneous. $8,228.61 . . .
Branch office and agency expenses: Assurance commissions: first yeai ordinary.
$113,788.98; group. $34.19; renewal — ordinary. $24,208.31; group, $9.59;
single — ordinary, $370.69. Annuity commissions: first year — ordinary, $973.89;
renewal — ordinary, $807.30. Salaries, $50,553.71; advances made to agents.
$5,198.19; travelling expenses. $12,855.93; rent (including $1,134.00 for Com-
pany's occupancy of its own buildings), $8,665,87; miscellaneous, $10,722.85. .
All other expenses: Advertising. $5,823.41; books and periodicals, $330.21; express,
telegrams and telephones, $1,452.35; legal fees. $3,069.85; medical fees,
$6,692.73; office furniture, $2,008.08; postage. $2,302.21; printing and station-
ery. $7,072.06; commissions on loans, $509.00; contributions to staff pension
fund, $4,285.89; miscellaneous. $2.406.58
Payments from staff pension fund
All other disbursements
Gross loss on sale or maturity of ledger assets
18.382 06
23.180 09
93.098 02
35.952 37
365 34
3.152 50
5,515 38
Total Disbursements $1,153,365 49
Exhibit of Ordinary Assurance Policies
LIFE
ENDOWMENT
TERM AND
OTHER
BONUS
ADDI-
TIONS
TOTALS
No.
Amount
No.
Amount
No.
Amount
No.
Amount
At end of 1941
New effected
20.968
2.481
88
5 c.
29,018,559 44
3,691.998 00
131,330 00
5.756
1.193
30
$ c.
9.023.428 20
2,062.046 00
58.813 00
203
43
1
$ c.
814.258 00
233.500 00
5.000 00
$ c.
48.535 75
26.927
3.717
119
61
$ c.
38.904.781 39
5 987 544 00
7.286 00
7 286 00
41
20,359 00
145.216 00
■■■20
7.999 00
40.180 00
Totals
23.579
33,007,462 44
6.999
11.192.466 20
247
1.052.758 00
55.821 75
30.825
45.308.508 39
Less ceased by:
Death
403
461.836 48
32
36
50.021 09
68.630 00
1
5,000 00
1.572 00
37 00
1.573 50
436
36
10
409
292
604
518.429 57
Expiry
10
28,500 00
28 500 00
326
207
433
494.209 00
302,089 00
634,699 00
. 106,095 52
28,700 00
83
83
162
21
137.534 00
128.031 00
255.354 00
50.174 91
56.173 00
Lapse —
Less than 1 yr..
Other
2
9
17
7.500 00
35.500 00
12.066 00
86.000 00
925 553 60
168 336 43
17
55
Total ceased
1.386
2.027.629 00
417
745.918 00
39
174.566 00
3.182 50
1.842
2.951.295 50
Ax End OF 1942.
22.193
30.979.833 44
6.582
10.446.548 20
208
878.192 00
52.639 25
28.983
42.357.212 89
Reassured
718.555 00
142.751 00
111.390 00
972,696 00
JOINT-STOCK INSURANCE COMPANIES FOR 1942
23
Kxhiltit of <>roiip AHHtiraiire I'olitieH
TERM
Classification
Number
Policies
Employees
Amount
At end of 1941
1
1
17
11
$ c.
24,500 00
27.500 00
Totals
2
28
52,000 00
without
Less ceased by termination of employment.
11
17,000 00
Total ceased
11
17,000 00
At End of 1942
2
17
35.000 00
Exhibit of Annuities Arising Out of Assu
SUPPLEMENTARY CONTRACTS
DISABILITY
ANNUITIES
Classification
Involving
Life
Contingencies
Not Involving
Life
Contingencies
Total
No.
Annual
Payment
No.
Annual
Payment
No.
Annual
Payment
No.
Annual
Payment
At end of 1941
New effected
Old revived
1
$ c.
127 56
11
:::
$ c.
5,364 64
12
$ c:
5,492 20
20
6
1
$ c.
8,377 00
840 00
240 00
1
127 56
11
5,364 64
12
5,492 20
27
9,457 00
Less ceased by:
Recovery from
disability
3
2,160 00
Total ceased
3
2.160 00
At End of 1942. . .
1
127 56
11
5,364 64
12
5.492 20
24
7.297 00
600 00
Exhibit of Ordinary Annuities
DEFERRED
ANNUITIES
VESTEE
ANNUITIES
Classification
Involving
Life
Contingencies
Not Involving
Life
Contingencies
Total
No.
Annual
Payment
No.
Annual
Payment
No.
Annual
Payment
No.
Annual
Payment
At end of 1941
556
33
3
$ c.
184,273 92
11,815 32
842 16
201 36
45
$ c.
9,391 24
18
$ c.
3,180 68
63
$ c.
12.571 92
Old revived
Old increased
592
197,132 76
45
9,391 24
18
3,180 68
63
12,571 92
Less ceased by:
4
2.044 92
9.62i'96
1,741 80
1.839 36
4.338 48
517 44
1
120 00
■'2
1
' 243 84
121 12
1
2
1
120 00
Expiry
243 84
Surrender
Lapse —
Less than 1 year.. .
Other
26
5
6
"2
121 12
Decrease
Transfer
Total ceased
43
20.103 96
1
120 00
3
364 96
4
484 96
At End of 1942. . .
549
177,028 80
44
9.271 24
15
2,815 72
59
12,086 96
24
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Statement of Actuarial Liabilities
ASSURANCE SECTION
Gross in Force
Reassured in-
Other Companies
No.
Amount
Reserve
Amount
Reserve
ORDINARY. PARTICIPATING
Life
11,224
4.553
4
$ c.
16,781,566 00
7.142,247 50
6,000 00
52,639 25
( 729 64)
(5,097,367 00)
(3,521,249 00)
(1,124,737 00)
( 2,760 00)
$
2.148.084
1.109,407
464
26.917
1,647
8.294
'36.346
22.675
3.354
1.685
3.922
$
400,767
91.338
( ' 'l'8'8',876 )
( 63.712)
( 24.750)
$
58,532
8.175
Term, etc.
Additional accidental death benefits.
Disability benefits, active lives:
Waiver of premium only
Waiver of premium and income.
Disability benefits, disabled lives
;;;;;
118
'737
Exch'ge on foreign currency contracts
Supplementary contracts, not involv-
( 2)
( 800 00)
Totals
15.781
23.982.452 75
3,362,795
492,105
67,562
ORDINARY,
NON-PARTICIPATING
Life
10,969
2.029
204
14,198.267 44
3.304.300 70
872,192 00
(2.057.595 00)
( 696.758 00)
(1.048.389 00)
( 4.537 00)
5.085.253
1.060,885
7,234
4.378
'3'4'.393
30.155
1.041
30
2.158
33.731
317,788
51.413
111.390
( 319,500)
( 7,000)
( 600)
29,788
3 183
1,027
Additional accidental death benefits.
Disability benefits, active lives:
Waiver of premium only
Waiver of premium and income.
Disability benefits, disabled lives....
202
8
300
Exch'ge on foreign currency contracts
Supplementary contracts:
Involving life contingencies
Not involving life contingencies.
( 1)
( 9)
( 127 56)
( 4.564 64)
13,202
18.374.760 14
6,259.258
480,591
34,508
Totals — Ordinary
28,983
42.357,212 89
9,622,053
972,696
102.070
GROUP, PARTICIPATING
Term etc
r,
35.000 00
11
Totals — Group. .
2
35,000 00
11
GRAND TOTALS-
ASSURANCES
28.985
42.392.212 89
9.622,064
972.696
102.070
ANNUITY SECTION
Gross in Force
Reassured
in Other
Class of Annuity
No.
Annual
Payment
Reserve
Companies
Reserve
ORDINARY. PARTICIPATING
Deferred
263
1
:::
$ c.
98,011 32
200 00
$
95.895
1.232
3
451
$
Vested — involving life contingencies
173
Totals
264
98,211 32
97.581
173
ORDINARY. NON-PARTICIPATING
286
43
15
79,017 48
9.071 24
2.815 72
288,581
80.571
13.338
895
Vested:
Involving life contingencies
Not involving life contingencies
Totals
344
90,904 44
383.385
GRAND TOTALS— ANNUITIES.
608
189,115 76
480.966
173
JOINT-STUCK INSURANCE COMPANIES FOR 1942
25
Summary of Reserve
Participating
Non-
participating
Total
Reserve for policies and contracts in force:
$
3.362.806
97.58X
$
6.259.258
383.385
$
9.622.064
480 966
Totals
3.460.387
6.642.643
10.103.030
Deduct reserve for reassured contracts:
67.562
173
34,508
102.070
Annuity ...
173
67.735
34.508
102.243
3,392,652
6.608.135
270
10 000 787
Add reserve for contracts reassured with companies
not licensed in Canada
270
Net Reserve Carried in the Liabilities.
3.392.652
6.608.405
10.001.057
Miscellaneous Statement
I. STATEMENT OF ACTUARIAL LIABILITIES
(1) Valuation of Assurance Policies and Annuity Contracts:
For the regular line business, the policies of insurance in force were grouped for valuation
purposes according to the year of issue, plan and age nearest birthday in the year of issue.
Prepared tables of mean reserves were used on the net level annual premium basis, and advantage
was taken of the deductions permitted by The Ontario I nsurance Act. The basis of valuation
was as follows: Policies issued prior to 1931 were valued on the 0M(5) table of mortality with
interest at 3''j9c per annum, and those issued in 1931 and subsequent years were valued on
the AM(5) table of mortality with interest at 3'^% per annum. A limited number of special
contracts were valued throughout on the OM(5) or the AM(5) tables of mortality with interest
at 3 !-i% per annum. There was an exception to the foregoing in the case of the former Mutual
Relief Life business reinsured by this Company in 1936, the entire amount of this business being
valued by the A M(5) table of mortality with 3 '2% interest. For business issued after September 1,
1942. the basis of valuation was the CM(5) 3% table, Canadian modification preliminary term
insurance, this standard providing a reserve in e.xcess of that required in accordance with The
Ontario Insurance Act.
The Company has in force some fraternal insurance arising from the reinsurance of the
Canadian Order of Odd Fellows and the Mutual Relief Life Insurance Company. In respect
of policies in this section on the Whole Life plan, the business was grouped according to attained
age in 1942. and the sums assured and net premiums were valued separately. For business
on other plans in this section the policies were grouped for valuation purposes according to the
year of issue, plan and age at issue, and prepared tables of mean reserves were employed. All
policies in force in this section were valued according to the AM(5) table of mortality with
interest at 4% per annum.
For vested annuity contracts and single premium deferred annuities involving life con-
tingencies, the basis of valuation was the Rutherford Table with 3 32% interest rate, which basis
provides a reserve in excess of that required under The Ontario I nsurance Act. Contracts for
immediate annuities for periods certain were valued on an interest basis of 3 34% per annum.
A seriatim method was used for the foregoing valuation of annuities. Contracts issued as annual
premium deferred annuities, which did not involve life contingencies during the deferred period,
were valued by accumulating the net premiums with interest at the rate of 3 J-i % per annum.
(a) Policies issued at premiums corresponding to ages higher than the true ages were valued
as of the rated-up age.
(b) Policies issued subject to a lien or contingent debt were valued for the full amount
of insurance.
(c) Policies otherwise issued on lives classed as subst
eluded in categories (a), (b) and (d).
andard or special seem to be
(d) Policies issued at. or subject to. an extra premium payable either in one sum or annually;
ordinarily the latter only are issued and a reserve equal to 50% of the gross extra premium is
provided in the valuation.
(e) For policies providing for disability benefits, waiver of premium and other benefits
(waiver of premiums only and waiver of premiums with monthly income without deduction
from the sum insured) the additional liability was determined as follows:
(i) Before the occurrence of disability by the accumulation without interest of 50%
of the gross extra premium for disability from the date of issue on the policies in force as
of the date of valuation.
(ii) After the occurrence of disability the reserve provided was the present value of
the future income payments and premiums to be waived on the basis of Hunter's disability
table wit.h interest at the rate of 3% per annum adjusted as follows, according to the year
preceding the date of valuation that the claim was incurred: 50% first year, 75% second
year. 85 % third year. 95 % fourth year and 100 % in the fifth year of disability and thereafter.
(f) Policies providing for additional accidental death benefits were valued as follows:
For all policies in force a reserve of 62 }/2C. per $1,000 was set up. and in addition thereto, for
policies where the premium paying period was less than the period of coverage, the excess amount
of the premium paid for the double indemnity benefit over $1.25 per $1,000, such excess being
accumulated at 3)2%, interest per annum.
(g) Annuities issued to lives classed as under average were valued
on the basis of which the contract was issued substandard.
)f the rated-up age
(h) Any other special classes of policies the foregoing statement appears to cover
upon
of pol
26 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
(2) Items of Special Reserves:
(a) To cover future expenses for limited payment and single premium assurance policies
and for immediate annuity contracts, no reserve is maintained.
(b) To make provision for benefits granted under contracts which may at any duration
be in excess of the reserve computed in accordance with the basic method valuation; the only
forms in this category are certain classes of policies where the guaranteed values exceed the
level premium reserve on the usual basis, and for these a pure endowment reserve was provided
equivalent to the excess of the guaranteed value over the level reserve.
(c) To provide any amount, in excess of the cash value held, which may be made available
the reinstatement of lapsed policies; no provision for this item was made, as the volume
icies lapsing always exceeds the amount of reinstatements.
(d) To cover the option of renewal under term policies, no reserve wa« provided.
(e) To cover the option of conversion either during a fixed term or at the end thereof
into higher premium policies, the premium for the new policy being fixed according to the age
at entry or the age at date of conversion, no reserve was provided.
(f) To cover any other contingency; excepting for the special contingency reserve noted
in the balance sheet and the provision for unreported death and disability claims, no items of
special reserve other than those described above appeared to be necessary.
II. INVESTMENT INCOME AND INVESTMENT EXPENSES
(1) Average rate of interest earned. The average rate of interest earned during the year
1942, on the basis of the net ledger assets at book value, was 4.28 % according to the formula
2I-^(A+B— I). The revenue interest for the year is determined by taking the cash interest
income, including premium on foreign currency, plus the accrued interest as of December 31.
1942, less the accrued interest as of December 31, 1941, being the corresponding item. The book
value of the net ledger assets as of the end of the year is $11,391,144.10 in this statement, and
for the beginning of the year the corresponding item of the previous year's statement. On the
basis of the mean ledger assets taken at the authorized values, the rate of interest was 4.48%
by the same formula.
(2) Investment expenses. The investment expenses for 1942 amounted to $27,788.00. These
expenses were comprised of taxes $5,488.57, salaries $12,000.00. rents $1,526.04, directors' fees
$2,900.00, auditors' fees $1,000.00, commissions, etc., $3,761.50, and miscellaneous $1,111.89.
In determining the basis of investment expenses not specifically allocated, an analysis of expenses
by function is made from time to time.
III. ALLOCATION OF SURPLUS
(1) Basis for the distribution of surplus as between shareholders and policyholders. A separation
of the funds of the Company as between participating policies, non-participating policies and
shareholders has been made, and the surplus arising from participating policies is allotted on
the basis of 90% to the policyholders and 10% to the shareholders.
(2) Method by which dividends for each olass of assurance policies anri annuity contracts were
computed. The distribution of surplus is made on a three-factor contribution method, using the
factors (i) gain from interest earned in excess of the amount required to maintain the policy
reserve, (ii) gain from mortality, i.e. the differeiice between the claims experienced and the
expected claims on the net amount at risk according to the method of valuation, and (iii) the
gam from loading on premiums in excess of the expenses.
The interest surplus is taken at 0.50% of the mean reserve by the Canadian modified
preliminary term method.
The gain from mortality is assumed to be 10% of the AM (5) table of mortality, with a
minimum of $1.00 per thousand applied to the net amount of risk.
The gain from loading is taken as 50% of the excess of the gross premium over the net
renewal premium by the Canadian modified preliminary term method AM(5) 3 M^ and expenses
of 7 }y'2% of the gross premium plus $3.00 per thousand per annum. In the case of endowment
plans on the 1937 rate series the loading factor is a percentage of the (gross premium less the
net renewal premium on the Canadian modified AMIS') 3 '2% basis) graded from 5 % at age 10
to 7 14% at age 50. In the case of the retirement income bond plan the loading factor is 50%
of the (gross premium less the net premium and less the expense allowance of 5 % of the gross
premium plus $7.50 per unit premium).
It is assumed that there are no dividends earned during the first policy year. Quinquennial
dividends are derived by accumulating the annual profits as described above at 5% to cover
interest and survivorship. The amounts of the cash dividend determined as described are
converted into bonus additions, using the A M(5) 3'2% table, and are converted into premium
reductions, using annuities certain on the 3% interest basis.
Respecting policy proceeds left on deposit with the Company, the rate of interest for 1943
is 3 3^% per annum, subject to the special guarantee of a higher rate in the case of a few policy
contracts. Amounts pertaining to policy contracts in the forrn of premiums paid in advance
are accepted subject to a rate of discount computed on a 3% interest basis.
The foregoing schedule is applicable for participating policies entitled to share in profits
during 1943.
Annuities are issued by the Company only on the non-participating basis. No distinction
in dividend clause is made as between policies with and without disability benefits.
IV. REASSURED CONTRACTS
This Company has business ceded to one company not licensed in any province of Canada,
the particulars being as follows: Lincoln National Life Insurance Company; amount of insur-
ance, $9,669; reserve, $270, as of December 31. 1942.
JOINT-STOCK INSURANCE COMPANIES FOR 1942 27
THE EMPLOYERS' LIABILITY ASSURANCE CORPORATION, LIMITED*
Hkad Office, Epsom. Eng.
Principal Office in Canada, Montreal. Que.
Managtr or Chief Executive Officer in Canada. — E. L. Marshall, Insurance Exchange Bldg.,
Montreal.
Chief or General Agent in Ontario. — S. G. Reid, Canada Life Bldg., Toronto.
Date of Incorporation. — Oct. 25. 1880. Date commenced business in Canada. — Oct. 24. 1894.
Premiums Written — Claims Inclrred
Capital stock paid in cash £384.772 Premiums — Ontario (net) $ 872,549
Assets in Canada $3,102,281 Premiums — Canada (net) 2,041,659
Liabilities in Canada 2,127,407 Claims — Ontario (net) 293.440
Claims — Canada (net) 758.295
EMPLOYERS' REINSURANCE CORPORATION*
Head Office, Kansas City. Mo.
Principal Office in Canada, Toronto. Ont.
Manager or Chief Executive Officer in Canada. — R. Douglas Hill. Toronto.
Chief or General Agent in Ontario. — R. Douglas Hill. 443 Confederation Life Bldg., Toronto.
Dale of Incorporation. — Jan. 30, ]914. Dale commenced business in Canada. — May 9, 1927.
PREMiUMS Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $ 66.040
Assets in Canada 525,922 Premiums — Canada (net) 121,827
Liabilities in Canada 214,368 Claims — Ontario (net) 37,037
Claims — Canada (net) 101,204
ENSIGN INSURANCE COMPANY*
Head Office. Toronto. Ont.
Officers. — President, Chas. D. James, Milwaukee; Vice-President and Manager, R. H. L.
Massie, Toronto.
Directors. — Col. Howard Greene, Alfred F. James, Milwaukee; G. M. Kelley, Hamilton
Cassels, K.C., R. H. L. Massie, E. B. Shea, V. R. Smith, C. D. James, Dunlop Stewart. Toronto.
Dale of Incorporation. — June 4. 1921. Dale commenced business in Canada. — March 7. 1922.
Premiums Written — Claims Incurred
Capital stock paid in cash $250,000 Premiums— Ontario (net) $35,075
Total assets 649,833 Premiums — Total business (net).. 62.195
Total liabilities 125.207 Claims — Ontario (net) 8.996
Surplus protection of policyholders. 524.626 Claims — Total business (net) .... 17.250
EQUITABLE FIRE & MARINE INSURANCE COMPANY*
Head Office. Providence. R.I.
Principal Office in Canada, Montreal, Que.
Managers or Chief Executive Officers in Canada. — S. M. Elliott and A. H. Vallance. Montreal.
Chief or General Agent in Ontario. — B. J. G. Davies. 10 Adelaide St. E., Toronto.
Dale of I ncorporation. — 1859. Dale commenced business in Canada. — April 3, 1913.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — ^Ontario (net) $16,924
Assets in Canada 301,131 Premiums — Canada (net) 57,423
Liabilities in Canada 43,399 Claims — Ontario (net) 6,243
Claims — Canada (net) 25,056
THE EQUITABLE LIFE INSURANCE COMPANY OF CANADA*
Head Office, Waterloo, Ont.
Officers. — President. Mervyn J. Smith; Vice-Presidents. J. C. Breithaupt. J. A. Martin;
Secretary. H. E. Power; General Manager. M. J. Smith; Actuary. F. B. Relyea. F.A.S., F.A.I. A.;
Treasurer. F. D. Rueffer; Auditors. J. F. Scully, C.A., R. P. Uffelmann, C.A.
Directors. — M. J. Smith, J. A. Martin. Waterloo; J. M. Riddell. K.C., Stratford; J. C.
Breithaupt. Kitchener; Herbert Begg. A. W. Briggs, K.C., Toronto; H. G. Bertram. Dundas;
E. C. Mitchell, London; Hon. Harold Macpherson. St. Johns. Xfld.; Charles S. Morton, M.B.,
F.R.C.S., Halifax; W. E. Payne, K.C.. Red Deer. Alta.; E. K. Reiner, Wellesley, Ont.; J. M.
Walton, Aurora. Ont.
Date of Incorporation. — Nov. 19. 1920. Date commenced business in Canada. — Nov. 19, 1920.
Premiums and Disbursements
Capital stock paid in cash $ 327,155 Premiums — Ontario (net) $ 795,426
Total assets 13,894,282 Premiums — Total business (net). . 1,101,291
Ontario business in force (gross) .. . 32,807,747 Total disbursements to policy-
Total business in force (gross) 44,045,418 holders (net) — In Ontario 463,100
Total business. . 754,645
♦See note on page 1.
28 ANNUAL REPORT— SUPERINTENDENT OF LNSURAXCE No. 6
ESSEX AND SUFFOLK EQUITABLE INSURANCE SOCIETY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Montreal. Que.
Manager or Chief Executive UJficer in Canada. — Clarence E. Sanders, Montreal.
Chief or General Agent in Ontario. — Douglas G. Ross. 26 Adelaide St. W., Toronto.
Date of Incorporation. — 1906. Date commenced business in Canada. — March 11, 1920.
Pre.milms Written — Claims Incurred
Capital stock paid in cash £56.000 Premiums — Ontario (net) $13,817
Assets in Canada $169,756 Premiums — Canada (net) 49.207
Liabilities in Canada 55.192 Claims — Ontario (net) 5.382
Claims — Canada (net) 17,755
THE EUREKA-SECURITY FIRE & MARINE INSURANCE COMPANY*
Head Office, Cincinnati, Ohio
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — W. C. Butler, Toronto.
Chief or General Agent in Ontario. — W. C. Butler, Victory Bldg., Toronto.
Date of I ncorporation. — Sept.. 1864. Date commenced business in Canada. — Jan. 30, 1935.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $16,730
Assets in Canada 167.494 Premiums — Canada (net) 34.223
Liabilities in Canada 44.574 Claims — Ontario (net) 12.907
Claims — Canada (net) 17.250
THE EXCELSIOR LIFE INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President. Alex. Fasken. B.A., K.C., Toronto; 1st Vice-President. J. L. Ross. B.A.,
Toronto;2nd Vice-President, Geo. R. Warwick. Toronto; Secretary- Treasurer. C. P. Muckle, A.A.S.
Directors. — Alex. Fasken, B.A.. K.C.. H. S. Gooderham. George R. Warwick. James L. Ross.
B.A.. S. F. Duncan. Hon. Albert Matthews. LL.D., C. C. Calvin. K.C.. E. P. Taylor. Toronto;
G. S. Kilbourn, Hon. L. M. Gouin, K.C.. .Montreal; George E. Weir. K.C.. Dresden. Ont.;
J. W. Spencer, Victoria, B.C.
Date of Incorporation. — July 10. 1889. Date commenced business in Canada. — Oct. 15, 1890.
Premiums and Disbursements
Capital stock paid in cash $ 200.000 Premiums — Ontario (net) $1,730,090
Total assets 28,032.064 Premiums — ^Total business (net). . 3.546,360
Ontario business in force (gross)... 59.166,543 Total disbursements to policy-
Total business in force (gross) 129.764.530 holders (net) — In Ontario 679,509
Total business. . 1.825.029
EXCESS INSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. A. Blondeau, Montreal.
Chief or General Agent in Ontario. — Grover Leyland, 312 Metropolitan Bldg., Toronto.
Date of I ncorporation. — 1894. Date commenced business in Canada. — May, 1935.
Pre.miums Written — Claims Incurred
Capital stock paid in cash £500.000 Premiums — Ontario (net) $27,283
Assets in Canada $214,630 Premiums — Canada (net) 60.331
Liabilities in Canada 56,101 Claims — Ontario (net) 18.085
Claims — Canada (net) 31.022
FEDERAL FIRE INSURANCE COMPANY OF CAN.\DA*
Head Office, Toronto, Ont.
Officers. — President. Col. Hon. H. A. Bruce. M.D.; Vice-President and Managing Director.
H. Begij; Secretary. G. A. Gordon; Treasurer. Alan Coatsworth.
Directors. — Col. Hon. H. A. Bruce, M.D.. Herbert Begg. W. R. Begg, H. Bruce Begg-
Col. K. R. .Marshall. C.M.G., D.S.O., F. K. Morrow. Leigh McCarthy. Frank Shannon, E. B.
Stockdale. W. C. Laidlaw.
Date of Incor poralion. — Dec. 5, 1922. Date commenced business in Canada. — Jan. 2. 1923.
Pre.miums Written — Claims Incurred
Capital stock paid in cash $125,000 Premiums — Ontario (net) $198,240
Total assets 713.476 Premiums — 'I otal business (net). 265.667
Total liabilities 263.537 Claims — Ontario (net) 82.720
Surplus protection of policyholders. 449,939 Claims — Total business (net) .... 114.740
*See note on page 1.
JOI.\T-ST(>CK INSURANCE COMPANIES FOR 194: ^
FEDKRAL INSIR.\.\CE COMPANY*
Head Officb. Jeksky City. X.J.
Principal Office in Cankd*. Montreal. Que.
Manatfr or Ckitf Ejttmtit* Offiter in C*m*d: — O. L. Harrison. 360 St. James St. W.. Montreal.
Chi*/ or Gtutral At*»l •■ Oulmrio. — W. S. Tomenson. 12 Wellington St. E.. Toronto. ,
Dut* of Incorporation. — 1901. DaU commtnud bmiueis m Cantdm. — June. 1919.
Premivms Written- — Cl.kims Incurred
. apital stock paid in cash $4,000,000 Premiums — Ontario (net) $108.S74
.\ssets in Canada 324.516 Premiums — Canada (net) 187.606
Liabilities in Canada 122.074 Claims — Ontario (net) 51.146
Claims — Canada (net> 83.971
THE FIDELITY & CASUALTY" COMPANY OF NFVk YORK*
He.\d Office. New York. X.Y.
Principal Office in Canada. Montreal. Que.
Mtnagtr or Ckitf Extcutit* Offictr in C«a«<ia. — W. B. Baldwin. 410 St. Nicholas St.. Montreal.
Ckitf or General Agtnl in Ontario. — A. C. L. Wildman. 36 Toronto St.. Toronto.
Date of Incorporation. — March 20. 1876. Dalt commtnctd business in Canada. — May 15. 1905.
Premiims Written — Cl.mms Incurred
Capital stock paid in cash $2,250,000 Premiums — Ontario (net) $ 2.S81
.Assets in Canada 343.478 Premiums — Canada (net) 21.960
Liabilities in Canada 85.503 Claims — Ontario (net) Nil
Claims — Canada (nct> 2.158
FIDELITY IN5;iR.\>CE COMP.\NY OF C.\>ADA»
He.\d Office, Toronto. Ont.
Officers. — President. Col. .\. E. Kirkpatrick. Toronto; Vice-Presidents. Sidney W. Band.
Toronto. F. D. Knowles. Montreal; Manager. Sidney W. Band. Toronto; Secretary. A. E.
Perry. Toronto.
Directors. — Sidney W. Band. Gerard B. Strathy. K.C.. L. B. Campbell. Col. A. E. Kirkpatrick.
S. Moss. Toronto; Lt.-Col. E. G. Hanson. F. D. Knowles. W. A. Merrill. K.C.. Montreal;
Alfred C. Bethune. Ottawa; Chas. L. Phillips. G. Porter Houston. R. H. Bland. E. .\. Davis.
Jos. P. Matthai. Baltimore.
Dale of Incorporation. — Dec. 11. 1921. Date commenced business in Canada. — April 1. 1922.
Premivms Written — CL.\iifS Incurred
Capital stock paid in cash $250,000 Premiums — Ontario (net) $151,589
Total assets 721.011 Premiums — Total business (net). . 356,640
Total liabilities 352.722 Claims — Ontario (net) 42.534
Surplus protection of policyholders. 368.289 Claims — Total business (net) . . . 133,486
FIDELITY-PHEMX FIRE INSLR-\NCE COMPANY OF NEW YORK*
He.\d Office, New York, N.Y.
Principal Office in Canada. Montreal, (}ue.
.Manager or Chief E.xecuiive Officer in Canada. — W. E. Baldwin. Montreal.
Chief or General Agent in Ontario. — A. C. L. Wildman. 36 Toronto St.. Toronto.
Date of Incorporation. — March 1. 1910. Date commenced business in Canada. — March 1. 1910.
Premivms Written — Cl.mms Incvrred
Capital stock paid in cash $3,750,000 Premiums — Ontario (net) $183,125
Assets in Canada 1.463,122 Premiums — Canada (net) 601,284
Liabilities in Canada 498.683 Claims — Ontario (net) 93.790
Claims — Canada (net) 374.897
FIRE ASSOCIATION OF PHIL.U)ELPHIA*
Hb.\d Office. Phil.\delphi.\, P.\.
Principal Office in Canada. Toronto, Ont.
Manager or Chief Execulire Officer in Canada. — John J. Kilgour, Toronto.
Chief or General .Agent in Ontario. — John J. Kilgour. Metropolitan Bldg.. Toronto.
Dale of Incorporation. — March 10. 1820. Date commenced business in Canada. — March 10. 1918.
Premiums Written- — Ci..\ims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $115,847
.Assets in Canada 591,535 Premiums — Canada (net) 312.717
Liabilities in Canada 224.657 Claims — Ontario (net) 22.971
Claims — Canada (net) 261,726
•See note on page 1.
30 ANNUAL REPORT— SUPERINTENDENT OF INSURAXCE No. 6
THE FIRE INSURANCE COMPANY OF CANADA*
Head Office, Montreal, Que.
Officers. — President and Managing Director, J. A. Blondeau, Montreal; Vice-President,
Hon. Sen. Donat Raymond, Montreal; Secretary, J. E. Lussier.
Directors. — Hon. Sen. C. P. Beaubien, S. Godin, Jr., Hon. Alphonse Raymond, Hon. Sen.
Dwnat Raymond, L. Leroux, J. A. Blondeau, Hon. Raoul O. Grothe, Jules R. Timmins, Montreal;
H. H. Bradburn, Winnipeg.
Chief or General Agent in Ontario. — Grover D. Leyland. Metropolitan Bldg., Toronto.
Date of Incorporation. — May 18, 1916. Date commenced business in Canada. — Oct. 28, 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 500,000 Premiums — ^Ontario (net) $141,234
Total assets 1,654,577 Premiums — Total business (net).. 319,043
Total liabilities 536,829 Claims — Ontario (net) 83,143
Surplus protection of policyholders. 1,117,748 Claims — Total business (net). . . . 151.993
FIREMAN'S FUND INSUR.ANCE COMPANY*
Head Office, San Francisco, Cal.
Principal Office in Canada, Toronto. Ont.
Manager or Chief Executive Officer in Canada. — W. Rae Blight, Toronto.
Chief or General Agent in Ontario. — W. Rae Blight, 22 Toronto St., Toronto.
Dale of Incorporation. — May 6, 1863. Date commenced business in Canada. — Nov. 30, ]912.
Premiums Written — Claims Incurred
Capital stock paid in cash $7,500,000 Premiums — Ontario (net) $141,565
Assets in Canada 823.126 Premiums — Canada (net) 659,495
Liabilities in Canada 377.862 Claims — Ontario (net) 73.035
Claims — Canada (net) 380.645
FIREMEN'S INSURANCE COMPANY OF NEWARK, N.J.*
Head Office, Newark, X.J.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — R. H. L. Massie, Toronto.
Chief or General Agent in Ontario. — R. H. L. Massie, 465 Bay St., Toronto.
Date of I ncorporation. — Dec. 3, 1855. Date commenced business in Canada. — April, 1910.
Premiums Written — Claims Incurred
Capital stock paid in cash $9,397,690 Premiums — Ontario (net) $ 63,343
Assets in Canada 462,570 Premiums — Canada (net) 196,573
Liabilities in Canada 194.646 Claims — Ontario (net) 42.799
Claims — Canada (net) 99,946
FIRST AMERICAN FIRE INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Wm. E. Baldwin, 410 St. Nicholas St., Montreal.
Chief or General Agent in Ontario. — A. C. L. Wildman, 36 Toronto St., Toronto.
Date of Incorporation. — July 25, 1925. Date commenced business in Canada. — April 1. 1926
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $ 3,628
Assets in Canada 268,827 Premiums — -Canada (ne., 49.641
Liabilities in Canada 41.535 Claims — Ontario (net) 176
Claims — Canada (net) 22,301
FONCIERE FIRE INSURANCE COMPANY OF PARIS, FRANCE*
Head Office, Paris, France
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — P. J. Perrin, Montreal.
Chief or General Agent in Ontario. — S. Saver. 11 Jordan St., Toronto.
Date of Organization. — May 23, 1877. Date commenced business in Canada. — April 7. 1926.
Premiums Written — Clai.ms Incurred
Capital stock paid in cash Frcs. 15.000.000 Premiums — Ontario (net) $ 2,152
Assets in Canada $211,279 Premiums — Canada (net) 49.660
Liabilities in Canada 86.275 Claims — Ontario (net) 426
Claims — Canada (net) 19.488
*See note on page 1.
r
JOINT-STOCK INSURANCE COMPANIES FOR 1942 31
THE FRANKLIN FIKK INSURANCE COMPANY OF PHILADELPHIA*
Head Office, Philadelphia. Pa.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — G. R. Thomson. Montreal.
Chief or General Agent in Ontario. — Norman G. Bethune, 15 Toronto St.. Toronto.
Date of Incorporation. — 1829. Date commenced business in Canada. — February 27. 1922.
Premiums Writte.n — Claims Incurred
Capital stock paid in cash $3,000,000 tPremiums — Ontario (net) Nil
Assets in Canada 236.483 tPremiums — Canada (net) Nil
tLiabilities in Canada Nil tClaims — Ontario (net) Nil
tClaims — Canada (net) Nil
THE GENERAL ACCIDENT ASSURANCE COMPANY OF CANADA*
Head Office. Toronto. Ont.
Officers. — President. Col. J. F. Michie. Toronto; 1st Vice-President. R. S. Waldie, Toronto;
2nd Vice-President. J. A. Northway, Toronto; Managing Director. Thos. H. Hall, Toronto;
Joint Managers. G. J. Malcolm, D. B. Hall. F.I. I. A.. Toronto.
Directors. — S. Norrie- Miller. Sir Francis Norrie- Miller, J. P.. Perth, Scotland; J. A.
Macintosh. K.C.. J. A. Northway. Col. J. F. Michie. R. S. Waldie. Thos. H. Hall. Toronto;
F. Richardson. Philadelphia. Pa.
Date of Incorporation. — July 13, 1906. Date commenced business in Canada. — Sept. 4, 1906.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 135.000 Premiums — Ontario (net) $ 932,189
Total assets 3.407,682 Premiums — Total business (net). . 1.333.658
Total liabilities 1.565,544 Claims — Ontario (net) 313,719
Surplus protection of policyholders. 1,842,138 Claims — Total business (net) .... 483,843
GENERAL ACCIDENT FIRE AND LIFE ASSURANCE CORPORATION, LIMITED*
Head Office, Perth. Scotland
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Thomas H. Hall, Toronto.
Chief or General Agent in Ontario. — Thomas H. Hall, 357 Bay St.. Toronto.
Date of Incorporation. — Feb. 23. 1891. Date commenced business in Canada. — July l3, 1908.
Premiums Written — Claims Incurred
Capital stock paid in cash $6,250,000 Premiums — Ontario (net) $428,442
Assets in Canada 1,432,067 Premiums — Canada (net) 731,438
Liabilities in Canada 697,430 Claims— Ontario (net) 188,823
Claims — Canada (net) 295,553
GENERAL EXCHANGE INSURANCE CORPORATION*
Head Office, New York. N.Y.
Principal Office in Canada. Toronto. Ont.
Manager or Chief Executive Officer in Canada. — Wesley Taylor. Toronto.
Chief or General Agent in Ontario. — Wesley Taylor, 68 Richmond St. E., Toronto.
Date of Incorporation. — July 6, 1925. Date commenced business in Canada. — Dec. 17. 1925.
Premiums Written — Claims Incurred
Capital stock paid in cash $4,000,000 Premiums — Ontario (net) $192,217
Assets in Canada 923,134 Premiums — -Canada (net) 455,881
Liabilities in Canada 490.777 Claims — Ontario (net) 191,700
Claims — Canada (net) 442.379
GENERAL SECURITY INSURANCE COMPANY OF CANADA*
Head Office, Montreal, Que.
Officers. — President and Manager, Anselme Samoisette, Montreal; Vice-Presidents. Hon.
Elie Beauregard. Montreal. Gordon McMillan. K.C.. Toronto.
Directors. — Hon. Elie Beauregard. Edouard Cholette. Marcel Pasquin, Armand Daigle,
F. Ronald Graham. John B. Lynch, Anselme Samoisette. Montreal; John K. Leonard. Quebec;
Gordon McMillan. K.C., Toronto.
Chief or General Agent in Ontario. — Fred Midgley. 45 Richmond St. W.. Toronto.
Date of Incorporation. — Dec. 28, 1940. Date commenced business in Canada. — Jan. 1, 1941.
Premiums Written — Claims Incurred
Capital stock paid in cash $422,500 Premiums — Ontario (net) $ 68,229
Total assets 942,827 Premiums — Total business (net).. 411,880
Total liabilities 358,855 Claims— Ontario (net) 30,539
Surplus protection of policyholders. 583,972 Claims — Total business (net) . . 177,839
*See note on page 1.
tAll business in Canada fully reinsured with the Home Insurance Company.
32 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE GIBRALTAR FIRE & MARINE INSURANCE COMPANY*
Head Office. New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — G. R. Thomson, 414 St. James St. W., Montreal.
Chief or General Agent in Ontario. — Norman G. Bethune, 15 Toronto St., Toronto.
Date of Incorporation. — April 24, 1929. Date commenced business in Canada. — Sept. 13, 1941.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 t Premiums— Ontario (net) Nil
Assets in Canada 155,572 tPremiums — Canada (net) Nil
tLiabilities in Canada Nil fClaims — Ontario (net) Nil
tClaims — Canada (net) Nil
GIRARD FIRE AND MARINE INSURANCE COMPANY*
Head Office, Philadelphia, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada.— R. H. L. Massie, Toronto.
Chief or General .-Igent in Ontario. — R. H. L. Massie, 465 Bay St., Toronto.
Date of I ncor poration. — 1853. Dale commenced business in Canada. — April 30, 1917.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $16,582
Assets in Canada 132,342 Premiums — Canada (net) 31,287
Liabilities in Canada 29,505 Claims— Ontario (net) 4,278
Claims— Canada (net) 13.461
GLENS FALLS INSURANCE COMPANY*
Head Office, Glens Falls, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Geo. B. Kenney. Toronto.
Chief or General Agent in Ontario. — Geo. B. Kenney, 36 Toronto St., Toronto.
Date of Organization.— 1S50. Date commenced business in Canada. — -November 28, 1913.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,500,000 Premiums — Ontario (net) $196,092
Assets in Canada 963.474 Premiums — Canada (net) 438,282
Liabilities in Canada 441,089 Claims — Ontario (net) 122,320
Claims^Canada (net) 238,903
GLOBE AND REPUBLIC INSURANCE COMPANY OF AMERICA*
Head Office, Philadelphia, Pa.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — P. J. Perrin. 465 St. John St., Montreal.
Chief or General Agent in Ontario. — S. Saver. 19 Melinda St., Toronto.
Date of I ncor poration. — 1862. Date commenced business in Canada. — 1939.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $ 6.922
Assets in Canada 142,511 Premiums — Canada (net) 60,867
Liabilities in Canada 70,032 Claims — Ontario (net) 7,714
Claims — Canada (net) 39,629
THE GLOBE INDEMNITY COMPANY OF CANADA*
Head Office, Montreal. Que.
Officers. — President and Manager, James Matson, Montreal; Vice-President and Secretary,
P. M. May, Montreal.
Directors. — J. Theo LeClerc, J. D. Johnson, P. M. May. James Matson. G. Blair Gordon,
C. F. Sise, Montreal; Hon. L. A. Taschereau, Quebec; Hon. C. A. Dunning, Ottawa; J. D,
Simpson, F. J. Williams, Liverpool, Eng.
Chief or General Agent in Ontario. — F. S. McDermott. 112 Yonge St., Toronto.
Date of Incorporation. — July 23. 1894. Date commenced business in Canada. — August 27, 1895.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 200.000 Premiums — Ontario (net) $236,414
Total assets 1.219.850 Premiums — Total business (net). . 642.054
Total liabilities 636.636 Claims — Ontario (net) 70.074
Surplus protection of policyholders. 583,214 Claims — Total business (net). . . . 201.510
♦See note on page 1.
tAll business in Canada fully reinsured with the Home Insurance Company.
JOINT-STOCK INSURANCE COMPANIES FOR 1942 33
GRAIN INSURANCE AND GUARANTEE COMPANY*
Head Office, Winnipeg, Man.
Officers. — President, W. McG. Rait, Winnipeg; Vice-President, W. A. Murphy, Winnipeg;
Manager, E. S. Craig, Winnipeg; Secretary, E. S. Craig, Winnipeg.
Dirrctors. — C. C. Read, A. C. Reid, N. L. Leach, K. C. Allen, R. R. Emerson, C. E. Hayles-
J. M. Gilchrist, W. A. Murphy, J. B. Richardson, W. McG. Rait, V. W. Tryon, C. G. Murphy,
R. W. Milner, all of Grain Exchange Bldg., Winnipeg.
Chief Agent in Ontario. — J. Proctor, 100 Adelaide St. W.. Toronto.
Date of Incorporation. — June 6, 1919. Date commenced business in Canada. — Aug. 13. 1920.
Premiums Written — Claims Incurred
Capital stock paid in cash $1 ,204,160 Premiums — Ontario (net) Nil
Assets in Canada 3,217,703 Premiums — Total business (net). . $639,787
Liabilities in Canada 754,366 Claims — Ontario (net) Nil
Surplus protection of policyholders. 2,463.337 Claims — Total business (net) ... . 208,458
GRANITE STATE FIRE INSURANCE COMPANY*
Head Office, Portsmouth, N.H.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — R. de Grandpre, 276 St. James St. W.. Montreal.
