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^^^^^  jvvtov,  -jU^Kg 

SESSIONAL  PAPERS 


VOL.  LXXV.    PART  II 


EIGHTH  SESSION 


OF  THE 


TWENTIETH  LEGISLATURE 


OF  THE 


PROVINCE  OF  ONTARIO 


SESSION    1943  x,^    . 


TORONTO 
Printed  and  Published  by  T.  E.  Bowman,  Printer  to  the  King's  Most  Elxcellent  Majesty 

1944 


CONTENTS 

FOR  PART  II 


REPORTS 


DEPARTMENT  OF  LANDS  AND  FORESTS 

INSPECTOR  OF  LEGAL  OFFICES 

DEPARTMENT  OF  INSURANCE 

LOAN  CORPORATIONS 

DEPARTMENT  OF  PUBLIC  WORKS 

DEPARTMENT  OF  GAME  AND  FISHERIES 

DEPARTMENT  OF  LABOUR 

DEPARTMENT  OF  EDUCATION 

UNIVERSITY  OF  TORONTO 


REPORT 

OF  THE 

Minister  of  Lands  and  Forests 

OF  THE 

PROVINCE    OF    ONTARIO 

For  the  Fiscal  Year  ending 

31st  March,  1942 


PRINTED  BY  ORDER  OF 

THE  LEGISLATIVE  ASSEMBLY  OF  ONTARIO 
SESSIONAL  PAPER  No.  3.  1943 


ONTARIO 


TORONTO 
Printed  and  Published  by  T.  E.  Bowman.  Printer  to  the  King's  Most  Excellent  Majesty 

1  943 


To  His  Honour, 

The  Lieutenant-Governor  of  ths  Province  of  Ontario. 

May  It  Plbase  Your  Honour: 

The  undersigned  begs  respectfully  to  present  to  your  Honour,  the  Annual 
Report  of  the  Department  of  Lands  and  Forests  for  the  fiscal  year,  1st  April,  1941, 
to  31st  March,  1942. 

N.  O.  HiPEL, 

Minister. 


[3] 


CONTENTS 


I.     General  Introduction 7 

II.     Reports  by  Divisions 8 

Accounts 8 

Air  Service 22 

Forest  Protection 26 

Land  and  Recreational  Areas 39 

Law 55 

Operation  and  Personnel 56 

Reforestation  and  Conservation 61 

Research 66 

Surveys 67 

Timber  Management 68 

III.     PuLPWooD  Agreements 105 


[5] 


i 


INTRODl'C  TION 

The  report  of  this  year  will  take  a  slightly  changed  form  to  correspond 
with  the  work  of  the  Department. 

1.     Organization 

(a)  The  major  changes  in  the  year  were  in  June,  1941.  The  Depart- 
ment's Head  Office  was  divided  into  ten  Divisions  as  follows: — 

Accounts — Responsible  for  all  fiscal  matters  and  centralizing  accounting. 

Forest  Protection — Includes  protection  from  fire,  insects  and  disease. 

Timber  Management — Includes  Sale  and  Management  of  the  forest  crop. 

Stirveys — Includes  ground  and  aerial  survey  of  Timber,  Land,  and 
Water  Resources. 

Air  Service — Formerly  a  part  of  fire  protection,  now  a  separate  unit. 

Reforestation  and  Conservation — As  formerly,  deals  with  production  of 
tree  seedlings  for  woodlots  and  Crown  plantations,  and  advises  on  planting, 
private  forest  management  and  conservation  measures. 

Land  and  Recreational  Areas — The  former  lands  branch,  and  now 
incorporates  parks  and  unsubdivided  land. 

Operation  and  Personnel — A  new  Division  to  take  over  office  manage- 
ment, information,  personnel  (formerly  handled  by  several  branches)  and 
Staff  training. 

Law — Raised  to  Division  status  and  responsible  for  all  legal  matters 
in  the  Department. 

Research — A  new  Division  created  to  commence  research  work  in 
forestry  problems  which  are  not  being  studied  by  outside  research  organ- 
izations. 

Note — Internal  staff  changes  permitted  the  formation  of  these  Divi- 
sions without  increasing  total  staff. 

(b)  Creation  of  Forest  Regions — The  13  forest  Districts  were  grouped 
into  5  Regions,  and  senior  District  Foresters  were  appointed  as  Regional 
Foresters.  The  purpose  is  to  co-ordinate  the  work  of  the  several  districts 
under  their  control  especially  with  reference  to  transfer  of  fire-fighting 
equipment  and  personnel  to  danger  points.  Regional  Foresters  are  also 
called  upon  to  formulate  plans  for  forest  management. 

(c)  Zone  Foresters — Southern  Ontario  was  divided  into  5  reforestation 
zones  and  foresters  who  worked  out  from  head  office  were  transferred  to 
the  field  to  bring  them  into  closer  touch  with  the  woodlot  owners. 

(d)  Land  Agencies — Formerly  reporting  directly  to  Toronto,  were 
incorporated  as  part  of  the  district  organization. 

Note — The  headquarters  and  personnel  changes  involved  are  listed 
under  Operation  and  Personnel. 

2.     Report  of  Select  Committee 

The  report  of  the  Select  Committee,  inquiring  into  the  Administration 
of  the  Department  of  Lands  and  Forests  has  been  very  carefully  studied, 
and  summarized. 

[7] 


REPORT  OF  THE  No.  3 


REPORTS  BY  DIVISIONS. 


DIVISION  OF  ACCOUNTS 

A  re-organization  has  been  effected  in  this  Division,  calling  for  changes 
in  personnel,  equipment,  accounting  system  and  handling  of  Departmental 
cash  receipts. 

Centralization  of  Accounting 

Accounting  at  Main  Office  and  Field  Offices  has  been  centralized. 

Equipment 

The  increased  volume  of  accounting  detail  in  the  Division  of  Accounts 
as  a  consequence  of  the  centralization  policy,  has  permitted  the  use  of 
mechanical  equipment  on  operations  formerly  performed  by  hand. 

System 

The  accounting  procedure  for  the  year  under  review  was  the  subject  of 
study,  with  the  purpose  of  increasing  efficiency.  As  a  result  of  this  study,  a 
new  system  was  developed,  to  become  effective  1st  April,  1942,  the  commence- 
ment of  the  next  fiscal  year. 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942 


FINANCIAL  REPORTS 

L     Cash  Receipts  and  Disbursements: 

Statement  for  the  year  ending  31st  March,  1942,  is  set  out  on  Schedule 
A,  page  12.  The  following  summarizes  the  result  of  operations  for  the 
year. 

Total— Cash  Receipts $5,164,331 .82 

Cash  Disbursements 2,654,355.88 

Excess  of  Receipts  over  Disbursements $2,509,975.94 

2.     Comparison  of  Results  with  those  of  Prior  Years: 

(a)     Receipts 

In  Schedule  B,  page  16,  cash  receipts  for  the  year  under  review  have 
been  compared  with  those  of  the  previous  four  years,  which  data  may  be 
summarized  as  follows: 

Years  ending  31st  March 
Division  1938 

Main  Office  $ 

Water  Power  Rentals 427,874 

Provincial  Land  Tax 234,761 

Casual  Fees 3,102 

Forest  Protection 61,152 

Timber  Management 3,502,447 

Surveys 462 

Land  and  Recreational  Areas  186,041 

Air  Service 11,310 

Reforestation  and 

Conservation 8,890 


1939 

1940 

1941 

1942 

$ 

$ 

$   . 

$ 

406,019 

402,529 

571,352 

628,691 

129,178 

133,936 

169,609 

146,802 

3,664 

3,072 

3,161 

3,462 

47,596 

56,424 

54,918 

55,620 

3,912,072 

2,863,862 

4,153,237 

4,122,576 

24,000 

23,550 

13,904 

23,136 

195,232 

221,406 

175,040 

167,310 

6,563 

4,211 

5,687 

10,902 

4,254 

5,335 

5,642 

5,833 

4,436,039        4,728,578        3,714,325        5,152,550        5,164,332 

(b)     Disbursements: 

In  Schedule  C,  page  19,  the  disbursements  for  the  year  under  review 
have  been  compared  with  those  of  the  previous  four  years,  grouped  accord- 
ing to  branches.     The  result  may  be  summarized  as  follows: 


Division  1938 

Main  Office $   246,024 

Forest  Protection  and 

Timber  Management ....  1,696,429 

Surveys 62,166 

Land  and  Recreational  Areas  41,280 

Air  Service 279,874 

Reforestation  and 

Conservation 255,194 

Total  Disbursements  charge- 
able to  Appropriations  as 
voted 2,580,967 

Additional  Disbursements, 
uncontrollable  items, 
chargeable  to  Special 
Warrants 9,372 

Total  Disbursements 2,590,339 


Years  ending  31st  March 


1939 

1940 

1941 

1942 

$  228,200 

$  222,608 

$  232,005 

$  231,727 

1,637,370 

55,809 

45,599 

320,150 

1,621,607 

70,918 

41,722 

252,412 

1,557,964 

4,118 

38,729 

296,761 

1,706,768 

11,377 

39,768 

269,237 

335,005 

316,337 
2,525,604 

322,178 
2,451,755 

306,677 

2,622,133 

2,565,554 

2,100 

2,741 

88,802 

2,622,133 

2,527,704 

2,454,496 

2,654,356 

10  RKFORT  OF  THE  No.  3 

(c)  Trend  of  Receipts  and  Disbursements: 

i.    Receipts: 

Annual  Receipts  1938  as  against  1942  show  an  increase  of  approximate- 
ly $728,000.00  or  16.4  per  cent.  This  increase  is  due  in  large  part  to 
increased  revenue  from: 

Water  Power  Rentals S200,817  .00 

Timber  Management 620,129.00 

$820,946  00 

ii.    Disbursements: 

Annual  Disbursements  1938  as  against  1942  show  an  increase  of 
approximately  $64,000.00  or  2. 5  per  cent.  This  increase  is  accounted  for 
by  the  cost  of  living  bonus  effective  during  the  year  ending  31st  March, 
1942,  calling  for  an  expenditure  of  $72,548.00  by  Special  Warrant. 

It  will  be  noted  that  the  increased  expenditure  in  Reforesta- 
tion of $51,483.00 

is  more  than  returned  through  savings  on 

Main  Office $14,297  .  00 

Surveys 50,789.00 

Air  Service 10,637  .  00 

— $75,723.00 

The  trend  of  expenditures  is  slightly  upward,  though  not  nearly  as 
pronounced  as  the  upward  trend  in  cash  receipts. 

(d)  Classification  of  Accounts: 

Statements  set  out  in  this  report  are  classified  of  necessity  in  accord- 
ance with  the  Appropriations  and  Estimates  of  the  years  concerned. 
Grouping  of  accounts  has,  where  the  information  would  permit,  been  made 
in  accordance  with  the  standard  classification  of  accounts  by  Divisions, 
which  has  been  put  into  effect  from  1st  April,  1942. 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942 


11 


Schedule  A 

Statement  of  Receipts  and  Disbursements  For  Year  Knding  31st  March,  1942 


Receipts 

$       c. 

$       c. 

$      c. 

M.\iN'  Office: 

Water  Power  Rentals                  

628,691.25 
146,801.88 

3,461.64 
41,960.84 
76,880.64 

Provincial  Land  Tax 

Sundry  Fees,  etc. 

351.22 

524.88 
2,585.54 

37,320.69 

4,277.39 

50.00 

312.76 

Land  and  Recreational  Areas  Division 
Land  Sales 

778,954.77 

L^niversity  Lands 

Land  Rentals  (other  than  Parks) 

Leases  and  Licenses  of  Occupation 

Bruce  Beach  ....                  

68,435.03 
2,093.51 
6,352.10 

23,427.83 
13,032.96 

8,909.55 

Timagami  Islands 

Park  Revenue 
Algonquin 

Rentals 7,837.88 

Perquisites 1,014.00 

Licenses 9,014.65 

Telephone 2,415.39 

Sale  of  Material                         2  848  32 

Miscellaneous 297.59 

Rondeau 

Rentals 10,193.39 

Sale  of  Material                 .        2  765  52 

^liscellaneous                                   74  05 

Quetico 

Rentals 90.00 

Licenses 7,667.50 

Sale  of  Furs     891 .  55 

Miscellaneous 260.50 

45,370.34 

118,841.48 

778,954.77 

12 


REPORT  OF  THE 


No.  3 


Schedule  A  (Continued) 

Statement  of  Receipts  and  Disbursements  For  Year  Ending  31st  Marh,  1942 


Disbursements 


Main  Office: 

Minister's  Salary' — Statutor>- 
Lands  Branch 

Salaries — Permanent 

Temporary 


Maintenance 

Travelling  Expenses. 

Forests  Branch 

Salaries — Permanent 
Temporary- 


Maintenance  

Travelling  Expense. 


Compensation,  etc.  for  workmen  injured  in 
Government  service,  as  awarded  by  the 
Workmen's  Compensation  Board 

Moving  Expenses  of  officials 

Statutory-  Refunds 

Commutation  of  Veteran's  Land  Grants  .... 

Legal  Fees  and  Expenses 


Field  Services: 
Forest  Protection  and  Timber 
.\l\nagement  branches 

Agents — Salaries 

Maintenance 


Clearing  Townsites  and  Removing  Fire 

Hazards 

Forest  Service — Salaries 

Operating  Expenses. 


Insect  Control — Salaries 

Operating  Expenses. . . 


Radio  Service 

Woodmen's  Employment  Act- 
Salaries  

Maintenance. 


115,181.94 
10,777.91 


55,696.13 
620.83 


17,799.75 
6.295.94 


999,061.98 
599,921.54 

2,700.00 
7,989.05 


7,500.00 
774.15 


8,000.00 


125,959.85 

12,983.99 

2,076.16 


56,316.96 

10,989.00 

825.22 


13,755.68 

178.17 

156.82 

50.00 

435.25 


24,095.69 
19,978.72 

1,598,983.52 


10,689.05 
44,746.95 


8,274.15 


231,727.10 


1,706.768.08 
1,938.495.18 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR   1942 


13 


Schedule  A  (Continued) 

Statement  of  Receipts  and  Disbursements  For  Year  Ending  31st  March,  1942 


Receipts 

$       c. 

$      c. 

$      c. 

Forward 

45,370.34 
785.95 

118,841.48 

46,156.29 

2,311.89 

15,436.73 

40,075.62 

107.47 

778,954.77 

Ipperwash  Beach 

Rentals 534.25 

Miscellaneous 251 .70 

Back  to  the  Land  Movement 

560.16 

1,734.68 

17.05 

Division  of  Forest  Protection 

167.309.66 

55,619.82 

Division  of  Timber  Management 
Timber  Dues  and  Bonus 

3,695,167.49 

355,947.37 

68,788.19 

2,673.45 

35.55 
23,100.00 

^liscellaneous    

Division  of  Sur\-eys 

4,122,576.50 

Division  of  Air  Service 

23,135.55 
10,902.02 

Division  Reforestation  and  Conservation 
Miscellaneous 

5,833.50 

5,164,331.82 

5,164,331.82 

14 


REPORT  OF  THE 


Xo.  3 


Schedule  A  {Continued) 
Statement  of  Receipts  and  Disbursements  For  Year  Ending  31st  March,  1942 


Disbursements 

$        c. 

$        c. 

$        c. 

1,938,495.18 

Division  of  Surveys 

200.00 
11,049.08 

127.89 

To    provide    for    Flowage    Easements    and 

11,376.97 

Division  of  Lamd  .\nd  Recre.mional  Areas 
Annuities    and    Bonuses    to    Indians    under 
Treatv  No   9 

22,080.00 

13,451.25 

3,436.23 
800.00 

Rondeau  Provincial  Park — Salaries 

Maintenance.  .  .  . 

10,135.51 
3,315.74 

Ipperwash  Beach  Park — Salaries 

Maintenance 

1,685.80 
1,750.43 

Purchase  of  I  and  for  \e\v  Parks 

39,767.48 

Division  of  .\\k  Service 
Salaries         

161,231.32 
108,005.91 

269,237.23 

Division  of  Reforestation 
'  •  AND  Conservation 

222,370.10 
84,306.90 

Maintenance  ' 

306.677.00 

Total      Disbursements     chargeable     to 

Special  Warrants 

Investigation    of    the    affairs    and    financial 
position  of  the  Ahitibi   Power  and   Paper 

2,565,553.86 
16.254.02 

72,548.00 

2,654,355.88 

2  509,975 .  94 

5,164,331.82 

IG 


REPORT  OF  THE 


No.  3 


Schedule  B 


Comparison  of  Receipts  for  5  years  ending  31st  March,  1942 


1938 


Main  Oi'Fice 

Water  Power  Rental. 


Provincial  Land  Tax . 


Casual  Fees. 


Division  of  Forest  Protection 

Radio  Service 

Miscellaneous 


Division  of  Timber  Management  . 

Division  of  Surveys 

Lac  Seul  Storage  Dam 

Refunds — re.  Flowage  Easements  , 

Long  Lac  Diversion 

Miscellaneous 


Division  of  Land  and  Recreational  Areas 

Land  Sales  (other  than  parks) 

Land  Rentals  (other  than  parks) 

Park  Revenue — including  Park  Rentals 

Algonquin 

Rondeau 

Quetico 

Ipperwash  Beach 

Miscellaneous 


Division  of  Air  Service 
Miscellaneous 


Division  of  Reforestation  and  Conservation 
Miscellaneous 


Total  Receipts. 


427,873.50 

234,761.42 

3.101.73 


31,359.41 

29,792.77 

61,152.18 
3,502,446.76 


462.12 


462.12 

70,248.55 
61,766.48 

30,576.50 
14.810.23 

6,455.76 
23.60 

2.160.03 

186,041.15 

11,309.51 

8,890.46 
4,436.038.83 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942 


17 


Schedule  B 


Comparison  of  Receipts  for  5  years  ending  31st  March,  1942 


1939 

1940 

1941 

1942 

406,019.17 

402,529.44 

571,351.76 

628,691.25 

129.178.01 

133,935.87 

169,608.77 

146,801.88 

3,663.60 

3,072.18 

3,160.63 

3,461.64 

17,932.06 
29,664.28 

18,198.42 
38,225.27 

56,423.69 

16,412.33 
38,505.43 

54,917.76 

15,436.73 
40,183.09 

47,596.34 

55,619.82 

3,912,072.51 

2,863,861.71 

4,153,237.20 

4,122,576.50 

5,030.54 
8,873.90 

35.55 

24,000.00 

23,550.00 

23,100.00 

24,000.00 

23,550.00 

13,904.44 

23,135.55 

75,212.06 
68,894.60 

94,947.38 
75,206.92 

53,820.61 
75,230.38 

41,960.84 
76,880.64 

31,886.42 

11,305.16 

6,764.56 

200.70 

968.31 

29,449.38 
13,075.74 

6,112.40 
436.16 

2,177.89 

24,289.30 
12,363.71 

7,403.95 
552.93 

1,379.62 

175,040.50 

23,427.83 
13,032.96 

8,909.55 
785.95 

2,311.89 

195,231.81 

221,405.87 

167,309.66 

6,562.75 

4,210.87 

5,687.24 

10,902.02 

4,253.89 

5,334.99 

5,642.14 

5,833.50 

4,728,578.08 

3,714,324.62 

5,152,550.44 

5,164,331.82 

18 


REPORT  OF  THE 


No.  3 


Schedule  C 


Comparison  of  Disbursements  for  5  years  ending  31st  March,  1942 


Main  Office 

Minister's  Salary 

Lands 

Salaries 

Maintenance 

Travelling 

Forests 

Salaries 

Maintenance 

Travelling 

Compensation  to  Injured  Workmen  . . 

Moving  Expenses  of  Officials 

Statutory  Refunds 

Commutation  V'eterans'  Land  Grants. 

Legal  Fees  and  Expenses 

Back  to  Land  Movement 


Field  Services 

Forest  Protection  and  Timber  Management 
Agents 

Salaries 

Maintenance 

Clearing  Townsites 

Forest  Service 

Salaries 

Maintenance 

Insect  Control 

Salaries 

Maintenance 

Grants 

Radio  Service 

Woodmen's  Employment  Act 

Salaries 

Maintenance 

Refunds — Miscellaneous 


$    8,000.00 

123,066.61 

14,477.94 

1,663.33 

86,240.50 

10,139.22 

1,534.38 


723.27 
50.00 
77.50 
51.11 


246,023.86 


26,468.00 

'    9,'76l'63 

1.567,342.27 


Forward . 


6,951.59 

75, 129^30" 

8,919.35 

'  1,857 ;  38 

1,696,428.92 

1.942.452.78 


DKPARTMENT  of  lands  and  forests  for  1942 


19 


Schedule  C 


Comparison  of  Disbursements  for  5  years  ending  31st  March,  1942 


1939 

1940 

1941 

1942 

«     8,000.00 

S     8,000.00 

S     8,000.00 

S     8,000.00 

122,459.49 

14,673.74 

1,465.91 

119,273.61 

13,827.67 

1,607.34 

120,154.35 
11,549.47 
2,063.19 

125,959.85 
12,983.99 
2,076.16 

67,675.00 

11,810.57 

1,465.81 

67,695.26 

10,273.91 

1,008.71 

60,436.59 

10,993.76 

826.39 

16,921.36 

56,316.96 

10,989.00 

825.22 

13,755.68 

178.17 

362.06 
50.00 

921.85 

1,059.50 

156.82 
50  00 

237  20 

435  25 

S22S,199.78 

§222,608.35 

$    232,004.61 

S231,727.10 

19,648.59 
5,658.12 

8,358.84 

19,602.18 
5,898.25 
14,801 . 16 

18,531.88 

5,039.13 

14,950.12 

17,799.75 
6,295.94 
19,978.72 

966,227.76 
557,591.62 

960,979.93 
550,145.45 

965,775.34 
491,353.75 

999,061.98 
599,921.54 

2,700.00 

364.54 

3,500.00 

2,700.00 
3,438.73 

2,700.00 
4,542.09 

2,700.00 
7,989.05 

64,999.61 

56,001.90 

46,823.91 

44,746.95 

7,500.00 
821.15 

7,500.00 
538.90 

7,500.00 
747.71 

7,500.00 
774.15 

1,637,370.23 

1,621,606.50 

1,557,963.93 

1,706,768.08 

1,865,570.01 

1,844,214.85 

1,789,968.54 

1,938,495.18 

20 


REPORT  OF  THE 


No.  3 


Schedule  C  (Continued) 

Comparison  of  Disbursements  for  5  years  ending  31st  March,  1942 


1938 


Forward. 


Division  of  Surveys 

Board  of  Surveyors — Grant 

Lac  Seul  Storage  Dam 

Surveying 

Acquiring  Flo  wage  Easements.  .  . 
Compensation — Damage  Claims. 


Division  of  Land  and  Recreation  Areas 

Annuities  to  Indians 

Rondeau  Park 

Ipperwash  Park 

New  Parks 


Division  of  Air  Service 

Salaries 

Maintenance 


Division  of  Reforestation  and  Conservation 

Salaries 

Maintenance 

Forestry  Act 

Allowance  to  School  Sections 


Total  Disbursements  chargeable  to  Appropriations  as  voted . 

Division  of  Special  Warrants 
Investigation — 

Natural  Resources 

Abitibi 


Blind  River  Pine  Co 

Long  Point  Park  Commission. 

Surveying — Long  Lac 

Cost  of  Living  Bonus 


Total  Cash  Disbursements. 


1,942,452.78 

200.00 
61,966^47 


62,166.47 


20,820.00 
15,522.52 


4,937.72 


41,280.24 


156,326.86 
123,547.04 

279,873.90 


190,861.07 

61,290.46 

2,342.39 

700.00 

255,193.92 

2,580,967.31 


3,209.80 
1,000.00 
5,162.16 


9,371.96 
2,590,339.27 


UKPARTMENT  OF  LANDS  AND  FORESTS  FOR   1942 


21 


Schedule  C  {Contintud) 
Comparison  of  Disbursements  for  5  years  ending  31st  March,  1942 


1939 

1940 

1941 

1942 

1,865,570.01 
200.00 

1,844,214.85 

200.00 

843.23 

50,906.24 

11,989.21 

6,978.85 

70,917.53 

21,912.00 
15,133.85 
4,676.61 

1,789,968.54 

200.00 

35.55 

3,500.68 

382.20 

1,938,495.18 
200.00 

55,608.82 

11,049.08 
127.89 

55,808.82 

21,800.00 

14,220.18 

9,578.96 

4,118.43 

22,108.00 
13,602.67 
3,018.80 

11,376.97 

22,080.00 

13,451.25 

3,436.23 

800.00 

45,599.14 

166,023.45 
154,127.07 

41,722.46 

154,913.04 
97,498.83 

252,411.87 

222,219.50 
94,117.88 

38,729.47 

154,343.91 
142,417.33 

296,761.24 

224,596.09 
97,581.43 

39,767.48 

161,231.32 
108,005.91 

320,150.52 

226,913.57 
107,391.25 

269,237.23 

222,370.10 
84,306.90 

700  00 

335,004.82 
2.622,133.31 

316,337.38 
2,525,604.09 

2,100.00 

322,177.52 
2,451,755.20 

418.15 
2,322.53 

306,677.00 
2,565,553.86 

16,254.02 

72,548.00 

2,100.00 
2,527,704.09 

2,740.68 

88,802.02 

2,622,133.31 

2,454,495.88 

2,654,355.88 

22  REPORT  OF  THE  No.  3 


DIVISION  OF  AIR  SERVICE 

During  the  past  year  the  efificiency  of  the  Air  Service  has  been  main- 
tained. It  has  been  possible  to  replace  enlistments  by  competent  personnel 
in  the  face  of  war  conditions. 

Several  semi-transport  machines  were  added  to  the  fleet  during  the 
year  in  continuance  of  the  policy  of  replacing  many  of  the  lighter  ships 
with  those  of  greater  capacity. 

Winter  operations  were  this  year  confined  to  two  aircraft,  one  based 
at  Algonquin  Park,  and  utilized  for  the  purpose  of  game  patrols,  and  such 
Park  administration  as  was  necessary,  and  one  based  at  Sault  Ste.  Marie, 
which  has  been  used  in  bringing  out  drill  cores  from  an  iron  ore  area 
which  is  being  developed  by  the  Algoma  Ore  Properties,  Limited.  The 
Department  considers  the  development  of  iron  ore  as  of  the  utmost  im- 
portance, and  we  have  accorded  this  Company  every  co-operation  within 
our  means. 

Our  building  program  last  year  was  not  extensive,  consisting  only  of 
four  small  housing  units  for  pilots  and  machines.  Maintenance  and  repair 
of  Service  buildings  was  carried  on  throughout  the  year. 

We  have  done  our  utmost  to  co-operate  with  the  Department  of 
Munitions  and  Supply  in  the  conservation  of  aviation  fuels  and  oils. 
Instructions  have  been  issued  to  our  staff  that  all  flying  is  to  be  restricted 
to  bare  necessities.  The  situation  in  respect  to  gas  and  oil  drums  is  very 
acute,  and  we  have  been  doing  everything  possible  to  co-operate  with  the 
oil  companies  in  returning  drums  as  quickly  as  possible,  so  as  to  tie  up 
the  minimum  number  in  our  operations. 

The  following  tables  analyze  the  operations  of  the  Air  Service  for 
the  past  fiscal  year. 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942 


23 


Allocation  of  Aircraft 
1941-42 


Base                                       Registration 
Algonquin  Park CF-OAX 

Biscotasing CF-OAZ 

CF-OAA 

Caribou  Lake CF-OAR 

Fort  Frances CF-BGM 

Ignace CF-OAV 

Kenora CF-OAP 

CF-OAO 

Oba  Lake CF-OAS 

G-CAOZ 

Orient  Bay G-CAND 

Pays  Plat CF-OAW 

Pickle  Lake G-CAPB 

Port  Arthur CF-OAY 

CF-OAH 

Red  Lake CF-BGN 

Remi  Lake CF-BGJ 

Sault  Ste.  Marie CF-OBA 

G-CAPA 
G-CAOU 
G-CAOY 

Sudbury G-CAOW 

Sioux  Lookout CF-OAJ 

CF-OAE 
CF-OAF 

Temagami CF-AOH 

Twin  Lakes CF-OAQ 

CF-OAD 


Type 
Stinson 

Stinson 
Moth 

Buhl 

Stinson 

Stinson 

Fairchild  71C 
Moth 

Buhl 

Moth 

Vedette 

Stinson 

Moth 

Stinson 
Hamilton 

Stinson 

Stinson 

Stinson 
Moth 
Moth 
Moth 

Moth 

Hamilton 

Moth 
Moth 

Fairchild  KR-34 

Buhl 
Moth 


24 


REPORT  OF  THE 


No.  3 


Transport  Aircraft — Effective  Loads  Carried 
1941-42 

Aircraft 

Hours  Flown 

Effective  Load 

Buhl 
CF-OAQ 

295.40 
205.35 
293.05 
179.15 
185.00 
195.45 
276.00 
181.50 
230.15 
349.15 
213.10 
259.55 
310.20 
175.05 
432.20 
137.50 

127,667  Lbs. 
63  Tons,  1667  Lbs. 

Buhl 
CF-OAR 

93,697  Lbs. 
46  Tons,  1697  Lbs. 

Buhl 
CF-OAS 

147,322  Lbs. 
73  Tons,  1322  Lbs. 

Fairchild  71C 
CF-OAP 

127,578  Lbs. 
63  Tons,  1578  Lbs. 

Hamilton 
CF-OAH 

110,803  Lbs. 
55  Tons,  803  Lbs. 

Hamilton 
CF-OAJ 

134,490  Lbs. 
67  Tons,  490  Lbs. 

Stinson 
CF-OBA 

119,880  Lbs. 
59  Tons,  1880  Lbs. 

Stinson 
CF-BGJ 

60,537  Lbs. 
30  Tons,  537  Lbs. 

Stinson 
CF-BGM 

151,685  Lbs. 
75  Tons,  1685  Lbs. 

Stinson 
CF-BGN 

274,915  Lbs. 
137  Tons,  915  Lbs. 

Stinson 
CF-OAV 

55,935  Lbs. 
27  Tons,  1935  Lbs. 

Stinson 
CF-OAW 

137,399  Lbs. 
68  Tons,  1399  Lbs. 

Stinson 
CF-OAX 

54,455  Lbs. 
27  Tons,  455  Lbs. 

Stinson 
CF-OAY 

45,030  Lbs. 
22  Tons,  1030  Lbs. 

Stinson 
CF-OAZ 

404,468  Lbs. 
202  Tons,  468  Lbs. 

Vedette 
G-CAND 

39,540  Lbs. 
19  Tons,  1540  Lbs. 

DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942  25 

Total  Transport  Section: — 

Total  Flying  Time Hours 3,920 .  20 

Total  Loading Lbs 2,085,401 

Total  Loading Tons 1,042  Tons,  1,401  Lbs. 


Hours  Flown  on  Various  Phases  of  Flying  Operations 
1941-42 


1924-41 


1941-42 


Total 


Fire  Detection 

Game  Detection 

Fire  Suppression 

Photography 

Sketching 

Transportation — Ordinary 
Transportation — Special. . 

Mercy  Flights 

Ferrying 

Forced  Landings 

Flying  Instruction 

Observers  Instruction 

Operations 

Tests — Aircraft 

Dusting 

Tests — Wireless 

Tests — Radio 


38,356.05 

189.35 

30,704.36 

1,372.35 

3,426.23 

25,626.32 

5,408.35 

205.15 

5,077.12 

858.29 

2,856.02 

94.09 

4,929.03 

1,324.32 

41.35 

69.10 

8.25 


120,548.13 


1,163.40 

7.20 

1,666.00 

2.30 

70.15 

2,073.58 

185.20 

12.27 

261.15 

6.25 

31.15 


149.20 
34.00 


5,663.45 


39,519.45 

196.55 

32,370.36 

1,375.05 

3,496.38 

27,700.30 

5,593.55 

217.42 

5,338.27 

864.54 

2,887.17 

94.09 

5,078.23 

1.358.32 

41.35 

69.10 

8.25 


126,211.58 


Totals 


1924-41 

1941-42 

Total 

Passengers  Carried 

64,909 

62,429 

127,338 

8,270,225 

27,033,857 

13,516  Tons 

1,857  Lbs. 

6,948 

3,193 

10,141 

489,304 

2,209,680 

1,104  Tons 

1,680  Lbs. 

71,857 

Personnel  Carried 

65,622 

137,479 

Miles  Flown 

8,759,529 

Effective  Loads  Flown  (Lbs.) 

29,243,537 

Effective  Loads  Flown  (Tons) 

14,621  Tons 

1,537  Lbs. 

26  RKPORT  OF  THE  No.  3 

DIVISION  OF  FOREST  PROTECTION 

Skvkrity  of  the  Fire  Season,   1941 

The  season  of  1941  was  marked  by  very  high  early  spring  fire  hazards 
which  reached  a  peak  during  the  week  of  May  21  to  26,  when  four  large 
fires  burned  out  of  control.  High  hazards  continued  to  August  10,  when 
general  rains  set  in,  reducing  the  fire- hazard  for  the  balance  of  .the  season 
in  the  northern  part  of  the  Province,  while  high  hazards  continued  in  the 
area  south  of  the  French  River,  Lake  Nipissing  and  Mattawa  River  up 
to  the  close  of  the  fire  season  in  October. 

Fire  Protection  Conditions  Respecting  Summer  Logging  Operations 

During  the  past  few  years,  summer  woods  operations  have  increased 
to  such  an  extent  that  they  constitute  a  major  problem  in  fire  protection. 
In  1941,  instructions  which  form  a  part  of  all  woods  operations  permits 
were  issued  to  all  operators.  These  instructions  restrict  smoking,  forbid 
lunch  fires,  require  reporting  of  fires,  maintenance  of  certain  fire-fighting 
equipment  by  the  operators  and  organization  of  camp  personnel  as  auxiliary 
fire  suppression  units. 

Permanent  Improvements 

Due  to  the  desire  to  co-operate  fully  in  the  war  effort,  the  program  of 
improvements  was  curtailed  during  the  year  to  essential  projects. 

Communications 

The  radio  communication  system  is  in  a  state  of  reorganization.  The 
commercial  radio  system  was  operated  throughout  the  year  to  supply 
communication  facilities  to  the  remote  mining  areas  in  the  northern  part 
of  the  District  of  Kenora. 

Equipment 

Due  to  war  time  restrictions,  only  necessary  purchases  of  equipment 
were  made.  Shortly  after  Japan  entered  the  war  on  December  7,  the 
Department  shipped  to  the  British  Columbia  A.R.P.  100  complete  fire 
fighting  units  with  250,000  feet  of  1^  inch  fire-fighting  hose.  The  material 
was  on  loan  until  the  opening  of  the  1942  season,  when  an  arrangement 
was  made  whereby  the  Department  was  supplied  equipment  to  replace  all 
shipped  to  British  Columbia. 

Hazard   Disi-osai, 

Brush  burning  operations  were  continued  on  the  timber  sale  area  on 
the  east  side  of  Lake  Nipigon  and  in  parts  of  Timagami. 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942 


27 


Permanent  Improvements 
Completed  to  March  31,  1942 

Buildings 

Cabins 

Storehouses 

Boathouses 

Combined  Storehouses  and  Boathouses 

Bunkhouses 

Offices 


503 

108 

43 

25 

68 

27 

Garages  and  Car  Houses 68 

Other  Buildings 178 

Hose  Towers 63 

Wooden  Lookout  Towers 65 

Steel  Lookout  Towers 224 

Communications 

Permanent  Telephone  Lines  (Miles) 44943^ 

Temporary  Telephone  Lines  (Miles) 2}/^ 


District 

Total 

Tower 

Sets 

Portable 
Sets 

Boat 
Sets 

Pack 
Sets 

Model 
30 

Miscel- 
laneous 

Sioux  Lookout 

22 
18 
14 
22 
15 
13 
18 
36 
29 

15 
14 
10 
14 
11 
12 
14 
34 
18 

1 

2 

4 

1 

1 
1 

1 

1 

2 

1 
2 

1 

9 

2 

7 

6 

Kapuskasing 

Cochrane 

2 

. 

Sault  Ste   Marie 

2 

Sudbury 

North  Bay 

4 

Total. 

187 

142 

17 

7 

3 

5 

13 

In  addition  to  the  above,  aircraft  were  equipped  with  R.C.A.  aircraft 
sets  as  follows: — 

OAV — Kenora  District 
OAW — Port  Arthur  District 
OAY — Port  Arthur  District 
BGM — Fort  Frances  District 
BGN — Sioux  Lookout  District 

During  the  year  12  new  30-watt  output  medium  wave  radio  trans- 
mitters were  constructed.  These  were  supplied  with  Hallicrafters  Sky- 
traveller  model  S-29  receivers.  These  units  were  to  complete  the  ground 
medium  wave  communication  system  and  for  communication  with  aircraft 
in  flight. 

This  equipment  was  distributed  as  follows: — 

Sioux  Lookout 1  set 

Fort  Frances 4  sets 

Port  Arthur 2  sets 

Kapuskasing 1  set 

Sault  Ste.  Marie 1  set 

Sudbury 3  sets 


28 


REPORT  OF  THF 


Radio  Revenues  and  Expenditures 

The    total    expenditures    for    radio    during    the  year    were  846,504.81; 
net  revenue  amounted  to  Slo,436.73. 

Item                                 1941-42  1940-41  1939-40  1938-39 

Payroll 26,194.10  27,824.57  30,952.11  39,152.44 

Equipment 7,195.21  5,686.73  10,642.44  7,972.26 

Improvements 448.12  —  370.19  117.63 

Freight,  Express,  etc 1,264.83  1,037.20  926.48  1,192.56 

Maintenance 5,232.53  3,582.45  2,998.80  9,691.00 

Travel 2,516.62  4,132.25  3,657.60  4,939.85 

Miscellaneous 1,895.54  4,561.71  6,454.28  1,906.87 

44,746.95  46,824.91  56,001.90  64,999.61 
Cost  of  living  bonus 
(Paid  by  Special 

Warrant  Treasury) .  .       1,757.86  —  —  — 

Totals S46,504 .  81  $46,824 .  91  $56,001 .  90  $64,999 .  61 

Revenue $15,436.73  $16,412.33  $18,198.42  $17,932.06 


NUMBER  OF  MEN  ON  DUTY  INCLUDING  CHIEF  AND 
DEPUTY  CHIEF  RANGERS 


1941 

1940 

1939 

1938 

1937 

1936 

94 

82 

88 

98 

93 

53 

129 

116 

115 

107 

101 

68 

461 

362 

258 

274 

258 

128 

791 

709 

762 

799 

788 

433 

1,009 

1.025 

1.074 

1.077 

951 

785 

1,072 

1,080 

1,114 

1.110 

979 

913 

1,081 

1.088 

1,140 

1.130 

977 

939 

1,084 

1,092 

1.141 

1.150 

988 

945 

1,095 

1.093 

1.142 

1,142 

998 

940 

1,085 

1,094 

1,139 

1,141 

1,000 

934 

941 

1,022 

1,082 

1,100 

965 

916 

739 

783 

838 

924 

871 

874 

380 

477 

335 

560 

351 

391 

232 

336 

220 

419 

209 

183 

158 

192 

190 

264 

114 

127 

1935 


April  1 

April  15 

May  1 

May  15 

June  1 

June  15 

Jt'iyi 

July  15 

August  1 

August  15. .  .  . 
September  1 . . 
September  L"> 

October  1 

October  15. . . 
October  31... 


65 
297 
521 
860 
933 
925 
934 
932 
935 
929 
472 
229 
117 

90 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942 


29 


The  average  daily  force,  including  Chief  and  Deputy  Chief  rangers, 
was  as  follows:  April,  154;  May,  777;  June,  1,070;  July,  1,083;  August, 
1,077;  September,  733;  October,  227.  The  largest  number  of  men  on  duty 
at  any  one  time,  including  Chief  and  Deputy  Chief  Rangers  was  1,099. 

(3)  Expenditures 

The  total  expenditure  for  the  year,  exclusive  of  Administration  and 
of  the  Provincial  Air  Service,  was  $1,091,854.48;  the  amount  of  fire  tax 
collected  was  $276,577.26;  miscellaneous  revenue  $40,075.62. 

CLASSIFICATION  OF  EXPENDITURES 


Item 

1941-42 

1940-41 

1939-40 

1938-39 

Payroll 

$582,328.56 

54,350.14 

39,653.12 

234,930.83 

14,632.18 

43,725.76 

77,919.15 

15,383.42 

3,867.79 

2,734.26 

$555,773.82 

58,527.38 

34,488.37 

124,190.37 

12,058.77 

42,130.52 

77,508.89 

15,118.56 

3,836.00 

1,377.50 

•$571,003.77 
88.152.35 
49,615.99 
74,095.54 
12,337.82 
41,318.10 
82,565.75 
15,406.09 
4,421.65 
967.05 

$604,973.08 

88,238.77 

Improvements. 

Extra  Fire  Fighting 

70,307.69 
122,270.34 

Freight,  Express,  Postage,  etc. 
Gasoline  and  Oil 

13,215.06 
40,644.74 

78,904.22 

Travel 

18,869.46 

Rent                             

4,213.50 

Miscellaneous                   .    .    .  . 

8.984.15 

Cost  of  Living  Bonus  (paid  by 
Sp>ecial  Warrant,  Treasury). 

$1,069,525.21 
22,329.27 

$925,010.18 

$939,894.11 

1,050,621.01 

Totals                        

$1,091,854.48 

$925,010.18 

$939,894.11 

$1,050,621.01 

CLASSIFICATION  OF  FOREST  FIRES 
By  Month 


Month 

1941 

1940 

1939 

1938 

1937 

1936 

1935 

No. 

Per 
Cent 

Per 
Cent 

Per 
Cent 

Per 

Cent 

Per 

Cent 

Per 

Cent 

Per 
Cent 

April 

85 
398 
273 
331 
124 

52 
2 

6.7 

31.5 

21.6 

26.2 

9.9 

4.1 

10.2 
12.0 
11.0 
22.4 
27.8 
10.7 
5.9 

1.3 
17.6 
12.0 
41.8 
22.3 
4.4 
0.6 

1.6 
18.9 

8.8 
18.1 
21.8 
10.4 
18.4 

2.0 

2.6 
21.1 
26.0 
25.4 
20.1 
4.7 
0.1 

0.5 

6.0 

11.5 

43.9 

35.7 

2.1 

0.3 

6.5 

May 

42.6 

June 

11.9 

Tulv. ..   . 

9.9 

23.3 

September 

October 

3.7 
2.1 

1,265 

100.0 

100.0 

100.0 

100.0 

100.0 

100.0 

100.0 

30 


REPORT  OF  THK 


No.  3 


CLASSIFICATION  OF  FOREST  FIRES 
By  Origin 


Origin 

1941 

1940 

1939 

1938 

1937 

1936 

1935 

No. 

Per 
Cent 

Per 
Cent 

Per 
Cent 

Per 
Cent 

Per 
Cent 

Per 
Cent 

Per 
Cent 

Settlers 

103 
271 

81 
278 

45 

2 

219 

20 

23 
3 

60 
160 

8.2 
21.4 

6.4 
22.0 

3.6 

■i7;3" 

1.6 
1.8 
0.2 
4.8 
12.7 

6.3 

33.4 

2.4 

20.9 

2.3 

0.5 

17.6 

1.2 

3.3 

0.2 

3.0 

8.9 

5.6 

33.8 

3.0 

19.8 

1.8 

0.3 

16.8 

1.8 

9.1 

0.5 

2.0 

5.5 

7.5 

34.2 

1.9 

19.0 

3.4 

0.3 

13.3 

2.1 

8.4 

0.8 

2.0 

7.1 

7.8 

19.8 
3.1 

20.9 
3.2 
1.2 

18.1 
2.4 
8.9 
1.2 
2.4 

11.0 

5  2     '     1^  8 

Campers 

20.9 
1.8 

33.3 
1.5 
0.4 

15.3 
0.8 

12.0 
0.7 
0.9 
7  2 

26  1 

Railways 

2.8 
7.7 

Logging  Operatings 
Mining  Operations. 

Smokers 

Road  Construction. 

Incendiary 

Prospectors 

Miscellaneous 

Unknown. 

2.4 
0.6 

22.8 
1.5 

12.8 
1.0 

2.4 

7    1 

1,265 

100.0 

100.0 

100.0 

100.0 

100.0 

100.0     i  100.0 

CLASSIFICATION  OF  FOREST  FIRES 
By  Size 


Size 

1941 

1940 

1939       1938 

1937 

1936    j    1935 

No. 

Per 
Cent 

Per 
Cent 

Per 
Cent 

Per 
Cent 

Per          Per 
Cent       Cent 

Per 
Cent 

Quarter  acre  and  under 

Over  quarter  to  5  acres 

Over  5  to  10  acres 

Over  10  to  100  acres 

Over  100  to  500  acres 

Over  500  to  1000  acres 

Over  1000  to  10,000  acres.  .  . 
Over  10,000  acres 

278 

506 

94 

235 

89 

23 

32 

8 

22.0 
40.0 
7.4 
18.6 
7.0 
1.8 
2.5 
0.7 

22.1 
43.5 
9.7 
16.8 
5.5 
1.0 
1.0 
0.4 

30.8 
47.8 
6.7 
1.1.7 
2.4 
0.3 
0.2 
0.1 

24.1 
47.4 
8.0 
15.6 
3.1 
0.6 
1.1 
0.1 

25.5 
38.1 
7.7 
19.4 
5.0 
1.7 
2.4 
0.2 

20.2 
36.2 
8.0 
19.0 
7.0 
2.9 
5.1 
1.6 

22.5 
35.2 
9.5 
21.7 
7.0 
1.5 
2.1 
0.5 

Totals 

1,265 

100.0 

100.0 

100.0 

100.0 

100.0 

100.0 

100.0 

CLASSIFICATION  OF  AREA  BURNED  OVER 
By  Month 


District 

April 

May 

June 

July 

August 

Sept. 

Oct. 

Totals 

Acres 

Acres 

Acres 

Acres 

Acres 

Acres 

Acres 

Acres 

Sioux  Lookout 

166 

322 

450 

2,924 

2 

40 
198 
289 
733 

34 
322 

80 

15,265 

191 

8 

93,929 

23,355 

47,666 

56.386 

382,435 

1,611 

292 

955 

66 

7,348 
13 

933 
394 

1,474 
324 

2,043 
368 

1,303 
847 
591 

2,781 

57 

13 

3,109 

1.279 

1.473 

86 

531 

8,186 

2,216 

393 

845 

32 

12 

6 

434 

25,592 

595 

Fort  Frances 

477 

Port  Arthur 

101,329 

Kapuskasing 

25,030 

Cochrane   

32 

506 

7 

138 

36 

143 

8 

50.685 

North  Bay 

Sudbury.  . 

2 
11 

57.502 
385  316 

Sauk  Ste.  Marie. .  . 

11,036 

Parry  Sound 

Algonquin 

257 
589 

8 





4.138 
3  249 

Tweed 

1,598 

Totals 

5,560 

622,159 

15,638 

20.969 

1.354 

867 



666,547 

DEPARTMKNT  OF  LANDS  AND   FORESTS  FOR   1942 


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DEPARTMKXT  OF  LANDS  AND  FORESTS  FOR  1942 


33 


CLASSIFICATION  OF  LAND  BURNED  OVER 


District 


Crown  Land 


Area  in 
Acres 


Private  Land 


Area  in 
Acres 


Totals 


No.  of 
Fires 


Area  in 
Acres 


Sioux  Lookout. . 

Kenora 

Fort  Frances.  .  . 

Port  Arthur 

Kapuskasing. .  .  . 

Cochrane 

North  Bay 

Sudbury 

Sault  Ste.  Marie 
Parry  Sound.  .  .  . 

Algonquin 

Tweed 

Totals 


21,295 

389 

16 

82,174 

15,739 

17,037 

54,144 

64,202 

9,972 

2,524 

3,003 

1,298 


4,297 

206 

461 

19,155 

9,291 

33,648 

3,358 

321,114 

1,064 

1,614 

246 

300 


115 
44 
20 

101 
53 

118 
79 

145 
92 

259 

116 

123 


25,592 

595 

477 

101,329 

25,030 

50,685 

57,502 

385,316 

11,036 

4,138 

3,249 

1,598 


271,793 


394,754 


1,265 


666,547 


34 


REPORT  OF  THE 


No.  3 


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DEPARTMENT  OF  LANDS  AND  F"ORESTS  FOR  1942 


35 


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^1 


DHPARTMKNT  OF  LANDS  AND  FORESTS  FOR   1942 


37 


STATliMENT  OF  PERMITS  ISSUED 


District 


Number  of  Permits 


1941  1940         1939         1938         1937         1936         1935 


Sioux  Lookout.  . 

Kenora 

Fort  Frances. . . . 
I'ort  Arthur.  .  .  . 
Kapuskasing.  . . . 

Cochrane 

Sault  Ste.  Marie 

Sudbury 

North  Bay 

Parry  Sound  .  . . 

Pembroke 

Tweed 

Totals 


232 
376 
203 
563 
947 

2.275 
288 
886 

1.458 
306 
124 
175 


215 

791 

300 

1,671 

2,757 

3,397 

361 

1,436 

2,885 

303 

178 

228 


322 

811 

424 

1,083 

3,188 

3,304 

500 

1.811 

3,117 

443 

245 

317 


315 

1,069 

69 

1,457 

2,544 

2,706 

583 

1,959 

3,321 

498 

169 

345 


362 

711 

54 

1,043 

2,838 

3,926 

567 

1,445 

3,216 

624 

197 

417 


609 

1,168 

42 

969 
4,178 
5,089 

562 
1,977 
3,259 

669 
86 

356 


569 

1,023 

52 

952 

4,048 

5,498 

823 

2,387 

2.481 

615 

176 

354 


7,833 


14,522 


15,565 


15,035 


15,400 


18,964 


18,988 


MEANS  OF  FIRE  DETECTION 


District 

Total 
Fires 

Air 
Service 

Towers 

Rangers 

Public 

Sioux  Lookout 

Kenora                               

115 
44 
20 

101 
53 

118 
79 

145 
92 

259 

116 

123 

43 
10 
4 

18 
5 

20 
12 
10 
39 
12 
24 
34 
70 
24 
114 
45 
98 

18 

li 

17 
32 
13 
21 
10 
13 
17 
4 

34 
18 

Fort  Frances                           

4 

J^ort  Arthur                            .        

26 

Kapuskasing 

19 

Cochrane 

62 

North  Bay 

1 
2 

10 
2 

20 

31 

52 

Sault  Ste.  Marie 

Parr\'  Sound                 

48 
130 

AlgonQuin                           

34 

21 

Totals 

1,265 

115 

502 

169 

479 

38 


REPORT  OF  THE 


No.  3 


Kb 


888 

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DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942  39 


DIVISION  OF  LAND  AND  RECREATIONAL  AREAS 

Between  April  1st  and  June  25,  1*.)41,  land  aflniinistration  was  carried 
on  as  in  former  years. 

Study  of  Land  Administration  Policies 

On  June  25,  194L  the  sale  and  free  grant  location  of  Crown  lands  was 
temporarily  discontinued  to  enable  a  comprehensive  study  to  be  made  of 
the  administration  of  such  lands,  for  agriculture,  summer  resort  and  other 
uses,  in  order  to  estai)lish  a  new  basis  for  Departmental  policies  in  land 
administration. 

Free  Grant  Lands 

Lands  formerh-  (jpen  to  Free  Grant  location  were  closed  and  the  free 
granting  of  lands  discontinued,  e.xcepting  to  ex-soldiers.  Future  sale  of 
agricultural  lands,  at  a  uniform  price  of  50c.  per  acre,  payable  prior  to 
sale,  was  authorized.  The  instalment  system  of  purchase  of  lands  was 
abolished. 

Amalgamation  of  Field  Services 

On  September  4,  1941,  a  start  was  made  to  amalgamate  the  Land 
administration  service  with  the  Timber  and  Forest  Protection  services  in 
the  field,  under  the  District  Foresters.  Timber  administration  and  Forest 
Protection  were  prior  to  that  date,  under  control  of  District  Foresters,  but 
Land  Administration  was  for  the  most  part  separate,  with  independent 
offices  responsible  directly  to  Toronto  office.  Decentralized  control  of 
administration  of  lands  was  effected,  which  enables  field  offices  of  the 
Department  to  undertake  administrative  action  which  formerly  was  a 
responsibility  of  Head  Office. 

Provincial  Parks 

During  the  past  year  the  Departmental  administration  continued  to 
follow  the  underlying  purposes  for  which  Provincial  Parks  were  established. 
In  general  these  areas  were  set  aside  to  control  water,  to  preserve  primeval 
forest  areas,  to  protect  birds,  fish  and  animals,  to  provide  fields  for  experi- 
ments in  forestry,  and  organized  resorts  for  public  health  and  recreation. 
It  is  readily  apparent  that  some  of  these  purposes  cannot  apply  to  the 
smaller  Parks. 

Highlights  of  1941 

Visitors — During  the  year  the  number  of  visitors  to  the  Parks  reached 
an  all  time  high,  as  indicated  by  hotel  bookings,  outfitters'  businesses  and 
the  use  of  public  camping  grounds. 

Under  a  co-operative  plan,  developed  in  the  1941  season,  organized 
Boys'  and  Girls'  camps  assisted  in  fire  protection. 

Game  and  Fish  Preservation 

In    pursuance   of   its   policy   of   preserving   fish   and   game   in    Provincial 

Parks,  the  Department  was  active  during  the  year.      For  example,  extensive 

studies  were  carried  out  by  the  Biological  Research  Laboratory  at  Opeongo 

Lake   in   Algonquin    Park   to   determine   the   best   means   of   keeping   up   the 


40 


REPORT  OF  THE 


Xo.  3 


fish  population.  Certain  lakes  were  closed  to  fishing.  A  large  number  of 
fingerlings  were  planted  in  Park  lakes.  A  number  of  fur  poachers  were 
apprehended. 

Changes  in  Boundaries 

The  area  of  Quetico  Park  was  increased  from  1720  to  1770  square 
miles  by  inclusion  of  an  area  in  the  north-east  corner,  taking  in  Eva  Lake. 
No  changes  in  area  were  effected  in  the  other  Parks. 


ANNUAL  REPORT  DIVISION  OF  LAND  AND  RECREATIONAL 

AREAS 

Revised  Fiscal  Year  Ending  March  31st,   1942 

Free  Grant  Territory  for  Agricultural  Use 

No.  of  Areas  in 

Parcels  Acres 

Lands  located 46  5,920.80 

Lands  sold 54  2.743 .44 

Land  locations  cancelled    284  34,713.636 

Lands  patented 131  14,972.957 

Lands  assigned 85  10,350  .438 

Lands  restored 3  340 .  25 

Sale  Lands  for  Agricultural  Use 

Lands  sold 143  12,642.717 

Lands  cancelled 555  48.156 .  146 

Lands  patented 137  15,797 .  648 

Lands  assigned 140  13,997 .29 

Cities,  Towns  and  Townsites 

Lands  sold 40  12.658 

Lands  patented 85  31 .  191 

Lands  cancelled 3  .52 

Lands  assigned 3  .44 

Returned  Soldiers 

Lands  located 4  501 .00 

Lands  cancelled 19  1 ,769 .  75 

(Patents  included  with  Free  Grant  Territory  Report) 
Summer  Resort  Lands 

Mainland  sold 80  270 .  955 

Mainland  patented 72  204 .  739 

Mainland  cancelled 1  1.13 

Mainland  assigned 2  6 .  75 

Islands  sold 46  152 .  945 

Islands  patented 26  156 .  72 

Islands  cancelled —  — 

Islands  assigned 1  1  . 

Miscellaneous  Conveyances 

Lands  sold ' 13  1.740.813 

Lands  patented 21  2,138.812 

Lands  vested 2  5 .  74 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942  41 

PATENTS  OFFICE 

Statement  of  Patents,  etc.,  issued  during  the  Year  ending  March  31,   1942 

Sale  Land  Patents 137 

"         "         "        (Miscellaneous) 21 

158 

Sale  Land  Patents  (Summer  Resort) 98 

Free  Grant  Patents Ill 

Sale  Patents  (Free  Grant  Territory) 20 

131 

Pine  Patents 24 

Release  of  Pine 6 

Transfers  (Town  Lots) 21 

Patents  "  "      64 

85 

Vesting  Orders 2 

504 

Mining  Land  Patents 703 

Mining  Rights  Patents 2 

Mining  Leases 154 

859 

Crown  Leases 31 

Algonquin  Park  Leases 21 

Bruce  Beach  Leases 3 

"           "       Renewals 17 

Rondeau  Park  Leases 6 

Quetico  Park  Leases 1 

Temagami  Island  Leases 14 

93 

Licenses  of  Occupation  (Mines) 157 

(Lands) 400 

"  "  "  (Algonquin) 1 

401 

578 

Licenses  of  Occupation  cancelled 20 

Crown  Leases  cancelled 7 


42 


REPORT  OF  THE 


No.  3 


Statement  showing  the  number  of  locations  and  of  acres  located;  of  sales  and  of  acres  sold; 
of  lots  cancelled  for  non-performance  of  settlement  duties;  and  of  Patents  issued  in 
Free  Grant  Townships  during  the  year  ending  March  31,  1942. 


! 

District 

or 
County 

District 
Forester 

Locations 

Sales             Cancel- 
lations 

Patents 

No. 

Acres 

Ko. 

Acres 

No. 

Acres 

No. 

Acres 

Jocelyn 

\lgoma  .... 

~rontenac . . 
Haliburton.. 

Hastings .  .  . 
Kenora 

Lennox  and 
Addington.  . 
Muskoka.  .  . 

Nipissing   .  . 

D.  H.  Smith 
Sault  Ste. 

Marie. .  .  . 
M  Ardenne 

1 

1 
1 

186 

5 
2 

2 
8 
5 

1 
2 
1 
2 

10 

1 
1 
1 

7 

601 

286.50. 

192 

956 

499 

100 

173 

175 

283 

204 

861.50 

50 

64.50 

50 
823 

96 

Tweed 

144 

Cardiff 

Glamorgan..  .  . 



1 

197 

u 

Hangor 

u 

1 

1 
1 

104 

"       .... 

1 

100 

97 

Dungannon .  .  . 

Faraday 

Herschel 

48 

u 

25 

" 

1 

100 

14 

1525 

Mayo 

McClure 

" 

1 

64.50 

49.50 
38.50 

1 
37 

2 

113.5 

Monteagle.  .  .  . 

u 

4 
2 
12 

1 

383 

u 

137 

Wicklow 



1 

104 

12 

1134.50 

1292.76 

Wollaston 

49.50 

Aubrey 

Rrif  ton 

\V.  D.  Cram 
Kenora 

57.50 

1 
4 
1 

173.50 

641 

152.50 

1 

160 

Fton 

Jaffray 

Langton 

Melgund 

Melick 

u 

1 

55.66 

u 

2 

1 
1 

302.50 
150.50 
137.50 

" 

1 

152.50 

2 

1 

3 

242.116 

176 

1 

1 

162 

147 

1 

10.84 

72 

Pellatt 

220 

1 

112.15 

1 
1 
2 
2 

1 
1 

163 

76.75 
241 
234.706 

80 

93.10 

Sandford 

u 

« 

2 

270 

3 

483 

Van  Home 

a 

Wabigoon 

Wain  Wright.  .  . 

Zealand 

Rowell 

" 

1 

153.50 

1 
1 
4 

1 

158 

187 

1 

159.50 

5 

60.50 

1 
2 

6 

119.96 
157.50 

443 

526.13 
161.27 

Abinger 

Denbigh 

Sioux 

Lookout 
M.  Ardenne 
Tweed 

1 

202 

R   L   Snow- 

1 

100 

Cardwell 

Parry  Sound 

1 

200 

Morrison 

1 
1 
2 

100 

75 

275 

Oakley 

Ridout 

u 

1 

96 

2 

294 

•< 

Watt 

« 



1 

100 

Wood 

u 

2 

367 

Badgerow 

Bondfield 

J.  p.  M  archil- 

1 
1 
2 

68.50 
10 

178 

1 
1 
2 

158 

4 

400 

10 

North  Bay.. 

1 

100 

285 

1 
1 

100 
160 

" 

Kirkpatrick     . 

.. 

1 

40 

.. 

1 
3 
4 

100 
414 
404 

Mattawan 

" 

3 

337.03 

Papineau 

Springer 

1       "        .    . 

ll 

28 
46  95 

138 

DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942 


43 


Township 

District 

or 
County 

District 
Forester 

Locations 

Sales 

Cancel- 
lations 

Patents 

No 

.    Acres 

Nc 

.    Acres 

Nc 

.      Acres 

Nc 

Acres 

Chisholm     .  . 

Nipissing.  . 
Parry  Sounc 

Peterboro..  . 
Rainy  River 

Renfrew. . .  . 

R.  L.  Snow 
Parry  Sounc 
E.  L.  Ward 

L      50 

2      199 

1       80 
6     668 

2        150 

Airy 

Lyell 

] 
] 
] 

90 

Croft 

R.  L.  Snow 
Parr>-  Sounc 

100 

Hagerman  . .  .  . 
Henvey 

113 

2      170 
1      243 
1      128 

« 

Joly 

« 

VIcConkey. . .  . 
Mills 

« 

1 
1 
1 
1 

100 

» 

1 

142 

Monteith . 

u 

100 

Nipissing 

« 

4 

2 

340 
200 

114 

«       ■  ■ ' " 

1 

100 

F'atterson 

1 
1 

100 

a 

100 

Ryerson .  .    .  . 

« 

1 

100 

S.  Himsworth  . 

u           '  '  ' 

1 

100 

Strong 

1 

100 

M.  Ardenne 
Tweed 

7 
2 
5 

8 

634.50 
201 
518 
859 

" 

Oahvay 

Aylsworth    . 

" 

J.M.Whalen 
Fort  Frances 

1 
2 

82 

Fiurriss 

319  50 

Dance 

1 
3 

199 
377.50 

1 

39 
.50 

7 
8 
1 
2 
2 
2 
1 
1 
1 
1 
2 
10 
1 

809.75 
1771 

154 

166 

320 

158.75 

189 
80.50 

116 

160 

241 

1638.50 
79 

Dewart 

Fleming 

Kingsford 

[,ash 

:  •  ■  ■  ■ 

1 
1 

160 
159 

Mather.  .  . 

Miscampbell  .  . 
Nelles 

« 

1 

3 

2 

241 

Pattullo 

« 

Potts 

u 

1 

2 

1 

156.065 

Pratt 

u 

Richardson  .  . 

"       .... 

4 

484.50 

2 
3 

49 
70.50 

Sifton    . 

Spohn. . 

W.  D.  Cram 
Kenora 

M.  Ardenne 
Tweed  .  . 

1 
5 

1 

164 
680 
162 

1 
2 
2 

159  50 

Sutherland.  .  .  . 
Tait 

3 
2 

32.5 

4 

6 

973.50 

337.50 
309 

McCrosson 

3 

7 

334 
923.87 

i\Iorson 

1 
1 

159.50 
160 

1 

159  50 

Tovell 

1 

18 

Brougham .... 
Rrudenell. . 

3 
2 

1 

326 

268 
104 

3 

294 

dratton  .  . 

Griffith.. 

a 

1 
2 

50 

Lyndoch 

u 

1 
1 

104 
90 

6 

1 
2 

1 
2 

1 

1 

1 

20 

838 
97 
200 
100 
216 
250 
100 
134 
2785 

141  45 

Matawatchan 

a 

Radcliffe 

« 

2 
2 
2 

269 

Raglan 

u 

1 

58.50 

158.50 

Sebastopol 

Clara 

E.  L.  Ward^ 

1 

116 

166 

Hagarty 

Head 

1 

73 

« 

u           

2 

180.8 

South  Algona.. 

3 

300 

44 


REPORT  OF  THE 


No.  3 


Township 

District 

or 
County 

District 
Forester 

Locations 

Sales 

Cancel- 
lations 

Patents 

No. 

Acres 

No. 

Acres 

No. 

Acres 

No. 

Acres 

Wylie 

Appleby 

Baldwin 

Renfrew 

Sudbury 

ThunderBay 

E.  L.  Ward. 

1 

100 

P  McEwen. 

1 
1 

9 
2 

3 

1 

■479'    ■ 

140 

2 

1 

311     59 

18  77 

Broder 

a 

3 

1 
1 
1 

271.75 
95 
160 
209.50 

Dill 

u 

Hagar 

u 

' 

128.50 

1 

128.50 

u 

Jennings 

a           '  '  '  ' 

1 

136.50 

1 

51.50 

1 

78 

Morgan 

Martland 

u 

1 

1 
3 
1 
4 

1 

76 

153.50 
478 
160 

397.25 
22 

J.P.Marchil- 

Ratter 

North  Bay 
J.  B.  Mat- 
thews 

2 
3 

339.50 

Blake 

160 

320 

1 
1 

179 
15 

Port  Arthur. 

3 
2 
2 

302.7 

Dawson  Rd 

199.41 

u 

3 

458 

2 

1 

231 
161 

298.50 

Gillies 

"       .... 

1 

160 

1 

152.50 

Lybster 

Marks 

u 

160 

":    ■'■'■ 

1 
3 

80 
372 

1 
5 
2 

157.50 

692 

319.50 

Pardee 

Pearson 

Scoble 

u 

2 

161.50 

2 

317  50 

Stirling 

Ware 

u 

1 
1 

142.50 
80.25 

Totals.. 

2 

160 

2 

78.50 

4615,920.80 

54 

2,743.44 

284 

34,713.636 

131 

14,972.951 

No.  of  Lots  Assigned 
No.  of  Cancellations 


—85.         No.  of  Acres  Assigned— 10,350. 
Restored — 3.         No.  of  Acres  Restored- 


438. 
-340.25. 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942 


45 


Statement  showing  the  number  of  sales  and  of  acres  sold;  of  lots  cancelled  for  non-performance  of 

settlement  duties-  and  of  patents  issued  in  Townships  other  than  Free-(j.rant  during  the 

year  ending  March  31st,  1942. 


District 

or 
County 

District 
Forester 

Sales 

Can 

cellations 

Patents 

Township 

No. 

Acres 

No. 

Acres 

No. 

Acres 

Bright 

Cobden 

Johnson 

Thompson      .  . 

Shedden 

Victoria 

Wicksteed    .  .  . 

Blount 

i\lgoma 

Cochrane 

Frontenac  

D    u    Smith 

1 
1 

145 
158 

5.  S.  Marie  . . 

1 

86 
57 

1 

57 

1 

159 

3    MrFwen 

1 

160 

2 

320 

T.  E.  Mackey 
rCapuskasing 
A   Hurd 

1 

46 

3 
2 
3 

4 
18 

1 

224 
161.75 
235.50 
475.25 
1493 
80.75 

Bowman 

II        

1 

90 

Calder 

Calvert 

Carr 

1 

76 

"        

2 

167.213 

2 

237.196 

Clergue 

Clute  

Colquhoun 

Currie 

Dundonald  .  .  . 

Fox 

Fournier 

German 

Glackmeyer. .  . 
Haggart 

"    :;:'.: 

1 
4 

80 
277.45 

5 
7 
4 
1 
2 
3 
2 

2 
1 
2 
2 
2 
2 
3 
5 
4 
2 
1 

388.50 
526.21 
313.75 

79 
234 
236.75 
141.50 
305 

75 

143.64 
150 
151 
161 
225 
481.50 
360.50 
161 
157.50 

3 

294.834 

« 

4 

483.27 

\    '.'.::: 

1 
2 
1 
2 
1 
7 
2 
1 

78 
158.75 

80 

134.75 
151 

657.34 
172.95 

78.07 

2 
1 

1 

243 
229.75 
44.50 

3 

293.73 

Hanna 

Kendrey 

Kennedy 

Lamarche .... 

Leitch 

Matheson 

McCart 

Mountjoy .... 
Newmarket.  .  . 

Playfair 

Pyne 

1 

1 
2 
4 
1 
5 
1 
2 

1 

150 

u 

76.75 

« 

3 
2 
2 
2 
3 

225 

158.75 

153.50 

161 

241.52 

225 
418.50 

80 
692 

75.75 
312.78 



2 

1 
1 

161.50 
24 
76.25 

8 
1 
3 
2 

641.25 
75.50 

227 
159 

169 

Stock  

Taylor 

Teefy 

Barker 

Casgrain 

Devitt 

Eilber 

Fauquier 

Hanlan 

Idington 

Kendall 

Lowther 

Machin 

McCowan  .  . .  . 

McCrea 

Nansen 

O'Brien 

Owens 

Shackleton 

Williamson  .  . 

Bedford  

Kennebec 

Olden 

Hen 

T.E.MacKey 
Kapuskasing 

1 

74.50 

1 

28 

94 

53 

10 

15 

21 

32 

25 

21 

6 

21 

2 

3 

20 

6 

7 

75 
2030 
7012.70 
4123.156 

857 

1239.50 
2058.50 
2424 
1852 
1769 

482.50 
1662 

150.50 

247.50 
1889 

449 

670 

2 
3 
2 

2 
4 

1 

a 

a 
1 

a 
1 

298 

1 
1 
1 
4 
1 
2 

74.50 

75 

75 
302.50 

57 
150 

281 

246 

248.50 

451 

100 

341 

291 

u 

75 

u 

257.50 



1 

72.97 

73.14 

M.  Ardenne.. 
Tweed 

6 

1 
1 
1 
2 

542.50 
99 
149 
100 
107 

a 

4 

250.50 

198 

467 

1 

95 

1 
1 

47.50 

99.50 

u 

1 

114 

Huntingdon.. 



1 

100 

[       1 

100 

46 


REPORT  OF  THE 


No.  3 


District 

or 
County 

District 
Forester 

Sales 

Cancellations 

Patents 

Township 

No. 

Acres 

No. 

Acres 

No. 

Acres 

Marmora 

Frontenac 

Kenora 

Lanark 

Lennox  and 
Addington 
Nipissing 

Peterborough  .  . 
Renfrew 

Sudbury 

Thunder  Bay.. . 
Timiskaming. .  . 

Mr.  Ardenne 
Tweed 

1 

1 

100 

Hartman 

W.  D.  Cram 

160 

Kirkup 

Drayton 

Drayton 

Kenora 

K.  Acheson.  . 
SiouxLookout 
M.  Ardenne.. 
Tweed 

J.  P.  Marchil- 

1 

1 
3 

1 
1 

1 

55.6 
154 

44.04 

40 
200 

79.75 

1 

148 

Sheffield 

1 

1 

158 
157.50 

North  Bay..  . 

Hugel 

I  oudon 

1 

1 

160 
160 

1 
2 

18 

94 
320 
2800.55 

Phelps 

Widdifield  .... 

Harvey 

Adniaston 

1 

2 
2 

1 
3 

1 
1 
1 

160 

M.  Ardenne.. 
Tweed 

1 
3 
1 
3 
1 

161.50 

192.3 

200 

350 

150 

241.25 
331 

200 

Bagot 

Blithfield 

246.99 

150 

40 

Awrey 

Bigwood 

Bur  wash 

P.  McEwen. . 
Sudbury 

1 

1 
4 

1 
7 
1 
1 

74.75 
157 
319.75 

80.25 
544.50 

80 
155.26 

6 

478.46 

77.05 

1 

160 

Cherriman 

Cleland 

2 

292  94 

Creighton 

Delamere 

1 

161 

Dowling 

Drvden 

2 

1 
2 
1 

1 
1 

223.13 

u 

2 

121.38 

80.50 

Drury 

"      

1 

80 

243 

1 

146 

146 

Foleyet 

Hallam 

Harrow 

« 

76.50 

«    : : : : : 

1 

1 
3 

160 
25.31 
506.50 

1 

162 

160 

Loughrin 

3 

402.50 

2 

1 
1 

317.25 

J,    

1 

79.50 

212.50 

M*"o 

180 

May 

'.'.'.'.'. 

2 
2 
2 

1 

293.50 
200 
153.25 
3 

Salter 

ScoUard 

Shakespeare..  . 

2 

239.8 

Waters 

J.  p.  Marchil- 

don 

North  Bay 
J.B.Mathews 

1 

2 

2 

1 

165 

287.50 

159 

159 

2 

237.20 

Haddo 

Henry 

Devon  

2 

1 
1 
2 

1 

267.25 

169 
160 
320 
120 

1 

120 

Jacques 

1 
1 
1 

127.75 

u 

74.10 

Nipigon 

Upsala 

Rrpthniir 

u 

158.50 

J.  p.  Marchil- 

1 

158 

1 
1 

160 
80.25 

Blain 

North  Bay..  . 

1 

80 

Casey. 

2 

1 

29.25 
318 
78.50 

>( 

1 

154 

u 

154 

"        

2 

39.874 

Dack 

1 

160.50 

DEPARTMENT  OF  LANDS  AND  FORESTS  FOR   1942 


47 


District 

or 
County 

District 
Forester 

Sales 

Cancellations 

Patents 

lownship 

No. 

Acres 

No. 

Acres 

No. 

Acres 

Evanturel  .... 

Temiskaming  . 





Victoria 

Bruce 

J.  P.  Marchil- 

don 

North  Bay  .  . 

1 

71.50 

71.50 
IGl 
160 
400.50 

Harley 

Hen  wood 

Hudson 

::  •  ■  •  ■  '• 

1 
1 

80 
80.75 

1 

1 

40  30 
168 

Ingram 

Lorrain 

"    : : : : ; 

1 
1 

80 

97.7 

40 

4 

366 

2 
1 
2 
3 

197 

Marter 

Marquis 

Pacaud 

2 

2 
5 
3 

80 
319.75 
160 

80 

80 

81 

79.75 
315 

359.50 
229.50 

80 

120 

319  858 

a 

400.251 

Pense  

u           

1 

80 

Robillard 

Savard 

:  '■'■ 

1 
1 

81 
79.75 

Sharpe  

Truax 

Benoil 

A.  Hurd 

2 

161 

Eby 

Otto 

Cochrane 

80 

83.50 

98 

Tweed 

Unattached 

1 

84 

84 

Bruce 

155 

Charlottenb'gh 
Glenelg 

Glengarry 

Grey 

Leeds .    ...... 

3 

1 

249.99 
100 

250 

100 

99 

Kitley 

Albion 

:: 

1 
1 

100 

14.88 

100 

Peel  

14.88 

Belmont 

Peterborough  .  . 

200 

Totals.  .  . 

143 

12,642.717 

555 

48,156.146 

137 

15,797.648 

No.  of  Lots  Assigned— 140.         No.  of  Acres  Assigned— 13,997.29. 


48 


REPORT  OF  THE 


No.  3 


Statement  showing  the  number  of  sales,  acres  sold  and  patents  issued  in   Cities,  Towns  and 

Town  Plots. 


District 

or 
County 

Sales 

Patents 

Towns,  etc. 

No. 

Acres 

No. 

Acres 

Hornepayne 

Algoma 

1 
2 

1.16 

.28 

3 
30 
1 
4 
1 

90 

W'awa 

3  64 

Alma 

Bruce. 

5  84 

Southampton 

6 

.25 

1 

1.23 

« 

2 

50 

« 

1 

.102 

Tisdale 

u 

1 
1 
2 
4 
1 
1 
11 
2 
3 

1 
1 
1 
4 

078 

Valgagne 

Whitney .        .... 

« 

1 
7 

.15 
1.983 

15 

u 

275 

Essex 

2.619 

Owen  Sound 

Grey. . . 

1  525 

Drjden 

.25 

8 
2 
4 

1 
1 

1.372 

.46 

1.32 

.23 

1 

1.71 

« 

.59 

« 

1  10 

Winnipeg  River 

u 

23 

Niagara 

Peml)roke 

Lincoln 

Renfrew 

.75 

F()le\et 

Emjiire 

Sudbury 

Thunder  Bay 

1 
1 

.14 
.211 

.42 

1 
1 
1 
2 
1 
1 

.30 

« 

.17 

« 

1 

.19 

17 

Rossport 

« 

402 

a 

■5 
1 
1 

.80 

1.644 

.276 

16 

Spring  Lake 

Ciauthier 

« 

1  644 

Timiskaming 

Ingram 

1 
2 

1 

.138 

« 

.18 

Swa.stika 

« 

1 

.11 

.20 

Totals 

40 

12.658 

85 

31.191 

No.  of  Sales  Cancelled — 3. 
No.  of  Lots  Assigned — 3. 


No.  of  Acres  Cancelled— .52. 
No.  of  Acres  Assigned — .44. 


Locations  by  Returned  Soldiers  and  Cancellations 
for  Non-Performance  of  Settlement  Duties. 


Agency 

Locations 

Cancellations 

District 

No. 

Acres 

No. 

Acres 

5 
4 
3 

379  25 

325  50 

Nipissing 

482  50 

1 
2 

178.50 
243.00 

Sudliury 

Sudbury 

4 

1 
2 

344  25 

Timiskaming 

78  50 

North  Bay 

1 

79.50 

159  75 

Totals 

4 

501.00 

19 

1,769.75 

DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942 


49 


ISLANDS  SOLD  AND  PATENTED 
Under  Summer  Resort  Regulations 


Part  or  Parcel 


Township 


Sales 


No. 


Area 


Patents 


No. 


Area 


District  of  Algoma: 
Pel.  18,  Pine  Island 
Pel.  29,  Pine  Island 


Tarbutt . 


County  of  Frontenac: 

Island,  Draper  Lake,  0pp.  Lot  16,  Con.  10. 
Island,  St.  Lawrence  River,  0pp.  Lot  7,  Con.  8 

Coutity  of  Halibiirton: 

B.  Deer  Lake 


Loughborough 
Pittsburgh.  . .  . 


County  of  Hastings: 

Island,  Baptiste  Lake,  Opp.  Twp. 

District  of  Kenora: 

L.K.  506,  Sioux  Narrows 

Pt.  Scottv's,  Lake  of  the  Woods  . 

G.  1744  Lake  of  the  Woods 

G.  1969,  Lake  of  the  Woods 

Pt.  A13,  Clearwater  Bay 


County  of  Lennox  and  Addington: 
Island.  Westlemkoon  Lake  .  . . 


District  of  Manitoitlin: 

Pel.  29,  T.P.  196,  Georgian  Bay. 
Pel.  A,  T. P.  532,  Georgian  Bay  . 
Pel.  B,  T.P.  532,  Georgian  Bay. 

T.P.  615,  Georgian  Bay 

T.P.  1372,  Georgian  Bay 

T.P.  813  McGregor  Bay 

Pel.  1,  J.D.  1559 

Pel.  2,  J.D.  1559 

Pel.  3,  J.D.  1559 

Pel.  4,  J.D.  1559 

Pel.  5,  J.D.  1559 

Pel.  6,  J.D.  1559 


District  of  Muskoka: 

Island,  Opp.  Lot  21,  Con.  10  .  .  . 
Pel.  4,  Horseshoe,  Severn  River. 


District  of  Nipissing: 

97  and  98,  French  River  . 

9C,  Lake  Nipissing 

C.  1 

M.  2,  Lake  Nipissing  ... 

S.  4,  Lake  Nipissing 

488,  Lake  Timagami. ... 


District  of  Parry  Sound: 

C.  276,  Georgian  Bay 

385  C,  Georgian  Bay 

B.  188,  Georgian  Bay 

D.  248,  Georgian  Bay 

Pt.  Frying  Pan,  Georgian  Bay 
Wild  Duck,  Georgian  Bay.  .  .  . 

B.  426,  Georgian  Bay 

24A,  Georgian  Bay 

Pel.  18,  30A,  Georgian  Bay. . . 
316A,  Georgian  Bay 


Cardiff. 


Hersehel 


Ashby 


Baxter 


Bertram 

Caldwell .  .  . 

Loudon  

MacPherson 
Springer. ... 


Carling. 

a 

Conger. 


Cowper . 


Harrison 


5.8 
4.9 


.455 
.45 


3.4 
2.4 
3.9 

5.28 


1.13 


2.6 


4.9 
4.9 
4.9 
4.9 
4.9 
4.9 


.63 


1.2 
1.9 
.8 
4.6 
1.8 
17. 


5.07 

.39 

9.25 


4.9 


6.71 
3.4 


5.28 


1.13 


10. 
10.9 

.26 
4.44 
49. 


2.20 


1.9 


17. 


.64 
14.3 
.5 


50 


REPORT  OF  THE 


ISLANDS  SOLD  AND  PATENTED 
Under  Summer  Resort  Regulations 


I*art  or  Parcel 

Township 

Sales 

Patents 

No. 

Area 

No. 

Area 

731  and  732A,  Georgian  Bay 

778A  Georgian  Bay 

Harrison 

McKellar 

Mowat 

1 
1 

1 
1 

3.51 
.5 

1.26 

2.5 

.3 

3.5 

Island,    Manitouwabing   Lake,   0pp.   Lot    15, 
Con    B                             

1 

1.26 

A  E  42                             

D  9  Georgian  Bay                  

Wallbridge 

Methuen 

1 

3 

County  of  Peterborough: 

33,  Koshkabogamog  Lake 

District  of  Rainy  River: 

Loc   1    Island  8  Clearwater  Lake 

1 

3 

County  of  Renfrew: 
A   Crolden  Lake 

South  Algona  .... 

Blezard  

Broder 

1 

1 
1 

1. 

1.2 
1.98 

District  of  Sudbury: 

Island,  VVhitson  Lake,  0pp.  Lot  5,  Con.  5.  .  .  . 

Island,  Silver  Lake,  0pp.  Lot  7,  Con.  5 

Island,  St.  Charles  Lake,  0pp.  Lot  7,  Con.  6.  . 
Island,  St.  Charles  Lake,  Opp.  Lot  7,  Con.  6.  . 
2   Ella  I  ake 

1 
1 

1.3 

« 

1.4 

Capreol 

Harrow 

67 

1 
1 
1 

1 
1 

1 

1 

1.9 
2. 

9.08 
1. 

8. 

4.65 
4.13 

Pt.  LaCloche,  Opp.  Lot  10,  Con.  3 

Forbes,  Tyson  Lake 

T  P  3163  Lake  Panache 

1 

9.08 

91 

91 

Grenfell 

TP  3164   Lake  Panache 

District  of  Timiskaming: 
M  A  9  Sesekinika  Lake 

R    Larder  Lake 

1 

4.13 

Totals 

46 

152.945 

26 

156.72 

No.  of  Assignments,  1.     Area,  1. 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942 


51 


MISCELLANEOUS  CONVEYANCES,  ETC.  ISSUED 


District  or  County 

Sales 

Patents,  Etc. 

Townshij) 

No. 

Acres 

No. 

Acres 

Miscellaneous: 
Wicksteed 

1 
1 

46. 
2.5 

Walker 

Cochrane 

Williamson 

1 
2 

9.35 

Maiden                 

1 
1 
1 

12. 
1572. 
.04 

52. 

1572. 

Windsor 

u 

.04 

Yonge 

Leeds .              

100. 

Airv 

Nipissing 

1 

1 
1 

22.7 
1.04 
.333 

7.88 

Proudfoot             

Parry  Sound 

.333 

6.2 

1 
1 

.75 
2.9 

\Ilen 

Sudburv  ... 

} 

2.9 

Broder 

.23 

Dowling 

« 

17.579 

Harris .                   

Timiskaming 

1 

5.1 

5.1 

2. 

1 

.12 

42.24 

u 

u 

61. 

u 

« 

19.35 

u 

« 

1 

75.33 

75.33 

u 

164.67 

u 

.61 

Vesting  Orders: 
Keooel 

Grey 

1 
1 

3.20 
2.54 

3.20 

2.54 

Totals 

15 

1746.553 

23 

2144.552 

62 


REPORT  OF  THE 


MAINLAND  SOLD  AND  PATENTED 
Under  Summer  Resort  Regulations 


Part  or  Parcel 


Township 


Sales 


No.      Area 


Patents 


No.      Area 


District  of  Algoma: 

Pt.  Lot  11,  Con.  5 

Pt.  S.W.  i^Sec.  2.... 
Pel.  5,  Lot  1,  Con.  4. . 

Pt.  Lot  1,  Con.  4 

Lot  6,  Plan  M.  80. .  .  . 
Lot  7,  Plan  M.  80. .  .  . 
Pt.  Lot  12,  Con.  6.... 

Pt.  Lot  6,  Con.  1 

Pt.  Lot  3,  Con.  6 

Loc.  42,  Patton  Lake. 
Pel.  1,  Lot  7,  Con.  4.. 

I't.  Lot  12,  Con.  5 

Lot  12,  Plan  M.85... 
Lot  2,  Plan  M.  79. .  .  . 


District  of  Cochrane: 
Pel.  2,  Lot  9,  Con.  9. 
Pt.  Lot  9,  Con.  4. . . . 
Pt.  Lot  7.  Con.  6. . . . 
Pt.  Lot  7,  Con.  6... 
Pt.  Lot  11,  Con.  1... 
Pt.  Lot  11,  Con.  1... 


County  of  Haliburton: 

Pt.  Lot  26,  Con.  5 

Pt.  Lot  30,  Con.  6 

Pt.  Lot  30,  Con.  6 

Lot  3,  Con.  4 

Lot  3,  Con.  4 

Lots  11  and  12,  Con.  15 

Lot  34,  Con.  15 

Lot  20,  Con.  10 

Lot  20,  Con.  10 

Pt.  Lot  21,  Con.  3 

Pel.  1,  Lot  8,  Con.  12 

Lot  2,  Plan  M.  139 

Pel.  40,  Lot  5,  Con.  2 

Pt.  Lot  13,  Con.  4 

Pt.  Lot  23,  Con.  10 

Pt.  Lot  8,  Con.  11 

Pt.  Lots  7  and  8,  Con.  11  .  . 
Pt.  Lot  23.  Con.  11 


Pel.  19.  Plan  M.  144. 


County  of  Hastings: 

Pt.  Lot  24,  Con.  6 

Pel.  42,  Lot  6,  Con.  12. 
Pel.  43,  Lot  6.  Con.  12. 
Pel.  50.  Lot  6,  Con.  12. 
Pt.  IVI.  7.  Plan  .506.  .  . 


District  of  Kenora: 
Pel.  18,  Ran^e  1  .  . 
Pel.  21.  Range  1  .  . 

Pt.  RanRC  5 

Pt.  Range  5 

I't.  Range  5 

Pt.  Range  5 

Pt.  Lot  12.  Con.  2. 


Aberdeen . 
Aweres. .  . 
Cobden . . 


Day 

Kirkwood  . 

McMahon. 
Striker.  .  .  . 


Fauquier 
German .  . 


Stock 


Cardiflf.  .  .  . 
Glamorgan 


Lutterworth 
McClintock. 


Stanhope. 


Herschel . 
McClure . 


W'icklow 


Dravton  Res. 


Langton. 


4.15 
'.'95 


.72 
^98" 
.202 


.514 
.559 
2.19 


1 

2. 

1.66 

.93 

2.32 

5. 

4.2 

1.75 

7. 
4.6 

1 

1.63 

6. 

'2^25 


o. 

30.34 

1. 

2. 


4.15 

'2^80 


7.37 
6.31 

13. 
5.3 
4.35 

11.50 
3.71 


JKPARTMENT  OF  LANDS  AND  FORESTS  FOR   1942 


53 


MAINLAND  SOLD  AND  PATENTED 
L'nder  Summer  Resort  Regulations 


Part  or  I^arcel 

Township 

Sales 

Patents 

No. 

Area 

No. 

Area 

District  of  Kenora — Continued: 

Pt.  Lot  G,  Con.  4 

1 

.99 

Pt    Lot  5,  Con.  6 

Malachi 

Pellatt 

Temple 

1 
1 

1. 
.5 

Pt    Loc  5  527. .                      

Pt    Lot  2   Con   2                                      ... 

1 
1 

1 

4.95 

Pt    I  ot  2   Con   2 

4.64 

County  of  Lanark: 

Pt.  Lot  18  and  19,  Con.  10 

3. 

County  of  Lennox  and  Addington: 

Pt   Lot  3  Con  4                                    ... 

Ashby  

1 

.12 

Pt    Lot  21    Con   4 

1 

3.1 

District  of  Muskoka: 
Pt    Lot  20   Con   9 

Baxter 

1 

3.89 

Pt.  Lot  22,  Con.  10 

1 

1.35 

Pel.  16   Lots  33  and  34   Con    11       

a 

1 

.85 

Pt   Lot  3   Con    10 

Cardwell 

1 
1 
1 

3.43 

Pt    I  ot  30   Con    14 

ChaflFey 

4.86 

Pt.  Lot  30,  Con.  14 

3.27 

Pt.  Lot  48,  Con.  8 

1 
1 
1 
1 

4.22 
5. 
1.3 
5.5 

Pt.  Lot  48,  Con.  14. .                 

Pt.  Lot  8,  Con.  6     .                             

Medora 

Oakley 

Pel  2   Lot  11   Con   8 

Pt   Lot  25  Con  8 

1 
1 

4.65 

Pel   3   Plan  M   99 

u 

5.2 

Pel.  7,  Plan  M.  99 

u 

3.6 

Pt.  Lot  2,  Con.  9 .    .    .  .  :    

Ridout 

1 
1 
1 

5. 
3. 

1.2 

Pt.  Lot  1,  Con.  12. .. 

Wood.  . 

Pt    Lot  2   Con.  12 

Pt   Lot  E   Con   19 

u 

1 
1 

1. 

Pt    Lot  H    Con    19 

u 

4.93 

District  of  Nipissing: 

Pt.  Lot  5,  Con.  6 

1 

5. 

Pt.  Lot  24,  Con.  15.                               

Bondfield 

1 
1 
1 

2. 

Pt.  Lots  22  and  23   Con    16 

1.29 

Pt    Lots  22  and  23   Con    16 

u 

1.07 

Pt    Lots  22  and  23   Con    16 

u 

1.04 

Pt    Lot  10   Con    15 

East  Ferris 

Olrig 

1 

6.84 

Loe's  2  and  3,  Plan  M.  214^      

1 
1 

3 

1 
1 

2.02 

Pt.  Lot  22,  Con.  15 

Papineau 

Carling.      .  . 

1 

5. 

5. 

District  of  Parry  Sound: 
Pts.  Lot  41,  Con.  7 

6.10 

Pt.  Lots  42  and  43   Con   8 

5. 

Pt.  Lot  75   Con.  11 

u 

5. 

Pt   Lot  74  Con    12 

u 

1 
1 

3. 
2.6 

Pt    Lots  74  and  75   Con    12 

u 

Pt.  Lot  12,  Con.  9 

1 

6. 

Pt    Lot  29   Con   9 

1 
1 
1 
1 

2. 
5. 

4.44 
5. 

Pt    Lot  25   Con   A 

Cowper 

Pt.  Lot  22,  Con.  10 

Hardy 

Pt.  Lot  13,  Con.  7. . . .                        

McDougall 

Pt.  Lot  28,  Con.  7. . . . 

1 
1 

5. 

Pt.  Lot  24,  Con.  2. . 

3. 

Pt.  Lot  16,  Con.  7 

1 

4.9 

54 


REPORT  OF  THE 


No.  3 


MAINLAND  SOLD  AND  PATENTED 
Under  Summer  Resort  Regulations 


Part  or  Parcel 

Township 

Sales 

Patents 

No. 

Area 

No. 

Area 

County  of  Peterborough: 
Pt   Lot  3   Con    1 

Cavendish 

1 

1  7 

Pels  32   33,  34,  35,  Pt.  Lot  16,  Con.  3 

1 

1 

1 
1 
1 

3.25 
2.968 

1.27 

.412 
1.22 

Pt  Lot  5  Con.  5 

District  of  Rainy  River: 

Pt    Park  Res   D   Caliper  Lake 

1 

1 

.412 

Loc    131    Burditt  Lake 

1  22 

Loc  59  One-Sided  Lake 

County  of  Renfrew: 
Pt   Lot  21    Con    1 

Burns 

1  5 

Pt.  Lot  13,  Con.  13 

1 

.50 

Pt.  Lot  7,  Con.  9 

Radeliffe 

1 

1 
1 
1 

4.8 

District  of  Sudbury: 
Pt   Lot  10   Con    1   . 

Fairbank 

.74 

Pt   Lot  10   Con    1 

2.11 

Pt   Lot  4   Con   4 

Gough 

5 

Pt  Lot  11    Con  A 

Harrow 

2.5 

1. 

2.2 

Pt   Lot  11    Con   3 

Pt.  Lot  4,  Con.  1 

1 

1 

3.77 

Pt.  Lot  4,  Con.  1 

1.13 

Pt.  Lot  8,  Con.  6 

Martland 

Maclennan 

McKim 

5. 

4.3 

3.47 

4.45. 

1.03 

1.14 

2.6 

1.11 

1.04 

5. 

Pel.  46   Lake  Wanapitei                         

Pt.  Lot  1    Con.  1  . 

1 

3.47 

Pt   Lot  22  Con  4 

Seollard .  . 

Pel  4  Lot  5   Con  2 

Waters 

Pel  5  Lot  5   Con  2 

1 

1.14 

Pt   Lot  5  Con  2 

u 

Pt   Lot  5  Con  2 

u 

Pt.  Lot  5,  Con.  2 

« 

1 

1 
1 

1 

1 

1.04 

Pt.  Lot  5,  Con.  2 

« 

5.06 

Pt.  Loc.  F.L.  23  ...  .                  

83 

5. 

Pel.  Between  A.E.  26  and  F.L.  11,  Lake 
Panache 

83 

.66 

Loc.  A.E.  10  Lake  Panache 

83 . . . 

1 

1 

1 
1 
1 

1 
1 
1 

5.8 

.3 

10. 
2. 
2. 
2. 
2. 
2. 
2. 

5.8 

District  of  Thunder  Bay: 
Loc.  27  Lot  14  Con  8 

Gorham 

Otto 

District  of  Timiskaming: 
Pel   1    Lot  1    Con   2 

Pel  2  Lot  1    Con   2 

Pel  3   Lot  1   Con   2 

u 

Pel   4   I  ot  1    Con   '> 

a 

Pel.  5,  Lot  1 ,  Con.  2 

u 

Pel.  Cy,  Lot  1,  Con.  2 

u 

Pel.  7,  Lot  1,  Con.  2 

u 

Totals 

80 

270.955 

72 

204.739 

No.  of  Cancellations,  1 
No.  of  Assignments,  2. 


Area,  1.13. 
Area.  6.75. 


DKPARTMKNT  OF  LANDS  AND   FORESTS  FOR    1942  55 

LAW  DIVISION 

The  functions  of  the  Law  Division  are  to  draft  legislation,  to  give 
counsel  in  the  preparation  of  agreements,  regulations  and  Recommenda- 
tions-to-Council,  and  to  report  upon  the  legal  position  of  the  Department 
in  reference  to  any  matters  upon  which  it  is  engaged. 

In  addition  to  the  foregoing,  the  Law  Branch  is  charged  with  the 
settlement  of  disputes,  so  far  as  that  is  practicable,  in  which  the  Depart- 
ment may  be  interested  or  involved. 

Legislation  Affecting  the  Department 
New  Acts: 

1.  Abitibi  Power  and  Paper  Co.  Ltd. 
Moratorium  Act,  1942. 

Statutes  of  Ontario,  1942,  Chap  2,  page  17. 

2.  Steep  Rock  Iron  Ore  Development  Act,  1942. 
Statutes  of  Ontario,  1942,  Chap.  35,  page  125. 

Amendments  to  Existing  Acts: 
I.    Public  Lands  Act: 

1.  Abolition  of  the  ofifice  of  Deputy  Minister  of  Forestry. 

2.  Abolition  of  the  office  of  Deputy  Minister  which  was 
attached  to  the  position  of  Surveyor-General. 

3.  Provision  for  the  granting  of  patents  to  persons  who  have 
occupied  public  lands  for  agricultural  purposes,  and  who 
have  not  been  regularly  located,  but  are  eligible  to  take  up 
public  lands  under  the  Act. 

IL    Railway  Fire  Charges  Act: 

To  provide  that  the  tenant  of  any  Railway  lands  acquired 
by  the  Crown  shall  pay  the  annual  charge  under  the  said 
Act. 

PuLPWooD  Agreements:* 

1.  Ontario  Paper  Company,  Limited — August  22,  1941. 

2.  Spruce  Falls  Power  &  Paper  Co.  Ltd. — September  9,  1941. 

3.  Spruce  Falls  Power  &  Paper  Co.  Ltd.— October  23,  1941. 

4.  Brompton  Pulp  and  Paper  Co.  Ltd. — February  18,  1942. 

5.  Northern  Paper  Mills,  Limited — February  19,  1942. 

Prosecutions  and  Charges: 

Prosecutions:  No. 

Under  Forest  Fires  Prevention  Act 22 

Found  guilty 19 

Acquitted 3 

Charges:  No. 

Under  Provincial  Parks  Act 13 

Found  guilty 13 

*See  complete  memoranda  of  agreements,  page  105. 


56 


REPORT  OF  THE 


No.  3 


DIVISION  OF  OPERATION  AND  PERSONNEL 

A  New  Division 

As  mentioned  in  the  General  Introduction,  the  Division  of  Operation  and 
Personnel  is  one  of  three  new  Divisions  created  in  1941.  This  section  of  the 
report  is  more  lengthy  than  others  as  it  is  necessary  to  give  details  of  the 
re-organization  of  the  department  as  a  whole,  with  which  this  branch  was 
charged. 

Function 

This  Division  is  charged  with  the  function  of  organizing  and  co-ordinat- 
ing the  activities  of  the  various  Divisions  of  the  Department  to  effect  an 
efficient  and  economic  business  administration.  It  is  further  charged  with 
the  preparation  and  dissemination  of  all  general  information  concerning  the 
Department's  activities. 

A  chart  showing  the  duties  of  the  Division  is  given  below: 
Division  of  Operation  and  Personnel 


Operation 

Organization 
Office 

Management 
Equipment  and 

Supplies 


Personnel 

Appointments 
Selection  and 

Placements 
Classification 
Training 
Workmen's 

Compensation 

Board 


Information  and 
Education 


Correspondence 
Photography 
Progress  Reports 
Lectures 


Public  School 

work 
Publication 

work 
Exhibits 
Motion  Pictures 


Forest  Codes 


Progress  During  The  Year  1941-4^ 

Operation 
(1)    Organization — 

In  the  ten-month  period  during  which  the  Division  operated,  to  the 
close  of  the  past  fiscal  year,  its  main  activity  was  in  the  field  of  organiza- 
tion. 

Main  Office  Organization 

Minister 

Deputy  Minister 

Chiefs  of  Divisiotis 


Air         Timber     Land  and  Surveys     Operation  Forest  Refores-        Law 

Service      Manage-      Recrea-  and            Pro-  tation  and 

ment          tional  Personnel  tection  Conser- 
Areas                                                              vation 


Research 


The  chief  feature  of  the  reorganization  was  a  definite  division  of  the 
Departmental  work  to  each  of  ten  Divisions,  including  clear  definition  of 
functions  of  each.  Standards  were  defined  so  that  the  Departmental 
policies  are  clearly  understood  in  order  to  translate  them  into  routine 
practice. 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR   1942  57 

The  division  of  labour  effected  is  indicated  in  the  following: 

1.  Division  of  Accounts 

Incorporated  accounts  which  were  handled  separately  by  the  Forestry 
Branch  (Fire  Protection,  Reforestation  and  Aerial  Surveys),  by  the  Woods 
and  Forests  Branch  (now  Division  of  Timber  Management)  and  by  the 
Provincial  Land  Tax  Office. 

2.  Division  of  Air  Service  (Headquarters  at  Sault  Ste.  Marie). 

Retains  much  the  same  functions  as  formerly,  but  is  relieved  of  certain 
accounts  and  personnel  duties. 

3.  Division  of  Forest  Protection 

(1)  Relinquished  accounts  to  Departmental  Division  of  Accounts. 

(2)  Relinquished  personnel  records,  including  Workmen's  Compensa- 
tion and  also  separate  Supplies  office  to  new  Division  of  Operation  and 
Personnel. 

(3)  Incorporated  insect  and  tree  diseases,  and  radio. 

4.  Division  of  Land  and  Recreational  Areas 

Records  transferred  to  Division  of  Operation  and  Personnel. 
Accounts  transferred  to  Division  of  Accounts. 

5.  Division  of  Law 

This  new  Division  co-operates  directly  with  all  of  the  Division  Chiefs  as 
well  as  Main  Office. 

6.  Division  of  Operation  and  Personnel 

Incorporates  all   functions  noted   in   chart   previously  shown.     Relieves 

various  branches  of  special  duties  in  operation,  personnel,  records,  supplies 

and   information.  Includes  a   Stenographic   Pool   for   peak   periods   of  work 
in  all  Divisons. 

7.  Division  of  Reforestation  and  Conservation 

Accounts  of  the  old  Forestry  Branch  transferred  to  Division  of  Accounts. 
Personnel  and  Supplies  to  Division  of  Operation  and  Personnel. 

8.  Division  of  Research 

This  new  Division  is  designed  to  keep  the  administrative  Divisions 
posted  with  advanced  basic  information,  especially  in  the  field  of  timber 
management  and  protection. 

9.  Division  of  Surveys 

Incorporates  Aerial  Surveys  with  Ground  Surveys. 

10.  Division  of  Timber  Management 

Is  relieved  of  collection  of  timber  dues,  ground  rent  and  fire  tax  by 
Division    of   Accounts. 

In  addition  to  the  foregoing,  all  individual  officers  who  were  formerly 
more  or  less  isolated  from  any  Division  have  now  become  members  of  one 
or  another  Division. 


58 


rp:port  of  the 


No.  3 


Field  Organization: — The  chief  changes  in  the  field  organization  were: 
(a)    In  Northern  Ontario. 

1.  Amalgamation  of  Land  administration  with  the  Timber  Manage- 
ment and  Forest  Protection  services,  under  the  District  Foresters.  The 
two  latter  services  were  amalgamated  in  1934. 

2.  A  further  consolidation  of  the  Timber  Management  service  was 
effected  by  placing  several  of  the  old  Crown  Timber  Agencies  which  still 
operated  separately,  directly  under  the  District  Foresters. 

3.  Authority  has  been  delegated  to  the  District  Foresters  to  issue 
cutting  permits  for  small  amounts  of  timber  without  reference  to  Head 
Office. 

4.  The  District  Foresters  are  now  responsible  for  all  activities  in  their 
Districts. 

5.  Creation  of  Regional  Foresters  to  co-ordinate  the  work  of  the 
several  Districts  under  the  supervision  of  each.  The  duties  of  the  District 
Foresters  remain  unchanged.  In  the  brief  period  under  which  the  Regional 
system  has  operated,  it  has  been  noted  as  one  result  that  the  Regional 
Foresters  were  able  to  allocate  men  and  equipment  among  their  several 
Districts  where  and  when  most  needed  to  suppress  fires. 

6.  Creation  of  a  new  temporary  Forest  District  with  headquarters  at 
Geraldton. 

The  following  charts  show  the  present  organization  in  the  field: — 


Northern  Ontario 


Region  1 
Districts 
Tweed 
Algonquin 
Parry  Sound 


Region  2 
Districts 
Sudbury 
North  Bay 
Sault  Ste.  Marie 


Head  Office 

Region  3 
Districts 
Kapuskasing 
Cochrane 


Region  4 
Districts 
Port  Arthur 
Geraldton 


Region  5 
Districts 
Kenora 
Fort  Frances 
Sioux  Lookout 


(b)    In  Southern  Ontario 

Creation  of  Zone  Foresters  in  agricultural  Southern  Ontario  to  bring 
Foresters  into  direct  personal  contact  with  land  owners.  Five  of  the  six 
Zones  planned  have  already  been  established. 


Southern  Ontario 

Head  Office 

Southwestern     Central  Western     Georgian  Bay  Counties     Lake  Erie     Central  Eastern     Eastern 

(2)    Office  Management — 

This  Division  is  charged  with  office  management  to  effect  an  efficient 
business  routine.  This  includes  arrangement  of  office  space  for  personnel, 
filing  systems,  elimination  of  duplication  of  effort  and  in  general  the 
development  of  facility  of  working  conditions.  The  redistribution  of  staff 
has  reduced  office  space  approximately  25%. 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942  59 

Divisional  filing  systems  are  in  process  of  development. 

(3)    Equipment  and  Supply — 

Purchase  and  distribution  of  equipment  and  supplies  are  in  the  hands 
of  this  Division.  During  the  year  every  effort  was  made  to  furnish  the 
staff  with  modern  office  equipment  and  machines,  to  the  e.xtent  that  the 
war  would  permit,  in  order  to  attain  maximum  return  from  personnel 
effort. 

Personnel 

Chief  Officers  of  the  Department 

Head  Office 

Minister — Hon.  N.  O.  Hipel 

Deputy  Minister — F.  A.  MacDougall 

Division  Chief 

Accounts J.  G.  McMillen 

Air  Service G.  E.  Ponsford  (Sault  Ste.  Marie) 

Forest  Protection J.    A.    Brodie,    Acting    for    C.    R.    Mills, 

(enlisted) 
Land  and  Recreational  Areas   .  .  .    H.  \V.  Crosbie 

Law J.  B.  Metzler 

Operation  and  Personnel P.  O.  Rhynas 

Reforestation  and  Conservation ..  .E.  J.  Zavitz 

Research J.  A.  Brodie 

Surveys C.  H.  Fullerton 

Timber  Management J.  F.  Sharpe 

Field  Offices 
Northern  Ontario 

Region     Regional  Forester        District  District  Forester  District  H.Q. 

1  H.  W.  Crosbie Tweed A.  P.  Leslie Tweed 

Algonquin E.  L.  Ward Pembroke 

Parry  Sound R.  L.  Snow Parry  Sound 

2  P.  McEwEN Sudbury P.  McEwen Sudbury- 

North  Bay J.  P.  ^LA.RCHILDON North  Bay 

Sault  Ste.  Marie D.  H.  Smith,  acting  for  G.  H.  R. 

Phillips  (enlisted) Sault  Ste.  Marie 

3  T.  E.  Mackey Kapuskasing T.  E.  Mackey Kapuskasing 

Cochrane A.  Hurd  (Acting) Cochrane 

4  J.  B.  Matthews.  .  .  Port  Arthur J.  R.  Mc  Donell  acting  for 

F.  J.  Dawson  (enlisted) Port  Arthur 

Geraldton U.  \V.  Fiskar Geraldton 

5  W.  D.  Cram Kenora W.  D.  Cram Kenora 

Fort  Frances J.  M.  Whalen,  acting  for  G.  W. 

Delahey  (enlisted) Fort  Frances 

Sioux  Lookout K.  Acheson Sioux  Lookout 


60  REPORT  OF  THE  No.  3 


Southern  Ontario 

Zone  Zone  Forester  Headquarters 

Eastern A.  B.  Wheatlkv Kemptville 

Central  Eastern G.  M.  Linton  (Acting)  (also  Superintend- 
ent Orono  Forest  Nursery) Orono  (temporarily) 

(ieorgian  Bay  Counties J.  F.  L.  Simmons Toronto  (temporarily) 

Central  Western I.  C.  Marritt Gait 

Lake  Erie F.  S.  Newman  (Acting)  (also  Superintend- 
ent St.  Williams  Forest  Nursery) St.  Williams  (^temptjrarily) 

Southwestern C.  H.  Zavitz Chatham 

The  Division  of  Operation  and  Personnel  is  in  charge  of  Personnel 
Management,  as  indicated  in  the  foregoing.  Redistribution  of  personnel  was 
effected  in  an  effort  to  place  members  of  the  staff  in  positions  to  which  they 
are  better  adapted.  No  additions  were  made  to  the  staff,  all  changes  being 
effected  by  means  of  transfers. 

Personnel  Training 

A  beginning  was  made  in  personnel  training.  Two  members  of  the 
field  staff  were  given  a  special  course  in  the  Faculty  of  Forestry  at  the 
University  of  Toronto.  Members  of  the  main  office  staff  were  encouraged 
to  take  special  courses  and  several  did  so.  A  course  in  scaling  was  con- 
ducted during  the  year. 

Staff  Changes 

On  June  1st.  1941,  The  Honourable  N.  O.  Hipel  and  the  Honourable 
Peter  Heenan  e.xchanged  Cabinet  portfolios,  Mr.  Hipel  becoming  Minister  of 
Lands  and  Forests  and  Mr.  Heenan,  Minister  of  Labour.  A  few  days  later, 
upon  the  resignation  of  Mr.  W.  C.  Cain  after  a  period  of  nearly  forty  years 
of  service  with  the  Department,  Mr.  F.  A.  MacDougall  was  appointed 
Deputy  Minister.  Mr.  MacDougall  had  previously  been  District  Forester 
of  the  Algonquin  District  and  Superintendent  of  Algonquin  Provincial 
Park.  Other  staff  changes  are  noted  in  list  at  the  close  of  this  section 
of  the  report. 

Deaths 

It  is  with  deep  regret  that  the  Department  reports  the  untimely  deaths 
of  Mr.  A.  IC.  Whytall,  District  Forester  at  Parry  Sound,  on  November 
27th,  1941,  and  of  Mr.  R.  F.  Goodall,  District  Forester  at  Sault  Ste.  Marie 
on  January  28th,  1942. 

Information  and  Education 

In  order  to  render  a  better  account  of  the  Department's  stewardship  of 
Ontario's  forest  heritage  to  its  owners,  the  People,  a  special  officer  in  this 
Division  has  been  designated  to  answer  all  general  inquiries  and  to  issue 
progress  reports. 

The  following  publications  were  available  for  distribution  during  the 
year: 

TiMBKR  Management 

Forest  Resources  of  Ontario  (booklet) 
Forestry  Industry  (mimeo  paper) 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942  61 

Forest  Protection 
Ont.irio  I'orest   Fire  Law  (card) 

Reforestation  and  Conservation 

The  Farm  Woodlot  (booklet) 
Windbreaks  and  Shelterbelts  (folder) 
Trees  for  Schools  (pamphlet) 
Poorest  Tree  Planting  (booklet) 
Forest  Trees  for  Distribution  (folder) 
Care  of  Trees  (pamphlet) 
F"arm  Forestry  (folder) 

Land  and  Recreational  Areas 

Lands  for  Settlement  (mimeo  paper) 
Summer  Resort  Lands  (mimeo  paper) 
Algonquin  Park  (folder) 

Surveys 

List  of  Townships  in  Province  of  Ontario  (booklet) 
List  of  Lithographed  Maps  and  Plans  (paper) 

General 
Annual  Reports  of  the  Department  (booklet) 
Other  publications  are  in  course  of  preparation. 


DIVISION  OF  REFORESTATION  AND  CONSERVATION 

Extension  Forestry 

Zone  Foresters:  During  the  year,  a  new  policy  of  decentralizing 
forestry  and  conservation  activities  in  Southern  Ontario  was  made  effective 
by  the  creation  of  Zone  Foresters.  It  is  planned  to  divide  Southern  On- 
tario into  six  Zones,  and  five  have  already  been  established.  While  the 
period  of  operation  has  been  too  short  to  estimate  the  effectiveness  of  this 
system,  it  has  already  been  noticed  that  the  Zone  Foresters  have  gained  a 
more  intimate  knowledge  of  the  particular  problems  of  the  territories  to 
which  they  have  been  assigned,  and  that  their  personal  contacts  with  the 
land  owners  have  been  more  satisfactory  than  correspondence. 

Forest  Nurseries 

Operations  in  the  Nurseries  opened  at  a  very  early  date  owing  to  the 
extreme  heat  in  early  April.  The  growing  season  was  favourable  at  all 
stations  with  the  exception  of  Orono.  The  average  precipitation  at  Orono 
for  May  and  June  of  the  previous  ten  years  was  5.05  inches,  whereas  this 
season  it  was  only  1 .60  inches. 


62  REPORT  OF  THK  No.  3 


Protection 

No  fire  damage  occurred  in  any  plantations  during  this  past  season. 
Close  co-operation  with  the  Federal  Forest  Insects  Division  has  been 
maintained  and  considerable  spraying  was  done  at  Midhurst  and  Orono  to 
combat  the  spruce  bud-worm  which  has  reached  these  districts.  Work 
continues  on  the  eradication  of  currants  and  gooseberries  to  prevent  the 
spread  of  the  White  Pine  Blister  Rust. 

Tree  Distribution 

The  distribution  of  trees  to  private  land  owners  declined  during  the 
season,  although  the  number  of  applications  increased.  Tables  giving  the 
distribution  of  the  various  planting  projects  are  contained  in  the  following 
pages. 

County  Forests 

The  development  of  county  forests  has  been  continued  this  past 
season.  Fire  lines  and  roads  have  been  developed  and  maintained,  and 
about  two  million  trees  were  planted  in  the  various  county  forests. 


DKPARTMKNT  OF  LANDS  AND  FORESTS  FOR   1942 


63 


TRKKS  DISTKIBl!  IKIJ    H)  I'KIVATE  LANDOWNERS,  1941 


County  or  District 

Applicants 

Conifers 

Hardwoods 

Cuttings 

Totals 

AlKoma       

18 

188 

175 

75 

4 

47 

24 

161 

237 

164 

36 

21 

27 

220 

121 

37 

132 

56 

150 

6 

64 

113 

21 

43 

29 

72 

9 

237 

151 

10 

503 

83 

191 

255 

63 

195 

100 

132 

24 

40 

7 

25 

23 

364 

23 

31 

19 

6 

57 

146 

137 

124 

163 

638 

31,749 

131,693 

118,525 

()0,682 

156 

50,425 

37,390 

330,518 

362,461 

88,945 

38,315 

9,640 

28,347 

137,116 

85,008 

36,820 

105,716 

66,763 

116,919 

3,375 

55,155 

208,052 

13,100 

23,690 

17,813 

38,786 

2,450 

149,976 

175,299 

23,655 

1,310,059 

85,178 

196,105 

229,694 

117,121 

136,734 

61,829 

76,742 

50,220 

17,366 

1,802 

27,400 

16,911 

794.050 

17.220 

18.465 

9.475 

1,900 

34.518 

91.653 

109,920 

120,383 

102,403 

532,375 

2,691 

53,176 

31,582 

11,025 

130 

9,235 
20,300 
51,345 
71,695 
42,706 

6.134 

7,160 

4,153 
28,470 
32,208 

4,555 
36,188 

5,380 

37,675 

335 

28,583 

30,678 

2,295 

5,651 

4.418 
10,531 

1.050 
71.605 
11,070 

1,150 

171,493 

27,310 

39,545 

106,932 

3.443 

23.274 

37,714 

23,461 

1,917 

7,075 

610 

2.260 

3.167 

102.767 

6.099 

2.944 

705 

530 

2.708 

39,543 

23.600 

50,358 

32,320 

104,272 

260 
3,600 
3,725 
5,825 

950 

5,150 

13,325 

16,974 

1,280 

2,239 

50 

1,005 

1,407 

5,075 

805 
5,885 
1,385 
2,137 

410 
4,804 
6,325 

450 

880 

725 
2,225 

100 
7,788 
2,711 

550 

18,816 

2,300 

19,527 

6,110 

455 

■  3,564 
1,447 
3,555 

150 
1.860 

■  1,450 

470 
9,455 

375 
1,256 

420 

500 
1,102 
3,146 
6,035 
8,575 
2,039 
24.384 

34,700 

Brant                  

188,469 

Bruce 

153.832 

77.532 

286 

60,610 

Dundas             

62,840 

Durham            

395,188 

Elgin 

451,130 

132,931 

46,688 

16,850 

33.505 

Gre>'            

166,993 

Haldimand 

122,291 

Haliburton 

42,180 

Halton 

147,789 

73,528 

156,731 

4,120 

Kent                   

88,542 

Lambton 

245,055 

Lanark 

15,845 

Leeds 

30,221 

Lennox  and  Addington.  .  . 