Chief or General Agent in Ontario. — A. M. Young, 80 Richmond St. W., Toronto.
Date of I ncor poration. — 18S5. Dale commenced business in Canada. — 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash $1^000,000 Premiums — Ontario (net) $16,349
Assets in Canada 151,855 Premiums — Canada (net) 64.807
Liabilities in Canada 63,913 Claims — Ontario (net) 6,520
Claims — Canada (net) 30,527
GREAT AMERICAN INDEMNITY COMPANY*
Head Office, New York. X.Y.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. H. Harvey, 465 St. John St., Montreal.
Chief or General Agent in Ontario. — Geo. E. Howe, 812 Metropolitan Bldg., Toronto.
Date of Incorporation. — April, 1926. Date commenced business in Canada. — Oct. 30. 1931.
Premiums W'ritten — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $ 37,223
Assets in Canada 544,751 Premiums — Canada (net) 123,039
Liabilities in Canada 130,205 Claims — Ontario (net) 16,598
Claims— Canada (net) 66,101
GREAT AMERICAN INSURANCE COMPANY*
Head Office. New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. H. Harvey, 465 St. John St., Montreal.
Chief or General Agent in Ontario. — Geo. E. Howe, 812 Metropolitan Bldg., Toronto.
Date of Incorporation. — March 6, 1872. Date commenced business in Canada. — Dec. 7, 1904.
Premiums Written — Claims Incurred
Capital stock paid in cash $8,150,000 Premiums — Ontario (net) $221,435
Assets in Canada 1,626,598 Premiums — Canada (net) 808,142
Liabilities in Canada 626,611 Claims — Ontario (net) 52.323
Claims — Canada (net) 286,414
''See note on page 1.
34 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE GREAT-WEST LIFE ASSURANCE COMPANY*
Head Office, Winnipeg, Man.
Officers. — President, W. P. Riley, Winnipeg; Vice-President and Managing Director, H. W.
Manning, Winnipeg; Vice-President, H. E. Sellers, Winnipeg; Secretary, E. A. Brock; Ass't
General Manager, A. J. D. Morgan; Ass't General Manager and Supt. of Agencies, H. A. H.
Baker; General Manager and Actuary, F. D. MacCharles, M.A., F.A.S.; Medical Referee,
W. L. Mann. M.D.
Directors. — G. H. Aikins, K.C., M. F. Christie, Hon. T. A. Crerar, N. J. Breen. W. P. Riley,
Hugh F. Osier, H. W. Manning, R. T. Riley, S. L. Cork, F. E. Halls. H. E. Sellers. G. McLean,
all of Winnipeg.
Chief or General Agent in Ontario. — C. F. Dunfee, C.L.U.. Canada Permanent Bldg., Toronto.
Dale of Incorporation. — Aug. 28. 1891. Date commenced business in Canada. — Aug. 18, 1892.
Capital stock paid in cash $ 1.000,000 Premiums and Disbursements
Life: Life:
Total assets 189,297,808 Premiums — Ontario (net) $ 4,384,401
Ontario business in force (gross) ... 155.661,132 Premiums — Total business (net).. 17,830,821
Total business in force (gross) 656,399,209 Total disbursements to policy-
holders (net) — In Ontario 2,854,663
Total business. . 12,434,755
Premiums Written — Claims Incurred
Other than Life: Other than Life:
Total assets $71,274 Premiums — Ontario (net) $ 9.066
Total liabilities 71.274 Premiums — Total business (net). . 31.104
Claims — Ontario (net) 3.103
Claims — Total business (net). . . . 14.317
THE GUARANTEE COMPANY OF NORTH AMERICA*
Head Office. Montreal. Que.
Officers. — President and Managing Director, Henry E. Rawlings. Montreal; Vice-Presidents,
Frank Scott. H. Millar Rawlings. Montreal.
Directors. — Frank Scott. H. Millar Rawlings, Henry E. Rawlings. Montreal; George H.
Reaney, New York; Col. Hon. Henry Cockshutt. Brantford; William Leggat, Aubrey H.
Elder. K.C., Lieut. -Col. Hugh F. Osier.
Chief or General Agent in Ontario. — Medland & Son, Toronto.
Dale of Incorporation. — August 2, 1851. Dale commenced business in Canada. — April. 1872.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 304.600 Premiums — Ontario (net) $ 56.612
Total assets 4.846,842 Premiums — Total business (net).. 512,633
Total liabilities 1,170,064 Claims — Ontario (net) -734
Surplus protection of policyholders. 3,676,778 Claims — Total business (net) .... 59,822
GUARDIAN ASSURANCE COMPANY, LIMITED, OF LONDON, ENGLAND*
Head Office. London, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. V. Owen. Montreal.
Chief or General Agent in Ontario. — H. N. DeWitt. 36 Toronto St.. Toronto.
Date of Organization. — Dec. 17. 1821. Date commenced business in Canada. — May 1. 1869.
Premiums Written — Claims Incurred
Capital stock paid in cash £1,024.578 Premiums — Ontario (net) $158,508
Assets in Canada $1,833,849 Premiums — Canada (net) 591.383
Liabilities in Canada 599.774 Claims — Ontario (net) 60.937
Claims — Canada (net) 238.611
THE GUARDIAN INSURANCE COMPANY OF CANADA*
Head Office, Montreal, Que.
Officers. — President, D. Forbes Angus, Montreal; Vice- President, Zephirin Hebert. Montreal.
Directors. — Col. L. H. Hanbury, W. A. Osborne, London, Eng.; Lieut. -Col. W. H. Clark-
Kennedy, D.S.O., Zephirin Hebert, Lionel O. P. Walsh. L. V. Owen. Archie F. Baillie, R. W.
Steele, Montreal.
Chief or General Agent in Ontario. — H. N. DeWitt. 36 Toronto St.. Toronto.
Date of Incorporation. — April 4, 1911. Date commenced business in Canada. — Nov. 17. 1911.
Premii'ms Written — Claims Incurred
Capital stock paid in cash $ 375.000 Premiums — Ontario (net) $ 249.591
Total assets 2.963,687 Premiums — Total business (net). . 1.062.940
Total liabilities 2,043,072 Claims — Ontario (net) 111.771
Surplus protection of policyholders. 920.615 Claims — Total business (net) ... . 518,400
*See note on page 1.
r
JOINT-STOCK INSURANCE COMPANIES FOR 1942 35
TllK <;i ILDIIALL INSLIK.VISCE COMPANY, LIMITED*
Head Office, London. Eng.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — D. K. MacDonald, 469 St. John St., Montreal.
Chief or General Agent in Ontario. — D. L. Durrant, 205 Metropolitan Bldg.. Toronto.
Date of Organization. — January. 1920. Date commenced business in Canada. — Oct. 21, 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash $625,005 Premiums — Ontario (net) $142,363
Total assets 678,899 Premiums — Canada (net) 374,561
Total liabilities 302,787 Claims — Ontario (net) 51,353
Claims— Canada (net) 149.036
THE HALIFAX INSURANCE COMPANY*
Head Office, Halifax, N.S.
Officers. — President, Hon. F. B. McCurdy, P.C.. Halifax; Vice-President, F. P. Bligh, K.C.,
Halifax; General Manager, A. C. Baillie; Secretary-Treasurer, A. G. Cross, Halifax.
Directors. — Hon. F. B. McCurdy. P.C. F. P. Bligh. K.C., J. A. Walker. K.C., A. G. Cross.
J. H. Winfield. H. R. Silver. L. A. Lovett. K.C.. J. G. MacDougall. M.D.. J. R. Macleed, Halifax.
Chief or General Agent in Ontario. — Frank E. Wrong, 8 King St. W.. Toronto.
Date of Incorporation. — 1809. Date commenced business in Canada. — 1809.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $ 925.518
Total assets 6,444.239 Premiums — Total business (net). . 3.042.167
Total liabilities 3.222.397 Claims — Ontario (net) 449,583
Surplus protection of policyholders. 3.221.842 Claims — Total business (net) ... . 1.398,809
HAND-IN-HAND INSURANCE COMPANY
Head Office, 19 Richmond St. West, Toronto. Ont.
Incorporated. — June 3, 1873. Date commenced business. — July 1. 1873.
Officers. — President. W. R. Houghton; Vice-President, Joseph Walmsley; Secretary,
P. L. Waylett.
Directors (as at date of filing statement). — Charles M. Horswell. W. R. Houghton, Joseph
Walmsley, P. L. Waylett. W. L. White.
Auditors. — H.T. Jamieson & Company, C.A.
Statement for the Year Ended December 31, 1942
Capital Stock
Amount Amount
Subscribed for Paid in Cash
Amount of capital stock authorized, .$500,000.
No. of shares. 5.000. Par value, $100. ^^ ^^
Capital stock at beginning of year $100.000 00 $100.000 00
Capital stock at end of year $100.000 00 $100,000 00
Balance Sheet— Assets
Book value of real estate held for sale $ 7.805 00
Mortgage loans on real estate — first liens 3,000 00
Amortized book value of bonds, debentures and debenture stocks:
Not in default $237,930 79
In default (at market values) 2.139 74
240.070 53
Book value of stocks 560 00
Cash on hand and in banks 23,128 03
Interest accrued $ 3,300 72
Dividends due 10 00
Rents accrued 8^^ ^ ^^^ ^2
Agents' balances and premiums uncollected:
Written on or after October 1, 1942 $ 9,554 80
Premiums due from reinsuring companies:
Written on or after October 1, 1942 3,362 94
12.917 74
Total Admitted Assets $290.879 52
♦See note on page 1.
36
ANNUAL RF.PDRT-SUPERIXTEXDENT OF INSURANCE
Balance Slieol — Liabilities
Return premiums and balances due agents^.^^^.
and expenses due and accruea.
Real estate ta?
Total Liabilities (excluding capital stock).
Capital stock paid in cash
Surplus in profit and loss account
In Canada
$
, . , 2,325 00
Total provision for unpaid claims 77 00
^^^^,"n^tresrrre!^l53°lV/.5'^7r'c^ar'^red out at 80 % thereof./. __42,54;^
Expenses due and accrued.
Taxes due and accrued. . . .
Reinsurance premiums.
Total
Liabilities
$ 2,325 00
77 00
42.547 65
252 00
9.160 50
521 01
3,028 05
300 02
$100,000 00
132,668 29
Ixcess of assets over
Total Liabiliti
labilities (surplus for protection of policyholders).
$ 58,211 23
232,668 29
$290,879 52
Profit and Loss -Account j^ CANADA AND
All Business
$ 75.298 16
Net premiums written. ....... ■•■•■•.
Reserve of unearned premiums (80 7f)- $ 35,299 88
At beginning of year 42,547 65
At end of year — ^ ^^_ ^^
^"""^'' ' . $ 68.050 39
Net premiums earned .'.'.'.".'.'.'.$ 14,i32 81
Net claims incurred , • _ . 503 63
Net adjustment expenses incurred 20,265 04
Commissions '. ". '. 1,829 40
Taxes . . 8.562 62
Salaries, fees and travelling expenses 156 61
Management fee .... 3,623 79
All other expenses — - ^^ ^^g gg
Total claims and expenses \[\[ $ 18.976 1^
Underwriting profit
Other revenue: „ ., „-„ <y:-
Interest earned— cash and accruals $ H-^^^ ^6
Adjustment by amortization . — $ 11.109 99
40 00
B^Vilse in ^idency of market under book value of' securities . ^£JZ_^^^200_86
$ 30.177 35
Other expenditure: j 18,783 35
Income and excess profits taxes 5 71
Bad debts written off 152 41
Real estate operations • ■ 32 18
Investment expenses lS,»/d oo
$ 11,203 70
Net Profit for the Year "
Surplus for Protection of Policj holders
Surplus of assets over liabilities (excluding capital stock from liabilities) at beginning
of year ^ , 1 l.^^a <"
Net profit for the year brought down ____——-
"15,000 00
Dividends declared to shareholders ,032 662 26
■ 6 03
Add decrease in unadmitted ledger assets
SURPLUS OF Assets over Liabilities (excluding capital stock from habili- j.232.668 29
ties) at End of Year -
JOINT-STOCK INSURANCE COMPANIES FOR 1942
Summary of Rinks— Fire
In Ontario Elsewhere
Gross in force. December 31, 1941 $ 8,755,640 $ 1.899,465
Taken in 1042, new and renewed 11.942,698 4,096,221
Totals $20,698,338 $ 5,995,686
Ceased in 1942. including renewed 11.460.958 1,763.786
Gross in force. December 31. 1942 $ 9,237,380 $ 4.231.900
Reinsurance in force. December 31 . 1942 1.250.988 1,134,248
Net IN Force. December 31, 1942 $7,986,392 $3,097,652
37
All Business
$10,655,105
16.038.919
$26,694,024
13.224,744
$13,469,280
2.385,236
$11,084,044
Exliiliit of I'rcniiuniii
Force in Canada
Class of Insurance
Gross
in Force
at End of
1941
Taken
in 1942,
New and
Renewed
Ceased
IN 1942.
Including
Renewed
Gross
in Force
at End of
1942
Reinsur-
ance
Net
IN Force
AT End of
1942
Fire
$ c.
75.373 17
7,983 88
1.535 40
3.613 23
5 70
$ c.
95,207 93
9.244 31
1.921 87
1.699 24
5 70
$ c.
74.737 85
9.875 82
1,207 45
1.494 71
11 40
$ c.
95.843 25
7.352 37
2.249 82
3.817 76
$ c.
13.228 81
■■■■ii7'52
$ c.
82.614 44
Automobile
7.352 37
2.132 30
3,817 76
Sprinkler Leakage
Totals
88.511 38
108.079 05
87,327 23
109.263 20
13.346 33
95.916 87
HANOVER FIRE INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, 44 Victoria St., Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Arthur Tucker, Toronto.
Chief or General Agent in Ontario. — Arthur Tucker, Metropolitan Bldg., Toronto.
Date of 1 ncor poration. — 1852.
Capital stock paid in cash $4,000,000
Assets in Canada .
Liabilities in Canadz
276,952
172,766
:ed business in Canada. — 1929.
Premiums Written — Claims Incurred
Premiums — Ontario (net) $ 52.557
Premiums — Canada (net) 244.864
Claims — Ontario (net) 27.130
Claims — Canada (net) 168,583
HARTFORD ACCIDENT & INDEMNITY C0:MPANY*
Head Office. Hartford, Conn.
Principal Office in Canada. Toronto. Ont.
Manager or Chief Executive Officer in Canada. — B. W. Ballard. Toronto.
Chief or General Agent in Ontario. — B. W. Ballard. 24 Wellington St. E., Toronto.
Date of I ncorporation. — 1913. Date commenced business in Canada. — August 10, 1920.
Capital stock paid in cash $5,000,000
Assets in Canada 636,998
Liabilities in Canada 299,257
Premiums Written — Claims Incurred
Premiums — Ontario (net) $155,310
Premiums— Canada (net) 380.525
Claims — Ontario (net) 89.966
Claims — -Canada (net) 174,815
HARTFORD FIRE INSUILANCE COMPANY*
Head Office, Hartford, Conn.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — -B. W. Ballard, Toronto.
Chief or General Agent in Ontario. — B. W. Ballard. 24 Wellington St. E., Toronto.
Date of I ncorporation. — May, 1810. Date commenced business in Canada. — November. 1836.
Premiums Written — Claims Incurred
Premiums — Ontario (net) S 369,233
Premiums — Canada (net) 1.049.820
Claims — Ontario (net) 174,487
Claims — Canada (net) 592,560
Capital stock paid in cash $12,000,000
Assets in Canada 2.839.806
Liabilities in Canada 708,305
38 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
HARTFORD LIVE STOCK INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada. Toronto, Ont.
Manager or Chief Executive Officer in Canada. — B. W. Ballard, Toronto.
Chief or General Agent in Ontario. — B. W. Ballard, 24 Wellington St. E., Toronto.
Date of Incorporation. — 1916. Date commenced business in Canada. — January, 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash $500,000 Premiums — Ontario (net) $ 9.143
Assets in Canada 94.525 Premiums — Canada (net) 14,522
Liabilities in Canada 6,331 Claims — Ontario (net) 4.225
Claims — Canada (net) 7,737
THE HARTFORD STEAM BOILER INSPECTION AND INSURANCE COMPANY*
Head Office, Hartford, Conn.
Principal Office in Canada, 901 Atlas Bldg., Toronto. Ont.
Manager or Chief Executive Officer in Canada. — H. N. Roberts, Toronto.
Chief or General Agent in Ontario. — H. X. Roberts. 901 Atlas Bldg., Toronto.
Date of Incorporation. — June, 1866. Date commenced business in Canada. — July 13, 1907.
. Premiums Written — Claims Incurred
Capital stock paid in cash $3,000,000 Premiums — Ontario (net) $15,892
Assets in Canada 125.284 Premiums — Canada (net) 28.493
Liabilities in Canada 66.682 Claims — -Ontario (net) Nil
Claims — Canada (net) 56.399
HELVETIA SWISS FIRE INSURANCE COMPANY, LIMITED*
Head Office, St. Gall, Switzerland
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada.— Pigeon & Major. Ltd., Montreal.
Chief or General Agent in Ontario. — McKay Insurance Agency, 43 Victoria St., Toronto.
Dale of Organization. — 1861. Date commenced business in Canada. — 1937.
Swiss Premiums Written — Claims Incurred
Capital stock paid in cash Frcs. 4.000.000 Premiums — Ontario (net) $34,688
Total assets $230,926 Premiums — Canada (net) 216.731
Total liabilities 199.562 Claims — Ontario (net) 32.030
Claims — Canada (net) 203.170
HOME FIRE & MARINE INSURANCE COMPANY*
Head Office, San Francisco, Cal.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — W. R. Blight. Toronto.
Chief or General Agent in Ontario. — W. R. Blight, Toronto.
Date of Incorporation. — Sept. 9. 1864. Date commenced business in Canada. — Dec. 27, 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — -Ontario (net) $53,541
Assets in Canada 281,272 Premiums — Canada (net) 92.497
Liabilities in Canada 64,034 Claims — Ontario (net) 12.071
Claims— Canada (net) 70.125
THE HOME INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — G. R. Thomson. 414 St. James St. W., Montreal.
Chief or General Agent in Ontario. — Norman G. Bethune, 15 Toronto St., Toronto.
Date of Incorporation. — 1853. Date commenced business in Canada. — January 1, 1902.
„ Premiums Written — Claims Incurred
Capital stock paid in cash $15,000,000 Premiums — Ontario (net) $1,597,572
Assets in Canada 4.781.313 Premiums — Canada (net) 3.966.624
Liabilities in Canada 2.216.849 Claims — Ontario (net) 325.279
Claims — Canada (net) 1,465,060
*See note on page 1.
JOINT-STOCK INSURANCE COMPANIES FOR 1942
THK IIOIVIKSTEAD FIKE INSURANCE COMPANY*
Head Office, Baltimore, Md.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — G. R. Thomson, 414 St. James St. W., Montreal.
Chief or General Agent in Ontario. — Norman G. Bethune, 15 Toronto St., Toronto.
Date of Incorporation. — June 9. 1922. Date commenced business in Canada. — April 16, 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 tPremiums — Ontario (net) Nil
.\ssets in Canada < 210,406 tPremiums — Canada (net) Nil
tLiabilities in Canada Nil tClaims — Ontario (net) Nil
tClaims — Canada (net) Nil
HUDSON BAY INSURANCE COMPANY*
Head Office, Montreal, Que.
Officers. — President and Manager, James Matson. Montreal; Vice-President. P. M. May,
Montreal.
Directors. — P. R. Gault. Percy M. May. A. Hudon, J. D. Hudson, James Matson, R. O.
Johnson. Montreal; P. J. Quinn. Toronto; F. J. Williams. J. D. Simpson. Liverpool, Eng.
Chief or General Agent in Ontario. — F. L. Flight. 29 Wellington St. E., Toronto.
Date of Incorporation. — 1908. Dale commenced business in Canada. — December 6. 1910.
Premiums Written — Claims Incurred
Capital stock paid in cash $229.1.00 Premiums — Ontario (net) $ 39.450
Total assets 767.295 Premiums — Total business (net). . 119.104
Total liabilities 134.350 Claims — Ontario (net) 16,494
Surplus protection of policyholders. 632,945 Claims — Total business (net) .... 47,351
IMPERIAL ASSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Wm. Lawrie, Montreal.
Chief or General Agent in Ontario. — Reed, Shaw & McNaught, 64 Wellington St. W.. Toronto.
Dale of Organization. — 1899. Date commenced business in Canada. — December 21, 1922.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $ 31.224
Assets in Canada 276.790 Premiums — Canada (net) 112,142
Liabilities in Canada 113.729 Claims — Ontario (net) 10,770
Claims — Canada (net) 46.414
THE IMPERIAL GUARANTEE & ACCIDENT INSURANCE COMPANY OF CANADA*
Head Office. Toronto, Ont.
Officers. — President. E. A. Brownell. Toronto; General Manager. K. Thorn. Toronto;
Managing Director. G. Stubington. Toronto; Vice-President, Geo. A. Morrow. Toronto;
Secretary. C. R. Morrow.
Directors. — Wilfrid M. Cox. K.C.. H. C. Cox, Geo. A. Morrow. Graham Morrow, W. J.
Hastie. E. Willans. E. A. Brownell. K. M. Pringle. G. Stubington. Toronto.
Chief or General Agent in Ontario. — E. A. Brownell, 22 Wellington St. E., Toronto.
Date of Incorporation. — 1905. Date commenced business in Canada. — June 30, 1928.
Premiums Written — Claims Incurred
Capital stock paid in cash $100,000 Premiums — Ontario (net) $196,927
Total assets 952,838 Premiums — Total business (net).. 442,585
Total liabilities 467,807 Claims — Ontario (net) 94.262
Surplus protection of policyholders. 485.031 Claims — Total business (net). . . . 188,566
IMPERIAL INSURANCE OFFICE*
Head Office. Toronto, Ont.
Officer. — President and Managing Director, R. L. Stalling, Toronto.
Directors. — Frank W. Gamble, H. W. Muskett. H. H. Heakes, R. L. Stalling, Toronto;
Wm. W. Otter-Barry. D. M. Dewar. V. E. Chute, H. R. Hobson, Harold W. Stokes.
Date of I ncor poration. — 1907. Date commenced business in Canada. — August 18, 1913.
Premiums Written — Claims Incurred
Capital stock paid in cash $175,000 Premiums — Ontario (net) $ 68.464
Total assets 900,446 Premiums — Total business (net).. 194,989
Total liabilities 190.133 Claims — Ontario (net) 18,196
Surplus protection of policyholders. 710,313 Claims — Total business (net) .... 61.005
♦See note on page 1.
tAll business in Canada fully reinsured with the Home Insurance Company.
40 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE IMPERIAL LIFE ASSURANCE COMPANY OF CANADA*
Head Office, Toronto, Ont.
Officers. — President. J. F. Weston, Toronto; Vice-Presidents, S. J. Moore. F. P. Wood,
Toronto; Managing Director, G. Cecil Moore; Actuary and General Manager, J. G. Parker,
Toronto; Secretary, D. Matheson, Toronto; Chairman of Executive Committee, G. A. Morrow;
Treasurer, H. T. Roesler.
Directors. — J. F. Weston, S. J. Moore, Graham Morrow, Mark H. Irish, H. H. Williams,
G. A. Morrow. F. P. Wood. J. W. Mitchell. J. P. Bickell. Hon. Chas. McCrea. K.C.. S. H. Logan,
G. Cecil Moore, G. Harrison Smith, Toronto; Hon. Donat Raymond, John S. N'orris, Montreal.
Dale of Incorporation. — April 23, 1896. Date commenced business in Canada. — Oct. 1, 1897.
Premiums and Disbursements
Capital stock paid in cash $ 1,000,000 Premiums — -Ontario (net) $3,514,864
Total assets 105.883,994 Premiums — Total business (net).. 9.942,343
Ontario business in force (gross) .. .115.241.635 Total disbursements to policy-
Total business in force (gross) 303,124.472 holders (net) — In Ontario 2.438,272
Total business. . 6,785,679
INDEMNITY MARINE ASSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Toronto. Ont.
Manager or Chief Executive Officer in Canada. — E. W. Schauffler, Toronto.
Chief or General Agent in Ontario. — E. W. Schauffler, 18 Wellington St. E., Toronto.
Date of Incorporation. — 1887. Date commenced business in Canada. — August 1, 1933.
Premiums Written — Claims Incurred
Capital stock paid in cash £1,005,000 Premiums — Ontario (net) $104,417
Assets in Canada $454,569 Premiums — Canada (net) '. 177,106
Liabilities in Canada 276.286 Claims — Ontario (net) 83,167
Claims — Canada (net) 154,212
INDEMNITY INSURANCE COMPANY OF NORTH AMERICA*
Head Office, Philadelphia, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. C. Mills. Toronto.
Chief or General Agent in Ontario. — H. C. Mills. 80 Richmond St. W., Toronto.
Date of Incorporation. — 1920. Date commenced business in Canada. — July 3. 1922.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,500,000 Premiums — Ontario (net) $118,355
Assets in Canada 524,746 Premiums — Canada (net) 230,216
Liabilities in Canada 266.292 Claims — Ontario (net) 38,723
Claims — Canada (net) 63,935
INSURANCE COMPANY OF NORTH AMERICA*
Head Office, Philadelphia, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. C. Mills, Toronto.
Chief or General Agent in Ontario. — H. C. Mills, 80 Richmond St. W., Toronto.
Date of Incorporation. — April 14, 1794. Date commenced business in Canada. — Nov. 7, 1889.
Premiums Written — -Claims Incurred
Capital stock paid in cash $12,000,000 Premiums— Ontario (net) $1,103,435
Assets in Canada 2.511,357 Premiums — Canada (net) 3,877,157
Liabilities in Canada 888,386 Claims — Ontario (net) 412,842
Claims — Canada (net) 2,900,894
INTERNATIONAL FIDELITY INSURANCE COMPANY*
Head Office, Jersey City, N.J.
Principal Office in Canada. Toronto. Ont.
Manager or Chief Executive Officer in Canada. — J. G. Smith, Toronto.
Chief or General Agent in Ontario.-r-J. G. Smith, 34 King St. E.. Toronto.
Dale of Incorporation. — Dec. 27, 1904. Date commenced business in Canada. — June 2, 1905.
Premiums Written — Claims Incurred
Capital stock paid in cash $300,000 Premiums — Ontario (net) $1,477
Assets in Canada 9,513 Premiums — Canada (net) 3,712
Liabilities in Canada 3.395 Claims — Ontario (net) -303
Claims — Canada (net) 30
*See note on page 1.
JOINT-STOCK INSURANCE COMPANIES FOR 1942 41
JERSEY INSURANCE COMPANY OF NEW YORK*
Head Office. New York. N.Y.
Principal Office in Canada. Toronto. Ont.
Manager or Chief Executive Officer in Canada. — H. Begg. Toronto.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto St.. Toronto.
Date of Incorporation. — 1918. Date commenced business in Canada. — 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $11,890
Assets in Canada 143,698 Premiums — Canada (net) 43.270
Liabilities in Canada 34.676 Claims — Ontario (net) 5.127
Claims — Canada (net) 24.288
LAW, IMON & ROCK INSURANCE COMPANY, LIMITED*
Head Office. London. Eng.
Principal Office in Canada. Toronto. Ont.
Manager or Chief Executive Officer in Canada. — W. R. Houghton. Toronto.
Chief or General Agent in Ontario. — W. R. Houghton. 19 Richmond St. W., Toronto.
Date of Incorporation. — 1806. Date commenced business in Canada. — April, 1899.
Premiums Written — Claims Incurred
Capital stock paid in cash £165,000 Premiums — Ontario (net) $ 98.215
Assets in Canada $1,079,931 Premiums — Canada (net) 292,230
Liabilities in Canada 289,165 Claims — Ontario (net) 28.665
Claims — Canada (net) 102.683
LEGAL AND GENERAL ASSURANCE SOCIETY, LIMITED*
Head Office. London. Eng.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — G. W. Hadrill. 465 St. John St., Montreal.
Chief or General Agent in Ontario. — G. C. Sutherland, 36 Toronto St., Toronto.
Dale of Incorporation. — 1838. Date commenced business in Canada. — July 17, 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash £250.000 Premiums — Ontario (net) $ 91,111
Assets in Canada $619,451 Premiums — Canada (net) 312.644
Liabilities in Canada 321,938 Claims — Ontario (net) 46.038
Claims — Canada (net) 169.942
THE LIVERPOOL & LONDON & GLOBE INSURANCE COMPANY, LIMITED*
Head Office. Liverpool, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — James Matson. Montreal.
Chief or General Agent in Ontario. — F. 8. McDermott, 112 Yonge St., Toronto.
Date of Incorporation. — May 21, 1836. Date commenced business in Canada. — June 4. 1851.
Capital stock paid in cash £1,062,100 Premiums and Disbursements
Life: Life:
Assets in Canada (included in Other Premiums — Ontario (net) $ 678
than Life). Premiums — Canada (net) 4.017
Ontario business in force (gross) .. . $ 38.733 Total disbursements to policy-
Canadian business in force (gross). 190.036 holders (net) — In Ontario Nil
In Canada Nil
Premiums Written — Claims Incurred
Other than Life: Other than Life:
Assets in Canada tl, 919. 681 Premiums — Ontario (net) 418.336
Liabilities in Canada 1.003,353 Premiums — Canada (net) 1.090.727
Claims — Ontario (net) 271,965
Claims — Canada (net) 521.014
*See note on page 1.
tRespecting "Life" and "Other than Life" business.
42 A.WUAL REPORT— SUPERINTENDENT OF IXSURAXCE No. 6
THE LIVERPOOL-MANITOBA ASSURANCE COMPANY*
Head Office, Montreal. Que.
Officers. — President and Manager. James Matson. Montreal; Vice-President and Secretary,
P. M. May, Montreal.
Directors. — J. Theo LeClerc. J. D. Johnson, P. M. May, G. Blair Gordon, James Matson.
C._ F. Sise, Montreal; Hon. L. A. Taschereau. Quebec; Hon. C. A. Dunning, Ottawa; F. J.
Williams. J. D. Simpson. Liverpool, Eng.
Chief or General .Agent in Ontario. — F. S. McDermott, 112 Yonge St., Toronto.
Date of Incorporation. — March 12, 1912. Date commenced business in Canada. — Aug. 1. 1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 175.000 Premiu ms^Ontario (net) $ 59.306
Total assets 1,335.083 Premiums — Total business (net).. 172.561
Total liabilities 207,581 Claims — Ontario (net) 23.867
Surplus protection of policyholders. 1.127,502 Claims — Total business (net). . . . 66.834
LOCAL GOVERNMENT GUARANTEE SOCIETY, LIMITED*
Head Office. London. Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — C. Stuart Malcolm. Montreal.
Chief or General Agent in Onlario.^U. B. Rowe, 100 Adelaide St. W., Toronto.
Date of Incorporation. — 1890. Date commenced business in Canada, — January, 1924.
Premiums Written — Claims Incurred
Capital stock paid in cash £15.610 Premiums — -Ontario (net) Nil
Assets in Canada $113,556 Premiums — Canada (net) Nil
Liabilities in Canada 14.668 Claims — Ontario (net) Nil
Claims — Canada (net) Nil
THE LONDON ASSURANCE*
Head Office. London. Eng.
Principal Office in Canada, Montreal. Que.
Manager or Chief Executive Officer in Canada. — D. K. MacDonald. 469 St. John St.. Montreal.
Chief or General Agent in Ontario. — D. L. Durrant, 36 Toronto St.. Toronto.
Date of Incorporation.— ]une 22, 1720. Date commenced business in Canada. — 1862.
Premiums Written — Claims Incurred
Capital stock paid in cash $8,311,687 Premiums— Ontario (net) $293,394
Assets in Canada 1,142.464 Premiums — Canada (net) 760.353
Liabilities in Canada 518,770 Claims — Ontario (net) 121,573
Claims — Canada (net) 280.499
LONDON-CANADA INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President and Manager, B. W. Ballard, Toronto; Vice-President, A. R. Martin.
Toronto; Secretary, A. V. Stamper. Toronto.
Directors. — B. W. Ballard. Geo. N. Molesworth. A. R. Martin, W. A. Clarke, J. R. Cartwright,
K.C., Harold Fry, Dr. V. F. Stock, Geo. E. Watson. Toronto; J. G. Moore. St. Catharines.
Date of Incorporation. — 1859. Date commenced business in Canada. — 1859.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 200,000 Premiums — Ontario (net) $ 75,697
Total assets 1,224,148 Premiums — Total business (net1 . . 139.672
Total liabilities 146,793 Claims — Ontario (net) 31.797
Surplus protection of policyholders. 1.077.355 Claims— Total business (net) .... 69,839
LONDON AND COUNTY INSURANCE COMPANY, LTD.*
He.\d Office, London, Eng.
Principal Office in Canada. Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Robert L. Stailing, Toronto.
Chief or General Agent in Ontario. — Robert L. Stailing. 15 Wellington St. E., Toronto.
Date of Organization. — 1862. Date commenced business in Canada. — May. 1932.
Premiums Written — Claims Incured
Capital stock paid in cash $102,186 Premiums — Ontario (net) $ 15.562
Assets in Canada 202,449 Premiums — Canada (net) 109,860
Liabilities in Canada 106.937 Claims — Ontario (net) 2.657
Claims — Canada (net) 50.053
♦See not* on page 1.
JOIXT-STOCK IN'SURAXCE COMPANIES FOR 1942 43
LONDON GUARANTEE & ACCIDENT COMPANY, LIMITED*
Head Office. London, Eng.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Donald Taylor, Toronto.
Chief or General Agent in Ontario. — Donald Taylor, 465 Bay St.. Toronto.
Dale of Organization. — 1867. Date commenced business in Canada. — April, 1880.
Premiums Written — Claims Incurred
Capital stock paid in cash £250.000 Premiums — Ontario (net) $404,626
Assets in Canada $1,124,293 Premiums — Canada (net) 990,488
Liabilities in Canada 773,832 Claims — Ontario (net) 133,879
Claims— Canada (net) 485,751
THE LONDON & LANCASHIRE GUARANTEE & ACCIDENT COMPANY OF CANADA*
Head Office, Toronto, Ont.
Officers. — President, W. R. Houghton, Toronto; Manager and Secretary, W. L. White,
Toronto.
Directors. — W. L. White, J. Walmsley, W. R. Houghton, C. M. Horswell. P. L. Waylett.
Toronto; A. S. Rogers, London, Eng.
Date of Incorporation. — April 10, 1908. Date commenced business in Canada. — July 24, 1908.
Premiums Written — Claims Incurred -
Capital stock paid in cash $ 400.000 Premiums — Ontario (net) $105,900
Total assets 1.066.020 Premiums — Total business (net). . 451.864
Total liabilities 367.180 Claims — Ontario (net) 34,543
Surplus protection of policyholders. 698,840 Claims — Total business (net) .... 182,583
THE LONDON & LANCASHIRE INSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Toronto. Ont.
Manager or Chief Executive Officer in Canada. — W. R. Houghton. Toronto.
Chief or General .Agent in Ontario. — W. R. Houghton. 19 Richmond St. W.. Toronto.
Date of Organization. — December 10, 1861. Date commenced business in Canada. — April, 1880.
Premiums Written — Claims Incurred
Capital stock paid in cash £1,455.724 Premiums — Ontario (net) $ 573,545
Assets in Canada $2,580,845 Premiums — Canada (net) 1,125,774
Liabilities in Canada 1,187.155 Claims — Ontario (net) 392.810
Claims — Canada (net) 672.932
THE LONDON LIFE INSURANCE COMPANY*
Head Office, London, Ont.
Officers. — President, J. E. Jeffery, K.C., London; Vice-President, A. McPherson, London;
Managing Director. R. H. Reid, London; Ass't General Manager and Chief Actuary. J. D.
Buchanan, B.A., F.A.S.; Ass't General Manager and Director of Agencies, J. G. Stephenson,
C.L.U.; Ass't General Manager and Secretary, O. D. Newton, A.C.I.S.
Directors. — J. E. Smallman, Joseph Jeffery, J. Edgar Jeffery, Arch. McPherson. C. L.
Jeffery, Robt. H. Reid. L. H. Jones. Chas. H. Ivey. London; Thos. W. Baker. Toronto.
Date of Incorporation. — 1874. Date commenced business in Canada. — 1874.
Capital stock paid in cash $ 500,000 Premiums and Disbursements
Life: Life:
Total assets 168,814.441 Premiums— Ontario (net) $13,947,103
Ontario business in force (gross) .. .567,179.735 Premiums — Total business (net).. 21.808,871
Total business in force (gross) 877,642,005 Total disbursements to policy-
holders (net)^In Ontario 6,484,261
Total business . . 10.339,528
Premiums Written — Claims Incurred
Other than Life: ' Other than Life:
Total assets 686,100 Premiums — Ontario (net) 563,698
Total liabilities 453,864 Premiums — Total business (net). . 839.374
Claims — Ontario (net) 460.792
Claims — Total business (net) .... 650.932
*See note on page 1.
44 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
LONDON & PROVINCIAL MARINE & GENERAL INSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada. Montreal. Que.
Manager or Chief Executive Officer in Canada. — F. E. Dufty. 210 St. James St.. Montreal.
Chief or General Agent in Ontario. — Walter R. Purves. 510 Temple Bldg.. Toronto.
Date of Incorporation. — 1862. Date commenced business in Canada. — April 24, 1924.
Premiums Written — Claims I.scurred
Capital stock paid in cash £300.000 Premiums — Ontario (net) $ 32.965
Assets in Canada $314,592 Premiums — Canada (net) 111.899
Liabilities in Canada 96.438 Claims — Ontario (net) 20.873
Claims — Canada (net) 57.012
LONDON & SCOTTISH ASSLR-AJSCE CORPORATION, LIMITED*
Head Office, London. Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — A. H. P. Priddey, London and Scottish
Bldg.. St. John St., Montreal.
Chief or General .Agent in Ontario. — Walter W. Cooper, Metropolitan Bldg.. Toronto.
Date of Organization. — 1862. Date commenced business in Canada. — January 20, 1925.
Capital stock paid in cash £120.000 Premiums Written — Claims Incurred
Other than Life: Other than Life:
Assets in Canada $288,442 Premiums — Ontario (net) $22,218
Liabilities in Canada 75.206 Premiums — Canada (net) 87.347
Claims — Ontario (net) 12.251
Claims — Canada (net) 41.220
LOYAL PROTECTIVE LIFE INSURANCE COMPANY*
Head Office. Boston. Mass.
Principal Office in Canada. Toronto, Ont.
Manager or Chief Executive Officer in Canada. — E. M. Watt. Toronto.
Chief or General Agent in Ontario. — E. M. Watt, 372 Bay St., Toronto.
Date of Incorporation. — June 30, 1937. Date commenced business in Canada. — June 30. 1937.
Capital stock paid in cash $400,000 Premiums and Disbursements
Life: L,fe:
Assets m Canada 136.988 Premiums — Ontario (net) $ 5.592
Ontario business in force (gross). . . 159.453 Premiums — Canada (net) 6.264
Canadian business in force (gross) . 177.753 Total disbursements to policy-
holders (net) — In Ontario 321
In Canada 380
PREMiufts Written — Claims Incurred
Other than Life: Other than Life:
Assets in Canada 289.519 Premiums — Ontario (net) 186.503
Liabilities in Canada 139.544 Premiums — Canada (net) 240,028
Claims — Ontario (net) 62.172
Claims — Canada (net) 92.349
LUMBERMEN'S INSURANCE COMPANY*
Head Office. Philadelphia. Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. Begg, Toronto.
Chief or General Agent in Ontario. — H. Begg, 14-24 Toronto St.. Toronto.
Date of 1 ncor poration. — June 11. 1873. Date commenced business in Canada. — Nov. 9. 1926.
Premiums Written — Claims Incurred
Capital stock paid in cash $1.0000.00 Premiums — Ontario (net) $42,927
Assets in Canada 224.134 Premiums — Canada (net) 89.282
Liabilities in Canada 73.212 Claims — Ontario (netl 13.341
Claims — Canada (net) 40.591
see note on page 1.
JOINT-STOCK INSURANCE COMPANIKS FOR 1942 45
THK MAMIFACTIJKKKS LIFE INSIJKANCE COMPANY*
Head Office. Toronto. Ont.
Officers. — President. M. R. Oooderham. K.C.. Toronto; Vice-President. F. Gordon Osier.
Toronto: General Manager. J. H. LithRow, A. I. A., F.A.S.. Toronto; Secretary. R. E. Dowsett,
A. I. A.. F.A.S.; Treasurer. S. M. Thompson. F.A.S.; Actuary. G. L. Holmes. A. I. A.. F.A.S.
Directors. — Geo. H. Cassels. K.C.. F. G. Osier. M. R. Gooderham. K.C.. D. G. Ross. M.P..
Col. A. L. Bishop. R. A. Daly. J. H. Lithgow. Chas. S. Band, Leigh M. McCarthy. Toronto.
Dale of Incorporation. — June 23. 1887. Date commenced business in Canada. — Aug. 19, 1887.
Premiums and Disbursements
Capital stock paid in cash .$ 1 .500.000 Premiums — Ontario (net) $ 4.071,741
Total assets 221.133,780 Premiums — Total business (net).. 23,756.503
Ontario business in force (gross). . .131.864.767 Total disbursements 'to policy-
Total business in force (gross) 643.756.140 holders (net) — In Ontario 2.366.113
Total business. . 12.763.594
TIIK MAKIN^] INSDRANCK COMPANY, LIMITED*
Head Office. London. Eng.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — O. L. Harrison. 360 St. James St. W.. Montreal.
Chief or General Agent in Ontario. — W. Rae Blight, 22 Toronto St., Toronto.
Date of Organization. — January. 1881. Date commenced business in Canada. — Dec. 14. 1896.
Premiums Written — Claims Incurred
Capital stock paid in cash £600.000 Premiums — Ontario (net) $ 54,759
Assets in Canada $366,701 Premiums — Canada (net) 303.255
Liabilities in Canada 117.811 Claims — Ontario (net) 7.922
Claims— Canada (net) 79.389
MARYLAND CASUALTY COMPANY*
Head Office. Baltimore. Md.
Principal Office in Canada, Montreal. Que.
Manager or Chief Executive Officer in Canada. — Robt. Hampson, Montreal.
Chief or General Agent in Ontario. — J. W. Smith. 54 Adelaide St. E.. Toronto.
Date of Incorporation. — March. 1898. Date commenced business in Canada. — May 12. 1903.
Premiums Written — Claims Incurred
Capital stock paid in cash $4,974,273 Premiums — Ontario (net) $ 69-226
Assets in Canada 700,460 Premiums — Canada (net) 379.927
Liabilities in Canada 334,473 Claims — Ontario (net) 36.120
Claims — Canada (net) 180,454
MARYLAND INSURANCE COMPANY*
Head Office. New York. N.Y.
Principal Office in Canada. Montreal. Que.
Manager or Chief Executive Officer in Canada. — W. E. Baldwin. 410 St. Nicholas St.. Montreal.
Chief or General Agent in On/acjo.— Willis Faber & Co. of Ontario. Ltd., 36 Toronto St.. Toronto.
Date of Incorporation. — 1910. Date commenced business in Canada. — September 5, 1925.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $ 8.249
Assets in Canada 223.531 Premiums — Canada (net) 86.367
Liabilities in Canada 71,849 Claims — Ontario (net) 3,546
Claims — Canada (net) 49.095
MERCANTILE INSURANCE COMPANY*
Head Office. Toronto. Ont.