22,956 
51.542 

Manitoulin  .        

3,600 

Middlesex 

229.369 

Muskoka 

189,080 

25,355 

Norfolk 

1,500,368 

Northumberland 

114,788 
255,177 

Oxford 

342,736 

Parry  Sound 

121,019 

Patricia 

Peel 

163,572 

Perth 

100,990 

103,758 

Prescott .    .    . 

52,287 

Prince  Edward 

26.301 

Rainy  River 

2,412 

31,110 

Russell 

20,548 

906,272 

23,694 

Sudbury 

22,665 

Thunder  Bay 

10.600 

Timiskaming 

2,930 

Victoria 

38,328 

Waterloo 

134,342 

Welland 

139,555 

179,316 

136,762 

York 

661,031 

Totals. 

5,997 

6,708.062 

1,437,221 

215,036 

8,360,319 

64 


REPORT  OF  THE 


No.  3 


SUMMARY  OF  TREES  DISTRIBUTED,  1941 


Total 
Ship- 
ments 


Conifers 


Hard- 
woods 


Cuttings 


Total 
Trees 


Private  Lands: 

Reforestation  and  Windbreaks  .  .  . 
School  Children 

Semi-Public  Properties 

Municipal  Properties: 

County  Forests 

F"orest  Plantations 

Roads 

School  Grounds 

School  Demonstration  Plots 

Sundry 

Provincial  Crown  Lands: 

Forest  Stations 

Northern  Plantations 

Forests 

Ranger  Plantations 

Parks 

Highways 

Hydro  Electric  Power  Commission 

Hospitals 

Penal  Institutions 

Sundry 

Dominion  Crown  Lands 

Miscellaneous 

Totals 


5,997 
951 


83 


6,708,062 
392,375 


78,485 


1,740,875 

557,935 

69,800 


5,000 
26,056 


187,961 

750,400 

50,000 

21,675 

18,500 

62,500 

10,960 

3,475 

1,011 

38,900 

108,776 

113,450 


1,437,221 
273,689 


28,717 


175,800 

229,685 

7,400 


215,036 
3,881 

7,265 


2,000 
558 


3,000 
16,116 


1,200 

7,800 

36,425 


875 

680 

42,650 

27,295 

38,885 


7.260 


10.946,196 


2,327.438 


475 


100 
3,600 


3,550 
1,200 


237,665 


8,360,319 
669,945 


114,467 


1,918,675 

788,178 

77,200 


8,000 
42,647 


187,961 

750,400 

50,000 

22,975 

26,300 

102,525 

10,960 

4.350 

1,691 

81,550 

139,621 

153,535 


13,511,299 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942 


65 


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66  REPORT  OF  THE  No.  3 


DIVISION  OF  RESEARCH 

On  July  24th,  1941,  a  Division  of  Research  was  established  within  the 
Department  of  Lands  and  Forests  to  carry  on  investigative  and  research 
work  in  connection  with  the  forest  resources  of  the  Province. 

During  the  year  activities  were  limited  to  organization  of  the  work  of 
the  Division  and  the  continuation  of  projects  previously  being  conducted  by 
the  Department.  Shortage  of  personnel,  due  to  wartime  conditions,  has 
prevented  full  development  of  the  work  of  the  Division. 

Projects  under  way  are  as  follows: — 

Forest  Management  Studies 

1.  Continuation  of  studies  of  slash  burning  after  logging  in  pine  stands 
in  the  Timagami  area. 

2.  Continuation  of  studies  of  slash  burning  in  pulpwood  stands  in 
the  Lake  Nipigon  area. 

3.  Studies  of  Pulpwood  exports. 

4.  Studies  of  stumpage  prices  in  Ontario. 

Forest  Protection  Studies 

\.  Diplodie  pinea  disease.  A  study  of  the  parasites  of  the  pine  spittle 
bug.      Damage  and  salvage  prospects  in  Scots  pine  plantations. 

2.  Needle  blight  of  White  pine. 

3.  The  customary  spring  and  fall  visits  were  made  to  nurseries  at  St. 
Williams,  Midhurst  and  Orono  for  inspection  and  disease  control. 

4.  The  program  of  biennial  field  reconnaissance  of  White  pine  blister 
rust  conditions  was  continued  in  the  Madawaska  and  Ottawa  River  valleys. 

5.  F'urther  data  was  collected  in  connection  with  sulphur  fume  damage 
in  the  Sudbury  area. 

6.  Co-operation  was  continued  with  the  Division  of  Entomology. 
Department  of  Agriculture,  Ottawa,  in  connection  with  the  insect  survey, 
Some  220,000  cocoons  of  the  larch  sawfly  were  collected  and  forwarded  to 
the  Federal  Government  Parasite  Laboratory  at  Belleville. 

Library 
A  research  library  was  established. 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942 


67 


DIVISION  OF  SURVEYS 

The  following  surveys  were  made  during  the  fiscal   year  ending   March 
31st,  1942: 

Aerial  Surveys 


For  Timber 
Companies 

For  Dept.  of  L.  &  F. 
and  Timber  Co's. 

For  Dept.  of 
Lands  and  Forests 

For  Other 
Departments 

Company 

Area 

Company 

Area 

Department  Only 

Area 

1?.-. 

Department 

Area 
Sq. 

Mi. 

♦AbitibiP.  &P... 
*Ontario  Paper.  . 

155 

178 

Spruce  Falls  P.  &  P. 
*Poupore  Lbr 

364 
387 

*Lands  &  Forests 

154 

912 

747 

984 

10 

Hydro  Elec. 
♦Hydro  Elec. 
Highways  .  .  . 

♦Mines 

12 
64 
8 
10 
10 
28 
63 

Totals 

333 

751 

2,807 

195 

Grand  Total  —  4,086  Square  Miles 
♦Includes  preparation  of  Maps. 


Ground  Surveys 

I.    Ground  Control  Lines  for  Aerial  Photographic  Surveys: 

1.  For  Department  of  Lands  and  Forests,  for  Land  Disposal  Purposes: 
Survey  of  islands  and  shore  parcels,  Lake  of  the  Woods,  for  summer 
resorts 169  miles 

2.  For  Abitibi  Power  and  Paper  Co.,  Ltd.:  Surveys  consisting  mainly 
of    traverses    of    streams    to    obtain    control    lines    of    certain    of    the 

Company's  pulpwood  concessions  near  Lake  Nipigon 93  miles 

and  north  and  east  of  Lake  Superior 84  miles 

II.    Ground  Surveys  only,  for  Department  of  Lands  and  Forests: 

A.  For  Summer  Resort  Purposes: 

(1)  Survey    of    Lots    on    shores    of    Gumming    and    Pickerel    Lakes, 
District  of  Algoma. 

(2)  Survey  to  establish   lot  angles  in   the   Township  of  Wood,    Dis- 
trict of  Muskoka. 

B.  For  Water  Control  Purposes: 

Survey  of  dams  on  Whitefish  River,  District  of  Sudbury. 

C.  For  Parking  Lot  Purposes: 

Survey  of  small  parcel  adjacent  to  Long  Point  Municipal  Park, 
Township  of  South  Walsingham. 

Note:  The  securing  of  data  in  the  field  forms  only  part  of  the  total  cost  of  a  survey.  In  the  case 
of  aerial  surveys,  the  work  in  the  office,  depending  on  the  mapping  that  may  be  required, 
will  cost  from  45  per  cent  to  70  per  cent  of  the  total  cost,  and,  in  the  case  of  ground  surveys, 
from  3S14  per  cent  to  50  per  cent. 


68  REPORT  OF  THE  No.  3 

DIVISION  OF  TIMBER  MANAGEMENT 

Timber  Operations 

Operating  Season,  1941-42 — The  season  saw  a  continued  expansion 
throughout  the  wood-using  industries  of  Ontario  due  to  the  war,  although 
over-all  production  was  somewhat  less  than  in  previous  years  due  to  labour 
shortage  in  woods  operations.  To  make  fuller  use  of  the  limited  labour 
available,  the  cutting  season  was  extended  and  summer  operations  became 
general. 

Statement  of  Timber  Cut,  1940-41 

Table  on  page  69  contains  a  statement  of  the  timber  cut  during  the  1940-41 
operating  season  and  returned  during  1941.  Preliminary  returns  for  1941-42 
indicate  that  production  was  slightly  less,  due  to  the  scarcity  of  woods 
labour,  and  to  other  production  problems. 

Timber  Sales,  1941-42     ■ 

Details  of  new  sales  of  timber  made  during  the  year  are  given  on  pages 
70  to  88  inclusive.  Details  of  areas  abandoned  are  given  on  pages  89  to  104 
inclusive. 

Mills  Licensed,  1941-42 

Mills  licensed  in  accordance  with  the  regulations  of  the  Mills  Licensing 
Act,  were  as  follows: 

Sawmills — less  than  30,000  board  feet  per  diem 1192 

Sawmills — 30,000  board  feet  per  diem,  or  more 37 

Pulp  and  Paper  Mills 34 

1263 

Pulpwood  Exported  and  Imported  during  the  Calendar  Year  1941 

Exports:  Exports  from  Ontario  are:  Crown  Land  404,328  cords, 
other  lands  230,970  cords,  making  a  total  of  635,298  cords. 

Imports:  To  date  no  complete  records  have  been  kept.  Partial 
returns  show  imports  of  approximately  400,000  cords. 

Conditions  Governing  Operating,  1941 

Conditions  applying  to  sawlog  and  pulpwood  operations  during  the 
fiscal  year  were  established  by  an  Order-in-Council  of  April  28th,  1941. 

Crown   Timber  Regulations  Respecting  Permits 

The  Crown  Timber  Regulations  as  issued  under  authority  of  the 
Crown  Timber  Act,  were  amended  by  Order-in-Council  dated  February 
27th,  1942,  principally  in  respect  to  the  disposal  of  small  quantities  of 
timber  under  Permit. 

Settlers'  Timber  Cutting  Permits  in  the  Clay  Belt 

During  the  year  a  new  policy  was  made  effective  in  the  Northern  Clay 
Belt,  under  which  bona  fide  settlers  have  the  right  to  cut  pulpwood  from 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR   1942 


69 


Crown  Lands,  providing  certain  requirements  with  respect  to  settlement  are 
met.  Under  certain  conditions,  a  married  man  may  obtain  100  cords  and 
a  single  man  50  cords  per  year.  An  amount  of  $1.00  per  cord  is  held 
back,  50%  going  to  the  Department  as  dues,  and  50%  refunded  to  the 
settler  on  evidence  that  the  settlement  requirements  for  the  year  have  been 
met  satisfactorily. 

Scaling  Examination 

One  scaling  examination  was  held  at  Minden,  Ontario  during  the  year, 
with  the  following  results: 

No.  of  candidates 59 

No.  obtaining  full  licenses  (Sawlogs  and  Pulpwood) 16 

No.  obtaining  Pulpwood  License  only 10 

The  remaining  candidates  were  unsuccessful,  or  were  recommended  for 
a  license  after  further  experience. 


Amounts  of  Timber  Cut 
Season  1940-41 

Species  Pieces  and  Feet 

White  Pine  and  Red  Pine 2,498,787  115,311,772 

Jackpine 4,169,352  75,336,997 

Spruce 2,211,602  53,307,069 

Balsam 62,643  847,506 

Hemlock 696,613  24,649,409 

Birch 254,726  16,425,963 

Maple 77,345  3,936,938 

Other  Hardwoods 84,138  2,962,628 

Poplar 153,621  3,073,492 

Cedar 11,420  152,468 

Tamarac 532  14,806 

Total 10,220,779  296,019,048 

Pieces  Lineal  Feet 

Ties 553,472  — 

Poles 9,166  — 

Posts 37,346  — 

Fuelwood —  — 

Logging  and  Mining  Timber —  1,972,559 

Miscellaneous 238  — 


Cords 

47,515 

1,267,951 

96,419 


28,200 
184 


1,440,269 


Cords 


106,858 
3,487 


Area  Under  Pulpwood  Agreement 


Square  Miles 

1934 53,416M 

1935 52,849^ 

1936 52,898M 

1937 54,6253^^ 


Square  Miles 

1938 62,643 

1939 65,330 

1940 65,497H 

1941 66,5091/^ 


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DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942  105 


MEMORANDUM  OF  AGREEMENT  dated  this  22nd  day  of  August, 
1941. 

BETWEEN: 

HIS  MAJESTY  THE  KING,  represented  herein  by  the 
Minister  of  Lands  and  Forests,  for  the  Province  of  Ontario, 
hereinafter  referred   to  as   "the   Crown" 

OF  THE  FIRST  PART 
—  and  — 

THE  ONTARIO  PAPER  COMPANY  LIMITED,  herein- 
after referred  to  as  "the  Company" 

OF  THE  SECOND  PART 

WHEREAS  the  Company  has  erected  and  is  operating  a  pulp  and 
paper  plant  in  the  Town  of  Thorold,  in  the  Province  of  Ontario,  and  in 
connection  therewith  has  invested  a  very  large  sum  of  money  in  the  said 
Province  and  affords  employment   to  a   large  number  of  persons: 

AND  WHEREAS  in  the  manufacture  of  its  products  the  Company 
acquires  a  large  supply  of  pulpwood  from  the  Province  of  Ontario,  which 
supply  had  previously  been  acquired  largely  from  points  outside  the 
Province  of  Ontario; 

AND  WHEREAS  it  is  deemed  desirable  in  the  interests  of  the  Province 
and  of  the  Company  that  the  matters  hereinafter  provided  for  should  be 
definitely   determined   and   evidenced    by   this   agreement; 

AND  WHEREAS  the  Company  being  a  wholly-owned  subsidiary  of 
the  Tribune  Company,  publisher  of  the  Chicago  Tribune  (hereinafter 
called  The  Tribune)  was  incorporated  in  1912  in  Ontario  and  operates  as 
a  manufacturing  department  of  The  Tribune  for  the  purpose  of  providing 
newsprint   for  The   Tribune   and   its   wholly-owned   affiliates; 

AND  WHEREAS  in  accordance  with  a  settled  policy  the  Company 
has  never  produced  newsprint  for  sale  commercially  but  only  for  The 
Tribune  and  its  wholly-owned  affiliate,   the   News  Syndicate   Co.,   Inc.; 

AND  WHEREAS  the  position  of  the  Company  as  a  non-commercial 
mill  not  engaged  or  intending  to  engage  in  the  manufacture  of  newsprint 
for  sale  commercially  or  for  delivery  directly  or  indirectly  to  any  publisher 
other  than  its  principal  and  wholly-owned  affiliate  above  mentioned  has 
hitherto  been  recognized  by  the  Governments  of  Ontario  and  Quebec; 

NOW^  THEREFORE  THIS  AGREEMENT  WITNESSETH  that  in 
consideration  of  the  covenants  and  agreements  hereinafter  contained  the 
parties  hereto  covenant  and  agree  each  with  the  other  as  follows: 

1.  The  Company  will  not  sell  or  supply,  either  directly  or  indirectly, 
newsprint  to  any  person  or  company  other  than  the  above  mentioned 
principal,  The  Tribune,  or  its  wholly-owned  affiliates  and  will  not  engage 
in    the    manufacture    of    newsprint    for    sale    commercially    or    for    delivery 


106 


REPORT  OF  THE 


No.  3 


directly  or  indirectly  to  any  person  or  company  other  than  the  said  principal 
or  its  wholly-owned  affiliates. 

2.  The  Company  will  not  during  the  period  covered  by  this  agreement 
(without  the  consent  in  writing  of  the  Minister  of  Lands  and  Forests  for 
the  time  being)  instal  any  new  paper  machines  (other  than  to  replace 
existing  machines)  in  addition  to  those  now  installed  in  its  mill  at  Thorold, 
Ontario. 

3.  In  the  event  of  the  Company  committing  a  deliberate  breach  of 
any  of  the  terms  hereof,  the  Minister  may,  after  thirty  days  notice  in 
writing  to  the  Company  at  its  Head  Office,  presently  situated  at  Thorold, 
Ontario,  declare  this  contract  to  be  null  and  void.  Provided  that  in  the 
event  of  any  difference  between  the  parties  as  to  whether  any  such  breach 
had  occurred  the  Company  may  within  such  thirty  days  period  give  notice 
in  writing  to  the  Minister  that  the  matter  shall  be  referred  for  trial  to  the 
Supreme  Court  of  Ontario  for  a  declaratory  judgment  that  such  breach 
has  not  occurred.  In  such  event  the  onus  shall  be  upon  the  Company  to 
establish  that  the  breach  relied  on  has  not  occurred  and  the  Minister  shall 
not  make  the  declaration  above  mentioned  until  the  final  adjudication 
of  such  matter  by  such  court.  The  Company  shall  commence  its  proceedings 
in  Court  within  ten  days  after  giving  such  notice  or  failing  so  to  do  the 
Minister  may  proceed   to  make  such  declaration. 

4.  The  Crown  affirms  the  position  of  the  Company  as  a  non-commer- 
cial newsprint  manufacturer  and  agrees  that  no  requirements,  directions 
or  regulations  will  be  imposed  upon  the  Company  for  the  period  of  this 
agreement  requiring  the  Company  to  restrict  its  production  insofar  as  that 
production  is  solely  for  the  purpose  of  providing  newsprint  for  its  principal 
and    its   wholly-owned    affiliates   or   any   of    them. 

5.  This  agreement  shall  remain  in  effect  until  the  31st  of  May,  1958, 
and    may   thereafter   be   renewed   by   consent   of   the   parties. 

6.  This  agreement  shall  enure  to  the  benefit  of  and  be  binding  upon 
the   parties   hereto  and   upon    their   respective   successors  and   assigns. 


Signed,  Sealed  and  Delivered 
in   the  presence  of 
"F.  A.  MacDOUGALL" 


PAUL  F.  SWANSON' 


Minister  ok  Lands  and  Forests   for 

THE  Province  of  Ontario 

"N.  O.  HIPEL" 

The  Ontario  Paper  Company  Ltd. 
"ARTHUR  A.  SCHMON" 

President 

"E.   M.  ANTRIM" 

Secretarv 


(seal) 

(the   ONTARIO 

paper  company 
limited) 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR   1942  107 

THIS  AGREEMENT,  made  this  Ninth  day  of  September,  A.D.  1941, 
BETWEEN: 

HIS  MAJESTY  THE  KING,  represented  by  the  Minister  of 
Lands  and  Forests  for  the  Province  of  Ontario,  hereinafter 
referred   to  as  the  "Crown", 

OF  THE  FIRST  PART 

—  and  — 

SPRUCE  FALLS  POWER  AND  PAPER  COMPANY, 
LIMITED,   hereinafter  referred  to  as  the   "Company", 

OF  THE  SECOND  PART 

WHEREAS  there  are  now  vested  in  the  Company  all  the  rights 
conferred  upon  Saphronous  A.  Mundy  and  Elihu  Stewart  by  a  certain 
agreement  dated  the  9th  day  of  February,  1918,  between  the  Minister  of 
Lands,  Forests  and  Mines  for  the  Province  of  Ontario  and  the  said  Saph- 
ronous A.  Mundy  and  Elihu  Stewart,  to  cut  pulpwood  and  Pine  Timber 
on  the  lands  therein  mentioned,  as  amended  by  various  subsequent  agree- 
ments with  the  Crown,  for  a  term  of  twenty-one  years  from  the  First 
day  of  January,  A.D.  1920  (subject  to  renewal  as  therein  provided),  which 
term  has  now  expired; 

AND  WHEREAS  there  are  also  vested  in  the  Company  all  the  rights 
conferred  upon  Spruce  Falls  Company,  Limited  by  an  agreement  dated 
the  5th  day  of  January,  1926  between  His  Majesty  the  King,  represented 
therein  by  the  Minister  of  Lands  and  Forests  for  the  Province  of  Ontario, 
and   said   Spruce    Falls   Company,    Limited; 

AND  WHEREAS  in  performance  of  the  obligations  imposed  by  the 
said  agreements  the  Company  has  erected  and  is  operating  a  newsprint 
mill  of  an  annual  production  capacity  of  approximately  200,000  tons  and 
a  sulphite  pulp  mill  of  an  annual  production  capacity  of  approximately 
85,000  tons  at  Kapuskasing,  Ontario,  and  has  plant  far  above  its  obligations 
and    has   further   enlargements    in    contemplation;, 

AND  WHEREAS  in  recognition  of  the  rights  of  renewal  contained 
in  the  said  Agreement,  and  to  grant  and  assure  unto  the  Company  an 
adequate  raw  material  supply,  having  regard  to  its  present  and  future 
requirements,  it  is  expedient  that  the  cutting  rights  on  the  areas  now  held 
by  the  Company  should  be  renewed,  and  that  additional  areas  as  herein- 
after mentioned  should  be  granted  to  the  Company,  and  that  the  whole 
should  be  consolidated  into  a  single  concession  agreement  to  extend  for  a 
uniform   period   of   time   upon    the   basis   hereinafter   set   forth; 

NOW  THEREFORE  THIS  AGREEMENT  WITNESSETH  that  in 
consideration  of  the  covenants  and  agreements  on  the  part  of  the  Company 
herein  contained,  and  with  the  approval  of  the  Lieutenant-Governor-in- 
Council,  and  subject  to  the  terms  and  conditions  hereof,  the  parties  hereto 
agree  as  follows: 


108  REPORT  OF  THE 


1.  The  Crown,  pursuant  to  the  Crown  Timber  Act,  doth  hereby 
grant  to  the  Company  for  a  period  of  twenty-one  years  from  the  First  day 
of  January,  A.D.  1941  (subject  to  renewal  as  hereinafter  provided)  the  right 
to  cut  and  remove  all  species  of  timber  on  the  areas  described  in  Schedules 
"A"  and   "B"   hereto  annexed,  which   form  part  of  this  Agreement. 

It  is  understood  and  agreed  that  if  at  any  time  during  the  said  period 
of  twenty-one  years,  or  any  renewal  or  renewals  thereof  as  hereinafter 
provided  for,  the  Minister  is  of  the  opinion  that  there  is  not  sufficient 
pulpwood  timber  on  the  areas  described  in  the  Schedules  hereto  annexed 
to  supply  the  Company  with  sufficient  pulpwood  to  enable  it  to  operate 
its  plant  as  now  existing  or  hereafter  enlarged  to  its  full  capacity,  the 
Minister  will  grant  to  the  Company  the  right  to  cut  pulpwood  timber  on 
other  ungranted  Crown  lands,  to  be  designated  by  him  and  to  be  situate 
as  near  as  possible  to  the  Town  of  Kapuskasing,  on  the  same  terms  and 
conditions  as  are  herein  contained,  save  and  except  as  to  prices,  which 
shall   be   fixed   by   the   Minister. 

2.  The  Company  shall  pay  to  the  Honourable  the  Treasurer  of  the 
Province  of  Ontario,  subject  to  the  provisions  and  conditions  herein  con- 
tained, and  subject  to  such  other  conditions,  orders  and  regulations  as 
may  now  be  in  force  or  hereafter  may  be  passed  or  enacted  relative  thereto, 
the  following  prices  for  timber  cut,   namely: 

(a)  As    to    timber    cut    for    pulpwood    purposes    from    the    areas 
described   in   Schedule    "A"    hereto: 

Spruce  pulpwood — Crown  dues  plus  a  bonus  of  35^  a  cord. 
Balsam  pulpwood — Crown  dues  plus  a  bonus  of  55^  a  cord. 
Other  pulpwood  — Crown  dues  plus  a  bonus  of  55^  a  cord. 

(b)  As    to    timber    cut    for    pulpwood    purposes    from    the    areas 
described  in  Schedule  "B"  hereto: 

Spruce  pulpwood — Crown  dues  plus  a  bonus  of  65p  a  cord. 
Balsam  pulpwood — Crown  dues  plus  a  bonus  of  50^  a  cord. 
Other  pulpwood    — Crown  dues  plus  a  bonus  of   10^  a  cord. 

3.  The  Company  shall  provide  employment  during  each  year  for  a 
sufficient  number  of  employees  within  or  adjacent  to  the  Town  of  Kapus- 
kasing and  in  bush  operations  to  assure  the  efficient  operation  of  its  pulp 
and  paper  mills. 

4.  The  Company  covenants  and  agrees  that  on  or  before  the  First 
day  of  May,  A.D.  1942,  it  will  erect  in  the  vicinity  of  Fauquier,  Ontario, 
or  at  such  other  location  as  the  Minister  may  approve,  a  sawmill  or  saw- 
mills having  a  minimum  capacity  of  50,000  feet,  board  measure,  per  diem. 

As  security  for  the  due  performance  of  its  obligation  to  erect  the  said 
sawmill  the  Company  shall  on  or  before  the  First  day  of  October,  A.D. 
1941  lodge  with  the  Department  of  Lands  and  Forests  its  corporate  bond 
in  the  penal  sum  of  One  Hundred  Thousand  Dollars  (SlOO, 000.00).  and  in 
the  event  of  the  Company  failing  to  erect  said  sawmill  the  Crown  shall  be 
entitled  to  enforce  the  said  bond  against  the  Company,  and  in  addition 
the  Company  shall  forfeit  the  rights  herein  granted  to  it  of  cutting  and 
utilizing    the    large-sized    timber    on    the    areas    described    in    the    Schedules 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR   1942  109 

hereto  annexed  for  sawmill  purposes,  but  such  default  shall  not  prejudice 
the  cutting  rights  of  the  Company  for  pulpwood  timber  on  the  said  areas 
to  be   used   in   the  operation   of   its   pulp  and   paper   mills. 

5.  On  or  before  the  F"irst  day  of  October,  A.D.  1941  the  Company 
shall  deposit  in  the  Department  of  Lands  and  Forests  a  bond  or  bonds 
of  a  Guarantee  Company  in  favour  of  His  Majesty  in  the  penal  sum  of 
One  Hundred  Thousand  Dollars  ($100,000.00),  or  such  other  security  as 
may  be  satisfactory  to  the  Minister  for  the  due  performance  by  the  Com- 
pany of  its  obligations  hereunder,  save  and  except  those  imposed  by  para- 
graph 4  hereof. 

6.  Whenever  in  the  opinion  of  the  Minister  there  is  timber  large 
enough  to  be  used  for  purposes  other  than  pulpwood  on  the  areas  herein 
described,  the  same  shall  be  cut  into  logs  and  paid  for  by  the  Company 
at  such  prices  as  may  be  determined  by  the  Minister  in  writing.  All 
timber  cut  into  logs  shall  be  manufactured  into  lumber  or  other  products 
in  the  Province  of  Ontario  to  the  satisfaction  of  the  Minister,  provided 
that  where  to  the  extent  and  in  the  opinion  of  the  Minister  such  class  of 
timber  is  not  required  or  being  used  by  the  Company  the  Minister  may 
offer  such  timber  for  sale  by  public  competition  or  otherwise  dispose  of  it, 
having  regard  for  market  requirements. 

7.  The  Company  shall  not  hew  any  timber  into  ties  without  having 
first  obtained  the  consent  in  writing  of  the  Minister,  and  if  such  consent 
be  given  the  price  to  be  paid  by  the  Company  for  ties  so  hewn  shall  be 
fixed  by  the   Minister  in   and  by   the  writing  containing    such   consent. 

8.  All  pulpwood  cut  by  the  Company  under  this  Agreement  shall  be 
manufactured  into  newsprint,  pulp,  or  other  finished  product  of  pulp  at 
the  Company's  plant  situated  at  Kapuskasing,  Ontario. 

9.  It  is  distinctly  understood  and  agreed  that  only  the  right  to  cut 
timber  as  aforesaid  is  granted  to  the  Company,  and  not  the  soil  and 
freehold  in  the  areas  described  in  the  Schedules  hereto  annexed,  nor  is  any 
interest  therein  demised  to  the  Company  except  insofar  as  may  be  necessary 
to  cut  and  remove  the  timber  thereon. 

10.  It  is  distinctly  understood  that  the  right  is  hereby  reserved  to 
the  Crown  to  deal  with  the  lands  above  described,  and  the  timber  standing, 
growing  and  being  thereon,  for  forest  management  and  other  purposes  as 
the  Minister  may  see  fit,  and  in  particular — but  not  so  as  in  any  way  to 
limit  the  generality  of  the  foregoing — it  is  hereby  specially  stipulated  and 
agreed  as  follows: 

(a)  the  Crown  reserves  and  excepts  from  the  lands  above  described 
the  right  of  way  of  any  and  all  railway  or  travelled  roads,  islands, 
Indian  reserves,  and  all  lands  under  the  water  of  all  rivers,  lakes 
and  streams;  also  all  lands  heretofore  patented,  licensed,  leased, 
located  or  applied  for  in  respect  of  which  such  proceedings  have 
been  taken  or  shall  hereafter  be  taken  as  in  the  opinion  of  the 
Minister  entitled  the  applicant  or  applicants  to  a  lease  or  patent 
of  such  lands,  together  with  the  right  to  sell,  lease,  locate  or  other- 
wise dispose  of  any  lands  within  the  areas  described  in  the  Schedules 


no  REPORT  OF  THE  No.  3 

hereto    annexed    for    settlement,    mining,    summer    resort    or    other 
purposes  on  such  terms  and  conditions  as  may  be  deemed  advisable. 

(b)  All  water  powers  and  privileges  on  the  said  areas  or  territory  are 
reserved  to  the  Crown. 

(c)  The  Company  shall  not  have  the  right  to  cut  or  remove  timber 
of  any  kind  from  any  lands  already  under  timber  license  or  permit 
from  the  Crown  without  the  special  permission  in  writing  of  the 
Minister. 

11.  The  Company  shall,  within  five  years  from  the  date  hereof,  file 
in  the  Department  of  Lands  and  Forests  a  plan  or  scheme  in  detail  pre- 
pared by  the  said  Company  providing  for  the  placing  of  its  supply  of 
pulpwood  on  a  sustained  yield  basis. 

12.  The  Company  shall  apply  to  and  get  the  permission  in  writing 
of  the  Minister  at  least  Sixty  (60)  days  prior  to  the  commencement  of  its 
operations  for  the  area  within  said  territory  on  which  the  cutting  shall  take 
place,  and  the  Company  shall  not  be  entitled  to  cut  in  the  said  territory 
on  areas  other  than  those  designated  in  such  permission.  At  the  end  of 
each  season's  operations,  and  on  or  before  the  First  day  of  June  in  each 
and  every  year,  the  Company  shall  file  with  the  Minister  a  map  indicating 
thereon  the  area  cut  over  during  the  preceding  season,  and  the  kinds  and 
quantities   of   wood    and    timber   taken    therefrom. 

13.  The  Minister  shall,  in  and  by  the  written  permission  provided 
for  in  the  preceding  paragraph  hereof,  designate  the  kind  or  kinds  of 
timber  to  be  cut  on  the  areas  covered  by  such  permission,  and  the  Com- 
pany shall  cut  all  merchantable  wood  and  timber  so  designated  on  such 
area  in  such   manner  as  the  Minister  may  from  time  to  time  direct. 

14.  The  Company  shall  take  such  precautions  and  employ  such 
means  to  prevent  injury  or  destruction  by  fire  upon  said  territory  as  the 
Minister  may  require,  and  shall  pay  an  annual  charge  for  fire  protection 
of  S6.40  per  square  mile,  or  such  other  rate  as  may  be  from  time  to  time 
fixed  by  the  Lieutenant-Governor-in-Council.  The  Minister  shall  fix  the 
area  upon  which  fire  protection  charge  is  payable.  The  Company  shall 
exercise  due  diligence  in  ascertaining  whether  or  not  its  timber  areas  are 
being  invaded  from  time  to  time  by  insects  or  disease,  and  shall  furnish 
the  Minister  with  such  information  as  it  has  been  able  to  obtain,  as  often 
as  the  Minister  may  require. 

15.  Pulpwood  taken  out  in  4  ft.  or  8  ft.  lengths  shall  be  measured, 
returned  and  paid  for  on  the  basis  of  128  cubic  feet  to  each  stacked  cord. 
Pulpwood  taken  out  in  lengths  above  8  feet  shall  be  measured  in  the  log 
on  the  cubic  basis,  and  such  100  cubic  feet  shall  constitute  a  cord.  Ar- 
rangements may  be  made,  with  the  approval  of  the  Minister,  whereby 
lengths  of  8  feet  may  be  measured,  returned  and  paid  for  on  the  same 
basis  as  lengths  over  8  feet. 

16.  It  is  distinctly  understood  and  agreed  that  the  Crown  does  not 
guarantee  any  quantity  of  wood  on  the  areas  described  in  the  Schedules 
hereto  annexed,  or  upon  any  other  areas  which  may  be  granted  to  the 
Company  pursuant   hereto. 


DKPARTMHNT  OF  LANDS  AND  FORESTS  FOR   1942  HI 


17.  Proper  sworn  returns  of  the  quantity  of  wood  and  other  timber 
cut  each  season  shall  be  made  to  the  Government  in  conformity  with  the 
Crown  timber  Regulations,  and  payment  shall  be  made  for  such  wood  and 
timber  not  later  than  the  First  day  of  October  in  each  year,  and  the 
Government  shall  have  all  the  rights  and  powers  in  respect  of  enforcing 
such  payment  as  are  now  provided  under  the  Crown  Timber  Act.  On  all 
accounts  due  and  payable  on  the  First  day  of  October  which  remain 
unpaid  after  the  31st  day  of  October  in  the  same  year  interest  at  the  rate 
of  1%  per  month  shall  be  charged  until  paid,  calculated  from  the  First 
day  of  October. 

18.  The  Minister,  or  such  officer  or  officers  of  the  Crown  as  he  may 
designate,  shall  have  the  right  to  inspect  the  timber  operations  on  the 
allotted  territory  at  any  time  he  may  deem  it  advisable,  or  in  the  public 
interest,  so  to  do.  and  if  such  inspection  shall  show  that  the  timber  opera- 
tions are  carried  on  in  such  a  way  that  any  merchantable  or  valuable 
timber  which  should  be  removed  is  being  left  or  destroyed,  he  shall  have 
the  right  to  estimate  the  said  timber  and  charge  the  same  to  the  Company 
at  the  same  rate  of  dues  and  bonus  as  if  it  had  been  actually  removed, 
together  with  such  penalty  or  penalties  as  the  Minister  may  fix.  The 
cutting  and  removing  of  the  timber  on  the  territory,  or  any  part  thereof, 
shall  not  be  deemed  to  have  been  completed  until  it  has  been  examined 
by  an  officer  of  the  Crown,  and  the  operation  has  been  declared  satisfactory 
by  the  Minister. 

19.  No  refuse,  sawdust,  chemicals  or  matter  of  any  other  kind  shall 
be  placed  or  deposited  in  any  river,  stream  or  other  waters  which  shall  be 
or  may  be  injurious  to  game  and  fish  life. 

20.  All  slash  made  about  camps,  along  tote  roads,  railroads  or  any 
other  areas  which  constitute  a  serious  fire  menace  shall  be  disposed  of  by 
and  at  the  expense  of  the  Company  in  accordance  with  the  Forest  Fires 
Prevention  Act  and  amendments  thereto  and  regulations  made  thereunder. 

21.  The  Company  shall  co-operate  to  the  satisfaction  of  the  Minister 
in    the   purchase   of   all    bona    fide   settlers'    pulpwood. 

22.  All  bona  fide  accounts  due  for  settlers'  pulpwood  purchased  by 
the   Company  shall   constitute  a   first  claim  against   the   Company. 

23.  If  upon  the  termination  of  said  period  of  twenty-one  years  the 
Company  shall  have  fully  performed  the  terms  and  conditions  herein  set 
forth  to  the  satisfaction  of  the  Minister,  it  shall  be  entitled  to  a  renewal 
hereof  for  a  further  term  of  twenty-one  years  upon  such  terms  and  con- 
ditions (including  the  prices  to  be  paid  for  wood  and  timber)  as  may  then 
be  fixed  by  the  Minister.  If  at  the  expiration  of  such  renewal  the  Company 
shall  have  in  all  respects  fully  performed  the  terms  and  conditions  herein 
set  forth  and  shall  have  maintained  its  plant  and  property  in  a  high  state 
of  efficiency  to  the  satisfaction  of  the  Minister  in  all  respects,  and  if  it 
shall  then  appear  to  the  Minister  desirable  in  the  public  interest  to  con- 
tinue and  maintain  the  operation  of  the  said  plant,  the  Minister  shall  grant 
to  the  Company  a  further  renewal  or  renewals  of  this  Agreement  on  such 
terms  and  conditions  (including  the  prices  to  be  paid  for  wood  and  timber) 
as  may  then  be  fixed  by  him. 


112  REPORT  OF  THE  No.  3 

24.  The  Crown  Timber  Act  and  amendments  thereto,  and  all  other 
Acts  and  regulations  of  general  application  relating  to  the  cutting,  measur- 
ing, removing  and  driving  of  timber  off  and  from  Crown  lands,  shall  be 
applicable  to  the  operations  of  the  Company,  and  shall  be  binding  upon 
and  enure  to  the  Company  as  fully  and  effectually  as  if  they  had  been  set 
forth  herein.  Provided  always  that  nothing  contained  in  such  Acts  and 
regulations  shall  limit,  restrict  or  curtail  the  duties,  liabilities  and  obliga- 
tions  imposed   upon   the   Company   by  virtue  of  this  Agreement. 

25.  The  Company  shall  route  all  its  freight  both  incoming  and  outgo- 
ing over  the  line  of  the  Temiskaming  and  Northern  Ontario  Railway 
Commission  whenever  as  favourable  rates  can  be  obtained  by  routing  such 
freight  by  or  over  that  line  as  by  any  other  route. 

2G.  As  required  by  the  Minister,  upon  reasonable  notice,  the  Company 
will  at  the  market  price  from  time  to  time  furnish  to  Canadian  Publishers 
each  month  such  a  proportion  of  the  output  of  the  paper  mill  as  shall  be 
demanded  by  the  Minister;  provided,  however,  that  the  Company  shall 
not  be  required  to  so  furnish  more  than  fifteen  percent  from  time  to  time 
of  its  total  output. 

27.  The  Company  covenants  and  agrees  to  employ  Canadian  labour 
and  to  co-operate  with  the  Crown  in  maintaining  standard  rates  of  wages 
and  otherwise  meeting  all  the  requirements  as  may  be  provided  by  the 
Industrial  Standards  Act  or  such  other  statutory  enactments  in  that  behalf 
as  now  or  may  hereafter  be  in  force. 

28.  It  is  agreed  that  upon  the  Company  depositing  in  the  Department 
of  Lands  and  Forests  the  bonds  or  other  security  as  required  by  paragraphs 
numbered  four  and  five  hereof,  the  Minister  shall  cause  any  bond  or  bonds, 
corporate  or  guarantee  company,  held  as  security  for  the  performance  of 
obligations  under  the  agreement  made  with  Saphronous  A.  Mundy  and 
Elihu  Stewart  dated  the  9th  day  of  February,  1918,  as  subsequently 
amended,  and  of  obligations  under  the  agreement  made  with  Spruce  Falls 
Company,  Limited  dated  the  oth  day  of  January,  A.D.  1926,  to  be  can- 
celled and  the  parties  to  such  bond  or  bonds  to  be  released  from  liability 
thereunder. 

29.  As  and  from  the  First  day  of  January,  A.D.  1941  this  Agreement 
shall  supersede  all  cutting  authorities  heretofore  made  or  issued  by  the 
Crown  and  held  by  the  Company  in  respect  of  the  areas  and  the  types 
and  classes  of  timber  covered  by  this  Agreement,  without  limiting  the  lia- 
bility of  the  Company  to  the  Crown  to  pay  all  Crown  dues  or  other 
charges   incurred   in   respect  thereof  prior  to   the  said  date. 

30.  In  the  event  of  the  Company  at  any  time  making  default  under 
the  terms  of  this  Agreement,  the  Minister  may  give  notice  in  writing  to 
the  Company,  which  shall  be  sent  to  it  by  registered  post  addressed  to  it 
at  Toronto,  Ontario,  stating  the  default  complained  of  and  requiring  the 
Company  to  make  good  such  default,  and  if,  at  the  expiration  of  ninety 
days  from  the  date  of  such  notice,  the  default  complained  of  has  not  been 
made  good,  the  Minister  may  forthwith  declare  the  rights  of  the  Company 
under  this  Agreement   forfeited. 

Provided,  however,  that  any  default  or  delay  on  the  part  of  the 
Company  in  the  performance  or  observance  of  any  of  the  terms  and  pro- 


DP:PARTMKXT  of  lands  and  forests  for   1942 


113 


visions  of  this  Agreement  occasioned  in  whole  or  in  part  through  extended 
interruption  to  power  supply,  strikes,  fire,  tempest,  war,  action  by  princes 
or  sovereign  states,  act  of  God,  or  other  cause  beyond  the  control  of  the 
Company,  shall  not  be  or  be  deemed  to  be  a  default  on  the  part  of  the 
Company  under  this  Agreement; 

Provided  further  that  the  Minister  shall  be  entitled  to  waive  all  rights 
of  forfeiture  arising  under  this  Agreement  by  reason  of  any  default  if,  in 
the  opinion  of  the  Minister,  the  cause  of  such  default  justifies  the  waiving 
of  such  right,  and  thereupon  this  Agreement  shall  be  construed  and  the 
Company's  rights  hereunder  shall  continue  as  though  no  such  default  had 
occurred. 

31.  In  this  Agreement  "Minister"  shall  mean  the  Minister  of  Lands 
and  Forests. 

32.  The  Company  hereby  covenants  and  agrees  to  and  with  the 
Crown  to  observe,  perform  and  keep  all  the  covenants,  agreements,  pro- 
visions and   conditions   on   its   part  herein   contained. 

33.  The  decision  of  the  Minister  as  to  the  true  intent  and  meaning 
of  this  Agreement  shall   be   final   and   binding  upon   the  Company. 

34.  This  Agreement  shall  be  binding  upon  and  enure  to  the  benefit 
of  the  Company  and  its  assigns,  but  this  Agreement  and  the  rights  of  the 
Company  hereunder  shall  not  be  assigned  without  the  consent  of  the 
Minister. 

IN  WITNESS  WHEREOF  the  parties  hereto  have  executed  this 
Agreement   the   day  and   year  first  above  written. 


Signed,  Sealed  and  Delivered 
in  the  presence  of: 
"J.  B.  METZLER" 
as  to  the  Minister  of  Lands 
and  Forests. 


"R.  W.  S.  JOHNSTON" 

as  to  Spruce  Falls  Power  and 

Paper  Company  Limited. 


"N.  O.  HIPEL"  (seal) 

Minister   of   Lands   and   Forests. 

Spruce  Falls  Power  and  Paper 
Company,  Limited. 
By: 

"F.  J.  SENSENBRENNER" 

President. 

And :  (seal) 

"GEO.  BARBER" 

Secretary. 


This  is  Schedule  "A"  referred  to  in  the  Agreement  made  between  His 
Majesty  the  King  and  Spruce  Falls  Power  and  Paper  Company,  Limited 
dated  the  Ninth  day  of  September,  A.D.   1941. 

Firstly:  All  and  singular  the  Townships  of  Curney,  Teetzel,  Torrance, 
Pearce,  Nixon,  and  Neely  in  the  District  of  Cochrane,  said  to  contain 
486  square  miles,  more  or  less. 


114  REPORT  OF  THE  \o.  3 


Secondly:  All  and  singular  the  Townships  of  Shearer,  Parnell,  Cumming. 
Fergus,  Ecclestone,  Cargill,  Sulman,  and  Swanson,  in  the  District  of 
Cochrane;  the  Townships  of  Opazatika,  Bourinot,  Shanly,  Usnac, 
Oscar.  Concobar,  Radisson,  Maude  and  Allenby,  in  the  District  of 
Algoma;  said   to  contain    1254  square   miles,   more  or  less. 

Thirdly:  Parts  of  the  Township  of  O'Brien  in  the  District  of  Cochrane, 
more   particularly  described   as  follows: 

Being  composed  of  Lots  Numbers  1  to  29  inclusive  in  the  1st,  2nd, 
3rd,  4th,  5th  and  6th  Concessions  of  the  said  Township,  containing 
an  area  of   16,633  acres,   more  or  less. 

ALSO  Lots  Numbers  1  to  10  inclusive  in  the  13th.  14th.  15th  and 
16th  Concessions,  and  Lots  Numbers  1  to  20  inclusive  in  the  17th 
and  18th  Concessions,  containing  an  area  of  7.402  acres,  more  or 
less. 

ALSO  Lots  Numbers  26  to  29  inclusive  in  the  17th  and  18th 
Concessions,    containing   692   acres,    more   or   less. 

Making  a  total  area  of  24,727  acres,   more  or  less. 

Which  said  three  parcels  comprise  the  areas  originally  granted  to 
Saphronous  A.  Mundy  and  Elihu  Stewart,  pursuant  to  a  certain 
Agreement  dated  the  9th  day  of  February,  1918  and  to  certain  subse- 
quent amending  agreements,  and  assigned  to  Spruce  Falls  Power  and 
Paper  Company,  Limited. 

Fourthly:  All  and  Singular  the  Townships  of  Mons,  Amundsen,  Davin, 
Lougheed,  Abbott  and  Cromlech,  in  the  District  of  Algoma;  the 
Townships  of  Lincoln,  Paul,  Alcorn  and  Collins  in  the  District  of 
Sudbury,  and  the  south  part  of  the  Township  of  Owens,  being  com- 
posed of  Lots  1  to  29  inclusive,  in  Concessions  I  to  \TII  inclusive,  and 
Lots  13  to  29  inclusive,  in  Concession  IX,  all  in  the  said  Township  of 
Owens,  in  the  District  of  Cochrane;  containing  in  all  688  and  ^  square 
miles,  more  or  less. 

Which  Fourth  Parcel  is  granted  to  Spruce  F"alls  Power  and  Paper 
Company,  Limited  under  and  pursuant  to  the  terms  and  provisions  of 
the  within  Agreement. 

This  is  Schedule  "B"  referred  to  in  the  Agreement  made  between  His 
Majesty  the  King  and  Spruce  Falls  Power  and  Paper  Company,  Limited 
dated    the   Ninth   day  of  September,   A.D.    1941. 

Firstly:  All  and  Singular  the  Townships  of  Clouston,  Buchan,  Wadsworth, 
Lisgar,  Seaton,  Fenton,  Staples,  Casselman,  Slack,  Griffin,  Watson, 
Poulett,  Hicks,  Stringer,  MacX'icar,  Carmichael,  Ford,  Oke,  Aitken, 
P'ortune,  (luilfoyle,  Boyle,  Bradley,  Harzon.  Mowbray,  Hopkins, 
Cockshutt,  Howells,  Clay,  Tucker,  Beardmore,  Hurdman,  Agate, 
Marceau,  Sheldon,  Traill,  and  the  West  one-half  of  the  Township  of 
Adanac,  all  in  the  District  of  Cochrane,  containing  2827  scjuare  miles, 
more  or  less; 

Which  said  first  parcel  comprises  the  areas  originally  granted  to 
Spruce  Falls  Company,  Limited,  pursuant  to  a  certain  agreement  dated 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942  115 


the  5th  day  of  January,  1926,  and  assigned  to  Spruce  Falls  Power  and 
Paper  Company,  Limited. 

Secondly:  All  and  Singular  the  Townships  of  Melrose  and  Reeves,  in  the 
District  of  Sudbury,  the  Township  of  Strachan,  the  South  half  of  the 
Township  of  Burritt  and  the  South  Half  of  Weichel,  in  the  District  of 
Cochrane,   containing  324  square   miles,   more  or  less. 

Which  second  parcel  is  granted  to  Spruce  Falls  Power  and  Papef 
Company,  Limited  under  and  pursuant  to  the  terms  and  provisions  or 
the  within  Agreement. 


116  REPORT  OF  THE  No.  3 


MEMORANDUM  OF  AGREEMENT  dated  this  23rd  day  of  October. 
A.D.  1941. 


BETWEEN: 

HIS  MAJESTY  THE  KING,  as  represented  by  the  Minister 
of  Lands  and  Forests  for  the  Province  of  Ontario,  hereinafter 
referred  to  as  "the  Crown", 

OF  THE  FIRST  PART 
—  and  — 

SPRUCE  FALLS  POWER  AND  PAPER  COMPANY, 
LIMITED,    hereinafter    referred    to    as    "the    Company", 

OF  THE  SECOND  PART 

WHEREAS  the  Company  has  erected  and  is  operating  a  pulp  and 
paper  plant  in  the  Town  of  Kapuskasing  in  the  Province  of  Ontario,  and  in 
connection  therewith  has  invested  a  very  large  sum  of  money  in  the  said 
Province   and   afifords   employment   to   a   large   number   of   persons; 

AND  WHEREx'\S  in  the  manufacture  of  its  products  the  Company 
requires  a  large  supply  of  pulpwood,  which  has  been  assured  to  it  under 
the  provisions  of  a  certain  Agreement  dated  the  9th  day  of  September, 
A.D.  1941; 

AND  WHEREAS  The  New  York  Times  Company  contributed  a 
substantial  portion  of  the  capital  required  to  erect  and  develop  the  said 
pulp  and  paper  plant; 

AND  WHEREAS  the  Company  has  engaged  to  supply  to  The  New 
York  Times  Company,  its  successors  and  assigns,  its  entire  requirements 
of  newsprint,  which  constitute  the  major  portion  of  the  output  of  newsprint 
of  the  Company,  and  to  that  extent  the  Company  has  not  sold  and  does 
not   intend   to  sell   newsprint   in   the   open   market: 

AND  WHEREAS  to  the  extent  that  the  Company  has  engaged  to 
supply  to  The  New  York  Times  Company,  its  successors  and  assigns,  its 
entire  requirements  of  newsprint,  the  position  of  the  Company  as  a  non- 
commercial mill  has  hitherto  been  recognized  by  the  Government  of  Ontario; 

AND  WHEREAS  it  is  deemed  desirable  in  the  interests  of  the  Province 
and  of  the  Company  that  the  matters  hereinafter  provided  for  should  be 
definitely  determined   and  evidenced  by  this  Agreement; 

NOW  THEREFORE  THIS  AGREEMENT  WITNESSETH  that  in 
consideration  of  the  covenants  and  agreements  hereinafter  contained  the 
parties  hereto  covenant  and  agree  each  with  the  other  as  follows: 

1.  To  the  extent  to  which  the  Company  is  engaged  to  supply  the 
entire  requirements  of  newsprint  of  the  New  York  Times  Company,  its 
successors  and  assigns,  as  aforesaid,  the  Company  agrees  that  it  will  not 
sell  or  supply  newsprint  either  directly  or  indirectly  to  any  other  person  or 
Company. 


DEPARTMENT  OF  LANDS  AND  FORESTS  P'OR   1942 


117 


2.  The  Company  will  not  during  the  period  covered  by  this  Agreement 
(without  the  consent  in  writing  of  the  Minister  of  Lands  and  Forests  for 
the  Province  of  Ontario)  install  any  new  paper  machine,  other  than  to 
replace  existing  machines,  in  addition  to  those  now  installed  in  its  mill  at 
Kapuskasing,  Ontario. 

3.  In  the  event  of  the  Company  committing  a  deliberate  breach  of 
any  of  the  terms  hereof,  the  Minister  may,  after  thirty  days  notice  in 
writing  to  the  Company  at  its  Head  Office,  presently  situate  at  Toronto, 
Ontario,  declare  this  contract  to  be  null  and  void.  Provided  that  in  the 
event  of  any  difference  between  the  parties  as  to  whether  any  such  breach 
had  occurred  the  Company  may  within  such  thirty  day  period  give  notice 
in  writing  to  the  Minister  and  the  matter  shall  be  referred  for  trial  to  the 
Supreme  Court  of  Ontario  for  a  declaratory  judgment  that  such  breach  has 
not  occurred.  In  such  event  the  onus  shall  be  upon  the  Company  to 
establish  that  the  breach  relied  on  has  not  occurred  and  the  Minister 
shall  not  make  the  declaration  above  mentioned  until  the  final  adjudication 
of  such  matter  by  such  court.  The  Company  shall  commence  its  proceed- 
ings in  Court  within  ten  days  after  giving  such  notice  or  failing  so  to  do 
the  Minister  may  proceed  to  make  such  declaration. 

4.  The  Crown  afifirms  the  position  of  the  Company  as  a  non-com- 
mercial newsprint  manufacturer  to  the  extent  to  which  the  Company  is 
engaged  to  supply  the  entire  requirements  of  newsprint  of  The  New  York 
Times  Company,  its  successors  and  assigns  as  aforesaid,  and  agrees  that 
to  that  extent  only  no  requirements,  directions  or  regulations  will  be 
imposed  upon  the  Company  for  the  period  of  this  Agreement  requiring  the 
Company    to    restrict    its    production    of    newsprint. 

5.  This  Agreement  shall  remain  in  effect  until  the  First  day  of 
January,  A.D.  1962,  and  may  thereafter  be  renewed  by  the  consent  of  the 
parties. 

6.  This  Agreement  shall  enure  to  the  benefit  of  and  be  binding  upon 
the  parties  hereto  and  upon  their  respective  successors  and  assigns. 


Signed,  Sealed  and  Delivered 

in  the  presence  of: 

"F.  A.  MacDOUGALL" 


"R.  W.  S.  JOHNSON" 
as  to  Spruce  Falls  Power  and 
Paper  Company,  Limited. 


(seal) 
"N.  O.  HIPEL" 
Minister    of    Lands   and    Forests 
FOR  THE  Province  of  Ontario. 

Spruce    Falls    Power   and    Paper 
Company,  Limited. 

By:  "GEO.  BARBER" 

Secretary-Treasurer . 

And:  "J.  S.   D.  TORY" 

A  s  si  slant- Secretary. 

(seal) 


118  REPORT  OP^  THE  No.  3 


MEMORANDUM     OF     AGREEMENT     dated     this     18th     day     of 
February,  A.D.,   1942. 


BETWEEN: 


HIS    MAJESTY    THE     KING,    represented    herein    by    the 
Minister  of  Lands  and  Forests  for  the  Province  of  Ontario, 
hereinafter  called  the  "CROWN" 


OF  THE  FIRST  PART 


and 


BROMPTON    PULP    &    PAPER    COMPANY,    LIMITED, 
hereinafter  called  the  "COMPANY" 

OF  THE  SECOND  PART 

WHEREAS  the  Company  proposes  to  engage  in  the  manufacture  of 
chemical  pulp  in  the  Province  of  Ontario  and  for  such  purpose  will  even- 
tually require  pulpwood  in  an  estimated  amount  of  175,000  cords  per 
annum; 

AND  WHEREAS  the  Company  has  become  the  assignee  of  a  certain 
Agreement  made  the  3rd  day  of  March,  A.D.  1937  between  His  Majesty 
the  King  and  Lake  Sulphite  Pulp  Company,  Limited  whereby  the  Crown 
granted  to  the  said  Lake  Sulphite  Pulp  Company,  Limited  the  right  to  cut 
and  remove  the  pulpwood  on  certain  areas  therein  described  upon  the 
terms  and  conditions  therein  set  forth; 

AND  WHEREAS  the  Company  has  also  become  entitled  to  the  benefit 
of  a  certain  Agreement  made  between  His  Majesty  the  King  and  Nipigon 
Corporation,   Limited  dated   the  30th  day  of  January,   A.D.    1926; 

AND  WHEREAS  the  aforesaid  two  Agreements  were  amended  by 
Agreement  dated  the  24th  day  of  July,  A.D.  1937,  made  between  His 
Majesty  the  King,  Lake  Sulphite  Pulp  Company,  Limited  and  the  said 
Nipigon  Corporation,   Limited; 

AND  WHEREAS  the  Company  and  the  Crown  have  mutually  agreed 
that  the  above  recited  Agreements  should  be  superseded  by  a  new  Agree- 
ment upon  the  terms  and  conditions  as  hereinafter  set  forth; 

NOW  THEREFORE  THIS  INDENTURE  WITNESSETH  that  in 
consideration  of  the  covenants  and  agreements  on  the  part  of  the  Company 
herein  contained,  the  Crown,  with  the  approval  of  the  Lieutenant-Governor- 
in-Council,  and  subject  to  the  terms  and  conditions  hereof,  doth  grant  to 
the  Company  for  a  period  of  twenty-one  years  from  the  18th  day  of 
February,  A.D.  1942,  the  right  to  cut  and  remove  the  timber  in  and  upon 
the  areas  described  in  Schedule  "A"  hereto,  which  forms  part  of  this 
Agreement. 

1.  The  Company  shall  jiay  to  the  Honourable  the  Treasurer  of  the 
Province  of  Ontario,   subject   to   the   provisions   and   conditions   herein   con- 


DEPARTMENT  OF  LANDS  AND   FORESTS  FOR   1942  119 


tained  and  subject  to  such  other  conditions,  orders  and  regulations  as  may 
be  passed  or   made  in   relation   thereto,   the  following  rates  or  timber  cut — 

Sp;)ruce  pulpwood %l  .323^  per  cord 

Balsam  pulpwood 70<^     per  cord 

Banksian  or  Jack  Pine  pulpwood 40^     per  cord 

Other  pulpwood 40^     per  cord 

Sawlog  or  other  timber  at  such  prices  as  the  Minister,  subject  to  the 
provisions  of  {paragraph  numl)ered  10  hereof,  may  from  time  to  time 
determine. 

IT  IS  UNDERSTOOD  AND  AGREED  that  the  rates  for  pulpwood 
as  above  set  out  shall  not  be  increased  and  that  no  bonus  is  to  be  charged 
by  the  Crown  or  paid  by  the  Company.  In  the  event  of  the  Crown 
reducing  its  dues  on  spruce  pulpwood  below  $1.32^  per  cord  and/or  on 
balsam  pulpwood  below  .70^  per  cord  and/or  on  banksian  or  other  pulp- 
wood below  .40<^  per  cord,  the  Company  shall  be  given  the  benefit  of  such 
reduction  and  during  the  period  such  reduction  is  in  force  shall  pay  for 
pulpwood   cut   under   this  agreement   the   Crown   dues   reduced   as  aforesaid. 

2.  On  or  before  the  1st  day  of  June,  A.D.  1942,  the  Company  will 
commence  work  on  construction,  erection  and  installation  or  completion 
of  a  pulp  mill  for  the  production  of  chemical  sulphate  pulp  at  Red  Rock, 
Ontario,  or  at  such  other  place  in  the  District  of  Thunder  Bay  as  the 
Minister  may  approve,  having  an  initial  capacity  of  approximately  200 
tons  of  pulp  per  diem,  and  on  or  before  the  1st  day  of  June,  A.D.  1943, 
the  Company  agrees  that  it  will  have  completed  and  placed  in  operation 
the  said  pulp  mill,  and  will  have  expended  in  the  completion  thereof  and 
in  the  necessary  equipment  and  appurtenances  thereto  approximately 
$2,500,000  of  lawful  money  of  Canada  or  so  much  thereof  as  may  be 
necessary  to  completely  equip  an  efficient  mill  of  the  said  capacity. 

3.  As  security  for  the  due  performance  by  the  Company  of  its  obliga- 
tions hereunder,  the  Company  shall  deposit  with  the  Crown  the  sum  of 
$50,000  of  lawful  money  of  Canada,  or  Bearer  Bonds  of  the  Dominion  of 
Canada  or  of  the  Province  of  Ontario  having  a  face  value  of  $50,000  in 
lieu  thereof,  and  in  addition  shall  deposit  in  the  Department  of  Lands  and 
Forests  a  bond  or  bonds  of  a  Guarantee  Company  in  favour  of  His  Majesty 
in  the  penal  sum  of  $100,000,  or  such  other  security  as  may  be  satisfactory 
to  the  Minister  for  the  due  performance  by  the  Company  of  its  obligations 
hereunder.  Upon  the  completion  of  the  pulp  mill  as  provided  for  in 
paragraph  2  hereof  the  cash  or  bonds  to  the  amounts  of  $50,000  deposited 
as  aforesaid  shall  be  applied  on  account  of  charges  for  timber  and  other 
charges  as   the   same  accrue   in   the  course  of   the   Company's  operation. 

4.  In  the  event  of  the  Company  at  any  time  making  default  under 
the  terms  of  this  Agreement,  the  Minister  may  give  notice  in  writing  to  the 
Company,  which  shall  be  sent  to  it  by  registered  post  addressed  to  it  at 
820  Sun  Life  Building,  Montreal,  Quebec,  stating  the  default  complained 
of  and  requiring  the  Company  to  make  good  such  default,  and  if  at  the 
expiration  of  six  months  from  the  date  of  such  notice  the  default  com- 
plained of  has  not  been  made  good,  the  Minister  may  declare  the  rights  of 
the    Company    under    this    Agreement    forfeited    and    thereupon    the    said 


120  REPORT  OF  THE  No.  3 

deposit  shall   be  forfeited  and  become  the  absolute  property  of  the   Crown 
and   this  Agreement  shall   be   terminated. 

PROVIDED,  however,  that  any  default  or  delay  on  the  part  of  the 
Company  in  the  performance  or  observance  of  any  of  the  terms  and  pro- 
visions of  this  Agreement  occasioned  in  whole  or  in  part  through  extended 
interruption  to  power  supply,  strikes,  fire,  sabotage,  tempest,  war,  action 
by  princes  or  sovereign  states,  act  of  God,  or  other  cause  beyond  the 
control  of  the  Company  shall  not  be  or  be  deemed  to  be  a  default  on  the 
part    of    the    Company    under    this    Agreement; 

PROVIDED  FURTHER  that  the  Minister  shall  be  entitled  to  waive 
all  rights  of  forfeiture  arising  under  this  Agreement  by  reason  of  any 
default  if,  in  the  opinion  of  the  Minister,  the  cause  of  such,  default  justifies 
the  waiving  of  such  right,  and  thereupon  this  Agreement  shall  be  construed 
and  the  Company's  rights  hereunder  shall  continue  as  though  no  such 
default  had  occurred. 

5.  IT  IS  DISTINCTLY  UNDERSTOOD  that  the  right  is  hereby 
reserved  to  the  Crown  to  deal  with  the  lands  above  described,  and  the 
timber  standing,  growing  and  being  thereon,  for  forest  management  and 
other  purposes  as  the  Minister  may  see  fit,  and  in  particular — but  not  so  as 
in  any  way  to  limit  the  generality  of  the  foregoing— it  is  hereby  specially 
stipulated  and  agreed  as  follows: 

(a)  The  Crown  reserves  and  excepts  from  the  lands  above  described 
the  right  of  way  of  any  and  all  railways  or  travelled  roads, 
islands,  Indian  reserves,  and  all  lands  under  the  water  of  all  rivers, 
lakes  and  streams;  also  all  lands  heretofore  patented,  licensed, 
leased,  located  or  applied  for  in  respect  of  which  such  proceedings 
have  been  taken  or  shall  hereafter  be  taken  as  in  the  opinion  of 
the  Minister  entitled  or  will  entitle  the  applicant  or  applicants  to 
a  lease  or  patent  of  such  lands,  together  with  the  right  to  sell, 
lease,  locate  or  otherwise  dispose  of  any  lands  within  the  areas 
described  in  the  Schedule  hereto  annexed  for  settlement,  mining, 
summer  resort  or  other  purposes  on  such  terms  and  conditions  as 
may  be  deemed  advisable; 

(b)  all  water  powers  and  privileges  on  the  said  areas  or  territory  are 
reserved  to  the  Crown; 

(c)  the  Company  shall  not  have  the  right  to  cut  or  remove  timber 
of  any  kind  from  any  lands  already  under  timber  license  or  permit 
from  the  Crown  without  the  special  permission  in  writing  of  the 
Minister. 

6.  The  Company  shall,  within  five  years  from  the  date  hereof,  file  in 
the  Department  of  Lands  and  Forests  a  working  plan  prepared  by  the  said 
Company  providing  for  the  placing  of  its  supply  of  pulpwood  on  a  sus- 
tained yield  basis. 

7.  The  Company  shall  apply  to  and  get  the  permission  in  writing 
of  the  Minister  at  least  sixty  days  prior  to  the  commencement  of  its 
operations  for  the  area  within  such  territory  on  which  the  cutting  shall 
take  place  and  the  Company  shall  not  be  entitled  to  cut  in  the  said  terri- 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942  121 


tory  on  areas  other  than  those  designated  in  such  jxTniissic^n,  provided, 
however,  that  the  Minister  shall  not  be  entitled  by  withholding  permission 
to  prevent  the  Company  from  cutting  the  estimated  amount  of  pulpwood 
required  by  it  annually  as  aforesaid.  At  the  end  of  each  season's  opera- 
tions and  on  or  before  the  1st  day  of  June  in  each  and  every  year  the 
Company  shall  file  with  the  Minister  a  map  indicating  thereon  the  area 
cut  over  during  the  preceding  season  and  the  kinds  and  quantities  of  wood 
and  timber  taken  therefrom. 

8.  The  Minister  shall,  in  and  by  the  written  permission  provided  for 
in  the  preceding  paragraph  hereof,  designate  the  kind  or  kinds  of  timber 
to  be  cut  on  the  areas  covered  by  such  permission,  and  the  Company  shall 
cut  all  merchantable  wood  and  timber  so  designated  on  such  areas  in  such 
manner  as  the   Minister  may  from  time  to  time  direct. 

9.  The  Company  shall  take  such  precautions  and  employ  such  means 
to  prevent  injury  or  destruction  by  fire  upon  said  territory  as  the  Minister 
may  require  and  shall  pay  in  advance  an  annual  charge  for  fire  protection 
of  $6.40  per  square  mile  upon  3,000  square  miles.  It  is  agreed  that  no 
charges  for  fire  protection  shall  be  payable  by  the  Company  from  the  date 
of  this  Agreement  to  the  31st  of  March,  A.D.  1944,  and  that  such  charges 
shall  be  first  levied  for  the  year  commencing  the  1st  day  of  April,  A.D. 
1944.  In  the  event  of  the  Company  failing  to  pay  the  said  charges  within 
one  month  after  the  same  become  due,  interest  at  the  rate  of  six  per  cent 
per  annum  will  be  charged  thereon  until  paid.  The  Company  shall  exercise 
due  diligence  in  ascertaining  whether  or  not  its  timber  areas  are  being 
invaded  by  insects  or  disease  and  shall  furnish  the  Minister  with  such 
information  as  it  has  been  able  to  obtain  as  often  as  the  Minister  may 
require. 

10.  It  is  understood  that  the  Minister  may  require  the  Company  to 
produce  in  any  year  standard  sawlogs  in  an  amount  not  exceeding  the 
quantity  available  in  the  area  in  which  the  Company  is  cutting  during  such 
year  and  in  no  event  exceeding  150,000  per  annum,  said  sawlogs  to  be 
delivered  by  the  Company  to  such  purchaser  as  the  Minister  in  writing 
shall  direct.  The  price  to  be  paid  to  the  Company  shall  be  as  mutually 
agreed  upon  between  the  Company  and  the  purchaser  and  in  the  event  of 
their  failing  to  agree,  the  Minister  shall  fix  the  price  of  such  sawlogs,  taking 
into  consideration  all  reasonable  costs  of  producing  the  same. 

It  is  further  understood  and  agreed  that  all  sawlogs  taken  off  the  areas 
of  the  Company  in  any  year  by  any  timber  operator  other  than  the  Com- 
pany shall  be  deducted  from  the  number  of  sawlogs  required  to  be  produced 
by  the   Company  in  the  same  year  as  aforesaid. 

11.  It  is  understood  and  agreed  that  if  at  the  expiration  of  five  years 
from  the  date  of  this  Agreement  it  is  established  to  the  satisfaction  of  the 
Minister  that  there  is  not  sufficient  pulpwood  on  the  area  hereby  granted 
to  the  Company  to  permit  the  cutting  of  175,000  cords  of  pulpwood 
annually  on  a  sustained  yield  basis,  the  Crown  will  enlarge  the  areas  of  the 
Company  to  permit  such  a  cutting  on  such  a  basis. 

In  the  event  of  it  becoming  necessary  for  the  Crown  to  make  available 
to   the   Company   additional    areas   or   additional    pulpwood,    the    Company 


122  REPORT  OF  THE  No.  3 


may,  at  its  option,  require  such  additional  areas  or  such  additional  pulp- 
wood  to  be  allocated  or  supplied  respectively,  so  far  as  it  is  practicable  for 
the  Crown  so  to  do,  from  the  Long  Lac  Concession,  provided,  however, 
that  the  additional  pulpwood  to  be  so  supplied  from  such  Concession  shall 
not  exceed  25,000  cords  in  any  one  year. 

12.  Pulpwood  taken  out  in  four  or  eight  foot  lengths  shall  be  measured, 
returned  and  paid  for  on  the  basis  of  128  cubic  feet  in  each  stacked  cord. 
Pulpwood  taken  out  in  lengths  in  excess  of  eight  feet  shall  be  measured  in 
the  log  on   the  cubic  basis  and  each   100  cubic  feet  shall  constitute  a  cord. 

13.  It  is  distinctly  understood  that  the  Crown  does  not  guarantee 
any  quantity  of  wood  on  the  said  territory  and  that  the  only  right  con- 
ferred upon  the  Company  hereby  is  the  right  to  cut  and  remove  wood  and 
timber  sufficient  to  enable  the  Company  to  operate  its  mill  continuously  to 
its  full  capacity  during  said  term  of  twenty-one  years,  and  any  extension 
or  extensions  thereof  as  are  hereinafter  provided  for,  on  such  areas  within 
said  territory  or  within  any  other  territory  as  from  time  to  time  may  be 
designated  by  the  Minister,  pursuant  and  subject  to  the  terms  and  con- 
ditions herein  contained,  and  subject  to  such  further  conditions  and  regula- 
tions as  to  the  cutting,  measuring,  removing  and  driving  of  the  same  as 
may  from  time  to  time  be  imposed  by  the  Lieutenant-Governor-in-Council, 
or  by  the  Minister. 

14.  It  is  understood  and  agreed  that  the  Company  shall  pay  in  ad- 
vance the  sum  of  SI, 500. 00  annually  in  satisfaction  of  all  ground  rent  which 
may  be  payable  in  respect  of  the  areas  granted  under  this  Agreement,  such 
sum  to  become  due  and  be  payable  on  or  before  the  first  day  of  April  in 
each  year.  In  the  event  of  the  Company  failing  to  pay  the  said  ground 
rent  within  one  month  after  the  due  date,  interest  at  the  rate  of  six  per 
cent  per  annum  shall  be  charged  thereon  until  paid.  It  is  agreed  that  such 
sum  shall  be  first  levied  for  the  year  commencing  the  first  dav  of  April, 
A.D.  1944. 

15.  Proper  sworn  returns  of  the  quantity  of  pulpwood  and  other 
timber  cut  each  season  shall  be  made  to  the  Crown  in  conformity  with  the 
Crown  timber  regulations,  and  payment  shall  be  made  for  such  wood  and 
timber  not  later  than  the  1st  day  of  October  in  each  year,  and  the  Crown 
shall  have  all  the  rights  and  powers  in  respect  of  enforcing  such  payment 
as  are  now  provided  under  the  Crown  Timber  Act.  On  all  accounts  due 
and  payable  on  the  1st  day  of  October  which  remain  unpaid  after  the 
31st  day  of  October  in  the  same  year,  interest  at  the  rate  of  six  per  cent 
per  annum  shall  be  charged  until  paid,  calculated  from  the  1st  day  of 
October. 

16.  The  Minister,  or  any  officer  or  officers  of  the  Department  of  Lands 
and  Forests  shall  have  the  right  to  inspect  the  timber  operations  on  the 
allotted  territory  at  any  time.  If  such  inspection  shall  show  that  the  timber 
operations  are  carried  on  in  such  a  way  that  any  merchantable  or  valuable 
timber  which  should  be  removed  is  being  left  or  destroyed,  the  Minister 
shall  have  the  right  to  have  the  said  timber  estimated  and  charge  the  same 
to  the  Company  at  the  same  rate  as  if  it  had  been  actually  removed  pur- 
suant to  the  terms  of  this  Agreement,  together  with  such  penalty  or 
penalties  as  the  Minister  may  fix.     The  cutting  and  removing  of  the  timber 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942  123 

on  the  territory,  or  any  part  tliereof,  shall  not  be  deemed  to  have  been 
completed  until  it  has  been  examined  by  an  officer  of  the  Crown,  and  the 
operation    has   been   declared   satisfactory   by   the    Minister. 

17.  No  refuse,  sawdust,  chemicals  or  matter  of  any  other  kind  shall  be 
placed  or  deposited  in  any  river,  stream  or  other  waters  which  shall  be  or 
may  be   injurious   to  game  and   fish   life. 

18.  All  slash  made  about  camps,  dumps,  along  tote  roads,  railways, 
or  any  other  areas  which  constitute  a  fire  menace  shall  be  disposed  of  by 
and  at  the  expense  of  the  Company  in  accordance  with  the  Forest  Fires 
Prevention  Act  and  amendments  thereto  and   regulations  made  thereunder. 

19.  The  Company  shall  co-operate  to  the  satisfaction  of  the  Minister 
in  the  purchase  of  all  bona  fide  settlers'  pulpwood  and  in  making  such 
purchases  the  Company  shall  be  deemed  to  be  performing  to  an  extent 
based  upon  the  amount  of  pulpwood  so  purchased  the  obligations  imposed 
on   it   by   paragraph   numbered   27   hereof. 

20.  All  bona  fide  accounts  due  for  settlers'  pulpwood  purchased  by  the 
Company  shall   constitute  a   first  claim  against   the   Company. 

21.  The  Company  is  granted  under  this  agreement  no  right  to  the  soil 
of  the  said  areas  or  to  the  use  thereof,  except  as  may  be  necessary  for 
cutting  and  removing  the  said  timber  as  aforesaid,  and  operations  incidental 
thereto. 

22.  If,  upon  the  termination  of  said  period  of  twenty-one  years,  the 
Company  shall  have  fully  performed  the  obligations  imposed  upon  it  as 
herein  set  forth,  it  shall  be  entitled  at  its  option  to  an  extension  of  its  rights 
under  this  Agreement  for  a  further  period  of  twenty-one  years  at  such 
prices  and  upon  such  terms  and  conditions  as  may  then  be  fixed  by  the 
Minister. 

23.  The  Manufacturing  Conditions  of  the  Crown  Timber  Act  shall 
be  binding  upon  the  Company  and  shall  apply  to  its  operations  under  this 
Agreement  as  fully  and  effectually  as  if  they  had  been  set  forth   herein. 

24.  This  Agreement  shall  be  subject  to  all  Acts  of  the  Legislature  of 
the  Province  of  Ontario  which  are  now  or  which  may  hereafter  be  in  force 
and  all  regulations  duly  made  under  the  provisions  of  any  such  Acts,  so 
far  as  they  may  be  of  general  application  to  the  cutting,  measuring,  re- 
moving and  driving  of  timber  on  and  from  Crown  lands  throughout  the 
Province,  and  the  same  shall  be  binding  upon  and  enure  unto  the  Company 
and  shall  apply  to  its  operations  under  this  Agreement  as  fully  and  effec- 
tually as  if  they  had  been  set  forth  herein. 

25.  The  Crown  grants  to  the  Company  the  right  to  use  the  waters 
of  all  rivers,  lakes  and  streams  within  the  cutting  areas  during  the  term  of 
this  Agreement,  and  of  any  renewal  or  extension  thereof,  for  the  driving 
of  pulpwood  or  timber  and  also  the  right  to  make,  construct,  operate  and 
maintain  improvements  therein  and  thereto  for  the  purpose  of  facilitating 
the  floating  of  pulpwood  or  timber.  The  construction,  operation  and 
maintenance  of  any  improvements  made  upon  any  waters  within  the  said 
cutting  areas  and  the  driving  of  timber  shall  be  carried  out  subject  to  and 


124  REPORT  OF  THE  Xo.  3 


in    pursuance    of    the    Lakes    and    Rivers    Improvement    Act,    R.S.O.    1937, 
Chap.   45  and   Reguhitions  made  thereunder. 

26.  It  is  agreed  that  the  Company  shall  be  entitled  to  carry  out  the 
cutting  and  driving  of  timber  either  by  its  own  employees  or  by  contractors 
or  jobbers. 

27.  The  Company  undertakes  and  agrees  that,  subject  to  the  provisions 
of  paragraph  numbered  4  hereof,  it  will  during  normal  times  afford  employ- 
ment in  connection  with  its  woods  operations  and  mill  operations  either  directly 
or  indirectly  to  approximately  500  employees  for  six  months  in  each  and 
every  year  during  the  term  of  this  Agreement. 

28.  The  Company  covenants  and  agrees  to  employ  Canadian  labour 
and  to  co-operate  with  the  Crown  in  maintaining  standard  rates  of  wages 
and  otherwise  meeting  all  the  requirements  as  may  be  provided  by  the  In- 
dustrial Standards  Act  or  such  other  statutory  enactments  in  that  behalf 
as  are  now  or  may  hereafter  be  in  force. 

29.  It  is  mutually  understood  and  agreed  that  the  Crown  will 
not  grant  cutting  rights  to  any  other  Party  for  any  kind  or  class  of 
timber  on  the  areas  herein  described  during  the  currency  of  this  Agree- 
ment or  any  renewal  or  renewals  thereof  and  further  that  the  Crown 
will  forthwith  terminate  the  rights  of  any  other  Party  to  operate  on 
the  areas  herein  described  for  any  kind  or  class  of  timber  where  such 
rights  to  operate  have  been  granted  by  the  Crown.  PROVIDED  that  if  the 
Crown  is  unable  to  terminate  the  rights  of  the  Party  or  Parties  presently  oper- 
ating as  aforesaid  on  Areas  4  and  9A  described  in  the  said  Schedule  within  one 
year  from  the  date  thereof,  the  Company  may  at  any  time  within  ten 
(10)  years  thereafter  request  the  Crown  to  substitute  other  areas  therefor  and 
if  no  such  request  is  received  by  the  Crown  from  the  Company  within  the 
said  period  the  said  two  areas  shall  be  deemed  to  have  been  accepted 
by  the  Company  as  part  of  the  concession  areas. 

It  is  further  understood  and  agreed  that  the  cutting  rights  hereby 
granted  to  the  Company  on  the  areas  described  in  the  said  Schedule  are 
subject  to  any  rights  granted  to  any  Third  Party  or  Parties  to  operate  for 
timber  to  which  either  Lake  Sulphite  Pulp  Company  Limited  or  Nipigon 
Corporation  Limited  agreed  prior  to  the  Receivership  of  Lake  Sulphite 
Pulp  Company  Limited. 

Notwithstanding  the  provisions  of  paragraph  numbered  11  hereof,  it  is 
further  understood  and  agreed  between  the  Parties  hereto  that  with  respect 
to  Areas  Numbered  8  and  10  described  in  the  said  Schedule,  the  Company 
inay,  within  five  (5)  years  from  the  date  hereof,  notify  the  Crown  that  the 
same  are  not  suitable  for  its  purposes,  in  which  event  the  Crown  agrees  to 
substitute  other  areas  for  the  two  areas  aforesaid.  If  no  such  notice  is 
given  to  the  Crown  by  the  Company  within  the  said  period,  such  areas 
shall  be  deemed  to  have  been  accepted  by  the  Company  as  part  of  the 
concession  areas. 

30.  It  is  mutually  understood  and  agreed  between  the  Parties  that 
as  and  from  the  date  of  these  presents  the  Agreement  made  between  the 
Crown  and  Lake  Sulphite  Pulp  Company,  Limited  dated  the  3rd  day  of 
March,  A.D.  1937,  and  the  Agreement  made  between  the  Crown  and  Nipi- 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942  125 


gon  Corporation,  Limiu-d  dated  the  iiOth  day  of  January,  A.D.  1920,  and 
the  Agreement  made  between  the  Oown,  Lake  Sulphite  Pulp  Company, 
Limited  and  Nipigon  Corporation  Limited  dated  the  24th  day  of  July,  1937, 
amending  the  aforesaid  two  Agreements,  shall  be  at  an  end,  and  the  Crown 
hereby  releases  the  Company  and  the  said  Lake  Sulphite  Pulp  Company, 
Limited  and  Nipigon  Corporation,  Limited  in  respect  of  any  and  all  of  the 
obligations  imposed  under  the  terms  of  the  said  Agreements. 

31.  The  Company  hereby  covenants  and  agrees  to  observe,  perform 
and  keep  all  the  covenants,  provisions,  agreements  and  conditions  on  its 
part  herein  contained. 

32.  In  case  of  any  disagreement  as  to  the  true  intent  and  meaning 
of  this  Agreement  the  same  shall  be  referred  to  arbitration  by  a  single 
arbitrator  under  The  Arbitration  Act  (Ontario)  R.S.O.  1937,  Chapter  109 
and  the  award  of  such  arbitrator  shall  be  final  and  binding. 

33.  In  this  Agreement  "Minister"  shall  mean  the  Minister  of  Lands 
and  Forests  for  the  time  being  of  the  Province  of  Ontario. 

34.  This  agreement  shall  be  binding  upon  and  enure  to  the  benefit  of 
the  Company  and  its  assigns,  but  this  Agreement  and  the  rights  of  the 
Company  hereunder  shall  not  be  assigned  without  the  consent  of  the 
Minister. 

IN  WITNESS  WHEREOF  the  Parties  hereto  have  executed  these 
presents  the  day  and  year  above  written. 


Signed,  Sealed  and  Delivered 
in  the  presence  of: 
J.  B.  METZLER 

A.  McCANN 


The   Department   of   Lands  and 
Forests,  Province  of  Ontario 

N.  O.  HIPEL 
Minister 

Brompton   Pulp   &   Paper   Company 

Limited 

R.  W.  STEELE 

Vice-President 


L.  A.  TUCKER 

Secretary 

This  is  SCHEDULE  "A"  referred  to  in  the  Agreement 
between  the  Crown  and  Brompton  Pulp  Si  Paper  Company 
Limited,   dated   the   18th  day   of   February,    1942. 

ALL  AND  SINGULAR  the  areas  situate,  lying  and  being  in  the 
District  of  Thunder  Bay  and  Province  of  Ontario,  more  particularly 
described  as  follows: 

1.  COMMENCING  at  a  point  on  the  high  water  mark  of  the  north 
shore  of  Lake  Superior,  said  point  being  the  southwest  angle  of  the  Pic 
River  pulp  and  timber  limit  as  shown  on  a  plan  of  Survey  made  by  M.  E. 
Crouch,    Ontario    Land    Surveyor,    dated    the   2nd   day   of   August,    1919  of 


126  REPORT  OF  THE  No.  3 


record  in  the  Department  of  Lands  and  Forests  for  Ontario  as  Number 
P.  122;  THENCE  northerly  along  the  west  boundary  of  said  limit  a 
distance  of  23  miles  more  or  less  to  the  north-west  angle  thereof;  THENCE 
northerly  a  distance  of  8  miles  along  the  production  northerly  of  the  west 
boundary  of  the  said  limit  to  a  point  east  astronomically  from  a  point  on 
the  east  limit  of  the  Nipigon  Provincial  Forest  distant  8  miles  from  the 
southeast  angle  of  the  said  Provincial  Forest;  THENCE  east  astronomically 
a  distance  of  15  miles;  THENCE  south  astronomically  a  distance  of  32 
miles  more  or  less  to  the  high  water  mark  on  the  north  shore  of  Lake 
Superior;  THENCE  westerly  following  said  high  water  mark  to  the  place 
of  commencement,  containing  495  square  miles,   more  or  less. 

2.  COMMENCING  AT  THE  POINT  of  intersection  of  the  produc- 
tion easterly  of  the  north  boundary  of  the  Township  of  Nipigon  and  the 
production  southerly  of  the  east  boundary  of  the  Township  of  Ledger; 
THENCE  north  along  the  production  southerly  of  the  east  boundary  of 
the  Township  of  Ledger  to  the  southeast  angle  of  the  said  Township; 
THENCE  east  astronomically  along  the  south  boundary  of  the  Nipigon 
Provincial  Forest,  a  distance  of  17  miles;  THENCE  south  astronomically  a 
distance  of  16  and  ^  miles,  more  or  less,  to  the  high  water  mark  on  the 
north  shore  of  Nipigon  Bay;  THENCE  westerly  along  said  high  water 
mark  to  the  mouth  of  the  Jackfish  River;  THENCE  northerly  along  the 
centre  line  of  the  said  River  to  a  point  due  east  of  the  point  of  commence- 
ment; THENCE  due  west  to  the  said  point  of  commencement  containing 
215  square  miles  more  or  less. 

2A.  COMMENCING  at  the  southeast  angle  of  the  previously  de- 
scribed parcel  2;  THENCE  northerly  along  the  east  boundary  of  said 
parcel  2  to  the  southerly  boundary  of  the  Nipigon  Provincial  Forest; 
THENCE  easterly  along  the  said  southerly  boundary  of  the  said  Provincial 
Forest,  a  distance  of  5  miles  more  or  less  to  the  southeast  angle  of  the  said 
Provincial  Forest;  THENCE  north  along  the  east  boundary  of  the  said 
Provincial  Forest,  a  distance  of  8  miles;  THENCE  east  astronomically  a 
distance  of  12  and  J/^  miles  more  or  less  to  the  production  southerly  of  the 
east  boundary  of  Legault  Township;  THENCE  southerly  a  distance  of  5 
miles  along  the  said  production;  THENCE  southwesterly  a  distance  of  16 
miles  more  or  less  to  the  point  of  intersection  of  the  production  southerly 
of  the  east  boundary  of  the  Nipigon  Provincial  Forest  and  the  production 
easterly  of  the  Northern  boundary  of  Township  91;  THENCE  south 
astronomically  a  distance  of  13  and  )^  miles  more  or  less  to  the  high  water 
mark  of  Nipigon  Bay;  THENCE  westerly  along  the  said  high  water  mark 
to  the  point  of  commencement  containing  212  square  miles  more  or  less. 

3.  BEING  COMPOSED  of  the  Townships  of  Booth,  Purdom  and 
Ledger,  containing  an  area  of  150  square  miles  more  or  less. 

4.  COMMENCING  at  the  Southwest  angle  of  the  Township  of 
Barbara;  THENCE  easterly  along  the  southerly  boundary  of  the  Town- 
ships of  Barbara,  Meader  and  Pifher  to  the  southeast  angle  of  the  Town- 
ship of  Pifher,  a  distance  of  15  miles  more  or  less;  THENCE  northerly 
along  the  east  boundary  of  the  Township  of  Pifher  to  the  northeast  angle 
thereof,  a  distance  of  6  miles  more  or  less;  THENCE  along  the  production 
northerly  of  the  east  boundary  of  the  Township  of  Pifher,  a  distance  of  8 


DKPARTMENT  OF  LANDS  AND  FORESTS  FOR   1942  127 


inik-s;  TH  l-'.NC"K  west  astroiiomicall)'  to  the  high  water  mark  on  the  shore 
of  Lake  Nipigon.  a  distance  of  10  miles  more  or  less;  THENCE  southerly 
along  the  shore  of  the  said  Lake  to  the  point  of  commencement,  containing 
205  square  miles  more  or  less. 

5.  COMMENCING  at  the  northwest  angle  of  the  Township  of  Hipel; 
THENCE  southerly  along  the  west  boundaries  of  the  Townships  of  Hipel 
and  Colter  to  the  southwest  angle  of  the  said  Township  of  Colter,  a 
distance  of  12  miles  more  or  less;  THENCE  along  the  production  southerly 
of  the  west  boundary  of  the  Township  of  Colter,  a  distance  of  16  miles; 
THENCE  northeasterly  a  distance  of  20  miles  more  or  less  to  the  south- 
east angle  of  the  Township  of  Lindsley;  THENCE  north  along  the  east 
boundary  of  the  Townships  of  Lindsley  and  Kirby  to  the  northeast  angle 
of  the  Township  of  Kirby;  THENCE  west  along  the  north  boundary  of  the 
Townships  of  Kirby  and  the  Township  of  Hipel,  a  distance  of  12  miles  more 
or  less  to  the  point  of  commencement  containing  an  area  of  240  square 
miles  more  or  less. 

6.  The  area  bounded  on  the  north  by  the  south  limit  of  the  right  of 
way  of  the  Canadian  National  Railway,  on  the  west  by  Kenna  Creek,  on 
the  south  by  Lake  Nipigon  and  Ombabika  Bay,  on  the  east  by  a  road 
running  in  a  southwesterly  direction  from  Minataree  Station  on  the  Can- 
adian National  Railway  to  the  high  water  mark  on  the  shore  of  Ombabika 
Bay,  containing  143  square  miles  more  or  less. 

7.  COMMENCING  at  the  point  of  intersection  of  the  southerly 
limit  of  the  right  of  way  of  the  Canadian  National  Railways  with  the  west 
limit  of  the  Nipigon  Provincial  Forest;  THENCE  southerly  along  the  said 
west  limit  of  the  said  Provincial  Forest  to  a  point  31  miles  north  of  a  base 
line  run  by  Ontario  Land  Surveyor,  K.  G.  Ross  in  1922;  THENCE  east 
astronomically  to  the  high  water  mark  on  the  shore  of  Lake  Nipigon; 
THENCE  northerly  along  the  said  high  water  mark  to  the  mouth  of  Kenna 
Creek;  THENCE  northerly  along  the  west  limit  of  Kenna  Creek  to  the 
south  limit  of  the  right  of  way  of  the  Canadian  National  Railways; 
THENCE  westerly  along  the  said  south  limit  to  the  point  of  commence- 
ment containing  178  square  miles  more  or  less. 

7A.  COMMENCING  at  a  point  on  the  west  limit  of  the  Nipigon 
Provincial  Forest  distant  31  miles  north  of  the  base  line  run  by  Ontario 
Land  Surveyor,  K.  G.  Ross  in  1922;  THENCE  south  to  a  point  20  miles 
north  of  the  said  base  line;  THENCE  east  astronomically  to  the  high 
water  mark  on  the  shore  of  Lake  Nipigon;  THENCE  northerly  along  the 
said  high  water  mark  to  a  point  east  astronomically  from  the  point  of 
commencement;  THENCE  west  astronomically  to  the  point  of  commence- 
ment containing  185  square  miles  more  or  less. 

8.  COMMENCING  at  a  point  on  the  west  limit  of  the  Nipigon 
Provincial  Forest  distant  20  miles  north  of  the  base  line  run  by  Ontario 
Land  Surveyor,  K.  G.  Ross  in  1922;  THENCE  west  astronomically  a 
distance  of  25  miles;  THENCE  north  astronomically  to  the  south  limit  of 
the  right  of  way  of  the  Canadian  National  Railways;  THENCE  easterly 
along  the  said  south  limit  to  the  west  limit  of  the  Nipigon  Provincial 
Forest;  THENCE  southerly  along  the  said  west  limit  to  the  point  of 
commencement  containing  476  square  miles  more  or  less. 


128  REPORT  OF  THE  No.  3 

9.  COMMENCING  at  the  high  water  mark  on  the  east  shore  of 
Nipigon  Lake  at  a  point  west  astronomically  from  Jackpine  Station  on  the 
Canadian  National  Railways;  THENCE  southerly  along  the  said  high 
water  mark  of  Lake  Nipigon,  Pijitawabik  Bay  and  Orient  Bay  to  the 
southernmost  point  of  said  Orient  Bay;  THENCE  following  along  the 
westerly  limit  of  the  right  of  way  of  the  Canadian  National  Railways 
to  the  North  limit  of  the  Township  of  Ledger;  THENCE  east  along  the 
said  north  limit  of  the  said  Township  to  the  northeast  angle  thereof; 
THENCE  south  along  the  east  limit  of  the  said  Township  to  the  southeast 
angle  thereof;  THENCE  east  along  the  south  limit  of  the  Nipigon  Provin- 
cial Forest  to  the  southeast  angle  thereof;  THENCE  north  along  the  east 
limit  of  the  said  Provincial  Forest,  a  distance  of  8  miles;  THENCE  east 
astronomically  to  the  production  southerly  of  the  east  limit  of  the  Town- 
ship of  Legault;  THENCE  north  along  the  said  production  to  the  southeast 
angle  of  the  Township  of  Legault;  THENCE  north  along  the  east  limit  of 
the  Township  of  Legault  to  the  south  limit  of  the  right  of  way  of  the 
Canadian  National  Railways;  THENCE  westerly  along  the  said  south  limit 
of  the  said  right  of  way  to  Jackpine  Station;  THENCE  west  astronomically 
to  the  point  of  commencement  containing  1183  square  miles  more  or  less 
but  reserving  from  the  foregoing  described  area  that  portion  reserved  to 
P.  A.  Legrow  under  timber  license  dated  the  11th  day  of  March,  1940. 

9A.  COMMENCING  at  the  point  on  the  north  limit  of  the  Township 
of  Purdom,  intersected  by  the  high  water  mark  on  the  east  bank  of  the 
Nipigon  River;  THENCE  northerly  along  the  said  high  water  mark  to 
Lake  Nipigon;  THENCE  easterly  following  the  high  water  mark  along  the 
shore  of  Lake  Nipigon  to  Pijitaw^abik  Bay;  THENCE  southerly  along  the 
high  water  mark  on  the  westerly  shore  of  the  said  Bay  and  of  Orient  Bay 
to  the  southernmost  point  of  the  said  Orient  Bay;  THENCE  following 
along  the  westerly  limit  of  the  right  of  way  of  the  Canadian  National 
Railways  to  the  north  limit  of  the  Township  of  Ledger;  THENCE  westerly 
along  the  said  north  limit  of  the  said  Township  and  the  north  limit  of  the 
Township  of  Purdom  to  the  point  of  commencement  containing  90  square 
miles  more  or  less. 

10.  BEING  all  that  part  of  the  Nipigon  Provincial  Forest  bounded 
on  the  north  by  the  Township  of  Ledger  and  on  the  west  by  the  high 
water  mark  of  Helen  Lake,   containing  47  square  miles  more  or  less. 

RESERVING  from  the  foregoing  described  areas,  the  rights  of  way  of 
all  Railways,  the  rights  of  way  of  all  Highways,  all  Indian  Reserves,  all 
Townsites  and  all  Water  Power  Reserves. 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR   1942  129 


THIS  ACREEMEXT,  made  this  Nineteenth  day  of  February,  A.D. 
1942, 

BETWEEN: 

HIS  MAJESTY  THE  KING  in  the  n>ht  of  the  Province  of 
Ontario  as  represented  by  the  Honourable  the  Minister  of 
Lands  and  Forests,  hereinafter  called  the  "Crown", 

OF  THE  FIRST  PART, 

— and — 

NORTHERN  PAPER  MILLS,  LIMITED,  hereinafter  called 
the  "Company", 

OF  THE  SECOND  PART. 

WHEREAS  the  Company  for  the  past  fifteen  years  has  been  carrying 
on  the  business  of  cutting  and  peeling  pulpwood  for  exportation  to  the 
United  States  of  America,  where  its  output  has  been  supplied  to  its  parent 
Company,  Northern  Paper  Mills,  carrying  on  the  manufacture  of  toilet 
tissue,  towels  and  napkins  at  Green  Bay,  Wisconsin; 

AND  WHEREAS  the  Company  has  made  expenditures  for  logging 
railroads,  camps  and  equipment  representing  an  investment  in  excess  of 
One  Hundred  Thousand  Dollars  ($100,000.00)  in  the  Province  of  Ontario; 

AND  WHEREAS  the  Company  annually  has  afforded  employment  for 
500  men  on  an  average  in  its  bush  operations,  and  in  addition  has  purchas- 
ed every  year  a  large  quantity  of  pulpwood  from  the  settlers  in  Ontario; 

AND  WHEREAS  the  Company  has  applied  to  the  Crown  to  be  per- 
mitted to  cut  pulpwood  on  the  Township  of  Talbot,  in  the  District  of 
Algoma,  and  it  has  been  deemed  advisable  and  in  the  public  interest  to 
grant  cutting  rights  upon  the  said  Township  upon  the  terms  and  conditions 
herein  contained ; 

NOW  THEREFORE  THIS  AGREEMENT  WITNESSETH  that  the 
Crown,  with  the  approval  of  the  Lieutenant-Governor  in  Council  and 
subject  to  the  terms  and  conditions  hereof,  doth  grant  to  the  Company  for 
a  period  ending  the  Thirty-first  day  of  December,  A.D.  1946  the  right  to 
cut  and  remove  for  export  pulpwood  on  and  from  the  Township  of  Talbot 
in  the  District  of  Algoma. 

1.  The  Company  shall  pay  to  the  Treasurer  of  the  Province  of 
wntario  for  all  pulpwood  cut  on  the  said  Township  under  the  terms  hereof 
the  sum  of  S2.2o  per  cord,  inclusive  of  Crown  dues,  bonus  and  export 
levy.  Before  commencing  operations  in  any  year  the  Company  shall  pay 
to  the  Treasurer  of  the  Province  of  Ontario  a  sum  of  money  which  shall  be 
the  equivalent  of  20%  of  the  value  of  the  pulpwood  proposed  to  be  cut  by 
the  Company  during  the  next  ensuing  operating  season.  The  balance  of 
the  amount  owing  by  the  Company  for  pulpwood  cut  during  any  operating 
season  shall  be  paid  on  or  before  the  First  day  of  October  in  the  calendar 
year  in  which  such  pulpwood  is  scaled  and  a  return  thereof  is  made  to  the 
Department  of  Lands  and  Forests,  and  in  any  event  prior  to  the  exporta- 
tion of  such  pulpwood. 


130  REPORT  OF  THE  No.  3 

2.  The  Company  shall  cut  a  minimum  of  25,000  cords  of  pulpwood  in 
each  operating  season  during  the  currency  of  this  Agreement,  and  shall  not 
cut  beyond  a  maximum  of  40,000  cords  of  pulpwood  in  any  season.  The 
Company  shall  file  in  the  Department  of  Lands  and  Forests  a  complete 
operating  plan  for  the  term  granted  hereunder  which  shall  be  satisfactory 
to  the  Minister,  and  before  commencing  operations  in  any  season  shall 
give  such  particulars  as  the  Minister  may  require  as  to  the  proposed  oper- 
ation and  shall  obtain  the  consent  in  writing  of  the  Minister  to  proceed 
with  such  operation. 

3.  The  Company  shall  pay  annually  in  advance  ground  rent  and  fire 
protection  charges  at  the  rate  of  SI  1.40  per  square  mile  on  an  area  of  81 
square  miles,  commencing  on  the  First  day  of  April,  A.D.  1942. 

4.  Pulpwood  taken  out  in  four  or  eight-foot  lengths  shall  be  measured, 
returned  and  paid  for  on  the  basis  of  128  cubic  feet  in  each  stacked  cord. 
Pulpwood  taken  out  in  lengths  in  excess  of  eight  feet  shall  be  measured  in 
the  log  on  the  cubic  basis  and  each  100  cubic  feet  shall  constitute  a  cord. 

5.  It  is  agreed  that  the  Company  will  furnish  fifteen  (15)  per  centum 
of  the  pulpwood  cut  by  it  from  the  said  Township  during  any  operating 
season,  at  the  prevailing  market  price  in  the  area,  for  domestic  use,  as  the 
Minister  shall  direct. 

6.  In  addition  to  any  pulpwood  supplied  under  the  provisions  of 
Paragraph  5  hereof,  the  Company,  upon  notice  being  given  to  it  by  the 
Minister  at  least  90  days  prior  to  the  commencement  of  any  operating 
season,  shall  cut  during  such  season  an  additional  quantity  of  Spruce  and 
Balsam  pulpwood,  not  exceeding  10,000  cords,  for  domestic  use,  and  such 
pulpwood  shall  be  delivered  as  the  Minister  shall  direct.  The  price  to  be 
paid  to  the  Company  by  the  purchaser  shall  be  as  mutually  agreed  upon, 
and,  in  the  event  of  a  disagreement,  shall  be  the  current  market  price 
applicable  in  the  area  and  in  the  year  in  which  the  said  pulpwood  is 
required  to  be  delivered. 

7.  The  Company  covenants  and  agrees  that  it  will  not  supply,  either 
direct  or  indirect,  any  of  the  pulpwood  cut  under  the  terms  hereof  for  the 
manufacture  of  newsprint  outside  of  the  Dominion  of  Canada. 

8.  The  Crown  agrees  that  it  will  permit  the  exportation  of  the  bal- 
ance, if  any,  of  pulpwood  remaining  in  Ontario  at  the  expiration  of  this 
Agreement  which  has  been  cut  by  the  Company  under  the  terms  hereof. 

9.  It  is  distinctly  understood  that  the  Crown  does  not  guarantee  any 
quantity  of  wood  on  the  area  hereby  granted  to  the  Company. 

10.  Proper  sworn  return  of  the  quantity  of  pulpwood  cut  each  season 
shall  be  made  to  the  Crown  in  conformity  with  the  Crown  Timber  Regula- 
tions, and  payment  therefor  shall  be  made  as  hereinbefore  set  forth,  and 
the  Crown  shall  have  all  the  rights  and  powers  in  respect  of  enforcing  such 
payment  as  are  now  provided  under  the  Crown  Timber  Act.  On  all 
accounts  which  remain  unpaid  at  the  due  date  interest  shall  be  charged 
until  paid  at  the  rate  of  6%  per  annum. 

11.  The  Minister,  or  any  officer  or  officers  of  the  Department  of 
Lands  and  Forests,  shall  have  the  right  to  inspect  the  pulpwood  operations 
on   the  allotted   territory  at  any   time.     If  such   inspection  shall   show  that 


DEPARTMENT  OF  LANDS  AND  FORESTS  FOR  1942  131 

the  pulpwood  operations  are  carried  on  in  such  a  way  that  any  merchant- 
able or  valued  pulpwood  timber  which  should  be  removed  is  being  left  or 
destroyed,  the  Minister  shall  have  the  right  to  have  the  said  pulpwood 
timber  estimated  and  charge  the  same  to  the  Company  at  the  same  rate  as 
if  it  had  been  actually  removed  pursuant  to  the  terms  of  this  Agreement, 
together  with  such  penalty  or  penalties  as  the  Minister  may  fix.  The 
cutting  and  removing  of  the  pulpwood  timber  of  the  territory,  or  any  part 
thereof,  shall  not  be  deemed  to  have  been  completed  until  it  has  been 
examined  by  an  officer  of  the  Crown,  and  the  operation  has  been  declared 
satisfactory  by  the  Minister. 

12.  No  refuse,  sawdust,  chemicals  or  matter  of  any  other  kind  shall  be 
placed  or  deposited  in  any  river,  stream  or  other  waters  which  shall  be  or 
may  be  injurious  to  game  and  fish  life. 

13.  All  slash  made  about  camps,  dumps,  along  tote  roads,  railways,  or 
any  other  areas  which  constitute  a  fire  menace,  shall  be  disposed  of  by  and 
at  the  expense  of  the  Company  in  accordance  with  the  Forest  Fires  Pre- 
vention Act  and  amendments  thereto  and  regulations  made  thereunder. 

14.  The  Company  shall  co-operate  to  the  satisfaction  of  the  Minister 
in  the  purchase  of  all  bona  fide  settlers'  pulpwood.  All  bona  fide  accounts 
due  for  settlers'  pulpwood  purchased  by  the  Company  shall  constitute  a 
first  claim  against  the  Company. 

15.  The  Company  is  granted  under  this  Agreement  no  right  to  the 
soil  of  the  said  areas  or  to  the  use  thereof,  except  as  may  be  necessary  for 
cutting  and  removing  the  said  pulpwood  timber  as  aforesaid,  and  operations 
incidental  thereto. 

16.  This  Agreement  shall  be  subject  to  all  Acts  of  the  Legislature  of 
the  Province  of  Ontario  which  are  now  or  which  may  hereafter  be  in  force 
and  all  regulations  duly  made  under  the  provisions  of  any  such  Acts,  so  far 
as  they  may  be  of  general  application  to  the  cutting,  measuring,  removing 
and  driving  of  pulpwood  timber  on  and  from  Crown  lands  throughout  the 
Province,  and  the  same  shall  be  binding  upon  and  enure  unto  the  Company 
and  shall  apply  to  its  operations  under  this  Agreement  as  fully  and  effectu- 
ally as  if  they  had  been  set  forth  herein. 

17.  The  Crown  grants  to  the  Company  the  right  to  use  the  waters  of 
all  rivers,  lakes  and  streams  within  the  cutting  areas  during  the  term  of  this 
Agreement  for  the  driving  of  pulpwood,  and  also  the  right  to  make,  con- 
struct, operate  and  maintain  improvements  therein  and  thereto  for  the 
purpose  of  facilitating  the  floating  of  pulpwood.  The  construction,  oper- 
ation and  maintenance  of  any  improvements  made  upon  any  waters  within 
the  said  cutting  areas  and  the  drivdng  of  pulpwood  shall  be  carried  out 
subject  to  and  in  pursuance  of  the  Lakes  and  Rivers  Improvement  Act, 
R.S.O.  1937,  Chap.  45,  and  Regulations  made  thereunder. 

18.  The  Company  covenants  and  agrees  to  employ  Canadian  labour 
and  to  co-operate  with  the  Crown  in  maintaining  standard  rates  of  wages 
and  otherwise  meeting  all  the  requirements  as  may  be  provided  by  the 
Industrial  Standards  Act  or  such  other  statutory  enactments  in  that  behalf 
as  are  now  or  may  hereafter  be  in  force. 

19.  In  the  event  of  the  Company  making  default  in  the  performance 
of   its   obligations    under    the    terms   of   this   Agreement,    the    Minister   may 


132 


REPORT  OF  THE 


So.  3 


upon  60  days'  notice  in  writing  given  to  the  Company  at  its  Head  Office,  at 
Coppell,  Ontario  declare  the  rights  of  the  Company  hereunder  forfeited  and 
may  order  the  retention  in  Ontario  of  all  pulpwood  cut  under  the  terms  of 
this  Agreement  which  has  not  been  exported  at  the  date  of  such  forfeiture. 
Provided,  however,  that  any  default  on  the  part  of  the  Company  in  the 
performance  or  observance  of  any  of  the  provisions  of  this  Agreement 
occasioned  in  whole  or  in  part  through  strikes,  fire,  tempest,  war,  sabotage, 
action  by  princes  or  sovereign  states,  acts  of  God,  or  other  causes  beyond 
the  control  of  the  Company,  shall  not  be  deemed  to  be  a  default  on  the 
part  of  the  Company. 

20.  The  Minister  shall  have  the  right  to  waive  all  rights  of  forfeiture 
arising  under  this  Agreement  by  reason  of  any  default  if,  in  the  opinion  of 
the  Minister,  the  cause  of  such  default  justifies  the  waiving  of  such  right, 
and  thereupon  this  Agreement  shall  be  construed  and  the  Company's 
rights  hereunder  shall  continue  as  though  no  such  default  had  occurred. 

21.  Immediately  upon  the  execution  of  these  presents,  the  Company 
shall  have  the  right  to  commence  the  construction  of  logging  roads  and 
other  improvements  necessary  to  its  proposed  operations  on  the  area  hereby 
granted  to  it. 

22.  The  Company  covenants  and  agrees  that  it  will  not  permit 
operations  on  the  said  area  by  any  person,  firm  or  corporation  for  pulpwood, 
save  and  except  for  the  use  of  the  Company,  without  the  consent  in  writing 
of  the  Minister. 

23.  In  case  of  any  disagreement  as  to  the  true  intent  and  meaning  of 
this  Agreement,  the  same  shall  be  referred  to  arbitration  by  a  single 
arbitrator  under  the  Arbitration  Act  (Ontario)  R.S.O.  1937,  Chapter  109. 
and  the  award  of  such  arbitrator  shall  be  final  and  binding. 

24.  The  Company  hereby  covenants  and  agrees  to  observe,  perform 
and  keep  all  the  covenants,  provisions,  agreements  and  conditions  on  its 
part  herein  contained. 

25.  In  this  Agreement  "Minister"  shall  mean  the  Minister  of  Lands 
and  Forests  for  the  time  being  of  the  Province  of  Ontario. 

26.  This  Agreement  shall  be  binding  upon  and  enure  to  the  benefit  of 
the  Company  and  its  assigns,  but  this  Agreement  and  the  rights  of  the 
Company  hereunder  shall  not  be  assigned  without  the  prior  knowledge  and 
consent  of  the  Minister. 

IN  WITNESS  WHEREOF  the  parties  hereto  have  executed  these 
presents  the  day  and  year  first  above  written. 


SiGXED,  Sealed  and  Delivered 
in  the  presence  of: 

"J.  B.  METZLER" 
as  to  Hon.  N.  O.  Hipel. 
"HELEN  JINCKSON." 

"B.  F.  FRISGUE." 


"N.  O.  HIPEL." 


(seal) 


Minister  of  Lands  and  Forests. 

Northern*  Paper  Mills,  Limited. 
By:  "R.   B.  HANSEN." 

President. 
And:         "A.  K.   McNAUGHTON." 
Secretary. 


of  the 

INSPECTOR  OF  LE(;AL 
OFFICES 

ONTARIO 
1942 


PRINTED  BY  ORDER  OF 

THE  LEGISLATIVE  ASSEMBLY  OF  ONTARIO 

SESSIONAL  PAPER  NO.  5,  1943 


TORONTO 

Printed    and    Published    by    T.    E.    Bowman 

Printer  to  the  King's  Most  Excellent  Majesty 

1943 


To  The   Hoxolrablk  Albert   Matthews, 

Lieutenant-Governor  of  the  Province  of  Ontario. 

May   It  Please  Yoi'r  Honour: 

The  undersigned  begs  respectfully  to  present  to  Your 
Honour  the  Annual  Report  of  the  Inspector  of  Legal  Offices 
for  the  year  ending  31st  December,  1942. 

G.    D.    COXANT, 

Attorney-C^eneral 
Toronto,  March  24th,  1943 


3] 


Ke|)ort 

Inspeclor   of  l.ojjjal   Offices 
Oiilarii),   1942 


Parliaincnl  Buildings, 

Toronto,  Ontario 


The   Hoxoi  RAHLI-:  G.   D.  Conant,   K.C, 

Attorney-dcncral  of  the  Province  of  Ontario. 

Sir: 

I  have  the  honour  to  present  my  report  as  Inspector  of  Legal  Offices  for 
the  year  ending  31st  December,  1942. 

During  most  of  the  year  Mr.  H.  R.  Poison,  Senior  Assistant  Inspector, 
acted  as  Magistrate  in  the  County  of  Waterloo  and  was  able  to  utilize  only 
a  small  portion  of  his  time  in  looking  after  his  duties  as  Assistant  Inspector. 
As  a  result,  more  work  and  responsibility  were  thrown  on  Mr.  H.  C.  Moore 
and  Messrs.  J.  H.  Dignam  and  F.  J.  Reddin,  the  Auditors.  In  this  connection 
these  gentlemen  took  on  their  added  responsibilities  with  particular  care,  and 
I  am  sure  that  the  work  of  the  office  generally  has  maintained  its  proper 
standard.  Mr.  Poison  was  appointed  Magistrate  at  Kitchener  permanently 
as  of  the  first  of  this  year,  and  will  be  a  credit  to  the  Bench.  He  is  to  be 
congratulated  on  his  deserved  promotion,  and  all  our  good  wishes  go  with  him. 

As  has  been  the  custom,  Mr.  Moore  visited  substantially  all  of  the  Land 
Titles  and  Registry  Offices  during  the  year,  and  spent  a  particularly  useful 
time  in  northwestern  Ontario,  assisting  the  various  Local  Masters  of  Title 
there.  Messrs.  Dignam  and  Reddin,  as  has  been  the  practice,  have  made  an 
audit  and  inspection  of  all  the  legal  offices  in  the  Province,  except  a  few  small 
Division  Court  offices. 

It  has  been  my  privilege  to  visit  a  great  many  offices  in  difterent  parts 
of  the  Province  during  the  year,  and  I  have  found  invariably  that  the  officials 
in  these  different  offices  have  been  zealous  in  the  performance  of  their  duties 
and  in  their  desire  to  co-operate  with  the  public  to  the  fullest  extent. 

It  is  very  gratifying  to  state  at  this  time  that  there  have  been  very  few 
complaints  against  any  of  the  officials  administering  the  various  court  offices 
in  the  Province,  and,  in  fact,  such  few  as  arose  were  more  questions  of  dis- 
agreement with  rulings  than  complaints. 

The  following  is  the  total  revenue  collected  by  the  legal  offices  of  the 
Province  and  the  disposition  of  such  money: 


6  INvSPECTOR  OF  LEGAL  OFFICES  FOR  1942 

TOTAL    KENENIK   COLLKCTKI)    1)1  KINC;    1942 
LEGAL  OFFICES,  PROVLNCE  OF  ONTARIO 

Magistrates'  Fines $    286,507.79 

Magistrates'  Fees 27,982.99 

(The  above  amounts  do  not  include  statutory  amounts  paid  to  munici- 
palities, nor  fines  and  fees  paid  direct  by  Magistrates  to  the  Federal 
Government   and   to   the   In.spectors  under  The   Liquor  Control   Act.j 

Registrars  of  Deeds  and  Local  Masters  of  Titles,  Fees 46,578.12 

Registrars  of  Deeds  and  Local  Masters  of  Titles,  Land  Transfer  Tax 371,336.01 

Local  Registrars,  S.C.O.,  Countv  and  District  Court  Clerks  and  Surrogate  Registrars, 

Cash  Fees " 174,289.80 

Local  Registrars,  vS.C.O.,  Countv  and  District  Court  Clerks  and  Surrogate  Registrars, 

Law  Stamps '. 389,179.10 

Crown  Attorneys  and  Clerks  of  the  Peace,  Fees , 43,919.95 

Crown  Attorneys  and  Clerks  of  the  Peace,  Fines  and  Estreated  Bail 2,534.05 

SherifTs'  Fees    .' 39.909.28 

Division  Court  Clerks'  and  Bailiffs'  Fees 35,946.97 

Mi.scellaneous  Revenue 6,957.25 

$1,425,141.31 


DISPOSITION 

Amount  Paid  through  Inspector  of  Legal  Offices  to  Treasury  Department S    664,626.20 

Amount  Paid  Direct  to  Treasury  Department  in  Land  Transfer  Tax 371,336.01 

Amount  Paid  Direct  to  Treasury  Department  in  Purchase  of  Law  Stam])s  389,179.10 

$1,425,141.31 


Amount  Paid  to  Inspector  of  Legal  Offices  and  Transferred  to  the  Treasury  Depart- 
ment, Afterwards  Transferred  by  Journal  Entry  to  Other  Departments  of 
the  Government,  as  follows: 

Department  of  Highways $      99.464.13 

Department  of  Game  and  Fisheries 11,718.52 

$    111,182.65 


It  must  be  noted  that  the  volume  of  fees  remitted  to  the  Treasury  is  not 
as  large  as  last  year,  although  the  volume  in  land  transfer  tax  increased  to 
a  very  considerable  extent.  Magistrates'  fines  and  fees  have  been  reduced, 
owing  to  gasoline  restrictions,  and  court  fees  have  decreased  in  volume,  owing 
to  various  government  regulations  and  restrictions  on  purchasing  goods. 

I  attach  hereto  the  schedules  and  statements  in  reference  to  the  specific 
details  of  the  offices  and  administration: 

1.  Statements — Osgoode    Hall   Offices    (Surrogate    Clerk,    Administrative 

Branch,  Appellate  Division  and  Master's  Office). 