Officers. — -President and Managing Director, W. R. Houghton, Toronto; Secretary. P. L.
Waylett. Toronto.
Directors. — A. S. Booth. Montreal; C. M. Horswell. W. R. Houghton. W. L. White. Joseph
Walmsley. P. L. Waylett. Toronto.
Date of I ncorporation. — 1874. Date commenced business in Canada. — November 1, 1875.
Premiums Written — Claims Incurred
Capital stock paid in cash $250,000 Premiums — -Ontario (net) $ 53.400
Total assets 678.356 Premiums — Total business (net) . . 111.176
Total liabilities 133.240 Claims — Ontario (net) 20.037
Surplus protection of policyholders. 545.116 Claims— Total business (net) .... 33.160
''See note on page 1.
46 • ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
MERCHANTS FIRE ASSURANCE CORPORATION OF NEW YORK*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. Begg, Toronto.
Chief or General Agent in Ontario. — H. Begg, 14-24 Toronto St., Toronto.
Date of Incorporation. — 1910. Date commenced business in Canada. — December 26. 1917.
Premiums Written— Claims Inclrred
Capital stock paid in cash $2,500,000 Premiums — Ontario (net) $ 59.240
Assets in Canada 244.772 Premiums — Canada (net) 132,921
Liabilities in Canada 144,839 Claims — Ontario (net) 40.227
Claims — Canada (net) 71,381
MERCHANTS FIRE INSURANCE COMPANY
Head Office, Toronto, Ont.
Incorporated. — 1898. Dale commenced business. — January 31, 1898.
Officers. — President, W. R. Houghton; Secretary, W. R. Miller; Manager, Charles M.
Horswell.
Directors (as at date of filing statement) . — C. M. Horswell, W. R. Houghton, Joseph Walmsley,
P. L. Waylett, W. L. White.
Auditors. — Rutherford Williamson, F.C.A., Harold A. Shiach, F.C.A.
Statement for the Year Ended December 31, 1942
Capital Stock
Amount Amount
Subscribed for Paid in Cash
Amount of capital stock authorized, $500,000.
No. of shares. 10,000. Par value, $50.
Capital stock at beginning of year $300,000 00 $150,000 00
Capital stock at end of year $300,000 00 $150,000 00
Premium on Capital Stock
Total amount paid as premium on capital stock at beginning of year $150,000 00
Total amount paid to December 31, 1942 $150,000 00
Balance Sheet^Assets
Book value of real estate— office premises $100,000 00
Mortgage loans on real estate — first liens 9,600 00
Amortized book value of bonds, debentures and debenture stocks:
Not in default $555,759 60
In default (at market values) 300 00
556,059 60
Cash on hand and in banks 47,380 24
Interest accrued 8,346 24
Agents' balances and premiums uncollected:
Written on or after October 1, 1942 $ 9,276 85
Premiums due from reinsuring companies:
Written on or after October 1, 1942 1,228 05
10,504 90
Total Admitted Assets $731,889 98
Balance Shcet^Liabilities Total
In Canada Liabilities
Total provision for unpaid claims $ 17,521 00 $ 17,521 00
Adjustment expenses of said claims 675 00 675 00
Total net reserve, $136,172.38; carried out at 80 % thereof 108,937 90 108,937 90
Expenses due and accrued 1,929 73
Taxes due and accrued 13,553 17
Reinsurance premiums 1,039 46
Return premiums and balances due agents 300 45
London & Lancashire Insurance Co. Ltd 4 59
Reserve for depreciation of head office building 24.000 00
Agents' bicycle deposit premiums 308 00
Total Liabilities (excluding capital stock) $168,269 30
Capital stock paid in cash $150,000 00
Surplus in profit and loss account 413,620 68
Excess of assets over liabilities (surplus for protection of policyholders) 663,620 68
Total Liabilities $731,889 98
♦See note on page 1.
JOINT-STUCK INSURANCE COMPANIES FOR 1942
47
Profit and Loan Account
In Canada and
All Business
Net premiums written. .. $130,064 68
Reserve of unearned premiums (80%):
At beginning of year $118,000 65
At end of year 108.937 90
Decrease 9.062 75
Net premiums earned $139,127 43
Net claims incurred $ 50.749 22
Net adjustment expenses incurred 2,348 67
Commissions 33,520 63
Taxes 3.877 55
Salaries, fees and travelling expenses 24.529 08
All other expenses 13,851 14
Total claims and expenses 128.876 29
Underwriting profit $ 10,251 14
Other revenue:
Interest earned — cash and accruals $ 26,034 63
Adjustment by amortization 960 57
$ 26,995 20
Net rents earned 2,853 04
Profit on sale of securities and real estate 1,314 12
Automobile financial responsibility fees 18 00
31.180 36
$ 41.431 50
Other expenditure:
Income and excess profits taxes $ 15,544 80
Depreciation of head office building 3,000 00
18.544 80
Net Profit for the Year $ 22.886 70
Surplus for Protection of Policyholders
Surplus of assets over liabilities (excluding capital stock from liabilities) at beginning
of year $570,294 47
Net profit for the year brought down 22,886 70
$593,181 17
Dividends declared to shareholders 30,000 00
$563,181 17
Add decrease in unadmitted ledger assets 439 51
Surplus of Assets over Liabilities (excluding capital stock from liabili-
ties) at End of Year $563,620 68
Summary of Risks^Fire
In Ontario Elsewhere All Business
Gross in force, December 31, 1941 $48,416,083 $387,789 $48,803,872
Taken in 1942. new and renewed 28,104,695 265,080 28,369,775
Totals. . . . ■. $76,520,778 $652,869 $77,173,647
Ceased in 1942. including renewed 27,969,563 382,789 28,352.352
Gross in force. December 31, 1942 $48,551,215 $270,080 $48,821,295
Reinsurance in force,' December 31, 1942 7,741,010 158,650 7,899,660
Net in Force, December 31, 1942 $40,810,205 $111,430 $40,921,635
Exhibit of Premiums in Force in Canada
Class of Insurance
Gross
IN Force
AT End of
1941
Taken Ceased
IN 1942. IN 1942,
New and | Including
Renewed Renewed
Gross
IN Force
AT End of
1942
Reinsur-
ance
Net
IN Force
AT End of
1942
Fire. . . .
$ c.
272,421 20
32,026 95
$ c.
132,091 76
30,012 86
1,717 63
3 20
$ c.
139,855 95
36,400 94
400 40
3 20
2 40
$ c.
264.657 01
25.638 87
1.317 23
17 20
$ c.
18,181 30
32 22
448 57
$ c.
246 475 71
25.606 65
Explosion ....
868 66
Sprinkler Leakage
17 20
2 40
17 20
Totals
304,467 75
163,825 45
176,662 89
291,630 31
18.662 09
272.968 22
48 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
MERCHANTS AND MANUFACTURERS INSURANCE COMPANY OF NEW YORK*
Head Office, New York, N.Y.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. Marchand, 276 St. James St., Montreal.
Chief or General Agent in Ontario. — C. M. Henderson. Metropolitan Bldg.. Toronto.
Date of Incorporation. — 1849. Date commenced business in Canada. — 1928.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $48,018
Assets in Canada 318,469 Premiums — Canada (net) 206,544
Liabilities in Canada 192,362 Claims— Ontario (net) JI'^O^
Claims — Canada (net) 132,033
THE MERCHANTS MARINE INSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada. Montreal. Que.
Manager or Chief Executive Officer in Canada. — E. L. Marshall. Insurance Exchange Bldg.,
Montreal.
Chief or General Agent in Ontario. — Stanley G. Reid, Toronto.
Dale of Incorporation. — 1871. Date commenced business in Canada. — January 1. 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash £237.500 Premiums— Ontario (net) $42,911
Assets in Canada $278,873 Premiums — Canada (net) 203,628
Liabilities in Canada 197,958 Claims — Ontario (net) 12,566
Claims — Canada (net) 84,724
MERCURY INSURANCE COMPANY*
Head Office. St. Paul, Minn.
Principal Office in Canada. Winnipeg. Man.
Manager or Chief Executive Officer in Canada. — P. A. Codere. Winnipeg.
Chief or General Agent in Ontario. — Geo. A. Sherritt, Metropolitan Bldg.. Toronto.
Date of Incorporation. — April 18. 1925. Date commenced business in Canada. — April 3. 1928.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $26,010
Assets in Canada 225.467 Premiums— Canada (net) lOi-^,-*-*
Liabilities in Canada 108,659 Claims— Ontario (net) ..31,
Claims — Canada (net) 56,101
THE METROPOLITAN CASUALTY INSURANCE COMPANY*
Head Office, Newark. N.J.
Principal Office in Canada, Toronto. Ont.
Manager or Chief Executive Officer in Canada. — R. H. L. Massie, Toronto.
Chief or General Agent in Ontario. — R. H. L. Massie. 465 Bay St., Toronto.
Date of Incorporation. — 1874. Date commenced business in Canada. — 1925.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,500,000 Premiums— Ontario (net) $278,035
Assets in Canada 661,592 Premiums— Canada (net) ?^q-k-2
Liabilities in Canada 285.286 (: aims— Ontario (net) J^^'^.'t
Claims— Canada (net) 159.313
MICHIGAN FIRE AND MARINE INSURANCE COMPANY*
Head Office, Detroit, Mich.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Gordon E. Findlay. 460 St. John St.. Montreal.
Chief or General Agent in Ontario. — C. H. Harvey. Metropolitan Bldg.. Toronto.
Date of Incorporation. — 1880. Date commenced business in Canada.— 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums— Ontario (net) ^i^'.^^i
Assets in Canada 382,069 Premiums— Canada (net) ^t'o^T
Liabilities in Canada 76,963 Claims— Ontario (net) oo'f-il
Claims — L anada (net) 33.833
»See note on page I.
JOINT-STOCK INSURANCE COMPANIES FOR 1942 49
THE MONAKCII LIFE ASSURANCE COMPANY*
Head Office, Winnipeg. Man.
Officers. — President. E. J. Tarr, K.C.. LL.D., Winnipeg; Vice-President. J. E. Woods.
Winnipeg; General Manager, G. C. CumminK. Winnipeg; Ass't General Manager, W. Bartholomew,
Winnipeg; Secretary, G. J. Telfer, Winnipeg; Actuary. D. Laird. F.A.S.. Winnipeg.
Directors. — W. L. Parrish. Peter Lowe. E. J. Tarr, K.C.. LL.D., R. J. Gourley. Geo. H.
Stewart. J. A. Flanders, W. Trevor Gwyn. D. H. Hudson. J. E. Woods. Winnipeg.
Chief or General Agent in Ontario. — W. S. Harvey, 80 King St. W.. Toronto.
Date of Incorporation. — July 18. 1904. Date commenced business in Canada. — July 4, 1906.
Premiums and Disbursements
Capital stock paid in cash $ 176.320 Premiums — Ontario (net) $ 517.589
Total assets 17.759,135 Premiums — Total business (net). . 1.835,834
Ontario business in force (gross) .. . 18.767,243 Total disbursements to policy-
Total business in force (gross) 69,603,326 holders (net) — In Ontario 220.063
Total business. . 1.063.639
MONTREAL LIFE INSURANCE COMPANY*
Head Office, Montreal, Que.
Officers. — President and General Manager. Arthur P. Earle. A. LA., A.A.S., Montreal;
Vice-Presidents. C. E. Sanders. J. V. Desaulniers, Montreal; Secretary, W. L. NichoUs, F.LA.;
Treasurer, J. A. Toller; Actuary. W. L. NichoUs. F.LA.
Directors. — C. G. Greenshields. K.C.. F. W. Fairman. Hon. R. O. Grothe, J. V. Desaulniers.
Arthur P. Earle. C. E. Sanders, W. L. Bayer. A. L. Mailman. A. H. Paradis, J. Rolland,
Geo. Hogg. Montreal; Wm. S. Walton, Toronto; William Penman. C. H. Falloon, London, Eng.
Chief or General Agent in Ontario. — W. S. Walton. Royal Bank Bldg.. Toronto.
Dale of Incorporation. — June 16, 1908. Date commenced business in Canada. — May 26, 1910.
Premiums and Disbursements
Capital stock paid in cash $ 250,000 Premiums — Ontario (net) $ 362,231
Total assets 10.015.927 Premiums — Total business (net).. 1,593,080
Ontario business in force (gross) .. . 12,762,498 Total disbursements to policy-
Total business in force (gross) 56.985,661 holders (net) — In Ontario 155,652
Total business. . 633,725
MOTOR UNION INSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Charles Stuart Malcolm, Royal Exchange
Bldg.. Montreal.
Chief or General Agent in Ontario. — H. B. Rowe, 100 Adelaide St. W.. Toronto.
Date of Incorporation. — 1906. Date commenced business in Canada. — May 30, 1909.
Premiums Written — Claims Incurred
Capital stock paid in cash £374.543 Premiums — Ontario (net) $ 90.894
Assets in Canada $350,190 Premiums — Canada (net) 341,061
Liabilities in Canada 214.086 Claims — Ontario (net) 104.684
Claims— Canada (net) 189.540
THE MUTUAL LIFE & CITIZENS ASSURANCE COMPANY, LIMITED*
Head Office, Sydney. N.S.W., Australia
Principal Office in Canada, Montreal. Que.
Manager or Chief Executive Officer in Canada. — Joseph P. Moore, A. I. A., Montreal.
Chief or General Agent in Ontario. — The Royal Trust Co.. 59 Yonge St., Toronto.
Date of Incorporation. — Dec. 31, 1886. Date commenced business in Canada. — Aug. 11, 1913.
Premiums and Disbursements
Capital stock paid in cash £1.000.000 Premiums — Ontario (net) $279,022
Assets in Canada $ 9,141,080 Premiums — Canada (net) 849,527
Ontario business in force (gross) .. . 6.957,118 Total disbursements to policy-
Canadian business in force (gross). 24,887,052 holders (net) — In Ontario 215,083
In Canada 735,783
*See note on page 1.
50 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
NATIONAL-BEN FRANKLIN FIRE INSURANCE COMPANY*
Head Office, Pittsburgh, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — R. H. L. Massie, Toronto.
Chief or General Agent in Ontario. — R. H. L. Massie, 465 Bay St., Toronto.
Date of Incorporation. — Dec. 28, 1910. Date commenced business in Canada. — May 23, 1914.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $164,199
Assets in Canada 457,322 Premiums — Canada (net) 252,654
Liabilities in Canada 247,542 Claims — Ontario (net) 74,370
Claims — Canada (net) 125,020
NATIONAL FIRE INSURANCE COMPANY OF HARTFORD*
Head Office, Hartford, Conn.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Chas. C. Hall, Toronto.
Chief or General Agent in Ontario. — Chas. C. Hall. 65 Adelaide St. E., Toronto.
Date of Incorporation. — May, 1869. Date commenced business in Canada. — August 3, 1908.
Premiums Written — Claims Incurred
Capital stock paid in cash $5,000,000 Premiums — Ontario (net) $55,432
Assets in Canada 678.417 Premiums — ^Canada (net) 242,377
Liabilities in Canada 246.799 Claims — Ontario (net) 9,759
Claims — Canada (net) 95,356
NATIONAL LIBERTY INSURANCE COMPANY OF AMERICA*
Head Office, New York, X.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — G. R. Thomson, Montreal.
Chief or General Agent in Ontario. — Norman G. Bethune, 15 Toronto St., Toronto.
Date of Incorporation. — February, 1859. Date commenced business in Canada. — August, 1930.
Premiums Written — -Claims Incurred
Capital stock paid in cash $4,000,000 tPremiums — Ontario (net) Nil
Assets in Canada 545.619 fPremiums — Canada (net) Nil
Liabilities in Canada Nil tClaims — Ontario (net) Nil
tClaims — Canada (net) Nil
THE NATIONAL LIFE ASSURANCE COMPANY OF CANADA*
Head Office, Toronto, Ont.
Officers. — President, H. R. Bain, Toronto; Vice-President, Robt. Fennell, K.C., Toronto;
General Manager, G. Fay Davies; Ass't General Manager, M. W. McCutcheon. A.A.S.; Actuary.
G. D. McKinney, F.A.S., F.A.I. A., Toronto.
Directors. — H. R. Bain, Fraser D. Reid, Robt. Fennell, K.C., Alfred Rogers, Jr., F. S. Vanstone,
D. H. Porter, D. H. Gibson, A. H. Beaton, K.C., Toronto; Lieut.-Col. Sidney C. Oland, V.D.,
A.D.C., Halifax.
Date of Incorporation. — June 29, 1897. Date commenced business in Canada. — June 23, 1899.
Premiums and Disbursements
Capital stock paid in cash $ 250,000 Premiums — Ontario (net) $ 500,145
Total assets 14,737,613 Premiums — Total business (net). . 1,654.169
Ontario business in force (gross) .. . 21,084,866 Total disbursements to policy-
Total business in force (gross) 68,068,971 holders (net) — In Ontario 362,254
Total business. . 1,029,095
THE NATIONAL- LIVERPOOL INSURANCE COMPANY*
Head Office, Montreal, Que.
Officers. — President and Manager, James Matson, Montreal; Vice-President, J. T. LeClerc,
Montreal; Secretary, P. M. May, Montreal.
Directors. — F. J. Williams. J. D. Simpson. Liverpool, Eng.; J. Theodore LeClerc, J. D.
Johnson, G. Blair Gordon, James Matson, C. F. Sise, Montreal; Hon. L. A. Taschereau, Quebec;
Hon. C. A. Dunning. Ottawa.
Chief or General Agent in Ontario. — F. S. McDermott, 112 Yonge St., Toronto.
Date of I ncorporation. — 1929. Date commenced business in Ontario. — January 1, 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $200,000 Premiums — Ontario (net) $25,222
Assetsin Canada 491.352 Premiums — Total business (net).. 76,148
Liabilities in Canada 109.580 Claims — Ontario (net) 10,545
Surplus protection of policyholders. 381,772 Claims — Total business (net). . . . 30.274
*See note on page 1.
tincluded in Home Insurance Company figures.
JOINT-STOCK INSURANCE COMPANIES FOR 1942 M
NATIONAL PROVINCIAL INSURANCE COMPANY, LIMITED*
Head Office. London. Eng.
Principal Office in Canada. Montreal. Que.
Manager or Chief Executive Officer in Canada. — C. Stuart Malcolm. Royal Exchange Bldg.,
Montreal.
Chief or General Agent in Ontario. — H. B. Rowe, Concourse Bldg., Toronto.
Dale of I ncorporation. — 1885. Date commenced business in Canada. — April 4, 1907.
Premiums Written — Claims Incurred
Capital stock paid in cash £20,525 Premiums — Ontario (net) $18,714
Assets in Canada $218,360 Premiums — Canada (net) 68,975
Liabilities in Canada 80.496 Claims — Ontario (net) 5.492
Claims — Canada (net) 30,841
NATIONAL SECURITY INSURANCE COMPANY*
Head Office, Omaha. Neb.
Principal Office in Canada. 80 Richmond St. W.. Toronto. Ont.
.Manager or Chief Executive Officer in Canada. — H. C. Mills. Toronto.
Chief or General Agent in Ontario. — H. C. Mills. 80 Richmond St. W., Toronto.
Date of Incorporation. — Sept. 12, 1914. Date commenced business in Canada. — June 10, 1936.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $50,009
Assets in Canada 169.943 Premiums — Canada (net) 95,325
Liabilities in Canada 52,422 Claims — Ontario (net) 1,046
Claims — Canada (net) 28,751
NATIONAL SURETY CORPORATION*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — D. H. Belair, Montreal.
Date of I ncorporation. — 1933. Date commenced business in Canada. — May. 1933.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,500,000 Premiums — Ontario (net) $ 86
Assets in Canada 130.526 Premiums — Canada (net) 169
Liabilities in Canada 15.763 Claims — Ontario (net) -508
Claims — Canada (net) 271
NATIONAL UNION FIRE IxNSURANCE COMPANY*
Head Office, Pittsburgh, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Arthur Tucker, Toronto.
Chief or General Agent in Ontario. — Arthur Tucker, Metropolitan Bldg., Toronto.
Date of Incorporation. — Feb. 14, 1901. Date commenced business in Canada. — April 17. 1910.
„ . , , .J . ^ Prejuiums Written — Claims Incurred
Capital stock paid in cash $1,100,000 Premiums — Ontario (net) $129 604
Assets m Canada 379.000 Premiums — Canada (net) 200.260
Liabilities in Canada 138,360 Claims — Ontario (net) 80,364
Claims — Canada (net) 113,917
THE NATIONALE FIRE INSURANCE COMPANY OF PARIS, FRANCE*
Head Office, Vichy, France
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. A. Blondeau, Montreal.
Chief or General Agent in Ontario. — Grover D. Leyland, Metropolitan Bldg., Toronto.
Date of Organization. — 1820. Date commenced business in Canada. — February 13, 1914.
^ .^ , ^ , .J . , „ Premiums Written — Claims Incurred
Capital stock paid in cash Frcs. 12,500,000 Premiums — Ontario (net) . $42 909
Assets m (:anada.. $794,546 Premiums— Canada (net) 196.016
Liabilities in Canada 232.601 Claims — Ontario (net) 35.485
Claims — Canada (net) 139,'785
*See note on page 1.
52 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
NEWARK FIRE INSURANCE COMPANY*
Head Office, Newark, N.J.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — James Matson, Montreal.
Chief or General Agent in Ontario. — F. L. Flight, 29 Wellington St. E., Toronto.
Dale of Incorporation. — 1811. Date commenced business in Canada. — March 7. 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $ 33,990
Assets in Canada 221,247 Premiums — Canada (net) 98,171
Liabilities in Canada 111,119 Claims — Ontario (net) 13.208
Claims — Canada (net) 37,507
THE NEW BRUNSWICK FIRE INSURANCE COMPANY*
Head Office, New Brunswick, N.J.
Principal Office in Canada, 414 St. James St. W.. Montreal, Que.
Manager or Chief Executive Officer in Canada. — G. R. Thomson, 414 St. James St. W., Montreal.
Chief or General Agent in Ontario. — Norman G. Bethune, 15 Toronto St., Toronto.
Date of Incorporation. — 1826. Date commenced business in Canada. — 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 tPremiums — Ontario (net) Nil
Assets in Canada 373,811 tPremiums — Canada (net) Nil
Liabilities in Canada Nil tClaims — Ontario (net) Nil
fClaims — Canada (net) Nil
NEW ENGLAND FIRE INSURANCE COMPANY*
Head Office, Springfield. Mass.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Gordon E. Findlay, Montreal.
Chief or General Agent in Ontario. — C. H. Harvey, Metropolitan Bldg., Toronto.
Date of Incorporation. — 1919. Date commenced business in Canada. — March 16, 1938.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $ 2,701
Assets in Canada 306,600 Premiums — Canada (net) 15,406
Liabilities in Canada 63.298 Claims — Ontario (net) 523
Claims— Canada (net) 6,986
NEW HAMPSHIRE FIRE INSURANCE COMPANY*
Head Office, Manchester, N.H.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — R. de Grandpr6, Montreal.
Chief or General Agent in Ontario. — Geo. R. Browne, 51 Yonge St., Toronto.
Date of Incorporation. — 1869. Dale commenced business in Canada. — April 15, 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash $3,000,000 Premiums — Ontario (net) $ 81,371
Assets in Canada 411,917 Premiums — Canada (net) 266,941
Liabilities in Canada 220,251 Claims— Ontario (net) 25,606
Claims — Canada (net) 98,365
NEW YORK FIRE INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. Marchand, 276 St. James St. W.. Montreal.
Chief or General Agent in Ontario. — C. M. Henderson, Metropolitan Bldg., Toronto.
Date of Incorporation. — 1832. Date commenced business in Canada. — October 31, 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $ 28,562
Assets in Canada 352,643 Premiums — Canada (net) 218,055
Liabilities in Canada 217,298 Claims — Ontario (net) 22,335
Claims — Canada (net) 128,524
'''See note on page 1
tincluded in H
e Insurance Company figures.
J(JI NT-STOCK INSURANCE COMPANIES FOR 1942 53
NEW YORK UNDEKWKITERS INSURANCE COMPANY*
Head Office. New York. N.Y.
Principal Office in Canada. Toronto, Ont.
Manager or Chief Executive Officer in Canada. — R. H. Campion, Toronto.
Chief or General Agent in Ontario. — R. H. Campion, 201-4 Dominion Bank BIdg.. Toronto.
Date of Incorporation. — July 24. 1925. Date commenced business in Canada. — Nov. 11, 1925.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $ 38,746
Assets in Canada 558,929 Premiums — Canada (net) 120.981
Liabilities in Canada 95.265 Claims — Ontario (net) 13.850
Claims — Canada (net) 46.518
NIAGARA FIRE INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal. Que.
Manager or Chief Executive Officer in Canada. — W. E. Baldwin, Montreal.
Chief or General Agent in Ontario. — A. C. L. Wildman, 36 Toronto St., Toronto.
Date of Incorporation. — July. 1850. Date commenced business in Canada. — July 19, 1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $ 33.882
Assets in Canada 515.949 Premiums — Canada (net) 137.080
Liabilities in Canada 120.990 Claims — Ontario (net) 11.586
Claims — Canada (net) 51,353
THE NORTH AMERICAN ACCIDENT INSURANCE COMPANY*
Head Office, Montreal, (Jue.
Officers. — President and General Manager, J. P. Moore. Montreal; Vice-President. B. W.
Robinson. Montreal.
Directors. — M. A. Phelan. J. H. H. Robertson. Miss F. Belanger, J. M. Hudon, C. Prime,
J. P. Moore. Dr. D. P. Anderson, L. A. A. Giroux, B. W. Robinson, Montreal.
Chief or General Agent in Ontario. — Royal Trust Co., Toronto.
Date of Incorporation. — Aug. 29, 1917. Date commenced business in Canada. — Jan. 1. 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 91,133 Premiums — Ontario (net) $ 9,345
Total assets 154,431 Premiums — Total business (net). . 35.432
Total liabilities 19.210 Claims — Ontario (net) 2,334
Surplus protection of policyholders. 135.221 Claims — -Total business (net) .... 7.964
NORTH BRITISH AND MERCANTILE INSURANCE COMPANY LIMITED*
Head Office. London, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — E. J. Kay, Montreal.
Chief or General Agent in Ontario. — S. C, Hopkins, 26 Wellington St. E., Toronto.
Date of Organization. — 1809. Date commenced business in Canada. — 1862.
Premiums Written — Claims Incurred
Capital stock paid in cash £3.468,750 Premiums — Ontario (net) $ 301,521
Assets in Canada $2,378,988 Premiums — Canada (net) 1,034,544
Total liabilities 936,085 Claims — Ontario (net) 130.823
Claims — Canada (net) 426.946
THE NORTH EMPIRE FIRE INSURANCE COMPANY*
Head Office, Montreal, Que.
Officers. — President and Manager. Wm. Lawrie, Montreal; Vice-President, Donald Taylor,
Toronto; Secretary, J. C. Urquhart. Montreal.
Directors. — J. C. Urquhart, Wm. Lawrie, A. T. Cunningham, Montreal; H. H. Smith,
A. B. Adamson, Winnipeg; Donald Taylor. Geo. Weir. Toronto.
Date of Incorporation. — June 16, 1908. Date commenced business in Canada. — Aug. 12, 1909.
Premiums Written — Claims Incurred
Capital stock paid in cash $306,030 Premiums — Ontario (net) $ 32,767
Total assets 492,514 Premiums — Total business (net). . 119.911
Total liabilities 134,769 Claims — Ontario (net) 11,644
Surplus protection of policyholders. 357,745 Claims — Total business (net) .... 49,890
*See note on page 1.
54 ANNUAL REPORT— SUPERINTEXDEXT OF INSURANCE No. 6
THE NORTH RIVER INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Kenneth Thom, Toronto.
Chief or General Agent in Ontario. — Kenneth Thom, 16-22 Wellington St. E.. Toronto.
Date of Incorporation. — Feb. 6, 1822. Date commenced business in Canada. — March 20, 1926.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — -Ontario (net) $ 43.545
Assets in Canada 385,171 Premiums — Canada (net) 103,040
Liabilities in Canada 113,044 Claims — Ontario (net) 19,646
Claims — Canada (net) 41,807
NORTHWEST CASUALTY COMPANY*
He.\d Office, Seattle, Wash.
Principal Office in Canada, Vancouver, B.C.
Manager or Chief Executive Officer in Canada. — D. R. Thomson. Vancouver.
Chief or General Agent in Ontario. — D. G. McPherson, Imperial Bldg., Hamilton.
Date of I ncorporation.^ April 1, 1928. Date commenced business in Canada. — Feb. 17, 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $400,000 Premiums — -Ontario (net) $116,968
Assets in Canada 239,910 Premiums — Canada (net) 193,001
Liabilities in Canada 125.258 Claims— Ontario (net) 23.115
Claims — Canada (net) 39,083
NORTH WEST FIRE INSURANCE COMPANY*
Head Office, Winnipeg, Man.
Officers. — President, N. J. Breen, Winnipeg; Vice-President, A. W. Chapman, Winnipeg;
General Manager, A. C. Hall, Montreal; Secretary, N. J. Black.
Directors. — W. A. Hastings, C. E. Dre-wry. Robt. McKay, X. J. Breen, A. W. Chapman.
J. D. McDonald, Winnipeg.
Chief or General Agent in Ontario. — H. J. Kerr. S3 Richmond St. W.. Toronto.
Date of Incorporation. — 1880. Date commenced business in Canada. — February 6, 1912t.
Premiums Written — Claims Incurred
Capital stock paid in cash $100,000 Premiums — Ontario (net) $18,384
Total assets 546.589 Premiums — Total business (net).. 51.606
Total liabilities 67.771 Claims — Ontario (net) 7.439
Surplus protection of policyholders. 478,818 Claims — -Total business (net) .... 19.412
THE NORTHERN ASSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — A. Hurry, Montreal.
Chief or General Agent in Ontario. — Messrs. Reed, Shaw & McNaught, 64 Wellington St. W.,
Toronto.
Date of Organization. — June 2, 1836. Date commenced business in Canada. — 1867.
Premiums Written — Claims Incurred
Capital stock paid in cash £904.161 Premiums— Ontario (net) $309,952
Assets in Canada $1,026,119 Premiums — Canada (net) 984.834
Liabilities in Canada 642.363 Claims — Ontario (net) 147,571
Claims — Canada (net) 545.387
THE NORTHERN LIFE ASSURANCE COMPANY OF CANADA*
Head Office, London, Ont.
Officers. — President, R. G. Ivey, London; Vice-President, W. E. Robinson, London; General
Manager, G. \V. Geddes, London; Secretary. R. C. Balfour, London; .\ctuary, H. L. Sharpe.
Directors. — Maj. Gordon J. Ingram. Frank A. McCormick. James E. McConnell. John S.
Moore, W. E. Robinson, Ray Lawson, Dr. S. Thompson, J. G. Thompson. R. G. Ivey, London.
Dale of Incorporation. — July 23, 1894. Date commenced business in Canada. — 1897.
Premiums and Disbursements
Capital stock paid in cash $ 250.000 Premiums — Ontario (net) $ 631,872
Total assets 12,942.986 Premiums — Total business (net).. 1.440.897
Ontario business in force (gross) .. . 24.718,449 Total disbursements to policy-
Total business in force (gross) 56.226.223 holders (net) — In Ontario 271.856
Total business. . 762.007
♦See note on page 1. , . . ^ .
tPrior to this date business limited under Provincial Charter to Province of Manitoba only.
JOINT-STOCK INSURANCE COMPANIES FOR 1942 55
NORTIIWKSTKKN NATIONAL INSURANCE COMPANY
OK MIKWAl kKK, WISCONSIN*
Heau OFFict, Milwaukee, Wis.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — R. H. L. Massie. Toronto.
Chief or General Agent in Ontario. — R. H. L. Massie, 465 Bay St., Toronto.
Date of I niorporation. — Feb. 20, 18C9. Date commenced business in Canada. — July 31, 1911.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $ G6,352
Assets in Canada 365.573 Premiums — Canada (net) 126!546
Liabilities in Canada 152.064 Claims — Ontario (net) 20.986
Claims — Canada (net) 48,201
NORWICH UNION FIRE INSURANCE SOCIETY, LIMITED*
Head Office, Xorwich, Eng.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — E. M. Whitley, Toronto.
Chief or General Agent in Ontario. — E. M. Whitley, 12 Wellington St. E., Toronto.
Date of Organization. — 1797. Date commenced business in Canada.- — April, 1880.
Premiums Written — Claims Incurred
Capital stock paid in cash £1.100.000 Premiums — Ontario (net) $ 747,735
Debenture stock ( Norwich & London) £429.455 Premiums — Canada (net).. .. 1850 89.3
Assets in Canada '. $2,081,924 Claims — Ontario (net) 255,905
Liabilities in Canada 1.317.136 Claims — Canada (net) 745,198
THE OCCIDENTAL FIRE INSURANCE COMPANY*
Head Office, Montreal, Que.
Officers. — President and Manager, E. J. Kay, Montreal; Vice-President, H. M. Jaquays,
Montreal.
Directors. — Brig.-Gen. J. B. White. D.S.O.. H. M. Jaquays, E. J. Kay. L. Macfarlane,
J. B. Woodyatt. Montreal.
Chief or General Agent in Ontario. — -S. C. Hopkins. 26 Wellington St. E., Toronto.
Dale of I niorporation. — 1902. Date commenced business in Canada. — May 5, 1909t.
Premiums Written — Claims Incurred
Capital stock paid m cash $ 200,000 Premiums — Ontario (net) $ 49.598
Total assets 1,618.870 Premiums — Total business (net). . 135,887
Total liabilities 248.194 Claims — Ontario (net) 11.639
Surplus protection of policyholders. 1,370.676 Claims — Total business (net) .... 44,087
OCCIDENTAL LIFE INSURANCE COMPANY*
Head Office, Los Angeles, Cal.
Principal Office in Canada, London, Ont.
Manager or Chief Executive Officer in Canada. — W. L. Miller, London.
Chief or General Agent in Ontario. — J. I. Hodgins, London.
Date of Incorporation. — June 30, 1906. Dale commenced business in Canada. — June 28, 1928.
Capital stock paid in cash $ 1.000.000 Premiums and Disbursements
Life: Life:
Assets in Canada 2.280.447 Premiums — Ontario (net) $186,460
Ontario business in force (gross) .. . 11.367.397 Premiums — Canada (net) 636,727
Canadian business in force (gross) . 37,220.04. Total disbursements to policy-
holders (net) — In Ontario 113,256
In Canada 285.574
Premiums Written — Claims Incurred
Other than Life: Other than Life:
Assets in Canada 78.911 Premiums — Ontario (net) 3,016
Liabilities in Canada 8,382 Premiums — Canada (net) 8,618
Claims — Ontario (net) 1,206
Claims — Canada (net) 2.739
*See note on page 1.
tPrior to this date business limited under Provincial Charter to Province of Manitoba only.
56 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE OCEAN ACCIDENT & GUARANTEE CORPORATION, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — A. C. Hall, Montreal.
Chief or General Agent in Ontario. — H. J. Kerr, Federal Bldg.. Toronto.
Dale of Incorporation. — 1871. Date commenced business in Canada. — September 1, 1895..
Premiums Written — Claims Incurred
Capital stock paid in cash £172,308 Premiums — Ontario (net) $ 408.480
Assets in Canada $1,447,244 Premiums— Canada (net) 918.693
Liabilities in Canada 881,425 Claims — Ontario (net) 154,414
Claims — ^Canada (net) 328.181
THE PACIFIC COAST FIRE INSURANCE COMPANY*
Head Office. Vancouver, B.C.
Officers. — President, W. H. Malkin, Vancouver; Managing Director, T. W. Greer, Vancouver
Directors. — R. Gelletly, C. Spencer, W. H. Malkin, T. W. Greer. Vancouver; G. M. Black.
Winnipeg; H. J. Tapscott, London, Eng.
Chief or General Agent in Ontario. — Reed, Shaw & McNaught. 64 Wellington St. W., Toronto.
Dale of Incorporation. — 1890. Date commenced business in Canada. — November 5, 1908t.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 750,000 Premiums — -Ontario (net) $ 59.416
Total assets 3,536,642 Premiums — Total business (net),. 1.700,939
Total liabilities 1,674,576 Claims — Ontario (net) 33.186
Surplus protection of policyholders. 1.862.066 Claims — Total business (net) .... 1,102,641
PACIFIC FIRE INSURANCE COMPANY*
Head Office. New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. Begg, Toronto.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto St.. Toronto.
Date of Incorporation. — 1851. Date commenced business in Canada. — May 10. 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $ 46,628
Assets in Canada 304,924 Premiums — Canada (net) 119,597
Liabilities in Canada 128.410 Claims — Ontario (net) 33,996
Claims— Canada (net) 82,708
PALATINE INSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada. Montreal. Que.
.\Ianager or Chief Executive Officer in Canada. — A. C. Hall. Montreal.
Chief or General Agent in Ontario. — H. J. Kerr. Federal Bldg.. Toronto.
Date of Incorporation. — Aug. 22. 1900. Dale commenced business in Canada. — March 27, 1912
Premiums Written — Claims Incurred
Capital stock paid in cash £200,000 Premiums — Ontario (net) $ 73,031
Assets in Canada $324,447 Premiums— Canada (net) 189,419
Liabilities in Canada 182.885 Claims — Ontario (net) 28.872
Claims — Canada (net) 72.379
PATRIOTIC ASSURANCE COMPANY, LIMITED*
Head Office, Dublin, Ireland
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — R. L. Stailing, Toronto.
Chief or General Agent in Ontario. — R. L. Stailing, 15 Wellington St. E.. Toronto.
Date of Organization. — 1824. Dale commenced business in Canada. — April 11. 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash $729,900 Premiums — Ontario (net) $ 30.627
Assets in Canada 208.577 Premiums — Canada (net) 142.495
Liabilities in Canada 119.115 Claims — Ontario (net) ~2-^''-1
Claims — Canada (net) 58.121
♦See note on pape 1. . „ . . . ^ . . • i
tPrior to this date business limited under Provincial Charter to Prov. of British Columbia only.
JOINT-STOCK INSURANCE COMPANIES FOR 1942 57
PEAKL ASSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — W. C. Butler. Toronto.
Chief or General Agent in Ontario. — W. C. Butler, 80 Richmond St. W., Toronto.
Date of Incorporation. — 1864. Date commenced business in Canada. — 1927.
Premiums Written — Claims Incurred
Capital stock paid in cash £1,500.000 Premiums — Ontario (net) $320,541
Assets in Canada $1,003,308 Premiums — Canada (net) 622,915
Liabilities in Canada 616,135 Claims — Ontario (net) 137,892
Claims — Canada (net) 278,269
THE PHENIX FIRE INSURANCE COMPANY OF PARIS, FRANCE*
Head Office, Clermont-Ferrand, France
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Anselme Samoisette, Montreal.
Chief or General Agent in Ontario. — Fred Midgley, 45 Richmond St. W., Toronto.
Dale of Organization. — 1819. Date commenced business in Canada. — March 20, 1915.
Premiums Written — Claims Incurred
Capital stock paid in cash. ... Frcs. 16,000,000 Premiums— Ontario (net) $11,536
Assets in Canada $468,368 Premiums — Canada (net) 98,311
Liabilities in Canada 109,635 Claims — Ontario (net) 13,152
Claims — Canada (net) 53,643
PHILADELPHIA FIRE & MARINE INSURANCE COMPANY*
Head Office, Philadelphia, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. C. Mills, Toronto.
Chief or General Agent in Ontario. — H. C. Mills, 80 Richmond St. W.. Toronto.
Date of Incorporation. — May, 1923. Date commenced business in Canada. — April 1, 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $38,268
Assets in Canada 312,473 Premiums — Canada (net) 101,869
Liabilities in Canada 63,679 Claims — Ontario (net) 12,739
Claims — Canada (net) 35,693
PHOENIX ASSURANCE COMPANY, LIMITED, OF LONDON, ENGLAND*
Head Office, London, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — William Lawrie, Montreal.
Chief or General Agent in Ontario. — Donald Taylor, 465 Bay St., Toronto.
Date of Organization. — 1782. Date commenced business in Canada. — 1804.
Capital stock paid in cash £1,005,000 Premiums Written — Claims Incurred
Other than Life: Other than Life:
Assets in Canada $2,978,181 Premiums — Ontario (net) $ 368.003
Liabilities in Canada 1,240,483 Premiums — Canada (net) 1,405,993
Claims — Ontario (net) 152,290
Claims — Canada (net) , . 600,337
THE PHOENIX INSURANCE COMPANY OF HARTFORD*
Head Office, Hartford, Conn.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — S. M. Elliott, Montreal.
Chief or General Agent in Ontario. — B. J. G. Davies. 10 Adelaide St. E., Toronto.
Date of Incorporation. — May 31, 1854. Date commenced business in Canada. — May 20, 1890
Premiums Written — Claims Incurred"H
Capital stock paid in cash $6,000,000 Premiums — Ontario (net) $142,552
Assets in Canada 880,249 Premiums — Canada (net) 521,546
Liabilities in Canada 362,794 Claims — Ontario (net) 55.194
^_^ Claims — Canada (net) 232,273
*See note on page 1.
58 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
PILOT INSLKANCE COMPANY
Head Office, 199, Bay St., Toronto, Ont.
Incorporated. — April 2, 1927. Dale commenced business. — April 20, 1927.
Officers. — President, Charles C. Bowen; Vice-Presidents. F. S. Brown. L. K. Kirk, N. G.
Duffett; Secretary. H. E. Wittick; General Manager, Norman G. Duffett; Treasurer. Ralph
E. Burks.
Directors (as at date of filing statement). — D. M. Ferry, Jr., W. D. Bonthron, Chas. C. Bowen,
F. S. Brown, Ralph E. Burks, Otway Conard. John S. Dowling, X. G. Duffett. S. Fred Duncan.
Alex. Fasken. John P. Hacker. George Hancock, L. K. Kirk. Ralph Platts. R. A. Robertson.
Auditors. — Edwards. Morgan & Company. 10 Adelaide St. E., Toronto.
Statement for the Year Ended December 31, 1942
Capital Stock
A M o L' N T Amount
Subscribed for Paid i.n Cash
Amount of capital stock authorized. $300,000.
No. of shares, 15,000. Par value. $20.