2.  Financial   Statement   of  Judicial   Offices,   namely.   Sheriffs.    Surrogate 

Judges,  Local  Masters,  S.C.O.,  County  and  District  Court  Clerks 
and  Surrogate  Registrars,  Crown  Attorneys  and  Clerks  of  the  Peace. 

3.  Financial  Statement  representing  Local  Masters  of  Titles  and  Registrars 

of  Deeds. 

4.  Financial  Statement  respecting  Magistrates. 

5.  Statement  re  Juvenile  Courts. 

6.  Statement  re  Division  Court   Clerks  and   Bailiffs. 

7.  Appointments. 

All  of  which  is  respectfully  submitted. 

I  have  the  honour  to  be,  Sir. 

Your  obedient  servant, 

Hugh  H.   Donald. 

Inspector  of  Legal  Offices 


Statements 

and 

Appointments 


REPORT  OF 


No.  5 


ANNUAL  KKI'OKT  FOR  YEAR  1942,  SURROGATE  CLERK'S  OFFICE 

1.  X umber  of  .Notices  of  Application  for  Probate  and  Administration  and  Certificates 

Issued 13,038 

2.  Number  of  Notices  of  Application  for  Guardianshij)  Received  and  Certificates  Issued.  59 

3.  Number  of  Caveats  Filed 71 

.4.    Number  of  Searches  in  Office  Paid  for  Other  than  by  Surrogate  Registrars 201 

5.  Number  of  Deeds  of  Election  Filed 4 

6.  Total  Number  of  Supreme  ("ourl  Orders  Filed  22 

7.  Total  Fees  for  1942  87,122.80 


lUI'OlM    (U     I  III;   lU  SINKSS  OK    I  HE  AI)>IIM.STHArn  K  HHANCII    K>l{  HIE 

M :\i{  i;m)IN<;  with  the  nui  ok  dec  emri;h,  1942 

SENIOR   RE(;iSTRAR\S  BRANCH 

Number  of  wrils  or  summons  issued  (of  which  36  were  concurrent  writs) 2,219 

Actions  entered  in  procedure  book,  commenced  by  writs  issued  during  the  year  1942...  1,796 

Actions  entered  in  procedure  book,  transferred  from  county  court  during  1942 25 

Actions  entered  in  procedure  book,  commenced  by  writ  during  jjrevious  years 50 

Actions  entered  in  procedure  book  otherwise  than  by  writs 125 

Records  passed 1,228 

Writs  of  execution,  Ji.  fa.,  issued 272 

Writs  of  execution,  renewals,  alias  and  pluries.             287 

Actions  entered  for  trial  with  jury 1  74 

Actions  entered  for  trial  witliout  jury 989 

Amount  of  jury  fees  paid  City  Treasurer ' $522.00 

Court  orders ; 3,264 

Mechanics' lien  orders  entered                                                 145 

Attorney-General  orders  entered                                                147 

Fiats  'entered 525 

Change  of  names  filed 163 

judgments  after  trial,  etc.                                   378 

judgments  by  default,  mortgage  actions                      ; 213 

judgments  by  default,  ordinary  actions                      90 

Judgments  nisi  signed 676 

judgments  absolute  signed 634 

judgments  in  mechanics'  liens 21 

judgments  in  respect  of  writs  issued,  year  1937 ! 3 

judgments  in  respect  of  writs  issued,  year  1938 10 

judgments  in  respect  of  writs  issued,  year  1939 36 

judgments  in  respect  of  writs  issued,  year  1940 .*. 94 

judgments  in  respect  of  writs  issued,  \^ear  1941 892 

judgments  in  respect  of  writs  issued,  year  1942 964 

Interlocutory  judgments  signed 5 

Total  judgments  entered 2,016 

Amount  recovered  on  judgments,  exclusive  of  costs $1,712,974.96 

Amount  of  taxed  costs  (including  disbursements  on  judgments  of  all  kinds) S64.908.95 

Fees  paid  in  law  stamps  in  Registrar's  Office $34,682.50 

Fees  i)aid  in  law  stamps  in  Ap]>cllate  Division §1,219.70 


IXSl'Kt'Tok   ()!•    Li:C.AL  ()F1'R'1-:S   F(JR    1942 

'     IN   TIIK    SIPKK.MK   COIKT  OF   OINTAKK)   (COUKT   OF   APPKAL) 
KKI'OKT  FOI{  TIIK  YKAK   KNDINC;  .Jlsl   DKCKMHKK,  19*2 

!.  XnniluT  of  C'riminal  Ai)|)oals  sel  down,  of  wliich  91  were  heard  and  disposed  of,  and  6 
not  made  ready 

2.  Nnniher  of  Criminal  Appeals  heard  and  disposed  of,  of  which  15  were  set  down  in  \94\ 
and  91  in  1942 

><.    Number  of  Criminal  Applications  "in  writinj^"  for  leave  to  ajipeal  refused 

4.  Number  of  Civil  Api)eals  set  down 

5.  Number  of  Civil  Apjieals  heard  and  disposed  of,  of  wliich  41  were  set  down  in  1941  and 

193  in  1942 

6.  Number  of  Appeals  standing  for  judgment  as  of  31st  December,  1942 

7.  Number  of  Court  Motions  heard  and  disjjosetl  of 

8.  Number  of  Appeals  in  which  written  reasons  for  judK'nient  were  given 


106 

84 

316 

235 

nil 
25 
95 


APIMvM.S   1II;AI{I)   AM)  DISI'OSKI)  OK 


CRIMINAL 


J?y  Attorney-General  for  <  )ntario 
Bv  Accused 


Convic-  New 

lion  Dis-        Varied       Trial       Total 

Qi:ashed    missed  Directed 


Supreme  Court  Trial  or  Single  Judge 

County  or  District  Court 

Division  Court 


CIVIL 

Allowed 

Dis- 
missed 

W 

;iried 

New 

Trial 

Directed 

Settled 

Total 

2^ 

76 
49 

7 
3 

11 
9 

2 

1 

119 

22 

84 

9 

22 

1 

32 

ANM  AL  RETURN  OK  KEES  COLLECTED  IN  LAW  STAMPS,  ^L\STER'S  OKFICE, 
AND  TAXLNG  OKKICE,  KOR  YEAR  ENDING  31st  DECEMBER,  1942 

Master  and  Assistant  Master  (References) $    593.20 

Mechanics'  Liens 187.00 

Mortgage  References 1,030.10 

Taxing  OflRcers'  Fees 1,104.20 

$2,914.50 


10 


REPORT  OF 


Xo. 


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14 


REPORT  OF 


No.  5 


SlRPI.lS 

Fees 
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o  -  " 

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3    1-  — 

^  c 

c  :z  z  o       t- 

r^  ^ 

c/:- 

(J(r.c/ 

■— 3  U  C_ 

C? 

►JUc/:- 

X  o ;, 

X- 

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H  c 

11 
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a:  o 

1 

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2     S 


E     H 


22 


REPORT  OF 


No.  5 


Net              Surplus 
Income  or            Fees 
Sal.vry  of         Paid  to 
Officer     [    Province 

$       c. 

18,936.27 

12,424.89 

67,425.75 

bonus. 

$       c. 
4,200.00 
4.725.00 

annum  plus 
4,235.00 
3,701.25 
3,185,00 
1,279.08 
2,625.00 
3,150.00 
4,200.00 
2,600.00 
1,600.00 
1,600.00 
1,600.00 
1,600.00 
1,600.00 
1 ,600.00 
1,600,00 
1,600.00 

a 
•r,  T. 

as  f- 

Q 

$       c. 

47,799.91 

14,819.86 

11,808.55 

$7,000.00  per 

2 

oo" 

Total  Fees 
Earned 

$       c. 

70,936.18 

31,969.75 

161,628.95 

ommuted  at 

Fees 
Earned 
IN  Law 
Stamps 

^      : 

o 

1 

00 

Fees 
Earned 

IN 

Cash 

$          C. 

70,936.18 
31,969.75 
79.234.30 

Officer 

a. 

c 

t 
X 

u 

a. 

1 

C/3 

< 

■% 

C 
4, 

c 

1 

O 

a; 

c 
S 

a 

PQ 

4) 

2 

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S 

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1 

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1— 

2 

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1 
> 

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c 

w 
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1 

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< 

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i 

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m 

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c 

< 
c 

o 

< 

c 

is 

E 

u 

< 

•S 

■% 

-§ 

•§ 

-§ 

t 

i 

'o 

1 

0 

(U 

1 

■% 

•§ 

■§ 

-§ 

•§ 

o 

•§ 

-§ 

County  or 
District 

o 
^  c 

IXSFKC'TOR   ()!•    Li:(iAL  ()FFltl-:S   FOR    1<M2 


A.MOLNT 

Received  by 
Province 

6:? 

!S 

s 

s 

uo 

c 

s 

3 

E 

0 

00 
0 
0 

1^ 

fN  — ." 

DlSBlRSE- 

ments 

DeDI  CTED 
FROM 

Receipts 

S       c. 

1,195.84 

372.56 
35.57 
2,867.19 
832.00 
610.14 
174.60 

1,919.23 

977.00 

583.52 

96.56 

1,378.56 

8.094.43 

Allowance 
Paid  by 

Province 
FOR  Office 

E.xpknses 

-8    §    S 

4  1  ^ 

III 

1 

s 

' 

Salary 
Paid  Out 
OP  Fees 

6 

§ 

id" 

1 

-*" 

Salary 

Paid  by 

Province 

^q    8    §    8    8    8    8    8    8      ;    8    8    8    8   \ 

88    S    8888^.    8          8^o8'i 
«^io    iTi    .-1    c_    m    U-)    -f    »    "0          "1    -+    9.    9.  ; 

u-T      1^"      — "      o'      •^,       r-\       r^      r^x       lo                 fo       ro       «o       t-"    ; 

Gross 
Receipts 

,;oo       —       Or^"^OC^       —       Cf^OOu-JfNO 

3C          r^,          qC          _-'          rs)          rr;          rrj          lO          CM          O          O          i~^          O          O  r>i 
iOt-~OlO00O<M          —          OOOO^OOO 

^q     o      t-      ^_     ^_^     o-      00      "0      cr_     '^^      c^     -      c_     c.to 

1! 

•^  (V,      q      rvi      lo      q      o      o)      ~-;      q      o      'o      lo      rvj          c^ 
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lo      -j<      —      lo      o      ov      uo      c^      —      o      I-      ~--      '^1          o 

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24 


REPORT  OF 


No.  5 


c  S  !-  -  5 

^-  "  ^;  '^  « 

C   ir  u;  U  K 

2^  :^o^  H 


•<*'  •*(>  vO  —  C  I 


I  "OOv  C  "^  0^  I 


s 

i 

c  ir>  fN  lo  o  fo 

C  O;  lO  O^  00  vO 
C  O  t-^  T*;  ?^i  oc 
IT)  1^  vO  O  vO  r^ 
r~_  lO  r*^  t^  vO  00 
oT  r^j"  •.^•"  tyi  — "  1^" 


ir500"~-OO>/5Of^CCC0C  —  »0        t^m      :COr~CC00 
O -^  —  C -O  •^  O  o-i  \0  cvi  —  O)  t^  O        O  •*        CO  — Oior~ 


I-.  \q  ^  C  rq  — ;  C  vO 
od  vd  ■<*•  O  r^  •*'  O  ^        CN  C>  r^  O  C  — '  \6  C  r^  —  O  'T  oc  O  C        o6  r-~' 
.00  C  r^i  fsi  —  O^  <n  a>      :  o^  •^  •<*>  O  ID  —  O- —  i^ 


lO  CS  I 


f*^  O^  00  • 


O  Ov 


— .      ;  ro  oc  "^  fN 


f^-  —  vO  C  —  vC 
t^  fN  00  Cr^  X 
-*  VO(>t--  00  ^_ 


.toocr^iOOCCooiOt-~»'>*00.-w^  -;r 


:  —  —  iA>  oc  r^  c^ 

■^  00  O  r-j  Tf  O^ 


OC'«*'i'><^ioi'>Tj' 


Ov  00 


tec  —  -^i^  —  CO"-. 

■<^  «--;'*  —  lO  (Vl  Ov  00  C 

u)  ui  uj  ^  >.; ,-  .^  .-J  <vi  \c  «^  r^  C  C  oc  O^  r^  t-~  Tt  C  C<  rt  •>*  i~-^        O  r^i  OC  —  tN  —  O^'  \C  Tt 

0>0'«i<  —  00C'*O'*C>CvOio  —  Tj<iri(>ir^(»oo  —  ^(^O       i>-;rotNOOior^oc  —  vC 

^^(N|.^^.^>00*Ot^0^io«~^oorsioo  —  rro^rJt^oor^io  C_"^_      ^. '*.'"_'*'  O  t~  <m  —  >C 

\0 1— "tNTocToTcN*— >  — <— "t-Toi  o  t-~"<M  t^  vc  r-j  ^j-  —  looo  no"'*  C       0\  —  p>j  TjTi^^-tsfr- Tt-^" 


INSPECTOR  OF  LEGAL  OFFICES  FOR  1942 


25 


r^  tJ"  lo  00  t~  "1  O  00  <M-~  —  •«*•  C  oo  ID  —  t^  O^  0_  00  fO  ic  r>j^       ^. '^.  "t. '^l  ■— L       ^.'^. 

^  ^  fv|  ro  r^'        (^f  — .'  rvf  cv)  rvj  rvj  »—  fN         •^  ^-  <~0         .-  O  —  "^  O         .—  ^-  -^i  o  — .  Q- 


ir>  o  ir-. 
C  I-  O- 

O^  tn  00 


00  00 

•^ 

iPiS 

—  1^1 

? 

lO  O-   lO 

"-.  '^. 

t-vC 

OOOiOOO        Cu^O-^COt^  —  '"^lOOOOri  —  0<^"^        vCCi^OO 


o  o  o  o  <o  c 

T*<    •+«>    C    —    -* 

irit-  C  'O  ^  o 


•^  CM  r»^  r^  ■ 


r^I  rvi  — .  »t  ' 


or--  NO 
iri  d  ^ 

X  O  1^ 

r*5  CT>  t^  (T!  ( 


,  O  00  O  00  —  ■*  vO 
C  vC  3C  C  rl-  •^  vd  "0  r^  o' 
OO^t^O'*f~grMO 
\0  -^  — "  rrj"  fN  rrj 


."cvi  O 


— "«"       vo"^"j-r 


O  r>j  li")  o^  — 
r^  \0  r^  »--  <— 
-- 0_-*  oot— _ 
«--"  in  — "  in  oo" 


00  On  (^1  lO  "O  On 

Tl"  r^,  ro  t^  Tt<  r- 
-*  —  lO  ■*  On  00 


C><^i^OC»'>O"^ir:"^f^Of^'*»'^"^00CCOt^O>O 
i-»5  —  .,—  .,-<  —  iOPOi/1  —  ^-'^NOON'^r~)OfOt^iOO;'^'^rvl 

iNONdr-J^'OCONl'^—   t^'*NOON'*ON 

t-~  —  fs^NO'^<*50<NOOOr-jr^i-~oo 
lorjCNirNiPDioONNOooo  —  —  —  <^^f~^t^'* 


fs  ■ 


iirjt^r^  —  O"— 'r^r—  tONOtot— 00'^r^'*^N0rN)(^iTt<O 


00  O  ro  cnj  t^  p^ 
—  00  f^  r~  r~-  00 

'^_^00_^0  00_^rO  0_ 
1^1  r)>*r~-  •—  Tt  to 


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^  2  c  c 


Cm 
C    I- 

o 


i  2-S 


nj   OJ   C 


^   u  ^  ^ 


ot; 


t  E 


Oj    fe    3  >N 


-^  i:  i;  r-  <u 


.2J-S 


5:  S 


1 


:i5b|g^^-a^E. 


5-3  e  2  ^  £ 

v^    3   c3   o   <U   O 


5 

^Jdct^'a:     <c^^^  ^u:  "S  ^  "i  g  a  Z  d  --:,d  -^cQ  S 


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t-  c  o    . 


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1| 


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o 


<u  a>  <u  o  t^  ■ 


C 

E 

•  o  u.  5       o 


o  o  o  ^  -j:: 

fc    O    CTJ    (U  13 


—  c  -^  -^  -* 
[^  «  fe  g  S 


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S    ex 
rt    "o  ^ 

a    Xu 

1^  a-  rt 

^  ^1 


O       CO 

d  d 


^  ■.: 


26 


REPORT  OF 


^    £ 


■r.     ; 

^  i 

M 


Amount 
Received 

BY 

Province 

1/- 

oc 

00 

-c 

:o?og 

it'' 

.:  r^        t-        oc        >C        "-)        vO        —        ^1 

■*'      ^c      -^      o      '^'      <;      oc      t- 

O       -';       vO       'O       -o       —        ac       — 

^t^        ir^        —        t^        00        -t        t-        "^ 

Salaries  and 

Other  Expenses 

Paid  by 

Province 

^S    :^    rx    ^:    5    5    :::    ;;: 

^      d      oc      't      c      c      ^1      3C 

6-JC         O         -._        r<;_        (>         ,^_        ^_        00 

"-J    .  t^       >W       'W^      >^,       i^f      trT      O 

•  __        r>4        t-.        IT)        t-        U-,        ir-,        X 

OoOO^rMt-r^joC't 

«i^tN       o       00^      0_      r-)^      C_      -f       i^^ 

vo"     oT     o"     •^■"     iW     oo"      c"      >c 

< 

1 

•- 

c 

c 
■>     •— 

E 

c 
c 

< 

1   s 

c 

5 

<    ■{; 

H   UJ 

11 

5 

c 

a 
<  ^ 

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aS 

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a" 

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2 

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<   >■ 

1^ 

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- 

^. 

■^ 

f 

lO 

vO 

- 

00 

;_    2 

< 

1 

Pi4 

Total 

PlxRNINCiS 

$       c. 
2,291.15 

5 
< 

y. 

5^ 

I' 

: 

: 

il 

X 

- 

INSPECTOR   OF   LKGAL  OFFICES   FOR    1942 


27 


li 

aJ  o 
< 

^1^ 

S  as 

Ch  o 

>    Cl. 

^1 

ffi  ui 

Q 

s 

c 

s 

1 

a 

i 

1* 

u       ^ 


LE     < 


^1 


DO  — 


28 


ri:port  of 


No.  5 


x.  a  c  u 


H   pf   i   (« 


fv)00<» 

•O  ^i  C  -+  C 

o  vo«o 

;=  ^c 

r*^ 

00  rs)  to  '^- 

r^  <^j  uo 

•OC^ 

1^ C  -f  vO 

►r  30r- 

o> 

C^  —  <50 

Ci  O  vO 

r^O-* 

_  rvi  .o  O^  ^. 

-^j  O  o 
o  o  ^O 

^1  o 

>c 

1^1  lo  ^1  o 

-1"  "^  c 

::'<?§;:: 

tN  \o 

-♦■■*  — 

<=>rri 

rofN  (Mr^  <n 

r>l  CN  r*> 

(^ifO 

o 

—  0\  O^  f^l 

—  t-.Ov      : 

0^0  00 

^1  3  Ov  t^  t^ 

:§g^ 

Ovr^ 

'^,  t^r-  O- 

—  "-M  ^ 

— i  -^r- 

•*" 

a<  I-  to  r-  o 

to 

t-  C.  —  OC 

vor^r- 

to 

fN 

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"5 

Ov  fN  PS 

oOiOfT)     ; 

2 

is 

J   r.  a 

J  /T   -  >. 


no  —I 


\0  —        'O  30  -^ 

—  "o      -^  -n  -^ 


1^  r-< 


•o 

^5      • 

^00 

r-i 
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ssi 

S3 

!2  aj  ec  u 
■•^  <  c  7. 


Qi^-^CX^ 


oo 
oo 
o  lo 


^    3!   Q 
W  <  - 


oc 
oo 
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oo  o  c 
oo  o  o 
o  lo  o  oc 


5iS 

S8S 

•o_>o_o_^ 


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l-i^ 


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<L>    P    U 

F.  o  o 


^-yH    C 


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C^  '^  O  C  H 


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ffi  ^  <-,  c)5  ^ 


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c 


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j^  S  5 


INSPECTOR  Ol-    LKOAl.  OFFICES  F(JR   1942 


29 


1^  CM  lO 


r-j  c  O  O  O  t^ 

t^  rr  \0  ^O  00  >- 

00  00  r*5  •*  \0  O 


<V5  ll-i  00 


•<*<00 


88 

8 

88 

8 

II 

1 

88 

1 

io«o 

»o 

tN  (^) 

lo 

O  C  CO 

o  c  c  c 

r<5  c  »0  »0 


8§§ 

O  C  "-, 


^1 


5.    :   O 


■ft. 


—  o 


tit;  fc  Uce:&." 


g  oj  c 

oiwd 


o  a)J2 
"C  o  o 


^    g    O    S 


ti  ™  dj 


«Q 


j^o  u—  lur^  rjO'a.      >>.t; 
■?0  S    .b"»'T2"'^'S2 


A^^u^ 


!,>-,  to-C-'-i-lH 


30 


REPORT  OF 


No.  5 


J  z  2     S 

W  U  <  ffi   > 


M  (/)        Id 

>i  w  2  o 


H    J   £   S 


rSc^""     I 


:2§ 


00  o^  -*  —  O^ 
vO  —  O  rl"  J^ 
ID        vO  —  O  00 


C  t-        f^,  —  ' 


o  c 

4©iD  vO 


r^  vO  —        \0  C  O^  ID 

J-  I-  C  Tt  ID  '*"^1 

t^  1^  1^1        vO  (^  ^- 


—  —  O         1^ 


o  o 

»^OlD 


c  o 

IDO 
l~  ID 


o  ccoo  oc  ooo  o 

c  ococ  oc;  occ  c 

c  d  d  d  d  d  d  d.d.'6  d 

o  oooo  CO  occ  o 

iD_^  Or^CiD  0  0_  "^.C"^.  O^ 


5  "^  'J 


X3^  C'^ 


■y:   -*   W  - 

w  a:  f-  as 
■r  £  '■^-  H 


Z  3  <Q 


^  -  <  r. 

S   si   H   06 

(-  a:  :£  H 

■/••Ho- 


Ci.    t/1    ^      . 

c  rr  <  f- 

Z*5   H 


2 


o 


O     £ 


O   o  ;3 


£   c   2   S 
ex  5   1-   </: 


2 
b  »i      ^<  *<  "o 


C'O^ 


O  p^' 


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^  E 


■--    3  -e-         c« 


1^1 


.n      ::       :: 


•^     a 


&   s 


INSPECTOR  OF  LEGAL  OFFICES  FOR  1942 


JUVENILE  COLRTS  AND  Ol  I  ICKKS 

'V\n'  .|ii\«'iiile  l)('lii><|(ifiith  Act  (1908  C.aiiadu)  hus  Im*«*ii  procluiiiifd  uii«l 

Jiivfiiilf  Courts  fslahiishcd  in  llic  follov^  iiig  areus: 


L<K  ATION 


Brant  County 


Carleton  Co^unlv  (includinfj 
Ottawa)  * 


Address 


Brantford. 
Ottawa  


Dufferin  County Orangeville 

Essex  County  [Windsor 


Cirey  County 

Haldimand  County 

Huron  County 

Lincoln  County 

Middlesex  County 

Nipissing  District 

Norfolk  County 

Oshawa  (City) 

Perth  County 

Port  Colborne  (Town) 

Stormont,  Dundas  and 
Glengarry 

Prescott  and  Russell 

Temiskaming  District 

Toronto  (City; 


Waterloo  County 

Wentworth  County. 


(Jwen  Sound 

Dunnville 

Stratford 

St.  Catharines 

London 

North  Bay 

Simcoe 

Oshawa 

Stratford 
Niagara  Falls 

Cornwall 
Vankleek  Hill 
Haileybury 
Toronto 


Gait 

Hamilton. 


Juvenile  Coi  ki 
Judge 


A.  D.  Hardy. 
A.  J.  Fraser... 


J.  R.  Blake 


FK()B.\TI0.N   .\S\) 

Children's  Aid 
Officers 


Judge  W.  T.  Robb 

D.  M.  Brodie 

A.  J.  Hanrahan  (Deputy) 

E.  C.  Spereman 

(Vacant) 

J.  A.  Makins 

Judge  J.  G.  S.  Stanbury 

D.  B.  Menzies 

J.  H.  McCurry 

Judge  E.  S.  Livermore 

F.  S.  Ebbs 

J.  A.  Makins 

J.  B.  Hopkins 


P.  C.  Bergeron 

R.  Labrosse 

S.  Atkinson 

H.  S.  Mott 

Ross  Hossack  ( Deputy  j    j 


H.  A.  Burbidge 

Jas.  McKay  (Deputy) 


J.  P.  Temple 

J.  R.  McKnight 
Maurice  Racette 


A.  E.  Trout 

C.  R.  Bilger 

H.  T.  Edwards 

H.  Fonger 

A.  G.  \.  Bradshaw 

John  Brown 

F.  V.  Miller 

O.  M.  Alger 

Hugh  Ferguson 

H.  C.  Nugent 

J.  R   McCarthy 

H.  S.  Mott  and  staff 

Arthur  Pullan 
E.  J.  Leith 


32 


REPORT  OF 


Xo. 


27.      I 


o^  "-^  f^;  —  w  f -  c;  00  --  30      -^  o>  —  f*^  o 

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INSPECTOR  OF   LKCiAI.  OFFKli:S  FOR   1942 


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34 


REPORT  OF 


No.  5 


Si 


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INSPECTOR  OF  LEGAL  OFFICES  FOR   1942 


35 


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36 


REPORT  OF 


No.  5 


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38 


REPORT  OF 


No.  5 


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39 


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40 


REPORT  OF 


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IXSI'EC'TOR  ()1-    Li:C.AL  ()l-FIC'i:S   I-()R    1942  41 


siiKKiFFS,   ixm:m.  HKCISTKAHS,   DKITTY    I{I:c;IST|{AI{S. 
(oiNTV  coi  |{T  ci.Kitks  AM)  siHi{<K;\ri;  i{i:<,isri{Ai{s 

Marg;irol  Mulcahy,  of  PcMiibrokc,  Out.,  to  be  Deputy  Local  Registrar  of  the 
Supreme  Court,  Deputy  Registrar  of  the  Surrogate  Court  and  Deputy 
Clerk  of  the  County  Court  in  and  for  the  County  of  Renfrew. — (Jazette, 
3rd  Jan.,   1942. 

Mildred  Justice,  of  Barrie,  Unt.,  to  be  Deputy  Registrar  of  the  Surrogate 
Court  in  and  for  the  County  of  Simcoe. — (iazeite,  3rd  Jan.,  1942. 

Marie  Marguerite  Madeline  Plouffe,  of  North  Bay,  Ont.,  appointed  Deputy 
Local  Registrar,  S.C.O.,  Deputy  Clerk  of  the  District  Court  and  Deputy 
Registrar  of  Surrogate  Court. — Order-in-Council,   1st  May,   1942. 

Grant  R.  McLennan,  of  Almonte,  Ont.,  appointed  Sheriff,  Local  Registrar, 
S.C.O.,  Clerk  of  the  County  Court  and  Registrar  of  the  vSurrogate  Court 
for  the  County  of  Lanark. — Order-in-Council,  24th  May,  1942. 

Sidney  Granville  Sims,  of  Hamilton,  Ont.,  appointed  Local  Registrar,  S.C.O., 
County  Court  Clerk  and  .Surrogate  Registrar,  and  Acting  Official  Receiver 
in  Bankruptcy,  pro  tern. — Order-in-Council,   12th  Aug.,   1942. 

Bernice  Alberta  Farrance,  of  H^lmilton,  Ont.,  appointed  Deputy  Local  Registrar. 
S.C.O.,  Deputy  County  Court  Clerk  and  Deputy  Surrogate  Registrar  for 
the   County  of  Wentworth. — Order-in-Council,  1st  Sept.,  1942. 

William  G.  Pugsley,  one  of  His  Majesty's  Counsel,  of  the  City  of  Ottawa,  Ont., 
to  be  Local  Master  of  the  Supreme  Court,  Local  Registrar  of  the  Supreme 
Court,  Local  Master  of  Titles,  in  and  for  the  County  of  Carleton,  and 
Official  Receiver  in  Bankruptcy  for  Division  Number  Twelve. — (Gazette, 
17th  October,   1942. 

Edward  F.  Donohoe,  of  Kitchener,  Ont.,  appointed  Surrogate  Registrar  for 
the  Countv  of  Waterloo. — Order-in-Council,  22nd  Dec,  1942,  effective 
1st  Jan.,   1943. 

CROWN  AITOKNKYS  AND  CLEKKS  OF  TIIK  FP:ACE 

Clarence  F.  Tuer,  one  of  His  Majesty's  Counsel,  of  Haileybury,  Ont.,  appointed 
Acting  Crown  Attorney  and  Acting  Clerk  of  the  Peace  in  and  for  the 
District  of  Temiskaming  during  the  absence  on  military  service  of  Dalton 
Dean,  Acting  Crown  Attorney  and  Acting  Clerk  of  the  Peace  in  and  for 
the  said  District  of  Temiskaming. — (jazette,  1st  Aug.,  1942. 

Claude  Campbell  Savage,  one  of  His  Majesty's  Counsel,  of  the  City  of  London, 
Ont.,  to  be  Crown  Attorney  and  Clerk  of  the  Peace  in  and  for  the  County 
of  M\<id\esQ\.— Gazette,  21st  Nov.,  1942,  effective  from  1st  Dec,  1942. 

LOCAL  MASTERS,  S.C.O.,  COUNTY  AND  SLRROGATE  JUDGES 

His  Honour  Judge  H.   E.   Grosch  to  be  Judge  of  the  Surrogate  Court  and 

Local  Master,  S.C.O.— Order-in-Council,  28th  May,  1942. 
His  Honour  Judge  J.  C.  M.  German  appointed  Judge  of  the  County  Court, 

United    Counties    of    Northumberland    and    Durham. — Order-in-Council, 

28th  May,   1942. 
His  Honour  Judge  E.  S.  Livermore,  to  be  Judge  of  the  Surrogate  Court  and 

Local  Master  of  the  Supreme  Court  in  and  for  the  County  of  Norfolk. 

—Gazette,  31st  Oct.,   1942. 
Appointment  of  His  Honour  Judge  H.  E.  Grosch,  by  Order-in-Council,  28th 

Mav,    1942,   as   Local   Master,    S.C.O.,   is  revoked   by   Order-in-Council, 

22nd  Dec,  1942. 


42  R IMPORT  OF  No.  5 

MA(;iSTIlATK.S  ANO  DEPLTY  MAGISTRATKS 

Frederick  Carter  Macdonald,  of  Bcaverton.  Ont.,  to  be  a  Deputy  Magistrate 
(and  also  a  Police  Magistrate  within  the  meaning  of  the  Criminal  Code) 
for  every  Municipality  and  all  Municipalities  and  all  territory  without 
Municipal  organization  within  the  Province  of  Ontario. — (iazette,  3rd 
Jan.,   1942. 

Ivan  Burns  Craig,  of  the  City  of  Chatham,  Out.,  Harrister-at-Law.  to  be  a 
Magistrate  (and  also  a  Police  Magistrate  within  the  meaning  of  the 
Criminal  Code)  for  every  Munieipalit}^  and  all  Municipalities  and  all 
territory  without  Municipal  organization  within  the  Province  of  Ontario. 
— (iazette,  3rd  Jan.,   1942. 

A.  Bernard  Collins,  K.C.,  of  the  City  of  Belleville,  Ont.,  appointed  a  Deputy 
Magistrate  (and  also  a  Police  Magistrate  within  the  meaning  of  the 
Criminal  Code)  for  every  Municipality  and  all  Municipalities  and  all 
territory  without  Municipal  organization  within  the  Province  of  Ontario. 
—Gazette,  24th  Jan.,   1942. 

Joseph  Douglas  McNish,  K.C.,  of  the  City  of  Toronto,  Ont.,  to  be  a  Magistrate 
(and  also  a  Police  Magistrate  within  the  meaning  of  the  Criminal  Code) 
for  every  Municipality  and  all  Municipalities  and  all  territory  without 
Municipal  organization  within  the  Province  of  Ontario,  and  also  in  and 
for  the  City  of  Toronto.— Gazette,  11th  Apr.,  1942. 

John  Synan  Latchford,  of  Cornwall,  Ont.,  appointed  a  Deputy  Magistrate 
for  the  Province  of  Ontario. — Order-in-Council,   16th  Apr.,   1942. 

Charles  Weir,  of  the  City  of  Sarnia,  Ont..  Barrister-at-Law,  to  be  appointed 
a  Deputy  Magistrate  (and  also  a  Police  Magistrate  within  the  meaning 
of  the  Criminal  Code)  for  every  Municipality  and  all  Municipalities  and 
all  territory  without  Municipal  organization  within  the  Province  of 
Ontario.— Gazette,  25th  Apr.,  1942. 

J.  A.  R.  McCuaig,  of  Port  Arthur,  Ont.,  to  be  Deputy  Magistrate  (and  also 
a  Deputy  Police  Magistrate  within  the  meaning  of  the  Criminal  Code) 
for  every  Municipality  and  all  Municipalities  and  all  territory  without 
Municipal  organization  within  the  Province  of  Ontario. — Gazette,  25th 
Apr,   1942. 

Wilson  N.  Robinson,  of  Oakville,  Ont.,  appointed  a  Deputy  Magistrate  for 
the  Province  of  Ontario. — Order-in-Council,  28th  May,   1942. 

Maitland  Goldwin  Gould,  of  North  Bay,  Ont.,  appointed  Magistrate  for 
the  Province  of  Ontario  in  room  and  stead  of  J.  H.  McCurrv,  retired. 
—Order-in-Council,  28th  May,  1942. 

Fred.  S.  Doyle,  of  Smith's  Falls,  Ont.,  appointed  a  Deputy  Magistrate  for 
the   Province  of  Ontario. — Order-in-Council,  4th  June,   1942. 

Leslie  MacDonald  Ball,  Barrister-at-Law,  of  the  City  of  Woodstock,  Ont.,  to 
be  a  Deputy  Magistrate  (and  also  a  Deputy  Police  Magistrate  within 
the  meaning  of  the  Criminal  Code)  for  every  Municipality  and  all  Munici- 
palities and  all  territory  without  Municipal  organization  within  the 
Province  of  Ontario  during  the  absence  on  militarv  service  of  R.  G.  Groom, 
Magistrate  of  Woodstock,  Ont.— Gazette,  1 1th  July,  1942. 

Allan  J.  Fraser,  to  be  a  Deputy  Magistrate  (and  also  a  Deputy  Police  Magis- 
trate within  the  meaning  of  the  Criminal  Code)  for  every  Municipality 
and  all  Municipalities  and  all  territory  without  Municipal  organization 
within  the  Province  of  Ontario. — Gazette,  21st  Xov.,  1942. 


INSPIU'TOR   ()!•    L1:(;AL  OI'I'ICICS   FOR   1<;42  43 


William  John  Golden,  Deputy  Magistrate  of  Little  Current,  Ont.,  to  be  a 
Magistrate  (and  also  a  Police  Magistrate  within  the  meaning  of  the 
Criminal  Code)  for  every  Municipality  and  all  Municipalities  and  all 
territory  without  Municipal  organization  within  the  Province  of  Ontario. 
—Cazeite,   IQth   Dec,   1942. 

Hugh  Robert  Poison,  of  Kitchener,  Ont.,  appointed  a  Magistrate  in  and  for 
the  Province  of  Ontario. — Order-in-('ouncil,  22nd  Dec,  1942,  effective 
1st  Jan.,   1943. 

.irVKMLE  COIUT  .|H)(;KS  AM)  rHOBATIOIN  OFFICERS 

Cj.  E.  Strike,  of  Ottawa,  Ont.,  appointed  Acting  judge  of  Juvenile  Court  for 

the  Citv  of  Ottawa  during  illness  of   [.   F.   McKinley. — Order-in-Council, 

23rd  Apr.,   1942. 
R.  Labrosse,  of  Vankleek  Hill,  Ont.,  appointed  Acting  Judge  of  Juvenile  Court 

for  the   United  Counties  of  Prescott  and  Russell. — Order-in-Council,  28th 

May,   1942. 
A.   H.   Lieff,  of  Ottawa,  Ont.,  appointed  Acting  Judge  of  Juvenile  Court  for 

the  County  of  Carleton. — Order-in-Council,  15th  June,  1942. 
J.  B.  Hopkins,  of  Niagara  Falls,  Ont.,  appointed  Juvenile  Court  Judge  for 

the  Town  of  Port  Colborne,  in  room  and  stead  of  J.  C.  Massie,  deceased. 

— Order-in-Council,  1st  Sept.,  1942. 
Order-in-Council  dated  23rd  Apr.,  1942,  appointing  G.  E.  Strike,  of  Ottawa, 

Ont.,  as  Acting  Judge  of  Juvenile  Court  in  and  for  the  City  of  Ottawa 

be  revoked. — Order-in-Council,   1st  Sept.,   1942. 
His  Honour  Judge  E.  S.   Livermore,  County  Court  Judge  for  the  County  of 

Norfolk,  appointed  Judge  of  Juvenile  Court   for  the   County  of  Norfolk. 

—Order-in-Coitncil,  '27th  Oct.'  1942. 
Maurice  Racette,  of  Ottawa,  Ont.,  appointed  Assistant  Probation  Officer  for 

the  County  of  Carleton. — Order-in-Council,  27th  Oct.,  1942. 
Allan  J.   Fraser,   of  Ottawa,   Ont.,   appointed  Judge  of  Juvenile   Court   and 

Senior  Probation  Officer  for  the  Citv  of  Ottawa  and  County  of  Carleton. 

—Ordcr-iu-Council,  10th  Nov.,   1942. 

LOCAL  MASTERS  OF  TITLES  AND  REGISTRARS  OF  DEEDS 

Alexander  W.   Bell,  of  Oshawa,   Ont.,  to  be  Local   Master  of  Titles  for  the 

County  of  Ontario. — Gazette,  3rd  Jan.,  1942. 
Alexander  W.  Bell,  of  Oshawa,  Ont..  to  be  Registrar  of  Deeds  for  the  Registry 

Division  of  the  County  of  Ontario. — Gazette,  3rd  Jan.,  1942. 
Chas.  A.  Wilson,  of  Cochrane,  Ont.,  appointed  Acting  Deputy  Local  Master 

of  Titles  for  the  District  of  Cochrane. — Order-in-Council,  1st  May,  1942. 
R.  D.  Bray,  of  Ottawa,  Ont.,  appointed  Deputy  Local  Master  of  Titles,  pro 

tempore,  for  the  County  of  Carleton,  including  City  of  Ottawa.- — Order- 
in-Council,  24th  June,  1942. 
Miss  Margaret  Sutherland,  of  Fort  WiUiam,  Ont.,  appointed  Deputy  Local 

Master  of  Titles  for  Registry  Division  of  the  District  of  Fort  William. 

—Order-in-Council,  2nd  Oct.,   1942. 
Marie  R.  A.  A.  Levesque,  of  Cochrane,  Ont.,  appointed  Acting  Deputy  Local 

Master   of   Titles   for   the    District   of   Cochrane. — Order-in-Council,   10th 

Xov.,1942. 
John  Joseph  McDonald,  of  Arthur,  Ont.,  appointed  Registrar  of  Deeds  for 

the    Registry    Division    of    North    Wellington. — Order-in-Council,    22nd 

Dec,  1942. 


44  REPORT  OF  No.  5 

JUSTICES  OF  THE  PEACE 

Albert   Gingras,   of  Verner,   Ont.,   appointed   a  Justice  of  the    Peace  for  the 

District  of  Nipissing. — Order-in-Council,  2nd  Apr.,  1942. 
Alex.    McDonald,   Mattawa.   Ont.,  appointed  a  Justice  of  the  Peace  for  the 

District  of  Nipissing. — Order-in-Council,  2nd  Apr.,  1942. 
George  Miller  Watts,  of  Shelburne,  Ont.,  appointed  a  Justice  of  the  Peace  for 

the  County  of  Dnfievin.— Order-in-Council,  15th  June,  1942. 
Arthur  William  Nicol,  of  Leaside,  Ont.,  appointed  a  Justice  of  the  Peace  for 

the  Province  of  Ontario. — Order-in-Council,  30th  June,  1942. 
Milo  J.  Smith,  of  Chatham,   Ont.,  appointed  a  Justice  of  the  Peace  for  the 

County  of  Kent. — Order-in-Council,  8th  July,  1942. 
Fred.  Lowden  Wright,  of  Acton,  Ont.,  appointed  a  Justice  of  the  Peace  for 

the  County  of  Halton. — Order-in-Council,  14th  July,  1942. 
William  Leonard  Dreany,  of  Geraldton,  Ont.,  appointed  a  Justice  of  the  Peace 

for  the  District  of  Thunder  Bay. — Order-in-Council,   I4th  July,  1942. 
James  Albert  Knowles,  48  De  Vere  Gardens,  Toronto,  appointed  a  Justice  of 

the  Peace  for  the  County  of  York. — Order-in-Council,  14th  July,  1942. 
Walter  B.  Fenwick,  of  Toronto,  Ont.,  appointed  a  Justice  of  the  Peace  for 

the  County  of  York. — Order-in-Council,  14th  July,  1942. 
Edwin  Roy  Sayles,  of  Renfrew,  Ont..  appointed  a  Justice  of  the  FVace  for  the 

County  of  Renfrew. — Order-in-Council,  15th  July,  1942. 
William  Ronald  Cargill,  of  Moosonee,  Ont.,  appointed  a  Justice  of  the  Peace 

for  the  District  of  Cochrane. — Order-in-Council,  2nd  Oct.,  1942. 
Edric  S.  Johnson,  of  Grimsby,  Ont.,  appointed  a  Justice  of  the  Peace  for  the 

County  of  Lincoln. — Order-in-Council,  2nd  Oct.,  1942. 
Miss  Mary  Louise  Locke,  of  Sandwich,  Ont.,  appointed  a  Justice  of  the  Peace 

for  the  County  of  Essex. — Order-in-Council,  2nd  Oct.,  1942. 
Earl  Spencer  Scott,  of  Arthur,  Ont.,  appointed  a  Justice  of  the  Peace  for  the 

County  of  Wellington. — Order-in-Council,  10th  Nov.,  1942. 
Mrs.  Ethel  Welch,  of  Simcoe,  Ont.,  appointed  a  Justice  of  the  Peace  for  the 

County  of  Norfolk. — Order-in-Council,  24th  Nov.,  1942. 
George  Arnold  Southern,   of  Port  Arthur,   Ont.,   appointed  a  Justice  of  the 

Peace  for  the  District  of  Thunder  Bay. — Order-in-Council,  24th  Nov.,  1942. 
Arthur  Edmond  Joseph  Falardeau,  of  Kapuskasing,  Ont.,  appointed  a  Justice 

of  the  Peace  for  the  District  of  Cochrane. — Order-in-Council,  24th  Nov.,  '42. 
Christopher  Ferdinand  Airey,  of  Niagara  Falls,  Ont..  appointed  a  Justice  of 

the  Peace  for  the  Province  of  Ontario. — Order-in-Council,  22nd  Dec,  1942. 
Gordon  Frederick  Glaves,  of  St.  George,  Ont.,  appointed  a  Justice  of  the  Peace 

for  the  County  of  Brant. — Order-in-Council,  22nd  Dec,  1942. 
Barney  Weiss,  of  Ottawa,  Ont.,  appointed  a  Justice  of  the  Peace  for  the  County 

of  Carleton. — Order-in-Conncil,  22nd  Dec,  1942. 

CORONERS 

Donald  Stirling  MacLennan,  M.D.,  of  New  Toronto,  Ont.,  to  be  a  Coroner 

in  and  for  the  County  of  York. — Gazette,  3rd  Jan.,  1942. 
E.  P.  Byrne,  M.D.,  of  the  City  of  Ottawa,  Ont.,  to  be  a  Coroner  in  and  for 

the  County  of  Carleton. — (Jazette,  24th  Jan.,  1042. 
J.  B.  Symington,   ]\LD.,  of  Sault  Ste.   Marie,  Ont.,  to  be  a  Coroner  in  and 

for  the  District  of  Algoma. — Cazette,  24th  Jan.,  1Q42. 
Philip  John  George  Morgan,  M.D.,  of  Windsor,  Ont.,  to  be  a  Coroner  in  and 

for  the  County  of  Essex.— Cazette,  28th  Mar.,  1942. 
Gratton  Clifford  Graham,  M.D.,  of  Fenelon  Falls,  Ont..  to  be  a  Coroner  in 

and  for  the  County  of  Xicioria.— Order-in-Council,  28th  May,  1942. 


INSPECTOR  OF   LKC^.AI.  Ol-FKMCS   I-OR   V)42  45 


Howard  Greene  Barrie,  M.D.,  of  Paris,  Ont.,  to  be  a  Coroner  in  and  for  the 

County  of  Brant. — (Jazette,  28th  Mar.,  1942. 
Duncan  James  Sinclair,  M.D.,  of  the  City  of  Woodstock,  to  be  a  Coroner  in 

and  for  the  County  of  Oxiord.—Cazette,  iStli  Apr.,   1042. 
Wilfrid  A.   Crawford,   M.D.,  of  Winghatn,  Onl.,   to  l)e  a  Coroner  in  and  for 

the  County  of  Huron. — (iazette,  25th  Apr.,  1942. 
Alexander  Charles  Baillie,  M.D.,  of  Orillia,  Ont..  to  be  a  Coroner  in  and  for 

the  County  of  Simcoe. — (iazette,   16th  May,   1942. 
Ralph  Percival  Johns,  M.D.,  of  Willowdale,  Ont.,  to  be  a  Coroner  in  and  for 

the  County  of  York. — iiazette,  16th  May,  1942. 
lack  Gale  Whitteker,  M.D.,  of  Rodney,  Ont.,  to  be  a  Coroner  in  and  for  the 

County  of  VAgxn.—i.'azette,  16th  May,  1942. 
John  Joseph  McCniire,  M.D.,  of  Smith's  Falls,  Ont.,  to  be  a  Coroner  in  and 

for  the  County  of  Lanark. — Order-in-Coimcil,  28th  May,  1942. 
Joseph  Maurice  Dupont,   M.D.,  of  Kapuskasing,  Ont.,  to  be  a  Coroner  for 

the  District  of  Cochrvine. —Order-in-Coiincil,  28th  May,  1942. 
Charles  W.  Sawers,  M.D.,  of  Watford,  Ont.,  to  be  a  Coroner  in  and  for  the 

County  of  L^mh\or\.— (iazette,  25th  July,  1942. 
Chester  N.  Mooney,  M.D.,  of  the  City  of  Toronto,  Ont..  an  Associate  Coroner 

in  and  for  the  City  of  Toronto,  whose  jurisdiction  has  been  extended  to 

include  the  County  of  York.— Gazette,  3rd  Oct.,  1942. 
William  Dawson  Stuart  Jamieson,  M.D.,  of  Brussels,  Ont.,  to  be  a  Coroner 

in  and  for  the  County  of  Huron. — (iazette,  17th  Oct.,  1942. 
John  Albert  McEwen,  M.D.,  of  Carleton  Place,  Ont.,  to  be  a  Coroner  in  and 

for  the  County  of  Lanark. — (iazette,  19th  Dec,  1942. 
Agnes  Larkin  Jamieson,  M.D.,  of  Haliburton,  Ont.,  to  be  a  Coroner  in  and 

for  the  County  of  Haliburton  during  the  absence  on  military  service  of 

Dr.  L.  H.  Carroll,  a  Coroner  in  and  for  the  said  County  of  Haliburton. 

—(iazette,   19th   Dec,   1942. 


niMSION  (Ol  HT  CLERKS  AND  BAILIFFS 

Charles  Fenton  Lewis,  of  Woodbridge,  Ont.,  to  be  Clerk  of  the  Seventh  Division 

Court  of  the  County  of  York. — (iazette,  3rd  Jan.,   1942. 
William   Robert   Campbell,   of  Orangeville,   Ont.,   to  be   Bailiff  of  the   First 

Division  Court  of  the  County  of  Duft'erin.— C7a3^/i^,  3rd  Jan.,  1942. 
Gerald  Russel  Baker,  of  Norwood,  Ont.,  to  be  Bailiff  of  the  Second  Division 

Court  of  the  County  of  Peterborough. — (iazette,  24th  Jan.,  1942. 
John  James  Stewart,  of  Norwood,  Ont.,  to  be  Clerk  of  the  vSecond  Division 

Court  of  the  County  of  Peterborough. — (iazette,  24th  Jan.,  1942. 
Thomas  Lloyd  Boyle,  of  Wiarton,  Ont.,  to  be  Bailiff  of  the  Eighth  Division 

Court  of  the  County  of  Bruce. — (Jazette,  31st  Jan.,  1942. 
Hilliard  Harry  Webb,  of  Brockville,  Ont.,  to  be  Clerk  of  the  First  Division 

Court  of  the  United  Counties  of  Leeds  and  Grenville. — (iazette,  31st  Jan.,  '42. 
William  Grant  Allen,  of  Warkworth,  Ont.,  to  be  Bailiff  of  the  Ninth  Division 

Court  of  the  United  Counties  of  Northumberland  and  Durham. — Gazette, 

7th  Mar.,   1942. 
C.  S.  Burger,  of  Fairground,  Ont.,  to  be  Division  Court  Clerk  and  Bailiff  of 

the   Seventh    Division    Court    of   the    Countv   of    Norfolk. — Gazette,    14th 

Mar.,  1942. 
E.  M.  McMurrav,  of  Niagara  Falls,  Ont.,  to  be  Clerk  of  the  Fourth  Division 

Court  of  the  County  of  ^eWdiXiA.— Gazette,  21st  Mar.,  1942. 


46  REPORT  OF  No.  5 

Alvin  McDowell,  of  Tilbury,  Ont.,  to  be  Bailiff  of  the  Seventh  Division  Court 
of  the  County  of  Kent.— Gazette,  21st  Mar.,  1942. 

AUie  David  Snetsinger,  of  Cornwall,  Ont.,  to  be  BailifT  of  the  Third  Division 
Court  of  the  United  Counties  of  Stormont,  Dundas  and  Glengarrv. — 
Gazette,  9th  May,   1942. 

Gordon  Frederick  Glaves,  of  St.  George,  Ont.,  to  be  Clerk  of  the  Third  Divi- 
sion Court  of  the  County  of  Brant. — (Gazette,  9th  May,  1942. 

John  Francis  Denneny,  of  Cornwall.  Ont.,  to  be  Clerk  of  the  Third  Division 
Court  of  the  United  Counties  of  Stormont,  Dundas  and  Glengarry. — 
Gazette,  9th  May,   1942. 

Herbert  Grenville  Lehigh,  of  Coe  Hill,  Ont.,  to  be  Acting  Clerk  of  the  Second 
Division  Court  of  the  County  of  Hastings  during  the  absence  on  military 
service  of  C.  H.  Doolittle. — Gazette,  16th  May,  1942. 

Bruce  Hamilton,  of  Clarksburg,  Ont.,  to  be  Acting  BailifT  of  the  Fourth  Divi- 
sion Court  of  the  County  of  Grey. — (lazette,  16th  May,  1942. 

Richard  Denver  Bodkin,  of  Florence,  Ont.,  to  be  Clerk  of  the  Third  Division 
Court  of  the  County  of  Lambton. — Gazette,  6th  June,  1942. 

A.  Tancred  Renaud,  of  Amherstburg,  Ont.,  to  be  Bailiff  of  the  Second  Division 
Court  of  the  County  of  Essex. — Gazette,  6th  June,   1942. 

William  Ernest  Wicker,  of  Port  Dover,  Ont.,  to  be  Bailiff  of  the  Eighth  Divi- 
sion Court  of  the  County  of  Norfolk. — Gazette,  20th  June,  1942. 

Moyes  Clayton  Honey,  of  Jarvis,  Ont.,  to  be  Clerk  of  the  Fourth  Division 
Court  of  the  County  of  Haldimand. — Gazette,  27th  June,   1942. 

John  Marks,  of  Norwood,  Ont.,  to  be  Bailiff  of  the  Second  Division  Court  of 

the  County  of  Peterborough. — Gazette,  4th  July,  1942. 
Thomas  Gundry,   of  the  Town  of  Goderich,   Ont.,   to  be   Clerk  of  the   First 

Division  Court  of  the  County  of  Huron. — Gazette,  I8th  July,  1942. 
William  H.  Arthur,  of  Meaford,  Ont.,  to  be  Bailiff  of  the  Fourth   Division 

Court  of  the  County  of  Grey  at  Clarksburg,  Ont. — Gazette,  22nd  Aug.,  1942. 
Olive  Irene  Heiben,  of  Listowel,  Ont.,  to  be  Clerk  of  the  Sixth  Division  Court 

of  the  County  of  Perth. — Gazette,  5th  Sept.,  1942. 
Ethelda  Williams,  of  Tilbury,  Ont.,  to  be  Clerk  of  the  Seventh  Division  Court 

of  the  County  of  Kent. — Gazette,  5th  Sept.,  1942. 
Harry  Wilson  Asseltine,  of  Verona,  Ont.,  to  be  Clerk  of  the  Fourth  Division 

Court  of  the  County  of  Frontenac. — Gazette,  3rd  Oct.,  1942. 
Joseph  Elphege  Patenaude,  of  Hawkesbury,  Ont.,  to  be  BailifT  of  the  Seventh 

Division  Court  of  the  United  Counties  of  Prescott  and  Russell. — Gazette, 

10th  Oct.,  1942. 
William  John  Brown,  of  Wingham,  Ont.,  to  be  Bailiff  of  the  Eighth  Division 

Court  of  the  County  of  Huron. — 'Gazette,  17th  Oct.,  1942. 
Malcolm  John  Smith,  of  Iroquois,   Ont.,  to  be   Bailiff  of  the  Sixth   Division 

Court  of  the   United  Counties  of  Stormont,    Dundas  and  Glengarry. — 

Gazette,  31st  Oct.,   1942. 
Georges  Desloges,  of  Kapuskasing,  Ont.,  to  be  Clerk  of  the  Fourth  Division 

Court  of  the  District  of  Cochrane. — Gazette,  5th  Dec,  1942. 
Irene   May  Rinch,  of  Newcastle,   Ont.,  to  be  Clerk  of  the  Second   Division 

Court  of  the  United  Counties  of  Northumberland  and  Durham. — (Gazette, 

5th  Dec,  1942. 
Alexander   Gordon    Cameron,   of    Parkhill,   Ont.,   to   be    Clerk    and    Bailiff   of 

the  Second   Division   Court   of  the   County  of   Middlesex. — Gazette,    12th 

Dec,  1942. 


INSPECTOR  OF  LEGAL  OFFICES  FOR   1942  47 

Joseph   Henri  Gelineau,  of   Hawkesbury,   Ont.,   to  be  Bailiff  of  the  Seventh 

Division  Court  of  the  United  Counties  of  Prescott  and  Russell. — (j'azette, 

19th   Dec,   1942. 
Wilfrid  Ross  Binkley,  of  Walkerton,  Ont.,  to  be  Bailiff  of  the  First   Division 

Court  of  the  County  of  Bruce. — (,'azette,  19th  Dec,  1942. 
George  R.  Davey,  of  Port  Perry,  Ont.,  to  be  Clerk  of  the  Third  Division  Court 

of  the  County  of  Ontario. — Gazette,  8th  Jan.,  1943. 
William  Alex.   Gibson,  of  Fort  Erie,  Ont.,  to  be  Acting  Clerk  of  the  Third 

Division  Court  of  the  County  of  Welland. — Gazette,  15th  Jan.,  1943. 
Harold  El  wood  Dunn,  of  Alliston,  Ont.,  to  be  Clerk  of  the  Eighth  Division 

Court  of  the  County  of  Simcoe. — Gazette,  19th  Jan.,  1943. 
Fred  Archie  Ferguson,  of  Frankford,  Ont.,  to  be  Bailiff'  of  the  Eighth  Division 

Court  of  the  County  of  Hastings. — Gazette,  11th  Feb.,  1943. 
Alden  Herbert  Morrison,  of  Hornepayne,  Ont.,  to  be  Bailiff  of  the  Hornepayne 

portion  of  the  Fifth  Division  Court  of  the  District  of  Thunder  Bay. — 

Gazette,   I8th  Feb.,   1943. 
Rene  Camille  Berthiaume,  of  Hawkesbury,  Ont.,  to  be  Clerk  of  the  Seventh 

Division  Court  of  the  United  Counties  of  Prescott  and  Russell. — Gazette, 

26th  Mar..   1943. 


SIXTY-FOURTH 

ANNUAL  REPORT 


OF  THE 

SUPERINTENDENT  OF  INSURANCE 

FOR  THE  PROVINCE  OF 

ONTARIO 

1943 

(BUSINESS  OF  1942) 


PRINTED  BY  ORDER  OF 
THE  LEGISLATIVE  ASSEMBLY  OF  ONTARIO 


TORONTO 

Printed    and    Published    by    T.    E.    Bowman 

Printer  to  the  King's  Most  Excellent  Majesty 

1943 


ONTARIO 

DEPARTMENT  OF  INSURANCE 


To  The  Honourable  Leslie  E.  Blackwell,  K.C,  M.P.P. 
Minister  in  Charge  of  the  Department  of  Insurance. 

I  have  the  honour  to  submit  herewith  the  Sixty-fourth  Annual  Report  of 
the  Superintendent  of  Insurance  for  the  year  1943  (business  for  the  year  ended 
December  31,  1942).  This  Report  includes  the  Preliminary  Tables  respecting 
1942  business  as  printed  under  date  May  20,  1943. 

The  Report  is  arranged  in  four  divisions,  in  addition  to  an  index  of  all 
insurers  licensed  to  carry  on  business  in  Ontario  and  classes  of  insurance  for 
which  authorized,  as  follows: 

I.  Annual  Statements. 

II.  Annual  Statement  Abstracts. 

III.  Statistical  Tables. 

IV.  Appendices. 

The  first  division,  entitled  "Annual  Statements,"  contains  extracts  from 
the  Annual  Statements  filed  with  the  Department  by  all  licensed  insurers, 
arranged  alphabetically  by  class  of  insurer.  Insurers  registered  under  The 
Canadian  and  British  Insurance  Companies  Act,  1932,  or  The  Foreign  Insur- 
ance Companies  Act,  1932  (Dominion  Acts),  have  been  required  to  file  only 
Modified  Statements,  summarizing  their  assets  and  liabilities  and  showing  their 
underwriting  experience  within  the  Province  only,  with  the  Department,  and 
this  skeleton  information  only  has  been  included  in  this  Report. 

Division  II,  entitled  "Annual  Statement  Abstracts."  contains  tabulated 
summaries  showing  the  financial  condition  of  all  joint-stock  and  cash-mutual 
fire  insurance  companies  and  fraternal  societies  not  registered  under  the  above 
mentioned  Dominion  Insurance  Acts.  Some  discrepancies  will  be  observed 
between  the  figures  shown  in  these  tables  and  those  shown  in  the  statements 
of  individual  insurers  in  Division  I,  the  latter  containing  changes  made  as 
a  result  of  inspection  reports.  In  such  cases  the  figures  included  in  Division  I 
should  be  understood  to  prevail. 

Division  III,  entitled  "Statistical  Tables,"  shows  in  tabular  form  the 
premiums  and  losses  of  and  other  information  pertaining  to  all  licensed  insurers, 
except  mutual  benefit  societies. 

Division  IV  includes,  as  "Appendices,"  certain  miscellaneous  information 
and  a  review  of  certain  legislation  enacted  at  the  1943  session  of  the  Legislative 
Assembly  of  this  Province. 

Life  Insurance 

There  were  40  companies  licensed  to  write  life  insurance  in  the  Province 
of  Ontario  as  of  December  31st,  1942,  as  compared  to  41  companies  at  the 
end  of  the  previous  year. 

The  withdrawing  company  was  the  Mutual  Life  and  Citizens  Assurance 
Company,  Limited,  of  Sydney,  Australia,  which  did  not  renew  its  license  as  of 
July  1st,  1941.  This  company  had  approximately  S7, 000, 000  of  business  in 
force  at  December  31st,  1941,' and  the  figures  for  renewal  premiums  on  this 
business  and  payments  to  policyholders  in  1942  have  been  included  in  the 
tables  of  statistics. 

The  companies  now  licensed  consist  of  27  Canadian  companies,  6  British 
and  7  American. 


ANNUAL  REPORT 


Premium  income  received  from  Ontario  policyholders  has  increased 
steadily  since  1935  when  these  premiums  amounted  to  87  million  dollars.  The 
premium  income  in  1942  was  8105,900,000,  an  increase  of  $7,300,000  over  the 
1941  figure.  This  represents  an  increase  of  about  1  ]A%  over  the  1941  premiums, 
and  is  the  largest  increase  recorded  in  recent  years.  These  increases  in  1940 
and  1941  were  about  2%  of  the  previous  years'  premiums  and  amounted  to 
about  82,000,000  in  each  year. 

All  types  of  insurance. showed  increases  in  the  year  with  ordinary  assur- 
ances increasing  from  867,000,000  to  871,000,000.  However,  the  largest 
proportional  increase  was  in  group  assurances,  that  increased  from  84,500,000 
to  $5,700,000,  an  increase  of  approximately  26%. 

A  comparative  summary  of  premium  income  for  the  past  five  years  is  as 
follows : 


1942 

1941        1        1940 

1939 

1938 

Net  Premium  Income: 

-Ordinary 

Assurances-Industrial 

$71,080,352 

20,740,238 

5,726,206 

8,392,614 

$67,228,107   $65,503,969 

19,135,278      19,025,189 

4,566,469       4,062,406 

7.702.159!       7.587.547 

$64,416,787 

18,986,346 

3,731,724 

7,021,777 

500 

$64,108,038 
19,416,585 
3.545,658 

7,119,322 

Consideration  for  Sinking 

1 

Totals 

$105,939,410!  $98,632,013   $96,179,1111  $94,157,134 

$94,189,603 

Disbursements  to  policyholders  in  Ontario  and  their  beneficiaries  showed 
consistent  increases  in  recent  vears  up  until  1940  when  they  amounted  to 
$69,000,000.  In  1941,  they  were  reduced  sharply  to  864,300,000,  and  this 
year  they  are  again  reduced  and  amount  to  862,400,000.  The  reductions  in 
the  last  two  vears  are  mainly  due  to  a  decrease  in  surrender  values  that  this 
year  amount'to  813,700,000  as  compared  with  817,200,000  and  821.000,000 
in  1941  and  1940,  respectively.  Death  claims  in  1942  have  increased  bv  some 
$2,300,000  to  823,500.000  as  compared  with  821,200,000  in  1941. 

The  following  is  an  analysis  of  disbursements  to  Ontario  policyholders  and 
their  beneficiaries  during  1942: 


1942 

Total 

FOR 

Ordinary 

Industrial 

Group 

Total 

1941 

Assurance  Contracts 
Death  Claims 

$18,302,032 
6,838,999 

$2,555,225 
2.368.257 

$2,726,802 

$23,584,059 

$21,272,228 

9,207,256        9.803.1.33 

10,303,843;       3,427,184 

766,214|            34,500 

8,909,4311       2,773,197 

3,828 
277,110 

13,734,855 
1.077.824 

17.263.330 

Disability  Claims 

1,099,527 

Dividends 

322,932;     12,005,560 

11,878,222 

Totals  .    .    . 

$45,120,519   $11,158,363 

$3,330,672|  $59,609,554 

161  316  440 

Annuity  Contr.\cts 

Payments  to  Annuitants 

Death  Benefits 

$1,299,739 

277.551 

724,485 

4,510 

110,583 

$490 

$219,877 

14,779 

178,794 

26,736 

$1,520,106     $1,471,287 
292.330^          487.844 

Surrender  Values 

903,279           888.362 

Disabilitv  Claims 

31.246 
110.583 

29  525 

Dividends 

124,960 

Totals 

$2,416,868 

$490 

$440,186 

$2,857,544 

$3,001,978 

Total  PA\TkiENTs  in  Respect 
OF  All  Contr.\cts 

$47,537,387 

$11,158,853 

$3,770,8581  $62,467,098 

$64,318,418 

SUPERINTENDENT  OF  INSURANCE  FOR  1942 


New  business  written  in  Ontario  during  1942  amounted  to  S368,000,000 
as  compared  with  S330,00(),0()()  and  $276,000,000  in  1941  and  1940,  respec- 
tively. Thus  the  new  business  written  in  1942  is  some  $92,000,000  greater 
than  that  written  in  1940  or  an  increase  of  one-third. 

Although  the  amount  of  insurance  written  in  1942  has  increased  over 
1941,  the  number  of  new  policies  written  has  decreased  from  297,000  to  289,000, 
indicating  an  increase  in  the  amount  of  the  average  new  policy  written.  The 
average  new  policy  in  1942  was  $1,272;    in  1941,  $1,112;    and  in  1940,  $1,018. 

As  would  be  expected  from  the  substantial  volume  of  new  business  written, 
the  insurance  in  force  in' the  Province  of  Ontario  has  increased  very  substan- 
tially during  the  year  to  83,714,000,000,  which  represents  an  increase  of 
$254,000,000  during  the  year. 

A  comparative  summary  of  new  business  issued  and  amount  in  force  as 
at  31st  December  for  the  years  1938  to  1942,  inclusive,  is  given  below: 


Policies  in  Ontario 

1942 

1941 

1940 

1939 

1938 

New  Issued : 

Number 

Amount 

In  Force  Dec.  31: 

Number 

Amount 

289,223 
$367,966,881 

3,050,018 
$3,714,400,345 

296,652 
$329,995,138 

2,928,007 
$3,459,787,079 

271,718 
$276,659,803 

2,829,575 
$3,252,147,913 

258,945 
$274,578,462 

2,796,297 
$3,132,854,556 

323,081 
$298,203,413 

2,817,509 
$3,049,007,493 

Fraternal  Insurance 

As  at  December  31st,  1942,  there  were  forty-four  fraternal  societies 
licensed  to  operate  in  the  Province  of  Ontario,  which  is  one  more  than  last  year. 
The  new  society  is  the  Ukrainian  Workingmen's  Association  of  Scranton, 
Pennsylvania,  which  was  licensed  in  Ontario  as  from  July  1st,  1942. 

Total  premiums  and  dues  collected  from  members  in  1942  were  $2,407,030, 
which  is  a  slight  increase  over  the  figure  for  1941  of  82,393,000.  These  pre- 
miums and  dues  were  82,528,000  in  1938  and  decreased  slightly  each  year  up 
until  1941. 

Disbursements  to  policyholders  and  beneficiaries  in  Ontario  (excluding 
expenses)  in  1942  amounted  to  $3,009,128  as  compared  with  $3,019,000  in 
1941. 

Adult  mortuary  certificates  in  force  in  Ontario  increased  slightly  during 
1942  from  872,300,000  to  $73,081,000.  Juvenile  mortuary  certificates  also 
increased  during  1942  from  $3,424,000  to  $3,914,000.  New  business  written 
both  juvenile  and  adult  showed  a  net  increase  of  approximately  $520,000  as 
compared  with  an  increase  of  $700,000  in  1941. 


Fire  Insurance 

Three  hundred  and  twenty-two  companies  had  licenses  to  transact  fire 
insurance  in  Ontario  during  1942,  which  is  one  more  than  in  1941.  New 
licenses  were  issued  to  two  Joint  Stock  companies,  and  one  New  England 
Factory  Mutual  was  reinsured. 

Net  premiums  written  in  Ontario  by  all  companies  in  1942  were  820,401,537, 
a  decrease  of  $1,542,509  from  the  1941  figure.  This  decrease  was  to  be  expected 
as  a  large  volume  of  three-year  policies  on  mercantile  and  manufacturing  risks 
was  written  in  1941,  following  the  repeal  in  that  year  of  vSection  104  of  The 
Insurance  Act  which  limited  the  term  of  fire  policies  on  such  risks  to  one  year. 
Net  premiums  written  this  year  show  an  increase  of  almost  $2,000,000  over  the 
1940  figure  of  $18,454,755. 


ANNUAL  REPORT 


Xo.  6 


Net  premiums  earned  are  not  affected  by  the  term  for  which  pohcies  are 
written,  and  in  1942  totalled  820,245,439,  an  increase  of  $1,362,752  over  1941 
or  7.2%  as  compared  with  an  increase  of  2.6%  in  1941  over  1940. 

Total  net  losses  incurred  in  Ontario  in  1942  were  59,045,197,  an  increase 
of  81,529,718  over  the  1941  figure  of  87,515,479.  Fire  losses  in  1942  were  the 
highest  suffered  in  Ontario  in  recent  years  and  no  doubt  part  of  the  increase 
can  be  ascribed  to  the  generally  higher  valuations  prevailing  in  wartime.  The 
ratio  of  net  losses  incurred  to  net  premiums  earned  has  also  increased  to  44.68% 
as  compared  with  39.80%  for  1941  and  40.39%  for  1940.  Premiums  earned 
and  losses  incurred  for  the  various  classes  of  insurers  defined  by  the  Act  are 
tabulated  below,  together  with  the  same  figures  for  1941.  The  experience  of 
each  insurer  is  shown  in  Table  X  and  a  comparative  summary  appears  in 
Table  XIII  on  page  69 


1942 

1941 

Net 
Premiums 
Earned 

Net 

Losses 

Incurred 

Ratio 

Net 

Losses 

Incurred 

TO  Net 

Premiums 

Earned 

Net 
Premiu-ms 
Earn^ed 

Net 

Losses 

Incurred 

Ratio 

Net 

Losses 

Incurred 

to  Net 

Premiums 

Earned 

14,143.475 

1,679,908 

485,134 
948.583 

1,663,144 
450.209 
230,926 

5.863.139 

882,406 

109,944 
551.317 

689.863 
292.650 
sg  256 

4,^5 

52.53 

22.66 
58.12 

41.48 
65.00 
38.65 
87  98 

$ 

13,056.714 

1.644.337 

434.320 
913.836 

1,623,795 
402.836 
213.755 
593,094 

$ 

4.862.405 

973,048 

133.513 
191.455 

707,271 

187.109 

25.546 

435,132 

.7^ 

Mutuals: 

59.18 

(b)    Associated  Xew  England 

Factory  Mutuals 

30.74 
20.95 

Cash  Mutuals: 

(a)  Without  Share  Capital 

(b)  With  Share  Capital 

43.56 
46.45 
11.95 

Lloyds 

Totals 

644,060             566,622 

73.37 

20.245.439            9,045.197 

44.68 

18.882,687 

7.515.479     1     39.80 

Farmers'   Mutual  Fire  Insurance 

(See  Abstract  Tables  of  assets,  liabilities,  receipts  and  disbursements  on 
pages  78  to  85;  loss  ratios  on  pages  216  and  217;  and  other  data  on  pages 
202  to  204.) 

Experience  of  the  farmers'  mutuals  continued  to  be  favourable  in  1942, 
with  substantial  improvement  in  all  aggregate  figures,  and  with  63  of  the  67 
companies  strengthening  their  financial  positions. 

Net  insurance  in  force  increased  23  millions  to  606  millions,  and  the 
number  of  policies  increased  5,400  to  200,500.  On  170,400  policies  of  direct 
insurance  amounting  to  606  miUions  there  were  30,100  reinsurance  policies 
amounting  to  51  miUions.  (These  reinsurance  figures  apply  to  both  "ceded" 
and  "accepted"  totals,  because  the  farmers'  mutuals  are  restricted  by  statute 
to  reinsurance  only  with  other  insurers  of  the  same  class.)  The  1942  increase 
was  23  milhons  in  direct  insurance  and  5  millions  in  reinsurance,  but  since  only 
about  one-third  of  the  policies  expire  each  year,  new  and  renewed  insurance  in 
1942  exceeded  expired  and  cancelled  insurance  in  1942  by  about  12%  in  direct 
insurance  and  about  3>3>^(^  in  reinsurance.  That  is,  the  companies  are  off- 
setting a  sharp  increase  in  direct  policies  written  by  making  greater  use  of 
reinsurance.  This  is  borne  out  in  average  policies,  the  average  direct  policy 
being  up  S65  (S195  on  1942  business)  at  83,555,  whereas  the  average  net  direct 
policy  is  up  only  840  (8120  on  1942  business)  at  $3,255. 

Net  losses  paid  decreased  8136,000  at  8867,000.  and  there  was  a  decrease 
of  890,600  (9.3%)  in  net  losses  incurred,  to  8882,400.  Cost  of  management 
was  up  825,000  at  8355,400,  the  increase  consisting  of  agents'  fees  on  a  greater 


SUPERINTENDENT  OF  INSURANCE  FOR   1942 


volume  of  insurance  written,  and  some  increase  in  salaries  and  directors'  fees. 
In  terms  of  cents  per  SI 00  of  the  average  net  amount  of  insurance  in  force 
during  1942,  cost  of  insurance  was  down  1.78c.  at  20.82c.,  the  increase  of  .25c. 
in  management  expense  (5.98c.)  slightly  ofi'setting  a  decrease  of  2.03c.  in  loss 
cost  (14.84c.).  The  companies  had  good  loss  experience  in  1926  (15.49c.), 
1920  (15.84c.)  and  1915  (15.74c.),  but  we  have  to  go  back  to  1909  (13.40c.) 
to  find  a  better  figure  than  1942. 

Net  premiums  received  increased  $72,000  to  81,709,000,  and  net  premiums 
earned  were  also  up  $35,600  to  $1,680,000.  Although  investments  made 
($1,091,000)  exceeded  investments  reahzed  ($211,000)  by  $880,000,  interest 
earned  was  up  only  $13,000  to  $173,600. 

The  ratio  of  net  losses  incurred  to  net  premiums  earned  showed  a  decrease 
from  59.18  in  1941  to  52.53  in  1942,  but  this  improvement  was  offset  to  some 
extent  by  an  increase  from  20.11  to  21.16  in  the  ratio  of  management  expense 
to  net  premiums  earned. 

Aggregate  surplus  increased  $548,000  to  $4,764,000,  which  is  equivalent 
to  an  increase  of  6.3c.  to  78.6c.  per  $100  of  net  insurance  in  force.  Liquidity 
(excess  of  bonds  and  cash  over  net  unpaid  losses,  borrowed  money  and  other 
cash  liabilities)  showed  a  substantial  increase  of  8605,000  to  $5,503,000,  or 
90.8c.  per  $100  of  net  insurance  in  force.  These  figures  are  net  after  donations 
of  $32,000  to  the  M.F.U.A.  British  Aid  Fund  and  $6,100  to  the  Canadian 
Red  Cross  and  other  war  charities,  and  the  setting  aside  of  $27,500  for  refunds 
from  surplus  by  the  Canadian  Millers'  Mutual  (50%),  the  DuflPerin  Farmers' 
Mutual  (20%),  the  South  Easthope  Farmers'  Mutual  (25%)  and  the  Otter 
Mutual  (15%).  Several  rate  reductions  were  effected,  and  there  was  also  a 
trend  to  broaden  the  protection  given  by  the  companies'  policies — particularly 
with  respect  to  increased  limits  of  liability  on  live  stock.  Five  companies 
have  made  general  rate  reductions  to  date  in  1943. 

A  special  feature  of  1942  operation  of  these  companies  was  a  fire  preven- 
tion campaign,  with  the  objective  of  reducing  net  losses  incurred  during  the 
year  by  25%  as  compared  to  the  average  of  the  preceding  five  years.  They 
did  not  succeed  in  this,  but  they  did  effect  a  decrease  of  15%,  when  the  figures 
are  calculated  on  the  fairest  basis — i.e.,  in  cents  per  8100  of  insurance.  The 
campaign  is  being  continued  in  1943. 


Automobile  Insurance 

One  hundred  and  seventy-three  companies  were  licensed  to  transact 
automobile  insurance  in  Ontario  in  1942,  which  is  an  increase  of  one  over  the 
previous  year.  A  new  license  was  issued  to  one  joint  stock  company  during 
the  year. 

Net  premiums  written  in  1942  were  811,840,998,  a  decrease  of  81,474,566 
or  11%  from  the  1941  figure  of  813,315,564.  From  1933  to  1941,  these  pre- 
miums showed  regular  and  substantial  increases,  but  a  decrease  this  year  was 
to  be  expected  as  a  result  of  wartime  restrictions  on  automobiles  in  1942  and 
a  reduction  in  premium  rates  put  into  effect  by  companies  this  year. 

Net  premiums  earned  were  812,672,499,  which  is  only  slightly  less  than 
last  year.  The  premium  earned  figure  does  not  fully  reflect  the  reduction  in 
writings  in  1942  as  a  considerable  proportion  of  the  writings  in  that  year  will 
not  be  earned  until  1943. 

Losses  incurred  amounted  to  85,097,897,  a  reduction  of  $1,653,811  from 
the  1941  figure.  The  ratio  of  net  losses  incurred  to  net  premiums  earned  m 
1942  was  40.23%,  as  compared  to  53.20%  in  1941,  and  is  the  lowest  ratio 
shown  in  any  of  the  past  seventeen  years  as  is  shown  by  the  following  tabula- 
tion of  the  premiums  and  losses  from  1926  to  1942.     The  loss  ratios  for  1941 


ANNUAL  REPORT 


No.  6 


and  1942  are  not  strictly  comparable  with  previous  years  as  the  expenses  for 
settling  and  adjusting  claims  are  not  included  in  1941  and  1942  losses,  while 
they  were  included  in  previous  years. 


Net 
Premiums 
"Written 

Net 
Premiums 
Earned 

Net 

Losses 

Incurred 

Ratio 

Net  Losses 

Incurred  to 

Net  Premiums 

E.^rned 

1926 

S 

3,743,532 

4,643,948 

6,280,675 

8,324,146 

9,361,901 

8,830,502 

7,769,765 

6,462,809 

6,931,896 

7,017,027 

7,920,609 

9,550,354 

10,409,413 

11,194,996 

12,135,244 

13,315,564 

11,840,998 

$ 

3,657,994 

4,295,003 

5,670,656 

7,520,896 

8,934,508 

8,968,620 

8,017,672 

6,904,414 

6,748,426 

6,963,890 

7,553,033 

8,862,667 

10,048,543 

10,882,626 

11,750,570 

12,686,272 

12,672,499 

S 

2,037,903 
2,835,352 
3,603,260 
4,314,383 
4,378,698 
4,601,104 
3,805,268 
3,551,142 
4,007,387 
4,123,233 
4,717,954 
5,860,657 
6,043,133 
5,837,725 
6,700,382 
6,751,708 
5,097,897 

% 
55  7 

1927 

66  0 

1928 

63  5 

1929      

57  4 

1930 

1931 

49.0 
51  30 

1932 

47.46 

1933 

51.43 

1934 

59.38 

1935 

59.21 

1936 

62.46 

1937 

1938 

66.16 
60.14 

1939 

53  64 

1940 

57  02 

1941        

53  20 

1942 

40.23 

The  figures  shown  in  the  foregoing  table  afford  a  rough  indication  of  the 
underwriting  experience  of  the  companies  in  the  aggregate  from  the  standpoint 
of  the  shareholders  or  members  of  the  several  companies;  they  do  not  indicate 
the  reasonableness  of  the  premium  rates  shown  in  any  particular  manual  of 
rates  or  charged  by  any  particular  company,  because  insurers  which  are  not 
member  companies  of  the  Canadian  Underwriters'  Association  write  approxi- 
mately sixty  per  cent  of  the  automobile  insurance  premiums  reported  for 
Ontario  at  "non-tariff"  rates,  which  are  generally  lower  than  "tariff"  rates. 

Loss-Cost  Experience 

The  automobile  insurance  loss-cost  experience  in  the  Province  continues 
to  be  filed  by  insurers  with  the  statistical  agency  designated  pursuant  to  section 
72  of  The  Insurance  Act  (The  Canadian  Underwriters'  Association). 

On  November  1,  1943,  the  statistical  agency  was  instructed  to  tabulate 
the  automobile  insurance  data  in  Ontario  of  all  insurers  transacting  such 
business  for  the  calendar  year  1942,  transactions  in  respect  of  1938,  1939, 
1940,  1941  and  1942  policy  years,  and  for  the  first  six  months  of  calendar 
year  1943  transactions  in  respect  of  pohcy  year  1942.  The  tabulated  results 
so  directed  to  be  compiled  were  subsequently  filed  with  the  Department. 
Development  factors  to  reduce  the  1942  incomplete  policy  year  experience 
(valued  as  at  June  30,  1943)  to  a  complete  policy  year  basis  were  approved 
by  the  Department  on  December  2,  1943.  During  December,  1943,  experience 
exhibits  were  received  containing  automobile  insurance  loss-cost  indications 
directed  to  be  developed  from  the  tabulated  results  of  the  complete  policy 
years  1938,  1939,  1940  and  1941,  and  the  incomplete  policy  year  1942  (valued 
as  of  June  30,  1943). 

Automobile  Insurance  Prewium  Rates 

Sections  302,  303  and  304  of  the  Act,  providing  for  government  regulation 
of  automobile  insurance  premium  rates,  are  not  in  force.  Insurers  and  rating 
bureaux  are  not  required  to  file  their  schedules  of  premium  rates  with  the 


SUPERINTENDENT  OF  INSURANCE  FOR  1942 


Department.  Nevertheless,  by  analysis  of  the  loss-cost  experience  data  filed 
pursuant  to  section  72  of  the  Act,  the  Department  is  in  a  position  at  all  times 
to  report  to  you  upon  the  reasonableness  of  automobile  insurance  premium 
rates  fixed,  made  or  charged  in  the  Province.  Complete  loss-cost  experience 
data  for  the  automobile  insurance  business  of  all  insurers  in  the  Province, 
stock  and  mutual,  taritT,  non-tarifY  and  Lloyd's,  is  presently  on  file,  com- 
mencing with  the  policy  year  1927.  Automobile  insurance  loss-cost  experience 
data  is  now  required  to  be  filed  in  seven  provinces  (excluding  Quebec  and 
Nova  Scotia) 

Standard  Forms 

The  work  of  the  Committee  of  Underwriters,  which  Committee  makes 
recommendations  from  time  to  time  respecting  the  forms  of  application,  policy 
and  endorsement  to  be  used  for  the  writing  of  automobile  insurance  in  the 
several  provinces  under  the  "Uniform  Automobile  Insurance  Act,"  has  been 
covered  in  previous  Reports  since  1932.  (For  last  reference  see  page  ix  of  the 
1942  Report.)  A  list  of  the  "Standard"  forms,  revised  to  November  1,  1942, 
is  given  in  Appendix  VI  of  this  Report. 

During  November,  1942,  special  forms  of  automobile  insurance  applica- 
tion and  policy  covering  owners  and  drivers  of  automobiles  registered  pursuant 
to  Wartime  Industrial  Transit  Plan  were  approved  by  the  Association  of 
Superintendents  of  Insurance  upon  the  recommendation  of  the  Committee  of 
Underwriters.  Separate  non-owned  forms  were  also  approved  to  cover  the 
Plant,  Transit  Controller  of  Department  of  Munitions  and  Supply  and  the 
Plant  or  Local  Transit  Officer.  A  year  later  (November,  1943 J  additional 
forms  were  approved  by  the  Association,  extending  the  above  mentioned 
coverages  where  vehicles  other  than  private  passenger  vehicles  were  operating 
under  Wartime  Industrial  Transit  Plan,  i.e.  buses  operating  under  Stage 
Permits.  All  these  insurance  forms  are  shown  in  Appendix  VI  to  this  Report 
following  the  list  of  "Standard"  automobile  insurance  forms.  This  insurance 
is  written  through  the  Wartime  Insurance  Pool. 

In  accordance  with  the  practice  followed  in  previous  years,  the  Committee 
of  Underwriters  was  named  for  the  1943-44  season  on  November  17,  1943. 
The  personnel  of  this  Committee  is  the  same  as  shown  in  the  1940  Report  on 
page  X,  with  the  addition  of  Mr.  Hugh  Ham,  of  British  America-Western 
Assurance  Companies.  Mr.  D.  M.  Dewar  replaced  Mr.  E.  M.  Hill  as  Vice- 
Chairman,  but  Mr.  Hill  still  remains  on  the  Committee 


ANNUAL  REPORT 


No.  6 


Casualty  and  Miscellaneous  Insurance 

(Other  than  Automobile) 

The  following  table  shows  net  premiums  written  and  net  losses  incurred 
(excluding  adjusting  expenses)  for  1942  for  these  classes  of  insurance. 


Class  of  Insurance 


Net 
Premiums 
Written 


Ratio 

Net  Losses 

Incurred  to 

Net  Premiums 

Written 


Accident — Personal 

Accident — Public  Liability 

Accident — Employers'  Liability. . 
Accident  and  Sickness  Combined. 

Aircraft 

Boiler-^Boiler 

Boiler — Machinery 

Credit 

Earthquake 

Explosion 

Forgery 

Guarantee — Fidelity 

Guarantee — Surety 

Hail 

Inland  Transportation 

Live  Stock 

Marine 

Personal  Property 

Plate  Glass ' 

Real  Propert}^ 

Sickness 

Sprinkler  Leakage 

Theft 

Weather 

Windstorm 


27.56 
27.37 
43.73 
69.87 
60.32 

5.11 
27.63 

2.68 


TOT.\LS . 


43.67 


Net  premiums  written  have  increased  83,859,652  over  the  1941  figure  of 
$lv3,661,749.  The  greater  part  of  this  increase  is  in  marine  insurance  which 
has  increased  82,700,000  and  in  accident  and  sickness  insurance  which  has 
increased  8677,000.  Net  losses  incurred  have  increased  by  82,394,000  and  this 
increase  is  also  largely  made  up  by  increases  in  marine  and  accident  and  sick- 
ness insurance.  The  ratio  of  net  losses  incurred  to  net  premiums  written  is 
43.67%  as  compared  with  38.48%  and  an  increase  in  this  ratio  for  marine 
insurance  from  31.53%  \'^ 

62.06%  to  69.87%  largely  accounts  for  the  increase. 


Jurisdiction 

In  my  1942  Report  there  is  printed  as  Appendix  V  the  judgment  of  the 
Supreme  Court  of  Canada,  delivered  October  6,  1942,  in  a  Reference  as  to 
the  validity  of  section  16  of  The  vSpecial  War  Revenue  Act,  as  amended  by 
section  4  of  Chapter  27  of  the  Statutes  of  1940-41.  To  the  question  as  to 
whether  section  16  as  amended  is  ultra  vires  of  the  Parliament  of  Canada 
either  in  whole  or  in  part,  and  if  so,  in  what  particular  or  to  what  extent, 
the  unanimous  judgment  of  the  court  was'  "Yes,  in  its  entirety." 

On  March  8.  1943,  notice  of  application  to  the  Judicial  Committee  of 
the  Privy  Council  for  leave  to  appeal  from  this  judgment  was  given.     This 


SUPERINTENDENT  OF  INSURANCE  FOR  1942 


was  refused  in  an  oral  judgment  on  July  26,  1943.  No  formal  report  as  to 
the  reasons  for  the  refusal  appears  to  have  been  given,  but  there  is  printed 
in  Appendix  V  to  this  Report  a  review  of  the  proceedings  as  published  in 
Canadian  Insurance  Law  Service  Bulletin  No.  717  (issue  of  November  20,  1943). 


Parliament  Buildings,  Toronto 
December  15,  1943 


Superintendent  of  Insurance 


CONTENTS 


Page 

Preliminary  Text in 

Index  and  License  Register xrv 

I.— ANNUAL  STATEMENTS 

(a)  Joint  Stock  Insurance  Companies 1 

(b)  Mutual  Insurance  Corporations 77 

I.  Farmers'  Mutuals — Fire  and  Weather  (Tables  only) 78 

II.  Associated  New  England  Factory  Mutuals 86 

III.  Other  Mutuals 89 

(c)  Cash-M  utual  Insurance  Corporations 95 

(d)  Fraternal  Societies 103 

(e)  Mutual  Benefit  Societies 141 

(f)  Companies  Not  Within  (a)  (b)  (c)  (d)  and  (e) 159 

(g)  Reciprocal  or  Inter-insurance  Exchanges 167 

(h)   Lloyd's 173 

(i)     Pension  Fund  Associations 177 

II.— ANNUAL  STATEMENT  ABSTRACTS 

Respecting  Insurers  other  than  Mutual  Benefit  Societies,  Pension  Fund  Associations  and 
Insurers  filing  modified  statements  only  pursuant  to  Section  73  (2)  of  the  Act. 


Assets  and  Liabilities;  Income  and  Disbursements,  etc.,  by  Classes  of  Insurers 187 

Development  of  Claims  Valuations 193 

III.— STATISTICAL  TABLES 

Comparative  Summaries  for  Mutual   Fire  Insurance  Corporations  Not  Licensed  Under 
Dominion  Insurance  Acts: 

Table  I.        Assets,  Liabilities,  Amount  at  Risk,  etc.  (1910-1942) 202 

Table  II.       Receipts  and  Expenditures,  Cost  of  Management,  etc.  (1907-1942) 203 

Table  III.     Cost  of  Insurance  (1902-1942) 204 

Underwriting  Experience  (Premiums  and  Losses)  for  Year  1942  by  Qasses  of  Insurance, 
Reported  by  All  Insurers  Operating  in  Ontario: 

Table  IV.      Life  Insurance  Companies — Premium  Income 205 

Table  V.        Life  Insurance  Companies — Disbursements  to  Policyholders 206 

Table  VI.      Life  Insurance  Companies — Exhibit  of  Policies 209 

Table  VII.    Fraternal  Societies — Premium  Income  and  Disbursements  to  Certificate 

Holders 210 

Table  VIII.  Fraternal  Societies— Exhibit  of  Mortuary  Certificates  (Adult) 211 

VIII  (a)  (Juvenile) 212 

Table  IX.     Fraternal  Societies — Exhibit  of  Certificates  Other  than  Mortuary 213 

Table  X.       Fire  Insurance 214 

Table  XL     Automobile  Insurance 221 

Table  XII.    Casualty  and  Miscellaneous  Insurance  (Other  than  Automobile) 223 

Table  XIII.  Summary  of  Premiums  and  Losses  (All  Classes  Except  Life) 243 

IV.— APPENDICES 

I.  Review  of  1 943  Insurance  Legislation 247 

II.  Valuation  of  Securities 248 

III.  Head  Offices,  Principal  Offices,  etc.,  of  Insurers  Incorporated  by  Ontario  (Except 

Mutual  Benefit  Societies) 250 

IV.  Classification  of  Experience  on  Fire  Risks 252 

V.  Court  Decisions 256 

VI.  Standard  Automobile  Insurance   Forms,  including  Forms  for  "Wartime  Industrial 

Transit  Plan 257 

VII.  Underwriters'  Agencies 269 

VIII.  Guarantee   Bonds — List  of   Insurers  Whose   Bonds  Are  Authorized   by   Order-in- 

Council  for  Court  and  Other  Special  Purposes 269 

[  XIII  ] 


ANNUAL  REPORT— SUPERINTENDENT  f)F  IXSURANCE 

INDEX  AND  LICENSE  REGISTER 

As  at  December  31st,  1942 
CLASS  A— JOINT  STOCK  INSURANCE  COMPANIES 


Ref. 
No. 


Name  of  Insurer 


Classes  of  Insurance 


Annual 
State- 
ment 
Page  No. 


Acadia  Fire  Insurance. 


Aetna  Casualty  and  Surety. 
Aetna  Insurance  Company. . 


Aetna  Life  Insurance  Company.  . 
Agricultural  Insurance  Company . 


Alliance  Assurance  Company 

Alliance  Insurance  of  Philadelphia. 


American  Alliance  Insurance. 


American  Automobile  Fire 

Ameiican  .\utomobile  Insurance. 
American  Central  Insurance.  .  .  . 


American  Credit  Indemnity 

American  Equitable  Assurance.  . 
American  Home  Fire  Assurance. 
American  Insurance  Company.  . 


American  Surety  Company 

Anglo-Scottish  Insurance  Company, 


Arex  Indemnity  Company. 


Atlas  Assurar  ce  Company 

Automobile  Insurance  Company. . 

Baloise  Fire  Insurance  Company . 
Baltimore  American  Ins.  of  N.Y.. 
Bankers  and  Shippers  Insurance. . 
Beaver  Fire  Insurance  Company . 

Bee  Fire  Insurance  of  Paris 

Boiler  Inspection  and  Insurance. 
Boston  Insurance  Company 


28     British  America  Assurance. 


British  Canadian  Insurance. 


British  Crown  Assurance  Corp. 
British  Empire  Assurance  Co.. . 


British  and  European  Insurance., 
British  and  Foreign  Marine  Ins... 

British  Cleneral  Insurance  Co 

British  Law  Insurance  Company. 


British  Northwestern  Fire  Ins. 


British  Oak  Insurance  Co 

British  Traders"  Insurance  Co. .  .  . 

Caledonian-American  Insurance.  . 

Caledonian  Insurance  Company.  . 

California  Insurance  Company. . . 
Camden  Fire  Insurance  Asso. .  .  . 

Canada  Accident  and  Fire  Assur.. 


Canada  Life  Assurance  Comjiany. 
Canada  Secuiity  Assurance  Co. .  . 


Canadian  Fire  Insurance  Co. 


Fire,  Inland  1  ransportation,  Property  Damage,  Sprinkler  Leak- 
age. Theft  and  Weather  Insurance 

Automobile  and  Guarantee  Insurance 

Fire.  Aircraft,  Automobile,  Hail,  Inland  Transportation,  Marine, 
Property  Damage.  Sprinkler  Leakaee  and  Weather  Insurance 

Life,  Accident  and  Sickness  Insurance 

Fire,  Automobile,  Inland  Transportation,  Marine.  Property 
Damage,  Sprinkler  Leakage  and  Weather  Insurance 

Fire,  Property  Damage,  Sprinkler  Leakage  and  Weather  Ins 

Fire.  Automobile.  Hail,  Inland  Transportation,  Marine,  Property 
Damage.  Sprinkler  Leakage  and  Weather  Insurance 

Fire,  Automobile,  Hail,  Inland  Transportation.  Property  Damage, 
Sprinkler  Leakage,  Theft  and  Weather  Insurance 

Automobile  Insurance 

Automoble  and  Accident  Insurance 

Fire,  Automobile,  Hail,  Property  Damage,  Sprinkler  Leakage 
and  Weather  Insurance 

Credit  Insurance 

Fire,  Property  Damage,  Sprinkler  Leakage  and  Weather  In; 

Fire,  Property  Damage  and  Sprinkler  Leakage  Insurance   .  . 

Fire,  Automobile,  Inland  1  ransportation.  Marine,  Property 
Damage,  Sprinkler  Leakage,  Theft  and  Weather  Ins 

Guarantee  and  Theft  Insurance 

Fire,  Accident,  Automobile,  Guarantee,  Plate  Glass,  Property 
Damage,  Sprinkler  Leakage,  Theft  and  Weather  Insurance 

Automobile,  Employer's  Liability,  Public  Liability,  Iheit  and 
Workmen's  Compensation  Insurance 

Fire,  Accident,  Automobile,  Inland  Transportation,  Plate  Glass 
Property  Damage.  Sprinkler  Leakage,  1  heft  and  Weather  Ins 

Fire,  Aircraft,  Inland  '1  ransportation.  Marine,  Property  Damage 
Damage.  '1  heft  and  Weather  Insurance 

Fire  Insurance 

Fire,  Inland  Transportation,  Property  Damage  and  Theft  Ins.. 

Fire  Insurance 

Fire,  Sprinkler  Leakage  and  Weather  Insurance 

Fire,  Property  Damage,  Sprinkler  Leakage  and  Weather  Ins..  . 

Boiler  and  Machinery  Insurance 

Fire,  Automobile,  Inland  Transportation,  Marine,  Property 
Damage,  Sprinkler  Leakage,  Theft  and  Weather  Ins 

Fire,  Accident,  Aircraft,  Automobile,  Employers'  Liability, 
Guarantee.  Inland  Transportation.  Marine.  Plate  Glass, 
Property  Damage.  Public  Liability,  Sickness.  Sprinkler  Leak- 
age, Theft,  Weather  and  Workmen's  Compensation  Ins.... 

Fire,  Accident.  Automobile.  Boiler  and  Machinery,  Employers 
Liability,  Guarantee,  Inland  Transportation,  Marine,  Plate 
Glass,  Property  Damage,  Public  Liability,  Sickness,  Sprinkler 
Leakage,  Theft,  Weather  and  Workmen's  Compensation  Ins 

Fire,  Property  Damage,  Sprinkler  Leakage  and  Weather  Ins..  . 

Fire,  Accident,  Automobile,  Employers'  Liability,  Guarantee 
Inland  Transportation,  Marine,  Plate  Glass,  Property  Damage, 
Public  Liability,  Sickness,  Sprinkler  Leakage,  Theft,  Weather 
and  Workmen's  Compensation  Insurance 

Fire.  Inland  Transportation.  Property  Damage  and  Theft  Ins.. 

Marine  Insurance 

Fire,  Automobile  and  Property  Damage  Insurance 

Fire.  Automobile.  Inland  Transportation,  Property  Damage. 
Sprinkler  Leakage  and  Weather  Insurance 

Fire.  Accident,  Employers'  Liability,  Inland  Transportation, 
Plate  Glass,  Property  Damage,  Public  Liability,  Sickness, 
Sprinkler  Leakage   Theft  and  Weather  Insurance 

Fire,  Automobile,  Inland  Transportation  and  Property  Damage 
Insurance 

Fire,  Automobile,  Marine,  Property  Damage,  Sprinkler  Leakage 
and  Weather  Ins-irance 

Fire,  Inland  Transportation,  Property  Damage.  Sprinkler  Leak- 
age. Theft  and  Weather  Insurance 

Fire,  .'\utomobilc.  Inland  Transportation.  Property  Damage. 
Sprinkler  Leakage.  Theft  and  Weather  Insurance   

Fire,  Property  Damage,  Sprinkler  Leakage  and  Weather  Ins..  , 

Fire,  Automobile,  Inland  Transportatic  n.  Property  Damage  and 
Sprinkler  Leakage  Insurance 

Fire.  Accident,  Automobile,  Boiler  and  Machinery.  Employers' 
Liability,  Guarantee,  Inland  Transportation,  Plate  Glass, 
Property  Damage,  Public  Liability.  Sickness.  Sprinkler  Leak- 
age, Theft.  Weather  and  Workmen's  Compensation  Ins 

Life  Insurance 

Fire.  Accident,  Automobile.  Employers'  Liability.  Guarantee. 
Hail,  Inland  Transportation,  Plate  Glass,  Property  Damage, 
Public  Liability,  Sicknes-s,  Sprinkler  Leakage  Theft,  Weather 

and  Workmen's  Compensation  Insurance. 

Fire,  Accident,  Automobile,  Employers'  Liability,  Guarantee 
Hail,  Live  Stock,  Plate  Glass.  Property  Damage,  Public, 
Liability,  Sprinkler  Leakage.  Theft  and  '^Veathcr  Insurance.] 


INDEX  FOR  1942 


INDEX  AND  LICENSE  KEGISTEK  (Cont'd) 
CLASS  A— JOINT  STOCK  INSURANCE  COMPANIES 


Rbf. 

No. 


Name  op  Insurer 


Classes  of  Insurance 


Annual 
State- 
ment 
Pace  No. 


47    Canadian  General  Insurance  Co. 


Canadian  Indemnity  Company. .  .  . 

Canadian  Surety  Company 

Car  and  General  Ins.  Corp 

Casualty  Company  of  Canada 

Central  Insurance  Company 

Central  Union  Insurance  Company 
Century  Insurance  Company 


China  Fire  Insurance  Company .  .  . 

Citizens  Insurance  of  New  Jersey. . 

City  of  New  York  Insurance  Co. . . 

Columbia  Insurance  of  New  York. 

Commercial  Life  Assurance  Co. .  .  . 
Commercial  Union  Assurance  Co .  . 


01    Confederal 
62 


Life  Association . 


Connecticut  Fire  Insurance. 
Consolidated  Fire  and  Casualty  . 
Continental  Casualty  Company . 


65  Continental  Insurance  Company. 

66  I  Continental  Life  Insurance 

67  jComhill  Insurance  Company 

68  I  Crown  Life  Insurance  Company. . 

69  [Dominion  of  Canada  General  Ins. 


70  Dominion  Fire  Insurance  Co..  . . 

71  I  Dominion  Life  Assurance  Co. .  .  . 

72  ; Drapers'  and  General  Insurance. 

73  I  Eagle  Fire  Co.  of  New  York.  . .  . 

74  JEagle  Star  Insurance  Company. 


75  iT.  Eaton  Life  Assurance  Co 

76  'Empire  Life  Insurance  Company. 

77  Employers'  Liability  Assurance .  . 


Employers  Reinsurance  Corp'n. 


Ensign  Insurance  Company. . .  . 
Equitable  Fire  and  Marine  Ins. 


Equitable  Life  Insurance  Company . 
Essex  and  Suffolk  Eqxiitable  Ins.  Soc 


83  Eureka-Security  Fire  and  Marine.. 

84  E.xcelsior  Life  Insurance  Co 

85  Excess  Insurance  Company 

86  Federal  Fire  Co.  of  Canada 


Feder?!  Insurance  Company 

Fidelity  and  Casualty  of  New  York 
Fidelity  Insurance  of  Canada 


Fidelity-Phenix  Fire  of  New  York . 


Fire,  Accident,  Automobile,  Employers'  Liability,  Guarantee. 
Inland  Transportation,  Plate  Glass,  Property  Damage,  Public 
Liability,  Sickness,  Sprinkler  Leakage,  Theft,  Weather  and 
Workmen's  Compensation  Insurance 

Fire,  Accident,  Automobile,  Employers'  Liability,  Guarantee, 
Hail,  Inland  Transportation,  Plate  Glass,  Property  Damage, 
Public  Liability.  Sickness,  Sprinkler  Leakage.  Theft  and 
Weather  Insurance 

Fire.  Accident,  Aircraft,  Automobile,  Employers'  Liability, 
Guarantee,  Inland  Transportation,  Plate  Glass,  Property 
Damage,  Public  Liability.  Sprinkler  Leakage  and  Theft  Ins. 

Fire,  Accident,  Automobile,  Employers'  Liability,  Property 
Damage,  Public  Liability,  Sickness.  Sprinkler  Leakage  and 
Weather  Insurance 

Fire.  Accident,  Automobile,  Employers'  Liability,  Guarantee, 
Inland  Transportation,  Plate  Glass,  Property  Damage,  Public 
Liability,  Sickness  and  Theft  Insurance 

Fire,  Automobile,  Property  Damage,  Sprinkler  Leakage  and 
Weather  Insurance 

Fire,  Property  Damage,  Sprinkler  Leakage  and  Weather  Ins.. 

Fire.  Accident,  Automobile.  Guarantee,  Inland  Transportation, 
Marine,  Plate  Glass,  Property  Damage,  Sprinkler  Leakage. 
Theft  and  W'eather  Insurance 

Fire,  Automobile,  Property  Damage,  Sprinkler  Leakage  and 
Weather  Insurance 

Fire.  Hail,  Inland  Transportation,  Property  Damage,  Sprinkler 
Leakape,  Theft  and  Weather  Insurance 

Fire.  Hail,  Marine,  Property  Damage,  Sprinkler  Leakage  and 
Weather  Insurance 

Fire,  Inland  Transportation,  Marine,  Property  Damage, 
Sprinkler  Leakage,  Theft  and  Weather  Insurance 

Life  Insurance 

Fire,  Life,  Accident.  Automobile.  Employers'  Liability,  Inland 
Transportation,  Marine,  Plate  Glass,  Property  Damage, 
Public  Liability,  Sickness,  Sprinkler  Leakage,  Theft,  Weather 
and  Wrrkmen's  Compensation  Insurance 

Life,  Accident  and  Sickness  Insurance 

Fire,  Hail,  Inland  Transportation,  Marine,  Property  Damage, 
Sprinkler  Leakage  and  Weather  Insurance 

Fire,  Accident,  Automobile.  Guarantee,  Inland  Transportation, 
Plate  Glass,  Property  Damage,  Sickness  and  Theft  Insurance 

.\ccident,  Automobile,  Employers'  Liability,  Plate  Glass,  Public 
Liability,  Sickness  and  Theft  Insurance 

Fire,  Aircraft,  Automobile,  Hail,  Inland  Transportation,  Marine, 
Property  Damage,  Sprinkler  Leakage,  Theft  and  Weather  Ins, 

Life  Insurance 

Fire,  Automobile  and  Property  Damage  Insurance 

Life  Insurance 

Fire,  Life,  Accident,  Automobile,  Boiler  and  Machinery,  Em- 
ployers' Liability,  Guarantee,  Inland  Transportation,  Plate 
Glass,   Public  Liability,   Sickness  and   Theft  Insurance 

Fire,  Accident,  Automobile  and  Plate  Glass  Insurance 

Life  Insurance 

Fire,  Automobile  and  Property  Damage  Insurance 

Fire,  .\ntomobile  and  Inland  Transportation  Insurance 

Fire.  Inland  Transportation,  Marine,  Plate  Glass,  Property 
Damage,  Sprinkler  Leakage  and  Weather  Insurance 

Life  Insurance 

Life  Insurance 

Fire,  Accident,  .\utomobile.  Boiler  and  Machinery,  Employers' 
Liability,  Guarantee,  Inland  Transportation.  Plate  Glass, 
Property  Damage.  Public  Liability,  Sickness,  Sprinkler  Leak- 
age, Theft,  Weather  and  Workmen's  Compensation  Ins. .  . 

Accident,  Automobile,  Credit,  Employers'  Liability,  Guarantee, 
Property  Damage,  Public  Liability,  Theft  and  Workmen's 
Compensation   (limited  to  contracts  of  reinsurance) 

Fire  and  Sprinkler  Leakage  Insurance 

Fire,  Hail,  Inland  Transportation,  Marine,  Property  Damage 
Sprinkler  Leakage  and  Weather  Insurance 

Life  Insurance • 

Fire,  Inland  Transportation,  Property  Damage,  Sprinkler  Leak- 
age, Theft  and  Weather  Insurance 

Fire  and  Automob.le  Insiu-ance 

Life  Insurance 

Fire  Insurance 

Fire,  Accident,  Automobile,  Employers'  Liability,  Guarantee 
Inland  Transportation,  Plate  Glass,  Property  Damage,  Public 
Liability  and   Fheft  Insurance 

Fire,  Automobile,  Inland  1  ransportation.  Marine,  Property 
Damage  and  Weather  Insurance 

Accident,   Aircraft,   Automobile,   Boiler  and   Machinery,   G- 
antee,  Plate  Glass,  Sickness  and  Theft  Insurance 

Accident.  Automobile.  Employers'  Liability,  Guarantee,  Inland 
Transportation,  Plate  Glass,  Property  Damage,  Public 
Liability,  Sickness,  Thelt  and  Workmen's  Compensation  Ins. 

Fire,  Automobile,  Hail,  Inland  Transportation,  Marine,  Property 
Damage,  Sprinkler  Leakage.  Theft  and  Weather  Ins 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


\<,.  b 


INDEX  AND  LICENSE  RP:GISTEK  {Cont'd) 
CLASS  A— JOINT  STOCK  INSURANCE  COMPANIES 


Ref. 
No 


Name  of  Insurer 


Classes  of  Insuranxe 


;  Annual 
State- 
ment 

Page  No. 


Fire  Association  of  Philadelphia .  .  . 

Fire  Insurance  Co.  of  Canada 

Fireman's  Fund  Insurance  Co 

Firemen's  Ins.  of  Newark.  N.J 

First  American  Fire  Ins.  Co 

Fonciere  Fire  of  Paris,  France 

Franklin  Fire  Insurance  Company. 

General  Accident  Assur.  of  Canada 


Genera!  Ace,  Fire  &  Life  Assur. 


Hartford  Live  Stock  Insurance.  .  . . 
Hartford  Steam  Boiler  Inspection. 

Helvetia  Swiss  Fire  Insurance 

Home  Fire  and  Marine  Ins 


Home  Insurance  Company 

Homestead  Fire  Insurance 

Hudson  Bay  Insurance  Company. 


General  Exchange  Ins.  Corp'n .  . 
General  Security  Ins.  of  Canada. 


Gibraltar  Fire  &  Marine  Ins 

Girard  Fire  and  Marine  Ins 

Glens  Falls  Insurance  Company  . 

Globe  Indemnity  of  Canada 

Globe  &  Republic  of  America  .... 
Grain  Insurance  and  Guarantee .  . 

Granite  State  Fire  Insurance  Co. . 
Great  American  Indemnity  Co. .  . 

Great  American  Insurance  Co. .  .  . 

Great  West  Life  .Assurance 

Guarantee  Co.  of  N.  America.  . .  . 
Guardian  Assurance  Company.  .  . 

Guardian  Insurance  of  Canada.  .  . 

Guildhall  Insurance  Company.  . . . 
Halifax  Insurance  Company 

Hand-in-Hand  Insurance  Co 

Hanover  Fire  Insurance  Company 
Hartford  Accident  and  Indemnity 

Hartford  Fire  Insurance  Co 


Fire,  Automobile,  Inland  TranEportation,  Marine.  Property 
Damage.  Sprinkler  Leakage,  1  heft  and  Weather  Insurance. 

Fire,  Property  Damage  and  Sprinkler  Leakage  Insurance 

Fire,  Automobile,  Inland  ;  ransportation.  Marine,  Property 
Damage,  Sprinkler  Leakaee.  'Iheft  and  Weather  Ins 

Fire,  Automobile,  Hail,  Sprinkler  Leakage  and  Weather  Ins. .  .  . 

Fire,  Hail,  Inland  Transportation,  Property  Damage,  Sprinkler 
Leakage,  Theft  and  Weather  Insurance 

Fire  Insurance 

Fire,  Automobile,  Hail.  Inland  Transportation,  Marine,  Property 
Damage,  Sprinkler  Leakage,  Theft  and  Weather  Ins 

Fire,  Accident,  Automobile,  Boiler  and  Machinery,  Employers' 
Liability,  Guarantee,  Inland  Transportation,  Plate  Glass, 
Property  Damage,  Public  Liability,  Sickness,  Sprinkler  Leak- 
age, Theft  and  Weather  Insurance. 

Fire,  Accident,  Automobile,  Employers'  Liability,  Inland  Trans- 
ortation,  Plate  Glass,  Property  Damage,  Public  Liability, 
ickness.  Sprinkler  Leakage,  Theft  and  Weather  Ins 

Automobile  Insurance  (excluding  Liability  Insurance) 

Fire,  Accident,  Automobile,  Guarantee,  Hail.  Inland  Trans- 
portation, Plate  Glass,  Property  Damage,  Sickness.  Sprinkler 
Leakage,  Theft  and  Weather  Insurance 

Fire,  Automobile,  Hail,  Inland  Transportation.  Property 
Damage  and  Theft 

Fire,  Hail  and  Weather  Insurance 

Fire,  Automobile,  Inland  Transportation,  Marine,  Property 
Damage,  Sprinkler  Leakage,  Theft  and  Weather  Ins 

Fire,  Accident,  Automobile.  Boiler  and  Machinery,  Guarantee, 
Inland  Transportation,  Plate  Glass.  Property  Damage,  Sick- 
ness, Sprinkler  Leakage,  "Iheft,  Weather  and  Workmen's  Com- 
pensation Insurance 

Fire  Insurance 

Fire.  Guarantee  and  Theft  Insurance  (limited  to  renewal  of 
Insurance  Contracts  in  Ontario). 

Fire  Insurance ' 

Accident,  Automobile.  Aircraft,  Employers'  Liability,  Guar- 
antee, Plate  Glass,  Public  Liability,  Sickness  and  Theft  Ins.. 

Fire.  Automobile,  Aircraft,  Hail,  Inland  '1  ransportation,  Marine. 
Property  Damage.  Sprinkler  Leakage,  Theft  and  Weather  Ins. 

Life.  Accident  and  Sickness  Insurance 

Guarantee  and  Theft  Insurance 

Fire,  Accident,  Employers'  Liability,  Inland  Transportation, 
Property  Damage,  Publi'  Liability,  Sprinkler  Leakage.  Theft 
and  Weather  Insurance 

Fire,  Accident,  Aircraft,  Automobile,  Boiler  and  Machinery, 
Employers'  Liability,  Guarantee,  Inland  Transportation, 
Plate  Glass,  Property  Damage,  Public  Liability,  Sickness, 
Sprinkler  Leakage.  Theft  and  Weather  Insurance 

Fire,  Accident,  Automobile.  Employers'  Liability.  Inland  Trans- 
portation, Plate  Glass,  Property  Damage,  Public  Liability, 
Sickness,  Sprinkler  Leakage,  Theft  and  Weather  Insurance.  . 

Fire,  Automobile,  Accident,  Aircraft.  Boiler  and  Machinery, 
Guarantee,  Hail,  Inland  Transportation.  Live  Stock.  Plate 
Glass,  Property  Damage,  Sickness,  Sprinkler  Leakage,  Theft 
and  Weather  Insurance 

Fire,  Automobile,  Inland  Transportation,  Plate  Glass.  Property 
Damage.  Sprinkler  Leakage  and  Weather  Insurance : 

Fire,  Property  Damage,  Sprinkler  Leakage  and  Weather  Ins. 

Accident,  Aircraft,  .Automobile,  Employers'  Liability.  Guar- 
antee, Live  Stock,  Plate  Glass,  Public  Liability,  Sickness, 
Theft  and  Workmen's  Compensation  Insurance. .  .  | 

Fire,  Aircraft,  Automobile,  Hail,  Inland  Transportation,  Marine.. 
Property  Damage.  Sprinkler  Leakage.  Theft  and  Weather  Ins. 

Live  Stock  Insurance 


Imperial  Assurance  Company 

Imperial  Guarantee  &  Accident  Ins. 


Imperial  Insurance  Office 

Imperial  Life  Assurance  of  Canada. 


Boiler  and  Machinery  (limited  to  contracts  of  reinsurance) .  . 

Fire  Insurance 

Fire,  Inland  Transportation,  Marine,  Property  Damage, 
Sprinkler  Leakage,  Theft  and  Weather  Insurance 

Fire,  Automobile,  Hail,  Inland  Transjxirtation,  Marine.  Property 
Damage.  Sprinkler  Leakage,  Theft  and  Weather  Insurance    .] 

Fire,  Automobile,  Inland  Transportation.  Marine.  Property. 
Damage.  Sprinkler  Leakage,  Theft  and  Weather  Insurance.! 

Fire,  Accident,  Automobile.  Boiler  and  Machinery.  Guarantee.! 
Inland  Transportation.  Plate  Gla^s.  Property  Damage.  Sick-, 
ness.  Sprinkler  Leakage,  Theft  and  Weat.'ier  Insurance 

Fire,  Property  Damage,  Sprinkler  Leaka>^e  and  Weather  Ins. 