Capital stock at beginning of year $204,500 00 $204,500 00
Capital stock at end of year $204,500 00 $204,500 00
Premium on Capital Stock
Total amount paid as premium on capital stock at beginning of year $426,892 50
Total amount paid to December 31, 1942 $426,892 50
Balance Sheet— Assets
Amortized book value of bonds, debentures and debenture stocks — not in default. . $887,691 39
Cash on hand and in banks 103,798 95
Interest accrued 5,198 05
Agents' balances and premiums uncollected — written on or after October 1, 1942. . 74.521 45
Amount due from reinsurance on losses already paid 2,345 76
Profit-sharing commission on fire reinsurance 1.183 2.3
Cash surrender value of life insurance policy 5,900 00
Refundable portion of excess profits taxes 5,817 70
Total Admitted Assets $1,086,456 53
Balance Sheet — Liabilities Total
In Canada Liabilities
Total provision for unpaid clairns $130,594 75 $130,594 75
Adjustment expenses of said claims 556 26 556 26
Total net reserve, $332,688.70; carried out at 80 % thereof 266,150 96 266,150 96
Expenses due and accrued 6.171 55
Taxes due and accrued 64.077 59
Reinsurance premiums 7,011 49
Return premiums and balances due agents 188 20
Investment reserves 25.000 00
Total Liabilities (excluding capital stock) $499,750 80
Capital stock paid in cash $204,500 00
Surplus in profit and loss account 382.205 73
Excess of assets over liabilities (surplus for protection of policyholders) 586,705 73
Total Liabilities $1,086,456 53
Profit and Loss .\ccount In Canada AND
All Business
Net premiums written $604,506 87
Reserve of unearned premiums (80%):
At beginning of year $265,867 28
At end of year 266,150 96
Increase 283 68
Net premiums earned $604,223 19
Net claims incurred $195,750 90
Net adjustment expensesincurred 1.707 07
Commissions 145.936 06
Taxes 14.362 93
Salaries, fees and travelling expenses 100,468 74
All other expenses 40,188 40
Total claims and expenses 498,414 10
Underwriting profit $105,809 09
JOINT-STOCK INSURANCE COMPANIES FOR 1942 59
Other revenue ;
Interest earned — cash and accruals $ 26,847 78
Adjustment by amortization 3,033 41
$ 23,814 37
Bad debts recovered previously written off 313 44
Profit on sale of securities and real estate 3,329 64
27.457 45
$133,266 54
Other expenditure:
Income andexcess profits taxes $ 69,824 09
Investment expenses 595 82
Premium on endowment insurance policy (net) 701 50
71,121 41
Net Profitforthe Year $ 62,145 13
SurpluH for Protection of Policyholders
Surplus of assets over liabilities (excluding capital stock from liabilities) at beginning
of year $555,631 45
Net profit for the year brought down 62,145 13
$617,776 58
Dividends declared to shareholders 30.675 00
$587,101 58
Deduct increase in unadmitted ledger assets 395 85
Surplus of Assets over Liabilities (excluding capital stock from liabili-
ties) AT End of Year $586,705 73
Summary of Risks— Fire
In O^iTARio All Business
Gross in force, December 31, 1941 $29,829,452 $29,829,452
Taken in 1942. new and renewed 16.233.347 16.233.347
Totals $46,062,799 $46,062,799
Ceased in 1942. including renewed 14.437.145 14.437.145
Gross in force. December 31. 1942 $31,625,654 $31,625,654
Reinsurance in force. December 31. 1942 6.760.646 6.760.646
Net in Force. December 31. 1942 $24,865,008 $24,865,008
Exhibit of Premiums in Force in Canada
Class of Insur;
Gross Taken
s- Force I in 1942.
r End of I New and
1941 I Rene\\-ed
Ceased Gross Net
IN 1942, in Force Reinsvr- in Force
Including at End of ance at End of
Renewed 1942 | I 1942
I $ c.
Fire , 166.775 06
Automobile ' 582,913 63
1.280 00
4.217 47
Accident — Personal
Accident — Public Liab.
Accident — Empl. Liab.
Guarantee — Surety. . . .
Inland Transportation .
Personal Property
Plate Glass
Theft
5,690 61
2.123 55
7.155 53
5.604 88
$ c.
104.083 00
660.900 30
7.186 07
5.187 55
2.169 27|
3.541 661
4.228 77
3.938 24
$ c.
84.489 32
684,382 52
1,280 00
6,242 63
689 81
5,951 38
2.328 14
110 67
4.279 50
4,539 55
Totals | 776.450 54 791.234 861794.293 52 773.391
$
186,368
559,431
c.
74
41
$
50,065
37,844
c.
97
50
$ c.
136,302 77
521.586 91
5.160
91
1,276
96
3.883 95
■4.926
1,964
78
68
2.375
40
2.55i 38
1.964 68
3.430
7,104 80
5,903 571
132 74|
3.298 25
7,104 80
4,550 57
92,148 57| 681.243 31
THE PIONEER INSURANCE COMPANY*
Head Office, Montreal. Que.
Officers. — President and Manager, James Matson, Montreal; Vice-President and Secretary,
Percy M. May. Montreal.
Directors. — R. P. Adams. Wm. Norman Clelland, E. F. Sise. Hon. R. O. Grothe, M.L.C..
P. M. May. James Matson, Montreal; D. C. MacLachlan, Toronto; J. D. Simpson, F. J.
Williams. Liverpool, Eng.
Chief or General Agent in Ontario. — F. L. Flight, 29 Wellington St. E., Toronto.
Date of Incorporation. — June 15. 1926. Date commenced business in Canada. — Jan. 20, 1927.
Premiums Written — Claims Incurred
Capital stock paid in cash $311,750 Premiums — Ontario (net) $22,190
Assets in Canada 508,493 Premiums — Total business (net). . 66.996
Liabilities in Canada 81,487 Claims — Ontario (net) 9,278
Surplus protection of policyholders. 427.006 Claims — Total business (net) .... 26.635
♦See note on page 1.
60 ANNUAL REPORT -SUPERINTENDENT OF INSURANCE No. 6
PLANET ASSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — R. L. Stailing. Toronto.
Chief or General Agent in Ontario. — R. L. Stailing. 15 Wellington St. E., Toronto.
Dale of 1 ncor poralion. — January 20, 1920. Dale commenced business in Canada. — 1928.
Premiums Written — Claims Incurred
Capital stock paid in cash $729,900 Premiums — Ontario (net) $ 29,996
Assets in Canada 174.856 Premiums — Canada (net) 108,432
Liabilities in Canada 99,932 Claims — Ontario (net) 12,995
Claims— Canada (net) 45.609
THE PROTECTIVE ASSOCIATION OF CANADA*
Head Office, Granby, Que.
Officers. — President, E. E. Gleason, Granby; Vice-President, \. R. Mitchell, Granby;
Secretary, W. W. D. Brack, Granby; Treasurer, W. R. Bradford. Granby; General Manager,
J. G. Fuller, Granby.
Directors. — J. G. Fuller, N. R. Mitchell, W. W. D. Brack, E. E. Gleason. W. R. Bradford.
Granby; K. A. Cowley. M.D., Montreal; Geo. H. Sherwood, Toronto.
Chief or General Agent in Ontario. — W. R. Bell. 53 Yonge St. Arcade. Toronto.
Date of Incorporation. — April 12, 1907. Date commenced business in Canada. — June 18, 1907.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 50,000 Premiums — -Ontario (net) $194,183
Total assets 333,541 Premiums — Total business (net). . 348.282
Total liabilities. 175,070 Claims — Ontario (net) 138,028
Surplus protection of policyholders. 158,471 Claims — Total business (net) .... 244,825
PROVIDENCE WASHINGTON INSURANCE COMPANY*
Head Office, Providence, R.I.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — S. M. Elliott, Montreal.
Chief or General Agent in Ontario. — B. J. G. Davies, 10 Adelaide St. E., Toronto.
Date of Incorporation. — 1799. Dale commenced business in Canada. — January 9. 1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $3,000,000 Premiums — Ontario (net) $ 50.306
Assets in Canada 488,279 Premiums — Canada (net) 236,866
Liabilities in Canada 286.971 Claims — Ontario (net) 15,493
Claims — Canada (net) 120.913
PROVINCIAL INSURANCE COMPANY, LIMITED*
Head Office, Kendal, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Willis. Faber & Co. Ltd., Montreal.
Chief or General Agent in Ontario. — H. Begg. 14 Toronto St., Toronto.
Dale of Organization. — Oct. 17, 1903. Dale commenced business in Canada. — Dec. 19. 1910.
Premiums Written — Claims Incurred
Capital stock paid ill cash £200.000 Premiums — Ontario (net) $115,678
Assets in Canada $735,887 Premiums — Canada (net) 420.720
Liabilities in Canada 396.482 Claims — Ontario (net) 58,148
Claims — Canada (net) 202,273
♦See note on page 1.
JOINT-STOCK INSURANCE COMPANIES FOR 1942 61
THE PHUDENTIAL ASSURANCE COMPANY, LIMITED*
Head Office. London, Eng.
Principal Office in Canada, Montreal, Que.
Managers or Chief Executive Officers in Canada. — W. G. Wilson and F. C. Capon, 465
St. John St., Montreal.
Chief or General Agenl for Onlario.^H. R. Elgie. 402 Canada Permanent Bids.. Toronto.
Date of Organization. — 1848. Dale commenced business in Canada. — September 1, 1923.
Capital stock paid in cash £1.450,000 Premiums and Disbursements
Life: Life:
Assets in Canada $ 8,527,480 Premiums — Ontario (net) $ 677.766
Ontario business in force (gross) . . . 21,560,828 Premiums — Canada (net) 1,434,870
Canadian business in force (gross). 46,906,057 Total disbursements to policy-
holders (net) — In Ontario 133,456
In Canada 444,330
Premiums Written — Claims Incurred
Other than Life: Other than Life:
Assets in Canada 2,170,018 Premiums — Ontario (net) 659,643
Liabilities in Canada 1,452,685 Premiums — Canada (net) 1.583,761
Claims — Ontario (net) 206,520
Claims — Canada (net) 600.214
QUEBEC FIRE ASSURANCE COMPANY*
Head Office, Quebec. Que.
Officers. — President, J. T. Ross; Vice-President, J. K. Leonard; Secretary and Chief Agent,
G. H. Henderson.
Directors. — J. T. Ross, A. S. Booth, C. M. Horswell. W. R. Houghton, Y. Montreuil,
J. K. Leonard. W. L. White, P. L, Waylett.
Chief or General Agent in Ontario. — W. R. Houghton. 19 Richmond St. W., Toronto
Date of Organization. — April 2, 1818. Date commenced business in Canada. — 1818
Premiums Written — Claims Incurred
Capital stock paid in cash $125,000 Premiums — Ontario (net) $ 24,341
Total assets 678,406 Premiums — Total business (net). . 102,231
Total liabilities 153,240 Claims — Ontario (net) 9,568
Surplus protection of policyholders. 525,166 Claims — Total business (net) .... 53,030
THE QUEEN CITY FIRE INSURANCE COMPANY
Head Office, 19 Richmond St. W., Toronto, Ont.
Incorporated. — February 15. 1871 (Bill No. 52). Date commenced business. — July 1, 1871.
Officers. — President, W'. R. Houghton; Vice-President, Joseph Walmsley; Secretary,
P. Lyle Waylett.
Directors. — Charles M. Horswell, Wilfred R. Houghton. Joseph Walmsley, P. Lyle Waylett,
W. L. White.
.Auditors. — H. T. Jamieson & Company, C.A., Toronto.
Statement for the Year Ended December 31, 1942
Capital Stock
Amount Amount
Subscribed FOR Paid in Cash
Amount of capital stock authorized, $250,000.
N'o. of shares. 5,000. Par value, $50.
Capital stock at beginning of year $100,000 00 $100,000 00
Capital stock at end of year $100,000 00 $100,000 00
•"See note on page 1.
62 ANNUAL REPORT— SUPERIXTENDEXT CjF INSURANCE No. 6
Balance Sheet— Assets
Book value of real estate held for sale $ 20.000 00
Amortized book value of bonds, debentures and debenture stocks — not in default. . 669,398 19
Market value of stocks 23,370 00
Cash on hand and in banks 32.174 96
Interest accrued $ 7.934 74
Dividends due 380 00
Rents accrued 35 00
8.349 74
Agents' balances and premiums uncollected:
Written on or after October 1, 1942 $ 6,205 78
Premiums due from reinsuring companies:
Written on or after October 1, 1942 350 25
6,556 03
ToT.\L Admitted Assets $759,848 92
Balance Sheet — Liabilities
Total
Liabilities
Total provision for unpaid claims $ 5,350 00 $ 5,350 00
Adjustment expenses of said claims 136 00 136 00
Total net reserve. $53,398.89; carried out at 80% thereof 42.719 11 42,719 11
E.xpenses due and accrued ' 200 00
Taxes due and accrued ^ 6.331 37
Reinsurance premiums '' 102 97
Return premiums and balances due agents 458 64
Taxes and expenses accrued on real estate 502 28
Total Liabilities (excluding capital stock) $ 55,800 37
Capital stock paid in cash $100,000 00
Reserve fund 250,000 00
Surplus in profit and loss account 354,048 55
Excess of assets over liabilities (surplus for protection of policyholders) 704,048 55
iL Liabilities $759,848 92
Profit and Loss Account
In Canada and
All Business
Net premiums written $ 40.9S0 28
Reserve of unearned premiums (80%):
At beginning of year $ 46.052 94
At end of year 42.719 11
Decrease 3.333 83
Net premiums earned $ 44,312 11
Net claims incurred $ 23.630 14
Net adjustment expenses incurred 1,080 87
Commissions 11,924 03
Taxes 1.118 61
Salaries, fees and travelling expenses 4.781 54
Management fee 82 61
All other expenses 2,951 45
Total claims and expenses 45,569 25
Underwriting loss S I.2SS 14
Other revenue:
Interest earned — cash and accruals $ 29.770 90
Adjustment by amortization 4^8 44
$ 29.312 46
Dividends earned 1.520 00
Net rents earned 155 80
30.988 26
$ 29.733 12
Other expenditure:
Income and excess profits taxes $ 11,952 22
Increase in deficiency of market under book value of securities.. 665 00
Investment expenses 43 80
12.661 02
Net Profit for the Year $ 17,072 10
JOINT-STOCK INSURANCE COMPANIES FOR 1942 63
Surplus for Protection of Folicyholdertt
Surplus of assets over liabilities (excluding capital stock from liabilities) at beginning
of year $706,547 1 1
Net profit for the year brought down 17,072 10
$723,619 21
Dividends declared to shareholders 20.000 00
$70.3.619 21
Add decrease in unadmitted ledger assets 429 34
Surplus of Assets over Liabilities (excluding capital stock from liabili-
ties) AT End of Year $704,048 55
Summary of Risks— Fire
In Ontario Elsewhere All Business
Gross in force, December 31. 1941 $19,793,359 $14,750 $19,808,109
Taken in 1942, new and renewed 9.152.060 20.750 9,172,810
Totals $28,945,419 $35,500 $28,980,919
Ceased in 1942, including renewed 8,889,697 20,750 8.910.447
Gross in force. December 31. 1942 $20,055,722 $14,750 $20,070,472
Reinsurance in force, December 31, 1942 637.629 3.000 640,629
Net IN Force, December 31, 1942 $19,418,093 $11,750 $19,429,843
Exhibit of Premiums in Force in Canada
Class of Insurance
Gross
IN Force
at End of
1941
Taken
IN 1942.
New and
Renewed
Ceased
IN 1942.
Including
Renewed
Gross
in Force
AT End of
1942
Reinsur-
ance
Net
IN Force
AT End of
1942
Fire.
$ c.
113,076 69
392 83
201 25
$ c.
47,805 33
702 03
$ c.
49.964 65
164 63
201 25
$ c.
110.917 37
930 23
$ c.
5.022 20
$ c.
105,895 17
930 23
Sprinkler Leakage
Totals
113,670 77
48,507 36
50.330 53
111,847 60
5.022 20
106,825 40
QUEEN INSURANCE COMPANY OF AMERICA*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal. Que.
Manager or Chief Executive Officer in Canada. — James Matson, Montreal.
Chief or General Agent in Ontario. — F. L. Flight, 29 Wellington St. E.. Toronto.
Date of Incorporation. — Sept. 11, 1891. Dale commenced business in Canada. — Nov. 1, 1891.
Capital stock paid in cash $5,000,000
Assets in Canada 793,558
Liabilities in Canada 447,293
Premiums Written — Claims Incurred
Premiums — Ontario (net) $139,446
Premiums — Canada (net) 477.769
Claims — Ontario (net) 66,472
Claims — Canada (net) 196,343
RAILWAY PASSENGERS ASSURANCE COMPANY^
Head Office, London, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — E. J. Kay, Montreal.
Chief or General Agent in Ontario. — S. C. Hopkins, 26 Wellington St. E., Toronto.
Date of Organization. — March, 1849. Date commenced business in Canada. — Nov. 2, 1902.
Capital stock paid in cash.
Assets in Canada
Liabilities in Canada
Premiums Written — Claims Incurred
£200.000 Premiums — Ontario (net) $ 78,840
$613,144 Premiums— Canada (net) 213.368
173,852 Claims — Ontario (net) 16,040
Claims — Canada (net) 65,788
^See note on page 1.
64 ANNUAL REPORT—SUPERINTENDENT OF INSURANCE No. 6
RELIANCE INSURANCE COMPANY OF CANADA*
Head Office, Montreal, Que.
Officers. — President, Geo. C. LonR. Jr., Hartford, Conn.; Vice-Presidents, Col. P. C. Cothran,
Hartford, Conn., S. M. Elliott, Montreal; Secretary, A. H. Vallance, Montreal.
Directors. — Major Walter Molson, W. A. Ralston. R. Fennell. Toronto; S. M. Elliott,
A. Stewart McNichols, Montreal; Geo. C. Long, Jr., A. Sidney Dawes, Col. P. C. Cothran,
Hartford, Conn.
Chief or General Agent in Ontario. — Wm. Johnstone, 43 Adelaide St. E.. Toronto.
Date of I ncorporation. — July 1, 1920. Date commenced business in Canada. — Nov. 24, 1920.
Premiums Written — Claims Incurred
Capital stock paid in cash $200,000 Premiums — Ontario (net) $22,808
Total assets 949,836 Premiums — Total business (net). . 69,012
Total liabilities 91,793 Claims — Ontario (net) 4,495
Surplus protection of policyholders. 858,043 Claims — Total business (net) .... 27,919
ROYAL EXCHANGE ASSURANCE CORPORATION*
Head Office, London, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — C. Stuart Malcolm. Montreal.
Chief or General Agent in Ontario. — H. B. Rowe, 100 Adelaide St. W., Toronto.
Date of Incorporation. — June 22, 1720. Date commenced business in Canada. — Nov. 4, 1910.
Premiums Written — Claims Incurred
Capital stock paid in cash £946.977 Premiums — Ontario (net) $ 361,105
Assets in Canada $1,211,067 Premiums— Canada (net) 1,575,701
Liabilities in Canada 740,961 Claims — Ontario (net) 123,869
Claims — Canada (net) 555.732
ROYAL INSURANCE COMPANY, LIMITED*
Head Office, Liverpool, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — James Matson, Montreal.
Chief or General Agent in Ontario. — F. L. Flight. 29 Wellington St. E., Toronto.
Date of I ncorporation.— MiLy 31, 1845. Dale commenced business in Canada. — 1851.
Capital stock paid in cash £3,499,956 Premiums and Disbursements
Life: Life:
Assets in Canada $ 8.288.425 Premiums — Ontario (net) $197,248
Ontario business in force (gross) . . . 7.724,722 Premiums — Canada (net) ....... 695,995
Canadian business in force (gross). 30,245.413 Total disbursements to policy-
holders (net) — In Ontario 79,689
In Canada 602,921
Premiums Written — Claims Incurred
Other than Life: Other than Life:
Assets in Canada 3,084,836 Premiums — Ontario (net) 669,699
Liabilities in Canada 1,.820,452 Premiums — ^Canada (net) 1,926,521
Claims — Ontario (net) 217,393
Claims— Canada (net) 684,2.34
THE ROYAL SCOTTISH INSURANCE COMPANY, LIMITED*
Head Office, Glasgow, Scotland
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — A. Hurry. Montreal.
Chief or General Agent in Ontario. — J. E. Proctor, 100 Adelaide St. W.. Toronto.
Date of Incorporation. — 1907. Date commenced business in Canada. — January 10. 1920.
Premiums Written — Claims Incurred
Capital stock paid in cash £30.000 Premiums — Ontario (net) $29,913
Assets in Canada $147,014 Premiums — Canada (net) 64.387
Liabilities in Canada 75,173 Claims — Ontario (net) 14,351
Claims — Canada (net) 19,592
♦See note on page 1.
JOINT-STOCK INSURANCE COMPANIES FOR 1942 65
ST. PAUL FIKK AND IVIAKIINE INSL'KANCK COMPANY*
Head Office. St. Pail. Minn.
Principal Office in Canada, Winnipeg. Man.
Manager or Chief Executive Officer in Canada. — P. A. Codere. Winnipeg.
Chief or General Agent in Ontario. — G. A. Sherritt, Metropolitan Bldg.. Toronto.
Date of I ncorporation. — May. 1865. Date commenced business in Canada. — Sept. 14, 1907.
Premiums Written — Claims Incurred
Capital stock paid in cash $10,000,000 P^pmiums — Ontario (net) $152,424
Assets in Canada 809.037 Premiums — Canada (net) 514,770
Liabilities in Canada 386,663 Claims — Ontario (net) 65,533
Claims — Canada (net) 216,099
SAINT PAUL-MERCURY INDEMNITY COMPANY*
Head Office. Wilmington. Del.
Principal Office in Canada, Winnipeg, Man.
Manager or Chief Executive Officer in Canada. — P. A. Codere, Winnipeg.
Chief or General Agent in Ontario. — Geo. A. Sherritt, Metropolitan Bldg., Toronto.
Date of Incorporation. — March 22, 1926. Date commenced business in Canada. — April 19. 1927.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $13,168
Assets in Canada 132.911 Premiums — Canada (net) 35,301
Liabilities in Canada 30.704 Claims — Ontario (net) -627
Claims — Canada (net) 16,461
LA SAUVEGARDE LIFE ASSURANCE COMPANY*
Head Office, Montreal, Que.
Officers. — President and General Manager, N. Ducharme, Montreal; 1st Vice-President,
Louis Lymburner, Montreal; 2nd Vice-President, Alphonse Milette. Montreal; Secretary, Jean
Pasquin; Actuary, Pierre Camu.
Directors. — R. B. Bachand. N.P.. Waterloo. Que.; Adjutor Cote. N.P.. N. Ducharme.
L. M. Lymburner. Alphonse Milette. Montreal; A. Vallee. K.C., Chas. A. Roy, Outremont;
Paul Drouin, K.C.. Quebec; Hon. Gustave Lacasse. M.D., Tecumseh, Ont.; Jean Pasquin.
Ville La Salle.
Date of Incorporation. — May, 1911. Date commenced business in Canada. — 1903.
Premiums and Disbursements
Capital stock paid in cash $ 232.440 Premiums — Ontario (net) $ 147,601
Total assets 8.471.030 Premiums — Total business (net). . 1,581,406
Ontario business in force (gross) .. . 4.862.565 Total disbursements to policy- „, „„„
Total business in force (gross) 59,691.540 holders (net) — In Ontario .Zi'?XX
Total business. . 567.470
SCOTTISH CANADIAN ASSURANCE CORPORATION*
Head Office. Toronto, Ont.
Officers. — President, Col. J. Forbes Michie, Toronto; 1st Vice-President, R. S. Waldie.
Toronto; 2nd Vice-President, J. A. Northway. Toronto; Managing Director, T. H. Hall. Toronto.
Directors. — J. A. Macintosh. K.C., R. S. Waldie, J. A. Northway, Col. J. F. Michie. Thos. H.
Hall, J. H. Grady, Toronto; Sir Francis Norrie- Miller, F. Richardson, Philadelphia, Pa.;
S. Norrie- Miller, Perth, Scotland.
Date of Incorporation. — May 11, 1920. Date commenced business in Canada. — Dec. 22, 1920.
Premiums Written — Claims Incurred
Capital stock paid in cash $225,000 Premiums — Ontario (net) $39,060
Total assets 541.084 Premiums — Total business (net). . 62.245
Total liabilities 92.999 Claims — Ontario (net) 8.643
Surplus protection of policyholders. 448.085 Claims — Total business (net) .... 14,325
SCOTTISH INSURANCE CORPORATION, LIMITED*
Head Office, Edinburgh, Scotland
Principal Office in Canada, Toronto. Ont.
Manager or Chief Executive Officer in Canada. — W. L. Esson, Toronto.
Chief or General Agent in Ontario. — W. L. Esson, 36 Toronto St.. Toronto.
Date of Incorporation. — Jan. 12, 1877. Date commenced business in Canada. — Dec. 29, 1939.
Premiums Written — Claims Incurred
Capital stock paid in cash £150,000 Premiums— Ontario (net) $36,363
Assets in Canada $163,380 Premiums — Canada (net) "f'Xi.
Liabilities in Canada 57.170 Claims — Ontario (net) ^'SoJ
Claims— Canada (net) 13,331
66 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
SCOTTISH METROPOLITAN ASSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Montreal. Que.
Manager or Chief Executive Officer in Canada. — A. H. P. Priddey. Montreal.
Chief or General Agent in Ontario. — F. O. Lucas, Metropolitan Bldg., Toronto.
Dale of Incorporation. — 1876. Dale commenced business in Canada. — December 17, 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash £80^000 Premiums — -OntariQ (net) $101,955
Assets in Canada $368,540 Premiums — Canada (net) 158,033
Liabilities in Canada 156,390 Claims — Ontario (net) 51,093
Claims — Canada (net) 67,274
SCOTTISH UNION & N.4TIONAL INSURANCE COMPANY*
Head Office, Edinburgh, Scotland
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. H. Esinhart, Montreal.
Chief or General Agent in Ontario. — G. W. Pearson, Toronto.
Dale Organized. — 1824. Date Incorporated. — June 26, 1833. Date commenced business in
Canada. — February, 1882.
Pre.miums Written — Claims Incurred
Capital stock paid in cash £600,000 Premiums — Ontario (net) $127,698
Assets in Canada $719,868 Premiums — Canada (net) 400.653
Liabilities in Canada 371.165 Claims — Ontario (net) 71,551
Claims — Canada (net) 192.703
THE SEA INSURANCE COMPANY, LIMITED*
Head Office, Liverpool, Eng.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada, — W. L. Esson, Toronto.
Chief or General Agent in Ontario. — W. L. Esson, 36 Toronto St., Toronto.
Dale of Incorporation. — 1875. Date commenced business in Canada. — December 11, 1924.
Premiums Written — Claims Incurred
Capital stock paid in cash £500,000 Premiums — Ontario (net) $67,766
Assets in Canada $364,222 Premiums— Canada (net) 213,914
Liabilities in Canada 135,812 Claims — Ontario (net) 25,874
Claims— Canada (net) 61.516
SECURITY INSUR.\NCE COMPANY OF NEW HAVEN*
Head Office, New Haven, Conn.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — John J. Kilgour, Toronto.
Chief or General Agent in Ontario. — John J. Kilgour, Metropolitan Bldg., Toronto.
Date of Incorporation. — May, 1841. Date commenced business in Canada. — Nov. 29, 1921,
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $ 52.584
Assets in Canada 242,243 Premiums — Canada (net) 102,929
Liabilities in Canada 84.585 Claims — Ontario (net) 14,189
Claims — Canada (net) 34,633
SECURITY NATIONAL INSURANCE COMP.\NY*
Head Office, Toronto. Ont.
Officers. — President and General Manager, J. H. Riddel, Toronto; Vice-President, V. G.
Creber. Toronto; Secretary, S. Fairley, Toronto.
Directors. — Sir E. M. Mountain, Bart., B. E. S. Mountain, S. A. Bennett, London, Eng.;
J. H. Riddel, V. G. Creber. H. T. Fairley, W. H. Despard. W. E. Young, F. S. Corrigan, H. J.
Humphrey, Toronto.
Dale of I ncorporation. — July, 1934. Dale commenced business in Canada. — January 1, 1935.
Premiums Written — Claims Incurred
Capital stock paid in cash $220,000 Premiums — Ontario (net) $ 8,323
Assets in Canada 280.557 Premiums — Total business (net).. 33,553
Liabilities in Canada 44. .S4."? Claims — Ontario (net) 444
Surplus protection of policyholders. 236,214 Claims — Total business (net). . .. 8,411
■See note on page 1.
JOINT-STOCK INSURANCE COMPANIES FOR 1942 67
SKNTINEL FIKE INSURANCE COMPANY *
Head Office, Springfield, Mass.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Gordon E. Findlay. 460 St. John St.. Montreal.
Chief or General Agent in Ontario. — C. H. Harvey. Metropolitan Bldg., Toronto.
Dale of Incorporation. — 1924. Date commenced business in Canada. — April 2, 1927.
PREMIU.MS Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $ 3,661
Assets in Canada 236.099 Premiums — Canada (net) 16,675
Liabilities in Canada 25,274 Claims — Ontario (net) 1.471
Claims — Canada (net) 6,950
THE SOUTH BRITISH INSURANCE COMPANY LIMITED*
Head Office, Auckland. New Zealand
Principal Office in Canada. Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Colin E. Sword. Toronto.
Chief or General Agent in Ontario. — Colin E. Sword, 44 Victoria St., Toronto.
Date of Incorporation. — 1907^ Date commenced business in Canada. — March 4, 1938.
Premiums Written — Claims Incurred
Capital stock paid in cash £1,031,640 Premiums — Ontario (net) $41,469
Assets in Canada $420,156 Premiums — Canada (net) 87,642
Liabilities in Canada 75.580 Claims — Ontario (net) 11.904
Claims — Canada (net) 33.368
THE SOUTHERN INSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada. Vancouver, B.C.
Manager or Chief Executive Officer in Canada. — T. Wesley Greer, Vancouver.
Chief or General Agent in Ontario. — W. C. McLaughlin, 72 Queen St. W., Toronto.
Date of Incorporation. — 1908. Date commenced business in Canada. — May. 1928.
Premiums Written — Claims Incurred
Capital stock paid in cash £105.000 Premiums — Ontario /net) $15,243
Assets in Canada $361,942 Premiums — Canada (net) 45,170
Liabilities in Canada 46.722 Claims^Ontario (net) 6,802
Claims — Canada (net) 16,079
THE SOVEREIGN LIFE ASSURANCE COMPANY OF CANADA*
Head Office, Winnipeg, Man.
Officers. — President. W. Sanford Evans. LL.D.. Winnipeg; 1st Vice-President and Medical
Director, E. W. Montgomery. M.D., Winnipeg; 2nd Vice-President. William Whyte. Winnipeg;
Managing Director, M. D. Grant. F.I. A., F.A.S., Winnipeg; Secretary. E. Atkins; Treasurer,
J. J. Douglas; Actuary. J. Turnbull, F.A.S.
Directors. — W. Sanford Evans, LL.D., E. W. Montgomery, M.D.. E. E. Sharpe. K.C..
William Whyte, John W. Horn. M. D. Grant. F.I.A., F.A.S., Roy W. Milner, W^innipeg; John
Martin, St. Boniface; C. D. Grayson. Moose Jaw.
Chief or General Agent in Ontario. — W. H. Burnett, Victory Bldg., Toronto.
Date of Incorporation. — May 15, 1902. Date commenced business in Canada. — March 1, 1903.
Premiums and Disbursements
Capital stock paid in cash $ 209.995 Premiums — Ontario (net) $ 417,366
Total assets 9,318.960 Premiums — Total business (net). . 1,145,412
Ontario business in force (gross) .. . 12,154.582 Total disbursements to policy-
Total business in force (gross) 35.256.674 holders (net) — In Ontario 112.783
Total business. . 523,158
SPRINGFIELD FIRE & MARINE INSURANCE COMPANY*
Head Office, Springfield, Mass.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Gordon E. Findlay, 460 St. John St.. Montreal.
Chief or General Agent in Ontario. — C. H. Harvey. 1920 Metropolitan Bldg., Toronto.
Date of Incorporation. — April 24. 1849. Date commenced business in Canada. — Nov. 5, 1908.
Premiums W'ritten — Claims Incurred
Capital stock paid in cash $5,000,000 Premiums — Ontario (net) $161,246
Assets in Canada 989.705 Premiums — Canada (net) 756.324
Liabilities in Canada 575,358 Claims — Ontario (net) 69.007
Claims — Canada (net) 353,304
*See note on page 1.
68 ANNUAL REPORT— SUPERIXTENDEXT OF IXSURAXCE No. 6
STANDARD MARINE INSURANCE COMPANY, LIMITED*
Head Office, Liverpool, Eng.
Principal Office in Canada. Toronto, Ont.
Manager or Chief Executive Officer in Canada. — A. B. Pakenham. Toronto.
Chief or General Agent in Ontario. — A. B. Pakenham, 68 King St. E., Toronto.
Date of I ncorporation. — 1871. Date commenced business in Canada. — April 2, 1923.
Premiums Written — Claims Incurred
Capital stock p^id in cash £100,000 Premiums — Ontario (net) $114,391
Assets in Canada $29,149 Premiums — Canada (net) 159.402
Liabilities in Canada 39,353 Claims — Ontario (net) 34,888
Claims — Canada (net) 59,111
THE STATE ASSURANCE COMPANY, LIMITED*
Head Office, Liverpool, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — C. Stuart Malcolm. Royal Exchange Bldg.,
Montreal.
Chief or General Agent in Ontario. — H. B. Rowe, 100 Adelaide St. W., Toronto.
Date of Incorporation. — April 10. 1891. Date commenced business in Canada. — April 20, 1926.
Premiums Written — Claims Incurred
Capital stock paid in cash £100,000 Premiu-ms — Ontario (net) $17,456
Assets in Canada $154,939 Premiums — Canada (net) 56,976
Liabilities in Canada 60,842 Claims — Ontario (net) 4,944
Claims — Canada (net) 23,026
STERLING INSURANCE COMPANY OF CANADA
Head Office, 29 Dufferin Ave.. Sherbrooke. Que.
Incorporated. — 1906. Date commenced business. — May 1, 1906.
Officers. — President, Hon. Jacob Xicol; Vice-President, Hon. Chas. B. Howard; Secretary.
L. E. Langis Galipeault; Manager, W. L. McGannon; Treasurer, P. Juneau.
Directors (as at date of filing statement). — Hon. Jacob Nicol, Hon. Chas. B. Howard, Hon.
J. E. Perreault, Albert Demers, Gaston Pratte, Edgar Cote, W. L. McGannon. F. J. Southwood,
L. E. Langis Galipeault.
Auditor. — Chas. E. Belanger, C.A.
Statement for the Year Ended December 31, 1942
Capital Stock
Amount Amount
Subscribed for Paid in Cash
Amount of capital stock authorized, $1,000,000.
No. of shares, 200.000. Par value, $5.
Capital stock at beginning of year $100,000 00 $100,000 00
Capital stock at end of year $100,000 00 $100,000 GO
Balance Sheet^Assets
Amortized book value of bonds, debentures and debenture stocks — not in default. . $113,118 76
Market value of stocks 12.200 00
Cash on hand and in banks 5.808 95
Interest accrued 511 94
Agents' balances and premiums uncollected:
Written on or after October 1. 1942 $ 4.373 84
Premiums due from reinsuring companies:
Written on or after October 1, 1942 1.194 7
5,568 58
Amount due from reinsurance on losses already paid 1,279 31
Income tax overpaid 1,081 96
Total Admitted Assets $139,569 50
Balance Sheet— Liabilities
Outside Total
In Canada Canada Liabilities
Total provision for unpaid claims $ 2.373 41 $ $ 2.373 41
Adjustment expenses of said claims 83 07 83 07
Total net reserve. $15,938.30; carried out at 80%
thereof 12,721 03 29 61 12,750 64
Expenses due and accrued 1,511 48
Taxes due and accrued 442 24
Reinsurance premiums 3.388 68
Balances dueother companies 1.310 10
Total Liabilities (excluding capital stock) $ 21.859 62
Capital stock paid in cash $100,000 00
Surplus in profit and loss account 17.709 88
Excess of assets over liabilities (surplus for protection of policyholders) 117,709 88
Total Liabilities $139,569 50
►See note on page 1.
JOINT-STOCK INSURANCE COMPANIES FOR 1942
'rofit and 1.ohh Account
In Canada
$ 24.465 25
Net premiums written
Reserve of unearned premiums (80%):
At beginning of year $ 6.706 31
At end of year 12.721 03
Increase $ 6.014 72
Net premiums earned $ 18.450 53
Net clai ms incurred
Net adjustment expenses incurred
Commissions
Taxes
Salaries, fees and travelling expenses
Management fee •
All other expenses
11.133 02
412 86
6.057 01
1.066 88
45 00
Total claims and expenses.
Underwriting loss
O u i s I u t
Canada
$
106 75
$
■ '29'6i
$
29 61
$
77 14
$
5 51
■ 40 56
All Business
$ 24.572 00
$
6.706
12.750
31
64
$
6.044
33
$
18,527
67
$ 11.138 53
412 86
6.097 57
1.066 88
45 00
1.153 64
928 54
$ 20.843 02
Other revenue:
Interest earned — cash and accruals $ 4,245 43
Adjustment by amortization 163 43
Dividends earned. . . .
Premium on exchange.
$ 4,408 86
750 00
44 38
Other expenditure:
Income and excess profits
Increase in deficiency of n-
arket under book value of securities.
203 66
2,300 00
Net Profit for the Year.
Surplus for Protection of Policyholders
Surplus of assets over liabilities (excluding capital stock from liabilities) at beginning
of year $121,232 23
Net profit for the year brought down 384 23
$121,616 46
Share transfer expense $ 235 69
Dividends declared to shareholders 4,000 00
Add decrease in unadmitted ledger assets.
$117,380 77
329 11
iuRPLUS OF Assets over Liabilities (excluding capital stock from liabili-
ties) at End of Year $117,709
Summary of Risks— Fire
In Ontario
Gross in force, December 31. 1941 $1,036,307 00
Taken in 1942. new and renewed 1.674.277 80
Totals $2,710,584 80
Ceased in 1942. including renewed 917.257 43
Gross in force. December 31, 1942 $1,793,327 37
Reinsurance in force, December 31, 1942 1,294,006 30
Net in Force, December 31, 1942 $ 499.321 07
Elsewhere All Business
$2,108,516 50
3,552,031 73
$5,660,548 23
2,256,514 49
$3,404,033 74
1.517.512 95
$3,144,823 50
5.226,309 53
$8,371,133 03
3,173,771 92
$5,197,361 11
2,811.519 25
$1,886,520 79 $2,385,841 86
Exhibit of Premiums in Force in Canada
Class of Insurance
Gross
IN Force
iT End of
1941
Taken
in 1942,
New and
Renewed
Ceased
IN 1942.
Including
Renewed
Gross
n Force
r End of
1942
34,334 06 65,961 53
Reinsui
ance
Net
IN Force
\.T End of
1942
29,924 84
70 ANNUAL REPORT— SUPERIXTEXDEXT OF IXSURAN'CE Xo. 6
SLN INSURANCE OFFICE, LIMITED*
Head Office, London, Eng.
Frincipal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — R. L. Stailing, Toronto.
Chief or General Agent in Ontario. — R. L. Stailing, 15 Wellington St. E., Toronto.
Dale of Incorporation. — April 7, 1710. Dale commenced business in Canada. — June 3, 1892.
Premilms Written — Claims Incurred
Capital stock piid in cash £600,000 Premiums — Ontario (net) $ 316,774
Assets in Canada $1,416,386 Premiums — Canada (net) 1,873,862
Liabilities in Canada 787,384 Claims— Ontario (net) -35,600
Claims — Canada (net) 825.936
SUN LIFE ASSURANCE COMPANY OF CANADA*
Head Office, Montreal, Que.
Officers. — President and Managing Director. Arthur B. Wood, Montreal; 1st Vice-President
and Treasurer. E. A. Macnutt. Westmount; 2nd Vice-President, C. S. V. Branch; Secretary,
F. J. Cunningham; Actuary. G. W. Bourke; Comptroller. E. E. Duckworth; Joint Treasurer,
H. P. Thornhill; Director of Agencies. W. S. Penny.
Directors. — A. B. Wood, Sir Edward W. Beatty. G.B.E.. Wm. M. Birks. Hon. C. A. Dunning,
Carl Riordon. John W. Ross. Ross H. Mc Master, Morris W. Wilson. A. Cross, Montreal;
Hon. F. P. Brais, Outremont, Que.; Harold Crabtree, G. W. Spinney. E. A. Macnutt. West-
mount, Que.; Hon. L. A. Taschereau. Quebec; John A. Tory. Toronto.
Chief or General Agent in Ontario. — C. V. Earl. Sun Life Bldg.. Toronto.
Date of I ncor poration. — 1865. Date commenced business in Canada. — May, 1871.
Premiums and Disbursements
Capital stock paid in cash $ 2.000.000 Premiums — Ontario (net) $10,028,869
Total assets 1.046.962.955 Premiums — -Total business (net). . 106,296,293
Ontario business in force (gross) . 350,562.169 Total disbursements to policy-
Total business in force (gross). . .3.043.909.108 holders (net) — In Ontario 6,912,490
Total business. . 77.238,493
SVEA FIRE AND LIFE INSURANCE COMPANY, LIMITED*
Head Office. Gothenburg, Sweden
Principal Office in Canada, 276 St. James St. W., Montreal, Que.
Manager or Chief Executive Officer in Canada. — Anselme Samoisette. 276 St. James St. W.,
Montreal.
Chief or General .Agent in Ontario. — Fred Midgley, 45 Richmond St. W,, Toronto.
Date of Incorporation. — 1866. Date commenced business in Canada. — June 23, 1927.
Premiums Written — Claims Incurred
Capital stock paid in cash. . Kroner 12.000,000 Premiums — Ontario (net) $ 2.993
Assets in Canada $97,566 Premiums — Canada (net) 26.582
Liabilities in Canada 29.963 Claims — Ontario (net) 742
Claims — Canada (net) 14,714
SWITZERLAND GENERAL INSURANCE COMPANY, LIMITED*
Head Office, Zurich, Switzerland
Principal Office in Canada, 276 St, James St. W., Montreal, Que.
Manager or Chief Executive Officer in Canada. — Pigeon & Major Ltd., 276 St. James St. W..
Montreal.
Chief or General .Igent in Ontario. — McKay Insurance Agency, 43 Victoria St.. Toronto.
Date of Incorporation. — 1869. Date commenced business in Canada. — January. 1936.
Swiss Premiums Written — Claims Incurred
Capital stock paid in cash Frcs. 3.000.000 Premiums — Ontario (net) $53,943
Assets in Canada $285,917 Premiums — Canada (net) 296.582
Liabilities in Canada 252.130 Claims — Ontario (net) 40,937
Claims — Canada (net) 234,503
TORONTO GENERAL INSURANCE COMPANY*
Head Office. Toronto, Ont,
Officers. — President. W. P. Fess; Vice-President, Prof. M. A. Mackenzie; Secretary and
Treasurer, C, W. Sykes; General Manager, W. F. Spry.
Directors. — E. C. Braund. C. W. Buchanan, W. P. Fess. Prof. M. A. Mackenzie, M.A.,
F.I. A.. LL.D.. Ray Lawson. Rt. Hon. A. Meighen. P.C, K.C.. G. Larratt Smith. K.C.. A. E.
Naylor. J. Fyfe Smith.
Date of Incorporation. — July 21. 1921. Date commenced business in Canada. — Dec. 20. 1937.
Premiums WRirTEN — Claims Incirred
Capital stock paid in cash $ 284.391 Premiums — Ontario (net) $320,423
Total assets 1.800,850 Premiums — Total business (net). . 849,720
Total liabilities 978,059 Claims — Ontario (net) 100,066
Surplus protection of policyholders. 822.791 Claims — Total business (net). . . . 329.170
'See note on page 1,
JOINT-STOCK INSURANCE COMPANIES FOR 1942
THK TRAVELERS FIRE INSURANCE COMPANY*
Head Office. Hartford, Conn.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — G. B. Foster, K.C., Montreal.
Chief or General Agent in Ontario. — H. C. Huckvale, 68 Yonge St., Toronto.
Dale of Incorporation. — May 23. 1923. Dale commenced busine.':; in Canada. — Dec. 19, 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $209,990
Assets in Canada 728,598 Premiums — Canada (net) 642,808
Liabilities in Canada 552,172 Claims — Ontario (net) 87.288
Claims — Canada (net) 402.277
THE TRAVELERS INDEMNITY COMPANY, HARTFORD, CONN.*
Head Office, Hartford, Conn.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — Geo. B. Foster, K.C.. Montreal.
Chief or General Agent in Ontario. — Robert Fullerton, 68 Yonge St., Toronto.
Date of I ncor poration. — March 25. 1903. Dale commenced business in Canada. — June 1, 1912.
Premiums Written— Claims Incurred
Capital stock paid in cash $3,000,000 Premiums — Ontario (net) $259,101
Assets in Canada 1.090.350 Premiums— Canada (net) 529,640
Liabilities in Canada 542,995 Claims — Ontario (net) 106,623
Claims — Canada (net) 203.869
THE TRAVELERS INSURANCE COMPANY, HARTFORD, CONN.*
Head Office, Hartford, Conn.
Principal Office in Canada. Montreal, Que.
Foster. K.C.. Montreal.
; Yonge St.. Toronto.
Manager or Chief Executive Officer in Canada. — Geo. 1
Chief or General Agent in Ontario. — C. N. Macdonald.
Date of Incorporation. — June 17. 1863. Dale commenced business in Canada.
Capital stock paid in cash $20,000,000 Premium;
July 1. 1865.
nd Disbursements
Life:
Assets in Canada 32.550.480
Ontario business in force (gross) . . . 51.719.330
Canadian business in force (gross) . 134.838.198
Other than Life:
Assets in Canada. . .
Liabilities in Canada
999.351
787.253
Life
Premiums — Ontario (net) $ 960,510
Premiums — Canada (net) ....... 2.763,008
Total disbursements to policy-
holders (net) — In Ontario 660.535
In Canada 2.036.380
Premiums Written — Claims Incurred
Other than Life:
Premiums — Ontario (net)
Premiums — Canada (net)
Claims — Ontario (net) . . .
Claims — Canada (net) . . .
370.432
1.179.952
177.222
546,552
UNION ASSURANCE SOCIETY, LIMITED*
Head Office. London. Eng.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Office
Chief or General Agent in Ontario
Date of Incorporation. — 1
in Canada. — A. C. Hall. Montreal.
-H. J. Kerr. Federal Bldg.. Toronto.
Capital stock paid in cash.
Assets in Canada
Liabilities in Canada
Date commenced business in Canada. — 1911.
Premiums Written — Claims Incurred
£50.000 Premiums— Ontario (net) $131,790
$631,432 Premiums — Canada (net) 376.484
362.879 Claims — Ontario (net) 56.154
Claims— Canada (net) 140,507
*See note on page 1.
72 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 9
THE LNION FIRE, ACCIDENT & GENERAL INSURANCE COMPANY
OF PARIS, FRANCE*
{L' U nion Compagnie d' Assurances contre I' I ncendie. Paris, France)
Head Office. Paris, France
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. P. A. Gagnon, Montreal.
Chief or General Agent in Ontario. — W. E. A. Johnston. 909 Excelsior Life Bldg., Toronto.
Date of Incorporation. — 1828. Date commenced business in Canada. — April 11, 1911.
Premiums Written — Claims Incurred
Capital stock paid in cash Frcs. 100,000,000 Premiums — Ontario (net) . $ 83,951
Assets in Canada $682,173 Premiums — Canada (net) 317,754
Liabilities in Canada 316,702 Claims — Ontario (net) 36.202
Claims — Canada (net) 157,294
UNION INSURANCE SOCIETY OF CANTON, LIMITED*
Head Office, Sydney, Australia
Principal Office in Canada. Toronto. Oht.
Manager or Chief Executive Officer in Canada. — Colin E. Sword, Toronto.
Chief or General Agent in Ontario. — Colin E. Sword, 44 Victoria St., Toronto.
Date of Incorporation. — 1873. Date commenced business in Canada, — September 24, 1917.
Premiums Written — Claims Incurred
Capital stock paid in cash £810.000 Premiums — Ontario (net) $ 991,025
Assets in Canada $2,726,516 Premiums — Canada (net) 1,774,990
Liabilities in Canada 1,159.158 Claims — Ontario (net) 605,060
Claims — Canada (net) 948.704
THE UNION MARINE AND GENERAL INSURANCE COMPANY, LIMITED*
Head Office, Liverpool, Eng.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada.— Wm. Lawrie, 480 St. Francois Xavier St.,
Montreal.
Chief or General Agent in Ontario. — Donald Taylor, 465 Bay St., Toronto.
Date of I ncorporation. — 1863. Date commenced business in Canada. — 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash £163,500 Premiums — Ontario (net) $196,377
Assets in Canada $1,035,173 Premiums — Canada (net) 864.341
Liabilities in Canada 406,159 Claims— Ontario (net) 40,297
Claims — Canada (net) 348,668
UNITED BRITISH INSURANCE COMPANY, LIMITED*
Head Office, London. Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Charles Stuart Malcolm. Montreal.
Chief or General Agent in Ontario. — H. B. Rowe, 100 Adelaide St. W., Toronto.
Date of Incorporation. — 1908. Date commenced business in Canada. — Xovember 30, 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash £600,000 Premiums — Ontario (net) Nil
Assets in Canada $213,014 Premiums — Canada (net) Nil
Liabilities in Canada 30,385 Claims — Ontario (net) Nil
Claims — Canada (net) Nil
UNITED FIREMEN'S INSURANCE COMPANY OF PHIL.VDELPHIA*
Head Office, Philadelphia, Pa.
Principal Office in Canada, Montreal, Oue.
.Manager or Chief Executive Officer in Canada. — Wm. Lawrie, 480 St. Francois Xavier St.,
Montreal.
Chief or General Agent in Ontario. — Donald Taylor, 465 Bay St., Toronto.
Dale of I ncorporation. — 1860. Date commenced business in Canada. — December, 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $15,605
Assets in Canada 202.123 Premiums — Canada (net) 56,056
Liabilities in Canada 59,898 Claims — Ontario (net) 5,385
Claims— Canada (net) 23,207
*See note on page 1,
JUINT-STOCK INSURANCE COMPANIES FOR
1942 73
UNITED STATES FIDELITY & GUARANTY COMPANY*
Head Office, Baltimore, Md.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Sidney W. Band, Toronto.
Chief or General Agent in Ontario. — Sidney W. Band, 34 King St. E., Toronto.
Date of Incorporation. — Mar. 19, 189G. Date commenced business in Canada. — Mar. 12, 1903.
Premiums Written — Claims Incurred
Capital stock paid in cash ,$2,000,000 Premiums — Ontario (net) $435,858
Assets in Canada 1,512,030 Premiums — Canada (net) 950,109
Liabilities in Canada • 1,005,430 Claims — Ontario (net) 141,219
Claims— Canada (net) 282,638
UNITED STATES FIHE INSURANCE COMPANY*
Head Officic, N'i;w York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — E. W. Schauffler, Toronto.
Chief or General Agent in Ontario. — E. W. Schauffler, 18 Wellington St. E., Toronto.
Dale of Incorporation. — 1824. Date commenced business in Canada. — June 20, 1919.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $177,485
Assets in Canada 1,173,600 Premiums — Canada (net) 402,211
Liabilities in Canada 392,559 Claims— Ontario (net) 102,460
Claims — Canada (net) 251,998
UNITED STATES GUARANTEE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — O. L. Harrison, 360 St. James St. W., Montreal.
Chief or General Agent in Ontario. — W. S. Tomenson, 12 Wellington St. E., Toronto.
Dale of Incorporation. — 1890. Date commenced business in Canada. — September 30, 1931.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $25,076
Assets in Canada 268,425 Premiums — Canada (net) 87,032
Liabilities in Canada 82,878 Claims — Ontario (net) 6,763
Claims— Canada (net) 24,477
URBAINE FIRE INSURANCE COMPANY OF PARIS, FRANCE*
Head Office, Paris, France
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Geoff. W. Hadrill, Montreal.
Chief or General Agent in Ontario. — G. C. Sutherland, 36 Toronto St., Toronto.
Date of Incorporation. — 1838. Date commenced business in Canada. — December 1, 1931.
Premiums Written — Claims Incurred
Capital stock paid in cash Frcs. 25,000,000 Premiums — Ontario (net) $15,364
Assets in Canada $192,092 Premiums — -Canada (net) 51,151
Liabilities in Canada 45,337 Claims — Ontario (net) 5,766
Claims — Canada (net) 29,120
THE VICTORY INSURANCE COMPANY, LIMITED*
Head Office, London, Eng.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — V. R. Willemson. Toronto.
Chief or General Agent in Ontario. — V. R. Willemson, 25 Adelaide St. E., Toronto.
Date of Incorporation. — 1919. Date commenced business in Canada. — August 19, 1941.
Premiums Written — Claims Incurred
Capital stock paid in cash $664,^500 Premiums — Ontario (net) $41,850
Assets in Canada 206,034 Premiums — Canada (net) 159,465
Liabilities in Canada 97,394 Claims — Ontario (net) 10,552
Claims — Canada (net) 45,205
*See note on page 1.
74 ANNUAL REPORT— SUPERIXTEXDEXT OF INSURANCE No. 6
WELLINGTON FIRE INSURANCE COMPANY*
Head Office. Toronto. Ont.
Officers. — President and Managing Director. Herbert Begg; Vice-President, Col. Hon. H. A.
Bruce. M.D.; Secretary, J. G. Hutchinson.
Directors. — Herbert Begg. Col. Hon. H. A. Bruce, W. R. Begg, E. J. Hayes. Hon. Jacob
Nicol. K.C.. Col. S. C. Robinson. E. B. Stockdale. H. Bruce Begg.
Dale of I ncor poration. — 1837. Dale commenced business in Canada. — 1840.
Premiums Written — Claims Inccrred
Capital stock paid in cash $ 150.000 Premiums — Ontario (net) $370,896
Total assets 1.053.930 Premiums — Total b;isiness (net).. 493.731
Total liabilities • 441,478 Claims— Ontario (net) 142.310
Surplus protection of policyholders. 612.452 Claims — Total business (net). . . . 188.951
WESTCHESTER FIRE INSURANCE COMP.\NY*
Head Office. \ew York. N.Y.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — S. M. Elliott, Montreal.
Chief or General Agent in Ontario. — Dale & Company Ltd.. Metropolitan Bldg.. Toronto.
Date of Incorporation. — Mar. 14, 1837. Date commenced business in Canada. — May 28. 1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — -Ontario (net) $111,525
Assets in Canada 679.138 Premiums — Canada (net) 313.104
Liabilities in Canada 289,068 Claims — ^Ontario (net) 72.774
Claims — Canada (net) 200.247
THE WESTERN ASSURANCE COMPANY*
Head Office, Toronto. Ont.
Officers. — President, E. A. Brownell, Toronto; Vice-President. Geo. A. Morrow. Toronto;
General Manager, Kenneth Thorn, Toronto; Managing Director. G. Stubington. Toronto;
Secretary. C. R. Morrow.
Directors. — W. J. Hastie. K. M. Pringle, E. Willans. Hon. G. Howard Ferguson. P.C. K.C.,
H. C. Cox. W. M. Cox. K.C., G. A. Morrow. E. A. Brownell. S. H. Logan. Leighton McCarthy,
K.C.. Graham Morrow, G. Stubington, Kenneth Thom. Toronto; W. E. Meikle. Winnipeg;
H. J. Wyatt, New York.
Dale of I ncor poration. — August 31, 1851. Date commenced business in Canada. — August, 1851.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 1.400,000 Premiums — Ontario (net) $ 841,214
Total assets 13,857,815 Premiums — Total business (net).. 5,883,887
Total liabilities 8.937,787 Claims — Ontario (net) 391.654
Surplus protection of policyholders. 4.920,028 Claims — Total business (net) ... . 3.821.026
TKE WESTERN LIFE ASSUR.\NCE COMPANY*
Head Office. Hamilton. Ont.
Officers. — President and Managing Director. H. H. Gray, Hamilton; 1st Vice-President,
A. R. Goudie, Kitchener; 2nd Vice-President. Dr. O. A. Cannon, Hamilton; Chairman of the
Board, Dr. G. E. Greenway, Hamilton; Secretary, O. S. McCombie, Hamilton.
Directors. — Dr. G. E. Greenway. H. H. Gray. Dr. O. A. Cannon. N. F. Firth. F. Harding.
C. W. Howe, Hamilton; Dr. C. W. Prowd. Vancouver; Hon. J. T. Haig, K.C., J. C. Haig.
Winnipeg; Dr. C. N. M. Black, R. M. Willes Chitty. K.C.. Toronto; A. R. Goudie. Kitchener.
Chief Executive Officer in Canada. — Herman H. Gray, Hamilton.
Dale of Incorporation. — May, 1910. Date commenced business in Canada. — June, 1911.
Premiums and Disbursements
Capital stock paid in cash $ 138.040 Premiums — Ontario (net) S 87.760
Total assets 1.310,078 Premiums — Total business (net). . 223.488
Ontario business in force (gross)... 2.915.057 Total disbursements to policy-
Total business in force (gross) 8.641.802 holders (net) — In Ontario 10.661
Total business . . 110.143
'See note on page
J(Jl.\T-STOCK INSURANCE COMPANIES FOR 1942 7_5
THK WKST.MINSTKK FIKK OFFICK*
Head Office. London. Enc.
Principal Office in Canada. Montreal. Que.
Manager or Chief Executive Officer in Canada. — -F. J. Flanagan. Montreal.
Chief or General Agent in Ontario. — Tomenson, Saunders. Smith & Garfat. 12 Wellington
St. E.. Toronto.
Date of Incorporation. — 1919. Date commenced business in Canada. — December 26, 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash £100.000 Premiums — Ontario (net) Nil
Assets in Canada $138,321 Premiums — Canada (net; Nil
Liabilities in Canada 3.75.o Claims — Ontario (net) Nil
Claims — Canada (net) Nil
THE WORLD FIRE AND MARINE INSLR.\NCE COMPANY*
Head Office. Hartford. Conn.
Principal Office in Canada. Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Robt. H. Leckey. Toronto.
Chief or General Agent in Ontario. — Robt. H. Leckey, Metropolitan Bldg.. Toronto.
Dale of Incorporation. — 1924. Dale commenced business in Canada. — July 14. 1924.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $ 26.282
Assets in Canada 520.634 Premiums — Canada (net; 128,071
Liabilities in Canada 68.87.3 Claims — Ontario (net) 2.154
Claims — Canada (net; 49.231
THE WORLD MARINE & GENERAL INSURANCE COMPANY, LIMITED*
Head Office. London, Eng.
Principal Office in Canada. Montreal. Que.
Manager or Chief Executive Officer in Canada. — A. Hurry, Montreal.
Chief or General Agent in Ontario. — Messrs. Reed, Shaw & McNaught. 64 Wellington St. W.,
Toronto.
Date of Incorporation. — 1894. Date commenced business in Canada. — April 25, 1923.
Premiums Written — Claims Incurred
Capital stock paid in cash £100.000 Premiums — Ontario (net; $113,722
Assets in Canada $406,507 Premiums — Canada (net; 175.070
Liabilities in Canada 140.278 Claims — Ontario (net) 51.827
Claims — Canada (net) 80.422
THE YORKSHIRE INSURANCE COMPANY, LIMITED*
Head Office. York. Eng.
Principal Office in Canada, Montreal. Que.
Manager or Chief Executive Officer in Canada. — Frank E. Dufty. Montreal.
Chief or General Agent in Ontario. — Geo. McMurrich & Sons Ltd.. 22 Toronto St., Toronto.
Date of Incorporation. — 1824. Date commenced business in Canada. — January 16, 1907.
Premiums Written — Claims Incurred
Capital stock paid in cash £293.506 Premiums — Ontario (net) .$219,279
Assets in Canada $4,691,323 Premiums — Canada (net) 544.123
Liabilities in Canada 479.697 Claims — Ontario (net) 84.436
Claims — Canada (net) 230.644
ZURICH GENERAL ACCIDENT & LIABILITY INSURANCE COMPANY, LIMITED*
Head Office, Zurich, Switzerland
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — J. H. Burpar, Toronto.
Chief or General Agent in Ontario. — J. H. Burgar. Federal Bldg., Toronto.
Date of Incorporation. — 1872. Date commenced business in Canada. — August 20, 1923.
Swiss Premiums Written — Claims Incurred
Capital stock paid in cash. . . . Frcs. 21,000.000 Premiums — Ontario (net) $547,303
Assets in Canada SI. 857, 735 Premiums — Canada (net) 1.159.488
Liabilities in Canada 808.746 Claims — Ontario (net) 296.028
Claims — Canada (net) 762.425
•See note on page 1.
(B)
MUTUAL INSURANCE CORPORATIONS
I. FARMERS' MUTUALS
II. ASSOCIATED NEW ENGLAND FACTORY MUTUALS
III. OTHER MUTUALS
[77]
78
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
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86 ANNUAL REPORT--SUPERINTENDEXT OF LNSURANCE N.j. 6
II. ASSOCIATED NEW ENGLAND FACTORY MUTUALS
ARKWRIGHT MUTUAL FIRE INSURANCE COMPANY*
Head Office, Boston, Mass.
Principal Office in Canada, Toronto, Ont.
Chief Agent in Canada. — Jas. P. McD. Costigan, Toronto.
Chief Agent in Ontario. — Jas. P. McD. Costigan, Toronto.
Date Organized. — 1860. Date commenced business in Canada. — 1927.
Premium Deposits Written — Claims Incurred
Total assets $8,978,999 Premiums — -Ontario (net) $55,934
Total liabilities 4,008,373 Premiums — Canada (net) 96.610
Claims^Ontario (net) 9.286
Claims — Canada (net) 3.746
BL.\CKSTONE MUTUAL FIRE INSURANCE COMPANY*
(Including business of Merchants Mutual Fire Insurance Company)
Head Office, Providence, R.I.
Principal Office in Canada, Toronto, Ont.
Chief Agent in Ontario. — Robt. C. Mold, Toronto.
Date Organized. — 1868. Date commenced business in Canada. — 1927.
Premium Deposits Written — Claims Incurred
Total assets $8,160,720 Premiums — Ontario (net) $ 78,835
Total liabilities 4,628,885 Premiums— Canada (net) 135.903
Claims — Ontario (net) 11.856
Claims — Canada (net) 17.589
BOSTON MANUFACTURERS MUTUAL FIRE INSURANCE COMPANY*
Head Office, Boston, Mass.
Principal Office in Canada, Toronto, Ont.
(Including business of the Paper Mill Mutual Insurance Company)
Chief Agent in Ontario. — Jas. P. McD. Costigan, Toronto.
Date Organized. — 1850. Date commenced business in Canada. — 1927.
Premium Deposits Written — Claims Incurred
Total assets $10,102,570 Premiums — Ontario (net) $ 62.885
Total liabilities 5.474.731 Premiums — Canada (net) 112.515
Claims — Ontario (net) 9.719
Claims — Canada (net) 11.191
COTTON AND WOOLEN M.4NUFACTURERS MUTUAL INSURANCE COMPANY
OF NEW ENGLAND*
Head Office, Boston, Mass.
Principal Office in Canada, Toronto. Ont.
Chief Agent in Canada. — Jas. P. McD. Costigan, Toronto.
Chief Agent in Ontario. — Jas. P. McD. Costigan, Toronto.
Date Organized. — 1875. Date commenced business in Canada. — 1927.
Premium Deposits Written — Claims Incurred
Total assets $6,419,992 Premiums — Ontario (net) $50,697
Total liabilities 2,821,578 Premiums — Canada (net) 71,089
Claims — Ontario (net) 4.5/3
Claims — Canada (net) 8.800
♦See note on page 1.
MUTUAL INSURANCE CORPORATIQxNS FOR 1942 87
FALL HIVKK MANLFACTLREKS ML'TLAL INSURANCE COMPANY*
Head Office. Fall River, Mass.
Principal Office in Canada. Toronto. Ont.
Chief Agent in Ontario. — Jas. P. McD. Costigan. Toronto.
Date Organized. — 1870. Dale commenced business in Canada. — 1927.
Premium Deposits Written — Claims Incurred
Total assets $2,806,399 Premiums — Ontario (net) $15,542
Total liabilities 1.416,720 Premiums — Canada (net) 28,988
Claims — Ontario (net) 2,503
Claims — Canada (net) 2,882
FIREMEN'S MUTUAL INSURANCE COMPANY*
Head Office, Providence. R.I.
Principal Office in Canada, Toronto, Ont.
Chief Agent in Ontario. — Jas. P. McD. Costigan. Toronto.
Date Organized. — 1854. Dale commenced business in Canada. — 1927.
Premium Deposits Written — Claims Incurred
Total assets $9,450,765 Premiums — Ontario (net) $104,423
Total liabilities 6.054.062 Premiums — Canada (net) 162.529
Claims — Ontario (net) 13.853
Claims — Canada (net) 14.847
MANUFACTURERS MUTUAL FIRE INSURANCE COMPANY*
Head Office. Providence, R.I.
Principal Office in Canada, Toronto. Ont.
Chief Agent in Canada. — Jas. P. McD. Costigan, Toronto.
Chief Agent in Ontario. — Jas. P. McD. Costigan, Toronto.
Date Organized. — 1835. Date commenced business in Canada. — 1927.
Premium Deposits Written — Claims Incurred
Total assets $26,568,238 Premiums — Ontario (net) $254,810
Total liabilities 14,035,955 Premiums — Canada (net) 438.747
Claims — Ontario (net) 40,131
Claims — Canada (net) 7.473
PHILADELPHIA .MANUFACTURERS INIUTUAL FIRE INSURANCE COMPANY*
Head Office, Philadelphia. Pa.
Principal Office in Canada. Montreal. Que.
Chief Agent in Canada. — I. W. Clarke. Montreal.
Chief Agent in Ontario. — Jas. P. McD. Costigan, Toronto.
Dale Organized. — 1880. Date commenced business in Canada. — 1927.
Premium Deposits Written — Claims Incurred
Total assets $2,543,614 Premiums — Ontario (net) $22,799
Total liabilities 1.410,392 Premiums — Canada (net) 39,443
Claims — Ontario (net) 4,053
Claims — Canada (net) 2,602
PROTECTION MUTUAL FIRE INSURANCE COMPANY*
Head Office. Chicago, III.
Principal Office in Canada, Toronto, Ont.
Chief Aient in Ontario. — Jas. P. McD. Costigan, Toronto.
Date Organized. — 1SS7. Dale commenced business in Canada. — 1927.
Premil'.m Deposits Written — Claims Incurred
Total assets $3,229,420 Premiums — Ontario (net) $29,891
Total liabilities 2.093.817 Premiums — Canada (net) 39.746
Claims — Ontario (net) 3,773
Claims — Canada (net) 5,585
'See note on page
88 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
WHAT CHEER MUTUAL FIRE INSURANCE COMPANY*
Head Office, Providence. R.I.
Principal Office in Canada, Toronto, Ont.
Chief Agent in Ontario. — Jas. P. McD. Costigan, Toronto.
Date Organized. — 1873. Date commenced business in Canada. — 1927.
Premium Deposits Written — Claims Incurred
Total assets $3,863,390 Premiums — Ontario (net) $36,607
Total liabilities 2,007.596 Premiums — Canada (net) 64.938
Claims— Ontario (net) 6,959
Claims — Canada (net) 12,547
WORCESTER MANUFACTURERS MUTUAL INSURANCE COMPANY*
Head Office, Boston, Mass.
• Principal Office in Canada, Toronto, Ont.
Chief Agent in Ontario. — Jas, P. McD. Costigan. Toronto.
Date Organized. — 1856. Date commenced business in Canada. — 1927.
Premium Deposits Written — Claims Incurred
Total assets $2,590,708 Premiums — Ontario (net) $15,542
Total liabilities 1,415,158 Premiums — Canada (net) 28,988
Claims — Ontario (net) 3,238
Claims — Canada (net) 5,618
♦See note on page 1.
MUTl'Al.^INSUKAXCM- C'(>RP( )RATIUNS FOR 1942 89
III. ()TIII:K MITLALS
TIIK CENTKAL IMANUFACTLHEKS' MLTLAL INSLRANCE COMPANY*
Head Office, Van Wert, Ohio
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Donald S. Miller, Toronto.
Chief or General Agent in Ontario. — Donald S. Miller. 302 Victory Bldg.. Toronto.
Date of I ncorporation. — 1876. Date commenced business in Canada. — August 23. 1923.
Premiums Written — Claims Incurred
Assets in Canada $215,377 Premiums — Ontario (net) .$49,691
Liabilities in Canada 69.928 Premiums — Canada (net) 90,374
Claims — Ontario (net) 44,735
Claims — Canada (net) 56,212
HARDWARE DEALERS' MLTUALiFIRE INSURANCE COMPANY*
Head Office. Stevens Point, Wis.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Frank B. Dalgleish, Toronto.
Chief or General Agent in Ontario. — Frank B. Dalgleish, 55 York St., Toronto.
Date of I ncorporation. — 1903. Dale commenced business in Canada. — September, 1920.
Premiums Written — Claims Incurred
Assets in Canada $612,222 Premiums — Ontario (net) $168,689
Liabilities in Canada 240,328 Premiums — Canada (net) 322.458
Claims— Ontario (net) 81,506
Claims — Canada (net) 113.046
INDIANA LLMBERMEN'SiMUTUAL INSURANCE COMPANY*
Head Office, Indianapolis, Ind.
Principal Office in Canada, Ottawa, Ont.
Manager or Chief Executive Officer in Canada. — E. D. Hardy, Booth Bldg., 165 Sparks St., Ottawa.
Dale of Incorporation. — April 1, 1897. Date commenced business in Canada. — June 16, 1932.
Premiums Written — Claims Incurred
Assets in Canada $160,760 Premiums — Ontario (net) $38,705
Liabilities in Canada 43.977 Premiums— Canada (net) 71,935
Claims— Ontario (net) 31,256
Claims — Canada (net) 48,549
LIBERTY MUTUAL|INSURANCE COMPANY*
Head Office, Boston, Mass.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — W. L. Harrington, 57 Bloor St. W., Toronto.
Date of Incorporation. — Jan. 1, 1912. Date commenced business in Canada. — Dec. 30, 1936.
Premiums Written — Claims Incurred
Assets in Canada $271,408 Premiums— Ontario (net) $26,970
Liabilities in Canada 33.064 Premiums — Canada (net) 42,312
Claims — -Ontario (net) 10,912
Claims — Canada (net) 17,097
THE LUMBER MUTUAL FIRE INSURANCE COMPANY OF BOSTON, MASS.*
Head Office, Boston. Mass.
Principal Office in Canada, Ottawa, Ont.
Manager or Chief Executive Officer in Canada. — E. D. Hardy. Booth Bldg., 165 Sparks St., Ottawa.
Date of Incorporation. — Feb. 13, 1895. Date commenced business in Canada. — Sept. 28, 1931.
Premiums Written — Claims Incurred
Assets in Canada $217,327 Premiums — Ontario (net) $39,974
Liabilities in Canada 53,166 Premiums — Canada (net) 88,148
Claims — Ontario (net) 24,195
Claims — Canada (net) 73,544
*See note on page 1.
90 ANNUAL REPORT— SUPERIXTEXDENT OF INSURANCE No. 6
LUMBERMEN'S MUTUAL CASUALTY COMPANY*
Head Office, Chicago, III.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Vance C. Smith, Toronto.
Chief or General Agent in Ontario. — Vance C. Smith, 1201 Concourse Bldg., Toronto.
Date of Incorporation. — 1912. Date commenced business in Canada. — July 23, 1920.
Premiums Written — Claims Incurred
Assets in Canada $875,318 Premiums — Ontario (net) $444,102
Liabilities in Canada 478,709 Premiums — Canada (net) 656,766
Claims — Ontario (net) 164,746
Claims — Canada (net) 255,881
THE LUMBERMEN'S MUTUAL LNSURANCE COMPANY OF MANSFIELD, OHIO*
Head Office, Mansfield, Ohio
Principal Office in Canada, Ottawa, Ont.
Manager or Chief Executive Officer in Canada. — E. D. Hardy, Ottawa.
Chief or General Agent in Ontario. — E. D. Hardy, 165 Sparks St., Ottawa.
Date of Incorporation. — 1895. Dale commenced business in Canada. — April 29, 1925.
Premiums Written — Claims Incurred
Assets in Canada $81,684 Premiums — Ontario (net) $26,368
Liabilities in Canada 34,642 Premiums — Canada (net) 54,104
Claims— Ontario (net) 25,627
Claims — Canada (net) 40,133
METROPOLITAN LIFE INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Ottawa, Ont.
Manager or Chief Executive Officer in Canada. — E. C. McDonald, Ottawa.
Chief or General Agent in Ontario. — P. A. Bowen, 6 Adelaide St. E., Toronto.
Date of Incorporation. — 1866. Date commenced business in Canada. — 1872.
Life:
Assets in Canada $334,833,936
Ontario business in force (gross).. 562,704,333
Canadian business in force (gross). 1,403, 237, 543
Other than Life:
Assets in Canada. . . .
Liabilities in Canada.
734,869
558,504
Premiums and Disbursements
Life:
Premiums — Ontario (net) $16,951,445
Premiums — Canada (net) ....... 42,814.532
Total disbursements to policy-
holders (net) — In Ontario 9,994,310
In Canada 25,854.903
Premiums Written — Claims Incurred
Other than Life:
Premiums — Ontario (net) ,
Premiums — Canada (net),
Claims — Ontario (net) . . .
Claims — Canada (net) . . .
880,889
1,417,902
633,052
947,560
MILL OWNERS' MUTUAL FIRE INSURANCE COMPANY OF IOWA*
Head Office, Des Moines, Iowa
Principal Office in Canada, Hamilton, Ont.
Manager or Chief Executive Officer in Canada. — Irving Earl Sams, Hamilton.
Chief or General Agent in Ontario. — Irving Earl Sams, 306-320 Imperial Bldg.. Hamilton.
Date of Incorporation. — 1876. Date commenced business in Canada. — April 3, 1923.
Premiums Written — Claims Incurred
Assets in Canada $335. S4N Premiums — Ontario (net) $ 94,531
Liabilities in Canada 158,314 Premiums — Canada (net) 222,534
Claims — Ontario (net) 48.509
Claims — Canada (net) 109,141
♦See note on page 1.
MUTUAL INSURANCE CORPORATIONS FOR 1942 91
ML'TUAL BENEFIT HEALTH & ACCIDENT ASSOCIATIO.N*
Head Office. Omaha, Neb.
Principal Office in Canada, Toronto. Ont.
Manager or Chief Executive Officer in Canada. — L. F. Flaska, Toronto.
Chief or General Agent in Ontario. — L. F. Flaska, 34 King St. E., Toronto.
Date of Incorporation. — 1909. Date commenced business in Canada. — December, 1934.
Premiums Written — Claims Incurred
Assets in Canada $1,123,745 Premiums — Ontario (net) $ 674.361
Liabilities in Canada 843.916 Premiums — Canada (net) 1.632.967
Claims — Ontario (net) 276,852
Claims — Canada (net) 626.068
MUTUAL BOILER INSURANCE COMPANY OF BOSTON
Head Office, Boston, Mass.
Principal Office in Canada, Toronto, Ont.
Incorporated. — 1877. Date of initial license in Ontario. — July 16. 1937.
Officers. — President and Treasurer, Marshall B. Dalton; Vice-President and Secretary,
John A. Collins.
Directors. — Robert Amory, John W. Arrington, Jr., Harry L'. Bailey, S. Bruce Black,
Spencer Borden. Winthrop L. Carter, John A. Collins. Marshall B. Dalton, Cyrus Y. Ferris,
Hovey T. Freeman, Hans J. Hagge, Charles E. Hodges, Jr., H. De Forest Lockwood, Abbot
Stevens, Malcolm B. Stone, E. Kent Swift, John L. Wilds.
Chief or General Agent in Ontario. — J. P. McD. Costigan, 372 Bay St., Toronto.
Auditors. — Charles F. Rittenhouse & Co., Boston. Mass.
Statement for the Year Ended December 31, 1942
Balance Sheet^Assets
Authorized value of bonds
Cash on hand and on deposit
Interest accrued _
Agents' balances and premiums uncollected — written on or aftei
October 1, 1942
Amount due from reinsurers
Total Admitted Assets.
Balance Sheet^Liabilities
In Canada
All Business
$24,746 69
3,671 83
486 98
$2,016,958 06
231,119 78
11.609 88
14 01
45,006 25
4.104 14
28,919 51
$2,308,798 11
Provision for unpaid claims
Reserve of unearned premiums .
Cash dividends to policyholders declared and unpaid.
Agency and other expenses due and accrued
Taxes due and accrued
Premiums received in 1942 not effective until 1943...
Other liabilities
Total Liabilities _. ..
Excess of assets over liabilities (surplus for protection of policy-
holders)
[ES AND Surplus.
Profit and Loss Account
Net premiums written
Reserve of unearned premiums
At beginning of year
At end of year
Increase
Net premiums earned
Net losses incurred
Total underwriting expenses.
Underwriting profit
$
4.860
536
41
99
$113,451 93
726.903 15
125,206 10
20,099 29
260
26
39,478 99
29.496 95
788 21
$ 5.657
23,261
$28,919
66
85
51
$1,055,424 62
1,253.373 49
$2,308,798 11
In Canada
$10,027 45
All Business
$1,812,409 59
$ 4.170
4,860
67
41
$ 590,321 40
726,903 16
$ 689
74
$ 136,581 75
$ 9,337
71
$1,675,827 84
$
5,460
•75
$ 209,734 29
492.597 04
$ 3.876
96
$ 973.496 51
♦See note on page 1.
92 ANNUAL REPORT— SUPERIXTENDEXT OF IXSURAN'CE No. 6
Other revenue:
Interest, dividends and rents earned 1,168 75 33,052 19
Special inspection and miscellaneous income 2.259 69
Gain from sale of investments 1,978 40
Increase in market value of investments 11,105 49
$ 5.045 71 $1,021,892 28
Other expenditure:
Loss from sale of investments 9.239 54
Investment expenses 2,594 73
Net Profit for the Year $ 5.045 71 $1,010,058 01
Surplus for Protection of Policyholders
Surplus of assets over liabilities at beginning of year $ 982.067 44
Net profit brought down 1.010.058 01
$1,992,125 45
Dividends declared during year:
To Canadian policyholders $ 3.523 30
To other policyholders 735,228 66
Surplus of Assets over Liabilities at End of Year $1,253,373 49
MUTUAL IMPLEMENT AND HARDWARE INSURANCE COMPANY*!
Head Office, Owatonna, Minn.
Principal Office in Canada. Toronto, Ont.
Manager or Chief Executive Officer in Canada. — F. B. Dalgleish. Toronto.
Chief or General Agent in Ontario. — F. B. Dalgleish, 55 York St., Toronto.
Date of Incorporation. — 1904. Date commenced business in Canada. — September, 1920
Premiums Written — Claims Incurred
Assets in Canada $458,058 Premiums — Ontario (net) $174,126
Liabilities in Canada 246.276 Premiums — Canada (net) 336.266
Claims — Ontario (net) 81.967
Claims — Canada (net) 119,308
NATIONAL RETAILERS MUTUAL INSURANCE COMPANY*
Head Office. Glen Cove. N.Y.
Principal Office in Canada. Toronto. Ont.
Manager or Chief Executive Officer in Canada. — Vance C. Smith, Concourse Bldg., 100 Adelaide
St. W., Toronto.
Dale of Incorporation. — March 29. 1837. Dale commenced business in Canada. — Oct. 14. 1937.
Premiums Written — Claims Incurred
Assets in Canada $269,902 Premiums — Ontario (net) $108,002
Liabilities in Canada 95.681 Premiums — Canada (net) 155.986
Claims — Ontario (net) 33.717
Claims — Canada (net) 56.088
NEW YORK LIFE INSURANCE COMPANY*
Head Office. New York. N.Y.
Principal Office in Canada. Montreal, Que.
Manager or Chief Executive Officer in Canada. — P. V. Raven, Montreal.
Chief or General Agent in Ontario. — Ralph M. Devins. 320 Bay St., Toronto.
Date of Incorporation. — 1841. Date commenced business in Canada. — 1868.
Premiums and Disbursements
Assets in Canada $59,586,551 Premiums — Ontario (net) $1,236,122
Ontario business in force (gross) .. . 38.908.628 Premiums — Canada (net) 3.819.793
Canadian business in force (gross) .125.699.147 Total disbursements to policy-
holders (net) — In Ontario 1.243.841
In Canada 3.800.687
♦See note on page 1.
tName changed from Minnesota Implement Mutual Fire Insuiance Company.
MUTUAL INSURANCE CORPORATIONS FOR 1942 93
NORTHWESTERN MUTUAL FIRE ASSOCIATION*
Head Office, Seattle. Wash.
Principal Office in Canada, Vancouver, B.C.
Manager or Chief Executive Officer in Canada. — D. R. Thomson, Randall Bldg., Vancouver.
Chief or General Agent in Ontario. — D. G. McPherson, Imperial Bldg., Hamilton.
Date of Incorporation. — 1901. Date commenced business in Canada. — April 22, 1912.
Premiums Written — Claims Incurred
Assets in Canada $1,177,983 Premiums — Ontario (net) $212,548
Liabilities in Canada 577,414 Premiums — Canada (net) 727,246
Claims — Ontario (net) 103,548
Claims — Canada (net) 311,825
PENNSYLVANIA LUMBERMEN'S MUTUAL FIRE INSURANCE COMPANY*
Head Office, Philadelphia, Pa.
Principal Office in Canada, Ottawa, Ont.
Manager or Chief Executive Officer in Canada. — E. D. Hardy, Booth Bldg., 165 Sparks St.. Ottawa.
Date of Incorporation. — Feb. 26. 1895. Date commenced business in Canada. — Oct. 20. 1931.
Premiums Written — Claims Incurred
Assets in Canada $159,293 Premiums — Ontario (net) $31,022
Liabilities in Canada 46,442 Premiums — Canada (net) 70,680
Claims— Ontario (net) 23,472
Claims — Canada (net) 47,153
THE PRUDENTIAL INSURANCE COMPANY OF AMERICA*
Head Office, Newark, N.J.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Henry P. Douglas, Montreal.
Chief or General Agent in Ontario. — Harold J. Smithers, 2881 Dundas St. W., Toronto.
Date of Incorporation. — 1873. Date commenced business in Canada. — February 3, 1909.
Capital stock paid in cash $ 2,000,000
Life:
Assets in Canada 136,152,401
Ontario business in force (gross) .. .337.986,808
Canadian business in force (gross) . 626,744,880
Other than Life:
Assets in Canada. . . .
Liabilities in Canada.
65,424
11,131
Premiums and Disbursements
Life:
Premiums — Ontario (net) $12,121,357
Premiums — Canada (net) ....... 22,325,618
Total disbursements to policy-
holders (net) — In Ontario 6,011,831
In Canada 11,482,328
Premiums Written — Claims Incurred
Other than Life:
Premiums — Ontario (net)
Premiums — Canada (net)
Claims — Ontario (net) . . .
Claims — Canada (net) . . .
22,723
28,864
14,903
22.780
THE ROYAL GUARDIANS*
Head Office, Montreal, Que.
Officers. — President, E. E. Workman. Westmount; Vice-President, M. M. Johnston, West-
mount; General Manager and Treasurer, W. F. Patterson, Westmount; Chairman of the Board,
Chas. E. Ward, Montreal; Secretary. R. Pritchard.
Directors. — C. E. Ward, L. H. Ballantyne, K.C.. B. C. Empey. Montreal; P. Wickham,
H. W. Monsell, St. Lambert; E. E. Workman. W. F. Patterson, M. M. Johnston, Westmount;
C. F. Charbonneau, Outremont.
Chief or General Agent in Ontario. — Jas. Brodie, 612 Sherbourne St.. Toronto.
Date of Incorporation. — 1910. Date commenced business in Canada. — July 1, 1910.
Premiums and Disbursements
Life:
Total assets $ 943,843
Ontario business in force (gross)... 2,538,177
Total business in force (gross) 4,336,463
Life:
Premiums — Ontario (net)
Premiums — Total business (net)..
Total disbursements to policy-
holders (net) — In Ontario
Total business . .
$ 72.322
119,758
24,665
73.264
Other than Life:
Total assets
Total liabilities
14,215
11,920
Premiums Written — Claims Incurred
Other than Life:
Premiums — Ontario (net) 5£
Premiums — Total business (net).. 7(
Claims — Ontario (net) 3i
Claims — Total business (net). ... 4(
♦See note on page 1.
94 - ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE STANDARD LIFE ASSURANCE COMPANY*
Head Office, Edinburgh, Scotland
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Wm. H. C. Kennedy, Montreal.
Chief or General Agent in Ontario. — G. B. Coyne, 80 King St. W., Toronto.
Date of Organization. — 1825. Date commenced business in Canada. — 1833.
Premiums and Disbursements
Assets in Canada $18,794,956 Premiums — Ontario (net) $ 411,007
Ontario business in force (gross) . . . 13,723,713 Premiums — Canada (net) 1,087,883
Canadian business in force (gross) . 38,404,308 Total disbursements to policy-
holders (net) — In Ontario 258,154
In Canada 923.192
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY*
Head Office, Bloomington, III.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — -R. E. Patterson, Toronto.
Chief or General Agent in Ontario. — R. E. Patterson, 465 Bay St., Toronto.
Date of Incorporation. — 1922. Date commenced business in Canada. — June, 1938.
Premiums and Disbursements
Assets in Canada $157,007 Premiums — Ontario (net) $66,004
Liabilities in Canada 23,483 Premiums — Canada (net) 66,004
Claims — Ontario (net) 24,731
Claims — Canada (net) 24,731
TORONTO MUTUAL LIFE INSURANCE COMPANY*
{Formerly Ancient Foresters' Mutual Life I nsurance Company)
Head Office, Toronto, Ont.
Officers. — President, J. W. B. Ford, Hamilton; Vice-President, H. W. B. Boynton. Toronto;
General Manager and Secretary, L. G. NichoUs, Toronto; Consulting Actuary, J. D. Buchanan;
Chairman, Chas. G. Dynes. K.C., Hamilton.
Directors. — J. W. B. Ford, C. G. Dynes, K.C., T. A. Collins, W. R. Davis, Hamilton; A. W.
Turner. Ph. D.. H. W. B. Boynton, L. G. Xicholls, Dr. J. Harcourt, Toronto; E. L. Box, Seaforth.
Date of Incorporation. — 1934. Date commenced business in Canada. — January 2, 1935.
Premiums and Disbursements
Assets in Canada $ 1,870.886 Premiums — Ontario (net) $329,090
Ontario business in force (gross)... 10,647.660 Premiums — Total business (net).. 347,468
Total business in force (gross) 11,417,119 Total disbursements to policy-
holders (net) — In Ontario 108.947
Total business. . 142.092
UNITED MUTUAL FIRE INSURANCE CO.MPANY*
Head Office. Boston, Mass.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — R. M. Kennedy, Toronto.
Chief or General .\genl in Ontario. — R. M. Kennedy, 57 Bloor St. W., Toronto.
Dale of Incorporation. — 1908. Date commenced business in Canada. — .■\pril 3. 1925.