Fire,  Accident,  Automobile,  Employers'  Liability,  Ciuaraiitee.' 
Inland  '1  ransportation,  Marine,  Plate  Glass,  Property  Dam-| 
age.  Public  Liability,  Sickness.  Sprinkler  Leakage.  Theft.' 
Weather  anil  Workmen's  Compensation I 

Fire.  Accident.  Automobile.  Employers'  Liability.  Guarantee.! 
Inland  '1  ransportation.  Plate  Glass.  Property  Damage.  Public 
Liability,  Sickness,  Sprinkler  Leakage,  iheft.  Weather -and 
Workmen's  Compensation  Insurance 

Life  Insurance 


INDEX  FOR   1942 


INDEX  AND  LICENSE  KECJISTEK  (Cont'd) 
CLASS  A— JOINT  STOCK  INSURANCE  COMPANIES 


Rkf 
No 


Name  of  Insurer 


Classes  of  Insurance 


Annual 
State- 
ment 
Page  No. 


Infiemnity    Insurance    Company    of 
X.  America.  Philadelphia,  Pa..  .  . 

Indemnity  Marine  Assurance.  .  .  .  .  . 

Insurance  Company  of  N'.  America. 

International  Fidelity  Insurance. . .  . 

Jersey  Insurance  of  Xew  York 

Law.  Union  and  Rock  Insurance.  . 


Legal  and  General  Assurance  Soc. 
Liverpool  &  London  &  Globe  Ins. 


Liverpool- Manitoba  Assurance    .  .  , 

Local  Government  Guarantee  Soc 
London  Assurance 

London-Canada  Insurance 

London  and  County  Insurance.  .  .  , 
London  Guarantee  and  Accident.  . 


London  &  Lancashire  Guar.  &  Ace 


London  &  Lancashire  Insurance.  . 

London  Life  Insurance  Company. 

London    &     Provincial     Marine 

General  Insurance 

London  &  Scottish  Assurance .... 

Loyal  Protective  Life  Insurance. 
Lumbermen's  Insurance  Company 
Manufacturers  Life  Insurance. .  .  . 
Marine  Insurance  Company 

Maryland  Casualty  Company. .  .  . 

Maryland  Insurance  Company.  .  . 
Mercantile  Insurance  Company .  . 


Merchants  Fire  Assurance  Corp'n  of 

Xew  York 

Merchants  Fire  Insurance  Co 

Merchants  and  Mfgrs.  of  X.Y 

Merchants  Marine  Insurance 

Mercury  Insurance  Company 

Metropolitan  Casualty  of  N.Y 

Michigan  Fire  &  Marine  Insurance. 

Monarch  Life  Assurance 

Montreal  Life  Insurance 

Motor  Union  Insurance  Company .  . 

National-Ben  Franklin  Fire  Ins 

Xational  Fire  Ins.  of  Hartford 

National  Liberty  of  America 

Xational  Life  Assurance  Company. 
Xational-Liverpool  Ins.  Company .  . 
Xational  Provincial  Ins.  Co 

Xational  Security  Insurance 


Accident.  Automobile,  Guarantee.  Live  Stock,  Plate  Glass, 
Sickness  and  Theft  Insurance 

Inland  Transportation.  Marine  and  Property  Damape  Ins.   .  .  . 

Fire.  Aircraft,  Automobile,  Hail.  Inland  Transportation,  Marine 
Property  Damage.  Sprinkler  Leakage  and  Weather  Ins 

Guarantee  Insurance 

Fire,  Automobile.  Sprinkler  Leakage  and  Weather  Insurance. .  . 

Fire.  Accident,  Automobile,  Employers'  Liability,  Guarantee 
Inland  Transportation.  Plate  Glass.  Property  Damage.  Public 
Liability.  Sickness,  Sprinkler  Leakage,  Theft,  Weather  and 
Workmen's  Compensation  Insurance 

Fire,  Accident,  Inland  Transportation,  Plate  Glass,  Property 
Damage,  Sickness,  Sprinkler  Leakage.  Theft  and  Weather  Ins. 

Fire.  Life.  Accident.  Automobile.  Boiler  and  Machinery.  Guar- 
antee. Inland  Transportation.  Marine.  Plate  Glass.  Property 
Damage,  Sickness.  Sprinkler  Leakage,  Theft,  Weather  and 
Workmen's  Compensation  Insurance 

Fire.  Automobile,  Property  Damage,  Sprinkler  Leakage  and 
Weather  Insurance 

Fire,  Property  Damage  and  Sprinkler  Leakage  Insurance 

Fire,  Accident,  Automobile.  Employers'  Liability,  Inland  Trans- 
portation. Marine.  Plate  Glass.  Property  Damage.  Public 
Liability.  Sickness.  Sprinkler  Leakage.  Theft  and  Weather  Ins 

Fire,  Automobile.  Hail.  Inland  Transportation.  Property 
Damage.  Sprinkler  Leakage.  Theft  and   Weather  Insurance.  . 

Fire.  Automobile.  Property  Damage.  Sprinkler  Leakage  and 
Weather  Insurance 

Fire.  Accident.  Aircraft.  Automobile.  Boiler  and  Machinery 
Employers'  Liability.  Guarantee.  Inland  Transportation 
Plate  Glass.  Property  Damage.  Public  Liability,  Sickness 
Sprinkler  Leakage.  Theft  and  Weather  Insurance 

Fire.  Accident.  Automobile.  Employers'  Liability.  Guarantee 
Inland  Transportation.  Plate  Glass.  Property  Damage.  Public 
Liability.  Sickness.  Sprinkler  Leakage,  "Theft  and  Workmen's 
Compensation  Insurance 

Fire.  Automobile,  Inland  Transportation,  Property  Damage 
Sprinkler  Leakage  and  Weather  Insurance 

Life,  Accident  and  Sickness  Insurance 


Fire,  Accident,  Automobile,  Employers'  Liability,  Guarantee, 
Inland  1  ransportation,  Plate  Glass.  Property  Damage, 
Public  Liability,  Sickness,  Sprinkler  Leakage,  Theft  and 
Weather  Insurance 

Fire.  Accident.  Automobile,  Employers'  Liability.  Hail.  Plate 
Glass.  Property  Damage.  Public  Liability.  Sickness,  Sprinkler 
Leakage,    iheft  and  Weather  Insurance 

Life.  Accident  and  Sickness  Insurance 

Fire.  Inland  Transportation.  Property  Damage  and  Theft  Ins. 

Life  Insurance 

Fire.  Aircraft,  Automobile,  Inland  Transportation  Marine  and 
Property  Damage  Insurance 

Accident,  Aircraft,  Automobile.  Boiler  and  Machinery.  Em- 
ployers' Liability.  Guarantee.  Plate  Glass,  Property  Damage, 
Public  Liability,  Sickness.  Sprinkler  Leakage.  Theft  and 
Workmen's  Compensation  Insurance 

Fire.  Hail.  Inland  'Transportation.  Property  Damage.  Sprinkler 
Leakage.  Theft  and  Weather  Insurance 

Fire.  Accident.  Automobile.  Employers'  Liability.  Inland 
Transportation.  Property  Damage,  Sprinkler  Leakage,  Theft 
and  Weather  Insurance 


Fire,  Property  Damage,  Sprinkler  Leakage  and  Weather  Ins 

Fire  and  Automobile  Insurance 

Fire,  Property  Damage,  Sprinkler  Leakage  and  Weather  Ins 
Fire.    Automobile.    Property    Damage.    Sprinkler   Leakage   and 

Weather  Insurance 

Fire.    Automobile,    Property   Damage,    Sprinkler   Leakage   and 

Weather  Insurance 

Accident,    Automobile,    Guarantee,    Plate   Glass.   Sickness  and 

Theft  Insurance - 

Fire,     Automobile,     Hail,     Inland     Transportation,     Property 

Damage,  Sprinkler  Leakage  and  Weather  Insurance 

Life  Insurance 

Life  Insurance 

Fire.    Accident.    Automobile.    Marine,    Plate    Glass,    Property 

Damage,  Public  Liability,  Sprinkler  Leakage  and  Weather  Ins. 
Fire,    Automobile,    Inland    Transportation.    Property    Damage, 

Sprinkler  Leakage  and  Theft  Insurance 

Fire.  Aircraft.  Automobile.  Inland  Transportation  and  Property 

Damage  Insurance 

Fire.  Automobile,  Hail.  Inland  Transportation,  Marine,  Property 

Damage,  Sprinkler  Leakage,  Theft  and  Weather  Insurance. 

Life  Insurance 

Fire,  Property  Damage.  Sprinkler  Leakage  and  Weather  Ins..  . 
Fire.   Plate  Glass.   Property   Damage.   Sprinkler    Leakage    and 

Weather  Insurance 

Fire  Insurance 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


No.  6 


INDEX  AND  LICENSE  REGISTER  (Cont'd) 
CLASS  A— JOINT  STOCK  INSURANCE  COMPANIES 


Ref. 
No. 


Name  of  Insurer 


Classes  of  Insurance 


1  .Annual 
'    State- 
ment 
Page  Xo. 


National  Surety  Corporation 

National  Union  Fire  of  Pittsburg,  Pa 


Nationale  Fire  Ins.  of  Paris.  France. 
Newark  Fire  Insurance  Company.. . 


New  Brunswick  Fire  Insurance. 


180  New  England  Fire  Insurance. . . . 

181  New  Hampshire  Fire  Insurance. 

182  New  York  Fire  Insurance 

183  New  York  Underwriters 


Niagara  Fire  Insurance. 


North  American  Accident. . . . 
North  British  &  Mercantile  Ir 


North  Empire  Fire .  .  .  . 
North  River  Insurance. 


Northern  Life  Assurance 

Northwest  Casualty  Company ... 
Northwestern  National  Insurance. 


Norwich  Union  Fire  Insurance  Soc. 


Occidental  Fire  Insurance . 


North  West  Fire  Insurance .  . .  , 
Northern  Assurance  Company . 


Occidental  Life  Insurance 

Ocean  Accident  &  Guarantee  Corp'n 


Pacific  Coast  Fire  Insurance . 
Pacific  Fire  Insurance 


Palatine  Insurance  Company . 
Patriotic  Assurance  Company. 


Pearl  Assurance  Company.  .  . 
Phenix  Fire  of  Paris,  France . 
Philadelphia  Fire  &  Marine. . 
Phoenix  Assurance  Company 


Phoeni.x  Insurance  of  Hartford  . 
Pilot  Insurance  Company 


Pioneer  Insurance  Company 

Planet  Assurance  Company 

Protective  Association  of  Canada. . 
on  Insurance. 


Providence  Washington  I 


Provincial  Insurance  Company. , 
Prudential  Assurance  Company . 


Quebec  Fire  Assurance  Company. 

Queen  City  Fire  Insurance 

Queen  Insurance  of  America 


'Guarantee  Insurance  (as  a  discontinuing  Company  only) 

Fire,    Aircraft,    Automobile,    Inland    Transportation.    Property 

i      Damage.  Sprinkler  Leakage  and  Weather  Insurance 

IFire  and  Property  Damage  Insurance 

Fire,  Automobile.  Property  Damage.  Sprinkler  Leakage  and 
Weather  Insurance 

Fire.  Hail.  Inland  Transportation,  Marine,  Property  Damage, 
Sprinkler  Leakage.  Theft  and  Weather  Insurance 

Fire.  Automobile.  Hail  and  Property  Damage  Insurance 

Fire  and  Automobile  Insurance 

Fire,   Propertv   Damage,   Sprinkler  Leakage  and   Weather  Ins. 

Fire,  Automobile,  Hail.  Inland  Transportation.  Marine,  Property 
Damage,  Sprinkler  Leakage  and  Weather  Insurance 

Fire,  Automobile.  Hail,  Inland  Transportation.  Property 
Damage,  Sprinkler  Leakage,  Theft  and  Weather  Insurance.  . 

Accident  and  Sickness  Insurance ■.•■.: 

Fire,  Accident,  .\utomobile.  Employers'  Liability,  Guarantee, 
Inland  Transportation,  Plate  Glass,  Property  Damage.  Public 
Liability,   Sickness,   Sprinkler  Leakage,   Theft,  Weather  and 

i     Workmen's  Compensation  Insurance 

iFire.  Inland  Transportation.  Property  Damage,  Sprinkler  Leak- 
age. Theft  and  Weather  Insurance 

[Fire,  Aircraft, Inland  Transportation,  Marine,  Property  Damage. 
Sprinkler  Leakage  and  Weather  Insurance 

Fire  and  Property  Damage  Insurance 

Fire.  Accident,  Automobile.  Boiler  and  Machinery,  Employers' 
Liability,  Guarantee,  Inland  Transportation,  Marine,  Plate 
Glass,  Property  Damage,  Public  Liability.  Sickness,  Sprinkler 
Leakage,  Theft.  Weather  and  Workmen's  Compensation  Ins. 

iLife  Insurance 

lAutomobile.  Plate  Glass  and  Theft  Insurance    

iFire,    Automobile,    Inland    Transportation,    Property    Damage, 

I     Sprinkler  Leakage,  Theft  and  Weather  Insurance 

jl'ire.  Accident.  Automobile,  Employers'  Liability,  Guarantee. 
Inland  Transportation.  Marine.  Plate  Glass,  Property 
Damage,  Public  Liability.  Sickness.  Sprinkler  Leakage,  Theft, 

!     Weather  and  Workmen's  Compensation  Insurance. 

Fire,  Accident,  Automobile.   Employers'  Liability,   Hail,   Plate 

I  Glass.  Property  Damage,  Public  Liability.  Sickness,  Sprinkler 
Leakage,  Theft,  Weather  and  Workmen's  Compensation  Ins. 

Life.  Accident  and  Sickness  Insurance 

^Fire.  Accident,  Automobile,  Boiler  and  Machinery.  Employers' 
Liability.    Guarantee.    Inland    Transportation.    Plate    Glass, 

[     Property  Damage,  Public  Liability.  Sickness.  Sprinkler  Leak- 
age. Theft.  Weather  and  Workmenis  Compensation  Ins..._.  .  . 
Fire,    Accident.    Automobile,    Inland    Transportation,    Marine, 

I     Property  Damage.  Sprinkler  Leakage.  Theft  and  Weather  Ins. 

I  Fire.  Inland  Transportation.  Property  Damage.  Sprinkler  Leak- 

I     age.  '1  heft  and  Weather  Insurance 

|Fire.  Automobile  and  Property  Damage  Insurance 

j  Fire.  .Automobile,  Property  Damage,  Sprinkler  Leakage,  Theft 
and  Weather  Insurance 

'Fire.  Accident,  Automobile.  Guarantee.  Inland  Transportation, 

j     Property  Damage.  Sprinkler  Leakage.  Theft  and  Weather  Ins. 

Fire.  Automobile  and  Property  Damage  Insurance  (limited  to 

renewal  of  insurance  contracts) 

IFire,  Hail,  Inland  Transportation,   Marine,  Property  Damage. 

I     Sprinkler  Leakage  and  Weather  Insurance 

Fire.    Aircraft,    Automobile.    Accident,    Employers'    Liability. 

i  Guarantee,  Inland  Transportation.  Marine.  Plate  Glass, 
Property  Damage,  Public  Liability,  Sickness,  Sprinkler  Leak- 
age, Theft  and  Weather  Insurance 

Fire,  Aircraft,   Hail,  Inland   Transportation,   Marine,  Property 

Damage,  Sprinkler  Leakage  and  Weather  Insurance 

Fire.  Accident.  Automobile.  Boiler  and  Machinery.  Employers' 
Liability.  Guarantee,  Hail,  Inland  Transportation,  Marine. 
Plate  Glass,  Property  Damage,  Public  Liability,  Sickness, 
Sprinkler  Leakage,  Theft,  Weather  and  Workmen's  Com- 
pensation Insurance 

iFire,   Automobile,   Property   Damage,   Sprinkler  Leakage  and 

Weather  Insurance 

Fire.  Property  Damage.  Sprinkler  Leakage  and  Weather  Ins. .  . 

Accident  and  Sickness  Insurance 

Fire.  Automobile,  Hail,  Inland  Transportation,  Marine,  Property 

Damage,  Sprinkler  Leakage  and  'VVeather  Insurance 

Fire.  Automobile  and  Property  Damage  Insurance 

Fire.  Life,  Accident,  Automobile,  Employers'  Liability,  Guar- 
antee. Inland  1  ransportation,  Plate  Glass.  Property  Damage, 
Public  Liability.  Sickness,  Sprinkler  Leakage,  '1  heft.  Weather 

and  Workmen's  Compensation  Insurance 

Fire.  Inland  1  ransportation.  Property  Damage.  Sprinkler  Leak' 

age  and  Weather  Insurance 

Fire,  Hail.  Inland  Transportation,  Property  Damage.  Sprinkler 

Leakage  and  Weather  Insurance 

Fire.  Automobile.  Inland  Transportation,  Marine,  Property 
Damage.  Sprinkler  Leakage  and  Weather  Insurance 


INDEX    FOR    1^42 


IINUKX  AND  LICENSE  KEGISTEK  (Conrd) 
CLASS  A— JOINT  STOCK  INSURANCE  COMPANIES 


Name  of  Insurer 


Classes  of  iNsiiRANCE 


Annual 
State- 
ment 
Page  No. 


Railway  Passen^!ers  Assurance. 


Reliance  Insurance  Company. 
Royal  Exchange  Assurance .  .  . 


Roy.il  Insurance  Company 


Royal  Scottish  Insurance  Co 

St.  Paul  Fire  &  Marine  Insurance. 


Saint  Paul-Mercury  Indennnity  .  . 
SauveKarde.  La.  Life  Insurance 
Scottish  Canadian  .Assurance.  .  . 
Scottish  Insurance  Corporation 
Scottish  Metropolitan  .Assurance. 


Scottish  Union  &  National  Ins 

Sea  Insurance  Company 

Security  Insurance  of  New  Haven  . 

Security  National  Insurance 

Sentinel  Fire  Insurance 


South  British  Insurance  Company 


Southern  Insurance  Company 


Sovereign  Life  Assurance.  .  .  . 
Springfield  Fire  &  Marine .  .  . 

Standard  Marine  Insurance.  . 
State  .Assurance  Company  .  , 
Sterling  Insurance  Company. 
Sun  Insurance  (-)rtice 


Sun  Life  Assurance  Company. 
Svea  Fire  &  Life  Insurance .  .  . 


Sw  itzerland  General  Insurance  . 
Toronto  General  Insurance .  .  .  . 


Travelers  Fire  Insurance 

Travelers  Indemnity  Company. 
Travelers  Insurance  Company . 
Union  Assurance  Society 


Union  Fire.  .\cc.  &  Gener 
France    


of  Paris 
Union  Insurance  Society  of  Canton 


Marine  &  General  Insurance, 


United  British  Insurance. 


United  Firemen's  I 

United  States  Fidelity  &  Guaranty 


United  States  Fire  Insurance. 


United  States  Guarantee 

Urbaire  Fire  Ins.  of  Paris.  France. 


Fire,  Accident.  Automobile,  Employers'  Liability,  Guarantee, 
Inland  Transportation,  Plate  Glass,  Property  Damage,  Public 
Liability.  Sickness.  Sprinkler  LeakaKC,  Theft,  Weather  and 
Worknien's  Compensation  Insurance 

Fire,  Hail,  Inland  Transportation.  Property  Damage.  Sprinkler 
Leakage.  Theft  and  Weather  Insurance 

Fire,  Accident.  Automobile,  Employers'  Liability,  tluarantee. 
Inland  Transportation,  Marine,  Property  Damage,  Public 
Liability,  Sickness,  Sprinkler  Leakage,  '1  heft.  Weather  and 
Workmen's  Compensation  Insurance 

Fire,  Life,  Accident,  Automobile,  Boiler  and  Machinery,  Guar- 
antee, Inland  Transportation,  Marine,  Plate  Glass,  Property 
Damage,  Sickness,  Sprinkler  Leakage,  1  heft.  Weather  and 
Workmen's  Compensation  Insurance 

Fire,  Property  Damage.  Sprinkler  Leakage  and  Weather  Ins. .  . 

Fire,  Aircraft,  Automobile.  Hail.  Inland  Transportation,  Marine, 
Property  Damage.  Sprinkler  Leakage.  Theft  and  Weather  Ins. 

Accident  and  Automobile  Insurance 

Life  Insurance 

Fire,  Property  Damage,  Sprinkler  Leakage  and  Weather  Ins..  . 

Fire  and  Property  Damage  Insurance 

Fire.  Accident.  Automobile,  Employers'  Liability,  Guarantee, 
Inland  Transportation.  Plate  Glass.  Property  Damage,  Public 
Liability,  Sickness,  Sprinkler  Leakage,  W'eather  and  Work- 
men's Compensation  Insurance 

Fire,  Automobile,  Inland  Transportation,  Property  Damage, 
Sprinkler  Leakage.  Theft  and  Weather  Insurance 

Fire,  Inland  Transportation,  Marine,  Property  Damage  and 
Weather  Insurance 

Fire,  Automobile,  Inland  Transportation.  Marine,  Property 
Damage.  Sprinkler  Leakage,  Theft  and  Weather  Insurance.  . 

Fire  Insurance 

Fire,  Hail,  Inland  Transportation,  Property  Damage.  Sprinkler 
Leakage  and  Weather  Insurance 

Fire,  Accident,  Automobile.  Employers'  Liability,  Inland  Trans- 
portation. Plate  Glass,  Property  Damage.  Public  Liability. 
Theft  and  Workmen's  Compensation  Insurance 

Fire,  Automobile.  Plate  Glass,  Property  Damage.  Sprinkler 
Leakage  and  Weather  Insurance 

Life  Insurance 

Fire,  Aircraft,  Automobile.  Inland  Transportation,  Property 
Damage.  Sprinkler  Leakage,  Theft  and  "Weather  Insurance.  . 

Inland  1  ransportktion  and  Marine  Insurance 

Fire,  Property  Damage.  Sprinkler  Leakage  and  Weather  Ins. .  . 

Fire  Insurance 

Fire,  Accident,  Automobile,  Employers'  Liability,  Guarantee, 
Inland  Transportation.  Marine,  Plate  Glass,  Property 
Damage.  Public  Liability.  Sickness,  Sprinkler  Leakage,  "Theft, 
Weather  and  Workmen's  Compensation  Insurance 

Life  Insurance 

Fire,  Sprinkler  Leakage  and  Weather  Insurance  'limited  to 
renewals  of  insurance  contracts) 

Fire  Insurance 

Fire,  Accident,  Automobile,  Employers'  Liability,  Guarantee, 
Inland  Transportation,  Plate  Glass,  Property  Damage.  Public 
Liability.  Sickness.  Theft.  Weather  and  Workmen's  Compen- 
sation Insurance 

Fire,  Aircraft.  Automobile.  Inland  Transportation.  Property 
Damage   Sprinkler  Leakage  and  Weather  Insurance 

Aircraft.  Automobile.  Boiler  and  Machinery,  Guarantee,  Plate 
Glass,  Public  Liability  and  Theft  Insurance 

Life.  Accident,  Aircraft.  Automobile.  Employers'  Liability, 
Public  Liability,  Sickness  and  Workmen's  Compensation  Ins. 

Fire.  Accident,  Automobile.  Employers'  Liability,  Inland  Trans- 
portation. Plate  Glass.  Property  Damage,  Public  Liability, 
Sickness.  Theft  and  Workmen's  Compensation  Insurance.  .  . 

Fire,  Automobile.  Property  Damage,  Sprinkler  Leakage  and 
Weather  Insurance 

Fire,  Accident,  Automobile.  Employers'  Liability,  Guarantee. 
Inland  Transportation,  Marine.  Plate  Glass.  Property 
Damage.  Public  Liability.  Sickness.  Sprink'er  Leakage.  Iheft, 
Weather  ana  Workmen's  Compensation  Insurance 

Fire,  Accident,  Automobile.  Employers'  Liability.  Guarantee, 
Inland  Transportation,  Marine,  Plate  Glass,  Property 
Damage.  Public  Liability,  Sickness,  Sprinkler  Leakage,  Theft 
and  Weather  Insurance 

Fire,  Automobile,  Property  Damage.  Sprinkler  Leakage  and 
Weather  Insurance 

Fire.  Property  Damage.  Sprinkler  Leakage  and  Weather  Ins. .  . 

Accident.  Aircraft.  Automobile,  Employers'  Liability,  Guar- 
antee. Plate  Glass.  Public  Liability,  Sickness,  Theft  and 
Workmen's  Compensation  Insurance 

Fire,  Aircraft,  Automobile.  Inland  Transportation,  Marine, 
Property  Damage,  Sprinkler  Leakage  and  Weather  Ins 

Automobile,  Employers'  Liability.  Public  Liability  and  Theft  Ins. 

Fire,  Property  Damage.  Sprinkler  Leakage  and  Weather  Ins  .  . 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


No.  6 


INDEX  AND  LICENSE  REGISTER  (Cont'd) 
CLASS  A— JOINT  STOCK  INSURANCE  COMPANIES 


Ref. 

No. 

Name  of  Insurer 

Classes  of  Insurance 

Annual 
State- 
ment 
Page  No. 

Victory  Insurance  Company 

Wellington  Fire  Insurance 

Westchester  Fire  Insurance 

Western  Assurance  Company 

73 

259 
260 
261 

Fire.  Accident,  Automobile.  Guarantee,  Inland  Transportation. 
Plate  Glass,  Property  Damage  and  Theft  Insurance 

Fire,  Automobile,  Hail.  Inland  Transportation,  Marine,  Property 
Damage.  Sprinkler  Leakage  and  Weather  Insurance 

Fire,    Accident,    Aircraft,    Automobile.    Boiler   and    Machinery. 
Employers'     Liability,     Guarantee.     Inland     Transportation, 
Marine.  Plate  Glass.  Property  Damage,  Public  Liability,  Sick- 
ness,   Sprinkler    Leakage.    Theft.    Weather   and    Workmen's 

74 
74 

74 

262 

74 

263 
264 

265 
266 
267 

Westminster  Fire  Office 

World  Fire  &  Marine  Insurance.  .  .  . 

World  Marine  &  General  Ins 

Yorkshire  Insurance  Company 

Zurich  Gen.  Accident  &  Liability.  . 

Fire.  Property  Damage,  Sprinkler  Leakage  and  Weather  Ins. .  . 

Fire.  Automobile.  Hail.  Inland  Transportation.  Marine.  Property 
Damage,  Sprinkler  Leakage  and  Weather  Insurance 

Fire.  Accident.  Automobile,  Boiler  and  Machinery.  Employers' 
Liability,    Guarantee,    Inland    Transportation,    Plate    Glass, 
Property  Damage,  Public  Liability,  Sickness.  Sprinkler  Leak- 
age, Theft,  Weather  and  Workmen's  Compensation  Ins 

Fire,  Accident,  Automobile,  Boiler  and  Machinery,  Employers' 
Liability.    Guarantee,    Inland    Transportation,    Live    Stock, 
Marine,    Plate    Glass,    Property    Damage,    Public    Liability, 
Sickness,"  Sprinkler  Leakage,  Theft  and  Weather  Insurance.  . 

Accident,  Automobile,  Employers'  Liability,  Inland  Transpor- 
tation, Plate  Glass.  Public  Liability.  Sickness  and  Theft  Ins. 

75 
75 

75 

75 
7S 

CLASS  B— MUTUAL  INSURANCE  CORPORATIONS 


Ref. 
No. 

Name  of  Insurer 

Classes  of  Insurance 

Annual 
State- 
ment 
Page  No. 

Farmers'  Mutual— Fire 

78 

78 

Ayr  Farmers' 

Fire  Insurance 

78 

78 

78 

78 

78 

78 

9 

Canadian  Millers'  Mutual 

Fire  insurance  limited  to  insuring  on  the  prernium 
note   plan   against   fire   and    lightning,    buildings, 
plant  and  stocks  of  millers  and  grain  dealers  used 
in  connection  with  the  milling  or  grain  trade,  also 
dwellings  and  outbuildings  and  contents  thereof 
owned  by  such  millers  and  grain  dealers  or  their 

78 

78 

78 

Culross 

78 

78 

14 

Dorchester    North  and  South 

78 

15 

78 

78 

17 

Dumfries.  North,  and  Waterloo.  South 

78 

18 

78 

78 

78 

21 

78 

78 

78 

24 

78 

25 

78 

Formosa  Mutual 

Germania  Farmers' 

Glengarry  Farmers' 

Grand  River  Farmers' 

78 

78 

28 

78 

78 

78 

31 

Grey  and  Bruce 

Guelph  Township 

78 

32 

78 

79 

79 

35 

79 

36 

Hopewell  Creek 

79 

79 

79 

39 

79 

40 

79 

79 

42 

79 

43 

79 

44 

London  Township 

Fire  Insurance 

79 

INDEX  FOR   1941 


INDEX  AND  LICENSE  REGISTER  (Cont'd) 
CLASS  B— MUTUAL  INSURANCE  CORPORATIONS 


Ret. 
No. 

Name  of  Insurer 

Classes  of  Insurance 

Annual 
State- 
ment 
Page  No. 

45 

McOillivray 

Fire  Insurance      

79 

Fire  Insurance 

Fire  Insurance 

Fire  Insurance      

79 

47 
48 

79 

79 

A9 

Fire  Insurance 

Fire  Insurance 

Fire  Insurance 

79 

50 

North  Kent         

79 

51 

Oneida  Farmers' 

79 

S? 

79 

79 

54 

Peel  County  Farmers' 

Peel  and  Maryborough 

Prescott  Farmers' 

79 

SS 

79 

56 

Fire  Insurance 

Fire  Insurance 

79 

57 
58 
59 
60 
61 
62 

79 

Saltfleet  and  Binbrook 

Southwold  Farmers' 

79 

Fire  Insurance 

79 

Fire  Insurance 

79 

Usbome  and  Hibbert 

79 

Fire  Insurance 

79 

63 

Waterloo,  North.  Farmers' 

79 

79 

65 

Westminster  Township 

Williams.  East 

Yarmouth .    . 

Fire  Insurance 

79 

66 

79 

67 

Fire  Insurance 

79 

68 

Farmers'  Mutual— Weather 

79 

69 

Weather  Insurance 

79 

Associated  New  England  Factory  Mutuals 

Fire  Insurance 

Fire  Insurance 

Fire  Insurance.    .    .        

86 

2 
3 
4 
5 
6 
7 
8 
9 
10 

Blackstone  Mutual  Fire 

86 
86 

Cotton  and  Woolen  Manufacturers' 

Fall  River  Manufacturers'  Mutual 

Fire  Insurance 

Fire  Insurance 

86 
87 

Firemen's  Mutual 

87 

87 

Philadelphia  Manufacturers'  Mutual  Fire 

87 

Fire  Insurance 

87 

87 

88 

Other  Mutuals 

Central  Manufacturers'  Mutual 

Hardware  Dealers'  Mutual 

Fire.  Automobile,  Inland  Transportation.  Property 

89 
89 

2 

Fire.  Automobile.  Inland  Transportation.  Property 
Damage,  Sprinkler  Leakage,   Theft  and  Weather 
Insurance 

Fire.    Property    Damage.    Sprinkler    Leakage    and 

89 
89 
89 

Liberty  Mutual 

89 

4 

Accident,  Automobile,   Employers'  Liability.  Guar- 
antee,  Theft  and  Workmen's  Compensation  Ins. 
Fire,     Property    Damage.    Sprinkler    Leakage    and 

5 

Ltmiber  Mutual  Fire  of  Boston 

Lumbermens  Mutual  Casualty 

Lumbermens  Mutual  of  Mansfield".  Ohio 

Metropolitan  Life  Insurance 

Mill  Owners'  Mutual  Fire  of  Iowa 

Mutual  Benefit  Health  &  Accident 

89 
89 

6 

Automobile,  Accident.  Boiler  and  Machinery,  Plate 

90 

7 

90 

8 
9 

Life,  Accident  and  Sickness  Insurance 

Fire,     Property    Damage,    Sprinkler    Leakage    and 

90 
90 

10 

Accident  and  Sickness  Insurance        ... 

91 

11 

91 

12 

Mutual  Implement  A  Hardware 

National  Retailers  Mutual 

Fire,  Automobile.  Inland  Transportation,  Property 
Damage,  Sprinkler  Leakage,  Theft  and  Weather 
Insurance 

Fire  and  Automobile  Insurance 

Life  Insurance 

Fire,  Automobile,  Inland  Transportation,  Property 
Damage,  Sprinkler  Leakage  and  Weather  Ins. .  .  . 

Fire,    Property    Damage,    Sprinkler    Leakage    and 

92 
92 

14 
15 

16 

New  York  Life  Insurance 

Northwestern  Mutual  Fire  Assoc 

Pennsylvania  Lumbermen's  Mutual 

Prudential  Insurance 

Royal  Guardians 

92 
93 
93 

17 

93 

18 

93 

19 

94 

20 

State  Farm  Mutual  Automobile 

94 

71 

94 

22 

United  Mutual  Fire 

Fire.  Automobile,  Property  Damage,  Sprinkler  Leak- 
age and  Weather  Insurance 

94 

ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


No.  6 


INDEX  AND  LICENSE  REGISTER  {Coned) 
CLASS  C— CASH-MUTUAL  INSURANCE  CORPORATIONS 


Ref. 
No. 

Name  of  Insurer 

Classes  of  Insurance 

Annual 
State- 
ment 
Page  No. 

Fire,     Accident,     Automobile,     Guarantee,     Inland 
Transportation,    Plate   Glass,    Property    Damage. 

97 

Fire,     Automobile,     Inland     Transportation,     Plate 
Glass,  Property  Damage.  Public  Liability,  Theft 
and  Weather  Insurance 

Fire  Insurance 

Fire,  Inland  Transportation,  Plate  Glass,   Property 
DamaKe,  Sprinkler  Leakage,  Theft  and  Weather 
Insurance 

Fire  Insurance 

Fire,  Inland  Transportation,  Property  Damage  and 
Theft  Insurance 

Fire,  Accident,  Automobile,  Boiler  and  Machinery, 
Employers'    Liability,    Guarantee,    Hail,    Inland 
Transportation,    Marine,    Plate    Glass,    Property 
Damage.     Public    Liability,     Sprinkler    Leakage. 
Theft  and  Weather  Insurance  (excluding  Insurance 
on  the  Premium  Note  Plan) 

3 

97 
97 

S 

97 
99 

Waterloo  Mutual  Fire           

7 

99 

101 

CLASS  D— FRATERNAL  SOCIETIES 


Ref. 

No. 


Name  of  Insurer 


Aid  Association  for  Lutherans 

Alliance  Nationale 

Artisans  La  Societe  des  Canadiens-Francais. 

Associated  Canadian  1  ravellers 

♦Canadian  Order  of  Chosen  Friends 

Canadian  Order  of  Foresters 

Canadian  Woodmen  of  the  World 

Catholic  Mutual  Benefit  Assoc,  of  Canada. . 


9    Catholic  Order  of  Foresters 

10  City  of  Ottawa  Superannuation  Fund 

11  Civil  Service  Mutual  Benefit  Society 

12  Commercial  Travelers  Mut.  Ace.  Assoc,  of  Amer. 

13  Commercial  Travellers  Assoc,  of  Canada 

14  Croatian  Fraternal  Union  of  America 

15  First  Catholic  Slovak  Union  of  the  U.S.  of  Amer. 

16  I  Grand  Orange  Lodge  of  British  America 

17  [Hamilton  Firemen's  Benefit  Fund 

18  j  Hamilton  Police  Benefit  Fund 

19  I  Independent  Order  of  Foresters 

20  'Jewish  National  Workers  Alliance  of  America.  . 

2 1  Knights  of  Columbus 

London  Police  Benefit  Fund  Association 

Lutheran  Brotherhood 

Maccabees,  The 

Ministers  Life  and  Casualty  Union 

National  Fraternal  Society  of  the  Deaf 

Ontario  Commercial  Travellers'  Association. . .  . 
Ontario  Secondary  Teachers'  Fraternal  Society 

Order  of  Italo-Canadians 

Ottawa  Firemen's  Sup.  and  Benefit  Fund 

Ottawa  Police  Benefit  Fund  Association 

Royal  Arcanum 

Slovene  National  Benefit  Society 

Sons  of  England  Benefit  Society 

Sons  of  Scotland  Benevolent  Association 

Stratford.  City  of.  Municipal  Benefit  Fund.  .  .  . 

Toronto  Fire  Dept.  Super,  and  Ben.  Fund 

Toronto  Police  Benefit  Fund 

Ukrainian  National  Association 

Ukrainian  Working  Men's  Association 

L'Union  St.  Joseph  du  Canada 

United     Commercial     Travelers     of     America, 

Order  of 

Woman's  Benefit  Association 

Workmen's  Circle 


Classes  of  Insurance 


Insurance 

Insurance  and  Sick  and  Funeral  Benefits 

Insurance  and  Sick  and  Funeral  Benefits 

and  Accident  Insurance 

Insurance  and  Sick  and  Funeral  Benefits 

Insurance  and  Sick  and  Funeral  Benefits 

Insurance  and  Sick  and  Funeral  Benefits 

Insurance  and  Sick  and  Funeral  Benefits. 
Limited    to    renewals    of    contracts    in    Ontario) 

Insurance 

Insurance 

Insurance 

Accident  and  Sickness  Insurance 

Insurance 

Insurance  and  Sick  and  Funeral  Benefits 

Insurance 

Insurance 

Insurance 

Insurance 

Insurance  and  Sick  and  Funeral  Benefits 

Insurance  and  Sick  and  Funeral  Benefits 

Life  Insurance 


Accident  Insurance. 

Life  Insurance 

Life  Insurance 


Annual 
State- 
ment 
Page  No. 


105 
105 
105 
105 
106 
109 
112 

113 
113 
127 
113 
115 
115 
115 
115 
122 
116 
117 
118 
118 
118 
118 
119 
120 
120 
120 
120 
120 
122 
124 
125 
128 
128 
128 
131 
131 
132 
133 
135 
135 
136 

139 
140 

140 


*Name  changed  to  Reliable  Life  Insurance  Company,  June  30th,  1943. 


INDEX   FUR    1942 


liNDKX  AND  LICENSE  REGISTER  (Cont'd) 

CLASS   E— MUTUAL  BENEFIT  SOCIETIES 


Rep. 
No. 

1 
2 
3 
4 
S 
6 
7 
8 
9 
10 

12 
13 
14 
IS 
16 
17 
18 
19 
20 
21 

22 
23 
24 
25 
26 
27 
28 
29 
30 
31 
32 
33 
34 
35 
36 
37 
38 
39 
40 
41 
42 
43 


Name  of  Insurer 


Classes  of  Insurance 


I    Annual 
I    State- 
!     ment 
Page  No. 


A.  &  P.  (Toronto)  ManaKers"  Mutual  Benefit  Society Sick  and 

A.  &  P.  (Toronto)  Mutual  Benefit  Society iSick  and 

Ani;lo-Pulish  Mutual  Benefit  Society |Sick  and 

Aristocrat  Mutual  Benefit  Society Sick  and 

Army  and  Navy  Veterans  Society  of  Hamilton.  .  .  . 

Army  and  Navy  Veterans  Society 

Beaver  Sick  and  Funeral  Benefit  Club 

Beizetchiner  Benei  Yankov  Mutual  Benefit  Society 

Bled  Mutual  Benefit  Society 

Border  Cities  Italian  Club 

Brantford  Coach  and  Body  Mut.  Ben.  Society.  .  . . 

Brantford  Hungarian  Mut.  Ben.  Society 

Brantford  Polish  .Mut.  Ben.  &  Friendly  Society 
Br         "  -  .    .     .    _         _        ~ 


Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
...  Limited,  Emp.  Ben.  Soc. iSick  and 


Brunner  Mond  Mutual  Benefit  Society. 

Canada  Cycle  and  Motor  Co.  Emp.  Mut.  Ben.  Society 

Canada  J'oils  Workmen's  Mutual  Benefit  Society 

Canada  Packers  Mutual  Benefit  Association 

Canadian  Acme  Screw  &  Oear  Emp.  Mut.  Ben.  Society 

Canadian  Allis-Chalmers  Emp.  Mut.  Ben.  Society 

Canadian  General  Electric  Company,  Ward  St.  Works  Divisii 

Emp.  Sick  Ben.  Society,  Toronto.  Ont 

Canadian  Hebrew  Benevolent  Society 

Canadian  Nat.  E.xpressmen's  Mutual  Ben.  Assoc 

Canadian  Order  of  Rechabites . 


Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 

Sick  and 
Sick  and 
Sick  and 
Sick  and 


Canadian  Pacific  E.xpressmen's  Sick  Ben.  Assoc iSick  and 

Cheerio  Mutual  Benefit  Society  of  Windsor ISick  and 

Cockshutt  Plow  Company  Relief  Association [Sick  and 

Conference  Mutual  Benefit  Society Sick  and 

Consumers  Gas  Company's  Employees'  Mut.  Ben.  Society ,Sick  and 

Czenstochower  Aid  Society Sick  and 

Daughters  of  England  Ben.  Soc Sick  and 

Dominion  Forge  and  Stamping  Co.,  Ltd.,  Emp.  Mut.  Ben.  Assoc.  Sick  and 

Driltzer  Young  Mens  Mutual  Benefit  Society Sick  and 

Dunlop  Tire  and  Rubber  Goods  Emp.  Mut.  Ben.  Society .Sick  and 


Evening  Telegram  Employees'  Benefit  Society 

Foresters,  Ancient  Order  of 

Globe  Printing  Company's  Emp.  Ben.  Soc 

Goodwill  Mutual  Benefit  Society 

Grand  Order  of  Israel  Benefit  Society 

B.  Greening  Wire  Company,  Emp.  Ben.  Soc 

Gutta  Percha  and  Rubber  Co.,  Ltd.,  Emp.  Sick  Benefit  Soc, 

Hamilton  St.  Stanislaus  Mutual  Benefit  Soc 

Hebrew  Friendly  Society  of  Toronto 

Hebrew  Sick  Benefit  Society 

Hibernians,  Ancient  Order  of 

Imperial  Varnish  &  Colour  Sick  Ben.  Soc 

Independent  Mutual  Benefit  Federation 

Italian  Brotherly  Mutual  Ben.  Society 

Italian  Ladies'  ^Iut.  Ben.  Society 

Italian  Mut.  Ben.  Society  of  Port  Arthur 

Italian  Mut.  Ben.  Soc.  of  Port  Colbome  and  Humberstone 
Italo-Canadese  Ben.  Soc 


Judean  Benevolent  and  Friendly  Society 

Kieltzer  Sick  Benefit  Soc.  of  Toronto 

Knights  of  Malta  of  Canada 

Knights  of  Pythias 

Labour  League  Mutual  Benefit  Society 

Lagover  Mutual  Benefit  Society 

Leaside  Mutual  Aid  Society 

Linitzer  Sick  Benefit  Society ^ 

Loyal  Orange  Young  Briton  Lodge  33 

Loyal  Order  of  Moose  of  Ontario 

Loyal  True  Blue  Association 

MacLean  Pub.  Co..  Limited.  Mech.  Div..  Mut.  Ben.  Assoc 

Massey-Harris  Co.,  Verity  Works,  S  ck  and  Funeral  Ben.  Assoc.  . 
Massey-Harris  Co..  Ltd..   Brantford  Emp.  Ben.  Association.... 

Massey-Harris  Toronto  Emp.  Mutual  Benefit  Society 

Mentor  Mutual  Benefit  Society 

Mozirer  Sick  Benefit  Society 

Mutual  Benefit  Soc.  of  Alumnae  Assoc,  Victoria  Hospital  School 

of  Nursing 

Mutual  Masonic  Compact  of  St.  Catharines  and  Niagara  District. 

National  Cash  Register  Emp.  Ben.  Society 

National  Slovak  Mutual  Benefit  Society 

Odd  Fellows.  Grand  Lodge  of  Ontario.  Independent  Order  of .  .  .  . 

Order  of  Sons  of  Italy  of  Ontario.  Mut.  Ben.  Society 

Ostrowetz  Independent  Mutual  Benefit  Society 

Ottawa  Hebrew  Benefit  Society 

Ozrower  Mutual  Benefit  Society 

Pilsudski  PoHsh  Mutual  Benefit  Society  of  Fort  William 

Polish  Alliance  Friendly  Society  of  Canada 

Polish  National  Union  of  Canada  Mut.  Ben.  Society 

Postal  Benefit  Association  of  Toronto 

Pride  of  Israel  Sick  Benefit  Society 


85   [Provincial  Grand  Lodge,  Manchester  Unity.  I.O.O.F. 


Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 

Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 
Sick  and 


Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 

Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 

Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 
Funeral 


Benefits. 
Benefits. 
Benefits. 
Benefits. 
Benefits. 
Benefits, 
Benefits. 
Benefits. 
Benefits. 
Benefits. 
Benefits . 
Benefits. 
Benefits. 
Benefits. 
Benefits. 
Benefits . 
Benefits. 
Benefits. 
Benefits. 
Benefits. 

Benefits. 
Benefits. 
Benefits. 
Benefits . 
Benefits. 
Benefits. 
Benefits. 
Benefits . 
Benefits . 
Benefits. 
Benefits. 
Benefits. 
Benefits. 
Benefits. 
Benefits . 
Benefits. 
Benefits. 
Benefits . 
Benefits . 
Benefits . 
Benefits . 
Benefits. 
Benefits . 
Benefits. 
Benefits, 
Benefits. 
Benefits . 
Benefits . 
Benefits. 
Benefits. 
Benefits. 
Benefits . 
Benefits. 
Benefits. 
Benefits. 
Benefits. 
Benefits. 
Benefits . 
Benefits. 
Benefits. 
Benefits . 
Benefits . 
Benefits. 
Benefits. 
Benefits. 
Benefits. 
Benefits . 
Benefits . 
Benefits . 
Benefits . 

Benefits. 
Benefits. 
Benefits. 
Benefits. 
Benefits. 
Benefits . 
Benefits. 
Benefits . 
Benefits . 
Benefits . 
Benefits . 
Benefits. 
Benefits . 
Benefits. 
Benefits . 


146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 

146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
146 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 

147 
147 
147 
147 
143 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


Nf).  6 


INDEX  AND  LICENSE  REGISTER  (Cont'd) 
CLASS  E— MUTUAL  BENEFIT  SOCIETIES 


Ref. 
No. 


90 
91 
92 
93 
94 
95 
96 
97 
98 
99 
100 
101 
102 
103 
104 
105 
106 
107 
108 
109 

no 

111 
112 
113 
114 
115 


Name  of  Insurer 


Classes  of  Insurance 


Annual 

State- 
ment 
Page  No. 


Radomer  Mutual  Benefit  Society 

Rani  Ghar  Grotto  Mutual  Benefit  Society 

Rogers,  Wm..  Manufacturing  Company  Welfare  Society 

Sawyer-Massey  Company,  Ltd..  Emp.  Mut.  Ben.  Assoc 

Slingsby  Manufacturing  Co..  Ltd.,  Emp.  Sick  Benefit  Assoc 

Soc.  Figli  d'ltalia  di  Mutuo  Soccorso  St.  Antonia  di  Ottawa.  .  .  . 

Soc.  Italiana  di  Mutuo  Soccorso  Guglielmo  Marconi 

Soc.  di  Mutuo  Soccorso  Recalmutese. 

Societa  di  Mutuo  Soccorso  La  Trinacria  di  Toronto 

Sons  and  Daughters  of  Canadian  Lithuanian  Mut.  Ben.  Society. 

Sons  and  Daughters  of  Ireland  Protestant  Association 

Sons  of  Abraham  Mutual  Benefit  Society 

Sons  of  David  Mutual  Benefit  Society 

Sons  of  Jacob  Benevolent  Society 

St.  Boniface  Benefit  Society 

St.  David's  Mutual  Benefit  Society 

St.  Joseph  Aid  Society  of  Formosa 

Star  of  Italy  Mutual  Aid  &  Benevolent  Society 

Star  Mutual  Benefit  Society 

Toronto  Civic  Employees'  Benevolent  Association 

Toronto  Hebrew  Benevolent  Society 

Toronto  Hydro-Electric  System  Employees'  Mut  Ben.  Soc 

Toronto  Independent  Benevolent  Association 

Toronto  Musical  Protective  Association 

Transportation  Club  of  Toronto •. 

Ukrainian  National  Mut.  Ben.  Assoc,  of  Fort  William 

Ulga  Mutual  Benefit  Society 

Union  of  Ukrainian  Brotherhoods 

V'itese  Mutual  Benefit  Society 

Warsaw  Lodzer  Mutual  Benefit  Association 

Watson  Mfg.  Company  Mut.  Ben.  Society 

York  Township  Civic  Mut.  Ben.  Society 

Young  Men's  Hebrew  .\ssociation 

Zion  Benevolent  Society 


and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 
and  Funeral 


Benefits 
Benefits 
Benefits 
Benefits 
Benefits 
Benefits 
Benefits 
Benefits 
Benefits 
Benefits 
Benefits 
Benefits 
Benefits 
Benefits 
Benefits 
Benefits , 
Benefits, 
Benefits, 
Benefits , 
Benefits , 
Benefits . 
Benefits. 
Benefits. 
Benefits . 
Benefits. 
Benefits. 
Benefits . 
Benefits . 
Benefits . 
Benefits . 
Benefits. 
Benefits. 
Benefits. 
Benefits. 


147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
147 
148 
148 
148 
148 
148 
148 
148 
148 
148 
148 
148 
148 
148 


CLASS    F— COMP.^NIES   DULY   INCORPOR.4TED  TO  UNDERTAKE  INSURA.NCE  CONTRACTS  AND 
NOT  WITHIN  ANY  OF  THE  CLASSES  MENTIONED  IN  CLASSES  A,  B,  C,  D  AND  E 


Ref. 
No. 

N.^ME  OF  I.N-SURER 

Classes  of  Insurance 

Annual 
State- 
ment 
Page  No. 

1 

Canadian  Mercantile  Insurance 

Commerce  Mutual  Fire  Insurance  Company 

Equitable  Fire  Insurance  (Stock  Mutual) 

Missisquoi  and  Rouville  Mutual  Fire 

Mutual  Life  Assurance  of  Canada 

Fire    and    Property    Damage    (limited    to    the 

2 

Fire  and   Property  Damage  Insurance  (limited 

161 

3 

4 

Fire  Insurance  (limited  to  the  cash  plan) 

Fire  and  Property  Damage  Insurance  (limited 

161 
163 

5 

165 

165 

7 

Norwich  Union  Life  Insurance  Society 

Life  Insurance 

165 

8 

Stanstead  and  Sherbrooke  Insurance 

Fire  and   Property  Damage  Insurance  (limited 
to  the  cash  plan) 

165 

CLASS  G— RECIPROCAL  OR  INTER-INSURANCE  EXCHANGES 


Ref. 
No. 

Name  of  Insurer 

Classes  of  Insurance 

Annual 
State- 
ment 
Page  No 

Fire.  Automobile  and  Inland  Transportation.  .  . 
Fire  and  Inland  Transportation  Insurance 

2 

169 

3 

169 

Canners  Exchange 

171 

S 

171 

6 

Fire  and  Inland  Transportation  Insurance 

171 

171 

Fire  and  Inland  Transportation  Insurance 

Fire  and  Inland  Transportation  Insurance 

172 

9 

New  'York  Reciprocal  Underwriters   .    . 

172 

10 

172 

11 

Warner  Reciprocal  Insurers 

Fire  Insurance 

172 

INDEX  FOR   1942 


INDEX  AND  LICENSE  REGISTER  (Conrti) 
CLASS  H— LLOYD'S 


Ref. 
No. 

Name  of  Insurer 

Classes  of  Insurance 

Annual 
State- 
ment 
Page  No. 

1 

Non-Marine  Underwriters,  Members  of  Lloyd's   ...    AH  classes  except  Life  Insurance 

175 

Note: — The  Order-in-Council  dated  the  29th  day  of  November,  1934,  approviriK  the  application  for  license 
of  the  Non-Marine  Underwriters,  Members  of  Lloyd's,  London,  contained  the  following  regulation: — "That  in  the 
list  of  licensed  insurers  to  be  published  by  the  Superintendent  of  Insurance  in  The  Ontario  Gazette,  pursuant  to  the 
provisions  of  Section  9  ot  The  Ontario  Insurance  Act,  the  Superintendent  is  hereby  authorized  to  include  such 
summarized  statements  concerning  members  of  Lloyd's  licensed  under  the  said  Act  as  the  Minister  may  deem  sufficient 
and  appropriate"  Accordingly,  the  names  of  such  members  are  not  printed  herein  but  are  on  file  for  inspection  at 
the  Onice  of  the  Superintendent  of  Insurance. 


CLASS  I— PENSION  FUND  ASSOCIATIONS 


Ref. 
No. 

Name  of  Insurer 

Classes  of  Insurance 

Annual 
State- 
ment 
Page  No. 

1 

Life  Insurance  (limited  topension  fund  contracts) 

179 

2 

Societe  Saint  Jean  Baptiste  de  Montreal 

Lifelnsurance  (limited  topensionfund  contracts) 

181 

ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


No.  6 


INDEX  ADDENDA 

NAMES    OF    INSURERS    AUTHORIZED    TO    TRANSACT    ADDITIONAL    CLASSES    OF    INSURANCE 
BETWEEN   DECEMBER   15,  1942,  AND  DATE  OF  THIS   REPORT 


Name  of  Insurer 


Effective 
Date  of 
I  Supplementary 
i         License 


Additional  Classes  of  Insurance 
FOR  WHICH  Authorized 


Joint  Stock 

Gibraltar  Fire  &  Marine  Insurance  Company 

Zurich  General  Accident  &  Liability  Ins.  Co..  Ltd. 

Cash  Mutual 

Gore  District  Mutual  Fire  Insurance  Company 

Gore  District  Mutual  Fire  Insurance  Company 

Portage  La  Prairie  Mutual  Insurance  Company.  .  . 


Apr.     10.   1943 


Hail.      Inland      Transportation,    Property 

Damage  and  Theft  Insurance 
Guarantee  Insurance 


Apr.    21,   1943    Accident  and  Sickness  Insurance 
Aug.    26,   1943   : Guarantee  Insurance 

Apr.      2,    1943   [inland  Transportation  and  Property  Dam- 
f-     age  Insurance. 


NAMES  OF  INSURERS  NEWLY   LICENSED  BETWEEN  DECEMBER  15,  1942, 
AND  DATE  OF  THIS  REPORT 


Name  of  Insurer 


Effective 
Date  of 
License 


Classes  of  Insur-knce 


Clasi  A 
British  Aviation  Insurance  Company  Limited. 
Home  Assurance  Company  of  Canada 

New  Zealand  Insurance  Company  Limited . . . . 

B — Other  Muluals 

Cuna  Mutual  Insurance  Society   

Michigan  Mutual  Liability  Company 


Jan.       1,   1943 
Apr.    17.   1943 


Apr.       7.   1943 


Accident.  Aircraft  and  Property  Damage 
Insurance. 

Fire,  Accident.  Automobile,  Boiler  and 
Machinery.  Guarantee,  Inland  Trans- 
portation, Livestock,  Plate  Glass,  Prop- 
erty Damage,  Public  Liability,  Sickness, 
Sprinkler  Leakage.  Theft  and  Weather 
Insurance. 

Fire,  Automobile.  Inland  Transportation, 
Plate  Glass,  Property  Damage,  Public 
Liability  and  Theft  Insurance. 


May.    4,    1943     Life  Insurance 

Aug.    17,    1943    Automobile     and      Inland      Transportation 

Insurancedimited  to  operations  in  Ontario 

of  public  vehicles  and  public  commercial 

I      vehicles    owned    and    registered    in    the 

I     United  States). 


NAMES  OF  INSURERS  WITHDRAWN  OR  CEASED  TO  TRANS.ACT  BUSINESS  BETWEEN 
DECEMBER   15,  1942,  AND  DATE  OF  THIS  REPORT 


Name  of  Insurer 


I 

ANNUAL  STATEMENTS 


(A) 
JOINT-STOCK  INSURANCE  COMPANIES 


N.B. — The  following  is  the  note  referre«l  lo  at  the  foot  of  certain  pages  pertaining 
to  Joint-Stock,  Mutual,  Cash-Mutual,  Fraternal,  Reciprocal  and  Miscellaneous 
Insurers,  viz.: 

The  insurer  is  also  registered  pursuant  to  The  Ciuutdian  (irifl  Itritisli  Insurance 
Cornpiinies  id,  1932,  or  The  Foreifin  Insurance  Companies  tri,  l')32,  as  the  case  may 
be,  and  its  alTairs  arc  reported  upon  in  detail  in  the  Annual  Report  of  the  Dominion 
Superintendent  of  Insurance.  Accordingly  it  has  been  required  to  itlf  only  a  modified 
statement  with  the  Ontario  Department  as  authorized  by  Regulations  passed  under 
Section  73  (2)  of  the  Act, 


(A) 


THE  ACADIA  FIRE  INSURANCE  COMPANY* 

Heau  Office,  Halifax,   N.S. 

Officers. —  President,  W.  M.  P.  Webster,  Halifax;  Vice-President,  T.  F.  Tobin,  K.C.,  Halifax; 
Secretary-Treasurer.    G.    R.    Wilson,    Halifax. 

Directors. —  T.  F.  Tobin.  K.C..  A.  N.  Jones,  W.  M.  P.  Webster,  M.  S.  Clarke,  of  Halifax; 
Wm.    Lawiie,    Montreal. 

Chief  or   General    Agent   in    Ontario. —  E.   J.    McGrail,   465    Bay    St..    Toronto. 

Date   of   Incorporation. —  March   31.    1862.      Date   commenced   business   in    Canada. — 1862. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $     400,000  Premiums — Ontario  (net) $   49,148 

Total  assets 1.236.326  Premiums — Total  business  (net)..  179,867 

Total  liabilities 207,390  Claims — Ontario  (net) 17.468 

Surplus  protection  of  policyholders.      1,028,936  Claims — Total  business  (net)  ....  74,832 


THE  AETNA  CASUALTY  AND  SURETY  COMPANY* 

Head  Office.   H.^rtford,   Conn. 

Principal   Office  in   Canada.    Montreal.   Que. 

Manager  or  Chief  Executive  Officer  in   Canada. —  E.   J.    Christmas.    Montreal. 

Chief  or  General   Agent  in   Ontario. —  Ian    Armour.    Victory   Bldg.,    Toronto. 

Date  of  Incorporation. —  May  2,    1883.      Date  commenced  business  in   Canada. —  May  26,   1921 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $3,000,000  Premiums — Ontario  (net) $10,175 

Assets  in   Canada 111,650  Premiums — Canada   (net) 33,768 

Liabilities  in   Canada 11.796  Claims — Ontario  (net) 5.835 

Claims — Canada   (net) 8.046 


AETNA  INSURANCE  COMPANY* 

He.\d  Office,  Hartford,  Conn. 

Principal   Office  in   Canada.   Toronto.   Ont. 

Manager  or  C hief  Executive  Officer  in  Canada. —  T.   W.  Gooding,    Metropolitan  Bldg..  Toronto. 
Chief  or   General   Agent   in    Ontario. —  Robt.    H.    Leckey,    Metropolitan    Bldg..    Toronto. 
Date  of  I  ncor poralion. — June   5.    1819.      Date   commenced   business   in    Canada. — 1821. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $7,500,000  Premiums — Ontario  (net) $     490.116 

Assets  in  Canada 1.617.900  Premiums — Canada  (net) 1,043.092 

Liabilities  in   Canada 706.985  Claims — Ontario  (net) 144.885 

Claims — Canada   (net) 498,285 


AETNA  LIFE  INSURANCE  COMPANY* 

Head  Office.   Hartford.  Conn. 

Principal   Office  in   Canada.    Montreal.   Que. 

Manager   or    Chief   Executive    Officer   in    Canada. —  E.    J.    Christmas.     Montreal. 

Chief  or   General    Agent   in    Ontario. —  Ian    Armour.    Victory    Bldg.,    Toronto. 

Date  of  I ncorporation. — June,    1850.      Date   commenced   business   in    Canada. — 1850. 

Capital  stock  paid  in  cash $15,000,000  Premiums  and   Disbursements 

Life:  Life: 

Assets  in  Canada 18,796,947            Premiums — Ontario  (net) $1,891,010 

Ontario  business  in  force   (gross).  .  .  106.738.423            Premiums — Canada   (net) 2.943.479 

Canadian  business  in  force  (gross)  .  163.732.619            Total      disbursements     to     policy- 
holders  (net)— In   Ontario 944.308 

In  Canada 1,640,428 

Premiums  Written — Claims  Incurred 

Other  than  Life:  Other  than  Life: 

Assets  in  Canada 223.876  Premiums — Ontario   (net) 505.832 

Liabilities  in   Canada 258.210  Premiums — Canada  (net) 604,699 

Claims — Ontario   (net) 518,638 

Claims — Canada   (net) 593,020 


*See  note  on  page  1. 

[3 


4 ANNUAL  REPORT— SUPERIXTEXDEXT  OF  INSURANCE No.  6 

AGRICl  LTl  RAL  INSURANCE  COMPANY* 

Head  Office,    Watertown,   N.Y. 

Principal  Office  in  Canada,   Toronto,  Ont. 

Manager  or   Chief  Executive   Officer   in    Canada. —  Milton    H.    Webber.    Toronto. 

Chief  or  General  Agent  in   Ontario. —  Milton   H.    Webber,   12    Wellington   St.    E.,    Toronto. 

Date   of   Incorporation. — 1863.       Date   commenced   business    in    Canada. — 1870. 

Premiums  Written — Clai.ms  Incirred 

Capital  stock  paid  in  cash .$3,000,000  Premiums — Ontario  (net) $102,609 

Assets  in   Canada 374.124  Premiums — Canada  (net) 176,656 

Liabilities  in   Canada 213.132  Claims — Ontario  (net) 52.780 

Claims — Canada  (net)     89,916 


ALLIANCK  AS-Sl  RANCE  COMPANY,  LIMITED* 

Head  Oi-fice.   Lo.vdon.   Eng. 

Principal   Office  in   Canada.    Montreal,   Que. 

Manager   or    Chief   Executive    Officer    in    Canada.  —  F.    J.    Flanagan,     Montreal. 

Chief  or  General   Agent  in   Ontario. —  Hcber    R.    Smith,   36    Toronto   St.,    Toronto. 

Date  of  Incorporation. —  August  4,  1824.     Date  commenced  business  in  Canada. —  March  1.  1892. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £1.000.000  Premiums — Ontario  (net) $105,579 

Assets  in  Canada $853,761  Premiums— Canada   (net) 332.645 

Liabilities  in   Canada 281.008  Claims — Ontario  (net) 57.022 

Claims — Canada  (net) 184.208 


ALLIANCE  INSURANCE  COMPANY  OF  PHILADELPHIA* 

Head  Office.   Philadelphia,   Pa. 

Principal   Office  in   Canada,   Toronto,   Ont. 

Manager  or   Chief  Executive  Officer  in  Canada. —  H.   C.    Mills,  80    Richmond   St.    W.,    Toronto. 

Chief  or  General   Agent   in   Ontario. —  H.    C.    Mills.  80    Richmond    St.    W..    Toronto. 

Date  of  I  ncor  poration. —  Dec.  5,    1904.      Dale  commenced  business  in   Canada. —  October,   1917. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $     739.161 

Assets  in   Canada 1.313,602  Premiums — Canada   (net) 1.455.153 

Liabilities  in   Canada 526,506  Claims — -Ontario   (net) 268.764 

Claims — Canada  (net) 443,777 


AMERICAN  ALLIANCE  INSURANCE  COMPANY* 

Head  Office.    N'ew  York,   X.Y. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager  or   Chief  Executive   Officer   in   Canada. — J.    H.    Harvey,  465    St.   John   St..    Montreal. 
Chief  or   General   Agent   in    Ontario. —  Geo.    E.    Howe.   812    Metropolitan    Bldg.,    Toronto. 
Date   of   I  ncor  poration. — 1897.       Dale   commenced   business   in    Canada. — 1918. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $3,000,000  Premiums — Ontario  (net) $19,843 

Assets  in   Canada 420.834  Premiums — Canada  (net) 74.698 

Liabilities  in   Canada 59,312  Claims — Ontario  (net) 3.537 

Claims — Canada  (net) 26.531 


AMERICAN  AUTOMOBILE  FIRE  INSURANCE  COMPANY* 

Head  Office.  St.  Louis.    Mo. 

Principal  Office  in  Canada,   Toronto,  Ont. 

Manager   or   Chief   Executive    Officet    in    Canada. —  H.    Begg.    Toronto. 
Chief  or   General   .Xgent   in   Ontario. — -H.    Bcgg.    14    Toronto   St.,    Toronto. 
Dale   of   Incorporation. — 1927.       Dale    commenced   business   in    Canada. — 1927. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $300,000  Premiums — Ontario  (net) $123,400 

Assets  in   Canada 253.640  Premiums — Canada   (net) 182.416 

Liabilities  in   Canada 116,393  Claims — Ontario  (net) 28.106 

Claims — Canada  (net) 47.643 


♦See  note  on  page  1. 


JOINT-STOCK  INSURANCE  COMPANIES  FOR   1942 


AiMKKICAN  AITOMOBILK  INSUKANCE  COMPANY* 

Head  Office.  St.  Louis,   Mo. 

Principal  Office  in  Canada,  Toronto.  Ont. 

Manager  or   Chief  Executive   Officer   in   Canada. —  H.    Begg.    Toronto. 

Chief  or  General   Agent  in   Ontario. —  H.    Begg.   14    Toronto   St.,    Toronto. 

Date   of  Incorporation. — 1911.      Date   commenced   business   in    Canada. —  March   20.    1923. 

Premiums  Written — Claims  I.ncurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — Ontario  (net) $390,751 

Assets  in  Canada 951,015  Premiums — Canada  (net) 539,601 

Liabilities  in   Canada 551,775  Claims — Ontario  (net) 122,897 

Claims — Canada   (net) 210.676 


AMERICAN  CENTRAL  INSURANCE  COMPANY* 

Head  Office,  St.  Louis,    Mo. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  A.  C.  Hall.  388  St.  James  St.   West.    Montreal. 
Chief  or  General   Agent   in   Ontario. —  H.   J.    Kerr.  83    Richmond   St.    West.    Toronto. 
Dale  of  I ncor poration. — 1853.      Dale   commenced  business  in   Canada. —  April,   1909. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario   (net) $18,384 

Assets  in   Canada 249,625  Premiums — -Canada   (net) 50.151 

Liabilities  in   Canada 50.237  Claims — Ontario   (net) 7.439 

Claims — Canada   (net) 19,050 


AMERICAN  CREDIT  INDEMNITY  COMPANY  OF  NEW  YORK* 

Head  Office,   Baltimore,    Md. 

Principal  Office  in  Canada.   Toronto,  Ont. 

Manager   or    Chief   Executive   Officer   in    Canada. —  O.    B.    Thibaudeau.    Toronto. 

Chief  or   General    Agent   in    Ontario. — -O.    B.    Thibaudeau.    Metropolitan    Bldg.,    Toronto. 

Date  of  Incorporation. — 1893.      Date   commenced  business  in   Canada. —  March  6,   1923. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,500,000  Premiums — Ontario  (net) $123,486 

Assets  in   Canada 585,075  Premiums — Canada   (net) 231,785 

Liabilities  in  Canada 324.779  Claims — Ontario   (net) 1.939 

Claims — Canada  (net) 4.047 


AMERICAN  EQUITABLE  ASSURANCE  COMPANY  OF  NEW  YORK* 

Head  Office.   New  York.   X.Y. 

Principal   Office  in   Canada.    Montreal.   Que. 

Manager  or  Chief  Executive  Officer  in  Canada. — J.   Marchand.  276  St.  James  St.  W..    Montreal. 
Chief  or  General  Agent  in   Ontario. —  C.    M.    Henderson.    Metropolitan    Bldg..    Toronto. 
Dale  of  Incorporation. — 1918.      Date   commenced  business   in    Canada. —  October   6,    1919. 

Premiums   Written — -Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario   (net) $114,693 

Assets  in  Canada 398.251  Premiums — -Canada   (net) 288,280 

Liabilities  in   Canada 253,722  Claims — Ontario  (net) 26,865 

Claims— Canada   (net) 113,248 


AMERICAN  HOME  FIRE  ASSURANCE  COMPANY* 

Head  Office.   Xew  York.   X.Y. 

Principal  Office  in   Canada.    Montreal,   Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  R.   E.   Schofield,  465   St.  John  St.,    Montreal. 
Chief  or   General   Agent   in   Ontario. — John    R.    Cox,    Canada    Permanent    Bldg.,    Toronto. 
Date  of  Incorporation. —  May  29,   1928.     Date  commenced  business  in   Canada. —  Oct.  16,  1929. 

Premiums  Written — Clai.ms  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $    32.824 

Assets  in  Canada 182,895  Premiums — Canada   (net) 100,809 

Liabilities  in  Canada 93,823  Claims — Ontario  (net) 18'5^^ 

Claims — Canada  (net) 49,652 


see  note  on  page  1. 


6 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

THE  AMERICAN  INSURANCE  COMPANY* 

Head  Office.   Newark,   X.J. 

Principal   Office  in   Canada,   Toronto,   Ont. 

Manager   or    Chief   Executive    Officer   in    Canada. — John    J.    Kilgour,    Toronto. 

Chief  or  General   Agent  in   Ontario. — John  J.    Kilgour.  805    Metropolitan    Bldg..    Toronto. 

Date  of  Incorporation. —  Feb.  20,  1846.     Date  commenced  business  in  Canada. — June  28,   1912. 

Premiums   Writte n —  Claims  Incurred 

Capital  stock  paid  in  cash $3,343,740  Premiums — Ontario  (net) $    68.894 

Assets  in  Canada 320,136  Premiums — Canada   (net) 164.274 

Liabilities  in  Canada 92,267  Claims — Ontario  (net) 26,216 

Claims — Canada  (net) 81,454 


AMERICAN  SURETY  COMPANY  OF  NEW  YORK* 

Head  Office,   Xew  York,   X.Y. 

Principal   Office  in   Canada,    Toronto.   Ont. 

Manager  or   Chief  Executive  Officer  in   Canada. — -John    B.    Alexander,  803    Canada    Permanent 
Bldg.,    Toronto. 

Chief  or  General  Agent  in  Ontario. — John  B.  Alexander.  803  Canada  Permanent  Bldg.,  Toronto. 
Date  of  I ncorporation. — April    1.    1884.      Date  commenced  business   in   Canada. — July,    1887. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $7,500,000  Premiums — Ontario   (net) $13,963 

Assets  in   Canada 261,614  Premiums — Canada  (net) 33,112 

Liabilities  in   Canada 38,306  Claims — ^Ontario  (net) -2S4 

Claims — Canada   (net) -1,594 


ANGLO-SCOTTISH  INSURANCE  COMPANY,   LIMITED* 

Head  Office,  London.  Eng. 

Principal   Office  in   Canada,  Vancouver,   B.C. 

Manager  or   Chief  E.xecutive  Officer  in   Canada. —  Thos.    W.    Greer,  325    Howe   St.,    Vancouver. 
Chief   or    General    Agent    in    Ontario. — -Armstrong,     De     Witt    &    Crossin    Ltd.,     Excelsior    Life 
Bldg.,    Toronto. 

Date  of  Incorporation. — 1909.      Date   commenced   business   in    Canada. —  May,    1923. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash £105.000  Premiums — Ontario  (net) $    87.215 

Assets  in   Canada $599,174  Premiums — Canada  (net) 192,777 

Liabilities  in   Canada 221,546  Claims — Ontario  (net) 32.598 

Claims — Canada  (net) 75.322 


AREX  INDEMNITY  COMPANY* 

Head  Office.   New  York.   N.Y. 
Principal   Office  in   Canada,   Toronto,  Ont. 

Manager  or  Chief  Executive  Officer  in  Canada. —  Valentine  W.  Gerrish,  25  King  St.  W"..  Toronto. 
Chief  or   General   Agent   in   Ontario. — Valentine    W.    Gerrish.   25    King   St.    W..    Toronto. 
Date  of  1  ncor poration. —  October  24.  1935.     Dale  commenced  business  in   Canada. —  May.  1937. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $451,770  Premiums — Ontario   (net) $15,231 

Assets  in   Canada 138.882  Premiums — Canada   (net) 46,703 

Liabilities  in   Canada 45,930  Claims — Ontario  (net) 14,714 

Claims — Canada  (net) 28.425 


ATLAS  ASSURANCE  COMPANY,  LIMITED* 

Head  Office.  London,  Eng. 
Principal   Office  in   Canada,    Montreal,   Que. 

Manager   or    Chief   Executive    Officer    in    Canada. —  Clarence    E.    Sanders,     Montreal. 
Chief  or   General   Agent   in   Ontario. —  Irving    W.    Smith,  61    Adelaide    St.    E.,    Toronto. 
Date  of  I  ncorporation. — 1808.      Dale  commenced  business   in   Canada. —  March   7,   1887. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash £550.000  Premiums — Ontario  (net) $212,846 

Assets  in  Canada $1,200,239  Premiums — Canada  (net) 627.082 

Liabilities  in  Canada 557.612  Claims — Ontario  (net) 87,298 

Claims — Canada  (net) 236.295 


•See  note  on  page  1. 


JOINT-STOCK  INSURANCE  COMPANIES  FOR  1942 


Al  TOMOHILK  INSURANCE  COMPANY  OF  HARTFORD,  CONNECTICLT* 

Head  Office  Hartford,  Conn. 

Principal  Office  in  Canada.   Montreal,  Que. 

Managrr  or   ChieJ  Executive  Officer  in   Canada. —  Chas.    G.    Ross,    Montreal. 

Chief  or   General    Agent   in    Ontario. —  Arthur    Tucker,    1601     Metropolitan    Bldg..    Toronto. 

Date  of  I ncorporation. — 1907.      Date  commenced  business   in   Canada. —  May   17,   1924. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $5,000,000  Premiums — Ontario  (net) $2.3,141 

Assets  in   Canada 183.002  Premiums — Canada  (net) 72,791 

Liabilities  in   Canada 28,394  Claims — Ontario  (net) 8,768 

Claims — Canada  (net) 17.402 


BALOISE  FIRE  INSURANCE  COMPANY,  LIMITED* 

Head  Office.  Basle,  Switzerland 

Principal  Office  in  Canada.    Montreal,  Que. 

Manager  or  Chief  Executive  Officer  in  Canada. — A.  H.  Johnstone,  276  St.  James  St.  W.,  Montreal. 
Chief  or  General  Agent  in   Ontario. —  Herbert   H.    Begg,   14    Toronto   St.,    Toronto. 
Dale  of  Incorporation. — 1863.      Date  commenced  business  in   Canada. —  March  1,  1922. 

Swiss  Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash Frcs.      4.000.000  Premiums — Ontario  (net) $28,966 

Assets  in   Canada $212,027  Premiums — Canada  (net) 97.187 

Liabilities  in  Canada 98,692  Claims — Ontario  (net) 16,536 

Claims — Canada   (net) 66,842 


THE  BALTIMORE  AMERICAN  INSURANCE  COMPANY* 

Head  Office,   New  York,   N.Y. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  G.R.  Thomson,  414  St.  James  St.  W.,   Montreal. 
Chief  or   General   Agent   in   Ontario. —  Norman    G.    Bethune,    15    Toronto   St.,    Toronto. 
Date   of  Incorporation. — 1925.      Date   commenced   business  in    Canada. — June,    1936. 
Canadian   business  reinsured   by  the    Home   Insurance   Company   of  New    York. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,500,000  Premiums — Ontario  (net) Nil 

Assets  in   Canada    204,350  Premiums — Canada  (net) Nil 

Liabilitiesin   Canada Nil  Claims — Ontario  (net) Nil 

Claims — Canada  (net) Nil 


BANKERS  &  SHIPPERS  INSURANCE  COMPANY  OF  NEW  YORK* 

Head  Office,   New  York,   N.Y. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager  or   Chief  Executive   Officer  in   Canada. —  H.    Begg,    14-24    Toronto   St.,    Toronto. 

Chief  or   General   Agent  in   Ontario. —  H.    Begg,    14    Toronto   St.,    Toronto. 

Date  of  Incorporation. —  December  20,    1918.      Dale  commenced  business    in   Canada. — 1935. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $34,026 

Assets  in   Canada 137.703  Premiums — Canada  (net) 72.639 

Liabilities  in   Canada 65,373  Claims — Ontario  (net) 20,453 

Claims — Canada  (net) 48,787 


BEAVER  FIRE  INSURANCE  COMPANY* 

Head  Office,   Winnipeg,    Man. 

Officers. —  President,  C.  E.  Sword,  Tororto;  Vice-President.  D.  H.  Laird,  K.C.,  Winnipeg; 
Managing    Director,    C.    A.    R.    MacLeod,    Winnipeg;    Secretary,    Cyril    Lee,    Winnipeg. 

Directors. —  C.  E.  Sword,  D.  H.  Laird,  K.C.,  N.  Andre,  S.  W.  Campbell,  G.  C.  Gumming. 
G.    W.    Northwood,    C.    A.    R.    MacLeod,    J.    W.    Price,    W.    R.    Brydon. 

Chief  or   General   Agent   in    Ontario. —  C.    E.    Sword,    Metropolitan    Bldg.,    Toronto. 

Date  of  Incorporation. —  May,   1913.     Date  commenced  business  in   Canada. —  December,    1913. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $300,500  Premiums — Ontario   (net) $    3,657 

Total  assets 511,474  Premiums — Total  business  (net)..  17,693 

Total  liabilities 58.136  Claims — Ontario  (net) 2,219 

Surplus  protection  of  policyholders.  453,338  Claims — Total  business  (net)  ....  9,217 

♦See  note  on  page  1. 


8 AXXUAL  REPORT— SUPERINTENDENT  OF  TXSURAXCE No.  6 

THE  BEE  FIRE  INSURANCE  COMPANY* 

Head  Office,  Parj[s,  France 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  W.  G.  Wilson,  465  St.  John  St.,  Montreal. 
Chief  or  General  Agent  in  Ontario. — J.  H.  Kennedy,  402  Canada  Permanent  Bldg.,  Toronto. 
Date  of  Incorporation. —  May  27,  1857.     Date  commenced  business  in  Canada. —  Dec.  22,  1932. 

French  Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash.  .  .  .  Frcs.    30,000.000  Premiums — Ontario  (net) $40,966 

Assets  in  Canada $172,350  Premiums^Canada  (net) 88.425 

Liabilities  in  Canada 77,778  Claims — Ontario  (net) 13.105 

Claims — Canada   (net). 39,791 


THE  BOILER  INSPECTION  &  INSURANCE  COMPANY  OF  CANADA* 

Head  Office,  Toronto,  Ont. 

Officers. —  President,  Henry  N.  Roberts,  Toronto;  Vice-Presidents,  J.  P.  Byrne,  R.  R. 
Corson,    Toronto;    Manager,   J.    P.    Byrne,    Toronto;   Secretary,    L.    T.    Gregg,    Toronto. 

Directors — Henry  N.  Roberts,  J.  R.  L.  Starr,  K.C.,  R.  R.  Corson,  J.  P.  Byrne,  Toronto; 
H.    Mudge,    Montreal;    C.    C.    Gardiner,    D.    F.    Reese,    Hartford,    Conn. 

Date  of  Incorporation. — April  8,  1875.     Date  commenced  business  in  Canada. —  October  9.  1875. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     100,100  Premiums — Ontario  (net) $218,388 

Total  assets 1.336.764  Premiums — Total  business  (net)..  448.689 

Total  liabilities 711,500  Claims — Ontario  (net) 54.642 

Surplus  protection  of  policyholders.  625,264  Claims — Total  business  (net)  ....  107,672 


BOSTON  INSURANCE  COMPANY* 

Head  Office,  Boston,    Mass. 
Principal   Office  in  Canada,'  Winnipeg,    Man. 

Manager  or  Chief  Executive  Officer  in  Canada. —  Geo.  J.  K.  Irvine,  701  Lindsay  Bldg., 
Winnipeg. 

Chief  or  General  Agent  in  Ontario. —  Murphy,  Love,  Hamilton  &  Bascom,  Dominion  Bank 
Building,    Toronto. 

Date   of  Incorporation. — 1873.      Dale   commenced   business   in    Canada. —  191S. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $3,000,000  Premiums — Ontario   (net) $      7.540 

Assets  in   Canada 377.121  Premiums — Canada  (net) 317. (67 

Liabilities  in   Canada 354,640  Claims — Ontario  (net) 354 

Claims — Canada  (net) 233.620 


THE  BRITISH  AMERICA  ASSURANCE  COMPANY* 

Head  Office,  Toronto,  Ont. 

Officers. —  President,  E.  A.  Brownell.  Toronto;  Vice-President.  Geo.  A.  Morrow.  Toronto; 
General  Manager.  Kenneth  Thorn,  Toronto;  Managing  Director,  G.  Stubington,  Toronto; 
Secretary,    C.    R.     Morrow. 

Directors. —  E.  A.  Brownell.  W.  J.  Hastie.  K.  M.  Pringle.  E.  Willans,  Geo.  A.  Morrow. 
H.  C.  Cox.  W.  M.  Cox.  K.C..  Hon.  G.  Howard  Ferguson.  P.C,  K.C.,  S.  H.  Logan.  Hon.  Leighton 
McCarthy,  P.C,  K.C..  Graham  Morrow.  G.  Stubington,  K.  Thorn,  Toronto;  H.  J.  Wyatt, 
New    York;    W.    E.     Meikle.    Winnipeg. 

Chief  or  General   Agent   in   Ontario. —  E.    -A..    Brownell.   16-22    Wellington   St.    E..    Toronto. 

Date  of  Incorporation. —  Feb.  13,  1833.     Date  commenced  business  in  Canada. — June  19,  1835. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     750.000  Premiums — Ontario  (net)  ......  .    $     505.790 

Total  assets 7. 485. 549  Premiums — 1  otal  business  (net). .       2.875.903 

Total  liabilities n.!t64.360  Claims — Ontario  (net) 247.159 

Surplus  protection  of  policyholders.      3.521.189  Claims — Total  business  (net).  .  .  .       1.370,791 


^See  note  on  page  1. 


JOINT-STOCK  INSURANCE  COMPAMES  FOR   1942 9 

THE  BKITISII  CANADIAN  INSURANCK  COMPANY* 

Head  Office,    Montreal.  Que. 

Officer!:. —  President,  E.  A.  Brownell;  Vice-President,  Geo.  A.  Morrow.  Toronto;  General 
Manager.   Kenneth  Thorn.  Toronto;   Managing   Director,   G.  Stubington;  Secretary,  C,   R.   Morrow. 

Diredors. —  E.  A.  Brownell,  H.  C.  Cox.  G.  A.  Morrow.  W.  J.  Hastie,  G.  Stubington. 
G.    Morrow.    Toronto. 

Chiff  or    General    Agent    in    Ontario. —  E.    A.    Brownell,    16-22    Wellington    St.    East,    Toronto. 

Dale   of   I  ncor poration. — 1917.       Date   commenced   business   in    Canada. — 1917. 

Premiums  Writte.v — Claims  Incurred 

Capital  stock  paid  m  cash $300,000  Premiums — Ontario  (net) $    65,471 

Total  assets 799,408  Premiums — Total  business  (net)..  210,735 

Total  liabilities 268,212  Claims — Ontario  (net) 18,409 

Surplus  protection  of  policyholders.  531,196  Claims — Total  business  (net).  .  ..  82,137 


TIIK  BKITISII  CROWN  ASSURANCE  CORPORATION,  LIMITED* 

Head  Office,   Glasgow,  Scotland 

Principal  Office  in   Canada,   Toronto.   Ont. 

Manager   or    Chief   Executive   Officer   in    Canada. — J.    H.    Riddel.    Toronto. 

Chief  or   General    .Agent   in    Ontario. — J.    H.    Riddel.   217    Bay    St..    Toronto. 

Date   of  I  ncorporalion. —  March.    1907.      Date   commenced   business   in   Canada. —  Nov.   2,   1917 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £25,000  Premiums — Ontario  (net) $115,801 

Assets  in   Canada $358,714  Premiums — ^Canada(net) 254.655 

Liabilities  in  Canada 276.115  Claims — Ontario   (net) 46,796 

Claims — Canada   (net) 128.600 


THE  BRITISH  EMPIRE  ASSURANCE  COMPANY* 

Head  Office.  Toronto.  Ont. 

Officers. —  President.  E.  A.  Brownell,  Toronto;  Vice-President,  G.  A.  Morrow.  Toronto; 
General  Manager,  Kenneth  Thorn,  Toronto;  Managing  Director.  G.  Stubington;  Secretary, 
C.    R.     Morrow.    Toronto. 

Directors. —  E.  A.  Brownell.  W.  M.  Cox.  K.C..  H.  C.  Cox.  G.  A.  Morrow,  W.  J.  Hastie, 
E.    Willans,    G.    Morrow.    K.    M.    Pringle.    G.    Stubington,    Toronto. 

Chief  or    General    .Agent    in    Ontario. —  E.    A.    Brownell.    16-22    Wellington    St.    East,    Toronto. 

Date  of  Incorporation. — June  11,   1928.     Date  commenced  business  in  Canada. — June  30,  1928. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $100,000  Premiums — Ontario  (net) $108,114 

Total  assets 739.633  Premiums — Total  business  (net)..  265.861 

Total  liabilities 348.420  Claims — Ontario  (net) 42.869 

Surplus  protection  of  policyholders.  391,213  Claims — Total  business   (net)  ...  .  108.621 


BRITISH  &  EUROPEAN  INSURANCE  COMPANY,  LIMITED* 

Head  Office.  London.  Eng. 

Principal  Office  in   Canada,    Montreal.   Que. 

Manager   or   Chief   Executive   Officer   in    Canada. — A.    C.    Hall,     Montreal. 

Chief  or  General   .Agent  in   Ontario. —  H.   J.    Kerr,   83    Richmond   St.    West.    Toronto. 

Date  of  Incorporation. — 1908.      Date  commenced  business  in   Canada. — July  7.    1923. 

^      .  Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £50,000  Premiums — -Ontario  (net) $    9.192 

Assets  m  Canada $114,294  Premiums — Canada  (net) 25.076 

Liabilities  in   Canada 36.758  Claims — Ontario   (net) 3,721 

Claims — Canada  (net) 9,526 

*See  note  on  page  1. 


10 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE Xo.  6 

BRITISH  &  FOREIGN  MARINE  INSURANCE  COMPANY  LIMITED 

Head  Office,  Liverpool,  Eng. 
Principal   Office  in   Canada.    Montreal,   Que. 

Chief  Agent   in    Canada. — C.    G.    Ross,     Montreal. 

Date  of  I ncorporation. —  Aug.  5,   1867.      Date  commenced  business  in   Canada. —  May   16,   1888. 
Capital  stock  paid  in  cash,   £1,340,000. 

Statement  for  the  Year  Ended  December  31,  1942 
Assets  in  Canada 

Agents'  balances  and  premiums  uncollected,  written  on  or  after  October  1,  1942 $14,334    77 

Total  Assets  in  Canada $14,334   77 


Liabilities  in  Canada 

Total  provision  for  (a)     Unpaid  claims  in   Canada $  5.257    62 

(b)    Expenses  of  adjustment  of  said  claims 262    88 

Total  net  reserve,  $646.86;  carried  out  at  80%   thereof 517    48 


Total  Liabilities  in  Canada 


Revenue  Account  in  Canada 

Net  premiums  written,   marine $37,954    05 

Reserve  of  unearned  premiums: 

At  beginning  of  year Nil 

At  end  of  year $        517    48 

Increase 517   48 


Net  premiums  earned $37,436    57 

Net  claims  incurred $26,770    93 

Net  adjustment  expenses  incurred 404    62 

Total  claims  and  expenses 27,175    5£ 

Underwriting  Gain $10,261   02 


BRITISH  GENERAL  INSURANCE  COMPANY,  LIMITED* 

Head  Office,   London,  Eng. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager   or    Chief   Executive   Officer   in    Canada. —  A.    C.    Hall,     Montreal. 

Chief  or   General   Agent   in   Ontario. —  Halbert   J.    Kerr,   83    Richmond    St.    West,    Toronto. 

Date  of  Incorporation. — 1904.      Date   commenced   business   in    Canada. — January   1,    1920. 

Premiums  Written — Claims  Incirred 

Capital  stock  paid  in  cash £175.000  Premiums — Ontario   (net) $    51.583 

Assets  in   Canada $235,899  Premiums — Canada  (net) 125,033 

Liabilities  in   Canada 122,282  Claims — Ontario  (net) 19.771 

Claims — Canada  (net) 48.179 


THE  BRITISH  LAW  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,  Eng. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  D.  K.   MacDonald,  469  St.  John  St..   Montreal. 
Chief  or   General    Agent   in   Ontario. —  D.    L.    Durrant,   205    Metropolitan    Bldg..    Toronto. 
Date  of  Incorporation. — 1888.      Dale  commenced  business  in   Canada. — January  15,   1925. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,459,980  Premiums — Ontario  (net) $15_141 

Assets  in  Canada 2.S7.716  Premiums — Canada  (net) 7l'787 

Liabilities  in  Canada 106.828  Claims — Ontario  (net) 9. '842 

Claims — Canada  (net) 28.230 


*See  note  on   page   1  . 


JOIXT-STOCK  INSURANCE  COMPANIES  FOR   1942 11 

BRITISH  NORTHWESTERN  FIRE  INSURANCE  COMPANY* 

HiJAD  Office,   Toronto,  Ont. 

Officers. —  President,  J.  H.  Riddel,  Toronto;  Vice-President.  S.  Fairley;  Managing  Director, 
J.    H.    Riddel.    Toronto;    Secretary,    S.    Fairley. 

Directors. — ^J.  H.  Riddel.  H.  T.  Fairley,  S.  Fairley,  F.  S.  Corrigan.  W.  E.  Young.  W.  H. 
Despard.  H.  J.  Humphrey,  Toronto;  S.  A.  Bennett.  Brian  E.  S.  Mountain,  Sir  E.  M.  Mountain, 
London,    Eng. 

Date  of  I ncor poration. — 1906.      Date  commenced  business   in   Canada. —  February  20.   1912t. 

Premiums    Written — Claims   Incurred 

Capital  stock  paid  in  cash $     248.699  Premiums — Ontario  (net) $    59.638 

Total  assets 1.269,120  Premiums — Total  business  (net). .  149.987 

Total  liabilities 295,354  Claims — Ontario  (net) 23,259 

Surplus  protection  of  policyholders.  973.766  Claims — ^Total  business  (net)  ....  60.834 


THE  BRITISH  OAK  INSURANCE  COMPANY,  LIMITED* 

He.\d  Office.  London,  Eng. 

Principal   Office  in   Canada.   Toronto,   Ont. 

Manager   or    Chief    Executive    Officer    in    Canada.^Co)in    E.    Sword,    Toronto. 

Chief  or  General   Agent   in   Ontario. —  Colin    E.    Sword.  44    Victoria   St.,    Toronto. 

Date  of  I ncorporalion. — 1908.      Date   commenced   business   in    Canada. — September  3,    1921. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £176.000  Premiums — Ontario  (net) $59,187 

Assets  in   Canada $330,301  Premiums — Canada  (net) 152,312 

Liabilities  in  Canada 141.954  Claims — Ontario  (net) 24.428 

Claims — Canada  (net) 97.391 


BRITISH  TRADERS  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  Sydney,  Australia 

Principal   Office  in   Canada,   Toronto.   Ont. 

Manager  or   Chief  Executive   Officer   in   Canada. —  Colin    E.    Sword.    Toronto. 

Chief  or  General  Agent  in  Ontario. —  Colin  E.   Sword,  44   Victoria  St..    Toronto. 

Date  of  Organization. — 1865.      Date   commenced  business  in    Canada. —  February   20,   1918. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £192,000  Premiums— Ontario   (net) $145,976 

Assets  in   Canada $1,337,863  Premiums — Canada  (net) 298,875 

Liabilities  in   Canada 260,481  Claims — Ontario   (net) 78,297 

Claims — Canada  (net) 154,540 


CALEDONIAN-AMERICAN  INSURANCE  COIVIPANY* 

Head  Office,  Hartford,  Conn. 

Principal   Office  in  Canada.    Montreal,   Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  Douglas  Cownie,  McGill  Bldg.,  Montreal. 
Chief  or  General  Agent  in  Ontario. —  Thomas  Irvine  Co.  Ltd.,  Excelsior  Life  Bldg.,  Toronto. 
Date  of  Incorporation. — 1897.      Date  commenced  business  in   Canada. —  February  10,   1920. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $500,000  Premiums — Ontario   (net) $12,438 

Assets  in   Canada 161,326  Premiums — Canada   (net) 42,158 

Liabilities  in  Canada 45,058  Claims — -Ontario   (net) 6.811 

Claims — Canada   (net) 17,539 


CALEDONIAN  INSURANCE  COMPANY* 

Head  Office,  Edinburgh,  Scotland 

Principal  Office  in  Canada,   Montreal,  Que. 

Manager   or   Chief  Executive    Officer   in    Canada. —  Douglas    Cownie,    Montreal. 

Chief  or   General   Agent   in   Ontario. —  Muntz   &    Beatty    Ltd.,    Temple    Bldg.,    Toronto. 

Date  of  Organization. — 1805.      Date  commenced   business  in   Canada. —  February,   1883. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £155,000  Premiums — Ontario   (net) $110,623 

Assets  in  Canada $468,316  Premiums — Canada  (net) 273,121 

Liabilities  in  Canada 269,096  Claims — Ontario  (net) 47.189 

Claims — Canada  (net) 118.276 


*See  note  on  page  1. 

tPrior  to  this  date  business  was  confined  to   Province  of    Manitoba 


12 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

THE  CALIFORNIA  INSURANCE  COMPANY* 

Head  Office,  San  Francisco,  Cal. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  A.    C.    Hall,  388   St.  James  St.    W.,    Montreal. 

Chief  or  General  Agent  in   Ontario. —  H.  J.    Kerr,  83   Richmond  St.    W.,   Toronto. 

Date  of  I ncorporation. — 1864.      Dale  commenced  business  in  Canada. —  November  18,   1912. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $    9,192 

Assets  in  Canada 190,699  Premiums — Canada  (net) 25.076 

Liabilities  in  Canada 29,041  Claims — Ontario  (net) 3.721 

.   Claims — Canada  (net) 9,526 


CAMDEN  FIRE  INSURANCE  ASSOCIATION* 

Head  Office,  Camden,   X.J. 

Principal   Office  in   Canada,   Toronto,   Ont. 

Manager  or  Chief  Executive  Officer  in   Canada. — John   B.   Alexander,  802    Canada   Permanent 
Bldg.,    Toronto. 

Chief  or   General   Agent   in   Ontario. — John    B.    Alexander,    Toronto. 

Date  of  Incorporation. —  March,   1841.      Dale  commenced  busineis  in  Canada. —  Feb.  26,   1930. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — Ontario   (net) $    29.576 

Assets  in   Canada 235,184  Premiums — Canada  (net) 131,086 

Liabilities  in   Canada 104,836  Claims — Ontario  (net) 17,208 

Claims — Canada   (net) 61,938 


THE  CANADA  ACCIDENT  AND  FIRE  ASSURANCE  COMPANY* 

Head  Office.    Montreal,  Que. 

Officers. —  President,  C.  H.  Godfrey,  Montreal;  Vice-President,  A.  C.  Hall,  Montreal; 
Secretary,    H.    F.    Roden,    Montreal;    General    Manager.    A.    C.    Hall.    Montreal. 

Directors. —  C.  H.  Godfrey.  John  Holroyde,  Alfred  Lambert,  H.  F.  Roden,  A.  C.  Hall, 
Montreal. 

Chief  or  General   Agent  in   Ontario. —  H.   J.    Kerr,   83    Richmond   St.    W..    Toronto. 

Date  of  Incorporation. — June  23,  1887.     Dale  commenced  business  in  Canada. — Sept.  10.  1888. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $       43,320  Premiums — Ontario  (net) $187,982 

Total  assets 1,608,003  Premiums — Total  business  (net)..  630.810 

Total  liabilities 632.975  Claims — Ontario   (net) 71.378 

Surplus  protection  of  policyholders.  975,028  Claims — Total  business  (net)  ....  237,878 


THE  CANADA  LIFE  ASSURANCE  COMPANY* 

Head  Office,  Toronto,  Ont. 

Officers. — President,  A.  N.  Mitchell,  Toronto;  Chairman  of  the  Board,  Hon.  Leighton 
McCarthy,  .P. C.  K.C..  Toronto;  Chairman  of  the  London  Board,  H.  C.  Cox.  Oakville;  Vice- 
Presidents,  R.  A.  Laidlaw,  E.  G.  Baker,  Toronto;  General  Manager,  S.  C.  McEvenue,  Toronto; 
Chief  Actuary,  L.  K.  File,  F.I.A..  F.A.S.,  Toronto;  Secretary,  J.  H.  Domelle,  Toronto;  Ass't 
General  Manager  and  Treasurer,  E.  C.  (iill,  F.A.S.,  Toronto;  Ass't  General  Manager,  W.  J. 
Beattie,    Toronto;    Medical    Director,    S.   J.    Streight,    O.B.E.,    M.D.,    Toronto. 

Directors. —  Hon.  Leighton  McCarthy.  P.C,  K.C.,  A.  E.  Arscott,  J.  A.  McLeod,  R.  A. 
Laidlaw,  Rt.  Hon.  Sir  Thomas  White,  G.C.M.G.,  E.  G.  Baker,  C.  A.  Bogert,  A.  N.  Mitchell. 
W.  N.  Tilley,  K.C.,  J.  M.  Macdonnell,  Toronto;  H.  C.  Cox,  Oakville;  Aime  Geoffrion,  K.C.. 
B.C.L.,  Montreal;  Hon.  Chas.  Stewart,  P.C,  Ottawa;  John  Stuart,  Chicago;  A.  V.  Davis. 
Pittsburgh. 

Date  of  Incorporation. —  April  25,  1849.     Date  commenced  business  in  Canada. —  Aug.  21,  1847 

Premiums  and  Disbursements 

Capital  stock  paid  in  cash $    1,000,000  Premiums — Ontario    (net) $    6,860.619 

Total  assets 292,483,518  Premiums — Total  business  (net).      25.379.646 

Ontario  business  in  force  (gross) ..  .251,182,311  Total     disbursements    to     policy- 
Total  busines  in  force  (gross) 823,481,085  holders  (net) — In  Ontario  ....         4,863,301 

Total  business.      24,169.582 


♦See  note  on  page  1. 


JOINT-STOCK  INSURANCE  COMPANIES  FOR  1942 13 

CANADA  SECURITY  ASSURANCE  COMPANY* 

Head  Office,  Toronto,  Ont. 

Officers. —  President  and  General  Manager,  E.  M.  Whitley.  Toronto;  Vice-President,  John  B. 
Laidlaw,    Toronto;   Secretary,    Thos.    James,    Toronto. 

DiTfctors. —  E.  M.  Whitley.  C.  C.  Paull.  J.  E.  Haskins,  C.  D.  Henderson,  Fred  W.  Lamont. 
Dr.    W.    E.    Ferguson.    John    B.    Laidlaw,    W.    H.    Bosley.    Toronto;    G.    B.    Patteson.    Ottawa. 

Date  of  Incorporation. —  May  11,  1920.    Date  commenced  business  in  Canada. —  August  28.  1920. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     500.000  Premiums — Ontario  (net) $121,228 

Total  assets 1.195.316  Premiums — Total  business  (net). .  313,678 

Total  liabilities 322.746  Claims — Ontario  (net) 51.189 

Surplus  protection  of  policyholders.  872.570  Claims — Total  business  (net)  ....  110.367 


THE  CANADIAN  FIRE  INSURANCE  COMPANY* 

Head  Office,   Winnipeg,   Man. 

Officers. —  President  and  Managing  Director.  C.  S.  Riley,  Winnipeg;  Vice-President  and 
General    Manager.    A.    L.    Denison,    Winnipeg;    Secretary.    Jas.    A.    Dowler,    Winnipeg. 

Directors. —  R.  T.  Riley.  C.  S.  Riley.  A.  L.  Denison,  James  A.  Crowe.  H.  C.  Ashdown. 
W,   A.    Murphy,    G.    H.    Aikins,    K.C.,    Winnipeg. 

Chief  or   General   Agent   in   Ontario. —  F.    N.    Boyd,    Federal    Bldg..    Toronto. 

Date  of  I ncorporation. — 1887.      Date   commenced   business   in    Canada. — September   1.    1897. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $     268.697 

Total  assets 3,346,199  Premiums — Total  business  (net)..       1,016,166 

Total  liabilities 1.202.201  Claims — Ontario  (net) 83.823 

Surplus  protection  of  policyholders.      2.143.998  Claims — Total  business  (net)  ...  .  341,926 


CANADIAN  GENERAL  INSURANCE  COMPANY* 

Head  Office,  Toronto,  Ont. 

Officers. —  President,  W.  P.  Fess.  Toronto;  Vice-President.  A.  E.  Naylor,  Toronto;  Manager, 
W.   F.    Spry,    Toronto;    Secretary   and    Treasurer,    C.    W.    Sykes. 

Directors. —  W.  P.  Fess.  A.  E.  Naylor,  G.  Larratt  Smith,  K.C..  D.  H.  Gibson.  W.  F.  Spry, 
Toronto;  Sen.  X.  M.  Paterson,  Fort  William;  R.  G.  Ivey,  London;  C.  W.  Webster,  Montreal; 
E.    Anderson,    K.C.,    LL.D.,    Winnipeg. 

Date  of  Incorporation. —  April  27.  1907.     Date  commenced  business  in   Canada. —  Nov.  5,  1908. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     500,000  Premiums — Ontario  (net) $     391,628 

Total  assets 2,267,632  Premiums — Total  business  (net)..       1,038,547 

Total  liabilities 1,235,354  Claims — Ontario  (net) 122,394 

Surplus  protection  of  policyholders.      1,032.278  Claims — Total  business  (net)  ....  400,114 


THE  CANADIAN  INDEMNITY  COMPANY* 

Head  Office.   Winnipeg.    Man. 

Officers. —  President  and  Managing  Director.  C.  S.  Riley.  Winnipeg;  Vice-President  and 
General    Manger.    A.    L.    Denison,    Winnipeg;    Secretary.   Jas.    A.    Dowler.    Winnipeg. 

Directors. —  R.  T.  Riley.  C.  S.  Riley.  H.  C.  Ashdown.  J.  H.  Riley.  A.  L.  Denison.  J.  A 
Crowe.    W.    A.    Murphy.    G.    H.    Aikins.    Winnipeg;    A.    F.    Culver.     Montreal. 

Chief  or   General   Agent   in    Ontario. —  W.    C.    Riley,    Canadian   Indemnity    Co..    Toronto. 

Date  of  Incorporation. —  March  23.  1916.    Date  commenced  business  in  Canada. —  Nov.  21,  1919. 

Premiums  W'ritten — Claims  Incurred 

Capital  stock  paid  in  cash $     500,000  Premiums — Ontario  (net) $     339.372 

Total  assets 2.654.135  Premiums — ^Total  business  (net)..       1,279.354 

Total  liabilities 1.403.842  Claims— Ontario  (net) 77.919 

Surplus  protection  of  policyholders.      1,250,293  Claims — Total  business  (net)  ....  406.727 


"See  note  on  page  1. 


14 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

THE  CANADIAN  SURETY  COMPANY* 

Head  Office,  Toronto.  Ont. 

Officers. —  President,  A.  F.  Lafrentz,  New  York;  Vice-President  and  General  Manager. 
John    B.    Alexander,    Toronto;    Secretary,    Geo.    F.    Gregory.    Toronto. 

Directors. —  F.  W.  Lafrentz,  A.  F.  Lafrentz.  D.  H.  Cook,  F.  J.  Parry,  New  York;  A.  C. 
Matthews.  F.  G.  Osier.  M.  A.  Bradshaw,  John  B.  Alexander.  Toronto;  C.  S.  Band,  W.  Donald 
Matthews,   Paul  J.    Myler. 

Date  of  Incorporation. —  May   19.   1911.      Dale  commenced  business  in   Canada. — July,   1913. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     500,000  Premiums — Ontario  (net) $222,584 

Total  assets 1,989,636  Premiums — Total  business  (net)..  691,098 

Total  liabilities 689,636  Claims — Ontario  (net) 78,754 

Surplus  protection  of  policyholders.      1,300,000  Claims — Total  business  (net)  ...  .  182,997 


CAR  &  GENERAL  INSURANCE  CORPORATION,  LIMITED* 

Head  Office,  London,   Eng. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager  or   Chief  Executive   Officer   in   Canada. —  C.    Stuart    Malcolm,    Montreal. 

Chief  or   General   Agent   in   Ontario.— H.    B.    Rowe,    Concourse    Bldg.,    Toronto. 

Date  of  Incorporation. — 1903.      Dale   commenced   business   in    Canada. — January,    1919. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £130.745  Premiums — Ontario  (net) $    52.043 

Assets  in   Canada $398,936  Premiums — Canada  (net) 170.070 

Liabilities  in   Canada 191.318  Claims — Ontario  (net) 7,667 

Claims — Canada   (net) 52,542 


THE  CASUALTY  COMPANY  OF  CANADA* 

Head  Office,   Toronto,  Ont. 

Officers. —  President,  E.  D.  Gooderham,  Toronto;  Vice-Presidents,  H.  W.  Falconer,  D.  G. 
Ross,    M.P.,    Torcyito;    Managing    Director,    A.    W.    Eastmure,    Toronto;    Treasurer,   J.    C.    Dodds. 

Directors. —  E.  D.  Gooderham,  H.  W.  Falconer,  D.  G.  Ross,  L.  M.  Keachie,  H.  R.  Jackman. 
A.    W.    Eastmure.  J.    P.    Nicolls,    H.   S.    Gooderham,    Col.    G.    G.    Blackstock. 

Date  of  Incorporation. —  May  19,   1912.      Date  commenced  business  in   Canada. — Jan.   1,   1916. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $301,600  Premiums — Ontario  (net) $231,046 

Total  assets 751,923  Premiums — Total  business  (net)..  332,288 

Total  liabilities 370,610  Claims— Ontario  (net) 89.251 

Surplus  protection  of  policyholders.  381,313  Claims — Total  business  (net)  ....  134.264 


THE  CENTRAL  INSURANCE  COMPANY,  LIMITED* 

Head  Office.  London.  Eng. 

Principal   Office  in   Canada.    Montreal.   Que. 

Manager  or  Chief  Executive  Officer  in  Canada. — James  Matson,  500  Place  d'Armes.   Montreal. 

Chief  or  General   Agent  in   Ontario. —  F.    S.    McDermott.    112    Yonge   St..    Toronto. 

Date  of  Incorporation. — June  25,  1907.     Date  commenced  business    in  Canada. — June  25.  1923. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £100,000  Premiums — Ontario  (net) $25,222 

Assets  in  Canada $234,033  Premiums — Canada  (net) 76.085 

Liabilities  in  Canada 91,044  Claims — Ontario  (net) 10,545 

Claims — Canada  (net) 30,270 


^Sce  note  on  page  1, 


JOINT-STOCK  INSURANCE  COMPANIES  FOR  1942 IS 

CKMHAL  L.MON  INSURANCE  COMPANY* 

Head  Office,  Flemington,  N.J. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager  or  Chief  Executive  Officer  in   Canada. —  G.    W.    Pearson,  371    Bay   St.,    Toronto. 

Chief  or   General   Agent   in    Ontario. —  G.    W.    Pearson.  371    Bay   St.,    Toronto. 

Date   of  Incorporation. — 1928.      Dale  commenced  business   in   Canada. — January  2,    1930. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $500,000  Premiums— Ontario  (net) $   6,023 

Assets  in  Canada 157.741  Premiums — Canada  (net 12,579 

Liabilities  in   Canada 19.247  Claims— Ontario  (net) 2,260 

Claims — Canada  (net) 4,603 


THE  CENTURY  INSURANCE  COMPANY,  LIMITED* 

Head  Office,   London,   En'g. 

Principal  Office  in  Canada,  Vancouver,  B.C. 

Manager  or  Chief  Executive  Officer  in  Canada. —  T.    W.   Greer,  325    Howe  St..   Vancouver. 
Chief  or  General  Agent  in  Ontario. —  Reed,  Shaw  &  McNaught.  64  Wellington  St.  W.,  Toronto. 
Date   of   I ncor poration. — 1885.       Date   commenced    business    in    Canada. — 1917. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash £450.000  Premiums — Ontario   (net) $122,736 

Assets  in  Canada $904,092  Premiums — Canada  (net) 271,416 

Liabilities  in   Canada 288.187  Claims — Ontario   (net) 71.681 

Claims — Canada   (net) 127,520 


THE  CHINA  FIRE  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  Sydney.  Australia 

Principal   Office  in   Canada.   Toronto.   Ont. 

Manager   or    Chief  Executive   Officer  in    Canada. —  Colin    E.    Sword.    Toronto. 
Chief  or  General   Agent   in   Ontario. —  Colin    E.    Sword.  44   Victoria   St.,    Toronto. 
Date  of  I ncorporation. — 1870.      Date  commenced  business  in   Canada. — July  2,   1919. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash Mex.    $2,000,000  Premiums — Ontario   (net) $10,658 

Assets  in   Canada 109.187  Premiums— Canada   (net) 24.334 

Liabilities  in   Canada 23.025  Claims — Ontario   (net) 4,492 

Claims — Canada   (net) 11,819 


THE  CITIZENS  INSURANCE  COMPANY  OF  NEW  JERSEY* 

Head  Office.   Flemington.    X.J. 

Principal   Office  in   Canada.   Toronto.   Ont. 

Manager   or   Chief  Executive   Officer   in    Canada. —  B.    W.    Ballard.    Toronto. 

Chief  or  General  Agent  in  Ontario. —  B.    W.   Ballard,  24    Wellington  St.   E.,   Toronto. 

Date  of  I  ncor  poration. — 1929.      Dale   commenced   business  in    Canada. — January,   1930. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $3,966 

Assets  in   Canada 236.799  Premiums — Canada   (net) 37.154 

Liabilities  in   Canada 19.991  Claims — Ontario   (net) 923 

Claims — Canada  (net) 21.432 


CITY  OF  NEW  YORK  INSURANCE  COMPANY* 

Head  Office,  New  York,   N.Y. 

Principal  Office  in   Canada.    Montreal,   Que. 

Manager    or    Chief  Executive    Officer    in    Canada. —  G.    R.    Thomson,    Montreal. 

Chief  or  General   Agent  in   Ontario. —  Norman   G.   Bethune,  15   Toronto   St.,   Toronto. 

Date  of  Incorporation. — 1905.      Date  commenced  business  in   Canada. — July  1,  1927. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,500,000  Premiums — Ontario   (net) Nil 

Assets  in  Canada 256.328  Premiums — Canada  (net) t 

Liabilities  in  Canada Nil  Claims — -Ontario  (net) Nil 

Claims — Canada  (net) t 


*See  note  on  page  1. 

tincluded  in  figures  of  Home  Insurance  Company. 


16 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

COLUMBIA  INSURANCE  COMPANY  OF  NEW  YORK* 

Head  Office,   New  York,   X.Y. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager   or   Chief  Executive   Officer   in    Canada. —  Wm.    Lawrie,   480    St.    Francois    Xavier   St., 
Montreal. 

Chief  or  General   Agent  in   Ontario. —  W.    Rae   Blight,  22    Toronto   St..    Toronto. 

Dale  of  Incorporation. — 1901.      Dale   commenced   business   in    Canada. —  October   11,    1917. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000            Premiums — Ontario   (net) $19,886 

Assets  in   Canada 271,519            Premiums — Canada   (net) 61,873 

Liabilities  in   Canada 70,389            Claims — Ontario   (net) 5.912 

Claims— Canada  (net) 24.604 


THE  COMMERCIAL  LIFE  ASSURANCE  COMPANY  OF  CANADA* 

Head  Office,  Toronto,  Ont. 

Officers. —  President,  R.  H.  Cautley,  Edmonton;  1st  Vice-President  and  Managing  Director, 
J.  W.  Glenwright,  Toronto;  2nd  Vice-President,  W.  C.  Hodgson,  Toronto;  Consulting  Actuary, 
Geo.    Ryrie. 

Directors. —  R.  H.  Cautley,  Norman  Allin,  M.D.,  H.  W.  B.  Douglas.  W.  T.  Henry,  Edmonton; 
J.  W.  Glenwright,  W.  C.  Hodgson,  H.  B.  Begg,  H.  H.  Bishop,  F.  J.  Colgan,  Toronto;  L.  G. 
Calder,    Montreal;  John   A.    East,   Saskatoon;   F.    O.   Hodgson,   Vancouver. 

Chief  or  General   Agent  in   Ontario. — J.    W.    Glenwright,  350    Bay   St.,    Toronto. 

Date  of  Incorporation. — April  4,   1911.      Date  commenced  business  in  Canada. —  Oct.  4.   1913. 

Pre.miums  and  Disbursements 

Capital  stock  paid  in  cash $  148,480           Premiums — Ontario  (net) $   86.152 

Total  assets 2,877,743           Premiums — Total  business  (net)..  346,506 

Ontario  business  in  force  (gross) ..  .      3,706,106            Total      disbursements     to      policy- 
Total  business  in  force  (gross) 12,124,054                holders  (net) — In  Ontario 11,367 

Total  business.  .  223,483 


COMMERCIAL  UNION  ASSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,  Eng. 

Principal  Office  in  Canada,   Montreal,  Que. 

Manager   or   Chief  Executive  Officer   in   Canada. —  A.    C.    Hall,    Montreal. 

Chief  or  General  Agent  in  Ontario. —  H.  J.   Kerr,  83-85   Richmond  St.    W.,   Toronto. 

Date  of  Incorporation. —  Sept.  28,  1861.     Date  commenced  business  in  Canada. — Sept.  11,  1863. 

Capital  stock  paid  in  cash £3,540,000  Premiums  and   Disbursements 

Life:  Life: 

Assets  in  Canada $1,324,648            Premiums — Ontario  (net) $          274 

Ontario  business  in  force  (gross) .  .  .            39,238           Premiums — Canada  (net) 3,469 

Canadian  business  in  force  (gross)  .          224,396           Total     disbursements     to     policy- 
holders (net)  —  In   Ontario 1,064 

In   Canada 1,064 

Premiums  Written — Claims  Incurred 

Other  than  Life:  Other  than  Life: 

Assets  in   Canada 1,212.633            Premiums — Ontario  (net) 317,261 

Liabilities  in   Canada 804,325            Premiums — Canada   (net) 879,335 

Claims — Ontario  (net) 148,387 

Claims — Canada   (net) 377,846 


>ee  note  on  page  1. 


JOINT-STOCK  INSURANCE  COMPANIES  FOR  1942 


CONFEDERATION  LIFE  ASSOCIATION* 

Head  Office.  Toronto,  Ont. 

Officers. —  President.  Chas.  S.  Macdonald.  M.A..  Toronto;  Vice-Presidents.  Col.  J.  F.  Michie, 
R.  S.  Waldie.  Toronto;  General  Manager.  V.  R.  Smith.  M.A.,  A. I. A..  A.A.S..  F.A.I. A.,  Toronto; 
Secretary.  James  L.  McLachlin.  B.A..  A. I. A..  A.A.S..  Toronto;  Ass't  General  Managers,  J.  H. 
Birkenshaw.  B.A..  F.A.S..  F.A.I. A..  Toronto.  C.  D.  Devlin,  J.  K.  Macdonald,  B.A..  J.  G.  Godsoe, 
B.A..    LL.B.;   Actuary,    B.    T.    Holmes,   A. I. A..    F.A.S..    F.A.I. A. 