Premiims and Disbursements
Assets in Canada $293,979 Premiums — Ontario (net) $ 76.147
Liabilities in Canada 111,483 Premiums — Canada (netl 156.755
Claims — Ontario (net> 83.978
Claims — Canada (netl 120.554
"See note on page
(C)
CASH-MUTUAL INSURANCE CORPORATIONS
[95]
(C)
THE ECONOMICAL MlTl AL FIKE INSURANCE COMPANY"
Head Office. Kitchener. Ont.
Date commenced business. — October 28, 1871.
Officers. — President. Henry Knell; Vice-President, Hon.. W. D. Euler; General Manager,
F. W. Snyder; Ass't General Manager and Secretary- Treasurer, W. W. Foot.
Directors (as at date of filing statement). — Henry Knell, Hon. W. D. Euler. W. J. Motz,
H. C. Krug. H. J. Sims. R. A. Lang. L. O. Breithaupt. F. W. Snyder, W. H. Somerville, Waterloo.
Premiums Written — Claims Incurred
Total admitted assets $3,389,373 Premiums — Ontario (net) $645,909
Total liabilities 754.743 Premiums — Total business (net) . . 896,415
Surplus protection of policyholders. 2,634,630 Claims — Ontario (net) 229,543
Claims — Total business (net) .... 361.622
GORE DISTRICT MUTUAL FIRE INSURANCE COMPANY*
Head Office, Galt, Ont,
Officers. — President. A. R. Goldie; Vice-President. John R. Blake; Secretary- Treasurer,
Edwin S. Hood; General Manager, J. N. MacKendrick; Ass't General Manager, Edwin S, Hood.
Directors. — A. R. Goldie, John R. Blake, J. X. MacKendrick, M. M. Todd. William Philip,
W. W. Wilkinson, H. L. McCulloch, Gait; C. Gordon Cockshutt, Brantford; F. G. Rolph, Toronto.
Premiums Written — Claims Incurred
Total admitted assets $3,042,765 Premiums — Ontario (net) $435,003
Total liabilities 617,504 Premiums — Total business (net). . 687.166
Surplus protection of policyholders. 2.425.261 Claims — Ontario (net) 166,057
Claims— Total business (net) .... 256,875
MILLERS NATIONAL INSURANCE COMPANY*
Head Office, Chicago, III.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. Begg. Toronto.
Chief or General Agent in Ontario. — H. Begg. 14-24 Toronto St.. Toronto.
Date of Incorporation. — 1865. Date commenced business in Canada. — October 6. 1915.
Premiums Written — Claims Incurred
Assets in Canada $230,382 Premiums — Ontario (net) $ 51,665
Liabilities in Canada 91,815 Premiums — Canada (net) 100,674
Claims — Ontario (net) 18,092
Claims — Canada (net) 68,692
THE PERTH MUTUAL FIRE INSURANCE COMPANY
Head Office, Stratford, Ont.
Incorporated. — October 2. 1863. Date commenced business. — October. 1863.
Officers. — President. G. G. McPherson. K.C.; Vice-President. H. W. Strudley; Secretary,
J. M. Macrae; General Manager. A. E. Dodds; Ass't General Manager. J. A. C. Kay.
Directors (as at date of filing statement). — G. G. McPherson. K.C.. H. W. Strudley. J. A.
Makins. Lieut. -Col. R. M. Trow. W. J. Anderson, H. H. Dempsey, A. E. Dodds, C. D. Dingman.
John G. Lind.
Auditors. — Monteith & Monteith, Stratford.
•■See note on page 1.
[97]
98 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Statement for the Year Ended December 31, 19^42
Balance Sheet^Assets
Book value of real estate — office premises $ 41.000 00
Mortgage loans on real estate — first liens 29,650 00
Amortized book value of bonds, debentures and debenture stocks:
Not in default $1,839,461 71
In default 3.813 60
1,843.275 31
Book value of stocks 44.266 75
Cash on hand and in banks » 58,708 49
Interest accrued $ 15.516 45
Rents accrued 100 00
15.616 45
Agents' balances and premiums uncollected:
Written on or after October 1, 1942 $ 29,313 79
Premiums due from reinsuring companies:
Written on or after October 1. 1942 5.224 87
34.538 66
Amount due from reinsurance on losses already paid 3,369 64
Total Admitted Assets $2,070,425 30
Balance Sbeet^Liabilities
Total
In Canada Liabilities
Total provision for unpaid claims $ 23,720 19 $ 23.720 19
Adjustment expenses of said claims 200 00 200 00
Total net reserve. $204,093.81; carried out at 80% thereof 163.275 05 163.275 05
Expenses due and accrued 10,000 00
Taxes due and accrued 10,000 00
Return premiums and balances due agents 18 71
Investment reserves 150,000 00
Contingency reserves 30,000 00
Total Liabilities. $ 387.213 95
Excess of assets over liabilities (surplus for protection of policyholders) 1,683,211 35
Total Liabilities and Surplus $2,070,425 30
Profit and Loss Account
In Canada and-
All Business
Net premiums written $ 210.162 00
Reserve of unearned premiums (80%):
At beginning of year $ 167.984 18
At end of year 163.275 05
Decrease 4,709 13
Net premiums earned $ 214.871 13
Net claims incurred $ 98.712 82
Net adjustment expenses incurred 3,558 91
Commissions 50.342 45
Taxes 10,372 38
Salaries, fees and travelling expenses 40.463 96
All other expenses 11.382 30
Total claims and expenses 214.832 82
Underwriting profit $ 38 31
Other revenue:
Interest earned — cash and accruals $ 66.259 34
Adjustment by amortization 783 77
$ 67.043 11
Dividends earned 2.161 90
Profit on sale of securities and real estate • 5.237 13
74.442 14
$ 74.480 45
Other expenditure:
Loss on real estate operations $ 306 85
Reserve for contingencies 15.000 00
15.306 85
Net Profit for the Year $ 59,173 60
CASH-MUTUAL INSURANCE CORPORATIONS FOR 1942 99
Surplus for Protection of Policyliulders
Surplus of assets over liabilities at beginning of year $1,622,216 59
Net profit for the year brought down 59.173 60
$1,681,390 19
Add decrease in unadmitted ledger assets 1.821 16
Surplus of Assets over Liabilities at End of Year $1.683.211 35
Gross in force, December 31, 1941
Taken in 1942, new and renewed. .
Summary of Risks^Fire
In Ontario
$54,271,095
27,933.990
Totals $82,205,085
Ceased in 1942. including renewed 27.970,924
Gross in force, December 31, 1942
Reinsurance in force, December 31
1942
Net in Force, December 31. 1942
$54,234,161
13,117.548
$41,116,613
Elsewhere All Business
$ 9,274.963
7,275.871
$16,550,834
7,723,008
$ 8,827,826
2,233,519
$63,546,058
35,209.861
$98,755,919
35,693.932
$63,061,987
15.351.067
$6,594,307 $47,710,920
Exhibit of Premiums in Force in Canada
Class of Insurance
Gross
IN Force
AT End of
1941
Taken
IN 1942.
New and
Renewed
Ceased
IN 1942.
Including
Renewed
Gross
IN Force
AT End of
1942
Reinsur-
ance
Net
in Force
at End of
1942
Fire
$ c.
549.531 91
$ c.
338.900 65
$ c.
342.296 04
546.^36 52
$ c.
142,994 15
$ c.
403,142 37
THE PORTAGE LA PRAIRIE MUTUAL INSURANCE COMPANY*
Head Office, Portage la Prairie. Man.
Officers. — President. M. G. Tidsbury, High Bluff; Vice-President. E. H. Muir. Portage la
Prairie; Secretary and General Manager. A. H. Thorpe, Portage la Prairie; Treasurer. A. G.
Hall. Portage la Prairie.
Directors. — M. G. Tidsbury. High Bluff; E. H. Muir, Jos. Trimble. James McKenzie. J. C.
Miller. K.C.. Portage la Prairie; Robt. McDermott, Edwin; E. D. Alder. Oak Lake; Hon. D. L.
Campbell. Arthur Sullivan. K.C.. Winnipeg.
Chief or General Agent in Ontario. — E. J. B. Dobie, c/o Bonin- Dobie-Jackson Ltd., Whalen
Bldg.. Port Arthur.
Incorporated, Dominion of Canada. — May. 1930. Commenced business in Ontario. — Feb., 1931.
Premiums Written — Claims Incurred
$993,281 Premiums — Ontario (net) $21,456
387.066 Premiums — Total business (net).. 341,748
606.215 Claims — Ontario (net) 3.896
Claims — Total business (net) .... 131.790
Total admitted assets
Total liabilities
Surplus protection of policyholde
THE WATERLOO MUTUAL FIRE INSURANCE COMPANY
Head Office. Waterloo. Ont.
Incorporated. — February 9, 1863. Date commenced business. — May 7. 1863.
Officers. — President. W. G. Weichel; Vice-President. J. H. Simpson; Secretary. J. A. Fischer;
General Manager, F. H. Moser; Treasurer. C. G. Durnan.
Directors. — W. G. Weichel. J. H. Simpson. F. H. Moser. E. J. Bauer. Ford S. Kumpf. W. R.
Bricker. Wm. Henderson. Sr., P. V. Wilson. F. L. Whitaker.
Auditors. — J. F. Scully. C.A., R. P. Uffelman. C.A.
•See note on page 1.
100 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Statement for the Year Ended December 31, 1942
Balance Sheet— Assets
Book value of real estate — office premises $ 35,000100
Mortgage loans on real estate — first liens 186.656 42
Amortized book value of bonds, debentures and debenture stocks — not in default, . 1,850,640 01
Book value of stocks 43,175 00
Cash on hand and in banks 50,945 01
Interest accrued $ 20,352 13
Dividends due 93 75
20,445 88
Agents' balances and premiums uncollected:
Written on or after October 1 , 1942 $ 42.878 91
Premiums due from reinsuring companies:
Written on or after October 1. 1942 6,448 85 '
— 49,327 76
Amount due from reinsurance on losses already paid 3,660 11
Total Admitted Assets $2,239,850 19
Balance Sheet— Liabilities
Outside Total
In Canada Canada Liabilities
Total provision for unpaid claims $ 21,800 00 $ $ 21,800 00
Adjustment e.xpenses of said claims 200 00 200 00
Total net reserve, .$352, 054.65; carried out at 80 %
thereof 281,629 78 13 91 281,643 69
Taxes due and accrued 10.155 36
Reinsurance premiums 121 56
Return premiums and balances due agents 120 63
Investment reserves 59,500 00
Pension Fund Reserve 35.330 57
Total Liabilities $ 408,871 81
Excess of assets over liabilities (surplus for protection of policyholders) 1,830,978 38
Total Liabilities and Surplus .• $2,239,850 19
Profit and Loss Accoulit
In Canada
Net premiums written $ 328.533 86
Reserve of unearned premiums (80%):
At beginning of year
At end of year
De
crea
$
289,921
281,629
08
78
$
8,291
30
$
336,825
16
Outside
Canada
$ 23 12
All Business
$ 328,556 98
$ 14 84
13 91
$ 289,935 92
281,643 69
Net premiums earned $ 336,825 16 $ 24 05 $ 336,849 21
Net claims incurred $ 149,569 01 $ 4 39 $ 149,573 40
Net adjustment expenses incurred 5,738 56 5,738 56
Commissions 68,500 87 8 78 68,509 65
Taxes 12,069 35 12,069 35
Salaries, fees and travelling expenses 77,617 34 77,617 34
All other expenses 20,909 27
Total claims and expenses $ 334,417 57
Underwriting profit $ 2,431 64
Other revenue:
Interest earned — cash and accruals
$
76.925 09
40 49
76.884
1,965
876
12,550
4,980
3
60
00
00
82
11
00
97,259
Dividends earned
Net rents earned
Profit on sale of securities and real estate. . . . ,
Sundry receipts
Transfer fees
53
$
723
9.358
1.200
1,500
Ither expenditure:
Building renovations
$
92
86
00
00
99.691
12.782
86.908
17
Pension
War charities, etc.
78
NetProfitfortheYe.\r
$
CASH-MUTUAL INSURANCE CORPORATIONS FOR 1942
101
Surplus for Protection of Policyholdera
Surplus of assets over liabilities at beginning of year $1,742,775 16
Net profit for the year brought down 86,908 39
$1,829,683 55
1,294 83
Add decrease in unadmitted ledger assets
Surplus of Assets over Liabi
T End of Year $1,830,978 38
Summary of Risks— Fire
In Ontario
Gross in force, December 31, 1941 $ 90.156,999
Taken in 1942. new and renewed 44,544.865
Totals $134,701,864
Ceased in 1942, including renewed 44.408,614
Gross in force, December 31, 1942
Reinsurance in force, December 31, 1942
... $ 90,293,250
17,203,623
Net in Force. December 31. 1942 $ 73.089.627
Elsewhere
$ 9.770.051
7.415.340
$ 17.185,391
8,116.606
9.068.785
931,843
All
$ !
99,927,050
51.960,205
$151,887,256
52.525.220
$ 99.362.035
18,135,466
Exhibit of Premiums i
Force in Canada
Class of Insurance
Gross
IN Force
AT End of
1941
Taken
IN 1942,
New and
Renewed
Ceased
IN 1942,
Including
Renewed
Gross
IN Force
AT End of
1942
Reinsur-
ance
Net
IN Force
AT End of
1942
Fire
$ c.
882.596 89
$ c.
471,109 96
$ c.
489.383 46
864.323 39
$ c.
175.004 15
$ c.
689.319 24
THE WAWANESA MUTUAL INSURANCE COMPANY*
Head Office, Wawanesa. Man.
Officers. — President, A. T. Hawley, K.C., Winnipeg; Vice-Presidents, J. G. Fraser, Wawanesa.
Hon. E. C. Drury. Barrie; Treasurer, F. B. MacArthur, Wawanesa; Managing Director and
Secretary, C. M. Vanstone, Wawanesa; Ass't Manager, H. E. Hemmons, Wawanesa.
Directors. — A. J. Elliott, G. H. Stephens. A. D. Xaismith. J. M. Ross. J. G. Eraser, C. M.
Vanstone, Wawanesa; A. T. Hawley, K.C., Winnipeg; Hon. E. C. Drury, Barrie; G. Dinsdale,
M.L.A., Brandon.
Chief or General Agent
Dale of Incorporalion.-
Onlario. — 1931.
Total admitted assets $3,808,349
Total liabilities 1,793,711
Surplus protection of policyholders. 2,014.638
n Ontario. — C. M. Vanstone. York and Harbor Sts.. Toronto.
Manitoba. 1896; Dominion of Canada, 1929. Commenced business
Premiums Written — Claims Incurred
Premiums — Ontario (net) $ 845.062
Premiums — Total business (net).. 2.444.287
Claims — Ontario (net) 380,629
Claims — Total business (net). . . . 890.810
"See note on page 1.
(D)
FRATERNAL SOCIETIES
103
(D)
All) ASSOCIATION FOR LUTHERANS*
Head Office, Appleton, Wis.
Manager or Chief Executive Officer in Canada. — Paul Schendel, Waterloo.
Chief or General Agent in Ontario. — Herbert Jacobi, 83 Patricia Ave., Kitchener.
Premiums Written — Cl.mms Incurred
Assets .$47,704,638 Premiums — Ontario (net) $ 46.827
Ontario insurance in force (gross). . 1,649,803 Premiums — Canada (net) 61,720
Canadian insurance in force (gross). 2.207,243 Premiums — Total (net) 7,271.749
Total insurance in force (gross) . . . .244.658,593 Benefits paid — Ontario (net) 8,469
Benefits paid — Canada (net) 12.821
Total benefits paid (net) 788,677
ALLIANCE NATIONALS*
Head Office, Montreal, Que.
Officers. — President and General Director, Dr. H. Cypihot, Montreal; Vice-President. Hon.
E. L. Patenaude. Montreal; General Secretary. Georges Monet, Outremont; Chief Medical Officer.
Yvon Laurier. M.D.; Legal Adviser. Francis Fauteux, K.C.; Actuary. Jonathan G. Sharp.
Directors. — Hon. E. L. Patenaude, Philias Pare. Eugene Poirier, F. Fauteux, K.C.. Aime
Parent, Yvon Laurier. M.D.. Montreal; Hon. C. F. Delage, Quebec; Hon. J. A. Brillant, Rimouski.
Chief or General .\gent in Ontario. — T. H. Simpson, Hamilton.
Premiums Written — Claims Incurred
Assets .$11,237,617 Premiums — Ontario (net) $ 8,058
Ontario insurance in force (gross).. 278,129 Premiums — Canada (net) 992,417
Canadian insurance in force (gross). 45,315,182 Premiums — Total (net) 1,119,558
Total insurance in force (gross) ... . 50,324.484 Benefits paid — Ontario (net) 6.454
Benefits paid — Canada (net) 735,891
Total benefits paid (net) 792,911
LA SOCIETE DES ARTISANS CANADIENS-FRANCAIS*
Head Office, Montreal, Que.
Officers. — President. Rene Pare, B.A.. L.L.L.. Montreal; Secretary. Louis J. Marien;
Treasurer, G. Constantin; Actuary, J. B. Mabon, F.I. A., F.A.S.
Directors. — Rene Pare. B.A., L.L.L., A. Kironac, Lieut. -Col. E. Hurtubise. Dr. J. D.
Gauthier. J. S. Mathieu, J. E. Belanger, L. Patoine. M.D., Eugene St. Jean. B.A., C. A. Vallerand,
J. F. Surprenant. Montreal.
Chief or General Agent in Ontario. — Hon. Gustave Lacasse. M.D.. Tecumseh.
Premiums Written — Claims Incurred
Assets $15,592,197 Premiums — Ontario (net) $ 27,838
Ontario business in force (gross) .. . 1.232,334 Premiums — Canada (net) 814,106
Canadian business in force (gross) . 36.407,950 Premiums — Total (net) 1,201,481
Total business in force (gross) 51.918.794 Benefits paid — Ontario (net) 34,519
Benefits paid^Canada (net) 671,824
Total benefits paid (net) 1,004,209
THE ASSOCIATED CANADIAN TRAVELLERS*
Head Office, Calgary, Alta.
Officers. — President. R. C. Darnbrough, Vancouver; Vice-President, W. H. G. Sinclair,
Edmonton; Secretary- Treasurer. J. T. Berrington, Calgary.
Directors. — J. A. Bracken, C. Q. Bown. W. Cain. R. H. Hincks. T. Lumley, J. Reid, Calgary;
H. T. Decatur, Winnipeg.
Chief or General Agent in Ontario. — X. Juul, Windsor.
Premiums Written — Claims Incurred
Assets $19,616 Premiums— Ontario (net) $ 3,365
Ontario certificates in force (Xo.).. 136 Premiums — Canada (nek) 21.709
Canadian certificates in force (Xo.). 836 Premiums — Total (net) 21,709
Total certificates in force (Xo.) .. . 836 Benefits paid — Ontario (net) 205
Benefits paid — Canada (net) 5.171
Total benefits paid (net) 5,171
*See note on page 1.
f 105 ]
106 ANNUAL REPORT— SUPERINTENDENT OF IXSURAXCE No. 6
THE GRAND COUNCIL OF THE CANADIAN ORDER OF CHOSEN FRIENDS
Head Office, Hamilton, Ont.
Incorporated and commenced business. — March 1, 1887.
Officers. — Grand Councillor, P. M. Button; Grand Vice-Councillor, E. Gernaey; Grand
Recorder Treasurer. C. H. Fitch.
Auditors. — Wright, Pounder & Co., Hamilton.
Actuary. — S. H. Pipe, Toronto.
Governing Executive.- — -P. M. Button, Scotland. Ont.; E. Gernaey, A. Chevalier, O.B.E.,
Montreal; J. L. Archer. Wm. Benson, Toronto.
Statement for the Year Ended December 31, 1942
Ledger Assets
Book value of real estate, less encumbrances — office premises $ 32,000 00
Amounts secured by Society's certificates in force — liens, $501.69; loans and
advances under automatic non-forfeiture provisions, $160,564.40 161,066 09
Book value of bonds, debentures and debenture stocks 2,716,755 07
Cash on hand and in banks 95.426 99
Deposit with Quebec Government 5.000 00
Unemployment insurance stamps 74
Total Ledger Assets at Book Value $3,010,248 89
Deduct excess of total book value of ledger assets over total authorized value 184.516 76
Total Ledger Assets at Authorized Value $2.S
Total interest, dividends and rents due and accrued ■ •■ $ 37.281 63
Total premiums, dues and assessments, due or deferred, or collected but not received
by Head Office 13,375 02
Total Non-Ledger Assets $ 50,656 65
Total Admitted Assets $2,876,388 78
Mortuary Fund:
Claims due and unpaid. $ 38,426 00
Provision for unreported claims 2,000 00
Premiums, dues and assessments received in advance 9,910 27
Sickness and Accident and Funeral Fi'nds:
Claims due and unpaid $ 1.476 75
Provision for unreported claims 700 00
Premiums, dues and assessments received in advance 935 86
Juvenile Fund:
Premiums, dues and assessments received in advance.
Guarantee Fund:
Premiums, dues and assessments received in advance.
General Expense Fund:
Commissions. $3,094.74; miscellaneous. $35.75 3.130 49
Total Liabilities for Claims and Expenses. Due and Accrued $ 56,939 83
Contingency reserve 85,000 00
Reserve for Grand Council meeting 4,000 00
Reserve for dividends 40,000 00
General reserve 6,500 00
kL Liabilities except Actuarial Reserves $ 192,439 83
Actuarial Reserves as at December 31, 1942:
Mortuary Fund $2,200,597 00
Sickness and Accident Fund 91,910 00
Juvenile Fund 25.607 00
Total Actuarial Reserves $2,318,114 00
FRATERNAL SOCIETIES FOR 1942
Synopsis of Operation:* by FiiikIh, 194^
Mortuary
Fund
Sickness
and
Accident
Fund
Juvenile
Fund
Guarantee
Fund
General
Expense
Fund
Total
Total ledger assets at beginning of year
» c.
2,748.045 83
$ c.
198.897 52
$ c.
32.050 73
1.000 (W
S c.
8.866 33
$ c.
2,988,860 41
Increase in ledger assets:
Receipts —
Premiums, dues and assessments.
200,908 40
22.959 83
8.997 01
111 75
1.885 71
23.024 21
234.862 70
23.024 21
120.227 69
66 91
304 85
9.064 26
1.413 92
5 00
130 710 87
National bldg. net revenue ...
Premium on foreign exchange.
66 91
16 85
13 62
335 32
317 24
317 24
Profit on sale or maturity of
300 00
300 00
321.807 85
32.040 94
10.424 55
116 75
25,227 16
66,708 75
389.617 25
66,708 75
321,807 85
32.040 94
10,424 55
116 75
91,935 91
456,326 00
Grand total
3.069.853 68
230.938 46
42,475 28
1.116 75
100.802 24
3,445,186 41
Decrease in ledger assets:
Disbursements —
180,345 25
1.000 00
19.112 50
53.923 18
94 17
18,619 65
20 00
198.984 90
1.000 00
12,156 45
126 37
114 50
854 10
28 10
19.227 00
66.933 73
248 64
General expenses (see details
81,834 SO
81.834 50
: " "
254.475 10
51.307 85
30,902 47
9,531 64
1.016 70
5.752 51
81,834 50
368,228 77
116 75
66.708 75
305,782 95
40,434 11
6.769 21
116 75
81,834 50
434.937 52
Total Ledger Assets at
End of Year
Deduct excess of total book value of ledger
2.764.070 73
173,505 59
190,504 35
11,011 17
35.706 07
1.000 00
18.967 74
3.010.248 89
184,516 76
Total Ledger Assets at
Authorized Value
2,590,565 14
45,183 68
179,493 18
4.187 26
35.706 07
1.244 27
1.000 00
41 44
18.967 74
2.825.732 13
50.656 65
Total Admitted Assets
2.635.748 82
183.680 44
36.950 34
1.041 44
18.967 74
2,876,388 78
Liabilities for claims and expenses, due
50.336 27
85,000 00
34.000 00
2.200.597 00
3. 112 61
355 80
4 66
3.130 49
56,939 83
85.000 00
Special reserves
15.000 00
91.910 00
1.500 00
25.607 00
50,500 00
2,318,114 00
Total Liabilities and
Actuarial Reserves
2.369.933 27
110.022 61
27.462 80
4 66
3.130 49
2.510.553 83
Surplus
265.815 55
73.657 83
9,487 54
1.036 78
15,837 25
365.834 95
Analysis of General Expenses
Head Office expenses — salaries, $21,824.66; directors" fees. $2,347.85; auditors'
fees. $700.00; actuaries' fees and expenses. $1,206.90; travelling expenses.
$1,166.05; rents (including $1,200.00 for Society's occupancy of its own build-
ings). $1,200.00; miscellaneous. $1.227.56 $ 29.673 02
Agency and organization expenses — commissions. $13,329.08; salaries, $25,024.00;
travelling expenses, $1,115.70; miscellaneous, $2.920.04 42.388 82
All other expenses — advertising. $77.43; books and periodicals, $35.73; express,
postage and excise, telegrams and telephone. $1,290.98; legal fees, $160.46;
medical fees. $1,558.00; official publications, $2,231.42; office furniture. $707.53;
printing and stationery. $2,107.60; taxes (other than real estate), licenses and
fees. $516.05; miscellaneous, $1,087.46 9.772 66
Total $ 81,834 50
108
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Exhibit of Certificates
MORTUARY
JUVENILE
FUNERAL
Ontario
Total
On
In
lARIO
Total
In
Ontario
Total
No.
Amount
No.
Amount
No.
Amount
No.
Amount
No.
No.
At end of 1941
New effected
6.335
485
21
S
5,087,674
404,500
17,450
8.197
662
29
6,470,877
537,100
22,950
7
70,696
885
387
4
$
288,300
129,900
1.400
1,101
481
7
S
375,900
161,600
2,500
427
98
6
574
155
Old increased
Transferred
68
55,462
89
10
4,000
13
5,300
5
7
Totals
6,909
5,565,086
8,977
7,101,630
1,286
423,600
1,602
545,300
536
747
Less ceased by:
211
1
58
221
167,902
500
45,182
177,325
6,425
58.196
244
2
78
328
89
191,176
1,000
60,682
243,875
6,788
70,696
1
20
Maturity
9
237
li
2,500
70,700
1,100
4.500
9
317
13
2.s66
93,900
1,280
5.300
150
202
Decrease
Transfer
70
3
7
Total ceased
561
455.530
741
574,217
257
78,800
340
103,000
153
209
At End OF 1942.
6,348
5,109,556
8,236
6.527,413
1,029
344,800
1,262
442,300
383
538
Total amount of mortuary certificates in force
$4,148,097; Limited Life, $1,350,220; Endowmeni
$442,300. Total, $6,969,713.
it end of year analyzed as to plan — Life,
$841,546; Term, $187,550; other plans.
Miscellaneous
Number and amount of mortuary and juvenile certificates in force at end of year providing
for waiver of premium in case of disability: Mortuary certificates — number, 2,323; amount,
$1,821,450. Juvenile certificates — number, 52; amount, $25,800.
Actuary's Valuation Balance Sheet, December 31, 1942
ADULT MORTUARY FUND
Assets
Book value of bonds not in default $2,066,417 47
Authorized value of bonds in default 257,777 59
Book value of real estate 32,000 00
Policy loans 160,515 44
Cash 68.853 64
Quebec deposit 5.000 00
Non-ledger assets (excluding interest due) 40.081 03
Total $2,630.645 17
Liabilities
Reserves $2,200,597 00
General contingent reserve 85,000 00
Reserve for Grand Council meeting 4,000 00
Reserve for dividends 30,000 GO
Accrued liabilities 50.336 27
Surplus 260.711 90
Total $2.630,645 17
Basis of the above valuation was:
(a) For certificates issued prior to October 1, 1937 — American Men Ultimate Table and
interest at 4%. The net premiums valued were the premiums received, less $3 per
$1,000 per annum.
(6) For certificates issued on and after October 1, 1937 — American Men Ultimate Table
with interest at 3}-i2%. A modified preliminary term method was used by which the
allowance under any certificate, for first-year expenses, was limited in the valuation
to the amount of the 20 Payment Life premium for the amount of insurance and for
the age of entry under the certificate valued.
Average rate of interest earned on ledger assets was 4.73%.
The mortality experienced on the gross amount at risk was 73.2% of the expected up to
age 59 and 75.2% from age 60 up. The total mortality on the gross amount at risk was 74.9%.
Amount of insurance valued was $6,527,413.
Ratio of assets to liabilities was 111.0%.
FRATERNAL SOCIETIES FOR 1942 109
JUVENILE MORTUARY FUND
Assets
Value of bonds not in default $ 33.452 14
Cash 1 ,703 28
Non-ledger assets 1.180 81
Policy loans 550 65
Total $ 36,886 88
Liabilities
Reserves $ 25.607 00
Other liabilities 355 80
General reserve 1,500 00
Surplus 9.424 08
Total $ 36.886 88
Basis of above valuation was Bowerman's extension of the A M(5) Table with interest at 3 H%-
Insurance valued (maximum) was $442,300.
Ratio of assets to liabilities was 134.3%.
SICK BENEFIT FUND
Assets
Value of bonds not in default $160,306 98
Authorized value of bonds in default 14.284 13
Cash 4.902 07
Non-ledger assets 4.001 61
Total $183,494
Liabilities
Reserves $ 91,910 00
Accrued liabilities 3,112 61
General reserve 5,000 00
Dividend reserve 10,000 00
Surplus 73.472 08
Total $183,494 69
Basis of valuation: The certificates issued under the sickness plan in force prior to 1937
were valued upon the basis of the M.U.O.O.F. Table and 3 5^% interest. Occupation Group
A.H.J.. Area 1. Rural and Urban combined, using the first three months' sickness only. The
net premiums valued were 85% of the gross premiums. The new plans issued from 1937 on were
valued on the basis of the same table, using the first twelve months' sickness. A modified
preliminary term method was used by valuing the net premiums at age of entry, plus six months,
according to the table used in the valuation. Basis of funeral benefits — AM(5) Table with
3 H% interest.
Ratio of assets to liabilities was 166.8%.
All the above valuations were compiled by 8. H. Pipe. F.A.S., F.A.I. A.. A. I. A.. Toronto.
CANADIAN ORDER OF FORESTERS
Head Office. Brantford. Ont.
Incorporated. — December 1, 1879.
Officers. — High Chief Ranger. W. M. Couper. K.C.; High Vice-Chief Ranger, W. J. Bourke;
High Secretary. Alf. P. vanSomeren; High Treasurer. L. L. B. Hamlin. C.A.
Auditors. — W. J. Beney and F. A. R. MacFadden. C.A.
Actuary. — M. A. Mackenzie. M.A.. F.I. A.
Members of Governing Executive. — F. Payette. Montreal; S. C. Berridge. Brandon; D. M.
Craig, Windsor; A. M. Jones. Smith's Falls; L. E. Jordan, Toron.to.
Statement for the Year Ended December 31, 1942
Assets
Ledger Assets
Book value of real estate, less encumbrances — office premises $ 21.258 62
Amounts secured by Society's certificates in force — liens 209.747 71
Book value of bonds, debentures and debenture stocks 20.202,235 22
Cash on hand and in banks 45.222 70
Total Ledger Assets at Book Value $20,478,464 25
Deduct excess of total book value of ledger assets over total authorized value.. . . 414,555 56
Total Ledger Assets at Authorized Value $20,063,908 69
110
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
S on- Ledger Assets
Total interest, dividends and rents due and accrued $ 233.126 31
Total premiums, dues and assessments, due or deferred, or collected but not received
by Head Office 42.376 32
Unexpired insurance premium 4,555 34
Supplies on hand 1,952 31
Postage on hand 134 87
Total No n- Ledger Assets $ 282,145 15
Total Assets $20,346,053 84
Deduct Assets Not Admitted
Supplies, stationery, unexpired insurance, etc 6,642 52
Total Admitted Assets .$20,339,411 32
Liabilities
Mortuary Fund:
Claims due and unpaid $208,654 53
Present value of claims payable by instalments 3,084 00
$
Sickness Fund No. 1:
Claims due and unpaid ;
211,738 53
2,476 58
Sickness Fund No. 2:
Claims due and unpaid
General Expense Fund:
Salaries, rents and office expenses due and accrued $
Auditors' fees
1.158 11
125 00
Total Liabilities for Claims and Expenses, Due and Accrued $ 216,115 72
Reserve for depreciation of ledger assets 1,500,000 00
Contingency reserve 950,000 00
Total Liabilities except Actuarial Reserves $ 2,666.115 72
Actuarial Reserves as at December 31, 1942:
Mortuary Fund $14,334,600 00
Provision for reversionary bonuses 750,000 00
Sickness Fund No. 1 913,284 00
Sickness Fund No. 2 30.197 38
Juvenile Fund 893 68
Total Actuarial Reserves $16,028,975 06
Synopsis of Operations by Funds, 1942
Mortuary
Fund
Sickness
Fund
No. 1
Sickness
Fund
No. 2
Juvenile
Fund
General
Expense
Fund
Total
Total ledger assets at beginning of year
$ c.
19,093,461 57
$ c
880.542 42
$ c.
25,585 87
S c
$ c.
47,550 12
$ c.
20 047 139 98
Increase in ledger assets:
Receipts-
Premiums, dues and assessments.
Interest, dividends and rents.. .
Other receipts
592,444 37
901,641 13
13.634 93
135,382 09
2,277 63
42.377 91
40.990 12
1,784 72
10.113 71
797 U
18 26
774 61
73
45,087 80
167 43
4.418 19
690,798 40
943.596 52
19 856 10
Profit on sale or maturity of
135.382 09
Gross increase by adjustment
2 277 63
Total receipts
1.645,380 15
85.152 75
10.929 08
775 34
49.673 42
120.000 00
1.791.910 74
Transfers to
120 000 00
Total increase in ledger assets
1,645,380 15
85.152 75
10.929 08
775 34
169.673 42
1.911.910 74
20,738.841 72
965.695 17
36.514 95
775 34
217.223 54
21.959.050 72
Decrease in ledger assets:
Disbursements —
Claims
878.237 03
10,153 93
40,548 95
12,043 00
3.792 60
42.463 38
6.311 80
927 012 21
10.153 93
Surrender values
40.548 95
12.043 00
374 25
53 25
179.730 12
1.118 87
4.220 10
General expenses (see details
below)
179.730 12
Gross decrease by adjustment
185,759 29
186.878 16
1.130,534 80
120,000 00
42.837 63
6.311 80
180.902 24
1.360.586 47
120 000 00
Total decrease in ledger assets
1.250,534 80
42.837 63
6,311 80
180.902 24
1.480.586 47
Total Ledger Assets at
End of Year
Deduct excess of total book value of ledger
assets over total authorized value. .
19,488,306 92
387.834 69
922.857 54
26.121 78
30,203 15
599 09
775 34
36.321 30
20.478.464 25
414,555 56
FRATERNAL SOCIETIES FOR 1942
SynopaU of Operations by Funds, 1942 (Cont'd)
Mortuary
Fund
Sickness
Fund
No. 1
Sickness
Fund
No. 2
Juvenile
Fund
General
Expense
Fund
Total
Total Ledger Assets at
Authorized Value
Non-ledger assets
$ c.
19.100.472 23
252.761 20
$ c.
896,735 76
19,024 82
$ c.
29.604 06
1.210 82
1 c.
775 34
118 34
S c.
36.321 30
9.029 97
$ c.
20.063,908 69
282,145 15
Total Assets
19.353.233 43
915.760 58
30,814 88
893 68
45,351 27
6.642 52
20.346.053 84
Total Admitted Assets
19.353.233 43
915.760 58
30.814 88
893 68
38.708 75
20.339.411 32
Liabilities for claims and e.\penses, due
211.738 53
1.500.000 00
950.000 00
15,084,600 00
2.476 58
617 50
1.283 11
216 115 72
Reserve for depreciation of ledger assets.
950 000 00
913.284 00
30,i97 38
893 68
16 028 975 06
Total Liabilities and
Actuarial Reserves
17,746,338 53
915,760 58
30,814 88
893 68
1,283 11
18.695.090 78
Surplus
1.606,894 90
37.425 64
1,644.320 54
Analysis of General Expenses
Head Office expenses — salaries. $36,733.44; executive fees and expenses, $2,716.23;
•war donations, $600.00; actuaries' tees and expenses, $2,400.00; travelling
expenses. $1,680.74; maintenance of Head Office premises, $3,040.49; bond-
ing fees. $3,803.76; insurance. $1,865.71; supplies and expenses. $3,110.80.. . $ 55,951 17
Agency and organization expenses — salaries, $54,350.14; travelling expenses.
$28.693.32 83.043 46
All other expenses — advertising, $2,433.38; exchange. $1,495.29; express, telegrams
and telephone, $389.58; legal fees. $1,637.00; medical fees, $3,671.00; official
publications, $7,092.91; unemployment insurance, $673.75; printing and
stationery. $6,847.39; postage and excise. $2,779.92; convention and meetings.
$12,276.07; taxes (other than real estate), licenses and fees. $662.01; miscel-
laneous. $777.19 40,735 49
Total $179,730 12
Exhibit of Certificates
MORTUARY
JUVENILE
SICKNESS
In
Ontario
Total
In
Ontario
Total
In
Ontario
Total
No.
Amount
No.
Amount
No.
No.
No.
No.
16.930
715
32
$ c.
14.892,276 70
632,000 00
32.360 00
216.773 00
1.500 00
36.600
1,957
91
$ c.
32,523.486 23
1,697,500 00
86,450 00
6.087
113
7
15,295
144
504
Old revived
30
Transferred
2
1
Totals
17.679
15.774.909 70
38.648
34.307,436 23
144
504
6.208
Less ceased by:
Death
582
4
468,225 86
3,484 58
24.504 55
394.600 00
59,254 91
6.000 00
1,103
9
V,662
904,668 42
7.564 58
40.548 95
963.425 00
103.937 64
98
254
Maturity
Surrender
Lapse
438
12
26
256
804
Transfer
6
1.030
956.069 90
2.174
2.020.144 59
12
26
354
1.058
At End of 1942 . .
16.649
14.818.839 80
36,474
32,287,291 64
132
478
5.854
14.868
Total amount of mortuary certificates in force at end of year analyzed as to plan — -Life.
$24,515,663.85; Limited Life, $1,876,130.58; Endowment, $5,768,237.21; other plans. $127,260.00.
Total. $32,287,291.64.
Miscellaneous
Number and amount of mortuary and juvenile certificates in force at end of year providing-
for double accidental death benefits: Mortuary certificates — number, 1,559; amount, $1,432,750.
112 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Actuary's Valuation Balance Sheet, December 31, 1942
MORTUARY FUND
Liabilities
Whole life certificates $10,285,700 00
Whole life certificates, paid-up 2,513.700 00
Twenty pay life certificates 369,900 00
Pay to age 65 life certificates 84,100 00
Endowment certificates maturing at age 65 873.800 00
Family protection certificates 15,700 00
Twenty-year endowment certificates 188,200 00
Provision for double indemnity 3,500 00
Death claims under adjustment 211,700 00
Investment reserve. 1,500,000 00
Provision for reversionary bonuses, 1943 750,000 00
Contingency reserve . 950,000 00
Surplus 1,615,800 00
Total $19,362,100 00
Assets
Book value of bonds not in default $18,059,000 00
Authorized value of bonds in default 811,000 00
Accrued interest 216,100 00
Liens on certificates with interest 242,900 00
Cash on hand 33,100 00
Total $19,362,100 00
Basis of the above valuation was the American Men Ultimate Table, AM(5), at 3 % interest.
The mortality experienced during the year 1942 was 81.3% of the expected mortality by
the above table.
The average rate of interest earned was 4.84% during 1942.
Ratio of assets to liabilities was 109.1 %.
The amount of insurance valued was $32,287,292.
SICKNESS FUND NO. 1
Liabilities
Reservet $918,200 00
Total assets $918,200 00
SICKNESS FUND NO. 2
Liabilities
Reservet $ 29,600 00
Total assets $ 29.600 00
tLiability may terminate at any time by notice from Head Office. Reserve therefore has
been set at the amount of total assets.
The above valuations were compiled by M. A. Mackenzie, M.A.. Fellow of the British
Institute of Actuaries.
THE CANADIAN WOODMEN OF THE WORLD*
Head Office. London, Ont.
Officers. — Head Consul Commander, Clair Jarvis, London; Head Adviser, Lieut. Harry
Durrant, Toronto; Head Clerk, J. Manning, London; Head Banker. J. H. Saunders, London;
Head Managers, H. H. McHattie, J S. Clouston. Dr. E. P. Smith; Head Physician. J. L. Huffman.
M.D.. London; Head Escort, G. D. McCleneghan; Head Watchman. W. S. J. Saunders; Head
Sentry, Henry Hass.
Chief or General Agent in Ontario. — Clair Jarvis, London.
Premiums Written — Claims Incurred
Assets $2,136,403 Premiums — Ontario (net) $ 56,635
Ontario insurance in force (gross).. 2,559,661 Premiums — Canada (net) 84,820
Canadian insurance in force (gross). 3,032,220 Premiums — Total (net) 84,820
Total insurance in force (gross) ... . 3.032.220 Benefits paid — Ontario (net) 117.628
Benefits paid — Canada (net) 152,884
Total benefits paid (net) 152,884
'See note on page 1,
FRATERNAL SOCIETIES FOR 1942 113
CATHOLIC ORDER OF FORESTERS*
Head Office. Chicago. III.
Principal Office in Canada, Toronto. Ont.
Alanager or Chief Executive Officer in Canada. — M. J. Barry, Toronto.
Chief or General Agent in Ontario. — M. J. Barry, 19 Goodwood Ave., Toronto.
Premiums Written — Claims Incurred
Assets $42,064,243 Premiums — Ontario (net) $ 62.580
Ontario insurance in force (gross).. 3,369,932 Premiums — Canada (net) 207.300
Canadian insurance in force (gross). 10.541.632 Premiums — Total (net) 2.687.840
Total insurance in force (gross) . . . .122.979.678 Benefits paid— Ontario (net) 85,909
Benefits paid — Canada (net) 306,621
Total benefitis paid (net) 1.893.709
THE GRAND COUNCIL OF THE CATHOLIC MUTUAL BENEFIT
ASSOCIATION OF CANADA*
Head Office. Montreal. Que.
Officers. — Grand President. J. P. Landry. Truro, N.S.; Grand Secretary, P. H. Therien;
Grand Treasurer, W. F. Wall; Vice-President, Louis Jacobs; Actuary. N. E. Sheppard; Grand
Solicitor, J. F. Boland. K.C.
Directors. — Rev. M. J. Smith. P.P.. Kinkora, P.E.I.; T. McGuire. W. F. Wall, P. H.
Therien, Montreal; J. P. Landry. Truro. N.S.; L. Jacobs, Regina; H. C. Nolan, Ottawa.
Chief or General Agent in Ontario. — Jno. F. Boland. K.C. 401 Reford Bldg.. Toronto.
Premiums Written — Claims Incurred
Assets $1,432,760 Premiums — Ontario (net) $ 19.151
Ontario insurance in force (gross).. 792.979 Premiums — Canada (net) 55.492
Canadian insurance in force (gross). 2.371.028 Premiums — Total (net) 55,492
Total insurance in force (gross) ... . 2.371.028 Benefits paid — Ontario (net) 53,097
Benefits paid — Canada (net) 117.630
Total benefits paid (net) 117,630
CIVIL SERVICE MUTUAL BENEFIT SOCIETY
Head Office. Ottawa. Ont.