Directors. —  Charles  S.  Macdonald.  Col.  J.  F.  Michie.  C.  R.  Dent,  James  E.  Ganong,  A.  C. 
Matthews.  R.  S.  Waldie.  Walter  C.  Laidlaw.  Arthur  F.  White.  R.  V.  LeSueur.  F.  Grenville 
Rolph.    V.    R.    Smith.    M.A.,    Toronto;    P.    A.    Thomson.    Montreal. 

Date  of  Incorporation. —  April  14.   1871.     Dale  commenced  business  in  Canada. —  Oct.  31,  1871. 

Capital  stock  paid  in  cash $       300.000  Premiums  and  Disbursements 

Life:  Life: 

Total  assets 148.638.159  Premiums — Ontario  (net) $   3,758,955 

Ontario  business  in  force  (gross) ..  .133.644.127           Premiums — Total  business  (net)..    16.058,400 
Total  business  in  force  (gross) 468.584.408           Total     disbursements     to     policy- 
holders (net) — In  Ontario 2,502,669 

Total  business.  .    10.652.845 

Pre.miums  Written — Claims  Incurred 

Other  than  Life:  Other  than  Life: 

Total  assets 318.135  Premiums — Ontario  (net) 166.332 

Total  liabilities 105.478  Premiums — Total  business  (net).  .  272.073 

Claims — Ontario  (net) 137.384 


Claims — Total  business  (net)  ....  196.209 


THE  CONNECTICUT  FIRE  INSURANCE  COMPANY* 

Head  Office.  Hartford.  Conn. 

Principal  Office  in  Canada.    Montreal.  Que. 

Joint    Managers   or    Chief  Executive   Officers   in    Canada. —  S.    M.    Elliott    and    A.    H.    Vallance. 
Montreal. 

Chief  or  General  Agent  in  Ontario. —  B.  J.   G.    Davies.  10   Adelaide  St.   E..    Toronto. 
Date   of  Incorporation. — June.    1850.      Date   commenced   business   in    Canada. — 1886. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — Ontario  (net) $    84,625 

Assets  in  Canada 637,457  Premiums — Canada   (net) 354,735 

Liabilities  in  Canada 230,542  Claims — ^Ontario   (net) 31,215 

Claims — Canada   (net) 172,468 


CONSOLIDATED  FIRE  AND  CASUALTY  INSURANCE  COMPANY* 

Head  Office,  Toronto,   Ont. 

Officers. —  President  and  Managing  Director,  H.  Begg,  Toronto;  Vice-Presidents,  P.  R. 
Gardiner.  Toronto.  J.  C.  H.  Dussault,  K.C.,  Montreal^  Secretary,  H.  L.  Kearns,  Toronto; 
Treasurer.    J.    G.    Hutchinson,    Toronto. 

Directors. — J.  C.  H.  Dussault,  K.C.,  Montreal;  Leigh  M.  McCarthy,  P.  R.  Gardiner,  H.  Begg 
W.  R.  Begg.  Geo.  McXamara,  J.  G.  Hutchinson,  H.  B.  Begg,  H.  L.  Kearns,  Col.  K.  R.  Marshall. 
C.M.G.,    D.S.O.,    Frank    Shannon,    Toronto;   J.    M.    Pigott.    Hamilton. 

Date  of  Incorporation. —  May  20.  1930.     Date  commenced  business  in  Canada. —  May  21.  1931. 

Premiums  Written — -Claims  Incurred 

Capital  stock  paid  in  cash $220,000  Premiums — Ontario  (net) $208,389 

Total  assets 654,369  Premiums — Total  business  (net)..  304.414 

Total  liabilities 282.072  Claims — -Ontario   (net) 76.450 

Surplus  protection  of  policyholders.  372,297  Claims — Total  business  (net)  ....  116.255 


CONTINENTAL  CASUALTY  COMPANY* 

Head  Office.  Chicago,  III. 

Principal   Office  in   Canada.   Toronto,   Ont. 

Manager   or   Chief  Executive   Officer   in    Canada. —  R.    D.    Bedolfe.    Toronto. 

Chief  or   General   Agent   in   Ontario. —  R.    D.    Bedolfe,    Federal    Bldg.,    Toronto. 

Date  of  Incorporation. — 1897.      Date  commenced  business  in   Canada. —  November  6,   1917. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,500,000  Premiums — Ontario  (net) $     556.743 

Assets  in   Canada 1.172,635  Premiums — Canada   (net) 1,198,215 

Liabilities  in  Canada 637,605  Claims— Ontario   (net) 238,048 

Claims— Canada   (net) 428.868 


*See  note  on  page  1. 


18 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

THE  CONTINENTAL  INSURANCE  COMPANY  OF  NEW  YORK* 

Head  Office.   New  York,   X.Y. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager   or   Chief  Executive   Officer   in    Canada. —  W.    E.    Baldwin,    Montreal. 

Chief  or  General  Agent  in  Ontario. —  A.    C.   L.    Wildman,  36    Toronto   St.,    Toronto. 

Date   of  Incorporation. — Jan.,    1853.      Date    commenced   business   in    Canada. —  Nov.   26,    1910. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $5,000,000  Premiums — Ontario  (net) $232,968 

Assets  in  Canada 1,384,228  Premiums — Canada  (net) 927,103 

Liabilities  in  Canada 473.413  Claims — Ontario  (net) 71,227 

Claims — Canada  (net) 672,037 


THE  CONTINENTAL  LIFE  INSURANCE  COMPANY* 

Head  Office,  Toronto,  Ont. 

Officers. —  President,  John  W.  Hobbs,  Toronto;  Vice-President  and  Managing  Director, 
N.  J.  Lander,  Toronto;  Secretary,  Geo.  Hunt;  Chairman  of  the  Board,  Sidney  Jones,  Toronto; 
Actuary,   J.    Hunter,    F.F.A.,    F.A.S.,    Toronto. 

Directors. —  N.  J.  Lander,  G.  R.  Medland,  Sidney  Jones,  G.  W.  Rutter,  John  W.  Hobbs, 
John  T.  Richardson,  K.C.,  T.  D'Arcy  Leonard,  K.C.,  K.  D.  McKenzie,  J.  J.  Lome  Ardiel, 
Toronto;  Sir   George  Garneau,   Quebec;   W.  A.    Dryden,   Brooklin;   Chas.   T.    McHattie,  Vancouver. 

Date   of  Incorporation. — 1899.      Date   commenced   business  in    Canada. —  November,    1899. 

Premiums  and  Disbursements 

Capital  stock  paid  in  cash $       200,000  Premiums — Ontario  (net) $     693,759 

Total  assets 11,961,227  Premiums — Total  business   (net)..       1,339,458 

Ontario  business  in  force  (gross)  .  .  .    24,872,841            Total      disbursements     to      policy- 
Total  business  in  force  (gross) 48,476,409  holders  (net)  —  In  Ontario 299,746 

Total  business.  .  651,012 


CORNHILL  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,  Eng. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager   or   Chief  Executive   Officer   in    Canada. —  O.    W.    Dettmers,    Montreal. 

Chief  or  General   Agent  in   Ontario. —  McKay   Insurance   Agency,  43   Victoria  St..    Toronto 

Date  of  Incorporation. — 1905.      Date   commenced   busitiess   in    Canada. — June  22,    1922. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £250,000  Premiums — Ontario   (net) $    95,276 

Assets  in  Canada $456,808  Premiums — Canada  (net) 321,622 

Liabilities  in  Canada 271,763  Claims — Ontario  (net) 53,218 

Claims — Canada  (net) 166,806 


THE  CROWN  LIFE  INSURANCE  COMP.\NY* 

Head  Office,  Toronto,  Ont. 

Officers. —  President,  Hon.  G.  H.  Ferguson,  Toronto;  1st  Vice-President,  C.  W.  Somers. 
Toronto;  2nd  Vice-President.  H.  D.  Burns,  Toronto;  General  Manager,  H.  R.  Stephenson, 
F.A.S.,  A. I. A.,  Toronto;  Treasurer,  R.  T.  Couch,  Toronto;  Secretary,  P.  McDonald.  Toronto; 
Actuary,  F.  W.  Hill,  F.A.S.;  Medical  Officer,  H.  D.  Delamere,  M.D.;  Superintendent  of  Agencies. 
E.   J.    S.    Brown. 

Directors. —  H.  R.  Stephenson,  C.  W.  Somers,  W.  F.  Watkins,  F.  Erickson  Brown,  K.C., 
H.  D.  Burns,  G.  E.  Spragge,  Hon.  G.  Howard  Ferguson,  Toronto;  G.  O.  Somers,  Pasadena,  Cal.; 
Geo.  A.  Morson,  Havana,  Cuba;  Hon.  E.  L.  Patenaude,  P.C,  K.C..  LL.D.,  Montreal;  Norman  F. 
Wilson,    Ottawa. 

Dale  of  Incorporation. — June  14,  1900.     Date  commenced  business  in  Canada. —  Sept.  10.  1901. 

Premiums  and   Disbursements 

Capital  stock  paid  in  cash $        278.440  Premiums — Ontario   (net) $1,640,539 

Total  assets 53,485.690  Premiums — Total  business  (net)..       7,749,721 

Ontario  business  in  force  (gross)  ..  .    62,770,274            Total      disbursements     to     policy- 
Total  business  in  force  (gross) 262,144,496  holders  (net) — In  Ontario 825,619 

Total  business  .  .      2,860,156 


^See  note  on  page  1, 


JOINT-STOCK  INSURANCE  COMPANIES  FOR  1942 


THE  DOMINION  OF  CANADA  GENERAL  INSURANCE  COMPANY* 

Head  Office.  Toronto.  Ont. 

Officers. —  President.  E.  D.  Gooderham.  Toronto;  Vice-Presidents.  H.  W.  Falconer.  D.  G. 
Ross.  M.P.,  Toronto;  Managing  Director.  H.  W.  Falconer,  Toronto;  Treasurer,  J.  C.  Dodds; 
General    Superintendent,    J.    C.    Stuart;    Actuary,   J.    E.    White. 

Directors. —  H.  R.  Jackman.  D.  G.  Ross.  M.P.,  E.  D.  Gooderham,  Col.  G.  G.  Blackstock. 
L.  M.  Keachie,  H.  S.  Gooderham,  H.  W.  Falconer,  A.  F.  Ball,  Toronto;  J.  P.  Nicolls.  Vancouver; 
F.    E.    Bronson,    Ottawa. 

Pale  of  Incorporation. — June  23.   1887.     Date  commenced  business  in  Canada. —  Nov.  5,   1887. 

Capital  stock  paid  in  cash $    1.005,300  Premiums  and  Disbursements 

Life:  Life: 

Total  assets 2,908.437           Premiums — Ontario  (net) $  246,713 

Ontario  business  in  force  (gross)...    10.319.224            Premiums^— Total  business  (net)..  439.812 
Total  business  in  force  (gross) 17.604.728           Total     disbursements     to     policy- 
holders (net) — In  Ontario 54.136 

Total  business  .  .  100.522 

Premiums  Written — Clai.ms  Incurred 

Other  than   Life:  Other  than  Life: 

Total  assets 3.537,202           Premiums — Ontario  (net) 958,871 

Total  liabilities 1,639.640            Premiums — Total  business  (net). .  1.274.189 

Claims — Ontario   (net) 306,463 

Claims — Total  business  (net)  ....  416,225 


THE  DOMINION  FIRE  INSURANCE  COMPANY* 

Head  Office,   Toronto,  Ont. 

Officers. — ;-President.  C.  S.  Macdonald.  Toronto;  1st  Vice-President,  R.  H.  L.  Massie,  Toronto; 
2nd   Vice-President,    Hamilton   Cassels,    K.C.,    Toronto. 

Directors. —  R.  H.  L.  Massie.  Hamilton  Cassels,  K.C.,  John  A.  Fraser.  C.  S.  Macdonald, 
Dunlop  Stewart.  Toronto;  R.  A.  Brock,  Montreal;  Alfred  F.  James.  Col.  Howard  Greene,  Chas.  D. 
James.     Milwaukee. 

Dale   of  Incorporation. — 1904.      Date  commenced   business   in    Canada. —  May   11.    1907. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     300,000  Premiums — Ontario   (net) $217,100 

Total  assets 1,472.949  Premiums — Total  business  (net)..  331,973 

Total  liabilities 427.497  Claims — Ontario   (net) 71.187 

Surplus  protection  of  policyholders.      1.045,452  Claims — Total  business  (net)  ...  .  117.808 


THE  DOMINION  LIFE  ASSURANCE  COMPANY* 

Head  Office.   Waterloo,  Ont. 

Officers. —  President  and  Managing  Director.  Ford  S.  Kumpf.  Waterloo;  Vice-President, 
G.  A.  Dobbie.  Gait;  Actuary.  A.  J.  Huenergard;  Secretary,  H.  Schaus;  Treasurer.  F.  L.  Whitaker; 
General   Superintendent  of   Agencies,   J.   J.    Murray. 

Directors. —  A.  J.  Andrews,  K.C..  Winnipeg;  W.  L.  Hilliard.  M.D..  Ford  S.  Kumpf,  J.  E.  F. 
Seagram,  Waterloo;  J.  H.  Gundy,  Toronto;  C.  Gordon  Cockshutt,  Brantford;  W.  H.  Malkin. 
Vancouver;  G.  Alex.  Forbes.  Hespeler;  G.  A.  Dobbie,  Gait;  Hon.  Sen.  W.  D.  Euler,  M.P..  P.C, 
Kitchener;    Hon.    Sen.    A.    C.    Hardy,    P.C,    K.C.,    BrockviUe;   J.    A.    Simard,    Montreal. 

Date  of  Incorporation. — -March  20,  1889.     Date  commenced  business  in  Canada. — July  12.  1889. 

Premiums  and  Disbursements 

Capital  stock  paid  in  cash $        280.000  Premiums — Ontario   (net) $2,148,951 

Total  assets 52,538,411  Premiums — Total  business  (net)..       5,530,838 

Ontario  business  in  force  (gross)  ..  .    73,838,110            Total      disbursements     to      policy- 
Total  business  in  force  (gross) 186,444.487  holders  (net) — In   Ontario 1,356,204 

Total  business.  .       3.247,892 


THE  DRAPERS'  AND  GENERAL  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  Kendal.  Eng. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager   or   Chief   Executive   Officer   in   Canada. —  O.    W.    Dettmers,    Montreal. 

Chief  or   General   Agent   in   Ontario. —  H.    Begg.    14-24    Toronto    St.,    Toronto. 

Date   of  Incorporation. — 1908.      Date  commenced  business   in    Canada. — January  29,    1940. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £40.636  Premiums — Ontario   (net) $14,407 

Assets  in   Canada $209,944  Premiums — Canada   (net) 60.402 

Liabilities  in   Canada 49,880  Claims — Ontario  (net) 7,255 

Claims — Canada  (net) 25,252 


•See  note  on  page  1. 


20 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

THE  EAGLE  FIRE  COMPANY  OF  NEW  YORK* 

Head  Office,   New  York.   N'.Y. 

Principal   Office  in   Canada,   Toronto,   Ont. 

Manager   or    Chief   Executive    Officer    in    Canada. —  E.     M.     Whitley,    Toronto. 

Chief  or  General   Agenl   in   Ontario. —  E.    M.    Whitley,    12    Wellington   St.    E.,    Toronto. 

Date   of  I  ncorporalion. — 1806.      Date   commenced   business   in    Canada. — January    1,    1937. 

Premiums  Written — Clai.ms  Inclrred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario   (net) $31,669 

Assets  in   Canada 207,791  Premiums— Canada  (net) 82,726 

Liabilities  in  Canada 71,725  Claims— Ontario   (net) 9,926 

Claims — Canada   (net) 33.111 


EAGLE  STAR  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,  Eng. 

Principal   Office  in   Canada,   Toronto,   Ont. 

Manager   or    Chief   Executive   Officer   in    Canada. — J.    H.    Riddel,    Toronto. 

Chief  or   General   Agent   in   Ontario. — ^J.    H.    Riddel,   217    Bay    St.,    Toronto. 

Date  of  Incorporation. — 1904.      Date   commenced   business  in   Canada. —  May,    1912. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $16,303,111  Premiums — Ontario   (net) $349,197 

Assets  in   Canada 611,363  Premiums^Canada   (net) 1.451,925 

Liabilities  in   Canada 91,037  Claims — Ontario   (net) 187,327 

Claims — Canada  (net) 682.572 


THE  T.  EATON  LIFE  ASSURANCE  COxMPANY* 

Head  Office,   Toronto,   Ont. 

Officers. —  President,  J.  D.  Eaton.  Toronto;  Vice-Presidents,  O.  D.  Vaughan.  J.  A.  Living- 
stone, T.  C.  Eaton,  Toronto;  Manager  and  Secretary-Treasurer,  J.  A.  Livingstone,  Toronto; 
Actuary,    A.    E.    Harkness,    A.A.S.,    Toronto;    Medical    Director,    T.    D.    Archibald,    M.D. 

Directors.— O.  D.  Vaughan.  Mrs.  J.  S.  Burnside,  J.  Elliott,  J.  A.  Livingstone,  T.  C.  Musgrave. 
J.  G.  McKee.  E.  A.  Eaton,  J.  D.  Eaton,  T.  C.  Eaton.  A.  H.  Grainger.  Toronto;  R.  S.  McCordick, 
Winnipeg;    F.    B.    Walls,    Montreal;    C.    H.    Boothe,    Hamilton. 

Date  of  Incorporation. —  May  11,  1920.    Date  commenced  business  in  Canada. —  August  20.  1920. 

Premiums  and   Disbursements 

Capital  stock  paid  in  cash $        250,000  Premiums — Ontario   (net) $     512,101 

Total  assets 11,231,367  Premiums — Total  business  (net)..       1,035.270 

Ontario  business  in  force  (gross)...    17,835,400            Total      disbursements     to      policy- 
Total  business  in  force  (gross) 35,548,586  holders  (net)  —  In   Ontario 313,323 

Total  business.  .  512,681 


THE  EMPIRE  LIFE  INSURANCE  COMPANY 

Head  Office,   Kingston,  Ont, 

I ncorporated. — January   11,    1923.      Commenced   business   in  the    Province. — January   30,    1923. 

Officers. —  Chairman  of  the  Board  and  President,  C.  P.  Fell;  Vice-President.  G.  J.  Guy; 
General  Manager,  L.  T.  Boyd;  Actuary,  H.  H.  Blakeman;  Treasurer  and  Acfg  Secretary. 
J.    R.    Paterson. 

Directors. —  C.  P.  Fell,  A.  H.  K.  Russell.  X.  A.  Fairhead.  A.  Bruce  Matthews,  Geo.  M.  Orr. 
Toronto;  N.  P.  Lambert.  Ottawa;  Geo.  J.  Guy.  Port  Kelson;  D.  W.  McCormick,  Gait;  D.  R. 
McLaughlin,    Georgetown. 

Auditors. —  E.  J.  Howson,  F.C.A.,  and  A.  B.  Shepard,  F.C.E.,  of  Thorne.  Mulholland. 
Howson    &    McPherson,    Chartered    Accountants.    Toronto. 

Statement  for  the  Year  Ended  December  31,  1942 

('apital  Stock 

No.    OF  A.MOUNT  AMOI   NT 

Shares    Siuscribeu  fur     Paid  in  Cash 
Amount  of  capital  stock  authorized,  $2,500,000. 
No.  of  shares.  50.000.       Par  value.  $50. 
Capital  stock  at  beginning  and  end  of  year 26.170      $1,308,500   GO      $     313.170   00 


Premium  on  Capital  Stock 

Total  amount  paid  to    December  31.  1942 .  .  .$     928.720   00 


■See  note  on  pa^ 


JOINT-STOCK  INSURANCE  COMPANIES  FOR  1942 


Suiiiiiiury  liuluiice  Sheet 


Assets 

Total  ledger  assets  at  book 
value $1 

Deduct  excess  of  total  book 
value  of  ledger  assets  over 
total    authorized    value 


,391,144    10 
467,803    89 


Total    ledger    assets    at    author- 
ized   value $10,923,340  21 

Non-ledger  assets 257,771  09 

Total  assets $11,181,111  30 

Deduct  assets  not  admitted.  ..  .  8.976  15 


Total  Admitted  Assets.  .$11,172,135    15 


Liabilities 


Total  liabilities. 


$10,528,959    76 


xcess  of  assets  over  liabilities: 
Capital  stock  paid 

in  cash $313,170   00 

Surplus 330.005    39 


Total $11,172,135    15 


Movement  of  Ledger  Accounts 


Total     ledger     assets     at     book 
value.    December  31.    1941.  . 

Increase  in  ledger  assets  in  1942: 


Income 

Increase  in  ledger  liabilities- 
sundry  accounts  payable. 


.$    1.686,443   68 
491    60 


Total  increase $    1,686,935    28 

Total $12,544,509   59 


Decrease    in    ledger    assets    in 

1942: 

Disbursements $    1.153,365   49 

Total    ledger     assets     at     book 

value.    December  31.   1942.  .     11.391,144    10 


Total $12,544,509   59 


Ledger    Assets 

Book    value   of   real    estate,   less   encumbrances:    office    premises.   $113,027.83;    held 

for  sale.  $271,923.38 $  384,951  21 

Amounts  owing  under  agreements  of  sale  of  real  estate 40.557  73 

Mortgage  loans  on  real  estate 1.320.625  17 

Loans  on  policies  and  other  amounts  secured  by  the   Company's  policies  in  force..  827.537  13 

Book  value  of  bonds,  debentures  and  debenture  stocks 7.523,477  62 

Book  value  of  stocks 1.187.534  33 

Cash  on  hand  and  in  banks 93,872  57 

Agents'  ledger  balances 10,668  50 

Sundry  accounts  receivable 1,919  84 


Total  Ledger  Assets  at  Book  Value $11,391,144    10 

Deduct  excess  of  total  book  value  of  ledger  assets  over  total  authorized  value..  .  .  467.803    89 

Total  Ledger  Assets  at  Authorized  Value $10,923,340   21 


Non-Ledger    Assets 

Total  interest,  dividends  and  rents  due  and  accrued $        116.755    22 

Total  net  premiums  due  and  uncollected  and  deferred 141,015    87 

Total   Non-Ledger  Assets 


257.771    09 


Total  Assets $11, 181. Ill    30 


Deduct    Assets    Not    Admitted 
Cash  advanced  to  or  in  the  hands  of  officers  or  agents 


8.976    15 


Total  Admitted  Assets $11,172,135    15 


Liabilities 

Net   reserve   under   assurance,    annuity   and   other   contracts  in  force  for   payments 
not   due.   dependent  on  life,   disability   or  any  other  contingency  or  on  a  term 

certain $10,001,057  00 

Net  liability  for  admitted  outstanding  claims  under  contracts 107.551  04 

Provision  for  unref)orted  death  claims 15.000  00 

Provision  for  disability  claims  unreported  or  reported  but  not  admitted 3.000  00 

Amounts  left  with  the   Company  at  interest   (pertaining  to  assurance  and  annuity 

contracts),  including  interest  accumulations  thereon 142,417  00 

Premiums  received  from  policyholders  in  advance 13,521  54 

Net  dividends  to  policyholders  due  and  unpaid 503  38 

Provision  for  accrued  profits  to  policyholders  not  included  above 74,114  00 

Balance  of  shareholders'  surplus  account,  including  dividends  due  and  unpaid....  17.783  13 

Provincial,   municipal  and  other  taxes  due  and  accrued 26.508  51 

Salaries,  rents  and  office  expenses  due  and  accrued 3.464  65 

Medical  examiners'  fees  due  and  accrued 108  00 

Commissions  to  agents  due  and  accrued 3.517  77 

Contingency  reserve 100.000  00 

Staff  pension,   assurance  and  savings  funds 18.436  62 

Miscellaneous  accounts  payable 1.977  12 

Total  Liabilities $10,528,959  76 


22 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


Assurance  premiums,  ordinary. 
Less  reinsurance  premiums.  .  .  . 


Net  assurance  premiums,  ordinary..  .  . 

Net  assurance  premiums,  group. 

Net  annuity  considerations,  ordinary.. 
Total    net    premium    income    and    con- 


Income 

First  Year 

.$157,200    37 

7,219    87 

,$149,980    50 

170    82 

2,654    23 


Renewal 
$     988,728    83 
22,302    31 

$     966,426    52 

247    71 

34,440    84 


Single 
;i3,689   39 


Totals 
$1,159,618   59 
29,522    18 

$1,130,096   41 

418    53 

37,095   07 


ideration  for  annuities. 


$152,805    55      $1,001,115   07        $13,689    39      $1,167,610    01 


Amounts  left   with  the   Company   at  interest   (arising  out  of  assurance 
contracts) : 


Dividends 
Other  amounts . 


$    2.621    21 
35,598    54 


Interest,  dividends  and  rents 

Income  from  all  other  sources: 

Staff    pension    fund    contributions — by    employees,    $4,285.89;    by 

the   Company.  $4.285.89 $    8.571    78 

Not  taken  fees 539    50 

Gross  profit  on  sale  or   maturity  of  ledger  assets 


38.219    75 
459.438    95 


9.111    28 
12,063    69 


Total  In  COME $1,686,443   68 


Death  Claims 

AND  Annuity 
Payments 


Maturities 


Disbursements 


Surrender 
Values 


Disability 

Claims        Dividends 


Assurances.  net.$475.307    74     $67,367    00     $145,250    14     $7,272    83     $15,982    97      $ 


15,317 


12.483    41 


339    88 


Totals 
711.180   68 
28.141    28 


Total  net  disbursements  in  respect  of  assurance  and  annuity  contracts 

Net  payments  under  supplementary  contracts  involving  life  contingencies 

Net  reduction  in  premiums  resulting  from  application  of  dividends 

Amounts  left   with  the    Company   at  interest   (arising   out   of  assurance  and   annuit 
contracts)   and  interest  accumulations  thereon  withdrawn: 

Dividends 

Other  amounts 


739.321    96 

5,492    20 

716    07 


$        788    32 
17.593    74 


Taxes,  licenses  and  fees:  Taxes  on  premiums,  $15,410.52;  taxes  on  investments  (other 
than  real  estate),  $5,488.57;  licenses  and  fees.  $880.66;  other  taxes.  $1,400.34.  . 

Head  office  expenses:  Salaries.  $70,240.78;  directors'  fees.  $865.00;  auditors'  fees. 
$2,000.00;  travelling  expenses.  $3,757.59;  rents  (including  $7,200.00  for  Com- 
pany's occupancy  of  its  own  buildings).  $8,006.04;   miscellaneous.  $8,228.61  .  .  . 

Branch   office   and   agency   expenses:     Assurance   commissions:   first   yeai ordinary. 

$113,788.98;  group.  $34.19;  renewal — ordinary.  $24,208.31;  group,  $9.59; 
single — ordinary,  $370.69.  Annuity  commissions:  first  year — ordinary,  $973.89; 
renewal — ordinary,  $807.30.  Salaries,  $50,553.71;  advances  made  to  agents. 
$5,198.19;  travelling  expenses.  $12,855.93;  rent  (including  $1,134.00  for  Com- 
pany's occupancy   of  its  own  buildings),   $8,665,87;  miscellaneous,    $10,722.85.  . 

All  other  expenses:  Advertising.  $5,823.41;  books  and  periodicals,  $330.21;  express, 
telegrams  and  telephones,  $1,452.35;  legal  fees.  $3,069.85;  medical  fees, 
$6,692.73;  office  furniture,  $2,008.08;  postage.  $2,302.21;  printing  and  station- 
ery. $7,072.06;  commissions  on  loans,  $509.00;  contributions  to  staff  pension 
fund,    $4,285.89;    miscellaneous.    $2.406.58 

Payments  from  staff  pension  fund 

All  other  disbursements 

Gross  loss  on  sale  or  maturity  of  ledger  assets 


18.382    06 
23.180    09 

93.098    02 


35.952  37 

365  34 

3.152  50 

5,515  38 


Total   Disbursements $1,153,365   49 


Exhibit  of  Ordinary  Assurance  Policies 


LIFE 

ENDOWMENT 

TERM  AND 
OTHER 

BONUS 
ADDI- 
TIONS 

TOTALS 

No. 

Amount 

No. 

Amount 

No. 

Amount 

No. 

Amount 

At  end  of  1941 

New  effected 

20.968 

2.481 

88 

5        c. 

29,018,559  44 

3,691.998  00 

131,330  00 

5.756 

1.193 

30 

$        c. 

9.023.428  20 

2,062.046  00 

58.813  00 

203 

43 

1 

$        c. 

814.258  00 

233.500  00 

5.000  00 

$        c. 

48.535   75 

26.927 

3.717 

119 

61 

$       c. 
38.904.781   39 
5  987  544  00 

7.286  00 

7  286  00 

41 

20,359  00 
145.216  00 

■■■20 

7.999  00 
40.180  00 

Totals 

23.579 

33,007,462  44 

6.999 

11.192.466  20 

247 

1.052.758  00 

55.821   75 

30.825 

45.308.508  39 

Less  ceased  by: 
Death 

403 

461.836  48 

32 
36 

50.021   09 
68.630  00 

1 

5,000  00 

1.572  00 
37  00 

1.573  50 

436 
36 
10 

409 

292 
604 

518.429  57 

Expiry 

10 

28,500  00 

28  500  00 

326 

207 
433 

494.209  00 

302,089  00 

634,699  00 

.      106,095   52 

28,700  00 

83 

83 
162 

21 

137.534  00 

128.031   00 
255.354  00 
50.174  91 
56.173  00 

Lapse — 

Less  than  1  yr.. 
Other 

2 
9 

17 

7.500  00 
35.500  00 
12.066  00 
86.000  00 

925  553  60 

168  336  43 

17 

55 

Total  ceased 

1.386 

2.027.629  00 

417 

745.918  00 

39 

174.566  00 

3.182  50 

1.842 

2.951.295  50 

Ax  End  OF  1942. 

22.193 

30.979.833  44 

6.582 

10.446.548  20 

208 

878.192  00 

52.639  25 

28.983 

42.357.212  89 

Reassured 

718.555  00 

142.751  00 

111.390  00 



972,696  00 

JOINT-STOCK  INSURANCE  COMPANIES  FOR   1942 


23 


Kxhiltit  of  <>roiip  AHHtiraiire  I'olitieH 


TERM 

Classification 

Number 

Policies 

Employees 

Amount 

At  end  of  1941 

1 

1 

17 
11 

$         c. 
24,500    00 

27.500    00 

Totals 

2 

28 

52,000   00 

without 

Less  ceased  by  termination  of  employment. 

11 

17,000    00 

Total  ceased           

11 

17,000    00 

At  End  of  1942 

2 

17 

35.000   00 

Exhibit  of  Annuities  Arising  Out  of  Assu 


SUPPLEMENTARY    CONTRACTS 

DISABILITY 

ANNUITIES 

Classification 

Involving 

Life 

Contingencies 

Not  Involving 

Life 
Contingencies 

Total 

No. 

Annual 
Payment 

No. 

Annual 

Payment 

No. 

Annual 
Payment 

No. 

Annual 
Payment 

At  end  of   1941 

New  effected 

Old  revived 

1 

$          c. 
127    56 

11 

::: 

$          c. 
5,364    64 

12 

$         c: 
5,492   20 

20 
6 

1 

$         c. 

8,377   00 

840   00 

240    00 

1 

127    56 

11 

5,364   64 

12 

5,492   20 

27 

9,457    00 

Less  ceased  by: 
Recovery  from 

disability 

3 

2,160   00 

Total  ceased 

3 

2.160   00 

At  End  of  1942.  . . 

1 

127    56 

11 

5,364   64 

12 

5.492   20 

24 

7.297    00 

600    00 

Exhibit  of  Ordinary  Annuities 


DEFERRED 

ANNUITIES 

VESTEE 

ANNUITIES 

Classification 

Involving 

Life 

Contingencies 

Not  Involving 

Life 
Contingencies 

Total 

No. 

Annual 
Payment 

No. 

Annual 
Payment 

No. 

Annual 
Payment 

No. 

Annual 
Payment 

At  end  of  1941 

556 

33 

3 

$          c. 

184,273    92 

11,815   32 

842    16 

201    36 

45 

$          c. 
9,391    24 

18 

$         c. 
3,180   68 

63 

$          c. 
12.571    92 

Old  revived 

Old  increased 

592 

197,132    76 

45 

9,391   24 

18 

3,180   68 

63 

12,571    92 

Less  ceased  by: 

4 

2.044    92 

9.62i'96 

1,741    80 

1.839    36 

4.338   48 

517    44 

1 

120   00 

■'2 
1 

'    243   84 
121    12 

1 
2 
1 

120   00 

Expiry 

243    84 

Surrender 

Lapse — 

Less  than  1   year..  . 

Other 

26 

5 
6 

"2 

121    12 

Decrease 

Transfer 

Total  ceased 

43 

20.103    96 

1 

120   00 

3 

364    96 

4 

484    96 

At  End  of  1942.  .  . 

549 

177,028   80 

44 

9.271    24 

15 

2,815    72 

59 

12,086    96 

24 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


No.  6 


Statement  of  Actuarial  Liabilities 

ASSURANCE    SECTION 


Gross  in  Force 

Reassured  in- 
Other  Companies 

No. 

Amount 

Reserve 

Amount 

Reserve 

ORDINARY.    PARTICIPATING 
Life 

11,224 

4.553 

4 

$         c. 

16,781,566    00 
7.142,247    50 
6,000    00 
52,639    25 
(              729    64) 
(5,097,367    00) 

(3,521,249    00) 
(1,124,737    00) 
(          2,760    00) 

$ 

2.148.084 

1.109,407 

464 

26.917 

1,647 

8.294 

'36.346 

22.675 

3.354 

1.685 

3.922 

$ 

400,767 
91.338 

( '  'l'8'8',876 ) 

(       63.712) 
(       24.750) 

$ 

58,532 
8.175 

Term,  etc. 

Additional  accidental  death  benefits. 
Disability  benefits,  active  lives: 

Waiver  of  premium  only 

Waiver  of  premium  and  income. 
Disability  benefits,  disabled  lives 

;;;;; 

118 
'737 

Exch'ge  on  foreign  currency  contracts 
Supplementary  contracts,  not  involv- 

(           2) 

(              800   00) 

Totals 

15.781 

23.982.452    75 

3,362,795 

492,105 

67,562 

ORDINARY, 
NON-PARTICIPATING 

Life 

10,969 

2.029 

204 

14,198.267    44 
3.304.300    70 
872,192    00 
(2.057.595    00) 

(     696.758    00) 
(1.048.389   00) 
(          4.537    00) 

5.085.253 

1.060,885 

7,234 

4.378 

'3'4'.393 

30.155 

1.041 

30 

2.158 
33.731 

317,788 
51.413 
111.390 
(     319,500) 

(          7,000) 

( 600) 

29,788 
3  183 

1,027 

Additional  accidental  death  benefits. 
Disability  benefits,  active  lives: 

Waiver  of  premium  only 

Waiver  of  premium  and  income. 
Disability  benefits,  disabled  lives.... 

202 

8 

300 

Exch'ge  on  foreign  currency  contracts 
Supplementary  contracts: 

Involving  life  contingencies 

Not  involving  life  contingencies. 

(           1) 
(           9) 

(              127    56) 
(          4.564    64) 

13,202 

18.374.760    14 

6,259.258 

480,591 

34,508 

Totals — Ordinary 

28,983 

42.357,212    89 

9,622,053 

972,696 

102.070 

GROUP,    PARTICIPATING 
Term    etc 

r, 

35.000   00 

11 

Totals — Group.  . 

2 

35,000   00 

11 

GRAND    TOTALS- 
ASSURANCES 

28.985 

42.392.212    89 

9.622,064 

972.696 

102.070 

ANNUITY    SECTION 


Gross  in  Force 

Reassured 
in  Other 

Class  of  Annuity 

No. 

Annual 
Payment 

Reserve 

Companies 

Reserve 

ORDINARY.    PARTICIPATING 
Deferred 

263 

1 

::: 

$          c. 

98,011    32 
200   00 

$ 

95.895 

1.232 

3 

451 

$ 

Vested — involving  life  contingencies 

173 

Totals 

264 

98,211   32 

97.581 

173 

ORDINARY.    NON-PARTICIPATING 

286 

43 
15 

79,017    48 

9.071    24 
2.815    72 

288,581 

80.571 

13.338 

895 

Vested: 

Involving  life  contingencies 

Not  involving  life  contingencies 

Totals 

344 

90,904    44 

383.385 

GRAND    TOTALS— ANNUITIES. 

608 

189,115    76 

480.966 

173 

JOINT-STUCK  INSURANCE  COMPANIES  FOR  1942 


25 


Summary  of  Reserve 


Participating 

Non- 
participating 

Total 

Reserve  for  policies  and  contracts  in  force: 

$ 

3.362.806 
97.58X 

$ 

6.259.258 
383.385 

$ 
9.622.064 

480  966 

Totals 

3.460.387 

6.642.643 

10.103.030 

Deduct  reserve  for  reassured  contracts: 

67.562 
173 

34,508 

102.070 

Annuity ...                       

173 

67.735 

34.508 

102.243 

3,392,652 

6.608.135 
270 

10  000  787 

Add  reserve  for  contracts  reassured   with  companies 
not  licensed  in  Canada 

270 

Net  Reserve  Carried  in  the  Liabilities. 

3.392.652 

6.608.405 

10.001.057 

Miscellaneous  Statement 

I.     STATEMENT    OF    ACTUARIAL    LIABILITIES 

(1)     Valuation    of    Assurance    Policies    and    Annuity    Contracts: 

For  the  regular  line  business,  the  policies  of  insurance  in  force  were  grouped  for  valuation 
purposes  according  to  the  year  of  issue,  plan  and  age  nearest  birthday  in  the  year  of  issue. 
Prepared  tables  of  mean  reserves  were  used  on  the  net  level  annual  premium  basis,  and  advantage 
was  taken  of  the  deductions  permitted  by  The  Ontario  I nsurance  Act.  The  basis  of  valuation 
was  as  follows:  Policies  issued  prior  to  1931  were  valued  on  the  0M(5)  table  of  mortality  with 
interest  at  3''j9c  per  annum,  and  those  issued  in  1931  and  subsequent  years  were  valued  on 
the  AM(5)  table  of  mortality  with  interest  at  3'^%  per  annum.  A  limited  number  of  special 
contracts  were  valued  throughout  on  the  OM(5)  or  the  AM(5)  tables  of  mortality  with  interest 
at  3  !-i%  per  annum.  There  was  an  exception  to  the  foregoing  in  the  case  of  the  former  Mutual 
Relief  Life  business  reinsured  by  this  Company  in  1936,  the  entire  amount  of  this  business  being 
valued  by  the  A  M(5)  table  of  mortality  with  3  '2%  interest.  For  business  issued  after  September  1, 
1942.  the  basis  of  valuation  was  the  CM(5)  3%  table,  Canadian  modification  preliminary  term 
insurance,  this  standard  providing  a  reserve  in  e.xcess  of  that  required  in  accordance  with  The 
Ontario    Insurance    Act. 

The  Company  has  in  force  some  fraternal  insurance  arising  from  the  reinsurance  of  the 
Canadian  Order  of  Odd  Fellows  and  the  Mutual  Relief  Life  Insurance  Company.  In  respect 
of  policies  in  this  section  on  the  Whole  Life  plan,  the  business  was  grouped  according  to  attained 
age  in  1942.  and  the  sums  assured  and  net  premiums  were  valued  separately.  For  business 
on  other  plans  in  this  section  the  policies  were  grouped  for  valuation  purposes  according  to  the 
year  of  issue,  plan  and  age  at  issue,  and  prepared  tables  of  mean  reserves  were  employed.  All 
policies  in  force  in  this  section  were  valued  according  to  the  AM(5)  table  of  mortality  with 
interest    at   4%    per    annum. 

For  vested  annuity  contracts  and  single  premium  deferred  annuities  involving  life  con- 
tingencies, the  basis  of  valuation  was  the  Rutherford  Table  with  3  32%  interest  rate,  which  basis 
provides  a  reserve  in  excess  of  that  required  under  The  Ontario  I  nsurance  Act.  Contracts  for 
immediate  annuities  for  periods  certain  were  valued  on  an  interest  basis  of  3  34%  per  annum. 
A  seriatim  method  was  used  for  the  foregoing  valuation  of  annuities.  Contracts  issued  as  annual 
premium  deferred  annuities,  which  did  not  involve  life  contingencies  during  the  deferred  period, 
were   valued  by  accumulating  the  net  premiums   with  interest  at  the  rate  of  3  J-i  %   per  annum. 

(a)  Policies  issued  at  premiums  corresponding  to  ages  higher  than  the  true  ages  were  valued 
as   of   the   rated-up   age. 

(b)  Policies  issued  subject  to  a  lien  or  contingent  debt  were  valued  for  the  full  amount 
of   insurance. 

(c)  Policies   otherwise   issued    on   lives   classed    as   subst 
eluded   in    categories    (a),    (b)    and    (d). 


andard   or   special    seem   to    be 


(d)  Policies  issued  at.  or  subject  to.  an  extra  premium  payable  either  in  one  sum  or  annually; 
ordinarily  the  latter  only  are  issued  and  a  reserve  equal  to  50%  of  the  gross  extra  premium  is 
provided    in    the    valuation. 

(e)  For  policies  providing  for  disability  benefits,  waiver  of  premium  and  other  benefits 
(waiver  of  premiums  only  and  waiver  of  premiums  with  monthly  income  without  deduction 
from   the   sum   insured)    the   additional   liability   was   determined    as   follows: 

(i)  Before  the  occurrence  of  disability  by  the  accumulation  without  interest  of  50% 
of  the  gross  extra  premium  for  disability  from  the  date  of  issue  on  the  policies  in  force  as 
of    the    date    of    valuation. 

(ii)  After  the  occurrence  of  disability  the  reserve  provided  was  the  present  value  of 
the  future  income  payments  and  premiums  to  be  waived  on  the  basis  of  Hunter's  disability 
table  wit.h  interest  at  the  rate  of  3%  per  annum  adjusted  as  follows,  according  to  the  year 
preceding  the  date  of  valuation  that  the  claim  was  incurred:  50%  first  year,  75%  second 
year.  85  %  third  year.  95  %  fourth  year  and  100  %  in  the  fifth  year  of  disability  and  thereafter. 

(f)  Policies  providing  for  additional  accidental  death  benefits  were  valued  as  follows: 
For  all  policies  in  force  a  reserve  of  62  }/2C.  per  $1,000  was  set  up.  and  in  addition  thereto,  for 
policies  where  the  premium  paying  period  was  less  than  the  period  of  coverage,  the  excess  amount 
of  the  premium  paid  for  the  double  indemnity  benefit  over  $1.25  per  $1,000,  such  excess  being 
accumulated    at    3)2%,    interest    per    annum. 


(g)     Annuities  issued   to  lives   classed   as   under   average    were    valued 
on  the   basis   of   which   the   contract   was  issued  substandard. 


)f  the   rated-up   age 


(h)     Any   other   special    classes   of   policies   the   foregoing    statement    appears   to    cover 


upon 
of   pol 


26 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

(2)     Items    of    Special    Reserves: 

(a)  To  cover  future  expenses  for  limited  payment  and  single  premium  assurance  policies 
and  for  immediate   annuity   contracts,    no   reserve   is    maintained. 

(b)  To  make  provision  for  benefits  granted  under  contracts  which  may  at  any  duration 
be  in  excess  of  the  reserve  computed  in  accordance  with  the  basic  method  valuation;  the  only 
forms  in  this  category  are  certain  classes  of  policies  where  the  guaranteed  values  exceed  the 
level  premium  reserve  on  the  usual  basis,  and  for  these  a  pure  endowment  reserve  was  provided 
equivalent   to    the   excess    of   the    guaranteed    value    over   the   level    reserve. 

(c)  To  provide  any  amount,  in  excess  of  the  cash  value  held,  which  may  be  made  available 
the  reinstatement  of  lapsed  policies;  no  provision  for  this  item  was  made,  as  the  volume 
icies  lapsing    always   exceeds   the   amount   of   reinstatements. 

(d)  To    cover   the   option    of   renewal    under   term    policies,    no   reserve    wa«   provided. 

(e)  To  cover  the  option  of  conversion  either  during  a  fixed  term  or  at  the  end  thereof 
into  higher  premium  policies,  the  premium  for  the  new  policy  being  fixed  according  to  the  age 
at   entry   or   the   age   at   date   of   conversion,    no   reserve    was   provided. 

(f)  To  cover  any  other  contingency;  excepting  for  the  special  contingency  reserve  noted 
in  the  balance  sheet  and  the  provision  for  unreported  death  and  disability  claims,  no  items  of 
special   reserve   other   than   those   described   above   appeared   to   be   necessary. 

II.     INVESTMENT    INCOME    AND    INVESTMENT    EXPENSES 

(1)  Average  rate  of  interest  earned.  The  average  rate  of  interest  earned  during  the  year 
1942,  on  the  basis  of  the  net  ledger  assets  at  book  value,  was  4.28  %  according  to  the  formula 
2I-^(A+B— I).  The  revenue  interest  for  the  year  is  determined  by  taking  the  cash  interest 
income,  including  premium  on  foreign  currency,  plus  the  accrued  interest  as  of  December  31. 
1942,  less  the  accrued  interest  as  of  December  31,  1941,  being  the  corresponding  item.  The  book 
value  of  the  net  ledger  assets  as  of  the  end  of  the  year  is  $11,391,144.10  in  this  statement,  and 
for  the  beginning  of  the  year  the  corresponding  item  of  the  previous  year's  statement.  On  the 
basis  of  the  mean  ledger  assets  taken  at  the  authorized  values,  the  rate  of  interest  was  4.48% 
by    the    same    formula. 

(2)  Investment  expenses.  The  investment  expenses  for  1942  amounted  to  $27,788.00.  These 
expenses  were  comprised  of  taxes  $5,488.57,  salaries  $12,000.00.  rents  $1,526.04,  directors'  fees 
$2,900.00,  auditors'  fees  $1,000.00,  commissions,  etc.,  $3,761.50,  and  miscellaneous  $1,111.89. 
In  determining  the  basis  of  investment  expenses  not  specifically  allocated,  an  analysis  of  expenses 
by  function  is   made  from   time  to  time. 

III.     ALLOCATION    OF    SURPLUS 

(1)  Basis  for  the  distribution  of  surplus  as  between  shareholders  and  policyholders.  A  separation 
of  the  funds  of  the  Company  as  between  participating  policies,  non-participating  policies  and 
shareholders  has  been  made,  and  the  surplus  arising  from  participating  policies  is  allotted  on 
the   basis   of  90%    to   the   policyholders   and   10%   to   the   shareholders. 

(2)  Method  by  which  dividends  for  each  olass  of  assurance  policies  anri  annuity  contracts  were 
computed.  The  distribution  of  surplus  is  made  on  a  three-factor  contribution  method,  using  the 
factors  (i)  gain  from  interest  earned  in  excess  of  the  amount  required  to  maintain  the  policy 
reserve,  (ii)  gain  from  mortality,  i.e.  the  differeiice  between  the  claims  experienced  and  the 
expected  claims  on  the  net  amount  at  risk  according  to  the  method  of  valuation,  and  (iii)  the 
gam   from   loading   on   premiums  in   excess   of   the   expenses. 

The  interest  surplus  is  taken  at  0.50%  of  the  mean  reserve  by  the  Canadian  modified 
preliminary    term    method. 

The  gain  from  mortality  is  assumed  to  be  10%  of  the  AM  (5)  table  of  mortality,  with  a 
minimum   of  $1.00    per   thousand    applied    to   the   net   amount   of   risk. 

The  gain  from  loading  is  taken  as  50%  of  the  excess  of  the  gross  premium  over  the  net 
renewal  premium  by  the  Canadian  modified  preliminary  term  method  AM(5)  3  M^  and  expenses 
of  7  }y'2%  of  the  gross  premium  plus  $3.00  per  thousand  per  annum.  In  the  case  of  endowment 
plans  on  the  1937  rate  series  the  loading  factor  is  a  percentage  of  the  (gross  premium  less  the 
net  renewal  premium  on  the  Canadian  modified  AMIS')  3  '2%  basis)  graded  from  5  %  at  age  10 
to  7  14%  at  age  50.  In  the  case  of  the  retirement  income  bond  plan  the  loading  factor  is  50% 
of  the  (gross  premium  less  the  net  premium  and  less  the  expense  allowance  of  5  %  of  the  gross 
premium    plus   $7.50    per   unit    premium). 

It  is  assumed  that  there  are  no  dividends  earned  during  the  first  policy  year.  Quinquennial 
dividends  are  derived  by  accumulating  the  annual  profits  as  described  above  at  5%  to  cover 
interest  and  survivorship.  The  amounts  of  the  cash  dividend  determined  as  described  are 
converted  into  bonus  additions,  using  the  A  M(5)  3'2%  table,  and  are  converted  into  premium 
reductions,    using    annuities   certain    on    the   3%    interest    basis. 

Respecting  policy  proceeds  left  on  deposit  with  the  Company,  the  rate  of  interest  for  1943 
is  3  3^%  per  annum,  subject  to  the  special  guarantee  of  a  higher  rate  in  the  case  of  a  few  policy 
contracts.  Amounts  pertaining  to  policy  contracts  in  the  forrn  of  premiums  paid  in  advance 
are  accepted   subject  to   a  rate  of   discount  computed   on   a  3%   interest   basis. 

The  foregoing  schedule  is  applicable  for  participating  policies  entitled  to  share  in  profits 
during    1943. 

Annuities  are  issued  by  the  Company  only  on  the  non-participating  basis.  No  distinction 
in   dividend   clause  is    made   as   between   policies   with   and    without   disability   benefits. 

IV.     REASSURED    CONTRACTS 

This  Company  has  business  ceded  to  one  company  not  licensed  in  any  province  of  Canada, 
the  particulars  being  as  follows:  Lincoln  National  Life  Insurance  Company;  amount  of  insur- 
ance,  $9,669;   reserve,   $270,    as   of    December  31.   1942. 


JOINT-STOCK  INSURANCE  COMPANIES  FOR  1942 27 

THE  EMPLOYERS'  LIABILITY  ASSURANCE  CORPORATION,  LIMITED* 

Hkad  Office,  Epsom.  Eng. 
Principal   Office  in   Canada,    Montreal.   Que. 

Managtr  or   Chief  Executive  Officer  in   Canada. —  E.    L.    Marshall,    Insurance   Exchange    Bldg., 
Montreal. 

Chief  or  General  Agent  in  Ontario. — S.   G.   Reid,   Canada  Life   Bldg.,   Toronto. 

Date  of  Incorporation. —  Oct.  25.   1880.      Date  commenced  business  in   Canada. —  Oct.  24.   1894. 

Premiums  Written — Claims  Inclrred 

Capital  stock  paid  in  cash £384.772  Premiums — Ontario  (net) $     872,549 

Assets  in  Canada $3,102,281  Premiums — Canada  (net) 2,041,659 

Liabilities  in  Canada 2,127,407  Claims — Ontario  (net) 293.440 

Claims — Canada  (net) 758.295 


EMPLOYERS'  REINSURANCE  CORPORATION* 

Head  Office,  Kansas  City.    Mo. 

Principal  Office  in  Canada,  Toronto.  Ont. 

Manager   or   Chief  Executive   Officer   in    Canada. —  R.    Douglas    Hill.    Toronto. 

Chief  or  General  Agent  in  Ontario. —  R.    Douglas   Hill.  443   Confederation   Life   Bldg.,   Toronto. 

Dale  of  Incorporation. — Jan.  30,   ]914.      Dale  commenced  business  in   Canada. —  May  9,   1927. 

PREMiUMS  Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — Ontario   (net) $    66.040 

Assets  in   Canada 525,922  Premiums — Canada  (net) 121,827 

Liabilities  in   Canada 214,368  Claims — Ontario   (net) 37,037 

Claims — Canada   (net) 101,204 


ENSIGN  INSURANCE  COMPANY* 

Head  Office.  Toronto.  Ont. 

Officers. —  President,  Chas.  D.  James,  Milwaukee;  Vice-President  and  Manager,  R.  H.  L. 
Massie,    Toronto. 

Directors. —  Col.  Howard  Greene,  Alfred  F.  James,  Milwaukee;  G.  M.  Kelley,  Hamilton 
Cassels,   K.C.,   R.   H.   L.    Massie,   E.   B.  Shea,   V.   R.  Smith,   C.   D.  James,    Dunlop  Stewart.   Toronto. 

Dale  of  Incorporation. — June  4.   1921.     Dale  commenced  business  in   Canada. —  March  7.  1922. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $250,000  Premiums— Ontario   (net) $35,075 

Total  assets 649,833  Premiums — Total  business  (net)..  62.195 

Total  liabilities 125.207  Claims — Ontario  (net) 8.996 

Surplus  protection  of  policyholders.  524.626  Claims — Total  business  (net)  ....  17.250 


EQUITABLE  FIRE  &  MARINE  INSURANCE  COMPANY* 

Head  Office.  Providence.  R.I. 

Principal  Office  in   Canada,    Montreal,   Que. 

Managers  or  Chief  Executive  Officers  in  Canada. —  S.    M.  Elliott  and  A.  H.  Vallance.  Montreal. 
Chief  or  General   Agent  in   Ontario. —  B.   J.    G.    Davies.   10   Adelaide   St.    E.,    Toronto. 
Dale   of  I ncorporation. — 1859.      Dale  commenced   business  in    Canada. — April  3,    1913. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — ^Ontario   (net) $16,924 

Assets  in   Canada 301,131  Premiums — Canada  (net) 57,423 

Liabilities  in   Canada 43,399  Claims — Ontario   (net) 6,243 

Claims — Canada   (net) 25,056 


THE  EQUITABLE  LIFE  INSURANCE  COMPANY  OF  CANADA* 

Head  Office,   Waterloo,  Ont. 

Officers. —  President.  Mervyn  J.  Smith;  Vice-Presidents.  J.  C.  Breithaupt.  J.  A.  Martin; 
Secretary.  H.  E.  Power;  General  Manager.  M.  J.  Smith;  Actuary.  F.  B.  Relyea.  F.A.S.,  F.A.I. A.; 
Treasurer.    F.    D.    Rueffer;    Auditors.    J.    F.    Scully,    C.A.,    R.    P.    Uffelmann,    C.A. 

Directors. —  M.  J.  Smith,  J.  A.  Martin.  Waterloo;  J.  M.  Riddell.  K.C.,  Stratford;  J.  C. 
Breithaupt.  Kitchener;  Herbert  Begg.  A.  W.  Briggs,  K.C.,  Toronto;  H.  G.  Bertram.  Dundas; 
E.  C.  Mitchell,  London;  Hon.  Harold  Macpherson.  St.  Johns.  Xfld.;  Charles  S.  Morton,  M.B., 
F.R.C.S.,  Halifax;  W.  E.  Payne,  K.C..  Red  Deer.  Alta.;  E.  K.  Reiner,  Wellesley,  Ont.;  J.  M. 
Walton,    Aurora.    Ont. 

Date  of  Incorporation. —  Nov.  19.  1920.     Date  commenced  business  in  Canada. —  Nov.  19,  1920. 

Premiums  and   Disbursements 

Capital  stock  paid  in  cash $        327,155  Premiums — Ontario   (net) $     795,426 

Total  assets 13,894,282  Premiums — Total  business  (net). .       1,101,291 

Ontario  business  in  force  (gross)  ..  .    32,807,747            Total      disbursements     to     policy- 
Total  business  in  force  (gross) 44,045,418  holders   (net)  —  In  Ontario 463,100 

Total  business.  .  754,645 

♦See  note  on  page  1. 


28 ANNUAL  REPORT— SUPERINTENDENT  OF  LNSURAXCE No.  6 

ESSEX  AND  SUFFOLK  EQUITABLE  INSURANCE  SOCIETY,  LIMITED* 

Head  Office,  London,  Eng. 

Principal  Office  in  Canada,   Montreal.  Que. 

Manager   or    Chief   Executive    UJficer   in    Canada. —  Clarence    E.    Sanders,     Montreal. 
Chief  or   General   Agent  in   Ontario. —  Douglas   G.    Ross.  26    Adelaide   St.    W.,    Toronto. 
Date  of  Incorporation. — 1906.      Date  commenced  business  in   Canada. —  March   11,   1920. 

Pre.milms  Written — Claims  Incurred 

Capital  stock  paid  in  cash £56.000  Premiums — Ontario  (net) $13,817 

Assets  in  Canada $169,756  Premiums — Canada  (net) 49.207 

Liabilities  in  Canada 55.192  Claims — Ontario  (net) 5.382 

Claims — Canada  (net) 17,755 


THE  EUREKA-SECURITY  FIRE  &  MARINE  INSURANCE  COMPANY* 

Head  Office,  Cincinnati,  Ohio 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager  or   Chief  Executive  Officer  in   Canada. —  W.    C.    Butler,    Toronto. 

Chief  or   General   Agent   in   Ontario. —  W.    C.    Butler,    Victory    Bldg.,    Toronto. 

Date   of  I ncorporation. —  Sept..    1864.      Date   commenced   business   in    Canada. — Jan.   30,    1935. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $16,730 

Assets  in   Canada 167.494  Premiums — Canada  (net) 34.223 

Liabilities  in   Canada 44.574  Claims — Ontario  (net) 12.907 

Claims — Canada  (net) 17.250 


THE  EXCELSIOR  LIFE  INSURANCE  COMPANY* 

Head  Office,  Toronto,  Ont. 

Officers. —  President.  Alex.  Fasken.  B.A.,  K.C.,  Toronto;  1st  Vice-President.  J.  L.  Ross.  B.A., 
Toronto;2nd  Vice-President,  Geo.  R.  Warwick.  Toronto;  Secretary- Treasurer.  C.  P.  Muckle,  A.A.S. 

Directors. —  Alex.  Fasken,  B.A..  K.C..  H.  S.  Gooderham.  George  R.  Warwick.  James  L.  Ross. 
B.A..  S.  F.  Duncan.  Hon.  Albert  Matthews.  LL.D.,  C.  C.  Calvin.  K.C..  E.  P.  Taylor.  Toronto; 
G.  S.  Kilbourn,  Hon.  L.  M.  Gouin,  K.C..  .Montreal;  George  E.  Weir.  K.C..  Dresden.  Ont.; 
J.    W.    Spencer,    Victoria,    B.C. 

Date  of  Incorporation. — July   10.   1889.      Date  commenced  business  in   Canada. —  Oct.  15,   1890. 

Premiums  and   Disbursements 

Capital  stock  paid  in  cash $        200.000  Premiums — Ontario   (net) $1,730,090 

Total  assets 28,032.064  Premiums — ^Total  business  (net).  .       3.546,360 

Ontario  business  in  force  (gross)...    59.166,543            Total      disbursements     to      policy- 
Total  business  in  force  (gross) 129.764.530  holders  (net) — In  Ontario 679,509 

Total  business.  .       1.825.029 


EXCESS  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,  Eng. 
Principal  Office  in  Canada,    Montreal,  Que. 
Manager   or    Chief   Executive   Officer   in    Canada. — J.    A.    Blondeau,    Montreal. 
Chief  or   General    Agent   in    Ontario. —  Grover    Leyland,   312    Metropolitan    Bldg.,    Toronto. 
Date   of  I  ncorporation. — 1894.      Date   commenced   business   in    Canada. —  May,    1935. 

Pre.miums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £500.000  Premiums — Ontario  (net) $27,283 

Assets  in  Canada $214,630  Premiums — Canada  (net) 60.331 

Liabilities  in   Canada 56,101  Claims — Ontario   (net) 18.085 

Claims — Canada  (net) 31.022 


FEDERAL  FIRE  INSURANCE  COMPANY  OF  CAN.\DA* 

Head  Office,   Toronto,  Ont. 

Officers. —  President.  Col.  Hon.  H.  A.  Bruce.  M.D.;  Vice-President  and  Managing  Director. 
H.    Begij;    Secretary.    G.    A.    Gordon;    Treasurer.    Alan    Coatsworth. 

Directors. —  Col.  Hon.  H.  A.  Bruce,  M.D..  Herbert  Begg.  W.  R.  Begg,  H.  Bruce  Begg- 
Col.  K.  R.  .Marshall.  C.M.G.,  D.S.O.,  F.  K.  Morrow.  Leigh  McCarthy.  Frank  Shannon,  E.  B. 
Stockdale.    W.    C.    Laidlaw. 

Date   of  Incor poralion. —  Dec.   5,    1922.      Date   commenced   business   in    Canada. —  Jan.   2.    1923. 

Pre.miums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $125,000  Premiums — Ontario  (net) $198,240 

Total  assets 713.476  Premiums — 'I  otal  business  (net).  265.667 

Total  liabilities 263.537  Claims — Ontario   (net) 82.720 

Surplus  protection  of  policyholders.  449,939  Claims — Total  business  (net)  ....  114.740 

*See  note  on  page  1. 


JOI.\T-ST(>CK  INSURANCE  COMPANIES  FOR   194: ^ 

FEDKRAL  INSIR.\.\CE  COMPANY* 

Head  Officb.  Jeksky  City.  X.J. 

Principal  Office  in  Cankd*.    Montreal.  Que. 

Manatfr  or  Ckitf  Ejttmtit*  Offiter  in  C*m*d: — O.  L.  Harrison.  360  St.  James  St.  W..  Montreal. 
Chi*/  or  Gtutral  At*»l  •■  Oulmrio. —  W.  S.  Tomenson.  12    Wellington  St.   E..   Toronto.  , 

Dut*  of  Incorporation. — 1901.      DaU  commtnud  bmiueis    m    Cantdm. — June.   1919. 

Premivms  Written- — Cl.kims  Incurred 

.  apital  stock  paid  in  cash $4,000,000  Premiums — Ontario  (net) $108.S74 

.\ssets  in  Canada 324.516  Premiums — Canada  (net) 187.606 

Liabilities  in  Canada 122.074  Claims — Ontario  (net) 51.146 

Claims — Canada  (net> 83.971 


THE  FIDELITY  &  CASUALTY"  COMPANY  OF  NFVk    YORK* 

He.\d  Office.  New  York.  X.Y. 

Principal  Office  in  Canada.    Montreal.  Que. 

Mtnagtr  or  Ckitf  Extcutit*  Offictr  in  C«a«<ia. —  W.  B.  Baldwin.  410  St.  Nicholas  St..  Montreal. 

Ckitf  or  General  Agtnl  in  Ontario. — A.   C.   L.    Wildman.  36   Toronto  St..    Toronto. 

Date  of  Incorporation. —  March  20.  1876.    Dalt  commtnctd  business  in  Canada. —  May  15.  1905. 

Premiims  Written — Cl.mms  Incurred 

Capital  stock  paid  in  cash $2,250,000  Premiums — Ontario  (net) $   2.S81 

.Assets  in  Canada 343.478  Premiums — Canada  (net) 21.960 

Liabilities  in  Canada 85.503  Claims — Ontario  (net) Nil 

Claims — Canada  (nct> 2.158 


FIDELITY  IN5;iR.\>CE  COMP.\NY  OF  C.\>ADA» 

He.\d  Office,  Toronto.  Ont. 

Officers. —  President.  Col.  .\.  E.  Kirkpatrick.  Toronto;  Vice-Presidents.  Sidney  W.  Band. 
Toronto.  F.  D.  Knowles.  Montreal;  Manager.  Sidney  W.  Band.  Toronto;  Secretary.  A.  E. 
Perry.    Toronto. 

Directors. — Sidney  W.  Band.  Gerard  B.  Strathy.  K.C..  L.  B.  Campbell.  Col.  A.  E.  Kirkpatrick. 
S.  Moss.  Toronto;  Lt.-Col.  E.  G.  Hanson.  F.  D.  Knowles.  W.  A.  Merrill.  K.C..  Montreal; 
Alfred  C.  Bethune.  Ottawa;  Chas.  L.  Phillips.  G.  Porter  Houston.  R.  H.  Bland.  E.  .\.  Davis. 
Jos.    P.    Matthai.    Baltimore. 

Dale  of  Incorporation. —  Dec.  11.  1921.     Date  commenced  business  in  Canada. — April  1.  1922. 

Premivms  Written — CL.\iifS  Incurred 

Capital  stock  paid  in  cash $250,000  Premiums — Ontario  (net) $151,589 

Total  assets 721.011  Premiums — Total  business  (net). .  356,640 

Total  liabilities 352.722  Claims — Ontario  (net) 42.534 

Surplus  protection  of  policyholders.  368.289  Claims — Total  business  (net)  .  .     .  133,486 


FIDELITY-PHEMX  FIRE  INSLR-\NCE  COMPANY  OF  NEW  YORK* 

He.\d  Office,  New  York,  N.Y. 

Principal  Office  in  Canada.    Montreal,   (}ue. 

.Manager  or  Chief  E.xecuiive  Officer  in   Canada. —  W.    E.    Baldwin.    Montreal. 

Chief  or  General  Agent  in  Ontario. — A.   C.   L.    Wildman.  36   Toronto  St..    Toronto. 

Date  of  Incorporation. —  March  1.  1910.    Date  commenced  business  in  Canada. —  March  1.  1910. 

Premivms  Written — Cl.mms  Incvrred 

Capital  stock  paid  in  cash $3,750,000  Premiums — Ontario  (net) $183,125 

Assets  in  Canada 1.463,122  Premiums — Canada  (net) 601,284 

Liabilities  in  Canada 498.683  Claims — Ontario  (net) 93.790 

Claims — Canada  (net) 374.897 


FIRE  ASSOCIATION  OF  PHIL.U)ELPHIA* 

Hb.\d  Office.  Phil.\delphi.\,  P.\. 

Principal  Office  in  Canada.   Toronto,  Ont. 

Manager  or  Chief  Execulire  Officer  in  Canada. — John  J.  Kilgour,  Toronto. 

Chief  or  General   .Agent   in   Ontario. — John  J.    Kilgour.    Metropolitan  Bldg..  Toronto. 

Dale  of  Incorporation. —  March  10.  1820.    Date  commenced  business  in  Canada. —  March  10.  1918. 

Premiums  Written- — Ci..\ims  Incurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — Ontario  (net) $115,847 

.Assets  in  Canada 591,535  Premiums — Canada  (net) 312.717 

Liabilities  in  Canada 224.657  Claims — Ontario  (net) 22.971 

Claims — Canada  (net) 261,726 

•See  note  on  page  1. 


30 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURAXCE No.  6 

THE  FIRE  INSURANCE  COMPANY  OF  CANADA* 

Head  Office,   Montreal,  Que. 

Officers. —  President  and  Managing  Director,  J.  A.  Blondeau,  Montreal;  Vice-President, 
Hon.    Sen.    Donat    Raymond,    Montreal;    Secretary,    J.    E.    Lussier. 

Directors. —  Hon.  Sen.  C.  P.  Beaubien,  S.  Godin,  Jr.,  Hon.  Alphonse  Raymond,  Hon.  Sen. 
Dwnat  Raymond,  L.  Leroux,  J.  A.  Blondeau,  Hon.  Raoul  O.  Grothe,  Jules  R.  Timmins,  Montreal; 
H.    H.    Bradburn,    Winnipeg. 

Chief  or   General   Agent  in   Ontario. —  Grover    D.    Leyland.    Metropolitan   Bldg.,    Toronto. 

Date  of  Incorporation. —  May  18,  1916.     Date  commenced  business  in  Canada. —  Oct.  28,  1918. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     500,000  Premiums — ^Ontario   (net) $141,234 

Total  assets 1,654,577  Premiums — Total  business  (net)..  319,043 

Total  liabilities 536,829  Claims — Ontario   (net) 83,143 

Surplus  protection  of  policyholders.      1,117,748  Claims — Total  business  (net).  .  .  .  151.993 


FIREMAN'S  FUND  INSUR.ANCE  COMPANY* 

Head  Office,  San  Francisco,  Cal. 

Principal   Office  in  Canada,  Toronto.  Ont. 

Manager   or    Chief   Executive   Officer    in    Canada. —  W.    Rae    Blight,    Toronto. 

Chief  or  General   Agent  in  Ontario. —  W.    Rae   Blight,  22    Toronto   St.,    Toronto. 

Dale  of  Incorporation. —  May  6,  1863.      Date  commenced  business  in   Canada. —  Nov.  30,   ]912. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $7,500,000  Premiums — Ontario   (net) $141,565 

Assets  in   Canada 823.126  Premiums — Canada   (net) 659,495 

Liabilities  in   Canada 377.862  Claims — Ontario  (net) 73.035 

Claims — Canada  (net) 380.645 


FIREMEN'S  INSURANCE  COMPANY  OF  NEWARK,  N.J.* 

Head  Office,   Newark,   X.J. 

Principal  Office  in   Canada,   Toronto,   Ont. 

Manager  or  Chief  Executive  Officer  in  Canada. —  R.  H.  L.  Massie,  Toronto. 
Chief  or  General  Agent  in  Ontario. —  R.  H.  L.  Massie,  465  Bay  St.,  Toronto. 
Date    of   I ncorporation. —  Dec.   3,    1855.       Date   commenced    business    in    Canada. —  April,    1910. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $9,397,690  Premiums — Ontario  (net) $    63,343 

Assets  in  Canada 462,570  Premiums — Canada   (net) 196,573 

Liabilities  in   Canada 194.646  Claims — Ontario  (net) 42.799 

Claims — Canada  (net) 99,946 


FIRST  AMERICAN  FIRE  INSURANCE  COMPANY* 

Head  Office,   New  York,   N.Y. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  Wm.  E.  Baldwin,  410  St.  Nicholas  St.,   Montreal. 

Chief  or   General   Agent   in   Ontario. —  A.    C.    L.    Wildman,   36    Toronto   St.,    Toronto. 

Date  of  Incorporation. — July  25,   1925.      Date  commenced  business  in   Canada. —  April   1.   1926 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $    3,628 

Assets  in  Canada 268,827  Premiums — -Canada   (ne.,      49.641 

Liabilities  in   Canada 41.535  Claims — Ontario  (net) 176 

Claims — Canada  (net) 22,301 


FONCIERE  FIRE  INSURANCE  COMPANY  OF  PARIS,  FRANCE* 

Head  Office,  Paris,  France 

Principal   Office  in   Canada.    Montreal,   Que. 

Manager   or    Chief   Executive   Officer   in    Canada. —  P.    J.    Perrin,    Montreal. 

Chief  or  General   Agent   in   Ontario. — S.    Saver.    11    Jordan   St.,    Toronto. 

Date  of  Organization. —  May  23,    1877.      Date   commenced  business   in   Canada. —  April   7.    1926. 

Premiums  Written — Clai.ms  Incurred 

Capital  stock  paid  in  cash Frcs.    15.000.000  Premiums — Ontario  (net) $   2,152 

Assets  in  Canada $211,279  Premiums — Canada  (net) 49.660 

Liabilities  in  Canada 86.275  Claims — Ontario  (net) 426 

Claims — Canada  (net) 19.488 


*See  note  on  page  1. 


r 


JOINT-STOCK  INSURANCE  COMPANIES  FOR   1942 31 

THE  FRANKLIN   FIKK  INSURANCE  COMPANY  OF  PHILADELPHIA* 

Head  Office,  Philadelphia.  Pa. 

Principal  Office  in  Canada.    Montreal,  Que. 

Manager   or    Chief   Executive   Officer   in    Canada. —  G.    R.    Thomson.     Montreal. 

Chief  or  General   Agent   in   Ontario. —  Norman   G.    Bethune,   15    Toronto   St..    Toronto. 

Date   of  Incorporation. — 1829.      Date   commenced   business   in    Canada. —  February   27.    1922. 

Premiums   Writte.n — Claims  Incurred 

Capital  stock  paid  in  cash $3,000,000  tPremiums — Ontario  (net) Nil 

Assets  in  Canada 236.483  tPremiums — Canada  (net) Nil 

tLiabilities  in  Canada Nil  tClaims — Ontario  (net) Nil 

tClaims — Canada  (net) Nil 


THE  GENERAL  ACCIDENT  ASSURANCE  COMPANY  OF  CANADA* 

Head  Office.  Toronto.  Ont. 

Officers. —  President.  Col.  J.  F.  Michie.  Toronto;  1st  Vice-President.  R.  S.  Waldie,  Toronto; 
2nd  Vice-President.  J.  A.  Northway,  Toronto;  Managing  Director.  Thos.  H.  Hall,  Toronto; 
Joint    Managers.    G.   J.    Malcolm,    D.    B.    Hall.    F.I. I. A..    Toronto. 

Directors. —  S.  Norrie- Miller.  Sir  Francis  Norrie- Miller,  J. P..  Perth,  Scotland;  J.  A. 
Macintosh.  K.C..  J.  A.  Northway.  Col.  J.  F.  Michie.  R.  S.  Waldie.  Thos.  H.  Hall.  Toronto; 
F.    Richardson.    Philadelphia.    Pa. 

Date  of  Incorporation. — July  13,   1906.      Date  commenced  business  in   Canada. —  Sept.  4,   1906. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     135.000  Premiums — Ontario   (net) $     932,189 

Total  assets 3.407,682  Premiums — Total  business  (net). .       1.333.658 

Total  liabilities 1.565,544  Claims — Ontario  (net) 313,719 

Surplus  protection  of  policyholders.      1,842,138  Claims — Total  business  (net)  ....  483,843 


GENERAL  ACCIDENT  FIRE  AND  LIFE  ASSURANCE  CORPORATION,  LIMITED* 

Head  Office,   Perth.  Scotland 

Principal   Office  in   Canada,   Toronto,   Ont. 

Manager  or  Chief  Executive  Officer  in  Canada. —  Thomas  H.  Hall,  Toronto. 
Chief  or  General  Agent  in  Ontario. —  Thomas  H.  Hall,  357  Bay  St..  Toronto. 
Date  of  Incorporation. —  Feb.  23.   1891.     Date  commenced  business  in  Canada. — July  l3,   1908. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $6,250,000  Premiums — Ontario   (net) $428,442 

Assets  in   Canada 1,432,067  Premiums — Canada  (net) 731,438 

Liabilities  in   Canada 697,430  Claims— Ontario   (net) 188,823 

Claims — Canada  (net) 295,553 


GENERAL  EXCHANGE  INSURANCE  CORPORATION* 

Head  Office,   New  York.   N.Y. 

Principal  Office  in  Canada.  Toronto.  Ont. 

Manager   or    Chief   Executive   Officer   in   Canada. —  Wesley    Taylor.    Toronto. 

Chief  or  General   Agent  in   Ontario. —  Wesley   Taylor,  68    Richmond    St.    E.,    Toronto. 

Date  of  Incorporation. — July  6,    1925.      Date  commenced   business  in   Canada. —  Dec.   17.   1925. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $4,000,000  Premiums — Ontario   (net) $192,217 

Assets  in   Canada 923,134  Premiums — -Canada  (net) 455,881 

Liabilities  in   Canada 490.777  Claims — Ontario   (net) 191,700 

Claims — Canada   (net) 442.379 


GENERAL  SECURITY  INSURANCE  COMPANY  OF  CANADA* 

Head  Office,   Montreal,  Que. 

Officers. —  President  and  Manager,  Anselme  Samoisette,  Montreal;  Vice-Presidents.  Hon. 
Elie    Beauregard.    Montreal.    Gordon    McMillan.    K.C..    Toronto. 

Directors. —  Hon.  Elie  Beauregard.  Edouard  Cholette.  Marcel  Pasquin,  Armand  Daigle, 
F.  Ronald  Graham.  John  B.  Lynch,  Anselme  Samoisette.  Montreal;  John  K.  Leonard.  Quebec; 
Gordon    McMillan.    K.C.,    Toronto. 

Chief  or  General   Agent  in   Ontario. —  Fred    Midgley.  45    Richmond   St.    W..    Toronto. 

Date  of  Incorporation. —  Dec.  28,   1940.      Date  commenced  business   in   Canada. — Jan.   1,   1941. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $422,500  Premiums — Ontario   (net) $    68,229 

Total  assets 942,827  Premiums — Total  business  (net)..  411,880 

Total  liabilities 358,855  Claims— Ontario   (net) 30,539 

Surplus  protection  of  policyholders.  583,972  Claims — Total  business   (net)  .  .  177,839 

*See  note  on  page  1. 

tAll  business  in   Canada  fully  reinsured  with  the   Home  Insurance   Company. 


32 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

THE  GIBRALTAR  FIRE  &  MARINE  INSURANCE  COMPANY* 

Head  Office.   New  York,   N.Y. 
Principal  Office  in  Canada,    Montreal,  Que. 
Manager  or  Chief  Executive  Officer  in  Canada. —  G.  R.  Thomson,  414  St.  James  St.  W.,  Montreal. 
Chief  or   General   Agent   in   Ontario. —  Norman    G.    Bethune,   15    Toronto   St.,    Toronto. 
Date  of  Incorporation. —  April  24,  1929.     Date  commenced  business  in  Canada. —  Sept.  13,  1941. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000         t Premiums— Ontario  (net) Nil 

Assets  in   Canada 155,572         tPremiums — Canada  (net) Nil 

tLiabilities  in   Canada Nil         fClaims — Ontario  (net) Nil 

tClaims — Canada   (net) Nil 


GIRARD  FIRE  AND  MARINE  INSURANCE  COMPANY* 

Head  Office,   Philadelphia,  Pa. 

Principal   Office  in   Canada,   Toronto,   Ont. 

Manager  or  Chief  Executive  Officer  in  Canada.— R.  H.  L.  Massie,  Toronto. 
Chief  or  General  .-Igent  in  Ontario. —  R.  H.  L.  Massie,  465  Bay  St.,  Toronto. 
Date  of  I ncor poration. — 1853.      Dale   commenced   business   in   Canada. —  April   30,    1917. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario   (net) $16,582 

Assets  in   Canada 132,342  Premiums — Canada  (net) 31,287 

Liabilities  in   Canada 29,505  Claims— Ontario   (net) 4,278 

Claims— Canada  (net) 13.461 


GLENS  FALLS  INSURANCE  COMPANY* 

Head  Office,  Glens  Falls,   N.Y. 

Principal   Office  in   Canada,   Toronto,   Ont. 

Manager   or   Chief  Executive   Officer   in    Canada. —  Geo.    B.    Kenney.    Toronto. 

Chief  or  General  Agent  in   Ontario. —  Geo.   B.    Kenney,  36    Toronto   St.,    Toronto. 

Date  of  Organization.— 1S50.      Date   commenced   business   in    Canada. — -November  28,   1913. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,500,000  Premiums — Ontario  (net) $196,092 

Assets  in   Canada 963.474  Premiums — Canada  (net) 438,282 

Liabilities  in   Canada 441,089  Claims — Ontario   (net) 122,320 

Claims^Canada  (net) 238,903 


GLOBE  AND  REPUBLIC  INSURANCE  COMPANY  OF  AMERICA* 

Head  Office,   Philadelphia,  Pa. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager  or   Chief  Executive   Officer  in   Canada. —  P.   J.    Perrin.  465    St.   John   St.,    Montreal. 
Chief  or   General    Agent   in    Ontario. —  S.    Saver.    19    Melinda    St.,    Toronto. 
Date   of   I  ncor  poration. — 1862.       Date    commenced    business   in    Canada. — 1939. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario   (net) $    6.922 

Assets  in  Canada 142,511  Premiums — Canada  (net) 60,867 

Liabilities  in   Canada 70,032  Claims — Ontario   (net) 7,714 

Claims — Canada   (net) 39,629 


THE  GLOBE  INDEMNITY  COMPANY  OF  CANADA* 

Head  Office,    Montreal.   Que. 

Officers. —  President  and  Manager,  James  Matson,  Montreal;  Vice-President  and  Secretary, 
P.    M.    May,    Montreal. 

Directors. — J.  Theo  LeClerc,  J.  D.  Johnson,  P.  M.  May.  James  Matson.  G.  Blair  Gordon, 
C.  F.  Sise,  Montreal;  Hon.  L.  A.  Taschereau,  Quebec;  Hon.  C.  A.  Dunning,  Ottawa;  J.  D, 
Simpson,    F.    J.    Williams,    Liverpool,    Eng. 

Chief  or   General    Agent   in    Ontario. —  F.    S.    McDermott.   112    Yonge   St.,    Toronto. 

Date  of  Incorporation. — July  23.  1894.     Date  commenced  business  in  Canada. —  August  27,  1895. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     200.000  Premiums — Ontario  (net) $236,414 

Total  assets 1.219.850  Premiums — Total   business  (net). .  642.054 

Total  liabilities 636.636  Claims — Ontario  (net) 70.074 

Surplus  protection  of  policyholders.  583,214  Claims — Total  business  (net).  .  .  .  201.510 

♦See  note  on  page  1. 

tAll  business  in  Canada  fully  reinsured  with  the  Home  Insurance  Company. 


JOINT-STOCK  INSURANCE  COMPANIES  FOR   1942 33 

GRAIN  INSURANCE  AND  GUARANTEE  COMPANY* 

Head  Office,    Winnipeg,    Man. 

Officers. —  President,  W.  McG.  Rait,  Winnipeg;  Vice-President,  W.  A.  Murphy,  Winnipeg; 
Manager,    E.    S.    Craig,    Winnipeg;    Secretary,    E.    S.    Craig,    Winnipeg. 

Dirrctors. —  C.  C.  Read,  A.  C.  Reid,  N.  L.  Leach,  K.  C.  Allen,  R.  R.  Emerson,  C.  E.  Hayles- 
J.  M.  Gilchrist,  W.  A.  Murphy,  J.  B.  Richardson,  W.  McG.  Rait,  V.  W.  Tryon,  C.  G.  Murphy, 
R.    W.     Milner,    all    of    Grain    Exchange    Bldg.,    Winnipeg. 

Chief   Agent    in    Ontario. — J.    Proctor,    100    Adelaide    St.    W..    Toronto. 

Date  of  Incorporation. — June  6,   1919.      Date  commenced  business  in   Canada. —  Aug.   13.   1920. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1 ,204,160  Premiums — Ontario  (net) Nil 

Assets  in   Canada 3,217,703  Premiums — Total  business  (net). .        $639,787 

Liabilities  in   Canada 754,366  Claims — Ontario  (net) Nil 

Surplus  protection  of  policyholders.      2,463.337  Claims — Total  business  (net) ...  .  208,458 


GRANITE  STATE  FIRE  INSURANCE  COMPANY* 

Head  Office,   Portsmouth,   N.H. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  R.  de  Grandpre,  276  St.  James  St.   W..   Montreal. 
Chief  or   General   Agent  in   Ontario. —  A.    M.    Young,   80    Richmond    St.    W.,    Toronto. 
Date   of   I ncor poration. — 18S5.       Dale    commenced    business    in    Canada. — 1929. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $1^000,000  Premiums — Ontario   (net) $16,349 

Assets  in   Canada 151,855  Premiums — Canada   (net) 64.807 

Liabilities  in   Canada 63,913  Claims — Ontario   (net) 6,520 

Claims — Canada   (net) 30,527 


GREAT  AMERICAN  INDEMNITY  COMPANY* 

Head  Office,   New  York.   X.Y. 

Principal   Office  in   Canada.    Montreal,   Que. 

Manager  or   Chief  Executive   Officer  in   Canada. — J.    H.    Harvey,  465    St.   John    St.,    Montreal. 

Chief  or   General   Agent  in   Ontario. —  Geo.    E.    Howe,   812    Metropolitan    Bldg.,    Toronto. 

Date   of  Incorporation. —  April,    1926.       Date   commenced   business    in    Canada. —  Oct.    30.    1931. 

Premiums   W'ritten — Claims  Incurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — Ontario  (net) $    37,223 

Assets  in   Canada 544,751  Premiums — Canada   (net) 123,039 

Liabilities  in   Canada 130,205  Claims — Ontario   (net) 16,598 


Claims— Canada   (net) 66,101 


GREAT  AMERICAN  INSURANCE  COMPANY* 

Head  Office.   New  York,   N.Y. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager  or   Chief  Executive   Officer  in   Canada. — J.    H.    Harvey,  465    St.   John   St.,    Montreal. 
Chief  or   General   Agent  in   Ontario. —  Geo.    E.    Howe,   812    Metropolitan    Bldg.,    Toronto. 
Date  of  Incorporation. —  March  6,   1872.     Date  commenced  business  in   Canada. —  Dec.  7,  1904. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $8,150,000  Premiums — Ontario   (net) $221,435 

Assets  in   Canada 1,626,598  Premiums — Canada   (net) 808,142 

Liabilities  in   Canada 626,611  Claims — Ontario  (net) 52.323 

Claims — Canada  (net) 286,414 


''See  note  on  page  1. 


34 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

THE  GREAT-WEST  LIFE  ASSURANCE  COMPANY* 

Head  Office,  Winnipeg,    Man. 

Officers. —  President,  W.  P.  Riley,  Winnipeg;  Vice-President  and  Managing  Director,  H.  W. 
Manning,  Winnipeg;  Vice-President,  H.  E.  Sellers,  Winnipeg;  Secretary,  E.  A.  Brock;  Ass't 
General  Manager,  A.  J.  D.  Morgan;  Ass't  General  Manager  and  Supt.  of  Agencies,  H.  A.  H. 
Baker;  General  Manager  and  Actuary,  F.  D.  MacCharles,  M.A.,  F.A.S.;  Medical  Referee, 
W.    L.     Mann.     M.D. 

Directors. —  G.  H.  Aikins,  K.C.,  M.  F.  Christie,  Hon.  T.  A.  Crerar,  N.  J.  Breen.  W.  P.  Riley, 
Hugh  F.  Osier,  H.  W.  Manning,  R.  T.  Riley,  S.  L.  Cork,  F.  E.  Halls.  H.  E.  Sellers.  G.  McLean, 
all    of    Winnipeg. 

Chief  or  General  Agent  in  Ontario. —  C.  F.   Dunfee,   C.L.U..  Canada  Permanent  Bldg.,  Toronto. 

Dale  of  Incorporation. —  Aug.  28.  1891.     Date  commenced  business  in   Canada. —  Aug.  18,  1892. 

Capital  stock  paid  in  cash $    1.000,000  Premiums  and   Disbursements 

Life:  Life: 

Total  assets 189,297,808  Premiums — Ontario  (net) $   4,384,401 

Ontario  business  in  force  (gross)  ...  155.661,132            Premiums — Total  business  (net)..    17,830,821 
Total  business  in  force  (gross) 656,399,209            Total      disbursements     to     policy- 
holders (net) — In  Ontario 2,854,663 

Total  business.  .    12,434,755 

Premiums  Written — Claims  Incurred 

Other  than  Life:  Other  than  Life: 

Total  assets $71,274            Premiums — Ontario   (net) $    9.066 

Total  liabilities 71.274            Premiums — Total  business  (net). .  31.104 

Claims — Ontario  (net) 3.103 

Claims — Total  business   (net).  .  .  .  14.317 


THE  GUARANTEE  COMPANY  OF  NORTH  AMERICA* 

Head  Office.   Montreal.  Que. 

Officers. —  President  and  Managing  Director,  Henry  E.  Rawlings.  Montreal;  Vice-Presidents, 
Frank   Scott.    H.    Millar    Rawlings.    Montreal. 

Directors. —  Frank  Scott.  H.  Millar  Rawlings,  Henry  E.  Rawlings.  Montreal;  George  H. 
Reaney,  New  York;  Col.  Hon.  Henry  Cockshutt.  Brantford;  William  Leggat,  Aubrey  H. 
Elder.    K.C.,    Lieut. -Col.    Hugh    F.    Osier. 

Chief  or  General  Agent  in   Ontario. —  Medland  &  Son,  Toronto. 

Dale  of  Incorporation. —  August  2,   1851.      Dale  commenced  business  in   Canada. —  April.   1872. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     304.600  Premiums — Ontario  (net) $   56.612 

Total  assets 4.846,842  Premiums — Total  business  (net)..  512,633 

Total  liabilities 1,170,064  Claims — Ontario  (net) -734 

Surplus  protection  of  policyholders.      3,676,778  Claims — Total  business  (net)  ....  59,822 


GUARDIAN  ASSURANCE  COMPANY,  LIMITED,  OF  LONDON,  ENGLAND* 

Head  Office.  London,  Eng. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager   or   Chief  Executive   Officer  in   Canada. — J.   V.    Owen.    Montreal. 

Chief  or   General   Agent  in   Ontario. —  H.    N.    DeWitt.  36   Toronto   St..   Toronto. 

Date  of  Organization. —  Dec.   17.    1821.      Date  commenced  business   in   Canada. —  May  1.   1869. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £1,024.578  Premiums — Ontario   (net) $158,508 

Assets  in  Canada $1,833,849  Premiums — Canada  (net) 591.383 

Liabilities  in  Canada 599.774  Claims — Ontario  (net) 60.937 

Claims — Canada  (net) 238.611 


THE  GUARDIAN  INSURANCE  COMPANY  OF  CANADA* 

Head  Office,    Montreal,  Que. 

Officers. —  President,  D.  Forbes  Angus,   Montreal;   Vice- President,  Zephirin  Hebert.   Montreal. 

Directors. —  Col.  L.  H.  Hanbury,  W.  A.  Osborne,  London,  Eng.;  Lieut. -Col.  W.  H.  Clark- 
Kennedy,  D.S.O.,  Zephirin  Hebert,  Lionel  O.  P.  Walsh.  L.  V.  Owen.  Archie  F.  Baillie,  R.  W. 
Steele,    Montreal. 

Chief  or   General   Agent   in    Ontario. —  H.    N.    DeWitt.   36    Toronto   St..    Toronto. 

Date  of  Incorporation. —  April  4,   1911.     Date  commenced  business  in  Canada. —  Nov.  17.  1911. 

Premii'ms  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     375.000  Premiums — Ontario   (net) $     249.591 

Total  assets 2.963,687  Premiums — Total  business  (net). .       1.062.940 

Total  liabilities 2,043,072  Claims — Ontario   (net) 111.771 

Surplus  protection  of  policyholders.  920.615  Claims — Total  business  (net)  ...  .  518,400 


*See  note  on  page  1. 


r 


JOINT-STOCK  INSURANCE  COMPANIES  FOR   1942 35 

TllK  <;i  ILDIIALL  INSLIK.VISCE  COMPANY,   LIMITED* 

Head  Office,  London.  Eng. 

Principal  Office  in  Canada.    Montreal,  Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  D.  K.  MacDonald,  469  St.  John  St.,  Montreal. 
Chief  or  General   Agent   in   Ontario. —  D.    L.    Durrant,  205    Metropolitan    Bldg..    Toronto. 
Date  of  Organization. — January.   1920.      Date  commenced  business  in   Canada. —  Oct.  21,   1921. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $625,005  Premiums — Ontario  (net) $142,363 

Total  assets  678,899  Premiums — Canada  (net) 374,561 

Total  liabilities 302,787  Claims — Ontario  (net) 51,353 

Claims— Canada  (net) 149.036 


THE  HALIFAX  INSURANCE  COMPANY* 

Head  Office,  Halifax,   N.S. 

Officers. —  President,  Hon.  F.  B.  McCurdy,  P.C..  Halifax;  Vice-President,  F.  P.  Bligh,  K.C., 
Halifax;   General    Manager,    A.   C.   Baillie;   Secretary-Treasurer,    A.    G.   Cross,    Halifax. 

Directors. —  Hon.  F.  B.  McCurdy.  P.C.  F.  P.  Bligh.  K.C.,  J.  A.  Walker.  K.C.,  A.  G.  Cross. 
J.  H.  Winfield.  H.  R.  Silver.  L.  A.  Lovett.  K.C..  J.  G.   MacDougall.   M.D..  J.  R.   Macleed,   Halifax. 

Chief  or   General   Agent   in   Ontario. —  Frank   E.    Wrong,  8    King   St.    W..    Toronto. 

Date  of  Incorporation. — 1809.      Date   commenced  business   in    Canada. — 1809. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — Ontario  (net) $     925.518 

Total  assets 6,444.239  Premiums — Total   business  (net). .       3.042.167 

Total  liabilities 3.222.397  Claims — Ontario   (net) 449,583 

Surplus  protection  of  policyholders.      3.221.842  Claims — Total  business  (net)  ...  .       1.398,809 


HAND-IN-HAND  INSURANCE  COMPANY 

Head  Office,  19   Richmond  St.  West,  Toronto.  Ont. 

Incorporated. — June  3,    1873.      Date   commenced  business. — July    1.    1873. 

Officers. —  President.  W.  R.  Houghton;  Vice-President,  Joseph  Walmsley;  Secretary, 
P.    L.    Waylett. 

Directors  (as  at  date  of  filing  statement). —  Charles  M.  Horswell.  W.  R.  Houghton,  Joseph 
Walmsley,    P.    L.    Waylett.    W.    L.    White. 

Auditors. —  H.T.    Jamieson    &    Company,    C.A. 

Statement  for  the  Year  Ended  December  31,  1942 

Capital  Stock 

Amount  Amount 

Subscribed  for  Paid  in  Cash 
Amount  of  capital  stock  authorized,  .$500,000. 

No.  of  shares.  5.000.      Par  value,  $100.  ^^    ^^ 

Capital  stock  at  beginning  of  year $100.000    00  $100.000    00 

Capital  stock  at  end  of  year $100.000    00  $100,000    00 

Balance  Sheet— Assets 

Book  value  of  real  estate  held  for  sale $      7.805   00 

Mortgage  loans  on  real  estate — first  liens 3,000   00 

Amortized  book  value  of  bonds,  debentures  and  debenture  stocks: 

Not  in  default $237,930    79 

In  default  (at  market  values) 2.139    74 

240.070    53 

Book  value  of  stocks 560   00 

Cash  on  hand  and  in  banks 23,128    03 

Interest  accrued $      3,300    72 

Dividends  due 10   00 

Rents  accrued 8^^  ^  ^^^    ^2 

Agents'  balances  and  premiums  uncollected: 

Written  on  or  after  October  1,  1942 $      9,554    80 

Premiums  due  from  reinsuring  companies: 

Written  on  or  after  October  1,  1942 3,362    94 

12.917    74 

Total  Admitted  Assets $290.879   52 

♦See  note  on  page  1. 


36 


ANNUAL  RF.PDRT-SUPERIXTEXDENT  OF  INSURANCE 


Balance  Slieol — Liabilities 


Return  premiums  and  balances  due  agents^.^^^. 
and  expenses  due  and  accruea. 


Real  estate  ta? 

Total  Liabilities  (excluding  capital  stock). 


Capital  stock  paid  in  cash 
Surplus  in  profit  and  loss  account 


In  Canada 

$ 


,    .  ,      2,325   00 

Total  provision  for  unpaid  claims 77    00 

^^^^,"n^tresrrre!^l53°lV/.5'^7r'c^ar'^red  out  at  80  %  thereof./. __42,54;^ 

Expenses  due  and  accrued. 
Taxes  due  and  accrued.  . .  . 
Reinsurance  premiums. 


Total 
Liabilities 

$      2,325   00 

77   00 

42.547    65 

252  00 
9.160   50 

521  01 
3,028   05 

300   02 


$100,000    00 
132,668    29 


Ixcess  of  assets  over 

Total  Liabiliti 


labilities  (surplus  for  protection  of  policyholders). 


$   58,211    23 


232,668   29 
$290,879    52 


Profit  and  Loss  -Account  j^  CANADA  AND 

All  Business 

$   75.298   16 

Net  premiums  written.  .......  ■•■•■•. 

Reserve  of  unearned  premiums  (80  7f)-  $    35,299    88 

At  beginning  of  year 42,547    65 

At  end  of  year —  ^  ^^_    ^^ 

^"""^'' '  . $   68.050   39 

Net  premiums  earned .'.'.'.".'.'.'.$    14,i32    81 

Net  claims  incurred , • _  .  503    63 

Net  adjustment  expenses  incurred 20,265   04 

Commissions '.  ".  '. 1,829    40 

Taxes .  .  8.562    62 

Salaries,  fees  and  travelling  expenses 156    61 

Management  fee ....  3,623   79 

All  other  expenses — -  ^^  ^^g    gg 

Total  claims  and  expenses \[\[ $    18.976  1^ 

Underwriting  profit 

Other  revenue:  „      .,  „-„   <y:- 

Interest  earned— cash  and  accruals $    H-^^^    ^6 

Adjustment  by  amortization . —     $    11.109    99 

40    00 

B^Vilse  in  ^idency  of  market  under  book  value  of' securities  . ^£JZ_^^^200_86 

$    30.177    35 

Other  expenditure:  j    18,783    35 

Income  and  excess  profits  taxes 5    71 

Bad  debts  written  off 152    41 

Real  estate  operations •  ■ 32    18 

Investment  expenses lS,»/d    oo 

$    11,203    70 

Net  Profit  for  the  Year " 


Surplus  for  Protection  of  Policj  holders 

Surplus  of  assets  over  liabilities  (excluding  capital  stock  from  liabilities)  at  beginning 

of  year ^      , 1  l.^^a    <" 

Net  profit  for  the  year  brought  down ____——- 

"15,000  00 

Dividends  declared  to  shareholders ,032  662    26 

■      6  03 

Add  decrease  in  unadmitted  ledger  assets 

SURPLUS  OF  Assets  over  Liabilities  (excluding  capital  stock  from  habili-     j.232.668   29 
ties)  at  End  of  Year - 


JOINT-STOCK  INSURANCE  COMPANIES  FOR   1942 

Summary  of  Rinks— Fire 

In  Ontario  Elsewhere 

Gross  in  force.   December  31,  1941 $   8,755,640  $    1.899,465 

Taken  in  1042,  new  and  renewed 11.942,698  4,096,221 

Totals $20,698,338  $    5,995,686 

Ceased  in  1942.  including  renewed 11.460.958  1,763.786 

Gross  in  force.   December  31.  1942 $   9,237,380  $   4.231.900 

Reinsurance  in  force.    December  31 .  1942 1.250.988  1,134,248 

Net  IN  Force.   December  31,  1942 $7,986,392  $3,097,652 


37 


All  Business 


$10,655,105 
16.038.919 


$26,694,024 
13.224,744 


$13,469,280 
2.385,236 


$11,084,044 


Exliiliit  of  I'rcniiuniii 


Force  in  Canada 


Class  of  Insurance 

Gross 

in  Force 

at  End  of 

1941 

Taken 
in  1942, 
New  and 
Renewed 

Ceased 

IN  1942. 

Including 

Renewed 

Gross 

in  Force 

at  End  of 

1942 

Reinsur- 
ance 

Net 
IN  Force 
AT  End  of 

1942 

Fire 

$          c. 

75.373    17 

7,983    88 

1.535    40 

3.613    23 

5    70 

$         c. 

95,207   93 

9.244    31 

1.921    87 

1.699    24 

5    70 

$         c. 

74.737    85 

9.875    82 

1,207    45 

1.494    71 

11    40 

$          c. 

95.843   25 

7.352    37 

2.249    82 

3.817    76 

$         c. 
13.228   81 

■■■■ii7'52 

$          c. 
82.614   44 

Automobile 

7.352   37 

2.132   30 

3,817   76 

Sprinkler  Leakage 

Totals 

88.511    38 

108.079    05 

87,327   23 

109.263   20 

13.346   33 

95.916   87 

HANOVER  FIRE  INSURANCE  COMPANY* 

Head  Office,  New  York,   N.Y. 

Principal  Office  in  Canada,  44  Victoria  St.,  Toronto,  Ont. 

Manager  or   Chief  Executive   Officer  in   Canada. —  Arthur   Tucker,    Toronto. 

Chief  or   General   Agent   in    Ontario. —  Arthur    Tucker,    Metropolitan    Bldg.,    Toronto. 


Date   of  1  ncor poration. — 1852. 


Capital  stock  paid  in  cash $4,000,000 


Assets  in   Canada  . 
Liabilities  in   Canadz 


276,952 
172,766 


:ed    business   in    Canada. — 1929. 

Premiums  Written — Claims  Incurred 

Premiums — Ontario  (net) $    52.557 

Premiums — Canada   (net) 244.864 

Claims — Ontario   (net) 27.130 

Claims — Canada  (net) 168,583 


HARTFORD  ACCIDENT  &  INDEMNITY  C0:MPANY* 

Head  Office.   Hartford,  Conn. 

Principal   Office  in   Canada.   Toronto.   Ont. 

Manager   or   Chief  Executive   Officer   in    Canada. —  B.    W.    Ballard.    Toronto. 

Chief  or   General   Agent  in   Ontario. —  B.    W.   Ballard.  24    Wellington   St.    E.,    Toronto. 

Date  of  I ncorporation. — 1913.      Date   commenced   business   in    Canada. —  August   10,   1920. 


Capital  stock  paid  in  cash $5,000,000 

Assets  in  Canada 636,998 

Liabilities  in   Canada 299,257 


Premiums  Written — Claims  Incurred 

Premiums — Ontario  (net) $155,310 

Premiums— Canada  (net) 380.525 

Claims — Ontario   (net) 89.966 

Claims — -Canada   (net) 174,815 


HARTFORD  FIRE  INSUILANCE  COMPANY* 

Head  Office,  Hartford,  Conn. 

Principal  Office  in   Canada,   Toronto,   Ont. 

Manager  or   Chief  Executive   Officer  in    Canada. — -B.    W.    Ballard,    Toronto. 

Chief  or  General   Agent  in   Ontario. —  B.    W.    Ballard.  24    Wellington   St.    E.,    Toronto. 

Date  of  I  ncorporation. —  May,  1810.     Date  commenced  business  in  Canada. —  November.  1836. 

Premiums  Written — Claims  Incurred 

Premiums — Ontario  (net) S     369,233 

Premiums — Canada  (net) 1.049.820 

Claims — Ontario  (net) 174,487 

Claims — Canada  (net) 592,560 


Capital  stock  paid  in  cash $12,000,000 

Assets  in   Canada 2.839.806 

Liabilities  in  Canada 708,305 


38 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

HARTFORD  LIVE  STOCK  INSURANCE  COMPANY* 

Head  Office,   New  York,  N.Y. 

Principal  Office  in  Canada.  Toronto,  Ont. 

Manager   or   Chief  Executive   Officer  in   Canada. —  B.    W.    Ballard,    Toronto. 

Chief  or  General  Agent  in  Ontario. —  B.    W.    Ballard,  24    Wellington   St.    E.,   Toronto. 

Date  of  Incorporation. — 1916.      Date  commenced  business  in   Canada. — January,   1921. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $500,000  Premiums — Ontario   (net) $    9.143 

Assets  in   Canada 94.525  Premiums — Canada  (net) 14,522 

Liabilities  in  Canada 6,331  Claims — Ontario   (net) 4.225 

Claims — Canada  (net) 7,737 


THE  HARTFORD  STEAM  BOILER  INSPECTION  AND  INSURANCE  COMPANY* 

Head  Office,  Hartford,  Conn. 

Principal   Office  in   Canada,  901    Atlas  Bldg.,   Toronto.   Ont. 

Manager   or   Chief   Executive   Officer   in    Canada. —  H.    N.    Roberts,    Toronto. 

Chief  or  General   Agent  in   Ontario. —  H.    X.    Roberts.  901    Atlas   Bldg.,    Toronto. 

Date  of  Incorporation. — June,  1866.     Date  commenced  business  in   Canada. — July  13,   1907. 

.  Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $3,000,000  Premiums — Ontario  (net) $15,892 

Assets  in   Canada 125.284  Premiums — Canada  (net) 28.493 

Liabilities  in  Canada 66.682  Claims — -Ontario  (net) Nil 

Claims — Canada  (net) 56.399 


HELVETIA  SWISS  FIRE  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  St.  Gall,  Switzerland 

Principal   Office  in  Canada,    Montreal,   Que. 

Manager  or   Chief  Executive   Officer   in    Canada.— Pigeon   &    Major.    Ltd.,    Montreal. 

Chief  or   General   Agent  in   Ontario. —  McKay   Insurance    Agency,   43   Victoria   St.,    Toronto. 

Dale  of  Organization. — 1861.      Date   commenced   business   in    Canada. — 1937. 

Swiss  Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash Frcs.      4.000.000  Premiums — Ontario   (net) $34,688 

Total  assets $230,926  Premiums — Canada   (net) 216.731 

Total  liabilities 199.562  Claims — Ontario   (net) 32.030 

Claims — Canada  (net) 203.170 


HOME  FIRE  &  MARINE  INSURANCE  COMPANY* 

Head  Office,  San  Francisco,  Cal. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager  or   Chief  Executive   Officer   in   Canada. —  W.    R.    Blight.    Toronto. 

Chief  or    General    Agent    in    Ontario. —  W.    R.    Blight,    Toronto. 

Date  of  Incorporation. —  Sept.  9.   1864.     Date  commenced  business  in   Canada. —  Dec.  27,   1930. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — -Ontario  (net) $53,541 

Assets  in   Canada 281,272  Premiums — Canada   (net) 92.497 

Liabilities  in   Canada 64,034  Claims — Ontario  (net) 12.071 

Claims— Canada  (net) 70.125 


THE  HOME  INSURANCE  COMPANY* 

Head  Office,   New  York,   N.Y. 

Principal  Office  in  Canada.    Montreal,  Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  G.  R.  Thomson.  414  St.  James  St.   W.,    Montreal. 
Chief  or  General   Agent  in   Ontario. —  Norman    G.    Bethune,   15    Toronto   St.,    Toronto. 
Date  of  Incorporation. — 1853.      Date   commenced   business   in    Canada. — January   1,    1902. 

„  Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $15,000,000  Premiums — Ontario  (net) $1,597,572 

Assets  in  Canada 4.781.313  Premiums — Canada  (net) 3.966.624 

Liabilities  in  Canada 2.216.849  Claims — Ontario  (net) 325.279 

Claims — Canada  (net) 1,465,060 

*See  note  on  page  1. 


JOINT-STOCK   INSURANCE  COMPANIES  FOR   1942 


THK  IIOIVIKSTEAD  FIKE  INSURANCE  COMPANY* 

Head  Office,  Baltimore,   Md. 

Principal  Office  in  Canada.    Montreal,  Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  G.  R.  Thomson,  414  St.  James  St.  W.,   Montreal. 

Chief  or  General   Agent  in   Ontario. —  Norman   G.   Bethune,   15   Toronto  St.,    Toronto. 

Date  of  Incorporation. —  June  9.   1922.     Date  commenced  business  in  Canada. —  April  16,  1929. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  tPremiums — Ontario  (net) Nil 

.\ssets  in  Canada < 210,406  tPremiums — Canada  (net) Nil 

tLiabilities  in  Canada Nil  tClaims — Ontario  (net) Nil 

tClaims — Canada  (net) Nil 


HUDSON  BAY  INSURANCE  COMPANY* 

Head  Office,   Montreal,  Que. 

Officers. —  President  and  Manager,  James  Matson.  Montreal;  Vice-President.  P.  M.  May, 
Montreal. 

Directors. —  P.  R.  Gault.  Percy  M.  May.  A.  Hudon,  J.  D.  Hudson,  James  Matson,  R.  O. 
Johnson.    Montreal;    P.  J.   Quinn.    Toronto;    F.   J.    Williams.   J.    D.   Simpson.    Liverpool,    Eng. 

Chief  or  General  Agent  in  Ontario. —  F.   L.   Flight.  29    Wellington  St.   E.,   Toronto. 

Date  of  Incorporation. — 1908.     Dale  commenced  business  in   Canada. —  December  6.   1910. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $229.1.00  Premiums — Ontario   (net) $    39.450 

Total  assets 767.295  Premiums — Total  business  (net). .  119.104 

Total  liabilities 134.350  Claims — Ontario   (net) 16,494 

Surplus  protection  of  policyholders.  632,945  Claims — Total  business  (net)  ....  47,351 


IMPERIAL  ASSURANCE  COMPANY* 

Head  Office,   New  York,  N.Y. 
Principal  Office  in  Canada,    Montreal,   Que. 
Manager   or    Chief   Executive    Officer   in    Canada. —  Wm.    Lawrie,     Montreal. 

Chief  or  General  Agent  in  Ontario. —  Reed,  Shaw  &   McNaught,  64  Wellington  St.  W..  Toronto. 
Dale  of  Organization. — 1899.      Date  commenced  business   in   Canada. —  December  21,   1922. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $    31.224 

Assets  in   Canada 276.790  Premiums — Canada  (net) 112,142 

Liabilities  in  Canada 113.729  Claims — Ontario  (net) 10,770 

Claims — Canada  (net) 46.414 

THE  IMPERIAL  GUARANTEE  &  ACCIDENT  INSURANCE  COMPANY  OF  CANADA* 

Head  Office.   Toronto,   Ont. 

Officers. —  President.  E.  A.  Brownell.  Toronto;  General  Manager.  K.  Thorn.  Toronto; 
Managing  Director.  G.  Stubington.  Toronto;  Vice-President,  Geo.  A.  Morrow.  Toronto; 
Secretary.    C.    R.     Morrow. 

Directors. —  Wilfrid  M.  Cox.  K.C..  H.  C.  Cox,  Geo.  A.  Morrow.  Graham  Morrow,  W.  J. 
Hastie.    E.    Willans.    E.    A.    Brownell.    K.    M.    Pringle.    G.    Stubington.    Toronto. 

Chief  or   General   Agent   in    Ontario. —  E.    A.    Brownell,   22    Wellington    St.    E.,    Toronto. 

Date  of  Incorporation. — 1905.      Date   commenced   business   in    Canada. — June  30,   1928. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $100,000  Premiums — Ontario   (net) $196,927 

Total  assets 952,838  Premiums — Total  business   (net)..  442,585 

Total  liabilities 467,807  Claims — Ontario   (net) 94.262 

Surplus  protection  of  policyholders.  485.031  Claims — Total  business   (net).  .  .  .  188,566 


IMPERIAL  INSURANCE  OFFICE* 

Head  Office.  Toronto,  Ont. 

Officer. —  President    and    Managing    Director,    R.    L.    Stalling,    Toronto. 

Directors. —  Frank    W.    Gamble,    H.    W.     Muskett.    H.    H.    Heakes,    R.    L.    Stalling,    Toronto; 
Wm.    W.   Otter-Barry.    D.    M.    Dewar.   V.   E.   Chute,   H.   R.   Hobson,   Harold   W.  Stokes. 

Date   of  I  ncor  poration. — 1907.      Date   commenced   business  in    Canada. —  August   18,    1913. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $175,000  Premiums — Ontario   (net) $    68.464 

Total  assets 900,446  Premiums — Total  business  (net)..  194,989 

Total  liabilities 190.133  Claims — Ontario   (net) 18,196 

Surplus  protection  of  policyholders.  710,313  Claims — Total  business  (net)  ....  61.005 


♦See  note  on  page  1. 

tAll  business  in  Canada  fully  reinsured  with  the   Home  Insurance   Company. 


40 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

THE  IMPERIAL  LIFE  ASSURANCE  COMPANY  OF  CANADA* 

Head  Office,  Toronto,  Ont. 

Officers. —  President.  J.  F.  Weston,  Toronto;  Vice-Presidents,  S.  J.  Moore.  F.  P.  Wood, 
Toronto;  Managing  Director,  G.  Cecil  Moore;  Actuary  and  General  Manager,  J.  G.  Parker, 
Toronto;  Secretary,  D.  Matheson,  Toronto;  Chairman  of  Executive  Committee,  G.  A.  Morrow; 
Treasurer,    H.    T.    Roesler. 

Directors. — J.  F.  Weston,  S.  J.  Moore,  Graham  Morrow,  Mark  H.  Irish,  H.  H.  Williams, 
G.  A.  Morrow.  F.  P.  Wood.  J.  W.  Mitchell.  J.  P.  Bickell.  Hon.  Chas.  McCrea.  K.C..  S.  H.  Logan, 
G.   Cecil    Moore,    G.   Harrison  Smith,   Toronto;   Hon.    Donat   Raymond,   John  S.    N'orris,    Montreal. 

Dale  of  Incorporation. —  April  23,   1896.      Date  commenced  business  in   Canada. —  Oct.   1,   1897. 

Premiums  and  Disbursements 

Capital  stock  paid  in  cash $    1,000,000  Premiums — -Ontario  (net) $3,514,864 

Total  assets 105.883,994  Premiums — Total  business  (net)..       9.942,343 

Ontario  business  in  force  (gross)  ..  .115.241.635           Total     disbursements     to     policy- 
Total  business  in  force  (gross) 303,124.472  holders  (net) — In  Ontario 2.438,272 

Total  business.  .      6,785,679 


INDEMNITY  MARINE  ASSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,  Eng. 

Principal   Office  in   Canada,   Toronto.   Ont. 

Manager   or    Chief   Executive    Officer    in    Canada. —  E.    W.    Schauffler,    Toronto. 

Chief  or   General   Agent  in   Ontario. —  E.    W.    Schauffler,   18    Wellington   St.    E.,    Toronto. 

Date   of  Incorporation. — 1887.      Date   commenced   business   in    Canada. —  August   1,   1933. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £1,005,000  Premiums — Ontario   (net) $104,417 

Assets  in  Canada $454,569  Premiums — Canada  (net) '.  177,106 

Liabilities  in  Canada 276.286  Claims — Ontario  (net) 83,167 

Claims — Canada  (net) 154,212 


INDEMNITY  INSURANCE  COMPANY  OF  NORTH  AMERICA* 

Head  Office,  Philadelphia,  Pa. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager  or    Chief  Executive    Officer    in    Canada. —  H.    C.    Mills.    Toronto. 

Chief  or  General   Agent  in   Ontario. —  H.    C.    Mills.   80    Richmond   St.    W.,    Toronto. 

Date  of  Incorporation. — 1920.      Date  commenced  business  in    Canada. — July  3.   1922. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,500,000  Premiums — Ontario   (net) $118,355 

Assets  in  Canada 524,746  Premiums — Canada  (net) 230,216 

Liabilities  in  Canada 266.292  Claims — Ontario  (net) 38,723 

Claims — Canada  (net) 63,935 


INSURANCE  COMPANY  OF  NORTH  AMERICA* 

Head  Office,  Philadelphia,  Pa. 

Principal  Office  in  Canada,   Toronto,   Ont. 

Manager   or   Chief  Executive   Officer   in   Canada. —  H.    C.    Mills,    Toronto. 

Chief  or  General   Agent  in   Ontario. —  H.    C.    Mills,   80    Richmond   St.    W.,    Toronto. 

Date  of  Incorporation. —  April  14,  1794.     Date  commenced  business  in  Canada. —  Nov.  7,  1889. 

Premiums  Written — -Claims  Incurred 

Capital  stock  paid  in  cash $12,000,000  Premiums— Ontario  (net) $1,103,435 

Assets  in  Canada 2.511,357  Premiums — Canada  (net) 3,877,157 

Liabilities  in  Canada 888,386  Claims — Ontario  (net) 412,842 

Claims — Canada  (net) 2,900,894 


INTERNATIONAL  FIDELITY  INSURANCE  COMPANY* 

Head  Office,  Jersey  City,   N.J. 

Principal  Office  in  Canada.  Toronto.  Ont. 

Manager    or    Chief   Executive   Officer    in    Canada. — J.    G.    Smith,    Toronto. 

Chief  or  General   Agent  in   Ontario.-r-J.    G.    Smith,  34    King   St.    E..    Toronto. 

Dale  of  Incorporation. —  Dec.  27,   1904.      Date  commenced  business  in   Canada. — June  2,   1905. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $300,000  Premiums — Ontario  (net) $1,477 

Assets  in  Canada 9,513  Premiums — Canada  (net) 3,712 

Liabilities  in  Canada 3.395  Claims — Ontario  (net) -303 

Claims — Canada  (net) 30 


*See  note  on  page  1. 


JOINT-STOCK  INSURANCE  COMPANIES  FOR  1942 41 

JERSEY  INSURANCE  COMPANY  OF  NEW  YORK* 

Head  Office.   New  York.   N.Y. 

Principal  Office  in  Canada.  Toronto.  Ont. 

Manager  or   Chief  Executive   Officer   in    Canada. —  H.    Begg.    Toronto. 
Chief  or  General   Agent  in  Ontario. —  H.    Begg,  14    Toronto  St..   Toronto. 
Date   of   Incorporation. — 1918.       Date    commenced    business    in    Canada. — 1918. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000           Premiums — Ontario  (net) $11,890 

Assets  in   Canada 143,698            Premiums — Canada  (net) 43.270 

Liabilities  in  Canada 34.676           Claims — Ontario  (net) 5.127 

Claims — Canada  (net) 24.288 


LAW,  IMON  &  ROCK  INSURANCE  COMPANY,  LIMITED* 

Head  Office.  London.  Eng. 

Principal  Office  in  Canada.  Toronto.  Ont. 

Manager   or    Chief   Executive    Officer    in    Canada. —  W.    R.    Houghton.    Toronto. 

Chief  or   General   Agent  in   Ontario. —  W.    R.    Houghton.   19    Richmond   St.    W.,    Toronto. 

Date   of   Incorporation. — 1806.       Date    commenced    business    in    Canada. —  April,    1899. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £165,000           Premiums — Ontario  (net) $   98.215 

Assets  in  Canada $1,079,931            Premiums — Canada  (net) 292,230 

Liabilities  in  Canada 289,165           Claims — Ontario  (net) 28.665 

Claims — Canada  (net) 102.683 


LEGAL  AND  GENERAL  ASSURANCE  SOCIETY,  LIMITED* 

Head  Office.  London.  Eng. 

Principal  Office  in  Canada.    Montreal,  Que. 

Manager  or   Chief  Executive  Officer  in   Canada. —  G.    W.    Hadrill.  465    St.   John   St.,    Montreal. 
Chief  or  General   Agent  in  Ontario. —  G.    C.   Sutherland,  36   Toronto   St.,   Toronto. 
Dale  of  Incorporation. — 1838.      Date  commenced  business  in   Canada. — July  17,  1929. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £250.000           Premiums — Ontario  (net) $   91,111 

Assets  in   Canada $619,451            Premiums — Canada  (net) 312.644 

Liabilities  in  Canada 321,938           Claims — Ontario  (net) 46.038 

Claims — Canada  (net) 169.942 


THE  LIVERPOOL  &  LONDON  &  GLOBE  INSURANCE  COMPANY,  LIMITED* 

Head  Office.  Liverpool,  Eng. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager  or   Chief  Executive   Officer  in    Canada. — James    Matson.    Montreal. 

Chief  or   General   Agent   in   Ontario. —  F.    8.    McDermott,    112    Yonge   St.,    Toronto. 

Date  of  Incorporation. —  May  21,   1836.      Date  commenced  business  in   Canada. — June  4.   1851. 

Capital  stock  paid  in  cash £1,062,100                          Premiums  and   Disbursements 

Life:  Life: 

Assets  in  Canada  (included  in  Other  Premiums — Ontario   (net) $  678 

than  Life).  Premiums — Canada  (net) 4.017 

Ontario  business  in  force  (gross) ..  .  $        38.733            Total      disbursements     to     policy- 
Canadian  business  in  force  (gross).           190.036                 holders  (net) — In  Ontario Nil 

In  Canada Nil 

Premiums   Written — Claims  Incurred 
Other  than  Life:  Other  than  Life: 

Assets  in   Canada tl, 919. 681  Premiums — Ontario  (net) 418.336 

Liabilities  in   Canada 1.003,353  Premiums — Canada  (net) 1.090.727 

Claims — Ontario  (net) 271,965 

Claims — Canada  (net) 521.014 

*See  note  on  page  1. 

tRespecting  "Life"   and  "Other  than  Life"  business. 


42 A.WUAL  REPORT— SUPERINTENDENT  OF   IXSURAXCE No.  6 

THE  LIVERPOOL-MANITOBA  ASSURANCE  COMPANY* 

Head  Office,   Montreal.  Que. 

Officers. —  President  and  Manager.  James  Matson.  Montreal;  Vice-President  and  Secretary, 
P.    M.    May,    Montreal. 

Directors. — J.  Theo  LeClerc.  J.  D.  Johnson,  P.  M.  May,  G.  Blair  Gordon,  James  Matson. 
C._  F.  Sise,  Montreal;  Hon.  L.  A.  Taschereau.  Quebec;  Hon.  C.  A.  Dunning,  Ottawa;  F.  J. 
Williams.   J.    D.    Simpson.    Liverpool,    Eng. 

Chief  or   General   .Agent   in    Ontario. —  F.    S.    McDermott,   112    Yonge   St.,    Toronto. 

Date  of  Incorporation. —  March  12,  1912.     Date  commenced  business  in  Canada. —  Aug.  1.  1912. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     175.000  Premiu  ms^Ontario   (net) $    59.306 

Total  assets 1,335.083  Premiums — Total  business  (net)..  172.561 

Total  liabilities 207,581  Claims — Ontario   (net) 23.867 

Surplus  protection  of  policyholders.      1.127,502  Claims — Total  business  (net).  .  .  .  66.834 


LOCAL  GOVERNMENT  GUARANTEE  SOCIETY,  LIMITED* 

Head  Office.  London.  Eng. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager   or   Chief  Executive   Officer  in   Canada. —  C.    Stuart    Malcolm.    Montreal. 
Chief  or  General   Agent   in   Onlario.^U.    B.    Rowe,   100   Adelaide   St.    W.,    Toronto. 
Date  of  Incorporation. — 1890.      Date   commenced   business   in    Canada, — January,   1924. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £15.610  Premiums — -Ontario   (net) Nil 

Assets  in   Canada $113,556  Premiums — Canada   (net) Nil 

Liabilities  in   Canada 14.668  Claims — Ontario  (net) Nil 

Claims — Canada  (net) Nil 


THE  LONDON  ASSURANCE* 

Head  Office.  London.  Eng. 

Principal  Office  in  Canada,    Montreal.  Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  D.  K.   MacDonald.  469  St.  John  St..   Montreal. 

Chief  or   General   Agent   in   Ontario. —  D.    L.    Durrant,  36    Toronto   St..    Toronto. 

Date   of  Incorporation.— ]une  22,    1720.      Date   commenced   business  in    Canada. — 1862. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $8,311,687  Premiums— Ontario   (net) $293,394 

Assets  in   Canada 1,142.464  Premiums — Canada  (net) 760.353 

Liabilities  in   Canada 518,770  Claims — Ontario   (net) 121,573 

Claims — Canada  (net) 280.499 


LONDON-CANADA  INSURANCE  COMPANY* 

Head  Office,  Toronto,  Ont. 

Officers. —  President  and  Manager,  B.  W.  Ballard,  Toronto;  Vice-President,  A.  R.  Martin. 
Toronto;    Secretary,    A.    V.    Stamper.    Toronto. 

Directors. —  B.  W.  Ballard.  Geo.  N.  Molesworth.  A.  R.  Martin,  W.  A.  Clarke,  J.  R.  Cartwright, 
K.C.,   Harold  Fry,    Dr.  V.   F.   Stock,   Geo.   E.    Watson.   Toronto;  J.   G.    Moore.   St.   Catharines. 

Date   of  Incorporation. — 1859.      Date    commenced    business   in    Canada. — 1859. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     200,000  Premiums — Ontario   (net) $    75,697 

Total  assets 1,224,148  Premiums — Total  business  (net1 . .  139.672 

Total  liabilities 146,793  Claims — Ontario   (net) 31.797 

Surplus  protection  of  policyholders.       1.077.355  Claims— Total  business  (net)  ....  69,839 


LONDON  AND  COUNTY  INSURANCE  COMPANY,  LTD.* 

He.\d  Office,  London,  Eng. 

Principal   Office  in   Canada.   Toronto,   Ont. 

Manager  or  Chief  Executive  Officer  in   Canada. —  Robert   L.   Stailing,   Toronto. 

Chief  or  General  Agent  in  Ontario. —  Robert  L.   Stailing.  15    Wellington  St.   E.,   Toronto. 

Date  of  Organization. — 1862.      Date  commenced  business   in   Canada. —  May.   1932. 

Premiums  Written — Claims  Incured 

Capital  stock  paid  in  cash $102,186  Premiums — Ontario   (net) $    15.562 

Assets  in  Canada 202,449  Premiums — Canada  (net) 109,860 

Liabilities  in   Canada 106.937  Claims — Ontario   (net) 2.657 

Claims  —  Canada  (net) 50.053 

♦See  not*  on  page  1. 


JOIXT-STOCK  IN'SURAXCE  COMPANIES  FOR   1942 43 

LONDON  GUARANTEE  &  ACCIDENT  COMPANY,   LIMITED* 

Head  Office.  London,  Eng. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager   or   Chief   Executive   Officer   in    Canada. —  Donald    Taylor,    Toronto. 

Chief  or   General   Agent   in   Ontario. —  Donald    Taylor,  465    Bay   St..    Toronto. 

Dale   of  Organization. — 1867.      Date   commenced   business   in    Canada. —  April,    1880. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £250.000  Premiums — Ontario  (net) $404,626 

Assets  in  Canada $1,124,293  Premiums — Canada  (net) 990,488 

Liabilities  in  Canada 773,832  Claims — Ontario  (net) 133,879 

Claims— Canada  (net) 485,751 


THE  LONDON  &  LANCASHIRE  GUARANTEE  &  ACCIDENT  COMPANY  OF  CANADA* 

Head  Office,  Toronto,  Ont. 

Officers. —  President,  W.  R.  Houghton,  Toronto;  Manager  and  Secretary,  W.  L.  White, 
Toronto. 

Directors. —  W.  L.  White,  J.  Walmsley,  W.  R.  Houghton,  C.  M.  Horswell.  P.  L.  Waylett. 
Toronto;    A.   S.    Rogers,    London,    Eng. 

Date  of  Incorporation. —  April  10,  1908.     Date  commenced  business  in  Canada. — July  24,  1908. 

Premiums  Written — Claims  Incurred    - 

Capital  stock  paid  in  cash $     400.000  Premiums — Ontario  (net) $105,900 

Total  assets 1.066.020  Premiums — Total  business  (net). .  451.864 

Total  liabilities 367.180  Claims — Ontario   (net) 34,543 

Surplus  protection  of  policyholders.  698,840  Claims — Total  business  (net)  ....  182,583 


THE  LONDON  &  LANCASHIRE  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,  Eng. 

Principal   Office  in   Canada,   Toronto.   Ont. 

Manager   or   Chief   Executive    Officer    in    Canada. —  W.    R.    Houghton.    Toronto. 

Chief  or   General   .Agent   in    Ontario. —  W.    R.    Houghton.   19    Richmond   St.    W..    Toronto. 

Date  of  Organization. —  December  10,  1861.    Date  commenced  business  in  Canada. — April,  1880. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £1,455.724  Premiums — Ontario  (net) $     573,545 

Assets  in  Canada $2,580,845  Premiums — Canada  (net) 1,125,774 

Liabilities  in  Canada 1,187.155  Claims — Ontario  (net) 392.810 

Claims — Canada  (net) 672.932 


THE  LONDON  LIFE  INSURANCE  COMPANY* 

Head  Office,  London,  Ont. 

Officers. —  President,  J.  E.  Jeffery,  K.C.,  London;  Vice-President,  A.  McPherson,  London; 
Managing  Director.  R.  H.  Reid,  London;  Ass't  General  Manager  and  Chief  Actuary.  J.  D. 
Buchanan,  B.A.,  F.A.S.;  Ass't  General  Manager  and  Director  of  Agencies,  J.  G.  Stephenson, 
C.L.U.;    Ass't    General    Manager   and    Secretary,    O.    D.    Newton,    A.C.I.S. 

Directors. — J.  E.  Smallman,  Joseph  Jeffery,  J.  Edgar  Jeffery,  Arch.  McPherson.  C.  L. 
Jeffery,   Robt.   H.   Reid.   L.   H.  Jones.    Chas.   H.   Ivey.   London;   Thos.    W.   Baker.  Toronto. 

Date   of  Incorporation. — 1874.      Date   commenced   business   in    Canada. — 1874. 

Capital  stock  paid  in  cash $       500,000  Premiums  and  Disbursements 

Life:  Life: 

Total  assets 168,814.441  Premiums— Ontario  (net) $13,947,103 

Ontario  business  in  force  (gross)  ..  .567,179.735            Premiums — Total  business  (net)..    21.808,871 
Total  business  in  force  (gross) 877,642,005            Total      disbursements     to     policy- 
holders (net)^In  Ontario 6,484,261 

Total  business  .  .     10.339,528 

Premiums  Written — Claims  Incurred 

Other  than  Life:  '  Other  than  Life: 

Total  assets 686,100  Premiums — Ontario  (net) 563,698 

Total  liabilities 453,864  Premiums — Total  business  (net). .  839.374 

Claims — Ontario   (net) 460.792 

Claims — Total  business  (net)  ....  650.932 


*See  note  on  page  1. 


44 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

LONDON  &  PROVINCIAL  MARINE  &  GENERAL  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,  Eng. 

Principal  Office  in  Canada.    Montreal.  Que. 

Manager  or    Chief  Executive   Officer  in   Canada. —  F.    E.    Dufty.   210    St.   James   St..    Montreal. 
Chief  or   General    Agent    in    Ontario. —  Walter    R.    Purves.   510    Temple    Bldg..    Toronto. 
Date   of  Incorporation. — 1862.      Date  commenced  business  in    Canada. —  April  24,   1924. 

Premiums  Written — Claims  I.scurred 

Capital  stock  paid  in  cash £300.000  Premiums — Ontario  (net) $    32.965 

Assets  in   Canada $314,592  Premiums — Canada  (net) 111.899 

Liabilities  in  Canada 96.438  Claims — Ontario  (net) 20.873 

Claims — Canada  (net) 57.012 


LONDON  &  SCOTTISH  ASSLR-AJSCE  CORPORATION,  LIMITED* 

Head  Office,  London.  Eng. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager    or    Chief   Executive    Officer    in    Canada. —  A.    H.    P.    Priddey,    London    and    Scottish 
Bldg..   St.   John   St.,    Montreal. 

Chief  or    General    .Agent    in    Ontario. —  Walter    W.    Cooper,    Metropolitan    Bldg..    Toronto. 
Date  of  Organization. — 1862.      Date  commenced  business   in    Canada. — January  20,    1925. 

Capital  stock  paid  in  cash £120.000  Premiums  Written — Claims  Incurred 

Other  than  Life:  Other  than  Life: 

Assets  in   Canada $288,442            Premiums — Ontario  (net) $22,218 

Liabilities  in  Canada 75.206            Premiums — Canada  (net) 87.347 

Claims — Ontario  (net) 12.251 

Claims — Canada  (net) 41.220 


LOYAL  PROTECTIVE  LIFE  INSURANCE  COMPANY* 

Head  Office.  Boston.    Mass. 

Principal   Office  in   Canada.   Toronto,   Ont. 

Manager  or   Chief  Executive   Officer   in    Canada. —  E.    M.    Watt.    Toronto. 

Chief  or   General   Agent   in    Ontario. —  E.    M.    Watt,   372    Bay   St.,    Toronto. 

Date  of  Incorporation. — June  30,  1937.     Date  commenced  business  in  Canada. — June  30.  1937. 

Capital  stock  paid  in  cash $400,000  Premiums  and   Disbursements 

Life:  L,fe: 

Assets  m   Canada 136.988            Premiums — Ontario   (net) $      5.592 

Ontario  business  in  force  (gross).  .  .           159.453            Premiums — Canada   (net) 6.264 

Canadian  business  in  force  (gross)  .           177.753            Total      disbursements     to      policy- 
holders  (net)  — In   Ontario 321 

In   Canada 380 

PREMiufts  Written — Claims  Incurred 

Other  than   Life:  Other  than   Life: 

Assets  in   Canada 289.519            Premiums — Ontario  (net) 186.503 

Liabilities  in   Canada 139.544            Premiums — Canada  (net) 240,028 

Claims — Ontario  (net) 62.172 


Claims — Canada  (net) 92.349 


LUMBERMEN'S  INSURANCE  COMPANY* 

Head  Office.   Philadelphia.   Pa. 

Principal  Office  in  Canada,   Toronto,  Ont. 

Manager   or    Chief   Executive   Officer   in    Canada. —  H.    Begg,    Toronto. 

Chief  or   General    Agent    in    Ontario. —  H.    Begg,    14-24    Toronto    St..    Toronto. 

Date  of  1  ncor poration. — June  11.   1873.      Date  commenced  business  in   Canada. —  Nov.  9.   1926. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1.0000.00  Premiums — Ontario  (net) $42,927 

Assets  in  Canada 224.134  Premiums — Canada  (net) 89.282 

Liabilities  in   Canada 73.212  Claims — Ontario  (netl 13.341 

Claims — Canada  (net) 40.591 


see  note  on  page  1. 


JOINT-STOCK   INSURANCE  COMPANIKS  FOR   1942 45 

THK  MAMIFACTIJKKKS  LIFE  INSIJKANCE  COMPANY* 

Head  Office.  Toronto.  Ont. 

Officers. —  President.  M.  R.  Oooderham.  K.C..  Toronto;  Vice-President.  F.  Gordon  Osier. 
Toronto:  General  Manager.  J.  H.  LithRow,  A. I. A.,  F.A.S..  Toronto;  Secretary.  R.  E.  Dowsett, 
A. I. A..    F.A.S.;    Treasurer.    S.     M.    Thompson.    F.A.S.;    Actuary.    G.    L.    Holmes.    A. I. A..    F.A.S. 

Directors. —  Geo.  H.  Cassels.  K.C..  F.  G.  Osier.  M.  R.  Gooderham.  K.C..  D.  G.  Ross.  M.P.. 
Col.   A.   L.   Bishop.   R.  A.   Daly.  J.   H.   Lithgow.   Chas.  S.   Band,   Leigh    M.    McCarthy.   Toronto. 

Dale  of  Incorporation. — June  23.  1887.     Date  commenced  business  in  Canada. —  Aug.  19,  1887. 

Premiums  and  Disbursements 

Capital  stock  paid  in  cash .$    1 .500.000  Premiums — Ontario  (net) $   4.071,741 

Total  assets 221.133,780  Premiums — Total  business  (net)..    23,756.503 

Ontario  business  in  force  (gross).  .  .131.864.767           Total     disbursements  'to     policy- 
Total  business  in  force  (gross) 643.756.140  holders  (net)  —  In  Ontario 2.366.113 

Total  business.  .     12.763.594 


TIIK  MAKIN^]  INSDRANCK  COMPANY,   LIMITED* 

Head  Office.  London.  Eng. 
Principal  Office  in  Canada.    Montreal,  Que. 
Manager  or  Chief  Executive  Officer  in  Canada. —  O.  L.  Harrison.  360  St.  James  St.  W..   Montreal. 
Chief  or   General   Agent   in   Ontario. —  W.    Rae    Blight,   22    Toronto   St.,    Toronto. 
Date  of  Organization. — January.   1881.     Date  commenced  business  in  Canada. —  Dec.   14.   1896. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £600.000  Premiums — Ontario  (net) $   54,759 

Assets  in  Canada $366,701  Premiums — Canada  (net) 303.255 

Liabilities  in   Canada 117.811  Claims — Ontario   (net) 7.922 

Claims— Canada  (net) 79.389 


MARYLAND  CASUALTY  COMPANY* 

Head  Office.  Baltimore.    Md. 

Principal   Office  in   Canada,    Montreal.   Que. 

Manager   or    Chief   Executive   Officer   in    Canada. —  Robt.    Hampson,    Montreal. 
Chief  or   General   Agent   in   Ontario. — J.    W.    Smith.   54    Adelaide   St.    E..    Toronto. 
Date  of  Incorporation. —  March.   1898.      Date  commenced  business  in   Canada. —  May  12.   1903. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $4,974,273  Premiums — Ontario  (net) $    69-226 

Assets  in   Canada 700,460  Premiums — Canada   (net) 379.927 

Liabilities  in   Canada 334,473  Claims — Ontario   (net) 36.120 

Claims — Canada  (net) 180,454 


MARYLAND  INSURANCE  COMPANY* 

Head  Office.   New  York.   N.Y. 

Principal   Office  in   Canada.    Montreal.   Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  W.  E.  Baldwin.  410  St.  Nicholas  St..  Montreal. 
Chief  or  General  Agent  in  On/acjo.— Willis  Faber  &  Co.  of  Ontario.  Ltd.,  36  Toronto  St..  Toronto. 
Date  of  Incorporation. — 1910.      Date   commenced   business   in    Canada. —  September  5,    1925. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $    8.249 

Assets  in  Canada 223.531  Premiums — Canada  (net) 86.367 

Liabilities  in   Canada 71,849  Claims — Ontario  (net) 3,546 

Claims — Canada  (net) 49.095 


MERCANTILE  INSURANCE  COMPANY* 

Head  Office.   Toronto.  Ont. 

Officers. — -President  and  Managing  Director,  W.  R.  Houghton,  Toronto;  Secretary.  P.  L. 
Waylett.    Toronto. 

Directors. —  A.  S.  Booth.  Montreal;  C.  M.  Horswell.  W.  R.  Houghton.  W.  L.  White.  Joseph 
Walmsley.    P.    L.    Waylett.    Toronto. 

Date   of  I  ncorporation. — 1874.      Date   commenced   business   in    Canada. —  November   1,   1875. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $250,000  Premiums — -Ontario   (net) $    53.400 

Total  assets 678.356  Premiums — Total  business  (net) . .  111.176 

Total  liabilities 133.240  Claims — Ontario   (net) 20.037 

Surplus  protection  of  policyholders.  545.116  Claims— Total   business  (net)  ....  33.160 


''See  note  on  page  1. 


46  •  ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

MERCHANTS  FIRE  ASSURANCE  CORPORATION  OF  NEW  YORK* 

Head  Office,  New  York,  N.Y. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager   or   Chief  Executive   Officer   in   Canada. —  H.    Begg,    Toronto. 

Chief  or  General  Agent  in  Ontario. —  H.   Begg,  14-24   Toronto  St.,    Toronto. 

Date  of  Incorporation. — 1910.     Date  commenced  business  in   Canada. —  December  26.  1917. 

Premiums  Written— Claims  Inclrred 

Capital  stock  paid  in  cash $2,500,000  Premiums — Ontario  (net) $    59.240 

Assets  in   Canada 244.772  Premiums — Canada  (net) 132,921 

Liabilities  in   Canada 144,839  Claims — Ontario  (net) 40.227 

Claims — Canada  (net) 71,381 


MERCHANTS  FIRE  INSURANCE  COMPANY 

Head  Office,  Toronto,  Ont. 

Incorporated. — 1898.      Dale   commenced   business. — January   31,    1898. 

Officers. —  President,  W.  R.  Houghton;  Secretary,  W.  R.  Miller;  Manager,  Charles  M. 
Horswell. 

Directors  (as  at  date  of  filing  statement) . —  C.  M.  Horswell,  W.  R.  Houghton,  Joseph  Walmsley, 
P.    L.     Waylett,     W.    L.     White. 

Auditors. —  Rutherford    Williamson,    F.C.A.,    Harold    A.    Shiach,    F.C.A. 

Statement  for  the  Year  Ended  December  31,  1942 

Capital  Stock 

Amount  Amount 

Subscribed  for    Paid  in  Cash 
Amount  of  capital  stock  authorized,  $500,000. 
No.  of  shares.  10,000.       Par  value,  $50. 
Capital  stock  at  beginning  of  year $300,000   00  $150,000   00 

Capital  stock  at  end  of  year $300,000   00  $150,000   00 

Premium  on  Capital  Stock 

Total  amount  paid  as  premium  on  capital  stock  at  beginning  of  year $150,000   00 

Total  amount  paid  to  December  31,  1942 $150,000   00 

Balance  Sheet^Assets 

Book  value  of  real  estate— office  premises $100,000   00 

Mortgage  loans  on  real  estate — first  liens 9,600   00 

Amortized  book  value  of  bonds,  debentures  and  debenture  stocks: 

Not  in  default $555,759   60 

In  default  (at  market  values) 300   00 

556,059    60 

Cash  on  hand  and  in  banks 47,380   24 

Interest  accrued 8,346   24 

Agents'  balances  and  premiums  uncollected: 

Written  on  or  after  October  1,  1942 $      9,276   85 

Premiums  due  from  reinsuring  companies: 

Written  on  or  after   October  1,  1942 1,228    05 

10,504    90 

Total  Admitted  Assets $731,889   98 


Balance  Shcet^Liabilities  Total 

In  Canada  Liabilities 

Total  provision  for  unpaid  claims $    17,521    00  $    17,521    00 

Adjustment  expenses  of  said  claims 675   00  675    00 

Total  net  reserve,  $136,172.38;  carried  out  at  80  %  thereof 108,937   90  108,937   90 

Expenses  due  and  accrued 1,929    73 

Taxes  due  and  accrued 13,553    17 

Reinsurance  premiums 1,039   46 

Return  premiums  and  balances  due  agents 300   45 

London  &  Lancashire  Insurance  Co.  Ltd 4   59 

Reserve  for  depreciation  of  head  office  building 24.000   00 

Agents'  bicycle  deposit  premiums 308   00 

Total  Liabilities  (excluding  capital  stock) $168,269   30 

Capital  stock  paid  in  cash $150,000    00 

Surplus  in  profit  and  loss  account 413,620    68 

Excess  of  assets  over  liabilities  (surplus  for  protection  of  policyholders) 663,620   68 

Total  Liabilities $731,889  98 


♦See  note  on  page  1. 


JOINT-STUCK  INSURANCE  COMPANIES  FOR   1942 


47 


Profit  and  Loan  Account 

In  Canada  and 
All  Business 

Net  premiums  written.  .. $130,064    68 

Reserve  of  unearned   premiums  (80%): 

At  beginning  of  year $118,000    65 

At  end  of  year 108.937    90 

Decrease 9.062    75 

Net  premiums  earned $139,127   43 

Net  claims  incurred $   50.749   22 

Net  adjustment  expenses  incurred 2,348    67 

Commissions 33,520   63 

Taxes 3.877   55 

Salaries,  fees  and  travelling  expenses 24.529   08 

All  other  expenses 13,851    14 

Total  claims  and  expenses 128.876   29 

Underwriting  profit $    10,251    14 

Other  revenue: 

Interest  earned — cash  and  accruals $   26,034   63 

Adjustment  by  amortization 960   57 

$   26,995   20 

Net  rents  earned 2,853    04 

Profit  on  sale  of  securities  and  real  estate 1,314    12 

Automobile  financial  responsibility  fees 18   00 

31.180   36 

$   41.431    50 
Other  expenditure: 

Income  and  excess  profits  taxes $    15,544    80 

Depreciation  of  head  office  building 3,000   00 

18.544   80 

Net  Profit  for  the  Year $   22.886   70 

Surplus  for  Protection  of  Policyholders 

Surplus  of  assets  over  liabilities  (excluding  capital  stock  from  liabilities)  at  beginning 

of  year $570,294    47 

Net  profit  for  the  year  brought  down 22,886    70 

$593,181    17 
Dividends  declared  to  shareholders 30,000    00 

$563,181    17 
Add  decrease  in  unadmitted  ledger  assets 439    51 

Surplus  of  Assets  over  Liabilities  (excluding  capital  stock  from  liabili- 
ties)  at  End  of  Year $563,620   68 

Summary  of  Risks^Fire 

In  Ontario  Elsewhere        All  Business 

Gross  in  force,    December  31,  1941 $48,416,083  $387,789  $48,803,872 

Taken  in  1942.  new  and  renewed 28,104,695  265,080  28,369,775 

Totals.  .  .  .  ■. $76,520,778  $652,869  $77,173,647 

Ceased  in  1942.  including  renewed 27,969,563  382,789  28,352.352 

Gross  in  force.    December  31,  1942 $48,551,215  $270,080  $48,821,295 

Reinsurance  in  force,' December  31,  1942 7,741,010  158,650  7,899,660 

Net  in  Force,    December  31,  1942 $40,810,205  $111,430  $40,921,635 


Exhibit  of  Premiums  in  Force  in  Canada 


Class  of  Insurance 

Gross 

IN  Force 

AT  End  of 

1941 

Taken           Ceased 
IN  1942.          IN  1942, 
New  and  |  Including 
Renewed      Renewed 

Gross 

IN  Force 

AT  End  of 

1942 

Reinsur- 
ance 

Net 
IN  Force 
AT  End  of 

1942 

Fire.  .  .  . 

$          c. 

272,421    20 

32,026    95 

$          c. 

132,091    76 

30,012    86 

1,717    63 

3  20 



$          c. 

139,855    95 

36,400    94 

400    40 

3    20 

2    40 

$          c. 

264.657    01 

25.638    87 

1.317    23 

17    20 

$          c. 

18,181    30 

32   22 

448    57 

$          c. 
246  475    71 

25.606    65 

Explosion  .... 

868    66 

Sprinkler  Leakage 

17    20 
2    40 

17    20 

Totals 

304,467    75 

163,825   45 

176,662   89 

291,630    31 

18.662    09 

272.968    22 

48 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

MERCHANTS  AND  MANUFACTURERS  INSURANCE  COMPANY  OF  NEW  YORK* 

Head  Office,   New  York,   N.Y. 

Principal   Office  in  Canada.    Montreal,  Que. 

Manager  or  Chief  Executive  Officer  in   Canada. — J.    Marchand,  276   St.  James  St.,    Montreal. 
Chief  or   General   Agent  in   Ontario. —  C.    M.    Henderson.    Metropolitan    Bldg..    Toronto. 
Date   of   Incorporation. — 1849.       Date    commenced    business    in    Canada. — 1928. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $48,018 

Assets  in   Canada 318,469  Premiums — Canada  (net) 206,544 

Liabilities  in  Canada 192,362  Claims— Ontario  (net) JI'^O^ 

Claims — Canada  (net) 132,033 


THE  MERCHANTS  MARINE  INSURANCE  COMPANY,  LIMITED* 

Head  Office,   London,  Eng. 

Principal  Office  in   Canada.    Montreal.   Que. 

Manager   or   Chief  Executive  Officer  in   Canada. —  E.   L.    Marshall.    Insurance   Exchange   Bldg., 
Montreal. 

Chief  or  General   Agent  in   Ontario. — Stanley    G.    Reid,    Toronto. 

Dale  of  Incorporation. — 1871.      Date  commenced  business   in   Canada. — January   1.    1921. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £237.500  Premiums— Ontario  (net) $42,911 

Assets  in  Canada $278,873  Premiums — Canada  (net) 203,628 

Liabilities  in  Canada 197,958  Claims — Ontario   (net) 12,566 

Claims — Canada  (net) 84,724 


MERCURY  INSURANCE  COMPANY* 

Head  Office.  St.  Paul,    Minn. 

Principal   Office  in   Canada.    Winnipeg.    Man. 

Manager    or    Chief    Executive    Officer    in    Canada. —  P.    A.    Codere.    Winnipeg. 

Chief  or   General    Agent   in    Ontario. —  Geo.    A.    Sherritt,     Metropolitan    Bldg..    Toronto. 

Date  of  Incorporation. —  April  18.  1925.     Date  commenced  business  in  Canada. —  April  3.  1928. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $26,010 

Assets  in  Canada 225.467  Premiums— Canada  (net) lOi-^,-*-* 

Liabilities  in   Canada 108,659  Claims— Ontario  (net) ..31, 

Claims — Canada  (net) 56,101 


THE  METROPOLITAN  CASUALTY  INSURANCE  COMPANY* 

Head  Office,   Newark.  N.J. 
Principal  Office  in  Canada,  Toronto.  Ont. 
Manager  or   Chief  Executive   Officer  in   Canada. —  R.    H.   L.    Massie,    Toronto. 
Chief  or  General   Agent  in   Ontario. —  R.    H.   L.    Massie.  465    Bay   St.,    Toronto. 
Date   of   Incorporation. — 1874.       Date    commenced    business    in    Canada. — 1925. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,500,000  Premiums— Ontario   (net) $278,035 

Assets  in  Canada 661,592  Premiums— Canada  (net) ?^q-k-2 

Liabilities  in  Canada 285.286  (:  aims— Ontario  (net) J^^'^.'t 

Claims— Canada  (net) 159.313 


MICHIGAN  FIRE  AND  MARINE  INSURANCE  COMPANY* 

Head  Office,  Detroit,   Mich. 
Principal  Office  in  Canada,    Montreal,  Que. 
Manager  or  Chief  Executive  Officer  in  Canada. —  Gordon  E.  Findlay.  460  St.  John  St..   Montreal. 
Chief  or  General   Agent  in  Ontario. —  C.   H.    Harvey.    Metropolitan    Bldg..    Toronto. 
Date   of   Incorporation. — 1880.       Date    commenced    business    in    Canada.— 1930. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums— Ontario   (net) ^i^'.^^i 

Assets  in   Canada 382,069  Premiums— Canada  (net) ^t'o^T 

Liabilities  in  Canada 76,963  Claims— Ontario  (net) oo'f-il 

Claims — L  anada  (net) 33.833 


»See  note  on  page  I. 


JOINT-STOCK  INSURANCE  COMPANIES  FOR   1942 49 

THE  MONAKCII  LIFE  ASSURANCE  COMPANY* 

Head  Office,   Winnipeg.    Man. 

Officers. —  President.  E.  J.  Tarr,  K.C..  LL.D.,  Winnipeg;  Vice-President.  J.  E.  Woods. 
Winnipeg;  General  Manager,  G.  C.  CumminK.  Winnipeg;  Ass't  General  Manager,  W.  Bartholomew, 
Winnipeg;    Secretary,    G.   J.    Telfer,    Winnipeg;    Actuary.    D.    Laird.    F.A.S..    Winnipeg. 

Directors. —  W.  L.  Parrish.  Peter  Lowe.  E.  J.  Tarr,  K.C..  LL.D.,  R.  J.  Gourley.  Geo.  H. 
Stewart.    J.    A.    Flanders,    W.    Trevor    Gwyn.    D.    H.    Hudson.    J.    E.    Woods.    Winnipeg. 

Chief  or   General   Agent   in   Ontario. —  W.   S.    Harvey,   80    King    St.    W..    Toronto. 

Date  of  Incorporation. — July  18.   1904.      Date  commenced  business  in   Canada. — July  4,   1906. 

Premiums  and   Disbursements 

Capital  stock  paid  in  cash $        176.320  Premiums — Ontario   (net) $     517.589 

Total  assets 17.759,135  Premiums — Total  business  (net). .       1.835,834 

Ontario  business  in  force  (gross) ..  .    18.767,243           Total     disbursements     to     policy- 
Total  business  in  force  (gross) 69,603,326  holders  (net) — In  Ontario 220.063 

Total  business.  .       1.063.639 


MONTREAL  LIFE  INSURANCE  COMPANY* 

Head  Office,   Montreal,  Que. 

Officers. —  President  and  General  Manager.  Arthur  P.  Earle.  A. LA.,  A.A.S.,  Montreal; 
Vice-Presidents.  C.  E.  Sanders.  J.  V.  Desaulniers,  Montreal;  Secretary,  W.  L.  NichoUs,  F.LA.; 
Treasurer,   J.    A.    Toller;    Actuary.    W.    L.    NichoUs.    F.LA. 

Directors. —  C.  G.  Greenshields.  K.C..  F.  W.  Fairman.  Hon.  R.  O.  Grothe,  J.  V.  Desaulniers. 
Arthur  P.  Earle.  C.  E.  Sanders,  W.  L.  Bayer.  A.  L.  Mailman.  A.  H.  Paradis,  J.  Rolland, 
Geo.   Hogg.    Montreal;   Wm.  S.    Walton,   Toronto;   William  Penman.   C.   H.   Falloon,  London,   Eng. 

Chief  or   General   Agent   in   Ontario. —  W.   S.    Walton.    Royal    Bank   Bldg..    Toronto. 

Dale  of  Incorporation. — June  16,  1908.     Date  commenced  business  in  Canada. —  May  26,  1910. 

Premiums  and  Disbursements 

Capital  stock  paid  in  cash $        250,000  Premiums — Ontario   (net) $     362,231 

Total  assets 10.015.927  Premiums — Total  business  (net)..       1,593,080 

Ontario  business  in  force  (gross)  ..  .    12,762,498            Total      disbursements     to      policy- 
Total  business  in  force  (gross) 56.985,661  holders  (net) — In  Ontario 155,652 

Total  business.  .  633,725 


MOTOR  UNION  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,  Eng. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager   or    Chief   Executive   Officer   in    Canada. —  Charles    Stuart    Malcolm,    Royal    Exchange 
Bldg..    Montreal. 

Chief  or  General  Agent  in  Ontario. —  H.   B.   Rowe,  100   Adelaide  St.    W..   Toronto. 
Date  of  Incorporation. — 1906.      Date   commenced   business   in    Canada. —  May  30,    1909. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £374.543  Premiums — Ontario  (net) $    90.894 

Assets  in  Canada $350,190  Premiums — Canada  (net) 341,061 

Liabilities  in  Canada 214.086  Claims — Ontario   (net) 104.684 

Claims— Canada  (net) 189.540 


THE  MUTUAL  LIFE  &  CITIZENS  ASSURANCE  COMPANY,  LIMITED* 

Head  Office,  Sydney.  N.S.W.,  Australia 

Principal  Office  in  Canada,    Montreal.  Que. 

Manager  or   Chief  Executive   Officer   in   Canada. — Joseph   P.    Moore,    A. I. A.,    Montreal. 

Chief  or  General  Agent  in  Ontario. —  The  Royal   Trust   Co..  59   Yonge  St.,   Toronto. 

Date  of  Incorporation. —  Dec.  31,  1886.     Date  commenced  business  in  Canada. — Aug.  11,  1913. 

Premiums  and  Disbursements 

Capital  stock  paid  in  cash £1.000.000  Premiums — Ontario  (net) $279,022 

Assets  in  Canada $    9,141,080  Premiums — Canada  (net) 849,527 

Ontario  business  in  force  (gross) ..  .      6.957,118           Total     disbursements     to     policy- 
Canadian  business  in  force  (gross).    24,887,052  holders  (net) — In  Ontario 215,083 

In  Canada 735,783 

*See  note  on  page  1. 


50 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

NATIONAL-BEN  FRANKLIN  FIRE  INSURANCE  COMPANY* 

Head  Office,  Pittsburgh,  Pa. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager  or  Chief  Executive  Officer  in  Canada. —  R.  H.  L.  Massie,  Toronto. 
Chief  or  General  Agent  in  Ontario. —  R.  H.  L.  Massie,  465  Bay  St.,  Toronto. 
Date  of  Incorporation. —  Dec.  28,  1910.     Date  commenced  business  in  Canada. —  May  23,  1914. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $164,199 

Assets  in  Canada 457,322  Premiums — Canada  (net) 252,654 

Liabilities  in  Canada 247,542  Claims — Ontario  (net) 74,370 

Claims — Canada  (net) 125,020 


NATIONAL  FIRE  INSURANCE  COMPANY  OF  HARTFORD* 

Head  Office,  Hartford,  Conn. 

Principal  Office  in  Canada,   Toronto,   Ont. 

Manager  or   Chief  Executive   Officer  in   Canada. —  Chas.    C.    Hall,    Toronto. 

Chief  or  General   Agent  in   Ontario. —  Chas.    C.    Hall.   65   Adelaide   St.    E.,    Toronto. 

Date  of  Incorporation. —  May,   1869.      Date  commenced   business  in   Canada. —  August  3,   1908. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $5,000,000  Premiums — Ontario   (net) $55,432 

Assets  in  Canada 678.417  Premiums — ^Canada  (net) 242,377 

Liabilities  in  Canada 246.799  Claims — Ontario  (net) 9,759 

Claims — Canada  (net) 95,356 


NATIONAL  LIBERTY  INSURANCE  COMPANY  OF  AMERICA* 

Head  Office,   New  York,   X.Y. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager   or   Chief  Executive   Officer  in   Canada. —  G.    R.    Thomson,    Montreal. 

Chief  or  General   Agent  in  Ontario. —  Norman   G.   Bethune,   15    Toronto  St.,    Toronto. 

Date  of  Incorporation. — February,  1859.    Date  commenced  business  in  Canada. — August,  1930. 

Premiums  Written — -Claims  Incurred 

Capital  stock  paid  in  cash $4,000,000  tPremiums — Ontario  (net) Nil 

Assets  in  Canada 545.619  fPremiums — Canada  (net) Nil 

Liabilities  in  Canada Nil  tClaims — Ontario   (net) Nil 

tClaims — Canada   (net) Nil 


THE  NATIONAL  LIFE  ASSURANCE  COMPANY  OF  CANADA* 

Head  Office,  Toronto,  Ont. 

Officers. —  President,  H.  R.  Bain,  Toronto;  Vice-President,  Robt.  Fennell,  K.C.,  Toronto; 
General  Manager,  G.  Fay  Davies;  Ass't  General  Manager,  M.  W.  McCutcheon.  A.A.S.;  Actuary. 
G.    D.     McKinney,     F.A.S.,    F.A.I. A.,    Toronto. 

Directors. —  H.  R.  Bain,  Fraser  D.  Reid,  Robt.  Fennell,  K.C.,  Alfred  Rogers,  Jr.,  F.  S.  Vanstone, 
D.  H.  Porter,  D.  H.  Gibson,  A.  H.  Beaton,  K.C.,  Toronto;  Lieut.-Col.  Sidney  C.  Oland,  V.D., 
A.D.C.,    Halifax. 

Date  of  Incorporation. — June  29,  1897.     Date  commenced  business  in  Canada. — June  23,  1899. 

Premiums  and  Disbursements 

Capital  stock  paid  in  cash $       250,000  Premiums — Ontario  (net) $     500,145 

Total  assets 14,737,613  Premiums — Total  business  (net). .       1,654.169 

Ontario  business  in  force  (gross)  ..  .    21,084,866            Total      disbursements     to      policy- 
Total  business  in  force  (gross) 68,068,971  holders   (net) — In   Ontario 362,254 

Total  business.  .       1,029,095 


THE  NATIONAL- LIVERPOOL  INSURANCE  COMPANY* 

Head  Office,   Montreal,  Que. 

Officers. —  President  and  Manager,  James  Matson,  Montreal;  Vice-President,  J.  T.  LeClerc, 
Montreal;    Secretary,    P.     M.    May,    Montreal. 

Directors. —  F.  J.  Williams.  J.  D.  Simpson.  Liverpool,  Eng.;  J.  Theodore  LeClerc,  J.  D. 
Johnson,  G.  Blair  Gordon,  James  Matson,  C.  F.  Sise,  Montreal;  Hon.  L.  A.  Taschereau,  Quebec; 
Hon.    C.    A.    Dunning.    Ottawa. 

Chief  or   General   Agent   in   Ontario. —  F.    S.    McDermott,   112    Yonge   St.,    Toronto. 

Date  of  I  ncorporation. — 1929.      Date   commenced  business  in   Ontario. — January   1,   1930. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $200,000  Premiums — Ontario  (net) $25,222 

Assetsin   Canada 491.352  Premiums —  Total  business  (net)..  76,148 

Liabilities  in   Canada 109.580  Claims — Ontario  (net) 10,545 

Surplus  protection  of  policyholders.  381,772  Claims — Total  business  (net).  .  .  .  30.274 


*See  note  on  page  1. 

tincluded  in   Home  Insurance   Company  figures. 


JOINT-STOCK   INSURANCE  COMPANIES  FOR   1942 M 

NATIONAL  PROVINCIAL  INSURANCE  COMPANY,  LIMITED* 

Head  Office.  London.  Eng. 

Principal  Office  in  Canada.    Montreal.  Que. 

Manager  or   Chief  Executive  Officer  in   Canada. —  C.   Stuart    Malcolm.    Royal    Exchange   Bldg., 
Montreal. 

Chief  or  General   Agent   in   Ontario. —  H.   B.    Rowe,    Concourse   Bldg.,    Toronto. 

Dale  of  I ncorporation. — 1885.      Date  commenced  business  in   Canada. —  April  4,   1907. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £20,525  Premiums — Ontario  (net) $18,714 

Assets  in   Canada $218,360  Premiums — Canada  (net) 68,975 

Liabilities  in  Canada 80.496  Claims — Ontario  (net) 5.492 

Claims — Canada  (net) 30,841 


NATIONAL  SECURITY  INSURANCE  COMPANY* 

Head  Office,  Omaha.   Neb. 

Principal  Office  in  Canada.  80  Richmond  St.    W..  Toronto.  Ont. 

.Manager   or    Chief   Executive    Officer    in    Canada. —  H.    C.    Mills.    Toronto. 

Chief  or  General  Agent  in  Ontario. —  H.   C.    Mills.  80   Richmond  St.    W.,   Toronto. 

Date  of  Incorporation. — Sept.  12,  1914.     Date  commenced  business  in  Canada. — June  10,  1936. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $50,009 

Assets  in  Canada 169.943  Premiums — Canada  (net) 95,325 

Liabilities  in  Canada 52,422  Claims — Ontario  (net) 1,046 

Claims — Canada  (net) 28,751 


NATIONAL  SURETY  CORPORATION* 

Head  Office,   New  York,  N.Y. 

Principal  Office  in  Canada,   Montreal,  Que. 

Manager  or   Chief  Executive    Officer   in    Canada. —  D.    H.    Belair,    Montreal. 

Date  of  I  ncorporation. — 1933.      Date   commenced   business    in    Canada. —  May.    1933. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,500,000  Premiums — Ontario  (net) $   86 

Assets  in  Canada 130.526  Premiums — Canada  (net) 169 

Liabilities  in   Canada 15.763  Claims — Ontario   (net) -508 

Claims — Canada  (net) 271 


NATIONAL  UNION  FIRE  IxNSURANCE  COMPANY* 

Head  Office,  Pittsburgh,  Pa. 
Principal  Office  in  Canada,  Toronto,  Ont. 
Manager  or  Chief  Executive  Officer  in  Canada. — Arthur  Tucker,   Toronto. 
Chief  or   General   Agent   in    Ontario. —  Arthur    Tucker,    Metropolitan    Bldg.,    Toronto. 
Date  of  Incorporation. —  Feb.  14,  1901.     Date  commenced  business  in  Canada. —  April  17.  1910. 

„      .     ,  ,         .J  .  ^  Prejuiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,100,000  Premiums — Ontario  (net) $129  604 

Assets  m   Canada 379.000  Premiums — Canada  (net) 200.260 

Liabilities  in   Canada 138,360  Claims — Ontario  (net) 80,364 

Claims — Canada  (net) 113,917 


THE  NATIONALE  FIRE  INSURANCE  COMPANY  OF  PARIS,  FRANCE* 

Head  Office,  Vichy,  France 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager   or   Chief  Executive  Officer  in   Canada. — J.    A.    Blondeau,    Montreal. 

Chief  or   General   Agent   in   Ontario. —  Grover    D.    Leyland,    Metropolitan    Bldg.,    Toronto. 

Date  of  Organization. — 1820.      Date   commenced   business   in    Canada. —  February   13,    1914. 

^      .^  ,    ^      ,         .J  .            ,           „  Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash Frcs.  12,500,000           Premiums — Ontario  (net)  .                       $42  909 

Assets  m  (:anada.. $794,546  Premiums— Canada  (net) 196.016 

Liabilities  in   Canada 232.601  Claims — Ontario  (net) 35.485 

Claims — Canada  (net) 139,'785 

*See  note  on  page  1. 


52 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

NEWARK  FIRE  INSURANCE  COMPANY* 

Head  Office,   Newark,   N.J. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager  or  Chief  Executive  Officer  in   Canada. — James    Matson,    Montreal. 

Chief  or   General   Agent   in   Ontario. —  F.    L.    Flight,   29    Wellington   St.    E.,    Toronto. 

Dale  of  Incorporation. — 1811.      Date  commenced  business  in   Canada. —  March  7.   1918. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — Ontario  (net) $    33,990 

Assets  in  Canada 221,247  Premiums — Canada  (net) 98,171 

Liabilities  in  Canada 111,119  Claims — Ontario  (net) 13.208 

Claims — Canada  (net) 37,507 


THE  NEW  BRUNSWICK  FIRE  INSURANCE  COMPANY* 

Head  Office,   New  Brunswick,   N.J. 

Principal   Office  in   Canada,  414  St.  James  St.    W..    Montreal,   Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  G.  R.  Thomson,  414  St.  James  St.   W.,   Montreal. 
Chief  or  General   Agent   in    Ontario. —  Norman    G.    Bethune,   15    Toronto   St.,    Toronto. 
Date   of  Incorporation. — 1826.       Date   commenced    business    in    Canada. — 1929. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  tPremiums — Ontario  (net) Nil 

Assets  in   Canada 373,811  tPremiums — Canada  (net) Nil 

Liabilities  in   Canada Nil  tClaims — Ontario  (net) Nil 

fClaims — Canada  (net) Nil 


NEW  ENGLAND  FIRE  INSURANCE  COMPANY* 

Head  Office,  Springfield.    Mass. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager   or    Chief   Executive    Officer   in    Canada. —  Gordon    E.    Findlay,     Montreal. 
Chief  or   General    Agent    in    Ontario. —  C.    H.    Harvey,    Metropolitan    Bldg.,    Toronto. 
Date   of  Incorporation. — 1919.      Date   commenced   business   in    Canada. —  March   16,    1938. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $    2,701 

Assets  in  Canada 306,600  Premiums — Canada  (net) 15,406 

Liabilities  in   Canada 63.298  Claims — Ontario  (net) 523 

Claims— Canada  (net) 6,986 


NEW  HAMPSHIRE  FIRE  INSURANCE  COMPANY* 

Head  Office,    Manchester,  N.H. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager   or    Chief   Executive   Officer   in    Canada. —  R.    de    Grandpr6,     Montreal. 

Chief  or  General   Agent  in   Ontario. —  Geo.   R.   Browne,  51    Yonge  St.,    Toronto. 

Date  of  Incorporation. — 1869.      Dale  commenced   business   in   Canada. —  April   15,   1918. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $3,000,000  Premiums — Ontario  (net) $    81,371 

Assets  in  Canada 411,917  Premiums — Canada  (net) 266,941 

Liabilities  in   Canada 220,251  Claims— Ontario  (net) 25,606 

Claims — Canada  (net) 98,365 


NEW  YORK  FIRE  INSURANCE  COMPANY* 

Head  Office,   New  York,   N.Y. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager  or  Chief  Executive  Officer  in  Canada. — J.   Marchand,  276  St.  James  St.  W..  Montreal. 
Chief  or  General  Agent  in   Ontario. —  C.    M.   Henderson,    Metropolitan   Bldg.,   Toronto. 
Date  of  Incorporation. — 1832.     Date  commenced  business  in   Canada. — October  31,  1929. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $    28,562 

Assets  in  Canada 352,643  Premiums — Canada  (net) 218,055 

Liabilities  in  Canada 217,298  Claims — Ontario  (net) 22,335 

Claims — Canada  (net) 128,524 


'''See  note  on  page  1 
tincluded  in   H 


e  Insurance  Company   figures. 


J(JI NT-STOCK  INSURANCE  COMPANIES  FOR  1942 53 

NEW  YORK  UNDEKWKITERS  INSURANCE  COMPANY* 

Head  Office.   New  York.   N.Y. 

Principal  Office  in  Canada.   Toronto,   Ont. 

Manager   or   Chief   Executive   Officer   in    Canada. —  R.    H.    Campion,    Toronto. 

Chief  or  General  Agent  in  Ontario. —  R.   H.   Campion,  201-4    Dominion   Bank   BIdg..   Toronto. 

Date  of  Incorporation. — July  24.  1925.     Date  commenced  business  in  Canada. —  Nov.  11,  1925. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — Ontario  (net) $    38,746 

Assets  in  Canada 558,929  Premiums — Canada  (net) 120.981 

Liabilities  in  Canada 95.265  Claims — Ontario  (net) 13.850 

Claims — Canada  (net) 46.518 


NIAGARA  FIRE  INSURANCE  COMPANY* 

Head  Office,  New  York,  N.Y. 

Principal  Office  in  Canada,    Montreal.  Que. 

Manager   or   Chief  Executive   Officer   in   Canada. —  W.    E.    Baldwin,    Montreal. 

Chief  or  General   Agent  in   Ontario. —  A.    C.   L.    Wildman,  36   Toronto   St.,   Toronto. 

Date  of  Incorporation. — July.   1850.      Date  commenced  business  in   Canada. — July   19,   1912. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — Ontario  (net) $    33.882 

Assets  in  Canada 515.949  Premiums — Canada  (net) 137.080 

Liabilities  in  Canada 120.990  Claims — Ontario  (net) 11.586 

Claims — Canada  (net) 51,353 


THE  NORTH  AMERICAN  ACCIDENT  INSURANCE  COMPANY* 

Head  Office,   Montreal,  (Jue. 

Officers. — President  and  General  Manager,  J.  P.  Moore.  Montreal;  Vice-President.  B.  W. 
Robinson.    Montreal. 

Directors. —  M.  A.  Phelan.  J.  H.  H.  Robertson.  Miss  F.  Belanger,  J.  M.  Hudon,  C.  Prime, 
J.   P.    Moore.    Dr.    D.   P.   Anderson,    L.   A.   A.   Giroux,   B.    W.   Robinson,    Montreal. 

Chief  or  General   Agent  in  Ontario. —  Royal    Trust   Co.,    Toronto. 

Date  of  Incorporation. — Aug.  29,   1917.      Date  commenced  business  in   Canada. — Jan.  1.   1918. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $    91,133  Premiums — Ontario  (net) $    9,345 

Total  assets 154,431  Premiums — Total  business  (net). .  35.432 

Total  liabilities 19.210  Claims — Ontario  (net) 2,334 

Surplus  protection  of  policyholders.  135.221  Claims — -Total  business  (net)  ....  7.964 


NORTH  BRITISH  AND  MERCANTILE  INSURANCE  COMPANY  LIMITED* 

Head  Office.  London,  Eng. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager   or    Chief   Executive   Officer  in   Canada. —  E.    J.    Kay,    Montreal. 

Chief  or  General  Agent  in  Ontario. —  S.   C,   Hopkins,  26    Wellington  St.   E.,   Toronto. 

Date  of  Organization. — 1809.      Date  commenced   business  in   Canada. — 1862. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £3.468,750  Premiums — Ontario   (net) $     301,521 

Assets  in   Canada $2,378,988  Premiums — Canada  (net) 1,034,544 

Total  liabilities 936,085  Claims — Ontario  (net) 130.823 

Claims — Canada  (net) 426.946 


THE  NORTH  EMPIRE  FIRE  INSURANCE  COMPANY* 

Head  Office,   Montreal,  Que. 

Officers. —  President  and  Manager.  Wm.  Lawrie,  Montreal;  Vice-President,  Donald  Taylor, 
Toronto;   Secretary,   J.    C.    Urquhart.    Montreal. 

Directors. — J.  C.  Urquhart,  Wm.  Lawrie,  A.  T.  Cunningham,  Montreal;  H.  H.  Smith, 
A.    B.    Adamson,    Winnipeg;    Donald    Taylor.    Geo.    Weir.    Toronto. 

Date  of  Incorporation. — June  16,  1908.     Date  commenced  business  in  Canada. —  Aug.  12,  1909. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $306,030  Premiums — Ontario   (net) $    32,767 

Total  assets 492,514  Premiums — Total  business  (net). .  119.911 

Total  liabilities 134,769  Claims — Ontario  (net) 11,644 

Surplus  protection  of  policyholders.  357,745  Claims — Total  business  (net)  ....  49,890 

*See  note  on  page  1. 


54 ANNUAL  REPORT— SUPERINTEXDEXT  OF  INSURANCE No.  6 

THE  NORTH  RIVER  INSURANCE  COMPANY* 

Head  Office,   New  York,   N.Y. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager  or   Chief  Executive   Officer  in   Canada. —  Kenneth    Thom,    Toronto. 

Chief  or   General   Agent   in   Ontario. —  Kenneth    Thom,    16-22    Wellington    St.    E..    Toronto. 

Date  of  Incorporation. —  Feb.  6,  1822.     Date  commenced  business  in  Canada. —  March  20,  1926. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — -Ontario   (net) $    43.545 

Assets  in  Canada 385,171  Premiums — Canada  (net) 103,040 

Liabilities  in   Canada 113,044  Claims — Ontario  (net) 19,646 

Claims — Canada  (net) 41,807 


NORTHWEST  CASUALTY  COMPANY* 

He.\d  Office,  Seattle,   Wash. 

Principal   Office  in   Canada,  Vancouver,   B.C. 

Manager   or    Chief  Executive   Officer   in    Canada. —  D.    R.    Thomson.    Vancouver. 

Chief  or   General   Agent   in    Ontario. —  D.    G.    McPherson,    Imperial    Bldg.,    Hamilton. 

Date  of  I  ncorporation.^ April  1,   1928.     Date  commenced  business  in   Canada. —  Feb.   17,   1930. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $400,000  Premiums — -Ontario  (net) $116,968 

Assets  in   Canada 239,910  Premiums — Canada  (net) 193,001 

Liabilities  in   Canada 125.258  Claims— Ontario  (net) 23.115 

Claims — Canada  (net) 39,083 


NORTH  WEST  FIRE  INSURANCE  COMPANY* 

Head  Office,   Winnipeg,   Man. 

Officers. —  President,  N.  J.  Breen,  Winnipeg;  Vice-President,  A.  W.  Chapman,  Winnipeg; 
General    Manager,   A.    C.   Hall,    Montreal;   Secretary,    N.   J.    Black. 

Directors. —  W.  A.  Hastings,  C.  E.  Dre-wry.  Robt.  McKay,  X.  J.  Breen,  A.  W.  Chapman. 
J.    D.    McDonald,    Winnipeg. 

Chief  or   General    Agent   in    Ontario. —  H.    J.    Kerr.   S3    Richmond    St.    W..    Toronto. 

Date   of  Incorporation. — 1880.      Date   commenced   business   in   Canada. —  February   6,    1912t. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $100,000  Premiums — Ontario   (net) $18,384 

Total  assets 546.589  Premiums — Total  business  (net)..  51.606 

Total  liabilities 67.771  Claims — Ontario   (net) 7.439 

Surplus  protection  of  policyholders.  478,818  Claims — -Total  business  (net)  ....  19.412 


THE  NORTHERN  ASSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,  Eng. 
Principal   Office  in   Canada,    Montreal,   Que. 
Manager   or   Chief  Executive   Officer   in    Canada. —  A.    Hurry,    Montreal. 

Chief  or  General  Agent  in  Ontario. —  Messrs.  Reed,  Shaw  &  McNaught,  64  Wellington  St.  W., 
Toronto. 

Date   of  Organization. — June  2,    1836.      Date   commenced   business   in   Canada. — 1867. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £904.161  Premiums— Ontario  (net) $309,952 

Assets  in   Canada $1,026,119  Premiums — Canada  (net) 984.834 

Liabilities  in   Canada 642.363  Claims — Ontario  (net) 147,571 

Claims — Canada  (net) 545.387 

THE  NORTHERN  LIFE  ASSURANCE  COMPANY  OF  CANADA* 

Head  Office,  London,  Ont. 

Officers. —  President,  R.  G.  Ivey,  London;  Vice-President,  W.  E.  Robinson,  London;  General 
Manager,    G.    \V.    Geddes,    London;   Secretary.    R.    C.    Balfour,    London;    .\ctuary,    H.    L.    Sharpe. 

Directors. —  Maj.  Gordon  J.  Ingram.  Frank  A.  McCormick.  James  E.  McConnell.  John  S. 
Moore,    W.   E.   Robinson,   Ray   Lawson,    Dr.   S.   Thompson,  J.   G.   Thompson.    R.   G.   Ivey,   London. 

Dale  of  Incorporation. — July  23,    1894.      Date  commenced  business   in  Canada. — 1897. 

Premiums  and  Disbursements 

Capital  stock  paid  in  cash $        250.000  Premiums — Ontario  (net) $     631,872 

Total  assets 12,942.986  Premiums — Total  business  (net)..       1.440.897 

Ontario  business  in  force  (gross)  ..  .    24.718,449            Total      disbursements     to     policy- 
Total  business  in  force  (gross) 56.226.223  holders  (net)  —  In   Ontario 271.856 

Total  business.  .  762.007 

♦See  note  on  page  1.  ,     .      .     ^  . 

tPrior  to  this  date  business  limited  under   Provincial    Charter  to   Province  of    Manitoba  only. 


JOINT-STOCK  INSURANCE  COMPANIES  FOR   1942 55 

NORTIIWKSTKKN   NATIONAL  INSURANCE  COMPANY 
OK  MIKWAl  kKK,  WISCONSIN* 

Heau  OFFict,    Milwaukee,   Wis. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager  or  Chief  Executive  Officer  in  Canada. —  R.  H.  L.  Massie.  Toronto. 
Chief  or  General  Agent  in  Ontario. —  R.  H.  L.  Massie,  465  Bay  St.,  Toronto. 
Date  of  I  niorporation. —  Feb.  20,  18C9.      Date  commenced  business  in   Canada. —  July  31,   1911. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — Ontario  (net) $   G6,352 

Assets  in  Canada 365.573  Premiums — Canada  (net) 126!546 

Liabilities  in   Canada 152.064  Claims — Ontario  (net) 20.986 

Claims — Canada  (net) 48,201 


NORWICH  UNION  FIRE  INSURANCE  SOCIETY,   LIMITED* 

Head  Office,   Xorwich,  Eng. 

Principal  Office  in  Canada,   Toronto,  Ont. 

Manager   or   Chief   Executive   Officer  in    Canada. —  E.    M.    Whitley,    Toronto. 

Chief  or  General   Agent  in  Ontario. —  E.    M.    Whitley,  12    Wellington  St.   E.,    Toronto. 

Date   of  Organization. — 1797.       Date   commenced   business   in    Canada.- — April,   1880. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £1.100.000  Premiums — Ontario  (net) $     747,735 

Debenture  stock  ( Norwich  &  London)       £429.455  Premiums — Canada  (net)..        ..  1850  89.3 

Assets  in   Canada '. $2,081,924  Claims — Ontario   (net) 255,905 

Liabilities  in  Canada 1.317.136  Claims — Canada  (net) 745,198 


THE  OCCIDENTAL  FIRE  INSURANCE  COMPANY* 

Head  Office,   Montreal,  Que. 

Officers. —  President  and  Manager,  E.  J.  Kay,  Montreal;  Vice-President,  H.  M.  Jaquays, 
Montreal. 

Directors. —  Brig.-Gen.  J.  B.  White.  D.S.O..  H.  M.  Jaquays,  E.  J.  Kay.  L.  Macfarlane, 
J.    B.    Woodyatt.     Montreal. 

Chief  or    General    Agent   in    Ontario. — -S.    C.    Hopkins.    26    Wellington    St.    E.,    Toronto. 

Dale   of  I  niorporation. — 1902.      Date   commenced   business   in    Canada. —  May  5,    1909t. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  m  cash $     200,000  Premiums — Ontario  (net) $   49.598 

Total  assets 1,618.870  Premiums — Total  business  (net). .  135,887 

Total  liabilities 248.194  Claims — Ontario   (net) 11.639 

Surplus  protection  of  policyholders.      1,370.676  Claims — Total  business  (net)  ....  44,087 


OCCIDENTAL  LIFE  INSURANCE  COMPANY* 

Head  Office,  Los  Angeles,  Cal. 

Principal   Office  in   Canada,   London,   Ont. 

Manager    or    Chief    Executive    Officer   in    Canada. —  W.    L.     Miller,    London. 

Chief  or    General    Agent    in    Ontario. — J.    I.    Hodgins,    London. 

Date  of  Incorporation. — June  30,  1906.     Dale  commenced  business  in   Canada. — June  28,  1928. 

Capital  stock  paid  in  cash $    1.000.000  Premiums  and   Disbursements 

Life:  Life: 

Assets  in   Canada 2.280.447            Premiums — Ontario   (net) $186,460 

Ontario  business  in  force  (gross)  ..  .    11.367.397            Premiums — Canada  (net) 636,727 

Canadian  business  in  force  (gross)  .    37,220.04.             Total      disbursements     to      policy- 
holders (net)  —  In  Ontario 113,256 

In   Canada 285.574 

Premiums  Written — Claims  Incurred 

Other  than  Life:  Other  than  Life: 

Assets  in   Canada 78.911  Premiums — Ontario  (net) 3,016 

Liabilities  in   Canada 8,382  Premiums — Canada  (net) 8,618 

Claims — Ontario   (net) 1,206 

Claims — Canada  (net) 2.739 

*See  note  on  page  1. 

tPrior  to  this  date  business  limited  under   Provincial   Charter  to   Province  of    Manitoba  only. 


56 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

THE  OCEAN  ACCIDENT  &  GUARANTEE  CORPORATION,  LIMITED* 

Head  Office,  London,  Eng. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager  or   Chief  Executive   Officer   in    Canada. —  A.    C.    Hall,    Montreal. 

Chief  or  General   Agent  in   Ontario. —  H.  J.    Kerr,    Federal   Bldg..   Toronto. 

Dale  of  Incorporation. — 1871.      Date   commenced   business   in   Canada. —  September   1,   1895.. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £172,308  Premiums — Ontario   (net) $    408.480 

Assets  in  Canada $1,447,244  Premiums— Canada  (net) 918.693 

Liabilities  in   Canada 881,425  Claims — Ontario  (net) 154,414 

Claims — ^Canada  (net) 328.181 


THE  PACIFIC  COAST  FIRE  INSURANCE  COMPANY* 

Head  Office.  Vancouver,  B.C. 

Officers. —  President,  W.  H.  Malkin,  Vancouver;  Managing  Director,  T.  W.  Greer,  Vancouver 
Directors. —  R.    Gelletly,    C.   Spencer,    W.    H.    Malkin,    T.    W.    Greer.   Vancouver;    G.    M.    Black. 
Winnipeg;    H.    J.    Tapscott,    London,    Eng. 

Chief  or  General  Agent  in  Ontario. —  Reed,  Shaw  &  McNaught.  64  Wellington  St.  W.,  Toronto. 
Dale  of  Incorporation. — 1890.      Date  commenced  business  in   Canada. —  November  5,   1908t. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     750,000  Premiums — -Ontario  (net) $        59.416 

Total  assets 3,536,642  Premiums — Total  business  (net),.       1.700,939 

Total  liabilities 1,674,576  Claims — Ontario  (net) 33.186 

Surplus  protection  of  policyholders.      1.862.066  Claims — Total  business  (net)  ....       1,102,641 


PACIFIC  FIRE  INSURANCE  COMPANY* 

Head  Office.   New  York,   N.Y. 

Principal   Office  in   Canada,   Toronto,   Ont. 

Manager   or    Chief   Executive    Officer   in    Canada. —  H.    Begg,    Toronto. 

Chief  or   General    Agent   in    Ontario. —  H.    Begg,    14    Toronto    St..    Toronto. 

Date   of  Incorporation. — 1851.      Date   commenced   business  in    Canada. —  May   10.   1921. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario   (net) $    46,628 

Assets  in   Canada 304,924  Premiums — Canada  (net) 119,597 

Liabilities  in   Canada 128.410  Claims — Ontario   (net) 33,996 

Claims— Canada  (net) 82,708 


PALATINE  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,  Eng. 

Principal  Office  in  Canada.    Montreal.  Que. 

.\Ianager   or   Chief   Executive   Officer  in   Canada. —  A.    C.    Hall.    Montreal. 

Chief  or   General    Agent   in    Ontario. —  H.    J.    Kerr.    Federal    Bldg..    Toronto. 

Date  of  Incorporation. —  Aug.  22.  1900.     Dale  commenced  business  in  Canada. —  March  27,  1912 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £200,000  Premiums — Ontario  (net) $    73,031 

Assets  in   Canada $324,447  Premiums— Canada  (net) 189,419 

Liabilities  in   Canada 182.885  Claims — Ontario  (net) 28.872 

Claims — Canada  (net) 72.379 


PATRIOTIC  ASSURANCE  COMPANY,  LIMITED* 

Head  Office,   Dublin,  Ireland 

Principal  Office  in  Canada,   Toronto,  Ont. 

Manager   or    Chief   Executive   Officer   in    Canada. —  R.    L.    Stailing,    Toronto. 

Chief  or  General   Agent  in  Ontario. —  R.   L.   Stailing,  15    Wellington  St.   E..   Toronto. 

Date  of  Organization. — 1824.      Dale  commenced  business  in   Canada. —  April   11.   1921. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $729,900  Premiums — Ontario  (net) $    30.627 

Assets  in   Canada 208.577  Premiums — Canada  (net) 142.495 

Liabilities  in  Canada 119.115  Claims — Ontario  (net) ~2-^''-1 

Claims — Canada  (net) 58.121 


♦See  note  on  pape  1.  .  „  .  .  .    ^   .        .  •  i 

tPrior  to  this  date  business  limited  under  Provincial  Charter  to  Prov.  of  British  Columbia  only. 


JOINT-STOCK  INSURANCE  COMPANIES  FOR   1942 57 

PEAKL  ASSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,  Eng. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager  or   Chief  Executive   Officer  in   Canada. —  W.    C.    Butler.    Toronto. 

Chief  or  General  Agent  in  Ontario. —  W.   C.   Butler,  80   Richmond  St.    W.,   Toronto. 

Date   of  Incorporation. — 1864.       Date   commenced    business    in    Canada. — 1927. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £1,500.000  Premiums — Ontario   (net) $320,541 

Assets  in  Canada $1,003,308  Premiums — Canada  (net) 622,915 

Liabilities  in  Canada 616,135  Claims — Ontario  (net) 137,892 

Claims — Canada  (net) 278,269 


THE  PHENIX  FIRE  INSURANCE  COMPANY  OF  PARIS,  FRANCE* 

Head  Office,  Clermont-Ferrand,  France 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager   or    Chief  Executive   Officer  in    Canada. —  Anselme   Samoisette,    Montreal. 
Chief  or  General   Agent  in   Ontario. —  Fred    Midgley,  45    Richmond   St.    W.,    Toronto. 
Dale   of  Organization. — 1819.      Date   commenced   business  in    Canada. —  March  20,   1915. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash.  ...  Frcs.    16,000,000  Premiums— Ontario  (net) $11,536 

Assets  in   Canada $468,368  Premiums — Canada  (net) 98,311 

Liabilities  in   Canada 109,635  Claims — Ontario  (net) 13,152 

Claims — Canada  (net) 53,643 


PHILADELPHIA  FIRE  &  MARINE  INSURANCE  COMPANY* 

Head  Office,   Philadelphia,   Pa. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager   or    Chief   Executive    Officer   in    Canada. —  H.    C.    Mills,    Toronto. 

Chief  or   General    Agent   in    Ontario. —  H.    C.    Mills,   80    Richmond    St.    W..    Toronto. 

Date  of  Incorporation. —  May,   1923.      Date  commenced  business  in   Canada. —  April   1,   1930. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $38,268 

Assets  in  Canada 312,473  Premiums — Canada  (net) 101,869 

Liabilities  in  Canada 63,679  Claims — Ontario  (net) 12,739 

Claims — Canada  (net) 35,693 


PHOENIX  ASSURANCE  COMPANY,  LIMITED,  OF  LONDON,  ENGLAND* 

Head  Office,  London,  Eng. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager   or    Chief   Executive   Officer   in    Canada. —  William    Lawrie,    Montreal. 
Chief  or   General   Agent  in   Ontario. —  Donald   Taylor,  465    Bay   St.,    Toronto. 
Date   of   Organization. — 1782.      Date   commenced   business   in    Canada. — 1804. 

Capital  stock  paid  in  cash £1,005,000  Premiums  Written — Claims  Incurred 

Other  than  Life:  Other  than  Life: 

Assets  in  Canada $2,978,181           Premiums — Ontario  (net) $     368.003 

Liabilities  in  Canada 1,240,483           Premiums — Canada  (net) 1,405,993 

Claims — Ontario  (net) 152,290 

Claims — Canada  (net) , .  600,337 


THE  PHOENIX  INSURANCE  COMPANY  OF  HARTFORD* 

Head  Office,  Hartford,  Conn. 

Principal  Office  in  Canada,   Montreal,  Que. 

Manager  or   Chief  Executive   Officer  in   Canada. — S.    M.    Elliott,    Montreal. 

Chief  or  General   Agent  in   Ontario. —  B.  J.   G.    Davies.  10   Adelaide  St.   E.,    Toronto. 

Date  of  Incorporation. —  May  31,  1854.     Date  commenced  business  in  Canada. —  May  20,  1890 

Premiums  Written — Claims  Incurred"H 

Capital  stock  paid  in  cash $6,000,000  Premiums — Ontario  (net) $142,552 

Assets  in  Canada 880,249  Premiums — Canada  (net) 521,546 

Liabilities  in  Canada 362,794  Claims — Ontario  (net) 55.194 

^_^ Claims — Canada  (net) 232,273 

*See  note  on  page  1. 


58 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

PILOT  INSLKANCE  COMPANY 

Head  Office,  199,  Bay  St.,  Toronto,  Ont. 

Incorporated. —  April   2,    1927.      Dale  commenced   business. —  April  20,   1927. 

Officers. —  President,    Charles  C.    Bowen;    Vice-Presidents.    F.    S.    Brown.    L.    K.    Kirk,    N.    G. 
Duffett;    Secretary.    H.    E.    Wittick;    General    Manager,    Norman    G.    Duffett;    Treasurer.    Ralph 

E.  Burks. 

Directors  (as  at  date  of  filing  statement). —  D.    M.  Ferry,  Jr.,   W.   D.   Bonthron,   Chas.  C.   Bowen, 

F.  S.    Brown,   Ralph   E.   Burks,   Otway   Conard.  John  S.    Dowling,    X.   G.    Duffett.   S.   Fred    Duncan. 
Alex.    Fasken.   John    P.    Hacker.    George    Hancock,    L.    K.    Kirk.    Ralph   Platts.    R.    A.    Robertson. 

Auditors. —  Edwards.    Morgan    &    Company.    10    Adelaide    St.    E.,    Toronto. 

Statement  for  the  Year  Ended  December  31,  1942 

Capital  Stock 

A  M  o  L'  N  T  Amount 

Subscribed  for    Paid  i.n  Cash 
Amount  of  capital  stock  authorized.  $300,000. 
No.  of  shares,   15,000.       Par  value.  $20. 
Capital  stock  at  beginning  of  year $204,500    00  $204,500   00 


Capital  stock  at  end  of  year $204,500   00  $204,500   00 


Premium  on  Capital  Stock 

Total  amount  paid  as  premium  on  capital  stock  at  beginning  of  year $426,892    50 

Total  amount  paid  to   December  31,  1942 $426,892    50 


Balance  Sheet— Assets 

Amortized  book  value  of  bonds,  debentures  and  debenture  stocks — not  in  default.  .  $887,691    39 

Cash  on  hand  and  in  banks 103,798    95 

Interest  accrued 5,198    05 

Agents'  balances  and  premiums  uncollected — written  on  or  after   October  1,  1942.  .  74.521    45 

Amount  due  from  reinsurance  on  losses  already  paid 2,345    76 

Profit-sharing  commission  on  fire  reinsurance 1.183    2.3 

Cash  surrender  value  of  life  insurance  policy 5,900    00 

Refundable  portion  of  excess  profits  taxes 5,817    70 

Total  Admitted  Assets $1,086,456   53 


Balance  Sheet — Liabilities  Total 

In  Canada  Liabilities 

Total  provision  for  unpaid  clairns $130,594    75  $130,594    75 

Adjustment  expenses  of  said  claims 556    26  556    26 

Total  net  reserve,  $332,688.70;  carried  out  at  80  %  thereof 266,150   96  266,150   96 

Expenses  due  and  accrued 6.171    55 

Taxes  due  and  accrued 64.077   59 

Reinsurance  premiums 7,011    49 

Return  premiums  and  balances  due  agents 188    20 

Investment  reserves 25.000    00 


Total  Liabilities  (excluding  capital  stock) $499,750   80 

Capital  stock  paid  in  cash $204,500    00 

Surplus  in  profit  and  loss  account 382.205    73 

Excess  of  assets  over  liabilities  (surplus  for  protection  of  policyholders) 586,705    73 

Total  Liabilities $1,086,456   53 


Profit  and  Loss  .\ccount  In  Canada  AND 

All  Business 

Net  premiums  written $604,506   87 

Reserve  of  unearned  premiums  (80%): 

At  beginning  of  year $265,867   28 

At  end  of  year 266,150   96 

Increase 283    68 


Net  premiums  earned $604,223    19 

Net  claims  incurred $195,750  90 

Net  adjustment  expensesincurred 1.707  07 

Commissions 145.936  06 

Taxes 14.362  93 

Salaries,  fees  and  travelling  expenses 100,468  74 

All  other  expenses 40,188  40 

Total  claims  and  expenses 498,414    10 

Underwriting  profit $105,809   09 


JOINT-STOCK  INSURANCE  COMPANIES  FOR   1942 59 

Other  revenue ; 

Interest  earned  —  cash   and   accruals $    26,847    78 

Adjustment  by  amortization 3,033    41 

$    23,814    37 

Bad  debts  recovered  previously  written  off 313   44 

Profit  on  sale  of  securities  and  real  estate 3,329   64 

27.457   45 

$133,266    54 
Other  expenditure: 

Income  andexcess  profits  taxes $   69,824   09 

Investment  expenses 595    82 

Premium  on  endowment  insurance  policy  (net) 701    50 

71,121    41 

Net  Profitforthe  Year $   62,145   13 

SurpluH  for  Protection  of  Policyholders 

Surplus  of  assets  over  liabilities  (excluding  capital  stock  from  liabilities)  at  beginning 

of  year $555,631    45 

Net  profit  for  the  year  brought  down 62,145    13 

$617,776    58 
Dividends  declared  to  shareholders 30.675   00 

$587,101    58 
Deduct  increase  in  unadmitted  ledger  assets 395   85 

Surplus  of  Assets  over  Liabilities  (excluding  capital  stock  from  liabili- 
ties) AT  End  of  Year $586,705   73 

Summary  of  Risks— Fire 

In  O^iTARio        All  Business 

Gross  in  force,    December  31,  1941 $29,829,452  $29,829,452 

Taken  in  1942.  new  and  renewed 16.233.347  16.233.347 

Totals $46,062,799  $46,062,799 

Ceased  in  1942.  including  renewed 14.437.145  14.437.145 

Gross  in  force.   December  31.  1942 $31,625,654  $31,625,654 

Reinsurance  in  force.    December  31.  1942 6.760.646  6.760.646 

Net  in  Force.    December  31.  1942 $24,865,008  $24,865,008 


Exhibit  of  Premiums  in  Force  in  Canada 


Class  of  Insur; 


Gross  Taken 

s-  Force   I     in  1942. 
r  End  of  I    New  and 
1941         I   Rene\\-ed 


Ceased  Gross                                       Net 

IN  1942,  in  Force      Reinsvr-      in  Force 

Including  at  End  of          ance          at  End  of 

Renewed  1942        |                          I         1942 


I           $  c. 

Fire ,  166.775  06 

Automobile '  582,913  63 

1.280  00 

4.217  47 


Accident —  Personal 
Accident — Public  Liab. 
Accident — Empl.  Liab. 
Guarantee — Surety.  .  .  . 
Inland   Transportation  . 

Personal   Property 

Plate   Glass 

Theft 


5,690   61 
2.123    55 


7.155    53 
5.604    88 


$  c. 

104.083    00 
660.900    30 


7.186    07 


5.187  55 
2.169  27| 
3.541  661 
4.228  77 
3.938  24 


$    c. 

84.489  32 

684,382  52 

1,280  00 

6,242  63 

689  81 
5,951  38 
2.328  14 

110  67 
4.279  50 
4,539  55 


Totals |  776.450  54  791.234  861794.293  52  773.391 


$ 

186,368 
559,431 

c. 
74 
41 

$ 
50,065 
37,844 

c. 
97 
50 

$    c. 
136,302  77 
521.586  91 

5.160 

91 

1,276 

96 

3.883  95 

■4.926 
1,964 

78 
68 

2.375 

40 

2.55i  38 
1.964  68 

3.430 
7,104  80 
5,903  571 


132  74| 


3.298  25 
7,104  80 
4,550  57 


92,148  57|  681.243  31 


THE  PIONEER  INSURANCE  COMPANY* 

Head  Office,    Montreal.  Que. 

Officers. —  President  and  Manager,  James  Matson,  Montreal;  Vice-President  and  Secretary, 
Percy    M.    May.    Montreal. 

Directors. —  R.  P.  Adams.  Wm.  Norman  Clelland,  E.  F.  Sise.  Hon.  R.  O.  Grothe,  M.L.C.. 
P.  M.  May.  James  Matson,  Montreal;  D.  C.  MacLachlan,  Toronto;  J.  D.  Simpson,  F.  J. 
Williams.    Liverpool,    Eng. 

Chief  or   General    Agent   in   Ontario. — F.    L.    Flight,  29    Wellington   St.    E.,    Toronto. 

Date  of  Incorporation. — June  15.  1926.     Date  commenced  business  in  Canada. — Jan.  20,   1927. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $311,750  Premiums — Ontario  (net) $22,190 

Assets  in  Canada 508,493  Premiums — Total  business  (net). .  66.996 

Liabilities  in  Canada 81,487  Claims — Ontario  (net) 9,278 

Surplus  protection  of  policyholders.  427.006  Claims — Total  business  (net)  ....  26.635 

♦See  note  on  page  1. 


60 ANNUAL  REPORT -SUPERINTENDENT  OF  INSURANCE No.  6 

PLANET  ASSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,  Eng. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager   or    Chief   Executive   Officer   in    Canada. —  R.    L.    Stailing.    Toronto. 

Chief  or   General   Agent   in   Ontario. —  R.    L.    Stailing.   15    Wellington   St.    E.,    Toronto. 

Dale   of  1  ncor poralion. — January   20,    1920.      Dale   commenced   business   in    Canada. — 1928. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $729,900  Premiums — Ontario  (net) $   29,996 

Assets  in   Canada 174.856  Premiums — Canada  (net) 108,432 

Liabilities  in   Canada 99,932  Claims — Ontario  (net) 12,995 

Claims— Canada  (net) 45.609 


THE  PROTECTIVE  ASSOCIATION  OF  CANADA* 

Head  Office,  Granby,  Que. 

Officers. —  President,  E.  E.  Gleason,  Granby;  Vice-President,  \.  R.  Mitchell,  Granby; 
Secretary,  W.  W.  D.  Brack,  Granby;  Treasurer,  W.  R.  Bradford.  Granby;  General  Manager, 
J.    G.    Fuller,    Granby. 

Directors. — J.  G.  Fuller,  N.  R.  Mitchell,  W.  W.  D.  Brack,  E.  E.  Gleason.  W.  R.  Bradford. 
Granby;    K.    A.    Cowley.    M.D.,     Montreal;    Geo.    H.    Sherwood,    Toronto. 

Chief  or  General   Agent  in   Ontario. —  W.    R.   Bell.  53   Yonge  St.   Arcade.    Toronto. 

Date  of  Incorporation. —  April  12,  1907.     Date  commenced  business  in  Canada. — June  18,  1907. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $   50,000  Premiums — -Ontario  (net) $194,183 

Total  assets 333,541  Premiums — Total  business  (net). .  348.282 

Total  liabilities. 175,070  Claims — Ontario   (net) 138,028 

Surplus  protection  of  policyholders.  158,471  Claims — Total  business  (net)  ....  244,825 


PROVIDENCE  WASHINGTON  INSURANCE  COMPANY* 

Head  Office,  Providence,  R.I. 

Principal  Office  in  Canada,   Montreal,  Que. 

Manager  or   Chief  Executive   Officer   in    Canada. — S.    M.    Elliott,    Montreal. 

Chief  or  General  Agent  in  Ontario. —  B.  J.   G.   Davies,  10  Adelaide  St.   E.,   Toronto. 

Date   of  Incorporation. — 1799.      Dale   commenced   business   in    Canada. — January   9.    1912. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $3,000,000  Premiums — Ontario  (net) $   50.306 

Assets  in  Canada 488,279  Premiums — Canada  (net) 236,866 

Liabilities  in   Canada 286.971  Claims — Ontario  (net) 15,493 

Claims — Canada  (net) 120.913 


PROVINCIAL  INSURANCE  COMPANY,  LIMITED* 

Head  Office,   Kendal,  Eng. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager  or   Chief  Executive  Officer  in   Canada. —  Willis.    Faber   &    Co.    Ltd.,    Montreal. 

Chief  or   General   Agent   in   Ontario. —  H.    Begg.   14    Toronto   St.,    Toronto. 

Dale  of  Organization. —  Oct.   17,   1903.      Dale  commenced  business  in   Canada. —  Dec.   19.   1910. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  ill  cash £200.000  Premiums — Ontario  (net) $115,678 

Assets  in  Canada $735,887  Premiums — Canada  (net) 420.720 

Liabilities  in  Canada 396.482  Claims — Ontario  (net) 58,148 

Claims — Canada  (net) 202,273 

♦See  note  on  page  1. 


JOINT-STOCK  INSURANCE  COMPANIES  FOR   1942 61 

THE  PHUDENTIAL  ASSURANCE  COMPANY,   LIMITED* 

Head  Office.  London,  Eng. 

Principal  Office  in  Canada,    Montreal,  Que. 

Managers    or    Chief    Executive    Officers    in    Canada. —  W.     G.     Wilson    and    F.    C.     Capon,    465 
St.    John    St.,    Montreal. 

Chief  or    General    Agenl  for    Onlario.^H.    R.    Elgie.   402    Canada    Permanent    Bids..    Toronto. 
Date   of  Organization. — 1848.      Dale  commenced   business   in   Canada. —  September   1,    1923. 

Capital  stock  paid  in  cash £1.450,000  Premiums  and   Disbursements 

Life:  Life: 

Assets  in  Canada $   8,527,480  Premiums — Ontario  (net) $     677.766 

Ontario  business  in  force  (gross)  .  .  .    21,560,828  Premiums — Canada  (net) 1,434,870 

Canadian  business  in  force  (gross).    46,906,057           Total     disbursements     to     policy- 
holders (net)  —  In   Ontario 133,456 

In  Canada 444,330 

Premiums  Written — Claims  Incurred 

Other  than  Life:  Other  than  Life: 

Assets  in  Canada 2,170,018           Premiums — Ontario  (net) 659,643 

Liabilities  in   Canada 1,452,685            Premiums — Canada  (net) 1.583,761 

Claims — Ontario  (net) 206,520 

Claims — Canada  (net) 600.214 


QUEBEC  FIRE  ASSURANCE  COMPANY* 

Head  Office,  Quebec.  Que. 

Officers. —  President,  J.  T.  Ross;  Vice-President,  J.  K.  Leonard;  Secretary  and  Chief  Agent, 
G.    H.    Henderson. 

Directors. — J.  T.  Ross,  A.  S.  Booth,  C.  M.  Horswell.  W.  R.  Houghton,  Y.  Montreuil, 
J.    K.    Leonard.    W.    L.    White,    P.    L,    Waylett. 

Chief  or   General   Agent  in   Ontario. —  W.    R.    Houghton.  19   Richmond   St.    W.,    Toronto 

Date   of   Organization. —  April   2,    1818.       Date   commenced   business   in    Canada. — 1818 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $125,000  Premiums — Ontario  (net) $   24,341 

Total  assets 678,406  Premiums — Total  business  (net). .  102,231 

Total  liabilities 153,240  Claims — Ontario  (net) 9,568 

Surplus  protection  of  policyholders.  525,166  Claims — Total  business  (net)  ....  53,030 


THE  QUEEN  CITY  FIRE  INSURANCE  COMPANY 

Head  Office,  19  Richmond  St.   W.,  Toronto,  Ont. 

Incorporated. —  February    15.    1871    (Bill    No.   52).      Date   commenced   business. — July   1,    1871. 

Officers. —  President,  W'.  R.  Houghton;  Vice-President,  Joseph  Walmsley;  Secretary, 
P.    Lyle    Waylett. 

Directors. —  Charles  M.  Horswell,  Wilfred  R.  Houghton.  Joseph  Walmsley,  P.  Lyle  Waylett, 
W.    L.    White. 

.Auditors. —  H.    T.   Jamieson    &    Company,    C.A.,    Toronto. 

Statement  for  the  Year  Ended  December  31,  1942 

Capital  Stock 

Amount  Amount 

Subscribed  FOR     Paid  in  Cash 
Amount  of  capital  stock  authorized,  $250,000. 
N'o.  of  shares.  5,000.       Par  value,  $50. 
Capital  stock  at  beginning  of  year $100,000   00  $100,000    00 

Capital  stock  at  end  of  year $100,000    00  $100,000   00 


•"See  note  on  page  1. 


62 ANNUAL  REPORT— SUPERIXTENDEXT  CjF  INSURANCE No.  6 

Balance  Sheet— Assets 

Book  value  of  real  estate  held  for  sale $   20.000   00 

Amortized  book  value  of  bonds,  debentures  and  debenture  stocks — not  in  default.  .        669,398    19 

Market  value  of  stocks 23,370   00 

Cash  on  hand  and  in  banks 32.174    96 

Interest    accrued $      7.934    74 

Dividends  due 380   00 

Rents  accrued 35   00 

8.349    74 

Agents'  balances  and  premiums  uncollected: 

Written  on  or  after  October  1,  1942 $      6,205    78 

Premiums  due  from  reinsuring  companies: 

Written  on  or  after   October  1,  1942 350    25 

6,556   03 

ToT.\L  Admitted  Assets $759,848   92 


Balance  Sheet — Liabilities 


Total 
Liabilities 


Total  provision  for  unpaid  claims $      5,350   00  $      5,350  00 

Adjustment  expenses  of  said  claims 136   00  136  00 

Total  net  reserve.  $53,398.89;  carried  out  at  80%  thereof 42.719    11  42,719  11 

E.xpenses  due  and  accrued ' 200  00 

Taxes  due  and  accrued ^         6.331  37 

Reinsurance  premiums ''             102  97 

Return  premiums  and  balances  due  agents 458  64 

Taxes  and  expenses  accrued  on  real  estate 502  28 

Total  Liabilities  (excluding  capital  stock) $   55,800  37 

Capital  stock  paid  in  cash $100,000   00 

Reserve  fund 250,000    00 

Surplus  in  profit  and  loss  account 354,048    55 

Excess  of  assets  over  liabilities  (surplus  for  protection  of  policyholders) 704,048  55 


iL  Liabilities $759,848   92 


Profit  and  Loss  Account 

In  Canada  and 
All  Business 

Net  premiums  written $    40.9S0    28 

Reserve  of  unearned  premiums  (80%): 

At  beginning  of  year $   46.052    94 

At  end  of  year 42.719    11 

Decrease 3.333    83 

Net  premiums  earned $    44,312    11 

Net  claims  incurred $    23.630  14 

Net  adjustment  expenses  incurred 1,080  87 

Commissions 11,924  03 

Taxes 1.118  61 

Salaries,  fees  and  travelling  expenses 4.781  54 

Management  fee 82  61 

All  other  expenses 2,951  45 

Total  claims  and  expenses 45,569    25 

Underwriting  loss S      I.2SS    14 

Other  revenue: 

Interest  earned — cash  and  accruals $    29.770    90 

Adjustment  by  amortization 4^8    44 

$   29.312    46 

Dividends  earned 1.520    00 

Net  rents  earned 155    80 

30.988    26 

$    29.733    12 
Other  expenditure: 

Income  and  excess  profits  taxes $    11,952    22 

Increase  in  deficiency  of  market  under  book  value  of  securities..  665   00 

Investment  expenses 43    80 

12.661    02 

Net  Profit  for  the  Year $    17,072    10 


JOINT-STOCK  INSURANCE  COMPANIES  FOR  1942 63 

Surplus  for  Protection  of  Folicyholdertt 

Surplus  of  assets  over  liabilities  (excluding  capital  stock  from  liabilities)  at  beginning 

of  year $706,547    1 1 

Net  profit  for  the  year  brought  down 17,072    10 

$723,619    21 
Dividends  declared  to  shareholders 20.000   00 

$70.3.619   21 
Add  decrease  in  unadmitted  ledger  assets 429   34 

Surplus  of  Assets  over  Liabilities  (excluding  capital  stock  from  liabili- 
ties)  AT  End  of  Year $704,048   55 

Summary  of  Risks— Fire 

In  Ontario  Elsewhere        All  Business 

Gross  in  force,    December  31.   1941 $19,793,359  $14,750  $19,808,109 

Taken  in  1942,   new  and  renewed 9.152.060  20.750  9,172,810 

Totals $28,945,419  $35,500  $28,980,919 

Ceased  in  1942,  including  renewed 8,889,697  20,750  8.910.447 

Gross  in  force.    December  31.  1942 $20,055,722  $14,750  $20,070,472 

Reinsurance  in  force,    December  31,  1942 637.629  3.000  640,629 

Net  IN  Force,   December  31,  1942 $19,418,093  $11,750  $19,429,843 


Exhibit  of  Premiums  in  Force  in  Canada 


Class  of  Insurance 

Gross 

IN  Force 

at  End  of 

1941 

Taken 
IN  1942. 
New  and 
Renewed 

Ceased 

IN  1942. 

Including 

Renewed 

Gross 

in  Force 

AT  End  of 

1942 

Reinsur- 
ance 

Net 
IN  Force 
AT  End  of 

1942 

Fire. 

$          c. 

113,076   69 

392    83 

201    25 

$         c. 

47,805   33 

702   03 

$          c. 

49.964    65 

164    63 

201    25 

$          c. 

110.917   37 

930    23 

$          c. 
5.022    20 

$          c. 

105,895    17 

930   23 

Sprinkler  Leakage 

Totals 

113,670    77 

48,507    36 

50.330    53 

111,847    60 

5.022    20 

106,825   40 

QUEEN  INSURANCE  COMPANY  OF  AMERICA* 

Head  Office,   New  York,   N.Y. 

Principal  Office  in  Canada,    Montreal.  Que. 

Manager  or   Chief  Executive   Officer  in   Canada. — James    Matson,    Montreal. 

Chief  or  General  Agent  in  Ontario. —  F.   L.   Flight,  29    Wellington  St.   E..   Toronto. 

Date  of  Incorporation. —  Sept.  11,  1891.     Dale  commenced  business  in  Canada. —  Nov.   1,   1891. 


Capital  stock  paid  in  cash $5,000,000 

Assets  in  Canada 793,558 

Liabilities  in   Canada 447,293 


Premiums  Written — Claims  Incurred 

Premiums — Ontario   (net) $139,446 

Premiums — Canada  (net) 477.769 

Claims — Ontario  (net) 66,472 

Claims — Canada  (net) 196,343 


RAILWAY  PASSENGERS  ASSURANCE  COMPANY^ 


Head  Office,  London,  Eng. 

Principal  Office  in  Canada,   Montreal,  Que. 

Manager   or    Chief   Executive    Officer   in    Canada. —  E.    J.    Kay,    Montreal. 

Chief  or  General  Agent  in  Ontario. —  S.    C.    Hopkins,  26    Wellington   St.    E.,    Toronto. 

Date   of  Organization. —  March,    1849.      Date   commenced   business   in    Canada. —  Nov.   2,    1902. 


Capital  stock  paid  in  cash. 

Assets  in  Canada 

Liabilities  in  Canada 


Premiums  Written — Claims  Incurred 

£200.000  Premiums — Ontario  (net) $    78,840 

$613,144  Premiums— Canada  (net) 213.368 

173,852  Claims — Ontario  (net) 16,040 

Claims — Canada  (net) 65,788 


^See  note  on  page  1. 


64 ANNUAL  REPORT—SUPERINTENDENT  OF  INSURANCE No.  6 

RELIANCE  INSURANCE  COMPANY  OF  CANADA* 

Head  Office,    Montreal,  Que. 

Officers. —  President,  Geo.  C.  LonR.  Jr.,  Hartford,  Conn.;  Vice-Presidents,  Col.  P.  C.  Cothran, 
Hartford,    Conn.,    S.    M.    Elliott,    Montreal;   Secretary,    A.    H.    Vallance,    Montreal. 

Directors. —  Major  Walter  Molson,  W.  A.  Ralston.  R.  Fennell.  Toronto;  S.  M.  Elliott, 
A.  Stewart  McNichols,  Montreal;  Geo.  C.  Long,  Jr.,  A.  Sidney  Dawes,  Col.  P.  C.  Cothran, 
Hartford,    Conn. 

Chief  or   General   Agent  in   Ontario. —  Wm.  Johnstone,  43   Adelaide   St.    E..    Toronto. 

Date  of  I ncorporation. — July  1,   1920.      Date  commenced  business  in   Canada. —  Nov.  24,   1920. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $200,000  Premiums — Ontario  (net) $22,808 

Total  assets 949,836  Premiums — Total  business  (net). .  69,012 

Total  liabilities 91,793  Claims — Ontario  (net) 4,495 

Surplus  protection  of  policyholders.  858,043  Claims — Total  business  (net)  ....  27,919 


ROYAL  EXCHANGE  ASSURANCE  CORPORATION* 

Head  Office,  London,  Eng. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  C.  Stuart  Malcolm.  Montreal. 
Chief  or  General  Agent  in  Ontario. —  H.  B.  Rowe,  100  Adelaide  St.  W.,  Toronto. 
Date  of  Incorporation. — June  22,   1720.      Date  commenced  business  in   Canada. —  Nov.  4,   1910. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £946.977  Premiums — Ontario   (net) $    361,105 

Assets  in   Canada $1,211,067  Premiums— Canada  (net) 1,575,701 

Liabilities  in   Canada 740,961  Claims — Ontario  (net) 123,869 

Claims — Canada  (net) 555.732 


ROYAL  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  Liverpool,  Eng. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager   or    Chief   Executive    Officer    in    Canada. — James    Matson,     Montreal. 
Chief  or  General   Agent  in   Ontario. —  F.    L.    Flight.  29    Wellington   St.    E.,    Toronto. 
Date   of  I  ncorporation.— MiLy   31,    1845.      Dale   commenced   business   in    Canada. — 1851. 

Capital  stock  paid  in  cash £3,499,956  Premiums  and   Disbursements 

Life:  Life: 

Assets  in   Canada $    8.288.425            Premiums — Ontario  (net) $197,248 

Ontario  business  in  force  (gross)  .  .  .       7.724,722            Premiums — Canada  (net)  .......  695,995 

Canadian  business  in  force  (gross).    30,245.413            Total     disbursements     to      policy- 
holders (net) — In  Ontario 79,689 

In  Canada 602,921 

Premiums  Written — Claims  Incurred 

Other  than  Life:  Other  than  Life: 

Assets  in   Canada 3,084,836            Premiums — Ontario  (net) 669,699 

Liabilities  in   Canada 1,.820,452            Premiums — ^Canada  (net) 1,926,521 

Claims — Ontario   (net) 217,393 

Claims— Canada   (net) 684,2.34 


THE  ROYAL  SCOTTISH  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  Glasgow,  Scotland 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager   or   Chief   Executive   Officer   in    Canada. —  A.    Hurry.     Montreal. 

Chief  or   General    Agent   in    Ontario. — J.    E.    Proctor,    100    Adelaide    St.    W..    Toronto. 

Date  of  Incorporation. — 1907.      Date  commenced  business  in   Canada. — January   10.   1920. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £30.000  Premiums — Ontario  (net) $29,913 

Assets  in   Canada $147,014  Premiums — Canada  (net) 64.387 

Liabilities  in  Canada 75,173  Claims — Ontario  (net) 14,351 

Claims — Canada  (net) 19,592 

♦See  note  on  page  1. 


JOINT-STOCK   INSURANCE  COMPANIES  FOR   1942 65 

ST.  PAUL  FIKK  AND  IVIAKIINE  INSL'KANCK  COMPANY* 

Head  Office.  St.   Pail.    Minn. 

Principal   Office  in  Canada,    Winnipeg.    Man. 

Manager   or   Chief  Executive   Officer  in    Canada. —  P.    A.    Codere.    Winnipeg. 

Chief  or   General    Agent   in    Ontario. —  G.    A.    Sherritt,     Metropolitan    Bldg..    Toronto. 

Date   of   I  ncorporation. —  May.    1865.      Date   commenced   business   in    Canada. — Sept.    14,    1907. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $10,000,000  P^pmiums — Ontario  (net) $152,424 

Assets  in  Canada 809.037  Premiums — Canada  (net) 514,770 

Liabilities  in  Canada 386,663  Claims — Ontario  (net) 65,533 

Claims — Canada  (net) 216,099 


SAINT  PAUL-MERCURY  INDEMNITY  COMPANY* 

Head  Office.   Wilmington.   Del. 

Principal  Office  in  Canada,   Winnipeg,    Man. 

Manager  or   Chief  Executive   Officer  in   Canada. —  P.    A.    Codere,    Winnipeg. 

Chief  or  General   Agent  in   Ontario. —  Geo.   A.   Sherritt,    Metropolitan   Bldg.,    Toronto. 

Date  of  Incorporation. —  March  22,  1926.    Date  commenced  business  in  Canada. —  April  19.  1927. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $13,168 

Assets  in  Canada 132.911  Premiums — Canada  (net) 35,301 

Liabilities  in  Canada 30.704  Claims — Ontario  (net) -627 

Claims — Canada  (net) 16,461 


LA  SAUVEGARDE  LIFE  ASSURANCE  COMPANY* 

Head  Office,   Montreal,  Que. 

Officers. —  President  and  General  Manager,  N.  Ducharme,  Montreal;  1st  Vice-President, 
Louis  Lymburner,  Montreal;  2nd  Vice-President,  Alphonse  Milette.  Montreal;  Secretary,  Jean 
Pasquin;    Actuary,    Pierre    Camu. 

Directors. —  R.  B.  Bachand.  N.P..  Waterloo.  Que.;  Adjutor  Cote.  N.P..  N.  Ducharme. 
L.  M.  Lymburner.  Alphonse  Milette.  Montreal;  A.  Vallee.  K.C.,  Chas.  A.  Roy,  Outremont; 
Paul  Drouin,  K.C..  Quebec;  Hon.  Gustave  Lacasse.  M.D.,  Tecumseh,  Ont.;  Jean  Pasquin. 
Ville    La    Salle. 

Date  of  Incorporation. —  May,    1911.      Date   commenced   business  in    Canada. — 1903. 

Premiums  and  Disbursements 

Capital  stock  paid  in  cash $        232.440  Premiums — Ontario   (net) $     147,601 

Total  assets 8.471.030  Premiums — Total  business  (net). .       1,581,406 

Ontario  business  in  force  (gross)  ..  .      4.862.565  Total      disbursements     to      policy-  „,   „„„ 

Total  business  in  force  (gross) 59,691.540  holders  (net) — In  Ontario .Zi'?XX 

Total  business.  .  567.470 


SCOTTISH  CANADIAN  ASSURANCE  CORPORATION* 

Head  Office.  Toronto,  Ont. 

Officers. —  President,  Col.  J.  Forbes  Michie,  Toronto;  1st  Vice-President,  R.  S.  Waldie. 
Toronto;  2nd  Vice-President,  J.  A.   Northway.  Toronto;   Managing   Director,   T.   H.   Hall.   Toronto. 

Directors. — J.  A.  Macintosh.  K.C.,  R.  S.  Waldie,  J.  A.  Northway,  Col.  J.  F.  Michie.  Thos.  H. 
Hall,  J.  H.  Grady,  Toronto;  Sir  Francis  Norrie- Miller,  F.  Richardson,  Philadelphia,  Pa.; 
S.    Norrie- Miller,    Perth,    Scotland. 

Date  of  Incorporation. —  May  11,  1920.     Date  commenced  business  in  Canada. —  Dec.  22,  1920. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $225,000  Premiums — Ontario  (net) $39,060 

Total  assets  541.084  Premiums — Total  business  (net). .  62.245 

Total  liabilities 92.999  Claims — Ontario   (net) 8.643 

Surplus  protection  of  policyholders.  448.085  Claims — Total  business  (net)  ....  14,325 


SCOTTISH  INSURANCE  CORPORATION,  LIMITED* 

Head  Office,  Edinburgh,  Scotland 

Principal   Office  in   Canada,   Toronto.   Ont. 

Manager   or    Chief   Executive   Officer   in    Canada. —  W.    L.    Esson,    Toronto. 

Chief  or   General    Agent  in    Ontario. —  W.    L.    Esson,   36    Toronto   St..    Toronto. 

Date  of  Incorporation. — Jan.  12,   1877.     Date  commenced  business  in   Canada. —  Dec.  29,  1939. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £150,000  Premiums— Ontario   (net) $36,363 

Assets  in   Canada $163,380  Premiums — Canada  (net) "f'Xi. 

Liabilities  in   Canada 57.170  Claims — Ontario  (net) ^'SoJ 

Claims— Canada  (net) 13,331 


66 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

SCOTTISH  METROPOLITAN  ASSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,  Eng. 

Principal  Office  in  Canada,    Montreal.  Que. 

Manager   or    Chief  Executive   Officer  in    Canada. —  A.    H.    P.    Priddey.    Montreal. 

Chief  or   General    Agent   in    Ontario. —  F.    O.    Lucas,    Metropolitan    Bldg.,    Toronto. 

Dale  of  Incorporation. — 1876.      Dale  commenced  business  in   Canada. —  December   17,   1918. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £80^000  Premiums — -OntariQ  (net) $101,955 

Assets  in   Canada $368,540  Premiums — Canada  (net) 158,033 

Liabilities  in   Canada 156,390  Claims — Ontario  (net) 51,093 

Claims — Canada  (net) 67,274 


SCOTTISH  UNION  &  N.4TIONAL  INSURANCE  COMPANY* 

Head  Office,  Edinburgh,  Scotland 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager    or    Chief   Executive    Officer    in    Canada. — J.    H.    Esinhart,     Montreal. 
Chief  or    General    Agent   in    Ontario. —  G.    W.    Pearson,    Toronto. 

Dale    Organized. — 1824.       Date    Incorporated. — June   26,    1833.       Date    commenced    business    in 
Canada. —  February,    1882. 

Pre.miums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £600,000  Premiums — Ontario  (net) $127,698 

Assets  in   Canada $719,868  Premiums — Canada  (net) 400.653 

Liabilities  in   Canada 371.165  Claims — Ontario  (net) 71,551 

Claims — Canada  (net) 192.703 


THE  SEA  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  Liverpool,  Eng. 

Principal  Office  in  Canada,   Toronto,   Ont. 

Manager   or    Chief   Executive    Officer   in    Canada, —  W.    L.    Esson,    Toronto. 

Chief  or   General   Agent  in   Ontario. —  W.   L.   Esson,  36    Toronto   St.,    Toronto. 

Dale  of  Incorporation. — 1875.      Date  commenced  business  in   Canada. —  December  11,   1924. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £500,000  Premiums — Ontario   (net) $67,766 

Assets  in   Canada $364,222  Premiums— Canada  (net) 213,914 

Liabilities  in   Canada 135,812  Claims — Ontario  (net) 25,874 

Claims— Canada  (net) 61.516 

SECURITY  INSUR.\NCE  COMPANY  OF  NEW  HAVEN* 

Head  Office,   New  Haven,  Conn. 

Principal   Office  in   Canada,   Toronto,   Ont. 

Manager   or    Chief    Executive    Officer   in    Canada. — John   J.    Kilgour,    Toronto. 

Chief  or  General   Agent  in   Ontario. — John  J.    Kilgour,    Metropolitan   Bldg.,    Toronto. 

Date   of  Incorporation. —  May,    1841.      Date   commenced   business    in    Canada. —  Nov.   29,    1921, 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — Ontario  (net) $    52.584 

Assets  in   Canada 242,243  Premiums — Canada  (net) 102,929 

Liabilities  in   Canada 84.585  Claims — Ontario   (net) 14,189 

Claims — Canada  (net) 34,633 


SECURITY  NATIONAL  INSURANCE  COMP.\NY* 

Head  Office,  Toronto.  Ont. 

Officers. —  President  and  General  Manager,  J.  H.  Riddel,  Toronto;  Vice-President,  V.  G. 
Creber.    Toronto;   Secretary,   S.   Fairley,    Toronto. 

Directors. — Sir  E.  M.  Mountain,  Bart.,  B.  E.  S.  Mountain,  S.  A.  Bennett,  London,  Eng.; 
J.  H.  Riddel,  V.  G.  Creber.  H.  T.  Fairley,  W.  H.  Despard.  W.  E.  Young,  F.  S.  Corrigan,  H.  J. 
Humphrey,    Toronto. 

Dale  of  I ncorporation. — July,   1934.      Dale  commenced  business  in    Canada. — January  1,   1935. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $220,000  Premiums — Ontario  (net) $    8,323 

Assets  in   Canada 280.557  Premiums — Total  business  (net)..  33,553 

Liabilities  in   Canada 44. .S4."?  Claims — Ontario  (net) 444 

Surplus  protection  of  policyholders.  236,214  Claims — Total  business  (net).  .  ..  8,411 


■See  note  on  page  1. 


JOINT-STOCK  INSURANCE  COMPANIES  FOR   1942 67 

SKNTINEL  FIKE  INSURANCE  COMPANY  * 

Head  Office,  Springfield,   Mass. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  Gordon  E.  Findlay.  460  St.  John  St..  Montreal. 
Chief  or  General   Agent  in   Ontario. —  C.    H.    Harvey.    Metropolitan   Bldg.,    Toronto. 
Dale  of  Incorporation. — 1924.      Date  commenced   business   in    Canada. —  April  2,   1927. 

PREMIU.MS  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $   3,661 

Assets  in  Canada 236.099  Premiums — Canada  (net) 16,675 

Liabilities  in  Canada 25,274  Claims — Ontario  (net) 1.471 

Claims — Canada  (net) 6,950 


THE  SOUTH  BRITISH  INSURANCE  COMPANY  LIMITED* 

Head  Office,  Auckland.   New  Zealand 

Principal  Office  in  Canada.   Toronto,  Ont. 

Manager   or    Chief   Executive   Officer   in    Canada. —  Colin    E.    Sword.    Toronto. 

Chief  or  General   Agent  in   Ontario. —  Colin   E.  Sword,  44   Victoria  St.,   Toronto. 

Date  of  Incorporation. — 1907^     Date  commenced  business  in   Canada. —  March  4,   1938. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £1,031,640  Premiums — Ontario  (net) $41,469 

Assets  in  Canada $420,156  Premiums — Canada  (net) 87,642 

Liabilities  in  Canada 75.580  Claims — Ontario  (net) 11.904 

Claims — Canada  (net) 33.368 


THE  SOUTHERN  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,  Eng. 

Principal  Office  in  Canada.  Vancouver,   B.C. 

Manager   or   Chief  Executive   Officer   in    Canada. —  T.    Wesley    Greer,    Vancouver. 
Chief  or  General  Agent  in   Ontario. —  W.   C.    McLaughlin,  72   Queen   St.    W.,    Toronto. 
Date  of  Incorporation. — 1908.      Date   commenced   business   in    Canada. —  May.    1928. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £105.000  Premiums — Ontario  /net) $15,243 

Assets  in   Canada $361,942  Premiums — Canada  (net) 45,170 

Liabilities  in   Canada 46.722  Claims^Ontario  (net) 6,802 

Claims — Canada  (net) 16,079 


THE  SOVEREIGN  LIFE  ASSURANCE  COMPANY  OF  CANADA* 

Head  Office,   Winnipeg,   Man. 

Officers. —  President.  W.  Sanford  Evans.  LL.D..  Winnipeg;  1st  Vice-President  and  Medical 
Director,  E.  W.  Montgomery.  M.D.,  Winnipeg;  2nd  Vice-President.  William  Whyte.  Winnipeg; 
Managing  Director,  M.  D.  Grant.  F.I. A.,  F.A.S.,  Winnipeg;  Secretary.  E.  Atkins;  Treasurer, 
J.    J.    Douglas;    Actuary.    J.    Turnbull,    F.A.S. 

Directors. —  W.  Sanford  Evans,  LL.D.,  E.  W.  Montgomery,  M.D..  E.  E.  Sharpe.  K.C.. 
William  Whyte,  John  W.  Horn.  M.  D.  Grant.  F.I.A.,  F.A.S.,  Roy  W.  Milner,  W^innipeg;  John 
Martin,    St.    Boniface;    C.    D.    Grayson.     Moose    Jaw. 

Chief  or   General   Agent   in   Ontario. —  W.    H.    Burnett,    Victory    Bldg.,    Toronto. 

Date  of  Incorporation. —  May  15,  1902.     Date  commenced  business  in  Canada. —  March  1,  1903. 

Premiums  and  Disbursements 

Capital  stock  paid  in  cash $        209.995  Premiums — Ontario  (net) $     417,366 

Total  assets 9,318.960  Premiums — Total  business  (net). .       1,145,412 

Ontario  business  in  force  (gross)  ..  .    12,154.582            Total      disbursements     to      policy- 
Total  business  in  force  (gross) 35.256.674  holders  (net)  —  In  Ontario 112.783 

Total  business.  .  523,158 


SPRINGFIELD  FIRE  &  MARINE  INSURANCE  COMPANY* 

Head  Office,  Springfield,    Mass. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  Gordon  E.  Findlay,  460  St.  John  St..   Montreal. 
Chief  or   General   Agent  in   Ontario. —  C.    H.    Harvey.   1920    Metropolitan    Bldg.,    Toronto. 
Date  of  Incorporation. —  April  24.   1849.     Date  commenced  business  in  Canada. —  Nov.  5,  1908. 

Premiums  W'ritten — Claims  Incurred 

Capital  stock  paid  in  cash $5,000,000  Premiums — Ontario  (net) $161,246 

Assets  in   Canada 989.705  Premiums — Canada  (net) 756.324 

Liabilities  in  Canada 575,358  Claims — Ontario  (net) 69.007 

Claims — Canada  (net) 353,304 


*See  note  on  page  1. 


68 ANNUAL  REPORT— SUPERIXTENDEXT  OF  IXSURAXCE No.  6 

STANDARD  MARINE  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  Liverpool,  Eng. 

Principal  Office  in  Canada.   Toronto,  Ont. 

Manager  or   Chief  Executive   Officer  in   Canada. —  A.    B.    Pakenham.    Toronto. 
Chief  or   General    Agent   in    Ontario. —  A.    B.    Pakenham,   68    King   St.    E.,    Toronto. 
Date  of  I ncorporation. — 1871.      Date  commenced   business  in    Canada. —  April  2,   1923. 

Premiums  Written — Claims  Incurred 

Capital  stock  p^id  in  cash £100,000  Premiums — Ontario  (net) $114,391 

Assets  in   Canada $29,149  Premiums — Canada  (net) 159.402 

Liabilities  in  Canada 39,353  Claims — Ontario  (net) 34,888 

Claims — Canada  (net) 59,111 


THE  STATE  ASSURANCE  COMPANY,  LIMITED* 

Head  Office,  Liverpool,  Eng. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager  or   Chief  Executive  Officer  in   Canada. —  C.   Stuart    Malcolm.    Royal    Exchange   Bldg., 
Montreal. 

Chief  or  General   Agent  in   Ontario. —  H.    B.    Rowe,   100    Adelaide   St.    W.,    Toronto. 