Organized. — 1872. Incorporated. — July 11. 1893.
Officers. — President, A. H. Brown; Vice-President. F. M. Peters; Secretary. G. C. Gardner;
Treasurer. A. W. Grant.
Auditors. — W. H. Casselman and D. A. Smith.
Actuary. — A. D. Watson.
Governing Executive. — -A Board of Managment consisting of elected representatives from
each of the Departments of the Government.
Statement for the Year Ended December 31, 1942
Ledger Assets
Amounts secured by Society's certificates in force — liens $ 2,094 63
Book value of bonds, debentures and debenture stocks 297,679 07
Cash on hand and in banks 5,784 09
Total Ledger Assets at Book Value $305,557 79
Deduct excess of total book value of ledger assets over total authorized value 5.042 29
Total Ledger Assets at Authorized Value $300,515 50
Non- Ledger Assets
Total interest due and accrued $ 4,012 42
Total premiums, due and assessments, due or deferred, or collected but not received
by Head Office 32 70
Total Non-Ledger Assets $ 4,045 12
Total Assets $304,560 62
Deduct assets not admitted — interest due on bonds in default 859 04
Total Admitted Assets $303,701 58
Liabilities
Mortuary Fund — premiums, dues and assessments received in advance $ 163 45
Contingency reserve 500 00
Actuarial reserves as at December 31, 1942 — Mortuary Fund (including reserve
for waivers and 1943 bonuses, $6.506.00) 228.875 00
Total Liabilities and Actuarial Reserves $229,538 45
Surplus $ 74.163 13
*See note on page 1.
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Synopsis of Operations, 1942
Mortuary
Fund
Total ledger assets at beginning of year $279,174 39
Increase in ledger assets (receipts):
Premiums, dues and assessments $ 23,352 39
Interest, dividends and rents 13,293 42
Premium on exchange 165 71
Total increase in ledger assets 36.811 52
Grand total $315,985 91
Decrease in ledger assets (disbursements):
Claims $ 7.421 90
Bonuses 1,175 00
Surrender values 637 85
General expenses (see details below) 1,193 37
Total decrease in ledger assets 10,428 12
Total Ledger Assets at End of Year $305,557 79
Analysis of General Expenses
Head Office salaries, $550.00; auditors' fees, $125.00; printing and stationery,
$134.84; postage and excise, $37.81; taxes (other than real estate), licenses
and fees, $55.00; miscellaneous. $290.72 $ 1.193 37
Exhibit of Mortuary Certificates
Total Business
(All in Ontario)
At end of 1941
New effected
Old revived
Old increased
Totals
Less ceased by:
Death
Surrender
Lapse
Decrease
Total ceased
At End of 1942
2.444
143
3
1.111.711
68,250
i 1,500
2.250
2.590
1,183.711
22
10
9,250
5,000
1 3,250
1 1.250
39
1 18.750
2.551
1 1.164,961
Actuary's Valuation Summary, December 31, 1942
Amount
Value
M 0 N T H L Y
Value of
Amount of
Net
Attained
of
OF
Rates
Monthly
Net
Bonus
Liability
Ages
Benefits
Benefits
Valued
Rates
Liability
Additions
for Bonus
$
$
$ c.
$
$
$ c.
$
Under 25
31,750
7.338
28 42
6.686
652
195 00
45
25-29
61.250
15.801
61 42
13.936
1.865
765 00
198
30-34
171.500
49,775
189 17
41.060
8.715
5.092 50
1,485
30-39
146.250
47,903
18a 54
37,794
10.109
5.380 00
1,767
40-44
173.500
65,493
253 31
48,269
17.224
10.300 00
3,910
45-49
204.000
86,721
322 76
56,705
30.016
18.117 50
7.722
50-54
192.500
92,783
339 82
53.832
38.951
21.290 00
10.301
55-59
91.450
49,842
164 49
22,920
26,922
13.752 00
7,520
60-64
50,550
31,270
95 77
11,327
19,943
9.600 50
5.949
66-69
28,311
19,234
57 58
5,630
13.604
6,125 65
4,162
70-74
8.350
6,185
17 77
1,408
4.777
2.056 00
1,526
75-79
3.800
3,042
9 28
564
2.478
980 50
785
80-84
1.350
1,168
4 18
173
995
351 00
304
85-89
200
184
19
165
52 00
48
90
200
191
65
10
181
52 00
50
Totals
1.164.961
476.930
1.728 93
300,333
176.597
94.109 65
45.772
The above valuation was made on the following bases, namely, the National Fraternal
Congress Table of Mortality and 4 per cent interest. The monthly rates valued were less than
the rates payable by 20c. per $1,000. The valuation was made by A. D. Watson.
FRATERNAL SOCIETIES FOR 1942 n_5
lO.MMKIU.IAL IHAVELLERS ASSOCIATION OF CANADA*
Head Office, Toronto, Ont.
Of/Ufrs. — President, J. J. Clalway, Toronto; 1st Vice-President, H. J. H. Deedman, Toronto;
2nd Vice-President, T. J. Simpson, Toronto: Past President, John Curtis, Toronto; Treasurer,
Chas. E. Fice, Toronto; Acting Secretary, Margaret A. Stewart, Toronto; Actuary, Prof. N. E.
Sheppard, Toronto.
Directors. — C. A. Lawrence, John Curtis, D. Houston, C. G. Miles, Chas. E. Fice, D. M.
Campbell, F. M. Cockburn, H. J. H. Deedman, J. J. Galway, F. T. .N'orthwood, T. W. .Melville.
E. A. Hughes, T. J. Simpson, J. Sid. Winters, R. R. Strain, J. Harry Dodgson, S. G. Douglas,
R. S. Duncan, J. \V. Rickaby, H. Kershaw, H. G. Wright, A. Schaus, H. N. Robertson, F. G.
Watson. C. M. Williamson, A. C. .Mcrrett, E. B. Mc Master, H. H. W. Nesbitt, A. S. Couper,
D. A. McCrimmon, T. P. Allan, Lachlan M. Ross, H. E. Miller, C. B. Stauffer, Jas. W. Davis,
Harry Westlake. H. A. Pettit.
Premu'ms Written — Claims I.scurred
Assets $4,296,876 Premiums — Ontario (net) $ 92,212
Ontario certificates in force 89,770 Premiums — Canada (net) 109,262
Canadian certificates in force 106,820 Premiums — Total (net) 110,972
Total certificates in force 108,530 Benefits paid — Ontario (net) 106,583
Benefits paid — Canada (net) 130,850
Total benefits paid (net) 139,450
THE COMMERCIAL TRAVELERS MUTUAL ACCIDENT
ASSOCIATION OF AMERICA*
Head Office. Utica. N.Y.
Principal Office in Canada, Ottawa, Ont.
ilanager or Chief Executive Officer in Canada.— -Geo. A. Welch, 213 Laurier Ave. W., Ottawa.
Premiums Written — Cl.mms Incurred
Assets $5,574,204 Premiums — Ontario (net) $ 30,317
Ontario certificates in force ( No.). . 1.556 Premiums — Canada (net) 59,904
Canadian certificates in force (No.). 2,894 Premiums — Total (net) 3,794.892
Total certificates in force (No.) .. . 213,024 Benefits paid — -Ontario (net) 17,220
Benefits paid — Canada (net) 31,944
Total benefits paid (net) 2,173.879
CROATIAN FRATERNAL UNION OF AMERICA*
Head Office, Pittsburgh, Pa.
Manager or Chief Executive Officer in Canada. — R. Douglas Hill, Toronto.
Chief or General Agent in Ontario. — R. Douglas Hill, Confederation Life Bldg., Toronto.
Premiums Written — Claims Incurred
Assets $12,520,657 Premiums — Ontario (net) $ 72,936
Ontario insurance in force (gross).. 2,171,407 Premiums — Canada (net) 121,395
Canadian insurance in force (gross). 3,443,792 Premiums — Total (net) 1,788.223
Total insurance in force (gross) ... . 60,928,231 Benefits paid — Ontario (net) 39,633
Benefits paid — Canada (net) 71,444
Total benefits paid (net) 1,265,487
THE FIRST CATHOLIC SLOVAK UNION OF THE UNITED STATES OF AMERICA*
Head Office, Cleveland, Ohio
Manager or Chief Executive Officer in Canada. — R. Douglas Hill. Toronto.
Chief or General Agent in Ontario. — R. Douglas Hill, Confederation Life Bldg., Toronto.
Premiums Written — Claims Incurred
Assets $12,987,329 Premiums — Ontario (net) $ 7,845
Ontario insurance in force (gross).. 591,470 Premiums — Canada (net) '. 15.705
Canadian insurance in force (gross). 1,077,325 Premiums — Total (net) 1,059,003
Total insurance in force (gross) 62,753.962 Benefits paid — Ontario (net) 2.855
Benefits paid — Canada (net) 8,537
Total benefits paid (net) 826,627
*See note on page 1.
116
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
HAMILTON FIREMEN'S BENEFIT FUND
Head Office, Hamilton, Ont.
I ncorporated. — 1910.
Officers. — Chairman, George Newcombe; Secretary. Bernard Mathews; Treasurer, William
Murdoch; Ass't Treasurer, Bertram McSweeney.
Auditor. — C. H. Watson.
.Actuary. — H. H. Wolfenden.
Members of Governing Executive. — William Kirkaldy, Bertram McSweeney. Bernard Mathews,
William Murdoch, Herbert F. Walker, George Newcombe, Reginald Swanborough, Hamilton.
Statement for the Year Ponded December 31, 1942
Assets
Book value of bonds, debentures and debenture stocks
Cash on hand and in banks
Notes receivable
$847,927- 27
6,208 75
281 24
Total Ledger Assets at Book Value $854,417 26
Deduct e.xcess of total book value of ledger assets over total authorized value 19,758 00
Total Admitted Assets at Authorized Value $834,659 26
Liabilitiesf
Synopsis of Operations, 1942
Pension
Fund
Total ledger assets at beginning of year $823,031 72
Increase in ledger assets (receipts):
Premiums, dues and assessments $ 23,833 72
Interest 35.207 30
Donations 310 00
Fines 5 42
Exchange 178 35
sdger assets.
59.534
Total increase
Grand total $882,566 51
Decrease in ledger assets (disbursements):
Pensions $ 19,195 70
Loss on sale of bonds 5,520 95
Retiring allowances 2,767 03
General expenses {see details below) 665 57
Total decrease in ledger assets 28,149 25
Total Ledger Assets at End of Year $854,417 26
Deduct excess of total book value of ledger assets over total authorized value 19,758 00
Total Admitted Assets $834,659 26
Analysis of General Expenses
Salaries, $350.00; auditors' fees, $25.00; miscellaneous, $290.57 $ 665 57
Exhibit of Pension Fund
Total Active
Members
(All in Ontario)
Total Pensi
(All in
oned Members
Ontario)
No.
No.
Annual Payment
At end of 1941 '.
174
17
4
$ c.
17.357 68
New pensioners by retirement
5.075 00
174
21
22,432 68
Less ceased by:
Death
'4
4
1
1,047 84
Disability
8
1
1.047 84
Af End of 1942
166
20
21.384 84
tFor detail of last actuarial valuation as of December 31. 1939. se-
Report (business of 1939). See also Insurance Act, R.S.O. 1937, c. 256, sees
societies with membership limited to government or municipal employees.
see page 145 of 1940
s. 243 (4) and 257. re
■RATERNAL SOCIETIES FOR 1942
117
HAMILTON POLICE BENEFIT FUND
Head Office. Hamilton. Ont.
Incorporated. — July 1. 1893.
Officers. — Chairman. D. Sharpe; Secretary. E. C. Howell; Treasurer. T. Brown.
.iudtlor. — W. Vernon Smith.
.■\ctuary. — S. H. Pipe & Co.. Toronto.
Membtrs of Cotrrning Exetutive. — J. Garvie. T. Brown. D. Sharpe. L. Lawrence. S. Black.
Crocker. A. Ellis. E. Howell, Hamilton.
Statement for the Year Ended December 31, 1942
Assets
Ledger .Assets
First lien mortgage loans on real estate $179,944 10
Book value of bonds, debentures and debenture stocks 625.139 47
Cash on hand and in banks 10.829 19
Total Ledger Assets at Book Value $815,912 76
Deduct excess of total book value of ledgef assets over total authorized value 13.251 00
Total Ledger Assets at Authorized Value $802,661 76
N on- Ledger Assets
Notes receivable
Total Assets $803,140 64
Deduct assets not admitted — unauthorized mortgage loans 42.871 00
Total Admitted Assets $760,269 64
Liabilitiest
isynopsis of Operations, 1942 PENSION-
FUND
Total ledger assets at beginning of year $769,694 81
Increase in ledger assets (receipts):
Premiums, dues and assessments $ 23,554 65
Special assessments 402 00
Interest, dividends and rents 34.992 18
Miscellaneous 1.272 82
60.221 65
Total increase in ledger assets
Grand total $829,916 46
Decrease in ledger assets (disbursements):
Claims $ 7.299 55
General expenses {see details below) 919 46
Surrender values 5.784 69
Total decrease in ledger assets. .
Total Ledger Assets
End of Yej
14.003 70
$815,912 76
Analysis of General Expenses
Salaries. $425.00; auditors" fees. $125.00; valuating fees, $30.00; legal fees. $77
printing and stationery. $61.44; taxes (other than real estate), licenses
fees, $105.00; miscellaneous, $95.12
.90;
and
Exhibit of Pension Fund
Total Active
I Members '
(All in Ontario),
Total Pensioned Members
(All in Ontario)
'Annual Payment
At end of 1941
166
19
8
i
6.620 28
i.oseoo
530 16
New members
New pensioners: By retirement
Totals
185
9
8 206 44
Less ceased by:
13
1
1
646 80
Withdrawal
Total ceased
14
1
646 80
At End of 1942
171
8
7.559 64
tPor detail of last actuarial valuation as of December
iiness of 1939). See also Insuranc
with membership limited to government or municipal employees.
. 39, see page 148 of 1940 Report
(business of 1939). See also Insurance Act. R.S.O. 1937. c. 256. sees. 243 (4) and 257 re societieB
118 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE INDEPENDENT OKDEK OF FORESTERS*
Head Office, Toronto, Ont.
Officers. — Supreme Chief Ranger, Victor Morin, LL.D., Montreal; Past Supreme Chief
Ranger. W. W. Dunlop. Toronto; Supreme Vice-Chief Ranger. J. J. Rossbottom. .New York. X.Y.;
Supreme Secretary. John F. Lang, Toronto; Supreme Treasurer, P. B. Fallis, Toronto; Supreme
Physician, C. B. Parker. .\I.D., Toronto; Supreme Councilmen, W. R. Blight. Toronto, E. A.
Jonas, Chicago, 111.. F. E. Hand. Buffalo, X.Y., F. E. Hand. Jr.. Los Angeles. Cal., G. H.
Becker, M.D., San Francisco, Cal.; Supreme Counsellor, Robert Bigelow, Toronto.
Pre.miums Written — Claims' Incurred
Assets $45,787,509 Premiums — Ontario (net) $ 458,193
Ontario insurance in force (gross). . 19,415,955 Premiums — Canada (net) 712,793
Canadian insurance in force (gross). 31,046,034 Premiums — Total (net) 2,416,074
Total insurance in force (gross) . . . .101.847,119 Benefits paid — Ontario (net) 815.577
Benefits paid — Canada (net) 1,267,909
Total benefits paid (net) 3,423,671
JEWISH N.\TIONAL WORKERS' ALLIANCE OF AMERICA*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Exetulive Officer in Canada. — -Isadore M. Babrove, 1117 St. Catherine
St. W.. Montreal.
Chief Agent in Ontario. — I. Weinrot, 8 Castleview Ave., Toronto.
Premiums Written — Claims Incurred
Assets .$988,360 Premiums — Ontario (net) $14,090
Ontario insurance in force (gross).. 275.179 Premiums — Canada (net) 28,976
Canadian insurance in force (gross). 640,988 Premiums — Total (net) 28,976
Total insurance in force (gross) ... . 640,988 Benefits paid — Ontario (net) 4,338
Benefits paid — Canada (net) 6,239
Total benefits paid (net) 6,239
KNIGHTS OF COLUMBUS*
Head Office, New Haven, Conn.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Francis Fauteu.x, Montreal.
Chief or General .Igent in Ontario. — Dr. G. J. Lunz. Hamilton.
Premiums Written — ^Claims Incurred
Assets $53,492,032 Premiums — Ontario (net) $ 37.818
Ontario insurance in force (gross).. 2,005,450 Premiums — Canada (net) 323,690
Canadian insurance in force (gross). 19,843,976 Premiums — Total (net) 4,066,358
Total insurance in force (gross) 253,650,232 Benefits paid — Ontario (net) 18,350
Benefits paid — Canada (net) 128.174
Total benefits paid (net) 3.149,963
LONDON POLICE BENEFIT FUND ASSOCIATION
Head Office, London, Ont.
Incorporated. — January 1, 1895.
Officers. — Chairman, Mervyn Coxworth; Secretary, Philip W. Harpur; Treasurer, A. E.
Knight.
Auditors. — W. J. Saunders ar^d W. J. McCullough.
Actuary. — J. A. Campbell, F.A.S.
Members of Governing Executive. — Mervyn Co.\worth. F. Hart. F. "Carroll. Philip W.
Harpur, London.
Statement for the Year Ended Deeeiiil)er 31, 19t2
AsBets
Book value of bonds, debentures and debenture stocks ,$398,605 62
Cash on hand and in banks 15,329 56
Total Admitted Assets $413,935 18
Deficit 28,250 82
$442.186 00
Liabilitiesf
Actuarial Reserve $442,186 00
♦See note on page 1.
tFor last actuarial valuation as at December 31. 1942. see paK'e 119 of this Report. See
»Iso Insurance Act. R.S.O. 1937, c. 256. sees. 243 (4) and 257. re societies with membership
iniited to ^-overnment or municipal employees.
FRATERNAL SOCIETIES FOR 1942
Synopsis uf Operations, 1942
Total ledger assets at beginning of year
Increase in ledger assets (receipts):
Premiums, dues and assessments $ 7,980 90
Interest 15.633 46
Donations 70 62
23.685 04
Total increase in ledger assets
Grand total $422,076 46
Decrease in ledger assets (disbursements);
Pensions $ 5,691 48
Gratuities 2.359 80
General expenses (see details below) 90 00
Total decrease in ledger assets 8.141 28
Toi AL Admitted Assets $413,935 18
Analysis of General Expenses
Auditors' fees. $15.00; taxes, licenses and fees. $55.00; miscellaneous, $20.00 $ 90 00
Exhibit of Pension Fund
Total Active
Members
(All in Ontario)
Total Pensioned Members
(All in Ontario)
No.
No.
Annual Payment
64
6
1
$ c.
5.433 24
1.032 96
Totals
70
5
6,466 20
Less ceased by:
Withdrawal
2
1
Total ceased
3
At End of 1942
67
5
6.466 20
Actuary's Valuation Balance Sheet, December 31, 1942
Liabilities
Present value of benefits on retirement at age 50 or over. .
Present value of death, disability and withdrawal benefits.
$542,457 00
Assets
Ledger assets from auditor's statement $413,935 18
Present value of future contributions by members 100,271 00
Deficiency 28,250 82
Total,
$542,457 00
Basis of mortality in the above valuation was Rutherford's Table with interest being
assumed at 3)2%.
Rates of withdrawal, disability and retirement were those indicated by the experience of
the Fund, or were based on the experience of the New York Police Department, adjusted to the
experience of the London Police Benefit Fund.
The valuation was made by James A. Campbell, F.A.S.
Manager or Chief
Assets.
Ontario
Canadii
Total ir
LUTHERAN BROTHERHOOD*
Head Office, Minneapolis. Minn.
Executive Officer in Canada.~Rev. R. Huget, 390 Church St., Winnipeg.
Premiums Written — ^Claims Incurred
$15,434,431 Premiums— Ontario (net) $ 5,244
)rce (gross).. 170,400 Premiums — Canada (net) 18,743
force (gross). 678.200 Premiums — Total (net) 2.552,203
e (gross) 89.812.792 Benefits paid — Ontario (net) 996
Benefits paid — Canada (net) 8.189
Total benefits paid (net) 801,883
See note on page 1.
irance in fc
surance in
ince in fore
120 ANNUAL REPORT— SUPER IXTEXDEXT OF INSURANCE No. 6
THE MACCABEES*
Head Office, Detroit. Mich.
Principal Office in Canada, Windsor, Ont.
Manager or Chief Executive Officer in Canada. — Mabel T. Blake, Windsor.
Chief or General Agent in Ontario. — Mabel T. Blake, Windsor.
Premilms Written — Cl.\ims Incurred
Assets $58,898,738 Premiums — ^Ontario (net) $ 72,348
Ontario insurance in force (gross).. 3,006,088 Premiums — Canada (net) 418.758
Canadian insurance in force (gross). 14.137.649 , Premiums — Total (net) 6.450.246
Total insurance in force (gross) . . . .226,050.245 Benefits paid — Ontario (net) 55.531
Benefits paid — Canada (net) 179.485
Total benefits paid (net) 4.414.842
THE MINISTERS LIFE AND CASUALTY UNION*
He.\d Office. Minne.\polis. Minn.
Manager or Chief Executive Officer in Canada. — Edmund P. Stewart. Toronto.
Chief or General Agent in Ontario. — Edmund P. Stewart. 30 Bloor St. W.. Toronto.
Premiums Written — Claims Incurred
Assets , . . .$ 3.648.813 Premiums — Ontario (net) $ 35.132
Ontario insurance in force (gross).. 583.500 Premiums — Canada (net) 61.431
Canadian insurance in force (gross). 1.028.619 Premiums — Total (net) 862.742
Total insurance in force (gross) 14.522.235 Benefits paid — Ontario (net) 18.530
Benefits paid — Canada (net) 31.500
Total benefits paid (net) 509,005
NATIONAL FRATERNAL SOCIETY OF THE DEAF*
Head Office. Oak Park. III.
Principal Office in Canada. Toronto. Ont.
Manager or Chief Executive Officer in Canada. — J. T. Shilton. Toronto.
Chief or General Agent in Ontario. — J. T. Shilton. 202 Dalhousie St.. Toronto.
Premiums Written — Claims Incurred
Assets $2,434,550 Premiums — Ontario (net) $ 3,983
Ontario insurance in force (gross).. 166,900 Premiums — Canada (net) 4.655
Canadian insurance in force (gross). 185.950 Premiums — Total (net) 131.003
Total insurance in force (gross) ... . 5,750,913 Benefits paid — Ontario (net) 549
Benefits paid — Canada (net) 719
Total benefits paid (net) 74.103
ONTARIO COMMERCIAL TRAVELLERS ASSOCIATION
Head Office, London, Ont.
Incorporated. — ^September 13. 1880.
Officers. — President. O. H. Gidley; Vice-President. A. B. Blay; Secretary, Geo. T. Hair;
Treasurer. G. M. Adams.
Auditors. — A. G. Calder. F.C.A.. and J. W. Westervelt. C.A.
Actuary. — D. P. Morris. B.A.. F.A.S.. A.A.I. A.
Members of Governing Executive. — F. L. Mantz. O. H. Gidley. A. B. Blay. G. M. Adams,
L. S. Wood. C. W. N'icholls. Geo. T. Hair, H. W. Ball. F. E. Hess. F. T. Johnston. S. J. Martin,
H. V. Nicholls, G. R. Keenleyside, London; W. D. Martin. Stratford.
Statement for the Year Ended October .31, I9t2t
Assets
Ledger Assets
Book value of real estate held for sale $ 14.251 91
Amounts owing under agreements of sale of real estate 2.123 94
First lien mortgage loans on real estate 405,430 57
Book value of bonds, debentures and debenture stocks 773,798 18
Cash on hand and in banks 10,769 27
Total Ledger Assets at Book V'alue $1,206,373 87
Deduct excess of total book value of ledger assets over total authorized value 9,100 00
Total Ledger Assets at Authorized Value $1,197,273 87
Non-Ledger .Xssets
Total interest and rents due and accrued 16.888 80
Total Admitted Assets $1,214,162 67
♦See note on page 1.
tin accordance with Section 258 of The Insuramc .Act. the Superintendent may accept
statements compiled at other than the calendar year end if the society's by-laws provide for a
fiscal year other than the calendar year.
FRATERNAL SOCIETIES FOR 1942
121
lORTlAKV Fi'nd:
Claimsdue and unpaid. ....,.,
Provision for unreported claims.
Contingency reserve...
Total Liabil
EXCEPT ACTU.
AcTi ARIAL Reserve as at October 31. 1942:
Mortuary Fund
8.653 00
1.000 00
9.653 00
35.900 GO
45.553 00
.$ 943.243 29
Mortuary
Fl ND
$1,197,922 72
Synopsis of Operations for Fiscal Year Ended October 31, 1942
Total ledger assets at beginning of year
Increase in ledger assets (receipts):
Premiums, dues and assessments $ 24,646 00
Interest and rents 58.173 64
Refund 1940 corporation ta.x 397 62
Total increase in ledger assets 83.217
Grand total $1,281,139
Decrease in ledger assets (disbursements):
Claims $ 53.053 00
General expenses (see details below) 18,397 35
Loss on sale or maturity of ledger assets 3.315 76
•4.766
Total decrease in ledger assets
Total Ledger Assets at End of Year $1,206,373 87
Deduct excess of total book value of ledger assets over total authorized value 9.100 00
Total Ledger Assets at Authorized Value $1,197,273 87
Non-ledger assets 16.888 80
Total Admitted Assets $1,214,162 67
Liabilities for claims and expenses, due and accrued $ 9.653 00
Contingency reserve 35.900 00
Actuarial reserves 943.243 29
Total Li
Surplus.
[ L I T I E S AND A C T U .
.L Reserves.
Analysis of General Expenses
Head Office expenses — salaries, $5,301.50; auditors' fees. $600.00; actuaries' fees
. and expenses. $450.00; travelling expenses. $727.95; rents. $1,080.00; grant to
Relief Fund. $2,500.00; miscellaneous. $2.468.27 $ 13.127 72
All other expenses — advertising. $182.59; agency commissions. $220.00; express,
telegrams and telephone, $116.32; legal fees, $6.49; printing and stationery,
$712.55; postage and excise, $253.00; taxes (other than real estate), licenses
and fees, $150.00; miscellaneous, $3,628.68 5,269 63
Total $ 18,397 35
Exhibit of Mortuary Certificates
Total Business
(All in
Ontario)
No.
Amount
At end of 1941
2,277
222
$
1.471.701
New effected. . .
131.992
Totals. . .
2,499
1.603. 693
Less ceased by:
Death
71
59
45.143
36.316
of 1942
Total ceased.. ..
130
81.459
At End
2,369
1.522.234
Total amount of mortuary certificates in force at end of year analyzed
-$1,522,234.
to plan — Life,
122 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Actuary's Valuation Balance Sheet, October 31, 1942
Assets
Assets $1,223,262 67
Present value of future premiums 160,479 30
Total $1.383.741 97
Liabilities
Liabilities $ 15,491 65
Present value of sums assured 1.103.722 59
Reserve for depreciation of securities 45,000 CO
Excess of total assets over total liabilities 219,527 73
Total $1,383,741 97
The basis of the above valuation was the British Offices Ultimate Table 0M(5) with interest
it 3%. The rate of expense charge was taken as 50%.
Total insurance valued was $1,522,234.
Ratio of solvency was 118.9%.
The above valuation was compiled by D. P. Morris. B.A., F.A.S.. F.A.I. A.
GRAND ORANGE LODGE OF BRITISH AMERICA*
Head Office, Toronto. Ont.
Officers. — President, Lieut. -Col. Hon. T. A. Kidd; Vice-President. J. F. Harper; Secretary-
Treasurer, L. H. Reid; Actuary, H. H. Blakeman.
Dirfc^ori.— Lieut. -Col. Hon. T. A. Kidd, M.P.P., James F. Harper, C. H. Spooner. L. H.
Reid. James Black. R. Hardy-Small.
Premiums Written — Claims Incurred
Assets $1,985,790 Premiums — Ontario (net) $ 87,965
Ontario insurance in force (gross). . 3.205,329 Premiums — Canada (net) 118,324
Canadian insurance in force (gross). 4.194,938 Premiums— Total (net) 122.767
Total insurance in force (gross) ... . 4,306,475 Benefits paid — Ontario (net) 66.661
Benefits paid — Canada (net) 89.490
Total benefits paid (net) 89.897
THE ORDER OF ITALO CANADIANS*
Head Office. Montreal, Que.
Officers. — Supreme Venerable, A. Volpe; E.x-Supreme Venerable, X. Vigilante; Supreme
Treasurer. A. Fabi; Recorder Secretary, R. Rossi; Supreme Orator. T. Boschi; Trustees.
A. Bartolotti, L. Palermo, G. Violino, A. Spada. D. DiGiulio. L. Gabriele.
Premiums Written — Claims Incurred
Assets $ 43,112 Premiums — Ontario (net) $ 3.611
Ontario insurance in force (gross). . 58.630 Premiums — Canada (net) 10.515
Canadian insurance in force (gross). 163.468 Premiums — Total (net) 10,515
Total insurance in force (gross) ... . 163,468 Benefits paid — Ontario (net) 842
Benefits paid — Canada (net) 3.648
Total benefits paid (net) 3,648
ONTARIO SECONDARY SCHOOL TE.\CHERS' FR.\TERNAL SOCIETY
Head Office, 30 Bloor St. W.. Toronto, Ont.
Incorporated. — September 12. 1939.
Officers. — Chairman, H. T. Donaldson; Vice- Chair man. W. S. Hall; Secretary- Treasurer,
R. W. E. McFadden.
Auditors. — E. Hampson and H. G. Harvey.
Actuary. — M. A. Mackenzie. M.A.. F.I.A.
Members of Governing Executive. — J. W. Ansley, Toronto; H. T. Donaldson. Toronto: E. O.
Hall. London; W. S. Hall, Wingham; K. S. Hill. Belleville; R. W. E. McFadden, Brantford.
•See note on page 1.
FRATERNAL SOCIETIES F(JR 1942
123
Statement for the Year Ended December 31, 1942
Assets
Ledger Assets
Book value of bonds, debentures and debenture stocks
Cash on hand and in banks
Total Ledger Assets at Book Value
Non-Ledger Assets
$ 21,937 48
9,693 92
$ 31,631 40
Total interest accrued
Total Admitted Assets.
MortuaryFund:
Actuarial reserve.
149
58
$
31.780
98
$
36,690
00
Synopsis of Operations by Funds, 1942
Mortuary
Fund
General
Expense
Fund
Total
$ c.
24.884 83
$ c.
2.626 91
$ c.
27,511 74
Increase in ledger assets:
Receipts — -
Premiums, dues and assessments
7.884 72
603 16
"57 '53
789 37
7 884 72
Interest
660 69
789 37
Total increase in ledger assets. . .
8,487 88
846 90
9.334 78
Grand total
33,372 71
3.473 81
36.846 52
Decrease in ledger assets:
Disbursements —
Claims ....
4.000 00
' '789 '37
' '425 '75
4,000 00
425 75
Generaf expenses (see details betow)
Transfers from
789 37
Total decrease in ledger assets
4,789 37
425 75
5.215 12
Total Ledger Assets at End of Year.. . .
28,583 34
149 58
3.048 06
31,631 40
149 58
28.732 92
36.690 00
3,048 06
31,780 98
36,690 00
Deficit OR Surplus (S)
7,9f7 08
(S)3.048 06
4,909 02
Analysis of General Expenses
Salaries, $200.00; legal fees, $1.00; medical fees, $13.00; printing and stationery,
$23.64; postage and excise, $17.11; taxes (other than real estate), licenses,
fees, $30.00; miscellaneous, $141.00 $ 425 7
Exhibit of Mortuary Certificates
Tot
(All
A.L
IN
Business
Ontario)
No.
Amount
At end of 1941
987
26
6
$
987.000
26.000
6.000
New effected
Old revived
Totals
1.019
1,019,000
Less ceased by:
Death
3
66
3,000
66,000
Expiry
69
69.000
At End of 1942
950
950.000
Total amount of mortuary certificates in force at end of year analyzed as tc
plan — Ten
124 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Actuary's Valuation Balance Sheet, December 31, 1942
MORTUARY FUND
Liabilities
Value of future claims $211,730 00
Assets
Value of 93% of future premiums from 950 members $175,040 00
Book value of bonds 20,940 00
Cash 7.640 00
Accrued interest 150 00
Deficit 7,960 00
Total $211,730 00
The basis of the above valuation was the AM(5) Table of Mortality with 3% interest,
and it was assumed that 93% of future premiums would be allocated to the Mortuary Fund.
The rate of interest earned in the Mortuary Fund in 1942 was 2.24%.
The ratio of actual to expected claims in 1942 was 34.9%.
The above valuation was compiled by M. A. Mackenzie, M.A., Fellow of the British
Institute of Actuaries.
OTTAWA FIREMEN'S SUPERANNUATION AND BENEFIT FUND
Head Office, Ottawa. Ont.
Incorporated.— 1917 .
Officers. — Chairman. F. McRae; Secretary, A. Mason; Treasurer, F. G. Kennedy.
Auditors. — A. A. Crawley, F.C.A., and A. M. Milne, C.A., Ottawa.
Actuary. — H. H. Wolfenden.
Members of Governing Executive. — F. McRae, G. Burnett, G. P. Gordon, D. A. McMillan,
G. C. Medcalf, N. A. Bordeleau, H. Chatterton, P. L. MacRostie, A. Cochrane, Ottawa.
Statement for the Year Ended December 31, 1942
Assets
Ledger Assets
Book value of bonds, debentures and debenture stocks $721,430 04
Cash on hand and in banks 7.465 40
Total Ledger Assets at Book Value $728,895 44
Deduct excess of total book value of ledger assets over total authorized value 8,352 81
Total Ledger Assets at Authorized Value $720,542 63
N on-Ledger Assets
Total interest due and accrued.
Total Admitted Assets $736,663 79
Liabilitiesf
Synopsis of Operations, 1942 PENSION
Fund
Total ledger assets at beginning of year $693,770 88
Increase in ledger assets (receipts):
Premiums, dues and assessments $ 23.286 38
Donation 25 00
City of Ottawa grant 8,441 93
Interest 28.942 40
Premium on exchange 755 24
Profit on sale or maturity of ledger assets 39 81
Total increase in ledger assets 61.490 76
Grand total $755,261 64
Decrease in ledger assets (disbursements):
Superannuation payments $ 21.403 52
Retiring allowance 3.971 56
General expenses (see details below) 991 12
Total decrease in ledger assets 26,366 20
Total Ledger Assets at End of Year $728,895 44
Analysis of General Expenses
Salaries, $600.00; travelling expenses, $93.30; printing and stationery. $11.61; post-
age and excise. $20.08; licenses and fees. $100.00; miscellaneous. $166.13 $
tFor last actuarial valuation as of December 31. 1941, see page 125 of this Report. See
) Insurance Act, R.S.O. 1937. c. 256, sees. 243 (4) and 257, re societies with membership
ited to government and municipal employees.
FRATERNAL SOCIETIES FOR 1942
125
Exhibit of Pension Fund
Total Active
Members
(All in Ontario)
Total Pensi
(All in
ONED Members
Ontario)
No.
No.
Annual Payment
At end of 1941
184
6
22
3
$ c.
21.409 45
3.009 32
190
25
24.418 77
Less ceased by:
■ 3
3
4
3.322 92
Withdrawal
6
4
3.322 92
At End of 1942
184
21
21.095 85
Actuary's Valuation Balance Sheet, December 31, 1941
Assets
Invested assets $ 708,887 00
Present value of future contributions from members 267.240 00
Present value of future grants from city 19.810 00
Deficiency 194,637 00
TOTi
.$1,190,574 00
Liabilities
Pensions in course of payment to retired members:
Disability pensions $ 43.029 00
Service pensions.
159.030 00
Prospective pensions to active members
-$ 202.059 00
retirement:
)isability pensions.
Service pensions. . .
$149,190 00
772.687 00
921.877 00
5.045 00
40.856 00
5.359 00
15,378 00
Total $1,190,574 00
Returns of contributions on withdrawal. . . .
Benefits payable on deaths . .
Single-sum benefits payable on disability. . .
Estimated present value of future expenses.
The basis of the above valuation was rates deduced from the experience of a large pension
fund on this continent and of another firemen's pension fund in this Province with some modifi-
cations, together with an interest rate of 4%. It is nevertheless specifically recommended that
the sum of $10,000 to $13,000 a year be appropriated each year for a nine-year period to an
"interest reduction reserve," to allow the interest assumption to be reduced to 3 }-i% at later
actuarial valuations.
The rate of interest earned in 1941 on the book values of the invested assets of the Fund
was 4.25%.
The above valuation was compiled by H. H. Wolfenden. F.I. A.. F.A.S.. F.A.I. A.
THE OTTAWA POLICE BENEFIT FUND ASSOCIATION
Head Office. Ottawa, Ont.
Incorporated. — April. 1926.
Officers. — Chairman. Herman Boehmer; Secretary, John Barlow; Treasurer. Joseph D
Auditors. — A. A. Crawley. F.C.A.. and A. M. Milne. C.A.
Actuary. — H. H. Wolfenden.
Members of Governing Executive. — Mayor J. E. S. Lewis. Magistrate G. E. Strike.
E. J. Daly. Ottawa.
Statement for the Year Ended December 31, 1942
Assets
Ledger Assets
First lien mortgage loans on real estate $ 7,i
Book value of bonds, debentures and debenture stocks 642
Cash oi^handandinbanks 9,
Province of Alberta coupons at cash value 6.
Total Ledger Assets at Book Value $665.
Deduct excess of total book value of ledger assets over total authorized value 9.
Total Ledger Assets at Authorized Value $655.
Non-Ledger Assets
Total interest due and accrued
Total Admitted Assets
Deficit
wney.
Judge
000 00
618 52
372 22
075 00
065 74
747 86
9.037
73
$664,355
13.253
61
39
$677,609
00
126
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Liabilitiesf
Actuarial reserves $677,609 00
Synopsis of Operations, 1942
Total ledger assets at beginning of year
Increase in ledger assets (receipts):
Premiums, dues and assessments $ 31,870 37
Interest 26.978 12
Donations 300 27
Profit on sale or maturity of ledger assets 10 00
Gross increase by adjustment of ledger assets 5.568 75
Total increase in ledger assets
Grand total $689,729 61
Decrease in ledger assets (disbursements):
Pensions $ 15,667 50
General expenses (see details below) 608 54
Death benefits
Total decrease in ledger assets
Total Ledger Assets
Pension-
Fund
$625,002 10
64.727 51
8,387 83
24.663 87
:nd of Year $665,065 74
Analysis of General Expenses
Salaries. $200.00; legal fees. $150.00; printing and stationery. $51.84; licenses and
fees, $105.00; miscellaneous, $101.70 $ 608 54
Exhibit of Pension Fund
Total Active
Members
(All in Ontario)
Total Pensioned Members
(All in Ontario)
No.
No.
Annual Payment
At end of 1941
162
3
11
i
$ c.
15.055 00
1.500 00
f otals
165
12
16.555 00
Less ceased by:
Death ... ....
2
2
1
1.650 00
4
1
1.650 00
At End of 1942
161
11
14.905 00
Actuary's Valuation Balance Sheet, December 31, 1942
Liabilities
Pensions in course of payment to retired members $ 100,721 00
Prospective pensions to active members on service retirement 806.127 00
Prospective benefits to active members on disability retirement:
Single-sum benefits $ 18,847 00
Disability pensions 60.987 00
79.834 00
Benefits payable to active members on withdrawal 359 00
Returns of contributions on deaths of active members 49,194 00
Estimated present value of future expenses, less miscellaneous receipts 6.765 00
Total $1.043,000 00
Assets
Invested assets at book value $ 674,104 00
Present value of future contributions of active members 365,391 00
Deficiency 3.505 00
Total $1,046,000 00
Basis of the above valuation was rates deduced from the experience of a large police benefit
fund, together with a standard mortality table on annuitants' lives for mortality on pensioners.
The interest rate assumed was 4%, with the recommendation that the sum of$12.676 per annum
for ten years be appropriated to an "interest reduction reserve" to allow the interest assumption
to be reduced to 3 J-a % in the future.
The rate of interest earned in 1942 on the book value of the invested assets of the Fund
was slightly in excess of 4%.
The valuation was computed by H. H. Wolfenden. F.I. A.. F.A.S.. F.A.I. A.
tFor last actuarial valuation as of December 31. 1942. see page 126 of this Report. See
also Insurance Act. R.S.O. 1937. c. 256. sees. 243 (4) and 257. re societies with membership
limited to government and municipal employees.
•RATEKNAL SOCIETIES FOR 1942
CITY OF (HTAWA StPERANNLATION FUND
Head Office, Ottawa. Ont.
Incorporatfd. — April 27, 1939.
Officers. — Chairman. Controller E. A. Bourque; Secretary. Miss Elsie Davies; Treasurer.
G. P. Gordon.
Auditors. — A. Murray Milne. C.A., and A. A. Crawley. F.C.A.
Actuary. — Prof. M. A. Mackenzie. M.A.. F.A.S.
Membfrs of Governing Executive. — W. E. MacDonald. Mayor J. E. S. Lewis. E. A. Bourque.
A. Belanner. G. P. Gordon. Ottawa.
Statement for the Year Ended December 31, 1942
Assets
Ledger Assets
Book value of bonds, debentures and debenture stocks $813,841 82
Cash on hand and in banks 2.425 08
Total Ledger Assets at Book Value $816,266 90
Deduct excess of total book value of ledger assets over total authorized value 5.875 00
Total Ledger Assets at Authorized Value ._ $810,391 90
Non-Ledger Assets
Total interest due and accrued.
'otal Admitted Assets $823,952 42
Liabilitiest
Synopsis of Operations, 1942 Pension
Fund
Total ledger assets at beginning of year $726,888 22
Increase in ledger assets (receipts):
Assessments $ 32,247 06
City of Ottawa contribution 60.000 00
Interest 29.302 13
Premium on exchange 718 77
122.267
Total increase in ledger assets
Grand total $849,156 18
Decrease in ledger assets (disbursements):
Superannuation payments $ 28.148 88
Withdrawal refunds 4.601 63
General expenses 138 77
Total decrease in ledger assets 32.889 28
Total Ledger Assets at End of Year $816,266 90
Exhibit of Pension Fund
Total Active
Members
(All in Ontario)
Total Pensioned Members
(All in Ontario)
No.
No.
Annual Payment
At end of 1941
274
11
75
1
3
$ c.
28.227 29
New pensioners:
By retirement
953 33
1,025 19
Totals
285
79
30.205 81
Less ceased by:
Death
Decrease re widows' pensions
Withdrawal
3
"15
1
2
593 88
910 42
Total ceased
19
2
1,504 30
At End of 1942
266
77
28.701 51
tFor detail of actuary's valuation balance sheet at December 31. 1940, see page 160 of
1941 Report (business of 1940). See also Insurance Act. R.S.O. 1937. c. 256, sees. 243 (4) and
257. re societies with membership limited to government or municipal employees.
128 ANNUAL REPORT— SUPER I. \ TEN DENT OF IXSURAXCE No. 6
SUPREME COUNCIL OF THE ROYAL ARCANLM*
Head Office. Boston. M.\ss.
Principal Office in Canada. Hamilton. Ont.