Date  of  Incorporation. —  April  10.  1891.     Date  commenced  business  in  Canada. —  April  20,  1926. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £100,000  Premiu-ms — Ontario  (net) $17,456 

Assets  in   Canada $154,939  Premiums — Canada  (net) 56,976 

Liabilities  in   Canada 60,842  Claims — Ontario  (net) 4,944 

Claims — Canada   (net) 23,026 


STERLING  INSURANCE  COMPANY  OF  CANADA 

Head  Office,  29   Dufferin  Ave..  Sherbrooke.  Que. 

Incorporated. — 1906.      Date  commenced   business. —  May    1,    1906. 

Officers. —  President,  Hon.  Jacob  Xicol;  Vice-President,  Hon.  Chas.  B.  Howard;  Secretary. 
L.    E.    Langis    Galipeault;    Manager,    W.    L.    McGannon;    Treasurer,    P.    Juneau. 

Directors  (as  at  date  of  filing  statement). —  Hon.  Jacob  Nicol,  Hon.  Chas.  B.  Howard,  Hon. 
J.  E.  Perreault,  Albert  Demers,  Gaston  Pratte,  Edgar  Cote,  W.  L.  McGannon.  F.  J.  Southwood, 
L.    E.    Langis    Galipeault. 

Auditor. —  Chas.    E.    Belanger,    C.A. 

Statement  for  the  Year  Ended  December  31,  1942 

Capital  Stock 

Amount  Amount 

Subscribed  for    Paid  in  Cash 
Amount  of  capital  stock  authorized,  $1,000,000. 
No.  of  shares,  200.000.       Par  value,  $5. 
Capital  stock  at  beginning  of  year $100,000   00  $100,000   00 


Capital  stock  at  end  of  year $100,000    00  $100,000   GO 


Balance  Sheet^Assets 

Amortized  book  value  of  bonds,  debentures  and  debenture  stocks — not  in  default.  .      $113,118    76 

Market  value  of  stocks 12.200   00 

Cash  on  hand  and  in  banks 5.808    95 

Interest  accrued 511    94 

Agents'  balances  and  premiums  uncollected: 

Written  on  or  after  October  1.  1942 $      4.373    84 

Premiums  due  from  reinsuring  companies: 

Written  on  or  after  October  1,  1942 1.194    7 


5,568  58 

Amount  due  from  reinsurance  on  losses  already  paid 1,279  31 

Income  tax  overpaid 1,081  96 

Total  Admitted  Assets $139,569  50 


Balance  Sheet— Liabilities 

Outside  Total 

In  Canada  Canada  Liabilities 

Total  provision  for  unpaid  claims $      2.373    41          $      $      2.373   41 

Adjustment  expenses  of  said  claims 83    07                 83   07 

Total    net   reserve.   $15,938.30;   carried   out   at  80% 

thereof 12,721    03  29   61  12,750   64 


Expenses  due  and  accrued 1,511   48 

Taxes  due  and  accrued 442   24 

Reinsurance  premiums 3.388   68 

Balances  dueother  companies 1.310    10 

Total  Liabilities  (excluding  capital  stock) $   21.859   62 

Capital  stock  paid  in  cash $100,000   00 

Surplus  in  profit  and  loss  account 17.709   88 

Excess  of  assets  over  liabilities   (surplus  for  protection  of  policyholders) 117,709    88 


Total  Liabilities $139,569   50 


►See  note  on  page  1. 


JOINT-STOCK  INSURANCE  COMPANIES  FOR   1942 


'rofit  and  1.ohh  Account 

In  Canada 
$    24.465    25 


Net  premiums  written 

Reserve  of  unearned  premiums  (80%): 

At  beginning  of  year $      6.706   31 

At  end  of  year 12.721    03 

Increase $      6.014    72 


Net  premiums  earned $    18.450   53 

Net  clai  ms  incurred 

Net  adjustment  expenses  incurred 

Commissions 

Taxes 

Salaries,  fees  and  travelling  expenses 

Management  fee • 

All  other  expenses 


11.133   02 

412    86 

6.057    01 

1.066    88 

45    00 


Total  claims  and  expenses. 
Underwriting  loss 


O  u  i  s  I  u  t 
Canada 


$ 

106  75 

$ 

■  '29'6i 

$ 

29  61 

$ 

77  14 

$ 

5  51 
■  40  56 

All  Business 
$   24.572   00 


$ 

6.706 
12.750 

31 
64 

$ 

6.044 

33 

$ 

18,527 

67 

$    11.138  53 

412  86 

6.097  57 

1.066  88 

45  00 

1.153  64 

928  54 

$    20.843  02 


Other  revenue: 

Interest  earned — cash  and  accruals $      4,245   43 

Adjustment  by  amortization 163    43 


Dividends  earned.  .  .  . 
Premium  on  exchange. 


$      4,408   86 

750    00 

44    38 


Other  expenditure: 

Income  and  excess  profits 
Increase  in  deficiency  of   n- 


arket  under  book  value  of  securities. 


203    66 
2,300    00 


Net  Profit  for  the  Year. 


Surplus  for  Protection  of  Policyholders 

Surplus  of  assets  over  liabilities  (excluding  capital  stock  from  liabilities)  at  beginning 

of  year $121,232   23 

Net  profit  for  the  year  brought  down 384   23 

$121,616    46 

Share  transfer  expense $  235    69 

Dividends  declared  to  shareholders 4,000    00 


Add  decrease  in  unadmitted  ledger  assets. 


$117,380    77 
329    11 


iuRPLUS  OF  Assets  over  Liabilities  (excluding  capital  stock  from  liabili- 
ties) at  End  of  Year $117,709 


Summary  of  Risks— Fire 

In  Ontario 

Gross  in  force,   December  31.  1941 $1,036,307   00 

Taken  in  1942.  new  and  renewed 1.674.277   80 

Totals $2,710,584    80 

Ceased  in  1942.  including  renewed 917.257    43 

Gross  in  force.    December  31,  1942 $1,793,327    37 

Reinsurance  in  force,    December  31,  1942 1,294,006    30 

Net  in  Force,   December  31,  1942 $     499.321   07 


Elsewhere        All  Business 


$2,108,516   50 
3,552,031    73 


$5,660,548    23 
2,256,514    49 


$3,404,033    74 
1.517.512    95 


$3,144,823    50 
5.226,309    53 


$8,371,133    03 
3,173,771    92 


$5,197,361    11 
2,811.519    25 


$1,886,520    79      $2,385,841    86 


Exhibit  of  Premiums  in  Force  in  Canada 


Class  of  Insurance 


Gross 
IN  Force 
iT  End  of 

1941 


Taken 
in  1942, 
New  and 
Renewed 


Ceased 

IN  1942. 

Including 

Renewed 


Gross 

n  Force 

r  End  of 

1942 


34,334    06      65,961    53 


Reinsui 
ance 


Net 
IN  Force 
\.T  End  of 

1942 


29,924    84 


70 ANNUAL  REPORT— SUPERIXTEXDEXT  OF  IXSURAN'CE Xo.  6 

SLN  INSURANCE  OFFICE,  LIMITED* 

Head  Office,  London,  Eng. 

Frincipal   Office  in   Canada,   Toronto,   Ont. 

Manager   or   Chief   Executive   Officer   in    Canada. —  R.    L.    Stailing,    Toronto. 

Chief  or  General   Agent  in   Ontario. —  R.    L.    Stailing,   15    Wellington   St.    E.,    Toronto. 

Dale  of  Incorporation. —  April  7,    1710.      Dale  commenced  business   in   Canada. — June  3,   1892. 

Premilms  Written — Claims  Incurred 

Capital  stock  piid  in  cash £600,000  Premiums — Ontario  (net) $     316,774 

Assets  in   Canada $1,416,386  Premiums — Canada  (net) 1,873,862 

Liabilities  in   Canada 787,384  Claims— Ontario  (net) -35,600 

Claims — Canada  (net) 825.936 


SUN  LIFE  ASSURANCE  COMPANY  OF  CANADA* 

Head  Office,    Montreal,  Que. 

Officers. —  President  and  Managing  Director.  Arthur  B.  Wood,  Montreal;  1st  Vice-President 
and  Treasurer.  E.  A.  Macnutt.  Westmount;  2nd  Vice-President,  C.  S.  V.  Branch;  Secretary, 
F.  J.  Cunningham;  Actuary.  G.  W.  Bourke;  Comptroller.  E.  E.  Duckworth;  Joint  Treasurer, 
H.    P.    Thornhill;    Director    of    Agencies.    W.    S.    Penny. 

Directors. —  A.  B.  Wood,  Sir  Edward  W.  Beatty.  G.B.E..  Wm.  M.  Birks.  Hon.  C.  A.  Dunning, 
Carl  Riordon.  John  W.  Ross.  Ross  H.  Mc  Master,  Morris  W.  Wilson.  A.  Cross,  Montreal; 
Hon.  F.  P.  Brais,  Outremont,  Que.;  Harold  Crabtree,  G.  W.  Spinney.  E.  A.  Macnutt.  West- 
mount,    Que.;    Hon.    L.    A.    Taschereau.    Quebec;    John    A.    Tory.    Toronto. 

Chief  or   General   Agent   in   Ontario. —  C.    V.    Earl.    Sun   Life    Bldg..    Toronto. 

Date   of  I ncor poration. — 1865.      Date  commenced   business   in    Canada. —  May,   1871. 

Premiums  and  Disbursements 

Capital  stock  paid  in  cash $        2.000.000  Premiums — Ontario  (net) $10,028,869 

Total  assets 1.046.962.955  Premiums — -Total  business  (net). .  106,296,293 

Ontario  business  in  force  (gross)  .      350,562.169            Total      disbursements     to      policy- 
Total  business  in  force  (gross).  .  .3.043.909.108  holders  (net) — In   Ontario 6,912,490 

Total  business.  .    77.238,493 


SVEA   FIRE  AND  LIFE  INSURANCE  COMPANY,  LIMITED* 

Head  Office.  Gothenburg,  Sweden 
Principal   Office  in   Canada,  276  St.  James  St.    W.,    Montreal,   Que. 

Manager  or   Chief  Executive  Officer  in   Canada. —  Anselme   Samoisette.  276   St.   James   St.    W., 
Montreal. 

Chief  or   General   .Agent  in   Ontario. —  Fred    Midgley,  45    Richmond   St.    W,,    Toronto. 
Date  of  Incorporation. — 1866.      Date   commenced   business   in    Canada. — June  23,    1927. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash.  .  Kroner    12.000,000  Premiums — Ontario  (net) $    2.993 

Assets  in   Canada $97,566  Premiums — Canada  (net) 26.582 

Liabilities  in   Canada 29.963  Claims — Ontario   (net) 742 

Claims — Canada  (net) 14,714 


SWITZERLAND  GENERAL  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  Zurich,  Switzerland 
Principal  Office  in  Canada,  276  St,  James  St.   W.,    Montreal,  Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  Pigeon  &    Major   Ltd.,  276   St.  James  St.    W.. 
Montreal. 

Chief  or   General    .Igent   in    Ontario. —  McKay   Insurance     Agency,    43    Victoria     St..    Toronto. 
Date  of  Incorporation. — 1869.      Date  commenced   business   in    Canada. — January.    1936. 

Swiss  Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash Frcs.      3.000.000  Premiums — Ontario  (net) $53,943 

Assets  in  Canada $285,917  Premiums — Canada  (net) 296.582 

Liabilities  in  Canada 252.130  Claims — Ontario  (net) 40,937 

Claims — Canada  (net) 234,503 


TORONTO  GENERAL  INSURANCE  COMPANY* 

Head  Office.  Toronto,  Ont, 

Officers. —  President.  W.  P.  Fess;  Vice-President,  Prof.  M.  A.  Mackenzie;  Secretary  and 
Treasurer,    C,    W.    Sykes;    General     Manager,     W.    F.    Spry. 

Directors. —  E.  C.  Braund.  C.  W.  Buchanan,  W.  P.  Fess.  Prof.  M.  A.  Mackenzie,  M.A., 
F.I. A..  LL.D..  Ray  Lawson.  Rt.  Hon.  A.  Meighen.  P.C,  K.C..  G.  Larratt  Smith.  K.C..  A.  E. 
Naylor.    J.    Fyfe    Smith. 

Date  of  Incorporation. — July  21.   1921.     Date  commenced  business  in   Canada. —  Dec.  20.  1937. 

Premiums  WRirTEN — Claims  Incirred 

Capital  stock  paid  in  cash $     284.391  Premiums — Ontario  (net) $320,423 

Total  assets 1.800,850  Premiums — Total   business  (net). .  849,720 

Total  liabilities 978,059  Claims — Ontario  (net) 100,066 

Surplus  protection  of  policyholders.  822.791  Claims — Total  business  (net).  .  .  .  329.170 


'See  note  on  page  1, 


JOINT-STOCK  INSURANCE  COMPANIES  FOR   1942 


THK  TRAVELERS  FIRE  INSURANCE  COMPANY* 

Head  Office.   Hartford,  Conn. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager  or   Chief  Executive  Officer  in   Canada. —  G.    B.    Foster,    K.C.,    Montreal. 

Chief  or   General   Agent   in    Ontario. —  H.    C.    Huckvale,  68    Yonge   St.,    Toronto. 

Dale  of  Incorporation. —  May  23.   1923.     Dale  commenced  busine.':;  in  Canada. —  Dec.  19,  1929. 

Premiums   Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — Ontario  (net) $209,990 

Assets  in  Canada 728,598  Premiums — Canada  (net) 642,808 

Liabilities  in   Canada 552,172  Claims — Ontario  (net) 87.288 

Claims — Canada  (net) 402.277 


THE  TRAVELERS  INDEMNITY  COMPANY,  HARTFORD,  CONN.* 

Head  Office,   Hartford,  Conn. 

Principal  Office  in  Canada.    Montreal,  Que. 

Manager  or   Chief  Executive   Officer  in   Canada. —  Geo.    B.    Foster,    K.C..    Montreal. 

Chief  or   General   Agent   in   Ontario. —  Robert   Fullerton,  68    Yonge   St.,    Toronto. 

Date  of  I ncor poration. —  March  25.  1903.     Dale  commenced  business  in  Canada. —  June  1,  1912. 

Premiums  Written— Claims  Incurred 

Capital  stock  paid  in  cash $3,000,000  Premiums — Ontario  (net) $259,101 

Assets  in  Canada 1.090.350  Premiums— Canada  (net) 529,640 

Liabilities  in   Canada 542,995  Claims — Ontario  (net) 106,623 

Claims — Canada  (net) 203.869 


THE  TRAVELERS  INSURANCE  COMPANY,  HARTFORD,  CONN.* 

Head  Office,   Hartford,   Conn. 

Principal   Office  in   Canada.    Montreal,   Que. 

Foster.    K.C..    Montreal. 
;   Yonge  St..    Toronto. 


Manager  or  Chief  Executive  Officer  in  Canada. —  Geo.  1 
Chief  or  General  Agent  in  Ontario. —  C.  N.  Macdonald. 
Date  of  Incorporation. — June   17.   1863.      Dale  commenced  business  in   Canada. 

Capital  stock  paid  in  cash $20,000,000  Premium; 


July  1.  1865. 
nd   Disbursements 


Life: 

Assets  in   Canada 32.550.480 

Ontario  business  in  force  (gross)  .  .  .    51.719.330 
Canadian  business  in  force  (gross)  .  134.838.198 


Other  than  Life: 
Assets  in  Canada.  .  . 
Liabilities  in  Canada 


999.351 
787.253 


Life 


Premiums — Ontario  (net) $     960,510 

Premiums — Canada  (net)  .......       2.763,008 

Total      disbursements     to     policy- 
holders (net)  —  In  Ontario 660.535 

In  Canada 2.036.380 

Premiums  Written — Claims  Incurred 


Other  than  Life: 
Premiums — Ontario  (net) 
Premiums — Canada  (net) 
Claims — Ontario  (net)  .  .  . 
Claims — Canada  (net)  .  .  . 


370.432 

1.179.952 

177.222 

546,552 


UNION  ASSURANCE  SOCIETY,  LIMITED* 

Head  Office.  London.  Eng. 
Principal   Office  in   Canada.    Montreal,   Que. 


Manager  or  Chief  Executive  Office 
Chief  or  General  Agent  in  Ontario 
Date   of  Incorporation. — 1 


in    Canada. —  A.    C.    Hall.    Montreal. 
-H.    J.    Kerr.    Federal    Bldg..    Toronto. 


Capital  stock  paid  in  cash. 

Assets  in   Canada 

Liabilities  in   Canada 


Date    commenced    business    in    Canada. — 1911. 

Premiums  Written — Claims  Incurred 

£50.000  Premiums— Ontario  (net) $131,790 

$631,432  Premiums — Canada  (net) 376.484 

362.879  Claims — Ontario   (net) 56.154 

Claims— Canada  (net) 140,507 


*See  note  on  page  1. 


72 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  9 

THE  LNION  FIRE,  ACCIDENT  &  GENERAL  INSURANCE  COMPANY 
OF  PARIS,  FRANCE* 

{L'  U nion  Compagnie  d' Assurances  contre  I' I ncendie.    Paris,  France) 

Head  Office.  Paris,  France 

Principal  Office  in  Canada,   Montreal,  Que. 

Manager  or    Chief  Executive   Officer   in    Canada. — J.    P.    A.    Gagnon,    Montreal. 

Chief  or   General   Agent  in   Ontario. —  W.    E.    A.   Johnston.  909    Excelsior   Life    Bldg.,    Toronto. 

Date   of  Incorporation. — 1828.      Date   commenced  business  in    Canada. —  April   11,    1911. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash Frcs. 100,000,000  Premiums — Ontario  (net) .         $    83,951 

Assets  in  Canada $682,173  Premiums — Canada  (net) 317,754 

Liabilities  in   Canada 316,702  Claims — Ontario  (net) 36.202 

Claims — Canada  (net) 157,294 


UNION  INSURANCE  SOCIETY  OF  CANTON,  LIMITED* 

Head  Office,  Sydney,  Australia 

Principal  Office  in  Canada.   Toronto.  Oht. 

Manager  or   Chief  Executive   Officer  in   Canada. —  Colin    E.   Sword,    Toronto. 

Chief  or  General  Agent  in  Ontario. —  Colin   E.  Sword,  44   Victoria  St.,    Toronto. 

Date  of  Incorporation. — 1873.      Date  commenced  business  in  Canada, — September  24,  1917. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £810.000  Premiums — Ontario    (net) $     991,025 

Assets  in  Canada $2,726,516  Premiums — Canada  (net) 1,774,990 

Liabilities  in  Canada 1,159.158  Claims — Ontario  (net) 605,060 

Claims — Canada  (net) 948.704 


THE  UNION  MARINE  AND  GENERAL  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  Liverpool,  Eng. 

Principal   Office  in   Canada.    Montreal,   Que. 

Manager  or    Chief  Executive   Officer   in    Canada.— Wm.    Lawrie,   480    St.    Francois    Xavier   St., 
Montreal. 

Chief  or   General    Agent   in    Ontario. —  Donald    Taylor,   465    Bay    St.,    Toronto. 
Date   of  I ncorporation. — 1863.       Date    commenced    business    in    Canada. — 1918. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £163,500  Premiums — Ontario  (net) $196,377 

Assets  in   Canada $1,035,173  Premiums — Canada  (net) 864.341 

Liabilities  in   Canada 406,159  Claims— Ontario   (net) 40,297 

Claims — Canada  (net) 348,668 


UNITED  BRITISH  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  London.  Eng. 

Principal   Office  in  Canada,    Montreal,   Que. 

Manager   or    Chief   Executive    Officer   in    Canada. —  Charles    Stuart    Malcolm.    Montreal. 

Chief  or  General   Agent  in   Ontario. —  H.    B.    Rowe,   100    Adelaide   St.    W.,    Toronto. 

Date  of  Incorporation. — 1908.      Date  commenced  business  in   Canada. —  Xovember  30,   1921. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £600,000  Premiums — Ontario  (net) Nil 

Assets  in   Canada $213,014  Premiums — Canada  (net) Nil 

Liabilities  in   Canada 30,385  Claims — Ontario  (net) Nil 

Claims — Canada  (net) Nil 


UNITED  FIREMEN'S  INSURANCE  COMPANY  OF  PHIL.VDELPHIA* 

Head  Office,  Philadelphia,   Pa. 

Principal  Office  in   Canada,    Montreal,   Oue. 

.Manager  or    Chief  Executive   Officer   in    Canada. —  Wm.    Lawrie,   480    St.    Francois    Xavier    St., 
Montreal. 

Chief  or   General    Agent   in   Ontario. —  Donald    Taylor,  465    Bay   St.,    Toronto. 

Dale   of  I  ncorporation. — 1860.       Date   commenced   business    in    Canada. —  December,    1930. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $15,605 

Assets  in   Canada 202.123  Premiums — Canada  (net) 56,056 

Liabilities  in   Canada 59,898  Claims — Ontario  (net) 5,385 

Claims— Canada  (net) 23,207 


*See  note  on  page  1, 


JUINT-STOCK  INSURANCE  COMPANIES  FOR 


1942  73 


UNITED  STATES  FIDELITY  &  GUARANTY  COMPANY* 

Head  Office,  Baltimore,   Md. 

Principal   Office  in   Canada,   Toronto,   Ont. 

Manager   or   Chief   Executive   Officer   in    Canada. — Sidney    W.    Band,    Toronto. 

Chief  or  General   Agent  in   Ontario. — Sidney    W.    Band,  34    King   St.    E.,    Toronto. 

Date  of  Incorporation. —  Mar.   19,  189G.     Date  commenced  business  in  Canada. —  Mar.  12,  1903. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash ,$2,000,000  Premiums — Ontario   (net) $435,858 

Assets  in  Canada 1,512,030  Premiums — Canada  (net) 950,109 

Liabilities  in  Canada • 1,005,430  Claims — Ontario  (net) 141,219 

Claims— Canada  (net) 282,638 


UNITED  STATES  FIHE  INSURANCE  COMPANY* 

Head  Officic,    N'i;w  York,    N.Y. 

Principal  Office  in  Canada,   Toronto,  Ont. 

Manager  or   Chief  Executive  Officer  in   Canada. —  E.    W.   Schauffler,    Toronto. 

Chief  or  General   Agent  in   Ontario. —  E.    W.   Schauffler,  18    Wellington  St.   E.,   Toronto. 

Dale   of  Incorporation. — 1824.      Date   commenced   business   in   Canada. — June  20,    1919. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — Ontario  (net) $177,485 

Assets  in   Canada 1,173,600  Premiums — Canada  (net) 402,211 

Liabilities  in   Canada 392,559  Claims— Ontario  (net) 102,460 

Claims — Canada  (net) 251,998 


UNITED  STATES  GUARANTEE  COMPANY* 

Head  Office,   New  York,   N.Y. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager  or  Chief  Executive  Officer  in  Canada. —  O.  L.  Harrison,  360  St.  James  St.  W.,  Montreal. 
Chief  or   General   Agent  in   Ontario. —  W.    S.    Tomenson,   12    Wellington   St.    E.,    Toronto. 
Dale  of  Incorporation. — 1890.      Date  commenced  business   in   Canada. —  September  30,   1931. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $2,000,000  Premiums — Ontario  (net) $25,076 

Assets  in   Canada 268,425  Premiums — Canada  (net) 87,032 

Liabilities  in   Canada 82,878  Claims — Ontario   (net) 6,763 

Claims— Canada   (net) 24,477 


URBAINE  FIRE  INSURANCE  COMPANY  OF  PARIS,  FRANCE* 

Head  Office,   Paris,  France 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager   or   Chief   Executive   Officer   in   Canada. —  Geoff.    W.    Hadrill,    Montreal. 

Chief  or  General  Agent  in   Ontario. —  G.    C.   Sutherland,  36    Toronto  St.,    Toronto. 

Date  of  Incorporation. — 1838.       Date   commenced   business   in    Canada. —  December    1,    1931. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash Frcs.    25,000,000  Premiums — Ontario   (net) $15,364 

Assets  in   Canada $192,092  Premiums — -Canada  (net) 51,151 

Liabilities  in  Canada 45,337  Claims — Ontario   (net) 5,766 

Claims — Canada  (net) 29,120 


THE  VICTORY  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  London,   Eng. 

Principal  Office  in  Canada,   Toronto,  Ont. 

Manager  or   Chief  Executive   Officer  in   Canada. —  V.    R.    Willemson.    Toronto. 

Chief  or   General   Agent  in   Ontario. —  V.    R.    Willemson,   25    Adelaide   St.    E.,    Toronto. 

Date  of  Incorporation. — 1919.      Date   commenced   business   in   Canada. —  August   19,    1941. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $664,^500  Premiums — Ontario  (net) $41,850 

Assets  in   Canada 206,034  Premiums — Canada  (net) 159,465 

Liabilities  in   Canada 97,394  Claims — Ontario  (net) 10,552 

Claims — Canada  (net) 45,205 

*See  note  on  page  1. 


74 ANNUAL  REPORT— SUPERIXTEXDEXT  OF  INSURANCE No.  6 

WELLINGTON  FIRE  INSURANCE  COMPANY* 

Head  Office.  Toronto.  Ont. 

Officers. —  President  and  Managing  Director.  Herbert  Begg;  Vice-President,  Col.  Hon.  H.  A. 
Bruce.     M.D.;    Secretary,    J.    G.    Hutchinson. 

Directors. —  Herbert  Begg.  Col.  Hon.  H.  A.  Bruce,  W.  R.  Begg,  E.  J.  Hayes.  Hon.  Jacob 
Nicol.    K.C..    Col.   S.    C.    Robinson.    E.    B.    Stockdale.    H.    Bruce   Begg. 

Dale   of  I ncor poration. — 1837.       Dale   commenced   business   in    Canada. — 1840. 

Premiums  Written — Claims  Inccrred 

Capital  stock  paid  in  cash $     150.000  Premiums — Ontario   (net) $370,896 

Total  assets 1.053.930  Premiums — Total  b;isiness  (net)..  493.731 

Total  liabilities • 441,478  Claims— Ontario  (net) 142.310 

Surplus  protection  of  policyholders.  612.452  Claims — Total  business  (net).  .  .  .  188.951 


WESTCHESTER  FIRE  INSURANCE  COMP.\NY* 

Head  Office.   \ew  York.   N.Y. 

Principal  Office  in  Canada.    Montreal,  Que. 

Manager   or   Chief   Executive   Officer   in    Canada. —  S.    M.    Elliott,    Montreal. 

Chief  or  General   Agent  in   Ontario. —  Dale   &   Company   Ltd..    Metropolitan    Bldg..    Toronto. 

Date  of  Incorporation. —  Mar.  14,  1837.     Date  commenced  business  in  Canada. —  May  28.  1912. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — -Ontario  (net) $111,525 

Assets  in   Canada 679.138  Premiums — Canada  (net) 313.104 

Liabilities  in  Canada 289,068  Claims — ^Ontario  (net) 72.774 

Claims — Canada  (net) 200.247 


THE  WESTERN  ASSURANCE  COMPANY* 

Head  Office,  Toronto.  Ont. 

Officers. —  President,  E.  A.  Brownell,  Toronto;  Vice-President.  Geo.  A.  Morrow.  Toronto; 
General  Manager,  Kenneth  Thorn,  Toronto;  Managing  Director.  G.  Stubington.  Toronto; 
Secretary.    C.    R.     Morrow. 

Directors. —  W.  J.  Hastie.  K.  M.  Pringle,  E.  Willans.  Hon.  G.  Howard  Ferguson.  P.C.  K.C., 
H.  C.  Cox.  W.  M.  Cox.  K.C.,  G.  A.  Morrow.  E.  A.  Brownell.  S.  H.  Logan.  Leighton  McCarthy, 
K.C..  Graham  Morrow,  G.  Stubington,  Kenneth  Thom.  Toronto;  W.  E.  Meikle.  Winnipeg; 
H.    J.    Wyatt,     New    York. 

Dale  of  I  ncor  poration. —  August  31,  1851.     Date  commenced  business  in  Canada. —  August,  1851. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $    1.400,000  Premiums — Ontario   (net) $     841,214 

Total  assets 13,857,815  Premiums — Total  business  (net)..       5,883,887 

Total  liabilities 8.937,787  Claims — Ontario  (net) 391.654 

Surplus  protection  of  policyholders.      4.920,028  Claims — Total  business  (net)  ...  .       3.821.026 


TKE  WESTERN  LIFE  ASSUR.\NCE  COMPANY* 

Head  Office.   Hamilton.  Ont. 

Officers. —  President  and  Managing  Director.  H.  H.  Gray,  Hamilton;  1st  Vice-President, 
A.  R.  Goudie,  Kitchener;  2nd  Vice-President.  Dr.  O.  A.  Cannon,  Hamilton;  Chairman  of  the 
Board,    Dr.    G.    E.    Greenway,    Hamilton;    Secretary,    O.    S.    McCombie,    Hamilton. 

Directors. —  Dr.  G.  E.  Greenway.  H.  H.  Gray.  Dr.  O.  A.  Cannon.  N.  F.  Firth.  F.  Harding. 
C.  W.  Howe,  Hamilton;  Dr.  C.  W.  Prowd.  Vancouver;  Hon.  J.  T.  Haig,  K.C.,  J.  C.  Haig. 
Winnipeg;    Dr.    C.    N.    M.    Black,    R.    M.    Willes   Chitty.    K.C..    Toronto;    A.    R.    Goudie.    Kitchener. 

Chief   Executive    Officer   in    Canada. —  Herman    H.    Gray,    Hamilton. 

Dale  of  Incorporation. —  May,   1910.      Date  commenced  business  in   Canada. — June,    1911. 

Premiums  and   Disbursements 

Capital  stock  paid  in  cash $     138.040  Premiums — Ontario  (net) S    87.760 

Total  assets 1.310,078  Premiums — Total  business  (net). .  223.488 

Ontario  business  in  force  (gross)...       2.915.057            Total      disbursements     to      policy- 
Total  business  in  force  (gross) 8.641.802  holders  (net)  —  In  Ontario 10.661 

Total  business  .  .  110.143 


'See  note  on  page 


J(Jl.\T-STOCK  INSURANCE  COMPANIES  FOR   1942 7_5 

THK  WKST.MINSTKK  FIKK  OFFICK* 

Head  Office.  London.  Enc. 

Principal  Office  in  Canada.    Montreal.  Que. 

Manager  or   Chief   Executive   Officer   in    Canada. — -F.    J.    Flanagan.    Montreal. 
Chief  or   General    Agent   in    Ontario. —  Tomenson,    Saunders.    Smith    &    Garfat.    12    Wellington 
St.    E..    Toronto. 

Date  of  Incorporation. — 1919.      Date  commenced  business  in    Canada. —  December  26,   1929. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £100.000  Premiums — Ontario  (net) Nil 

Assets  in  Canada $138,321  Premiums — Canada  (net; Nil 

Liabilities  in   Canada 3.75.o  Claims — Ontario  (net) Nil 

Claims — Canada  (net) Nil 


THE  WORLD  FIRE  AND  MARINE  INSLR.\NCE  COMPANY* 

Head  Office.   Hartford.  Conn. 

Principal  Office  in  Canada.   Toronto,  Ont. 

Manager   or   Chief   Executive   Officer   in    Canada. —  Robt.    H.    Leckey.    Toronto. 

Chief  or    General    Agent   in   Ontario. —  Robt.    H.    Leckey,    Metropolitan    Bldg..    Toronto. 

Dale  of  Incorporation. — 1924.      Dale  commenced  business  in    Canada. — July   14.   1924. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $1,000,000  Premiums — Ontario  (net) $    26.282 

Assets  in  Canada 520.634  Premiums — Canada  (net; 128,071 

Liabilities  in  Canada 68.87.3  Claims — Ontario  (net) 2.154 

Claims — Canada  (net; 49.231 


THE  WORLD  MARINE  &  GENERAL  INSURANCE  COMPANY,  LIMITED* 

Head  Office.  London,  Eng. 

Principal  Office  in  Canada.    Montreal.  Que. 

Manager   or   Chief   Executive   Officer  in   Canada. —  A.    Hurry,    Montreal. 

Chief  or  General  Agent  in  Ontario. —  Messrs.   Reed,  Shaw  &   McNaught.  64   Wellington  St.   W., 
Toronto. 

Date  of  Incorporation. — 1894.      Date  commenced  business  in   Canada. —  April  25,   1923. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £100.000  Premiums — Ontario  (net; $113,722 

Assets  in  Canada $406,507  Premiums — Canada  (net; 175.070 

Liabilities  in   Canada 140.278  Claims — Ontario  (net) 51.827 

Claims — Canada  (net) 80.422 


THE  YORKSHIRE  INSURANCE  COMPANY,  LIMITED* 

Head  Office.  York.  Eng. 

Principal  Office  in   Canada,    Montreal.   Que. 

Manager   or    Chief   Executive    Officer   in    Canada. — Frank    E.    Dufty.     Montreal. 

Chief  or  General  Agent  in  Ontario. —  Geo.    McMurrich   &   Sons   Ltd..  22   Toronto  St.,   Toronto. 

Date  of  Incorporation. — 1824.      Date   commenced   business   in    Canada. — January   16,   1907. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash £293.506  Premiums — Ontario  (net) .$219,279 

Assets  in  Canada $4,691,323  Premiums — Canada  (net) 544.123 

Liabilities  in   Canada 479.697  Claims — Ontario  (net) 84.436 

Claims — Canada  (net) 230.644 


ZURICH  GENERAL  ACCIDENT  &  LIABILITY  INSURANCE  COMPANY,  LIMITED* 

Head  Office,  Zurich,  Switzerland 

Principal  Office  in  Canada,  Toronto,   Ont. 

Manager  or    Chief  Executive    Officer   in    Canada. — J.    H.    Burpar,    Toronto. 

Chief  or    General    Agent   in    Ontario. — J.    H.    Burgar.    Federal    Bldg.,    Toronto. 

Date  of  Incorporation. — 1872.      Date   commenced   business  in    Canada. —  August  20,   1923. 

Swiss  Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash.  .  .  .  Frcs.   21,000.000  Premiums — Ontario  (net) $547,303 

Assets  in  Canada SI. 857, 735  Premiums — Canada  (net) 1.159.488 

Liabilities  in   Canada 808.746  Claims — Ontario  (net) 296.028 

Claims — Canada  (net) 762.425 

•See  note  on  page  1. 


(B) 
MUTUAL  INSURANCE  CORPORATIONS 

I.    FARMERS'  MUTUALS 

II.  ASSOCIATED  NEW  ENGLAND  FACTORY  MUTUALS 
III.  OTHER  MUTUALS 


[77] 


78 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


No.  6 


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86 ANNUAL  REPORT--SUPERINTENDEXT  OF  LNSURANCE N.j.  6 

II.    ASSOCIATED  NEW  ENGLAND  FACTORY  MUTUALS 


ARKWRIGHT  MUTUAL  FIRE  INSURANCE  COMPANY* 

Head  Office,  Boston,    Mass. 

Principal   Office  in   Canada,   Toronto,   Ont. 

Chief  Agent  in  Canada. — Jas.  P.  McD.  Costigan,  Toronto. 
Chief  Agent  in  Ontario. — Jas.  P.  McD.  Costigan,  Toronto. 
Date    Organized. — 1860.      Date   commenced   business   in    Canada. — 1927. 

Premium  Deposits  Written — Claims  Incurred 

Total  assets $8,978,999  Premiums — -Ontario  (net) $55,934 

Total  liabilities 4,008,373  Premiums — Canada  (net) 96.610 

Claims^Ontario   (net) 9.286 

Claims — Canada  (net) 3.746 


BL.\CKSTONE  MUTUAL  FIRE  INSURANCE  COMPANY* 

(Including  business  of  Merchants  Mutual  Fire  Insurance  Company) 

Head  Office,  Providence,  R.I. 

Principal   Office  in  Canada,    Toronto,   Ont. 

Chief   Agent   in    Ontario. —  Robt.    C.    Mold,    Toronto. 

Date   Organized. — 1868.      Date   commenced   business   in    Canada. — 1927. 

Premium  Deposits  Written — Claims  Incurred 

Total  assets $8,160,720  Premiums — Ontario  (net) $    78,835 

Total  liabilities 4,628,885  Premiums— Canada  (net) 135.903 

Claims — Ontario   (net) 11.856 

Claims — Canada   (net) 17.589 


BOSTON  MANUFACTURERS  MUTUAL  FIRE  INSURANCE  COMPANY* 

Head  Office,  Boston,    Mass. 

Principal   Office  in   Canada,   Toronto,   Ont. 

(Including  business  of  the  Paper   Mill   Mutual  Insurance  Company) 

Chief   Agent    in    Ontario. — Jas.    P.     McD.    Costigan,    Toronto. 

Date   Organized. — 1850.      Date   commenced   business   in    Canada. — 1927. 

Premium  Deposits  Written — Claims  Incurred 

Total  assets $10,102,570  Premiums — Ontario  (net) $    62.885 

Total  liabilities 5.474.731  Premiums — Canada  (net) 112.515 

Claims — Ontario  (net) 9.719 

Claims — Canada   (net) 11.191 


COTTON    AND    WOOLEN    M.4NUFACTURERS    MUTUAL    INSURANCE    COMPANY 
OF  NEW  ENGLAND* 

Head  Office,  Boston,   Mass. 

Principal   Office  in   Canada,   Toronto.   Ont. 

Chief  Agent  in  Canada. — Jas.  P.  McD.  Costigan,  Toronto. 
Chief  Agent  in  Ontario. — Jas.  P.  McD.  Costigan,  Toronto. 
Date    Organized. — 1875.      Date   commenced   business   in    Canada. — 1927. 

Premium  Deposits  Written — Claims  Incurred 

Total  assets $6,419,992  Premiums — Ontario  (net) $50,697 

Total  liabilities 2,821,578  Premiums — Canada   (net) 71,089 

Claims — Ontario  (net) 4.5/3 

Claims — Canada  (net) 8.800 

♦See  note  on  page  1. 


MUTUAL  INSURANCE  CORPORATIQxNS  FOR   1942 87 

FALL  HIVKK  MANLFACTLREKS  ML'TLAL  INSURANCE  COMPANY* 

Head  Office.  Fall  River,  Mass. 

Principal  Office  in  Canada.  Toronto.   Ont. 

Chief  Agent   in    Ontario. — Jas.    P.    McD.    Costigan.    Toronto. 

Date   Organized. — 1870.      Dale  commenced   business   in    Canada. — 1927. 

Premium  Deposits  Written — Claims  Incurred 

Total  assets $2,806,399  Premiums — Ontario  (net) $15,542 

Total  liabilities 1.416,720  Premiums — Canada  (net) 28,988 

Claims — Ontario  (net) 2,503 

Claims — Canada  (net) 2,882 


FIREMEN'S  MUTUAL  INSURANCE  COMPANY* 

Head  Office,  Providence.  R.I. 

Principal  Office  in  Canada,  Toronto,   Ont. 

Chief   Agent   in    Ontario. — Jas.    P.    McD.    Costigan.    Toronto. 

Date   Organized. — 1854.      Dale   commenced   business   in    Canada. — 1927. 

Premium  Deposits  Written — Claims  Incurred 

Total  assets $9,450,765  Premiums — Ontario  (net) $104,423 

Total  liabilities 6.054.062  Premiums — Canada  (net) 162.529 

Claims — Ontario  (net) 13.853 

Claims — Canada  (net) 14.847 


MANUFACTURERS  MUTUAL  FIRE  INSURANCE  COMPANY* 

Head  Office.  Providence,  R.I. 

Principal  Office  in  Canada,   Toronto.  Ont. 

Chief  Agent  in  Canada. — Jas.  P.  McD.  Costigan,  Toronto. 
Chief  Agent  in  Ontario. — Jas.  P.  McD.  Costigan,  Toronto. 
Date    Organized. — 1835.      Date   commenced   business   in    Canada. — 1927. 

Premium  Deposits  Written — Claims  Incurred 

Total  assets $26,568,238  Premiums — Ontario  (net) $254,810 

Total  liabilities 14,035,955  Premiums — Canada  (net) 438.747 

Claims — Ontario  (net) 40,131 

Claims — Canada  (net) 7.473 


PHILADELPHIA  .MANUFACTURERS  INIUTUAL  FIRE  INSURANCE  COMPANY* 

Head  Office,  Philadelphia.  Pa. 

Principal   Office  in   Canada.    Montreal.   Que. 

Chief   Agent    in    Canada. — I.    W.    Clarke.    Montreal. 

Chief   Agent    in    Ontario. — Jas.    P.     McD.    Costigan,    Toronto. 

Dale   Organized. — 1880.      Date   commenced   business   in    Canada. — 1927. 

Premium  Deposits  Written — Claims  Incurred 

Total  assets $2,543,614  Premiums — Ontario  (net) $22,799 

Total  liabilities 1.410,392  Premiums — Canada  (net) 39,443 

Claims — Ontario  (net) 4,053 

Claims — Canada  (net) 2,602 


PROTECTION  MUTUAL  FIRE  INSURANCE  COMPANY* 

Head  Office.  Chicago,  III. 

Principal   Office  in   Canada,   Toronto,   Ont. 

Chief   Aient    in    Ontario. — Jas.    P.     McD.    Costigan,    Toronto. 

Date   Organized. — 1SS7.      Dale   commenced   business   in    Canada. — 1927. 

Premil'.m  Deposits  Written — Claims  Incurred 

Total  assets $3,229,420  Premiums — Ontario  (net) $29,891 

Total  liabilities 2.093.817  Premiums — Canada  (net) 39.746 

Claims — Ontario  (net) 3,773 

Claims — Canada  (net) 5,585 


'See  note  on  page 


88 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

WHAT  CHEER  MUTUAL  FIRE  INSURANCE  COMPANY* 

Head  Office,  Providence.  R.I. 

Principal  Office  in  Canada,   Toronto,  Ont. 

Chief  Agent   in   Ontario. — Jas.    P.    McD.    Costigan,    Toronto. 

Date   Organized. — 1873.      Date   commenced  business  in    Canada. — 1927. 

Premium  Deposits  Written — Claims  Incurred 

Total  assets $3,863,390  Premiums — Ontario  (net) $36,607 

Total  liabilities 2,007.596  Premiums — Canada  (net) 64.938 

Claims— Ontario  (net) 6,959 

Claims — Canada  (net) 12,547 


WORCESTER  MANUFACTURERS  MUTUAL  INSURANCE  COMPANY* 

Head  Office,  Boston,   Mass. 

•  Principal   Office  in  Canada,   Toronto,  Ont. 

Chief  Agent   in    Ontario. — Jas,    P.    McD.    Costigan.    Toronto. 

Date   Organized. — 1856.      Date   commenced  business  in   Canada. — 1927. 

Premium  Deposits  Written — Claims  Incurred 

Total  assets $2,590,708  Premiums — Ontario  (net) $15,542 

Total  liabilities 1,415,158  Premiums — Canada  (net) 28,988 

Claims — Ontario  (net) 3,238 

Claims — Canada  (net) 5,618 


♦See  note  on  page  1. 


MUTl'Al.^INSUKAXCM-    C'(>RP(  )RATIUNS  FOR   1942 89 

III.    ()TIII:K   MITLALS 


TIIK  CENTKAL  IMANUFACTLHEKS'  MLTLAL  INSLRANCE  COMPANY* 

Head  Office,  Van  Wert,  Ohio 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager  or   Chief  Executive   Officer  in   Canada. —  Donald   S.    Miller,    Toronto. 

Chief  or  General    Agent  in   Ontario. —  Donald   S.    Miller.  302    Victory    Bldg..    Toronto. 

Date   of  I  ncorporation. — 1876.      Date   commenced   business   in    Canada. —  August  23.    1923. 

Premiums  Written — Claims  Incurred 

Assets  in  Canada $215,377  Premiums — Ontario  (net) .$49,691 

Liabilities  in   Canada 69.928  Premiums — Canada  (net) 90,374 

Claims — Ontario  (net) 44,735 

Claims — Canada  (net) 56,212 


HARDWARE  DEALERS'  MLTUALiFIRE  INSURANCE  COMPANY* 

Head  Office.  Stevens  Point,   Wis. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager  or   Chief  Executive  Officer  in   Canada. —  Frank   B.    Dalgleish,    Toronto. 

Chief  or  General  Agent  in   Ontario. —  Frank   B.    Dalgleish,  55   York  St.,    Toronto. 

Date  of  I  ncorporation. — 1903.      Dale  commenced  business  in   Canada. — September,   1920. 

Premiums  Written — Claims  Incurred 

Assets  in   Canada $612,222  Premiums — Ontario  (net) $168,689 

Liabilities  in   Canada 240,328  Premiums — Canada  (net) 322.458 

Claims— Ontario   (net) 81,506 

Claims — Canada  (net) 113.046 


INDIANA  LLMBERMEN'SiMUTUAL  INSURANCE  COMPANY* 

Head  Office,  Indianapolis,  Ind. 

Principal  Office  in  Canada,   Ottawa,  Ont. 

Manager  or  Chief  Executive  Officer  in  Canada. —  E.  D.  Hardy,  Booth  Bldg.,  165  Sparks  St., Ottawa. 
Dale  of  Incorporation. —  April  1,  1897.     Date  commenced  business  in  Canada. — June  16,  1932. 

Premiums  Written — Claims  Incurred 

Assets  in  Canada $160,760  Premiums — Ontario  (net) $38,705 

Liabilities  in   Canada 43.977  Premiums— Canada  (net) 71,935 

Claims— Ontario  (net) 31,256 

Claims — Canada  (net) 48,549 


LIBERTY  MUTUAL|INSURANCE  COMPANY* 

Head  Office,  Boston,   Mass. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager  or  Chief  Executive  Officer  in  Canada. —  W.  L.   Harrington,  57   Bloor  St.   W.,   Toronto. 
Date  of  Incorporation. — Jan.   1,   1912.      Date  commenced  business  in   Canada. —  Dec.  30,   1936. 

Premiums  Written — Claims  Incurred 

Assets  in   Canada $271,408  Premiums— Ontario  (net) $26,970 

Liabilities  in   Canada 33.064  Premiums — Canada  (net) 42,312 

Claims — -Ontario   (net) 10,912 

Claims — Canada  (net) 17,097 


THE  LUMBER  MUTUAL  FIRE  INSURANCE  COMPANY  OF  BOSTON,  MASS.* 

Head  Office,  Boston.   Mass. 

Principal   Office  in  Canada,   Ottawa,   Ont. 

Manager  or  Chief  Executive  Officer  in  Canada. — E.  D.  Hardy.  Booth  Bldg.,  165  Sparks  St., Ottawa. 
Date  of  Incorporation. —  Feb.  13,  1895.     Date  commenced  business  in  Canada. — Sept.  28,  1931. 

Premiums  Written — Claims  Incurred 

Assets  in   Canada $217,327  Premiums — Ontario  (net) $39,974 

Liabilities  in   Canada 53,166  Premiums — Canada  (net) 88,148 

Claims — Ontario   (net) 24,195 

Claims — Canada  (net) 73,544 

*See  note  on  page  1. 


90 ANNUAL  REPORT— SUPERIXTEXDENT  OF  INSURANCE No.  6 

LUMBERMEN'S  MUTUAL  CASUALTY  COMPANY* 

Head  Office,  Chicago,  III. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager  or   Chief  Executive   Officer   in    Canada. —  Vance    C.    Smith,    Toronto. 

Chief  or  General   Agent  in   Ontario. —  Vance   C.   Smith,   1201    Concourse   Bldg.,   Toronto. 

Date   of  Incorporation. — 1912.      Date   commenced   business   in    Canada. — July  23,   1920. 

Premiums  Written — Claims  Incurred 

Assets  in  Canada $875,318  Premiums — Ontario  (net) $444,102 

Liabilities  in   Canada 478,709  Premiums — Canada  (net) 656,766 

Claims — Ontario  (net) 164,746 

Claims — Canada  (net) 255,881 


THE  LUMBERMEN'S  MUTUAL  LNSURANCE  COMPANY  OF  MANSFIELD,  OHIO* 

Head  Office,   Mansfield,  Ohio 

Principal  Office  in  Canada,  Ottawa,  Ont. 

Manager  or  Chief  Executive   Officer  in   Canada. —  E.    D.    Hardy,    Ottawa. 

Chief  or   General   Agent  in   Ontario. —  E.    D.    Hardy,   165   Sparks   St.,    Ottawa. 

Date  of  Incorporation. — 1895.      Dale   commenced   business  in    Canada. —  April  29,   1925. 

Premiums  Written — Claims  Incurred 

Assets  in  Canada $81,684  Premiums — Ontario  (net) $26,368 

Liabilities  in  Canada 34,642  Premiums — Canada  (net) 54,104 

Claims— Ontario   (net) 25,627 

Claims — Canada  (net) 40,133 


METROPOLITAN  LIFE  INSURANCE  COMPANY* 

Head  Office,   New  York,  N.Y. 

Principal  Office  in  Canada,  Ottawa,  Ont. 

Manager  or   Chief  Executive   Officer   in   Canada. —  E.    C.    McDonald,    Ottawa. 
Chief  or  General  Agent  in  Ontario. —  P.   A.   Bowen,  6   Adelaide  St.   E.,    Toronto. 
Date   of   Incorporation. — 1866.       Date    commenced    business   in    Canada. — 1872. 


Life: 

Assets  in  Canada $334,833,936 

Ontario  business  in  force  (gross)..    562,704,333 
Canadian  business  in  force  (gross). 1,403, 237, 543 


Other  than  Life: 
Assets  in  Canada.  . .  . 
Liabilities  in  Canada. 


734,869 
558,504 


Premiums  and  Disbursements 

Life: 

Premiums — Ontario   (net) $16,951,445 

Premiums — Canada  (net)  .......    42,814.532 

Total      disbursements     to      policy- 
holders (net) — In  Ontario 9,994,310 

In  Canada 25,854.903 

Premiums  Written — Claims  Incurred 


Other  than  Life: 
Premiums — Ontario  (net)  , 
Premiums — Canada  (net), 
Claims — Ontario  (net)  .  .  . 
Claims — Canada  (net)  .  .  . 


880,889 

1,417,902 

633,052 

947,560 


MILL  OWNERS'  MUTUAL  FIRE  INSURANCE  COMPANY  OF  IOWA* 

Head  Office,   Des  Moines,  Iowa 

Principal  Office  in  Canada,   Hamilton,  Ont. 

Manager  or   Chief  Executive   Officer   in   Canada. — Irving    Earl    Sams,    Hamilton. 

Chief  or   General   Agent   in   Ontario. — Irving    Earl   Sams,  306-320    Imperial    Bldg..    Hamilton. 

Date  of  Incorporation. — 1876.      Date  commenced   business  in    Canada. —  April   3,    1923. 

Premiums  Written — Claims  Incurred 

Assets  in  Canada $335. S4N  Premiums — Ontario  (net) $   94,531 

Liabilities  in  Canada 158,314  Premiums — Canada  (net) 222,534 

Claims — Ontario  (net) 48.509 

Claims — Canada  (net) 109,141 

♦See  note  on  page  1. 


MUTUAL  INSURANCE  CORPORATIONS  FOR   1942 91 

ML'TUAL  BENEFIT  HEALTH  &  ACCIDENT  ASSOCIATIO.N* 

Head  Office.  Omaha,   Neb. 

Principal  Office  in  Canada,  Toronto.  Ont. 

Manager   or    Chief   Executive   Officer   in    Canada. —  L.    F.    Flaska,    Toronto. 

Chief  or   General   Agent  in   Ontario. —  L.   F.   Flaska,  34    King  St.   E.,    Toronto. 

Date   of  Incorporation. — 1909.      Date   commenced   business   in    Canada. —  December,    1934. 

Premiums  Written — Claims  Incurred 

Assets  in   Canada $1,123,745  Premiums — Ontario  (net) $     674.361 

Liabilities  in  Canada 843.916  Premiums — Canada  (net) 1.632.967 

Claims — Ontario  (net) 276,852 

Claims — Canada  (net) 626.068 


MUTUAL  BOILER  INSURANCE  COMPANY  OF  BOSTON 

Head  Office,  Boston,   Mass. 
Principal   Office  in   Canada,   Toronto,   Ont. 

Incorporated. — 1877.     Date  of  initial  license  in  Ontario. — July  16.  1937. 

Officers. —  President  and  Treasurer,  Marshall  B.  Dalton;  Vice-President  and  Secretary, 
John    A.    Collins. 

Directors. —  Robert  Amory,  John  W.  Arrington,  Jr.,  Harry  L'.  Bailey,  S.  Bruce  Black, 
Spencer  Borden.  Winthrop  L.  Carter,  John  A.  Collins.  Marshall  B.  Dalton,  Cyrus  Y.  Ferris, 
Hovey  T.  Freeman,  Hans  J.  Hagge,  Charles  E.  Hodges,  Jr.,  H.  De  Forest  Lockwood,  Abbot 
Stevens,    Malcolm  B.  Stone,  E.   Kent  Swift,  John  L.   Wilds. 

Chief  or  General  Agent  in  Ontario. — J.   P.    McD.   Costigan,  372   Bay  St.,   Toronto. 

Auditors. —  Charles  F.   Rittenhouse  &   Co.,    Boston.    Mass. 


Statement  for  the  Year  Ended  December  31,  1942 
Balance  Sheet^Assets 


Authorized  value  of  bonds 

Cash  on  hand  and  on  deposit 

Interest  accrued _ 

Agents'    balances    and    premiums    uncollected — written    on    or    aftei 

October  1,  1942 

Amount  due  from  reinsurers 


Total    Admitted    Assets. 


Balance  Sheet^Liabilities 


In  Canada 

All  Business 

$24,746  69 

3,671  83 

486  98 

$2,016,958  06 

231,119  78 

11.609  88 

14  01 

45,006  25 
4.104  14 

28,919  51 

$2,308,798  11 



Provision  for  unpaid  claims 

Reserve  of  unearned  premiums . 

Cash  dividends  to  policyholders  declared  and  unpaid. 

Agency  and  other  expenses  due  and  accrued 

Taxes  due  and  accrued 

Premiums  received  in  1942  not  effective  until  1943... 
Other  liabilities 


Total  Liabilities _.  .. 

Excess    of    assets    over   liabilities    (surplus   for    protection    of    policy- 
holders)   


[ES  AND  Surplus. 


Profit  and  Loss  Account 


Net  premiums  written 

Reserve  of  unearned  premiums 

At  beginning  of  year 

At  end  of  year 


Increase 

Net  premiums  earned 

Net  losses  incurred 

Total  underwriting  expenses. 

Underwriting  profit 


$ 

4.860 
536 

41 

99 

$113,451  93 

726.903  15 

125,206  10 

20,099  29 

260 

26 

39,478  99 
29.496  95 

788  21 

$  5.657 

23,261 

$28,919 

66 
85 
51 

$1,055,424  62 

1,253.373  49 

$2,308,798  11 

In  Canada 
$10,027  45 

All  Business 
$1,812,409  59 

$  4.170 
4,860 

67 
41 

$  590,321  40 
726,903  16 

$   689 

74 

$  136,581  75 

$  9,337 

71 

$1,675,827  84 

$ 

5,460 

•75 

$  209,734  29 
492.597  04 

$  3.876 

96 

$  973.496  51 

♦See  note  on  page  1. 


92 ANNUAL  REPORT— SUPERIXTENDEXT  OF  IXSURAN'CE No.  6 

Other  revenue: 

Interest,  dividends  and  rents  earned 1,168    75  33,052    19 

Special  inspection  and   miscellaneous  income 2.259    69 

Gain  from  sale  of  investments 1,978    40 

Increase  in   market  value  of  investments 11,105    49 


$    5.045    71  $1,021,892  28 
Other  expenditure: 

Loss  from  sale  of  investments 9.239  54 

Investment  expenses 2,594  73 

Net  Profit  for  the  Year $   5.045   71  $1,010,058  01 


Surplus  for  Protection  of  Policyholders 

Surplus  of  assets  over  liabilities  at  beginning  of  year $     982.067    44 

Net  profit  brought  down 1.010.058   01 

$1,992,125   45 
Dividends  declared  during  year: 

To  Canadian  policyholders $   3.523   30 

To  other  policyholders 735,228    66 


Surplus  of  Assets  over  Liabilities  at  End  of  Year $1,253,373   49 


MUTUAL  IMPLEMENT  AND  HARDWARE  INSURANCE  COMPANY*! 

Head  Office,  Owatonna,   Minn. 

Principal  Office  in  Canada.  Toronto,  Ont. 

Manager  or   Chief  Executive   Officer  in   Canada. —  F.    B.    Dalgleish.    Toronto. 

Chief  or  General   Agent  in   Ontario. —  F.    B.    Dalgleish,  55   York  St.,   Toronto. 

Date   of  Incorporation. — 1904.      Date  commenced   business   in   Canada. —  September,   1920 

Premiums  Written — Claims  Incurred 

Assets  in   Canada $458,058  Premiums — Ontario  (net) $174,126 

Liabilities  in   Canada 246.276  Premiums — Canada  (net) 336.266 

Claims — Ontario  (net) 81.967 

Claims — Canada  (net) 119,308 


NATIONAL  RETAILERS  MUTUAL  INSURANCE  COMPANY* 

Head  Office.  Glen  Cove.   N.Y. 

Principal   Office  in   Canada.   Toronto.   Ont. 

Manager  or  Chief  Executive  Officer  in  Canada. —  Vance  C.  Smith,  Concourse  Bldg.,  100  Adelaide 
St.    W.,    Toronto. 

Dale  of  Incorporation. —  March  29.  1837.     Dale  commenced  business  in  Canada. —  Oct.  14.  1937. 

Premiums  Written — Claims  Incurred 

Assets  in  Canada $269,902  Premiums — Ontario  (net) $108,002 

Liabilities  in  Canada 95.681  Premiums — Canada  (net) 155.986 

Claims — Ontario  (net) 33.717 

Claims — Canada  (net) 56.088 


NEW  YORK  LIFE  INSURANCE  COMPANY* 

Head  Office.   New  York.   N.Y. 

Principal  Office  in  Canada.    Montreal,  Que. 

Manager   or    Chief   Executive   Officer   in    Canada. —  P.    V.    Raven,    Montreal. 
Chief  or  General   Agent  in   Ontario. —  Ralph    M.    Devins.  320   Bay   St.,    Toronto. 
Date   of   Incorporation. — 1841.      Date   commenced    business   in    Canada. — 1868. 

Premiums  and   Disbursements 

Assets  in   Canada $59,586,551  Premiums — Ontario   (net) $1,236,122 

Ontario  business  in  force  (gross)  ..  .    38.908.628  Premiums — Canada  (net) 3.819.793 

Canadian  business  in  force  (gross)  .125.699.147           Total     disbursements     to     policy- 
holders (net) — In  Ontario 1.243.841 

In  Canada 3.800.687 


♦See  note  on  page  1. 

tName   changed   from    Minnesota    Implement    Mutual    Fire   Insuiance    Company. 


MUTUAL  INSURANCE  CORPORATIONS  FOR  1942 93 

NORTHWESTERN  MUTUAL  FIRE  ASSOCIATION* 

Head  Office,  Seattle.  Wash. 

Principal  Office  in  Canada,  Vancouver,  B.C. 

Manager  or  Chief  Executive  Officer  in  Canada. —  D.   R.   Thomson,    Randall   Bldg.,   Vancouver. 
Chief  or   General   Agent   in   Ontario. —  D.    G.    McPherson,    Imperial    Bldg.,    Hamilton. 
Date  of  Incorporation. — 1901.      Date   commenced  business   in    Canada. —  April  22,    1912. 

Premiums  Written — Claims  Incurred 

Assets  in  Canada $1,177,983  Premiums — Ontario  (net) $212,548 

Liabilities  in  Canada 577,414  Premiums — Canada  (net) 727,246 

Claims — Ontario  (net) 103,548 

Claims — Canada  (net) 311,825 

PENNSYLVANIA  LUMBERMEN'S  MUTUAL  FIRE  INSURANCE  COMPANY* 

Head  Office,  Philadelphia,  Pa. 

Principal  Office  in  Canada,  Ottawa,  Ont. 

Manager  or  Chief  Executive  Officer  in  Canada. —  E.  D.  Hardy,  Booth  Bldg.,  165  Sparks  St.. Ottawa. 
Date  of  Incorporation. —  Feb.  26.  1895.     Date  commenced  business  in  Canada. —  Oct.  20.  1931. 

Premiums  Written — Claims  Incurred 

Assets  in  Canada $159,293  Premiums — Ontario  (net) $31,022 

Liabilities  in  Canada 46,442  Premiums — Canada  (net) 70,680 

Claims— Ontario   (net) 23,472 

Claims — Canada  (net) 47,153 


THE  PRUDENTIAL  INSURANCE  COMPANY  OF  AMERICA* 

Head  Office,  Newark,  N.J. 

Principal  Office  in  Canada,    Montreal,  Que. 

Manager  or   Chief  Executive   Officer  in    Canada. —  Henry    P.    Douglas,    Montreal. 

Chief  or  General  Agent  in  Ontario. —  Harold  J.  Smithers,  2881    Dundas  St.   W.,   Toronto. 

Date  of  Incorporation. — 1873.     Date  commenced  business  in   Canada. —  February  3,  1909. 


Capital  stock  paid  in  cash $   2,000,000 

Life: 

Assets  in  Canada 136,152,401 

Ontario  business  in  force  (gross) ..  .337.986,808 
Canadian  business  in  force  (gross)  .  626,744,880 


Other  than  Life: 
Assets  in  Canada. . .  . 
Liabilities  in  Canada. 


65,424 
11,131 


Premiums  and   Disbursements 

Life: 

Premiums — Ontario  (net) $12,121,357 

Premiums — Canada  (net)  .......    22,325,618 

Total     disbursements     to     policy- 
holders (net) — In  Ontario 6,011,831 

In  Canada 11,482,328 

Premiums  Written — Claims  Incurred 


Other  than  Life: 
Premiums — Ontario  (net) 
Premiums — Canada  (net) 
Claims — Ontario  (net)  .  .  . 
Claims — Canada  (net)  .  .  . 


22,723 
28,864 
14,903 
22.780 


THE  ROYAL  GUARDIANS* 

Head  Office,   Montreal,  Que. 

Officers. —  President,  E.  E.  Workman.  Westmount;  Vice-President,  M.  M.  Johnston,  West- 
mount;  General  Manager  and  Treasurer,  W.  F.  Patterson,  Westmount;  Chairman  of  the  Board, 
Chas.   E.    Ward,    Montreal;  Secretary.   R.   Pritchard. 

Directors. —  C.  E.  Ward,  L.  H.  Ballantyne,  K.C..  B.  C.  Empey.  Montreal;  P.  Wickham, 
H.  W.  Monsell,  St.  Lambert;  E.  E.  Workman.  W.  F.  Patterson,  M.  M.  Johnston,  Westmount; 
C.   F.   Charbonneau,   Outremont. 

Chief  or  General  Agent  in  Ontario. — Jas.   Brodie,  612  Sherbourne  St..   Toronto. 

Date  of  Incorporation. — 1910.     Date  commenced  business  in  Canada. — July  1,  1910. 


Premiums  and  Disbursements 


Life: 

Total  assets $     943,843 

Ontario  business  in  force  (gross)...      2,538,177 
Total  business  in  force  (gross) 4,336,463 


Life: 

Premiums — Ontario  (net) 

Premiums — Total  business  (net).. 
Total      disbursements     to     policy- 
holders (net) — In  Ontario 

Total  business .  . 


$   72.322 
119,758 


24,665 
73.264 


Other  than  Life: 

Total  assets 

Total  liabilities 


14,215 
11,920 


Premiums  Written — Claims  Incurred 

Other  than  Life: 

Premiums — Ontario  (net) 5£ 

Premiums — Total  business  (net)..  7( 

Claims — Ontario  (net) 3i 

Claims — Total  business  (net).  ...  4( 


♦See  note  on  page  1. 


94 -      ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

THE  STANDARD  LIFE  ASSURANCE  COMPANY* 

Head  Office,  Edinburgh,  Scotland 

Principal  Office  in  Canada,   Montreal,  Que. 

Manager  or   Chief  Executive   Officer  in   Canada. —  Wm.    H.   C.    Kennedy,    Montreal. 
Chief  or  General   Agent  in  Ontario. —  G.   B.   Coyne,  80   King  St.   W.,   Toronto. 
Date   of  Organization. — 1825.      Date   commenced   business   in    Canada. — 1833. 

Premiums  and  Disbursements 

Assets  in   Canada $18,794,956  Premiums — Ontario  (net) $     411,007 

Ontario  business  in  force  (gross) .  . .    13,723,713  Premiums — Canada  (net) 1,087,883 

Canadian  business  in  force  (gross) .    38,404,308           Total     disbursements     to     policy- 
holders (net) — In  Ontario 258,154 

In   Canada 923.192 


STATE  FARM  MUTUAL  AUTOMOBILE  INSURANCE  COMPANY* 

Head  Office,  Bloomington,  III. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager  or   Chief  Executive  Officer  in   Canada. — -R.    E.    Patterson,    Toronto. 

Chief  or  General   Agent  in   Ontario. —  R.    E.    Patterson,  465    Bay   St.,    Toronto. 

Date  of  Incorporation. — 1922.      Date  commenced   business   in   Canada. — June,   1938. 

Premiums  and  Disbursements 

Assets  in  Canada $157,007  Premiums — Ontario  (net) $66,004 

Liabilities  in  Canada 23,483  Premiums — Canada  (net) 66,004 

Claims — Ontario  (net) 24,731 

Claims — Canada  (net) 24,731 


TORONTO  MUTUAL  LIFE  INSURANCE  COMPANY* 

{Formerly   Ancient   Foresters'    Mutual   Life  I  nsurance  Company) 
Head  Office,  Toronto,  Ont. 

Officers. —  President,  J.  W.  B.  Ford,  Hamilton;  Vice-President,  H.  W.  B.  Boynton.  Toronto; 
General  Manager  and  Secretary,  L.  G.  NichoUs,  Toronto;  Consulting  Actuary,  J.  D.  Buchanan; 
Chairman,    Chas.   G.    Dynes.    K.C.,    Hamilton. 

Directors. — J.  W.  B.  Ford,  C.  G.  Dynes,  K.C.,  T.  A.  Collins,  W.  R.  Davis,  Hamilton;  A.  W. 
Turner.  Ph.  D..  H.  W.  B.  Boynton,    L.    G.    Xicholls,    Dr.  J.    Harcourt,    Toronto;    E.  L.  Box,   Seaforth. 

Date  of  Incorporation. — 1934.     Date  commenced  business  in  Canada. — January  2,  1935. 

Premiums  and  Disbursements 

Assets  in   Canada $    1,870.886  Premiums — Ontario   (net) $329,090 

Ontario  business  in  force  (gross)...    10,647.660            Premiums — Total  business  (net)..  347,468 
Total  business  in  force  (gross) 11,417,119            Total      disbursements     to     policy- 
holders (net) — In   Ontario 108.947 

Total  business.  .  142.092 


UNITED  MUTUAL  FIRE  INSURANCE  CO.MPANY* 

Head  Office.   Boston,    Mass. 

Principal   Office  in   Canada,   Toronto,   Ont. 

Manager  or  Chief  Executive  Officer  in  Canada. —  R.    M.    Kennedy,   Toronto. 
Chief  or  General   .\genl  in   Ontario. —  R.    M.    Kennedy,  57    Bloor  St.    W.,    Toronto. 
Dale  of  Incorporation. — 1908.     Date  commenced  business  in   Canada. —  .■\pril  3.   1925. 

Premiims  and   Disbursements 

Assets  in   Canada $293,979  Premiums — Ontario  (net) $    76.147 

Liabilities  in   Canada 111,483  Premiums — Canada  (netl 156.755 

Claims — Ontario  (net>  83.978 

Claims — Canada  (netl  120.554 


"See  note  on  page 


(C) 
CASH-MUTUAL  INSURANCE  CORPORATIONS 


[95] 


(C) 


THE  ECONOMICAL  MlTl  AL  FIKE  INSURANCE  COMPANY" 

Head  Office.  Kitchener.  Ont. 


Date   commenced   business. —  October   28,    1871. 

Officers. —  President.  Henry  Knell;  Vice-President,  Hon..  W.  D.  Euler;  General  Manager, 
F.    W.    Snyder;    Ass't    General    Manager   and    Secretary- Treasurer,    W.    W.    Foot. 

Directors  (as  at  date  of  filing  statement). —  Henry  Knell,  Hon.  W.  D.  Euler.  W.  J.  Motz, 
H.  C.  Krug.  H.  J.  Sims.  R.  A.  Lang.  L.  O.  Breithaupt.  F.  W.  Snyder,   W.  H.  Somerville,  Waterloo. 

Premiums  Written — Claims  Incurred 

Total  admitted  assets $3,389,373  Premiums — Ontario  (net) $645,909 

Total  liabilities 754.743  Premiums — Total  business  (net) . .  896,415 

Surplus  protection  of  policyholders.      2,634,630  Claims — Ontario  (net) 229,543 

Claims — Total  business  (net)  ....  361.622 


GORE  DISTRICT  MUTUAL  FIRE  INSURANCE  COMPANY* 

Head  Office,  Galt,  Ont, 

Officers. —  President.  A.  R.  Goldie;  Vice-President.  John  R.  Blake;  Secretary- Treasurer, 
Edwin  S.   Hood;  General   Manager,  J.   N.   MacKendrick;  Ass't  General   Manager,  Edwin  S,   Hood. 

Directors. —  A.  R.  Goldie,  John  R.  Blake,  J.  X.  MacKendrick,  M.  M.  Todd.  William  Philip, 
W.  W.  Wilkinson,  H.  L.   McCulloch,  Gait;  C.  Gordon  Cockshutt,  Brantford;  F.  G.  Rolph,  Toronto. 

Premiums  Written — Claims  Incurred 

Total  admitted  assets $3,042,765  Premiums — Ontario   (net) $435,003 

Total  liabilities 617,504  Premiums — Total  business  (net). .  687.166 

Surplus  protection  of  policyholders.      2.425.261  Claims — Ontario   (net) 166,057 

Claims— Total  business  (net)  ....  256,875 


MILLERS  NATIONAL  INSURANCE  COMPANY* 

Head  Office,  Chicago,  III. 

Principal  Office  in  Canada,  Toronto,  Ont. 

Manager   or   Chief  Executive   Officer   in    Canada. —  H.    Begg.    Toronto. 

Chief  or   General   Agent   in    Ontario. —  H.    Begg.   14-24    Toronto    St..    Toronto. 

Date   of  Incorporation. — 1865.      Date   commenced   business   in    Canada. —  October  6.    1915. 

Premiums  Written — Claims  Incurred 

Assets  in  Canada $230,382  Premiums — Ontario  (net) $   51,665 

Liabilities  in  Canada 91,815  Premiums — Canada  (net) 100,674 

Claims — Ontario  (net) 18,092 

Claims — Canada  (net) 68,692 


THE  PERTH  MUTUAL  FIRE  INSURANCE  COMPANY 

Head  Office,  Stratford,  Ont. 

Incorporated. —  October  2.   1863.     Date  commenced  business. —  October.  1863. 

Officers. —  President.  G.  G.  McPherson.  K.C.;  Vice-President.  H.  W.  Strudley;  Secretary, 
J.    M.    Macrae;   General    Manager.   A.   E.    Dodds;  Ass't   General    Manager.  J.   A.   C.   Kay. 

Directors  (as  at  date  of  filing  statement). —  G.  G.  McPherson.  K.C..  H.  W.  Strudley.  J.  A. 
Makins.  Lieut. -Col.  R.  M.  Trow.  W.  J.  Anderson,  H.  H.  Dempsey,  A.  E.  Dodds,  C.  D.  Dingman. 
John    G.    Lind. 

Auditors. —  Monteith  &    Monteith,   Stratford. 


•■See  note  on  page  1. 

[97] 


98 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

Statement  for  the  Year  Ended  December  31,  19^42 

Balance  Sheet^Assets 

Book  value  of  real  estate — office  premises $       41.000   00 

Mortgage  loans  on  real  estate — first  liens 29,650   00 

Amortized  book  value  of  bonds,  debentures  and  debenture  stocks: 

Not  in  default $1,839,461    71 

In  default 3.813   60 

1,843.275   31 

Book  value  of  stocks 44.266   75 

Cash  on  hand  and  in  banks » 58,708   49 

Interest  accrued $        15.516    45 

Rents  accrued 100    00 

15.616   45 

Agents'  balances  and  premiums  uncollected: 

Written  on  or  after  October  1,  1942 $       29,313   79 

Premiums  due  from  reinsuring  companies: 

Written  on  or  after  October  1.  1942 5.224    87 

34.538   66 

Amount  due  from  reinsurance  on  losses  already  paid 3,369    64 

Total  Admitted  Assets $2,070,425   30 


Balance  Sbeet^Liabilities 

Total 
In  Canada  Liabilities 

Total  provision  for  unpaid  claims $       23,720    19      $       23.720    19 

Adjustment  expenses  of  said  claims 200    00  200   00 

Total  net  reserve.  $204,093.81;  carried  out  at  80%  thereof 163.275   05  163.275   05 

Expenses  due  and  accrued 10,000   00 

Taxes  due  and  accrued 10,000   00 

Return  premiums  and  balances  due  agents 18   71 

Investment  reserves 150,000   00 

Contingency  reserves 30,000   00 

Total  Liabilities. $     387.213   95 

Excess  of  assets  over  liabilities  (surplus  for  protection  of  policyholders) 1,683,211    35 

Total  Liabilities  and  Surplus $2,070,425   30 


Profit  and  Loss  Account 

In  Canada  and- 
All  Business 

Net  premiums  written $     210.162   00 

Reserve  of  unearned  premiums  (80%): 

At  beginning  of  year $     167.984    18 

At  end  of  year 163.275    05 

Decrease 4,709    13 

Net  premiums  earned $     214.871    13 

Net  claims  incurred $  98.712  82 

Net  adjustment  expenses  incurred 3,558  91 

Commissions 50.342  45 

Taxes 10,372  38 

Salaries,  fees  and  travelling  expenses 40.463  96 

All  other  expenses 11.382  30 

Total  claims  and  expenses 214.832   82 

Underwriting  profit $  38    31 


Other  revenue: 

Interest  earned — cash  and  accruals $        66.259    34 

Adjustment  by  amortization 783    77 

$        67.043    11 

Dividends  earned 2.161    90 

Profit  on  sale  of  securities  and  real  estate •  5.237    13 

74.442    14 


$        74.480   45 


Other    expenditure: 


Loss  on  real  estate  operations $  306   85 

Reserve  for  contingencies 15.000   00 

15.306   85 

Net   Profit  for  the  Year $       59,173   60 


CASH-MUTUAL  INSURANCE  CORPORATIONS  FOR  1942 99 

Surplus  for  Protection  of  Policyliulders 

Surplus  of  assets  over  liabilities  at  beginning  of  year $1,622,216    59 

Net  profit  for  the  year  brought  down 59.173    60 

$1,681,390    19 
Add  decrease  in  unadmitted  ledger  assets 1.821    16 

Surplus  of  Assets  over  Liabilities  at  End  of  Year $1.683.211   35 


Gross  in  force,   December  31,  1941 
Taken  in  1942,  new  and  renewed.  . 


Summary  of  Risks^Fire 

In  Ontario 


$54,271,095 
27,933.990 


Totals    $82,205,085 

Ceased  in  1942.  including  renewed 27.970,924 


Gross  in  force,   December  31,  1942 
Reinsurance  in  force,    December  31 


1942    

Net  in  Force,   December  31.  1942 


$54,234,161 
13,117.548 


$41,116,613 


Elsewhere       All  Business 


$    9,274.963 
7,275.871 


$16,550,834 
7,723,008 


$    8,827,826 
2,233,519 


$63,546,058 
35,209.861 


$98,755,919 
35,693.932 


$63,061,987 
15.351.067 


$6,594,307  $47,710,920 


Exhibit  of  Premiums  in  Force  in  Canada 


Class  of  Insurance 

Gross 
IN  Force 
AT  End  of 

1941 

Taken 
IN  1942. 
New  and 
Renewed 

Ceased 

IN  1942. 

Including 

Renewed 

Gross 

IN  Force 

AT  End  of 

1942 

Reinsur- 
ance 

Net 
in  Force 
at  End  of 

1942 

Fire 

$           c. 
549.531    91 

$          c. 
338.900   65 

$           c. 
342.296   04 

546.^36   52 

$           c. 
142,994    15 

$           c. 
403,142   37 

THE  PORTAGE  LA  PRAIRIE  MUTUAL  INSURANCE  COMPANY* 

Head  Office,  Portage  la  Prairie.    Man. 

Officers. —  President.  M.  G.  Tidsbury,  High  Bluff;  Vice-President.  E.  H.  Muir.  Portage  la 
Prairie;  Secretary  and  General  Manager.  A.  H.  Thorpe,  Portage  la  Prairie;  Treasurer.  A.  G. 
Hall.    Portage  la    Prairie. 

Directors. —  M.  G.  Tidsbury.  High  Bluff;  E.  H.  Muir,  Jos.  Trimble.  James  McKenzie.  J.  C. 
Miller.  K.C..  Portage  la  Prairie;  Robt.  McDermott,  Edwin;  E.  D.  Alder.  Oak  Lake;  Hon.  D.  L. 
Campbell.   Arthur  Sullivan.    K.C..    Winnipeg. 

Chief  or  General  Agent  in  Ontario. —  E.  J.  B.  Dobie,  c/o  Bonin- Dobie-Jackson  Ltd.,  Whalen 
Bldg..    Port    Arthur. 

Incorporated,  Dominion  of  Canada. —  May.  1930.    Commenced  business  in  Ontario. —  Feb.,  1931. 

Premiums  Written — Claims  Incurred 

$993,281  Premiums — Ontario   (net) $21,456 

387.066  Premiums — Total  business  (net)..  341,748 

606.215  Claims — Ontario  (net) 3.896 

Claims — Total  business  (net)  ....  131.790 


Total  admitted  assets 

Total  liabilities 

Surplus  protection  of  policyholde 


THE  WATERLOO  MUTUAL  FIRE  INSURANCE  COMPANY 

Head  Office.   Waterloo.   Ont. 

Incorporated. —  February  9,  1863.     Date  commenced  business. —  May  7.  1863. 

Officers. —  President.   W.   G.   Weichel;  Vice-President.  J.   H.  Simpson;  Secretary.  J.  A.  Fischer; 
General    Manager,   F.   H.    Moser;   Treasurer.    C.    G.    Durnan. 

Directors. —  W.   G.   Weichel.  J.   H.  Simpson.   F.   H.    Moser.   E.  J.    Bauer.   Ford  S.    Kumpf.   W.   R. 
Bricker.    Wm.    Henderson.   Sr.,    P.   V.    Wilson.    F.   L.    Whitaker. 
Auditors. — J.   F.   Scully.    C.A.,    R.    P.   Uffelman.    C.A. 


•See  note  on  page  1. 


100 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

Statement  for  the  Year  Ended  December  31,  1942 

Balance  Sheet— Assets 

Book  value  of  real  estate — office  premises $        35,000100 

Mortgage  loans  on  real  estate — first  liens 186.656    42 

Amortized  book  value  of  bonds,  debentures  and  debenture  stocks — not  in  default,  .     1,850,640    01 

Book  value  of  stocks 43,175    00 

Cash  on  hand  and  in  banks 50,945    01 

Interest  accrued $       20,352    13 

Dividends  due 93    75 

20,445    88 

Agents'  balances  and  premiums  uncollected: 

Written  on  or  after  October  1 ,   1942 $       42.878    91 

Premiums  due  from  reinsuring  companies: 

Written  on  or  after   October  1.   1942 6,448    85     ' 

— 49,327    76 

Amount  due  from  reinsurance  on  losses  already  paid 3,660    11 

Total  Admitted  Assets $2,239,850    19 


Balance  Sheet— Liabilities 

Outside  Total 

In   Canada               Canada  Liabilities 

Total  provision  for  unpaid  claims $        21,800    00  $ $       21,800  00 

Adjustment  e.xpenses  of  said  claims 200    00                 200  00 

Total  net  reserve,  .$352,  054.65;  carried  out  at  80  % 

thereof 281,629    78                        13    91  281,643  69 

Taxes  due  and  accrued 10.155  36 

Reinsurance  premiums 121  56 

Return  premiums  and  balances  due  agents 120  63 

Investment  reserves 59,500  00 

Pension   Fund   Reserve 35.330  57 


Total  Liabilities $     408,871    81 

Excess  of  assets  over  liabilities  (surplus  for  protection  of  policyholders) 1,830,978    38 

Total  Liabilities  and  Surplus .• $2,239,850    19 


Profit  and  Loss  Accoulit 

In  Canada 

Net  premiums  written $     328.533    86 

Reserve  of  unearned  premiums  (80%): 

At  beginning  of  year 

At  end  of  year 


De 


crea 


$ 

289,921 
281,629 

08 
78 

$ 

8,291 

30 

$ 

336,825 

16 

Outside 
Canada 

$        23    12 

All  Business 
$     328,556   98 

$         14    84 
13    91 

$     289,935    92 
281,643    69 

Net  premiums  earned $  336,825  16  $         24    05  $     336,849  21 

Net  claims  incurred $  149,569  01  $           4    39  $     149,573  40 

Net  adjustment  expenses  incurred 5,738  56                 5,738  56 

Commissions 68,500  87  8    78  68,509  65 

Taxes 12,069  35                 12,069  35 

Salaries,  fees  and  travelling  expenses 77,617  34                77,617  34 


All  other  expenses 20,909    27 

Total  claims  and  expenses $  334,417    57 

Underwriting  profit $  2,431    64 

Other  revenue: 


Interest  earned — cash  and  accruals 

$ 

76.925    09 
40   49 

76.884 

1,965 

876 

12,550 

4,980 

3 

60 
00 
00 
82 
11 
00 

97,259 

Dividends  earned 

Net  rents  earned 

Profit  on  sale  of  securities  and  real  estate.  .  .  .  , 
Sundry  receipts 

Transfer  fees 

53 

$ 

723 
9.358 
1.200 
1,500 

Ither  expenditure: 

Building  renovations 

$ 

92 
86 
00 
00 

99.691 

12.782 
86.908 

17 

Pension 

War  charities,  etc. 

78 

NetProfitfortheYe.\r               

$ 

CASH-MUTUAL  INSURANCE  CORPORATIONS  FOR   1942 


101 


Surplus  for  Protection  of  Policyholdera 

Surplus  of  assets  over  liabilities  at  beginning  of  year $1,742,775    16 

Net  profit  for  the  year  brought  down 86,908    39 

$1,829,683    55 
1,294    83 


Add  decrease  in  unadmitted  ledger  assets 
Surplus  of  Assets  over  Liabi 


T   End  of  Year $1,830,978   38 


Summary  of  Risks— Fire 

In   Ontario 

Gross  in  force,    December  31,  1941 $    90.156,999 

Taken  in  1942.  new  and  renewed 44,544.865 


Totals $134,701,864 

Ceased  in  1942,  including  renewed 44.408,614 

Gross  in  force,   December  31,  1942 

Reinsurance  in  force,    December  31,  1942 


...     $    90,293,250 
17,203,623 

Net  in  Force.   December  31.  1942 $   73.089.627 


Elsewhere 


$   9.770.051 
7.415.340 


$    17.185,391 
8,116.606 


9.068.785 
931,843 


All 

$    ! 


99,927,050 
51.960,205 


$151,887,256 
52.525.220 


$    99.362.035 
18,135,466 


Exhibit  of  Premiums  i 


Force  in  Canada 


Class  of  Insurance 

Gross 

IN  Force 

AT  End  of 

1941 

Taken 
IN  1942, 
New  and 
Renewed 

Ceased 

IN  1942, 

Including 

Renewed 

Gross 
IN  Force 
AT  End  of 

1942 

Reinsur- 
ance 

Net 
IN  Force 
AT  End  of 

1942 

Fire 

$          c. 
882.596   89 

$          c. 
471,109   96 

$          c. 
489.383    46 

864.323    39 

$          c. 
175.004    15 

$         c. 
689.319   24 

THE  WAWANESA  MUTUAL  INSURANCE  COMPANY* 


Head  Office,  Wawanesa.   Man. 

Officers. —  President,  A.  T.  Hawley,  K.C.,  Winnipeg;  Vice-Presidents,  J.  G.  Fraser,  Wawanesa. 
Hon.  E.  C.  Drury.  Barrie;  Treasurer,  F.  B.  MacArthur,  Wawanesa;  Managing  Director  and 
Secretary,   C.    M.  Vanstone,    Wawanesa;  Ass't    Manager,    H.   E.   Hemmons,    Wawanesa. 

Directors. —  A.  J.  Elliott,  G.  H.  Stephens.  A.  D.  Xaismith.  J.  M.  Ross.  J.  G.  Eraser,  C.  M. 
Vanstone,  Wawanesa;  A.  T.  Hawley,  K.C.,  Winnipeg;  Hon.  E.  C.  Drury,  Barrie;  G.  Dinsdale, 
M.L.A.,    Brandon. 


Chief  or  General  Agent 
Dale   of  Incorporalion.- 
Onlario. — 1931. 


Total  admitted  assets $3,808,349 

Total  liabilities 1,793,711 

Surplus  protection  of  policyholders.      2,014.638 


n  Ontario. —  C.    M.   Vanstone.   York  and   Harbor  Sts..   Toronto. 
Manitoba.    1896;    Dominion   of    Canada,   1929.      Commenced   business 

Premiums  Written — Claims  Incurred 

Premiums — Ontario  (net) $     845.062 

Premiums — Total  business  (net)..       2.444.287 

Claims — Ontario   (net) 380,629 

Claims — Total  business   (net).  .  .  .  890.810 


"See  note  on  page  1. 


(D) 
FRATERNAL  SOCIETIES 


103 


(D) 


All)  ASSOCIATION  FOR  LUTHERANS* 

Head  Office,  Appleton,   Wis. 

Manager   or    Chief   Executive   Officer   in    Canada. —  Paul    Schendel,    Waterloo. 

Chief  or   General   Agent   in    Ontario. —  Herbert   Jacobi,   83    Patricia    Ave.,    Kitchener. 

Premiums  Written — Cl.mms  Incurred 

Assets .$47,704,638            Premiums — Ontario   (net) $       46.827 

Ontario  insurance  in  force  (gross). .       1,649,803           Premiums — Canada  (net) 61,720 

Canadian  insurance  in  force  (gross).      2.207,243            Premiums — Total   (net) 7,271.749 

Total  insurance  in  force  (gross) .  .  .  .244.658,593           Benefits  paid — Ontario  (net) 8,469 

Benefits  paid — Canada  (net) 12.821 

Total  benefits  paid   (net) 788,677 


ALLIANCE  NATIONALS* 

Head  Office,   Montreal,  Que. 

Officers. —  President  and  General  Director,  Dr.  H.  Cypihot,  Montreal;  Vice-President.  Hon. 
E.  L.  Patenaude.  Montreal;  General  Secretary.  Georges  Monet,  Outremont;  Chief  Medical  Officer. 
Yvon    Laurier.    M.D.;    Legal    Adviser.    Francis    Fauteux,    K.C.;    Actuary.   Jonathan    G.    Sharp. 

Directors. —  Hon.  E.  L.  Patenaude,  Philias  Pare.  Eugene  Poirier,  F.  Fauteux,  K.C..  Aime 
Parent,  Yvon  Laurier.   M.D..   Montreal;  Hon.  C.  F.   Delage,  Quebec;  Hon.  J.  A.  Brillant,  Rimouski. 

Chief  or  General   .\gent  in   Ontario. —  T.    H.   Simpson,    Hamilton. 

Premiums  Written — Claims  Incurred 

Assets .$11,237,617            Premiums — Ontario   (net) $          8,058 

Ontario  insurance  in  force  (gross)..           278,129            Premiums — Canada   (net) 992,417 

Canadian  insurance  in  force  (gross).   45,315,182            Premiums — Total   (net) 1,119,558 

Total  insurance  in  force  (gross)  ...  .    50,324.484            Benefits  paid — Ontario   (net) 6.454 

Benefits  paid — Canada  (net) 735,891 

Total  benefits  paid  (net) 792,911 


LA  SOCIETE  DES  ARTISANS  CANADIENS-FRANCAIS* 

Head  Office,    Montreal,  Que. 

Officers. —  President.  Rene  Pare,  B.A..  L.L.L..  Montreal;  Secretary.  Louis  J.  Marien; 
Treasurer,    G.    Constantin;    Actuary,    J.    B.    Mabon,    F.I. A.,    F.A.S. 

Directors. —  Rene  Pare.  B.A.,  L.L.L.,  A.  Kironac,  Lieut. -Col.  E.  Hurtubise.  Dr.  J.  D. 
Gauthier.  J.  S.  Mathieu,  J.  E.  Belanger,  L.  Patoine.  M.D.,  Eugene  St.  Jean.  B.A.,  C.  A.  Vallerand, 
J.    F.    Surprenant.     Montreal. 

Chief  or   General   Agent   in    Ontario. —  Hon.    Gustave    Lacasse.    M.D..    Tecumseh. 

Premiums  Written — Claims  Incurred 

Assets $15,592,197            Premiums — Ontario  (net) $        27,838 

Ontario  business  in  force  (gross)  ..  .       1.232,334            Premiums — Canada   (net) 814,106 

Canadian  business  in  force  (gross)  .     36.407,950            Premiums — Total   (net) 1,201,481 

Total   business  in  force   (gross) 51.918.794            Benefits  paid — Ontario   (net) 34,519 

Benefits  paid^Canada  (net) 671,824 

Total  benefits  paid   (net) 1,004,209 


THE  ASSOCIATED  CANADIAN  TRAVELLERS* 

Head  Office,   Calgary,   Alta. 

Officers. —  President.  R.  C.  Darnbrough,  Vancouver;  Vice-President,  W.  H.  G.  Sinclair, 
Edmonton;    Secretary- Treasurer.    J.    T.    Berrington,    Calgary. 

Directors. — J.  A.  Bracken,  C.  Q.  Bown.  W.  Cain.  R.  H.  Hincks.  T.  Lumley,  J.  Reid,  Calgary; 
H.    T.     Decatur,     Winnipeg. 

Chief  or  General   Agent  in   Ontario. —  X.   Juul,    Windsor. 

Premiums  Written — Claims  Incurred 

Assets $19,616            Premiums— Ontario  (net) $    3,365 

Ontario  certificates  in  force  (Xo.)..                    136            Premiums — Canada  (nek) 21.709 

Canadian  certificates  in  force  (Xo.).                   836            Premiums — Total   (net) 21,709 

Total  certificates  in  force   (Xo.)  ..  .                    836            Benefits  paid — Ontario  (net) 205 

Benefits  paid — Canada  (net) 5.171 

Total  benefits  paid   (net) 5,171 

*See  note  on  page  1. 

f  105  ] 


106 ANNUAL  REPORT— SUPERINTENDENT  OF  IXSURAXCE No.  6 

THE  GRAND  COUNCIL  OF  THE  CANADIAN  ORDER  OF  CHOSEN  FRIENDS 

Head  Office,   Hamilton,   Ont. 

Incorporated   and   commenced   business. —  March    1,    1887. 

Officers. —  Grand  Councillor,  P.  M.  Button;  Grand  Vice-Councillor,  E.  Gernaey;  Grand 
Recorder    Treasurer.    C.    H.    Fitch. 

Auditors. —  Wright,    Pounder    &    Co.,    Hamilton. 

Actuary. —  S.    H.    Pipe,    Toronto. 

Governing  Executive.- — -P.  M.  Button,  Scotland.  Ont.;  E.  Gernaey,  A.  Chevalier,  O.B.E., 
Montreal;    J.    L.    Archer.    Wm.    Benson,    Toronto. 


Statement  for  the  Year  Ended  December  31,  1942 


Ledger    Assets 

Book  value  of  real  estate,  less  encumbrances — office  premises $  32,000  00 

Amounts     secured     by     Society's     certificates    in     force — liens,     $501.69;    loans     and 

advances  under  automatic   non-forfeiture  provisions,  $160,564.40 161,066  09 

Book  value  of  bonds,   debentures  and  debenture  stocks 2,716,755  07 

Cash  on  hand  and  in  banks 95.426  99 

Deposit  with   Quebec   Government 5.000  00 

Unemployment  insurance  stamps 74 

Total  Ledger  Assets  at  Book  Value $3,010,248   89 

Deduct  excess  of  total  book  value  of  ledger  assets  over  total  authorized  value 184.516    76 


Total  Ledger  Assets  at  Authorized  Value $2.S 


Total  interest,  dividends  and  rents  due  and  accrued ■  •■  $  37.281  63 

Total  premiums,  dues  and  assessments,  due  or  deferred,  or  collected  but  not  received 

by   Head  Office 13,375  02 

Total  Non-Ledger  Assets $  50,656  65 


Total  Admitted  Assets $2,876,388   78 


Mortuary  Fund: 

Claims  due  and   unpaid. $    38,426   00 

Provision  for  unreported  claims 2,000   00 

Premiums,  dues  and  assessments  received  in  advance 9,910    27 


Sickness  and  Accident  and  Funeral  Fi'nds: 

Claims  due  and  unpaid $       1.476    75 

Provision  for  unreported  claims 700   00 

Premiums,  dues  and  assessments  received  in  advance 935    86 


Juvenile  Fund: 

Premiums,  dues  and  assessments  received  in  advance. 


Guarantee  Fund: 

Premiums,  dues  and  assessments  received  in  advance. 


General  Expense  Fund: 

Commissions.  $3,094.74;   miscellaneous.  $35.75 3.130    49 


Total  Liabilities  for  Claims  and  Expenses.   Due  and  Accrued $  56,939  83 

Contingency  reserve 85,000  00 

Reserve  for   Grand   Council   meeting 4,000  00 

Reserve  for  dividends 40,000  00 

General  reserve 6,500  00 


kL  Liabilities  except  Actuarial   Reserves $     192,439   83 


Actuarial  Reserves  as  at   December  31,  1942: 

Mortuary   Fund $2,200,597    00 

Sickness  and   Accident   Fund 91,910   00 

Juvenile  Fund 25.607    00 

Total  Actuarial  Reserves $2,318,114   00 


FRATERNAL  SOCIETIES  FOR   1942 


Synopsis  of  Operation:*  by  FiiikIh,  194^ 


Mortuary 
Fund 

Sickness 

and 
Accident 

Fund 

Juvenile 
Fund 

Guarantee 
Fund 

General 

Expense 

Fund 

Total 

Total  ledger  assets  at  beginning  of  year 

»       c. 
2,748.045  83 

$       c. 

198.897  52 

$       c. 

32.050  73 

1.000  (W 

S       c. 
8.866  33 

$        c. 
2,988,860  41 

Increase  in  ledger  assets: 
Receipts — 

Premiums,  dues  and  assessments. 

200,908  40 

22.959  83 

8.997  01 

111  75 

1.885  71 
23.024  21 

234.862  70 
23.024  21 

120.227  69 
66  91 
304  85 

9.064  26 

1.413  92 

5  00 

130  710  87 

National  bldg.  net  revenue ... 
Premium  on  foreign  exchange. 

66  91 

16  85 

13  62 

335  32 

317  24 

317   24 

Profit   on    sale   or   maturity   of 

300  00 

300  00 

321.807  85 

32.040  94 

10.424  55 

116  75 

25,227   16 
66,708  75 

389.617  25 

66,708  75 

321,807  85 

32.040  94 

10,424  55 

116  75 

91,935  91 

456,326  00 

Grand  total 

3.069.853  68 

230.938  46 

42,475  28 

1.116  75 

100.802  24 

3,445,186  41 

Decrease  in  ledger  assets: 
Disbursements — 

180,345  25 

1.000  00 

19.112  50 

53.923   18 

94  17 

18,619  65 

20  00 

198.984  90 

1.000  00 

12,156  45 
126  37 

114  50 

854  10 
28   10 

19.227  00 

66.933  73 

248  64 

General    expenses     (see    details 

81,834  SO 

81.834  50 

: " " 

254.475   10 
51.307  85 

30,902  47 
9,531  64 

1.016  70 
5.752  51 

81,834  50 

368,228  77 

116  75 

66.708  75 

305,782  95 

40,434  11 

6.769  21 

116  75 

81,834  50 

434.937  52 

Total  Ledger  Assets  at 

End  of  Year 

Deduct  excess  of  total  book  value  of  ledger 

2.764.070  73 
173,505  59 

190,504  35 
11,011    17 

35.706  07 

1.000  00 

18.967  74 

3.010.248  89 
184,516  76 

Total  Ledger  Assets  at 

Authorized  Value 

2,590,565   14 
45,183  68 

179,493   18 
4.187  26 

35.706  07 
1.244  27 

1.000  00 
41   44 

18.967  74 

2.825.732   13 
50.656  65 

Total  Admitted  Assets 

2.635.748  82 

183.680  44 

36.950  34 

1.041   44 

18.967  74 

2,876,388  78 

Liabilities  for  claims  and  expenses,  due 

50.336  27 

85,000  00 

34.000  00 

2.200.597  00 

3. 112  61 

355  80 

4  66 

3.130  49 

56,939  83 

85.000  00 

Special  reserves 

15.000  00 
91.910  00 

1.500  00 
25.607  00 

50,500  00 

2,318,114  00 

Total  Liabilities  and 

Actuarial  Reserves 

2.369.933  27 

110.022  61 

27.462  80 

4  66 

3.130  49 

2.510.553  83 

Surplus 

265.815  55 

73.657  83 

9,487  54 

1.036  78 

15,837  25 

365.834  95 

Analysis  of  General  Expenses 

Head  Office  expenses — salaries,  $21,824.66;  directors"  fees.  $2,347.85;  auditors' 
fees.  $700.00;  actuaries'  fees  and  expenses.  $1,206.90;  travelling  expenses. 
$1,166.05;  rents  (including  $1,200.00  for  Society's  occupancy  of  its  own  build- 
ings). $1,200.00;   miscellaneous.  $1.227.56 $    29.673    02 

Agency   and   organization   expenses — commissions.   $13,329.08;   salaries,   $25,024.00; 

travelling   expenses,   $1,115.70;    miscellaneous,   $2.920.04 42.388    82 

All  other  expenses — advertising.  $77.43;  books  and  periodicals,  $35.73;  express, 
postage  and  excise,  telegrams  and  telephone.  $1,290.98;  legal  fees,  $160.46; 
medical  fees.  $1,558.00;  official  publications,  $2,231.42;  office  furniture.  $707.53; 
printing  and  stationery.  $2,107.60;  taxes  (other  than  real  estate),  licenses  and 
fees.  $516.05;   miscellaneous,  $1,087.46 9.772    66 

Total $   81,834   50 


108 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


No.  6 


Exhibit  of  Certificates 


MORTUARY 

JUVENILE 

FUNERAL 

Ontario 

Total 

On 

In 

lARIO 

Total 

In 
Ontario 

Total 

No. 

Amount 

No. 

Amount 

No. 

Amount 

No. 

Amount 

No. 

No. 

At  end  of  1941 

New  effected 

6.335 
485 
21 

S 

5,087,674 

404,500 

17,450 

8.197 
662 
29 

6,470,877 

537,100 

22,950 

7 

70,696 

885 

387 

4 

$ 

288,300 

129,900 

1.400 

1,101 

481 

7 

S 
375,900 
161,600 

2,500 

427 
98 
6 

574 
155 

Old  increased 

Transferred 

68 

55,462 

89 

10 

4,000 

13 

5,300 

5 

7 

Totals 

6,909 

5,565,086 

8,977 

7,101,630 

1,286 

423,600 

1,602 

545,300 

536 

747 

Less  ceased  by: 

211 

1 
58 
221 

167,902 
500 
45,182 
177,325 
6,425 
58.196 

244 

2 

78 

328 

89 

191,176 
1,000 
60,682 
243,875 
6,788 
70,696 

1 

20 

Maturity 

9 

237 

li 

2,500 

70,700 

1,100 

4.500 

9 
317 

13 

2.s66 

93,900 
1,280 
5.300 

150 

202 

Decrease 

Transfer 

70 

3 

7 

Total  ceased 

561 

455.530 

741 

574,217 

257 

78,800 

340 

103,000 

153 

209 

At  End  OF  1942. 

6,348 

5,109,556 

8,236 

6.527,413 

1,029 

344,800 

1,262 

442,300 

383 

538 

Total  amount  of  mortuary  certificates  in  force 
$4,148,097;  Limited  Life,  $1,350,220;  Endowmeni 
$442,300.       Total,    $6,969,713. 


it   end    of    year    analyzed    as    to    plan — Life, 
$841,546;     Term,     $187,550;     other     plans. 


Miscellaneous 

Number  and  amount  of  mortuary  and  juvenile  certificates  in  force  at  end  of  year  providing 
for  waiver  of  premium  in  case  of  disability:  Mortuary  certificates — number,  2,323;  amount, 
$1,821,450.      Juvenile   certificates — number,   52;    amount,   $25,800. 


Actuary's  Valuation  Balance  Sheet,  December  31,  1942 

ADULT  MORTUARY  FUND 

Assets 

Book  value  of  bonds  not  in  default $2,066,417  47 

Authorized  value  of  bonds  in  default 257,777  59 

Book  value  of  real  estate 32,000  00 

Policy  loans 160,515  44 

Cash 68.853  64 

Quebec    deposit 5.000  00 

Non-ledger  assets  (excluding  interest  due) 40.081  03 

Total $2,630.645    17 

Liabilities 

Reserves $2,200,597    00 

General    contingent   reserve 85,000   00 

Reserve    for    Grand    Council    meeting 4,000   00 

Reserve    for    dividends 30,000   GO 

Accrued    liabilities 50.336   27 

Surplus 260.711    90 

Total $2.630,645    17 

Basis    of    the    above    valuation    was: 

(a)  For  certificates  issued  prior  to  October  1,  1937  —  American  Men  Ultimate  Table  and 
interest  at  4%.  The  net  premiums  valued  were  the  premiums  received,  less  $3  per 
$1,000    per    annum. 

(6)  For  certificates  issued  on  and  after  October  1,  1937 — American  Men  Ultimate  Table 
with  interest  at  3}-i2%.  A  modified  preliminary  term  method  was  used  by  which  the 
allowance  under  any  certificate,  for  first-year  expenses,  was  limited  in  the  valuation 
to  the  amount  of  the  20  Payment  Life  premium  for  the  amount  of  insurance  and  for 
the   age   of   entry   under   the   certificate   valued. 

Average   rate   of   interest   earned    on   ledger   assets   was  4.73%. 

The    mortality   experienced    on   the   gross   amount   at   risk    was   73.2%    of   the   expected    up   to 
age  59   and  75.2%  from  age  60  up.     The  total   mortality  on  the  gross  amount  at  risk   was  74.9%. 

Amount   of   insurance    valued    was  $6,527,413. 

Ratio   of   assets   to   liabilities    was   111.0%. 


FRATERNAL  SOCIETIES  FOR   1942 109 

JUVENILE  MORTUARY   FUND 

Assets 

Value  of  bonds  not  in  default $   33.452    14 

Cash 1 ,703   28 

Non-ledger    assets 1.180   81 

Policy   loans 550   65 

Total $   36,886   88 

Liabilities 

Reserves $    25.607    00 

Other    liabilities 355    80 

General    reserve 1,500   00 

Surplus 9.424    08 

Total $   36.886   88 

Basis  of  above  valuation  was  Bowerman's  extension  of  the  A  M(5)  Table  with  interest  at  3  H%- 
Insurance   valued    (maximum)    was  $442,300. 
Ratio   of    assets    to   liabilities    was    134.3%. 

SICK  BENEFIT  FUND 

Assets 

Value  of  bonds  not  in  default $160,306    98 

Authorized  value  of  bonds  in  default 14.284    13 

Cash 4.902   07 

Non-ledger    assets 4.001    61 


Total $183,494 


Liabilities 

Reserves $   91,910  00 

Accrued    liabilities 3,112  61 

General    reserve 5,000  00 

Dividend    reserve 10,000  00 

Surplus 73.472  08 

Total $183,494   69 

Basis  of  valuation:  The  certificates  issued  under  the  sickness  plan  in  force  prior  to  1937 
were  valued  upon  the  basis  of  the  M.U.O.O.F.  Table  and  3  5^%  interest.  Occupation  Group 
A.H.J..  Area  1.  Rural  and  Urban  combined,  using  the  first  three  months'  sickness  only.  The 
net  premiums  valued  were  85%  of  the  gross  premiums.  The  new  plans  issued  from  1937  on  were 
valued  on  the  basis  of  the  same  table,  using  the  first  twelve  months'  sickness.  A  modified 
preliminary  term  method  was  used  by  valuing  the  net  premiums  at  age  of  entry,  plus  six  months, 
according  to  the  table  used  in  the  valuation.  Basis  of  funeral  benefits — AM(5)  Table  with 
3  H%    interest. 

Ratio   of   assets   to   liabilities    was   166.8%. 

All   the   above   valuations    were   compiled    by    8.    H.    Pipe.    F.A.S.,    F.A.I. A..    A. I. A..    Toronto. 


CANADIAN  ORDER  OF  FORESTERS 

Head  Office.   Brantford.   Ont. 

Incorporated. —  December    1,    1879. 

Officers. —  High  Chief  Ranger.  W.  M.  Couper.  K.C.;  High  Vice-Chief  Ranger,  W.  J.  Bourke; 
High   Secretary.    Alf.    P.    vanSomeren;    High    Treasurer.    L.    L.    B.    Hamlin.    C.A. 

Auditors. —  W.    J.    Beney    and    F.    A.    R.    MacFadden.    C.A. 

Actuary. —  M.    A.     Mackenzie.     M.A..    F.I. A. 

Members  of  Governing  Executive. —  F.  Payette.  Montreal;  S.  C.  Berridge.  Brandon;  D.  M. 
Craig,    Windsor;    A.    M.    Jones.    Smith's    Falls;    L.    E.    Jordan,    Toron.to. 

Statement  for  the  Year  Ended  December  31,  1942 

Assets 

Ledger    Assets 

Book  value  of  real  estate,  less  encumbrances — office  premises $  21.258  62 

Amounts  secured  by  Society's  certificates  in  force — liens 209.747  71 

Book  value  of  bonds,  debentures  and  debenture  stocks 20.202,235  22 

Cash  on  hand  and  in  banks 45.222  70 

Total  Ledger  Assets  at  Book  Value $20,478,464   25 

Deduct  excess  of  total  book  value  of  ledger  assets  over  total  authorized  value..  .  .  414,555    56 


Total  Ledger  Assets  at  Authorized  Value $20,063,908   69 


110 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


No.  6 


S  on-  Ledger    Assets 

Total  interest,  dividends  and  rents  due  and  accrued $  233.126    31 

Total  premiums,  dues  and  assessments,  due  or  deferred,  or  collected  but  not  received 

by   Head   Office 42.376    32 

Unexpired  insurance  premium 4,555    34 

Supplies    on    hand 1,952    31 

Postage    on    hand 134    87 


Total  No n- Ledger  Assets $       282,145   15 

Total  Assets $20,346,053   84 

Deduct    Assets    Not    Admitted 
Supplies,  stationery,  unexpired  insurance,  etc 6,642    52 


Total  Admitted  Assets .$20,339,411   32 

Liabilities 


Mortuary  Fund: 

Claims  due  and  unpaid $208,654    53 

Present  value  of  claims  payable  by  instalments 3,084    00 

$ 

Sickness  Fund  No.  1: 

Claims  due  and  unpaid ; 


211,738    53 
2,476    58 


Sickness  Fund  No.  2: 

Claims  due  and  unpaid 

General  Expense  Fund: 

Salaries,  rents  and  office  expenses  due  and  accrued $ 

Auditors'    fees 


1.158    11 
125    00 


Total  Liabilities  for  Claims  and  Expenses,   Due  and  Accrued $       216,115   72 

Reserve  for  depreciation  of  ledger  assets 1,500,000   00 

Contingency    reserve 950,000   00 


Total  Liabilities  except  Actuarial  Reserves $   2,666.115   72 


Actuarial  Reserves  as  at   December  31,  1942: 

Mortuary    Fund $14,334,600   00 

Provision    for    reversionary    bonuses 750,000   00 

Sickness    Fund    No.    1 913,284    00 

Sickness    Fund    No.   2 30.197    38 

Juvenile    Fund 893    68 


Total  Actuarial   Reserves $16,028,975   06 

Synopsis  of  Operations  by  Funds,  1942 


Mortuary 

Fund 

Sickness 
Fund 
No.  1 

Sickness 
Fund 
No.  2 

Juvenile 
Fund 

General 

Expense 

Fund 

Total 

Total  ledger  assets  at  beginning  of  year 

$        c. 
19,093,461   57 

$        c 
880.542  42 

$        c. 
25,585  87 

S       c 

$        c. 
47,550  12 

$        c. 
20  047  139  98 

Increase  in  ledger  assets: 
Receipts- 
Premiums,  dues  and  assessments. 
Interest,  dividends  and  rents..  . 
Other  receipts 

592,444  37 

901,641    13 

13.634  93 

135,382  09 

2,277  63 

42.377  91 

40.990  12 

1,784  72 

10.113   71 
797   U 
18  26 

774  61 
73 

45,087  80 

167  43 

4.418   19 

690,798  40 

943.596  52 

19  856   10 

Profit   on   sale   or   maturity   of 

135.382  09 

Gross   increase   by   adjustment 

2  277  63 

Total  receipts 

1.645,380  15 

85.152   75 

10.929  08 

775  34 

49.673  42 
120.000  00 

1.791.910  74 

Transfers  to 

120  000  00 

Total  increase  in  ledger  assets 

1,645,380  15 

85.152   75 

10.929  08 

775  34 

169.673  42 

1.911.910  74 

20,738.841    72 

965.695   17 

36.514  95 

775  34 

217.223  54 

21.959.050  72 

Decrease  in  ledger  assets: 

Disbursements — 

Claims 

878.237  03 
10,153  93 
40,548  95 
12,043  00 
3.792  60 

42.463  38 

6.311  80 

927  012  21 

10.153  93 

Surrender  values 

40.548  95 

12.043  00 

374  25 

53  25 

179.730  12 

1.118  87 

4.220  10 

General    expenses     (see    details 
below) 

179.730  12 

Gross  decrease  by   adjustment 

185,759  29 

186.878   16 

1.130,534  80 
120,000  00 

42.837  63 

6.311   80 

180.902  24 

1.360.586  47 

120  000  00 

Total  decrease  in  ledger  assets 

1.250,534  80 

42.837  63 

6,311   80 

180.902  24 

1.480.586  47 

Total  Ledger  Assets  at 

End  of  Year 

Deduct  excess  of  total  book  value  of  ledger 
assets  over  total  authorized  value. . 

19,488,306  92 
387.834  69 

922.857  54 
26.121   78 

30,203   15 
599  09 

775  34 

36.321  30 

20.478.464  25 
414,555  56 

FRATERNAL  SOCIETIES  FOR   1942 


SynopaU  of  Operations  by   Funds,  1942  (Cont'd) 


Mortuary 
Fund 

Sickness 
Fund 
No.  1 

Sickness 
Fund 
No.  2 

Juvenile 
Fund 

General 

Expense 

Fund 

Total 

Total  Ledger  Assets  at 

Authorized  Value 

Non-ledger  assets          

$       c. 

19.100.472  23 
252.761   20 

$       c. 

896,735   76 
19,024  82 

$        c. 

29.604  06 
1.210  82 

1       c. 

775  34 
118  34 

S       c. 

36.321  30 
9.029  97 

$        c. 

20.063,908  69 
282,145   15 

Total  Assets 

19.353.233  43 

915.760  58 

30,814  88 

893  68 

45,351   27 
6.642  52 

20.346.053  84 

Total  Admitted  Assets 

19.353.233  43 

915.760  58 

30.814  88 

893  68 

38.708  75 

20.339.411  32 

Liabilities  for  claims  and  e.\penses,  due 

211.738  53 

1.500.000  00 

950.000  00 

15,084,600  00 

2.476  58 

617  50 

1.283   11 

216  115   72 

Reserve  for  depreciation  of  ledger  assets. 

950  000  00 

913.284  00 

30,i97  38 

893  68 

16  028  975  06 

Total  Liabilities  and 

Actuarial  Reserves 

17,746,338  53 

915,760  58 

30,814  88 

893  68 

1,283   11 

18.695.090  78 

Surplus 

1.606,894  90 

37.425  64 

1,644.320  54 

Analysis  of  General  Expenses 

Head  Office  expenses — salaries.  $36,733.44;  executive  fees  and  expenses,  $2,716.23; 
•war  donations,  $600.00;  actuaries'  tees  and  expenses,  $2,400.00;  travelling 
expenses.  $1,680.74;  maintenance  of  Head  Office  premises,  $3,040.49;  bond- 
ing  fees.   $3,803.76;   insurance.   $1,865.71;   supplies   and   expenses.   $3,110.80..  .      $    55,951    17 

Agency     and     organization     expenses — salaries,     $54,350.14;     travelling     expenses. 

$28.693.32 83.043   46 

All  other  expenses — advertising,  $2,433.38;  exchange.  $1,495.29;  express,  telegrams 
and  telephone,  $389.58;  legal  fees.  $1,637.00;  medical  fees,  $3,671.00;  official 
publications,  $7,092.91;  unemployment  insurance,  $673.75;  printing  and 
stationery.  $6,847.39;  postage  and  excise.  $2,779.92;  convention  and  meetings. 
$12,276.07;  taxes  (other  than  real  estate),  licenses  and  fees.  $662.01;  miscel- 
laneous.   $777.19 40,735    49 

Total $179,730    12 


Exhibit  of  Certificates 


MORTUARY 

JUVENILE 

SICKNESS 

In 
Ontario 

Total 

In 
Ontario 

Total 

In 
Ontario 

Total 

No. 

Amount 

No. 

Amount 

No. 

No. 

No. 

No. 

16.930 
715 
32 

$        c. 

14.892,276  70 

632,000  00 

32.360  00 

216.773  00 

1.500  00 

36.600 

1,957 

91 

$        c. 

32,523.486  23 

1,697,500  00 

86,450  00 

6.087 

113 

7 

15,295 

144 

504 

Old  revived 

30 

Transferred 

2 

1 

Totals 

17.679 

15.774.909  70 

38.648 

34.307,436  23 

144 

504 

6.208 

Less  ceased  by: 

Death 

582 
4 

468,225  86 
3,484  58 
24.504  55 
394.600  00 
59,254  91 
6.000  00 

1,103 
9 

V,662 

904,668  42 
7.564  58 
40.548  95 
963.425  00 
103.937  64 

98 

254 

Maturity      

Surrender 

Lapse 

438 

12 

26 

256 

804 

Transfer 

6 

1.030 

956.069  90 

2.174 

2.020.144  59 

12 

26 

354 

1.058 

At  End  of  1942  .  . 

16.649 

14.818.839  80 

36,474 

32,287,291   64 

132 

478 

5.854 

14.868 

Total  amount  of  mortuary  certificates  in  force  at  end  of  year  analyzed  as  to  plan — -Life. 
$24,515,663.85;  Limited  Life,  $1,876,130.58;  Endowment,  $5,768,237.21;  other  plans.  $127,260.00. 
Total.    $32,287,291.64. 