Manager or Chief Executive Officer in Canada. — T. H. Simpson. Hamilton.
Chief or General Agent in Ontario. — T. H. Simpson. Hamilton.
Premiums Written — Cl.\ims Incurred
Assets $29,713,153 Premiums — Ontario (net) $ 23.627
Ontario insurance in force (gross). . 928.852 Premiums — Canada (net) 69.358
Canadian insurance in force (gross). 2,637.715 Premiums — Total (net) 2.239.342
Total insurance in force (gross) .... 71.084.509 Benefits paid — Ontario (net) 20.298
Benefits paid — Canada (net) 60,218
Total benefits paid (net) 2.633.530
SLOVENE N.\TIONAL BENEFIT SOCIETY*
Head Office. Chicago. III.
Principal Office in Canada. Toronto. Ont.
Manager or Chief Executive Officer in Canada. — Joseph Petric. Toronto.
Chief or General Agent in Ontario. — Joseph Petric. 248 Seaton St.. Toronto.
Premiums Written — Claims Incurred
Assets $10,187,373 Premiums — Ontario (net) $ 1,833
Ontario insurance in force (gross). . 71.650 Premiums — Canada (net) 8,581
Canadian insurance in force (gross). 216,750 Premiums — Total (net) 1,266,153
Total insurance in force (gross).... 42.355,364 Benefits paid — Ontario (net) 442
Benefits paid — Canada (net) 6.235
Total benefits paid (net) 808.748
SONS OF ENGLAND BENEFIT SOCIETY
Head Office, Toronto. Ont.
Incorporated. — February 19, 1875.
Officers. — President, H. Pickering; Vice-President. W. E. Miller; Secretary. W. V. Oglesby;
Treasurer. T. H. Frankling; Past President. S. W. Oakley.
.Auditors. — Sharp. Milne & Co.. C.A's.
Actuary. — X. E. Sheppard, M.A., F.I. A.
Governing Executive. — Supreme Council consisting of above mentioned officers, elected by
Supreme Lodge at Kingston, Ont., August 11, 1942.
Statement for the Year Ended December 31, 1942
Assets
Ledger .Assets
Book value of real estate — office premises. $35,649.49; held for sale. $3.361.37 $ 39,010 86
First lien mortgage loans on real estate 1,050 00
Amounts of liens secured by Society's certificates in force 17.768 03
Book value of bonds, debentures and debenture stocks 431,708 97
Cash on hand and in banks 27.884 22
Total Ledger Assets at Book Value $517,422 08
Deduct excess of total book value of ledger assets over total authorized value 4.140 23
Total Ledger Assets at Authorized Value $513,281 85
Non-Ledger .Assets
Total interest and rents due and accrued 5.169 59
Total Assets $518,451 44
Deduct assets not admitted — chattel mortgage 250 00
Total Admitted Assets $518,201 44
Liabilities
Mortuary Fund:
Claims due and unpaid $ 5.940 00
Provision for unreported claims 2,000 00
$ 7,940 00
Fi neral Fund — Provision for unreported claims 1.200 00
Shakespeare Memorial Fund (in trust) 470 06
General Expense Fund — Accounts payable 1 16 49
Total Lia bilities for Claims and Expenses. Due and Accrued $ 9.726 55
Contingency reserve 30.000 00
Total Liabilities except Actuarial Reserves $ 39.726 55
Actuarial Reserves as at December 31, 1942 — Mortuary Fund $332,440 00
*See note on page 1.
FRATERNAL SOCIETIES FOR 1942
129
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130 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Analysis of General Expenses
Head Office expenses — salaries. $10,389.75; directors' fees, $443.15; auditors' fees.
$500.00; actuarial fees, $200.00; Supreme President's honorarium and expenses.
$450.00; travelling expenses, $68.50; rents. $1.250.00 $ 13.301 40
Agency expenses — commissions, $1,252.39; travelling expenses, $190.15; miscel-
laneous. $138.41 1.580 95
Other expenses — sick benefit (members-at-large), $63.00; medical fees, $43.50; official
publication. $696.00; Lodge supplies, $989.78; jewels for presentation. $106.02;
express, telegraph and telephone, $564.15; taxes, licenses and fees, $378.46;
secretaries' bonds, $125.00; junior members, $137.25; miscellaneous, $650.16. . 3,753 32
Total $ 18,635 67
Exhibit of Mortuary Certificates
In Ontario
T
OTAL
No.
Amount
No.
Amount
At end of 1941
New effected
689
14
4
$ c.
628,464 38
17.750 00
3,190 00
914
16
$ c.
851.170 90
19,750 00
Totals. . . .
707
649.404 38
930
870,920 90
Less ceased by:
Death
20
5
18,335 50
7,285 00
3,857 50
26
9
5
24,397 00
9,395 00 •
Lapse ....
3 857 50
32
29,478 00
40
At End of 1942...
675
619.926 38
890
833,271 40
Total amount of mortuary certificates in force at end of year analyzed as to plan — Life,
$437,086.86; Limited Life, $396,184.54. Total, $833,271.40.
Exhibit of Sickness and Funeral Certificates
Number (Adult and Junior)
In Ontario
Total
At end of 1941
8.385
356
13,515
540
Totals. . . .
8.741
14 055
Less ceased by:
Death
182
687
267
Lapse
1,072
Total ceased
869
1,339
At End of 1942
7,872
12.716
Actuary's Valuation Balance Sheet, December 31, 1942
MORTUARY FUND
Liabilities
Net reserve on policies, including vested bonuses $324,250 00
Outstanding claims and provision for unreported claims 7.940 GO
Value of 4 % of future premiums payable to secretaries 8,190 00
Reserve for contingencies 30,000 00
Surplus 30.700 00
Total.
$401,080 00
Assets
Bonds not in default at book value $346,010 00
Bonds in default at authorized value 11.250 00
Accrued interest on bonds not in default 4.100 00
Loans on policies 17,770 00
Cash on hand 21,950 00
Total $401,080 00
The basis of the above valuation was the American Men Ultimate Table, AM (5), with
interest at 3 4%.
The rate of interest earned during 1942 on the mean ledger assets was 4.51%.
Ratio of assets to liabilities was 108.3%.
The ratio of actual claims incurred during 1942 to expected claims by the A NU5) Table o'
Mortality was 81.6%.
The valuation was compiled by N. E. Sheppard. M.A., F.I..\.
FRATERNAL SOCIETIES FOR 1942 131
SONS OF SCOTLAND BENEVOLENT ASSOCIATION*
Head Office, Toronto, Ont.
Officers. — Grand Chief, G. Anderson; Grand Secretary- Treasurer. Robert Lewis; Actuary,
Prof. M. A. Mackenzie.
Executive Board. — W. A. Murray, Geo. Anderson, Robert Lewis, Miss M. Green, Judge John
Tytler. J. S. Clouston, Robt. Collier, G. W. Robertson. D. Grundie, A. H. McDonald.
Premiums Written — Claims Incurred
Assets $1,952,076 Premiums — Ontario (net) $ 61,816
Ontario insurance in force (gross).. 2,895,091 Premiums — Canada (net) 116.956
Canadian insurance in force (gross). 5,036,281 Premiums — Total (net) 116,956
Total insurance in force (gross) ... . 5.036,281 Benefits paid — Ontario (net) 72,566
Benefits paid — Canada (net) 97,774
Total benefits paid (net) 97,774
CITY OF STRATFORD MUNICIPAL BENEFIT FUND
Head Office. Stratford, Ont.
Incorporated. — April. 1930.
Officers and Members of Governing Executive. — Chairman, R. J. Beatty; Secretary, A. S.
Kappele; Treasurer, G. McKellar; Andrew Parker, A. Templeton. W. G. Di.xon. J. M. King,
Stratford.
.\uditor. — F. P. Gibbs. C.A.
Actuary. — S. H. Pipe.
Statement for the Year Ended December 31, 1942
Assets
Ledger Assets
Book value of bonds, debentures and debenture stocks $157,410 32
Cash on hand and in banks 9 30
Total Ledger Assets at Book Value (Authorized Value) $157,419 62
N on- Ledger .Assets
Total interest accrued 2,032 98
Total Admitted Assets $159,452 60
Synopsis of Operations, 1942 Pension
Fund
Total ledger assets at beginning of year $147,917 38
Increase in ledger assets (receipts):
Premiums, dues and assessments $ 3.778 24
City grant 3,600 00
Interest 5,976 56
Premium on exchange 22 00
Total increase in ledger assets 13.376 80
Grand total $161,294 18
Decrease in ledger assets (disbursements):
Pensions $ 2,368 84
Refund on withdrawal 939 17
General expenses (see details below) 566 55
Total decrease in ledger assets 3,874 56
Total Ledger Assets at End of Year (Authorized Value) $157,419 62
Analysis of General Expenses
Salaries, $100.00; actuaries' fees and expenses, $400.00; licenses and fees. $55.00;
miscellaneous, $11.55 $ 566 55
*See note on page 1.
tFor last actuarial valuation as of December 31, 1941, see 1942 Report (business of 1941),
page 131. See also Insurance Act. R.S.O. 1937, c. 256. sees. 243 (4) and 257, re societies with
membership limited to government and municipal employees.
132
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Exhibit of Pension Fund
At End of 1942
Total Active |
Members
(All in Ontario)
Total Pensioned Members
(All in Ontario)
Anncal Payment
At end of 1941
45
3
5
$ c.
2.368 84
48 1
1
5
2.368 84
Less ceased by withdra\
val
TORONTO FIRE DEPARTMENT SUPERANNUATION AND BENEFIT FUND
Head Office, Toronto. Ont.
Incorporated. — January. 1891.
Officers. — Chairman, W. J. Wadsworth; Secretary, J. S. Eakin; Treasurer. G. A. Lascelles.
Auditor. — S. C. Scott, A.C.A.
Members of Governing Executive. — W. J. Wadsworth, G. A. Lascelles. C. M. Colquhoun. K.C.,
Geo. Sinclair. H. J. W. Johnson.
Statement for the Year Ended December 31. 1912
.\ssets
Ledger Assets
Book value of bonds, debentures and debenture stocks $4,125,172 87
Total Ledger Assets at Book Value $4,125,172 87
Deduct excess of total book value of ledger assets over total authorized value 10,547 77
Total Ledger Assets at Avthorized Valve $4,114,625 10
Non-Ledger Assets
Total interest due and accrued.
54,876 62
Total Admitted Assets $4,169,501 72
Liabilities
Bank overdraft $ 32.177 90
Death claims payable 3.500 00
Retiring allowance payable 115 74
$ 35.793 64
5.021 .200 00
Actuarial Reserves.
Total Liabilities and Actu.
Less deficit
iL Reserves $5,056,993 64
887.491 92
$4,169,501 72
Synopsis of Operati
1942
Total ledger assets at beginning of year $3
Increase in ledger assets (receipts):
Contributions $ 95.997 24
Grant from City of Toronto 27.300 00
Interest 168,906 37
Exchange, donations and fines 1.258 99
Profit on maturity of ledger assets 59 67
Total receipts $293,522 27
Increase in ledger liabilities — bank overdraft 32,177 90
Total increase in ledger assets
Grand total
Decrease in ledger assets (disbursements):
Pensions $101,536 14
Retiring allowances 10,193 30
Death claims 14.000 00
General expenses {see details below) 921 09
Total decrease in ledger assets
Total Ledger Assets at End of Year
Pension
Fund
.926.123 23
$4,251,823 40
101,536 14
10,193 30
$4,125,172 87
FRATERNAL SOCIETIES FOR 1942
133
Salaries. $500.00
taxes
AiiulvBiM of (General KxpeiiHCn
printing and stationery. $108.76; postage and excise. $117.33;
censes and fees. $155.00; miscellaneous, $40.00 $
Exhibit of Penaion Fund
Total Active
Members
(All in Ontario)
Total Pensioned Members
(All in Ontario)
No.
No.
Annual Payment
658
15
82
14
8
$ c.
93.937 78
New pensioners:
17.065 32
By disability
8.593 44
673
104
119,596 54
Less ceased by:
4
6
22
1
8,084 97
Resigned
Pensioned
Dismissed
Total ceased
33
7
8.084 97
640
97
111.511 57
Actuary's Valuation Balance Sheet, December 31, 1942
Liabilities
To 99 men drawing pensions $1,164,100 00
To pension to survivors of 638 men on the active list, with a guarantee of at least
$3,500.00 as pension payments 4.787.500 00
To payments on death while in service or on withdrawal from service by such of
the 638 men as are expected to claim such payments 170.300 00
To claims awaiting adjustment 3.600 00
To expenses connected with present members 10.200 00
Total $6,135,700 00
Assets
By future contributions from 638 men on the active list (7% of salaries) $ 985,500 00
By value of future grants promised by the City 125,400 00
By funds on hand 4,147,900 00
By deficit 876,900 00
Total $6,135,700 00
The rate of interest assumed in valuation was 3.75%.
The rate of interest earned on the funds in 1942 was 4.29%.
Above valuations were made by M. A. Mackenzie. M.A., F.A.S.
THE TORONTO POLICE BENEFIT FUND
Head Office. Toronto. O:
■porated. — 1882.
Officers. — Chairman. C. J. Lytle; Vice-Chairman. Robert H. Saunde
iakin; Treasurer. G. A. Lascelles.
Secretary. J. S.
Atiditor. — S. C. Scott. A.C.A.
Actuary. — Hugh H. Wolfenden. F.I. A.. F.A.S.. F.A.I. A.
Members of Governing Executive. — Robt. H. Saunders. G. A. Lascelles, C. M. Colquhoun. K.C.
<.. Crawford, W. J. McAlister. F. C. Skinner. Chas. J. Lytle. Toronto.
134
ANNUAL REPORT— SUPERINTENDENT OF INSUR.^NCE
No. 6
Statement for the Year Ended De^^embe^ 31, 1942
Assets
Ledger Assels
First lien mortgage loans on real estate $ 34,200 00
Book value of bonds, debentures and debenture stocks 5.358.401 18
Total Ledger Assets at Book Value .$5,392,601 18
Deduct excess of total book value of ledger assets over total authorized value 12.412 47
Total Ledger Assets at Authorized Value .$5,380,188 71
Non-Ledger Assels
Total interest due and accrued. . . .
Total Admitted Assets.
$5,461,490 66
Bank overdraft $ 9.040 41
Actuarial reserves 5.880.689 00
Total Liabilities and Actuarial Reserves $5,889,729 41
Less Deficit 428,238 75
Synopsis of Operations, 1942
$5,461,490 66
Pension
Fund
Total ledger assets at beginning of year $;
Increase in ledger assets (receipts):
Contributions $143,233 64
Grants from City of Toronto 153,941 00
Interest 227,803 77
Exchange 1.454 78
Profit on maturity of ledger assets 2 93
Total receipts
Increase in ledger liabi
ies — bank overdraft.
$526,436 12
9.040 41
Total increase in ledger assets.
Grand total
Decrease in ledger assets (disbursements):
Pensions . .
Retiring allowances
Death claims
General expenses (see details below). . .
$5,655,154 88
$232,793 76
17,538 45
10,515 56
1,705 93
Total decrease in ledger assets
Total Ledger Assets at End of Yi
iR $5,392,601 18
Analysis of General Expenses
Salaries. $500.00; actuaries' fees and expenses. $515.52; printing and stationery,
$54.59; postage and excise, $160.82; taxes, licenses and fees, $155.00; miscel-
laneous, $320.00 $ 1,705 93
Exhibit of Pension Fund
Total Active
Members
(All in Ontario)
Total Pensioned Members
(All in Ontario)
No.
No.
Annual Payment
888
9
175
39
8
$ c.
212,943 75
New members
New pensioners:
50,066 53
By disability
10,242 31
Totals
897
222
273,252 59
Less ceased by:
Death.
5
5
47
10
11,240 14
Pensioned
Total ceased
57
10
11,240 14
At End of 1942
840
212
262.012 45
FRATERNAL SOCIETIES FOR 1942 [35
Actuary^g Valuation Balance Sheet, December 31, 1942
AsMets
Accumulated Benefit Fund net assets $5,473,903 00
Present value of members' future contributions 1,432,971 00
Present value of future grants from city 2,593,454 00
Deficit 415,826 00
Total. $9,916,154 00
Liabilities
Re pensions in course of payment:
Service . $2,605,999 00
Disability 110,861 00
$2,716,860 00
Rf benefits payable to active members on service retirement:
Single sum 47,448 00
Service pension 6,872,493 00
6,919,941 00
Rt benefits payable to active service members on disability retirement:
Single sum $ 38,248 00
Disability pensions 94,998 00
133,246 00
Re benefits payable on deaths of active members 108.043 00
Re estimated present value of future expenses 29,024 00
Bank overdraft 9.040 00
Total $9,916,154 00
Basis of the above valuation was similar to that used for purposes of the previous valua-
tion as of December 31, 1939, together with an interest rate of 3%%. The rates of retirement
on service pension were based on the experience of the Fund from 1936-42. If the experience
of 1940-42 is used for these service retirements, the deficit of the Fund would be $826,492.
The valuation was compiled by H. H. Wolfenden, F.I. A., F.A.S., F.A.I. A.
UKRAINIAN NATIONAL ASSOCIATION INC.*
Head Office. Jersey City, X.J.
Chief or General Agent in Ontario. — Paul Duda, 1506 Parent Ave.. Windsor.
Premiums Written — Claims Incurred
Assets $ 6.805,830 Premiums — Ontario (net) $ 23,353
Ontario insurance in force (gross). . 575,538 Premiums — Canada (net) 27,564
Canadian insurance in force (gross). 674,474 Premiums — Total (net) 804,449
Total insurance in force (gross) ... . 27,924,399 Benefits paid — Ontario (net) 650
Benefits paid — Canada (net) 1,150
Total benefits paid (net) 249.332
UKRAINIAN WORKINGMEN'S ASSOCIATION*
Head Office, Scranton. Pa.
Chief or General Agent in Ontario. — R. D. Hill, Confederation Life Bldg.. Toronto.
Premiums Written — Claims Incurred
Assets $2,605,061 Premiums — Ontario (net) $ 4,699
Ontario insurance in force (gross). . 115,115 Premiums — Canada (net) 8,733
Canadian insurance in force (gross). 198,965 Premiums — Total (net) 288,687
Total insurance in force (gross) ... . 9,673,486 Benefits paid — Ontario (net) 191
Benefits paid — Canada (net) 286
Total benefits paid (net) 106,617
'See note on page 1.
136 ANNUAL REPORT— SUPERIXTEXDEXT OF INSURANCE No. 6
L'LMON ST. JOSEPH DL CANADA
Head Office. Ottawa. Ont.
Incorporated. — June. 1864.
Officers. — President. Dr. R. H. Parent; Vice-President. Dr. Geo. A. Racine; Secretary-
Treasurer. Hector Menard.
Auditor. — Lucien Mass6. C.P.A.
Actuary. — J. B. Mabon.
Members of Governing Executive. — Dr. R. H. Parent. Dr. J. M. Laframboise. Ottawa; Dr.
Geo. A. Racine, J. L. A. Godbout. Jos. Trepanier. Quebec; Louis Gignac. Penetanguishene ;
J. E. Guillet. Trois Rivieres; P. A. Delorme. St. Hyacinthe; Ovila Duquette. Hull; Guy
Guibault, Joliette.
Statement for the Year Ended December 31, 1942
Assets
Ledger Assets
Book value of real estate — office premises. $148,172.01; held for sale. $600 $ 148.772 01
Mortgage loans on real estate — first lien 24.213 94
Amounts secured by Society's certificates in force — loans and advances under auto-
matic non-forfeiture provisions 105.455 64
Book value of bonds, debentures and debenture stocks 5.214,535 08
Cash on hand and in banks 84.385 79
New Brunswick Government deposit 5.000 00
Sundry accounts 1.320 19
Total Ledger Assets at Book Value '. . . . .$5,583,712 65
Deduct excess of total book value of ledger assets over total authorized value 907.084 85
Total Ledger Assets at Authorized Value $4,676,627 80
Non-Ledger Assets
Total interest, dividends and rents due and accrued . . .$ 36.836 26
Total premiums, dues and assessments, due or deferred, or collected but not received
by Head Office 23.075 68
Non-interest bearing advances to members of "La Caisse Sociale" 81.329 49
Total Non-Ledger Assets $ 141.241 43
Total Admitted Assets $4,817,869 23
Liabilities
Mortuary Ft nd:
Claimsdue and unpaid $ 32.959 00
Provision for unreported claims 2.000 00
Premiums, dues and assessments received in advance 4.608 83
Present value of claims payable by instalments 7.627 09
$ 47.194 92
Sickness and Accident Fund:
Claims due and unpaid $ 2.071 11
Premiums, dues and assessments received in advance 826 95
Juvenile Fund:
Claims due and unpaid $ 605 00
Provision for unreported claims 100 00
Premiums, dues and assessments received in advance 923 48
1.62S
General Reserve Fund:
Premiums, dues and assessments received in advance 95 20
Centin Collegial Fund:
Amount due 57 11
General Expense Fund:
Premiums, dues and assessments received in advance 3.957 43
Total Liabilities except Actuarial Reserves $ 55.831 20
Actuarial Reserves as at December 31. 1942:
Mortuary Fund $4,117,877 00
Sickness and Accident Fund 255.931 00
Juvenile Fund 75.368 00
Total Actuarial Reserves $4,449,176 00
FRATERNAL SOCIETIES FOR 1941
137
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138
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Analysis of General Expenses
Head Office expenses — salaries, $28,762.20; directors' fees and salaries, $10,375.00;
auditors' fees. $2,000.00; actuaries' fees and expenses. $450.00; travelling
expenses, $1,741.84;- miscellaneous, $823.47 $ 44,152 51
Agency and organization expenses — commissions. $38,228.72; salaries, $3,500.00;
travelling expenses, $8,664.24; advertising, $758.89 51.151 85
All other expenses — books and periodicals. $101.48; paid to local Lodges for collec-
tion of dues. $28,103.67; legal fees. $53.00; medical fees, $4,418.60; official
publications. $600.00; fidelity bonds. $472.14; printing and stationery, $3,281.78;
postage, telephone and excise. $1,911.28; travelling expenses. $830.68; taxes
(other than real estate), licenses and fees, $666.85; miscellaneous, $540.60. . 40.980 08
Total $136,284 44
Exhibit of Certificates
MORTUARY
JUVENILE
In
Ontario
Total
In
Ontario I
Total
No.
Amount
No.
Amount
No.
Amount
No.
Amount
4,644
644
19
$ c.
4,267,177 00
782,300 00
15.135 00
913 00
61,718 00
20,500
2,672
.12
$ c.
17.404.226 50
2.964.800 00
107.986 00
2,087
789
16
$ c!
985,582 50i
385.635 001
6.700 OOj
8.727
2,544
136
$ c.
Old revived
62 790 00
Transferred . . .
55
61
16.790 00
4
1,640 Oo'
5,362
5,127,243 00
23.345
20.493,802 50
2.896
1,379,557 50
11.407
4,775.944 00
Less ceased by:
Death
80
6
63,219 00
6.250 00
254
10
2
201.180 00
10,150 00
1 son nn
6
2,540 00
50
18 945 00
Disability
1
31
357
24,422 00
331,150 00
179i 152,458 o5
25
571
20
11,950 00|
257.615 00:
709 00 .
11.195 00
67
1.453
61
33.655 66
Decrease
21.877 00
11 317 00
27
25,000 00
23.749 00
Total ceased
501
450,041 00
1 732
1 <;<;^ RA/i on
622
284.009 OOl
1,631
719 071 00
At End of 1942.
4.861
4,677.202 00
21,613 18.939,918 50
2,274
1.095.548 50!
9,776
4,056.873 00
Total amount of mortuary certificates in force at end of year analyzed as to plan — Life
$7,161,994.00; Limited Life. $2,431,500.00; Endowment. $8,993,174.50; other plans, $353,250.00'
Total. $18,939,918.50.
Exhibit of Sickness and Accident Certificates
N
UMBER
In Ontario
Total
At end of 1941 . .
1.401
69
2
18
8 704
815
1
26
Transferred . . .
Totals
1.490
i
9.545
Less ceased by:
Death
31
94
11
102
Lapse
746
Transfer
Total ceased
136
848
AtEndof1942
1.354
8.697
.\ctiiary's \aliiatioii Balance Sheet, December 31, 1942
MORTUARY KIJM>
Assets
Funds applicable to benefits $4,100,569 56
Present value of contributions 4.136,401 00
Sickness benefits paid as a lien on certificates in force 81.329 49
Total $8,318,300 05
FRATERNAL SOCIETIES F(-)R 1942 1139
UabiUUea
Present value of benefits $8,241,961 00
Claims payable by instalments 7.627 09
Commuted value of disability claims 12.317 00
Other liabilities 34.959 00
Surplus 21.435 96
Total '. $8,318,300 05
Ratio of actual to expected claims during 1942 was 73.6%.
The basis of the valuation was the National Fraternal Council Table with interest at 4
The rate of interest in 1942 on the total assets of the Society was 4.28%.
Total insurance valued was $18,939,918.50.
SICKNESS FUND
Assets
Funds applicable to benefits $ 447,175 16
Present value of contributions 671,178 00
Negative values included (40%) 16,912 00
Total $1,135,265 1(
Liabilities
Present value of benefits $ 944.021 00
Other liabilities 2,071 11
Surplus 189.173 05
Total $1,135,265 16
The above valuation is on the basis of the N.F.C. Table of Mortality with interest at 4 %
and rates of sickness established in 1934. Benefits of $10 are valued on a basis of 250% of the
rate of sickness among $5 members. Forty per cent of negative values has been included as
an asset.
JUVENILE FUND
Assets
Funds applicable to benefits $ 93,533 74
Liabilities
Reserve $ 75,368 00
Other liabilities 705 00
Surplus 17.460 74
Total $ 93.533 74
All the above valuations were compiled by J. B. Mabon. F.I. A.. F.A.S.
THE ORDER OF UNITED COMMERCIAL TRAVELERS OF AMERICA*
Head Office, Columbus, Ohio
Principal Office in Canada, Winnipeg, Man.
Manager or Chief Executive Officer in Canada. — Harry F. Moulden, Winnipeg.
Chief or General Agent in Ontario. — None.
Premiums Written — Claims Incurred
Assets $2,466,230 Premiums — Ontario (net) $ 20.384
Ontario certificates in force (No.).. 1,304 Premiums — Canada (net) 60,143
Canadian certificates in force (No.). 3,714 Premiums — Total (net) 1,253,780
Benefits paid — Ontario (net) 12.622
Benefits paid — Canada (net) 29.805
Total benefits paid (net) 723.926
jee note on page 1.
140
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
WOMAN'S BENEFIT ASSOCIATION*
Head Office, Port Huron. Mich.
Principal Office in Canada, Sarnia, Ont.
Manager or Chief Executive Officer in Canada. — Mrs. Mary J. Baird, Sarnia.
Chief or General Agent in Ontario. — Mrs. Mary J. Baird, Royal Bank Bldg., Sarnia.
Premiums Written — Claims Incurred
Assets $46,221,516 Premiums — Ontario (net) $ 10.065
Ontario insurance in force (gross). . 369,748 Premiums — Canada (net) 51,382
Canadian insurance in force (gross). 2,187,416 Premiums — Total (net) 2,650,669
Total insurance in force (gross) ... .120,823,461 Benefits paid — Ontario (net) 4,435
Benefits paid — Canada (net) 35,874
Total benefits paid (net) 2,319.741
THE WORKMEN'S CIRCLE*
Head Office, New York, N.Y.
Manager or Chief Executive Officer in Canada. — Michael Rubinstein, Montreal.
Premiums Written — Claims Incurred
Assets $ 8,372,772 Premiums — Ontario (net) $ 6,695
Ontario insurance in force (gross).. 95,600 Premiums — Canada (net) 13,733
Canadian insurance in force (gross). 198,600 Premiums — Total (net) 926.939
Total insurance in force (gross) 16,366,950 Benefits paid — Ontario (net) 3,076
Benefits paid — Canada (net) 6,052
Total benefits paid (net) 576,254
*See note on page 1.
(E)
MUTUAL BENEFIT SOCIETIES
[141]
(E)
THE GRAND LODCJK OF ONTARIO, INDEPENDENT ORDER OF ODD FELLOWS
Head Office. 229 College St., Toronto
Organixed. — July 27. 1855. Incorporated in Ontario. — November 19, 1874.
Executive Officers of the Society (as at September 30, 1942). — Grand Master, C. J. Stilson,
London; Deputy Grand Master, Byron E. Dundas. London; Grand Warden. J. A. E. Cowley,
Ottawa; Grand Secretary. Wm. Brooks. 229 College St.. Toronto; Grand Treasurer, N. J. M.
Lockhart, St. Catharines.
Statement for the Year Ended September 30, 1942
To which are appended statements of the Auxiliary Bodies lettered below as (A), (B), (C) and (D).
I. Funeral Benefits
The Subordinate Lodges undertake funeral benefits. The total membership of these lodges
at September 30, 1942. was 31.390.
The number of deaths in the Society in 1942 was 808.
The amount of funeral benefits paid in 1942 in respect to deceased members was $26,711.42.
Total amount of funeral benefits paid in respect of deceased wives, $2,818.34.
II. Sick Benefits
The Subordinate Lodges undertake sick benefits.
The total number of members who received sick benefits in 1942 was 1.699.
The amount of benefits paid in 1942 in respect of sick members was $46,605.60.
The number of weeks' sickness experienced in 1942 was 14.798. Amount paid for medical
attendance and nursing during 1942. $8,603.39.
III. Assets Subordinate
Grand Body Bodies
Amount of real estate $280,944 44 $1,438,075 15
Cash value of mortgages 64.299 90
Amount of securities 231,759 68 1 .196.777 38
Cash in hands of Grand Secretary and in banks 100 04 167.694 89
Amount of cash in Dominion Bank 17,718 80
Amount of cash in Bank of Toronto 6.364 70
Cash in Canada Permanent Mortgage Company 12.952 20
All other assets 36.103 49
Assets not admitted:
Grand Lodge $ 46.770 04
Subordinate Lodges 616.990 54
Total Assets $650,243 25 $2,802,547 42
IV. Liabilities Subordinate
Grand Body Bodies
Sick benefits, funeral benefits, all other liabilities $ 2.818 91 $ 47,541 25
V. MisceUai
The books and accounts of the Subordinate Lodges were audited in October. 1942. and those
of the Grand Lodge in December. 1942. .
Names and post office addresses of Grand Lodge auditors: C. J. Parker, C.A., Brantford;
G. D. Campbell. F.C.A.. Toronto.
Amount of bond of Grand Secretary. $5,000.00.
Amount of bond of Grand Treasurer. $5,000.00.
VI. Cash Receipts
Cash balance (Grand Lodge) from 1941 (not extended). $31,186.52.
Subordinate
Grand Lodge Bodies
Cash received during 1942 from:
Initiation fees, etc $ $ 15.119 30
Dues 162.459 94
Per capita tax and levies 50,431 24
Fines 222 00
Supplies sold 6.739 25
Interest, dividends and rent 11.799 65 189.955 57
Premiums for guarantee 105 30
All other sources 20.664 85 71.063 66
Cash received from sold or matured investments (not extended) :
Grand Lodge $ 4.499 50
Subordinate Lodges 82.424 49
Total Receipts $ 89,962 19 $438,598 47
[143]
144 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
VII. Cash Expenditure
SUBORDINATB
(a> Expenses of Management Grand Lodge Bodies
Cash paid during 1942 for:
Commission and organization expenses $ $
Per capita tax 150 00 ........
Expenses of annual meeting 8,585 96
Registration fee 10 00
Rent, etc 1,500 00
Supplies bought 4,763 29
Travelling expenses and appropriations to officers 2,418 28
Salaries, officers' and auditors' fees 6,676 26
Printing, stationery and advertising 679 43
Postage and express 630 16
Premiums
Investigation of claims
Other management expense (detailed in memo) 9,222 53 181,862 76
Totals $ 34,635 91 $181,862 76
(b) Miscellaneous Expenditure
Benefits to widows and orphans 25,055 38
Funeral benefits 29.529 76
Sick benefits 46,605 60
Medical attendance and nursing 8,603 39
Gratuities — special relief 7.279 60
All other 37,626 56 127,387 20
For investments — Subordinate Lodges, $80,857.00.
Grand Lodge, $16,250.00.
Grand Totals $ 72.262 47 $426,323 69
(A) ABSTRACT FROM THE RETURNS OF THE REBEKAH LODGES TO THE
GRAND LODGE OF ONTARIO
Number of members, December 31, 194]
Admitted during 1942
Totals
Deduct (withdrawn or cancelled).
Membership, September 30, 1942.
.Males
2.128
61
Females
15,727
922
16,649
817
Totals
17,855
983
2,189
208
18.838
1,025
1.981
15.832
17^13
Receipts
Dues $ 34.181 74
Admissions 3.927 95
Rents, etc 554 22
Miscellaneous 38,780 26
Total $ 77,444 17
Expenditure for Relief Only
Relief of members $ 589 67
Relief of widowed families 529 72
I.O.O.F. Home 350 20
Home tax. 1.589 75
Special relief 1,834 46
Contributed for field kitchens 3.227 51
Contributed for other war work 5.484 26
Total $ 13.605 57
Miscellaneous
Expenses, lodges $ 54.146 69
Invested funds of lodges 61.460 88
Cash in lodge funds 32.441 84
Expenses of Assembly 15.671 14
Cash in Assembly funds 4.665 72
Invested funds of Assembly 6,000 00
Expended for Home tax
Number of lodges
(B) THE FOLIX)WING SUMMARY FROM THE RETURNS OF THE GRAND ENCAMPMENT
SHOWS THE MEMBERSHIP AND STANDING AT SEPTEMBER 30, 1942
Number of members as from last report 4,021
Initiated during the year ending September 30, 1942 87
Admitted by card during the year ending September 30. 1942 12
Reinstated during the year ending September 30. 1942 7
Totai 1 4.127
MUTUAL BENEFIT SOCIETIES FOR 1942 U5
Oeductioas.
Withdrawn by card 19
Suspended by non-payment ot dues 116
Suspended from Subordinate Lodges 35
Deceased 60
Expelled 2
Nei Membership. September 30. 1942 3.995
Number of patriarchs relieved in 1942 116
Number of weeks for which benefits were paid 996
Amount paid for burying the dead in 1942 $ 365 00
Amount paid for relief of patriarchs (sick benefits) 1.596 91
Amount paid for special relief in 1942 264 43
Relief of widowed families 20 00
Total Amovsi of Relief P.aid $ 2.246 34
Receipts from all sources $ 15.046 74
Working expenses of Subordinate Encampments 11.750 22
Cash assets $ 9.945 30
Invested in mortgages and securities . 46.504 32
Invested in buildings and lands ?-T9§ ?i
Invested in furniture and TCgalia
.■Ml other assets
Total Fvxds of Scbordinate Excampmexts. September 30. 1942 S
Less liabilities
(C) THE ODD FELLOWS' FL>ER.\L UD ASSOCIATION OF THE COl'VTIES OF
LI>COL> A>D WELL.VND
6.106
67
s
7S.892
1.066
97
23
$
7-.S26
74
Number of nienibers who died in 1942.
Number of members. September 30. 19
Amount o: cash received during the year 1942 $ 1.604 90
Amount of expenses in management in 1942 277 30
Amount paid funeral claims 750 00
Amount on hand. September 30. 1942 231 51
(D) DEPARTMENT OF ONTARIO, P.M., I.O.O.F.
Number of cantons IS _
Number of members, last report 447
Mustered during year 23
Admitted on honourable discharge papers 10
Reinstated 2
Total.
From which deduct:
Withdrawn by honourable discharge papers.
Deceased
Suspended during year
Expelled
Total
Total Membership. September 30. 1942.
Net I X crease for the Ye.\r
Cash balance on hand, last report
Receipts from grants and per capita taxes.
Receipts from badges, jewels, etc
Receipts from commissions and supplies. . .
$
54 49
440 05
333 00
124 90
Total As
Disbursemeiits
Department sundries S 350 3S
Badges and jewels 276 61
S. G.L. supplies 221 21
Total
Cash Balaxce. September 30. 1942
146
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
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ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
MUTUAL BEMiFIT SOCIETIES FOR 1942
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COMPANIES NOT WITHIN
(A) (B) (C) (D) and (E)
[159 1
(F)
THE CANADIAN MERCANTILE INSURANCE COMPANY*
Head Office. St. Hyacinthe, Que.
Officers. — President and General Manager. T. A. St-Germain; Vice-Presidents, Irenee
Auclaire, J. E. Phaneuf, K.C.; Secretary, E. Desgroseilliers; Treasurer. T. A. St-Germain;
Ass't General Manager, L. C. Vallee.
Directors. — Irenee Auclaire, Chambly; T. A. St-Germain. Robert St-Germain. St. Hyacinthe;
Hon. E. L. Patenaude. Rene Morin. X.P.. J. E. Phaneuf, K.C.. Karcisse Ducharme, Rosario
Messier. Dr. Leon Gauthier. Montreal; Hon, Jacob Nicol, Sherbrooke.
Chief or General Agent in Ontario. — Carson P. Eddy. 706 Excelsior L e Bldg., Toronto.
Date of 1 ncorporation. — April. 1937. Date commenced business in Canada. — October, 1937.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 250.000 Premiums — Ontario (net) $ 65.120
Total assets 1,928,018 Premiums — Total business (net). . 648,831
Total liabilities 564.998 Claims — Ontario (net) 36.688
Surplus protection of policyholders. 1.363.020 Claims — Total business (net). . . . 309.235
COMMERCE MUTUAL FIRE INSURANCE COMPANY*
Head Office. St. Hyacinthe, Que.
Officers. — President, Hon. Alfred Leduc; Vice-Presidents, Irenee Auclaire. J. E. Phaneuf.
K.C.; Secretary. T. A. St-Germain; General Manager, T. A. St-Germain; Ass't General Manager.
L. C. Vallee; Treasurer. T. A. St-Germain.
Directors. — J. E. Phaneuf. K.C.. Hon. Jacob Nicol. Hon. Alfred Leduc. Rene Morin. N.P..
Irenee Auclaire, T. A. St-Germain, Hon. E. L. Patenaude. Lucien St-Germain. Benoit Benoit.
Date of Incorporation. — April 14, ^927. Date commenced business in Canada. — August 30, 1928.
Premiums Written — Claims Incurred
Capital stock paid in cash $ 215.415 Premiums — Ontario (net) $149,742
Total assets 2,778.791 Premiums — -Total business (net).. 745.546
Total liabilities 655.172 Claims — Ontario (net) 100.971
Surplus protection of policyholders. 2.123.619 Claims — Total business (net) ... . 387.038
EQUITABLE FIRE INSURANCE COMPANY (STOCK MUTUAL)
Head Office, 266 St. James St. W., Montreal. Que.
Incorporated. — June 3. 1901. Date commenced business. — June 3, 1901.
Officers. — President. Dr. Geo. E. Mignault; Vice-President. Joseph Desautels; Manager,
Armand Gauthier; Treasurer. D. M. Charbonneau.
Directors. — Dr. Geo. E. Mignault, Joseph Desautels, Dr. R. C. Laurier. Armand Gauthier,
D. M. Charbonneau.
Auditors. — Ladislas Joubert, C.P.A., Montreal.
Statement for the Year Ended December 31, 1942
Capital Stock
Amount
Subscribed for
Amount of capital stock authorized. $200,000.
No. of shares, 2,000. Par value. $100. ^ „^ ^^^ ^„
Capital stock at beginning of year $200,000 00 $ 75,500 00
Payments on capital received during year 14,500 00
Capital stock at end of year $200,000 00 $ 89.000 00
Balance Shect^Assets
Book value of real estate held for sale $ .^'599 95
Mortgage loans on real estate — first liens 42.500 00
Book value of bonds, debentures and debenture stocks:
Not in default ^996,124 20
^"'^^^-l* '■^'' '' 1.000.130 57
Cash on hand and in banks ^?i'ioi iJ
Interest accrued 10,685 51
Agents' balances and premiums uncollected:
Written on or after October 1, 1942 i5c470 \^
Amount due from reinsurance on losses already paid ioo'^oa e.o
Assessments earned at December 31. 1942 Qo'onA ti
Unearned reinsurance premiums paid in advance on mutual premiums 9».dU4 Dl
Total Admitted Assets $1,961.968 04
^See note on page 1.
[161]
162 ANNUAL REPORT-SUPERINTENDENT OF INSURANCE
No. 6
Balance Sheet — Liabilities Total
In Canada Liabilities
.J , . $ 16,799 85 $ 16.799 85
?rta} rer;^"er\L°^$22T93'l.1S;Tarried-out at SO^o thereof .V. ! l : : • 177.544 96 177.544 96
15.467 55
Taxes due and accrued ' ' \ 202.001 80
Reinsurance premiums
Total Liabilities (excluding capital stock) ^•- gg^oo'oo^ 411.814 16
Capital stock paid in cash • l,46l',153 88
Surplus in profit and loss account _
Excess of assets over liabilities (surplus for protection of policyholders) 1.550.153 88
. . . .$1,961,968 04
Total Liabilities =^=i^^===
Profit and Loss Account
In Canada and
All Business
. .$ 388.259 40
Net premiums written. ..;.... • ■ ■ • •
Reserve of unearned premiums (80 /o). $155,736 37
At beginning of year 177.544 96
At end of year .
21,808 59
Increase —
$ 366.450 81
Net premiums earned $179,510 34
Net claims incurred ■ 11,187 41
Net adjustment expenses incurred 35,639 71
Commissions 15,935 88
Taxes , ,. 22,467 59
Salaries, fees and travelling expenses 22.725 84
All other expenses !
287,466 77
Total claims and expenses
. . .$ 78,984 04
Underwriting profit
Other revenue: , j i $ 43.156 29
Interest earned — cash and accruals ^ gg.j. gg
Net rents earned •,•••;■:■: 843 55
Profit on sale of securities and real estate . 44.387 20
$ 123.371 24
17 301 02
Other expenditure — income and excess profits taxes ;
$ 106.070 22
Net Profit for the Year -—^:^=^==
Surplus for ProtecUon of PoUcyholdere
Surplus of assets over liabilities (excluding capital stock from liabilities) at ^eginning^^^^^, ^^^^ ^^
of year. • ; • • 5 14,566 66
Increase in paid-in capital stocK. j^Qg q-^q 22
Net profit for the year brought down 120.570 22
$1,486,134 48
, , J . . 20,000 00
Dividends declared to shareholders —
$1,466,134 48
Add taxes disputed in 1941 but settled during 1942 •_
SURPLUS of Assets over Liabilities (excluding capital stock from Habili- .^^ ^^^ ^^
ties) AT End OF Year '
Summary of Risks^Fire
In Ontario In Quebec All Business
Gross in force. December 31. 1941 $ 1|.395.713 86 $ 87.547.866 02 Sl03.943.579 88
Taken in 1942, new and renewed 12.7<l,Olb aa ji,(^»,.»o _
X t u .$ 29,166,730 45 $119,268,572 89 $148,435,303 34
Totals - * Tn 1 ocNioR 1 Q 2S 291 200 97 3o,41 1 .o27 16
Ceased in 1942. including renewed 10.126,326 19 25.^9l./»» if < o ■
N-,t.nFo,c.. D.Ci.M...31.19J2,« 8.049.990 86 $ 46.659.897 09 » S4.709.887 96
MISCELLANEOUS INSURERS FOR 1942
163
Exhibit of Premium, in Force in 
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