Miscellaneous 

Number  and  amount  of   mortuary  and  juvenile  certificates  in  force  at  end  of  year  providing- 
for  double  accidental  death  benefits:     Mortuary  certificates — number,  1,559;  amount,  $1,432,750. 


112 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

Actuary's  Valuation  Balance  Sheet,  December  31,  1942 

MORTUARY  FUND 

Liabilities 

Whole   life   certificates $10,285,700  00 

Whole   life    certificates,    paid-up 2,513.700  00 

Twenty    pay   life    certificates 369,900  00 

Pay    to     age     65    life    certificates 84,100  00 

Endowment    certificates    maturing    at    age   65 873.800  00 

Family    protection    certificates 15,700  00 

Twenty-year    endowment    certificates 188,200  00 

Provision    for    double   indemnity 3,500  00 

Death    claims    under    adjustment 211,700  00 

Investment    reserve. 1,500,000  00 

Provision    for    reversionary    bonuses,    1943 750,000  00 

Contingency    reserve .  950,000  00 

Surplus 1,615,800  00 

Total $19,362,100   00 

Assets 

Book    value    of    bonds    not    in    default $18,059,000  00 

Authorized    value   of   bonds   in    default 811,000  00 

Accrued   interest 216,100  00 

Liens    on    certificates    with    interest 242,900  00 

Cash    on    hand 33,100  00 


Total $19,362,100   00 


Basis  of  the  above  valuation  was  the  American   Men  Ultimate  Table,   AM(5),  at  3  %  interest. 
The    mortality   experienced    during   the    year   1942    was  81.3%    of   the    expected    mortality    by 
the    above    table. 

The   average   rate   of  interest   earned   was  4.84%    during   1942. 

Ratio   of    assets   to   liabilities    was   109.1  %. 

The   amount   of  insurance   valued   was  $32,287,292. 

SICKNESS  FUND  NO.  1 
Liabilities 

Reservet $918,200   00 


Total    assets $918,200   00 


SICKNESS  FUND  NO.  2 

Liabilities 

Reservet $   29,600   00 


Total    assets $   29.600   00 


tLiability  may  terminate  at  any  time  by  notice  from  Head  Office.  Reserve  therefore  has 
been    set    at    the    amount    of   total    assets. 

The  above  valuations  were  compiled  by  M.  A.  Mackenzie,  M.A..  Fellow  of  the  British 
Institute    of    Actuaries. 


THE  CANADIAN  WOODMEN  OF  THE  WORLD* 

Head  Office.  London,  Ont. 

Officers. —  Head  Consul  Commander,  Clair  Jarvis,  London;  Head  Adviser,  Lieut.  Harry 
Durrant,  Toronto;  Head  Clerk,  J.  Manning,  London;  Head  Banker.  J.  H.  Saunders,  London; 
Head  Managers,  H.  H.  McHattie,  J  S.  Clouston.  Dr.  E.  P.  Smith;  Head  Physician.  J.  L.  Huffman. 
M.D..  London;  Head  Escort,  G.  D.  McCleneghan;  Head  Watchman.  W.  S.  J.  Saunders;  Head 
Sentry,     Henry    Hass. 

Chief  or  General   Agent   in   Ontario. —  Clair   Jarvis,    London. 

Premiums   Written — Claims  Incurred 

Assets $2,136,403            Premiums — Ontario   (net) $    56,635 

Ontario  insurance  in  force  (gross)..       2,559,661            Premiums — Canada  (net) 84,820 

Canadian  insurance  in  force  (gross).      3,032,220            Premiums — Total   (net) 84,820 

Total  insurance  in  force  (gross)  ...  .       3.032.220            Benefits  paid — Ontario  (net) 117.628 

Benefits  paid — Canada  (net) 152,884 

Total   benefits  paid   (net) 152,884 


'See  note  on  page  1, 


FRATERNAL  SOCIETIES  FOR   1942 113 

CATHOLIC  ORDER  OF  FORESTERS* 

Head  Office.  Chicago.  III. 

Principal   Office  in   Canada,   Toronto.   Ont. 

Alanager  or   Chief  Executive   Officer   in    Canada. —  M.   J.    Barry,    Toronto. 

Chief  or   General    Agent    in    Ontario. —  M.    J.    Barry,    19    Goodwood    Ave.,    Toronto. 

Premiums  Written — Claims  Incurred 

Assets $42,064,243            Premiums — Ontario   (net) $        62.580 

Ontario  insurance  in  force  (gross)..       3,369,932            Premiums — Canada  (net) 207.300 

Canadian  insurance  in  force  (gross).    10.541.632            Premiums — Total   (net) 2.687.840 

Total  insurance  in  force  (gross)  .  .  .  .122.979.678            Benefits  paid— Ontario   (net) 85,909 

Benefits  paid — Canada  (net) 306,621 

Total  benefitis  paid   (net) 1.893.709 


THE  GRAND  COUNCIL  OF  THE  CATHOLIC  MUTUAL  BENEFIT 
ASSOCIATION  OF  CANADA* 

Head  Office.    Montreal.  Que. 

Officers. —  Grand  President.  J.  P.  Landry.  Truro,  N.S.;  Grand  Secretary,  P.  H.  Therien; 
Grand  Treasurer,  W.  F.  Wall;  Vice-President,  Louis  Jacobs;  Actuary.  N.  E.  Sheppard;  Grand 
Solicitor,    J.    F.    Boland.    K.C. 

Directors. —  Rev.  M.  J.  Smith.  P.P..  Kinkora,  P.E.I.;  T.  McGuire.  W.  F.  Wall,  P.  H. 
Therien,    Montreal;   J.    P.    Landry.    Truro.    N.S.;    L.   Jacobs,    Regina;    H.    C.    Nolan,    Ottawa. 

Chief  or  General   Agent   in   Ontario. — Jno.   F.    Boland.    K.C.  401    Reford    Bldg..    Toronto. 

Premiums  Written — Claims  Incurred 

Assets $1,432,760            Premiums — Ontario   (net) $    19.151 

Ontario  insurance  in  force   (gross)..           792.979            Premiums — Canada   (net) 55.492 

Canadian  insurance  in  force  (gross).      2.371.028            Premiums — Total   (net) 55,492 

Total  insurance  in  force  (gross)  ...  .       2.371.028            Benefits  paid — Ontario   (net) 53,097 

Benefits  paid — Canada   (net) 117.630 

Total  benefits  paid   (net) 117,630 


CIVIL  SERVICE  MUTUAL  BENEFIT  SOCIETY 

Head  Office.  Ottawa.   Ont. 

Organized. — 1872.      Incorporated. — July   11.    1893. 

Officers. —  President,  A.  H.  Brown;  Vice-President.  F.  M.  Peters;  Secretary.  G.  C.  Gardner; 
Treasurer.    A.    W.    Grant. 

Auditors. —  W.    H.    Casselman   and    D.    A.    Smith. 

Actuary. —  A.     D.     Watson. 

Governing  Executive. — -A  Board  of  Managment  consisting  of  elected  representatives  from 
each    of    the     Departments    of    the    Government. 

Statement  for  the  Year  Ended  December  31,  1942 


Ledger    Assets 

Amounts  secured  by  Society's  certificates  in  force — liens $      2,094  63 

Book  value  of  bonds,   debentures  and  debenture  stocks 297,679  07 

Cash  on  hand  and  in  banks 5,784  09 

Total  Ledger  Assets  at  Book  Value $305,557  79 

Deduct  excess  of  total  book  value  of  ledger  assets  over  total  authorized  value 5.042  29 

Total  Ledger  Assets  at  Authorized  Value $300,515  50 

Non- Ledger    Assets 

Total  interest  due  and  accrued $      4,012  42 

Total  premiums,  due  and  assessments,  due  or  deferred,  or  collected  but  not  received 

by  Head  Office 32  70 

Total   Non-Ledger  Assets $      4,045  12 

Total  Assets $304,560  62 

Deduct  assets  not  admitted — interest  due  on  bonds  in  default 859  04 

Total  Admitted  Assets $303,701  58 

Liabilities 

Mortuary  Fund — premiums,   dues  and  assessments  received  in  advance $  163  45 

Contingency    reserve 500  00 

Actuarial    reserves    as    at    December   31,    1942 — Mortuary    Fund    (including    reserve 

for  waivers  and  1943  bonuses,  $6.506.00) 228.875  00 

Total  Liabilities  and  Actuarial  Reserves $229,538  45 

Surplus $   74.163  13 

*See  note  on  page  1. 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


No.  6 


Synopsis  of  Operations,  1942 

Mortuary 
Fund 

Total  ledger  assets  at  beginning  of  year $279,174   39 

Increase  in  ledger  assets  (receipts): 

Premiums,  dues  and  assessments $   23,352   39 

Interest,  dividends  and  rents 13,293   42 

Premium  on  exchange 165    71 

Total  increase  in  ledger  assets 36.811    52 

Grand   total $315,985   91 

Decrease  in  ledger  assets  (disbursements): 

Claims $      7.421    90 

Bonuses 1,175   00 

Surrender    values 637    85 

General  expenses  (see  details  below) 1,193    37 

Total  decrease  in  ledger  assets 10,428   12 

Total  Ledger  Assets  at  End  of  Year $305,557   79 


Analysis  of  General  Expenses 

Head  Office  salaries,  $550.00;  auditors'  fees,  $125.00;  printing  and  stationery, 
$134.84;  postage  and  excise,  $37.81;  taxes  (other  than  real  estate),  licenses 
and    fees,   $55.00;    miscellaneous.   $290.72 $      1.193    37 


Exhibit  of  Mortuary  Certificates 


Total  Business 
(All  in  Ontario) 


At   end    of   1941 

New   effected 

Old   revived 

Old   increased 

Totals 

Less    ceased    by: 

Death 

Surrender 

Lapse 

Decrease 

Total   ceased 

At  End  of  1942 


2.444 

143 

3 

1.111.711 

68,250 

i                    1,500 

2.250 

2.590 

1,183.711 

22 
10 

9,250 

5,000 

1                   3,250 

1                    1.250 

39 

1                  18.750 

2.551 

1           1.164,961 

Actuary's  Valuation  Summary,  December  31,  1942 


Amount 

Value 

M  0  N  T  H  L  Y 

Value  of 

Amount  of 

Net 

Attained 

of 

OF 

Rates 

Monthly 

Net 

Bonus 

Liability 

Ages 

Benefits 

Benefits 

Valued 

Rates 

Liability 

Additions 

for  Bonus 

$ 

$ 

$          c. 

$ 

$ 

$         c. 

$ 

Under  25 

31,750 

7.338 

28   42 

6.686 

652 

195   00 

45 

25-29 

61.250 

15.801 

61    42 

13.936 

1.865 

765   00 

198 

30-34 

171.500 

49,775 

189    17 

41.060 

8.715 

5.092    50 

1,485 

30-39 

146.250 

47,903 

18a  54 

37,794 

10.109 

5.380    00 

1,767 

40-44 

173.500 

65,493 

253    31 

48,269 

17.224 

10.300   00 

3,910 

45-49 

204.000 

86,721 

322    76 

56,705 

30.016 

18.117    50 

7.722 

50-54 

192.500 

92,783 

339   82 

53.832 

38.951 

21.290   00 

10.301 

55-59 

91.450 

49,842 

164    49 

22,920 

26,922 

13.752    00 

7,520 

60-64 

50,550 

31,270 

95    77 

11,327 

19,943 

9.600    50 

5.949 

66-69 

28,311 

19,234 

57    58 

5,630 

13.604 

6,125    65 

4,162 

70-74 

8.350 

6,185 

17    77 

1,408 

4.777 

2.056   00 

1,526 

75-79 

3.800 

3,042 

9    28 

564 

2.478 

980    50 

785 

80-84 

1.350 

1,168 

4    18 

173 

995 

351    00 

304 

85-89 

200 

184 

19 

165 

52    00 

48 

90 

200 

191 

65 

10 

181 

52    00 

50 

Totals 

1.164.961 

476.930 

1.728    93 

300,333 

176.597 

94.109    65 

45.772 

The  above  valuation  was  made  on  the  following  bases,  namely,  the  National  Fraternal 
Congress  Table  of  Mortality  and  4  per  cent  interest.  The  monthly  rates  valued  were  less  than 
the   rates    payable    by   20c.    per   $1,000.      The    valuation    was    made    by    A.    D.    Watson. 


FRATERNAL  SOCIETIES  FOR  1942 n_5 

lO.MMKIU.IAL   IHAVELLERS  ASSOCIATION  OF  CANADA* 

Head  Office,  Toronto,  Ont. 

Of/Ufrs. —  President,  J.  J.  Clalway,  Toronto;  1st  Vice-President,  H.  J.  H.  Deedman,  Toronto; 
2nd  Vice-President,  T.  J.  Simpson,  Toronto:  Past  President,  John  Curtis,  Toronto;  Treasurer, 
Chas.  E.  Fice,  Toronto;  Acting  Secretary,  Margaret  A.  Stewart,  Toronto;  Actuary,  Prof.  N.  E. 
Sheppard,    Toronto. 

Directors. —  C.  A.  Lawrence,  John  Curtis,  D.  Houston,  C.  G.  Miles,  Chas.  E.  Fice,  D.  M. 
Campbell,  F.  M.  Cockburn,  H.  J.  H.  Deedman,  J.  J.  Galway,  F.  T.  .N'orthwood,  T.  W.  .Melville. 
E.  A.  Hughes,  T.  J.  Simpson,  J.  Sid.  Winters,  R.  R.  Strain,  J.  Harry  Dodgson,  S.  G.  Douglas, 
R.  S.  Duncan,  J.  \V.  Rickaby,  H.  Kershaw,  H.  G.  Wright,  A.  Schaus,  H.  N.  Robertson,  F.  G. 
Watson.  C.  M.  Williamson,  A.  C.  .Mcrrett,  E.  B.  Mc  Master,  H.  H.  W.  Nesbitt,  A.  S.  Couper, 
D.  A.  McCrimmon,  T.  P.  Allan,  Lachlan  M.  Ross,  H.  E.  Miller,  C.  B.  Stauffer,  Jas.  W.  Davis, 
Harry    Westlake.    H.    A.    Pettit. 

Premu'ms  Written — Claims  I.scurred 

Assets $4,296,876  Premiums — Ontario  (net) $   92,212 

Ontario  certificates  in  force 89,770  Premiums — Canada  (net) 109,262 

Canadian  certificates  in  force 106,820  Premiums — Total   (net) 110,972 

Total  certificates  in  force 108,530  Benefits  paid — Ontario  (net) 106,583 

Benefits  paid — Canada  (net) 130,850 

Total  benefits  paid  (net) 139,450 


THE  COMMERCIAL  TRAVELERS  MUTUAL  ACCIDENT 
ASSOCIATION  OF  AMERICA* 

Head  Office.  Utica.   N.Y. 

Principal  Office  in  Canada,  Ottawa,  Ont. 

ilanager  or  Chief  Executive  Officer  in  Canada.— -Geo.  A.   Welch,  213  Laurier  Ave.   W.,  Ottawa. 

Premiums  Written — Cl.mms  Incurred 

Assets $5,574,204            Premiums — Ontario   (net) $        30,317 

Ontario  certificates  in  force  (  No.). .                1.556            Premiums — Canada   (net) 59,904 

Canadian  certificates  in  force  (No.).               2,894            Premiums — Total   (net) 3,794.892 

Total  certificates  in  force   (No.)  ..  .           213,024            Benefits  paid — -Ontario   (net) 17,220 

Benefits  paid — Canada  (net) 31,944 

Total   benefits  paid   (net) 2,173.879 


CROATIAN  FRATERNAL  UNION  OF  AMERICA* 

Head  Office,  Pittsburgh,  Pa. 

Manager   or   Chief  Executive    Officer   in    Canada. —  R.    Douglas    Hill,    Toronto. 

Chief  or    General    Agent    in    Ontario. —  R.    Douglas    Hill,    Confederation    Life    Bldg.,    Toronto. 

Premiums  Written — Claims  Incurred 

Assets $12,520,657            Premiums — Ontario   (net) $       72,936 

Ontario  insurance  in  force  (gross)..       2,171,407            Premiums — Canada   (net) 121,395 

Canadian  insurance  in  force  (gross).      3,443,792            Premiums — Total   (net) 1,788.223 

Total  insurance  in  force  (gross)  ...  .    60,928,231            Benefits  paid — Ontario   (net) 39,633 

Benefits  paid — Canada  (net) 71,444 

Total  benefits  paid  (net) 1,265,487 


THE  FIRST  CATHOLIC  SLOVAK  UNION  OF  THE  UNITED  STATES  OF  AMERICA* 

Head  Office,   Cleveland,  Ohio 

Manager   or    Chief   Executive   Officer   in    Canada. —  R.    Douglas    Hill.    Toronto. 

Chief  or    General    Agent    in    Ontario. —  R.     Douglas    Hill,    Confederation    Life    Bldg.,    Toronto. 

Premiums   Written — Claims  Incurred 

Assets $12,987,329            Premiums — Ontario  (net) $          7,845 

Ontario  insurance  in  force   (gross)..           591,470            Premiums — Canada  (net) '.  15.705 

Canadian  insurance  in  force  (gross).      1,077,325            Premiums — Total   (net) 1,059,003 

Total  insurance  in  force  (gross) 62,753.962            Benefits  paid — Ontario   (net) 2.855 

Benefits  paid — Canada  (net) 8,537 

Total  benefits  paid   (net) 826,627 

*See  note  on  page  1. 


116 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


No.  6 


HAMILTON  FIREMEN'S  BENEFIT  FUND 

Head  Office,    Hamilton,   Ont. 

I  ncorporated. — 1910. 

Officers. —  Chairman,  George  Newcombe;  Secretary.  Bernard  Mathews;  Treasurer,  William 
Murdoch;    Ass't    Treasurer,    Bertram    McSweeney. 

Auditor. —  C.    H.    Watson. 

.Actuary. —  H.    H.    Wolfenden. 

Members  of  Governing  Executive. —  William  Kirkaldy,  Bertram  McSweeney.  Bernard  Mathews, 
William     Murdoch,    Herbert    F.    Walker,    George    Newcombe,    Reginald    Swanborough,    Hamilton. 


Statement  for  the  Year  Ponded  December  31,  1942 

Assets 


Book  value  of  bonds,  debentures  and  debenture  stocks 

Cash  on  hand  and  in  banks 

Notes   receivable 


$847,927-  27 

6,208    75 

281    24 

Total  Ledger  Assets  at  Book  Value $854,417   26 

Deduct  e.xcess  of  total  book  value  of  ledger  assets  over  total  authorized  value 19,758    00 


Total  Admitted  Assets  at  Authorized  Value $834,659   26 


Liabilitiesf 
Synopsis  of  Operations,  1942 


Pension 
Fund 


Total  ledger  assets  at  beginning  of  year $823,031    72 

Increase  in  ledger  assets  (receipts): 

Premiums,   dues  and  assessments $    23,833  72 

Interest 35.207  30 

Donations 310  00 

Fines 5  42 

Exchange 178  35 


sdger  assets. 


59.534 


Total  increase 

Grand   total $882,566   51 

Decrease  in  ledger  assets  (disbursements): 

Pensions $    19,195    70 

Loss  on  sale  of  bonds 5,520    95 

Retiring    allowances 2,767    03 

General  expenses  {see  details  below) 665    57 

Total  decrease  in  ledger  assets 28,149    25 

Total  Ledger  Assets  at  End  of  Year $854,417   26 

Deduct  excess  of  total  book  value  of  ledger  assets  over  total  authorized  value 19,758    00 

Total  Admitted  Assets $834,659   26 


Analysis  of  General  Expenses 

Salaries,  $350.00;  auditors'  fees,  $25.00;   miscellaneous,  $290.57 $  665    57 


Exhibit  of  Pension  Fund 


Total  Active 

Members 

(All  in  Ontario) 

Total  Pensi 
(All  in 

oned   Members 
Ontario) 

No. 

No. 

Annual  Payment 

At   end    of   1941 '. 

174 

17 
4 

$          c. 
17.357    68 

New  pensioners  by  retirement 

5.075    00 

174 

21 

22,432    68 

Less   ceased    by: 
Death 

'4 

4 

1 

1,047    84 

Disability 

8 

1 

1.047    84 

Af  End  of  1942 

166 

20 

21.384    84 

tFor  detail  of  last  actuarial  valuation  as  of  December  31.  1939.  se- 
Report  (business  of  1939).  See  also  Insurance  Act,  R.S.O.  1937,  c.  256,  sees 
societies   with    membership  limited   to   government   or    municipal   employees. 


see    page    145    of    1940 
s.  243    (4)  and  257.  re 


■RATERNAL  SOCIETIES  FOR  1942 


117 


HAMILTON  POLICE  BENEFIT  FUND 

Head  Office.   Hamilton.  Ont. 

Incorporated. — July    1.    1893. 

Officers. —  Chairman.    D.    Sharpe;    Secretary.    E.    C.    Howell;    Treasurer.    T.    Brown. 
.iudtlor. —  W.    Vernon    Smith. 
.■\ctuary. —  S.    H.    Pipe    &    Co..    Toronto. 

Membtrs   of  Cotrrning    Exetutive. — J.    Garvie.    T.    Brown.    D.    Sharpe.    L.    Lawrence.    S.    Black. 
Crocker.    A.    Ellis.    E.    Howell,     Hamilton. 


Statement  for  the  Year  Ended  December  31,  1942 

Assets 

Ledger    .Assets 

First  lien  mortgage  loans  on  real  estate $179,944  10 

Book  value  of  bonds,  debentures  and  debenture  stocks 625.139  47 

Cash  on  hand  and  in  banks 10.829  19 


Total  Ledger  Assets  at  Book  Value $815,912   76 

Deduct  excess  of  total  book  value  of  ledgef  assets  over  total  authorized  value 13.251    00 


Total  Ledger  Assets  at  Authorized  Value $802,661    76 

N on- Ledger    Assets 


Notes    receivable 

Total  Assets $803,140   64 

Deduct  assets  not  admitted — unauthorized   mortgage  loans 42.871    00 


Total  Admitted  Assets $760,269   64 


Liabilitiest 

isynopsis  of  Operations,  1942  PENSION- 

FUND 

Total  ledger  assets  at  beginning  of  year $769,694    81 

Increase  in  ledger  assets   (receipts): 

Premiums,   dues  and  assessments $    23,554    65 

Special    assessments 402    00 

Interest,  dividends  and  rents 34.992    18 

Miscellaneous 1.272    82 


60.221    65 


Total  increase  in  ledger  assets 

Grand    total $829,916   46 

Decrease  in  ledger  assets  (disbursements): 

Claims $      7.299    55 

General  expenses  {see  details  below) 919   46 

Surrender  values 5.784    69 


Total  decrease  in  ledger  assets.  . 
Total  Ledger  Assets 


End  of  Yej 


14.003    70 
$815,912    76 


Analysis  of  General  Expenses 

Salaries.  $425.00;  auditors"  fees.  $125.00;  valuating  fees,  $30.00;  legal  fees.  $77 
printing  and  stationery.  $61.44;  taxes  (other  than  real  estate),  licenses 
fees,    $105.00;    miscellaneous,    $95.12 


.90; 

and 


Exhibit  of  Pension  Fund 


Total  Active 
I         Members        ' 
(All  in  Ontario), 


Total  Pensioned   Members 
(All  in  Ontario) 


'Annual  Payment 


At   end   of   1941 

166 
19 

8 

i 

6.620    28 

i.oseoo 

530    16 

New    members 

New    pensioners:    By   retirement 

Totals 

185 

9 

8  206   44 

Less   ceased    by: 

13 

1 

1 

646    80 

Withdrawal 

Total    ceased 

14 

1 

646    80 

At  End  of  1942 

171 

8 

7.559    64 

tPor  detail  of  last  actuarial  valuation  as  of   December 
iiness  of  1939).     See  also  Insuranc 
with    membership   limited   to    government    or    municipal    employees. 


.        39,  see  page  148  of  1940  Report 
(business  of  1939).    See  also  Insurance  Act.  R.S.O.  1937.  c.  256.  sees.  243  (4)  and  257    re  societieB 


118 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

THE  INDEPENDENT  OKDEK  OF  FORESTERS* 

Head  Office,   Toronto,  Ont. 

Officers. — Supreme  Chief  Ranger,  Victor  Morin,  LL.D.,  Montreal;  Past  Supreme  Chief 
Ranger.  W.  W.  Dunlop.  Toronto;  Supreme  Vice-Chief  Ranger.  J.  J.  Rossbottom.  .New  York.  X.Y.; 
Supreme  Secretary.  John  F.  Lang,  Toronto;  Supreme  Treasurer,  P.  B.  Fallis,  Toronto;  Supreme 
Physician,  C.  B.  Parker.  .\I.D.,  Toronto;  Supreme  Councilmen,  W.  R.  Blight.  Toronto,  E.  A. 
Jonas,  Chicago,  111..  F.  E.  Hand.  Buffalo,  X.Y.,  F.  E.  Hand.  Jr..  Los  Angeles.  Cal.,  G.  H. 
Becker,    M.D.,    San    Francisco,    Cal.;    Supreme    Counsellor,    Robert    Bigelow,    Toronto. 

Pre.miums   Written — Claims' Incurred 

Assets $45,787,509           Premiums — Ontario  (net) $     458,193 

Ontario  insurance  in  force  (gross). .    19,415,955            Premiums — Canada  (net) 712,793 

Canadian  insurance  in  force  (gross).    31,046,034            Premiums — Total   (net) 2,416,074 

Total  insurance  in  force  (gross) .  .  .  .101.847,119            Benefits  paid — Ontario  (net) 815.577 

Benefits  paid — Canada   (net) 1,267,909 

Total  benefits  paid   (net) 3,423,671 


JEWISH  N.\TIONAL  WORKERS'  ALLIANCE  OF  AMERICA* 

Head  Office,    New  York,   N.Y. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager   or    Chief   Exetulive    Officer    in    Canada. — -Isadore    M.    Babrove,    1117    St.    Catherine 
St.    W..     Montreal. 

Chief  Agent   in    Ontario. — I.    Weinrot,   8    Castleview    Ave.,    Toronto. 

Premiums  Written — Claims  Incurred 

Assets .$988,360            Premiums — Ontario   (net) $14,090 

Ontario  insurance  in  force  (gross)..           275.179            Premiums — Canada   (net) 28,976 

Canadian  insurance  in  force  (gross).          640,988            Premiums — Total   (net) 28,976 

Total  insurance  in  force  (gross)  ...  .          640,988            Benefits  paid — Ontario   (net) 4,338 

Benefits  paid — Canada  (net) 6,239 

Total  benefits  paid  (net) 6,239 


KNIGHTS  OF  COLUMBUS* 

Head  Office,    New   Haven,  Conn. 

Principal   Office  in   Canada,    Montreal,   Que. 

Manager   or   Chief   Executive   Officer   in    Canada. —  Francis    Fauteu.x,    Montreal. 
Chief  or    General    .Igent    in    Ontario. —  Dr.    G.    J.    Lunz.    Hamilton. 

Premiums  Written — ^Claims  Incurred 

Assets $53,492,032            Premiums — Ontario  (net) $       37.818 

Ontario  insurance  in  force  (gross)..       2,005,450            Premiums — Canada   (net) 323,690 

Canadian  insurance  in  force  (gross).    19,843,976            Premiums — Total   (net) 4,066,358 

Total  insurance  in  force  (gross) 253,650,232            Benefits  paid — Ontario  (net) 18,350 

Benefits  paid — Canada   (net) 128.174 

Total   benefits  paid   (net) 3.149,963 


LONDON  POLICE  BENEFIT  FUND  ASSOCIATION 

Head  Office,  London,  Ont. 

Incorporated. — January    1,    1895. 

Officers. —  Chairman,  Mervyn  Coxworth;  Secretary,  Philip  W.  Harpur;  Treasurer,  A.  E. 
Knight. 

Auditors. —  W.   J.    Saunders   ar^d    W.    J.    McCullough. 

Actuary. — J.    A.    Campbell,    F.A.S. 

Members  of  Governing  Executive. —  Mervyn  Co.\worth.  F.  Hart.  F.  "Carroll.  Philip  W. 
Harpur,    London. 

Statement  for  the  Year  Ended  Deeeiiil)er  31,  19t2 

AsBets 

Book  value  of  bonds,  debentures  and  debenture  stocks ,$398,605    62 

Cash  on  hand  and  in  banks 15,329    56 

Total  Admitted  Assets $413,935    18 

Deficit 28,250   82 

$442.186   00 

Liabilitiesf 

Actuarial   Reserve $442,186   00 


♦See  note  on  page  1. 

tFor  last  actuarial  valuation  as  at  December  31.  1942.  see  paK'e  119  of  this  Report.  See 
»Iso  Insurance  Act.  R.S.O.  1937,  c.  256.  sees.  243  (4)  and  257.  re  societies  with  membership 
iniited    to    ^-overnment    or    municipal    employees. 


FRATERNAL  SOCIETIES  FOR   1942 


Synopsis  uf  Operations,  1942 

Total  ledger  assets  at  beginning  of  year 

Increase  in  ledger  assets  (receipts): 

Premiums,  dues  and  assessments $      7,980   90 

Interest 15.633    46 

Donations 70   62 


23.685    04 


Total  increase  in  ledger  assets 

Grand    total $422,076   46 

Decrease  in  ledger  assets  (disbursements); 

Pensions $      5,691    48 

Gratuities 2.359    80 

General  expenses  (see  details  below) 90    00 

Total  decrease  in  ledger  assets 8.141    28 

Toi  AL  Admitted  Assets $413,935    18 


Analysis  of  General  Expenses 

Auditors'  fees.  $15.00;  taxes,  licenses  and  fees.  $55.00;   miscellaneous,  $20.00 $  90    00 


Exhibit  of  Pension  Fund 


Total  Active 

Members 

(All  in  Ontario) 

Total  Pensioned   Members 
(All  in  Ontario) 

No. 

No. 

Annual  Payment 

64 
6 

1 

$          c. 
5.433    24 

1.032    96 

Totals 

70 

5 

6,466    20 

Less    ceased    by: 
Withdrawal 

2 
1 

Total    ceased 

3 

At  End  of  1942 

67 

5 

6.466   20 

Actuary's  Valuation  Balance  Sheet,  December  31,  1942 
Liabilities 


Present  value  of  benefits  on  retirement  at  age  50  or  over.  . 
Present  value  of  death,  disability  and  withdrawal  benefits. 


$542,457    00 


Assets 

Ledger  assets  from  auditor's  statement $413,935  18 

Present  value  of  future  contributions  by  members 100,271  00 

Deficiency 28,250  82 


Total, 


$542,457    00 


Basis  of  mortality  in  the  above  valuation  was  Rutherford's  Table  with  interest  being 
assumed    at    3)2%. 

Rates  of  withdrawal,  disability  and  retirement  were  those  indicated  by  the  experience  of 
the  Fund,  or  were  based  on  the  experience  of  the  New  York  Police  Department,  adjusted  to  the 
experience    of    the    London    Police    Benefit    Fund. 

The   valuation    was    made    by   James    A.    Campbell,    F.A.S. 


Manager  or   Chief 


Assets. 
Ontario 
Canadii 
Total  ir 


LUTHERAN  BROTHERHOOD* 

Head  Office,    Minneapolis.    Minn. 

Executive  Officer  in   Canada.~Rev.    R.    Huget,  390    Church   St.,    Winnipeg. 

Premiums  Written — ^Claims  Incurred 

$15,434,431            Premiums— Ontario  (net) $          5,244 

)rce  (gross)..           170,400            Premiums — Canada  (net) 18,743 

force  (gross).          678.200            Premiums — Total   (net) 2.552,203 

e  (gross) 89.812.792            Benefits  paid — Ontario  (net) 996 

Benefits  paid — Canada   (net) 8.189 

Total  benefits  paid   (net) 801,883 

See  note  on  page  1. 


irance  in  fc 
surance  in 
ince  in  fore 


120 ANNUAL  REPORT— SUPER IXTEXDEXT  OF  INSURANCE No.  6 

THE  MACCABEES* 

Head  Office,   Detroit.    Mich. 

Principal   Office  in   Canada,    Windsor,   Ont. 

Manager  or   Chief  Executive   Officer   in    Canada. —  Mabel    T.    Blake,    Windsor. 
Chief  or   General   Agent   in   Ontario. —  Mabel    T.    Blake,    Windsor. 

Premilms  Written — Cl.\ims  Incurred 

Assets $58,898,738            Premiums — ^Ontario  (net) $        72,348 

Ontario  insurance  in  force  (gross)..       3,006,088            Premiums — Canada  (net) 418.758 

Canadian  insurance  in  force  (gross).    14.137.649     ,      Premiums — Total  (net) 6.450.246 

Total  insurance  in  force  (gross)  .  .  .  .226,050.245            Benefits  paid — Ontario   (net) 55.531 

Benefits  paid — Canada  (net) 179.485 

Total  benefits  paid   (net) 4.414.842 


THE  MINISTERS  LIFE  AND  CASUALTY  UNION* 

He.\d  Office.    Minne.\polis.    Minn. 

Manager   or    Chief  Executive    Officer   in    Canada. —  Edmund    P.    Stewart.    Toronto. 
Chief  or   General   Agent  in   Ontario. —  Edmund    P.    Stewart.   30    Bloor   St.    W..    Toronto. 

Premiums  Written — Claims  Incurred 

Assets ,  .  .  .$    3.648.813            Premiums — Ontario   (net) $    35.132 

Ontario  insurance  in  force  (gross)..           583.500            Premiums — Canada  (net) 61.431 

Canadian  insurance  in  force  (gross).      1.028.619            Premiums — Total   (net) 862.742 

Total  insurance  in  force  (gross) 14.522.235            Benefits  paid — Ontario  (net) 18.530 

Benefits  paid — Canada  (net) 31.500 

Total  benefits  paid  (net) 509,005 


NATIONAL  FRATERNAL  SOCIETY  OF  THE  DEAF* 

Head  Office.  Oak  Park.  III. 

Principal   Office  in   Canada.   Toronto.   Ont. 

Manager   or   Chief  Executive   Officer   in   Canada. — J.    T.    Shilton.    Toronto. 

Chief  or   General    Agent   in    Ontario. — J.    T.    Shilton.   202    Dalhousie    St..    Toronto. 

Premiums  Written — Claims  Incurred 

Assets $2,434,550            Premiums — Ontario   (net) $      3,983 

Ontario  insurance  in  force  (gross)..           166,900            Premiums — Canada  (net) 4.655 

Canadian  insurance  in  force  (gross).          185.950            Premiums — Total   (net) 131.003 

Total  insurance  in  force  (gross)  ...  .       5,750,913            Benefits  paid — Ontario   (net) 549 

Benefits  paid — Canada  (net) 719 

Total  benefits  paid   (net) 74.103 


ONTARIO  COMMERCIAL  TRAVELLERS  ASSOCIATION 

Head   Office,  London,  Ont. 

Incorporated. — ^September    13.    1880. 

Officers. —  President.  O.  H.  Gidley;  Vice-President.  A.  B.  Blay;  Secretary,  Geo.  T.  Hair; 
Treasurer.    G.     M.    Adams. 

Auditors. —  A.    G.    Calder.    F.C.A..    and    J.    W.    Westervelt.    C.A. 

Actuary. —  D.    P.    Morris.    B.A..    F.A.S..    A.A.I. A. 

Members  of  Governing  Executive. —  F.  L.  Mantz.  O.  H.  Gidley.  A.  B.  Blay.  G.  M.  Adams, 
L.  S.  Wood.  C.  W.  N'icholls.  Geo.  T.  Hair,  H.  W.  Ball.  F.  E.  Hess.  F.  T.  Johnston.  S.  J.  Martin, 
H.    V.    Nicholls,    G.    R.    Keenleyside,    London;    W.    D.    Martin.    Stratford. 

Statement  for  the  Year  Ended  October  .31,  I9t2t 
Assets 

Ledger    Assets 

Book  value  of  real  estate  held  for  sale $  14.251  91 

Amounts  owing  under  agreements  of  sale  of  real  estate 2.123  94 

First  lien   mortgage  loans  on  real  estate 405,430  57 

Book  value  of  bonds,  debentures  and  debenture  stocks 773,798  18 

Cash  on  hand  and  in  banks 10,769  27 

Total  Ledger  Assets  at  Book  V'alue $1,206,373   87 

Deduct  excess  of  total  book  value  of  ledger  assets  over  total  authorized  value 9,100   00 

Total  Ledger  Assets  at  Authorized  Value $1,197,273   87 

Non-Ledger    .Xssets 
Total  interest  and  rents  due  and  accrued 16.888   80 

Total  Admitted  Assets $1,214,162   67 


♦See  note  on  page  1. 

tin  accordance  with  Section  258  of  The  Insuramc  .Act.  the  Superintendent  may  accept 
statements  compiled  at  other  than  the  calendar  year  end  if  the  society's  by-laws  provide  for  a 
fiscal    year  other  than   the  calendar   year. 


FRATERNAL  SOCIETIES  FOR   1942 


121 


lORTlAKV    Fi'nd: 

Claimsdue   and    unpaid. ....,., 
Provision  for  unreported  claims. 


Contingency    reserve... 
Total  Liabil 


EXCEPT    ACTU. 


AcTi  ARIAL   Reserve  as  at  October  31.  1942: 
Mortuary    Fund 


8.653    00 
1.000   00 


9.653    00 
35.900   GO 


45.553   00 


.$     943.243   29 


Mortuary 

Fl  ND 

$1,197,922    72 


Synopsis  of  Operations  for  Fiscal  Year  Ended  October  31,  1942 

Total  ledger  assets  at   beginning  of  year 

Increase  in  ledger  assets   (receipts): 

Premiums,  dues  and  assessments $   24,646   00 

Interest  and  rents 58.173    64 

Refund  1940  corporation  ta.x 397    62 

Total  increase  in  ledger  assets 83.217 

Grand    total $1,281,139 

Decrease  in  ledger  assets  (disbursements): 

Claims $    53.053    00 

General  expenses  (see  details  below) 18,397    35 

Loss  on  sale  or  maturity  of  ledger  assets 3.315   76 


•4.766 


Total  decrease  in  ledger  assets 

Total  Ledger  Assets  at  End  of  Year $1,206,373  87 

Deduct  excess  of  total  book  value  of  ledger  assets  over  total  authorized  value 9.100  00 

Total  Ledger  Assets  at  Authorized  Value $1,197,273  87 

Non-ledger    assets 16.888  80 


Total  Admitted  Assets $1,214,162    67 

Liabilities  for  claims  and  expenses,  due  and  accrued $        9.653    00 

Contingency   reserve 35.900   00 

Actuarial    reserves 943.243   29 


Total  Li 
Surplus. 


[  L I  T I  E  S    AND    A  C  T  U . 


.L  Reserves. 


Analysis  of  General  Expenses 

Head  Office  expenses — salaries,  $5,301.50;  auditors'  fees.  $600.00;  actuaries'  fees 
.    and  expenses.  $450.00;  travelling  expenses.  $727.95;  rents.  $1,080.00;  grant  to 

Relief    Fund.   $2,500.00;    miscellaneous.   $2.468.27 $    13.127   72 

All  other  expenses — advertising.  $182.59;  agency  commissions.  $220.00;  express, 
telegrams  and  telephone,  $116.32;  legal  fees,  $6.49;  printing  and  stationery, 
$712.55;  postage  and  excise,  $253.00;  taxes  (other  than  real  estate),  licenses 
and    fees,    $150.00;    miscellaneous,    $3,628.68 5,269    63 

Total $    18,397   35 


Exhibit  of  Mortuary  Certificates 


Total  Business 


(All  in 

Ontario) 

No. 

Amount 

At    end    of    1941 

2,277 
222 

$ 
1.471.701 

New    effected.  .  . 

131.992 

Totals.  .  . 

2,499 

1.603. 693 

Less   ceased    by: 
Death 

71 
59 

45.143 

36.316 

of  1942 

Total    ceased..  .. 

130 

81.459 

At  End 

2,369 

1.522.234 

Total    amount    of    mortuary   certificates   in   force   at   end    of   year   analyzed 
-$1,522,234. 


to   plan — Life, 


122 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

Actuary's  Valuation  Balance  Sheet,  October  31,  1942 

Assets 

Assets $1,223,262   67 

Present  value  of  future  premiums 160,479    30 

Total $1.383.741    97 

Liabilities 

Liabilities $       15,491   65 

Present  value  of  sums  assured 1.103.722   59 

Reserve  for  depreciation  of  securities 45,000   CO 

Excess  of  total  assets  over  total  liabilities 219,527   73 

Total $1,383,741   97 


The  basis  of  the  above  valuation  was  the  British  Offices  Ultimate  Table  0M(5)   with  interest 
it  3%.      The  rate  of  expense  charge   was  taken  as  50%. 
Total  insurance   valued   was  $1,522,234. 
Ratio   of  solvency   was   118.9%. 
The    above    valuation    was   compiled    by    D.    P.     Morris.    B.A.,    F.A.S..    F.A.I. A. 


GRAND  ORANGE  LODGE  OF  BRITISH  AMERICA* 

Head  Office,  Toronto.  Ont. 

Officers. —  President,   Lieut. -Col.    Hon.   T.   A.    Kidd;  Vice-President.  J.   F.    Harper;  Secretary- 
Treasurer,    L.    H.    Reid;    Actuary,    H.    H.    Blakeman. 

Dirfc^ori.— Lieut. -Col.    Hon.    T.    A.    Kidd,    M.P.P.,    James    F.    Harper,    C.    H.    Spooner.    L.    H. 
Reid.    James    Black.    R.    Hardy-Small. 

Premiums  Written — Claims  Incurred 

Assets $1,985,790           Premiums — Ontario  (net) $   87,965 

Ontario  insurance  in  force  (gross).  .       3.205,329            Premiums — Canada  (net) 118,324 

Canadian  insurance  in  force  (gross).      4.194,938            Premiums— Total   (net) 122.767 

Total  insurance  in  force  (gross)  ...  .      4,306,475            Benefits  paid — Ontario  (net) 66.661 

Benefits  paid — Canada  (net) 89.490 

Total  benefits  paid   (net) 89.897 


THE  ORDER  OF  ITALO  CANADIANS* 

Head  Office.    Montreal,  Que. 

Officers. —  Supreme  Venerable,  A.  Volpe;  E.x-Supreme  Venerable,  X.  Vigilante;  Supreme 
Treasurer.  A.  Fabi;  Recorder  Secretary,  R.  Rossi;  Supreme  Orator.  T.  Boschi;  Trustees. 
A.   Bartolotti,   L.    Palermo,    G.   Violino,   A.   Spada.    D.    DiGiulio.    L.    Gabriele. 

Premiums  Written — Claims  Incurred 

Assets $   43,112           Premiums — Ontario  (net) $   3.611 

Ontario  insurance  in  force  (gross).  .             58.630            Premiums — Canada   (net) 10.515 

Canadian  insurance  in  force  (gross).          163.468            Premiums — Total   (net) 10,515 

Total  insurance  in  force  (gross)  ...  .           163,468            Benefits  paid — Ontario  (net) 842 

Benefits  paid — Canada   (net) 3.648 

Total  benefits  paid   (net) 3,648 


ONTARIO  SECONDARY  SCHOOL  TE.\CHERS'  FR.\TERNAL  SOCIETY 

Head  Office,  30  Bloor  St.    W..   Toronto,   Ont. 

Incorporated. — September    12.    1939. 

Officers. —  Chairman,  H.  T.  Donaldson;  Vice- Chair  man.  W.  S.  Hall;  Secretary- Treasurer, 
R.    W.   E.    McFadden. 

Auditors. —  E.    Hampson   and    H.    G.    Harvey. 

Actuary. —  M.    A.     Mackenzie.     M.A..    F.I.A. 

Members  of  Governing  Executive. — J.  W.  Ansley,  Toronto;  H.  T.  Donaldson.  Toronto:  E.  O. 
Hall.    London;    W.   S.    Hall,    Wingham;    K.    S.    Hill.    Belleville;    R.    W.    E.    McFadden,    Brantford. 


•See  note  on   page  1. 


FRATERNAL  SOCIETIES  F(JR  1942 


123 


Statement  for  the  Year  Ended  December  31,  1942 

Assets 

Ledger    Assets 


Book  value  of  bonds,  debentures  and  debenture  stocks 
Cash  on  hand  and  in  banks 


Total  Ledger  Assets  at  Book  Value 

Non-Ledger    Assets 


$   21,937   48 
9,693   92 


$   31,631    40 


Total    interest    accrued 

Total  Admitted  Assets. 


MortuaryFund: 

Actuarial    reserve. 


149 

58 

$ 

31.780 

98 

$ 

36,690 

00 

Synopsis  of  Operations  by  Funds,  1942 


Mortuary 
Fund 

General 

Expense 

Fund 

Total 

$         c. 
24.884    83 

$         c. 
2.626   91 

$          c. 
27,511   74 

Increase  in  ledger  assets: 
Receipts — - 

Premiums,  dues  and  assessments 

7.884   72 
603   16 

"57 '53 
789   37 

7  884    72 

Interest 

660   69 
789   37 

Total  increase  in  ledger  assets.  .  . 

8,487   88 

846   90 

9.334    78 

Grand    total 

33,372   71 

3.473   81 

36.846    52 

Decrease  in  ledger  assets: 
Disbursements — 
Claims    .... 

4.000   00 
' '789 '37 

' '425 '75 

4,000    00 
425    75 

Generaf  expenses   (see  details  betow) 

Transfers  from 

789    37 

Total  decrease  in  ledger  assets 

4,789   37 

425    75 

5.215    12 

Total  Ledger  Assets  at  End  of  Year..  .  . 

28,583   34 
149   58 

3.048   06 


31,631    40 
149    58 

28.732    92 
36.690   00 

3,048   06 

31,780    98 
36,690    00 

Deficit  OR  Surplus  (S) 

7,9f7    08 

(S)3.048   06 

4,909    02 

Analysis  of  General  Expenses 

Salaries,  $200.00;  legal  fees,  $1.00;  medical  fees,  $13.00;  printing  and  stationery, 
$23.64;  postage  and  excise,  $17.11;  taxes  (other  than  real  estate),  licenses, 
fees,   $30.00;    miscellaneous,   $141.00 $  425   7 


Exhibit  of  Mortuary  Certificates 


Tot 
(All 

A.L 
IN 

Business 
Ontario) 

No. 

Amount 

At   end    of   1941 

987 

26 

6 

$ 
987.000 
26.000 
6.000 

New   effected 

Old   revived 

Totals 

1.019 

1,019,000 

Less   ceased   by: 

Death 

3 
66 

3,000 
66,000 

Expiry 

69 

69.000 

At  End  of  1942 

950 

950.000 

Total   amount   of    mortuary   certificates  in  force   at  end   of   year   analyzed   as  tc 


plan — Ten 


124 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

Actuary's  Valuation  Balance  Sheet,  December  31,  1942 

MORTUARY   FUND 

Liabilities 

Value    of    future    claims $211,730   00 

Assets 

Value    of   93%    of    future    premiums    from    950    members $175,040    00 

Book    value    of    bonds 20,940    00 

Cash 7.640   00 

Accrued    interest 150    00 

Deficit 7,960   00 

Total $211,730   00 

The  basis  of  the  above  valuation  was  the  AM(5)  Table  of  Mortality  with  3%  interest, 
and  it   was  assumed  that  93%   of  future  premiums   would   be  allocated  to  the    Mortuary   Fund. 

The  rate   of  interest   earned  in   the    Mortuary    Fund  in   1942    was  2.24%. 

The  ratio   of   actual   to   expected   claims   in   1942    was  34.9%. 

The  above  valuation  was  compiled  by  M.  A.  Mackenzie,  M.A.,  Fellow  of  the  British 
Institute    of    Actuaries. 


OTTAWA  FIREMEN'S  SUPERANNUATION  AND  BENEFIT  FUND 

Head  Office,   Ottawa.  Ont. 
Incorporated.— 1917 . 

Officers. —  Chairman.    F.    McRae;    Secretary,    A.     Mason;    Treasurer,    F.    G.    Kennedy. 
Auditors. —  A.    A.    Crawley,    F.C.A.,    and    A.    M.    Milne,    C.A.,    Ottawa. 
Actuary. —  H.    H.    Wolfenden. 

Members  of  Governing    Executive. —  F.    McRae,    G.    Burnett,    G.    P.    Gordon,    D.    A.    McMillan, 
G.    C.    Medcalf,    N.    A.    Bordeleau,    H.    Chatterton,    P.    L.    MacRostie,    A.    Cochrane,    Ottawa. 

Statement  for  the  Year  Ended  December  31,  1942 
Assets 

Ledger    Assets 

Book  value  of  bonds,   debentures  and  debenture  stocks $721,430   04 

Cash  on  hand  and  in  banks 7.465   40 


Total  Ledger  Assets  at  Book  Value $728,895   44 

Deduct  excess  of  total  book  value  of  ledger  assets  over  total  authorized   value 8,352    81 


Total  Ledger  Assets  at  Authorized  Value $720,542   63 

N on-Ledger    Assets 


Total  interest  due  and  accrued. 


Total  Admitted  Assets $736,663   79 


Liabilitiesf 

Synopsis  of  Operations,  1942  PENSION 

Fund 

Total  ledger  assets  at  beginning  of  year $693,770    88 

Increase  in  ledger  assets  (receipts): 

Premiums,  dues  and  assessments $   23.286    38 

Donation 25    00 

City    of    Ottawa    grant 8,441    93 

Interest 28.942   40 

Premium    on    exchange 755   24 

Profit  on  sale  or   maturity  of  ledger  assets 39    81 

Total  increase  in  ledger  assets 61.490    76 

Grand    total $755,261    64 

Decrease  in  ledger  assets  (disbursements): 

Superannuation    payments $    21.403    52 

Retiring    allowance 3.971    56 

General  expenses  (see  details  below) 991    12 

Total  decrease  in  ledger  assets 26,366   20 


Total  Ledger  Assets  at  End  of  Year $728,895   44 


Analysis  of  General  Expenses 

Salaries,  $600.00;  travelling  expenses,  $93.30;  printing  and  stationery.  $11.61;  post- 
age and  excise.  $20.08;  licenses  and  fees.  $100.00;   miscellaneous.  $166.13 $ 


tFor  last  actuarial  valuation  as  of  December  31.  1941,  see  page  125  of  this  Report.  See 
)  Insurance  Act,  R.S.O.  1937.  c.  256,  sees.  243  (4)  and  257,  re  societies  with  membership 
ited    to    government    and    municipal    employees. 


FRATERNAL  SOCIETIES  FOR   1942 


125 


Exhibit  of  Pension  Fund 


Total  Active 

Members 

(All  in  Ontario) 

Total  Pensi 
(All  in 

ONED   Members 
Ontario) 

No. 

No. 

Annual  Payment 

At    end    of    1941 

184 
6 

22 
3 

$         c. 
21.409   45 

3.009   32 

190 

25 

24.418    77 

Less   ceased    by: 

■    3 
3 

4 

3.322    92 

Withdrawal 

6 

4 

3.322    92 

At  End  of  1942 

184 

21 

21.095    85 

Actuary's  Valuation  Balance  Sheet,  December  31,  1941 

Assets 

Invested    assets $  708,887  00 

Present  value  of  future  contributions  from   members 267.240  00 

Present  value  of  future  grants  from  city 19.810  00 

Deficiency 194,637  00 


TOTi 


.$1,190,574   00 


Liabilities 

Pensions  in  course  of  payment  to  retired   members: 

Disability    pensions $   43.029   00 


Service    pensions. 


159.030    00 


Prospective  pensions  to  active   members 


-$     202.059    00 


retirement: 


)isability    pensions. 
Service    pensions.  .  . 


$149,190    00 
772.687   00 


921.877  00 

5.045  00 

40.856  00 

5.359  00 

15,378  00 

Total $1,190,574  00 


Returns  of  contributions  on  withdrawal.  .  .  . 

Benefits  payable  on  deaths .  . 

Single-sum  benefits  payable  on  disability.  .  . 
Estimated  present  value  of  future  expenses. 


The  basis  of  the  above  valuation  was  rates  deduced  from  the  experience  of  a  large  pension 
fund  on  this  continent  and  of  another  firemen's  pension  fund  in  this  Province  with  some  modifi- 
cations, together  with  an  interest  rate  of  4%.  It  is  nevertheless  specifically  recommended  that 
the  sum  of  $10,000  to  $13,000  a  year  be  appropriated  each  year  for  a  nine-year  period  to  an 
"interest  reduction  reserve,"  to  allow  the  interest  assumption  to  be  reduced  to  3  }-i%  at  later 
actuarial    valuations. 

The  rate  of  interest  earned  in  1941  on  the  book  values  of  the  invested  assets  of  the  Fund 
was    4.25%. 

The   above   valuation    was   compiled   by    H.    H.    Wolfenden.    F.I. A..    F.A.S..    F.A.I. A. 


THE  OTTAWA  POLICE  BENEFIT  FUND  ASSOCIATION 

Head  Office.  Ottawa,   Ont. 
Incorporated. —  April.    1926. 

Officers. —  Chairman.   Herman  Boehmer;  Secretary,  John  Barlow;   Treasurer.  Joseph   D 
Auditors. —  A.    A.    Crawley.    F.C.A..    and    A.    M.    Milne.    C.A. 
Actuary. —  H.    H.    Wolfenden. 

Members    of   Governing    Executive. —  Mayor    J.    E.    S.    Lewis.     Magistrate    G.    E.    Strike. 
E.    J.    Daly.    Ottawa. 

Statement  for  the  Year  Ended  December  31,  1942 
Assets 

Ledger    Assets 

First  lien  mortgage  loans  on  real  estate $      7,i 

Book  value  of  bonds,  debentures  and  debenture  stocks 642 

Cash  oi^handandinbanks 9, 

Province  of  Alberta  coupons  at  cash  value 6. 

Total  Ledger  Assets  at  Book  Value $665. 

Deduct  excess  of  total  book  value  of  ledger  assets  over  total  authorized  value 9. 

Total  Ledger  Assets  at  Authorized  Value $655. 

Non-Ledger    Assets 
Total  interest  due  and  accrued 

Total  Admitted  Assets 

Deficit 


wney. 
Judge 


000  00 
618  52 
372  22 
075    00 


065    74 
747   86 


9.037 

73 

$664,355 
13.253 

61 
39 

$677,609 

00 

126 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


No.  6 


Liabilitiesf 

Actuarial    reserves $677,609   00 


Synopsis  of  Operations,  1942 

Total  ledger  assets  at  beginning  of  year 

Increase  in  ledger  assets  (receipts): 

Premiums,    dues    and    assessments $    31,870    37 

Interest 26.978    12 

Donations 300    27 

Profit  on  sale  or   maturity  of  ledger  assets 10   00 

Gross  increase  by  adjustment  of  ledger  assets 5.568    75 

Total  increase  in  ledger  assets 

Grand    total $689,729    61 

Decrease  in  ledger  assets  (disbursements): 

Pensions $    15,667    50 

General  expenses  (see  details  below) 608    54 

Death    benefits 

Total  decrease  in  ledger  assets 

Total  Ledger  Assets 


Pension- 
Fund 
$625,002    10 


64.727    51 


8,387    83 


24.663   87 

:nd  of  Year $665,065   74 


Analysis  of  General  Expenses 

Salaries.  $200.00;  legal   fees.  $150.00;   printing   and  stationery.  $51.84;  licenses  and 

fees,    $105.00;    miscellaneous,    $101.70 $  608    54 


Exhibit  of  Pension  Fund 


Total  Active 

Members 

(All  in  Ontario) 

Total  Pensioned   Members 
(All  in  Ontario) 

No. 

No. 

Annual  Payment 

At    end    of    1941           

162 
3 

11 

i 

$          c. 
15.055   00 

1.500   00 

f  otals                                                                      

165 

12 

16.555    00 

Less    ceased    by: 

Death                                                ...             .... 

2 

2 

1 

1.650   00 

4 

1 

1.650   00 

At  End  of  1942 

161 

11 

14.905   00 

Actuary's  Valuation  Balance  Sheet,  December  31,  1942 
Liabilities 

Pensions  in  course  of  payment  to  retired  members $     100,721    00 

Prospective  pensions  to  active  members  on  service  retirement 806.127   00 

Prospective  benefits  to  active   members  on  disability  retirement: 

Single-sum    benefits $    18,847    00 

Disability    pensions 60.987    00 

79.834    00 

Benefits  payable  to  active  members  on  withdrawal 359    00 

Returns  of  contributions  on  deaths  of  active  members 49,194    00 

Estimated  present   value  of  future  expenses,  less   miscellaneous  receipts 6.765   00 

Total $1.043,000   00 

Assets 

Invested  assets  at  book  value $  674,104  00 

Present   value  of  future  contributions  of  active   members 365,391  00 

Deficiency 3.505  00 

Total $1,046,000   00 

Basis  of  the  above  valuation  was  rates  deduced  from  the  experience  of  a  large  police  benefit 
fund,  together  with  a  standard  mortality  table  on  annuitants'  lives  for  mortality  on  pensioners. 
The  interest  rate  assumed  was  4%,  with  the  recommendation  that  the  sum  of$12.676  per  annum 
for  ten  years  be  appropriated  to  an  "interest  reduction  reserve"  to  allow  the  interest  assumption 
to    be   reduced    to  3  J-a  %    in    the   future. 

The  rate  of  interest  earned  in  1942  on  the  book  value  of  the  invested  assets  of  the  Fund 
was   slightly   in   excess   of  4%. 

The    valuation    was   computed    by    H.    H.    Wolfenden.    F.I. A..    F.A.S..    F.A.I. A. 

tFor  last  actuarial  valuation  as  of  December  31.  1942.  see  page  126  of  this  Report.  See 
also  Insurance  Act.  R.S.O.  1937.  c.  256.  sees.  243  (4)  and  257.  re  societies  with  membership 
limited    to    government    and    municipal    employees. 


•RATEKNAL  SOCIETIES  FOR   1942 


CITY  OF  (HTAWA  StPERANNLATION  FUND 

Head  Office,  Ottawa.  Ont. 

Incorporatfd. —  April    27,    1939. 

Officers. —  Chairman.  Controller  E.  A.  Bourque;  Secretary.  Miss  Elsie  Davies;  Treasurer. 
G.    P.    Gordon. 

Auditors. —  A.    Murray    Milne.    C.A.,    and    A.    A.    Crawley.    F.C.A. 

Actuary. —  Prof.    M.    A.    Mackenzie.    M.A..    F.A.S. 

Membfrs  of  Governing  Executive. —  W.  E.  MacDonald.  Mayor  J.  E.  S.  Lewis.  E.  A.  Bourque. 
A.    Belanner.    G.    P.    Gordon.    Ottawa. 


Statement  for  the  Year  Ended  December  31,  1942 

Assets 

Ledger    Assets 

Book  value  of  bonds,  debentures  and  debenture  stocks $813,841    82 

Cash  on  hand  and  in  banks 2.425   08 


Total  Ledger  Assets  at  Book  Value $816,266  90 

Deduct  excess  of  total  book  value  of  ledger  assets  over  total  authorized  value 5.875  00 

Total  Ledger  Assets  at  Authorized  Value ._ $810,391  90 

Non-Ledger    Assets 


Total  interest  due  and  accrued. 


'otal  Admitted  Assets $823,952   42 


Liabilitiest 

Synopsis  of  Operations,  1942  Pension 

Fund 

Total  ledger  assets  at  beginning  of  year $726,888    22 

Increase  in  ledger  assets  (receipts): 

Assessments $    32,247    06 

City  of  Ottawa  contribution 60.000    00 

Interest 29.302    13 

Premium  on  exchange 718    77 


122.267 


Total  increase  in  ledger  assets 

Grand    total $849,156    18 

Decrease  in  ledger  assets  (disbursements): 

Superannuation    payments $    28.148    88 

Withdrawal    refunds 4.601    63 

General    expenses 138    77 

Total  decrease  in  ledger  assets 32.889    28 

Total  Ledger  Assets  at  End  of  Year $816,266   90 


Exhibit  of  Pension  Fund 


Total  Active 

Members 

(All  in  Ontario) 

Total  Pensioned   Members 
(All  in  Ontario) 

No. 

No. 

Annual  Payment 

At    end    of   1941        

274 
11 

75 

1 
3 

$          c. 
28.227    29 

New    pensioners: 

By   retirement                            

953    33 

1,025    19 

Totals 

285 

79 

30.205    81 

Less   ceased   by: 

Death 

Decrease    re    widows'    pensions 

Withdrawal 

3 

"15 

1 

2 

593    88 
910    42 

Total   ceased 

19 

2 

1,504    30 

At  End  of  1942 

266 

77 

28.701    51 

tFor  detail  of  actuary's  valuation  balance  sheet  at  December  31.  1940,  see  page  160  of 
1941  Report  (business  of  1940).  See  also  Insurance  Act.  R.S.O.  1937.  c.  256,  sees.  243  (4)  and 
257.   re  societies   with   membership  limited   to   government   or   municipal   employees. 


128 ANNUAL  REPORT— SUPER  I. \  TEN  DENT  OF  IXSURAXCE No.  6 

SUPREME  COUNCIL  OF  THE  ROYAL  ARCANLM* 

Head  Office.  Boston.    M.\ss. 

Principal  Office  in  Canada.   Hamilton.  Ont. 

Manager  or   Chief  Executive   Officer  in   Canada. —  T.    H.    Simpson.    Hamilton. 
Chief  or   General   Agent   in    Ontario. —  T.    H.    Simpson.    Hamilton. 

Premiums  Written — Cl.\ims  Incurred 

Assets $29,713,153            Premiums — Ontario  (net) $        23.627 

Ontario  insurance  in  force  (gross). .           928.852            Premiums — Canada  (net) 69.358 

Canadian  insurance  in  force  (gross).      2,637.715            Premiums — Total   (net) 2.239.342 

Total  insurance  in  force  (gross) ....    71.084.509            Benefits  paid — Ontario  (net) 20.298 

Benefits  paid — Canada  (net) 60,218 

Total  benefits  paid  (net) 2.633.530 


SLOVENE  N.\TIONAL  BENEFIT  SOCIETY* 

Head  Office.   Chicago.  III. 
Principal   Office  in   Canada.   Toronto.   Ont. 
Manager  or   Chief  Executive   Officer  in   Canada. — Joseph    Petric.    Toronto. 
Chief  or   General    Agent   in    Ontario. — Joseph    Petric.   248    Seaton    St..    Toronto. 

Premiums  Written — Claims  Incurred 

Assets $10,187,373            Premiums — Ontario  (net) $          1,833 

Ontario  insurance  in  force  (gross). .             71.650            Premiums — Canada  (net) 8,581 

Canadian  insurance  in  force  (gross).          216,750            Premiums — Total   (net) 1,266,153 

Total  insurance  in  force  (gross)....    42.355,364            Benefits  paid — Ontario  (net) 442 

Benefits  paid — Canada  (net) 6.235 

Total  benefits  paid   (net) 808.748 


SONS  OF  ENGLAND  BENEFIT  SOCIETY 

Head  Office,  Toronto.  Ont. 

Incorporated. —  February    19,    1875. 

Officers. —  President,  H.  Pickering;  Vice-President.  W.  E.  Miller;  Secretary.  W.  V.  Oglesby; 
Treasurer.    T.    H.    Frankling;    Past    President.    S.    W.    Oakley. 

.Auditors. —  Sharp.     Milne    &    Co..    C.A's. 

Actuary. —  X.    E.    Sheppard,     M.A.,    F.I. A. 

Governing  Executive. —  Supreme  Council  consisting  of  above  mentioned  officers,  elected  by 
Supreme    Lodge   at    Kingston,    Ont.,    August   11,   1942. 

Statement  for  the  Year  Ended  December  31,  1942 

Assets 

Ledger    .Assets 

Book  value  of  real  estate — office  premises.  $35,649.49;  held  for  sale.  $3.361.37 $    39,010   86 

First  lien  mortgage  loans  on  real  estate 1,050   00 

Amounts  of  liens  secured  by  Society's  certificates  in  force 17.768    03 

Book  value  of  bonds,  debentures  and  debenture  stocks 431,708   97 

Cash  on  hand  and  in  banks 27.884    22 


Total  Ledger  Assets  at  Book  Value $517,422  08 

Deduct  excess  of  total  book  value  of  ledger  assets  over  total  authorized  value 4.140  23 

Total  Ledger  Assets  at  Authorized  Value $513,281  85 

Non-Ledger    .Assets 

Total  interest  and  rents  due  and  accrued 5.169  59 


Total  Assets $518,451  44 

Deduct  assets  not  admitted — chattel  mortgage 250  00 

Total  Admitted  Assets $518,201  44 

Liabilities 

Mortuary  Fund: 

Claims  due  and  unpaid $      5.940   00 

Provision  for  unreported  claims 2,000  00 

$      7,940  00 

Fi  neral  Fund — Provision  for  unreported  claims 1.200  00 

Shakespeare   Memorial  Fund  (in  trust) 470  06 

General  Expense  Fund — Accounts  payable 1 16  49 

Total  Lia  bilities  for  Claims  and  Expenses.   Due  and  Accrued $     9.726  55 

Contingency    reserve 30.000  00 


Total  Liabilities  except  Actuarial  Reserves $   39.726   55 

Actuarial  Reserves  as  at   December  31,  1942 — Mortuary  Fund $332,440  00 


*See  note  on  page  1. 


FRATERNAL  SOCIETIES  FOR   1942 


129 


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130 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

Analysis  of  General  Expenses 

Head  Office  expenses — salaries.  $10,389.75;  directors'  fees,  $443.15;  auditors'  fees. 
$500.00;  actuarial  fees,  $200.00;  Supreme  President's  honorarium  and  expenses. 
$450.00;   travelling  expenses,   $68.50;   rents.   $1.250.00 $    13.301    40 

Agency  expenses — commissions,  $1,252.39;  travelling  expenses,  $190.15;  miscel- 
laneous.   $138.41 1.580    95 

Other  expenses — sick  benefit  (members-at-large),  $63.00;  medical  fees,  $43.50;  official 
publication.  $696.00;  Lodge  supplies,  $989.78;  jewels  for  presentation.  $106.02; 
express,  telegraph  and  telephone,  $564.15;  taxes,  licenses  and  fees,  $378.46; 
secretaries'  bonds,  $125.00;  junior  members,  $137.25;  miscellaneous,  $650.16.  .  3,753   32 

Total $    18,635   67 


Exhibit  of  Mortuary  Certificates 


In  Ontario 

T 

OTAL 

No. 

Amount 

No. 

Amount 

At    end    of    1941 

New   effected 

689 

14 
4 

$          c. 

628,464    38 

17.750   00 

3,190   00 

914 
16 

$         c. 

851.170   90 

19,750   00 

Totals.  .  .  . 

707 

649.404    38 

930 

870,920   90 

Less    ceased    by: 
Death 

20 
5 

18,335   50 
7,285    00 
3,857    50 

26 
9 
5 

24,397   00 
9,395   00  • 

Lapse .... 

3  857    50 

32 

29,478   00 

40 

At  End  of  1942... 

675 

619.926    38 

890 

833,271    40 

Total   amount   of    mortuary     certificates  in   force   at   end   of   year   analyzed   as   to   plan — Life, 
$437,086.86;    Limited    Life,   $396,184.54.      Total,   $833,271.40. 


Exhibit  of  Sickness  and  Funeral  Certificates 


Number  (Adult  and  Junior) 

In  Ontario 

Total 

At    end    of    1941 

8.385 
356 

13,515 

540 

Totals.  .  .  . 

8.741 

14  055 

Less    ceased    by: 

Death 

182 
687 

267 

Lapse 

1,072 

Total    ceased 

869 

1,339 

At  End  of  1942 

7,872 

12.716 

Actuary's  Valuation  Balance  Sheet,  December  31,  1942 
MORTUARY   FUND 

Liabilities 

Net  reserve  on  policies,  including  vested  bonuses $324,250  00 

Outstanding  claims  and  provision  for  unreported  claims 7.940  GO 

Value  of  4  %  of  future  premiums  payable  to  secretaries 8,190  00 

Reserve    for    contingencies 30,000  00 

Surplus 30.700  00 


Total. 


$401,080   00 


Assets 

Bonds  not  in  default  at  book  value $346,010   00 

Bonds  in  default  at  authorized  value 11.250   00 

Accrued  interest  on  bonds  not  in  default 4.100   00 

Loans    on    policies 17,770   00 

Cash    on    hand 21,950  00 


Total $401,080  00 


The  basis  of  the  above  valuation  was  the  American  Men  Ultimate  Table,  AM  (5),  with 
interest    at    3  4%. 

The   rate  of  interest  earned   during  1942   on   the    mean  ledger  assets   was  4.51%. 

Ratio   of   assets   to  liabilities   was   108.3%. 

The  ratio  of  actual  claims  incurred  during  1942  to  expected  claims  by  the  A  NU5)  Table  o' 
Mortality    was   81.6%. 

The    valuation    was   compiled    by    N.    E.    Sheppard.    M.A.,    F.I..\. 


FRATERNAL  SOCIETIES  FOR   1942 131 

SONS  OF  SCOTLAND  BENEVOLENT  ASSOCIATION* 

Head  Office,  Toronto,  Ont. 

Officers. —  Grand  Chief,  G.  Anderson;  Grand  Secretary- Treasurer.  Robert  Lewis;  Actuary, 
Prof.    M.    A.     Mackenzie. 

Executive  Board. —  W.  A.  Murray,  Geo.  Anderson,  Robert  Lewis,  Miss  M.  Green,  Judge  John 
Tytler.   J.    S.    Clouston,    Robt.    Collier,    G.    W.    Robertson.    D.    Grundie,    A.    H.    McDonald. 

Premiums  Written — Claims  Incurred 

Assets $1,952,076            Premiums — Ontario  (net) $    61,816 

Ontario  insurance  in  force  (gross)..       2,895,091            Premiums — Canada   (net) 116.956 

Canadian  insurance  in  force  (gross).      5,036,281            Premiums — Total   (net) 116,956 

Total  insurance  in  force  (gross)  ...  .      5.036,281            Benefits  paid — Ontario  (net) 72,566 

Benefits  paid — Canada  (net) 97,774 

Total  benefits  paid  (net) 97,774 


CITY  OF  STRATFORD  MUNICIPAL  BENEFIT  FUND 

Head  Office.  Stratford,   Ont. 

Incorporated. —  April.    1930. 

Officers  and  Members  of  Governing  Executive. —  Chairman,  R.  J.  Beatty;  Secretary,  A.  S. 
Kappele;  Treasurer,  G.  McKellar;  Andrew  Parker,  A.  Templeton.  W.  G.  Di.xon.  J.  M.  King, 
Stratford. 

.\uditor. —  F.    P.    Gibbs.    C.A. 

Actuary. —  S.    H.    Pipe. 

Statement  for  the  Year  Ended  December  31,  1942 

Assets 

Ledger    Assets 

Book  value  of  bonds,  debentures  and  debenture  stocks $157,410    32 

Cash  on  hand  and  in  banks 9    30 

Total  Ledger  Assets  at  Book  Value  (Authorized  Value) $157,419   62 

N on-  Ledger    .Assets 
Total    interest    accrued 2,032    98 


Total  Admitted  Assets $159,452   60 


Synopsis  of  Operations,  1942  Pension 

Fund 

Total  ledger  assets  at  beginning  of  year $147,917    38 

Increase  in  ledger  assets  (receipts): 

Premiums,  dues  and  assessments $      3.778    24 

City    grant 3,600    00 

Interest 5,976    56 

Premium    on    exchange 22    00 

Total  increase  in  ledger  assets 13.376    80 


Grand    total $161,294    18 

Decrease  in  ledger  assets  (disbursements): 

Pensions $      2,368    84 

Refund    on    withdrawal 939    17 

General  expenses  (see  details  below) 566    55 

Total  decrease  in  ledger  assets 3,874    56 

Total  Ledger  Assets  at  End  of  Year  (Authorized  Value) $157,419   62 

Analysis  of  General  Expenses 

Salaries,   $100.00;   actuaries'    fees    and    expenses,   $400.00;   licenses   and   fees.   $55.00; 

miscellaneous,    $11.55 $  566    55 

*See  note  on  page  1. 

tFor  last  actuarial  valuation  as  of  December  31,  1941,  see  1942  Report  (business  of  1941), 
page  131.  See  also  Insurance  Act.  R.S.O.  1937,  c.  256.  sees.  243  (4)  and  257,  re  societies  with 
membership  limited   to   government   and    municipal   employees. 


132 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


No.  6 


Exhibit  of  Pension  Fund 


At  End  of  1942 


Total  Active    | 

Members 

(All  in  Ontario) 


Total  Pensioned   Members 
(All  in  Ontario) 


Anncal  Payment 


At   end   of   1941    

45 
3 

5 

$          c. 
2.368    84 

48                 1 

1 

5 

2.368    84 

Less    ceased    by    withdra\ 

val 

TORONTO  FIRE  DEPARTMENT  SUPERANNUATION  AND  BENEFIT  FUND 

Head  Office,  Toronto.  Ont. 

Incorporated. — January.    1891. 

Officers. —  Chairman,    W.   J.    Wadsworth;   Secretary,   J.    S.    Eakin;    Treasurer.    G.    A.    Lascelles. 
Auditor. —  S.    C.    Scott,    A.C.A. 

Members  of  Governing  Executive. —  W.  J.   Wadsworth,   G.  A.  Lascelles.  C.    M.  Colquhoun.   K.C., 
Geo.    Sinclair.    H.    J.     W.    Johnson. 

Statement  for  the  Year  Ended  December  31.  1912 
.\ssets 

Ledger    Assets 
Book  value  of  bonds,   debentures  and  debenture  stocks $4,125,172    87 


Total  Ledger  Assets  at  Book  Value $4,125,172   87 

Deduct  excess  of  total  book  value  of  ledger  assets  over  total  authorized  value 10,547   77 


Total  Ledger  Assets  at  Avthorized  Valve $4,114,625    10 

Non-Ledger    Assets 


Total  interest  due  and  accrued. 


54,876   62 


Total  Admitted  Assets $4,169,501    72 


Liabilities 

Bank    overdraft $  32.177  90 

Death    claims    payable 3.500  00 

Retiring    allowance    payable 115  74 

$        35.793    64 
5.021 .200   00 


Actuarial    Reserves. 


Total  Liabilities  and  Actu. 
Less    deficit 


iL  Reserves $5,056,993   64 

887.491    92 


$4,169,501    72 


Synopsis  of  Operati 


1942 


Total  ledger  assets  at  beginning  of  year $3 

Increase  in  ledger  assets  (receipts): 

Contributions $    95.997    24 

Grant  from   City  of  Toronto 27.300   00 

Interest 168,906    37 

Exchange,  donations  and  fines 1.258   99 

Profit  on  maturity  of  ledger  assets 59   67 

Total    receipts $293,522    27 

Increase  in  ledger  liabilities — bank  overdraft 32,177   90 

Total  increase  in  ledger  assets 

Grand    total 

Decrease  in  ledger  assets  (disbursements): 

Pensions $101,536  14 

Retiring    allowances 10,193  30 

Death    claims 14.000  00 

General  expenses  {see  details  below) 921  09 

Total  decrease  in  ledger  assets 

Total  Ledger  Assets  at  End  of  Year 


Pension 

Fund 
.926.123    23 


$4,251,823   40 


101,536   14 
10,193  30 


$4,125,172    87 


FRATERNAL  SOCIETIES  FOR   1942 


133 


Salaries.    $500.00 
taxes 


AiiulvBiM  of  (General  KxpeiiHCn 

printing    and    stationery.    $108.76;    postage    and    excise.    $117.33; 
censes   and   fees.  $155.00;    miscellaneous,  $40.00 $ 


Exhibit  of  Penaion  Fund 


Total  Active 

Members 

(All  in  Ontario) 

Total  Pensioned   Members 
(All  in  Ontario) 

No. 

No. 

Annual  Payment 

658 
15 

82 

14 
8 

$         c. 
93.937   78 

New    pensioners: 

17.065   32 

By    disability                  

8.593   44 

673 

104 

119,596   54 

Less   ceased    by: 

4 
6 

22 

1 

8,084    97 

Resigned                   

Pensioned 

Dismissed 

Total    ceased 

33 

7 

8.084    97 

640 

97 

111.511    57 

Actuary's  Valuation  Balance  Sheet,  December  31,  1942 
Liabilities 

To  99   men  drawing  pensions $1,164,100    00 

To  pension  to  survivors  of  638    men  on  the  active  list,   with  a  guarantee  of  at  least 

$3,500.00  as  pension  payments 4.787.500    00 

To  payments   on   death    while  in   service   or  on   withdrawal   from   service   by  such   of 

the  638   men  as  are  expected  to  claim  such  payments 170.300   00 

To  claims  awaiting  adjustment 3.600    00 

To  expenses  connected  with  present   members 10.200    00 

Total $6,135,700   00 

Assets 

By  future  contributions  from  638   men  on  the  active  list   (7%  of  salaries) $     985,500  00 

By  value  of  future  grants  promised  by  the   City 125,400  00 

By  funds  on  hand 4,147,900  00 

By  deficit 876,900  00 

Total $6,135,700  00 

The   rate   of   interest   assumed   in    valuation    was   3.75%. 

The   rate   of  interest   earned    on   the   funds   in   1942    was  4.29%. 

Above    valuations    were    made    by    M.    A.    Mackenzie.    M.A.,    F.A.S. 


THE  TORONTO  POLICE  BENEFIT  FUND 


Head  Office.   Toronto.  O: 


■porated. — 1882. 


Officers. —  Chairman.     C.    J.     Lytle;    Vice-Chairman.     Robert     H.    Saunde 
iakin;    Treasurer.    G.    A.    Lascelles. 


Secretary.    J.     S. 


Atiditor. —  S.    C.    Scott.    A.C.A. 

Actuary. —  Hugh    H.    Wolfenden.    F.I. A..    F.A.S..    F.A.I. A. 

Members  of  Governing  Executive. —  Robt.  H.  Saunders.  G.  A.  Lascelles,  C.   M.  Colquhoun.  K.C. 
<..    Crawford,    W.   J.    McAlister.    F.    C.    Skinner.    Chas.   J.    Lytle.    Toronto. 


134 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSUR.^NCE 


No.  6 


Statement  for  the  Year  Ended  De^^embe^  31,  1942 

Assets 

Ledger    Assels 

First  lien  mortgage  loans  on  real  estate $       34,200  00 

Book  value  of  bonds,  debentures  and  debenture  stocks 5.358.401    18 


Total  Ledger  Assets  at  Book  Value .$5,392,601    18 

Deduct  excess  of  total  book  value  of  ledger  assets  over  total  authorized   value 12.412    47 

Total  Ledger  Assets  at  Authorized  Value .$5,380,188   71 


Non-Ledger    Assels 


Total  interest  due  and  accrued.  .  .  . 
Total  Admitted  Assets. 


$5,461,490    66 


Bank   overdraft $  9.040   41 

Actuarial    reserves 5.880.689    00 


Total  Liabilities  and  Actuarial  Reserves $5,889,729   41 

Less    Deficit 428,238    75 


Synopsis  of  Operations,  1942 


$5,461,490    66 


Pension 
Fund 


Total  ledger  assets  at  beginning  of  year $; 

Increase  in  ledger  assets  (receipts): 

Contributions $143,233  64 

Grants  from   City  of   Toronto 153,941  00 

Interest 227,803  77 

Exchange 1.454  78 

Profit  on   maturity  of  ledger  assets 2  93 


Total    receipts 

Increase  in  ledger  liabi 


ies — bank  overdraft. 


$526,436    12 
9.040    41 


Total  increase  in  ledger  assets. 


Grand    total 

Decrease  in  ledger  assets  (disbursements): 

Pensions .  . 

Retiring    allowances 

Death    claims 

General  expenses  (see  details  below).  .  . 


$5,655,154    88 


$232,793    76 

17,538    45 

10,515    56 

1,705    93 


Total  decrease  in  ledger  assets 

Total  Ledger  Assets  at  End  of  Yi 


iR $5,392,601    18 


Analysis  of  General  Expenses 

Salaries.  $500.00;  actuaries'  fees  and  expenses.  $515.52;  printing  and  stationery, 
$54.59;  postage  and  excise,  $160.82;  taxes,  licenses  and  fees,  $155.00;  miscel- 
laneous,   $320.00 $      1,705   93 


Exhibit  of  Pension  Fund 


Total  Active 

Members 

(All  in  Ontario) 

Total  Pensioned   Members 
(All  in  Ontario) 

No. 

No. 

Annual  Payment 

888 
9 

175 

39 
8 

$         c. 
212,943    75 

New    members                             

New    pensioners: 

50,066   53 

By    disability 

10,242   31 

Totals 

897 

222 

273,252    59 

Less   ceased    by: 
Death. 

5 
5 

47 

10 

11,240    14 

Pensioned 

Total    ceased 

57 

10 

11,240    14 

At  End  of  1942 

840 

212 

262.012    45 

FRATERNAL  SOCIETIES  FOR   1942 [35 

Actuary^g  Valuation  Balance  Sheet,  December  31,  1942 

AsMets 

Accumulated  Benefit  Fund  net  assets $5,473,903   00 

Present  value  of   members'  future  contributions 1,432,971    00 

Present   value  of  future  grants  from  city 2,593,454    00 

Deficit 415,826    00 

Total. $9,916,154   00 


Liabilities 

Re  pensions  in  course  of  payment: 

Service  . $2,605,999   00 

Disability 110,861    00 

$2,716,860    00 

Rf  benefits  payable  to  active   members  on  service  retirement: 

Single    sum 47,448    00 

Service    pension 6,872,493    00 

6,919,941    00 

Rt  benefits  payable  to  active  service   members  on  disability  retirement: 

Single    sum $        38,248    00 

Disability    pensions 94,998    00 

133,246  00 

Re  benefits  payable  on  deaths  of  active  members 108.043  00 

Re  estimated  present  value  of  future  expenses 29,024  00 

Bank    overdraft 9.040  00 

Total $9,916,154   00 


Basis  of  the  above  valuation  was  similar  to  that  used  for  purposes  of  the  previous  valua- 
tion as  of  December  31,  1939,  together  with  an  interest  rate  of  3%%.  The  rates  of  retirement 
on  service  pension  were  based  on  the  experience  of  the  Fund  from  1936-42.  If  the  experience 
of   1940-42    is    used   for   these   service   retirements,   the    deficit    of   the    Fund    would   be  $826,492. 

The   valuation    was   compiled   by    H.    H.    Wolfenden,    F.I. A.,    F.A.S.,    F.A.I. A. 


UKRAINIAN  NATIONAL  ASSOCIATION  INC.* 

Head  Office.  Jersey   City,   X.J. 

Chief  or    General    Agent   in    Ontario. —  Paul    Duda,    1506    Parent    Ave..    Windsor. 

Premiums  Written — Claims  Incurred 

Assets $    6.805,830            Premiums — Ontario   (net) $    23,353 

Ontario  insurance  in  force  (gross).  .           575,538            Premiums — Canada  (net) 27,564 

Canadian  insurance  in  force  (gross).          674,474            Premiums — Total   (net) 804,449 

Total  insurance  in  force  (gross)  ...  .    27,924,399            Benefits  paid — Ontario   (net) 650 

Benefits  paid — Canada   (net) 1,150 

Total  benefits  paid  (net) 249.332 


UKRAINIAN  WORKINGMEN'S  ASSOCIATION* 

Head  Office,  Scranton.   Pa. 

Chief  or   General    Agent   in    Ontario. —  R.    D.    Hill,    Confederation    Life    Bldg..    Toronto. 

Premiums  Written — Claims  Incurred 

Assets $2,605,061            Premiums — Ontario   (net) $      4,699 

Ontario  insurance  in  force  (gross).  .           115,115            Premiums — Canada  (net) 8,733 

Canadian  insurance  in  force  (gross).          198,965            Premiums — Total   (net) 288,687 

Total  insurance  in  force  (gross)  ...  .      9,673,486            Benefits  paid — Ontario   (net) 191 

Benefits  paid — Canada  (net) 286 

Total  benefits  paid  (net) 106,617 


'See  note  on  page  1. 


136 ANNUAL  REPORT— SUPERIXTEXDEXT  OF  INSURANCE No.  6 

L'LMON  ST.  JOSEPH  DL  CANADA 

Head  Office.   Ottawa.  Ont. 

Incorporated. — June.    1864. 

Officers. —  President.  Dr.  R.  H.  Parent;  Vice-President.  Dr.  Geo.  A.  Racine;  Secretary- 
Treasurer.    Hector     Menard. 

Auditor. —  Lucien     Mass6.    C.P.A. 

Actuary. — J.    B.     Mabon. 

Members  of  Governing  Executive. —  Dr.  R.  H.  Parent.  Dr.  J.  M.  Laframboise.  Ottawa;  Dr. 
Geo.  A.  Racine,  J.  L.  A.  Godbout.  Jos.  Trepanier.  Quebec;  Louis  Gignac.  Penetanguishene ; 
J.  E.  Guillet.  Trois  Rivieres;  P.  A.  Delorme.  St.  Hyacinthe;  Ovila  Duquette.  Hull;  Guy 
Guibault,    Joliette. 


Statement  for  the  Year  Ended  December  31,  1942 

Assets 
Ledger    Assets 

Book  value  of  real  estate — office  premises.  $148,172.01;  held  for  sale.  $600 $  148.772  01 

Mortgage  loans  on  real  estate — first  lien 24.213  94 

Amounts  secured  by  Society's  certificates  in  force — loans  and  advances  under  auto- 
matic non-forfeiture  provisions 105.455  64 

Book  value  of  bonds,   debentures  and  debenture  stocks 5.214,535  08 

Cash  on  hand  and  in  banks 84.385  79 

New  Brunswick   Government  deposit 5.000  00 

Sundry    accounts 1.320  19 

Total  Ledger  Assets  at  Book  Value '.  .  .  .  .$5,583,712  65 

Deduct  excess  of  total  book  value  of  ledger  assets  over  total  authorized  value 907.084  85 


Total  Ledger  Assets  at  Authorized  Value $4,676,627   80 


Non-Ledger    Assets 

Total  interest,  dividends  and  rents  due  and  accrued .  .  .$  36.836    26 

Total  premiums,  dues  and  assessments,  due  or  deferred,  or  collected  but  not  received 

by  Head  Office 23.075   68 

Non-interest  bearing  advances  to   members  of  "La   Caisse  Sociale" 81.329    49 


Total   Non-Ledger  Assets $     141.241    43 


Total  Admitted  Assets $4,817,869   23 


Liabilities 

Mortuary  Ft  nd: 

Claimsdue  and  unpaid $    32.959    00 

Provision  for  unreported  claims 2.000    00 

Premiums,  dues  and  assessments  received  in  advance 4.608    83 

Present  value  of  claims  payable  by  instalments 7.627    09 

$       47.194    92 

Sickness  and  Accident  Fund: 

Claims  due  and  unpaid $      2.071    11 

Premiums,  dues  and  assessments  received  in  advance 826    95 


Juvenile  Fund: 

Claims  due  and  unpaid $          605    00 

Provision  for  unreported  claims 100   00 

Premiums,  dues  and  assessments  received  in  advance 923    48 


1.62S 


General  Reserve  Fund: 

Premiums,  dues  and  assessments  received  in  advance 95    20 

Centin  Collegial  Fund: 

Amount   due 57    11 

General  Expense  Fund: 

Premiums,   dues  and  assessments  received  in  advance 3.957    43 


Total  Liabilities  except  Actuarial  Reserves $       55.831    20 


Actuarial  Reserves  as  at   December  31.  1942: 

Mortuary    Fund $4,117,877    00 

Sickness   and    Accident    Fund 255.931    00 

Juvenile    Fund 75.368   00 

Total  Actuarial  Reserves $4,449,176  00 


FRATERNAL  SOCIETIES  FOR   1941 


137 


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138 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


No.  6 


Analysis  of  General  Expenses 

Head  Office  expenses — salaries,  $28,762.20;  directors'  fees  and  salaries,  $10,375.00; 
auditors'  fees.  $2,000.00;  actuaries'  fees  and  expenses.  $450.00;  travelling 
expenses,    $1,741.84;-    miscellaneous,    $823.47 $    44,152    51 

Agency    and    organization    expenses — commissions.    $38,228.72;    salaries,    $3,500.00; 

travelling    expenses,    $8,664.24;    advertising,    $758.89 51.151    85 

All  other  expenses — books  and  periodicals.  $101.48;  paid  to  local  Lodges  for  collec- 
tion of  dues.  $28,103.67;  legal  fees.  $53.00;  medical  fees,  $4,418.60;  official 
publications.  $600.00;  fidelity  bonds.  $472.14;  printing  and  stationery,  $3,281.78; 
postage,  telephone  and  excise.  $1,911.28;  travelling  expenses.  $830.68;  taxes 
(other    than   real    estate),   licenses    and   fees,   $666.85;    miscellaneous,   $540.60.  .  40.980   08 

Total $136,284   44 


Exhibit  of  Certificates 


MORTUARY 

JUVENILE 

In 

Ontario 

Total 

In 

Ontario         I 

Total 

No. 

Amount 

No. 

Amount 

No. 

Amount 

No. 

Amount 

4,644 

644 

19 

$       c. 

4,267,177  00 

782,300  00 

15.135  00 

913  00 

61,718  00 

20,500 

2,672 

.12 

$        c. 

17.404.226  50 

2.964.800  00 

107.986  00 

2,087 

789 

16 

$     c! 

985,582  50i 

385.635  001 

6.700  OOj 

8.727 

2,544 

136 

$        c. 

Old  revived 

62  790  00 

Transferred        .    .    . 

55 

61 

16.790  00 

4 

1,640  Oo' 

5,362 

5,127,243  00 

23.345 

20.493,802  50 

2.896 

1,379,557  50 

11.407 

4,775.944  00 

Less  ceased  by: 
Death 

80 
6 

63,219  00 
6.250  00 

254 
10 
2 

201.180  00 
10,150  00 
1  son  nn 

6 

2,540  00 

50 

18  945  00 

Disability 

1 

31 
357 

24,422  00 
331,150  00 

179i       152,458  o5 

25 
571 

20 

11,950  00| 
257.615  00: 
709  00  . 
11.195  00 

67 
1.453 

61 

33.655  66 

Decrease 

21.877  00 

11  317  00 

27 

25,000  00 

23.749  00 



Total  ceased 

501 

450,041   00 

1  732 

1  <;<;^  RA/i  on 

622 

284.009  OOl 

1,631 

719  071  00 

At  End  of  1942. 

4.861 

4,677.202  00 

21,613  18.939,918  50 

2,274 

1.095.548  50! 

9,776 

4,056.873  00 

Total  amount  of  mortuary  certificates  in  force  at  end  of  year  analyzed  as  to  plan — Life 
$7,161,994.00;  Limited  Life.  $2,431,500.00;  Endowment.  $8,993,174.50;  other  plans,  $353,250.00' 
Total.    $18,939,918.50. 

Exhibit  of  Sickness  and  Accident  Certificates 


N 

UMBER 

In  Ontario 

Total 

At    end    of    1941 . . 

1.401 

69 

2 

18 

8  704 

815 

1 

26 

Transferred  .  .  . 

Totals 

1.490 

i 

9.545 

Less    ceased    by: 

Death 

31 
94 
11 

102 

Lapse 

746 

Transfer 

Total    ceased 

136 

848 

AtEndof1942 

1.354 

8.697 

.\ctiiary's  \aliiatioii  Balance  Sheet,  December  31,  1942 
MORTUARY   KIJM> 

Assets 

Funds  applicable  to  benefits $4,100,569   56 

Present  value  of  contributions 4.136,401    00 

Sickness  benefits  paid  as  a  lien  on  certificates  in  force 81.329    49 

Total $8,318,300   05 


FRATERNAL  SOCIETIES  F(-)R   1942 1139 

UabiUUea 

Present  value  of  benefits $8,241,961  00 

Claims  payable  by  instalments 7.627  09 

Commuted  value  of  disability  claims 12.317  00 

Other    liabilities 34.959  00 

Surplus 21.435  96 

Total '. $8,318,300   05 


Ratio   of   actual   to   expected   claims   during   1942    was  73.6%. 

The  basis  of  the  valuation   was  the    National    Fraternal   Council   Table   with  interest  at  4 

The  rate  of  interest  in  1942   on  the  total  assets  of  the  Society   was  4.28%. 

Total    insurance    valued    was   $18,939,918.50. 


SICKNESS  FUND 

Assets 

Funds  applicable  to  benefits $  447,175  16 

Present  value  of  contributions 671,178  00 

Negative  values  included  (40%) 16,912  00 


Total $1,135,265    1( 


Liabilities 

Present  value  of  benefits $  944.021    00 

Other   liabilities 2,071    11 

Surplus 189.173   05 

Total $1,135,265   16 


The  above  valuation  is  on  the  basis  of  the  N.F.C.  Table  of  Mortality  with  interest  at  4  % 
and  rates  of  sickness  established  in  1934.  Benefits  of  $10  are  valued  on  a  basis  of  250%  of  the 
rate  of  sickness  among  $5  members.  Forty  per  cent  of  negative  values  has  been  included  as 
an    asset. 


JUVENILE  FUND 

Assets 
Funds  applicable  to  benefits $       93,533   74 


Liabilities 

Reserve $  75,368  00 

Other  liabilities 705  00 

Surplus 17.460  74 

Total $  93.533  74 

All   the   above   valuations    were   compiled    by   J.    B.    Mabon.    F.I. A..    F.A.S. 


THE  ORDER  OF  UNITED  COMMERCIAL  TRAVELERS  OF  AMERICA* 

Head  Office,  Columbus,  Ohio 

Principal  Office  in  Canada,   Winnipeg,    Man. 

Manager  or   Chief  Executive   Officer  in   Canada. —  Harry   F.    Moulden,    Winnipeg. 
Chief  or    General    Agent    in    Ontario. —  None. 

Premiums  Written — Claims  Incurred 

Assets $2,466,230           Premiums — Ontario  (net) $       20.384 

Ontario  certificates  in  force  (No.)..                1,304            Premiums —  Canada   (net) 60,143 

Canadian  certificates  in  force  (No.).               3,714            Premiums — Total  (net) 1,253,780 

Benefits  paid — Ontario  (net) 12.622 

Benefits  paid — Canada  (net) 29.805 

Total  benefits  paid  (net) 723.926 


jee  note  on  page  1. 


140 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


No.  6 


WOMAN'S  BENEFIT  ASSOCIATION* 

Head  Office,  Port  Huron.   Mich. 

Principal  Office  in  Canada,  Sarnia,  Ont. 

Manager   or   Chief  Executive   Officer  in   Canada. —  Mrs.    Mary  J.    Baird,   Sarnia. 

Chief  or   General   Agent  in   Ontario. —  Mrs.    Mary  J.    Baird,    Royal    Bank   Bldg.,    Sarnia. 

Premiums  Written — Claims  Incurred 

Assets $46,221,516            Premiums — Ontario   (net) $        10.065 

Ontario  insurance  in  force  (gross). .          369,748           Premiums — Canada  (net) 51,382 

Canadian  insurance  in  force  (gross).      2,187,416           Premiums — Total  (net) 2,650,669 

Total  insurance  in  force  (gross)  ...  .120,823,461            Benefits  paid — Ontario  (net) 4,435 

Benefits  paid — Canada  (net) 35,874 

Total  benefits  paid   (net) 2,319.741 


THE  WORKMEN'S  CIRCLE* 


Head  Office,   New  York,   N.Y. 

Manager   or   Chief  Executive   Officer   in    Canada. —  Michael    Rubinstein,    Montreal. 

Premiums  Written — Claims  Incurred 

Assets $    8,372,772            Premiums — Ontario   (net) $      6,695 

Ontario  insurance  in  force  (gross)..             95,600            Premiums — Canada  (net) 13,733 

Canadian  insurance  in  force  (gross).          198,600            Premiums — Total  (net) 926.939 

Total  insurance  in  force  (gross) 16,366,950           Benefits  paid — Ontario  (net) 3,076 

Benefits  paid — Canada  (net) 6,052 

Total  benefits  paid  (net) 576,254 

*See  note  on  page  1. 


(E) 
MUTUAL  BENEFIT  SOCIETIES 


[141] 


(E) 

THE  GRAND  LODCJK  OF  ONTARIO,  INDEPENDENT  ORDER  OF  ODD  FELLOWS 

Head  Office.  229  College  St.,  Toronto 

Organixed. — July  27.   1855.      Incorporated  in   Ontario. —  November   19,   1874. 

Executive  Officers  of  the  Society  (as  at  September  30,  1942). —  Grand  Master,  C.  J.  Stilson, 
London;  Deputy  Grand  Master,  Byron  E.  Dundas.  London;  Grand  Warden.  J.  A.  E.  Cowley, 
Ottawa;  Grand  Secretary.  Wm.  Brooks.  229  College  St..  Toronto;  Grand  Treasurer,  N.  J.  M. 
Lockhart,    St.    Catharines. 

Statement  for  the  Year  Ended  September  30,  1942 

To  which  are  appended  statements  of  the  Auxiliary  Bodies  lettered  below  as  (A),  (B),  (C)  and  (D). 

I.   Funeral  Benefits 

The  Subordinate  Lodges  undertake  funeral  benefits.  The  total  membership  of  these  lodges 
at    September   30,    1942.    was   31.390. 

The  number   of   deaths  in  the   Society  in   1942   was  808. 

The  amount  of  funeral  benefits  paid  in  1942  in  respect  to  deceased  members  was  $26,711.42. 

Total   amount   of   funeral   benefits   paid   in   respect   of   deceased   wives,   $2,818.34. 

II.  Sick  Benefits 

The  Subordinate  Lodges  undertake  sick  benefits. 

The  total  number  of   members  who  received  sick  benefits  in  1942   was  1.699. 
The  amount  of  benefits  paid  in  1942  in  respect  of  sick   members  was  $46,605.60. 
The  number   of   weeks'   sickness  experienced   in   1942    was   14.798.      Amount   paid   for    medical 
attendance  and   nursing   during   1942.  $8,603.39. 

III.  Assets  Subordinate 

Grand  Body  Bodies 

Amount    of    real    estate $280,944  44  $1,438,075    15 

Cash    value    of    mortgages 64.299  90                 

Amount    of    securities 231,759  68  1 .196.777    38 

Cash   in    hands    of    Grand    Secretary    and    in    banks 100  04  167.694    89 

Amount    of    cash    in    Dominion    Bank 17,718  80                 

Amount   of   cash   in    Bank   of    Toronto 6.364  70                

Cash   in    Canada    Permanent     Mortgage    Company 12.952  20                 

All    other    assets 36.103  49                 

Assets    not    admitted: 

Grand    Lodge $   46.770   04 

Subordinate    Lodges 616.990   54 


Total  Assets $650,243   25      $2,802,547   42 


IV.  Liabilities  Subordinate 

Grand  Body  Bodies 

Sick   benefits,    funeral    benefits,    all    other  liabilities $      2.818   91  $   47,541    25 


V.  MisceUai 

The  books  and  accounts  of  the  Subordinate  Lodges  were  audited  in  October.  1942.  and  those 
of  the    Grand    Lodge  in    December.   1942.  . 

Names  and  post  office  addresses  of  Grand  Lodge  auditors:  C.  J.  Parker,  C.A.,  Brantford; 
G.    D.    Campbell.    F.C.A..    Toronto. 

Amount    of    bond    of    Grand    Secretary.    $5,000.00. 

Amount    of    bond    of    Grand    Treasurer.  $5,000.00. 

VI.  Cash  Receipts 

Cash  balance   (Grand   Lodge)   from  1941    (not   extended).   $31,186.52. 

Subordinate 

Grand  Lodge  Bodies 
Cash    received    during    1942    from: 

Initiation    fees,    etc $     $    15.119   30 

Dues 162.459    94 

Per    capita    tax    and    levies 50,431    24            

Fines 222    00                 

Supplies    sold 6.739    25                 

Interest,    dividends    and    rent 11.799    65  189.955    57 

Premiums    for    guarantee 105    30                 

All    other    sources 20.664    85  71.063    66 

Cash  received  from  sold  or  matured  investments  (not  extended) : 

Grand    Lodge $      4.499    50 

Subordinate    Lodges 82.424    49 

Total  Receipts $   89,962    19  $438,598   47 

[143] 


144 ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE No.  6 

VII.  Cash  Expenditure 

SUBORDINATB 

(a>    Expenses  of  Management          Grand  Lodge  Bodies 
Cash    paid    during    1942    for: 

Commission    and    organization    expenses $     $     

Per    capita    tax 150    00  ........ 

Expenses    of   annual    meeting 8,585   96  

Registration    fee 10   00  

Rent,    etc 1,500    00  

Supplies    bought 4,763   29  

Travelling    expenses   and    appropriations   to   officers 2,418   28  

Salaries,    officers'    and    auditors'   fees 6,676   26  

Printing,    stationery   and   advertising 679   43  

Postage    and    express 630    16  

Premiums 

Investigation    of   claims 

Other    management   expense    (detailed   in    memo) 9,222    53  181,862   76 

Totals $  34,635   91  $181,862  76 

(b)     Miscellaneous  Expenditure 

Benefits    to    widows    and    orphans 25,055    38 

Funeral    benefits 29.529   76 

Sick   benefits 46,605   60 

Medical    attendance    and    nursing 8,603    39 

Gratuities — special    relief 7.279    60 

All    other 37,626   56  127,387   20 

For   investments — Subordinate    Lodges,   $80,857.00. 
Grand    Lodge,    $16,250.00. 


Grand  Totals $   72.262   47  $426,323   69 


(A)    ABSTRACT  FROM  THE  RETURNS  OF  THE  REBEKAH  LODGES  TO  THE 
GRAND  LODGE  OF  ONTARIO 


Number    of    members,    December    31,    194] 
Admitted    during    1942 


Totals 

Deduct    (withdrawn   or   cancelled). 


Membership,  September  30,  1942. 


.Males 

2.128 
61 

Females 

15,727 
922 

16,649 
817 

Totals 

17,855 
983 

2,189 
208 

18.838 
1,025 

1.981 

15.832 

17^13 

Receipts 

Dues $   34.181    74 

Admissions 3.927   95 

Rents,    etc 554   22 

Miscellaneous 38,780   26 


Total $   77,444    17 


Expenditure  for  Relief  Only 

Relief   of    members $          589   67 

Relief   of    widowed    families 529   72 

I.O.O.F.    Home 350   20 

Home    tax. 1.589    75 

Special    relief 1,834    46 

Contributed   for   field    kitchens 3.227   51 

Contributed    for    other    war    work 5.484    26 

Total $    13.605   57 


Miscellaneous 

Expenses,    lodges $    54.146    69 

Invested    funds   of   lodges 61.460   88 

Cash    in    lodge    funds 32.441    84 

Expenses    of    Assembly 15.671    14 

Cash    in    Assembly    funds 4.665    72 

Invested    funds    of    Assembly 6,000   00 

Expended    for    Home    tax 

Number    of    lodges 


(B)   THE  FOLIX)WING  SUMMARY   FROM  THE  RETURNS  OF  THE  GRAND  ENCAMPMENT 
SHOWS  THE  MEMBERSHIP  AND  STANDING  AT  SEPTEMBER  30,  1942 

Number    of    members    as    from    last    report 4,021 

Initiated    during    the    year    ending    September    30,    1942 87 

Admitted    by    card    during    the    year    ending    September   30.    1942 12 

Reinstated    during    the    year    ending    September   30.    1942 7 

Totai 1 4.127 


MUTUAL  BENEFIT  SOCIETIES  FOR   1942 U5 

Oeductioas. 

Withdrawn    by   card 19 

Suspended    by    non-payment   ot    dues 116 

Suspended   from    Subordinate    Lodges 35 

Deceased 60 

Expelled 2 


Nei    Membership.  September  30.  1942 3.995 


Number   of    patriarchs    relieved    in    1942 116 

Number    of    weeks    for    which    benefits    were    paid 996 

Amount    paid   for    burying   the    dead   in    1942 $         365  00 

Amount    paid   for   relief    of    patriarchs    (sick   benefits) 1.596  91 

Amount    paid    for   special    relief  in    1942 264   43 

Relief   of    widowed    families 20   00 

Total  Amovsi  of  Relief  P.aid $     2.246  34 


Receipts   from    all    sources $    15.046   74 

Working   expenses   of    Subordinate    Encampments 11.750   22 

Cash    assets $      9.945   30 

Invested   in    mortgages    and   securities .  46.504    32 

Invested   in    buildings   and   lands ?-T9§   ?i 

Invested   in    furniture   and  TCgalia 

.■Ml    other   assets 

Total  Fvxds  of  Scbordinate  Excampmexts.  September  30.  1942 S 

Less   liabilities 


(C)    THE  ODD   FELLOWS'   FL>ER.\L    UD  ASSOCIATION  OF  THE  COl'VTIES  OF 
LI>COL>   A>D  WELL.VND 


6.106 

67 

s 

7S.892 
1.066 

97 
23 

$ 

7-.S26 

74 

Number    of    nienibers    who    died   in    1942. 
Number    of    members.    September   30.    19 


Amount    o:    cash   received    during   the    year   1942 $      1.604   90 

Amount    of    expenses   in    management   in   1942 277   30 

Amount    paid    funeral    claims 750   00 

Amount    on    hand.    September   30.    1942 231   51 


(D)    DEPARTMENT  OF  ONTARIO,  P.M.,  I.O.O.F. 

Number    of    cantons IS  _ 

Number    of    members,    last    report 447 

Mustered    during    year 23 

Admitted    on    honourable    discharge    papers 10 

Reinstated 2 


Total. 


From    which    deduct: 

Withdrawn    by    honourable    discharge    papers. 

Deceased 

Suspended   during    year 

Expelled 


Total 

Total   Membership.  September  30.  1942. 
Net  I X crease  for  the   Ye.\r 


Cash    balance    on    hand,    last    report 

Receipts   from    grants    and    per    capita    taxes. 

Receipts    from    badges,    jewels,    etc 

Receipts   from    commissions    and    supplies.  .  . 


$ 

54  49 

440  05 

333  00 

124  90 

Total  As 


Disbursemeiits 

Department    sundries S  350   3S 

Badges    and    jewels 276    61 

S.  G.L.    supplies 221    21 

Total 

Cash  Balaxce.  September  30.  1942 


146 


ANNUAL  REPORT— SUPERINTENDENT  OF  INSURANCE 


No.  6 


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AXXUAL  REPORT— SUPERIXTEXDEXT  C)F  IXSURAXCE 


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MUTUAL  BENEFIT  SOCIETIES  FOR   1942 


157 


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(F) 
COMPANIES  NOT  WITHIN 

(A)  (B)  (C)  (D)  and  (E) 


[159  1 


(F) 


THE  CANADIAN  MERCANTILE  INSURANCE  COMPANY* 

Head  Office.  St.  Hyacinthe,  Que. 

Officers. —  President  and  General  Manager.  T.  A.  St-Germain;  Vice-Presidents,  Irenee 
Auclaire,  J.  E.  Phaneuf,  K.C.;  Secretary,  E.  Desgroseilliers;  Treasurer.  T.  A.  St-Germain; 
Ass't    General     Manager,    L.    C.    Vallee. 

Directors. —  Irenee  Auclaire,  Chambly;  T.  A.  St-Germain.  Robert  St-Germain.  St.  Hyacinthe; 
Hon.  E.  L.  Patenaude.  Rene  Morin.  X.P..  J.  E.  Phaneuf,  K.C..  Karcisse  Ducharme,  Rosario 
Messier.    Dr.    Leon    Gauthier.    Montreal;    Hon,   Jacob    Nicol,    Sherbrooke. 

Chief  or   General    Agent   in    Ontario. —  Carson    P.    Eddy.   706    Excelsior    L    e    Bldg.,    Toronto. 

Date   of  1  ncorporation. —  April.    1937.      Date   commenced   business   in    Canada. —  October,    1937. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     250.000  Premiums — Ontario  (net) $    65.120 

Total  assets 1,928,018  Premiums — Total  business  (net).  .  648,831 

Total  liabilities 564.998  Claims — Ontario  (net) 36.688 

Surplus  protection  of  policyholders.      1.363.020  Claims — Total  business  (net).  .  .  .  309.235 


COMMERCE  MUTUAL  FIRE  INSURANCE  COMPANY* 

Head  Office.  St.  Hyacinthe,  Que. 

Officers. —  President,  Hon.  Alfred  Leduc;  Vice-Presidents,  Irenee  Auclaire.  J.  E.  Phaneuf. 
K.C.;  Secretary.  T.  A.  St-Germain;  General  Manager,  T.  A.  St-Germain;  Ass't  General  Manager. 
L.    C.    Vallee;    Treasurer.    T.    A.    St-Germain. 

Directors. — J.  E.  Phaneuf.  K.C..  Hon.  Jacob  Nicol.  Hon.  Alfred  Leduc.  Rene  Morin.  N.P.. 
Irenee   Auclaire,    T.    A.   St-Germain,    Hon.    E.    L.    Patenaude.    Lucien   St-Germain.    Benoit   Benoit. 

Date  of  Incorporation. —  April  14,  ^927.    Date  commenced  business  in  Canada. —  August  30,  1928. 

Premiums  Written — Claims  Incurred 

Capital  stock  paid  in  cash $     215.415  Premiums — Ontario   (net) $149,742 

Total  assets 2,778.791  Premiums — -Total  business  (net)..  745.546 

Total  liabilities 655.172  Claims — Ontario  (net) 100.971 

Surplus  protection  of  policyholders.      2.123.619  Claims — Total  business   (net)  ...  .  387.038 


EQUITABLE  FIRE  INSURANCE  COMPANY  (STOCK  MUTUAL) 

Head  Office,  266  St.  James  St.   W.,   Montreal.  Que. 

Incorporated. — June  3.   1901.      Date  commenced  business. — June  3,   1901. 

Officers. —  President.  Dr.  Geo.  E.  Mignault;  Vice-President.  Joseph  Desautels;  Manager, 
Armand    Gauthier;    Treasurer.    D.    M.    Charbonneau. 

Directors. —  Dr.  Geo.  E.  Mignault,  Joseph  Desautels,  Dr.  R.  C.  Laurier.  Armand  Gauthier, 
D.     M.    Charbonneau. 

Auditors. —  Ladislas    Joubert,    C.P.A.,     Montreal. 

Statement  for  the  Year  Ended  December  31,  1942 

Capital  Stock 

Amount 
Subscribed  for 
Amount  of  capital  stock  authorized.  $200,000. 
No.  of  shares,  2,000.       Par  value.  $100.  ^    „^  ^^^    ^„ 

Capital  stock  at  beginning  of  year $200,000   00  $   75,500   00 

Payments  on  capital  received  during  year 14,500   00 

Capital  stock  at  end  of  year $200,000   00  $    89.000   00 

Balance  Shect^Assets 

Book  value  of  real  estate  held  for  sale $        .^'599   95 

Mortgage  loans  on  real  estate — first  liens 42.500   00 

Book  value  of  bonds,  debentures  and  debenture  stocks: 

Not   in    default ^996,124    20 

^"'^^^-l* '■^''   ''  1.000.130   57 

Cash  on  hand  and  in  banks ^?i'ioi   iJ 

Interest    accrued 10,685   51 

Agents'  balances  and  premiums  uncollected: 

Written  on  or  after   October  1,  1942 i5c470    \^ 

Amount  due  from  reinsurance  on  losses  already  paid ioo'^oa    e.o 

Assessments  earned  at   December  31.  1942 Qo'onA    ti 

Unearned  reinsurance  premiums  paid  in  advance  on  mutual  premiums 9».dU4    Dl 

Total  Admitted  Assets $1,961.968   04 


^See  note  on  page  1. 

[161] 


162  ANNUAL  REPORT-SUPERINTENDENT  OF  INSURANCE 


No.  6 


Balance  Sheet — Liabilities  Total 

In  Canada  Liabilities 

.J     ,    .  $    16,799    85      $        16.799    85 

?rta}  rer;^"er\L°^$22T93'l.1S;Tarried-out  at  SO^o  thereof  .V.  !  l  :  :  •        177.544    96  177.544    96 

15.467   55 

Taxes  due  and  accrued '     '  \ 202.001    80 

Reinsurance   premiums 

Total  Liabilities  (excluding  capital  stock) ^•-  gg^oo'oo^     411.814    16 

Capital  stock  paid  in  cash • l,46l',153   88 

Surplus  in  profit  and  loss  account _ 

Excess  of  assets  over  liabilities  (surplus  for  protection  of  policyholders) 1.550.153    88 

.  .  .  .$1,961,968   04 
Total  Liabilities =^=i^^=== 


Profit  and  Loss  Account 


In  Canada  and 
All  Business 

.  .$     388.259    40 


Net   premiums    written.  ..;....  •  ■  ■  •  • 

Reserve  of  unearned  premiums  (80  /o).  $155,736   37 

At   beginning   of   year 177.544   96 

At    end    of    year . 

21,808   59 

Increase — 

$     366.450    81 

Net    premiums    earned $179,510    34 

Net    claims   incurred ■ 11,187    41 

Net    adjustment    expenses    incurred 35,639    71 

Commissions 15,935    88 

Taxes , ,. 22,467   59 

Salaries,  fees  and  travelling  expenses 22.725   84 

All    other   expenses ! 

287,466   77 

Total   claims   and   expenses 

.  .  .$        78,984    04 
Underwriting    profit 

Other   revenue:  ,  j  i  $   43.156   29 

Interest  earned — cash  and  accruals ^  gg.j.    gg 

Net   rents    earned •,•••;■:■: 843   55 

Profit  on  sale  of  securities  and  real  estate .  44.387    20 

$     123.371    24 

17  301   02 

Other  expenditure — income  and  excess  profits  taxes ; 

$     106.070   22 

Net  Profit  for  the  Year -—^:^=^== 


Surplus  for  ProtecUon  of  PoUcyholdere 

Surplus  of  assets  over  liabilities  (excluding  capital  stock  from  liabilities)  at  ^eginning^^^^^,  ^^^^   ^^ 

of    year. •  ;  •  •      5    14,566   66 

Increase  in  paid-in  capital  stocK. j^Qg  q-^q    22 

Net  profit  for  the  year  brought  down 120.570    22 

$1,486,134    48 
,     ,  J  .  .  20,000    00 

Dividends  declared  to  shareholders — 

$1,466,134    48 

Add  taxes  disputed  in  1941   but  settled  during  1942 •_ 

SURPLUS  of  Assets  over  Liabilities  (excluding  capital  stock  from  Habili-       .^^  ^^^   ^^ 
ties)  AT  End  OF  Year ' 


Summary  of  Risks^Fire 

In  Ontario  In  Quebec  All  Business 

Gross  in  force.   December  31.  1941 $    1|.395.713   86  $   87.547.866   02  Sl03.943.579   88 

Taken  in  1942,  new  and  renewed 12.7<l,Olb   aa  ji,(^»,.»o _ 

X    t    u                                                                                   .$    29,166,730    45  $119,268,572    89  $148,435,303    34 

Totals - *    Tn  1  ocNioR    1  Q  2S  291  200   97  3o,41  1  .o27    16 

Ceased  in  1942.  including  renewed 10.126,326    19  25.^9l./»»  if  <           o    ■ 

N-,t.nFo,c..  D.Ci.M...31.19J2,«      8.049.990  86  $   46.659.897   09  »   S4.709.887  96 


MISCELLANEOUS  INSURERS  FOR   1942 


163 


Exhibit  of  Premium,  in  Force  in